Williams, Alexander & Associates, Inc CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07450	Web
XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX XXXX XXXX, New Jersey XXXX XXXX : XXXX Contract for the XXXX - XXXX Season ( the " Contract '' ) Dear XXXX XXXX and XXXX : We are writing in response to the letter we received from XXXX XXXX XXXX, XXXX, attorney for XXXX ( " XXXX '' ), dated XXXX XXXX, XXXX, regarding the Contract for our daughter, XXXX ( initials used for security reasons ), to play with XXXX and to a communication we received from Williams, Alexander and Associates regarding the same. As previously communicated to XXXX, we do not believe we owe, nor will we pay, XXXX or any third party any additional amounts in connection with the Contract. On or about XXXX XXXX, XXXX, my wife and I met with XXXX XXXX, owner and coach, to explain the level of commitment that XXXX could provide to XXXX. We explained to XXXX XXXX that XXXX had other commitments, including her town XXXX, XXXX and a XXXX. We specifically told XXXX XXXX that XXXX time would be spent playing on each team, and that in the summer, XXXX would not play any soccer as she was 100 % committed to her club XXXX. XXXX XXXX confirmed that this level of commitment was acceptable to XXXX and in line with prior years ' commitment level. This confirmation was a material fact upon which we relied when deciding to enter into the Contract. On or about XXXX XXXX, XXXX, we paid a deposit of {$810.00} to XXXX and entered into the Contract. On or about XXXX XXXX, XXXX, I attended a parent meeting with a group of other parents, where XXXX XXXX stated that XXXX would have to come before all other teams. This level of commitment far exceeded what was previously represented by XXXX XXXX to us. At that meeting, he also said that " If this commitment is too much you can feel free to leave ''. On or about XXXX XXXX, XXXX, I informed XXXX XXXX that the new commitment level was not one we could agree to. He responded " I understand, Ok ''. We both said good bye and the conversation ended amicably. At no time were future monetary payments discussed. In material reliance upon XXXX XXXX ' statements, we withheld our daughter from playing for XXXX, and we did not pay any additional amounts. Furthermore, we received no communication from XXXX XXXX concerning payments in the month of XXXX, XXXX, XXXX, or XX/XX/XXXX - time periods in which further payments otherwise would have been due. The failure of XXXX XXXX and XXXX to notify us of their belief that we owed XXXX additional payments is evidence that our actions were correctly taken in material reliance of XXXX XXXX ' statements, and were done with the full agreement of XXXX XXXX. In addition, it is our understanding that XXXX was able to quickly fill XXXX roster spot with a new dues-paying player. Based on the facts set forth above and the fact that the Contract lacks an integration or merger clause ( which may otherwise act to render prior statements moot ), it is our belief that we were fraudulently induced to enter into the Contract. Accordingly, the Contract should be deemed void and all amounts paid by us should be rescinded. In furtherance thereof, please immediately return our deposit to us. In addition, even if the Contract was not deemed void, XXXX would not be entitled to any additional payment from us as such payment would constitute unjust enrichment in light of the facts that XXXX did not render any services to us in the XX/XX/XXXX - XX/XX/XXXX season and that XXXX received payments from the new players added to the team ( which such payments completely offset any amounts expected from us under the Contract ). Thank you.
06/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 076XX	Web
I received a collections letter dated XX/XX/XXXX ( copy attached ) from Williams, Alexander and Associates about the account with XXXX XXXX XXXX, the medical provider. I disputed the collections claim on XX/XX/XXXX ( copy attached ). Also, my husband, XXXX XXXX, had a detailed discussion with XXXX XXXX in their office around XX/XX/XXXX. He explained to her how the claim was incorrectly submitted and also that we would be disputing the account. She said that she will make a note of it and assured him that when the account will be reported to the credit bureaus on XX/XX/XXXX it will be marked as disputed and it will have no effect on credit score until a resolution is reached. They record all calls so there should be a record of the call. They sent me an acknowledgement letter dated XX/XX/XXXX ( copy attached ) confirming that the account will be notified as disputed when it is reported to the credit bureaus. They also included an explanation and EOB for the services provided. I contacted XXXX XXXX XXXX again starting XX/XX/XXXX asking them if they have submitted the claim correctly and then worked with them and XXXX XXXX for the next 3 weeks to resubmit the claim. Because the claim was over a year old, XXXX did not honor it. In good faith, I went ahead and settled the claim on XX/XX/XXXX for the new amount of {$420.00} ( see updated statement and receipt attached ). My understanding, from conversations with XXXX at XXXX XXXX XXXX, is that she contacted Williams, Alexander and Associates immediately stating that the account has been settled. This should have closed the case. I would like to bring to your notice a few concerns I have : First, the explanation provided in the letter dated XX/XX/XXXX is incorrect and it doesnt look like proper research was done. The medical provider, XXXX XXXX XXXX XXXX, should have submitted the claim to XXXX XXXX for XXXX, instead they submitted it to XXXX ( see EOB ). Because of the incorrect submission, the claims were denied. Second, Williams, Alexander and Associates mentioned over the phone and in writing that the credit bureaus will be notified that the account is in dispute. Instead, the credit bureaus were notified incorrectly that the account is severely overdue and no dispute was recorded ( see attached credit bureau report ). Third, the account was fully settled on XX/XX/XXXX and XXXX, from XXXX XXXX XXXX notified Williams, Alexander and Associates immediately about it. This should have eliminated the need for any reporting to the credit bureau and it was done before XX/XX/XXXX. But they ignored the notification and still reported derogatory information to the bureaus. As a result of these mistakes and incorrect reporting to the bureaus, my credit score has dropped from the XXXXs to the XXXXs across the three bureaus. I found out about this the hard way because the APR for loan that I was about to originate doubled from 8.98 % to 16.97 % and because of this I was unable to originate it. Ill be happy to provide evidence of this.
