07/15/2016 |
Yes |
- Debt collection
- Credit card
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I am a victim of fraud or something that is not my debt. I have not had one chance to fight this debt or go to court because I was not aware of this debt until it was to late. D which, has now caused my weekly paycheck to be garnished, this started XX/XX/XXXX to currant XXXX/XXXX/XXXX until XXXX knows when 25 % taken from my pay for something I know nothing about and can not get any straight answers about. I had no idea of this debt, did not go to court over this debt, did not have a XXXX XXXX XXXX credit card or any other card associated with them because they are crooks.The debt this company is claiming I owe is at least from XX/XX/XXXX or XX/XX/XXXX, it is now XX/XX/XXXX and from the courthouse to lawyers to people who know this collector are saying something it not right. When I found out my check was being garnished, taking about {$1000.00} a month of my pay until it reaches {$8000.00} from the original debt which I still have not received an exact answer on but due to interest and the debts age they will only take XXXX and refuse to work with me. Even though this is not my debt and I have not been to court over this, they scared me and asked if I could get a loan, or get money from a friend, they asked if I wanted to put it on a credit card etc ... Even though it did not feel right I offered them XXXX and they refused that, they will not work with me at all over a debt that I had no idea of and feel I am being scammed as they have now collected about XXXX and I feel stuck ; I asked when I went to court over this and was told they did not know because the debt was now sold to William C. Grossman Law, PLLC from the original debtor who went out of business XXXX XXXX XXXX, XXXX. with William C. Grossman I am unable to get any straight answers. first off all original documents were mailed ( for months ) to an address I had lived at for 2 years over 9 years ago, then I was humiliated as the first collector XXXX XXXX XXXX proceeded to have a police officer serve my boss at my job, then went as far as to send wage garnishment papers to the payroll company without my knowledge or my works knowledge. I have tried everything possible to get a court date or talk to a judge about this to see what is going on and what I am losing half my money to but I have been told that it is to late and for future to realize this lesson and pay my bills which I do pay. I was in a horrible motorcycle accident in XXXX XXXX I had to borrow money from family to pay bills, and the small amount of credit cards I did have except a XXXX XXXX debt in which I am paying on currently and did go to court for that debt while this debt I have no knowledge of. I am trying to purchase a home, the lender has had issues pulling my credit, he said I have a common name and so far he has found XXXX social security numbers matching my name and date of birth. I do not know if my identity has been stolen but this company will not help me resolve this and I want to know where the {$6000.00} is at this time which they also are not able to tell me. I have begged the courthouse for help but they said it does n't make sense, my accountant said its fraud, I am very worried and have never not been able to settle a debt offering XXXX % cash to get rid of it, they want it all and the interest daily is unreal. I am head of my house hold, I have an XXXX mother I used to give money to but now I am not able since my paychecks have decreased so much and I have gotten no answers as to what to do other than " Borrow money and pay in full the XXXX from a card that was I believe they said XXXX or XXXX. this is robbery I am desperate for help and very worried when they are paid off will I even get notice saying its paid off? If this inst handled properly and has not been since day one I will not be able to purchase a home. I have owned homes, cars, bought a new truck and this never showed up until on my paycheck
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08/11/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
Older American, Servicemember |
Greetings.. On or about XX/XX/2018 I received a summons to appear in XXXX City Court or face a judgement on a old credit card bill.
I'm XXXX years old collecting Social Security and a Veterans XXXX Pension..
Under Federal and New York State law these funds can not be frozen or garnisheed.. As long as there direct deposited. Except under certain circumstances these funds can be frozen and garnisheed, and the banks supposed to know which is which.
I did talk to a Legal Aid Attorney and my funds are not to be frozen or garnisheed. So therefore I'm not obligated to answerer the summons unless I wish to. Since I do owe the money I'd more than likely lose the case and a judgement would be won by the creditor or debt collector.
What my Legal Aid Attorney mention to me is that sometimes the banks freeze and or garnisheed account when they shouldn't and it takes a month or more to get the funds released..
What needs to be fixed by congress is as fine of {$50000.00} on the banks for freezing bank accounts that are not to be frozen or garnisheed and a {$5000.00} payment to the person that the account was not to be frozen or garnisheed.
I'm asking you to sponsor a bill to punish banks that drop the ball on making sure that the funds in accounts are not frozen or garnisheed when there not supposed to be.
