| 07/05/2017 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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For several years now I have been working diligently to restore and build my credit. After defaulting on my student loan payments for a period of three months ( due to not understanding my options for deferment or refinance at the time ) my FICO score dropped to a staggering XXXX. In the time since, I have made leaps and bounds in restoration, climbing back to a XXXX.
In the time since I began working to restore my credit, I have been aware of a collection account with a serve date of XX/XX/XXXX and a total of {$420.00}. This amount has never changed. This was intentionally the last collection I sought inquiry of, due to it being the highest dollar value and therefore potentially the largest burden to resolve. According to my credit report, the collection was attributed to XXXX XXXX XXXX/XXXX XXXX XXXX ; a healthcare provider covering the greater XXXX, TN area. I have only once in my adult life checked myself in to an ER for care of my own XXXX. In fact, I very explicitly recall having visited the ER in the winter of XX/XX/XXXX in order to receive a physicians notice for work due to an illness that lead me to miss several days, bringing me near a point of termination which I could not afford. I, as many underinsured and uninsured Americans unfortunately must do from time to time, went to the ER knowing it was my only means of being seen by a physician knowing that I had absolutely no disposable income, and no employer provided insurance, and no means to pay. This is the only legitimate debt I know of, certainly the only legitimate debt related to hospital services, and is evidenced by a XX/XX/XXXX bill totaling {$130.00} that I did not recall having had the funds to satisfy at that time.
Fast forward to XX/XX/XXXX of this year. The {$420.00} debt is the final collection account on my credit, is now beyond the statute of limitations for suit in the state of Tennessee, and is barely more than 1 year from being removed on my credit report. As explained above, restoring my credit is of great value to me, so I reached out to Wakefield and Associates ( formerly XXXX XXXX XXXX, formerly XXXX XXXX XXXX XXXX ) to inquire about the debt, and if possible and warranted, to resolve it ahead of that schedule.
I contacted Wakefield and Associates ; seeking to gather information, inquire where the disparity between {$130.00} and {$420.00} could have arisen, get account numbers and information for callback ( since the only collection bill I had was six years old and the collection agency, for whatever completely scrupulous reasons, had rebranded twice since ), and to see if making a payment arrangement for the alleged debt was appropriate. In this first call I spoke with an XXXX, who in retrospect offered me absolutely no extensive information pertaining to the account, which I was requesting. As I attempted to explain the above information regarding my very clear personal knowledge of my medical history, XXXX spent the course of twenty minutes essentially telling me I had no idea what I was talking about regarding my own history. Additionally, I suppose my intelligence needed insult as well, as she needlessly attempted to explain the difference between a hospital bill and a physician bill, stating that this was a physician bill, not a hospital bill ( I was not able to discern that myself from the all caps, bold font XXXX XXXX listed under the services rendered section of the bill ). As I was clearly aware of my medical history of XX/XX/XXXX and still not rendered XXXX XXXX or otherwise incapable of reading the bill I held in my hand ; I reiterated the bill, the only charges I was aware of in any way, explained I was well aware that I could continue radio silence for a year and pay nothing, and still - I stated I would like to do the right thing and satisfy the alleged debt, but only if I were to pay the amount I understood to be legitimate, of {$130.00}. I felt that to be very reasonable given my alternatives. I felt that to be still a fair business proposition for Wakefield, knowing they likely never paid more than 10 % to purchase my debt and this would still amount to several hundred percent in revenue for the collection agency. XXXX insistently counter offered 50 % off of the {$420.00} claimed debt, for a total still greater than {$200.00}. When I asked whom else I may speak with regarding the matter, such as a supervisor, I was repeatedly berated that there was no escalation and this conversation continued to escalate to the point of this, let 's just say less than respectful and educated individual, levying personal insults regarding my level of accountability and responsibility. Did I mention I made this call knowing full well that doing absolutely nothing for just one more year would resolve my problem at no cost to me?
I 'm appalled in the deepest sense by this employee, but still, having worked customer service positions for much of my life, I understand the stress of the job and this particular venue is very likely something beyond my own scope of understanding. Maybe it was a bad day for her. Maybe my own frustrations during the call created the perfect storm. In any case, I had not received ANY of the useful information I had sought, and I had not resolved my collection. I opted to make another call at a later time to immediately request a supervisor, explain the previous encounter, and again investigate what I might be able to do in order to remove this collection and better my credit. This time I spoke with a very kind gentleman named XXXX, whom managed to deescalate me enough before transferring me to a supervisor to get me to explain briefly my last call and encounter. As I explained, he expressed empathy clearly and effectively, he apologized profusely on behalf of the previous agent, and asked if I might first like him to see what details I was originally requesting that he could provide.
XXXX conducted himself with candor and respect, he empathized and acknowledged all of the information I was disclosing regarding the bill in my possession, he provided me the account number for the collection, and generally accomplished for me the first part of what I aimed to do in my first call. It is also worth noting that it was only after this second call, that I noticed the status under the collection account on my credit report had changed to reflect that I was directly disputing the amount owed. Of a much greater significance than those compliments of his service, XXXX also researched and provided ACTUAL information about the debt. It was at this time that a name was provided to me that was related to this alleged debt. This XXXX XXXX 's name immediately rang a bell, as it is a somewhat unique name, but I could n't recall the exact details until the next name dropped was that of XXXX XXXX. This XXXX XXXX, represented by XXXX XXXX in the later settlement, struck a vehicle at a stop light in ~XX/XX/XXXX. I was in the passenger seat of that vehicle, and we were struck approximately 30 yards from a police officer who was at the time writing a citation to a stopped vehicle just ahead of us. As we were struck at a dead stop by a vehicle moving upwards of 45 mph, injuries were sustained and we were directed to the hospital just up the street for examination ; we complied. That was the only other time in history in which I visited an emergency room, only this one was not willingly but at the instruction of professionals, and in relation to a collision that was decidedly at fault of the XXXX XXXX and was reported in full as a part of the claims process. A settlement was later issued, and no sign off regarding any balance owed was ever made.
It is at this time that I am now made fully aware, not only is this debt not related to the {$130.00} ER visit I think it is ; the debt is linked to a very much resolved, at fault automobile accident, and perhaps more importantly the debt is egregiously beyond any statute of limitations that I am remotely aware of, as this accident is at this point over 10 years old. The clarity XXXX provided has lead me to an entirely different line of inquiry that is proving exceedingly difficult to find any information from XXXX XXXX about ( After a decade I do not necessarily blame them for that ). Again, I can do nothing but praise and thank XXXX for his help.
Wakefield and Associates however, seems unable to allow this situation to be resolved in any kind of amicable way, as following the first call with XXXX, I took note of the fact that the six year stagnant debt of {$420.00} dollars, is now mysteriously creeping upward, currently claiming an alleged {$430.00} owed and rising.
I am appalled in every way I know how to be. Irrespective of which incident the alleged debt arose from, it was in any case a medical debt. For the one time I willingly checked into an ER with no funds, there were a dozen more where I should have and did not, for the express reason of avoiding these kinds of insurmountable debts. There are literally hundreds of routine physician, dentist and specialist appointments which I have never been able to seek as an uninsured American citizen. Only this year have I reached a point of being insured and financially able to see a doctor, although I have not done so yet, as resolving the past has been my first priority. I am nearly XXXX years old and have never in my adult life had a physical, had a routine checkup, or had a primary care physician.
That one could work so hard pulling themselves up from poverty, taking a few hits along the way, and then work so hard to remedy those past mistakes, only to be met with the appalling insult of the first call, and the predatory practices of unexplained additional fees into this debt that very well may exist in complete error/illegality based on the information provided in the second call - it is appalling.
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| 08/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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My name is XXXX XXXX and I am a natural human. I have filed this vase based on my belief based on research.
1. ( FACT ) The following entities listed below have and continue to violate the Federal laws, that have grant me, by the Fair Credit Reporting Act and Fair Debt Collection Practices. I have dealt in good faith to this present and to no avail. The following entities have refuse to correct the blatant and obvious errors on my credit report, as required by the following Federal 15 USC codes : XXXX, XXXX, XXXX ( XXXX XXXX XXXX XXXX XXXX, WAKEFIELD, XXXX XXXX. ( FACT ) 1681 ( a ) ( 4 ) & B1681b ( a ) ( 2 ) Accuracy and fairness of credit reporting There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. ( FACT ) 1681b ( a ) ( 2 ) ( a ) Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates.
3. ( FACT ) 1681i ( 2 ) ( A ) & ( B ) ( 2 ) PROMPT NOTICE OF DISPUTE TO FURNISHER OF INFORMATION ( A ) Before the expiration of the 5-business-day period beginning on the date on which a consumer reporting agency receives notice of a dispute from any consumer or a reseller in accordance with paragraph ( 1 ), the agency shall provide notification of the dispute to any person who provided any item of information in dispute, at the address and in the Affidavit Page 2 of 5nmanner established with the person. The notice shall include all relevant information regarding the dispute that the agency has received from the consumer or reseller.
4. ( FACT ) 1681i ( 2 ) ( B ) ( B ) Provision of other information The consumer reporting agency shall promptly provide to the person who provided the information in dispute all relevant information regarding the dispute that is received by the agency from the consumer or the reseller after the period referred to in subparagraph ( A ) and before the end of the period referred to in paragraph ( 1 ) ( A ). 5. ( FACT ) 1681c ( a ) & ( 5 ) ( a ) INFORMATION EXCLUDED FROM CONSUMER REPORTS Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : ( 5 ) Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
5. ( FACT ) 1681s-2 ( a ) ( b ) ( i ) ( ii ) ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors. A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate.
6. ( FACT ) 1692b ( 2 ) ( 5 ) Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt. The Debt collector verbiage is offensive to me and makes me very upset and Affidavit Page 3 of 5 drives my XXXX XXXX up.. I am offended that this debt hasnt been removed and I have received documents that are clearly altered and edited. In my belief and based on documents I received.
7. ( FACT ) 1692C ( A ) ( A ) COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of a Debt.
8. ( FACT ) 1692D ( 2 ) A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. The language is offensive, Debt Collector, balance amount due are very offensive, when my request for a investigation and validation has not been conducted as set forth by Federal law. The entities have oppressed my financially and harmed my quality of life. I feel worried and depressed when I check the mail or every time my phone rings. They have continuously abused my rights for over a year now, by not correcting the errors that I have documented time and time again. The financial hardship and depression created by the continuous certified mailing to all parties involved. The cost of these mailings has a large financial commitment attached to them.
9. ( FACT ) 1681n ( a ) ( 1 ) Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than $ XXXXnAffidavit Page 4 of 5 10. ( FACT ) Improper investigation and/or no investigation conducted as prescribed by the following terms of investigation. 1681 ( a ) ( e ) ( e ) The term investigative consumer report means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumers credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer. All entities involved have stated several times that the account ( s ) have been verified, validated and investigated. Yet based on the credit reports, all data must be 100 percent accurate or be removed. The credit reports differ and has information between all 3 reports, that are completely different. ( Drastically different ) See attached credit report.
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| 12/08/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am XXXX XXXX and I am submitting this complaint myself with no third party involved. I, XXXX XXXX, the consumer, natural person, and original creditor received a collections alert on all of my consumer reports along with a letter from Wakefield & Associates. Pursuant to 15 USC 1692 ( a ) ( 6 ), Wakefield & Associates, is in fact a debt collector. Pursuant to 15 USC 1602, I know that my Social Security Card/Number is in fact a credit card under my open-end credit plan. I am also aware of the FDCPA ( Fair Debt Collection Practices Act ), and the abusive, deceptive, and unfair debt collection practices that are used by many debt collectors to prey on consumers who do not know their rights ; including Wakefield & Associates. The Fair Debt Collection Practices Act was put in place by congress to protect consumers such as myself, from illegal activities used by debt collectors such as Wakefield & Associates. Pursuant to 15 USC 1692, Wakefield & Associates, is in violation of several Fair Debt Collection Practices Act laws by contacting me and furnishing my information with other third parties about a debt that I DO NOT owe them. Pursuant to the FDCPA, Wakefield & Associates is now civilly liable to me in the amount of {$1000.00} per violation. Before I go into the violations, I want to make it very clear that I DID NOT, DO NOT, and WILL NOT give Wakefield & Associates any of my personal information or permission to use, share, or publish ANY of my information in ANY WAY! Any use or sharing of my personal information, including my SSN, by Wakefield & Associates without my written consent directly to Wakefield & Associates is unauthorized use, fraud, extortion, and aggravated identity theft. In the event that my information is used or has been shared by Wakefield & Associates with any third party including credit reporting agencies and is not immediately deleted from their system with proof sent to my mailing address of the deletion request, I will not hesitate to seek legal action against Wakefield & Associates for all violations of the FCRA, all violations of the FDCPA, identity theft, extortion, unauthorized use, defamation of character, fraud, court cost, attorney fees, all present and future loss of credit opportunities, and monetary relief for all damages/injuries sustained due to their actions such as but not limited to the following : XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX. XXXX. Wakefield & Associates is in violation of 15 USC 1692 ( e ) ( 2 ) ( a ). They are misrepresenting the character and amount of an " alleged debt. '' They are claiming that I owe them {$1000.00}, when in fact according to congress, I know that I DO NOT owe them anything because I am the one who credited the entire transaction and it was paid upfront by my credit card already ( social security card. ) They know I do not owe because the " bill '' came in a positive balance. It is impossible to pay on a positive balance. They know that if I truly owed anything the bill would come in a negative balance. This is blatant and clear misrepresentation of the character and amount of the debt they claim I owe them. 2. Wakefield & Associates is in violation of 15 USC 1692 ( e ) ( 10 ). They are using false representation and deceptive means to collect or attempt to collect on a debt or obtain information concerning a consumer ( ME ). Since this transaction was a consumer credit transaction and my social security number was used, I know that the entire original transaction was paid for already and now Wakefield & Associates is contacting me WITHOUT my prior permission and using deceptive means to engrave in me that I owe them a debt and I must pay it. 3. Wakefield & Associates is in violation of 15 USC 1692 ( f ) ( 1 ). A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt of any amount unless such amount is expressly authorized by the agreement creating the debt or permitted by law. I have NEVER done any business with Wakefield & Associates, and they know that I have never signed any contract or agreement with them stating I will pay them any amount! This is another clear violation of the FDCPA!
4. Wakefield & Associates is in violation of 15 USC 1692 ( j ) ( a ), " It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. '' The letter I received from Wakefield & Associates does in fact state that they are trying to collect a debt that I allegedly owe someone else. I am the original creditor of the entire transaction because I credited it when I gave my credit card. Wakefield & Associates is in violation of compiling and furnishing this letter to make me believe they are collecting on a " debt '' when they are in fact not the original creditor. They CAN NOT provide me any contract/agreement between myself and Wakefield & Associates stating that I agreed to pay them any amount. Pursuant to the Fair Debt Collection Practices Act, Wakefield & Associates is now civilly liable to me, XXXX XXXX, in the amount of {$4000.00} just for the FDCPA violations alone. The invoice must be paid by check to my mailing address that they have on file. In the event that they refuse to compensate me for the violations and my information that I NEVER gave them permission to use is not deleted immediately from their system and they continue reporting my information to other third parties, I will hold Wakefield & Associates both criminally and civilly liable to the highest extent of federal law. I will also attach all documents that I sent directly to the company as proof that they are aware of the violations, and that I have reached out to them directly to handle the situation in case I am forced to take any action against the company. For documentation purposes, the documents were mailed on XX/XX/2022. It was received on XX/XX/2022 at XXXXXXXX XXXX and the certified mail receipt tracking number is XXXX. Everything written in this complaint is not to be construed : my intentions are clear.
18 USC 894 ( A ) ( 1 ) specifically states : Whoever knowingly participates in any way, or conspires to do so, in the use of any extortionate means to collect or attempt to collect any extension of credit shall be fined under this title or imprisoned not more than 20 years, or both!!
This clearly warns that the illegal use and sharing of my personal information without my written consent to Wakefield & Associates in order to extort me to pay them is against federal law!!
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| 02/16/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, TX XXXX XXXX Office of Civil Rights XXXX XXXX XXXX, XXXX Washington , DC XXXX Dear Sir/Madam 809. Validation of debts ( a ) Notice of debt ; contents Within XXXX days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such 809 15 USC 1692g verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.
( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor.
( c ) Admission of liability The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.
( d ) Legal pleadings A communication in the form of a formal pleading in a civil action shall not be treated as an initial communication for purposes of subsection ( a ).
I am writing to register a compliant with Wakefield & Associates for hastily putting a false, negative and derogatory information on my credit profile. They circumvented the above stated law of the FAIR DEBT COLLECTION PRACTICES ACT in many ways that dont warrant distinguishing Some of their illegal actions and consequences include the following : 1 ) They backdated their letter to make it appear I was giving 30 days. I called it out the moment I noticed it and sent them a certified mail informing of this unscrupulous action ( letter enclosed with certified receipt ). As the above law stated, they were supposed to give me 30 days to reply to their letter. They did not. That should be a basis to removal of this false and injurious report from my credit. The envelope they used to send this mail did not have a stamped date on it ( enclosed ). I believe they can not prove to you that they sent the letter more than 30 days ago. The deceit is so brazen that you need to question their decision to disregard the law. The burden of proof is on them. They must prove to you they gave me 30 days to dispute the charge against me of {$1200.00}. Additionally, I have the suspicious that they backdated the mail beyond the date they received the Contract from my Creditor XXXX XXXX. You should demand prove from them to show they abided by the Fair Debt Collection practices. I am betting the date of XX/XX/XXXX is beyond the date they received the contract from XXXX XXXX.
2 ) I do not owe the amount of {$1200.00} to XXXX XXXX. As I explained in the letter to Wakefield, XXXX XXXX was contracted with a hospital where I had a medical emergency. I never requested their services. It was a medical transport that took about XXXX minutes at less than XXXX miles. They did not bring me back to my original location. I took XXXX to get back at cost of {$23.00} as reflected on my XXXX statement enclosed. Please compare the difference between {$23.00} and {$1200.00} and tell me if this is not armed robbery. I said their charges were not only unreasonably but criminal. They are the reason US medical System is broken. A company has the impunity to charge {$1200.00} for XXXX minutes ride to second hospital location. An abomination 3 ) I believe it is not enough to ask them to remove this negative information from record, they should pay cost of my registered mails and time spent trying to clear my name. They are rogue company that needs to know that they can not in good conscience ruin consumers credit because they can. Their actions are egregious. Wakefield should not be allowed to ruin peoples credit for no just cause. They refused to follow the law and listen to reason. They are a lawless company that dont want to play by the rules. You should make it clear to them that their actions will not be tolerated.
4 XXXX XXXX XXXX was supposed to file with my insurance company XXXX XXXX XXXX XXXX to get their money as is the protocol with US medical system. They refused to collect from my insurance for reasons best known to them. Please read my correspondence with XXXX XXXX and Wakefield, you will see they have circumvented both the Fair credit reporting Act and the Fair debt Collections Act. They are not above the law. I have paid XXXX XXXX the balance after they collected from my insurance. They followed the protocol which XXXX XXXX refused to do.
Name : XXXX XXXX XXXX XXXX : XX/XX/XXXX SS # : XXXX XXXX Weeks XXXX XXXX # XXXX Derogatory account Wakefield & Associates Opened XX/XX/XXXX Amount : {$1200.00} Thank you for cooperation and prompt action Sincerely XXXX XXXX XXXX
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| 12/10/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( XXXX ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( XXXX ), before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. WAKEFIELD AND ASSOCIATES & BAL. {$1300.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is with this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1. Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of identity theft reports 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above-listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXXXXXX, Iowa XXXX
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| 02/23/2018 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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NOTE : This website does not offer an option addressing this particular type of problem, so I was forced to choose the one I believe is most accurate. It is worth noting that many of these people are licensed attorneys ; however, they are misrepresenting their capacity as attorneys in this particular case, in addition to numerous other fraudulent activities.
__ Summary of complaints : __ 1. Wakefield and Associates, a debt collection agency, is forging or altering medical records in an attempt to gain civil judgments against its victims. They are posing as plaintiff attorneys, but upon contacting the alleged plaintiff, the account numbers and associated debt can not be found in their system.
2. Neither the agency nor the alleged plaintiff will respond to claims of identity theft, requests for documentation, or inquiries as to the nature of the debt. Therefore, even a legitimate debt would be unverifiable. If the account is legitimate, then the agency is delaying a proper investigation and profiting from identity theft.
3. Upon receiving payment, the self-proclaimed attorney for plaintiff will take the funds, but will not honor the settlement agreement.
4. Hundreds of these suits were filed in Tennessee last year. At least 300 were filed by one attorney, XXXX XXXX XXXX.
Timeline of events : XX/XX/XXXX : I received the first threat of suit from XXXX XXXX XXXX, who, at this point, claimed to be representing Wakefield and Associates, who were supposedly collecting on a debt previously owned by XXXX XXXX XXXX, XXXX. XXXX is actually an employee of Wakefield and Associates, but the agency has denied this, possibly to grant her the appearance of legitimacy. Additionally, Wakefield and Associates insisted that they did not own the account and were simply collecting on behalf of the creditor. I responded with a request for documentation, after which I received copies of medical bills which could not be authenticated by the creditor, who laughed when I told them about the threats.
__ XX/XX/XXXX : I received a court summons for XX/XX/XXXX. Fearing that I had misunderstood the nature of the situation, I filed a counterclaim. However, I did not follow through, because I was later told by a member of Wakefield and Associates that the account was not actually owned by the plaintiff, but by Wakefield and Associates, making the counterclaim against the plaintiff useless.
I went to court early and attempted to get the case dismissed for failure to state a valid claim, on the basis that the affiant, XXXX XXXX was not affiliated with the creditor. I was told that stating a claim is not a requirement in General Sessions Court, so the motion was overruled. Becoming increasingly confused and concerned, I reported identity theft to the FTC.
__ XX/XX/XXXX : I went to court as planned and met with XXXX XXXX XXXX, one of the three attorneys claiming to represent the account. I requested additional documentation and he seemed to comply, but requested a continuance, claiming that he didnt any documentation with him besides the bills. I agreed, not entirely convinced he would follow through. I also asked him who made the decision to file suit, whether the alleged creditor or the collection agency. XXXX responded by saying that the creditor made the decision, upon which I informed him that according the website for Wakefield and Associates, it was in fact one of their members, XXXX XXXX, who had signed the affidavit as creditor or creditors agent. XXXX acted confused at this point, and admitted that XXXX XXXX was a member of Wakefield and Associates, but that he was also a creditors agent. He would not answer further questions as to how the alleged creditor was involved in the case, and contradicted himself multiple times. We reset the case for XX/XX/XXXX.
__ XX/XX/XXXX : In the two months between court dates, I did not receive any additional documentation. I sent polite but emphatic letters to both Wakefield and Associates and the alleged plaintiff, but received no response. I decided that without documentation that the accounts were fraudulent, I was facing additional threats to my familys future and wellbeing, so I resolved to pay under protest and duress.
I went back to court, this time to meet with XXXX XXXX XXXX. I negotiated the balance in exchange for dropping the case, to which she agreed, and the account was settled immediately. She reset the case for XX/XX/XXXX to give time for the check to clear, but said she would dismiss it. I told her that I would still pursue her for documentation, and she agreed to comply.
The check cleared two days later, on XX/XX/XXXX. The case had still not been dismissed a week later, so I called to ask what was wrong. I was informed that XXXX did not intend to drop the case before the next court date, contrary to our agreement, but that the settlement fund had been received, and I did not need to be present in court at the next hearing. I found this suspicious, and I reviewed the contract I had signed. I noticed XXXX had checked the box agreeing to a judgment after I had signed it ; I had only agreed to the continuance, and realized that I would have to make a fourth appearance in court, at which point I would possibly have to defend against a judgment to which I did not agree.
__ As of XX/XX/XXXX, I still have no statements from the alleged creditor, and very few from Wakefield and Associates. I plan to send out a final demand letter, and perhaps an update to my identity theft report, but I do not anticipate a response from either company.
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| 02/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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Ive received a copy of my credit report and you are claiming I have an account with you or I owe you something. I have never entered into any business arrangement and I have never signed any contract to conduct any kind of business with you. Also, because you are a 3rd party collector, you have no permission to furnish any information on my credit report in the first place. The law states that before you collect any information, about me, you have to get my authorization to access my credit report for any reason. You didnt do that first, and theres no way I would ever give a slimy collection company permission to slander me on my credit reports. Heres the law in case you never read it before.
( o ) Excluded communications. A communication is described in this subsection if it is a communication.
( XXXX ) with respect to which.
( A ) the consumer who is the subject of the communication ( i ) consents orally or in writing to the nature and scope of the communication, before the collection of any information for the purpose of making the communication ; ( iii ) in the case of consent under clause ( i ) or ( ii ) given orally, is provided written confirmation of that consent by the person making the communication, not later than XXXX business days after the receipt of the consent by that person ; Now, I am also exercising my right under the FDCPA to dispute the alleged account and demand validation from you. XXXX break it down very easy for you. But know this, should you fail to provide every single thing I request from you, and dont worry, the list will be short, sweet and to the point, you will be required to cease all collection activity immediately. Notify me in writing that you indeed are ceasing and deleting all information you have furnished to any and every one of my credit reports from every single credit repository to which youve submitted this unverified and un-validated information. This is request of PROOF OF CONTRACT to substantiate your claim. Therefore, youll need to provide me with a CERTIFIED copy of an authenticated original contract with my signature, Specially Naming WAKEFIELD AND ASSOCIATES as an entity entitled to enforce a commercial claim You do not conduct commerce ) against me. *Certified shall be done through the presence of a notary public, who authenticates and duly swears the copy made is in fact a copy of the original paper contract in question ( meaning the original contract from the original creditor would need be provide to the notary, and the notary would need to make the copy themselves ).
You will also need to provide the following : XXXX. Provide a CERTIFIED copy of Authorization signed by me, naming your company as having my consent to furnish, update, verify, inquiries, add comments and/or dispute codes of any access to my personal credit report/file.
XXXX. Provide a Certified copy of my full chain of assignment starting with the original creditor to any and every XXXX party collection company to present.
XXXX. Provide a full accounting. Every charge, every payment, every fee, interest, credit, and any other amount attributed to the alleged account, and the date on which each event occurred, as well as a description of each event or purchase causing an amount to allegedly be owed.
Your failure to respond and provide strict proof of contracts and all the items noted above, presented to me in certified format, sworn under Penalty and Perjury and Authenticated by a notary, will constitute your tactic agreement that you are not entitled to enforce a claim against me. In the event you continue your collection efforts against me without providing proof of contract, I may do one or more of the following : XXXX. File a complaint with the Attorney General XXXX. File a complaint with the Better Business Bureau XXXX. File a complaint with the Consumer Financial Protection Bureau XXXX. File a complaint with the Federal Trade Commission XXXX. File a Police Report against your company for harassment, invasion or privacy and attempting to extort money.
XXXX. File a Law Suit against you for harassment, fraud, extortion, and invasion or privacy.
In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
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| 08/26/2019 |
No |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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I am being garnished for debts I do not owe. I have tried several times to explain this to Wakefield and Associates, as well as the courts. Absolutely no one is wanting to listen to me. The courts denied me a chance to explain in court and now I am here hoping to get a resolution.
XX/XX/XXXX, I received a notice through my employer that my paychecks were being garnished. I had no knowledge of owing any debts and requested to know why I was being garnished. My employer provided me court documents for a garnishment from Wakefield and Associates, that had very little information as to what debts I am being garnished for.
I immediately contacted Wakefield and Associates to request information as to why I was being garnished. After several calls and email requests, I received no information and continued to be garnished. So I quit my job and went to another employer. I never heard from them again, yet I have been employed for the last 2 years.
Fast forward to now, XX/XX/XXXX, and I am back at the same employer I was getting garnished from back in XX/XX/XXXX. Wakefield and Associates have once again taken me to court to get an updated judgment against me and sent it to my employer, without even notifying me of the court date or the judgment.
XX/XX/XXXX I received documents in the mail from XXXX stating that I have a judgment against me from Wakefield and Associates. Stated that the judgment would start on my next paycheck. Once again, Wakefield and Associates have somehow managed to take me back to court, get yet another judgment against me, and I have no knowledge of this at all or served papers stating that there is even a court date set for me.
Back in XX/XX/XXXX, the address that they listed on the judgment was inaccurate for me. I was no longer at that address and have not lived there since XX/XX/XXXX, so there is absolutely no possible way Wakefield and Associates delivered a summons to me at that address to properly notify of a court date. The judgment dated XX/XX/XXXX has an accurate address listed for me, therefore, I am really confused as to why no one showed up to serve me papers for the XX/XX/XXXX court date.
How is this legal? How can a debt collections company legally garnish someone's wages without properly notifying them of the said debt owed?
Per the FTCB, 808 : Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
The amount that is being garnished is way more than what Wakefield and Associates state is the original debts owed.
On XX/XX/XXXX, I sent Wakefield and Associates a certified letter requesting the validity of said debts, as XX/XX/XXXX was the first time I ever heard of the debts through the garnishment. They in return sent me word documents, which is not the validity of debts. Collection agencies are required to provide consumers documentation showing that they are in fact the original company assigned the debt by the original creditor. They have failed to provide me with that information and I have requested it.
XX/XX/XXXX, XXXX, XXXX, and the XXXX were all dates I sent letters to Wakefield and Associates, with no reply with accurate information.
I informed Wakefield and Associates that I did not owe the debts they are garnishing me for. I sent them documentation proving I did not owe the debts and they refuse to update their records! How is this legal?
On top of me sending them the documentation that I do not owe the debts, I also informed them that the information they sent me on a word document was incorrect. They reported an address for one of the debts, that I never lived at and XXXX of the other debts was reported at an address I had not lived at yet, therefore, I am confused.
After the XXXX XXXX data breach, I went through my credit report and disputed debts that I had no knowledge of and was unsure of, they were part of those debts and were removed from my credit report as invalid. Yet, here we are.
Please help me get a resolution, as this is illegal collection practices! I have attached all of my communication with Wakefield and Associates, as well as the unprofessional " validity of debt '' they sent me.
Thank you!
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| 09/10/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Approximately a month or so ago, my girlfriend received a notification on her phone saying that a significant change in her credit score had taken place. This was due to a new account being added to her credit report from a creditor by the name of Wakefield and Associates on behalf of XXXX XXXX XXXX XXXX XXXX. XXXX appears to be a group of physicians located in XXXX XXXX, Texas outside of XXXX. According to our XXXX search XXXX appears to be a apart of XXXX XXXX XXXX XXXX XXXX. which is no longer an open business.
The amount the creditor is asking for is {$1400.00} and the account was opened on XX/XX/XXXX. Not only would she have been completely covered by her place of employment, ( which at the time was XXXX ), but we reside in XXXX XXXX and have never once received medical care from XXXX XXXX, TX, nor does XXXX cover the XXXX XXXX area according the various websites describing XXXX.
The reason i'm making this complaint primarily is due to the inherently sketchy nature of these two businesses. If you search XXXX XXXX XXXX XXXX XXXX on XXXX, it doesn't have a website, nor does it have a photo of the location. All the info on it is from various secondary sources and most of it doesn't corroborate each other.
If you read the complaints on google or any type of comment regarding XXXX, every single one rates it as a scam due to either, no ER or physician visit, no notice or bill, or living nowhere near the coverage area. Some even have company covered insurance AND received no medical treatment.
Here is an example : XXXX XXXX 4 months ago Received a letter that I was in collection because I went to the ER when I was pregnant back in XX/XX/XXXX!!! And I get the collection bill now!! And I had XXXX!!!! What Im the world is this!? What kind of clinic is this that tells u More XXXX XXXX 2 months ago Yall honestly got to stop sending me dept collectors mail. I have never been to this clinic and never will. I don't know how yall got my information. But, yall need to stop. I will go there in person to resolve this issue!
H 5 months ago This place popped place popped up on my credit report as a collection for {$1100.00}, anyone been successful in getting it off their credit file? Im filing disputes now. What a mess!
XXXX XXXX 4 months ago I received a bill from this company and they are very rude. My bill was sent to XXXX billing for ER visit or something. I escalated calls and was simply asking to get XXXX code disclosure. They are undertrained and unfamiliar with billing More Minding my own Business 6 months ago I don't live in this city and I got a collection notice. This is fraud and I am filing a police report and filing a dispute. This company stole my information. People, please take charge and fight this company they are stealing people More XXXX XXXX 5 months ago FRAUD!! Reported XXXX $ Sent to collections. I called the company, and they arent finding me in records. They say its a patient not seen situation, and blamed the ER and Hospital.
These were just a few of the 60+ similar complaints against this company.
Wakefield and Associates sports a similar track record in 100+ negative review, many of which indicate that the commenters believe the company is involved in the scam somehow. Originally my girlfriend and I attempted to contact Wakefield and Associates and on the other end of the receiver it just sounded like yelling and carrying on. Realistically it sounded like someone's living room. The next time we phoned them, the line was just answered as " Hello? '' We explained the basic details of our issue and were immediately asked for a full social security number. When we said " we were not comfortable providing that information over the phone '', she just asked for it again as if we hadn't said a word. The loudness and " living room '' sound in the background continued.
I understand that all y'all do is a basic investigation and share the details to the authorities and the companies, but I feel that this ACS is committing some type of fraud in regards to sending false accounts to creditors. For every medical issue my girlfriend went to a doctor for, she had an address here in XXXX XXXX, TX, yet at no point did she ever receive a single notice or explanation as to what is owed. She has also been covered by XXXX and briefly by XXXX 's workers compensation during the entire period in question. Something is incredibly fishy here.
We would like to know what, officially, the account on her credit report is for, where it came from, when it occurred, etc.
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| 09/24/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX I was sent a letter from Wakefield and Associates. They were attempting to collect a debt from XXXX XXXX XXXX XXXX ( shown exactly as listed on the statement ) in the amount on {$740.00} principal balance plus {$30.00} accrued interest at the interest rate of 8 % - totaling {$770.00}.
I was not familiar with XXXX but the date of service listed on the statement was XX/XX/XXXX which lined up with medical treatment that I received at XXXX XXXX XXXX.
I then contacted XXXX XXXX XXXX and inquired about the balance, which I was assured on the phone and in a written statement ( can provide this statement upon request ) that I had a {$0.00} balance due for all services associated with my visit on XX/XX/XXXX. I also contacted my insurance company to inquire about the claims process to see if anything had slipped through the cracks resulting in this unpaid debt. I was assured, again on the phone, that everything associated with treatment received on XX/XX/XXXX had been processed and paid in XX/XX/XXXX.
I was then sent another letter from Wakefield and Associates dated XX/XX/XXXX attempting to collect a total amount of {$780.00}, {$740.00} principal balance and {$47.00} interest for the same debt at XXXX. This letter demanded payment in full because the interest would only continue to grow the longer I waited to pay it. This letter also threatened litigation if the amount was not paid in full, again including added interest charges.
I sent Wakefield and Associates a letter, via certified mail, asking for validation of the debt so that I could look further into the alleged debt. I received the letter, dated XX/XX/XXXX from Wakefield and Associates. The debt was listed at {$740.00} in the information provided to me.
I then requested a detailed billing statement from XXXX, which can take XXXX to 60 days to process via written request, and I received that statement on XX/XX/XXXX, which lists the debt at {$740.00}.
I was served a summons XX/XX/XXXX by Wakefield and Associates. The Summons includes an attempt to collect a debt {$790.00}, including {$740.00} principal and {$58.00} in additional interest. The detailed billing statement from XXXX which was provided more than a month after the Summons was served to me, only lists the debt at the principal amount of {$740.00}. This means that Wakefield and Associates is using unfair practices and the violating the Fair Debt Collection Practices Act ( FDCPA ) by attempting to collect interest not authorized on the original debt with XXXX.
I am still in contact with the original creditor, XXXX, in order to settle the billing issues that were the result of administrative error. I was not given sufficient time for this process to be resolved before Wakefield and Associates escalated to extreme measures.
I called XXXX on XX/XX/XXXX and spoke with their billing department who told me that there was insufficient information, specifically an incorrect address for my insurance and that they would reach out to XXXX XXXX XXXX to get the correct billing address for my insurance, as XXXX XXXX XXXX were able to successfully bill my insurance. The last phone call with the XXXX billing department on XX/XX/XXXX, I have been told that the issue is currently in the process of being resolved and should take another few weeks to be completely resolved. Payment is being made by my insurance directly to XXXX and I was told on the phone that once payment is received, that they will contact the collections company to stop collection measures on the debt.
Wakefield and Associates has used Unfair Practices to attempt to collect interest that was not authorized in the original debt agreement on 3 separate occasions, threatened litigation if I did not pay their bill in full including the unlawfully additional interest charges and continues to violate my rights by attempting to schedule mediation services with a private mediator that was not mutually agreed upon which was part of the mediation order issued by the court. Medical billing and insurance are extremely complicated and slow moving processes that require time to resolve. I believe that Wakefield and Associates escalated the issue so quickly by serving me summons in order to intimidate me into paying a debt that included their additional unlawful interest charges, violating the Fair Debt Collection Practices Act ( FDCPA ).
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| 10/31/2019 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
Servicemember |
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I am not sure this is the best category but here is what happened.
On XX/XX/2019 at approximately XXXX, I spoke with XXXX XXXX XXXX in court services. She advised XXXX XXXX Hospital, through Wakefield and Associates, was taking me to court over a bill. I found this odd since I was actively paying the bill when they filed the court case against me.
On XX/XX/2019 at approximately XXXX, I made contact with Wakefield and Associates regarding a notice to appear in court. I spoke with a lady who advised they received my account in XXXX. I sent 3 different checks on XX/XX/XXXX to begin paying the outstanding balances ( totaling {$90.00} ). I sent another two checks on XX/XX/XXXX ( totaling {$110.00} ). With each check I sent, I included a letter about my intent to pay different line items each month ( there were more than one bill from different doctors from the same visit and/or other medical bills under my or my wifes name and I was paying each line item separately. I was also paying one or two of mine and one or two of my wife 's each time I sent the checks ) and asked if that is what they preferred or if they wanted to roll everything into one bill and pay a single dollar amount each month to pay the entire bill of a little at a time. Each time I sent the check, I sent a letter informing them of my intent. I have photocopies of my checks they cashed, which contained the letters explaining what I was doing and asking if it was OK. Since the checks were cashed, I know they received the letters.
While speaking with the rep for Wakefield and Associates today, she informed me they did receive the letters but they do not make outbound calls and do not respond with a letter. She effectively told me that they were ignoring my attempted communications and with the knowledge I was attempting to communicate and was paying, they still decided to take me to court on a balance that I was actively communicating on and actively paying on. She stated they received payments but they were sporadic. I pointed out they were each month, starting the month they received my account and I sent a letter telling them how I was paying and telling them I would be paying monthly. Which is what was happening.
She advised they would set me up on a payment plan and allow me to pay it off, but they would still be going to court and still be adding court costs. She informed me of the reason they did this was because I wasnt on a formal payment plan, but they refused to communicate with me about my request for a formal repayment plan.
The case is set for some time in XXXX. I have elected to go to court and the Judge to allow me to pay the original balance, minus the new court costs since they took me to court on something that they knowingly refused to respond to my communications and were cashing the checks I sent to them. I guess I was supposed to know they do not respond in any fashion to letters. In the letter, I told them if they did not approve of the method I was attempting to pay in, to please let me know. I included a phone number and my address. They didnt even send a letter saying they could not discuss those matters in any other way than by phone. They simply ignored me and took me to court. I believe they use this internal policy against responding to people who are actively paying and actively trying to communicate as a way to make more money for their firm by taking people to court in cases where it isnt warranted.
Additionally, I requested an updated list of accounts listed with them, to confirm our records matched and to make sure they were updating my accounts listed with them as they were paid off. They have not responded to that request and have failed to tell me what is currently listed with their agency.
It should be noted, I did not pay the bill when it was listed with the original creditor. I was having financial problems and was less than 24 hours from losing my house to foreclosure this year. Now that I have a more stable income, I have been making payments on my past due balances. This was activley being paid with open communication to the debt collector. I did not reach out to the original creditor, as it was already listed with a debt collection agency.
|
| 07/31/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received an initial notification from Wakefield and Associates in regards to an alleged debt owed to XXXX XXXX. After checking my insurance and personal records I was unable to locate a record of this provider nor of the balance they are claiming. While I do not dispute having been in the hospital around the time of service due to the number of providers and number of bills I have received prior to making arrangements for payment I needed the debt validated so I can ensure this is a valid balance. As such the following has occurred : XX/XX/XXXX - Date of the initial demand letter received XX/XX/XXXX - I submitted a dispute to Wakefield via their consumer portal at https : //www.wakeassoc.com/ and received a generic confirmation back in my email XXXX that the email was received and someone will be in contact.
**To date I have not received validation documents from Wakefield via email or mail XX/XX/XXXX - Received call from Wakefield @ XXXX XX/XX/XXXX - Received call from Wakefield @ XXXX XX/XX/XXXX - Based on my knowledge of the collection agency and reputation for being compliant with the FDCPA I assumed these calls were in error as they had not validated the debt. As a courtesy to the collection agency I submitted a second letter of dispute in the same method as above. The letter sent on this date is as follows : XX/XX/XXXX To Whom It May Concern, I am writing to give your company the benefit of the doubt, I was previously in the XXXX in XXXX and know Wakefield has a pretty solid record.
I submitted a dispute to your office on XX/XX/XXXX requesting validation ; I am unfamiliar with this provider and have no records of them. To date I have not received the supporting documentation from your office so I may review my records.
As of today I have received the following calls from your office : XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX As I said based on my knowledge of your company and its operations I am going to give the benefit of the doubt that this was simply an oversight, the validation was lost in the mail, or simply an honest mistake. This will however be the only time I extend such a courtesy to your company.
As of today I am going to consider the FDCPA violations an honest mistake and wave my rights to peruse such violations and will give your company until Wednesday ( XX/XX/XXXX ) to update this record and will consider any phone calls up to that point as an honest mistake ; please note that my waver of rights expires at XXXX on XX/XX/XXXX and any violations after that time I reserve the right to bring action on.
That said this is NOT a request to cease and desist communication and once you have provided me with the documentation for this account I would welcome your office to contact me regarding it. If the account is valid I will be more than happy to arrange repayment however based on the information I am not convinced of the validity.
For your convenience you are welcome to email me the documents at XXXX if your company allows it. I wave any right to privacy allowed to me under state or federal law with regards to email communications.
Should email be against your company policy please mail the requested documentation to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XX/XX/XXXX - Received call from Wakefield @ XXXX XX/XX/XXXX - Received call from Wakefield @ XXXX To date I have not received any validation of the debt that Wakefield and their client XXXX XXXX claims that I owe. I am not disputing that this may ultimately be a valid debt at which point I will be happy to arrange a payment arrangement with Wakefield, however at this time I do not have enough to know if this is a correct balance.
The collections agency has continued to peruse collection action after twice submitting a request for validation of the debt by continuing to contact me prior to validating the account. This is a clear violation of the FDCPA 15 USC 1692g ( b ) and is even more insulting as I gave them the courtesy of a second request for validation.
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| 12/26/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX Collection accountS : {$1100.00} ; {$1300.00} Date : XX/XX/XXXX ; Re : Acct # XXXX ; XXXX To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/XXXX, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to XXXX ] in the XX/XX/XXXX notice of claim. Brief of Appellee at 13. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX XXXX
|
| 06/27/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX RE : Account # XXXX To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/1996, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the XX/XX/1996 notice of claim. Brief of Appellee at 13. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, Best Regards, XXXX XXXX
|
| 07/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I had a medical emergency that started in the ER of one hospital where I was diagnosed and transferred by ambulance to a different hospital for XXXX to save my life. The ensuing bills ran into hundreds of thousands of dollars, but I have made sure that I always carry reasonably good medical insurance because one of my kids has XXXX XXXX and has had his own battery of life saving operations since infancy.
Some time after I returned home, a representative, from the hospital that performed the bulk of the procedures, got in touch with us because the medical claims started being declined by our insurance company. My wife, having too much experience dealing with insurance industry bureaucracy, got in touch with our insurance provider and was able to get an explanation from them. They stated that the claims were submitted against the XXXX policy that we'd replaced three days prior to my ER visit. They blamed COVID-19 legislature for further confusing the problem because it had extended the grace period for insurance plan premiums. Unbeknownst to us, during that extended grace period, we could have reinstated the previous policy if we'd determined it better fit our new and unexpected medical situation. Nonetheless, the suggested solution was simple enough. They requested that the claims be resubmitted with the new policy number. My wife passed this information along to the hospital and any of their subcontractors who contacted us separately. With that, the reprocessed claims started getting paid.
Life went on and eventually we moved and started looking at real estate in our new community. In XX/XX/XXXX, five different collections items appeared on my credit report from the same collections agency for what I assume were three subcontractors from that one incident. What's worse, it showed that we'd agreed to five payment plans and we were late on all of them. Overnight, my credit score dropped over 100 points. Once again, my wife looked into it and eventually found that two of those five items were part of the initial claims that had been declined due to the outdated policy number. I confirmed with the insurance company that they would still process the medical claims if they're resubmitted. With this information in hand, I called the collections agency at the number that was listed in my credit report. They said they'd be able to reprocess all their claims, including the three that I told them I couldn't find records for. I shared the correct policy information with them.
I was told that it would take four to five weeks to reprocess. We put house hunting on hold as I'd periodically check the insurance website to see if I could get an update on these incoming claims and their status. A month after talking to the collections agency, my first letter from them arrived. It stated that my insurance company just wasn't paying so I should go ahead and pay the bills myself. Just in case the insurance company website wasn't showing me these claims, I got in touch with the insurance company and confirmed that the reason I couldn't see those five reprocessed claims is that no such activity was taking place.
After contacting the collections agency in good faith and putting my home purchasing plans on hold for over a month, I feel like I'm just a soft target for them to convert purchased debt into profits. I can't help but notice that the choice in how these medical collections are being reported seem to have been calculated to exact maximum negative impact on my credit. With that accomplished, they seem to just be trying to drag this along so that I reach the point where I find it easier to just pay them off. I have complained to the three credit bureaus through their online dispute websites. However, they don't appear to care since these collections items aren't the clear result of identity theft.
|
| 08/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Alabama Wakefield and Associates Date : XX/XX/XXXX Re : Acct # To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of XXXX Vs. XXXX ( IN THE COURT OF APPEALS OF INDIANA, No. XXXX ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/XXXX, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to XXXX ] in the XX/XX/XXXX notice of claim. Brief of XXXX at XXXX. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX
|
| 09/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX Wakefield & Associates Date : XX/XX/XXXX Re : Acct # To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of XXXX Vs. XXXX ( IN THE COURT OF APPEALS OF INDIANA, No. XXXX ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/XXXX, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to XXXX ] in the XX/XX/XXXX notice of claim. Brief of Appellee at 13. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX
|
| 12/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021, Wakefield & Associates reached out to me via text message, I will provide a screenshot, claiming that I owed an alleged debt to inphynet primary care phy se pc. For starters, I did not authorize any employee of Wakefield & Associates to contact me via text message, especially when they had no legal right, seeing that the Trump Administration had just allowed Debt Collectors to contact people via text, social media, and other platforms as of XX/XX/2021. In a cease and desist oral communication letter, I did ask them to provide documentation where I gave them consent to text me about this debt, which they did not provide when they mailed me their letter.
Within the span of 11 days, I received a letter from Wakefield that stated that they were collecting an amount of {$1300.00} on behalf of their client. I responded to this letter by sending them a debt validation letter, this will be attached too, asking for more information such as who is their client, official documentations from said client, contract bearing my signature, and for Wakefield to provide additional information on themselves, their licensing, and if they were initially contacted by " their client '' to collect this invalid debt.
In the beginning of XXXX, after the 3rd, which is when Wakefield drafted their response and mailed it to me, they were only able to send me a " Account Itemization. '' No contracts bearing signatures, no additional financial information such as tact on interest, late fees, no financial breakdown of how their client arrived at the alleged amount, and whether or not the name on the document is their client. Nor did they send any contract between " their client '' and Wakefield as well as their license. In fact, when it comes to Wakefield and their license, they inserted their " license number '' and " Permit number '' at the bottom of their document. Question. How is someone supposed to know if those numbers are authentic without any official documents from said states that they were issued in? This did not sit well with and raised further suspicion about Wakefield & Associates. Yes, I researched their licensing information, but nothing surfaced during my discovery, which transitions into a major issue when it comes to this " Account Itemization. '' Again, all of this will be attached.
After attempting to draw more information surrounding their licensing and permits in the states that they expressed in the letter, I decided to dig a little more into who inphynet primary care phy XXXX pc was. Using the information they provided on the Account Itemization, which contained a Tennessee address, the semi-correct address associated with inphynet primary care phy se pc is XXXX, GA, but it also extends to other addresses scattered in Georgia. Correct me if I am wrong, but that is providing false information, which can result in serious penalties. So when I crafted my " Failure to Validate Debt '' letter, I informed them that providing false information can result in serious issues. So again, I had asked Wakefield & Associates to send me official information, which would have consisted of official documents from " their client '' and their official licensing information.
XX/XX/XXXX, Wakefield & Associates printed a duplicate of their XX/XX/XXXX response as well as a copy of the Account Itemization, by the way, it still has the same incorrect address on there.
Overall, not only did Wakefield & Associates fail to validate this invalid debt, but they also provided a false address when it comes to " their client. '' Thus, this raises alarming issues when it comes to this invalid debt.
P.S. Cease and Desist Letter is attached to Debt Validation Letter. Third Page.
|
| 02/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XX/XX/2020 WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX XXXX : Account # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX
|
| 05/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In approximately XXXX of 2020 Wakefield and Associates acquired multiple accounts they claim I am liable for. Before making contact with me they furnished information about said accounts some of which was incorrect to XXXX, XXXX, XXXX, and possibly other consumer reporting agencies. Upon notice of the change to my credit reports I contacted them to inquire about an address they could receive certified mail at. The agents I spoke with refused to provide me any information without first validating my identity. They would then only provide me with a XXXX XXXX XXXX to receive mail at which can not receive certified mail, and they also refused to provide me with the name of the agency they requested a consumer report about me from in order to dispute the incorrect personal information they have reported to the 3 above mentioned credit reporting agencies. As such they are in violation of multiple statutes referring to fair credit reporting laws 1 ) failure to notify a consumer that a report was requested within 48 hours and 2 ) providing the consumer with information about their rights under such and 3 ) certifying to the 3 above mentioned consumer credit reporting agencies that they will remain in compliance and adhere to protecting and informing the consumer of their rights, and 4 ) furnishing inaccurate information as such. When I was met with a wall through them I tried calling again, I had to call to 4 different locations around the country and speak to 7 different people in the same day because they started claiming they had additional accounts other than what was reported and that I had to call a different office to even get the account number in order to mail them a request for verification. At said time their representative told me that if I was going to be that way in reference to my requests in writing they could just wait and continue to damage my credit and that they had additional accounts to report to motivate me to pay, and approximately 6 days after that phone call they did report more accounts to XXXX XXXX, and XXXX again all with incorrect personal information that I can not dispute from my reports because this agency continues to certify it as accurate and this is leaving me vulnerable to potential identity theft by not being able to resolve at least that part of the matter. Regardless I have still attempted to reach them via writing multiple times in order to even verify the authenticity of said debt they claim I owe. They have never provided me with my request which they are obligated to do under law within a legally prescribed period of time and have said they never received it. Which again goes back to the issue with refusal to provide an address for certified mail that can be certified as officially delivered with a company signature. I believe they are doing this as a common stall tactic that unethical debt collection agencies typically use because they are also claiming interest added to these accounts and won't verify them for me in writing and they claim these are medical debts. I have contacted all of the medical facilities I have ever been treated at and none of them allow for interest to be added or late fees in any of their contract, as such this would again be another violation of fair debt collection laws and I want them to bare in mind I do have recorded phone calls of each interaction as well as proof I sent my mail when I say I did in my records and that each substantiated violation can and will result in a XXXX judgment per violation as well as legal costs and potential punitive damages and that I have retained legal counsel for all business matters currently being directed at me.
|
| 03/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In approximately XXXX of 2019 Wakefield and Associates acquired multiple accounts they claim I am liable for. Before making contact with me they furnished information about said accounts some of which was incorrect to XXXX, XXXX, XXXX, and possibly other consumer reporting agencies. Upon notice of the change to my credit reports I contacted them to inquire about an address they could receive certified mail at. The agents I spoke with refused to provide me any information without first validating my identity. They would then only provide me with a XXXX XXXX XXXX to receive mail at which can not receive certified mail, and they also refused to provide me with the name of the agency they requested a consumer report about me from in order to dispute the incorrect personal information they have reported to the 3 above mentioned credit reporting agencies. As such they are in violation of multiple statutes referring to fair credit reporting laws 1 ) failure to notify a consumer that a report was requested within 48 hours and 2 ) providing the consumer with information about their rights under such and 3 ) certifying to the 3 above mentioned consumer credit reporting agencies that they will remain in compliance and adhere to protecting and informing the consumer of their rights, and 4 ) furnishing inaccurate information as such. When I was met with a wall through them I tried calling again, I had to call to 4 different locations around the country and speak to 7 different people in the same day because they started claiming they had additional accounts other than what was reported and that I had to call a different office to even get the account number in order to mail them a request for verification. At said time their representative told me that if I was going to be that way in reference to my requests in writing they could just wait and continue to damage my credit and that they had additional accounts to report to motivate me to pay, and approximately 6 days after that phone call they did report more accounts to XXXX, XXXX, and XXXX again all with incorrect personal information that I can not dispute from my reports because this agency continues to certify it as accurate and this is leaving me vulnerable to potential identity theft by not being able to resolve at least that part of the matter. Regardless I have still attempted to reach them via writing multiple times in order to even verify the authenticity of said debt they claim I owe. They have never provided me with my request which they are obligated to do under law within a legally prescribed period of time and have said they never received it. Which again goes back to the issue with refusal to provide an address for certified mail that can be certified as officially delivered with a company signature. I believe they are doing this as a common stall tactic that unethical debt collection agencies typically use because they are also claiming interest added to these accounts and won't verify them for me in writing and they claim these are medical debts. I have contacted all of the medical facilities I have ever been treated at and none of them allow for interest to be added or late fees in any of their contract, as such this would again be another violation of fair debt collection laws and I want them to bare in mind I do have recorded phone calls of each interaction as well as proof I sent my mail when I say I did in my records and that each substantiated violation can and will result in a XXXX judgment per violation as well as legal costs and potential punitive damages and that I have retained legal counsel for all business matters currently being directed at me.
|
| 07/25/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Request for VALIDATION, NOT Verification XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Al XXXX XXXX XXXX, 2018 Wakefield and Associates RE : Accounts # To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX
|
| 10/30/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Request for VALIDATION, NOT Verification XXXX XXXX XX/XX/2018 WakeField and Associates RE : Accounts # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX
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| 09/07/2017 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I 've already tried to resolve this issue in the past few days but the CFPB had my personal information intertwined withy husband 's information. My name is XXXX XXXX. Not XXXX XXXX. Please see CFPB complaint # 's XXXX and XXXX that were both filed on or around XX/XX/XXXX as it concerns XXXX XXXX XXXX and Wakefield and Associates, and the fact that they have refused to verify a debt from a date of service of XX/XX/XXXX, and responded poorly, if not criminally to the 2 complaints held by the CFPB these past few days. I have communicated in writing by mail with XXXX XXXX XXXX and Wakefield and Associates, and have sent them payment via check as well, and they still refuse to verify the debt amount due for DOS of XX/XX/XXXX or send an outstanding bill due. Since XX/XX/XXXX. They were both able to trick the CFPB in the past 24-48 hours by claiming they have never heard of me due to the fact that the CFPB had my email linked to my husband 's email. This complaint is for XXXX XXXX XXXX. Not XXXX XXXX. And that information should have been easily identified and discerned by XXXX XXXX XXXX and Wakefield and Associates because the last 4 digits of my SS # were attached to the complaints as well as my full address and full name. XXXX XXXX 's name was never mentioned on these complaints made on XX/XX/XXXX. The CFPB closed the 2 complaints mentioned above in # 's XXXX and XXXX as early as yesterday because these shady companies were acting like they have never heard of XXXX XXXX. This is not about XXXX XXXX. This is about letters and mailings and checks that have been sent to the companies as it concerns XXXX XXXX and I have been assured by the CFPB as of today, XX/XX/XXXX, that the error on the CFPB 's end has been resolved and that I needed to re-submit my complaints about XXXX XXXX XXXX and Wakefield and Associates and that the CFPB would make sure they were following up on these accounts and the lack of communication form XXXX XXXX XXXX and Wakefield and Associates as it concerns XXXX XXXX, not XXXX XXXX. The CFPB will be in receipt of hard copies of these documents tomorrow. Wakefield and Associates, XXXX XXXX XXXX, XXXX XXXX and the XXXX XXXX XXXX XXXX were mailed the same materials on XX/XX/XXXX, which was the same day I field these complaints against these entities. The CFPB should really be concerned that these entities thought they could get away with responding to XXXX XXXX and not XXXX XXXX due to the fact I have been trying to engage with them for almost 6 months now and there is no way in XXXX they did n't know who and what these complaints were from or about. These are shady tactics of shady companies that need to feel the heat from the feds even though we all know they already are as it concerns other acts undertaken by these same companies as it concerns accounts connected to XXXX XXXX and the money laundering though her medical issues from XX/XX/XXXX-present day. Nice try XXXX XXXX XXXX and Wakefield and Ass. You may have gotten away with a reprieve for the day but it wo n't last. As a matter of fact, it makes you more of a moving target for all those accounts you ca n't get straight and the fact you tried to dismiss this today by acting like you had never heard of my concerns and tried to make them about XXXX XXXX. What a joke. This is about XXXX XXXX and the fact you have ignored me and my request for months and months on end. You are violating my rights as a consumer and probably the fair debt practices act in the process. Get it together.
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| 02/08/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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This complaint is about 2 separate accounts turned over to collections to Wakefield and Associates.
1st account owned by XXXX XXXX XXXX XXXX on a gas bill that was charged off in chapter XXXX bankruptcy via XXXX XXXX, XXXX XXXX complaint will be filed on XXXX XXXX separately ]. The discharge date was XX/XX/XXXX. In XXXX XXXX XXXX reported the bill to all 3 credit reporting agencies as default and owing. My chapter XXXX attorney sent XXXX XXXX and the 3 reporting agencies a letter demanding they stop collections of the debt and /or reporting the debt as owing and a remedy was to sue for violating bankruptcy rules. It was removed from my credit report soon after. In XX/XX/XXXX Wakefield and Associates reported the same account to all 3 credit bureaus one month before the debt would be time-barred. I contacted Wakefield who would not remove the debt reporting and contacted XXXX XXXX who stated they were not aware of bankruptcy even though my attorney send them a registered letter in XXXX and XXXX XXXX and had no intentions of removing a debt I owed for. The first contact with Wakefield and associateXXXX ended when the agent started screaming and mocking me repeating everything I said in a overexaggerated southern slang and kept talking over me getting louder and louder to repeat everything I said in a mocking manner until she finally just started making loud interruptive noises with her voice that were just made up sounds and not words. I hung up. I was later contacted by a male agent who was from that point my contact afterward but was no help in resolving the wrongful reporting his company had made to the 3 reporting bureaus. I contacted 2 of the reporting bureaus and pointed out it was a debt discharged in bankruptcy and they had to pull it once before after being notified by my attorney reporting it was an attempt to collect a debt that was barred by a federal injunction from collection attempts. The debt was pull down by both agencies immediately and the other by the next day before noon. The debt shown as owing was removed by the reporting bureaus not Wakefield and Associates or XXXX XXXX.
The 2nd instance took place in XXXX in XXXX. Wakefield and Associates were contracted to collect a debt for XXXX XXXX XXXX which was put into collections 2 to 3 months after an emergency room visit that leads to an overnight stay. I am uninsured. I had made 3 payments toward the outstanding balance. In late XXXX the debt disappeared from all 3 credit reports by the 3 bureaus. I received a letter in XX/XX/XXXX that XXXX, XXXX had taken over the account for the XXXX XXXX XXXX [ a separate complaint will be filed against XXXX XXXX and XXXX, XXXX for unauthorized use of a bank card, harassment, and misrepresentation ]. In XX/XX/XXXX Wakefield and Associates reported the debt with all 3 reporting bureaus as new debt, age 2 months. The date of the original service was XX/XX/XXXX, and put into collections. by XX/XX/XXXX. This affects my credit score by the date change to appear as new debt. I have spoken with XXXX XXXX and with XXXX, XXXX both have confirmed XXXX, XXXX has the collections and Wakefield does not have the rights to collect the debt. They also reported the amount wrong after making payments and after several phone calls, the correct amount was eventually corrected. But XXXX XXXX refused to contact Wakefield to correct the status of the account So there are 2 collections agencies attempting to collect the same debt.