07/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33414	Web	Servicemember
XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX XXXX XXXX # XXXX XXXX, XXXX XXXX I recently submitted a request for investigation of an Acct Number : ACCOUNT # XXXX Williams Alexander & Associates Toll Free : XXXX Fax # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX I 've submitted enough information regarding the fraudulent account that 's open in my name I have provided information for your company to have carried out a reasonable investigation of this dispute. If you had investigated properly rather then using your XXXX system you would have noticed that this account is not mine which your companies have claimed to " Verified ''. Since you 've obviously neglected to investigate this account thoroughly I am demanding you remove this account off my profile. It is at this time that I will point out the in UNITED STATES OF AMERICA CONSUMER FINANCIAL PROTECTION BUREAU VS XXXX XXXX XXXX , XXXX XXXX v XXXX, XXXX v. XXXX ( XXXX ), and XXXX XXXX XXXX, XXXX XXXX, the courts ruled each and every time that the CRA could n't merely " Parrot '' information from the creditors and collection agencies ... that they have conduct an independent REASONABLE investigation to ensure the validity of the debt and honesty/integrity of the creditors/CA in question. Sending out a generic form through the XXXX system that does n't even contain my reasons for the dispute is not reasonable. I have provided relevant information about my Identity Theft Report. FCRA 605B ( b ), 15 U.S.C. 1681c-2 ( b ). Such notification by a CRA triggers XXXX obligations for the furnisher. First, under FCRA section 623 ( a ) ( 6 ) ( A ), you must not allowed the furnisher may not continue to report that information to any CRA. FCRA 623 ( a ) ( 6 ) ( A ), 15 U.S.C. 1681s- 2 ( a ) ( 6 ) ( A ). Second, under FCRA section 615 ( f ), it may not sell or transfer that debt to anyone else who would try to collect it. FCRA 615 ( f ), 15 U.S.C. 1681m ( f ) .As required by section 611 of the Fair Credit Reporting Act, 15 U.S.C. 1681i, a copy of which is enclosed, I am requesting that the item ( s ) be removed [ or request another specific change ] to correct the information. You have no way to ascertain the legitimacy of my action without investigating the items in questionPlease send me all document regarding such record, court documents ] supporting my position. ] Please reinvestigate [ this/these matter ( s ) ] and [ delete or correct ] the disputed item ( s ) asIf you do n't initiate an investigation regarding my dispute, as it is my right under the Fair Credit Reporting Act, I will have to take legal action to protect my credit rating and myself. Which I 'm sure you are aware each violation of the Fair Credit Reporting Act allows damages of {$1000.00} should this matter ends up in court. I look forward to an expedite resolution of this matter Thank you. XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX XXXX XXXX # XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX
05/06/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33414	Web
XXXX, XXXX XXXX XXXX, XXXX. Additional Locations Phone : ( XXXX ) XXXX Fax : ( XXXX ) XXXX View Additional Phone Numbers XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify Williams, Alexander & Associates , Inc. any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Williams , Alexander & Associates, Inc. any company associate with this account # XXXX the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation. Sincerely, XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX
12/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32907	Web
WAASSOCIATES ACCOUNT NUMBERs : XXXX XX/XX/XXXX XXXX XXXX XXXX , XXXX 15 years in business XXXX XXXX XXXX XXXX, XXXX XXXX ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you WAASSOCIATES or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : WAASSOCIATES or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation. Sincerely, XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX
12/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 07302	Web
I signed a gym contract with XXXX XXXX XXXX XXXX, XXXX XXXX for a year of gym membership which ended on XXXX XXXX, XXXX. The gym membership according to the contract can not be renewed without me going in person to the gym to renew it, sign another annual contract and being issued a new membership number. According to the contract, the annual membership can only be renewed on a month to month basis if I was paying monthly dues at the time of annual contract expiration. Since my bank re issued a new debit card with new chip my payment for 2 months did not go through. I was not paying monthly dues after XXXX XXXX. I have an outstanding amount of XXXX XXXX and XXXX XXXX to be paid to the XXXX XXXX XXXX of {$160.00} in total. The gym sold my info to a debt collection agency called Williams , Alexander & Associates XXXX XXXX XXXX XXXX, XXXX NJ - XXXX with a debt collection against me of {$740.00} on XXXX XXXX XXXX. I sent a certified post through USPS to dispute the amount but the letter has been returned to me. No one received it. The agency sent me a second letter on XXXX XXXX XXXX with a second debt of {$870.00}. When I called them on XXXX XXXX XXXX, I was informed that I need to pay $ XXXX {$870.00} now. My original debt of {$160.00} outstanding with XXXX XXXX XXXX XXXX has been misrepresented. The debt collection agency - Williams , Alexander & Associates has reported derogatory bad credit on my credit score which came down from an average of XXXX ( for over a year ) to XXXX despite my disputing the amount.