This bill would protect all people who are collecting funds that are protected under Federal and State Law in all 50 states not just New York State.
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07/14/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a notice from William C. Grossman Law, PLLC today ( XX/XX/XXXX ) stating if I did n't resolve debt that they are authorized with in 30 days to file a lawsuit to collect the balance owing on the account. I have attempted to notify the hold of the debt. XXXX XXXX XXXX when they notified me of debt back in XXXX that this was fraud. I asked them to send me a signed copy of agreement and documentation they had. I never heard back from them. Now I am receiving a letter and a promissory agreement that shows no signature, just an electronic signature. I have also sent documentation to the credit reporting agencies showing this is fraud with no response on behalf of XXXX XXXX. They are outside of the guidelines of sending me verification of the debt back from XXXX XXXX. I request that this be investigated. They are in violation of the FDCPA by attempting to contact me directly.
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04/03/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX.
XXXX XXXX XXXX, XXXX This company, based in XXXX XXXX, NY has been employing intimidation tactics to collect a credit card debt that has been written off by XXXX bank.
I called XXXX today, and was told they have no recourse because my debt was sold and written off. My credit score is low, and it is because of this debt write off.
Today, they sent 2 men, without identification to my door in an effort to serve me a fake summons. Previously, they called my friends and relatives at all hours looking to collect my debt.
The summons, document does not have original signatures or notarization. their is no formal response letter, or numbered of summons.
I contacted my Attorney General Office, DA, FTC and FDIC and congresswoman.
i will file a complain with Attorney General and CFPB.
Thank you,
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04/12/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
I bought a ring from XXXX XXXX XXXX, in XX/XX/XXXX. a gift for my grand daughters college graduation ... ... ... ... I have proof of receipts by the owner, XXXX , that I RETURNED THE RING, ..when I realized I had gone over my head ...
Last XX/XX/XXXX, I got a letter from collection agency ... My financial counselor at my XXXX XXXX called XXXX, ( collection ) wrote letters, explained that the ring had been returned ... I thought this had been cleared up ... NOW, again, I get another letter a year later, with the same issue..Please, because of this problem, my good credit is in question, and I truly do NOT owe any money on this ring ... Whatever you can do to help me, will be greatly appreciated ... Thank you, sincerely, XXXX XXXX XXXX
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09/14/2015 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
Older American |
the law office of William C. Grossman is collecting a credit card debt that I do owe and I had made payment arrangements of {$10.00} a month I have not made my XXXX payment so they called my wife who is not on the loan and I did not give the attorney authorization to talk to anyone about the loan and they discussed my mortgage how long I have left on it in a threatening way she did tell them that she was not on the loan and did n't want to discuss it and they kept forcing the issue this is in violation of FDCPA they had no right to talk to her or anyone about it
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07/11/2018 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I received a call from a local number XXXX, so I answered and a gentlemen explained that this was a collection attempt on a credit card that they were hired to collect on, I explained that I am not able to make a payment arrangement and that I am currently staying with a friend temporarily, and he said that he will let the rep know that originally called and the next time they contact me it will be through a lawsuit.
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09/12/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Postal mail |
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04/29/2016 |
No |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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11/05/2015 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Referral |
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09/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Postal mail |
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08/27/2015 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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07/28/2015 |
Yes |
- Debt collection
- Credit card
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Phone |
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03/12/2015 |
Yes |
- Debt collection
- Non-federal student loan
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- Improper contact or sharing of info
- Contacted me after I asked not to
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|
Web |
Older American |
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02/23/2015 |
Yes |
- Debt collection
- Credit card
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
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Web |
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02/22/2015 |
Yes |
- Debt collection
- I do not know
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- Improper contact or sharing of info
- Contacted me after I asked not to
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Web |
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11/14/2014 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Referral |
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10/17/2014 |
Yes |
- Debt collection
- Non-federal student loan
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- False statements or representation
- Attempted to collect wrong amount
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Web |
|
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08/07/2014 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
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04/18/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Referral |
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03/21/2014 |
Yes |
- Debt collection
- Credit card
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- Communication tactics
- Frequent or repeated calls
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|
Web |
|
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03/06/2014 |
Yes |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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01/13/2014 |
Yes |
- Debt collection
- Credit card
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
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12/24/2013 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Talked to a third party about my debt
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|
Web |
Servicemember |
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11/15/2013 |
Yes |
- Debt collection
- Credit card
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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