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| 09/02/2021 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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Hi my name is XXXX XXXX, and I am submitting this complaint myself .There is no third party involved. My rights as a consumer have been violated pursuant to federal law.This Affidavit of Fact is Pursuant to 15 U.S. Code 1692 ( a ) ( b ) which states that The Congress has found abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. These abusive practices contribute to the invasions of individual privacy among other things which you WAKEFIELD are in violation as I never gave you my information directly ; I a consumer in fact, agree with The Congress to eliminate abusive debt collection practices by debt collectors, and to promote consistent state action to protect consumers like me against debt collection abuses which you are attempting to do Pursuant to 15 U.S. Code 1692 ( e ) ; Take Notice that Pursuant to 15 U.S. Code 1692a ( 2 ) the term communication means the conveying of information regarding a debt directly or indirectly to any person through any medium and in this specific case you WAKEFIELD used email, postal service etc. to communicate indirectly with me a consumer who is defined Pursuant to 15 U.S. Code 1692a ( 3 ) as any natural person allegedly obligated to pay any debt ; Take further notice that I am the true creditor Pursuant to 15 U.S. Code 1692a ( 4 ) which clearly states that a creditor is any person who extends credit creating a debt therefore I a consumer created the debt via my extension of credit to WAKEFIELD ; You WAKEFIELD shall also know that the term debt is defined under 15 U.S. Code 1692a ( 5 ) comprehensively states that it means any alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes ; Notice that you are defined as a debt collector Pursuant to 15 U.S. Code 1692 ( 6 ) which states that a debt collector is any person who uses any instrumentality of interstate commerce via mail and is engaged in the principal purpose of collecting debt which you are attempting to do by communicating with me without my prior consent in direct violation of 15 U.S. Code 1692c ( a ) ( 1 ) ; You WAKEFIELD are also in violation of 15 U.S. Code 1692b ( 2 ) which states that you may not state that I a consumer owes any debt. Furthermore, you have attempted to communicate with me on multiple occasion which is a violation of 15 U.S. Code 1692b ( 3 ) ; You are also in violation of 15 U.S. Code 1692e ( 2 ) ( A ) by giving false representation of the amount of debt allegedly owed and the false representation or deceptive means to attempt to collect any debt Pursuant to 15 U.S. Code 1692e ( 10 ) ; Take further notice that Pursuant to 15 U.S. Code 1692e ( 9 ) articulates that the use or distribution of any written communication which creates a false impression as to its source, authorization, or approval as you WAKEFIELD is stating that someone other than me a consumer in fact, is the creditor when I am the creditor Pursuant to XXXX5 U.S. Code 1692a ( 4 ) ; I hereby Demand! That you WAKEFIELD cease and desist all communication and attempts to collect this alleged debt Pursuant to 15 U.S. Code 1692c ( c ) ; Take further notice that your failure to follow these laws will result in me invoking specified remedies Pursuant to 15 U.S. Code 1692c ( 3 ).
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| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I, XXXX XXXX, a natural person, and a consumer, receive my consumer report on XX/XX/2021, and noticed and have proof that I am a victim of identity theft as defined under 15 USC 1681a ( q ) ( 3 ). 15 USC 1681a ( q ) ( 3 ) -The term identity theft means a fraud committed using the identifying information of another person, subject to such further definition as the Bureau may prescribe, by regulation.
Wakefield and Associates has stated that I, a consumer, owes an alleged debt. This alleged debt has been furnished to my consumer
report and is a violation of 1692b ( 2 ). See attached I, the consumer, have not given any prior consent or received any court documentation before communication of this alleged debt. This is a violation of 15 USC 1692c ( a ) Wakefield and Associates engaged in conduct that has harassed, oppressed and abused me in connection with the collection of this alleged debt. Oppressing a right would be conduct not allowed under the FDCPA and is a violation of 15 USC 1692d. Credit is my right granted and protected by federal law. Wakefield and Associates has caused damages to my financial reputation by furnishing this alleged debt to my consumer report in order to coerce payment. This is a violation of 15 USC 1692d ( 4 ) and is known as debt parking described by the FTC.
Wakefield and Associates has communicated a false representation of the character and amount of this alleged debt. This alleged debt is furnished on my consumer report in a positive amount. It is impossible to pay on a positive balance. This is false and misleading and a violation of 15 USC 1692e ( 2 ) ( A ). Wakefield and Associates has knowingly furnished the credit reporting agencies with false credit information which is a violation under 15 USC 1692e ( 8 ) All of these actions were false and deceptive and a violation under 15 USC 1692e ( 10 ) Wakefield and Associates has not provided me with any validation of this alleged debt under 15 USC 1692g which should include : 1 ). amount of debt.
2 ). the name of the creditor to whom the debt is owed.
3 ). A miranda which states unless the debt within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector 4 ). Another miranda which states if you notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector.
5 ). And a final miranda which states upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.
These abusive and deceptive actions have caused a denial of credit and Wakefield and Associates is liable to me for actual damages sustained due to violations commited under the FDCPA. I have proof that Wakefield and Associates has a history of committing identity theft against consumers by furnishing inaccurate items on consumer reports without conducting a reasonable investigation beforehand. See attached consumer complaints pulled from the XXXX XXXX XXXX
I do not consent to any telephone communication.
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| 07/29/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/2020 I was approved for full financial assistance due to financial hardship for a hospital procedure at XXXX XXXX Hospital in XXXX Ga, including anesthesia charges. I underwent the procedure on XX/XX/2020 and got a letter stating all charges where charged off under the financial assistance program ( it is under XXXX ). It was made clear to me that would cover all vendors and in fact I have the hospital itemized billing that shows a charge off including the anesthesia services. This letter provided by hospital itemizes every single procedure and vendor and the price total as well as a zero balance due. A couple months ago I received a letter demanding a payment from XXXX XXXX XXXX XXXX with an 800 number. There was no detail nor information regarding what procedure they were referring to, nor any other details. This was not a verification letter. I attempted to call the 800 number but either it was busy or I would get a call center in XXXX and the person on the other line would hang up or they couldn't speak English or couldn't find me in the system. Since it seemed like a scam I attempted to reach the anesthesiology vendor office that had provided the services ( which was already covered according to my records provided by the hospital ) But the person I was able to reach at the office refused to provide any information except to refer me to that call center in XXXX, and when I called them again I was hung up on. So I assumed this letter was a scam, as the anesthesia services were paid for. Today, I received notification from one of the credit bureaus that that Wakefield and Associates, a collection agency, placed a notice on my credit report and bureaus regarding this non-valid collection/debt from XXXX XXXX XXXX XXXX, which has already been paid for. After receiving the collection notification today, I called the hospital where my procedure took place and were this wrongful collection stems from. I was able to speak to a financial assistance coordinator by the name XXXX, who verified that effectively, I don't owe any moneys to neither the hospital nor the vendors ( IE anesthesiologists ) as the hospital pays off the vendors through the financial assistance fund. She advised that often, XXXX XXXX XXXX XXXX will " double dip '' by attempting to collect moneys from patients from the hospital system 's financial assistance program due to the cumbersome way XXXX 's billing system is designed. Making it difficult for them to realize that a service has already been paid for ( They receive the money through a financial fund without properly applying it to the patients records, creating confusion and erroneous debt collections ) She advised us to call them again and explain I was a financial assistance patient, but the person I spoke to ( XXXX XXXX ) refused to even listen to me stating that she couldn't give out any information about accounts under collection and asked me to call the 800 number ( call center in XXXX ) When I did, yet again, the rep on the other line kept repeating " how will you pay your debt today? '' in a strange monotone voice even after my repeated attempts to explain to them that this was an erroneous debt collection and I had documentation to back up this. Instead the rep just hung up. I want this erroneous collection immediately erased from my credit records in ALL credit reporting agencies.
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| 09/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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Date : XX/XX/XXXX Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX SSN : XXXX D.O.B : XXXX XXXX Contact : ( XXXX ) XXXX XXXX Re : Disputing Inaccuracies on My Credit Report XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX OR XXXX XXXX XXXX XXXX, PA XXXX Original Creditor : WAKEFIELD AND ASSOCIATES Address : XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone XXXX ( XXXX ) XXXX To Whom it May concern : I received a copy of my credit report. To my surprise, you are reporting this account incorrectly. It is inaccurate because I've been contacted by your company about a debt you allege, I owe several times from WAKEFIELD AND ASSOCIATES Collections Account with no Account Number. This Collection account is reporting not only as Open on all accounts, but also shows a past due balance of [ {$1200.00} ] In addition, the furnisher must notify all CRAs that received the information of any corrections and must thereafter report only the complete and accurate information. Section 623 ( a ) ( 2 ) and Section 623 ( a ) ( 3 ). According to the FCRA, I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide me a copy of my new credit report reflecting this account removed upon completion. This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. This rule is effective XX/XX/XXXX. Please reinvestigate this matter and delete the disputed item as soon as possible. 15 USC Section 1681i ( d ) requires that you notify me when the items have been deleted. please send me the names and addresses of all individuals you contacted so that I may follow up with them directly 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. ( a ) Scope. This section applies to financial institutions and creditors that are subject to administrative enforcement of the FCRA by the Federal Trade Commission pursuant to 15 U.S.C. 1681s ( a ) ( 1 ). A copy of section 605B of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Be advised, this is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g et seq. of the Fair Debt Collection Practices Act ( FDCPA '' ). At this time, please provide debt validation in the form of agreement, an original bill, and a detailed statement of procedures is required, if any. Please provide a breakdown of fees, including any collection costs and medical charges, if any. 3. Please provide a copy of my signature with the provider of service to release my medical information to you. Please provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer, if any. Finally, please provide an affidavit signed under Penalty of Perjury that your organization has not violated any portion of the FCRA, FDCPA.
Sincerely, XXXX XXXX XXXX
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| 09/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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|
Web |
Servicemember |
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Date : XX/XX/XXXX Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX SSN : XXXX D.O.B : XXXX XXXX Contact : ( XXXX ) XXXX XXXX Re : Disputing Inaccuracies on My Credit Report XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX Original Creditor : WAKEFIELD AND ASSOCIATES XXXX : XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone : ( XXXX ) XXXX To Whom it May concern : I received a copy of my credit report. To my surprise, you are reporting this account incorrectly. It is inaccurate because I've been contacted by your company about a debt you allege, I owe several times from WAKEFIELD AND ASSOCIATES Collections Account with no Account Number. This Collection account is reporting not only as Open on all accounts, but also shows a past due balance of [ {$1200.00} ] In addition, the furnisher must notify all CRAs that received the information of any corrections and must thereafter report only the complete and accurate information. Section 623 ( a ) ( 2 ) and Section 623 ( a ) ( 3 ). According to the FCRA, I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide me a copy of my new credit report reflecting this account removed upon completion. This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. This rule is effective XX/XX/XXXX. Please reinvestigate this matter and delete the disputed item as soon as possible. 15 USC Section 1681i ( d ) requires that you notify me when the items have been deleted. please send me the names and addresses of all individuals you contacted so that I may follow up with them directly 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. ( a ) Scope. This section applies to financial institutions and creditors that are subject to administrative enforcement of the FCRA by the Federal Trade Commission pursuant to 15 U.S.C. 1681s ( a ) ( 1 ). A copy of section 605B of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Be advised, this is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g et seq. of the Fair Debt Collection Practices Act ( FDCPA '' ). At this time, please provide debt validation in the form of agreement, an original bill, and a detailed statement of procedures is required, if any. Please provide a breakdown of fees, including any collection costs and medical charges, if any. 3. Please provide a copy of my signature with the provider of service to release my medical information to you. Please provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer, if any. Finally, please provide an affidavit signed under Penalty of Perjury that your organization has not violated any portion of the FCRA, FDCPA.
Sincerely, XXXX XXXX XXXX
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| 09/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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|
Web |
Servicemember |
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Date : XX/XX/XXXX Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX SSN : XXXX D.O.B : XXXX XXXX Contact : ( XXXX ) XXXX XXXX Re : Disputing Inaccuracies on My Credit Report XXXX XXXX XXXX XXXX XXXX, TX XXXX Original XXXX : WAKEFIELD AND ASSOCIATES XXXX : XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone : ( XXXX ) XXXX To Whom it May concern : I received a copy of my credit report. To my surprise, you are reporting this account incorrectly. It is inaccurate because I've been contacted by your company about a debt you allege, I owe several times from WAKEFIELD AND ASSOCIATES Collections Account with no Account Number. This Collection account is reporting not only as Open on all accounts, but also shows a past due balance of [ {$1200.00} ] In addition, the furnisher must notify all CRAs that received the information of any corrections and must thereafter report only the complete and accurate information. Section 623 ( a ) ( 2 ) and Section 623 ( a ) ( 3 ). According to the FCRA, I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide me a copy of my new credit report reflecting this account removed upon completion. This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. This rule is effective XX/XX/XXXX. Please reinvestigate this matter and delete the disputed item as soon as possible. 15 USC Section 1681i ( d ) requires that you notify me when the items have been deleted. please send me the names and addresses of all individuals you contacted so that I may follow up with them directly 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. ( a ) Scope. This section applies to financial institutions and creditors that are subject to administrative enforcement of the FCRA by the Federal Trade Commission pursuant to 15 U.S.C. 1681s ( a ) ( 1 ). A copy of section 605B of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Be advised, this is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g et seq. of the Fair Debt Collection Practices Act ( FDCPA '' ). At this time, please provide debt validation in the form of agreement, an original bill, and a detailed statement of procedures is required, if any. Please provide a breakdown of fees, including any collection costs and medical charges, if any. 3. Please provide a copy of my signature with the provider of service to release my medical information to you. Please provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer, if any. Finally, please provide an affidavit signed under Penalty of Perjury that your organization has not violated any portion of the FCRA, FDCPA.
Sincerely, XXXX XXXX XXXX
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| 08/31/2020 |
No |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XX/XX/XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, IA XXXX XXXX fax Online Complaint On or around XX/XX/XXXX, Wakefield & Associates placed a Collection on my credit report. The matter came to them from XXXX XXXX XXXX XXXX in the amount of {$270.00}. When I was aware of the Collection, I called Wakefield to inquire, as this was the first notice or bill that I had received that I owed money to XXXX XXXX and told them so. They said they didnt care and to take it up with XXXX. On XX/XX/XXXX I called XXXX XXXX XXXX and spoke to XXXX. She informed me that they sent the bill to the XXXX XXXX XXXX XXXX. This is a residence I have not lived in since XXXX. She further informed me that the current resident at XXXX XXXX XXXX XXXX contacted them to tell them that I did not live there and stop sending my bill there. She stated I gave them that address, that is FALSE. I have also obtained the XXXX Hospital paperwork from this incident and the doctor notes. In addition to the wrong address, it lists my ex-wife as a contact. I have been divorced for 15 years. So XXXX knew that was not my address and did not research the matter any further as to my correct address. This was negligent, abusive, and has damaged me. Wakefield had no problem contacting me. At my request XXXX XXXX XXXX, XXXX sent me a copy of the bill on XX/XX/XXXX. This is the first time I ever seen a bill. As I have now a bill, payment was mailed XX/XX/XXXX and is PAID. Wakefield & Associates is negligent as they refused to take action on my lack of knowledge of the bill. When I called them back to explain they just said take it up with XXXX. I filed a dispute with XXXX, in which did not even reach out to me for an explanation and just denied the dispute. In the meantime, I have had 3 creditors reduce my credit lines based on my credit report and they have done so in significant amounts for a total of {$15000.00}. I work hard to build and maintain a positive credit rating. I am a XXXX XXXX and use those accounts to fund my expenses in between commission checks. I have no other derogatory items in my credit file. I agree I owe the money and have paid. My complaint is that I should not be notified that I owe someone money or a bill by placing a Collection on my credit report. My complaint is also directed at XXXX for not conducting a thorough investigation into the complaint I filed with them. These are violations of my rights under the Fair Credit Reporting Act. And it has cost me financially. Specifically, due to the decreased credit lines at a time when business is slow due to Covid-19. I am seeking a judgement in my favor, resolution in my favor as I have been taken advantage of and harmed. Specifically : 1. Delete the collection from my credit report. NOT mark it as a paid collection. 2. I would like financial restitution or redress for the damage caused to me from this action. The reduction in my credit lines which have created a financial hardship. XXXX XXXX XXXX XXXX, Wakefield Associate XXXX are directly responsible for my injury. Please see the attachment of XXXX Reviews as this appears a common practice with this organization and has harmed other consumers as well. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CO XXXX XXXX XXXX XXXX
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| 08/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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In summary here are the sequences of events : XX/XX/XXXX I visited XXXX XXXX and received a treatment plan for a XXXX and paid that day {$1000.00}.
XX/XX/XXXX We outlined treatment plan further and I signed up for payment plan.
Early XX/XX/XXXX Between XXXX and XXXX the XXXX procedure was performed and I went in for adjustments to get it just right and it never did really fit. Next, I was no longer a patient of XXXX XXXX after further requesting adjustments to the XXXX. It just never did sit right and we have documentation here including professional assessment of the work.
Mid XX/XX/XXXX I needed to get my XXXX corrected. I visited a second dental office XXXX XXXX XXXX for advice on how to get the XXXX correct. I was quoted {$8700.00}.
Seeking a more affordable option I found a third dentist XXXX XXXX XXXX, XXXX, to fix the XXXX for {$5700.00}. We proceeded with the work and you will find the records attached. I paid the full {$5700.00} and my dental conditions are back in order.
Please note that after XX/XX/XXXX I was never sent a bill from XXXX XXXX and I never had any automatic payments taken out as was outlined in the payment plan in XXXX of XXXX.
My biggest concern is the letter I received on XX/XX/XXXX from Wakefield & Associates with a bill from XXXX XXXX for {$2500.00} and an additional charge of interest of {$150.00} totaling XXXX due.
I am concerned about my credit and do not feel I owe XXXXXXXX XXXX this amount. I went to their in person office and expressed my concern and they said there is nothing they could do that I needed to pay the bill.
so here are my concerns/complaint to XXXX dental and Wakefield associates : 1XXXX XXXX did not complete the service ( that I contracted with them ) in timely manner, professionally, sufficiently and to my satisfaction and dismissed me without a valid reason in the middle of treatment without providing me any referrals/sources to continue my treatment.
2- I was never sent a bill from XXXX XXXX and I never had any automatic payments taken out as was outlined in the payment plan and I was sent directly to the collection agency.
3-XXXX XXXX did not bill my insurance company and now is looking after me to even pay for the amount that insurance company could and should simply pay.
4-I disputed the bill with Wakefield collection agency via phone, mail and online on their website and they are still calling me that my account is not disputed and still active and they are threatening me that if I do not pay the bill it did and will continue hurting my credit score and they also sending me a validation of the debt which is included the treatment service contract which is not legit because XXXX XXXX do not have my signature on it which looks like XXXX XXXX did modify the documents and the bills on their end without my acknowledge for their own profit.
5-Collection agency still calling me and offering me discounts to pay the full amount however I keep telling them that i should not pay the amount and they threaten me that if i do not pay the amount they will keep charging me interest and it did and will hurt my credit score.
Please review attached documents and I hope to have some help in this matter.
|
| 07/07/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX, I disputed several charges with XXXX XXXX XXXX XXXX after noticing several line-item charges on my detailed bill that were duplicated. Between XX/XX/XXXX and XX/XX/XXXX I made monthly phone calls to XXXX XXXX XXXX XXXX to check on the status on my dispute. Each time, I was assured that the account was still in review. When bills started to come in early XXXX with verbiage like " failure to remit payment will result in collections '', I contacted XXXX XXXX XXXX XXXX to ensure this would not be sent to a collections company ; and again, each time I was told that the account was not going to be sent to collections while in the disputed status. During my monthly check-in call to XXXX XXXX XXXX XXXX on XX/XX/XXXX, I was told that my account was sent to a collections company. When I referred them back to my previous calls over the past XXXX months, the representative informed me that it was out of their hands and I would have to contact the collections company that now owned my alleged debt - Wakefield & Associates.
That same day, XX/XX/XXXX, I called Wakefield & Associates and spoke with XXXX who informed me that they did in fact receive my account and were attempting to collect on this debt in the amount of {$410.00}. When I asked XXXX when and in what method they reached out to inform me of their intent to collect on this debt, she could not provide an answer. To date, I still have received no formal letter or documentation on behalf of Wakefield & Associates in their attempts to collect on this debt. XXXX advised me to send a formal demand letter to them so they could begin the dispute process on their end. After finishing the call with XXXX, I provided Wakefield & Associates my demand letter ( attached ) to the email address I was provided with by XXXX. I was also informed that certain amounts were tentatively going to be reported to the credit reporting agencies on the following days with the corresponding amounts : XX/XX/XXXX, {$160.00}, XX/XX/XXXX, {$110.00}, XX/XX/XXXX, {$120.00}. XXXX verbally informed me that if these accounts were in dispute, they would not be reported to the credit reporting agencies.
On XX/XX/XXXX, I replied back to the demand letter I emailed to Wakefield & Associates as I had received no response or acceptance from them. This email also went unanswered.
On XX/XX/XXXX, I called Wakefield & Associates, as I was concerned that they had not received my formal demand letter and the first account was due to be reported to the credit reporting agencies on XX/XX/XXXX. I was transferred from XXXX to XXXX to XXXX who after XXXX minutes of back-and-forth finally said they would not be sending these accounts to credit reporting agencies until the dispute was completed and I had the opportunity to review the information discovered during their dispute process.
Now, two months after sending my formal demand letter to Wakefield & Associates, I still have had zero contact or information provided to me about the dispute process. With each passing day, I grow more and more concerned about the status of my dispute and worry that I will find these disputed accounts reported to my credit report.
|
| 12/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Dear I remain hopeful that your agency can assist me rectifying at least two billing errors from XXXX. I have been in a four-year battle to clear this matter with XXXX XXXX XXXX XXXX ; XXXX XXXX including disputing with Wakefield collection agency~ to no avail, now this matter is negatively affecting my credit.
I am seeking remedy to two billing errors by XXXX XXXX XXXX XXXX ; XXXX XXXX : I had XXXX XXXX Insurance on XX/XX/XXXX XXXX XXXX billed the wrong policy # ( Also noting-XXXX XXXX did not answer initial calls or opportunities to provide coverage per my policy ).
Please find incident information below & amp ; my continued efforts to resolve.
On XX/XX/XXXX I went to the emergency room at XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX( due to falling down 8 steps & amp ; hitting my XXXX on the concrete basement floor ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX IN ER Staff did tests & amp ; assessments : Diagnosis : XXXX XXXX & amp ; & quot ; XXXX XXXX XXXX XXXX & quot ; requiring aXX/XX/XXXX immediately. ( All treatment covered by my insurance XXXX XXXX ).
XXXX XXXX XXXX XXXX XXXX XXXX XXXX did not have a XX/XX/XXXX on staff/available.
o XXXX XXXX XXXX XXXX XXXX XXXX ER staff XXXX XXXX XXXX, XXXX called XX/XX/XXXX to set up transfer to XXXX XXXX XXXX XXXX at XXXX spoke to XXXX ( per gathered ED Notes ). ( All treatment covered by my insurance XXXX XXXX XXXX o I was transported by XX/XX/XXXXXX/XX/XXXX IN to XXXX XXXX XXXX in XXXX XXXX IN. This was a medical decision made by the XXXX XXXX XXXX XXXX XXXX XXXX staff-I was incapable of making any decisions. ( XXXXXX/XX/XXXX transport Billed the wrong XXXX XXXX policy #, hence it was NOT billed properly & amp ; was NOT paid-see additional information below ).
XXXX XXXX XXXX in XXXX XXXX IN. Placed in ICU further treatment followed ( All treatment covered by my insurance XXXX XXXX ) My Dispute clarification : I was not capable of making decisions on XX/XX/XXXX & amp ; was transported by XXXX XXXXXX/XX/XXXXof IN XXXX XXXX XXXX XXXX in XXXX XXXX IN. ( This was a medical decision made by the XXXX XXXX XXXX XXXX XXXX XXXX staff-I was incapable of making any decisions. ) My Ambulance bill was not paid, yet every other Medical Bill from this incident was paid by my XXXX XXXX insurance regarding this incident/claim ( other medical treatment was billed to the proper XXXX XXXX Policy # ).
It was learned in my research that XXXX XXXX had billed the wrong XXXX XXXX policy # and had already sent my account to Wakefield for collection ( prior to realizing they had the wrong insurance policy # per XXXX & amp ; XXXX of XXXX XXXX on XX/XX/XXXX ) XX/XX/XXXX Filed a Wakefield Dispute online stating successfully submitted for processing.
XX/XX/XXXX Per conversation with XXXX XXXX Wakefield Accountant Representative the original dispute was not received. Re-filed another dispute online XXXX-successfully submitted for processing.
Shortly after filing the second dispute, it was denied & amp ; I have once again started to receive letters of collection.
Can you Please assist me in resolving this, its been long enough and having a negative effect on moving forward with my life!
Thank you, XXXX XXXX
|
| 10/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
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On XXXX XX/XX/XXXX I received a letter from Wakefield & Associates informing me this account has been listed with this office for collection and will be sent to the reporting agencies if not paid. I called the office and spoke with XXXX disputing the validity of this debt. This letter is written confirmation of my dispute.
On XXXX XX/XX/XXXX sent a letter to Wakefield & Associates via XXXX disputing the charges.
This is a DOL/OWCP claim. Per Federal Regulation, the Provider is to submit the bill to DOL/OWCP for payment. In this case the Provider submitted the bill but used the incorrect IDC codes so DOL denied payment. Instead of correcting the codes, as requested multiple times, the Provider turned the bill over to Wakefield & Associates for collection thereby violating Federal Law.
Code of Federal Regulations, Title 20, Chapter 1 - excerpts 10.801 How are medical bills to be submitted?
( c ) For professional charges billed on Form XXXX or XXXX, the provider shall also state each diagnosed condition and furnish the corresponding diagnostic code using the XXXX XXXX XXXX XXXX, 9th Edition, Clinical Modification ( XXXX ), or as revised.
( d ) By submitting a bill and/or accepting payment, the provider signifies that the service for which reimbursement is sought was performed as described, necessary, appropriate and properly billed in accordance with accepted industry standards. For example, accepted industry standards preclude upcoding billed services for extended medical appointments when the employee actually had a brief routine appointment, or charging for the services of a professional when a paraprofessional or aide performed the service ; industry standards prohibit unbundling services to charge separately for services that should be billed as a single charge. In addition, the provider thereby agrees to comply with all regulations set forth in this subpart concerning the rendering of treatment and/or the process for seeking reimbursement for medical services, including the limitation imposed on the amount to be paid for such services.
On XXXX XX/XX/XXXX I sent a letter via certified mail to XXXX XXXX, and others, explaining exactly how to file for a medical claim with DOL. I did this as a courtesy. They did not comply and, against federal law, they turned my account over to Wakefiled & Associates for collections over a year later.
On XXXX XX/XX/XXXX received a letter from Wakefield & Associates stating : Please be advised that we have contacted our client who has confirmed the name and address listed o the account as well as the amount owed. Enclosed are billing statements provided by our client that confirm the charges.
On XXXX XX/XX/XXXX sent a letter to XXXX XXXX and XXXX XXXX informing them to file the claim correctly.
On XXXX XX/XX/XXXX XXXX sent a letter to XXXX XXXX informing him to file the medical claim correctly.
On XXXX XX/XX/XXXX the above letter was sent to Wakefield & Associates.
0n XXXX XX/XX/XXXX Wakefield & Associates called to secure payment of the bill. Informed them, again that this bill is NOT owed by me and they must stop attempting to collect this bill.
|
| 07/12/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
Servicemember |
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On XXXX/XXXX/XXXX I was in a nearly XXXX. I was in a XXXX. When I awoke from the XXXX, I was in a civilian hospital in Colorado. When I was let out of the hospital, I was XXXX by an XXXX, Colorado Sheriff 's deputy. Unbeknown to me I had been XXXX ( No XXXX or any other paperwork was available to me upon regaining consciousness in the hospital ). During my hospitalization there had been a court date - which I had not been able to attend for obvious reasons. The court did not know of my disposition and issued a Failure To Appear warrant.
At the time of XXXX, I was still in XXXX Upon XXXX the Deputy took me to the local XXXX ( against my will - again, I was under XXXX ).
This bill remains on my credit report. I have been speaking with Wakefield and Associates regarding this bill. Wakefield and associates attempted to bill the Veteran 's Administration ( I am a XXXX Veteran and my medical coverage is through the VA ). The VA responded by denying the claim, stating that the government entity which had arrested me was responsible for the payment.
I have spoken at length with " XXXX '' of Wakefield and Associates. He has been emailed a copy of the letter from the VA showing that I was in an " incarcerated '' status. Although he understands that the bill is the responsibility of the XXXX XXXX XXXX Sheriff 's Office ( XXXX ), he has stated that he will keep it on my credit report.
Wakefield and Associates refuses to invoice the XXXX.
They have not given me an invoice for the reason of attempting to contact the XXXX.
Additionally ; I have sent a formal request for information to Wakefield and Associates via certified mail. As per the Fair Debt Collections Practices Act, I requested Wakefield to provide the following information ; \ 1 ) A signed and dated contract between XXXX ( The original debtor ) and Wakefield and Associates.
2 ) The updated and correct vendor information for Wakefield and Associates.
3 ) A copy of the entire medical record for which billing is claimed on my credit report 4 ) Documentation of billing and charges including fees and interest 5 ) Full accounting for where each bill was received for the duration of the account.
** This formal request was sent via certified mail on XXXX/XXXX/XXXX ( request and proof of mailing attached ) ***Wakefield and associates replied in a letter dated XXXX/XXXX/XXXX BUT THEY DID NOT PROVIDE THE INFORMATION REQUESTED ; Which indicates a possible violation of the Fair Debt Collections Practices Act.
****XXXX has indicated that he is not willing to bill the XXXX, though he states that the XXXX should be contacted by me ( again, Wakefield and Associates has not provided me with an invoice for XXXX ) Wakefield and Associates is unfairly reporting this medical bill to all three credit reporting agencies.
Wakefield and Associates REAFFIRMED the information on my credit report RECENTLY -Is this a form of bullying/intimidation?
Wakefield and Associates FAILED to respond in an adequate manner to my formal request for information. I am entitled to the information requested as per the law.
|
| 10/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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hey my name is XXXX XXXX i am writing because The accounts listed below are medical accounts on my credit report. I never gave this company authorization to obtain any of my medical records. This is a violation of hipaa laws and public law unless this company can give me Hipaa authorization form of me giving them consent to obtain my records they must remove this account from my credit report and their records. According to public law 104-191 and this company would also be liable for up to {$250000.00} according to Sec. 1177 of public law 104-191 which states- ( a ) OFFENSE. -- A person who knowingly and in violation of this part -- ( 2 ) obtains individually identifiable health information relating to an individual ; shall be punished as provided in subsection ( b ) ( 3 ) if the offense is committed with intent to sell, transfer, or use individually identifiable health information for commercial advantage, personal gain, or malicious harm, be fined not more than {$250000.00}, imprisoned not more than 10 years, or both. The term 'individually identifiable health information ' means any information, including demographic information collected from an individual, that -- A ) is created or received by a health care provider, health plan, employer, or health care clearinghouse ; and ( i ) identifies the individual; or ( ii ) with respect to which there is a reasonable basis to believe that the information can be used to identify the individual. Seeing as they will gain money in exchange for successfully collecting this alleged debt they are now guilty of obtaining individually identifiable health information for commercial advantage.
They are committing fraud by having access to my medical records. I want them removed immediately. First they obtained my records fraudulently then they released them fraudulently to the credit agencies as well because I never gave them consent to release any of my information. In addition pursuant to 15 U.S.Code 1681 ( a ) ( 4 ). This company has also violated my right to privacy by furnishing private information about me without any lawful authority or my written consent. Furthermore a consumer must be given a chance to direct whether they want the information about a transaction to be reported or not. This is referenced in the Gramm-Leach Bliley Act. I was not given the chance to opt-out of having this information reported.
This company has violated my rights many times however these are the most important reasons. I retain the right to pursue legal action If I deem it necessary however the only request I am making is to have my information deleted from their company records. I also wish to cease and desist all furnishing or verifying of this information to my credit reports. I also demand these accounts be removed from my credit report immediately thank you.
Account Name : Wakefield And Associ Balance : {$620.00} Date opened : XX/XX/2018 Account Number : XXXX Account Name : Wakefield And Associ Balance : {$350.00} Date opened : XX/XX/2018 Account # XXXX
|
| 11/08/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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On XX/XX/XXXX, I received an email from my credit monitoring service. It informed me that my credit score had dropped a tremendous amount of points. I logged on and found that WAKEFIELD had illegally posted an alleged collection account to my credit profile. Prior to the email, I have never heard of nor had an account with this company. My report shows that it is an open account and was opened on XX/XX/XXXX with a balance of {$360.00}. I had no knowledge of this company nor this alleged debt. I have never had any dealings with this company. By federal law, a debt collector is supposed to make contact with an alleged debtor and give them 30 days to validate or dispute. I never receive a letter in the mail that gave me 30 days to validate or dispute this account. I never received a letter stating that I have an alleged debt with this company and owe a balance on that account. Again, I have absolutely no knowledge of this account with them. I understand that, under the FDCPA guidelines for collection agencies, they have to provide ( 1 ) proof that they are the original holder of this debt and can legally hold me responsible for paying this debt and ( 2 ) contractual proof of obligation or an assignment SIGNED from an officer from the original creditors corporation that I am supposed to pay them. 15 USC 1692g Sec. 809 ( b ) of the Fair Debt Collection Practices Act ( FDCPA ) grants me the right to request validation of this alleged debt they say I owe. I did not receive notice of right to dispute nor did I receive enough information to verify that the alleged debt belonged to me. If I would have gotten anything in the mail or phone call from this company before they illegally reported to my credit report, I would have respectfully requested evidence that I am the person they are asking to pay this debt and a contractual obligation that legally binds me to pay them this debt. Upon them receiving my validation letter, they would have to legally cease from collection calls, letters, and efforts and delete the account from my credit files until they can validate this debt. But again, I never received such a letter about this account or phone call ever in the mail. They have illegally posted and reported to my credit file without adhering to the FDCPA laws. Im not sure if this company is a scam, but I know that this company has broken FCRA and FDCPA laws by reporting an alleged account to my credit report without informing me through mail or phone and I did not receive notice of right to dispute nor did I receive enough information to verify that the alleged debt belonged to me. My credit score has dropped tremendously in the middle of making a major purchase. Please help me get his account removed immediately. I'm preparing to sue under the FCRA and FDCPA because of the damages to my credit and opportunity costs with making a major purchase and business ventures that have to be delayed until this illegal account is removed. WAKEFIELD AND ASSOCIATES XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX
|
| 03/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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In response to CFPB complaint # : XXXX, My name is XXXX XXXX XXXX XXXX protected consumer, and I am making this complaint against Wakefield & Associates for XXXX a cease and desist notice they received on XX/XX/XXXX and for continuing to invade my individual privacy by committing abusive, deceptive, and unfair debt collection practices. I have never given Wakefield & Associates any permission to use any of my identifying information to commit mail fraud or aggravated identity theft by contacting me about an alleged debt they claim I owe. I have attached a debt validation letter, a Cease-and-Desist notice, Exhibits A, B, C, D which is a copy of the accounts reporting on my consumer report, and a FTC report labeled Exhibit E that will be used when filing for litigation in Federal Court to this XXXX XXXX
I am aware that the that in accordance with Article XXXX, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ).
I have not validated any alleged debt with Wakefield & Associates and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/XXXX, I have not received any documentary evidence, such as a trilateral contract, giving Wakefield & Associates any right to collect on this alleged debt. It is my belief that Wakefield & Associates are attempting unlawful extortionate activities and theft by deception by attempting to furnish false and deceptive forms.
I have never received any documentation requesting validation from Wakefield & Associates before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Wakefield & Associates can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation.
I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Wakefield & Associates can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Wakefield & Associates continues its collection efforts, I will file for litigation for actual damages caused and Wakefield & Associates will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant XXXX XXXX. Your prompt attention and response are both requested and required.
|
| 05/05/2020 |
No |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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I was called by Wakefield & Associates ( collections firm ) on XX/XX/XXXX and informed I have an outstanding balance of {$210.00} from XXXX XXXX XXXX Hospital. I told them I may have paid it since I just paid several about a week prior. I stated I was uncomfortable paying by phone and needed something in writing before I would consider it. Until now, I had no contact from the original creditor ( XXXX XXXX ) from XX/XX/XXXX when the original bill was finalized. Given I have XXXX XXXX, this is a common kind of bill I would receive from any of my specialist physicians ' offices.
I was informed that the original address that was used was my very old address from years ago. They apparently entered my old address as current and put my new address as a " former or previous '' address. As I have moved twice in the past 3 years, the address they used was the oldest and well after any mail forwarding services would have been stopped. Therefore, I could never have been notified in writing that this debt was owed from the original creditor or Wakefield & Associates. However, I was never called by the original creditor or emailed despite those points of contact being updated. I received a bill from W & A by mail about a week later. I researched it and see that it is in principle ( {$190.00} ) my bill, however, I refuse to pay a 10 % ( {$19.00} ) when I had zero opportunity to pay the original bill since I was not notified in any way, shape or form. The debt is also less than 6 months old. Once I was finally able to verify the debt, I attempted to call them several times to no avail.
On XX/XX/XXXX, I filed a dispute online with Wakefield & Associates regarding the fee amount and did not receive a response.
I continued to receive phone calls which, as I was able, I tried to answer. Most of the time it was a silent robocall and hung up about 15 seconds later. On XX/XX/XXXX, I was finally able to navigate to their online payments ( which does not have instructions as to how to get to it and I had to search to figure it out ), and I paid the principle balance above. I again filed a dispute for the fee/upcharge/interest at that time.
On XX/XX/XXXX, I was called yet again and fortunate enough to hear a person after I answered. He not only made collections sound like it was mandatory with no opportunity to dispute, but I corrected him and directed him to the history. I paid the principle, but refuse to pay a collection fee when I was not allowed to pay it prior to that being added. I don't dispute the principle and have paid it in full, but I will not pay a collection fee that is ultimately the fault of whomever entered my new address as a previous one. Surely a creditor can not take a debt and tag on fees before you've ever had an opportunity to hear from the original issuer and go about hounding people almost daily ( most of which are silent calls ), and demand an extra 10 % for their trouble.
|
| 06/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On several occasions I requested that WAKEFIELD AND ASSOCIATES XXXXXXXX XXXX XXXX XXXX XXXX XXXX be removed from my credit report. By unlawfully applying interest charges that were not authorized, Wakefield and Associates , IncXXXX, a debt collection agency, used ambiguous, misleading and abusive means to collect a debt. Wakefield and Associates XXXX Inc., a debt collection agency Failed to name the original creditor as requested, Failure to provide date of original debt, first missed payment that led to the charge-off. When I contacted Wakefield and Associates , Inc., I was informed that the changes in debt amount was due to interest and fees. When I requested information on the original creditor from Wakefield and Associates , Inc., the only referred to the company as " client, never releasing specific information so I could validate and research the account. I made the credit reporting agencies aware of these unlawful reporting instead of removing Wakefield and Associates , Inc., from my credit report the agencies allowed to continuously harm me for years by updating the following information. After I pointed out lawsuit that Wakefield and Associates XXXX Inc., loss due to these unlawful practices the XXXX XXXX XXXX allowed Wakefield and Associates , Inc., to update the information and stated that the " account information disputed by consumer, meets FCRA requirements. '' I feel that no real independent investigation was performed by any of the credit reporting agencies. FCRA requires that all information reported be true and up to date. Below is just some of the information that causes me further harm.
WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1200.00} WAKEFIELD AND ASSOCIATES Reported : XXXX XXXX, XXXX {$1400.00} WAKEFIELD AND ASSOCIATES Reported : XXXX XXXX, XXXX {$1400.00} WAKEFIELD AND ASSOCIATES Reported : XXXX. XXXX, XXXX {$1300.00} WAKEFIELD AND ASSOCIATES Reported : XXXX. XXXX, XXXX {$1300.00} WAKEFIELD AND ASSOCIATES Reported : XXXX XXXX, XXXX {$1200.00} WAKEFIELD AND ASSOCIATES is in violation of the following VIOLATIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. 1692e Falsely representing that they were entitled to charge an amount they were not entitled to in violation of 1692e ( 2 ) ; Threatening to charge a fee in which they were not legally entitled to charge in violation of 1692e ( 5 ) ; Making a false and misleading representation in violation of 1692e ( 10 ).
Pursuant to 15 U.S.C. 1692f, a debt collector may not use any unfair or unconscionable means to collect or attempt to collect any debt.
Defendant 's debt collection efforts attempted and/or directed towards the Plaintiff violated various provisions of the FDCPA, including but not limited to 15 U.S.C. 1692e I pray that the Consumer Financial Protection Bureau will assist me in obtaining relief and also that WAKEFIELD AND ASSOCIATES is removed from all XXXX XXXX XXXX immediately
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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Wakefield And Associates Legalinc Corporate Services Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX To : The Office of Registered Agent for Wakefield And Associates Inc My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) Documentation that shows I agreed to pay this debt with my signature.
4 ) The Agreement that grants you authority to collect on this alleged debt.
5 ) A copy of your state license, including license number that give you rights to collect in my state.
You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX XXXX is authorized to administrate acting trustee Wakefield And Associates on XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon XXXX XXXX. Courts require your contract for jurisdiction.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have, except to provide me with accurate verification of this debt by U.S. mail only.I also submitted this letter to theConsumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and XXXX XXXX XXXX XXXX to have confirmation of proof if you respond without the proper validation request or not in the 15 day timeframe you have.You have 15 days from the date of this letter to respond with all items requested or this is considered an insufficient validation response and this item must be removed immediately or I will seek litigation forMonetary damages.
Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles.
If you lack understanding of this paperwork, forward to your ATTORNEY.
Thank You, XXXX XXXX
|
| 05/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I received a notice of collections ( XXXX XXXX ) on XX/XX/XXXX. Immediately, I sent a verification request and dispute as my records showed the alleged account was beyond satisfied. The Debt Collector never responded to my verification request but continued to contact me and collect the debt.
On XX/XX/XXXX I was contacted by one of the Debt Collectors agents by phone who immediately demanded payment. I informed the agent that I had sent a verification request in writing, well withing 30 days of XXXX XXXX and had not received a response. The agent acknowledged receipt of my dispute and verification request but still asked for payment. I further pressed the issue about them not responding to my verification request and continuing to attempt to collect the debt which violates the FDCPA. The agent took a moment to review the notes in my " file '' and informed me that they had requested the verification information from their client but had not received it and therefore had not yet responded to my verification request. I asked that they cease calling and to only contact me in writing.
On XX/XX/XXXX I was alerted to a new collections account that was reporting on my credit as of XX/XX/XXXX. I immediately disputed the accounts online and provided copies of the written dispute and verification request that I had mailed to the Debt Collector. The credit bureaus quickly returned their answers to my disputes and to my great dismay, had " Verified '' the accuracy of the debt and had deemed it valid and to have met FCRA requirements.
On XX/XX/XXXX I contacted the Debt Collector by phone as the next step to obtain a resolution. I spoke with an agent who asked for payment on the account first thing. I explained the situation to her about my dispute and the credit reporting. The agent reviewed the notes on my " file '' and relayed that they still had yet to receive the requested information from their client to properly verify the debt. I was placed on hold while the agent spoke to their supervisor about the situation. The agent returned and informed me that they were closing out the account and returning it to their client. I asked about the items on my credit and was told that they would be contacting the credit bureaus to have them removed. As of XX/XX/XXXX, they are still reporting on my credit.
Following my written verification request this Debt Collector acted in complete negligence and disregard to the FDCPA and the FCRA by ; 1. Continuing to attempt to collect the alleged debt after receiving and not responding to a written verification request sent within 30 days. 2. Reporting collections account to my credit without responding to a written verification request.
The collections account prematurely appearing on my credit profile has had a severe negative impact that has affected me financially and has halted me in my attempts to use my credit.
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| 02/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Company Names : XXXX XXXX XXXX XXXX XXXX XXXX # XXXX = {$1400.00} XXXX and XXXX XXXX XXXX XXXX # XXXX # XXXX = {$440.00} XXXX, XXXX. ACT # XXXX # XXXX = {$1200.00} Product : Credit reporting, Credit repair services or other personal consumer reports.
To Whom it may concern, I am reaching out to you about my personal credit that is being held and decreasing because of these credit reporting agencies submitting false and inaccurate information. My biggest problem/complaint is that they are reporting and submitting information does not match on any of my credit reports between multiple credit bureaus. For example XXXX under one and the other XXXX and XXXX as well as inaccurate information like one says opened and the other closed for the same Account Number for the same credit reporting agency, most all of the reports do not match like one says ( Date XX/XX/XXXX & XX/XX/XXXX ) under the same account, the condition reported does not match either and are completely different under the same account. XXXX XXXX is named on my credit report with Original Creditor named as XXXX XXXX XXXX XXXX XXXX and in the other XXXX says XXXX BANK XXXX. All the Dates do not match and conditions do not match either for the same account. As for XXXX on my credit report it states for the XXXX Name : XXXX it does not specify who? What and Why? This is using misdated and misleading information against my name and personal credit report. I have been back and forth this past few years and now I am XXXX after having lost my left XXXX I am now a XXXX XXXX and trying to improve my life style. After and long road of recovery and still a long road ahead of myself I am asking help to have these removed so I can take control of my life and improve it. The Deeper Issue is that this still remains after several attempts and contacting the collector for antiquate proof or debt with my authorization or proof of it being me and/or exact dates of said amount owed. I get back letters with barely any information or no response at all. I strongly believe that this is holding false information against my name or even most terrifying that maybe they have the wrong person and taking advantage of my hardship. As a proper resolution I am asking that these be removed right away. I am begging and working my hardest on my own to adjust what I can in life and create a new beginning for myself being XXXX and my pets. I feel that most of these companies have completely submitted and created false and misleading information against my name and I am now just realizing how wrong and incorrect it is.This is my last attempt to have this removed promptly from all credit bureaues and removed completely against my name. Also I will be submitting letter to Consumer Financial Protection Bureau ( CFPB ) for submitting false and inaccurate information.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL. XXXX
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| 11/22/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Servicemember |
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I keep a close watch on my credit/credit score to keep in good standing. I received a notification from XXXX XXXX that a new collection was on my credit. When I looked it was from Wakefield and associates from XXXX XXXX XXXX XXXX XXXX at XXXX. I had not been to that doctor in over 2 years and was sure I had paid the final bill. I first called the dr office to confirm I had paid {$120.00} from my final bill. She said yes the amount had been paid and she called the collection company to confirm they had the information on my payment and I did not owe anything. She came back on the line and said the amount owed to them was {$27.00}, that was a collection fee. Why am I getting a collection fee on a bill that was paid in XX/XX/XXXX from a bill from your dr office? I was then told in XX/XX/XXXX my bill had been turned over to collections. I paid in the dr office in XX/XX/XXXX from the XXXX bill I received from the dr office and was never notified by the dr office or collection company my bill went to collection. I was then told the bill was taken out of collections and opened back up through the dr office and the amount was applied to my account. Now almost 2 years later I get a notice on my credit for a collection. I call Wakefield and associates who proceed to tell me that they sent a notice in XXXX and XXXX of XXXX, grant it the mail does get lost, I never received anything and nothing on my credit until XX/XX/XXXX, which shows my collection from XX/XX/XXXX. So I ask this lady about the {$27.00} that is owed, why am I getting this when I paid the bill to the dr office and never had any knowledge of it ever going to collections? She said she didnt know but it must be a fee from the dr office. I said No dr office said I paid them in full and this was a fee from Wakefield. I ask can you please send me something on this showing this amount? I was told we did in XXXX. Ok can you send me something now, I ask again and she proceeds with so youre disputing this? I finally found out from the lady who handles the collections at the dr office that this is the fee the dr office pays to Wakefield to have them collect the money for them. Why should I pay them a collection fee when I was just told from the dr office that they pay this. It has now been about 5 weeks since I found out about this collection and have still never received anything no mail, no call from the collection agency but yet they put it against my credit. I do not feel I owe this as I did pay the bill and was never notified by either company of the collection. I will pay it to get it off my credit because I cant afford to have my credit go down when Im trying to buy my daughter and I a house. But I feel something should be done about these companies, this is not normal business practice and it hurts people who are trying to do the right thing
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| 07/02/2020 |
No |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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This complaint is against the debt collector company Wakefield and Associates , Inc., which is a debt collector company, and against XXXX XXXX XXXX XXXX, a company that represents emergency room doctors. Wakefield and Associates has purchased medical debt from XXXX XXXX XXXX XXXX. On XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX I went to the emergency department at XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, NJ, XXXX. The bill from XX/XX/XXXX is {$480.00}. The bill from XX/XX/XXXX is {$780.00}. The bill from XX/XX/XXXX is {$1100.00}. A total amount of {$2400.00}. Wakefield and Associates , Inc. has stated that each bill is fully my responsibility.
On each date of service, I presented my insurance card to the hospitals registration specialist. The primary insurance that I had ( for each of the dates of service ) was XXXX XXXX XXXX XXXX. I was a member of XXXX XXXX XXXX XXXX from XX/XX/XXXX to XX/XX/XXXX. I have spoken with a XXXX XXXX XXXX representative and he/she has stated that they received a claim from the hospital, however they never received a claim/bill from XXXX XXXX XXXX XXXXXXXX.
If XXXX XXXX had submitted the claim to my insurance in a timely manner on the dates of service, the cost could have been negotiated lower and my insurance may have paid for some of the cost. As a result of their negligence to file a claim, I am being charged the full non-negotiated prince. Another result of their negligence is that this debt has negatively impacted my credit report and my credit has decreased due to this debt.
Since it has been more than 180 days since the dates of service, Wakefield and Associates ( debt collector company ) and XXXX XXXX XXXX XXXX ( company that represents doctors ) can not file a claim with XXXX XXXX XXXX. XXXX XXXX XXXX XXXX should have filed a claim in a timely manner on the dates of service because I presented my insurance information on the dates of service. I should not be responsible for this debt because XXXX XXXXXXXX XXXX XXXX failed to file a medical claim to my insurance carrier.
In addition, I called Wakefield and Associates during the month of XX/XX/XXXX. One of their representatives pressured me into creating a payment plan. He/she stated that I currently did not have a warrant out for my arrest, and to prevent a warrant I would have to pay back the debt. I was very frightened ; therefore, I created a monthly payment plan of {$45.00}. On XX/XX/XXXX, {$45.00} was taken out of my XXXX XXXX XXXX debit account.
During the month of XX/XX/XXXX, I realized that debt collector companies can not threaten a warrant for your arrest due to outstanding debt. I promptly called Wakefield and Associates and I canceled the payment plan. I explained to a representative from Wakefield that I was canceling the payment plan because felt threatened and pressured.
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| 05/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
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Step 1 : What is this complaint about? A debt collection company called Wakefield and Associates in Colorado, is illegally reporting to credit bureau 's of old debts of mine originally purchased back in XXXX, stating that these collection accounts were opened in XXXX and XXXX when inquiries were sent to them as a result of me paying credit repair companies such as XXXX XXXX and XXXX to send them letters on my behalf.
Step 2 : What type of problem are you having? My credit is in very poor condition as a result of the unlawful reporting of Wakefield and Associates.
Step 3 : What happened? I defaulted on Medical bills that were then purchased by a debt collection agency back in XXXX called Wakefield and Associates. There has never been a payment made toward any of these negative accounts which should have resulted in a charge off or the accounts being closed. They continue to falsely report dates these debts were purchased, as well as what I believe to be not only incorrect amounts, but also duplicate accounts as well. According to the Fair Credit Reporting Act, " Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than 7 years old, or bankruptcies that are more than 10 years old. '' In addition, the FCRA also states : " Consumer reporting agencies MUST correct or DELETE INACCURATE, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information MUST BE removed or corrected within 30 DAYS. However, a consumer reporting agency may continue to report information it has verified as accurate. '' The FCRA also says that, " You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. '' That is exactly what they have done because the inquiry letters sent to Wakefield and Associates from XXXX XXXX and XXXX does not entitle Wakefield and Associates to begin the collection process all the way over beginning in XXXX and XXXX due to inquiries by a 3rd party credit repair company, when they originally purchased those debts from XXXX XXXX XXXX XXXX and XXXX XXXX XXXX back in XXXX. This is outdated negative information that is well over 7 years old, and is now being illegally and inaccurately reported and needs to be deleted and removed immediately.
Step 4 : What company is this complaint about? Wakefield and Associates in Colorado.
Step 5 : Who are the people involved? Wakefield and Associates, XXXX XXXX XXXX XXXX, the 3 major credit reporting bureaus, XXXX, XXXX, XXXX, and of course myself.
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| 10/25/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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This company whom I dispute the validity of the entire debt. Has sent me a letter and I dont know who it is or how they got my information. The letter they sent did not give me the option to dispute or validate the debt. I was not informed nor have I claimed any alleged debt. This company needs to provide a contract that I signed stating I owe them the debt. I have no such knowledge of any agreement neither do I know this company or how to contact them to dispute. I was not aware of no such process until I researched my rights. All of the laws that the CFPB have were violated against me by this company. I have been embarrassed and denied any type of credit and I have never even used my credit in the XXXX XXXX I have been alive. I had no idea that I owed anything because the hospital never sent me a bill so I had no knowledge of any debt. I just found out that this was on my credit how can they do this without any prior contact or any contract saying I owe them I dont even know this company. Their first time reaching out to me was a bill that is very deceptive without all the qualified information on it for me to validate. So I dispute the entire validity because I have no knowledge of what the charges are for or who the company is that is alleging this debt. I have no prior knowledge of this debt until they sent a bill for XXXX XXXX XXXX when its almost XXXX XXXX worth of debt from this unknown company as XXXX I did not get a chance to ask for any financial assistance program being that I was homeless and uninsured from XXXX until XXXX. No kind of financial assistance was provided or mentioned being that I over qualified. And they have been filling stuff on my credit report that XXXX has already paid for and that the statue of limitations has passed on I have been really offended and I am XXXX and cant financially make better moves because of this alleged debt that I have never eeen papers or information of what the services was. Being that these are all XXXX health and one is a XXXX attempt. This is personal information that I didnt want a third party getting access to. This is really embarrassing and wrong on every level. This hospital has not done XXXX worth of work because they sent me to crisis centers and did not have the correct expertise to even deal with a XXXX XXXX person. This is a lot to handle and I just want the information I signed on this debt so I can verify my signature and the services fees and charges. I do not know any information on this debt that has stopped my life from moving toward in a devastating way please help me I have no voice.I have tried to handle this situation with both companies but got nowhere. Please give me a voice CFPB
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| 08/26/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Let this be known to all, I, am that I am, the consumer in fact, natural person, original creditor, lender, executor, administrator, holder in due course for any and all derivatives thereof for the surname/given name XXXX, XXXX XXXX XXXX and I have been appointed and accept being the executor both public and private for all matters proceeding, and I hereby claim that I will d/b/a XXXX XXXX, XXXX and autograph as the agent , attorney in fact, so be it ; Whereas, I of age, of majority, give this herein notice to all, I make solemn oath to the one and only most high of creation only, whoever that may be, and I depose the following facts, so be it, and Fact, the Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies, and ; Fact, I am sure the removal of my information from your website, company records, or any and all derivatives therefore, of, and/or with any affiliates will ensure my privacy rights wont be violated again due to my lack of consent and this herein unrebutted Affidavit of Truth being serviced to you today and therefore, standing as truth in commerce, so be it, and ; Fact, please show good faith in this matter by expediting the securing of the alleged information listed on your site in order to avoid me receiving further injury, damages, mental anguish, and losses due to me being a victim of identity theft, so it be it, and ; Fact, I demand that the following inaccurate/incomplete and unauthorized information be deleted off my credit report immediately : Notice, it is a fact, WAKEFIELD failed to follow procedures under 12 CFR 1022.42 account must be removed under 15 USC 1681s-2 ( A ) ( 5 ) duty to provide notice of delinquency of accounts.
WAKEFIELD Account Number XXXX As a consumer by law this account must be deleted immediately.
Notice, it is a fact, account does not provide date of first delinquency must be removed under 15 USC 1681s-2 ( A ) ( 5 ) duty to provide notice of delinquency of accounts.
WAKEFIELD Account Number XXXX As a consumer by law this account must be deleted immediately.
Thank you, I swear to all information provided herein, I do so under the penalty of perjury that the information I affirm to be true, correct, accurate to my ability and knowledge, so be it ; I do not accept this offer to contract.
I do not consent to these proceedings.
I do not require subrogation of the bond to settle the charge.
On the date XX/XX/2022 XXXX XXXX, agent, d/b/a XXXX XXXX XXXX came before me today present as flesh and blood living being ( non-entity/non debtor ) under oath to the most high of creation only and provided the facts listed herein.
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| 04/25/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Wakefield and Associates has hit my credit report five separate times over the past 3 years and all the balances they say I owe are within a few hundred dollars of each other. XX/XX/XXXX for {$1200.00}, XX/XX/XXXX for {$1500.00}, XX/XX/XXXX for {$1100.00}, XX/XX/XXXX for {$730.00}, and XX/XX/XXXX for {$1100.00}. I began requesting verification of the debt from Wakefield back in XXXX when I noticed their first hit on my credit and have continued requesting the information every few months since. I've never received a single response from them and I honestly have no clue what they're even trying to bill me for. You'd have to be a special kind of XXXX to just hand large amounts of money to some random collection agency without proof the money is even owed and I'm not that XXXX. I've repeatedly disputed these collection accounts with all 3 credit bureaus several times and all I get is some variation of " Account information disputed by consumer, meets FCRA requirements ''. How can they possibly get away with that when neither Wakefield nor any of the credit bureaus have provided me verification of these supposed debts? Disputing information to the credit bureaus is a joke ; they clearly don't bother doing any real investigation and just take the creditors word for it. That hasn't and won't stop me from continuing to dispute these accounts that have never been verified to be legitimate.
The bureaus have placed this comment on most of my Wakefield accounts : " This collection account is derogatory do to collections or charge-off. '' Well XXXX XXXX XXXX! Wakefield is a collection agency so obviously whatever the original creditors ( if they even exist ) were billing me for were sent to collections! I want to know WHO the original creditors were and WHAT they were charging me for in the first place. I don't recall receiving any bills for those general amounts from Wakefield or anyone else. I have a right to know what these collection accounts are all about and my repeated demands to exercise that right fall on deaf ears from both Wakefield and the Big 3.
Collection agencies like Wakefield should be illegal. They buy up old debt ( or invent it themselves ) and use it ruin credit scores, all while ignoring requests and demands for verification of money owed. They're nothing but bottom feeding predators who do everything in their power to dupe people out of their hard earned cash. Regardless of anything else, I don't owe Wakefield a XXXX dime -- I never signed a contract, agreed to pay them, or anything like that. No contract between us = no valid debt. Their contract is with whomever they bought the supposed debts from, not with me.
|
| 04/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
Servicemember |
|
I contacted the XXXX XXXX XXXX, XXXX on XXXX to dispute the bill on my medical report because they represent a company that did not send the medical bills to the VA for pay, ent. I am XXXX XXXX service connected and the VA pays all medical bills. I called them with the VA on the line and gave them the info for submitting the bill for removal from my credit report. They continued to call and harass me and continued to report my credit to collections.
I contacted XXXXXXXX XXXX XXXXXXXX by phone ( XXXX ) XXXX with the and notified them I was making a formal complaint because I contacted them on XXXX to dispute the bill on my medical report because they represent a company that did not send the medical bills to the VA for pay, ent. I am XXXX XXXX service connected and the VA pays all medical bills. I called them with the VA on the line and gave them the info for submitting the bill for removal from my credit report. They continued to call and harass me and continued to report my credit to collections.