08/12/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48188	Web
Hi, i woke up one morning, about a month ago, with a note on my XXXX XXXX that on XXXX there was a Collection of {$940.00} from Williams & Alexander Association From a XXXX Division as original Creditor. I call the collector on XXXX, and they could not find me on their system. I gave my social and my address and they said they send a bill for more than 3 months to XXXX, NJ in some address that i never lived. I live in XXXX for 3 years, and I was living in XXXX before where i had my house. I never received any letter from them and never had any collection issue on my credit. This is completely fraud and scan on my credit. I fill out already 4 disputes with XXXX ( XXXX, XXXX, XXXX and XXXX ) and my credit continues going down. Yesterday the collection took place on XXXX and I fill out a dispute immediately as well ( XXXX ). I keep calling this collection agency and they keep saying that this does not belong to me, but they do not remove this derogatory mark from my credit. It's been a month like this fight and I'm getting nowhere. Please help me to clean my credit it went down almost 50 points. I really need help with this. This is insane how come a collection use my social to charge me something that does not belong to me without sending me any notification??? Please help!
11/10/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
I went to XXXX for my XXXX XXXX on XXXX my insurance at the time was XXXX XXXX XXXX XXXX I paid my copayment of {$40.00}. I was sent a total of {$880.00} for reimbursement that went to their overpayment recovery department for me to pay back XXXX. I was told XXXX I had to repay due to incorrect billing. The Dr 's office and then a collection agent refused to submit correct billing.I have disputed this debt since day 1. I was contacted by a XXXX and said the debt was incorrect as they showed me being reimbursed for {$1100.00} which I never was the patient statement they sent and patient demographics report both had incorrect information amounts received and insurance at time of service. I explained that the debt was incorrect and asked help in resolving the matter as XXXX said they would be reimbursed more than the XXXX that I had refunded backWhat happened after was a series of harassing and attempts to intimidate phone call by a XXXX specifically on XXXX. The letter dated XXXX/XXXX/15 is a complete and fraudulent statement that " there has been no response in regards to payment ''. The polar opposite has occurred and I find the actions of Williams, Alexander and associates to be deceptive and illegal.
03/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 088XX	Web
In XXXX of XXXX I went to landlord tenant court with my landlord XXXX XXXX at that time he was granted possession of the property and he got to keep a XXXX security deposit that we had paid to move in the property. In XXXX of XXXX a collection agency called Williams Alexander contacted my partner stating that we owe XXXX dollars I have no idea what this debt is about. In XXXX of XXXX I noticed this debt on my credit report. I have disputed it many times and I am now starting to see payments being made on this debt. I have made no payments on this debt I dont know who is making the payments, and Im sure the bank account or credit card numbers will not match mine if it is investigated. This man XXXX XXXX has my social security number and I dont know what he is doing with my information. Please help me with this matter I pay all of my bills on time and I believe this man is somehow manipulating information being that I had to give him my personal information upon renting the house.
04/01/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 18042	Web
I'm asking for them to prove 100 % verified or validation. So I'm submitting through this site for help. This collection agency has not proved this account is mine. They have not sent me any of the proof : Assignment clause Notarized letter of debt purchase Signed contract from original creditor Copy of license to collect in my state legally * Copy of Signed HIPAA form This is a form of HIPAA violation. If they are saying it is verified then where's my proof? What methods are you using to verify?
06/19/2018	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	KY 420XX	Web
Williams and Associates has contacted my siblings, my XXXX yr old grandmother and said they have a warrant for my arrest to 2 of them and said to one of my siblings and myself they are sending a summons for court for an unpaid debt. They say this debt is from XX/XX/XXXX -XX/XX/XXXX I've owned 2 homes and built a home 3 years ago and have nothing on my credit report nor have I had an account with said debtor. They have threatened and harassed my family members. It's out of hand!
02/18/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	DE 19808	Web
After failing to provide written notification of an attempt to collect on incorrectly billed medical debt, the company began harassing me on a daily basis and is continuing to demand payment on a bill they agree was misfiled. I submitted a dispute letter in writing to which they acknowledged receipet and continue to threaten me with legal action suggesting that simply paying this misfiled debt will make everything go away and be easier in the end.