I contacted XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX They have repeated threatened me all of XX/XX/2022 to destroy my credit for medical bills because they represent a company that did not send the medical bills to the VA for pay, ent. I am XXXX XXXX service connected and the VA pays all medical bills. I called them with the VA on the line and gave them the info for submitting the bill for removal from my credit report. They continued to call and harass me and continued to report my credit to collections.
I contacted Wakefield and Associates, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX They have repeated threatened me all of XX/XX/2022 to destroy my credit for medical bills because they represent a company that did not send the medical bills to the VA for pay, ent. I am XXXX XXXX service connected and the VA pays all medical bills. I called them with the VA on the line and gave them the info for submitting the bill for removal from my credit report. They continued to call and harass me and continued to report my credit to collections.
Wakefield and Associates, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX They have repeated threatened me all of XX/XX/2022 to destroy my credit for medical bills because they represent a company that did not send the medical bills to the VA for pay, ent. I am XXXX XXXX service connected and the VA pays all medical bills. I called them with the VA on the line and gave them the info for submitting the bill for removal from my credit report. They continued to call and harass me and continued to report my credit to collections.
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| 05/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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XXXX XXXX XXXX on XX/XX/XXXX sent notice regarding XXXX XXXX @ XXXX claiming {$510.00} as sums due. XX/XX/XXXX I sent dispute letter via certified mail requesting validation for said sums and informed them I was represented by legal counsel. XXXX XXXX XXXX received said correspondence on XX/XX/XXXX. Correspondence dated XX/XX/XXXX from XXXX XXXX XXXX claiming same amount, {$510.00} with itemization of charges. XX/XX/XXXX I sent dispute letter via certified mail which was received XX/XX/XXXX by XXXX XXXX XXXX. As of today, XX/XX/XXXX XXXX XXXX XXXX has failed to respond to the dispute letter. Correspondence dated XX/XX/XXXX was received from Wakefield and Associates regarding XXXX XXXX XXXX XXXX XXXX XXXX @ XXXX sent correspondence claiming {$860.00} as sums due for the very same account XXXX XXXX XXXX . In that correspondence they claimed to be responding to my correspondence to them. I had no correspondence with them regarding this or any other matter at the time. What they failed to disclose is that Wakfield and Associates and XXXX XXXX XXXX are one and the same - as per discussions with XXXX XXXX XXXX XXXX their client. XX/XX/XXXX I sent dispute letter via certified mail which was received XX/XX/XXXX by Wakefield and Associates. As of todays date Wakefield and Associates XX/XX/XXXX has failed to respond to said dispute letter. Each sum claimed was in contradiction with XXXX XXXX XXXX XXXX XXXX XXXX @ XXXX statement of account. the On XX/XX/XXXX I was notified by XXXX of collection activity reported on my credit profile by XXXX XXXX XXXX for yet another differing sum of {$330.00} for the XXXX XXXX XXXX XXXX XXXX XXXXXXXX @ XXXX account. XX/XX/XXXX I was notified by XXXX of collection activity reported on my credit profile By Wakefield and Associates for yet another differing sum 0f {$330.00} for the XXXX XXXX XXXX XXXX XXXX XXXX @ XXXXXXXX . account. Further both of these entities disregarded the fact I was represented by legal counsel on this matter and never contacted my legal counsel - which was requested of them to do in each and every correspondence with them. The same company under different names acting as a third party attempting to collect a debt ; submitting claims with differing amounts for the same account, unable to disseminate the actual amount due and ts client 's billing, refuses to contact legal counsel, fails to respond to dispute letters and then files collection activity on credit profile with yet another differing amount violating Federal Fair Debt Collection Practices Act, and fails to dislcose that XXXX XXXX XXXX and Wakefiled and Associates are one and the same.
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| 12/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
Servicemember |
|
I am an XXXX XXXX veteran and a XXXX XXXX sworn to protect the public. Wakefield & Associates is knowingly and willfully reporting a fraudulent collection to my credit report. Why their license to do business has not been revoked after numerous complaints is beyond my comprehension.
While residing in California I was rear ended in my car in XX/XX/XXXX as I waited at a red light. The other driver was 100 percent at fault. Due to the severity of my injuries and the damage to my vehicle, I hired a personal injury law firm who immediately entered into litigation on my behalf. I was hospitalized, sent to therapy, and saw various specialists and healthcare providers as a result of the accident. ALL medical bills were the responsibility of the other driver 's insurance carrier until a settlement could be reached.
Wakefield and Associates illegally and fraudulently reported a related medical expense of approximately {$100.00} to credit reporting bureaus, severely lowering my FICO Score which has damaged me financially. I disputed the collection with XXXX on XX/XX/XXXX, the dispute number is available if needed. The dispute results indicate Wakefield and Associates verified the collection as being valid, which is easily proven false!
Because of Wakefield & Associates ' fraudulent reporting practices and the state of Tennessee 's refusal to revoke their license despite numerous complaints against them and the lives they continue to adversely impact with their fraudulent practices, to date, XXXX refuses to remove the erroneous collection based solely on the word of this fraudulent reporting.
Hold, in my opinion, this corrupt, unlawful, despicable business accountable. Force them to remove their unlawfully reported collection from everywhere they reported it IMMEDIATELY! Because of this and the multitude of complaints against them, I further request revocation of their license to conduct business and their executives be put in prison for reporting false information resulting in financial hardship for unsuspecting consumers. For each individual who takes time to monitor their credit report, dispute information, and file a complaint against this company, I imagine there are many more who have been adversely impacted, unlawfully, by Wakefield and Associates just as I have been.
Any governing body or oversight institution that allows this to continue is complicit in Wakefield and Associates ' unlawful and unethical practices. Imagine what may have happened if I was seeking employment with this collection on my reports? This matter needs to be taken seriously.
|
| 01/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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This company has intentionally posted personal medical information across the internet on multiple occasion. Wakefield & Associate has intentionally posted fraudulent claims to my credit report stating that I owe the company. There was never any documents or paperwork sent over to me stating that I had an option to validate this claim. I've never done business or have I ever signed any contractual agreement or documentation with this company. XX/XX/XXXX at XXXX there was a certified letter ( XXXX XXXX XXXX XXXX XXXX ) signed for at the company front office requesting removable of this information from my credit report.
1 ) Could you provide the name of which company that is intentionally sharing, posting private and personal unauthorized release of information to a public site where anyone can review, gain and obtain of personal information.
2 ) Could you provide the name of which company that is intentionally using a direct sign of intimidation with bogus claims with a direct violation if HIPPA 3 ) Could you provide information where your company notified me by phone by law, which clearly states that your company has to give me five days to respond before posting this false and inaccurate of information to my credit profile 4 ) Could you provide information where your company sent out letters to me stating that I can request a validation of this debt 5 ) Could you provide me with proof that there was indeed a contractual agreement between myself, and Wakefield & Associates signed and dated with both my signature and also Wakefield & Associates signature on it, stating that I agreed to pay this fraudulent debt to Wakefield & Associates.
XXXX ) Could you provide the beginning and ending of this inaccurate service that I rendered from Wakefield & Associates with my signature and again Wakefield & Associates/Agent signature on it.
7 ) Could you provide me with documentation that they went about the CORRECTED LAWFUL way under the Fair Debt Collection Practices Act of XXXX of warning me about my RIGHTS to validation in writing or by mail within the CORRECTED initial TIME frame by law.
8 ) Could you provide me Proven Documentation that their company practices are not showing fraudulent purchasing of individuals personal information.
9 ) Could you provide me documentation that your is not using methods of the UNJUST ENRICHMENT LAW 10 ) Again, I'm DEMANDING that my name to be disassociate with your company as well as this fraudulent information to be remove from my credit report, XXXX, and wherever else you might have my name associated with.
|
| 07/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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In XXXX, I was taken by a XXXX XXXX XXXX to hospital. At this time I was insured under XXXX XXXX of California. I was admitted to hospital and the hospital costs were paid by XXXX XXXX. The ambulance company XXXX XXXX failed to collect payment from the insurance company as beginning in XXXX they have repeatedly sent this debt to collections in full knowledge that I am not liable for the debt.
In XXXX XXXX, XXXX XXXX were informed in a three-way call with XXXX XXXX that I am not liable for the debt because I was covered by my insurance ( see attached documentation ). I was given he reference number : XXXX by XXXX XXXX of California. XXXX XXXX confirmed that XXXX XXXX never submitted a claim for the ambulance ride, instead they have harassed me for payment for the past four years in full knowledge that I am not liable for the cost as I was insured.
Despite the fact I am not liable for the debt XXXX XXXX first initially removed the debt from my credit report. Then in XX/XX/XXXX, XXXX XXXX has once again sent this debt to a collections agency called Wakefield & Associates, and this company has deliberately returned it to my credit report. In XX/XX/XXXX, I phoned up Wakefield & Associates to dispute the claim they claimed they would notify the credit referencing agencies of the dispute. The collection agency did not do this instead they increased the amount I owed them to hide the fact they were collecting the same debt twice, which I do not owe..
I have attached the original ambulance ride inclusive of dates demonstrating that they are deliberately attempting to coerce payment from me so as to prevent further damage to my business.
The XXXX XXXX ID number I had at the time was : ID : XXXX Group : XXXX This insurance information is confirmed on the attached correspondence. XXXX XXXX stopped doing business in XXXX XXXX in XXXX, thus the debt they have added to my credit report is the same debt they were told to remove by XXXX XXXX in XXXX. They returned the debt to my credit report by claiming it was {$1.00} dollar less than the first charge than the first debt they put on my report.
The date of Service for the Ambulance ride was : XX/XX/XXXX and the Run Number was : XXXX.
I do not understand why the credit reference agencies are allowing this clearly fraudulent conduct to occur. This is nothing short of extortion. When I phoned Wakefield associates to dispute the claim they did not mark it as disputed instead they increased the amount owed so it looked distinct from the first debt they placed on my report.
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| 11/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was admitted to XXXX XXXX XXXX XXXX in XXXX MO on XXXX.
I was billed both by XXXX XXXX in XXXX MO for their services, and by " XXXX XXXX XXXX of XXXX XXXX ''. While XXXX XXXX in XXXX MO sent me bills to my address and I paid as agreed, I did not receive any bills from " XXXX XXXX XXXX of XXXX XXXX '' because they were sending me bills to a wrong address which I have nothing to do with ( I was in XXXX XXXX and was released from XXXX XXXX and gave XXXX all info they asked me for ). I was not aware of their bills, and I was not informed by XXXX XXXX of any money that I owe to " XXXX XXXX XXXX of XXXX XXXX ''.
On XXXX " Wakefield and Associates '', XXXX XXXX XXXX XXXX, TN XXXX, ( XXXX ) XXXX reported me to XXXX XXXX XXXX XXXX for late payments with remarks " Remarks : >PLACED FOR COLLECTION< '' " Original Creditor : XXXX XXXX XXXX '' I did not receive any communication neither from " Wakefield and Associates '', nor from " XXXX XXXX XXXX of XXXX XXXX '' about any money owed to wither of them, and they reported me to a collection agency for non-payment. How was I supposed to pay any money they claim if they don't send me a bill? And then they report me for non-payment.
This act of reporting me to a credit reporting agency XXXX hurts me as a customer, and is not based on legitimate billing process.
Here I request from Consumer Financial Protection Bureau 1. To investigate this case, financially punish the above mentioned actors " Wakefield and Associates '' and " XXXX XXXX XXXX of XXXX XXXX '' for financially harming and punishing an US citizen for things that US Citizen did not have any fault, where there was no due process of billing and informing of charges, so that they do NOT do this dirty strategy in the future and hurt other US Citizens 2. I request that the financially hurting statement of not paying my bill on time is removed from my credit report due to the fact that they did not inform me about any money owed before or on the date they reported me to XXXX XXXX XXXX XXXX.
Additional information : I received a few phone calls from " Wakefield and Associates '', I asked them to send me the bill so that I can review their claim and pay if I find that it is legitimate bill for legitimate service.
Finally on XXXX they sent me the first bill to my real address. After I reviewed it I paid the bill in full. But the fact is that " Wakefield and Associated '' reported me three months before they ever sent me any bill to my address, and this CONSUMER ABUSE should not be allowed in a civilized state.
|
| 07/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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To Whom it may concern, This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. The accounts in question are listed below.
Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below.
1. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence.
Account Name : WAKEFIELD Account Number : XXXX Please remove it from my credit report.
Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness.Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. PLEASE DELETE ALL ACCOUNTS THAT ARE NOT XXXX XXXX COMPLIANCE.
Please provide me with a copy of an updated and corrected credit report showing these items removed, I demand the following accounts be properly verified or removed immediately.
PLEASE BE AWAR THAT DEPENDENT ON YOUR RESPONSE I MAY BE DETAILING ANY POTENTIAL ISSUES WITH YOUR COMPANY VIA ONLINE PUBLIC PRESS RELEASE INCLUDING DOCUMENTATION OF ANY POTENTIAL SMALL CLAIMS ACTION. I AM ALSO INCLUDING A COPY OF MY COMPLAINT TO THE ORGINATION BELOW : CC : XXXX XXXX ASSISTANT DIRCTOR OF ENFOREMENT CONSUMER FINANCIAL PROTECTION BUREAU CC : CONSUMER FINANCIAL PROTECTION BUREAU CC : XXXX XXXX XXXX CC : STATE SENATE CC : FEDERAL DEPOSITE INSURANCE CORPORATION CC : COMPTROLLER OF CURRENCY CC : CREDIT AND INSURANCE CC : STATE REGULATORY AGENCY
|
| 09/09/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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I received a check from Wakefield and Associates , Inc. for {$29.00} dated XX/XX/XXXX.To learn more, I contacted XXXX based upon a XXXX search .
The address on the check was listed as XXXX XXXX XXXX, XXXX, TN XXXX, A XXXX answered and I shared with him that I received a check from the company, but I did not know why. He asked me if I had an account, and I said no. The only information listed was XXXX, in which he did not know what the number represented.
So, he asked me for MY SOCIAL SECURITY NUMBER and DATE OF BIRTH. I felt very uneasy providing my personal identifying information to gain further information about a {$29.00}. However, I went ahead and provided the information. After a few minutes, he told me that he only saw an account dated XXXX and that an amount of {$49.00} was listed. At that point, I told him that surely the check should have listed an account number for reference.
So, I gave him all the information from the check, and he said it might be at the other location/company - XXXX XXXX XXXX. He said that the company recently brought it and that the transition would be in full effect in XXXX. He was suppose to be at another location in XXXX.
He transferred me and the young lady listened and attempted to locate it. She was unsuccessful, so I asked for a manager. She said it would be 48-72 hours!! I told her that it was unacceptable and that I was VERY afraid and felt threatened since I gave my personal identifying information earlier. The young lady ended up finally transferring me to someone, and he was not a supervisor. However, after I talked with him, he transferred me to a XXXX XXXX, a supervisor. He was located in Address : XXXX XXXX XXXX XXXX, XXXX XXXX, CO XXXX.
After minutes and minutes on the phone with me, he said that " he was going to help me out. '' The problem continued because he started asking me for my address, of which I gave to him. He did not have any information!!!!! But after looking on the internet, the company has a plethora of complaints, including scamming, etc.
I ended the conversation because I felt very terrified that I provided my personal identifying information, including my address, to Mr. XXXX and XXXX!!! This is totally unacceptable!!!!!! They sent me a check for {$29.00} and no one has any answers as to WHY? This must be a practice that the company does to obtain personal identifying information. I hope that no implications will happened that would negatively affect my life!!!!!!!!!.
Address : XXXX XXXX XXXX XXXX, XXXX XXXX, CO XXXX
|
| 03/10/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1100.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1200.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1200.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1200.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1100.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX{$1100.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX{$1100.00} WAKEFIELD AND ASSOCIATES Reported : XX/XX/XXXX {$1100.00} XXXX XXXX XXXX Reported :XX/XX/XXXX {$1100.00} There are no valid claims ... accounts were settled with original creditors and has been confirmed, grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow. Debts can not be reported incorrectlythis is unlawfulDebts can not be collected twice Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
|
| 06/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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Name of the debt collector, including name, address, and phone number : Wake field and Associates, Inc.
XXXX XXXX XXXX XXXX XXXX Box XXXX XXXX, TN XXXX Phone ( XXXX ) XXXX or ( XXXX ) XXXX Please refer to account number XXXX.
Wake field and Associates, Inc.
XXXX XXXX XXXX XXXX XXXX, TN XXXX Dear Consumer, Financial Protection XXXX XXXX CFPB ) I am responding because I have made a complaint regarding Wake field and Associates, Inc. about collecting a debt that is fraudulent.
I do not have any responsibility for the fraudulent debt Wake field and Associates , Inc. is trying to collect.
If Wake field and Associates, Inc. have good reason to believe that I am responsible for this debt, mail me all the documents clearly with my signature agreeing or consenting for treatment/bloodwork, insurance claims, etc.
Just as my last complaint to CFPB, I have asked Wake field and Associates, Inc. to stop all communication with me and with this address per 15 U.S. Code 1692c - Communication in connection with debt collection, and record that I dispute having any obligation for this debt.
If Wake field and Associates, Inc. stop the collection of this debt, and forward or return it to another company/debt collector, please indicate to them that this fraudulent debt is disputed. If you report it to a credit bureau ( or have already done so ), also report that the debt is fraudulent/disputed.
Wake field and Associates has engage in egregious violations of the law, including phantom debt collectors by obtaining my personal information through a variety of means and then contact those/me and claim I owe a debt, when in fact the debt is entirely fraudulent/fabricated or is otherwise not owed to the collector. Wake field and Associates Inc. Uses abusive debt collection practices by placing questionable debts on my credit reports without first communicating with me about the debt.
Wake field and Associates does NOT adhere to a number of laws and regulations, which govern topics as diverse as telephone communications ( e.g., the Telephone Consumer Protection Act, or TCPA ) and furnishing information to credit reporting agencies ( e.g., the Fair Credit Reporting Act, or FCRA ) as well as various state statutes. Wake field and Associates harassing, oppressing, and abuse me the consumers ; ( 2 ) utilizing false, deceptive, or misleading representations or means when collecting or attempting to collect ; and ( 3 ) using unfair or unconscionable means to collect a debt Sincerely, XXXX XXXX
|
| 10/28/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
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|
Web |
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This company ( WAKEFIELD & ASSOCIATES ) which I hold No Contract with nor have received services from is
a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA. Ive conducted some research on this company and in the state of Missouri this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Missouri. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring locatio
n information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ;
28. The Missouri Division of Finance is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises. Rescission of Contract. Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with
your corporate office.
Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my God Given name ( XXXX : House of XXXX ).
1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ; 3. A copy of the original contract signed by both parties and therefore binding both parties to the agreement.
They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
|
| 03/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
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I have had multiple issues with Wakefield and Associates. They furnished incorrect information to my credit report. Each time I have attempted to reach out to them to gain insight into the debt and also where they got their information from so that I can dispute what is incorrect I have been met with walls. They reported an account to my credit which I have no knowledge of. When they did so they also reported an incorrect address for me that is now indisputable from my credit. When I spoke to multiple agents at the company to try and inquire about the debt I was told that there was skip tracing run on the account they claim is mine ) but they wouldnt provide the name of that agency so that I could request a report and dispute incorrect information. This happened with multiple agents and I do have the calls recorded. For that account in question they also have completely impossible dates and amounts given to XXXX and XXXX which is why I say I have no knowledge of them. Over the course of XXXX I sent multiple letters requesting validation of the debt which they claim to not have received. This is due to them refusing to provide me any place to send mail other than their XXXX XXXX and as such I have no way of certifying how received the requests on my behalf. This is a common stall tactic among unethical unscrupulous debt collectors as is all of their previous refusals of my lawful requests.
I spoke with them one last time to try and tell them if they didnt adhere to law I would send them a cease and desist as I have no possible way to work with them in an ethical manner, and on that call also recorded the gentleman told me thats ok well just let it sit and continue damaging your credit and report additional accounts well I still tried my best to get the information out of them I needed such as the address of their registered agent to have them served with my suit as well as the names of the agencies they used in conducting a consumer report about me and an address to receive certified mail given the nature of the circumstances. All requests were declined. Then on XXXX they reported a new account to XXXX, XXXX, and XXXX so they made good on their threat due to the requests I was making. On top of that the account has incorrect information as well as personal information I already disputed to the company directly on a recorded call.
They violated my rights under law many different ways there and there are too many statutes to cover in this space.
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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On XX/XX/XXXX I called to Wakefield & Associates due to them calling me and leaving a voicemail about debt needing to be collected. I called to get information on what supposed debt they had about me. The rep shared that I had medical bills not paid for the service dates of XX/XX/XXXX and XXXX XXXX, XXXX and that this was my Acct XXXX to pay the debt online. I informed them that I never received a bill from the doctors to reprovide my insurance for insurance to cover and pay. Wakefield and Associates told me that it was too late provide my insurance information to cover the bill with the doctors. I asked to know who the doctors were, they shared it was XXXX XXXX XXXX and XXXX XXXX. I tried to follow up with the doctors offices and was unable to get ahold of someone associated with these doctors. I called my XXXX insurance to ask if they had ever received a claim from these doctors for those specific dates. The XXXX XXXX I spoke with, his name was XXXX and verified that they never received a claim and asked that I try to get the itemized bill to resubmit a claim. I shared that it was sent to collections. XXXX was willing to help me get Wakefield and associates on the phone and get that information. I provided XXXX with Wakefields number. I verified myself to Wakefield. I gave XXXX permission to speak on my behalf and try to get the itemized bill. Initial Wakefield rep had to transfer our call to the Manager of my account. I believe the manager we spoke with was XXXX XXXX. After speaking with her, she confirmed that she would email the itemized bill to XXXX for the claim to be submitted and pay bill. 60 days after this call, I followed up with my insurance claim department because Wakefield reached out again about the debt. The rep I spoke with shared that Wakefield never sent the itemized bill and that the claim has not been submitted. Over time I have called Wakefield to provide the itemized receipt and state the name of the manager who told us she would send it and they dont send the itemized bill. I am tired of calling to get this cared for when my insurance is willing to pay the bill and just need the itemized bill and this company is not being complacent and giving me the run around. This is very frustrating and I refuse to pay out of pocket for a service that happened while insured and covered by insurance. I have been working diligently with XXXX credit repair to get this cared for and I am very frustrated with this not getting anywhere.
|
| 03/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have had multiple issues with Wakefield and Associates. They furnished incorrect information to my credit report. Each time I have attempted to reach out to them to gain insight into the debt and also where they got their information from so that I can dispute what is incorrect I have been met with walls. They reported an account to my credit which I have no knowledge of. When they did so they also reported an incorrect address for me that is now indisputable from my credit. When I spoke to multiple agents at the company to try and inquire about the debt I was told that there was skip tracing run on the account they claim is mine ) but they wouldnt provide the name of that agency so that I could request a report and dispute incorrect information. This happened with multiple agents and I do have the calls recorded. For that account in question they also have completely impossible dates and amounts given to XXXX and XXXX which is why I say I have no knowledge of them. Over the course of XXXX I sent multiple letters requesting validation of the debt which they claim to not have received. This is due to them refusing to provide me any place to send mail other than their po box and as such I have no way of certifying how received the requests on my behalf. This is a common stall tactic among unethical unscrupulous debt collectors as is all of their previous refusals of my lawful requests.
I spoke with them one last time to try and tell them if they didnt adhere to law I would send them a cease and desist as I have no possible way to work with them in an ethical manner, and on that call also recorded the gentleman told me thats ok well just let it sit and continue damaging your credit and report additional accounts well I still tried my best to get the information out of them I needed such as the address of their registered agent to have them served with my suit as well as the names of the agencies they used in conducting a consumer report about me and an address to receive certified mail given the nature of the circumstances. All requests were declined. Then on XXXX they reported a new account to XXXX, XXXX, and XXXX so they made good on their threat due to the requests I was making. On top of that the account has incorrect information as well as personal information I already disputed to the company directly on a recorded call.
They violated my rights under law many different ways there and there are too many statutes to cover in this space.
|
| 02/07/2017 |
Yes |
|
- Incorrect information on credit report
- Account status
|
|
Web |
|
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I received a one collection notice on XXXX XXXX, XXXX from XXXX XXXX XXXX. The collection notice was for XXXX XXXX in XXXX - XXXX XXXX XXXX, XXXX, TN. These medical bills were paid or written off. I 'm a XXXX Veteran. The VA pays all my non-VA medical services. I filed a claim per VA guidance and never received a bill from this facility or physician.
When I contacted XXXX XXXX, they had changed their name to Wakefield and Associates. I wrote them a denial/dispute letter on XXXX XXXX, XXXX. I have not received any contact from Wakefield. I sent the dispute/denial letter certified mail. Wakefield received the certified letter on XXXX XXXX, XXXX, at XXXX XXXX, signed by XXXX XXXX. I have the scanned signature.
I called Wakefield on XXXX XXXX, XXXX and spoke with XXXX, then XXXX. I was informed that I had XXXX bills from XXXX XXXX Hospital. I was told a supervisor XXXX XXXX XXXX would call me on XXXX XXXX, XXXX. That did not happen.
I called Wakefield on XXXX XXXX, XXXX and spoke with XXXX. XXXX was going to review the XXXX FAX I sent Wakefield, and call me back at XXXX XXXX to discuss. That did not happen.
I called Wakefield on XXXX XXXX, XXXX and spoke with XXXX. XXXX tried to get me to pay and I reminded him this account has been disputed. XXXX said he would forward me call to a supervisor.
Basically this is a " ghost '' account. I used a local hospital, my XXXX covered the cost and the VA covered my deductibles and any other charges.
I contacted XXXX XXXX Hospital on XXXX XXXX, XXXX, which I learned is now XXXX XXXX. I spoke with XXXX in patient accounts. She was able to pull up my services received for year XXXX. There were only 2 days of service, both in XXXX XXXX. They have been paid. I ask her to look up any service dates on me. She said there were only XXXX, XXXX in XXXX and XXXX in XXXX. Both have been paid at the time of service. XXXX is going to mail me these records ... because of XXXX laws she could not scan/email or fax.
Please help me get these accounts off my credit report. Wakefield does n't seem to care or have any intention of having these removed. Why are these type of companies never held accountable? I 'm trying to work on my finances and keep a great credit rating for a large purchase soon, but this cost me XXXX points on my credit rating. This means a lower interest rate, or no financing at all ... basically this mistake is going to either delay my purchase or cost me money.
Thanks in advance.
XXXX
|
| 04/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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To whom it may concern, I have recently been informed that there has been negative information reported by Wakefield and Associates ( based out of XXXX, Colorado ) to the Credit Bureau from the file they maintain under my Social Security number. Upon reviewing a copy of my credit report I see an entry listing that I owe {$1600.00} & a subsequent listing that I owe an additional {$230.00}.
I challenge the accuracy, compliance and report-ability of these listings. Wakefield and Associates needs to validate this information and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file they maintain under my Social Security Number and removed from my credit report.
In the letter to Wakefield and Associates I provided 30 days to complete their investigation, as per the Fair Credit Reporting Act Section 611 ( a ) ( 1 ) ( A ). I will meticulously be keeping track of all actions, including methods of verification, and how Wakefield and Associates would of accessed HIPPA protected information as a third party.
In my letter I do not consent to E-Oscar or any other means of automated verification that has clearly failed Wakefield and Associates. Automation is the reason why Im having to waste my time, defending my name and reputation. The automated system has caused me to have to go out of my way and fix these inaccuracies and defaming reports, and will probably lead to Wakefield and Associates losing another law suit.
If this matter is not taken care of within thirty days of my certified letter, it will result in a small claims action against Wakefield and Associates for Defamation, Negligent Enablement of Identity Fraud, Violations of the Fair Credit Act, HIPPA Violations, and the list goes on.
Wakefield & Associates has a horrible reputation for their acrimonious actions on every platform. The Consumer Financial Protection Bureau was created to keep companies like this from doing fraudulent stuff and attempting to take advantage of innocent people. I dont barrow money, I could careless about my credit score. I checked for the first time ever, just to do it after a friend I gave hard money loan to asked what my credit score was. Im XXXX because of the principle, either Wakefield & Associates has the wrong person, or knowingly is committing fraud.
|
| 01/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On two instances I had XXXX XXXX to foods that I ate. The first one occurring on XX/XX/XXXX ( XXXX Claim ID : XXXX ) and the second XX/XX/XXXX ( XXXX Claim ID : XXXX ). I was not near the XXXX XXXX XXXX XXXX so I went the the near by hospital XXXX XXXX XXXX on both occasions when the XXXX XXXX occurred. Prior to being treated I showed the ER reps and physicians my VA XXXX card so that they would know to bill the Dept of Veteran Affairs for the Out Patient Urgent Care. When XXXX XXXX XXXX and XXXX XXXX XXXX XXXX sent the billing claim for reimbursement, they failed include my medical records from both of the ER visits and they utilized the incorrect billing codes.
The VA initial denied both claims, with the first claim denial for my ER visit on XX/XX/XXXX being on XX/XX/XXXX in which the VA sent a letter of response requesting the missing information so that they could pay the reimbursement. On XX/XX/XXXX, the claim from the ER visit on XXXX citing the same issue with their Billing order, the missing medical records. For both Claims the Department of Veteran Affairs allotted XXXX XXXX XXXX XXXX XXXX 90 days from the date of Denial to submit the correct information so that they could pay the ER Claim. XXXX/XXXX never responded within the allotted time period and decided to send the Medical Bill Charges to a 3rd Party Collection agency known as Wakefield & Associates.
Not once was I notified from XXXX/XXXX regarding any debts owed, but I received notification from the 3 major credit bureaus, when I got a hit on my Credit report from Wakefield & Associates. I never received any correspondence regarding the missing information from XXXX/XXXX nor did I receive any correspondence from Wakefield & Associates. What I did receive was a hit to my credit scores via my alerts on all 3 major Credit Bureaus which promoted me to call the XXXX XXXX XXXX XXXX who told me about the issue and how they tried to get the information from the Creditors so they could pay the claim.
As of right now I have two Medical Collection accounts at Wakefield and Associates ( Acct Numbers : XXXX and XXXX ) on my credit report due to the negligence of XXXX XXXX XXXX XXXX and XXXX XXXX XXXX not providing the Dept of Veterans Affairs the correct information to process the reimbursment and also not responding to the request for information after the XX/XX/XXXX and XX/XX/XXXX denials they sent to XXXX/XXXX. These items need to be removed as soon as possible.
|
| 10/10/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient, and proof that there is some contractual obligation which is binding on me to pay this debt.
Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC.13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY.
The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual.
Please note the enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of 2009 ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XXXX, XXXX, XXXX.
Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account, a copy of any HIPAA authorization.
Please be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports.
I require compliance with the terms and conditions of this letter within 30 days, or a complete withdrawal, in writing, of any claim.
In the event of noncompliance, I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County, State, & Federal authorities, the CFPB, XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Kansas medical privacy rules XXXX
I also hereby reserve my right to take private civil action against you to recover damages.
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| 06/13/2020 |
No |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Wakefield and Associates began reporting as a collection account on all three of my credit reports in XX/XX/XXXX. This collection account was for a medical claim with a date of service of XX/XX/XXXX with XXXX XXXX XXXX of XXXX.
I never received any written correspondence Wakefield and Associates. I found out about the account because of an alert from a credit monitoring app. I called Wakefield and Associates to ask what this account was and immediately when I found out it was a medical account I asked was my health insurance billed. I was told it was but when I called my health insurance company there was no claim on file for the date of service XX/XX/XXXX. Wakefield and Associates said I was " wrong and I could either pay or dispute it ''.
I called XXXX XXXX XXXX of XXXX numerous times both in XXXX and XXXX. I was always told my account " was under review '' and unfortunately did not write down dates or who I spoke to.
On XX/XX/XXXX I called the XXXX department of XXXX XXXX XXXX of XXXX and spoke with XXXX who I was told was the customer service representative assigned to my account. XXXX claimed this was the first time she was hearing about the claim not being filed with XXXX NJ health. So I immediately called XXXX NJ XXXX and again inquired if there was a claim and again there was not. I asked for that in writing and was mailed the attached letter.
I called XXXX back & gave her the case number I was assigned by XXXX NJ XXXX as well as the claims address and phone number.
I called again several times speaking with both XXXX and a supervisor XXXX and was told that the information I provided on XX/XX/XXXX was emailed to an internal claims department but because of the nationwide Covid-19 shutdown- there was no time frame on a response.
On XX/XX/XXXX I spoke with XXXX again and was told that I was correct. XXXX who is the account manager replied to XXXX saying my insurance company was never billed and they submitted the claim to my insurance company to be processed. XXXX XXXX XXXX of XXXX said they contacted Wakefield and Associates the last time being XX/XX/XXXX to withdraw the collection account.
I called Wakefield and Associates on XX/XX/XXXX and was told that they had no notes in my file to stop collection activity.
I called XXXX XXXX XXXX of XXXX again asking for something in writing so that I could submit it to Wakefield and Associates and was told there was not an option.
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| 04/01/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX I received a notice of collection from Wakefield and Associated ( acct # XXXX ) in the amount of {$1000.00} indentifying the creditor as XXXX XXXX XXXX XXXX.
In calling Wakefield to discern what this collection bill was for, I was informed that this was for medical services provided to me in XXXX. While I have acknowledged that I have received medical services, some of which have been ongoing, I have no invoice, statement, or bill from this specific situation.
I then called my health insurance company ( XXXX XXXX ) and spoke with a representative ( XXXX ) who said this was most likely from an ambulance ride to the ER that was required. They had not received a finalized bill from the provider and could not determine the amount that I was responsible for or what they would be covering. She said that I needed to contact them once I had received the bill and they could advise on how much I should be paying out of pocket.
We attempted to call XXXX XXXX XXXX and request the invoice be sent to us directly or to the insurance company and advised I would not be paying any amount until I had an invoice from them for the services. They promised to send that to us on XX/XX/XXXX and on XX/XX/XXXX we still have not seen any invoice. I contacted my insurance company and they also have not seen any invoice.
I called and spoke with XXXX at the XXXX XXXX today ( XX/XX/XXXX ) and she advised me that they could in fact, not provide me with a copy of the invoice any longer as it was moved to the collections group. She verified the amount for me ... .. But she said there were multiple attempts to send to my address, and I confimed my address, yet I have not received any of these notices. I requested today if she would be able to email me a copy of the invoice and again was told no.
She advised I would need to contact the collections group. I told her that we had already contacted them and they also were not able to furnish a copy of the invoice, only the total. At this point, I am planning on paying the amount as I believe I owe and I have very good credit and do not wish for this to be a continued problem. That said, the inability for either the original billing party to provide an invoice to match the payment due or of the collections companny to furnish same, is concerning and frankly I don't see how that practice should be allowed as there is zero protection for the consumer.
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| 04/29/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I initially reached out to this agency requesting verification of debt that is listed on my credit report via mail on XX/XX/2020. The company received the letter in which I stated in the letter : I am writing to request that you please the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter.
2. What is your authorization of law for your collection of information?
3. What is your authorization of law for your collection of this alleged debt?
4. Please evidence your authorization to do business or operate in this state.
5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature.
6. Please provide a complete account history, including any charges added for collection activity.
I received a letter stating that they have talk to their client and the have verified my name, address and the amount that was owed dated XX/XX/2020. I also received an account itemization with in this letter. I contacted the agency and spoke to XXXX, and XXXX who stated that information sent was proof that I owe the debt. While talking to XXXX he stated that the itemized bill was from the creditor and the address was verified as a different address from the one on the bill that was sent to me via Wakefield and associates. XXXX also stated that I asked for a itemized bill in which he stated that is proof that I owe the debt and this what is sent when some one asks for verification on debt. XXXX XXXX the account specialist stated that the letter was received for my request and that I have no right to request such validation of debt via a letter unless I request the information via the court system. I asked was he denying me the right to request the information stated above. XXXX XXXX stated that I do not have the rights to request the information via a written letter.
This company continues to report inaccuracies to the credit bureau and is violating 15 U.S. Code 1692e. Section 2 ( The false representation of ( A ) the character, amount, or legal status of any debt ; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. ) and, section 10 ( The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. )
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| 01/06/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I paid a medical bill for {$27.00} to XXXX XXXX XXXX, XXXX. ( XXXX ) on XXXX XXXX, 2016, via debit card. Three months later in XXXX, the creditor turned my paid account over to a debt collector, XXXX ). Upon receipt of the letter from RRC, I contacted the original creditor, XXXX, and informed them that I had paid the account in full, but they refused to discuss the matter with me, saying that it had been turned over to collections. I told them I have proof showing I paid the account in full three months before, and it should have never been sent to collections in the first place, yet they insisted they were powerless to change anything and I would have to deal with the collection agency, despite this being their error, not mine. For their part, I disputed the debt through XXXX on XXXX XXXX, 2016, and sent in a fax with my bank statement highlighting the debit showing where I paid XXXX on XXXX XXXX, 2016, in full for the exact amount that XXXX was attempting to collect from me. On XXXX XXXX, 2016, XXXX removed the collection from my XXXX credit report. But four days later on XXXX XXXX, 2016, they again reported the account as being in collections. Once again, I 've submitted a challenge through XXXX and attached a copy of my bank statement showing that I paid the debt in full three months before the original creditor sent the account to collections. This collection is impacting my credit score by more than XXXX points, and should have never been submitted to collections in the first place. But more than that, XXXX ( or XXXX, as it 's now being reported as ) has ample proof and more than enough time to remove the account from my credit and, in fact, did so before re-reporting the account the following week.
Moreover, they have continued to send me letters and additional attempts to collect this debt, which I paid to the original creditor in full months before they erroneously submitted the debt for collections. As someone who suffers from a XXXX at a time when I 'm trying to repair my credit after losing my job 24 months ago and exhausting my savings and retirement in an effort to salvage my credit and home from foreclosure. This has greatly exacerbated my inflammation, which in turn has caused me XXXX of dealing with this situation not once, but twice when I should n't have to be messing with this at all considering I paid the bill in full with the original creditor.
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| 01/14/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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This is regarding WakeField & Associates Debt , Inc.
Contact info for them : XXXX or XXXX XXXX XXXX XXXX XXXX, TN XXXX I received a statement from XXXX XXXX XXXX in late XXXX of XXXX and arranged a payment schedule with them. I was out of the country visiting family and when I returned, I received a call from them stating they had missed my payment. Right away I made a payment ( XX/XX/XXXX ) for {$92.00} and they sent me a receipt. I've been receiving repeated phone calls with the latest being around XXXX XXXX on XX/XX/XXXX from WakeField & Associates stating I needed to pay {$94.00} for this bill. I advised them I paid the bill back in XXXX and they needed to update their records. Their representative XXXX advised me the bill was still due but stated if I wanted I could send a receipt. I advised him I would call back.
I called back and spoke with XXXX XXXX ( Employee ID # XXXX ) on XX/XX/XXXX where I requested the email to send the receipt stating the account had been satisfied in full for {$92.00}.
I noticed they are collecting interest, on medical debt! What an absolutely abusive and corrupt company.
I also wanted to confirm they had another account against me which he provided the account number for ( XXXX ) for {$60.00} due to XXXX XXXX XXXX. XXXX stated the balance due was {$60.00} and the initial contact via mail was sent on XX/XX/XXXX. I asked XXXX what the date of service was and he stated XX/XX/XXXX. A 3 year old debt was now being presented against me without any evidence or verification of this debt? I asked him how long ago the account had been placed into collections.
XXXX XXXX advised me that WakeField & Associates received this account and entered it into their system on XX/XX/XXXX and didn't bother notifying me until XX/XX/XXXX. I wonder how much of this is interest. I advised him I was tired of their abusive acts and was willing to spend my time fighting this and showing others how corrupt the company he works for is. I requested to speak to a supervisor and XXXX XXXX stated a supervisor was not available today but could call me between 24-48 hours.
I asked XXXX XXXX to confirm the following : " I was not able to speak to a supervisor or a floor leader for a collections agency that is attempting to collect a debt in the state of Tennessee, and that said supervisor or team leader was not even present that evening. '' He said yes ...
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| 01/23/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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TODAYS DATE : XX/XX/XXXX XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT : WAKEFIELD AND ASSOCIATES {$440.00} Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious WAKEFIELD AND ASSOCIATES {$440.00} I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the XXXX XXXX XXXX for the XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 10/30/2019 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company ( Wakefield & Associates ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA.
Ive conducted some research on this company and in the state of Texas this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Texas. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring location information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 28. The Texas Department of Financial Institutions is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises.
They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
Rescission of Contract '' Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with your corporate office.
Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my XXXX Given name ( XXXX : house of XXXX ).
1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ;
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| 08/14/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Notice for Proof of Claim for the following Account : WAKEFIELD & ASSOCIATES XXXXTo Whom it may Concern : This complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assignability because it violates the contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors. Dartmouth College v. Woodward 4 Wheat 518 : White v. Hart, 13 Id 646. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692 ( g ) : Under the Law, FDCPA, Section 1692 ( g ), you have 30 days to supply these proofs if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
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| 06/27/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Older American |
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I received a collection letter from Wakefield & Associates, XXXX, TN on XX/XX/XXXX stating that the University of Tennessee Medical Center had sent them this case.
The amount of the debt was {$900.00}. There was no other information given.
I called XXXX billing office on XX/XX/XXXX and spoke to XXXX. I asked for the date of service for this amount and was given the date of XX/XX/XXXX.
XXXX stated that he would research and call me with the results of the search. XXXX called me on XX/XX/XXXX. He informed me that there was nothing that XXXX could do because this debt had already been turned over to Wakefield Agency. Meanwhile I found documentation that the invoice had been paid. I obtained a copy of the check ( front and back ) where I had paid for two ( 2 ) invoices on the same check and I had a copy of my Visa bill where I had paid another {$1100.00} on XX/XX/XXXX. These balances were from my husbands XXXX. I explained to XXXX that I didnt believe I owed this because my husbands insurance out-of-pocket was only {$3900.00} and I had paid XXXX {$3300.00} for XXXX only plus numerous other payments that had been made, his ( XXXX XXXX ) out-of-pocket was met as of XX/XX/XXXX.
XXXX then told me that he had found the reason that the amount had been sent to collection was because on XX/XX/XXXX your insurance took it back. I asked for an explanation of this because I didnt understand. He had no explanation.
I then asked him to send me a detailed bill for the amount in question. He stated he would and informed me to call Wakefield & Associates and ask to speak with their insurance department because this department would be able to talk to the insurance company ( XXXX XXXX ) directly.
I then called Wakefield & Associates directly, but was informed that their company would not communicate with the insurance company but the insurance company would have to call Wakefield.
This seems like a circle of errors with me caught in the middle. I am a XXXX XXXX XXXX widow and have excellent credit. I cant afford to have this on my credit report.
I did call XXXX XXXX and was told that I was not on XXXX insurance for XXXX to give me information. I know this is not correct because for the last 4 months that XXXX was alive I communicated with all of his medical providers and his insurance.
I dont know what else to do, please help.
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| 09/10/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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: Notice for Proof of Claim Account : WAKEFIELD & ASSOCIATES 118486XXXX To Whom it may Concern: This is a this complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States (C) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements: “Credit contracts are non-assignable even if the contract has a clause for assign ability because it violates contract Law”. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts(3) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692(g): Under the Law, FDCPA, Section 1692(g), you have 30 days to supply these proofs, if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
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| 04/19/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the XXXX XXXX XXXX for XXXX XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX XXXX XX/XX/1983 XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX
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| 03/16/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This letter Is in response to a derogatory collection reporting on my credit report, last reported on XX/XX/2022.
I am requesting that you either : 1. Provide verification of this debt.
Please send the following information : The name and address of the original creditor, the account number, and the amount owed.
Verification that there is a valid basis for claiming I am required to pay the current amount owed.
Details about the age and the exact amount of debt including a copy of the last billing statement from the original creditor ; a detailed explanation of any interest added or payments made since the last billing statement and the legal authorization for this interest ; and the date the original creditor claims this debt became delinquent.
Please also note whether this debt became delinquent.
Please also note whether this debt is within the statute of limitations and how that was determined.
Please also forward details about your authority to collect this debt ; whether you are licensed in my state and if so, provide the date of the license, name on the license, license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from outside my state, provide the licensing information from your state as well.
Lastly, please provide proof that I XXXX XXXX XXXX, agreed to pay this debt, and HIIPA release form stating you have permission to access all of this protected health data OR 2. Voluntarily dismiss this debt Under the Fair debt collection practices act standard.
Under the Fair debt collection practices act standard, I never received a detailed letter within 5 days showing my debt, and giving me the opportunity to request to verify this debt within the 30 day timeline. By you failing to send this letter and give me a fair chance to verify this debt within the allotted timeline Under the Fair debt collection practices act standard, You have violated the fair debt collection practices act, thus making this debt invalid and needs to be dismissed.
Please be advised that if you do not dismiss this debt OR produce these documents, you have failed to validate my debt, thus in direct violation of the fair debt collection practices act standard and thus, I will report you to the federal trade commission Sincerely, XXXX XXXX
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| 01/21/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX FL XXXX TODAYS DATE : XX/XX/XXXXXXXX WAKEFIELD XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious WAKEFIELD XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the U.S. District Court for the XXXX XXXX of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX
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| 04/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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This is a follow up to previous dispute of the unverified negative items on my credit report. I mailed you a letter XX/XX/XXXX disputing ( XXXX ) accounts as fraud and inaccurate. I also sent a letter by certified mail to all credit bureaus you are reporting to with return receipt requested since I have yet to hear from you. I received notification that you had received the dispute letter in the mail on ( XX/XX/2022 ). I have not received a response from your company as of XX/XX/2022. In accordance with Section 611 ( a ) ( 5 ) of the Fair Credit Reporting Act, you have 30 days to investigate disputes. You must delete all disputed accounts from my report if you are unable to verify the information within the 30-day time frame permitted by federal law. The disputed and unverified accounts must immediately be deleted. Failure to do so could result in a {$1000.00} fine per item that is not removed.
In accordance with federal laws, a Consumer Reporting Agencies shall only furnish information in accordance with the verbal or written consent of the consumer to whom it relates. Reporting a consumer 's personal or financial information without prior consent is a direct violation of 15 U.S.C 1681 ( a ) ( 4 ) and is a violation of 18 U.S.C 1028A.
I have enclosed the original letter Outlining the disputed accounts.
Since I am prepared to pursue this matter in Federal Court, if I do not receive formal notices that these unverified accounts have been removed, I will file a lawsuit for identity theft, invasion and deprivation of privacy, defamation of character, and for impermissible purposes. Please be advised that as part of the legal proceedings, I will be seeking monetary damages for the numerous violations committed against me, the consumer, a natural living person. These compensations are non-negotiable as I have already given you the opportunity to remedy this matter. I'd like you to send me a free updated copy of my new credit report after you've removed these accounts Upon the receipt of the documents and herein and of this complaint, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
Thank you in advance for removing XXXX VIOLATION accounts below Account # XXXX for {$1100.00} and Account # XXXX for {$560.00}
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| 01/06/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Contacted by Wakefield and associates about medical bills that were already paid by my insurance company. Went into the office with irrefutable evidence that said medical bills had already been paid! Was told no court, it would be taken care of. They still went to court and lied in court of law to obtain judgement against me. Went on to garnish husband wages for bills we did NOT owe!
Was never contacted by Wakefield and associates about any other debt, until received court papers. Had XXXX and couldn't go to court. They won a judgement against us. NEVER received anymore correspondence until we received letter from husband employer for garnishment order. Not once was notified by collection company. Called company asking for a detailed summary of where all garnished money was applied as they were still saying we owed money from previous bills they had already " collected '' on. The woman on the phone couldn't verify anything for us, just stuttered around trying to get us to set up payments.
Sent a letter to the company, which they received XX/XX/XXXX requesting they prove we owe the debt, a detailed summary of payments and where they have been applied, copies of everything in our file including but not limited to, recordings of conversations, all bills in our file, statement of where payments have been applied, along with verification of debt. They have yet to respond to our letter and have never ceased contact with us or attempting to collect debt. They are harassing us with their fraudulent debt collection practices!
Just received another letter today from them about debt from XXXX to which the previous garnishments we're supposedly have satisfied said debt.
All of which I've NEVER received a bill from the hospital as to which they're attempting to collect for! This is a huge issue in our county!
With there being XXXX XXXX complaints in XXXX and 49 % of said complaints being found fraudulent debt collection practices substantiated tells me something more needs done with these bottom feeders, when 100 % of our supposed debt are medical bills, during a worldwide pandemic!
All for medical bills I've NEVER received. We get no contact from XXXX XXXX XXXX XXXX. Aren't aware of a bill or amount until it's been turned over to Wakefield and associates for collections!
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| 10/15/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Original creditor was a XXXX XXXX ( XXXX XXXX XXXX ) ; insurance company denied payment because services of an assistant are not usually required during type of procedure ; I received a bill in XX/XX/XXXX almost a year after my XXXX in XX/XX/XXXX ; I immediately called the surgeon 's office ( on XX/XX/XXXX ) and original creditor numerous times ( beginning on XX/XX/XXXX ) to obtain additional information to assist with getting claim paid by insurance company and/or to determine whether or not I should dispute the claim myself ; there were no notes by the surgeon indicating an assistant was used during the procedure ; every time I spoke with original creditor 's office I was told they would call back with more information but they never did ; the amount I was billed by the original creditor was {$430.00} ; I wrote letters to the original creditor on XX/XX/XXXX and on XX/XX/XXXX requesting additional information but got nothing ; while I was still trying to get information from original creditor they referred the debt to a debt collector ; the debt collector sent a collection letter and called me repeatedly, telling me I owed {$2700.00} ( principal - {$2500.00}, interest - {$140.00}, interest rate 8 % ), despite my requesting validation of the debt ; I mailed a letter on XX/XX/XXXX, via certified mail, disputing the debt and requesting validation of the debts, amounts owed, and any agreement authorizing fees, interest, and other charges ; the service date was not the date of my XXXX and the amount they were trying to collect was more than 5 times the amount I was billed by the original creditor, so I was certain this was a mistake. I have still not received a response to my request for validation of the debt, but the debt collector has begun calling me repeatedly ; when I answered the phone and stated I had requested debt validation the collector told me it was in the mail and it's valid so how did I want to pay ; she was very rude and nasty to me, when I was genuinely trying to resolve this situation ; I genuinely believe this is all a billing error but can't get any information whatsoever from either the original creditor or the debt collector but I keep getting harassing phone calls ; I have signed copies of all correspondence and return receipts
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| 06/30/2015 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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ATTN CFPB REF XXXX THIS IS NOT A DUPLICATE COMPLAINT THIS IS IN RESPONSE TO WAKEFIELD & ASSOCAITES LETTER THAT WAS ON YOUR SITE FOR ME TO REVIEW. ALSO I WOULD LIKE TO MAKE YOU AWARE THAT WAKEFIELD AND ASSOCIATES HAS LEGALLY FAILED TO RESPOND TO ME BY THE DATE THEY SAID THEY WOULD IN THIER RESPONSE TO THE CFPB PORTAL. THIS ILLEGAL TRADE LINE SHOULD NOW BE COMPLETELY DELETED FROM MY CREDIT REPORTS.
WAKEFILED AND ASSOCIATES I AM ALSO REQUESTING THAT YOU PROVIDE ME WITH A LETTER OF DELETION TO THE PORTAL. I WILL ALLOW YOU 72 HOURS TO CONTACT THE CREDIT BUREAUS, BEFORE I FILE MY LAWSUIT.
This Complaint is being Filed against Wakefield & Associates in response to the above reference account that Wakefield & Associates has reported and listed on all three major credit reporting agencies ( XXXX, XXXX, and XXXX ). Please be advised that this is not a refusal to pay, but written notice sent in pursuant to the Fair Debt Collection Practices Act, 15USC 1692g Sec. 809 ( b ) that your claim is disputed and VALIDATION is requested.
This is not a request for " Verification '' or proof of my mailing address, but a request for " VALIDATION '' made pursuant to the above named Title and section. I respectfully request that your offices provide me with competent evidence.
Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any documents that show I agreed to pay what you say I owe ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account ; Show me that you are licensed to collect in my state ; Provide me with your license numbers and Registered AgentAt this time I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, and XXXX ) this action might constitute Fraud under both federal and state laws. Due to this fact, if any negative mark is found on any of my credit reports by your company, or companies that you represent. I will not hesitate in bringing legal action against Wakefield & Associates for the following : Violation of the Fair Credit reporting Act Violation of the Fair Debt Collection Practices Act Defamation of character
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| 05/13/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/2018, my wife suffered a XXXX XXXX XXXX in her XXXX XXXX in XXXX, TX. We called XXXX given our XXXX to safely XXXX XXXX The first responders were the volunteer local XXXX team, and they assisted in moving her from the back of the house into an ambulance. Shortly thereafter, the paramedic team from the town of XXXX, approximately 30 minutes away, arrived. It was their assessment that she had a likely leg fracture requiring XXXX consultation, and they informed me that no XXXX consultation was available at the hospital. This confirmed what our family in the local area had indicated. The paramedic staff also indicated to me that she should be transferred to a XXXX XXXX in XXXX XXXX and that the only safe way to get her there was by helicopter. I deferred to their judgement for the medical necessity of this transport. Of note, my wife has XXXX XXXX with a history of XXXX on the XXXX XXXX and with that she has both motor and sensory dysfunction of that extremity. She was in XXXX XXXX not simply because of her XXXX, but also because she was having XXXX XXXX of her XXXX causing her XXXX to pull directly on the XXXX.
My health insurance refused to pay the XXXX bill for {$54000.00} on XX/XX/2018. Within a few months I responded to appeal. On appeal, XXXX, the insurance company, reviewed the records in detail and paid XXXX {$12000.00}, which is the customary amount for ground transportation, indicating in the explanation of benefits that the patient responsibility should be {$150.00}.
They then began balance billing us for the remainder. We used our XXXX employee benefit to hire an attorney, who sent XXXX and cease and desist order regarding the balance billing, but they haven't continued to bill us and submitted it to a credit collection agency, which has led to a damaging item on my wife 's credit report, which is impacting our ability to obtain a mortgage.
We had no role in the medical decision by the providers at the scene to recommend air transport. The insurance company subsequently determined that ground transportation would have been adequate and therefore have only paid that amount. XXXX is now coming to us to pay for what the medical providers have said was necessary at the scene but our insurance company wouldn't pay.
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| 06/01/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Told you not to respond to a lawsuit they filed against you
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Web |
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I have been mislead by Wakefield and Associates. I have been actively paying old medical bills. I received an summons and called immediately to resolve my account. I even faxed my lengthy court summons to my case manager XXXX and inquired why wasn't the debt included with my other accounts. I also questioned the age of the debt being past statue of limitations and she initially seem confused about an summons being issued to me. It took her some time to research the summons being issued which is why I faxed over the documents. XXXX informed it was NOT necessary to go to court and we would continue our payment arrangement. She never mentioned that court cost would be tact onto my medical bills owed. They also apply payment from newest to oldest debt. Which I stressed the oldest debt should have received payment first hence the result of the summons. I disputed the court cost of {$120.00}, directly on their website and made a {$50.00} payment towards my medical bill. I logged in today to pay the remaining {$61.00} that was owed and discovered my payment was applied to court cost added in XXXX of 2020. This is unfair and unjust. I was informed the court fees would not be removed. Now XXXX claims she never advised it was not necessary to come to court, I had opportunity then to dispute this, refer to my packet and made a snide remark that the court summons got my attention for payment. I requested that my payment be applied to the medical bill and was informed it would take a week for the adjustment. Even with hardship, I have paid {$660.00} to them. I have attached the cover sheet of their summons indicating " You are welcome to contact wake & associates, inc to discuss this matter prior to your court date. Please note that although we can discuss your account and payment of them, we can not provide you with legal advice. please be advised that that costs, what may be awarded, have been incurred and are not specifically included in the suit balance. If you contact our office immediately, you may be able to avoid additional court costs ''.
I reached out immediately for arrangements and made payment. Court cost fees is unfair and unjust. I have paid previous medical bill garnishment with this company in the past. This company is money hungry.
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| 03/10/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I received a debt collection letter back in XX/XX/XXXX for a bill receive in XX/XX/XXXX for my XXXX ur old daughter. The bill was not submitted to the wrong insurance and was rebilled to the correct insurance. Once the bill was paid I received a copy of it paid in full to the XXXX XXXX XXXX XXXX who submitted it to Wakefield and Associates Debt agency. The bill knocked my credit score down. I recently received a credit report pull showing this same company who reported the Same debt under a different company name XXXX same amount under a different name. I contacted Wakefield about this matter with proof it was paid with a copy of the payoff letter. They agreed to remove this debt and unfortunately the damage is done to my credit again ( XXXX points ) after I have established good credit for XXXX a month from closing on my new home for a second pull for a better rate. Now instead it will show a collection if not remove by XX/XX/XXXX. I have worked hard all year now even they the agreed to remove it my points are gone. And now XXXX cant get them back and all they can say is sorry the credit bureau stated that they may not give me all my points back which is very very unfair because I earned all those points paying my debts a need credits. I am so enrage and very upset my family needs a home I am a single mom with XXXX kids and these sorry people done this without fact checking even if they do remove it I am doomed to start over on points from their mistake which they admitted to being slick trying to collect extra money. I am furious I have worked so hard for them to do this. The company Wakefield and associates tried to change the name of the company to make it look like another company I owe debt to when its the same company different name change which has been satisfied by payment in XXXX and was removed and now this debt appeared again. I am livid over my points and score change for no reasonable cause due to human error. So I want my same amount of points that was taken placed back when the collection said that they promise to remove this and has not been removed at all three credit bureaus. I earned my points fair and square. PLease do something about this fraudulent company reporting. Thanks very upset consumer.
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| 11/19/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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My name is XXXX XXXX XXXX. My bill was processed under the name XXXX XXXX ( one word ). My name prior to marriage was XXXX [ XXXX XXXX ].
On XX/XX/XXXX I had a car accident in which I was not at fault. I was assured by XXXX XXXX ( both my insurance company and person-at-faults insurance company ) that all expenses would be covered by the other partys insurance policy.
A bill was never sent to me and I discovered a collection debt of {$900.00} ( before interest ) while checking my credit score. This was the sequence of events that took place.
XX/XX/XXXX - Collection Filed Without Knowledge XX/XX/XXXX - I discovered the debt on XXXX.
XX/XX/XXXX - I called the collections company Wakefield & Associates to ask them to provide a bill. I provided my address XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX and they agreed to send a bill.
A few days later I spoke to XXXX XXXX and they re-assured me that they will take care of the bill once I present it.
I waited 45 days and never received a bill.
XX/XX/XXXX - I called Wakefield & Associates and told them I have not received their bill. The man I spoke to was XXXX. He was abusive and rude and refused to send a bill, claiming he had already sent it and he was not going to send another. He said the only way to fix this is to pay by phone right now and he demanded my debit card information. I didnt want to pay because this bill is in error and I have still yet to receive it.
On XX/XX/XXXX, I spoke to the company that handles the billing for the hospital and they agreed to send the original bill ( prior to collection ).
They sent me a bill that has the description of the charges which total {$900.00} but the amount owed shows XXXX, since it has already been sold to Wakefield & Associates.
Here is all the info from that bill : Physician group : XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Location : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Phone : XXXX Primary Insurance : XXXX XXXX XXXX Account # XXXX XXXX Tax ID # XXXX - XXXX XXXX is responsible for paying this collection debt to Wakefield & Associates, not me. XXXX has already agreed to pay but I have not been able to obtain any information from the collection company to follow through with the process.
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| 10/30/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Re : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX sent to : Wakefield & Associates To Whom It May Concern, Please be advised that I have requested validation { not verification } of an item ( or of the accounts ) reported to you by the above { Wakefield & Associate }. I have received a response that clearly violates my rights according to HIPAA. { Wakefield & associate } did NOT provide me with a HIPAA Release Form, to authorize the use or disclosure of my protected health information ( PHI ). Therefore, by providing you such information they are in serious violation of the HIPAA Privacy Rule. Furthermore, your agency has aided and abetted your customer by your negligence and disregard of your reporting responsibilities as a credit reporting agency, pursuant to FCRA 604 ( g ) ( 1 ) ( C ) and FCRA 605 ( a ) ( 6 ) ). I am proceeding with legal action as prescribed by law against the above named { Mercy Health West } and will name you in the lawsuit if you do not immediately delete the listed item ( s ) due to the privacy violations. You are also required by the FCRA to receive written certification of the information furnished to you prior to you assembling and reporting such information. If you can not provide proof that you received the original or a certified copy of a HIPAA Release Form signed by me, clearly delineating my consent to release my ( PHI ) then you must cease from reporting this unlawful entry. I will seek every legal remedy available to me and file suit against the credit bureau for the continued aiding and abetting of your customers actions for commercial gain by the continued reporting of my protected information, preceding your receipt of this notice. You are clearly benefiting monetarily by reporting this account on behalf of your customer. I urge you to take this matter seriously, as I have documented my case without error. I encourage a response from you expeditiously in the form of an updated credit report showing that you have ceased and desisted your illegal reporting of the listed accounts, pursuant to the Fair Credit Reporting Act. Wake field and Associate on my XXXX/XXXX/XXXX for {$890.00}. I have no knowledge of this debt and it needs to be removed.
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| 10/30/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Re : Notice XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX sent to : Wakefield & Associates To Whom It May Concern, Please be advised that I have requested validation { not verification } of an item ( or of the accounts ) reported to you by the above { Wakefield & Associate }. I have received a response that clearly violates my rights according to HIPAA. { Wakefield & associate } did NOT provide me with a HIPAA Release Form, to authorize the use or disclosure of my protected health information ( PHI ). Therefore, by providing you such information they are in serious violation of the HIPAA Privacy Rule. Furthermore, your agency has aided and abetted your customer by your negligence and disregard of your reporting responsibilities as a credit reporting agency, pursuant to FCRA 604 ( g ) ( 1 ) ( C ) and FCRA 605 ( a ) ( 6 ) ). I am proceeding with legal action as prescribed by law against the above named { XXXX XXXX XXXX } and will name you in the lawsuit if you do not immediately delete the listed item ( s ) due to the privacy violations. You are also required by the FCRA to receive written certification of the information furnished to you prior to you assembling and reporting such information. If you can not provide proof that you received the original or a certified copy of a HIPAA Release Form signed by me, clearly delineating my consent to release my ( PHI ) then you must cease from reporting this unlawful entry. I will seek every legal remedy available to me and file suit against the credit bureau for the continued aiding and abetting of your customers actions for commercial gain by the continued reporting of my protected information, preceding your receipt of this notice. You are clearly benefiting monetarily by reporting this account on behalf of your customer. I urge you to take this matter seriously, as I have documented my case without error. I encourage a response from you expeditiously in the form of an updated credit report showing that you have ceased and desisted your illegal reporting of the listed accounts, pursuant to the Fair Credit Reporting Act. Wake field and Associate on my XXXX/XXXX/XXXX for {$890.00}. I have no knowledge of this debt and it needs to be removed.
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| 01/20/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
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Hi, This account that has been reported numerous amount of times is basically the same bills. They are adding them to every inquiry for the same month twice and amount. How is this possible to report something over and over with same amounts and in same month. There are just a few that have a different amount but majority are the same. I want to know how this can be repeated over and over. Here is the company and the amounts that are the same but just reported on different days. How can they do this? Makes it look like I owe numerous bills and for the same amount and months! See below the same company and information.
New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$990.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$990.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$990.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$990.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$460.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$460.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$460.00} New collection WAKEFIELD & ASSOCIATES XXXX XX/XX/2018 BUSINESS NAME/ADDRESS BUSINESS TYPE ACCOUNT TYPE/STATUS BALANCE WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX , CO N/A Collection {$460.00}
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| 07/15/2020 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE Please delete this account from all 3 credit bureaus immediately. I would also need a copy of your Tax Registration Certificate!
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| 12/14/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I XXXX XXXX XXXX am on a XXXX XXXX income. I have medical insurance through XXXX and XXXX XXXX XXXX XXXX XXXX. I have been having issues with a debt collector agency by the name of Wakefield and Associates who alleged that I owe some type of medical debts that I do not owe. Any and all medical bills were retroactively paid and afforded by my insurance company. Wakefield and Associates have not made any lawful attempts to notify me of specific details such as dates, times, agencies owed or service provided for which any alleged debts were acquired. They have falsely attached negatory marks on my credit report without any legitimate evidence of any debt. They are using my credit report as XXXX in hopes to acquire any illegitimate monetary assets they hope to gain through predatory tactics. I grant permission for contact of my medical insurance providers as well as medical providers that have treated me. I wish to publicly accuse Wakefield and Associates of illegally editing any debt amount allegedly owed by myself. Every time I have disputed the allegations Wakefield and Associates then edit monetary amounts claimed to be owed. I support this accusation with the fact that no legitimate evidence of verified proven debt has been discussed with me in neither writing nor verbal notice, as well as the lack of verified detailed information or details of any debt claimed on any account placed on my credit report in the form of negatory marks and accounts. Due to this lack of notice of verified detailed information I suspect Wakefield and Associates of being dishonest and illegally attempting to gain assets through unspecified means. The accounts and negatory marks that they have applied to my credit report are false, and knowingly untrue. I permit any medical billing statements to be acquired as evidence. To my best and truthful knowledge I owe no form of debt to Wakefield and Associates, and at a later period today I will be providing a photo of current medical balances. In order to support my testament. Further investigation of any alleged debts that has been claimed to be owed by myself to Wakefield and Associates is much welcomed as well as any detailed information regarding the allegations.
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| 03/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
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On XX/XX/XXXX, your company ( Wakefield & Associates ) sent me a notice that my account has been listed for collections. Shortly after receiving this notice, I called ( XX/XX/XXXX ) your company and spoke with XXXX XXXX XXXX XXXX to explain the situation. I had been involved in a car accident, and went to seek medical services following the incident. The accident was not my fault, and the at-fault partys insurer had accepted liability. After calling you, I was assured that there would be no further action, and to have my attorney send you something conveying that I have legal representation. There may have been a communication error somehow, and you did not receive the contact from my attorney.
Immediately after I became aware of my credit score collapse on XX/XX/XXXX, I contacted my attorney. He has since tried several times to resolve the situation with you, but it seems he has been rebuffed by your company. I do not understand why this would be ; any documentation you need would be willingly and promptly provided.
Because this was a no-fault accident, I had been advised by the other billers and my attorney not to pay the account balances until after a settlement was made. I was very willing to pay, to avoid any adverse credit reporting, since I have had outstanding credit and wished to protect it. All other billers from my visit to XXXX XXXX XXXX have not pursued collections except for Wakefield & Associates, on behalf of XXXX XXXX of XXXX, XXXX.
The at-fault party in the accident was cited with a traffic violation, and their insurance provider paid for total property loss ( of my vehicle ). However, the medical costs I incurred, by going to the emergency room following the accident, have been contended by the at-fault insurer because of the extraordinary costs of the services ( I had no private medical insurance to mitigate the costs ). The outrageous costs for the services are apparent, but should not be of consequence to me, as I hold no fault for the cause of the accident, and liability is accepted by the other party. Having stalled on paying the full amount required to cover the medical costs, the settlement process has endured for more than a year.
|
| 11/16/2018 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On XX/XX/XXXX, I received a letter dated XX/XX/XXXX regarding an alleged debt from " XXXX XXXX XXXX XXXX XXXX '' in the amount of {$90.00} from dates of service : XX/XX/XXXX and XX/XX/XXXX. These two {$45.00} charges were disputed by me almost two years ago with the hospital due to the fact the doctors office wanted me to pay for an office visit to receive lab results. Upon hearing that XXXX XXXX decided to take their concerns to a debt collector almost two years later, I called Wakefield & Associates on XX/XX/XXXX and spoke to XXXX. During the phone call, I was informed that the debt owed was in fact not {$90.00} as listed in their letter, but rather {$110.00}. XXXX downplayed the other charges as " miscellenous '' but could not ( and would not ) provide any additional information about these charges. He did, however, mention that they were for dates of service XX/XX/XXXX and XX/XX/XXXX. While the charge in XXXX may be apart of the date of service on XX/XX/XXXX. I have been a resident of XXXX, TN and not visited XXXX XXXX or XXXX, TN since leaving the city in XX/XX/XXXX so I am not sure how I could have been responsible for the alleged charge in XXXX of this year. After asking for more information about these charges, XXXX told me that there wasn't more that he could provide me, but that I would have to dispute the charges. He then began asking if I worked and where I worked. I told him that this was not relevant and not something he should be able to ask me. He became defensive and asked " why not '' and " what law are you taking about ''. He continued badgering me for information by asking if it was a " state or federal law. '' When I offered to look up the laws regarding contacting any other persons besides myself ( FDCPA 15 U.S.C. 1692b ) and engaging in abusive behavior ( FDCPA 15 U.S.C. 1692d ) he shut down and said that " we've already been on the phone for over ten minutes now. '' I told him that this conversation was also being recording and that I would be filing a complaint because of the tone and content of his questions. I have attached the recording of the phone conversation, as well as a photo copy of the letter sent to me for review.
|
| 02/24/2018 |
No |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
|
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Web |
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I took out a loan from XXXX XXXX, or XXXX XXXX, in XX/XX/XXXX. I let the loan default and in XX/XX/XXXX I started working to resolve the debt with the company. At the time, XXXX XXXX had informed me that the servicing and collection of the debt was sent to a company called XXXX XXXX, now known as XXXX XXXX. XXXX XXXX and I began working on the account, setting up a payment plan, on which I made regular installments. In XX/XX/XXXX I made a payment to reach an agreed upon settlement of a total of XXXX paid towards the debt, and they informed me that would be considered settled in full for less than the amount due. They sent me a letter saying as such and I thought the issue was resolved. Shortly thereafter, I received numberous calls and letters from a company called XXXX XXXX XXXX stating they were the legal collector on behalf of XXXX XXXX XXXX, that they had been hired by XXXX XXXX directly to collect on the debt, that no payments have been made, and my debt was still outstanding. I sent them documentation from XXXX XXXX, they made to effort to correct the error. Following that I contact quick cash directly, who informed me that they have no association with wakefeild and associates in any way, and that they had sent the account to XXXX. I filed a complaint, and forgot about the issues until recently. in XX/XX/XXXX, I was trying to improve my credit and get a loan from a local institution and they asked that I get a release from Wakefield. having forgotten about the situation I called them and inquired about the debt, and was reminded of this. Nothing has been done. Wakefield stated that I still own the debt, that XXXX XXXX is still contract them, nothing has changed.
I reached out the XXXX XXXX again, they again stated they had no association with Wakefield and that all information was with the collection company XXXX XXXX, the new name of XXXX XXXX. I paid my debt, I don't want to pay it again to a fraudulent company that refuses to listen to reason. Wakefield and associates is either lying out right, or working off of very outdated and incomplete information, and has damaged my credit for the past 5 years as a result. I need help!
|
| 07/21/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
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This letter is being sent to you in response to the above reference account that Wakefield & Associates has reported and listed on all XXXX major credit reporting agencies ( XXXX, XXXX, and XXXX ). Please be advised that this is not a refusal to pay, but written notice sent in pursuant to the Fair Debt Collection Practices Act, 15USC 1692g Sec. 809 ( b ) that your claim is disputed and Validation is requested.
This is not a request for " Verification '' or proof of my mailing address, but a request for " Validation '' made pursuant to the above named Title and section. I respectfully request that your offices provide me with competent evidence.
Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any documents that show I agreed to pay what you say I owe ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account ; Show me that you are licensed to collect in my state ; Provide me with your license numbers and Registered AgentAt this time I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, and XXXX ) this action might constitute Fraud under both federal and state laws. Due to this fact, if any negative mark is found on any of my credit reports by your company, or companies that you represent. I will not hesitate in bringing legal action against Wakefield & Associates for the following : Violation of the Fair Credit reporting Act Violation of the Fair Debt Collection Practices Act Defamation of characterIf Wakefield & Associates is able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days investigating this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.
|
| 03/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I went to the emergency room at XXXX XXXX in XXXX, MI ( it may have been XXXX XXXX at that point in time ) sometime in XXXX. At the time, I had insurance and I paid my deductible on the spot. I was also told that there was an additional charge by the physician that treated me and I paid that on the spot as well. Sometime in XXXX, I started receiving calls from Wakefield Associates - reportedly a collection agency - about a debt that I " allegedly '' owed XXXX XXXX XXXX XXXX for an emergency room visit in XXXX. This was the first problem. I was never contacted by XXXX XXXX XXXX XXXX about this " alleged '' debt, it just somehow ended up in collections. I checked my credit report and I noticed that the collection was there. I immediately disputed the collection with the credit agency and they dropped it off my report. At that time - around XX/XX/XXXX - I called XXXX XXXX XXXX XXXX and they said that I owed {$140.00}. To avoid any further calls/conflict, I paid the {$140.00} on their website ( it gives you the website when you call them ), and yes, I have the receipt. Shortly thereafter, I let Wakefield Associates know that the debt was paid ( possibly twice ) and that needed to stop calling me and contact XXXX XXXX XXXX XXXX. The calls stopped.
Fast forward to XX/XX/XXXX, I started receiving calls from Wakefield Associates about a debt in the amount of {$140.00} that I never paid to XXXX XXXX XXXX XXXX from services received in XXXX. This made me very angry because I was certain that I paid this bill at least once. I tracked down the receipt for this bill and immediately called both Wakefield Associates and XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX said that my balance with them is {$0.00}. Wakefield Associates said that the debt was still on file. This makes me think this is some sort of scam between these two companies or at the very least shoddy accounting practices at XXXX XXXX XXXX XXXX. Either way, I'm reporting both of these companies. You can also find other people online complaining about XXXX XXXX XXXX XXXX sending their debts ( which in most cases were paid ) to collections.
|
| 10/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I disputed this Alleged Collection Account XXXX on XX/XX/2021 I requested : ( 1 ) a copy of every contract and/or agreement, including, but not limited to, ( a ) an informed consent for medical treatment and ( b ) financial responsibility agreement, signed by XXXX XXXX XXXX and XXXX XXXX XXXX ( 2 ) a copy of all actual bills sent from XXXX XXXX XXXX XXXX XXXX XXXX with tracking numbers XXXX other proof of mailing ( e.g., affidavit of mailing by individual who mailed it ), ( 3 ) a copy of all pre-certifications and billings sent to insurance companies and a copy of all payments received from insurances companies for the alleged debt, ( 4 ) a copy of the record ( i.e., the amount paid and date of payment ) for any co-payment made by XXXX XXXX XXXX XXXX XXXX XXXX XXXX and ( 5 ) a detailed itemization of the amount that you are attempting to collect, including but not limited to, procedure type or medicines or other items and their respective costs.
( 6 ) Proof that this debt was an alleged account described by Title 15 section 1693A ( 2 ) demand deposit, savings deposit, or other asset account That is, I requested that you delete any and all reporting made to any consumer reporting agencies. You have failed to address my very specific legal requests and are in clear violation of the FDCPA, including, 15 U.S.C. 1692g ( b ), etc.
First, you have failed to obtain and send me verification of the alleged debt as required by law.
Therefore, you have not obtained and mailed verification of the debt as required under the FDCPA. Under the FDCPA, it is unfair or unconscionable to attempt to collect an alleged debt in any amount that is not expressly authorized by an agreement creating the debt or permitted by law.
Second, you failed to cease & desist collection and delete your credit reporting of the alleged debt. Under the FDCPA, it is a false, deceptive, or misleading representation or means in connection with the collection of any debt to communicate to any person, e.g., a consumer reporting agency, credit information which is known or which should be known to be false.
|
| 08/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Dear Sir/Madam, There is a debt collection from the XXXX XXXX XXXX, wakefield & associates on my credit report.They changed their name to XXXX XXXX XXXX, wakefield & associates on my credit report for reasons I don't know.They claim i owe them the following : 1 ) {$770.00} for emergency service, open date XX/XX/XXXX initially {$770.00} 2 ) {$530.00} for emergency service, open date XX/XX/XXXX initially {$520.00} 3 ) {$530.00} for emergency service, open date XX/XX/XXXX initially {$520.00} 4 ) {$1200.00} for emergency service, open date XX/XX/XXXX initially {$1200.00} 5 ) {$580.00} for emergency service, open date XX/XX/XXXX initially {$580.00} They keep changing the amount of money they claim i owe them on my credit report.There was initially 7 debt collecions accounts on my credit report but 2 were deleted by XXXX after i filed for the 1st dispute.Those debt collections deleted were : 1 ) XXXX XXXX, XXXX XXXX {$760.00} for ambulance service open date XX/XX/XXXX 2 ) The XXXX XXXX XXXX, wakefield and associates {$110.00} for emergency service.
They were paid for every visit and service they gave me by my insurance company ( XXXX XXXX-Medicaid ) .I contacted my insurance company about the issue and they promised to mail me payment receipts which i will then mail to XXXX so that they can delete the 5 remaining debt collecitons accounts on my credit report .They claim they were not paid by insurance, but that's a lie. I filed for a 2nd dispute but iam not sure if that will solve the issue.I will have to file for a 3rd dispute if XXXX does not delete the remaining debt collections accounts on my credit report.Iam expecting the payment receipts from my insurance company within 30 days from now. These are people who are ruining my name and reputation so that they can jeopardize me.Here is their contact information as it appears on my credit report for the 5 remaining debt collection accounts, if you wish to contact them : XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX You can call my insurance company and ask them about the issue.You can contact me on XXXX or my email XXXX.
|
| 09/03/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 07/15/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 07/10/2020 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 06/08/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 02/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/XXXX my wife and I got a letter in the mail from Wakefield and Associates claiming that they were collecting on a debt from XXXX XXXX XXXX XXXX for {$110.00} ( by the way the real debt was actually {$110.00} ). This debt was paid on XX/XX/XXXX 2 days before it was sent to collection and I called to tell them that. I also told them to contact the XXXX XXXX XXXX XXXX to confirm that this debt had been paid. Wakefield and Associates refused to do this saying that it was our responsibility to pay this. I told them that it should be their responsibilities to make sure a debt they were collected on was valid ; however, they would not do this. Therefore, I contacted our XXXX credit union the bank that issued our bank card used to pay this debt. XXXX emailed me a copy of the transaction proving that the debt had been paid. I called Wakefield and Associates back within 30 minutes of our initial conversation and told them to send me an email address so I could forward XXXX information to end this debt harassment and not to contact us again about the matter again. They gave me an email address and I sent them the information that same day. Today XX/XX/XXXX, I get a new letter from Wakefield and Associates saying that we now own them a different amount from XXXX XXXX XXXX XXXX for {$57.00} and stating that we did not send them proof of the payment in the question above. All of a sudden, the amount has changed from {$110.00} after we proved we paid them. I think they know we paid them, but they are making up new changes for financial gains for themselves as our bill from XXXX XXXX XXXX XXXX was only {$110.00}. We have never had another bill from them. Attached is an actual bill from XXXX XXXX XXXX XXXX and the XXXX statement. Wakefield and Associates are harassing us and trying to get payments that are not due. In addition, they over-inflated the initial charges that should have been owed. On a small scale this is not big but if you look over their entire history they are probably stealing a lot of money by adding on a few cents to each collection case.
|
| 07/17/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and XXXX Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 11/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
To Whom It May Concern : This letter is regarding this account which you claim I owe this debt. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 15 days of receipt of this letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Protection Bureau CC : Attorney Generals Office CC : XXXX XXXX XXXX
|
| 03/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I had gotten a postcard in the mail on XX/XX/XXXX about being served and had to go to justice center to see why. So I went there XX/XX/XXXX and got a summons to court for a medical bill. So I called the debt collector number ( Wakefield and Associates , Inc. ) on the civil warrant and asked what this was from because I have never been informed of this debt. They said it was from a medical bill from the end of XXXX into XXXX. So that happened when I was still under my mothers insurance and I thought she had taking care of it but I guess not. So I asked the debt collecter why they haven't contacted me about this debt so I could resolve it and they said they had try to mail me and kept getting it returned to them until this year XX/XX/XXXX they said they mailed me to the correct address and said I got it which I never did. They said they had the wrong address all this time and now two months later I get a summons to court and this is the first I have heard about this debt. This debt has never been on my credit report and this was from XXXX but I have another debt with them from a different medical office that is on my credit report that happen in XXXX. They have mailed me about this debt since XXXX and have had my address and I have notices from them about this other debt. So how can they mail me and put on my credit report about this other debt when the debt I'm getting summons for court is not on my credit report nor was mailed to me before they summons me. They said they had the wrong address the whole time until XX/XX/XXXX but that's incorrect because I have mail from the other debt since XXXX so that's a lie. They have had my address for years and getting mail from them for years but never this debt that I got summons for. Now they are trying to charge me {$170.00} extra for summons fee and court fees on top of the debt when I haven't even been to court yet and it shouldn't have gotten summons if they would have just notified me before of this debt. But for them to say they didn't have my address is a lie because I have mail to prove it
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| 06/18/2022 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I had been suffering from XXXX XXXX as well as a vehicle crash from XX/XX/XXXXthat led me to become XXXX. This bill was never returned to sender nor provided to me so that I could sign so that my insurance could be billed. I had 2 insurance plans at the time of service but the company provided that they failed to obtain a signature from me. The company stated that it was my responsibility to reach out knowing that I had a bill. The company already had my insurance information which I knew would 100 % cover my bill so it made no sense that I would reach out to said company. After being XXXX and XXXX XXXX XXXX XXXX XXXX, I then moved out of state. At that time I began receiving forwarded mail but I never received any mail from the XXXX XXXX. I reached out to the company directly on Friday XX/XX/XXXX and I was told that this being 5 years from date of service, I could not provide the insurance information. I was also hung up on by 3 different billing representatives as well as management. XXXX XXXX XXXX failed to obtain a signature from me in XX/XX/XXXX and has sent me to collections, Wakefield and Associates, whom were also extremely rude, in the amount of {$1100.00}. The first time I had learned of this bill was in XX/XX/XXXX after I had just lost my job due to struggling with XXXX XXXX The company stated that due to my circumstances, I could have the account deferred, but that never happened. I have proof that I was not residing at either residence in XXXXXXXX XXXX where the bill was supposedly sent due to police reports being made throwing me out on the streets. I also have proof of insurance and proof that I submit a change of address in XX/XX/XXXX once I found a place to live out of state.
Additionally, I had reached out to Wakefield and Associates to see how this matter could be resolved and was told that I could request an itemized statement via email in which I was never responded nor received said statement. Both companies have treated me with such disgust and disrespect when I was not the person whom failed to do my job.
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| 12/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Older American |
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On XX/XX/XXXX I had an emergency with an infected XXXX requiring me to be transported ( insisted by XXXX XXXX ) to the Hospital via XXXX XXXX XXXX XXXX ( aka XXXX XXXX ).
Total charges were {$8300.00} which were negotiated with my insurance company XXXX XXXX ( XXXX XXXX XXXXXXXX XXXX ) to {$6300.00} which was paid by XXXX XXXX to XXXX XXXX.
I was told by XXXX XXXX that the bill was satisfied and that I no longer owed XXXX XXXX any further monies. This was also confirmed in a phone call on Wednesday XX/XX/XXXX with both XXXX ( XXXX XXXX ) and XXXX ( XXXX XXXX XXXX ). XXXX also assured me that this would be removed from my credit report.
I immediately disputed this information which is being reported by Wakefield & Associates to XXXX, even providing documentation showing the original Explanation of Benefits ( EOB ) and original Collection Letter received from XXXX XXXX XXXX with handwritten notes dated XXXX per phone call with XXXX from XXXX XXXX that they paid {$6300.00} for the ambulance service and that I did now owe {$1800.00} to XXXX XXXX ( I later found out this was the ambulance company even though payment was billed through XXXX XXXX and XXXX did pay XXXX XXXX ).
XXXX has sided with Wakefield & Associates despite my proving I do not owe these monies, and I need your help because XXXX XXXX ( as XXXX promised ) has not removed this from my credit report ( XXXX XXXX billing Phone # : XXXX ).
Wakefield & Associates ( Phone # : XXXX ) is now stating on my credit report that the amount owed is {$1900.00} which is insane, and highly inflated since I do not owe anything.
I have sent them a letter to their address on file at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CO XXXX to stop calling my home which they have not honored either.
I please need your help because I have exhausted all of my options : the insurance company states this is paid and I own no further monies, and XXXX XXXX states this is paid and I owe no further monies, yet XXXX is still allowing this company to ruin my good credit and I have nowhere else to turn.
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| 08/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have been a victim of identity theft, Ive been harassed. I didn't give anyone permission to share, sell, trade or anything that involves sharing my information to someone else. Show me proof that I gave you permission to have my personal information. Show me Front and back copy of an authenticated application bearing my autograph. Show me proof that I gave you written permission to furnish anything on my consumer report. I need to see the following from you Name and address of alleged creditor. Name on file of alleged debtor. Alleged account #. Address on file for alleged debtor. Alleged account #. Amount of alleged debt. Date ( this alleged debt became payable ). Date of original charge or delinquency. Was this debt assigned to a debt collector or purchased? Amount paid if debt was purchased. Commission for debt if collection efforts are successful. Please attach copies of the following : Agreement with your client that grants Wakefield & Associates the authority to collect this alleged debt. Signed agreement Debtor has made with Debt Collector, or other verifiable proof Debtor has a contractual obligation to pay Debt Collector. Any agreement that bears the signature of Debtor, wherein agreed to Pay Creditor. All statements while this account was open. Have any insurance claims been made by any creditor regarding this account? Yes No Have any judgements been obtained by any creditor regarding this account? Yes No Please provide the name and address of the bonding agents for XXXX XXXX in case legal action becomes necessary : Authorized Signature of Creditor : XXXX Date : ____________________________________ You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt. If you can not comply with. I need this to be deleted from my consumer report, failure to comply will result in {$1000.00} for each violation you are harming me with. I am very stressed out from this treatment.
|
| 11/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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I entered into an agreement with Wakefield associates at the XXXX Tennessee office for medical debt. The debt was around {$1200.00}. My monthly payment I was told had to be {$120.00} or they could not assist with arrangements. The amount was paid for several months until I became ill. I then called a Wakefield rep to see if it would ok to lessen my payment for a couple of months and then return the original {$120.00}. I was told that it would be fine as long as I did not stop paying all together. So for one month I paid {$50.00}, the following month I paid {$75.00} and last month I began paying the {$120.00}.
Beginning from XXXX to XX/XX/XXXXI have received numerous calls at work, which my supervisor does not allow personal phone calls. There have been two men calling stating they represent Wakefield and associates.
They have been ask not to call again, but as of Friday XX/XX/XXXX the calls and hangups are continuing. The calls are harassing because they either call my direct ext and directly hang up, purposely allow my phone to ring to voice mail and then hang up or their asking any coworker who answers the phone questions regarding my personal business. Recently I have been receiving calls after XXXX XXXX and sometimes before XXXX XXXX. In addition to that, they have taken some of my payments and most recently {$120.00} and are not properly crediting my account. But they are consistently harassing and trying to intimidate me as if they are not taking my cash payments.
Since I 've been away, I have a temporary house sitter, who witnessed an unknown man and woman in a car. the man approached the mailbox as if he was trying to read the mail. I 'm very honest in my reporting of this incident and I ca n't prove that this was someone representing Wakefield and associates but I simply have a strong suspicion that it was. Especially since my house sitter said that he heard the woman in the car say " lets call the cops, we 'll get her XXXX ''. How is this deemed professional protocol.
|
| 04/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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On XX/XX/XXXX I was transported by an ambulance to XXXX XXXX XXXX in XXXX XXXX, XXXX I was taken to the ER where I had to be XXXX and put on a XXXX The hospital then needed to transfer me to a higher level of care so they called a different ambulance company, XXXX XXXX XXXX of XXXX, XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX to transfer me to XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX.
When XXXX submitted the bill to my insurance company ( XXXX ), they forgot or refused to send documentation to explain medical necessity for the transport. XXXX asked for more documentation which they never received. After numerous attempts to collect this information from XXXX, XXXX simply suspended there claim. 8 months later in XX/XX/XXXX, XXXX sent a bill to us for {$1700.00}, and demanding payment. We called them and explained to them that XXXX was giving them 45 days to complete the information that they needed or the submitted bill would be considered non-certifiable and would be closed. XXXX also informed us on the phone that we were not in any way obligated to pay anything to XXXX because we had insurance that would have paid the submitted bill if they had submitted the required documentation and followed the required processes.
XXXX missed their deadline, so they were now denied. XXXX then turned it over to a collection agency. I submitted all of this same information including the letter we received from XXXX regarding this problem. The collection agency emailed me and said that the collection process was now on hold until XX/XX/XXXX while the investigated the claim. In the meantime XXXX continues to harass us and try to collect payment. XXXX contacted us stating that they have finally received the documentation and they are reviewing it. In the meantime, again, XXXX continues to harrass us wanting to collect from us. Their collection process could also wrongfully damage my excellent credit rating which may result in a defamation suit if they continue this harassment.
|
| 07/06/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you in 2019. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it is a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
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| 03/17/2020 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
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|
Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 04/24/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 04/24/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 04/24/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 04/24/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 04/17/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 09/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021 I received an unsolicited wire communication via text message on my cell phone from Wakefield & Associates ( " Wakefield '' ). They are a debt collection company. The communication included false representations and fraudulent pretenses. I am aware that I am the Original Creditor for the alleged debt they attempted to collect from XXXX which is funded by my open end credit plan. I NEVER gave my direct consent for Wakefield to communicate with me at all. Their company is guilty of committing wire fraud.
On XX/XX/2021, I called Wakefield and spoke to a representative by the name of XXXX. I included a copy of the call recording via the email address that was provided to me on the call : XXXX. The employee stated that she could view my full social security number. This constitutes identity theft. Pursuant to 12 CFR 1022.3 ( h ), " Identity theft means a fraud committed or attempted using the identifying information of another person without authority ''. I never consented to my information to be shared. I also issued a cease and desist to XXXX prior prohibiting them from communicating with 3rd parties and debt collectors.
I mailed a complaint and invoice to Wakefield that they received on XX/XX/2021 as evidenced by USPS Electronic return receipt. I still have not been compensated.
I spoke to a few representatives of the company on XX/XX/2021 and they informed me that they were no longer able to access the alleged account. That did not fully resolve my issue. I demand compensation and I am willing to sign a non disclosure.
I spoke to a representative named XXXX on XX/XX/2021 and was told to leave a voice mail and my call would be returned the same day. It is now XX/XX/2021 and I still have not received a call back. I did issue a cease and desist to the company but I included a stipulation where I do allow communication with me regarding remitting payment for violating my consumer rights and invading my individual privacy.
|
| 08/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have been getting phone calls from this collections agency that have escalated recently, about a debt/account that is in my credit file/report at the credit bureaus that I have repeatedly told this agency is not mine. I have never been to XXXX XXXX XXXX, nor have I received treatment from this organization. I have tirelessly told this collection agency this fact, but they still keep contacting me. This collection agency has even gone as far as to offer me a settlement, even though I told them this debt is not mine and that I have no idea what they are talking about. It even got to the point one time when I gave an amount of what I can settle for, because I was thinking that if I did this, it would cease the phone calls in which I state over and over, what seems to be in vain, that the debt is not mine. However, after thinking it through I knew it was wrong and that this company is taking advantage of me, especially after the one representative stated that he would put me on hold to see if his supervisor would agree with my offer, only to have the same representative come back on the phone in an obvious disguise of voice ( as " the supervisor '' ). This collection agency would call from multiple area codes, as a way to further deceive me. This collections agency has even gone as far as to call me from an area code that is the same as my employer, possibly as a way to get me to answer. I am filing this complaint because I have never been a patient of XXXX XXXX XXXX, and this collection agency has placed a debt on my credit report for XXXX XXXX XXXX that should not be there and was incurred fraudulently. Furthermore, this complain is because this collections agency is not considering taking steps to address the situation of this debt not being mine nor are they concerned that they are harassing me for what is definitely identity theft. Instead of fixing the problem, they just want to extort money, at the expense of a consumer.
|
| 12/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I wish to complain about the charges brought up by XXXX XXXX XXXX ( ambulance transport service, Creditor Account Number xx-xxxxxx ) which happened 9 years ago. And on XX/XX/XXXX, I received a letter in the mail dated XX/XX/XXXX, from which WAKEFIELD & ASSOCIATES, is asking me to pay {$3000.00} in behalf of XXXX XXXX XXXX that had accrued interest of 7.00 % from the service date XX/XX/XXXX.
When I read that letter, I contacted one of your representatives ( XXXX XXXX XXXX XXXX REPRESENTATIVE ) and he gave his name as XXXX XXXX no last name ). As I spoke to him on the phone, I informed him ( XXXX ) that the amount they XXXX XXXX XXXX XXXXXXXX ) gave me thru WAKEFIELD & ASSOCIATES are unfair. XXXX and XXXX are my insurance providers and based on the reviews I read about XXXX XXXX XXXX, most patients ' complaints are about billing ( not billing the insurance providers ).
I am permanently XXXX due to the hemorrhagic XXXX I acquired in the year XXXX. And I'm fully aware that before I was released by the hospital, which I was confined and rehabbed for almost 7 months, that the hospital and other services provided were cleared by XXXX and XXXX that year XXXX. So, me and my spouse know that we are clear of any financial obligations regarding my hospitalization.
Finally, as XXXX ( WAKEFIELD & ASSOCIATES REPRESENTATIVE ) suggested, write them a letter with the reference number XXXX. I am a permanently XXXX person, my medical doctor advised me not to work because I can not handle any physical or mental stress and as of this date I'm just relying on my family 's support. And the letter that I received from WAKEFIELD & ASSOCIATES puts a lot on me, both XXXX XXXX XXXX XXXXPlease HELP ME and kindly intervene in my behalf, so this people/ collection company that represent the interst of their client company will stop any future harrasments of some sort bec. my mind and body can not tolerate such XXXX XXXX XXXX XXXX XXXXXXXXthank you.F.G
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| 12/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I wish to complain about the charges brought up by XXXX XXXX XXXX ( ambulance transport service, Creditor Account Number xx-xxxxxx ) which happened 9 years ago. And on XX/XX/XXXX, I received a letter in the mail dated XX/XX/XXXX, from which WAKEFIELD & ASSOCIATES, is asking me to pay {$3000.00} in behalf of XXXX XXXX XXXX that had accrued interest of 7.00 % from the service date XX/XX/XXXX.
When I read that letter, I contacted one of your representatives ( WAKEFIELD LAKE & ASSOCIATE REPRESENTATIVE ) and he gave his name as XXXX XXXX no last name ). As I spoke to him on the phone, I informed him ( XXXX ) that the amount they ( XXXX XXXX XXXX ) gave me thru WAKEFIELD & ASSOCIATES are unfair. XXXX and XXXX are my insurance providers and based on the reviews I read about XXXX XXXX XXXX, most patients ' complaints are about billing ( not billing the insurance providers ).
I am permanently XXXXXXXX due to the XXXX XXXX I acquired in the year XXXX. And I'm fully aware that before I was released by the hospital, which I was confined and rehabbed for almost 7 months, that the hospital and other services provided were cleared by XXXX and XXXX that year XXXX. So, me and my spouse know that we are clear of any financial obligations regarding my hospitalization.
Finally, as XXXX ( WAKEFIELD & ASSOCIATES REPRESENTATIVE ) suggested, write them a letter with the reference number XXXX. I am a permanently XXXX person, my medical doctor advised me not to work because I can not handle any XXXX XXXX XXXX XXXX and as of this date I'm just relying on my family 's support. And the letter that I received from WAKEFIELD & ASSOCIATES puts a lot on me, both XXXX XXXX XXXX XXXXPlease HELP ME and kindly intervene in my behalf, so this people/ collection company that represent the interst of their client company will stop any future harrasments of some sort bec. my mind and body can not tolerate such pressures both XXXX XXXX XXXX..thank youXXXX
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| 06/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Earlier this year a initially unknown collections company contacted me in an effort to collect on an unspecified debt. They would not prefer further information without providing my SSN. This sounded very much like a scam even after I asked them for further information about the nature of the debt. I refused to provide my SSN and they never offered to send any sort of official documentation outlining the debt.
They kept harassing me via voicemails and eventually identified themselves as Wakefield associates collection company. They still refused to provide me any further information or proof of this being an official representative of the company, so I continued to rebuff their request for my personal information.
I have always been responsible and paid my bills accordingly, so I had no idea what this debt could be. My husband and I are in the process of trying to purchase a house and are in the final stages of closing. I was then made aware in early XXXX that my credit score had been affected negatively by a collections agency. In an effort to remove the negative impact on our credit, we paid the collections company immediately. This uncollected bill turned out to be something from my son 's birth last year that we never received. We moved states around XXXX last year and never received any notice from the hospital. I will likely file a separate complaint about XXXX medical billing.
This has been very frustrating as I feel that we have been taken advantage of and were not provided any documents ( as is required by law ) to verify this debt. Had we been officially made aware of this situation sooner we would have paid the debt in earnest. The fact that a collections for a medical bill less than {$100.00} could jeopardize our prospects of owning a home has been extremely troubling. I have attached the online paid receipt of the collections bill as this is the only shred of paperwork that we have from this company.
|
| 05/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A collection for {$930.00} ( original {$700.00} ) popped up on my credit report on XX/XX/22. The creditor is Wakefield & Associates with the original being XXXX XXXX. I do not now nor have I ever owed XXXX XXXX {$700.00} or {$930.00}. I have disputed this twice via XXXX and I am waiting on XXXX dispute process. They have provided zero proof that it is in-fact my debt, and I have not previously received ANY correspondence regarding this debt by mail, phone, email, messenger pigeon , smoke signal or otherwise. It just showed up on Sunday. As if to say surprise! You owe us because we bought a debt you never owed but someone said you did and we dont care so well ruin your hard earned credit and attempt to extort and steal your money. The burden of proof falls on them.
Plot Twist : My now deceased father - who died shortly after the time that this debt originated- was a Grade A XXXX XXXX XXXX that had a love of using my name and social security number whenever he saw it convenient for his own purposes and was constantly in and out of the hospital due to his failing health, drug abuse, and compounding poor decisions. Including countless ambulance transports. I spent years cleaning my credit up because of his dumpster fire of a life. A simple public search will reveal his and consequently my aliases as one anothers names. BECAUSE of him. Its something Ive fought for most of my adult life. And I refuse to pay for his mistakes, his garbage, and his decisions. This is abuse, extortion, theft, and a number of other abhorrent practices that Id be more than happy to elaborate on when given the opportunity to in a court. It is beyond predatory because there is no real way for me to prove that its not mine because it never existed for me. There was no documentation. Which would make sense BECAUSE ITS NOT MINE. So why would I have documentation of any kind for a surprise negative remark for a collection that doesnt belong to me.
|
| 01/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XXXX XXXX XXXX billed me XXXX sometime in XX/XX/2018. I called them to make payment arrangements. They stated that within 2 months I could initiate payment arrangements by sending them {$500.00}. Then I could make monthly payments of XXXX. I mailed them XXXX as a XXXX payment. I called them again to make the payment arrangements. XX/XX/XXXX, I paid them XXXX. They sent me another bill and it stated that if I didn't pay the entire balance it would be sent to a collection agency. I called them again and stated that we had made payment arrangements, that I was to pay XXXX per month for a year. She said okay. In XXXX, I sent them a check for XXXX which they cashed on XX/XX/XXXX. They sent me a statement to pay the balance or they would send it to a collection agency. I called them again and stated that I didn't understand. We had made payment arrangements. I am paying them XXXX, which was the amount they decided ; why would I come up with a number like that? They said, oh ... .it 's because you did not submit a debit or credit card number. I told them I don't give out debit or credit card numbers. I told them that I had a credit score of over 800 and I would faithfully pay them the amount we agreed upon, and she said okay, and she would make a note of it. On XX/XX/XXXX they cashed a check for XXXX. On XX/XX/XXXX, I received a letter from a collection agency. I could have borrowed the money to pay them off, if I knew they were going to send it to collections. I would prefer to stick to the original interest free payment. It was my understanding we had payment arrangements. I can not afford for them to ruin my credit. I paid them what we had agreed to, but yet they have threatened to ruin my credit score by sending my account to collections because I refused to give them my credit or debit card. This is unfair!
I pay my bills on time! And I have paid them on time, and they should stick to the original agreement!
|
| 07/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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XX/XX/21 XXXX : XXXX service charge - XXXX XXXX XXXX Original Creditor - XXXX XXXX XXXX ( Account XXXX ) Collection Agency - Wakefield & Associates ( W & A ) ( Account XXXX ) Have had major medical expenses over the past year and did not realize that a charge with XXXX XXXX XXXX was unpaid until the following events : XX/XX/21 - Received alert via XXXX Credit Monitoring Service that W & A had flagged my account for collections on XX/XX/21. Credit score drops XXXX points.
XX/XX/21 - I checked my balance with XXXX and see that I have a {$0.00} balance ( see attachment showing image of balance ) so I thought it was paid. I immediately submit an Experian dispute ( # XXXX ) on XX/XX/21 with statement and attachment showing XXXX balance with CEP/Vituity.
XX/XX/21 - Response to dispute was received the same day w/ no mention or explanation of what happened. I was on vacation and by the time I saw the dispute was responded to, it was XX/XX/21.
XX/XX/21 After not seeing any statement in response to my dispute, I immediately call W & A directly. They confirm it was for a service charge of {$460.00} that was never paid. After confirming this was true via my bank records, I pay via telephone to W & A ( requested that added service/interest charges be waived which W & A employee granted ). Attached picture of Discover card transaction history proves the charge was processed on that phone call XX/XX/21.
XX/XX/21 Receive alert via XXXX Credit Monitoring Service that W & A has again flagged my account for collections on XXXX.
XX/XX/21 I submit a second dispute ( # XXXX ) via XXXX explaining that I paid balance on XXXX.
XX/XX/21 Response received via XXXX shows that balance still had not been paid as of XX/XX/21. No statement in response to my dispute was included.
XX/XX/21 Credit Score drops by an additional 19 points.
Both Experian dispute reports are attached. As well as proof of payment.
|
| 07/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have contacted Wakefield and Associates by phone and an email was send on XX/XX/2020 and XX/XX/2020 to XXXX XXXX at XXXX The following statement was provided.
I am a victim of identity theft. I recently learned that my personal information was used to open an account at a company you represent for collection. I did not open or authorize this account, and I, therefore, request that it be closed immediately. I also request that Wakefield and Associates absolve me of all charges on the account and that you take all appropriate steps to remove information about this account from my credit files.
Enclosed is a copy of my Identity Theft Report supporting my position, XXXX Police Report number XXXX Information, and Also enclosed is a copy of the FTC Notice to Furnishers of Information, which details your responsibilities as an information furnisher to credit reporting agencies ( CRAs ). As a furnisher, upon receipt of a consumers written request that encloses an Identity Theft Report, you are required to cease furnishing the information resulting from identity theft to any CRA.
The Notice also specifies your responsibilities when you receive notice from a CRA, under section 605B of the Fair Credit Reporting Act, that information you provided to the CRA may be the result of identity theft. Those responsibilities include ceasing to provide inaccurate information to any CRAs and ensuring that you do not attempt to sell or transfer the fraudulent debts to another party for collection.
Please investigate this matter, close the account and absolve me of all charges, take the steps required under the Fair Credit Reporting Act, and send me a letter explaining your findings and actions.
______________________________________________________________ At the moment no response has been received from the debt collector agency but the charges keep getting updated in multiple credit report agencies.
|
| 09/07/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I called into Wakefield and Associates using the number on my credit report on XXXX XXXX, XXXX at around XXXX. In that call I provided my name, social security number and date of birth and the male representative told me they did n't have any records matching my information. On XXXX XXXX I filed a dispute with XXXX and on XXXX XXXX I filed a dispute with XXXX and XXXX. The results were that the account was verified on XXXX and XXXX but that they had removed the account from XXXX. On XXXX XXXX I sent a letter to them at the address listed on the XXXX removal. The dates in my letter stated my call was in XXXX instead of XXXX, that was an error on my part but I included a copy of the removal and asked that they also remove from the other XXXX bureaus. On XXXX XXXX I also made a call to XXXX on an unrelated note and inquired as to how something could come back as verified if the company was given my information over the phone and told me they had no records for me. The representative then disputed the account again asking them to verify all personal information. On XXXX XXXX I checked my XXXX report and the account was gone, ten days later the account was back as a closed collection account. At this point I 'm assuming that they already received my letter and were only able to verify personal information because they got it from my letter. At this point they are playing with my credit report and credit score and no one is able to rectify this situation. I have not received any response from my XXXX XXXX letter. It should also be noted that I called the hospital on XXXX XXXX as well and they told me they had no record of the account because it came from a date that was before their merger with XXXX other XXXX and they did n't have any records prior to XXXX XXXX, XXXX. They advised me to contact the collection agency, which I did and that 's when this situation arose.
|
| 03/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
|
Wakefield & Associates did not produce an agreement between the said company and I that authorized the company collect on alleged debt. It is a violation to 15 usc 1692f ( 1 ) and considered unfair practices to claim that a consumer owes a debt without the proof of an authorized agreement. I am challenging Wakefield & Assoicates to provide the agreement under penalty of perjury. Wakefield & Associates attached a verification letter, but failed to state that I had 30 days to dispute the validity of the debt which violates 15 usc 1692g ( a ) ( 3 ). Wakefield & Associates also said that another company " referred '' the alleged debt. This is referral is also considered false and misleading pursuant to the FDCPA 15 usc 1692e ( 6 ) ( B ) Again, where is the contract between the company I? A sale, transferal, nor referral subjects me to any unlawful act under the FDCPA. No company can collect without an agreement. I would like to bring to the company 's attention and for the record. According to 15 usc 1692j ( a ), It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. Pursuant to 15 USC 1692c ( c ), I demand Wakefield & Associate to cease and desist all communications including the removal of all accounts that the company alleges that I owe. The company 's failure to follow my cease and desist order will lead to the pursuit of remedy for all injuries against me pursuant to 15 usc 1692k. I will be sending my invoice along with my Affidavit of Truth to Wakefield & Associates stating all facts which includes each violation and the damages that you have caused me.
|
| 05/15/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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On XX/XX/XXXX, I received a letter from Wakefield and Associates, Inc and contacted them onXX/XX/XXXX. I spoke with XXXX XXXX on that date and finished my conversation with him at XXXX. I advised him that I had no idea about two ( 2 ) outstanding bills from XXXX XXXX XXXX especially since they were from XX/XX/XXXX & XXXX, XXXX. I ask for back up and was just told by XXXX XXXX they did not have any. I replied that how did they know the amounts are valid and that I needed the originals so I could do my diligence to see why the insurance company had not paid them either in full or what if any was my responsibility. Mr. XXXX XXXX said that in order to get the information I was requesting that I had to put the request in writing.
On XX/XX/XXXX, I wrote and mailed a letter ( will attach ) to Wakefield and Associates, Inc, disputing the amount and requesting the back up information.
The other day my credit bureau alerted me to a negative credit posted to my account from Wakefield and Associates Inc. I called yesterday, XX/XX/XXXX, at XXXX and spent 12 minutes on that call in total, to speak with a person and complain about there actions. To my surprise Mr. XXXX XXXX answered my call and we went back and forth with him using semantics and other " normal '' tactics employed by non-professional agencies. Long & Short he " transferred '' me to a supervisor to which I was put into voicemail. I left my Wakefield A/C # twice along with my cell number twice and advised I was very angry and expected a return phone call. Have you heard from them because I certainly have not.
I have disputed their negative dispute with XXXX ( Report # XXXX ) and XXXX ( did not note report number ).
I think that Wakefield and Associates Inc need to have better over site attached to them as well as be more upfront and honest.
Thank you very much.
|
| 08/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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After viewing a copy of my credit report, l noticed a collection account placed on my credit report from you in 2016. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that l possess, and I am seeking the name and hospital/medical provider to which l owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold-validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please accept this letter as my formal debt validation request, which l am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it is a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. I will await your reply with above requested proof.
|
| 11/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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Wakefield and Associates at XXXX XXXX XXXX in XXXX Tn is trying to collect 2 debts from me. They are both medical debts. One is from XX/XX/XXXX and the other from XX/XX/XXXX. I had originally made a couple of payments to lower the balance owed to XXXX XXXX XXXX. They sold the debt to Wakefield. Once Wakefield received it, they called me multiple times a day. Once I answered and told them that I would pay what I could, when I could. I never agreed to a set amount. There was one month when I couldn't make a payment due to low hours at my job. After that, they sent me a letter stating that I broke my promise and that they were then going to start charging me interest. I never agreed verbally, or in writing, to pay a set amount. I mailed them a letter requesting copies of the original contract to try to verify if they can legally charge me interest. Under Georgia state law, they must provide me with the original contract that I signed. They failed to do that. Instead, they sent me a statement for each account. In the statements, it shows the original balance, as well as payments that I made. They included a separate paper that shows the amount of interest they have added. They can not legally charge me more than I owe, unless I agreed to pay it in the original contract. They also refuse to send me the original contract, which is a violation of Georgia State Law and Federal Law. I have made them aware of the laws they are breaking, but they insist that the debt is valid and that I have no case. Georgia statute of limitations on medical debt is 6 years for a written contract, and 4 years for an implied promise to pay with no contract. One bill is from XX/XX/XXXX, and one is from XX/XX/XXXX. They continue to drop my credit score each month when they tack on more interest. This is clearly illegal and it needs to be stopped.
|
| 06/08/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
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{$1500.00} XXXX XXXX billing sent to collections, while in talks with original billing company. When I first received a call from Wakefield attempting to collect on outstanding debt on which they added {$300.00} of interest to. After a couple of phone conversations with Wakefield, within the first month of the first contact with them, Wakefield asked that I send in a formal dispute with name, explanations, offered amounts, ect. I faxed the letter next day as well as certified mailed a copy to them, which they received two ( 2 ) days later. I never received one more phone call or mail correspondences since, and still have not to this date.
Not until I had my credit report run was that it has been brought to my attention that I had a outstanding collections on my credit report from Wakefield, which has been active for 8 months, and is noted as under dispute.
But Wakefield never responded to my dispute letter ( faxed & cert mailed ) nor have they ever contacted me again to collect.
Note : I never said that I did n't owe anything, my insurance company first billed this as " IN-NETWORK '', showing I owed {$170.00} that was rejected by original medical billing company. then insurance billed at member rate for " Out-of-Network '' that was rejected. I did n't choose my anesthetist for my procedure, I did choose a IN-NETWORK doctor and Medical facility to have it done. I was firm in my dollar amount that I considered fair for the outstanding bill from the very beginning with both the original biller as well as Wakefield & Associates.
Never was any document provided stating that Wakefield had the right to add interest to the amount, & XXXX response or follow-up regarding my dispute letter faxed/mailed. Then reported the debt to the credit bureau and has never made any contact attempts since disputed eight months ago.
|
| 10/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2022 I sent Wakefield & Associates a letter letting them know that I had no knowledge of the balance that was reporting on the account and I asked them to verify that this account was reporting maximum possible accuracy. I let them know that they had 30 days after the receipt of the letter to respond after conducting a reasonable investigation to verify that this account was mine. I told them that if they could not verify the information that it needed to be removed from my credit report. I asked Wakefield to send me the confirmation that the information was deleted from my credit report if they could not provide proof. On XX/XX/2022 after not receiving a response from them within 30 days I sent a letter to XXXX asking them to investigate this account for me as well. I let XXXX know that according to the FCRA that they must investigate this account and check with the creditor who has posted them. I sent in a copy of my ID and also proof of my address with this letter. On XX/XX/2022 I sent another letter to XXXX that was a formal complaint about ignoring my previous request and failing to maintain reasonable procedures in their operations to assure the maximum possible accuracy in the credit reports that they publish. I then asked them to reinvestigate and according to federal law, they had 30 days to complete the reinvestigation and to provide proof of the investigation within 15 days of its completion. It is now XX/XX/2022 and I still have yet to hear back from XXXX or Wakefield and Associates I am in the process of sending another letter to them. I have reached out and given them an ample amount of time in order to send proof of this account and they have violated my consumer rights according to the FCRA by failing to do so. I would like this account to be removed from my credit report immediately.
|
| 04/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company Wakefield & Associates which I hold no CONTRACT with nor have received services from reported a credit account against my SSN in the amount of XXXX and XXXX with XXXX, XXXX, and XXXX credit reporting agencies. I requested VALIDATION under the fair credit reporting act and verification of debt however the company failed to provide adequate proof of my identity or validate debt. The account was not placed in dispute on my credit report while under investigation. The debt was not validated within 30 days, as after 30 days without debt validation account to be deleted. considering this business does not have a contract with me for goods nor services they have provided adequate proof of application and identity or proof i am not obligated to pay for the alleged debt. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability & Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
* Please provide breakdown of fees including any collection costs and medical charges.
* Provide a copy of my signature with the provider of service to release my medical information to you.
* Cease any credit bureau reporting until the debt has been validated by me.
|
| 08/24/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
From XX/XX/XXXX to XX/XX/XXXX, I was under the care of the State of Texas through the XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX in XXXX XXXX, TX for XXXX XXXX XXXX XXXX. My Dr. at XXXX was XXXX XXXX XXXX and she made several referrals to the local Dr. 's to address health concerns they were unable to manage. Transportation to the referred doctor 's were handled by a contracted company, XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was transported by this service several times, all to Dr. 's within a 17 mile radius of XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX was the only transportation available and required by XXXX XXXX for patient transport. The State of Texas/XXXX routinely billed my XXXX XXXX Health Insurance, XXXX XXXX, for services and would be reimbursed by XXXX and the State of Texas then picked up any additional charges that XXXX would not pay, as per the State of Texas contracts with XXXX providers. XXXX XXXX XXXX began billing me for services that were exaggerated in mileage, incorrect dates, and for charges exceeding {$2000.00} that I was not resonsible for. I reached out to XXXX XXXX XXXX to dispute the bills I was recieving. I reached out to XXXX XXXX XXXX at XXXX XXXX numerous times to address this billing problem. XXXX XXXX XXXX then sold this fradulent debt to Wakefield and Associates who then placed three collection accounts on my credit report, all three credit bureaus. My credit score of XXXX has dropped to the XXXX XXXX because there are three fradulent charges that are not my bills. I have disputed with all three credit companies and I am not responsible for any of the charges listed on my credit report. These are fradulent and should have been paid by the State of Texas. I have also reached out to my Texas House Representative, XXXX XXXX, to no avail to address this problem.
|
| 08/26/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Wakefield & Associates XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX CO XXXX Via USPS Certified Return Receipt mail XX/XX/2019 To Whom It May Concern : On XX/XX/2019 we received communication from you regarding an alleged order from XXXX XXXX XXXX for medical supplies sent to our address. We did not order or authorize this shipment. You stated that we owe {$3000.00} for medical supplies because the supplies were never returned. Unfortunately, we can not find these items. We believe they might have been thrown away.
Per 39 U.S. Code 3009, section B - this unordered and unauthorized merchandise may be treated as a gift by the recipient, who shall have the right to retain, use, discard, or dispose of it in any manner he sees fit without any obligation whatsoever to the sender.
With this, we dispute the above-referenced debt to your client.
Please verify this debt as valid as required by the Fair Debt Collection Practices Act ( FDCPA ) ( section 1692g ). Please validate my original order for these items, including payment ( s ) made for these items, as well as my authorization to deliver these items to my address. Please also send the company name and address of your client who is alleging this debt.
Because I am disputing this debt, you are not to report this to any credit reporting agencies. If you have already reported it, please notify me of this fact and notify the credit reporting agencies that the debt is disputed and/or delete the trade line from my credit report.
Please return your validation date to me in writing addressed to me at XXXXXXXX XXXX XXXXXXXX XXXX. XXXX, XXXX, WA XXXX.
Thank you for your cooperation in this matter.
CC : Federal Trade Commission via web entry CC : WA State Attorney General online CC : WA State Consumer Protection Bureau XXXX XXXX
|
| 06/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
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I received a bill from Wakefield & Associates in XXXX 2016. I immediately wrote back that I disputed the amount, explained that I had also disputed the amount with the original creditor, enclosed a check ( which they cashed ) for the amount that I did not dispute, told them not to contact me by phone, and provided my current address for future communications. I heard no more from them until yesterday, when I got home from work and found a message on my answering machine ( which is a shared phone with my adult son and my boyfriend ) stating that the call was from Wakefield & Associates and that they were debt collectors. I called the number they left ( from my cell phone ), verified the number that they had called, and the man said, " Is this [ your name ]? '' I replied that it was and asked why they called. He stated that they needed further information to verify that they " had the right account, '' at which point I told him that they had all of the info that they needed, that he had verified that they have the " right account '' by asking if my name is [ my name ] when I gave him the number that they had called, and told him to mail me any communications. I also informed him that they had violated the FDCPA, and he said " No, we did n't. '' Well, yes they did, as I had informed them in writing that they were not to call me regarding this disputed debt. Not only did they call after I asked them not to, but they left a message on a shared answering machine. In addition, at no time after I paid the amount that I did owe, did they send me an updated bill or amount due. I received absolutely no communication from them since I wrote to them in XXXX and they cashed my check in XXXX. This is a clear violation of my rights under the FDCPA and I intend to pursue my legal options.
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| 05/21/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XX/XX/XXXX : Document 1 : Insurance Billed for {$2000.00} for emergency Physician Patient responsibility for {$100.00} XX/XX/XXXX : Document 2 : {$100.00} Billed to patient.
Document 3 : which was paid by Individual through XXXX. Account.
Doc 4 : XX/XX/XXXX : Insurance denial for {$1600.00} for duplicate Physician change Doc 5 : XX/XX/XXXX : another bill from XXXX XXXX XXXX for XXXX emergency Physician on XX/XX/XXXX.
Doc 6 : XX/XX/XXXX : Insurance denial for {$1600.00} for duplicate physician charge. I called to make sure that I could ignore this. XXXX representee said yes because I would not be held liable for a duplicate charge. XXXX would take care of it.
Doc 7 : XX/XX/XXXX : YES 18 MONTHS LATER. Received letter from Wakefield and Associates stating that I owe them {$1800.00}.
I contacted a XXXX at Wakefield and Associates who had to give me information about what the billing was for. I then dug up all my old medical documentation and contacted XXXX. XXXX stated that they would take care of it and contacted XXXX of Tennessee. ( see email in Document XXXX ). I did not hear from the collection agency, Wakefield and Associates, after I got this email from XXXX Kansas. I figured that the issue had been resolved.
Doc 8 : XX/XX/XXXX : Email from XXXX Doc 9 : XX/XX/XXXX : Forwarded email from XXXX to Wakefield and Associates.
Didn't hear anything back- so I figure this was resolved.
Doc 10 : XX/XX/XXXX : Received another letter from Wakefield and Associates. I did not follow-up on this letter, because obviously it didnt help last time.
XX/XX/XXXX : I am now reporting them to Consumer Complaint because evidently, they are really trying to double charge people. It is a good case that I keep all these records, otherwise they might get away with double charging.
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| 03/17/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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In XXXX I received XXXX XXXX at the XXXX by a XXXX in Alabama. I had XXXX insurances and the final XXXX from the secondary showed I owed {$0.00}. After speaking with the doctor billing office I was told by phone I didn't owe anything.
In XX/XX/XXXX XXXX XXXX XXXX XXXX purchased a large number of accounts from the doctor billing, mine was one of them. Since then they never attempted contact with me to let me know they thought I owed them money.
In XX/XX/XXXX I received a communication from the collection agency Wakefield saying that they were collecting my debt with XXXX. It took a while to trace it back to that specific XXXX cause they refused to add any information, but I finally did and got the information above from the doctor billing office.
Since then I have offered multiple times a copy of the XXXX showing my {$0.00} balance, but Wakefield says that their client, XXXX, refused that document and claims that my insurance didn't respond to their query. no further information.
My insurance reached out to Wakefield volunteering any info they need.
Wakefield is refusing to provide XXXX contact info and just want me to pay. XXXX XXXX is acting in an unlawful way, first not communicating to me ever, then sending me to a collection agency, then refusing documentation that shows the balance and untruthfully claiming to have contacted my insurance ( I asked them and they never received a call, email or mail from them ). Looking up the company there are a whole lot of suspicious things, like the address they registered the company at in XXXX and the fact that the listed 'manager ' hasn't lived at that address since XXXX https : XXXX I believe they have been doing this to multiple people, since they purchased a whole package of accounts just from that one XXXX.