08/21/2023	No	Money transfer, virtual currency, or money service Debt settlement	Fraud or scam	NJ 070XX	Web
Williams, Alexander and associates who are debt collectors, collected money from a debtor who owed me approximately {$5000.00}. This money was received and never released to me. This has been an on going issue since XX/XX/2022 until today. I have called multiple times. Initially I was told a check will be sent out immediately. This was never completed. Then they stopped returning phone calls. Now their phone is disconnected.
05/19/2020	Yes	Debt collection Private student loan debt	False statements or representation Indicated you were committing crime by not paying debt	NJ 07040	Web
Derogatory balance last reported XXXX XXXX, 2020 of {$4900.00} by WILLIAMS ALEXANDER & ASSOC. Reports that the acct. remains open and not settled. Dispute resolved contingent upon goodwill removal of debt from all 3 credit agencies ; Settlement ( {$3800.00} ) negotiated and paid to original creditor XXXX XXXX XXXX XXXX XXXX. This has caused an enormous hardship in the wake of the COVID 19 and current unemployment status.
09/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 070XX	Web
I filed a complaint with the Attorney General 's Office in New Jersey and the FCC because I currently go to XXXX and there is no way I am in collections with them. I spoke with the XXXX Manager in XXXX, NJ about this and said that it was an error. His name is XXXX XXXX, phone number ( XXXX ) XXXX. You can contact him and he will let you know that this should not be in collections or on my credit report.
06/10/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	WA 982XX	Web
I received a phone call from, +XXXX ( XXXX ) XXXX-XXXX today saying I had a past debt from 2001 in the amount {$1000.00} and the creditor would like to settle now over the phone right now in the amount of {$520.00}. They read back my full social security number and knew my name. I called so called creditor, They said was XXXX XXXX and they have no record of me on file.
08/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 088XX	Web
XXXX Refuses to delete/ remove a incorrect collection account from my credit report which does not belong to me & must be removed immediately as its hurting my creditworthiness, account info is as follows : WILLIAMS, ALEXANDER & ASSO XXXX XXXX XXXX XXXX , NJ XXXX A/C # XXXX {$55.00} XX/XX/2017
02/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 075XX	Web	Servicemember
My name was used for a debit on a bail bonds after sending my ID and license that shows they send the wrong person to collections, Nothing has been done to remove it from my credit score. Instead they kept me.
08/02/2022	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NJ 07016	Web
I was never notified from the original creditor that a debt was owed. Now I am receiving notices that it went into collection. This is not fair to me and it was delivered to the wrong address.
09/07/2023	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 07101	Referral

08/03/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 070XX	Web

05/01/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10028	Web

12/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33404	Phone

08/19/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 34986	Web

10/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07006	Web

08/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07631	Web

08/02/2021	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	NJ 07631	Web

07/15/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07006	Web

05/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07631	Web

05/18/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07631	Web

12/16/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08690	Web

11/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08690	Web

09/03/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08690	Web

09/03/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08690	Web

09/03/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07866	Web

07/26/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 15101	Web

07/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34994	Web

04/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07960	Web

02/06/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08758	Web

09/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08822	Web

05/03/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07403	Fax

03/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07013	Fax

03/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07013	Fax

12/29/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07470	Web

10/20/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07470	Web

09/02/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	PA 18330	Web

06/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07866	Web

03/17/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NJ 07302	Referral

01/22/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NJ 07302	Referral

06/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07086	Web

03/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 08752	Web

03/04/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 07418	Web

02/24/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07104	Web

02/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07083	Web	Older American

09/27/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 07304	Web	Servicemember

06/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07020	Web

05/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07621	Web	Servicemember

05/22/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	NJ 07621	Web	Servicemember

04/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NJ 07416	Web

01/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	NJ 07112	Web