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| 11/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
15 U.S. Code 1681a - Definitions ; rules of construction - Exclusions. -Except as provided in paragraph the term " consumer report '' does not include-any report containing information solely as to transactions or experiences between the consumer and the person making the report In acceance with the fair credit Reporting 46 act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
Collection Agency XXXX XXXX XXXX XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$2600.00} Amount {$2800.00} Status Date XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA XXXX DateXXXX XXXX, XXXX CompanyXXXX XXXX XXXX XXXX AddressXXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX DateXXXX XXXX, XXXX CompanyXXXX XXXX XXXX XXXX AddressXXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX DateXXXX XXXXXXXX, XXXX CompanyXXXX AddressXXXX, XXXXXXXX XXXX XXXXXXXX XXXX, XXXX XXXX, CA XXXX Request OriginatorXXXX XXXXXXXX XXXX XXXX DateXXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX, XXXX, VA XXXX WAKEFIELD & ASSOCIATES Original creditor : XXXX XXXX XXXX XXXX XXXX Balance {$800.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX {$460.00} XXXX XXXX XXXX Status Voluntary Repossession Status updated XX/XX/XXXX Past due amount {$17000.00} Original balance {$23000.00}
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| 08/12/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company Wakefield & Associates which I hold no CONTRACT with nor have received services from reported a credit account against my SSN to credit reporting agencies. I requested VALIDATION under the fair credit reporting act and verification of debt however the company failed to provide adequate proof of my identity or validate debt. The account was not placed in dispute on my credit report while under investigation. The debt was not validated within 30 days, as after 30 days without debt validation account to be deleted. considering this business does not have a contract with me for goods nor services they have provided adequate proof of application and identity or proof i am not obligated to pay for the alleged debt. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability & Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization. * Please provide breakdown of fees including any collection costs and medical charges. * Provide a copy of my signature with the provider of service to release my medical information to you. * Cease any credit bureau reporting until the debt has been validated by me.
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| 08/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company Wakefield & Associates which I hold no CONTRACT with nor have received services from reported a credit account against my SSN to credit reporting agencies. I requested VALIDATION under the fair credit reporting act and verification of debt however the company failed to provide adequate proof of my identity or validate debt. The account was not placed in dispute on my credit report while under investigation. The debt was not validated within 30 days, as after 30 days without debt validation account to be deleted. considering this business does not have a contract with me for goods nor services they have provided adequate proof of application and identity or proof i am not obligated to pay for the alleged debt. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability & Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization. * Please provide breakdown of fees including any collection costs and medical charges. * Provide a copy of my signature with the provider of service to release my medical information to you. * Cease any credit bureau reporting until the debt has been validated by me.
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| 03/04/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX I got a letter from Wakefield and Associates saying I owed a dept of {$530.00} to them on a medical bill. Letter contained no info on what bill from where or any specifics. Called them spoke with a man who said it was a bill from XX/XX/XXXX of XXXX owed from XXXX XXXX XXXX, asked him what to do he told me contact my insurance to see why it's come to them. Called saint jessamine east the hospital I took my daughter to in XXXX and they said I had no bills owed. I spoke with my XXXX health plan also. Nothing owed the bill for that date was paid! Called them again on XX/XX/XXXX a gentleman I spoke with said my bill for the account was now from XX/XX/XXXX of XXXX and he couldn't even find something for what I was describing. This man stayed on the phone with me while I called my XXXX care source since in XXXX care source switched to another insured company. He kept telling me once the guy on my XXXX spoke with their insured agency I would need to hang up. The man through XXXX was XXXX he said do not give them any info he was going to send it to resources. He tried solving it for me when he spoke with their insurance agency they hung up on us. These bills have been PAID. I called back today XX/XX/XXXX some lady tried to play the same stuff over with me I asked her why people paid but still owed? Asked her why they were reported to the fbi, fcc and bbb. The lady XXXX told me they probably hung up on me due to the headsets not working. This is a lie I told my XXXX they wanted a letter of eligibility to prove payment and my XXXX said they don't provide something like this for whatever reason. Point is these bills are paid I tried showing the company they are paid and they are doing nothing. Saying it will go against my credit in 19 days.
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| 04/07/2018 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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Wakefield and Associates , Inc. ( XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, TN XXXX ) sent me a letter on XX/XX/XXXX seeking to collect amounts allegedly due to XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, TN XXXX ). I responded to Wakefield 's letter onXX/XX/XXXX and disputed the amounts claimed due by explaining that the amounts were either paid to the original creditor, or the amounts were so old that they were barred by the statute of limitations.
Prior to the XX/XX/XXXX notice, I had contacted XXXX XXXX on XX/XX/XXXX, to dispute the amount due because I had received some sort of debt collection letter. I advised XXXX XXXX that the amount was paid, in fact, their system reflected a credit balance of {$190.00} ( it does not today ). I requested that this amount be applied against the balance due. They did not apply it, nor did they refund the money to me.
I was surprised when I came home today ( XX/XX/XXXX ) to find a letter datedXX/XX/XXXX from the Wakefield firm again seeking collection of {$320.00}. This letter detailed the amounts that they were attempting to collect, with the 2 oldest dates reflected as XX/XX/XXXX, and additional service dates in XX/XX/XXXX. They also provided additional documentation that appear to be invoices and a billing summary from XXXX XXXX. However the billing summary does not contain information to reflect the running outstanding balance, nor does it reflect the credit of my check ( # XXXX for {$190.00} ) that was cashed by their office on XX/XX/XXXX.
I will be responding to the most recent Wakefield correspondence by providing documentation supporting my dispute. Since it took them over a year to respond, I am seeking the assistance of the CFPB to eliminate further collection of this debt.
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| 09/25/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On Wednesday XX/XX/XXXX I received a phone call stating that I had owed XXXX on one Account and {$970.00} on another medical bill account. I inform the agent that I was currently enrolled in a payment plan which was automatically drafted from my account. The agent initially had stated that there was a lapse of payment and my account somehow had gone into arrears. I was not only shocked and surprised but I was insistent upon that Ive always been on top of my credit and this was definitely mistaken. The agent said not to worry they would handle it by offering me a 12 month payment program in which I couldnt roll over the phone so I hesitantly decided to reenrole and Payment was drawn out from the exact same checking account. After I got off the phone and processed everything that has transpired, i immediately called back and asked to speak to a supervisorXXXX XXXX ( the on duty ) assured me Not to worry and gave me an email address for me to send correspondence to which would explain that in fact I was already enrolled in a payment plan -which in fact was current and in affect from XX/XX/XXXX until XXXX. My payments were NEVER IN ARREARS nor was any payment attempted in XXXX and found insufficient .I never received any written email, letter or call stating payment wasnt applied rather Wake Associates called me and INNACCURATELY REPORTED my file to XXXX and put accounts in collections. This is not ok and when I called backYesterday I was told by XXXX XXXX that they were doing a manual deletion and not to worry. I have saved all of my written correspondence with my outline emails and have proof of my phone calls. I am 100 % certain that this was an error and I would like for this to immediately be resolved and removed from my credit report.
|
| 03/30/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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I, XXXX XXXX, am a consumer of the United States and anything purchased with my credit card remains the obligation of the United States pursuant 15 USC 1601. I the consumer never gave Wakefield and associates any written consent to report anything on my consumer report which is a direct violation 15 USC 1601B ( 2 ). I never signed a contract or entered a credit transaction with Wakefield and associates. Wakefield and associates has used abusive practices violating my privacy pursuant 15 USC 1692 ( A ). I never gave Wakefield and associates ( third party debt collector ) consent to obtain any of my information. Pursuant 15 USC 1692 ( B ), a debt collector can not state this is an attempt to collect a debt. Wakefield and associates has violated 15 USC 1692 ( C ) 1 by mailing my home between XXXX at an inconvenient time without my consumer consent. Wakefield and associates has abused me by harming my consumer reputation, poorly affecting my credit score and worthiness and harming my chances of purchasing a home. Pursuant FCRA 15 USC 1681A ( 2 ). Wakefield and associates used profane language in their letter sent to my home pursuant 15 USC 1692D ( 2 ). Wakefield and associates repeatedly knowingly and willingly violated my consumer rights protected by FDCPA and FCRA. You will be held criminally liable pursuant 15 USC1640 and civically liable for all violations of 15 USC 1692K.
Attached to this letter labeled is Exhibit A and Exhibit B shows proof of these violations.
Also is attached an invoice for violating my federally protected consumer rights which is to be paid by check. Also as remedy, I demand this account to be immediately removed from all my consumer reports, from all consumer reporting agencies, and to be zeroed out immediately!
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| 03/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have mailed and called XXXX and XXXX and also mailed Wakefield and Associates, ARS, and XXXX XXXX XXXX about their violations of me and my credit report. They have committed the following FDCPA Violations HIPPA Law Authorization : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Furthermore, they did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency. Should this item not be deleted within the required time allowed by law I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I also requested 1 ) An explanation of what this alleged account balance is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) The Agreement that grants you authority to collect on this alleged debt.
4 ) A copy of your state license, including license number that give you rights to collect in my state.
5 ) Please provide a copy of my signature with the provider of service to release my medical information to you.
6 ) Please provide a breakdown of fees including any and all collection costs and medical charges.
Their lack response, they have failed to provide such information within 30 business days. According to the FDCPA and HIPAA Collection Laws the requested information above is not a matter of your discretion to provide, you MUST comply with my request. In failing to do so you are in violation of my rights
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| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have two medical bills on my credit report from Wakefield and Associates for {$2900.00} and {$600.00}. These bills were supposed to be covered by my health insurance, XXXX. I have talked with XXXX on many occasions and they informed me that it was an error in their end and that they were in fact supposed to cover these costs. I have talked with XXXX three times over the last few weeks only to be told that they are resubmitting the claim each time. I am attempting to refinance my house and this is the only reason I can not. I have also talked to Wakefield and Associates who has the debt now. I also had XXXX call Wakefield and Associates to inform them that XXXX will be paying the amounts. Wakefield and Associates tell me they can not remove it from my credit until XXXX pays it.
As mentioned above, I have called XXXX multiple times. The first time I was told it was going to be expedited and would be handled within 24-48 hours. I called back a few days later for a status update only to be told it would be 7-10 days. I then called back a week later and was told the didnt get submitted, but they would submit them again, which pushed it out another 7-10 days. I then called this evening and was told that they hadnt been processed yet but he could resubmit them again to see if it would speed it up. When I told him this wasnt acceptable because I had been told this many times already, he said I have been beat up all day and hung up on me.
I am requesting these collections be removed from my credit report as soon as possible as they were not my responsibility, XXXX has admitted fault, and stated they will cover them. I am unable to refinance my home because of these two collections.
Wakefield and Associates Account number : XXXX
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| 10/02/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I am not a robot, I am no credit repair company, I am a human being please assure I am not given a generated code from the computer with this investigation thank you.
To whom it may concern this credit breach has bought to my attention that over the past couple years that these accounts were fraudulently open without my knowledge. I am in total shock, depressed and more so XXXX off for the most part that I didnt receive any alerts over the years. To my knowledge I was never contacted or I never gave any one consent to open up any accounts on my credit. Ive mailed over several certified letters and I havent gotten any responses in more than 180 days. I have contacted the state attorneys office and I have filed papers looking to take legal actions because I was never contacted by no one. By law someone must contact me and get consent from me in order to open any accounts on my credit file. If I am not contacted then either the individual that used my identity nor the creditor has the authority to override any consent on behalf of my name or identity. I would like to know the steps that are taken to verify a consumer? By law it states you must verify correctly 100 % before an account can be placed on a credit profile. It puts the creditor at fault and several FCRA laws has been broken in this case. I have contacted my lawyer as if yesterday and we are taking legal actions considering what response we receive and the outcome of this situation. If this isnt fixed or I dont receive a response I will have my lawyer file legal documents immediately following this message response. I also contacted FTC & BBB. I am allowing 5 days to come clean and remove the accounts. Please look at the attached photos.
Thank you for your time.
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| 04/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Today, XX/XX/XXXX, we contacted Wakefield & Associates XXXX XXXX XXXX XXXX XXXX, TN XXXX ) by phone ( ( XXXX ) XXXX ) to discuss an item that had appeared on my ( XXXX XXXX XXXX XXXX credit report. It was a bill for ambulance service and ER visit that had happened on XX/XX/XXXX. At the time of service, we had submitted my ( XXXX XXXX XXXX XXXX insurance XXXX both XXXX and XXXX XXXX, which all parties XXXX both hospital and ambulance service ) failed to file. After repeat attempts to get them to file insurance as they sent us bills, we eventually stopped receiving bills and had assumed that they had finally filed insurance for payment.
Fast forward to today, when in contact with the collection company XXXX Wakefield & Associates XXXX, on a recorded line, the gentleman told us that the insurance had been filed and denied, making the debt ours. We told him we disputed the claim and would contact the insurance company and find out the reason for the denial. We called XXXX XXXX XXXX XXXX XXXX and XXXX is through them XXXX and we had them contact the collection company as the insurance company said they would be glad to pay it. While on the phone with the insurance company, the collection agency admits the bill has NEVER been filed with insurance. They falsely represented us as the owners of the debt by directly lying about the state of the debt and its status with the insurance. Insurance is currently working through it but I still wanted to file a complaint because if someone who was not as persistent as me was in this same situation, these tactics could very well bankrupt someone else. Please look into it. The most it will cost me is a few headaches on my credit report but it could cost someone else a whole lot more.
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| 10/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have no knowledge of this company or alleged debt. I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. I don't not have a contract with this company and Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe.
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| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have no knowledge of this company or alleged debt. I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. I don't not have a contract with this company and Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe.
|
| 08/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
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Web |
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I sent Wakefield & Associates a letter on XX/XX/2020 by certified mail. In this letter I both 1. disputed the debt and 2. clearly requested they " cease further communication with me unless there is a valid legal reason to do so. '' The tracking information from my certified mail receipt shows that letter was picked up from the post office at XXXX XXXX on XX/XX/2020.
Wakefield & Associates sent me another letter prepared on XX/XX/2020 reiterating the same information they sent me prior to XX/XX/2020. There was no new information, and I did not request this letter. Nor was it : ( 1 ) to advise the consumer that the debt collector 's further efforts are being terminated ; ( 2 ) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor ; or ( 3 ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.
as such, it didn't constitute a valid legal reason to contact me despite my request to cease all further communication. This was a violation of the FDCP.
I sent Wakefield & Associates another letter on XX/XX/2020 through certified mail. Tracking shows it was received by them at XXXX on XX/XX/2020. This letter made them aware of the violation, and notified them a second time that they must cease all further communication.
Wakefield & associates sent me another letter dated as prepared on XX/XX/2020, reiterating the same information as before. I did not request this letter, nor did it consist of a valid reason to contact me.
In summary, they've violated my request to cease all further communication twice. Once on XX/XX/XXXX, and another time on XX/XX/XXXX.
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| 11/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Back in XXXX I had a bill turned over to Wakefield and Associates from XXXX XXXX ( XXXX XXXX ) I had explained to Wakefield In XXXX when I realized it was on my credit report that I had put in an application for financial assistance and it needed to be removed from my credit report. Nothing was ever done about it. I then reported them to my credit reporting agency. When I called on Friday to pay some of my other bills they had sent this bill to their Attorney for suit. I told them this bill was to be put on hold until my application for financial support had been reviewed at XXXX XXXX and I had spoken to them and they were really far behind. That it wasnt my fault they were behind, the bill would be part of that application and I wasnt paying any of it until I saw what happened, I simply didnt have the money. I was told they didnt care if it was waiting for that or not after being on hold for so many months it would go to the attorneys office. I told the gentleman that was fine I would get an attorney and he sId that was fine we would just let it lie then. XXXX XXXX had told me when I spoke to them that nothing would happen with this bill until my financial aid application was completed. Wakefield took it upon themselves to send it to an attorney. It simply isnt their right to collect on a debt that has been put on hold by their creditor nor is it their right to put it on my credit report but they have.
I had a nervous breakdown in XXXX and a much more serious one in XXXX due to my XXXX and our financial situation associated with it, these bills they currently have are part of that. I have been paying them what I can when I can. My family barely has food because I use this money to pay my debtors.
|
| 06/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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A provider later identifying itself as XXXX XXXX XXXX XXXX XXXX provided ER doctor services at XXXX XXXX hospital.
I visited local ER on XX/XX/XXXX & again on XX/XX/XXXX.
XXXX XXXX Hospital is an 'in-network ' provider for my insurance.
Soon after, I was notified by my insurance company ( XXXX ) that the provider ( ultimately Wakefield & Associates/XXXX XXXX XXXX XXXX XXXX ) had billed rates that were significantly above normal & customary.
Insurance paid the provider {$750.00} against the {$1200.00} that was billed, and disallowed the remainder. I then paid the provider an additional {$75.00} above & beyond what my insurance had already paid.
I then reached out to the provider, pointed out that the amounts they had billed for were higher than customary, and requested that they adjust. The provider never responded to my request, or to my insurance company, and ultimately sent what they deemed the 'balance ' to collections, having a negative impact on my credit report.
I have also disputed the amounts with the credit monitoring companies, but of course the dispute makes no difference there, as the 'creditor ' simply insists that the amounts billed are accurate.
Since I went to an 'in-network ' facility, I have no way of knowing at that time that the ER doctor is not within network. Wakefield & Associates is taking advantage of this situation to submit excessively high bills for their services.
They are then unwilling to acknowledge that the charges are inappropriate and SHOULD be adjusted.
There are a large number of similar complaints against Wakefield & Associates already in the CFPB online database, so it is quite obvious that they are doing this repeatedly, and on a large scale.
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| 05/26/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am filing a complaint against Wakefield & Associates. Wakefield & Associates have improperly placed a collections in the amount of {$2800.00} and they refuse to remove it even though I have provided ample proof that I am not responsible for the negligence of the original creditor XXXX XXXX XXXX XXXX.
I was in a XXXX XXXX XXXXXXXX. I was transported to the hospital via ambulance. At that time, I provided the ambulance company all of my insurance information. In XXXX of XXXX ( 4 years later ), I saw that the paramedic company had sold the collections account to XXXX XXXX. I was surprised and I called my insurance company- they stated by law XXXX XXXX ( original creditor ) was supposed to bill for the service provided to me within a year from the date of service. XXXX XXXX did not bill until XXXX years after the date of service. They then received a denial and explanation of the bill - stating they were then supposed to write off the balance because it was not filed in a timely manner. It is not my fault that XXXX XXXX was negligent and waited over XXXX years to bill my insurance. I am not responsible for payment as I was and still am insured. Once I provided XXXX all of the necessary documentation XXXX removed the collections from my account. However, instead of resolving the matter they sold the account to Wakefield & Associates. Wakefield has now placed the collections back onto my account and refuse to remove it even though, I have provided ample proof that I am not responsible for XXXX XXXX 's billing negligence. As I mentioned above, I was fully insured and had XXXX XXXX billed within a timely manner ( the legal amount of time they have ) they would have been paid by my insurance company.
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| 08/03/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XX/XX/XXXX 1. What is my complaint? My complaint is with Wakefield & Associates.
2. Here is an explanation of what type of problems I am having, what happened, what company is the complaint about and who is involved.
Attached is one page of my XXXX report regarding Wakefield of XX/XX/XXXX. Attached is a letter from XXXX XXXX dated XX/XX/XXXX stating this account is paid in full. The attached XXXX XXXX statement is the original amt but Wakefield increased every year up to XXXX. In fact we got several calls telling us to call them. Each time they call they increase the interest year. They all harass XXXX leaving nasty messages on my cell.
Another account they say XXXX owes is XXXX XXXX. Attached is XXXX explanation of benefits page and the statement of physicians statement dated XX/XX/XXXX, and an email regarding of the XXXX amount.
My wife and I spoke to them about this letter, and mailed them a copy of this letter. They said they will let XXXX know if they agree ; we have not heard from them. XXXX wants this removed from his XXXX report immediately. Wakefield is also on XXXX XXXX report. The XXXX report attached is dated XXXX ; we havent received XXXX report yet.
Attached is IRS 1095-B Health Coverage showing XXXX had full 12 month coverage for XXXX.
3. Wakefield collection regarding XXXX XXXX XXXX amount {$670.00}. We called this agency they informed XXXX there is no account for XXXX. As you can see Wakefield shows on XXXX report ( attached XXXX XXXX owes {$670.00}. XXXX is now named XXXX XXXX XXXX XXXX XXXX Theyre number is XXXX.
Please let us know if you need more information.
XXXX and I can be reached at XXXX. Our home address is XXXX XXXX XXXX XXXX XXXX XXXX CO XXXX.
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| 04/11/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I filed with this site late last year. The company came back with a response stating that an itemized statement was attached. It was a blank piece of paper was given with a date of service being XX/XX/16. This blank piece of paper included my current Ohio address and just my date of birth. It has no other information. How is that itemized? How is that verified? The state of South Carolina has a statue of limitations of 3 years to collect on a medical debt. We are now on year XXXX. I do not know XXXX XXXX. I have never heard of XXXX XXXX. XXXX XXXX XXXX no longer exists. It is XXXX XXXX XXXX. I have called them to ask about this date in question. They know nothing of it. I called the billing department, they could not find anything, and nothing that had even been sent to collections, as I said everything after 3 years is discarded. I even went as far as to contact XXXX XXXX XXXX and ask for their billing department and collections department and got the same response. There was nothing. The statute of limitations on debt in South Carolina is three years. Under the South Carolina Tort Claims Act, the state may be held liable for torts, but limitations and exceptions apply. If a notice of claim is filed, the statute of limitations is three years ; if no notice of claim is filed, the statute of limitations is two years. I want this removed from my credit report immediately. I want an itemized list of everything that was done and services rendered sent to me at once, with my proper South Carolina address included on the statement. I also want results of any tests and labs that were done or taken at this visit, along with all vitals and procedures during triage. I look forward to hearing from you.
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| 08/18/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/XXXX, I received a collection notice from Wakefield & Associates with charges from XXXX XXXX XXXX for a debt of {$490.00}. I took steps as described in the collection notice and sent a dispute of these charges by registered mail well before the limit date of XX/XX/XXXX, and they received the registered mail on XX/XX/XXXX. I did not receive any paperwork or documents with proof of this debt being mine even though they were supposed to send the information that shows I have the debt. On XX/XX/XXXX, I got an alert from XXXX that Wakefield & Associates reported this debt to the credit Bureaus even though they received confirmation from me that I wanted to dispute these charges.
After receiving the registered mail with the dispute notice they should have sent me proof that this was my debt but instead took the unlawful measure to report me to the Credit Bureaus before any proof or further information even after I sent a registered letter of dispute exactly as outlined. I did not see that they reported me to the Credit Bureaus until it was posted to my credit report which negatively impacted my credit score by XXXX points. Please see attached the debt collection letter, a copy of the letter of dispute I sent, the receipt from the registered mail, and the tracking form from the XXXX tracking which shows that they received the letter of dispute on XX/XX/XXXX.
I'm a XXXX XXXX XXXX just barely trying to start my credit. I have had an amazing credit score and have been taking care of my XXXXredit score for my future and for current expenses such as school and my first car. This collector company reported me without sending any further information even after I disputed this collection.
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| 07/19/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX provided me XXXX XXXX service on 4 dates through XXXX XXXX XXXX. XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX I provided XXXX XXXX and XXXX XXXX XXXX XXXX XXXX at the time of service.
XXXX XXXX and XXXX both sent the bills to an address from 7 years ago and Insurance from 7 years ago and of course it wasn't paid.
Wakefield Collections called XXXX of XXXX and I saw they had the wrong address and wrong insurance. I updated Wakefiled AND Carepoint AND XXXX XXXX of my address and correct insurance.
XXXX only applied that information to one of the dates of service and called again in XX/XX/XXXX harassing me about the other three. They still had the wrong address and wrong insurance and still all three showing as collections even though they said they would remove it completely after they realized they screwed up with the wrong insurance.
These medical collections are hurting my credit score and causing me higher financing rates and I need the collections removed ASAP or I will be taking Carepoint and Wakefiled to court and suing for higher mortgage payments, credit cards and loans payments, plus punitive damages for knowingly and intentionally materially neglect and knowling issuing false statements to the Credit Bureaus. My Anthem insurance paid XXXX XXXX for these dates. It's only XXXX and Wakefield who harass individuals even when I provided the correct insurance 3 times and I still have a collection being shown. This is criminal to let a company cause me so much financial harm with no consequences for their actions of incompetence and intimidation. 7 months is more than enough time to contact my insurance company XXXX and get paid for all accounts not just one.
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| 08/21/2021 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received information from you attempting to collect the above-listed alleged debts. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debts in its entirety. Further I request verification of the alleged debts, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debts and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 12/30/2019 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Wakefield and Associates are in violation of the Accuracy in Reporting Medical Debt Act of 2013. Wakefield place this medial debt on my credit report before the 6 month grace period to allow my to pay the debt. Which I was doing.
Below are the 2 account I have attach the credit report showing this violation 1. Account XXXX, Amount XXXX with a Date Opened reported on XX/XX/XXXX with XXXX, XX/XX/XXXX with XXXX and XXXX. This reporting is before the 6-month / 180 days grace period to give XXXX XXXX time to Pay the medical debt. You are damaging his ability to secure debt. Each violation is up to 1000.00 fine for each Violation.
2. Account XXXX, Amount XXXX with a Date Opened reported on XX/XX/XXXX with XXXX, XX/XX/XXXX with XXXX and XXXX. This reporting is before the 6-month / 180 days grace period to give XXXX XXXX time to Pay the medical debt. You are damaging his ability to secure debt. Each violation is up to 1000.00 fine for each Violation.
I have included the FCRA violation below.
Accuracy in Reporting Medical Debt Act of 2013 - Amends the Fair Debt Collection Practices Act to prohibit debt collectors, during a 120-day period, from reporting a medical debt ( arising from the receipt of medical services, products, or devices ) to any consumer reporting agency if the consumer, within a specified timeframe, disputes the validity of such debt through a written statement that the consumer is : ( 1 ) continuing to communicate with an insurance company to determine coverage for the debt, ( 2 ) disputing the amount or existence of the debt, or ( 3 ) awaiting a determination on an application for financial assistance when the consumer provides evidence of such application.
Thank you
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| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. I have disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.I have disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 08/12/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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On XX/XX/XXXX I have learned that I am the victim of Identity Theft and had to correct entries on my credit reports. At that I also pplaced fraud alerts and credit freezes on my reports. On XX/XX/2019 I was alerted to another derogatory entry on my credit report by Wakefield & Associates. On XX/XX/2019 I contacted Wakefield and attempted to explained what has happened the first person i spoke to, XXXX, staed that he could not help me and asked me to cal client services @ XXXX. When I called this number and spoke to XXXX, she told me that she did not help consumer, only clients and then hung up on me. My third call I spoke with XXXX and asked to speak to a supervisor, which was XXXX XXXX. Mr XXXX told me that he woudl be able to locate my account based on the last 4 of my SSN, then he told me he could not and he needed my entire SSN because he did not want to look through all the account to find the one with the last four. Then he proceeded to be very high pressure trying ot gain additional information, when it is I who needed the information and I clearly explained this was identity theft and I would be filing a police report. XXXX remained to be very combative and not very helpful. Wakefield & Associates has made no attempt, prior to 'my '' contact, to contact me even with a fraud alert placed upon my credit report. On XX/XX/2019 another derogatory entry was made by Wakefield & Associates against another credit reporting agency as well as an incorrect address, despite my conversation with Mr. XXXX on XX/XX/2019 and without verifying if the address they were reporting was correct or not. On XX/XX/2019 I have filed a police regarding this debt ( Calfin Police Dept Case Number XXXX ).
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| 06/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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I've spoken with these two companies several of times about this issue. I am trying to rectify this matter however ; these companies aren't in compliance with the laws. I've asked several of times for proof of account being paid in full and also stating that they would have item removed, both representatives refused to send the letter, but kept stating the matter would be taken care of. I asked for proof because I don't feel comfortable paying these items without proof that it's paid and will be removed from credit. Far as Wakefield & Associates I've explained to the rep. that I am in a hardship and at the time of services I used my health insurance which paid the balance in full and I'm not even understanding why I would to pay over {$1200.00} out-of-pocket when this balance has already been paid. I informed him that I would settle this amount for {$75.00} because that is all that I have and that I am in-between jobs right now and that this matter is hindering me from getting a job and he laughed, asked me " are you kidding me you have a large balance '' and refused to assist me. I asked for a supervisor several of times and he refused to send me over to one only denied that there isn't one around, only to send me to a guy by the name of XXXX with a very bad attitude whom stated he was a team lead. This company has violated my rights as a consumer and violated several laws per FDCPA. I am willing to settle Wakefield and Associates for the amount of {$75.00} being that they purchased the debt, added fees and it's already been written off as a profit and loss. I am willing to pay XXXX in full but I need for this item to be removed from my credit and I need a letter prior to paying.
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| 09/28/2020 |
No |
- Debt collection
- Medical debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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3rd party collection agency called not only me but my wife, advised agency debt was from a car accident that wasn't caused by us and health insurance was still given just incase. advised as a dispute. still agency called after, when called all they asked was if they was speaking to first and last name I said yes, then they proceeded to state mini XXXX with out any further verification. I then advised after the 4th time they called including today XX/XX/20 and XX/XX/20 doing same thing that I already advised the account was not our responsibility I have the info to send in to dispute account and will send in police report attached. I then asked if this was a 1st party or 3rd party collection agency, employee advised 3rd I then stated aren't you supposed to do a second form of identification date of birth, S.S, something before going through any PPI do to FDCPA employee stated yes but that he can say certain things prior, I said yes but certain things aren't disclosing all the info of the call. he then stated he's aware of FDCPA and was following company policy I stated well if your aware of the FDCPA then you would know doing something incorrectly that violates that law not only your company can be sued but you can also. he then stated " if that's what you would like to do go ahead '' while trying to speak over me which is also a form of rude and intimidating procedures. I advised mark as dispute and mark in notes if your going to call make sure you correctly verify who you are speaking to before releasing any further info. I wasn't going to complaint but seeing how careless he was when advised I feel maybe someone in the company should advise them how to correctly collect a debt.
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| 04/03/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Wakefield & Associates contacted me about an ambulance bill from provider XXXX XXXX XXXX ( XXXX ) a few weeks after XXXX provided service to me. The date of service was XX/XX/2017. XXXX ( later ) admitted they never sent an invoice to my residence because my insurance had already arranged to pay, as I expected they would, though I was unaware of that fact at the time.
I was surprised because every other bill I had from that day was covered by my insurance. Wakefield told me to get paperwork from my insurance and forward it to Wakefield so they could bill my insurance. After waiting hours to speak with my insurance provider ( at Wakefield 's behest ), who told me that they did not issue out that paperwork, Wakefield called me again, and I advised them the provider did not give out that paperwork. They then told me to " speak to somebody else at the insurance company. '' I told Wakefield to speak with the insurance provider, which they refused to do, and the call ended with Wakefield stating that there was no resolution between myself and Wakefield.
I called XXXX to verify that this bill existed, and to question why it was immediately sent to collections. I was told then that it was already paid by my insurance provider, that the matter was handled, that they would NOT call off the collection agency themselves, that I did NOT need to proactively address anything further with the collection agency, and to merely inform the agency the bill was paid if they called again.
I do not owe any money to XXXX, who has already collected on that debt, or to Wakefield by any right, and I am not happy with the status of this matter because I believe my credit might be adversely affected.
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| 11/08/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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On XX/XX/XXXX, a letter was sent to XXXX regarding 4 collections on my credit report that I was not familiar with, asking XXXX to investigate the accounts and provide proof that these accounts are legit and belong to me. The accounts in question are XXXX XXXX XXXX, Acct # XXXX, for {$500.00} and Wakefield & Associates, Acct # XXXX, for {$410.00} and another for {$650.00} ( the fourth was removed ). XXXX sent me a letter stating that the accounts were " verified '' for the {$500.00} ( XXXX XXXX ) and {$410.00} ( Wakefield & Associates ) but removed the {$650.00} ( Wakefield ). How can you verify one account and not the other?? And on the " verified ' accounts, they failed to provide me any proof these accounts were mine. I sent a second letter regarding the same matter ( XXXX and Wakefield ) on XX/XX/XXXX and XXXX sent me a letter stating once again that the accounts were " verified '' but again failed to provide any documentation that these accounts were mine. The letters sent cleary ask for such information, but these request are ignored. Yesterday, XX/XX/XXXX, I noticed that Wakefield & Associates suddenly decided to report the accounts stated above ( the {$410.00} and {$650.00} no account number provided ) to my XXXX credit report. These had never been reported to my XXXX Credit report. Mind you, these accounts also date back to XXXX of XXXX. I see this act as retaliation from Wakefield for disputing this incorrect info. I am concerned and disturbed on how they acted regarding this dispute. I have also contacted a law firm regarding the issues with Wakefield which I was advised to hold on taking any action until CFPB has conducted their investigation into the matter.
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| 08/03/2015 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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This complaint is being sent to Wakefield & Associate in response to the above reference account ( XXXX & XXXX ) that Wakefield & Associates has reported and listed on all XXXX major credit reporting agencies ( XXXX, XXXX, and XXXX ). Please be advised that this is not a refusal to pay, but written notice sent in pursuant to the Fair Debt Collection Practices Act, 15USC 1692g Sec. 809 ( b ) that your claim is disputed and VALIDATION HAS BEEN requested.
This is not a request for " Verification '' or proof of my mailing address, but a request for " VALIDATION '' made pursuant to the above named Title and section. I respectfully request that your offices provide me with competent evidence.
Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any documents that show I agreed to pay what you say I owe ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account ; Show me that you are licensed to collect in my state ; Provide me with your license numbers and Registered AgentAt this time I will also inform you that your offices have reported invalidated information to all of the XXXX major credit bureaus ( XXXX, XXXX, and XXXX ) this action constitute Fraud under both federal and state laws. Due to this fact, the negative mark that has been found on my XXXX credit report by your company, or companies that you represent. I will not hesitate in bringing legal action against Wakefield & Associates for the following : Violation of the Fair Credit reporting Act Violation of the Fair Debt Collection Practices Act Defamation of character
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| 02/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have contacted the company multiple times through written communication advising them this debt was open due to identity theft. I have not received any correspondence from the company since I started contacting them 5 months ago. I discovered this debt by viewing my credit report this company never sent any correspondence to me for this debt. I have asked for a copy of the contract in question for 5 months now with no response. I have asked this company to delete the debt off my credit as it is in violation of rules under the fair credit reporting act.
Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness.
Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report.
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| 06/14/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Im contacting you about a debt collector by the name of Wakefield and Associates that could be potentially harassing me. I took a look at my credit report and saw that this company had said that I owe them money on two collection accounts, one for {$540.00} and another for {$200.00} something. I disputed them both because I always pay everything on time and I would never not pay something I owe. Only the {$200.00} something account was removed from my credit report so I decided to call Wakefield and Associates to see what this was about. They told me that it was for some type of medical visit and that I still owed them the money for both accounts even though one of them was successfully disputed. In total they wanted close to {$1000.00}. I explained to them that I always have insurance when going to the doctor and that the other account was disputed. I told them that I wanted to pay the {$540.00} account that was on my credit report just so I could have this all be over with. They tried to trick me by agreeing and then tried to get me to pay over the phone. I told them that I would not pay anything until I got it in writing or email. When they sent me a link to pay off the account, I saw that they were still trying to charge me {$1000.00} for both accounts and if I had continued over the phone they would have charged me the {$1000.00}. Very deceitful. Id like some information on what I can do as technically I dont owe anyone a single cent. They keep calling my phone and sending letters in the mail. I have been laid off from my work so money is very scarce for me right now. Any help would be greatly appreciated. Thank you and have a good day.
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| 01/16/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
Servicemember |
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I received information from my mortgage lender a week ago that I had a judgement against me. I looked through 6-7 years of mail from storage and I found a letter 2 unopened pieces of unopened mail with no name on it to identify the sender. I opened the letters and found a letter inside from revenue recovery corporation dated XX/XX/XXXX that stated I owed them XXXX, note that their first letter date XX/XX/XXXX did not have the XXXX on it, in regards to XXXX XXXX XXXX, a place I lived from XXXX over Six years ago, now mind you XX/XX/XXXX was the first I heard of this judgement. I proceeded to go to the apartment managers office, then the main office of XXXX, XXXX, XXXX XXXX, then to Wakefield and associates ( recommended by main office ) to no avail, no one could do anything but point at the {$2200.00} and said that I owed them and Wakefield was the collector. I finally went to the XXXX courthouse to get to the bottom of it all and the court gave me the breakdown of the judgement and told me Wakefield has no right to collect this debt and only the court could collect this judgement, Wakefield wasnt represented at all on the civil court case information sheet dated ( XXXX ). It reflected the {$2200.00} not for rent but for damages, they recommended a lawyer. I would like to see Wakefield and associates in XXXX, TN dealt with on trying to collect on a debt that they never owned. I trusted them all the while they never owned the debt, Tennessee statute of limitations is 6 years but unsure if judgements are time barred as well. I want to pay it. Just to the right person or court or company and know why I owe it. No one knows why I owe it.
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| 05/27/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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( This complaint is being generated by the consumer to whom it concerns. ) on XX/XX/2022 I, the original creditor, consumer and Natural person checked my credit file and became aware of a third party debt collector furnishing an alleged debt to my consumer report in the amount of {$220.00}. WAKEFIELD AND ASSOCIATES is and has been furnishing negative information on my credit report without my lawful authority and is in violation of 15 USC 1681s-2 ( 7 ) E. WAKEFIELD AND ASSOCIATES it is a third party and has no standing to deny my claim. I am aware that WAKEFIELD AND ASSOCIATES can be held liable for any violations that they have committed pursuant to 15 U.S. Code 1640 and I intend to hold WAKEFIELD AND ASSOCIATES liable for these violations. I have reasonable cause to believe WAKEFIELD AND ASSOCIATES is a debt collector furnishing an alleged debt to my consumer report as a means of coercing me to pay this alleged debt and further extort me and cause harm to my credit reputation. I am aware that collection of extensions of credit by extortionate means is a violation of 18 USC 894 and carries a criminal liability of up to 20 years. I have reasonable cause to believe WAKEFIELD AND ASSOCIATES HAS VIOLATED THE LAW knowingly and without remorse. Furnishing knowingly fraudulent information such as collections is a violation of 15 USC 6821 ( a ) ( 2 ). I am aware that 15 USC 6823 ( a ) states whoever knowingly and intentionally violates section 6821 shall be fined under title 18 or imprisoned for up to five years or both. I have reasonable cause to believe WAKEFIELD AND ASSOCIATES is in direct violation of 31 U.S. Code 3729 - False claims.
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| 06/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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Derogatory info was reported to credit bureaus by Wakefield and Associates, collection agency. Wakefield never tried to contact me as the original provider didn't either regarding a bill for {$150.00}. I immediately contacted them when I discovered this. XX/XX/20 I talked to XXXX and paid the amount on the phone with MC credit card, ( confirmation # XXXX ). Received a text from my M/C confirming payment. Told I would receive a confirmation letter in XXXX days. XX/XX/20 XXXX told me letter had not been sent and she would send it. XX/XX/20 XXXX told me that the letter had been sent on XX/XX/20, but a deletion letter had not been sent to credit bureaus and he would send it. XX/XX/20 XXXX told me confirmation letter was sent to me and deletion letter sent to only one bureau because they all share info. XX/XX/20 XXXX said they received the deletion and had applied it to my report. However, XXXX and XXXX XXXX, have not received such info. And told me that the bureaus do not share info. My XXXX XXXX score has plummeted from XXXX to XXXX 113 points! As of today, XX/XX/20, I still have not received even a confirmation letter and 2 bureaus have not been notified. Ironically collection agencies harass people by phone endlessly yet they never contacted me by phone, I've had the same phone # for nearly 20 yrs. They just reported a delinquent account. XXXX XXXX score is excellent and I have worked hard to maintain it. I am furious. These people seem to think this is some kind of welcome package from a spa that I haven't received. I am looking for a new place to live this month and XXXX XXXX score severely impacts my ability to find housing.
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| 08/04/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a letter from Wakefield and Associates on XX/XX/2021 regarding a debt that I could not identify as being mine. I immediately responded and mailed a request a validation that the debt belongs to me. Almost a month later, the company is still calling me even though I already told them that I wish to be contacted by mail only, no phone calls or texts. The lady on the phone claims they never received this letter I sent and I said okay, well I will be sending a new letter and meanwhile do not contact me by phone, this account is being disputed. I immediately send the new letter on XX/XX/XXXX and request debt validation again. Come today, it is XX/XX/2021, I still have not received any response providing proof of the debt or any information I requested but they just reported the debt to the bureaus which to my understanding, while I am requesting this information, they can't report to the bureaus because the debt has not been verified that it belongs to me. I called the company and the gentleman I spoke to was very rude and arguing with me and told me they have no control over it reporting to the bureaus, which is simply not true. The man, XXXX, ended up hanging up on me. They have blatantly ignored all requests for further information regarding this account and went against my rights as a consumer and still reported the account to the bureaus. It has been 2 months and this company is trying to use stall and scare tactics to get me to pay for a debt that they can't even provide sufficient information that it belongs to me. I have been more than patient and gave more than enough time for them to provide this information.
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| 09/10/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Dear Sir/Madam, Inreference to complaint ID XXXX The XXXX XXXX XXXX wakefield & associates or XXXX XXXX XXXX wakefield & associates as they call themselves claim they were not paid by my insurance for services they rendered to me in 2016.They falsified the amount of money they claim i owe them and reported false dates services were rendered.The current owner of XXXX XXXX is a XXXX XXXX and all those who work for him at every XXXX XXXX are his XXXX XXXX.It might sound crazy and unbelievable but if you try to find out if it is the truth you will find no lie about it.They tried me to be a XXXX XXXX but it has never worked and it will never work.They are not quitting on me and i will never give in to be a XXXX XXXX.placing false debt collection accounts on my credit history is another alternative means to put me into a mess and try to me make me a XXXX XXXX.
I tried to upload my proof of payment from my insurance company on XXXX so that XXXX can dispute the debt collection accounts placed on my credit history but it could not work.I currently don't have money to mail my proof of payment document to XXXX.Mailing and uploading is the only way acceptable to submit any dispute supporting document.Here is a detailed summary of my claims history summary report ( proof of payment ) from my insurance : Dos refers to dates when services were rendered Status refers to dates when they were paid Billed amount refers to how much they charged Adjusted amount refers to reduction money with medicaid Allowed amount refers to how much they were paid after a reduction with Medicaid Paid amount refers to how much they were paid.
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| 05/15/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had XXXX XXXX at XXXX Hospital, XXXX, FL on XXXX XXXX, XXXX. I subsequently received a bill from XXXX Hospital in the amount of {$2400.00}. However, this bill had no detail, so I immediately requested a detailed, itemized bill from the hospital. It took many months for XXXX to respond to me with such an itemized bill, which I finally received in XXXX XXXX. I immediately paid this bill in full on a Mastercard, which posted to that account on XXXX XXXX, XXXX. Unfortunately, XXXX forwarded this " unpaid '' bill to a collection agency, Wakefield & Associates, that same month. I subsequently learned that the communication between XXXX and Wakefield was not adequate, and that XXXX 's email notification to Wakefield informing them that the bill was paid went to an email account that was not monitored properly by Wakefield. Wakefield subsequently sent my name to XXXX in XX/XX/XXXX. When I became aware of this and saw my XXXX credit rating drop precipitously from XXXX to XXXX (! ), I began contacting all three parties -- XXXX Hospital, Wakefield & Associates, and XXXX -- to see how to resolve this. I was informed by Wakefield that they had since been notified the bill was paid, and that their records indicate a XXXX balance. I was further assured that they informed XXXX of this on XX/XX/XXXX, both electronically and via postal mail. I submitted at least 3 " Disputes '' to XXXX providing all of this information, as well as documentation from the original payment. As of today, XXXX continues to assert that Wakefield is informing them that the debt remains outstanding and my credit rating with XXXX remains damaged.
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| 04/15/2021 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Wakefield and associates has called me 16 times since XX/XX/XXXX. I have no debt sent to collections, I do not owe them anything. Dates of calls are : XX/XX/XXXX, XX/XX/XXXX 4x, XX/XX/XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. XX/XX/XXXX. The phone calls are harassing and predatory in nature immediately asking for personally identifiable information. The last call received as of XX/XX/XXXX, the rep that called me said something along the lines of " consider this your last warning '' and immediately hung up, I do not know what they are threatening me with, or for. I do not owe debt to anyone besides a car payment that is not anywhere near being turned over to collections. I have looked online and this " business '' is highly suspected to be a scam and not a legitimate operation, if this continues I will seek legal action against them and contact my state representative as they seem to have a business model of preying on poor people who don't know that this is a scam or otherwise predatory " business ''. Online reports indicate Wakefield and Associates withdraw more money than " customers '' agree to, and only exist to get people to agree to let them drain their bank accounts. The fact this " business '' exists is indicative of the poor state of business regulation in America and is a stain on our national identity, as well as threatening the livelihood of Americans who don't know any better. I suggest the government reign in this scam operation before more Americans have their money drained from their account without permission.
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| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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They have 14 different alleged accounts listed on my credit reports Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. I have disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 10/30/2018 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Response to CFPB compliant # XXXX. Wakefield and Associates failed to respond or validate the alleged debt. What they sent me on XX/XX/18 is not valid information to valid the debt. I NEVER signed a HIPPA release form and they failed provide me any documentation with signature or nor did they have a bill of sale. Please review Attachment. The itemaized document is not valid.
XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX Date : XX/XX/18 Re : Acct # XXXX To Whom It May Concern : I have previously sent you a request to validate my debt, account number XXXX on XX/XX/18 AND XX/XX/18 Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I have given you 30 days to remedy the situation, which is a very reasonable period. I have received no reply from you.
Since you are still reporting this account on my credit report, you are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, which I may collect from you by filing a claim in small claims court. I intend to follow through with the suit if I do not hear back from you within 15 days.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I look forward to hearing from you, XXXX XXXX
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| 08/01/2020 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company has listed 8 alleged accounts on my credit reports.Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.i disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 03/23/2018 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Wakefield & Asscociates were collecting a medical debt that I have been unaware of due to mailing issues with a super long address.
How Wakefield & Associates mailings got to me, I have no idea.
Billed 4 times for 4 different accounts on XX/XX/ and stating " .... a one time offer to pay 50 % of the balance by XX/XX/ and your financial obligation will be completely fulfilled and will notify credit reporting agencies that your accounts have been paid in full '' I did pay them on all 4 accounts the full 50 % agreement amount on XX/XX/ to satisfy what Wakefield & Associates requested.
After Wakefield & Associates had cashed all 4 orf my checks, they then sent me a letter on XX/XX/ stating, " Thank you for your recent payments of {$1400.00} received on XX/XX/ ... ... ..
Please call our office to make arrangements to pay the remaining balance of $ {$1500.00} I did file a dispute with XXXX Credit reporting agency and that is still under investigation in which I submitted the same supporting documents as I am to you.
As you can see in Wakefields own mailings, they ALSO did not include apartment # 12 in the address. So its a XX/XX/XXXX if I get mail or not apparently since these got to me but others haven't.
I have made good on other accounts in collections because of same issue and did not have any problems with those companies.
I am writing this complaint because it is " Unfair Business Practices '' and " Breech of Agreement/Contract ''. I feel bad for the elderly who may wind up double billed from unscrupulous companies.
Supporting documents attached including cashed checks
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| 06/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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The company below keeps putting the same invalid collection account onto my credit and providing inaccurate dates and amounts ; two times within 4 months. Originally, when this was disputed in XXXX, XXXX, the company lied and stated to the credit bureaus the account was verified with an fake balance and inaccurate full name, S.S. number, and wrong address ; never received anything in the mail. Now, since this has been brought to their attention, they put a new a collection onto my credit with a different amount and date account opened. This is fraudulent collection company who is making illegal collection attempts, as well as attempting to get paid even though the original holder, whom was paid though my Health Insurance carrier was paid, which never stated I had I bill. They also threatened me, saying we will get you because no one has your same name ; all happened when I called to address the unfounded charges and fake account.
Account Name WAKEFIELD & ASSOCIATES I Account Number XXXX Account Type Collection Responsibility Individual Date Opened XX/XX/XXXX Status Collection account. {$810.00} past due as of XX/XX/XXXX.
Status Updated XX/XX/XXXX Balance {$810.00} Balance Updated XX/XX/XXXX Recent Payment $ 0 Monthly Payment {$0.00} Original Balance {$750.00} Account Name WAKEFIELD & ASSOCIATES I Account Number XXXX Account Type Collection Responsibility Individual Date Opened XX/XX/XXXX Status Collection account.
Status Updated XX/XX/XXXX Balance {$790.00} Balance Updated XX/XX/XXXX Recent Payment $ 0 Monthly Payment {$0.00} Original Balance {$750.00} Highest Balance {$0.00}
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| 12/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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I XXXX XXXX XXXX have had issues with a debt collector agency named Wakefield and Associates. They alleged that I have debts and delinquent accounts however I dispute those allegations. To the best of my knowledge I do not owe any form of debt to their firm of any kind. Wakefield and Associates have not properly notified of said accounts. I have never received any documents itemizing details such as accurate dates, times, agencies owed originally, nor service rendered. They are unable to provide any form of any alleged original contract nor the name of the original creditor. Whenever I attempt to dispute this particular debt collector agency Wakefield and Associates illigitimately edit monetary amounts that allegations claim that I owe. They are illegally attempting to use my credit report as hostage by use of negatory marks without basis. This company has an extensive history of being disputed due to predatory collection tactics. The firm has failed to provide any form of verified detailed contract of such debt. No notice of debt has been issued at any point in time, I am lead to believe that the statute of limitations has lawfully passed in order to continue any form of debt collection as well as negatory marks on my credit report. I do not to the best of my truthful knowledge owe Wakefield and Associates any alleged debts and believe they are attempting to practice collections and reporting outside of lawful statutes in an attempt to collect ineligible assets as well as incorrectly attempting use my credit report to place negative reputation against my financial reliability.
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| 04/08/2018 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Older American, Servicemember |
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I received a billing from Collection Agency which consisted of five different creditors under one account number which I assume they purchased and wanted to collect those funds. Immediately upon receiving the billing I responded to them with a validation request. Within 30 days after mailing that request I received one document from them for only one of the creditors. Approximately sixty days after that I received documents for two more of the creditors and a letter with those documents acknowledged receiving my initial validation request. Although unnecessary I mailed them another request for validation for the last two creditors. It has now been approximately 45 days since I sent the second validation request and they have not received anything. The way I understand it is a Collection Agency has to comply with a validation request within 30 per the Fair Debt Collection Practices Act and this Collection Agency has only complied with validation of one of the five creditors listed. I just a week ago mailed them a Cease and Desist letter and with it I did assume responsibility for the one creditor they validated within 30 days. I am preparing a follow-up letter to the collection agency to see what their intentions are.
I am XXXX years old and retired. I receive a monthly Social Security Benefits. This company has taken a toll on me by not communicating and making me wonder what they are going to try and do next. In the Cease and Desist letter I informed them they are in violation of the Fair Debt Collections Act, Section 809 and 813.
What do you think I should do next?
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| 03/25/2015 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I initially spoke to XXXX on XXXX XXXX. They did not give me an account number or any information other than that it was a debt from XXXX XXXX XXXX, the amount they want to collect from me, and that if I had n't called them they were going to " take further action '' to collect on the alleged debt. They did n't offer to send me any letter or documentation and did n't tell me that I was supposed to receive any kind of documentation from them. I should have received some kind of letter in order to prove or verify this debt shortly after they initially spoke to me, but I 've received nothing at all.
They have tricked me into telling them financial information about myself and my fiance, and the XXXX time I spoke to them and told them again that I have no money and no way to make a payment on this alleged debt, the person I was speaking to asked me " Are you saying that you 're refusing to pay for services provided? ". I did n't know what to do so I hung up.
They did n't tell me that I do not have to provide them information about myself or anyone else, or that I can tell them to stop contacting me. The only reason I know that I 'm supposed to have gotten a letter and can make them stop calling is because I found out via a XXXX search.
I can not send them a request for more information or a complaint via their website because they 've never given me an account number. I do n't want to call them because I now know they will not notify me of my rights and they will try to trick me into saying things that I do n't have to tell them or will make me look bad.
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| 04/04/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I went to the hospital XX/XX/XXXX and received a bill from the hospital mid XX/XX/XXXX. XX/XX/XXXX I received a letter from Wakefield & Associates ( aka XXXX XXXX XXXX ) saying that I owe {$420.00} plus {$130.00} in interest charges. I called them to ask what it was about, I was told to submit my insurance information, which I did- and I submitted written request for an itemized bill. I never received the itemized bill, but received another letter from them XX/XX/XXXX that I had 7 days to pay the full amount or it would be submitted to the credit bureau and legal action would be pursued. I again asked for an itemized bill- and was told to submit written request. I said I had already and received nothing. I asked for information on who sent the account to collections, who the doctor was, what the charges were for, and they refused to give any information. However they wanted to know personal information about me- where I lived, where I worked, where my parents lived, contact information, etc. told them this was none of their business, and I wasnt paying them a dime until I saw an itemized bill. I even submitted receipts from that date of service with the bills I had received and they continue to argue that I owe money. I even called my insurance company and the hospital, and no one can find any bills paid or outstanding for that amount from that date of service. All that comes up is what I already paid. These people are rude, dishonest, con artists and they need to be shut down. I will continue to fight this and put an end to their harassment.
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| 04/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX To Whom It May Concern, I have recently received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities so that I may become a first time home buyer. I noticed several accounts that should not be on my credit report and thus should be deleted. I am not stating theyre accurate or inaccurate, however I am not 100 percent sure if they are. Recently I discovered the Fair Credit Reporting Act where it states by law, I have rights to challenge anything I am not sure is accurate.
The Creditors who have reported inaccuracies on my credit I have never heard of which positioned me to mail in this letter of concern. I'm sure you are familiar with Article 15 U.S.C. Sec. 1681i ( a ), as it states that if you cant provide proof, these accounts must be deleted. I would like for the inaccurate accounts ( listed on the next page ) to be deleted. If possible can you check on these accounts and get back with me?
Its imperative that these accounts are removed in order for me to become eligible for home loans. If there is any paperwork that I need to sign to confirm the listed inaccurate accounts are not mine please email me the required documents.
This is a written dispute of this account per the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the Fair Credit Billing Act. Please be Aware that I am exercising all of my rights per these laws and all other applicable laws protecting me.
Sincerely, XXXX XXXX XXXX
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| 02/18/2020 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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I received a call from XXXX at XXXX XXXX on XX/XX/XXXX he did not disclose where he was calling from asking me to confirm my date of birth and social security number. I said to him Im not giving out my information when I do not even know who this is and he went on to say that he is not asking me for my information he is asking for confirmation but he did not seemingly have anything other than my name and phone number. He threatened to get me locked up for not providing my information.
This same man called me when I first moved to NJ in XXXX and did the same thing claiming there was a court case and a warrant for my arrest, he called me a XXXX and said Id regret it, when I called the XXXX XXXX police they stated there was no such case for my name. In XXXX My employer received something for wage garnishment and when I called they stated that I didnt show to a court date with Wakefield and Associates so it defaulted to them winning. I was not informed of any of this and paid it in full when I spoke to the court as I always pay my debt if I get a bill. I was never able to get details regarding that case so I do not even know what I paid, all I know is I didnt want my employer to garnish my wages when I can pay a bill just fine. When I called back after the call today it said the same name Wakefield and Associates so I want a document regarding what this debt they claim is and I want an opportunity to pay it if the charge is real. I have seen various charges pop up that were fraudulent in the last year so I need proof of whatever this is.
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| 04/08/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I had a collections account appear on my credit report that I had no knowledge of. When I contacted Wakefield and Associates on XX/XX/XXXX, I was told they could not send me an itemized bill for the original account unless I submitted the request in writing. They could only tell me the name of the original account holder. They could not tell me what the bill was for. I had already verified my personal information. They also told me that they had spoken with me prior and had sent me multiple bills in the mail. I did not receive any of them nor did I speak with anyone on the phone. On XX/XX/XXXX, I contacted the original debt holder ( XXXX XXXX ) in an attempt to verify the validity of the debt. They also could not tell me what the services rendered were. They told me they were the billing office for the doctors at the local hospital. They also said they mailed me bills and attempted to call me. I did not receive either. I then contacted Wakefield & Assoc. again, only to be told that if I chose to settle, they would not negotiate the terms. 30 % discount and then they would put in a request to have my account deleted, but only if I paid by card which had a processing fee of {$6.00}. I requested another bill, and that was when they told me that the settlement offer expired on XX/XX/XXXX and the mail might not get there by then. They said I had to have my payment to their office by XX/XX/XXXX in order to qualify for the discount and to have the request for deletion be sent to the credit reporting agencies.
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| 07/11/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This complaint stems from a previous CFPB complaint filed on XX/XX/XXXX ( # XXXX ). Wakefield and Associates previously returned these accounts to their client after not verifying the debt and sending the alleged debts to credit reporting agencies. Now, Wakefield and Associates is attempting to recollect on these same debts, as well as other alleged debts that have been disputed with their client. The following are the dates, times, and employees ( when applicable ) I've spoken with over the course of the past XXXX years trying to resolve these alleged debts : XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have been told repeated by both XXXX billing and their local office administrator that this is being investigated and they'll get back to me. Each time, no further communication is had unless I call to inquire about the status. I am asking that Wakefield & Associates either verify this debt and provide the supporting documentation that was requested in a demand letter sent to them, dated XX/XX/XXXX, or they drop and return these charges indefinitely.
Their continued attempt to collect on debts that were previously unverified and returned is harassment.
|
| 06/15/2015 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
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I received a voice message from a person calling herself XXXX XXXX stating that she was from a collection agency and she needed to speak to me. When I called back, the same day, she stated that I had an outstanding balance and she had been trying to contact me. She was very aggressive on the call, she raised her voice and over me for the majority of the phone call, she refused to send me anything in the mail ( stating that I was not in a position to tell her how to do her job ), and she stated that she tried to leave me voicemails but could not because my inbox was full, which is completely untrue. The phone call was so upsetting that I was shaking at the end of it. I had no idea what debt she was speaking about as I assumed that I had completed payment of my son 's medical bills in XXXX of 2014. I was able to speak the debtor, XXXX and found that there was XXXX unpaid bill and XXXX duplicate charge. At this time I have no choice but to work with XXXX XXXX because I do not have any documentation from Wakefield and Associates stating what I supposedly owe. I am also not inclined to call them and repeat the same type of aggressive situation again. It is my understanding the the collection agency must send documentation and they must not intimidate. I feel that Wakefield and Associates, specifically XXXX XXXX, are in violation of these regulations. I believe a recording of this conversation was recorded because there was a message at the beginning of my call that stated all calls are recorded.
|
| 10/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield and Associates, a national debt collector, is attempting to collect on a debt that should have never been sent to collections. The original creditor is XXXX XXXX and the debt is associated with another debt that has been processed and accepted by XXXX, an insurance company.
The alleged debt is about {$3000.00} and is a charge related to a data contract that arises from and is associated with another XXXX XXXX transaction in the amount of {$4000.00} for four devices and on months service with late fees ( two phones for {$680.00} each, two tablets for {$760.00} each and one hotspot device for {$85.00} ). The telephone numbers and corresponding insurance claim numbers associated with each device are XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, and XXXX XXXX forwarded to collections.
It should also be noted that such cancelation was requested within 24 hours of the date of the data contract and I already had a data plan and device in place at the time of the contract and requested cancelation.
In resolution of this matter, I would like this collection account to be removed from all credit reporting agencies. I would also like this CFPB complaint to be sent to the appropriate State and federal regulatory agencies for a thorough and complete investigation to determine if this practice and type of behavior by the companies involved is the norm as a matter of ordinary business practices.
|
| 10/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Received a " XXXX '' call at XXXX this morning. No associated phone number. I didn't answer. Message left was that I owed a debt and should call Wakefield and Associates. Only debt I have is monthly credit card which is paid in full each month, usually within days of charge appearing on account.
I called Wakefield. First person I spoke to - XXXX- said " oh, well then don't worry about it ''. I asked why I was called if there was no debt owed. " I don't know. '' Asked to speak to supervisor. Told I could call some number. Said I didn't want to call some other number - I wanted to be transferred to a supervisor. Transferred to XXXX. XXXX asked for my SSN. Told her I didn't want to provide SSN b/c the entire situation seemed like it might be a scam. Said I could provide my name and she said that would be sufficient. Gave her my name. She paused, purportedly to look something up on a computer, and said she didn't have anything under that name. I asked why I was called if there was no debt. She said she didn't know. Asked to speak to her supervisor. Call disconnected.
Called back. Reached XXXX. Asked about purported debt. She said she couldn't help me. Asked to speak to her supervisor. Call disconnected.
As an aside, your form for submission of a complailnt only contemplates circumstances in which there is or was a debt, as opposed to situations like this one where there is a fraudulent effort to collect a purported debt that does not exist ( and has never existed ).
|
| 07/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
On XXXX2016 the ambulance transported me from the ER to the main hospital. I was diagnosed with a XXXX ( XXXX XXXX ), XXXX XXXX and at last XXXX ( which was the main reason I went to the ER ) but then they found the XXXX and XXXX XXXX. They admitted me immediately into their main hospital. The ambulance company or hospital miscoded the transport as a non-emergency which should have been coded as emergency. My insurance company does NOT pay for non-emergency transports which leads me to this problem. I had gone back and forth with the ambulance and hospital to have them recode the error but NO ONE took responsibility and haven't heard anything for 4 years so I thought the ambulance company let it go. Now I'm in the process of refinancing and the collections came up for {$1600.00} and now it has restarted up once again. Had they coded this correctly my insurance would have paid their negotiated fee and I would have paid the remainder. But of course that did not happen so now they want the entire {$1600.00} transport fee. NOT FAIR, I feel as I have been scammed. I have seen this on XXXX XXXX news where ambulance companies deliberately miscode knowing the insurance companies do not pay for non-emergency transports. I have been done a great injustice. I am a recent widow and raising a teenage granddaughter. This is a large amount and the collector will not work with me they of course want the whole amount. There is no negotiation with them. Please help!
|
| 08/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have contacted Wakefield & Associates in XXXX and XXXX of XXXX. This company placed an invalid debt on my credit report reflecting the year XXXX. I explained to a representative at Wakefield on XX/XX/XXXX, that I do not owe any amount to XXXX XXXX XXXX as of XX/XX/XXXX. After speaking with a representative from XXXX XXXX XXXX, they sent an email to me with in a protected message, along with a statement showing a XXXX balance. I also filed a dispute through XXXX. Wakefield & Associates refuses to remove this invalid debt. The money is not owed which has been verified by XXXX XXXX XXXX. At this time, I am being harassed by Wakefield & Associates. After I filed my dispute with XXXX and uploaded the documentation, I was notified by XXXX that Wakefield & Associates provided a verification letter that the account is accurate. The verification by Wakefield is blatantly false. When I have called Wakefield, the representatives are inappropriate on the phone by saying to me, " it's not my problem your problem. '' This statement is evidence that Wakefield has no intentions of removing this account and the invalid debt out of their office. I believe the company is also engaging in deceptive business practices by scamming Medicare and Medicaid beneficiaries, in which I have both benefits for my healthcare needs. Please assist me with this matter and inform Wakefield & Associates of the invalid debt, and inaccurate and unfair debt reporting to credit bureaus.
|
| 09/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
wakefield has an alleged debt listed on my credit reports Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
|
| 08/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was made aware of a debt owed when I checked my credit report back in XXXX.
I have called and worked with this company to try and get paperwork together to clear this debt up.
On XX/XX/XXXX, I contacted the debt collector and asked if we could come to an agreement on my {$2700.00} debt. The debt is for my daughter, so my ex-husband ( her father ) is also responsible. I was told that I would be given a 20 % discount, making the amount owed {$2100.00}. I told the person that I would send a check the next day for {$1000.00} to cover my half of my debt if it meant my portion of the debt would be paid in full, and that would be reflected on my credit report. The person I spoke to said " We can do that '' and I sent in my check the same day.
The check was deposited and it was reflected on my account on XXXX XXXX.
When I checked my credit report on XX/XX/XXXX, it showed that I still owed {$1600.00} of a {$2700.00} debt.
I emailed the company through their website on XX/XX/XXXX, asking why the amount was incorrectly shown on my credit report. No response from the company.
I called the company on XXXXXX/XX/XXXX I spoke to a supervisor named XXXX who said " We ca n't do that '' and informed me I was still responsible for the debt! He said he was going to listen to the audio recordings. I asked him when the recordings showed I was telling the truth if they would honor the agreement I made with the company, and he refused to answer me.
|
| 03/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I pulled my credit report on XX/XX/2019 because I was about to initiate the process of pre-approval to buy my first house. I was under the impression that I had no debt and a clean report. Imagine the horror to open your report and see charge-offs for three credit cards, and other derogatory remarks with names you have never heard of nor seen before. I had a home chosen already, and I had to walk away from entering a contract due to identity theft and fraudulent activity.
Wakefield & Associates may or may not be the result of fraud, I can not weigh on either side with pure conviction ; I was never shown validation of the debt, nor had I received any communications regarding this debt or the originator of said account.
Wakefield 's billing department has far surpassed the allotted time for matters of this nature to be revealed. The only legally sound course of action would be removal. This very account was removed from both XXXX and XXXX ; however, despite my attempts to dispute via written and email through XXXX online feature, this account in question was allegedly validated by Wakefields department without informing me and remains on my XXXX report. I still have no answer regarding whom this debt originated from.
I have sent numerous requests to Wakefield on this matter and made several phone calls without being able to reach an agent due to long hold times. Despite all attempts to establish contact, I have not been successful.
|
| 05/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My minor child had a medical debt due to a car accident that was paid by the other parties ' auto insurance. Nevertheless, I received a notice from Wakefield & Accossiates saying I owed the debt and it would be reported to my credit report if I did not pay it. I paid it in full so that it would not affect my steller credit. One month later I received a notice in the email from them demanding payment and a threat to report negatively to the credit agencies. I called and spoke to the representative explaining that it had been paid in full, twice! He apologized and told me to disregard the notice. I have received no phone calls/ messages from them since then/mail. Yesterday, I started getting numerous amount of credit alerts, low and behold Wakefield has put this account on my credit reports as a collection. I immediately called them, they apologized and said they were fixing it with the credit agency and sending me a letter of deletion via email. I have received NOTHING. In the meantime they have caused me a hardship, my credit score has fallen for the 700 '' s to XXXX which is only a fair rating. My credit card companies want to lower my lines of credit and I can no longer continue in the search for a mortgage to purchase a home. After constant communication with this company and correction to the financial burden they have put on me, I have no choice but to demand that this be corrected immediately. This should be illegal!
|
| 09/07/2017 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I began disputing an alleged debt with Wakefield & Associates in XXXX 2017. On XX/XX/XXXXI requested " validation '' of the alleged debt. OnXX/XX/XXXX they responded with a copy of a bill which does not constitute validation of debt under the FCRA. Once again onXX/XX/XXXX I requested validation. They replied by saying they have already done so and are not obligated to provide duplicate information. I then sent a dispute to all three credit bureaus asking for " validation ''. They responded by saying the debt has been verified and updated my credit report with the consumer disputes. I even asked the credit bureaus via telephone " what is the process used to verify debt ''. Nobody can provide me with any answers. I sent a second request for " validation '' to all three credit bureaus. Once again they were unable to provide me with the information requested. The name and address matches mine but not the DOB. I have been going back and forth with Wakefield and Associates as well as the credit bureaus for nearly six months with no resolution in sight. This is not my debt, nobody has been able to provide me with any documentation to prove that it is mine. I should not be held responsible for something that does not belong to me. I would like for Wakefield and Associates to remove this account from my credit reports as it is not mine. I am trying to obtain a mortgage and this delinquent account is hurting my credit score.
|
| 12/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX is misrepresting itself by continuing attempts to collect a debt I do not owe. They have now changed their name on my credit report to Wakefield & Assoc. XXXX XXXX which is the same address as XXXX. XXXX. deleted this fraudulent collection account on XX/XX/2016 and the same day the affiliate Wakefield was on my report about the same account that was verified by XXXX that is not mine which is why XXXX rec deleted themselves from my report. This is false, disceptive, and misleading practices by these companies. That 's why I contacting CFPB, the FTC, the states attorney general and the better business bureau to inform them of this unfair practice by XXXX. and Wakefield & assoc. from XXXX, TN. Revenue added this on my credit report XX/XX/2016 and it was removed because no such debt exist, then XX/XX/2016 this {$240.00} amount was added back. I disputed again and it was removed again and now XX/XX/2016 their affiliate Wakefield is attempting to collect on a false debt they know does not exist. I need these companies to be held accountable for their false practice and I want other consumers to be aware of unfair practices such as this so they will not be a victim of bullying by a debt collector such as XXXX. and Wakefield and Assoc. I want this company to stop harassing me and trying to collect on a debt that does not exist and to accept that and stop trying to be vindictive in ruining an innocent consumers credit.
|
| 03/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is a follow-up to complaint already issued - XXXX. Was not sure how to update on original complaint.
Wakefield sent a letter simply stating the debt was owed to XXXX XXXX XXXX XXXX. They did not provide any detail of the debt - services rendered- or any explanation.
XXXX account does not show any debt owed.
On XX/XX/22 at XXXX XXXX. called XXXX XXXXXXXX XXXX and after conversation was told that " it appears to be an issue with the currenty payment plan. They have had some other issues with bills on the payment plan dropping out of the system and automatically going to collections. '' This is an abuse of XXXX XXXX XXXX. I am on a payment plan and because their system messed up - my debt ( which was on a payment plan ) automatically goes to collections. They said this has happened on several accounts for different people.
XXXX should be sanctioned for their poor accounting and for sending debt to a collector that is not a debt.
How am I as a consumer protected from this? CFPB has the responsibility to protect us - what will you do about this? I had to take my time to go to post office and send registered mail to Wakefield to get explanation of the debt - WHICH THEY DID NOT PROVIDE - and go through the time and energy to refute a debt that was NOT A DEBT for collection agency.
Thank you for taking the steps to ensure XXXX does not abuse their power and hurt the citizens you are supposed to protect.
|
| 07/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
Servicemember |
|
I found that I was being sent to collections in XX/XX/XXXX for an account I have no idea about originating around XX/XX/XXXX from XXXX XXXX XXXX XXXX XXXX ). I attempted to contact both XXXX and the collection agency, Wakefield and Associates ( Wakefield ). With PXXXX, the phone numbers and websites were down for 'technical reasons '. I sent an unregistered letter to Wakefield, with no response. I contacted the XXXX XXXX XXXX and they assigned me a case number XXXX. I have been in contact with the case agent, but he mistook a copy of a registered return letter as being in contact with Wakefield. I have never heard from them, even with second registered letter, using their own template. I have lived in XXXX XXXX since XX/XX/XXXX and have never received services from any emergency services company out of XXXX XXXX since then. They have all my information to file a claim, why not contact me? I am a retired United States XXXX that has OUTSTANDING medical insurance. They have no record of any claims.
XXXX advised me to file a complaint with the California XXXX XXXX XXXX, and they reported that the company was 'not registered as a certified public accountant, so investigation was closed and they have no jurisdiction..
I have a step by step record of what I have done, and what I have received. I do not believe this charge for services is valid and would like it to be stricken, with prejudice, from my record.
|
| 08/11/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Some time ago ( several months, I believe ) I began having daily phone calls on my cell phone. I did not recognize the phone number and therefore I did not answer, assuming it was robocalls/scam ( My # is on the Do Not Call list, but I often receive the calls and no longer answer. ) Finally, after months of daily calls, they left a voicemail claiming that they were with " Wakefield and Associates, attempting to collect a debt ''. I have excellent credit, I have nothing in collections and I do not even have a single late bill, so I knew this debt they were referring to was not mine. I am on a fixed income and my cell phone plan is very basic, with limited minutes and so I immediately wrote them a letter explaining all of this. I also told them not to call my phone anymore and I gave them my correct mailing address and said that if they insisted the debt was mine, to send the amount, original creditor and the date of service to my mailing address, but NOT to try to contact me by phone again. The letter was mailed XXXX17. I continued to receive phone calls every day, except on weekends. I have not received anything in the mail from them. I started keeping a log after I felt they had time to receive my letter. They have called : X/X/17, X/X/17, X/X/17, X/XX/17, X/XX/17. I realize it may take more time to receive a reply from them by mail, but they have had the letter long enough to stop calling my phone!
|
| 08/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Received a phone call on XX/XX/2022 from XXXX. There was no caller ID info other than " location unknown. '' Caller left the following voicemail message : " Hi, This is XXXX XXXX calling from Wakefield and Associates. Please contact me or any of our representatives at XXXX. '' The voicemail did not include any information about who they were trying to contact.
I hit redial on the incoming number ( XXXX ) but did not get the name of the person who answered. Before a real person picked up, a recording stated, " This is an attempt to collect a debt. '' I did not provide my name or any other identifiable information. I stated XXXX ( XXXX ) times to " remove this number from your call list '' and then hung up and blocked the incoming number.
This is the second ( XXXX ) contact from Wakefield and Associates. The first was a text message around the end of XXXX or first of XXXX. In the preview of the text message that could be seen without opening the entire message, there was no information about who they were trying to reach. It just said " Please contact Wakefield and Associates. '' I deleted the text without opening or responding.
I do not have any delinquent or unpaid debt so there is no reason for a debt collector to contact me. Also, I have had my phone number for approximately XXXX ( XXXX ) years so it is unlikely that they are trying to contact someone who may have had this number before me.
|
| 02/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The debt is with XXXX XXXX XXXX XXXX and/or XXXX XXXX XXXX XXXX XXXX. I made the first payment in XXXX and it was forwarded to debt collection Wakefield and Associates-XXXX XXXX XXXX, XXXX, TN XXXX, XXXX. First, I tried to clear this negative reported debt to all three credit bureaus. I was successful with XXXX and it was removed. However, XXXX and XXXX has not removed the debt stating it is verified as accurate. I called Wakefield and Associates to try and get them to remove the negative report on XX/XX/2020 and spoke with a XXXX XXXX. He stated they could not remove it because it came from XXXX XXXX XXXX . He stated it was up to the doctor to report the negative information. I asked for the doctor info and he could not give me that info. He said he could send a report asking them to take it off. I have been paying amounts of $ XXXX {$25.00} dollars on the account. I have not missed a payment and do not understand why this is reported on my credit when I am paying. Mr. XXXX XXXX response was that the amounts were too little. I told him it doesn't matter about the amounts as long as the debt is being paid. He agreed and said he will forward this info to request the negative file is taken off my credit file. I asked how long it would be and he didn't really give me an estimate of time. I pay all my debts and have no problem paying. I want this negative report to be removed from my credit file.
|
| 10/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I used Wakefield & Associates ' online contact form to request my account number so that I could pay my debt, but I have not received any communication from the company since. Look, I fully understand that I could call the number listed on the website, but we live in the 21st century. Written electronic communication should be available for everyone, and although I am not hearing-impaired, there are many individuals who rely on written communication and could not reasonably be expected to only communicate over the phone.
I am sure that Wakefield & Associates has at some point mailed me a letter containing my account information, but due to a break-in I had to quickly move and change my address. Again, we live in the modern internet era ; everyone should want to communicate over email, as everything is recorded, timestamped, and signed. If there is some sort of data security issue involving sending this information over email, I would expect at least a " We're sorry, we can't email you this information '' autoreply.
I used the online contact form located at https : XXXX on approximately XX/XX/2022 regarding an account balance of {$310.00}.
I just want to know my account number so that I may make an online payment. This is ignoring the incredibly confusing payment portal on your website, which contains three separate buttons for different payment portals. Is this complexity truly necessary?
|
| 11/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
To Whom It May Concern, The reason for my dispute is REVENUE RECOVERY CORPORATION was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, REVENUE RECOVERY CORPORATION failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809.
Validations of date and Mini-Mirandi under Section807 ( 1 ) REVENUE RECOVERY CORPORATION failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation REVENUE RECOVERY CORPORATION are held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where REVENUE RECOVERY CORPORATION is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. REVENUE RECOVERY CORPORATION has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
|
| 04/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I discovered a XXXX bill for my XXXX from XX/XX/XXXX that was sold to a collections agency on XX/XX/XXXX XXXX original amount : {$1500.00} ... current amount is over {$1700.00} XXXX. Neither I nor my XXXX heard anything about this debt. We did not receive mail, a phone call, an email, or anything regarding this debt, or that it was even in danger of being sent to collections. We also did not hear anything from the collections agency itself. The only way we discovered this was by checking XXXX credit report last week XXXX XX/XX/XXXX ). Sure enough, I called the company and verified the debt, but they had no information beyond that as to why we never heard anything about it. They also would not put a hold on the account until I could solve the issue. Just seemed like an informational call, and not a solution-driven XXXX.
The creditor was XXXX XXXX XXXX and the collections agency is Wakefield & Associates. Neither XXXX of these companies reached out to notify us of the debt, or the ability to dispute it. What is also alarming is that given the date of service XXXX XXXX XXXX, XXXX ), the only bill that could have been received was set up in a payment plan that was paid between XXXX and XXXX of XXXX. This is of course is an assumption on my part drawn from the only possibilities I can think of from that time period. I have no way of knowing or verifying if this is what the debt is coming from.
|
| 08/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I called numerous times today XXXX/XXXX/2017 to request to speak to a supervisor, but I guess you all do n't properly train your employees on the FDCPA Law because they answer the line with out ID themselves and then hang up debtors who calling in to pay on their accounts. After finally speaking to supervisor by the name of XXXX XXXX? I explain to him what I am calling to resolve my account and ask what can he offer as a settlement offer, then he ask me what can I offer, then I ask him again what can he offer, then he went out to explain how I was argumentative with the pervious representative, but I inform him if someone ask you a question, it rude to turn around as ask them the same questions that 's how conversation become argumentative but I guess since I 'm the debtor I am not smart and cant comprehend. You all do n't owed the debt which means that when some gives and offer you all suppose to take it and pass on to your client but XXXX told me to send it in written and its okay to send it through the BBB.org. I and offering to pay nothing since you all accuse me of being argumentative when I called and ask a question and all the rep did was ask me the same question I ask and then accuse me of being argumentative. you all are in violation of the FDCPA and I am requesting for you all to pay the bill for me and I need to speak with the CEO of XXXX and or President and laugh if you want to.
|
| 08/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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My son, XXXX XXXX, was seen in the ER on XX/XX/2016. Although he was eligible for care our insurance provider at the time of visit, the billing company for the provider ( TeamHealth ) did not process his claim through our insurance provider. I was never contacted regarding this claim as the medical billing company entered my information incorrectly into their database. I was not aware of the debt until I saw a collection appear on my credit report over a year later. When I contacted the medical billing company, they verified that they had in fact mis-entered my name and address and my son 's date of birth and insurance information. The insurance provider ( XXXX XXXX XXXX XXXX XXXX ) has contacted both the medical billing company and the collections agency ( Wakefield and Associates/ XXXX XXXX XXXX ) to validate that XXXX was eligible for coverage at the time of service and that the claim needs to be processed through his insurance. The medical billing company and the collection agency have stated that they refuse to process the claim as the timely billing window has passed and they do not want to have write off the amount but, rather, expect for me to pay. This debt is consequence of an error on behalf of medical billing, has still not been processed through insurance, and is not my debt.
I submitted a debt validation letter ( attached ) and was provided with a bill ( attached ).
|
| 05/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To whom it may concern, I was going over my credit report and found this account ( Wakefield and Associates ) on all 3 of my reports. I 1st tried to contact Wakefield and Associates by phone on XX/XX/2022 to have them send me any information on this medical bill debt. I received no answer from the number provided on my credit report. I then disputed this debt with all 3 credit bureaus over the phone and they came back as being verified. So I then sent a certified letter to Wakefield and Associates on XX/XX/XXXX asking them to please send me information to verify this debt, I did not receive anything from them. I sent one last letter to all XXXX credit bureaus asking how they verified this medical bill to be mine and correct and I have not received anything but an alert on my reports that this medical bill was again verified. I also sent one more certified letter to the collection company Wakefield and Associates on XX/XX/2022 and still have not received anything to verified this debt. This company is also adding {$3.00} almost every XXXX weeks to this debt. So if they can add more money to this collection every XXXX weeks or so they can answer the letters I have sent as well as a call I placed to get answers. I am trying to do the right thing and its making my score drop and keeping me from reaching my goals of homeownership and I am now at the end of my rope and need help.
|
| 05/14/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Good evening, I submitted a dispute in regards to collection accounts on my credit report from Wakefield Collection Agency. When you replied back to me on XX/XX/2021 they provided a spreadsheet with numbers on there to supposedly confirm the amounts that I owe. To show you how shady they are and how they play with consumers credit they removed the accounts off my credit reports ( all 3 ). Then now they have added them back on there and I have proof because I check my credit frequently plus I get notifications when something changes. This proves my point that they are fraudulent and play games with individuals lives. I want this removed from my credit reports immediately ( all 3 ) and I want them to held accountable for doing this to citizens when they feel like it. The only resolution that needs to happen is they remove this and send me a letter indicating they will not attempt to keep adding this back on my credit. Im also going to contact each credit bureaus and show them how they are playing games as well. If this is not taken care of I dont mind going to the media to make it know how collection agencies need to be held accountable for the reprehensible behavior tactics used to ruin peoples lives and livelihoods. If you need proof I have it showing how they removed it once I filed with you and now have placed the same info back out there and this is unacceptable.
|
| 11/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was owed to XXXX XXXX XXXX as the result of a long term stay with them after a XXXX XXXX I was admitted to the hospital by ambulance and signed nothing myself and my ex husbands insurance was the responsible party for the original amount.
We filed for financial assistance, in the months that followed the application was being reviewed by the medical institution and the debt was suppose to be frozen until the application was reviewed. The hospital made a mistake and turned the bill over to Wakefield and Associates, I immediately called the hospital when I started receiving calls from them demanding the money be paid. It was immediately posted to my credit report at the same time I began receiving calls from them. The hospital called XXXX and told them a mistake had been made and the bill had inadvertently been sent to them while the application for financial aid was still under review and it needed to be stopped. It was not. I have repeatedly asked that it be removed from my credit report and have successfully been able to remove it from XXXX report but not from others. It continues to be a blotch on my credit even though I agreed to pay XXXX XXXX and the debt has been forgiven.
All debts in my ex-husbands name were also transferred to him for payment in our divorce agreement that was completed in XXXX of 2021. They refuse to remove this from my report.
|
| 04/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I received the attached correspondence from Wakefield & Associates regarding a medical collection from original debtor of XXXX XXXX ( XXXX ) in the amount of {$60.00}. The attached Word document contains screenshots of the XXXX XXXX XXXX XXXX which shows I do not owe any debt and shows my payment from my XXXX account on XX/XX/2019. I contacted a Wakefield & Associates agent on XX/XX/2019 to inform him that this debt had already been paid but during the conversation the agent proceeded to tell me I owed more that what the attached correspondence showed ( recording attached ). I informed the agent that the only billing I received from XXXX XXXX was in the amount I paid but the agent persisted to which I invoked my right to tell the agent to cease and desist collection efforts. Again the attached Word document confirms that I have a XXXX balance and the XXXX XXXX billing agent states they received my payment but it was not credited to my account. This account should have never been in collections and therefore there should be XXXX entries on my credit report from Wakefield & Associates. I am hypersensitive to any negative credit reporting because my credit score has already been severely damaged due to identify theft. To date I do not see collection reporting from Wakefield & Associates but if there is I will immediately pursue litigation to include monetary damages.
|
| 10/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
In XX/XX/2010 I had a ambulance ride to XXXX hospital. They mailed my bill to the wrong address and I could not submit it to my health insurance to be covered. They sent the bill to a debt collector called XXXX XXXX XXXX. This company was horribly managed and was almost impossible to communicate with or even get ahold of. After many months of trying to reach them to work out a payment plan I was finally able to get ahold of them and agreed to pay {$50.00} a month. I paid {$50.00} a month up until the Attorney General of Colorado shut them down for fraud. It appears they sold off the debt to Wakefield & Associates before officially closing doors. A quick XXXX search will confirm exactly how shady this company was if you had any doubts.
After my debt was sold to Wakefield & Associates. They went to court without my approval or knowledge and achieved wage garnishment for an amount that is almost double of my original bill. My summer employer XXXX agreed to the wage garnishment and has took % 25 of my paychecks this year.
The Debt is well past the Statue of limitation for a medical debt, Which is 3 years in the state of Colorado. It is also illegal to collect on a debt that has been collected upon through wage garnishment.
Received an issue to go to the court within 14 days to get an appeal from the clerk, and could use help in removing this debt from my record.
|
| 11/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
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I was sued for a debt owed to XXXX XXXX XXXX XXXX. I went to court and was told to pay what I could afford monthly. I am on XXXX & was sending them $ XXXX/month, which they were deducting from my account each month. They repeatedly called me and left messages, I have XXXX XXXX which is increased with XXXX. On XX/XX/17, Wakefield & Associates levied an account of my sister 's which my name is XXXX also. They took ed every penny and took the account to a XXXX balance. I now have to pay my sister this money back, which I do n't have. My sister has helped me due to our financial situation and put my name on her account so I could borrow when needed and repay as I can. I called Wakefield & Associates and was told, yes, they did receive the $ XXXX/ monthly payments and was applying them to a debt owed to " XXXX XXXX Hospital ". I was not sending the money for this debt, I was sending it for the account I was sued for which is XXXX XXXX XXXX XXXX. They we very uncaring that I do n't know what I am going to do now because I have no money to pay my debts. I do n't think they should have been paying the payments towards a debt that it was not intended. They call me from early morning to night on most days. It 's sad that medical bills that are unavoidable sometimes can ruin a person 's life. Wakefield & Associates are unrelenting and uncompassionate. Thank you, XXXX XXXX
|
| 06/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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Received debt collection attempt from Wakefield & Associates on a debt for a service that I never used, that I even signed paperwork with, on camera, as proof of refusal of service, four years after the fact. Original company attempted to get money out of my insurance, behind my back, but the insurance got wise to it and successfully disputed the collection attempt. Then they went after me, threatening and harassing me for a year before turning the bill over to Wakefield & Associates at double the previously listed amount due.
When initially contacted by Wakefield & Associates, they claimed they'd been attempting to contact me for months. When debt was disputed, they refused to listen, kept asking for personal information, such as a credit card, and threatening me with damaged credit if I didn't pay immediately. By their next call, I'd learned what my rights were and what I had to tell them to get them to be bound by the FDCPA to stop harassing me. The employee on the other end of the phone acknowledged it before asking for alternate contact information that I had to, of course, refuse to give them.
Just over four hours after requesting that they cease contacting me, they called me again, stating that the call was an attempt to collect the debt, asking for my attorney 's phone number, and saying that they couldn't stop contacting me unless they had one.
|
| 01/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
XX/XX/XXXX : I went to XXXX 's and a secretary incorrectly filled out my insurance paperwork, when I had VA healthcare that had already paid for the situation I was there for ( XXXX from a previous VA XXXX coming undone ).
XX/XX/XXXX : I then recieved ONE letter from Wakefield & Associates 5 months later, informing me of a 5 % interest rate price increase? I submitted a dispute through their website, and YEARS have gone by. I thought it was safe to assume the issue was resolved, considering this group hadn't made contact ; apparently it wasn't.
XX/XX/XXXX : I noticed a new & backdated negative impact on my credit scores, which I removed within 3 hours, by submitting all the viable documentation I hold. I'm being charged a hidden made-up, ridiculously high interest rate, by this group, on something that was already paid for, and forged in my name.
I am recieving no notices of the charges or any price increases, if any. A simple formula can help show people what they currently owe, yet their website is showing only a stationary number? Blatantly false information is being portrayed on their end. Why is their call center not readily available 24/7? How much do I currently owe ( according to them ), why do they not have an email set up?
XX/XX/XXXX : I made a payment for the principle amount listed on their website and one letter I've recieved from them.
|
| 09/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I had to go to the emergency room at XXXX XXXX XXXX XXXX in XX/XX/2022 and after the physician told me that I did not suffer a XXXX related problem, I asked to be XXXX and allowed to go back to work. No one took notice of my request and thus several people came into the room to do all kinds of tests WITHOUT first explaining to me the reason ( s ) for said tests but also told me that ANY AND ALL fees would be covered by my insurance. I found out later that my insurance did not cover all fees. Consequently I asked for financial assistance and FULL CHARITY was granted to me by XXXX XXXX. Now I received 2 letters from Wakefield & Associates asking me to pay {$1100.00} and {$51.00} respectively for XXXX XXXX XXXXXXXX WITHOUT telling me Who was the XXXX XXXX and for WHAT? On top of that they charge me a fee of {$27.00} and {$1.00} respectively on top of the amounts charged ..... I had no job nor money to pay for these amounts. I recently got a part-time job for 16 hours per week at an hourly rate of {$13.00} before taxes and other deductions, leaving me barely enough to pay for gaz and food, not to mention that I have a XXXXyear old XXXX mother whom I have to take care of. I told whoever called me the first time to collect these amounts that they should contact XXXX at XXXX XXXX and not to bother me any longer. I need your help to resolve this. THANK YOU!
|
| 12/15/2021 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I asked them to validate debt. They shared my information without my signature and broke Hippa Regulations. Notices were sent certified mail and they responded by sending personal information without my signature authorizing them to share my information/personal data.
Wakefield and Associates XXXX XXXX XXXX XXXX XXXX TN XXXX ph # XXXX.
I am requesting all the files be removed some are duplicated with new dates same amount ( which is inaccurate information on top of Hippa Violations. A report is being filed w Hippa.
Acct # XXXX Signature was not provided or authorized by debtor or to collection agency ( I did not sign anything giving them authorization to share my information with credit reporting agencies or any information with third party or any business. I did not authorize creditor or sign a release from Hippa authorizing Wakefield and Associates or Hospital or Emergency Dept to access my medical records ( this is a direct violation and these MUST be removed from my credit reports.. Proof of this debt was not validated nothing on file with my signature given to this creditor or debtor authorizing them to share my information.
I sent them notice and they failed to validate debt however sent personal information obtaining procedures and personal information without my consent or authorization. These must be removed as it is a direct violation.
|
| 05/24/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Wakefield and Associates was notified by me, via letter, on XX/XX/2019, that they were illegally and improperly reporting negative information to my credit reports and robo calling my cell phone without my express permission ( numerous messages saved ).
I gave them until XX/XX/2019 to remove the accounts and cease contact or I would file a federal lawsuit.
I even included my PACER profile sowing I am a Plaintiff in six federal consumer protection cases.
Wakefiled and Associates ignored my warning and are still reporting, in a negative manner, five accounts that are incorrect.
I have drafted and am filing my federal Complaint, which I will forward to your agency in a few days.
I understand that I will be pursing the private right of action section of the FCRA and the FDCPA and that your agency can not assist.
I am asking your agency to please take the Administrative Proceeding actions that you have congressional authority to prosecute and which I don't have standing to prosecute.
Thank You for your assistance, and as I have done in the past, I will forward a copy of the Complaint to supplement this Complaint, once my Complaint is assigned and has a docketing number.
If you need recordings of the TCPA violation messages prior to this, please contact me directly. I have them saved to a separate drive and can forward/upload.
Thank You!
|
| 01/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
I was transported via ambulance from XXXX XXXX XXXX to XXXX XXXX by XXXX XXXX, XXXX XXXX XXXX, XXXX, GA XXXX aka XXXX XXXX XXXX, aka XXXX XXXX XXXX on XX/XX/XXXX. They are an out of the network provider. Their services were selected by unknown person ( s ) at XXXX XXXX XXXX without my specific knowledge. I was billed {$1500.00}. XXXX insurance covered amount {$1100.00}, leaving a patient responsibility balance of {$200.00}. The {$200.00} balance was paid in full through XXXX 's payment processor, XXXX, on XX/XX/XXXX. I have an online receipt available through XXXX. There was a disallowed amount of {$160.00} as referenced on the XXXX EOB : " XXXX - XXXX XXXX XXXX : THE SUBMITTED PROCEDURE CODE IS DISALLOWED BECAUSE REIMBURSEMENT IS INCLUDED IN THE PRIMARY SERVICE. Since then I have been repeated harassed by telephone by Wakefield Associates, XXXX TN claiming an outstanding balance due of {$360.00}. During several phone conversations in XXXX, they were informed that the debt was paid in full to the original debtor and to stop harassing me for a debt that is not owed. Their latest phone voicemail was left on XX/XX/XXXX at XXXX AM EST. They continue to phone my mobile number on XXXX and leave a voicemail " ... call so-and-so at Wakefield Associates '' without a mentioning a reason for the call or identifying their identity as a debt collector.
|
| 04/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield and Associates to which is the debt collection company in this matter was paid in full on XX/XX/XXXX for a medical debt of {$100.00}. This item was reported on all three of my credit reports as a collection by a Collection Agency/Attorney. The original debt belonged to XXXX XXXX XXXX XXXX XXXX and was told it would be updated for removal and it would take up to 30 days to post. As of XXXX of XXXX, it was removed from 2 of the major bureau but continues on one of the major reporting companies. When I contacted the collection company on XX/XX/XXXX, the Agent on the other line was aggressively rude stating they will not update the XXXX balance item for removal as stated before. They do not do reporting of updated information as the original owner requested. I informed her the original owner of the debt stated they were to do so being I paid the item in full to which was asked of me. She then preceded to state this is not what they do and they will not update the information again. I then asked for a copy of the letter to which they claimed to have sent to me and was told they would not resend the letter. The item is still reflecting in their system but paid. The customer service professional was very unprofessional although I understand with the pandemic going on people are frantic. Yet, there was no need for her unprofessionalism.
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
Wakefield & Associates served me papers with an email to respond to for collection of medical bills. i responded letting them know that I was affected by a federal disaster during covid. Colorado had issues with unemployment and I was one of the thousands affected. My XXXX was shut down by the state for 4 months, I still am waiting on my unemployment that has been approved but due to technical issues with the state can not be paid out yet. I lost my home and moved in with relatives. I recently went back to work full time a month ago. They are saying they never received my response and I have email proof and are trying to garnish 20 % of my paycheck when Colorado passed a bill HB19-1089 exemption from garnishment medical debt : if a persons income does not exceed 400 % of poverty guidelines they are not allowed to garnish. Bill became effiective XX/XX/XXXX. Here is the Bill : XXXX XXXX XXXXXXXX I only made XXXX as a XXXX and that varies bc I am commision.
The XXXX Federal Poverty Level in colorado for an individual is {$16000.00} in yearly income.
Federal poverty level calculator off of my last check of {$1600.00} shows me at 323.03 % XXXX XXXX XXXX
I am definitely exempt from medical garnishment from all of this data.
If they garnish 20 % I will not have my rent and I just went back to work full time after covid federal disaster.
|
| 01/25/2021 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I went to the Hospital Emergency room for a XX/XX/XXXX on my XX/XX/XXXX that neededXX/XX/XXXX. Upon arriving at the emergency room I gave the clerk my 3 medical insurance cards. A few months later I received a notification from this collection agency about the past-due bill for my ER visit. I wrote to them in XX/XX/XXXX explaining that I gave the hospital representative my medical insurance cards and that my insurance was never billed for the visit. Therefore I was baffled that I received a collection notice. In the correspondence to the collection agency, I included copies of my 3 medical insurance cards that I had presented to the hospital explaining that my insurance was never billed for the visit. Explaining that the normal procedure is the insurance is billed and after they pay if there is a copayment requirement for the service I would pay it. Once I received the bill stating what the insurance paid and what I was responsible for. On XX/XX/XXXX I received a second notice from the collection agency who I guess has not queried the collection with their client but is insisting that I pay XXXX cash even though I sent them and their client the hospital my 3 valid medical Insurance cards. Yesterday I was notified by my credit reporting agency that a new collection account for XXXX was placed on my credit report. This is totally unfair.
|
| 02/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Good afternoon, I have made several attempts to get validity of the accounts from Wakefield & Associates. They have 3 accounts listed on my credit and when I disputed this on several occasions they would never provide me proof of the debt. As I stated to them I have never signed an agreement with them and to please provide me proof of an agreement. I have issues because they were initially charging me interest on a debt that they would not validate. Finally the other week they decreased the interest off of the debt, but to no avail they have not sent me anything to validate this agreement I supposed to have with them. I am asking that they send me copies of agreements signed by me or delete this off my credit. They are causing my credit score to decrease everytime they add interest on this debt in which can not be verified. Please help me with having this company send me contracts in which I signed otherwise I want this removed from my credit and to cease from adding interest on a charge that has not been validated. How can you charge interest on an account that you can't validate and then send a message back saying you are reporting according to the FCRA guidelines. I have rights as a consumer and I am asking for documented proof of this debt and a signed agreement in which Wakefield & Associates and I have ever had an agreement.
|
| 11/15/2016 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
The collector " XXXX '' who was working on behalf of Wakefield and Associates, contacted me looking for my spouse. Without offering my name he then asked if I was " XXXX XXXX ''. I merely had to say yes. He then provided me my address and before I could even agree to any more than being XXXX XXXX, he began to explain who he was and why he was calling. He provided the debt amounts and the different institutions the were with as well as the dates they were incurred. I did not have to provide any information of my own to confirm my identity. Merely say yes to everything provided to me. I than asked for a supervisor. Once on the phone with the supervisor " XXXX '', I explained the scenario and the supervisor took no interest in the violation. At that point they proceeded to attempt to collect on the debt. I asked what they would be doing in regards to the violation they stated they could not take action until they listened to the recording. I simply had to verify a street name, not even an address with the supervisor to confirm that I was who I said I was. I was even provided the street name. I asked them if there was any further information they needed to verify my identity " XXXX stated that street name was all they needed. XXXX asked if I wanted them to listen to my recording and then they could contact me back, to which I agreed.
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a letter in the mail dated XX/XX/22 from Wakefield & Associates. The letter states that Wakefield & Associates is a debt collector. The creditor is XXXX XXXX XXXX XXXX. The total balance is {$680.00}. The discount balance is {$470.00}. Wakefield & Associates website is chat.wakeassoc.com. Address : - XXXX XXXX XXXX XXXX, TN XXXX.
- XXXX XXXX XXXX XXXX, TN XXXX.
Phone numbers : - ( XXXX ) XXXX - XXXX.
- ( XXXX ) XXXX - XXXX.
- ( XXXX ) XXXX - XXXX From the letter, it looks like they only accept credit card payments ( XXXX, XXXX, XXXX XXXX ).
I called and was told that the bill was for unpaid medical. They told me it is a HIPAA violation to tell me where this bill is from ( which doctor billed ) and told me that I have to mail Wakefield with a request for itemization to dispute the bill. I called the hospital ( I received care from ) directly and was told that I have no outstanding bills and that they do not use Wakefield and Associates for collections. I called Wakefield back and gave the person who picked up the account number. He was asking me if I was different people ( he went through a few names ). I asked him why one account number would have more than one name. He said that there are many account holders. I hung up. I am almost certain that this is a scam. I search on XXXX and found similar complaints.
|
| 06/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I'm a disappointed with XXXX XXXX billing process. My name is XXXX XXXX and my company ( XXXX ) had to called XXXX to call an ambulance services to take me to the hospital. All information was provided to XXXX XXXX yet the system never took down my correct address and Medical Record ID for XXXX XXXX. This occur around XX/XX/2018.
Because of this mishap, XXXX XXXX was not able to bill my insurance and pushed my billing to a debt collector ( WAKEFIELD AND ASSOCIATES ) which cause a negative impact on my credit score.
XXXX XXXX and Wakefield stated that they sent mails and attempted to call me but I have never received any phone calls or mails where XXXX XXXX was unable to get my medical id from XXXX even though they stated that they have attempted. I contact XXXX XXXX and then inform me that they did not have the correct address on file for some reason.
My credit should never had a collection notice on my record which cause a very big negative impact on my credit score because of XXXX XXXX and Wakefield AND Associates. I have already contacted both company and provided my medical id after seeing my credit being ding by the collection notice in my credit report and they stated that it will take 45 - 60 days to have this resolved. In the meantime my credit score is being impacted which i feel strongly that it is not fair
|
| 10/16/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a notice from XXXX XXXX that a new collections was added to my credit report. I have been trying to fix my credit for two years, so I watch it carefully. I had to XXXX the name of the collections agency to find a way to contact them and I had no account number or idea where this debt came from. I called asking for clarification and they said they would mail it out, I did not receive it. I filed a complaint with the XXXX that I never received a notice before they reported this to the credit bureaus and the company finally responded saying they had sent out a notice and attached a pdf of that notice. When reviewing it to see what it was, I see that they are missing part of my address, so the initial letter never even made it to me. They claim they never received it back as undeliverable, but I can not explain that. I am guessing it went to someone else in my complex, as they did not include my apartment number, so nobody would have any way of knowing who it belongs to. I simply wanted clarification and if it is mine, I should have a chance to pay it off before it negatively affects my credit, as it has. I am trying to purchase a home and this was a devastating hit to my credit. If it is mine, I absolutely will make arrangements to pay it, but it should not be on my credit report until I have the chance to do so.
|
| 12/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a letter dated XX/XX/XXXX from Wakefield and Associates notifying me that a medical debt from XXXX XXXX XXXX XXXX XXXX had been listed for collection in the amount of {$1600.00}. This was presumably for services rendered at XXXX XXXX XXXX XXXX in XXXX AL on XX/XX/XXXX. I entered into a payment agreement with XXXX XXXX for oustanding charges for this visit and have been paying monthly since XXXX of XXXX with the last payment just made today, XX/XX/XXXX. I have not received any requests for payment from separate entity XXXX XXXX XXXX other than this attempt to collect by Wakefield and Associates.
In a resolution to another CFPB complaint, Wakefield acknowledges that there are two accounts in their possession - one from XXXX XXXX for facility charges and the other from XXXX for physician charges. The facility charges have been returned back to the hospital since payments have been made accordingly. For the physician charges, Wakefield provided a general statement of account dated XX/XX/XXXX. It appears to be manufactured by the collection agency and not XXXX and is the only notification I have received regarding these additional charges. It is misleading to be told that I am entering into an agreement to pay for the services rendered and then to be blindsided by collection activity for charges I have not seen.
|
| 02/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Before I when to the doctor visited I asked XXXX XXXX. XXXX if they took my new health insurance which is XXXX XXXX XXXX XXXX. I was informed by XXXX XXXXXXXX XXXX they did and I gave them my insurance card and information. I also payed XXXX XXXX. XXXX my XXXX $ Copay approximately date XXXX XXXX XXXX XXXX. XXXX send me a bill for approximately {$270.00} for doctors visited and vaccination. I was confused since XXXX XXXX XXXX already accepted my insurance and took my copay.
I already tired to resolve this problem with XXXX XXXX. XXXX and XXXX. I Complied with XXXX appeal process by writing them a letter, explaining whats going on I also filed all the Proper paperwork, but they refused to cover the bill. I then talked to XXXX XXXX. XXXX billing department I explain to them everything going on and they apologize and agree to remove the XXXX visit from the bill but still tried to charge me for the vaccination shots.
I refused to pay XXXX XXXX. XXXX since their the ones who made the mistake of telling me they accepted my Insurance when they didnt and then proceeded to send me to collections.
It is not right that this company can blind sign a customer with a unexpected bill and get away with charging customers without giving them a prices before the service and tell them one thing and then send a bill months later.
|
| 06/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have hospital visit bills on my credit report which are negatively affecting my quality of life. I have been a XXXX recipient since XX/XX/XXXX and am currently XXXX due to medical reasons. I checked my credit today and found that XXXX XXXX XXXX XXXX has negatively impacted my credit report. I am under federal income guidelines as not being able to pay for medical care, hence I qualify for XXXX When doctors and hospitals only get a portion of what is billed through the process of capitation, they then turn around and harass people who are already socioeconomically impacted. This is not fair AT ALL because it is hindering me to find housing, obtain utilities, and is causing undue stress which lowered my quality of life. I do not understand how being poor and underprivilaged means I can not obtain housing during homelessness, services and utility assistance, and any potential job I may apply for. This is also negatively impacting me to find affordable car insurance, obtain a cell phone, or even WANT to visit an ER/Hospital when needed due to the possibility of the medical insurance not covering the billed amount and the debt being sold to an agency for pennies on the dollar and then the agency harassing me and ruining any chance at an education, suitable housing, and even vital utilities such as water, and electric.
|
| 08/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2018 I sent a certified mail letter with return receipt to the collection agency Wakefield & Associates to validate the alleged debt that were on my file. The account are as followed : Account : XXXX The company sent back the return receipt with a signature. The company failed to validate the alleged debts. It has been over 30 days and I have received no response from the company to this day. The collection agency failed to complete the Validation process. Please be advised that I am disputing these collections due to the fact that Wakefield & Associates currently does not have a valid license in the state of Missouri to collect on debts. I checked the Missouri state secretary website and the information for the company states that their license is currently Admin Dissolved - Profit according to the Missouri secretary of state. I am requesting that you investigate this matter and delete these accounts from my file immediately. I specifically asked for a signed agreement and other supporting documentation and I have not received a response from Wakefield & Associates validating this alleged debt. They are reporting delinquent information to the credit bureaus that I am asking be deleted.They failed to validate this alleged debt. If this collection is not deleted I might sue for violation of the FDCPA.
|
| 04/22/2015 |
Yes |
|
- False statements or representation
- Indicated shouldn't respond to lawsuit
|
|
Web |
Older American, Servicemember |
|
In the XXXX week or XXXX of XX/XX/XXXX, collection agency, XXXX MAILED me court papers which said on the XXXX page to contact them and resolve prior to court date. And, make payment arrangements. I did. I am a XXXX Veteran. I was in recovery from hospitalization and I did not have a wheelchair to be in court. This is why I made PRIOR ARRANGEMENTS according to court papers mailed to me. I called the phone number and was in contact with someone at collection agency who set up the agreement for my file # and sent the contract for me to sign. I sent signed contract back along with payment and paid according to contract. XXXX of the medical bills was from 9 YEARS AGO IN XX/XX/XXXX while the other few were medical bills from 1 YEAR AGO OR 1 MONTH AGO and were medical bills not even sent to me because BANNER HEALTH took over XXXX XXXX XXXX and their computers were letting everyone 's medical bills in the community slip to local collection agencies. I did not know for 3 years my AGREEMENT/CONTRACT/PAYMENT/AND PAID IN FULL VERIFICATION FROM WAKEFIELD was XXXX and the XXXX XXXX XXXX XXXX were e-filing a judgment that showed an amount less than a satisfied Agreement/Contract/Payment with overpayment of {$75.00} never reimbursed by this collection agency. Injustice and lies to a court were done by this collection agency.
|
| 09/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/2022 at XXXX EST WakeField & Associates Violated my rights Under 15 U.S.C 1692c Section A : of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act that states : Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt and continued Under 15 U.S.C 1692c 805 A1 at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer.
They also violated my rights under 15 U.S.C 1681 section 602 A. which states : I have the right to privacy.
And Under 15 U.S.C section 1681n section A and Section 1A states : Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} WakeField & Associates called my personal phone number WITHOUT my consent and while I was AT WORK and HARRASSED me to pay a debt, I am now vividly XXXX XXXX. The number they called me from without my consent is XXXX ( XXXX ) XXXX
|
| 12/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My Name is XXXX XXXX, my email address is XXXX and I live at XXXX XXXX XXXX XXXX, TN XXXX. I am writing regarding the handling of my personal bank information by a debt collector.
I received a call from " XXXX '' ( would not give her last name ) from Wakefield and Associates in XXXX, TN about a {$5.00} medical debt. The call was friendly and cordial and since it was such a small amount I didn't question the validity, I told her I would just go ahead and pay it. The trouble came when we discussed payment options and fees. She informed me that if I paid by credit card the fee was over {$5.00} and actually more than the debt and I could pay by electronic check. I agreed but to my surprise she already had my bank routing number and bank account number and simply asked for me to verify the approval of the payment. This is extremely bothersome to me, I have paid for over looked medical bills in the past and it is certainly conceivable that I have dealt with this company before and given them that information to pay for a debt however, I never expected them to store my bank account information. This is concerning for a multitude of reasons and while I am ignorant of the laws regarding debt collectors storing bank information I certainly do not want my information stored.
Thank you for you attention, XXXX XXXX
|
| 08/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield and associates had me served with court papers XX/XX/2020 for medical bills. They had already been paid in full by my insurance company. I was being sued for like {$450.00}. I went through and got my EOB from my insurance. Called the doctor 's office that sent me to collections they admitted it was a mess up on their part but said nothing they could do. Took my EOB personally to Wakefield and associates proved I didn't owe them anything. That was on a Friday, well Monday they still proceeded to go to court and lie about me proving that I didn't owe the debt to obtain a garnishment order. I then called back after I received the order in the mail to ask them why or how they were going to garnish when I already proved I didn't owe the bills, they still garnished my husband 's check for almost {$300.00} for bills we did NOT owe! Well now it's happening again! I sent a letter contesting these latest doctor bills they are suing me for as I don't get bills from our local hospital only sent to collections so I have no idea if I owe them or not. Yet they're ignoring it once again, and have a garnishment order on my husband 's check! Not to mention in a pandemic where it's touch and go if we will have groceries! This company feels they're above the law and don't have to follow fair credit collection laws!
|
| 07/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX continue to attempt to collect a debt that I have made them aware of did not belong to me. I have contacted them and made them aware that this debt was as the result of identity theft, and they have refused to stop trying to collect the debt and continue to report this fraudulent account against my name and social security number. They have further more been provided a copy of my police report, identity theft affidavit and they continue to ignore the fact that this account does not belong to me. When I have attempted to speak to this company they have been very disrespectful to me and have tried to force me to pay a debt that does not belong to me. I feel that this company is trying to extort money from me over a fraudulent debt. My personal information was compromised in 2010 and every since then I have had people open all sorts of accounts in my name using my correct personal information that was obtained from the identity theft. This debt that they are trying to collect from me is absolutely not mine and they have defamed my character by listing and continuing to list this fraudulent information against me. A part of defaming my character they are also continuing to violate the FCRA Section 605B by refusing to remove this information they know to be fraudulent from my credit reports.
|
| 03/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am invoking my rights pursuant to 15 U.S. Code 1692c ( c ), I demand you to cease any communications and collection activity of this alleged debt. XXXX XXXX XXXX willfully failed to comply with the provisions of SUBCHAPTER V of the 15 U.S. Code Chapter 41 with respect to I the consumer and such failure caused damage to my reputation, credit-worthiness and credit capacity which resulted in adverse action being taken against me when I tried to obtain new credit during this pandemic, this has caused me financial injury and am pursuant to 15 U.S. Code 1692k they are now liable to me for such damages sustained due to their noncompliance. XXXX XXXX XXXX willfully failed to comply with the requirements imposed under SUBCHAPTER XXXXII of the 15 U.S. Code Chapter 41 in respect to I the consumer and am aware that they are now liable in the amount of {$1000.00} pursuant to 15 U.S. Code 1681n ( a ). Fact, I the affiant am invoking my rights pursuant to 15 U.S. Code 1692K and 15 U.S. Code 1681 ( n ) and make a demand for monetary relief for the violations and actual damages caused to I the consumer due the willful noncompliance by XXXX XXXX XXXX. I am demanding monetary relief for the damages above or I will file suit in federal court within the next 14 days if my demands are not met. This is not a negotiation.
|
| 11/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a letter dated XX/XX/XXXX from Wakefield and Associates notifying me that a medical debt from XXXX XXXX XXXX XXXX XXXX had been listed for collection in the amount of {$1600.00}. This was presumably for services rendered at XXXX XXXX XXXX XXXX in XXXX AL on XX/XX/XXXX. On or around this date, I also noticed a derogatory mark placed on my credit file by Wakefield and Associates in the amount of {$190.00}. I immediately responded in writing requesting verification of the debt. I also called the hospital directly as I was set up on a payment plan to pay of the medical debt incurred during the hospital stay in question since I was uninsured at the time. Payments have been made monthly in the amount of {$98.00} since XXXX of XXXX. The last payment posted was on XX/XX/XXXX. I received a letter from Wakefield dated XX/XX/XXXX which confirmed that the name, address, and amount were correct that was placed in collection. Enclosed were itemized statements which clearly show ongoing payments toward the debt to the original creditor XXXX XXXX XXXX. Furthermore, my payments are even detailed on the account summary provided by the agency notwithstanding the most recent payment which cleared my bank on XX/XX/XXXX. When contacting the hospital, they tell me that I must contact the collection agency.
|
| 04/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
On XX/XX/2020 around XXXX, I have received a call from number ( XXXX ) -XXXX.. with caller Id showing as a Potential Scam. When I answered the call the caller screamed my name. I told him that it was me. He then asked me for my date of birth. Then told me that I owe {$290.00} to a hospital in NJ. I asked him to send me the bill and told him that if I really owe them then I will pay them. He said that he is not the one to send the bills. I told him that I do not owe any hospitals as far as my knowledge goes. He said he works for Wakefield Associates law firm. And if I do not pay, he started threatening me and my family. The caller said that he will spoil my family 's history ( not sure what he meant by that ). Threatened severe action.I told him that I will complain to federal authorities. He said " go ahead and do it ''.
After few minutes, I went on Wakefield Associates website and wrote a complaint. The next day, a person by name XXXX, claiming to be from XXXX XXXX, messaged me on my XXXX. I told him all that happened. This morning XXXX sent me another message saying : " Would you be free to discuss this on the phone? ". So far I did not reply. My wife is sick, she has severe XXXX ( hope it is not XXXX ). None of us are going outside. Calls like this are scary.
Thank you, XXXX XXXX XXXX
|
| 01/06/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
On XX/XX/XXXX, a collections account from " Wakefield & Associates '' was added to my credit reports ( XXXX, XXXX, & XXXX ). I did not recognize this accounts and immediately contacted the collector. I was told on XXXX occasions that I owed a collective balance of {$5000.00} to a hospital in XXXX. I was not provided with any information to verify the debt besides a hospital name as the Creditor. I contacted the hospital and it was confirmed that I do not have a balance with the hospital. I contacted Wakefield again with a telephone no. for the hospital to verify this and the agent refused to assist in verifying the absence of the debt they claim I owe. I asked for specifics on the debt ( it was stated that they are trying to collect on XXXX visits to the hospital ). I was told they could not disclose the information on the specific accounts, only the amounts - no dates of service, etc. I have never received any written communications in regard to the alleged debt, although I did provide my current mailing address. I have verified with my insurance co. and the hospital that there is no balance owed. The collector refuses to provide an account number or proof of debt. The original creditor states there is no existing debt, that it was paid by my insurance company at the time of service.
|
| 07/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
The first company is with XXXX XXXX ( originally progressive ) Amount {$230.00}. I have recently found out that this account is associated with a car that has already been removed from my reports because of Identity theft. I sent letters about this XXXX weeks ago and sent an additional online dispute out on XX/XX/XXXX The second company is XXXX XXXX XXXX ( Originally Rise Credit of Tennessee ) Amount {$2600.00}. This account was opened in XX/XX/XXXX, I had moved out of Tennessee 2 years prior to this date. Please remove this fraudulent account from my report.
The 3rd account is Wakefield ( Originally XXXX XXXX XXXX Amount {$350.00}. I do not recall ever getting serviced from this facility and would like for it to be removed from my report. I have reached out to this company several times asking for the account to be verified with no response The last account is a loan from XXXX XXXX XXXX XXXX for {$2200.00}. I have NEVER taken out a loan for this amount and this bank and have asked SEVERAL times for it to be removed. It was removed from XXXX but not from XXXX or XXXX. I banked with this credit union for years and don't understand how a loan was taken out in my name when I stopped using the bank because I moved out of state. Please remove this account from my report.
|
| 07/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was never contacted by Wakefield And Associates not even when the supposed debt was transferred to them. I did not receive any written notification via mail from debtor or the collection agency. If either one had contacted me within the 1 year period after supposed date of service than I would of had the chance to submit the debt to the insurance company for payment. Since gaining knowledge of the alleged amount that I owe I have tried diligently to contact not only the debtor but also the collection agency to not only verify the debt but also to find out why it was not submitted to my insurance company or why I wasn't notified. The agent asked me for my insurance which I provided but my insurance company declined the supposed debt because it was past the 1 year mark. Now that Wakefield And Associates have taken over this debt they have not verified its authenticity and are CHARGING ME INTEREST to the tune of {$400.00} more than the debt is. I would assume that is why they have not contacted me during the time of which I could have had my insurance company investigate further the validity of the debt. I want this debt removed from credit report until the creditor/Medical company can prove the debt is valid and provide me with the documentation from where it came from.
|
| 09/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Originally the medical bill was to from XXXX for XXXX XXXX 3 years ago. They didnt file in time with XXXX but little did they know my mother works for XXXX XXXX XX/XX/XXXX. So they put it on my credit as Im only 22 now and was born XX/XX/XXXX I didnt know until I recently started checking my credit. They said that they sent us hills and my mother checks all my mail and will attest we never received anything from them, not to mention I have insurance so it shouldve been billed to them. So it went to Wakefield and Associates. Since recently Ive gotten XXXX to bring the balance to XXXX with the help of my mothers XXXX people who know they didnt give timely filing. Now since XX/XX/XXXX Wakefield and associates says its been submitted to be removed from the bureaus, although XXXX says they havent received anything since XXXX, and its XXXX now. they keep running me around in circles but nothing has been getting done since XXXX. XXXX has caused the strain of properly billing the insurance company and then placing it on my credit and the collections company is telling me they reported it but XXXX isnt seeing any change. Ive talked to them and told them what transunion has said and they say they cant supply me with a letter to the bureaus that it has been submitted for removal.
|
| 03/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
This company has been harassing me for over 4 years. Im not sure where the original debt came from, but they have called me 3-4 times a week since XX/XX/XXXX, as late as XXXX. They have harassed me for so long I had to delete my cell phone number that I had for 14 years. The debt collect is Wakefield and Associates. The charges are as followes.
Principal interest date XXXX {$170.00} XX/XX/XXXX XXXX {$330.00} XX/XX/XXXX XXXX {$1700.00} XX/XX/XXXX XXXX {$330.00} XX/XX/XXXX XXXX {$1400.00} XX/XX/XXXX The original totals are almost HALF of the requested amount. I have Heath insurance ... this company has harassed me into a depressive state over a few dollars. My girlfriend left me over the XXXX and XXXX of this company calling me every day. After I deleted my phone number they used my girlfriend tax return to get her phone number and hurrassed her, saying that I would be thrown in jail, and she would be charged for protecting my identity from these evil maniacs! How is it legal to double the amount owed! Call me every day! Contact my MOTHER about this debt?! Are you kidding me?!!!! Im at a loss ; im furious, I feel cheated, I dont know my rights, but this is abuse. Theyve threatened jail time, legal litigation, and to come after my home, car, job, and personal effects.
|
| 01/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Around XX/XX/2020, after doing my annual credit report pull. I noticed fraudulent accounts were reporting on my credit reports. One was with WAKEFIELD & ASSOCIATES LLC, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX. I have attempted to contact all parties. XXXX XXXX has removed the fraudulent reports from XXXX and XXXX but not XXXX. XXXX XXXX XXXX XXXX XXXX have removed the fraudulent reports from XXXX and XXXX but not XXXX. XXXX XXXX has removed the fraudulent reports from XXXX and XXXX but not XXXX. WAKEFIELD & ASSOCIATES LLC continues to make fraudulent reports on XXXX, XXXX, & XXXX. WAKEFIELD & ASSOCIATES LLC, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX has been contacted multiple times by me to request information for these fraudulent accounts. I have filled out the required information that accounts for all three credit bureaus, as accurate and refuses to give me information proofing this fact. Now they have stopped responding to my emails even after speaking with 3 of their supervisors. I've filled out identity theft and CFPD reports. Which they ignored that along with multiple FCRA laws and are not limited to section 609 allowing consumers to request copies of my credit reports and the associated information that appears on my credit report.
|
| 08/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I paid XXXX XXXX XXXX {$370.00} on XX/XX/XXXX in full satisfaction of my debt, as evidenced by my bank statement from that month. On or about XX/XX/XXXX, Wakefield and Associates, a debt collector working on behalf of XXXX XXXX XXXX, erroneously reported to the credit reporting agencies that the aforementioned closed out account was open and in default. I called and spoke to representatives of both parties on XX/XX/XXXX, after I first learned that my fully paid bill was sent to collections, and I was reassured that the mistake would be fully resolved. At that point I had no idea that Wakefield had made the erroneous report to the credit agencies. Yesterday, XX/XX/XXXX, I was informed by my bank that I will not qualify for a mortgage to buy a new home due to this fully paid bill that continues to be reported as unpaid on my credit report -- that's the first time I learned of the erroneous report to my credit. I called Wakefield today and was informed that XXXX XXXX XXXX still hasn't reported the payment of the bill to them. I called XXXX XXXX XXXX and they insist that they have reported the payment of the bill to the collections agency. Neither party is willing to communicate with each other to correct the erroneous reporting on my credit report and clear my credit.
|
| 02/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a notice from Wakefield & Associates in regards to an account with XXXX XXXX XXXX. First, I have never heard of XXXX XXXX, nor do I know what this is in regards to. This letter ( also included with this complaint as Document 1 ) does not state what product or services were given ; only information is a date and amount. At this point I can not properly dispute what this is in regards to or ask the right questions to determine how this should be disputed. I would also like to point out that there is an interest owed section in this letter. Why would I want to pay interest on an account that I was never notified existed, and has taken over 25 months for someone to contact me about it.
There are a few basic questions I can ask at this time ; but depending on the answers, further escalation with the CFPB may be required.
1. What products or services were given on the service dates mentioned?
2. If these were medical services, was financial aid available if requested?
3. What method of contact was used to notify about this account? Written letters ( statement and mailing dates needed )? Phone calls ( date/time needed, what number was called, was voice message left )? Was email sent ( what email address was it sent to, what domain did it originate from )?
|
| 02/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
After reviewing my credit report I noticed a collection account from Wakefield & Associates Inc of XXXX XXXX Colorado. The collection was for an account of XXXX XXXX XXXX XXXX. After I looked up the entity name I found that it was a medical bill. Using this information I looked up all areas of operation of that entity in Arizona and only found 1 near my residence. This hospital appears to be a XXXX hospital in XXXX Arizona.
I was a victim of an employment scam in XX/XX/2018. I made a report then to the consumer protection bureau in regard to that incident since it involved credit cards in my name. I am of 100 % certainty that this account does not belong to me. I am in no need for a XXXX hospital needs, I am XXXX and no history of XXXX XXXX. I have only been to the hospital one time in the last 10 years and that hospital was not this hospital. Another reason I know this bill is not mine, I am a 100 % XXXX veteran and 100 % of my medical costs are covered by the XXXX XXXX. Another issue I noticed is that hospitals in Arizona use the XXXX XXXX XXXX XXXX to collect medical debts in Arizona.
I believe I was a victim of identity theft and would like this collection removed immediately from my credit report. I have filed a dispute with the credit bureaus today.
|
| 09/24/2019 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Wakefield and Associates has attempted for Nearly two years to collect a debt on behalf of XXXX XXXX XXXX XXXX for an alleged Emergency Room visit. I have contacted both the hospital and XXXX requesting proof ( my signature, a copy of the ID used at the ER, etc ) to verify I was at the hospital that night because in reality I was at work They have both refused to do so. I have submitted both companies my insurance information with the understanding that IF they were certain it was a valid debt, they should bill my insurance as I have had the same insurance for 7 years. Again, both companies have refused to do so. I called Wakefield and Associated to request they either bill my insurance or remove this from credit report, they have refused, told me it was not insurances problem, it was mine. They have reported a {$1300.00} bad debt on my credit report causing my credit score to drop considerably while refusing to provide me with any verification that the debt was valid or billing my insurance. I have Alabama State XXXX so any Er visit would have been covered but they are refusing to even try billing it. I have even mailed them a copy of my insurance card and my ID. This has been going on for over a year and has caused a drastic drop in my credit score.
|
| 04/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Wakefield & Associates sent a collection letter dated XX/XX/2021 in regards to an alleged debt. I sent a debt validation letter dated XX/XX/2021 via certified mail which they received on XX/XX/2021 asking for proof of debt validation documentation. FDCPA states that a debt collector MUST respond to a request for debt validation letter within 30 days from receipt of that letter. Wakefield has not responded to my request as of XX/XX/2021 which is well pass the 30 days allowed. Wakefield has reported this fraudulent account to my credit report, all 3 major credit bureau which puts them in violation of FDCPA and also reporting inaccurate information on my credit report which is in violation of my rights as a consumer. I have a right to ask for debt verification, and by LAW they must provide documentation proving the debt is mine, that i owe the debt, that i agreed to pay them the debt, and they have the right to collect the debt owed. If wakefield & Associates can not provide proof by law they can not report this debt to my credit report and must remove it immediately. Wakefield & Associates are in violation and I will be filing complaints against Wakefield & Associates with my state attorney general, the FTC, and disputes with all 3 credit bureaus.
|
| 08/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor and my sign hippa release form. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.I have no knowledge of this company or alleged debt. i disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
|
| 11/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have written this company several times and have been ignored. Last attempt was on XXXX XXXX certified mail. They reported this account # XXXX to XXXX and I don't even know you. I know you're a collection company and when you buy debt from the original company the debt is already PAID. I know they're paying XXXX to keep this on my credit which I already spoken to attorney about this and they advised me to take this route and if nothing happened then I can hire his team. I don't recall giving XXXX XXXX XXXX XXXX to have my health records to be release to a third party. I need you to send me Validation of Debt and HIPPA AUTHORIZATION, please provide me a breakdown of fees including any collection cost and medical charges, Provide me a copy of my signature that I have agreement with WakeField and Associates. Provide a copy of my signature with the provider of service to release my medical information to you. I am asking for last time to delete this from XXXX credit report. Can you also provide me with Agreement with your client that grants you the authority to collect on this alleged debt. I need verification that this debt was assigned or sold to a collector. I asking one more time to send my a signed contract with WakeField and Associates.
|
| 10/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I had XXXX XXXX XXXX XXXX at XXXX XXXX - XXXX XXXX XXXX XXXX, I was seen in XXXX XXXX on XX/XX/2018, and XXXX on the next morning. I received a bill from XXXX XXXX XXXX XXXX for {$1400.00}. I sent them a letter after getting a bill for their services, I sent them a letter with all the information for my Kentucky XXXX, so they could get paid. Never heard anything until I received a letter from collection agency. I called XXXX and spoke to 2 people and they informed me that XXXX XXXX XXXX XXXX had never submitted a request for payment for their services. When on the phone with XXXX they informed me that a bill must be submitted within 1 year from the day services were done. So XXXX XXXX XXXX XXXX never sent a bill to XXXX to be paid even though they had all the correct information to bill XXXX. So I believe they messed up on the billing and then turned it over to Wakefield and Associates for collection. The collection agency thinks that I should pay the bill even though I wasn't the one who forgot to submit a invoice for payment. I am attaching all documents that I have concerning this, to prove what I stated above. The letter from Kentucky Cabinet for Heath and Family Services states clearly I had no co-payments or deductibles to pay.
|
| 01/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I got a bill again that I have paid to collection.
I had few unpaid bills from XXXX XXXX 's XXXX Hospital. Address : XXXX XXXX XXXX, XXXX, NJ XXXX.
The Hospital sent the bill to a collection agency " Wakefield and Associates ''. The bill was {$200.00}. I had made a payment of total {$150.00} ( {$53.00} three times ). So I should have a balance of {$44.00} left. But the collection agency ( wakefield and associates ) paid a total of {$60.00} ( {$20.00} each time ) to the Hospital saying I have balance {$140.00} left. Their website is also saying that I have a balance of {$140.00}. But that is not right. I have proof of each payment. I should have only {$44.00}. Now the Hospital sent another bill for {$140.00}.
I called the " Wakefield and Associates '' agency but they said they closed the account and they have no idea what happened. They asked me to call the Hospital. I called to the XXXX XXXX 's Hospital and the Hospital but the Hospital said, they got only {$60.00} out of {$200.00}. So, I have to talk to the agency to fix the issue.
Now, I am completely helpless. Both parties denied me to help here.
Address of the collection Agency : Phone : XXXX XXXX XXXX XXXX XXXX XXXX ( toll free ) XXXX XXXX XXXX XXXX, XXXX TN XXXX
|
| 11/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2019 I was involved in a car accident. Hospital billing department was legally notified that my case was in litigation. They proceeded to forward my bill to Wakefield. Wakefield proceeded to report my bill as collections to all three credit bureaus with out validating the bill with first. They were also legally INFORMED multiple times that my case was in litigation. Called me multiple times, have sent multiple notices XXXX with NO ITEMIZATION and WITH THE WRONG PROVIDER after requesting a itemized bill and validation, including but limited too what was shared with them as I feared my HIPPA RIGHTS might have beeb violated. This company continues to violate my rights according to The federal Fair Debt Collection Practices Act ( FDCPA ), which protects debtors from harassment, threats, and unfair means of debt collection by debt collectors. This law applies to WAKEFIELD and ASSOCIATES. They continue to refresh the debt on all of my credit reports causing grave damage to my credit and quality of Iife. The unwillingness to temporarily remove the tradelines in question while being in litigation again highlights how aggressive, brazen, and irresponsible this company handles consumer information. WAKEFIELD is not above the law.
|
| 08/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
The only mail I have received was the beginning of the year in XX/XX/2022 of a collection debt from a XXXX XXXX XXXX of {$1800.00} I have written a dispute letter yesterday and sent it off. and I have asked multiple times to send out a itemized Billing and they wont. I have called today and was threaten that I have a court date in XXXX over {$2000.00} of being sued. Again, wont tell me everything that I owe and wont break down costs. Asking me personal questions about where I work and if I still work there and if I own property or a home. I have paid them {$500.00} today as of XX/XX/XXXX, XXXX and I havent received anything yet in mail of any type of receipt or anything. I have never been in this situation before. I honestly thought my insurance had covered it all through my hospital. But I havent received anything else by mail of being sued and requesting payment. I also dont recall giving them any permission to contact me or look at my medical records and my personal info. Thats a violation. And also had to find out by phone call today that I was being sued and will be served soon and was asking me questions about my work place. And yesterday I received a letter in the mail by an attorney saying I was being sued.
|
| 06/19/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
( Wakefield ) balances : XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX Dates : XX/XX/XXXX, XXXX XXXX, XXXX XX/XX/XXXX. XX/XX/XXXX. XXXX XXXX. XX/XX/XXXX, XXXX XX/XX/XXXX. XXXX, XXXX. XX/XX/XXXX. XX/XX/XXXX. XX/XX/XXXX. XX/XX/XXXX. XX/XX/XXXX. XX/XX/XXXX. XX/XX/XXXX.
15 medical bills in total and I can only account for two times iv been to the hospital. Also they have the name spelled as XXXX XXXX and XXXX XXXX in over half of these medical bills not to mention there addresses listed that XXXX never lived at. To my knowledge hospitals or places of that sort are not supposed to report anything under the hepa law. These are all listed on my credit score and XXXX tried contacting these places to tell them it wasn't me and I get no help XXXX also tried filing disputes through experience with no resolve.
( XXXX XXXXXXXX XXXX dates and balances : XXXX XX/XX/XXXX. XXXX XX/XX/XXXX.
These are also medical balances with the same issue.. this isn't me and without being able to prove that how are you reporting it on my credit history not to mention they shouldn't even be reporting medical history to any agencies of this sort without some kinda permission from said person due to things like this
|
| 04/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
At the middle of XXXX I started the process of taking care of collection accounts on my credit report I had gotten information from the collectors and handled the matters as far as contacting my insurance and then we contacting them I contacted XXXX and they told me they had got any information from the debt collector to have the account removed off my credit. Several times from the beginning of XXXX until the XXXX of XXXX I have been playing phone tag with XXXX and Wakefield and associates to have this matter taken care of I was then advised on XX/XX/XXXX by an experience dispute representative that if I got the letter from Wakefield and associates as well saying that they were no longer reporting to send it to them to have the account removed off of my report I've done that several times as far as resubmitting disputes it's still showing. Today is XX/XX/XXXX I have called them three times already today and XXXX still has refused to take the accounts off of my report they keep giving me the runaround they have expressed that they've received the letter for me from the collection agency however I still need to wait and I feel that this is completely against my rights and they need to take care of the situation.
|
| 07/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
Wakefield and Associates contacted me about a medical about a month ago. The person I was speaking with was use an incorrect mailing address for me, I informed them about the error. They said that they were going to send a new statement to my correct mailing address. This never happened they never sent a notice to the new mailing address.
With no further communication they added it to my credit report when I spoke with them they refused to send me documentation that was sent out as I had requested.
I am a contractor and my personal credit report is one of the factors in determining my bonding rates. I had not choice but to pay what they said I owed to day to clear up my report.
Again other than one phone call, which I was told that they would be sending out a notice to my correct mailing address I never had any othe communication with them.
This can be verified a member of my staff who processes the mail daily they never send a single correspondence to mailing office.
If you need any further information or have any questions please contact me cell XXXX fax XXXX email address XXXX, mailing address XXXX XXXX XXXX XXXX CO XXXX.
Thank You for your time and cooperation in this manner.
XXXX XXXX XXXX XXXX
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 USC 1666B : A creditor may not treat payment on a credit card account under an open-end consumer credit plan as late for purpose.
I received a bill from WAKEFIELD AND ASSOCI and as allowable under the Fair Debt Collections Practices Act. I am requesting validation of the alleged debt. I am aware that there is debt from WAKEFIELD AND ASSOCI but I am unaware of the amount due and this bill does not include a detailed breakdown of any fees, and I do not recognized who this is affiliated with.
Furthermore, I am allowed under the HIPPA law ( Health Insurance Portablity and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to an unknown provider for them to release my medical information to a third party. I understand that the HIPPA does allow for limited information about me but any details may only be revealed with the patients authorization.
|
| 04/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received an intent to sue notification in the mail on a debt to an apartment complex from a company called Wakefield and Associates.
I knew this debt was owed and attempted to pay it immediately upon moving out of the apartment complex. I was told repeatedly that they did not have a balance for me so I quit perusing it until I received this summons from Wakefield. I immediately called them to try to settle out of court and set up monthly payments. Apx 1 1/2 years later I called to try and settle the remainder of the balance and was informed that they had been applying my payments toward a separate debt that was more than 10 years old. I was then told that my balance on the original debt to the apartment complex had been inflated to over {$XXXX} from the original balance of just over {$1300.00} due to attorney 's fees and interest. I was unaware of the medical debt until 2 days ago when I learned they had been paying on that XXXX instead. I do n't know the debt laws very well but it seems that by attempting to pay the debt down, I should n't be sued. It also seems that the money I give a company for a specific debt should be used for that debt and not for whatever they feel like applying it towards.
|
| 11/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
I was looking at my credit report and I noticed I had multiple reports of of the same debt collection that I believe all show as negatives on my report. It happens multiple times as well as with multiple collection agencies. The dates, amounts and agencies are as follows : XXXX XXXX XXXX : in the amount of {$1300.00} on XX/XX/XXXX {$1300.00} XX/XX/XXXX {$1300.00} XX/XX/XXXX {$1300.00} XX/XX/XXXX XXXX XXXX XXXX : In the amount of {$170.00} on XX/XX/XXXX {$170.00} XX/XX/XXXX Wakefield & Associates : In the amount of {$1000.00} on XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX This one is the same as the first debt collection I have listed just under a different name and an earlier date : XXXX XXXX XXXX : In the amount of {$1300.00} on XX/XX/XXXX {$1300.00} XX/XX/XXXX {$1300.00} XX/XX/XXXX It seems as if these companies wanted to hurt my score by reporting the same debt multiple times. As of now I have not been in contact with any of the agencies, this is my first step. I am hoping to get a better understanding as to what has happened and determine proper recourse from there. I could be wrong and reading things incorrectly, if that's the case I am sure you will let me know.
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
XX/XX/XXXX called Wakefield and Associates to close account with XXXX XXXX for XX/XX/XXXX bill that was originally {$2000.00}. XXXXXXXX XXXX account # XXXX XXXX not paid because original bill charges for XXXX XXXX fees and this XXXX was never seen.
On second visit returned to visit XXXX XXXX and never seen him but a bill was sent to me billed in his name.
I agreed to pay a reasonable rate for reduced services {$500.00} or {$200.00} to close case and gave the customer service agent my Attorney name who originally handled case XXXX XXXX XXXX and she became belligerent and vulgar insisting on speaking abusive and said she speaks to attorneys the same. So I terminated call and attempted 3 times to call back and she hung the phone up x2 and lastly transferred me to a XXXX phone answering machine.
I called back after 3 minutes and spoke with a customer agent who verified she was the account manager and I gave him my attorney who handled the case XXXX XXXX office number to verify my statement and concern with XXXX XXXXXXXX XXXX XXXX bill.
Please help to resolve bad business practices from Wakefield and Associates. Also the XXXX has a portal of repeated bad practices from Wakefield and Associates.
|
| 02/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect on 5 alleged debts that you have listed on my 3 credit reports. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. I disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 08/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor and my sign hippa release form. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.i disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
|
| 07/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the companies below via US Mail to first validate the date and then to offer a settlement amount so that I can be rid of these derogatory marks. After disputing with the three major credit bureaus, the debt comes back verified by their standards each time, however the collection agencies have not provided any documentation of the debt validation to me. In addition, I have mailed a letter requesting a settlement of the debt and they will not respond. The collection agency must respond within a certain timeframe in order to validate the debt and it appears that they can just continue to ignore my efforts to confirm what these debts are for and to come to an agreement on satisfying them. The most recent letters were mailed on XX/XX/XXXX. Previous letters were mailed XXXX, XXXX and XX/XX/XXXX. XXXX and XXXX has reported under several different names, including XXXX XXXX, XXXX and XXXX XXXX. This agency also continues to add additional amounts to the debt every few weeks, when is it obvious that I do not owe this company a dime and have never had any contracts or communication with them.
XXXX and XXXX XXXX XXXX XXXX XXXX, TN. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Mo XXXX
|
| 09/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Wakefield & Associate Collection Agency back in XX/XX/XXXX, reported to all 3 major Credit Reporting Agencies, medical debts from XXXX 's & early XXXX 's, that I was oblivious too. Because of the New Fcra Rule, that omit any medical bills from reporting on a consumer credit report, and a consumer unaware of any medical debts, has ignored this fcra rule violation twice. They recently, reported to XXXX, XXXX XXXX XXXX. Here 's the case information from XX/XX/XXXX. XXXXFBP Case regarding Wakefield & Associate Collection Agency XXXX. Reporting Unknown, old medical bills. Here 's the response from Wakefield and Associates on XX/XX/XXXX XXXX Company responded STATUS responded on XX/XX/XXXX RESPONSE TYPE Closed with explanation Company 's Response Thank you for giving us the opportunity to respond to XXXX XXXX XXXX complaint. After investigating these accounts, Wakefield and Associates, LLC has decided to close and return these accounts to our clients. A credit deletion request was sent to the credit reporting agencies. XXXX XXXX XXXX will receive no further communication from us regarding this matter. We encourage XXXX XXXX XXXX to contact us directly if additional information is required.
|
| 01/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I was monitoring my credit report and noticed a collection from Wakefield and Associates. I contacted Wakefield and Associates since this is the first time I've ever heard of this debt. Wakefield and Associates provided very little information on the debt ... They stated they tried to contact me once by mailing me a letter. This letter was mailed to my emergency contact 's address on my medical forms and not to me. When I asked them to provide the contact information of the original creditor. All they could provide me with was an abbreviation of XXXX XXXX XXXX XXXX but they do not have an address or phone number for their own client. They told me the services was provided by a Dr. XXXX but the hospital where are the services were provided has never heard of a Dr. XXXX ... ..
Lastly, I had insurance when I went to this hospital. There was a dispute between the doctor and the insurance company over the bill due to a incorrect diagnosis by the doctor. The doctor provided medication which worsened be conditioned and I had to be reefing at a medical facility which corrected the problem. Therefore the payment dispute lies between the insurance company and the doctor 's office and not me.
|
| 11/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2021 I visited XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX during visit I was advised that I need to do dental cleaning, I had dental insurance and I requested to check and confirm that the procedure will be covered by my dental insurance, XXXX XXXX XXXX representative checked and advised that insurance will cover, and my out of pocket expense will be {$150.00}, I paid the fee immediately with my credit card, signed an agreement, and schedule to perform the procedure on XX/XX/XXXX.
On XX/XX/XXXX I came to do the procedure and was told that I need to do deep cleaning, I asked again if it will be covered by my dental insurance, and XXXX XXXX XXXX confirmed that it will, I performed the procedure.
On XX/XX/XXXX I received a mail invoice to pay {$700.00}, I called XXXX XXXX and advised that the invoice is incorrect, that insurance should covered, XXXX XXXX XXXX checked, and advised that the procedure that they performed was not the one that is covered by insurance, I told them that I asked to check before they performed it if it will be covered, and they did confirm.
If they would have told me that is not covered I would not have done the procedure.
|
| 11/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is reporting a debt that is not mine on my credit report. When I called to tell them that the debt is being disputed, they said they already know about the dispute, and that they already have the account flagged as a dispute and set to " Do Not Call ''. However, they are continuing to make a negative credit report.
The person on the phone told me the company can continue to report disputed debts to the credit reporting agency as long as the dispute was noted with the reporting. However, there is no dispute noted with my negative credit reporting. In fact, it shows the company updated the negative credit reporting as recently as XX/XX/2022.
I've retained an attorney who will soon be filing a civil suit on my behalf, however, I need these illegal collection tactics to cease immediately.
The company should accept this complaint as a notice of imminent litigation, and they should preserve any evidence related to these claims, including records of my previous dispute, and copies of any call recordings, including the one which just occurred, where their employee acknowledged that the company knows my debt was previously disputed but they are credit reporting it anyway.
|
| 08/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company, which i have NO CONTRACT with is Reporting on my credit reports fraudulently. * Were you named on the original contract with the original creditor? * If not, do you have a contract between your company and me, signed by both parties? * If not, produce the document authorizing the release of my information from the original creditor to you ( Power of Attorney ), signed by me. It is against the law for a creditor to share your information to any party other than the account holder without their authorization. Giving my information to a 3rd party without my knowledge or consent is perpetrating identity theft, * Do you have first hand knowledge about everything that has transpired with the alleged account, including when the account allegedly belonged to the original creditor and any other parties prior to your acquisition? * Do you have written consent to collect information about me and to share information about me with the credit reporting agencies - in writing, signed by me? Verification is a sworn testimony so you should also be responding in that format. Validation is the documentation backing up your testimony. One without the other is hearsay and inadmissible.
|
| 05/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
As I gathered information to give to the STATE 'S ATTORNEY GENERAL. I did a search for XXXX XXXX XXXX license. I have found they are in direct violation of TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-101. XXXX XXXX XXXX does not have a VALID license in the state of TENNESSEE. Their license expired in XXXX XXXX, 2016. They can not collect on a debt. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-105 states no person shall commence, conduct or operate any collection service business in this state unless such person holds a valid collection service license issued by the board under this chapter, or prior stat law. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-108 ( a ) ( 1 ) Every collection service shall have, for each location at which it conducts business a location manager who has submitted an application on a form prescribed by the board. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-123 states a willful violation of this chapter, or any rule lawfully promulgated thereunder, is a Class C misdemeanor. XXXX XXXX XXXX is in direct violation. This will be the last communication I send before sending my evidence to the STATE 'S ATTORNEY GENERAL OFFICE.
|
| 01/31/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A medical Debt owed to XXXX in the original amount of {$930.00} after comprehensive insurance was incurred on XX/XX/XXXX. This debt was paid in full to XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX, TN XXXX on XX/XX/XXXX as a part of XXXX medical bills paid in full that day to XXXX. During XX/XX/XXXX, Attorney XXXX XXXX, representing XXXX, on her letterhead from the exact address as XXXX, sent a letter to me demanding payment of the same debt, same creditor, incurred on same date, in the same amount of {$930.00}. Said letter offered me the opportunity to pay to avoid being sued. My husband immediately negotiated a settlement of the debt in the amount of {$650.00} assuming this was a different medical bill. Upon reviewing our financial paperwork before filing our taxes, I discovered that he had in fact paid the same bill on two separate occasions, once onXX/XX/XXXX and again on XX/XX/XXXX. It is the exact same debt and XXXX, through the efforts of Attorney XXXX, who, in full possession of the complete file and collection data and spreadsheets, knowingly and maliciously collected the money twice. They are now refusing any of our attempts to contact them and settle this matter.
|
| 06/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a notification that my credit report had changed on XX/XX/2021. I logged onto XXXX and learned that a collection company called Wakefield & Associates had filed collection items on my credit report. I pulled my reports with XXXX and with XXXX and Wakefield & Associates was on all 3 reports. I placed a dispute on each report on XX/XX/2021, because I was never served any communications prior to them reporting on my credit, which is a protected act in the Fair Debt Collection Practices Act.
I then called their office on XX/XX/2021 to speak with someone in charge. I was told I would have to leave a voicemail and wait for a return call. As of XX/XX/2021, I have yet to have the company return my phone call. Another violation of the Fair Debt Collection Practices Act.
I am now searching for an attorney to sue Wakefield & Associates for fraudulently reporting inaccuracies on my credit report ( 2 instances ), no communications ( 2 instances ), not returning my phone call ( 1 instance ), defamation of character ( 2 instances ) and any other violations that may have been violated in both the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
|
| 01/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
They have been harassing me for two years. Over a {$250.00} medical bill from XXXX XXXX XXXX XXXX XXXX that I can not pay because I am XXXX. They have asked me questions/said comments such as where does your money come from? Cant you ask a family member or friend to pay it? How do you pay your bills if you are XXXX? Can you take out a loan or sell something of value? Thats just a few of the unlawful things they have said to me.
They have called me up to 8 times a day sometimes, sometimes at XXXX, sometimes in the middle of the day, and sometimes late at night around XXXX.
THE BIGGEST COMPLAINT : they have for the last 6-8 months removed the debt from my credit report and then move it to my husbands credit report ( which I NEVER gave them his info! ). Then they will take it off his and move it back to mine. MANY TIMES! I have proof of this!
YOU HAVE TO STOP THEM! They are abusive and harassing and should be shut down. I have contacted the original biller at XXXX XXXX XXXX XXXX XXXX and they said they can not help me.
PLEASE STOP THEM! They are ruining my credit and my husbands ( which they were NEVER GIVEN PERMISSION TO DO & I NEVER GAVE THEM HIS INFO! ).
|
| 04/16/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I reach out to Wakefield and Associates multiple times to attempt to get proof of the debt they have reported to my credit report. The company will not respond to emails about this debt. I called the collection agency on XX/XX/2022 to attempt to get proof of the debt. I was told I would get an itemized statement within 2-3 weeks. I called the collection agency again on XX/XX/2022 to request the itemized statement and proof of claim for a debt they are saying that I owe. I recorded this phone call with their representative and I was told at this point they do not provide proof of debt. I was told over the phone the debt is valid and I have to pay it. I waited again and made another phone call on XX/XX/2022 to attempt to get proof of the debt once again. The representative I spoke with at this time told me I have to send an email to XXXX which I sent an email at this time again attempting to verify a debt they say is mine. Today is XX/XX/2022 and I have still not received a itemized statement after requesting well over 30 days ago. The debt is still reported to 3 major credit bureaus. I would like this debt removed as they will not provide me any proof of claim.
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| 02/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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I am distressed that the reporting agencies are reporting false information. I have included the information below in my credit profile and that they have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. Also On XX/XX/2020 I sent a letter re : inaccurate and unknown things on my credit report. It has been over 60 days and I have not received a response yet. I feel like I am being ignored and taken advantage of regarding my disputes. Section 611 ( a ) clearly states that a failure to investigate these items within 30 days gives reason to immediately remove those items from my credit report. It has been over 60 days so they should be promptly deleted. This has really caused me a lot of stress and strain and I demand that these accounts be deleted immediately or I will file for litigation. My information was also impacted by the XXXX data breach and may have gotten into the hands of the wrong person.
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| 05/05/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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As I gathered information to give to the STATE 'S ATTORNEY GENERAL. I did a search for WAKEFIELD & ASSOCIATES license. I have found they are in direct violation of TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-101. WAKEFIELD & ASSOCIATES does not have a license in the state of TENNESSEE. They can not collect on a debt. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-105 states no person shall commence, conduct or operate any collection service business in this state unless such person holds a valid collection service license issued by the board under this chapter, or prior stat law. TENNESSEE FAIR DEBT COLLECTION PRACTICES AC T 62-20-108 ( a ) ( 1 ) Every collection service shall have, for each location at which it conducts business a locatio n manager who ha s submitted an application on a form prescribed by the board. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-123 sta tes a willful violation of this chapter, or any rule lawfully promulgated thereunder, is a Class C misdemeanor . WAKEFIELD & ASSOCIATES is in direct violation. This will be the last communication I send before sending my evidence to the STATE 'S ATTORNEY GENERAL OFFICE.
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| 07/30/2019 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
Servicemember |
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Today, XX/XX/2019 at XXXX p.m. I received a call from XXXX - XXXX - XXXX - XXXX. I answered the call and the caller asked to speak to XXXX XXXX. I said this is she. The caller then asked to verify my birth date. I refused and asked him to identify himself. He did not identify himself. He stated that this phone call could be monitored or recorded. I flatly asked him at that point if he was a debt collector. He did not answer me. Instead he said who have you spoken with? I said I haven't spoken with anyone. I again asked him if he was a debt collector. He stated he was calling from Wakefield and Associates. That is all. He did not give his name or say that he was calling regarding the collection of a debt. I informed him at that moment that if he was a debt collector he is supposed to inform me of that when he calls me. I hung up the phone. I have not received a return call from this company. I looked them up on the internet, and only then could I determine that this company was a debt collection agency. I left a review for this company outlining the correspondence that I had with them and that it was in violation of the fair debt collection practices Act.
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| 10/07/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am still trying to figure out what happened as nobody at the hospital I spoke to would give me any information. I noticed a new account in collections on my credit report on XX/XX/XXXX from Wakefield & Associates collection agency for {$820.00}. They received the account from XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I had no knowledge of this account until my credit monitoring sent me an alert. The only time I used XXXX XXXX XXXX was back in XXXX and paid that in full years ago. The current account in collections, which I do not have the acct #, was put into collections in XX/XX/XXXX from services on XX/XX/XXXX according to someone I spoke with from the collection agency. The account is not mine. I did not receive any treatment from XXXX XXXX XXXX in XX/XX/XXXX or any other time besides in XXXX. I believe someone is committing identity fraud with my social security number and XXXX XXXX XXXX did not take the necessary steps to prevent this. I requested a written explanation of the account via fax to XXXX XXXX XXXX and Wakefield and Associates collection agency. I also filed FTC report # XXXX and disputed this with each of the three credit reporting firms.
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| 05/05/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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As I gathered information to give to the STATE 'S ATTORNEY GENERAL. I did a search for WAKEFIELD & ASSOCIATES license. I have found they are in direct violation of TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-101 . WAKEFIELD & ASSOCIATES does not have a license in the state of TENNESSEE. They can not collect on a debt. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-105 states no person shall commence, conduct or operate any collection service business in this state unless such person holds a valid collection service license issued by the board under this chapter, or prior stat law. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-108 ( a ) ( 1 ) Every collection service shall have, for each location at which it conducts business a location manager who has submitted an application on a form prescribed by the board. TENNESSEE FAIR DEBT COLLECTION PRACTICES ACT 62-20-123 states a willful violation of this chapter, or any rule lawfully promulgated thereunder, is a Class C misdemeanor. WAKEFIELD & ASSOCIATES is in direct violation. This will be the last communication I send before sending my evidence to the STATE 'S ATTORNEY GENERAL OFFICE.
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| 11/07/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I never received a bill for the medical debt. After seeing the bill I can see why. It is because the debt is not mine. I notice a derogatory/negative mark on my credit report and called they company to find out why. They would not give me any information. I talked to XXXX XXXX and he could not find a debt owed at my current or previous addresses. He would also not let me speak to a supervisor. The response I received from the XXXX said they never talked to me which is also incorrect. Because it is a fraudulent debt I do not want to give them my personal information although I did try to verify my address and they could not verify an address I have lived at for the past 15 years. The address on the bill is for the following address : XXXX XXXX ( XXXX XXXX XXXX ), XXXX XXXX XXXX XXXX, XXXX, OR XXXX I have never lived in XXXX Oregon and was living in Utah at the time of this bill. It is obvious from the address that I have never lived there because I was not living in a shelter.
They do not have and corroborating information on the bill to show that it is mine. I would like to know how they linked it to me since it is not me and is fraudulent.????
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| 07/01/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have attempted to get something on my credit report verified three times now. After zero response to my first inquiry through the credit bureaus from the creditor, I sent the letter attached to the creditor. I have been asking for clarific ation on XXXX different account numbers. In respo nse Wakefield respond ed to only XXXX ( but i am not sure which it is as the account number does not match what i have on my records. ) The response attached has me seeing a physician at a place i do n't recall being at. I think that this is an error. I 'm incredibly frustrated by the amount of time this is taking on my part.I am asking, and asking for clarification and verifcation and i am being ignored. This is affecting my getting a mortgage and this is NO T RIGHT. I should not have to ask the SAME question more than once. I never received a bill for this or a statement and to find it causing major harm to my credit score i s incredibly upsetting. I should be able to receive verifiable information that this debt does indeed belong to me and not to someone else. If this information does not exist. then this debt needs to be deleted. immediatly.
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| 12/23/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received three letters from a debt collector for a XXXX name XXXX XXXX in New York, who was charging XXXX per visit ( {XXXX} total ). I called the debt collector to ask who this doctor is and they said they didnt have any more information other than what was listed on the notice i already received. They told me this doctor charged me for XXXX XXXX dates, when literally everything was shut down. They charged for an XXXX XXXX on XX/XX/2020, XX/XX/2020 and XX/XX/2020. I never left my house from XX/XX/2020 until XXXX of 2020, when I moved and had to leave the house. I am also located in Texas. I have no explanation as to what this is, no breakdown of charges, and no paperwork from the doctor themselves explaining what this is. Its weird that I am getting random charges for those dates, almost 3 years later. This doctors office also didnt contact me or tell me they had a balance for me so I could ask them right then and there what it is for. They also didnt contact me to tell me it was being sent to collections either. Now im fighting with a debt collector because of the lack of communication and information from whoever this doctor is.
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| 03/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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In XX/XX/XXXX, XXXX ( twice ), XXXX, XXXX, Wakefield Associates, a collection agency, thus far all reported negative entries on my credit report for non-payment of {$330.00} service date XX/XX/XXXX on behalf of XXXX XXXX ( XXXX ) XXXX, formerly XXXX XXXX XXXX. I contacted on XX/XX/XXXX XXXX, who had the wrong address and phone number for my account, therefore, none of the correspondence was ever received. They should have known this when the mail was returned and I was not at that phone number. When I received a credit alert for this on XX/XX/XXXX, I immediately contacted XXXX ( XXXX ) XXXX for an invoice copy, and they stated that they would put a temporary insurance hold for collections ; however, this obviously did not happen. My insurance completed the claim with a {$50.00} balance, which I have since paid. I have a copy of the statement and {$50.00} receipt and would appreciate my credit report be updated to expunge all of this item from my report. The collections agency, Wakefield Associates, advised that they could not do this.
I can be reached at ( XXXX ) XXXX or XXXX.
Thank you, XXXX XXXX XXXX XXXX XXXX XXXX.
XXXX, MD XXXX
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| 09/28/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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This complaint is with Wakefield and Associates. I have contacted this company numerous times to get a duplicate medical debt removed from my credit report. The debt is from XXXX/XXXX XXXX XXXX XXXX XXXX with a balance of {$650.00} from 2012 that shows up on my XXXX and XXXX reports. When I called Wakefield and Associates, I was told they no longer had the debt and that it was sent off to their legal department. They gave me like 10 different telephone numbers and each person that I called did not actively have the debt in their office. One guy even got extremly nasty and rude with me for trying to find out. So, I called Wakefield back, since it shows on my credit report that they are the ones who reported it, but they said that they could not remove the debt because they no longer had. They have yet to tell me correctly who has the debt and I feel that since they put it on my Credit report that they should be able to remove it. I have been reaching out with them refuses to remove the inaccurate information because they no longer actively have the account. If they no longer have it, how can they keep the charges on my credit report.
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| 11/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have submitted a dispute with XXXX on 2 different occasions about an account that is list in my credit report twice. Each time they have done their investigation they have said both accounts are correct. This last report they sent me after my dispute I saved. It clearly shows that the 2 accounts are duplicates. They even list the exact same account number. I have also disputed the fact that the collection agency is charging interest on the account and I have been informed that a collection may not charge interest on an account that wasnt part of the original contract but this company is trying to charge interest on the account. I dont know what this collection is or when I supposedly owe this or for what but I can see that it is a medical collection and so Im guessing it is an old hospital bill. All the times I have been to the hospital nowhere have I seen it state anything about being charged interest. Both XXXX and Wakefield and associates have clearly violated the fair credit reporting act. XXXX by not performing a real investigation into this account and Wakefield and associates by reporting false and inaccurate information.
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| 04/03/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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In XX/XX/XXXXi filed a dispute for a collection Wakefield Associates amount {$1100.00} medical bill original {$950.00} they continue adding intrest dont know if they can legally do that over 200 more how can that be In XX/XX/XXXX this account just showed up on my XXXX and XXXX reports There investigation states Meets FCRA requirements right there is a violation under FCRA for not sending a collection letter of debt validation to consumer giving all info from original company and for consumer to respond within 30 days to validate debt before placing a collection to the bureaus I had been working with a credit repair company which didnt benefit me at all From XX/XX/XXXX to XX/XX/XXXX This company is showing placed for collection XX/XX/XXXX so why did they place a negative account 7 months later Nor did i receive any phone calls I sent a letter asking to validate debtXX/XX/XXXX no response within 30 days I no theres new reporting laws for medical bills with the credit bureaus This should be deleted as the company seem to fall under fcra violations for debt validation Reporting in accurate again it does not meet the requirements
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| 08/31/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Been trying to resolve the issues with wakefield & associates and i explained to them that I didn't reside in XXXX, TN where the original collection was from, i even fax the a copy of my driver 's license and my insurance card to prove to them I didn't reside in XXXX or the state of TN.
This is their fax number that was given to me by their agents : XXXX XXXX XXXX XXXX.
They verified they did receive the copy of my ID and my insurance card and Instead of working with me to resolve the issues, they still insist that I owed them the money even though is obvious that my ID showed different state and address, they even threaten me by assuring me that they are going to destroy my information and they did follow through with the threats of destroying my credit history and now my credit reports show that i owed them money.
Please assist me on this issues and punish them as the fair debt collection practices states they shouldn't threaten the individual and instead this company not only threaten me that they are going to destroy my credit, they follow through with their threats and now, my credit reports was destroyed by them.
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| 04/24/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I recently pulled my credit report from all 3 bureaus and Wakefield and Associates located XXXX XXXX XXXX XXXX, TN XXXX. Reported and alleged medical debt as a loan to XXXX XX/XX/XXXX. In reference to a date of service of XX/XX/XXXX. Sine this has been reported $ XXXX monthly has been added to what's due. Original amount was {$680.00} with a balance of {$760.00}. I contacted the debt collector as was told that they could settle on XX/XX/XXXX for {$610.00} if I made the payment while on the phone. The rep also stated that it was an ER visit, then XXXX visit which drew suspicion with me. I was then told by the debt rep. that a claim was submitted to my insurance company ( XXXX ) and it was denied. I then politely ended the call and contacted XXXX who researched this information and did not find a hospital claim or physician claim for that date of service or amounts in question. XXXX also checked denied claims and it didn't exist. XXXX also informed me that you CAN NOT charge intrest on a medical debt. I then followed up with the XXXX and XXXX Hospital Billing and it was NO debt for this. Nor, do they deal with this company.
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| 04/29/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
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I received my credit report and saw that a company called XXXX XXXX was collecting a debt from me for medical services at XXXX XXXX XXXX XXXX. The date of service was in XX/XX/XXXX. I paid payments to XXXX XXXX XXXX over a period of 6-12 months. XXXX XXXX refuse to remove the debt since it was already paid, however in XX/XX/XXXX we can to an agreement and it was remove XX/XX/XXXX by all three bureaus .Now XX/XX/XXXX its back reporting on XXXX XXXX for XXXX dollars more than the original amount of XXXX dollars. It is now being reported by Wakefield and Associates for XXXX XXXX. XXXX was collecting for XXXX XXXX XXXX. Each time this debt is remove, paid or debt with another company takes it over and devastates my credit yet again. I have requested Wakefield and associates to send proof and valadiate this debt which should have been done prior to sharing a collection with the credit reporting agencies, XXXX is disputing this debt how ever they have all the documents of when it was remove and allowed another collector to put it on my credit report. This needs to be remove and the company debt with for illegal deft practice.
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| 12/18/2019 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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****THIS IS NOT A DUPLICATE**** CONDITIONAL ACCEPTANCE UNDER PROOF OF CLAIM, AND UCC 11 SEARCH Now comes XXXX, XXXX ; COMPLAINANT and pursuant to Article VI clause 2 of the organic Constitution of these United States of America as per the Supremacy Clause.
XXXX has not seen or been presented with any documentation verifying that l have voluntarily, knowingly and intentionally, entered into a contract with Wakefield & Associates, to perform to your demands ; and believe that no such verified documentation exists nor has my wet ink signature with your third party company ; XXXX has not seen or been presented with documentation verifying that all the terms of the contract were disclosed in the document and believes that no such verified documentation exists.
After checking my records your company has NOT provided me with the contract we signed together. If you can not provide any agreement between us from this day on you agree to pay my fee of {$3000.00} usd, for contacting me without my written Express consent. I will also file harassment and identity theft charges. Please also send me the 1099-INT for this account.
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| 06/13/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Servicemember |
|
Wakefield and associates are trying to collect on behalf of XXXX XXXX XXXX XXXX XXXX XXXX.
XXXX has never sent me any form of communication prior to sending this debt to a debt collection agency! I call and spoke with a rep. At Wakefield and Associates who explained that this debt was from when I was seen last year at XXXX XXXX XXXX! At the time of service I informed the front desk that I was a 100 % disable veteran with health insurance through the va. In XXXX of 2018 I was sent a letter from a different debt collection agency that was trying to collect on this same debt! I contacted my health care va rep and spoke with a rep. In XXXX XXXX billing dept. who admitted that XXXX XXXX Billed the wrong dept. for the va she said that they billed the va for a dependent and not the veteran. Because of this error they assumed I was uninsured! I filed a XXXX complaint which I will include XXXX XXXX response. It seems that XXXX XXXX sold the debt to XXXX and they sent it to a collection agency without giving me proper written notification and just sent it straight to a debt collection agency I have never done business with!
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| 11/05/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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In XX/XX/2019, I contacted Wakefield & Associates regarding a notice of a debt placed with them for collection from XXXX XXXX. I requested validation of the debt and a detailed bill. I never received this documentation. I was served with an order to appear in court for this debt. In XX/XX/2019, I again called to ask for validation of the debt as well as asking for the call to be pulled in XXXX to confirm that I requested validation of the debt. The representative informed me she would submit the request and I would receive a call within 24-48 business hours. I never received any contact. I went to court and asked for validation of the debt and the attorney rescheduled the date. I finally received the documentation however if I requested the validation in XXXX, it is my understanding I should have receive this within 30 days for the debt to be valid and owed. I contacted this company again today to which I received the response that they do no have to call me back, they do not have to tell me if I did request validation of the debt in XXXX, they do not represent me so they do not have to assist me in any way.
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| 01/25/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I would like to submit a complaint regarding the unfair and abusive fees assessed to make a payment on the debt owed. The company is charging a {$5.00} fee to make a payment via debit or credit card. This fee is also assessed if making the payment for a medical debt via a health savings account. The fee is unreasonable as it does not reflect the cost to process a single credit card transaction, is not a fee associated with making the payment over the phone or for an expedited payment, and it is much higher than other merchants charge. I was only provided with an alternative to avoid the fee after I questioned why it would cost {$5.00} to pay my debt. After I refused to pay via credit card and accept the fee, the representative indicated that I could also pay by check to avoid the fee. I could still make the payment by phone but needed to provide full bank account details. Additionally, I would like to note when I was first contacted by the debt collector I was pressured to make a payment even though I stated multiple times that I did not know what the debt was and would like a debt validation letter.
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| 03/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
Servicemember |
|
Wakefield and Associates has a previously written off Ambulance and Emergency room bill dating back to XX/XX/XXXX. When I no longer had medical insurance coverage. I was deemed XXXX shortly afterwards and received MEDICAID and XXXX.
Several companies are trying to collect on the two outstanding amounts. Even though both have been written off and my credit suffers because of this.
XX/XX/XXXX I was again contacted. Corrected again my address of five past years, not the address Wakefield had. But I have no reason to be anything but helpful. I spent over 30 minutes agreeing to 20 % of the total she was requesting. Break it down into 3 payments. Send me the invoice. Fax it. I even shared, I am having XXXX tomorrow ( true story )! And I dont want to leave things to my family to worry about. Several days after XXXX. I was contacted. Just like we never spoke. Old address still being referenced. I maybe poor at this juncture in my life. But I am not XXXX. I am recovering from XXXX. Looking at XXXX and XXXX. My problem. Yes. Wakefield and associates. No. I cant believe how people can get away with this game.
|
| 08/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 08/20/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 09/07/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 10/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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The FCRA states that the credit bureaus must verify all information that they get from the banks, credit card companies, etc., before putting it on your credit report.
What the CRAs must have is the ORIGINAL SIGNED DOCUMENT from when I opened the business account that is posted on my credit report.
Section 609 of the Fair Credit Reporting Act states that I should be sent the ORIGINAL SIGNED DOCUMENTS in order to verify if the accounts are valid.
Since they have not sent me such documents they are obligated under the Fair Credit Reporting Act to delete those unverified accounts.
Therefore, I am requesting that these accounts be deleted from my Credit Report Agencies.
-XXXX XXXX -XXXX XXXX related to this complaint : Account # 1 : Collector : WAKEFIELD & ASSOCIATES XXXX Last reported XX/XX/2019 {$630.00} Open balance UNIV OF XXXX XXXX Original creditor Account # 2 : Collector : XXXX XXXX XXXX Last reported XX/XX/2019 {$450.00} Open balance 12 XXXX XXXX N A Original creditor Account # 3 : Collector : XXXX XXXX XXXX Last reported XX/XX/2019 {$170.00} Open balance 11 XXXX XXXX Original creditor
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| 03/08/2018 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/XXXX I called XXXX at XXXX XXXX XXXX XXXX as indicated in the Patient Statement they sent me. I spoke with Communications Manager XXXX regarding my bill for XXXX. After a lengthy talk, we agreed to a XXXX monthly payment to be charged to my credit card every XXXX of the month and such payment will commence on XX/XX/XXXX. On the same day XX/XX/XXXX, my card showed a transaction for XXXX which is against what we agreed on.
XXXX has not shown good faith in dealing with me. I made several attempts to contact them since XX/XX/XXXX to settle the account. Despite the nagging thought that the charge was somewhat doubtful, I decided to just arrange a payment plan because I was still in recovery from my accident. However, their most recent act showed how they have been less than truthful in dealing with me. I am therefore, questioning the services rendered ( XXXX ) on XX/XX/XXXX which amounted to XXXX, not including the ground mileage ( XXXX ) for XXXX. I was in stable condition when I was moved from XXXX in XXXX XXXX, XXXX to University XXXX in XXXX. I want to know the details of ( XXXX ).
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| 05/29/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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" Wakefield & Associates '' out of Colorado contacted me on XX/XX/2020 at XXXX MDT, over the phone. I asked them for information so I could go ensure they weren't a fraudulent caller ( their companies name, mailing address, etc ) and then looked them up before calling their XXXX number at XX/XX/XXXX XXXX MDT.
I spoke with a gentleman and requested they send me a written debt validation notice, as I had not received one up to that point. I turned out they had the wrong address, so I provided them with my updated XXXX and was told they would send me written verification.
On XX/XX/2020 I received a call from XXXX from " XXXX '' who identified themself as a employee of Wakefield & Associates. I informed XXXX I had not yet received a debt validation notice after my previous conversation with them, and they told me that there " had been an address correction '' though " they had not yet sent a validation notice ''. It's been well over 5 days, going on 30. I told them I feel they have not acted in good faith and that I want my written validation notice as is my right ( under the FDCPA )
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| 06/03/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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After reviewing my credit profile on XX/XX/2019 I identified a discrepancy with accounts listed under Wakefield & Associates. I requested a validation on XX/XX/2019 as these were accounts that I did not recognize but should have been covered in full by insurance/Medicaid. I reviewed my credit report again on XX/XX/2019 and the accounts continue to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me and not being paid and in fact received a notice that the accounts would be removed. I do not believe the accounts belong to me as it should have been paid by insurance/Medicaid nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the accounts and the accounts continue to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct and that the charge is not covered in full by insurance/Medicaid.
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| 11/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I have requested numerous times in writing, verification of the fraudulent debt over the past 6 months. Wakefield and associates have refused to provide me with any proof that I owe them what they claim I owe. XXXX and XXXX refuse to remove the unverified debt where as XXXX does not list the debt. How is it possible that 1 agency has it correct while the other 2 do not? No matter how many times I ask for proof of the debt the collection company and reporting agencies refuse to provide any form of proof. This needs to be removed immediately as I am not aware of the debt. Wakefields refusal to offer any documentation supporting this false reporting should be punished. The credit reporting agencies who allow this false information to be posted should be held accountable for this as well.
How is it possible to post something to a consumers credit report without providing any proof that I am responsible for this?
I have sent several written requests with certified mail requesting some form of proof that the debt is in fact mine. This account without verification is identity theft.
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| 01/02/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Attention : Wakefield & Associates reported me to the credit bureaus and the medical had been paid 6 months ago.
This medical bill was paid to XXXX XXXX, after XXXX paid their share leaving a balance of XXXX. The bill was paid entirely XX/XX/XXXX. I was instructed by XXXX to pay my share of the bill, only after they paid theirs.
I received my portion of the bill and paid it within 30 days, after I received my portion of the bill. XX/XX/XXXX.
XXXX emailed Wakefield & Associates, that the bill had been paid in XX/XX/XXXX. This could have been devastating if I were refinancing my home.
When I contacted Wakefield and Associates, I was treated like a criminal and harassed because they made a mistake. They lowered my credit rating by 40 points causing a very high interest rates.
All of the staff at Wakefield and Assc, should take courses on communication. I would highly recommend XXXX XXXX XXXX course in XX/XX/XXXX, in XXXX XXXX or a XXXX XXXX course.
As always, the Golden Rule applies : Luke 10:27 - " ... Love your neighbor as yourself ... '' Sincerely, Reverend XXXX XXXX
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| 02/06/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Wakefield & Associates has been attempting to collect a medical debt I do not owe for years and nothing I have done or sent them has gotten this line off of my credit report. The original creditor ( XXXX XXXX ) has even emailed them but they refuse to remove the line. My son was covered by XXXX at the time of service and my state has laws that protect XXXX recipients from this sort of thing happening to people when billing errors happen. I now have provided not only the Letter of Coverage to all parties involved and I have also provided a statement from the original creditor to the collection agency as well as XXXX which states the account was paid by XXXX in 2013 ( 5 years ago!!! ) and neither the Wakefield & Associates nor XXXX has take any action to remove this incorrect data from my credit report. XXXX has even claimed after each of my disputes to have validated this debt despite me having proof otherwise. Both the collection agency and XXXX have been negligent in the handling of my disputes and as a result, my credit scores have been held down. Please investigate this!!!!
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| 10/18/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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My identity was stolen in XXXX, someone filed my taxes and received the refund. When I realized this had happened I immediately went to the IRS to see what I could do to resolve the situation after XXXX XXXX XXXX XXXX gave me the run around because they initially didnt believe me when I said I havent filed taxes yet for that year. The assistant at the office only gave me info to send in affidavits to resolve this issue. I havent been able to file taxes within the last few years due to not receiving a pin to file them, fear, and lack of knowledge. Now, I have been doing more research, calling the companies, and wanting to check my credit scores to start my life and theres plenty of credit reports from hospitals and credit cards that Ive not been aware of. These are the accounts that are on my report.
XXXX XXXX XXXX for {$790.00} XX/XX/XXXX XXXX XXXX XXXX {$790.00} XX/XX/XXXX XXXX XXXX XXXX {$770.00} XX/XX/XXXX XXXX XXXX XXXX {$380.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$360.00} XX/XX/XXXX XXXX XXXX XXXX {$310.00} XXXX XXXX, XXXX XXXX XXXX XXXX XXXX {$220.00} XXXX XXXX
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| 07/03/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have contacted the collection agency, Wakefield & Associates on several attempts to try and resolve this issue. I have been unsuccessful in doing so. I have filed at least 3 disputes pertaining to these medical bills and I have yet to get them resolved. I spoke with a representative in XX/XX/XXXX and he assured me that the items would be removed because I have had someone in Ohio to steal my identity and file income taxes in my name. I have no knowledge of being treated or in the hospital during the dates that were provided which were in XX/XX/XXXX.I made another attempt in XX/XX/XXXX to contact Wakefield & Associates again and the customer service representative was very rude and we could not come to a resolution I never received a bill from the collection agency nor the company that it represents. I was only made known about the bill when I began my home buying process. I am disputing BOTH debts and I need them to be removed from my credit report because it is having a negative impact on my credit.
Wakefield & Associates- {$850.00} Wakefield & Associates- {$840.00}
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| 12/22/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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Beginning on or around XX/XX/2022, what is now known to be " Wakefield XXXX '' has been harassing me at work and home phone numbers. They fail to state they are a debt collector and instead purport to be an legal agent. They call from one number and yet list a completely different number to call back. Further investigation reveals that both numbers lead to the same place.
Upon further review, the company answers the field differently per each call, such as today when called back I received the following answers : 1 ) Wakefield 2 ) None of your business 3 ) Wakefield XXXX XXXX XXXX XXXX XXXX XXXX from ( XXXX ) XXXX At none of the times they were leaving messages, nor when called back, did they state at any time they are a debt collector.
They also continue to harass after being informed that I filed a bankruptcy, so any debt collection is not only invalid but also against federal law.
I have attached a copy of their voicemail that was left on XX/XX/2022.
Company has failed to EVER provide debt validation, nor have they ever even sent documentation to me via mail!
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| 06/13/2018 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was sued by Wakefield and Assoc. for medical debt. They served my ex, where I didn't live any more. Upon receiving garnishment papers at my work I attempted to work out paying off the debt. Unfortunately I was unaware of where they were applying my payments, they manipulated moneys to a really old account in order to try and keep it in statute. Keep in mind I paid these people close to {$3000.00}. I tried at every turn to work with them and settle. They wouldn't settle the last debt because of a {$70.00} difference. The account is over 7 years old, they can not collect legally, and they have not attempted to. I disputed it with Credit Reporting Agencies ( XXXX, XXXX ) but Wakefield is constantly changing payment and reporting info to keep it on my report. They have reported " no payments '' on this account, changed dates, threatened legal action-out of Colorado Statute, and lied about placement of payments. These people will try anything to destroy your credit or hold you hostage, and they will refuse a settlement over {$70.00}, that is how they operate. Disgusting.
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| 08/09/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Debt collection company Wakefield and Associates is trying to collect a medical debt I was told by hospital I was not responsible for when I signed for treatment. I was hit by driver and was informed by hospitals XXXX and XXXX XXXX aka XXXX XXXX that the driver that caused accident was responsible for payment. Also other issues with these debts is that I was warned by credit monitoring service that Wakefield has been adding interest onto the medical debts. This is without ever verifying the debts with me. Also how do you add interest on to medical debts. I have images of the added interest from the credit monitoring service it seems Wakefield is adding small sums onto each debt they have. My main complaints are that I was told by hospital that I would not be responsible for payments as the driver who caused the accident was. If I knew that would change there is no way I would agree to be the responsible party. Also Wakefield has reported this debt against my credit and appears to be adding interest to this medical debt without me ever acknowledging this debt.
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| 05/05/2022 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was recently alerted to a credit collection company on my credit report XXXX XXXX XXXX XXXX is Wakefield and Associates.
Since we never received anything from the originator, XXXX XXXX, we were not aware of this invoice.
On XX/XX/2022 at XXXX, I called XXXX XXXX and was told that the address their bill went to was a street on XXXX XXXX this is an incorrect past address from over 20 years ago.
I asked where they obtained their information the answer was from the hospital I find this to be suspicious since the hospital has my drivers license and billing information with the correct address.
I was then told that one call was made to my number from XXXX XXXX and a message was left.
A call should have been made to the originating hospital to verify my address since I receive all my other bills from the hospital.
I asked, why didnt you call the hospital to verify my address. I was told, because we have thousands of bad addresses.
Therefore, since I am not at fault for them not having the correct information, I request to have this charge removed.
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| 08/03/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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After reviewing my credit report, I noticed several mistakes. There were names and addresses that I do not go by for starters. Also, the accounts that reported to collections were medical bills. I was always covered under my parent 's insurance, and the balances shown on my credit report were inaccurate. There were several companies that I did not recognize or sign a contract with. I did not agree to pay the interest tacked onto my bills either. I requested an itemized statement and contract, but never received either. Instead I received one generalized collection letter that explained nothing! I disputed these errors with all 3 credit bureaus, and only a few were resolved. This is extremely frustrating for me because my credit has been significantly hurt because of these errors of medical billing offices. I have exhausted all efforts in resolving these accounts, and they wont even send me supporting documents to their claims. If they can not provide adequate paperwork, then they should remove this off my credit as the Fair Credit Reporting Act regulates.
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| 08/27/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Older American |
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I applied for a Federal job. During XXXX back ground check they came across some medical debt. XXXX gave me originally 30 days to resolve. That was on XXXX XXXX, 2015. Today I called BERLIN-WHEELER INC-MO at XXXX on a break. They are located at XXXX XXXX XXXX XXXX, XXXX XXXX, MO XXXX. By the way I found out today that they had changed their Company nameto WAKEFIELD ASSOCIATES. I was showing the original name for six times on my credit that XXXX is asking me explain. The was for {$490.00}. When I called I talked with XXXX, He had several of my name in his database. He even tried to check under my security # and nothing. I asked for something stated in a letter that this debt was not mine. He outright refused me and said his company did not send out any paper. He stated that he could not help me at all. That because he did not have me in his database there was nothing that he could do. Their phone number that I called was XXXX XXXX XXXX XXXX. So that is why I came to you for help. I need to get this off my record so I can get a decent paying job. Thank you.
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| 12/13/2022 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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After reviewing my credit profile on XXXX I identified a discrepancy with account listed under WAKEFIELD AND ASSOCIATE and validation was requested as this was an account that i did not recognize. I reviewed my credit report again on XXXX and account continues to reflect on my credit report and I have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore a 2nd validation letter was sent out on this day. After reviewing credit report again on XXXX there have been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
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| 01/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I have received multiple calls regarding medical Debt.
I am under age but currently do not live with my parents.I have stated to the collection company multiple times, not to contact me and to reach out to my parents. They continuously continue to call my personal cell phone number in attempt to collect debt. I spoke with them today XX/XX/2019 and stated the same thing, after telling them I was a minor they demanded my date of birth after giving it to them they confronted me that I was lying. It was a very stressful situation and did not know what to do. I am not use to dealing with this type of calls, and I began crying about the situation. I feel like I am being harassed and confronted every time they call. My brother in law tried giving them a call to inform them about the situation to let them know to contact my parents, but the representative insisted that my name is on the debt. We tried explaining to them that they can NOT contact a minors personal cell phone to collect the debt and he disagree with me and said that her name is on the debt.
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| 01/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
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Web |
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Wakefield and Associates has been been been doing negative reportings continously, back in XX/XX/XXXX and XX/XX/XXXX they kept on going with the collection calls, Ive asked multiple times ( over 3 times ) to the collection agency that I needed a copy of the statement in oder to take it to my attorney so that i can proof that the debt has been cleared through some legal standing. The collection agency continued with the calls, im still hers in XX/XX/XXXX still waiting on a response. I am sorry but i am not willing to give the collection agency 4 tries in order to just get a copy of my so called debt, they call, i verify, i request my bill, I even take anitiative to confirm my address myself in order to make sure they get it right. I should not have to keep checking up on them, i should have only asked once but they have failed to complete my request but continue to impact my hardworking credit score. I am so far in good standing 's with car payments on time, credit card payments on time but here i am stuck with the with this horrible company.
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| 12/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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On XXXX XXXX my son was born at the XXXX XXXX XXXX XXXX owned by XXXX XXXX. I am an employee of XXXX XXXX and chose this facility for my wife to deliver to make sure our insurance covers everything. When our baby was born a pediatrician came in to see the baby, we were not given a disclaimer that this Pediatrician is from XXXX XXXX XXXX '' and was not covered by our insurance. It also does not make sense to have an out of network doctor at a in network hospital. We were not given the choice to choose an in network pediatrician. The lack of transparency from total pediatrician and then having the nerve to transfer the amount they think I owe is shady. I received a couple of letters from them directly and today on XXXX XXXX I received a letter from Wakefield and Associates on behalf of XXXX XXXX XXXX. Considering all the circumstances I do not think I am liable for this debt as I did not signed to receive out of network services nor did I opted for their physician. I would request them to close this account and cease all communication with me.
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| 09/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
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Web |
Servicemember |
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Over the course of a few years I have contacted Wakefield And Associates about two debts ( {$2000.00} and {$1300.00} ) from the same day and company that are not mine. They refuse to to send me any information about the debt except to say it was for medical fees and from a company called XXXX XXXX XXXX but would not give me any way to contact them or identify which XXXX XXXX XXXX is was because there are dozens of companies with that name. They admitted they had an improper address on file and changed the address but still would not send me any information or validation of the debt. I have requested it three times over the course of 3 years and most recently 60 days ago. They also keep updating the date of the debt despite no changes to make it appear more current and have more impact on my credit report. Wakefield and Associates also used the new address I gave them to request a letter of validation to validate the debt to my dispute with the credit agencies ( even though that's not possible since I only recently moved to that address )
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| 06/03/2022 |
No |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
Servicemember |
|
Wakefield and associates has continued to harass me and told me they would ruin my credit. Every month they continue to hit my credit report, lowering my score even further. I get relentless calls and letters when I have asked them to stop. They also ignore the fact that my entire income is social security XXXX and Im barely surviving as it is. I also suspect this bill is an old medical bill that the VA is responsible for for. Im a XXXX veteran and the VA pays 100 % of my medical bills but sometimes clinics, doctors etc dont want to just thru the government hoops or file in a timely manner so they stick the debt in my credit. Ive also suffered a national natural disaster and have been XXXX since hurricane Sally XXXX XXXX. I have absolutely no means to deal with this debt. Im XXXX and on a fixed income. Im also having a hard time renting because Wakefield constantly hits my credit monthly lowering the score. Im so despondent I cant function. I need a home and a safe place to live and this company seems driven to deny me that. Please help.
|
| 03/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
|
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Wakefield & Associates is on my credit report. I call them. Talk with XXXX. He gave me some info saying XXXX XXXX send my debit to collecting for a 2017 ER visit. I ask for a copy of the statement to be mail to me. He tells me I can get it email. We then continue to talk about a XXXX. XXXX XXXX End of call. No money send.
I received an email 2days later.
XXXX XXXX XXXX XXXX - XXXX Wakefield & Associates , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Direct XXXX ( this email change to a XXXX strand now ) Look at there website. Headquarters is located in XXXX
I reach out to care point talk with an employee who was kind enough to help. My account is Zero balance. The guy also mention they dont do business with Wakefield & Associates . I ask for copys to be mail to me.
When this information, and the address. On the website shows they are open.I figure I go talk with someone at the headquarter office. To get it resolved. I arrived to the location.I go up stairs. To my surprise the building is abandoned. I call them. Still no resolution
|
| 03/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I have obtained my consumer reports and seen 3 collection accounts on it from Wakefield and associates. The amounts shown on these accounts are {$1000.00}, {$1000.00} and {$430.00}. I am making you aware that my consumer rights is being grossly violated, for one, I do not know how this company obtained my consumer report as I have never done business with them, I don't have any express agreement with this company and or this alleged debt is not permitted by law which violates 15 usc 1692f ( 1 ). Secondly I have the right to priavcy and it is abusive invade a consumer privacy pursuant to 15 usc 1692 ( a ). I don't know how my private information get in this company hands but I am demanding that this company cease and desist communication with me through any and all means this is including communicating with the consumer reporting agencies pursuant to 15 usc 1692c. I am also demanding that you send a valid proof of claim, this includes but not limited to all book keeping entries and and ledger on the account so I can verify this account.
|
| 01/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
i just got this account deleted from my credit report. HOWEVER it was on my credit report with WAKEFIELD & ASSOCIATES! But because the collection agencies are so CORRUPT, they deleted it because they HAD TO! They just merged with Revenue Recovery CORPORATION and put it back on my credit report under the merging companies name!!! Which is REVENUE RECOVERY CORPORATION WHICH IS A VIOLATION! This account was already deleted because it COULD NOT BE VALIDATED! THIS IS A VIOLATION!!!! YOU CAN NOT PUT THE ACCOUNT BACK ON MY CREDIT REPORT UNDER ANOTHER CORPORATIONS NAME AFTER IT HAS ALREADY BEEN DELETED BECAUSE YOU DID NOT VALIDATE IT!!! THIS IS A VIOLATION AND FRAUD!!!! Nor have i ever heard of REVENUE RECOVERY CORPORATION! Who are they?! I the CONSUMER have never done business with or signed a contract with this CORPORATION! IT IS A VIOLATION FOR THEM TO FALSIFY ACCOUNTS ON MY CREDIT REPORT! ITS ALSO A VIOLATION FOR XXXX TO REPORT FALSE ACCOUNTS ON MY CREDIT REPORT WITHOUT PROOF OF THIS ACCOUNT BEING VALID! THIS IS A VIOLATION! AND FRAUD!!!!
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Wakefield Associated closed my account out and I need them to reopen my dispute for review.
A. Wakefield violated me by not contacting me about a debt I supposedly owed B. Wakefield violated attaining by personal information without my consent and transferred to their corporation.
D. They neglected to provide me with proof bearing my wet ink signature file or accounts/items listed below. Under the FCRA, if you do not provide documented and verifiable proof, you must remove all unverified, invalid, derogatory information from my consumer report.
C. I also had a lawyer at the time of debt so this debt was not supposed to appear on my credit report.
According to 18 U.S.C 1028 A- Aggravated identify theft Whoever, during and in relation to any felony violation enumerated in subsection ( c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years. You violated this law.
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| 03/21/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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To whom it may concern, WAKEFIELD & ASSOCIATES This is NOT a request for verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OFCLAIM made pursuant to the above named Titles and Sections. I respectfully request that your offices provide Claimant with competent evidence as per the attached Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt.
Furthermore you shall cease all verbal communication. No phone calls to the Claimant. At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus, such as, XXXX, XXXX and XXXX XXXX prior to validation and proof of claim of the disputed debt, this action might constitute fraud under both Federal and State Laws. Due to this fact ; if any negative mark is found on any of Claimant credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you and your client for the following :
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| 11/16/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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was seen in the er XX/XX/XXXX provided my insurance that night, XX/XX/XXXX receive letter i'm in collections, call and they inform me that no insurance was ran. I give the collections my insurance info. Collections came off report. XX/XX/XXXX again same debt on my credit report, Call and they say never received my insurance-Gave it a 3rd time. removed from credit report. XX/XX/XXXX again on my credit-now they state insurance denied and out of timely filing. Asked for timeline of when I called in and they state I never called and gave them my insurance in XXXX and have no record of me calling in. Only a wrong number call is listed. I get my insurance XXXX and it states that I owe XXXX dollars and I am not liable since the er failed to file in a timely manner. Collections refusing to remove mark. I have never received a bill., they had the wrong address and phone number when I called the hospital to find out what was going on and have asked to get something in the mail and haven't since XX/XX/XXXX when I got one collections letter.
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| 09/13/2017 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I received a letter from Wakefield and Associates - XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CO XXXX - claiming that I owed XXXX XXXX {$150.00}. I wrote to them and explained that I had contested this with the doctor, and instead of responding to me, the doctor sent the file to collections. I explained that I had called this doctor for a XXXX consultation, and asked if the practice was a XXXX provider. I was told yes, so we went to the consultation. During the consultation, we were advised that the location that they used to perform XXXX was NOT a XXXX provider, and that our insurance would not cover it.
Since we made the consultation appointment based on mis-information, I do not feel we owe for the consultation.
Finally, even though I asked Wakefield and Associates in writing that I did not want them to contact me again, I received another letter from them in the mail today stating that I had asked for additional info. I did not ask for anything - I had only asked them to stop contacting me. They have not honored my request.
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| 06/19/2018 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I received a notice that Wakefield and Associated was collecting a debt for XXXX XXXX in late XX/XX/XXXX. The medical debt was invoiced and paid in XX/XX/XXXX so I sent proof of payment along with a debt dispute letter and a request for debt validation within 30 days of receipt of my first notice from Wakefield & Associated. Tracking shows it was picked up from the post office in XXXX XXXX, CO on XX/XX/XXXX. As of today, XX/XX/XXXX, I still have not received debt validation. I have, however, been contacted via my cell phone on XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. I wrote a letter requesting communication only in the form of letters and provided my address. This letter was received by Wakefield & Associated on XX/XX/XXXX. Therefore, the XX/XX/XXXX call was a violation of my rights under the Fair Debt Collection Practices Act. I am attaching documents showing the call from a Wakefield associate today, XX/XX/XXXX, and tracking information showing they received my letter that asked I not be contacted again via telephone.
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| 08/19/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I received a phone call from Wakefield and Associates ( XXXX ). They did not leave me a voicemail but because I am a debt collector, I recognized their name and called them back. They informed me that I had been turned in to collection for a bill from XXXX XXXX ( aka : XXXX XXXX XXXX XXXX ). This was considered pre-collect so I promptly paid the bill. I have never received written notice from Wakefield and Associates. I called them to let them know that this was paid and they have refused to give me more information so that I can submit proof of payment. I have requested email addresses and they continue to give me fake emails that get returned. They will not give me a billing address and they have not sent me any mail. They've informed me that this will get reported to the credit bureau. I've attempted to call the company where the debt originated and I am routed to their billing department outside of the country. I have paid this debt. I have proof of payment. But no one will give me an opportunity to provide my receipt.
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| 08/23/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American |
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I was hospitalized, had XXXX, XXXX XXXX into my XXXX, developed XXXX, the hospital call for air transport knowing that I had no insurance and so did the air transport. i am now XXXX, have XXXX due to XXXX damage. XXXX XXXX excused debts and granted me one year of follow up treatment. At the end of that year they attempted to collect the debts. The doctors that were used thru XXXX. XXXX should have also been excused through their letter. I live on a very fixed income and try to work part time just to keep up with the expenses that have come with the XXXX equipment and co-pays of medication that i now have to take, I tried to get XXXX and was denied. Finally got it after i was released from the hospital but would not cover any of the hospital bills, I paying off other bills that were necessary after this. Had to have some expensive blood work done to try to determine high white blood counts. almost have them taken care of. These debts were excused by XXXX XXXX and then brought up again. I ask that they stop contacting me.
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| 06/19/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I saw a debt owed on my credit for {$540.00} I called and told them they had not sent me notifications in reference to the debt I asked for a manager and was told a manager would call me back in 48 hours I have yet to receive the call. I also asked for the first and last name of the rep she told me her first name then said she didnt have to tell me her last name and hung up. I told them this is not my debt as well as the other debt that they have in their office because my id was stolen. On the second debt they sent me validation but no where is my signature on the paper and it is not my debt due to my Id being stolen around this time. I am requesting they remove the debt from my credit report and send me validation with my signature on the paper. Also I am requesting for future reference and per the fair credit reporting act before they put the information on my credit report to notify me in writing as they have my correct information because they have had another account in their office for over a year which is not mine
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| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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The company started calling me about the debt back in XXXX XXXX XXXX. I asked them to mail a bill to me so I could pay it as opposed to paying over the phone. They claimed they did, but I never received it. I asked them to update my address because they had the wrong one. They said they would mail another one to the updated address. I still didn't receive a letter. Next time they called, I verified the address I wanted them to send it to. Turns out they had sent the letter to the original address again, not the updated one. So I reverified the address that I actually needed the bill sent to. I finally received it in XXXXXXXX XXXX XXXX By this point, I've accumulated more interest debt. I believe their lack of follow through to send a letter to the correct address on time is the reason my debt is more than it should be. I will happily pay the ORIGINAL amount owed, but the collection company failing to update my address even when I specifically called to update it is responsible for the delay and interest accumulated.
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| 08/16/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Every time I go to the hospital I provide my Medicaid medical insurance card and pay a co-pay due for any services occurring on the day I see a doctor in full and up front before seeing a doctor.
Providing Medicaid medical insurance plus paying a copay before seeing a doctor covers known services that are going to take place on the date of payment.
Any additional cost after making a copay payment and presenting accepted medical insurance for a doctor visit is frivolous where the patient did not give consent to services that costed extra or have knowledge of there being any additional services that were provided after presenting medical insurance and making an agreed upon copy payment for all services occurring on the same day the copay was paid in full.
Since I presented my Medicaid medical insurance and paid a copay in full before seeing my doctor, any additional costs that were added to that day 's visit after paying in full and up front are fraudulent and should be removed from my credit reports immediately.
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| 07/12/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2018 I sent out a debt validation letter not a verification letter to Wakefield and associates asking them for validation.The letter arrived on XX/XX/2018 at XXXX the law states that collection agencies must provide proof the debt they seek to collect is accurate and they have the right to collect it.I simply stated This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION.I insisted that they provide me with competent evidence that I have any legal obligation to pay them and Validation of the debt. Also stated If invalidated all references to this account must be deleted and completely removed from all 3 major credit bureaus of my credit file and a copy of such deletion request shall be sent to me immediately. Within 30 days of me sending the letter they responded with a letter but it did not validate the debt in no possible way to prove I owe it or them. Now I'm taking the next step to get this inaccurate and non validated collection from hindering my credit file.
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| 08/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Servicemember |
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My old apartment complex has been claiming for years that I did n't give them enough proper notice of vacating the apartment I lived in at the time. Well I responded in writing to the request of lease renewal but they claim that they either never received it or received it after the due date ( I forget which one because it has been a while ) I was being Separated from the XXXX semi-voluntarily and semi-not so much at the time and did n't have proper time to respond to these ridiculous claims. Though I do remember receiving an invoice a while after I got settled in Connecticut and I saw that they were even charging me for things they claimed they were n't going to ( removing left behind furniture, etc ).
Bottom line : I know I 'm in the right and I flat out REFUSE to pay for a months worth of rent PLUS interest that 's surely collected by now for an apartment I was n't living in. I just hope this is enough to get the deed taken care of because this illegal action needs to be removed from my Credit Score and Report.
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| 07/02/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have been contacted multiple times over the past three weeks by Wakefield & Associates to collect a debt that I paid off months ago with a payment plan from another debt collection agency. They have called me 12 times in the last week between the hours of XXXX and XXXX when I am at work and can not take phone calls, and 41 times in the last three weeks. When I try to call back, I either get no answer or the line is disconnected. I have expressed multiple times to not call me during my work hours, and that I have paid this debt, but they continue to call me during hours that I can not pick up the phone. They have harassed and threatened me over a debt that has already been paid. I paid this debt in full almost six months ago, and it is getting to the point that it is causing me mental distress to get these phone calls, as the debt was from a very traumatic medical experience. I do not have any other debt than student loans at this moment and I do not know why I continue to get called and harassed by this company.
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| 02/07/2019 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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I was injured in an accident in 2016 and went to the hospital. I didn't have my insurance card on me at the time so originally the hospital didn't get insurance information. However, I gave it to them immediately after. Somehow, Wakefield and Associates was given my information immediately after that accident and before I got my insurance information filed. I told them in writing on their website when they sent a letter asking me to explain the event. I wasn't sure why a debt collector was aent my info so immediately ( within a week ) or why they needed an explanation of the case, but still sent it. They should have updated the debt to not existing since I paid the hospital and they never wrote back telling me anything after my insurance paid. Instead, they started calling me every single day from numerous phone numbers and have not stopped since then. I have blocked over 10 numbers associated to this company and they still call daily from at least 3 phone numbers. They are complete scam artists. Stop calling me!!
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| 08/18/2020 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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I was served paperwork for me to go to court for a medical debt. I immediately got ahold of Wakefield and Associates to try and setup monthly payment. We agreed on {$200.00} a month. So I made a payment for the next two months without any payment voucher or notice that I was paying my debt. I asked them repeatedly to send me a monthly bill and they have not been working on it. So I am not going to pay someone blindly without any proof that I am lowering my balance. I was mailing in money orders for over 2 months after the first payment voucher was received from them. I had to mail it to them with just a address and I was not sure if they were crediting my account. I stopped doing that and again asked for a payment voucher and they were not able to do that. They told me that I wouldnt have to go to court for the doctor bills. Now I have found out that they went to court without my knowledge and I have a judgment against me. They are very rude and they dont have a soul. I dont know what to do now. I paid {$600.00}.
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| 02/18/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a collection letter, dated XX/XX/XXXX, from Wakefield & Associates on XX/XX/XXXX for the amount of {$4300.00} on behalf of their client, XXXX XXXX XXXX. I immediately informed them in writing on XX/XX/XXXX and provided them with my supporting documents via XXXX that I were disputing the validity of the entire debt claimed by their client and considered XXXX XXXX debt claim to be legally baseless and fraudulent On XX/XX/XXXX, I received an email alert from a credit monitoring company that Wakefield & Associates had placed a derogatory remark for collection on my credit report preemptively without any attempts to contact me beyond their first and only letter, dated XX/XX/XXXX. It seems to me that they had decided to ignore my reply and the supporting documents that I had provided to them and filed a derogatory remark for collection to be placed on my credit file with XXXX.
Also, Wakefield & Associates did not provided me with any credible and/or legally binding documents in support of their claim.
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| 03/21/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Wakefield & Associates sent a notice for a XXXX bill for a XXXX - which is NOT my name. My wife called and explained that this is not my name and not my bill.
Several months later, we received another bill. This time, my wife sent a letter to Wakefield, as well as the Attorney General of both Missouri ( where we live ) and Colorado ( where they 're located ) explaining again that this is not my bill and to prove it was.
Wakefield responded to the Attorney General of Missouri on XX/XX/XXXX that they had gone back to the original creditor and determined that this was n't, in fact, my bill so they would close the account in my name.
My wife checks our credit often and, when she checked my credit on XX/XX/XXXX, realized that I had a collections account added to my credit report - from Wakefield & Associates and the bill was now {$49000.00} ( it started at {$25000.00} ). This is, of course, AFTER Wakefield told the Attorney General they were closing the file in my name and yet, now it 's on my credit report.
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| 02/18/2022 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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Starting on XX/XX/2021 I received a phone call that the number popped up as unknown. Left a voicemail ( Never stating my personal name or what they are calling about ) stating they are Wakefield & Associates and to call them back at XXXX. Phone number after voicemail was received states the phone number they called from is XXXX. The same thing happened again on XX/XX/XXXX, and XX/XX/2021.
I have also received phone calls that show up as spam risk/unknown at first and then after the missed call it states the number is XXXX as well on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/2021 with no voicemail.
To date ( XXXX ) I have never received anything in the mail from " Wakefield & Associates '' stating what they are contacting me about. Since they never leave information about what they are calling about or not receiving a written letter about what they are contacting about, I will not answer the phone calls or call them back personally since I don't know if it is a scam or what they will do with my information.
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| 07/15/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XX/XX/XXXX - Blood draw at clinic in XXXX XX/XX/XXXX - I called XXXX XXXX to request the bill for services be sent Wyoming Worker 's Compensation XXXX Wyoming Worker 's Compensation paid my claim and took their deduction as a participating provider XX/XX/XXXX - My credit score fell 58 points as a result of Wakefield and Associates adding this debt to my credit report XX/XX/XXXX - Filed a dispute, the debt was paid - the item remains on my credit report XX/XX/XXXX - Contact XXXX XXXX - no supervisor on staff, must return my call. Spoke to XXXX.
XX/XX/XXXX - Contacted XXXX XXXX - no supervisor on staff. Must return my call.
XX/XX/XXXX - Contacted Wakefield and Associates - stated they would remove Workers Comp charges as it is a violation of collection law. The item remains.
XX/XX/XXXX - Wy Workers Comp contacted XXXX at XXXX XXXX. She would enter a ticket and have the item removed collections.
XX/XX/XXXX - Spoke to XXXX. The ticket is in place but has not been worked. Still remains on my report.
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| 04/30/2022 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
Servicemember |
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This complaint is THREE fold.
First, they have called me, my relatives, my minor daughter, my work, etc misrepresenting themselves - cursing - threatening - making calls all hours of the day and night.
Second I sent them a CERTIFIED LETTER RETURN RECEIPT on XX/XX/2022, when this first began which they signed for. Note - I had never received anything in writing from them beforehand as is required by law. They have FAILED to comply with my letter/rights as set forth in the Fair Debt Collection Practices Act. I even told them in this letter that XXXX XXXX, their " client '', never submitted the claim into my MEDICAID ( Maryland ) which they had at the time of services and were legally required to do. Hence, I owe them NOTHING.
Third, my personal credit is PERFECT. And now, almost 2 months later they report this as a collection to the major credit reporting agencies.
I am battling cancers and I don't want or need this drama.
They need to be stopped and held accountable for their illegal actions.
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| 11/16/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have been trying to get a copy of the statement or bill since XXXX of XXXX. I was working on my credit report and noticed in XX/XX/XXXX there was a bill for Wakefield & Associates. I disputed it right away. It kept coming back so I called in XXXX of XXXX. They told me they were a collections company for a medical bill from XXXX XXXX 's for my daughter back in XXXX and they believed I had reached the insurance statute of limitations. My daughter insured during that time through government-provided insurance and I advised that I needed a copy of the bill because I was homeless at the time. Wakefield said they could not send me a copy f anything verifying the debt and I would have to reach out to XXXX XXXX 's. I reached out to XXXX XXXX 's XXXX XXXX XXXX XXXX XXXX and they are denying me a copy of the bill because they sent it to the debt collection in XXXX. I can get this filed through my daughter 's insurance and pay the remaining balance, but I can not if no one will give me a copy of the bill.
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| 09/24/2020 |
No |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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A few months ago I noticed a collections account from XX/XX/XXXX. I investigated the account and it was from an emergency visit that was sent over to my insurance and they even paid it. To my knowledge the balance was taken care of and it even reflects in the paperwork they sent me. I requested validation for the debt and I was sent information showing where my insurance had paid and they somehow ended up on my credit file. I have always had the best XX/XX/XXXX from my job and have never had to pay for emergency service out of pocket. I was never sent any paperwork or information for this account EVER, THEY JUST PUT ME IN DEFAULT, the address isn't even correct on their records. On top of that, this company has violated my HIPAA Rights by sending me my own medical services rendered and Dr. information WITHOUT SIGNED HIPAA RELEASE FORM. I have ran a complaint with the CFPB with no avail, please supervise the deletion of this inaccurate, invalidated, attack on my character, and ability to borrow.
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| 12/28/2016 |
Yes |
- Debt collection
- I do not know
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- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
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Web |
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The calls began a couple of months ago. My son received the first call- a woman asked for me- he asked for her information so he can relay who was calling- She began yelling at him stating to get me on the phone or I would be arrested and sued for an owed debt- the woman was aggressive so my son ended the call. Shortly after I received a call from the same woman ( before I knew my son had just spoken to her ) - She refused to say who she was or what my debt was- she demanded I give her my address and to prove my identity to her- I stated that was not going to happen- she became angry screaming at me so I hung up- my phone rang 3 more times from that number that night & every night since- there is always an auto generated voice mail saying to call wakefield & Associates XXXX for a debt in Colorado- I have never been to Colorado and do not have ANY past debt. The continual calling & harassing & screaming is out of control. Please advise what I need to do to stop this company from this harassment
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| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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on XX/XX/XXXX I was saw in the ER by XXXX XXXX XXXX XXXXXXXX, XXXX. My personal medical insurance is XXXX and XXXX XXXX XXXX is In-Network. The bill was {$1000.00} - the contracted rate between XXXX and XXXXXXXX XXXX XXXX was {$410.00} which they paid on XX/XX/XXXX. The balance should have been written off/discounted - XXXX XXXX XXXX has billed me the balance of {$670.00}, I have conference called with XXXX and XXXX XXXX XXXX and it was concluded that i did not owe the balance based on their contracted obligations. XXXX sent over an EOB. the account was turned over to Wakefield and Assoc., we have sent them the EOB twice ( they claim they don't receive the emails and they don't have a working fax ). as of XX/XX/XXXX, Wakefield and Assoc. says they have closed the account and sold it to another company called XXXX XXXX. My credit rating has been damaged by the incident being turned into collections. Balance Billing is against the law when the insurance and provider have a contracted rate.
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| 09/16/2017 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I challenged a collections account on my XXXX credit report from a company called Wakefield and Associates Inc. The account was removed from my credit report and two weeks later, Wakefield and Associates Inc, illegally reported 2 NEW collection accounts that do not belong to me, to my XXXX and XXXX credit reports out of retaliation for having them removed from my credit reports. My credit report indicates that Wakefield and Associates Inc, reported the supposed debt was opened on XXXX XXXX XXXX. I havent been to the emergency room in over 2 years and Wakefield and Associates Inc are lying to XXXX and XXXX. Ive asked them to provide proof of ownership by showing a copy of my drivers license and social and they decline because they do not posses any of it. If they do not remove the the fraudulent accounts, i will be forced to sue them and have the accounts removed. I have already forwarded a copy of my credit report to an attorney to look at. Wakefield and Associates Inc is breaking the law.
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| 01/31/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX and XXXX data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that this WAKEFIELD ( Original Creditor : XXXX XXXX XXXX XXXX ) with the account number XXXX was reporting to be negative on XXXX and XXXX XXXX I already have disputed the fraudulent information from my credit report but until now no changes were made. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
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| 05/31/2022 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for t
his company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Pursuant to 18USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15USC 1681b 2. Company also has NO permission to report ANYTHING using my info pursuant to 15USC 1681 4. I have not supplied proof under the doctoring of the estoppel by silence.Engelhardt v. Graves ( mo ) 281 SW 715,719. I presume that no proof of the alleged debt nor therefore any such debt in fact exists.
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| 02/26/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I received a bill from a collection agency ( Wakefield and Associates, in TN. ) stating that I owe a bill from a doctor ( XXXX ) that I have never seen or heard of. I went to the hospital in question ( XXXX, XXXX NH. XXXX ) They have never heard of this doctor and certainly this dr. is not on staff there. In fact there are no doctors notes after checking with their medical records, as well with the the billing dept. They in fact have never had me in collections, and DO NOT USE THE COMPANY Wakefield and Associates for their collections. I have contacted Wakefield and Associates which still insists I owe this money and my credit is in jeopardy. I told them there is no XXXX, at XXXX in XXXX, NH, nor is there any records/notes of me seeing such a provider. I also told them to call the billing dept. at XXXX XXXX 's because I have never been in collections as well as the hospital does not use Wakefield and Assoc. for collections. I am sure this is a scam to collect monies that I do not owe.
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| 09/02/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I contacted company on XX/XX/XXXX to inquire on the medical collection listed on my credit reports. I am unaware of this debt, have not been previously contacted by debt collector. Have contacted original creditor, who has stated I was not admitted or sought services on the dates listed on my reports, either date of service, or date assigned. I have an in-law with a very similar name ( last 4 letters of first name are exactly the same ), and feel this has ended up on my report. They constantly kept asking for my Social Security number of which I would not disclose, they asked for my date of birth which I would not disclose. Then they asked for the last 4 digits, of which I still would not disclose. I gave them my name ( not at all common ) and the amount stated that is reporting. They insisted they needed Social Security number and Date of birth, to me is asking for identity fraud reporting. I requested removal from my reports, or medical disclosure to how they have obtained as such.
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| 03/27/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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Inadvertantly found out through local court system that they are trying to issue a civil warrant for my husband and I. showing on court website that a civil warrant has been issued for us. it lists XXXX and the attorney who filed complaint against us. so I XXXX the attorney and call the number. they answer as Wakefield and Associates of XXXX tn. I give ss number as I have no account number and they tell me that im being taken to court over a medical bill from 2012 to XXXX XXXX. I ask why I had not been informed of debt, and lady tells me that they dont have to inform you of anything. they have never sent anything to me regarding the debt, not even a phone call. Just automatically sue for XXXX thats after theyve added fees and interest supposedly. How can this be legal. I called my medical isurance, they needed a form filled out, and would then pay the claim, but Wakefield and Associates says we still have to get sued. i dont even know the amount of debt owed to the original creditor.
|
| 01/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX, my co-tenants and I were given a bill from our previous apartment complex ( XXXX XXXXXXXX XXXX ) to the sum of {$1000.00} for damages and cleaning fees. This amount was owed after our deposit had been kept and used for some of the costs. Payments were made on this debt in the amounts of {$300.00} on XX/XX/XXXX, and {$200.00} on XX/XX/XXXX, Leaving us with a remaining balance of {$520.00}.
We stopped making payments after those XXXX were submitted and understandably the debt was then sent to Wakefield Payment Solutions for debt collection. On XX/XX/XXXX Wakefield began reaching out to only myself asking for payment in the amount of {$1100.00}. This is more than double the amount we still owed when this debt was sent off, and it is also more than we owed to the apartment complex originally.
I am the only one of four names attached to this debt that has been affected by this collections account, and no written confirmation of the debt was ever recieved by any of us.
|
| 12/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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Reference XXXX I reject your offer to contract. I did not consent to any nonaffiliated third party being in possession of my nonpublic personal information. This is a notice to cease and desist all communication resulting from this alleged debt. I am not requesting validation of any alleged debt as obtaining nonpublic personal information without my lawful authority constitutes aggravated identity theft 18 USC 1028A. The balance reflects an extension of credit. The collection of this extension of credit would be a violation of the false claims act. I would like the name and address of the original creditor as I have reason to believe that you both are conspiring to collect on this extension of credit through unlawful extortionate means. If there is any attempt to engage in any further collection activity on this extension of credit such as the furnishing of false credit information to the credit reporting agencies, I will file suit for intentional infliction of emotional distress.
|
| 08/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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On XX/XX/XXXX I visited a XXXX emergency medical facility. On XX/XX/XXXX I incorrectly received a bill for the balance of {$1100.00} from XXXX. Medicaid is responsible for covering 100 % of my emergency care bills. On XX/XX/XXXX Medicaid sent a Notice of Illegal Billing Action to XXXX due to the fact they are illegally billing a Medicaid patient. Despite this, a collections agency called Wakefield and Associates began illegally harassing me over this debt. On XX/XX/XXXX I confirmed with XXXX that the bill was completely resolved and paid by Medicaid on XX/XX/XXXX. I informed Wakefield and Associates of this as they called me multiple times per day. They refused to confirm with the original creditor that the debt was paid, and put the debt on my credit report a few weeks ago. I disputed the account with XXXX, but Wakefield and Associates somehow " validated '' the debt despite it being totally invalid- I called XXXX today, XX/XX/XXXX and confirmed the account was paid by Medicaid .
|
| 08/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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I have never received any correspondence from Wakefield & Associates in my name. I have never opened an account with Wakefield & Associates, nor have I ever received an invoice, or billing information.
The only correspondence that has been sent to our household was addressed to my wife, regarding a duplicate billing error made my XXXX XXXX, that Wakefield & Associates is trying to collect on. After my wife collected, and sent to Wakefield & Associates, itemized billing information from XXXX XXXX XXXX, documenting the errors that they made, and XXXX did not correct. That issue is currently in the court system, awaiting trial, not the mediation company that Wakefield & Associates " suggests '' that she uses.
Again, I have no account with Wakefield & Associates and owe them no money. However, even though my wife 's issue is currently in the court system, and I have no records with Wakefield & Associates, the Company has chosen to make false derogatory claims on my credit report.
|
| 06/20/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I received a writ of garnishment from the payroll department of the job I have only been at for a month, The Collection Agency is Wakefield and Associates In the Writ of Garnishment is my full Social Security number and my entire date of Birth, the Creditor is XXXX XXXX, asking for {$1600.00}. I had XXXX XXXX as my Medical Insurance Company in XXXX but all premiums were taken out of my check and I never owed them any premiums. My Daughter had XXXX in XXXX when she was XXXX but what the insurance company did n't pay I paid. There is nothing owed to XXXX XXXX., a copy of the original court document says XXXX XXXX XXXX in XXXX XXXX Court but I have never been served any court papers by XXXX XXXX or Wakefield and Associates. I have absolutely no idea what this is for .Wakefield and Associates have never communicated with me either by phone or mail to allow me to respond to this, and dispute it they have just filed a garnishment on XXXX XXXX, XXXX. This needs to be immediately stopped
|
| 12/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Around XX/XX/2020, after doing an annual credit report pull. I noticed there were fraudulent accounts reporting on to my credit report. we have attempted to contact all parties. A few of these accounts were removed fromXX/XX/XXXXand XX/XX/XXXX however have not been removed from XX/XX/XXXX. the other accounts has been contacted multiple times by us to request information for these fraudulent accounts. we have filled out the required identity theft information, however they continue to report the fraudulent account to all 3 credit bureaus are accurate and refuse to give us information proofing this fact. Now they have stopped responding to our emails completely even after speaking with multiple supervisors. This is honestly beyond ridiculous and violates our rights under the FCRA laws. We do not know what to do anymore because we have attempted so many times to handle this issue and these companies including the bureaus are not following FCRA laws that should protect us from this.
|
| 04/18/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On XX/XX/XXXX I was a patient in the XXXX at XXXX XXXX XXXX.
I later received four different bills, one each from XXXX, XXXX x2, and attending physician XXXX XXXX, all of which were billed to my insurance company, XXXX, and the copay portion to me and paid by me promptly.
On XX/XX/XXXX I received an invoice for {$200.00} from XXXX XXXX, XXXX on behalf of XXXX XXXX. The invoice indicated that this amount was my responsibility, and I promptly paid the total amount of the invoice with {$0.00} balance. ( See attached copy of invoice as well as copy of my credit card statement showing payment made. ) On XX/XX/XXXX, Wakefield and Associates, instructed by XXXX XXXX, XXXX, wrongfully placed derogatory collections on my credit report in the amount of {$640.00}.
I hereby demand that XXXX XXXX XXXX and Wakefield and Associates immediately remove this amount from my credit report that I do not owe, as I have paid in full the amount that I was billed by their client, XXXX XXXX.
|
| 09/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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My credit score is suffering greatly because of a collections that was put on my credit report for {$950.00} for an emergency room visit at XXXX XXXX XXXX. While I did visit the emergency room, I had a medical insurance ( charity care ) from XXXX XXXX, which completely covered the visit. Despite this fact, I found a collection on my credit report, filed by XXXX, in XXXX for the amount of {$950.00}. I filed a dispute against this fraudulent claim in XXXX, XXXXXXXX XXXX. I also contacted XXXXXXXX XXXX Billing department, and was told that the problem would be dealt with. As it disappeared from my report, I thought this was completely dealt with. However, sometime this year it was put up again by a different collection agency ( Wakefield ), and I am back to trying to get it off a second time. In the mean time, my credit score has decreased over XXXX points because of this collections. Any assistance you can provide in removing this permanently would be greatly appreciated.
|
| 03/13/2022 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I was attending XXXX XXXX in 2018 when my mother passed away unexpectedly and I needed to withdraw d/t grief. And I was billed for that. I attended next semester. Then when I registered for upcoming semester I was given wrong schedule. I went to registrar and was told I needed to go to financial aid. Financial aid stated that the XXXX scholarship given to XXXX was taken back from prior semester leaving me a said balance of same. I would not be able to attend classes until paid. So I was told to withdraw. Then I was told I have another balance because I should have withdrawn a day prior. They have put me through the stress of proving my mothers expiration, meeting with advisors, and emailing explanations. Quite recently in my attempt to re enter I was made to repeat the process. Only for them to list a collection on my credit report, taking XXXX points off my score. Score is XXXX now. They billed me and received payment for XXXX semesters in which I only attended XXXX.
|
| 09/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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|
The client XXXX XXXX XXXX and debt collector Wakefield & Associates reported medical debt to all three bureaus. It was an emergency room visit out of state that shouldve been covered by NY XXXX. I never received a bill for this. My attempt to dispute failed. I contacted Wakefield and told the representative I had insurance on the date of service - XX/XX/17 and he was concerned about collecting the debt. We settled for {$850.00} out of the full balance because we thought this was our only option to get it off my report. They first reported that we still owed {$490.00} which brought my score down but it was eventually deleted. I even emailed this company with no reply. I recently found that NY XXXX did pay them {$66.00} and according to the XXXX representive it was very illegal for them to charge me when I had XXXX. It shouldnt of went on my credit report to begin with. Now we have to seek legal action. Ill attach the Explanation of Benefits from XXXX and HIPAA letter.
|
| 07/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
This company first contracted me a year ago then determined the debt was fraud and sent back to the company they represented. Now they are trying once again to collect this fraudulent debt. Ive already complained to the XXXX XXXX XXXX again and I am now filing this report here. I have never been to Arizona and I live in Illinois. Apparently they have a new person who cant read a file correctly. I explained that I am not the right person and that I have fraud alerts in all three credit bureaus going back to 2015. They are attempting to collect a debt from somebody who use my name and is currently in prison in Arizona. I want it somehow made a permanent part of the record they have that I am not the right person and they need to understand I will not pay somebody elses debt. I am handicapped in a wheelchair and never leave Illinois. They need to stop harassing me. I am also going to contact her attorney and see if I can sue them for this harassment and mental anguish.
|
| 05/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
|
|
Web |
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I was mailed a statement from Wakefield and Associates for {$1100.00} in XX/XX/. After reviewing the details from the statement I was issued, I contacted an attorney through XXXX / XXXX in XXXX, Colorado. My attorney drafted a letter on my behalf and mailed it to Wakefield and Associates on XX/XX/ which concluded with the following statement " For now, and until instructed otherwise, ( my name ) asks that Wakefield, and/or any agents on its behalf, communicate with her directly about this issue. Such communications should be reduced to writing and mailed to the address set forth above. ( my name ) demands that Wakefield make no attempt to contact her by telephone. '' Wakefield and Associates contacted me via phone yesterdaXX/XX/XXXX at XXXXMT to inquire about the statement that was mailed to me in XXXX. I did not respond to the gentleman 's question. I simply replied that I was at work and did not have time at the moment to speak with him and ended the phone call.
|
| 04/20/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Debt is not mine in the sence that I am a medicaid recipient and due to their lack of filing the claim incorrectly, or so I have been told by medicaid, the bill was not paid. Medicaid also informed me that it is illegal to bill a medicaid directly for a medical bill. I have done my best to first try to get the bill paid, then try to work with these people to get the issue resolved. They will not return my calls and the one time I finally spoke with them to get their fax number, which they were very relucunt to give me, they continued insisting that I was liable for the bill. Your assistance with this matter would be greatly appreciated. The Debt collecter has bween nothing but helpful, my issue is not with them. It is with the original holder of the debt. I do not wish to file a complaint againt the debt collecter, only the original debt holder. I did n't reaqlize I needed to clarify that until later in the process. I apologize. Thanks again for your assiatance.
|
| 01/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I talked with Revenue Recovery to learn how I suddenly owe {$650.00} and to whom. I was told it was for an ER visit to XXXX in 2011. They said I worked at XXXX and had XXXX health insurance. I explained I have never been to XXXX ( I reside in XXXX ). I did not visit an ER in 2011 and I have never had XXXX health insurance. I asked why six years later they determine I owe this amount to this facility? I was not offered an explanation. The woman said she would put this matter in dispute. The next I learn, the debt is turned over to the credit bureau as a legitimate debt owed by me. It is not mine. I ask that it be removed from all credit bureau reports and that it be written off, or the facility find the actual person who owes this alleged debt as it is not me. I believe they are past the statute of limitations to collect on medical debt in Kentucky anyway, and this attempt to collect a {$650.00} debt owed to a facility which I never visited is against the FTC.
|
| 06/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I XXXX XXXX am entitled to the same benefits of the XXXX modification to reporting of medical debts just as any other American consumer. In XXXX , I was involved in a near fatal work related accident. My Union insurance will eventually cover 100 % of all medical claims, but while I was recuperating for over 18-months, several medical companies, hospitals and emergency services took the liberty to simply turn over medical balances to medical collectors, who in turn did not give me the benefit of a 180-day written notice that after the 180-day notic e expired the balances could be reported on my credit bureaus. Every company I will post with the CFPB has violated my rights under the CFPB XXXX XXXX agreement of XXXX . Al l medical collections must be removed immediately by all medical debt collectors, and I must be send a 180-day notice, so my insurance can work on resolving all claims. REMOVE ALL ME DICAL COLLECTIONS A S MANDATED!!!
|
| 12/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
XXXX Account # XXXX ( input accounts ), has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 03/29/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
I was treated XXXX while on vacation in Michigan. Before going to a medical facility, I checked to see what facility participated in my XXXX XXXX XXXX. I selected XXXX XXXX located in XXXX Michigan because it was the closest to my location. The hospital/XXXX XXXX billed XXXX {$1500.00} for the treatment that I received. The in-network rate for this treatment was {$970.00} which is the reason to use an in-network provider is that they have a discounted rate. XXXX paid {$630.00}. I was responsible for {$340.00}. My XXXX XXXX XXXX XXXX paid {$100.00} as that was all I had in the fund at that time. I paid {$230.00} with a credit card. These payments total the {$970.00} that I was responsible for. ( See attached supporting documents. ) XXXX XXXX turned my so called debt over to a collection agency, Wakefield Collections, for {$810.00}. I have no idea what that amount is for. This debt is now showing on my credit report. I do not owe this debt to XXXX XXXX!
|
| 03/31/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2022 I sent Wakefield and Associates a letter asking them to validate the debt I supposedly owe them. I asked for original documents bearing my signature, proof that the statue of limitations hasn't expired and how they calculated the interest and fees and proof they own this debt. On XX/XX/2022 I received a letter from Wakefield and Associates and the information they sent over was unresponsive to my original demands. Not only that, they violated XXXX by sending over my Diagnosis Codes, Medical Record Number, full social security and a lot of other Protected Health Information I NEVER requested. I never signed a XXXX form requesting them to access and send over my medical history. I contacted the original creditor and spoke with XXXX the supervisor she states they never sent that kind of information to Wakefield. They have violated my rights. Please delete this information from my credit file and cease all collection activities immediately.
|
| 09/28/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I am unaware of the above listed accounts. Please validate this information with the creditors and provide me with copies of any documentation associated with these accounts, bearing my signature. In the absence of any suchdocumentation bearing my signature, I formally request that this information be immediately deletedfrom the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Actsection 623 ( a ) ( 3 ), and I am keeping careful record of your actions. Failure to respond satisfactorily within 30 days of receipt of this certified letter will result in a smallclaims action against your company. I will be seeking {$5000.00} in damages for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Credit Reporting Act You will be required to appear in a court venue local to me, in order to formally defend yourself.
|
| 11/11/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XX/XX/XXXX, I was seen at XXXX XXXX medical. For services rendered my insurance company at the time had issued a check XX/XX/XXXX ( See attached document ). XXXX XXXX 's incompetent accounting abilities sent this to a collection agency Wakefeild and Associates. I have made repeated attempts to show a copy of the check to Wakefield ( The attached document ). Wakefield has since reported this to all three credit agencies. I have been able to show to 2 out of the 3 agencies that I was not owed this debt and they have removed it from my account. The reason I have not been able with the third is due to their website failing to upload the document. Today XX/XX/XXXX, I have arrived home and there were court documents on my kitchen table. They are from Wakefield and Associates trying to sue me in court. I have copies of correspondence between the insurance company as well as a copy of the check that XXXX XXXX received that payed off the debt.
|
| 03/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This is re-opening the complaint that Wakefield provided in which they claimed the debt was owed. We have provided this by mail previously. Our family deductible was met prior to the date of the medical visit, which covers the aforementioned debt. Attaching the bill and the date we previously disputed it. Bottom line, our debt is not valid.
Wakefield & Associates trying to collect for XXXX XXXX. This is a medical charge. We met our maximum family deductible in XXXXXXXX XXXX 2021. We provided documentation multiple times to CEP, to Wakefield, by mail. XXXX collector said it was likely mailed to a different office and she hasnt seen it. She said she was still going to try to collect the balance. My daughter has an XXXX XXXX XXXXXXXX so we hit our deductible very quickly every year. We provided audited health documents to both entities ; they just ignore them. Our health provider says we dont owe anything. This collector is a scammer.
|
| 09/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I did not receive any notices of this of this collection account and neither do I know what it primarily from. I had no knowledge of the amount of {$1200.00} ( in which this company is adding late fees to this closed collection account on several occasions within a month ). Upon researching, this company states that it is also collecting on the Behalf of XXXX XXXX XXXX XXXX ( This company can not be found to do business in the state of Mississippi.
This judgement was placed on my Credit in 2021 damaging my credit score of tremendously decreasing it. I have tried to dispute this several times off of my Credit report, but the response constantly states that this belongs to me. They aren't advising how they have confirmed or to whom they have spoken with to acknowledge that this is my debt. However, I have recently researched that neither Wakefield & Associates LLC nor XXXX XXXX XXXX, XXXX are not licensed in the State of Mississippi.
|
| 04/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have noticed that WAKEFIELD & ASSOCIATES have placed a collection/derogatory mark on my credit report, dated XX/XX/2014. Since it is against federal law ( Fair Credit Reporting Act -- 15 USC? 1681b ) for an entity to view a consumer 's credit report much less add a collection account without a " permissible purpose, '' I am writing to inquire as to your alleged purpose, for doing so since I did not apply for employment with your organization nor did I request credit from your organization. Based on the evidence in my possession, this inquiry was performed under false pretenses as described in the clear language of the law. 15 USC? 1681n ( a ) ( 1 ) ( B ) states, in part, " in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure are { {$1000.00} }, whichever is greater ; ''
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Ive disputed these collections, sent letters to Wakefield asking to verify and validate the bills belonged to me they sent record of charges and nothing more, they are affecting My ability to move forward, I am constantly contacted by them by phone which caused me to send a no contact letter to them as well, the credit beauraus has failed to honor my disputes, I have no knowledge of these accounts. They also violated my rights by sending a medical packet with services and locations of services with drs names attached, when I did speak to a rep they harassed me about why I did not pay my bills, I was furious. I recently tried to purchase a vehicle in which the bank acknowledges Wakefield and associates on my credit file, this Company will not remove bc these accused debts! Please help me as a single Mother I am struggling to get my life in a order because of this third party company who claims these medical charges are mine!
|
| 02/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Regarding account XXXX WAKEFIELD & ASSOCIATES is contacting me at inconvenient times and places. They are contacting me before XXXX XXXX., and after XXXX XXXX. I never agreed to it. These repetitious phone calls have annoyed my family and myself. WAKEFIELD & ASSOCIATES have also used obscene and profane language and threats regarding this debt that is not mine. They are also blocking their number and calling me without telling me who they are.
In addition, they have also stated that they are an attorney making threats to arrest me, garnish my wages and bank accounts, and sue me.
WAKEFIELD & ASSOCIATES has also contacted family members of mine more than once trying to collect this fraudulent debt. WAKEFIELD & ASSOCIATES have discussed this account and personal information about this debt harassing others trying to get me to pay this debt. WAKEFIELD & ASSOCIATES fail to respond to my verification letter by certified mail.
|
| 05/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield & Associates trying to collect a debt for XXXX XXXX. Debt is inaccurate ; we met our family deductible at the beginning of 2021 because my daughter has juvenile XXXX XXXX and as such, we hit both the individual and family deductible within the first 60-90 days of every year. Despite repeatedly sending info to XXXX, Wakefield and XXXX XXXX, Wakefield attached this to my credit report. I am also not the responsible party for this debt ; that belongs to XXXX XXXX as the account holder for the health insurance, but regardless, the debt is not owed because health insurance covers it. In addition to the collection, they are also reporting that I have made a payment on the account in credit collections, which no payment has been made ever to them. This needs to be removed from my account because it is impacting my credit by XXXX points and causing other card companies to reduce my credit lines. This is unacceptable.
|
| 01/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX I applied for a XXXX XXXX secured credit card, o was denied. Do I went to XXXX XXXX. One there I pulled up. I pulled up three credit reports. Had one negative remark with XXXX, it wzas gor the original {$300.00}. I then attempted to go to Wakefields website to see if I could get any info. Well it required an account Number which I didnt have, I called them spoke with a lady named XXXX she states there is more than {$300.00} on my account I asked her to send me records with all We. on them. Well on XX/XX/XXXXI received an invoice from them for only the additional charges not the {$300.00} we stayed with was not on there at all.They are located at XXXX XXXX XXXX, XXXX Tenn their phone number is XXXX. Now on XX/XX/XXXXI wrote them an email expressing that I did not understand why The amounts the had and the amounts credit reports showed was two different figures. Today onXX/XX/XXXX I received the invoices
|
| 04/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
We made a final payment to XXXX XXXX XXXX on XX/XX/XXXX and settled the debt owed to a hospital from an emergency room visit.
On XX/XX/XXXX another collection agency, Wakefield and Associates, Inc, sent a letter attempting to collect that same debt that was already paid. Wakefield was contacted by us and they were asked for details about the debt they were attempting to collect. Once the interest that Wakefield was charging us had been subtracted it was found the details for that debt matched the debt already settled with XXXX XXXX XXXX. Both agencies, as well as our own copy of an original hospital bill have an original balance of {$290.00} and the date of service as XX/XX/XXXX. On XX/XX/XXXX a letter of dispute was sent to Wakefield and on XX/XX/XXXX a paid in full notice from XXXX XXXX XXXX was sent to them. Wakefield has again contacted us on XX/XX/XXXX attempting to collect a debt that has been paid in full.
|
| 08/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts I noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the outcome was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX ACCT # XXXX ... XXXX XXXX XXXX XXXX ACCT # XXXX ..XXXX XXXX XXXX XXXX XXXX ACCT # XXXX ...
XXXX XXXX XXXX ACCT # XXXX ... XXXX XXXX XXXX ACCT # XXXX ... XXXX ACCT # XXXX ... XXXX XXXX XXXX # XXXX ... XXXX XXXX # XXXX ... that are listed on my credit report.
Furthermore, this account can not be 100 % accurate as there are open dates they have listed on my credit report that varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 05/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I went to XXXX XXXX medical center in XXXX a few years ago around XXXX. My experience there was TERRIBLE while on the bed trying to explain what was going on the Dr. Told me I have patients that are dying and that's more important than what's going on with you. She proceeded to walk out and I was discharged while still in pain and nothing was done. My insurance paid for this incredibly neglectful service. As of XX/XX/XXXX the same hospital sends me a collection bill of {$1500.00}. Again I have not one but two insurances, one of my insurances alone covered the entire bill. The dispute was found to be correct my insurance paid this contract but yet they are still going after me for this amount and my credit score has been affected for almost two years as this is the biggest debt I have in collections. It was filed incorrectly, and they are coming after me vigorously and maliciously for a debt that was already paid.
|
| 05/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
I have a collections bill that after repeated attempts have not received any verification what the bill is for. I called Wakefield and Associates after receiving a bill for {$710.00} to ask what exactly the bill was for. I had not received any previous notification that anything was owed in this amount. Wakefield and Associates informed me that this was a XXXX bill and that I needed to write them an official letter to receive an itemized receipt. I did that and received a letter back on XX/XX/2022 saying that I owed XXXX XXXX XXXX, XXXX. This was not in any way an itemized receipt. I am writing today because I do not believe I owe anything to this company, but I have no way to prove this. My family and I are enrolled in a program called " charity cares '' at our hospital, XXXX XXXX and this program takes care of unpaid bills because we have qualified as a low-income family. I am not sure where to go from here.
|
| 08/09/2019 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
While I was in college I had to take vaccination for XXXX school and used my insurance to cover the charge of it. At the time I made sure that the charge which was around XXXX {$100.00} to be send out to the insurance company. Vaccination and doctors visit were included in my insurance without deductions or payments and that was a reason why I received the vaccination. The health care provider validated my insurance card before providing any services. Thats how I received service at the first place. How can anyone buy a drink with paying for it?
After seeing this derogatory {$500.00} in my credit score, I tried to call the collection agency as well as the health agencys phone number but they couldnt find me in their system. Why is it apparently for anyone to claim and affect my credit score with out having a reasonable cause. I even reported it as a fraud to the credit score companies and Still no solutions.
|
| 08/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Being under state care my emergency room bill was paid at XXXX XXXX XXXX Hospital of XXXX and verified by myself and hospital. I sent in proof multiple times and even once had actually drove to the hospital and had the billing department call. They just ignored all of this never responded to any letters and now added the charge to my credit report and keep adding a dollar increase. This is a second and possible third violation this company is performing. I disputed with the credit bureau but feel they need to stop hurting other people with illegal tactics. This is ongoing since XX/XX/XXXX and hospital bills doctors are all clear I suffered a XXXX XXXX in XX/XX/XXXX so this bill is so wrong. They now are claiming XXXX and keeps going up. Wakefield and Associated which has numerous complaints all attempts to call them ended in them hanging up pretty much saying someone would look into it and obviously never did.
|
| 06/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I received a bill from XXXX XXXX for {$360.00} in XXXX. The bill was paid in full on XX/XX/XXXX. I retrieved my credit report on XX/XX/XXXX and saw a collection company for XXXX XXXX, Wakefield and Associates, was on my credit report for the amount of the bill, {$360.00} that was paid off over a year ago. I disputed the account with XXXX and provided a copy of the payment receipt from XXXX XXXX and the response that I received from the dispute was that the account still stands as being owed and it was not removed from my credit report. The receipt I provided from XXXX XXXX had the date it was paid and the confirmation number on it. A simple investigation verifying the receipt of payment would have proved that the account was paid over a year ago. On XX/XX/XXXX I spoke with a representative named XXXX at XXXX XXXX and she informed me that Wakefield and Associates was informed of the payment in XXXX of XXXX.
|
| 12/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I received in the mail today XX/XX/XXXX, from XXXX XXXX XXXX ( XXXX ), regarding a Wage Garnishment From Wakefield & Associates, INC of the amount of {$8500.00}, ( XXXX XXXX XXXX, XXXX College from XXXX, I did not attend, and I have Colorado XXXX for the Ambulance Rides to the Hospital due to Automobile accidents XXXX, XXXX, other medical regarding the accident that XXXX should have been billed for, and XXXX XXXX XXXXXXXX XXXX, did not go there, establishment is out of business ) The Unit manager, or associate give me login information to where you can dispute online to where you can dispute those account, I couldn't login to do that, without making a payment, I do owe this debt. I saw copies of court documents regarding, I don't owe this, Wakefield & Associates are planning on garnishing wages, from my employer, that is fairly new, I haven't even started yet, I can't afford any of this debt I don't owe.
|
| 07/07/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with an account listed under Wakefield & Associates and a validation letter was sent. On XX/XX/XXXX I reviewed my credit profile again as Wakefield & Associates had not responded but the account was reflected as disputed. Therefore a 2nd validation request for the account was sent out on XX/XX/XXXX. Credit report was reviewed again on XX/XX/XXXX and the account was still reflecting on my report and I do not believe the account belongs to me nor that the creditor has authorization to legally access my medical records and to attempt to collect on this account and the account continues to negatively affect me. Please strike and remove the account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me, was ran through Medicaid and not paid and that all information is correct.
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
AS shown in the attached photos, an account was deleted because it could not be VALIDATED! WAKEFIELD & ASSOCIATES had put the account back on my credit report under another corporation name ( REVENUE RECOVERY ) and got caught with their FRAUDULENT ACTIVITY! So now they put the account back on my report and changed the account number and put it back under their own name ( WAKEFIELD & ASSOCIATES ) which proves that they know that was ILLEGAL TO DO and which is AGAIN FRAUDULENT ACTIVITY!!! This is unacceptable! I AM A PROTECTED CONSUMER!!! I have attached proof of their fraudulent activity! The account circled in green is proof of the account being deleted and the other account that is circled in black is the same account with a new account number! ALSOXX/XX/XXXXIS IN VIOLATION AS WELL!!! THEY TOO ARE INDULGING IN FRAUDULENT ACTIVITY!!! THEY ARE IN VIOLATION OF 15 U.S.CODE 1692B AND 15 U.S.CODE 1692G
|
| 06/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
The debt is from two ambulance rides from the main hospital in XXXX, AL to a mental health facility in XXXX, AL.
I had filed for XXXX several years before and was awaiting my hearing. Which I won. State law grants all medical bills in relation to the XXXX case be filled under XXXX and paid in full starting on the date first filed for XXXX to the date the case was awarded. The ER and main hospital and the mental health facility filed correctly and were paid in full by XXXX. The ambulance service did not file at all as they were instructed to by both myself and the medical billing department at the main hospital. I never received any bills from them and thought the matter was resolved. Until the debt was bought by Wakefield and Associates and they tried to collect a debt that I am not legally obligated to pay and would have been paid in full by Alabama XXXX had they used proper billing procedures.
|
| 08/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
After reviewing my credit profile on XX/XX/2018 I identified a discrepancy with account listed under Wakefield & Associates. I requested a validation on XX/XX/2018 as there were 2 accounts that I did not recognize. I reviewed my credit report again on XX/XX/2018 and account was listed as disputed by consumer but I had not received any correspondence from creditor to validate this account as correctly belonging to me. Therefore on XX/XX/2018 I sent a direct dispute to XXXX requesting that account be removed from my profile as the creditor failed to validate the account in a timely manner. Credit report was reviewed again on XX/XX/2018 and the account is still reflecting on my report and I do not believe the account belongs to me nor that the creditor has authorization to legally access my medical records and to attempt to collect on this account and this account continues to negatively affect me.
|
| 08/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My brother was served with a summons with his name and my name listed on the summons. After receiving the information my brother called to inform me I was being sued. My brother shouldnt have been served with any sue paperwork for me. Wakefield and Associates Inc. ( WAI XXXX violated the FDCPA ( Fair Debt Credit Practice Act ) # 805. Communication in connection with debt collection.
WAI also violated Act # 807 False or misleading representation. On XX/XX/2020 we appeared in court and I was presented with documentation stating they are suing me for {$3300.00}. In total there were 10 pages. The patient responsibility totaled out to XXXX. I have sent a copy of all documents to the Federal Trade Commission to give a more detailed understanding of my case.
On XX/XX/2020 I was never given any type of consent form showing I signed for my information to be shared, which violates HIPAA policies.
|
| 06/10/2022 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
A collections appeared on my credit report in XX/XX/2022 from Wakefield & Associates. I disputed it due to no knowledge of said debit. I called Wakefield & Associates and requested proof of debit several times in the months of XXXX, XXXX and XXXX ( I also disputed this each month as well ). Nothing has come in the mail. And now the amount of the debit keeps going up? How is this possible? Per the Fair Credit Reporting Act the company much provide proof of debit, they are NOT PROVIDING PROOF. I have no knowledge of this company or such debit. In doing research the original creditor XXXX XXXX XXXX, also a collections company, whom I never heard of nor ever receive a bill from them. I have health insurance and have not needed any type of medical care in over 3 years. I don't know who these companies are but I am now Filing a complaint on both companies due to fraud practices to collect money.
|
| 01/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/XXXX I noticed on my XXXX and XXXX credit reports a completely invalid debt from Wakefield and Associates. As per my credit report this illegal debt is from XX/XX/XXXX. I feel that this account is adversely affecting my credit report and costing me thousands of dollars in interest every year. This is not a regular dispute I have filed a complaint with the FTC and XXXX because to my knowledge I do not recall any of this account. I need this problem fixed ASAP. I will not wait another 50 days to receive no response because clearly I am being ignored. I demand this account be deleted immediately or I will file for litigation due to the stress I have been caused. Section 611 ( a ), it is plainly stated that a failure to investigate this item within 30 days gives a reason to immediately remove said item from my credit report it has been 50 days so they should be deleted promptly.
|
| 12/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
I was contacted by Wakefield and associates on behalf of XXXX XXXX XXXX regarding a bill for {$170.00}. The bill is dated XX/XX/XXXX. I was first contacted by phone XX/XX/XXXX. this contact was made by Wakefield associates and I explain to them the bill is not me. Ive never been two or heard of the people they represent. At the time theyre claiming the service I was hospitalized at XXXX XXXX in XXXX Illinois with an XXXX after a XXXX XXXX on my left hand. I was at XXXX for three weeks. It is impossible for me to even been where they claim to generate the charge. I explain this was identity fraud and they were not willing to help and correct their problem. I have fraud alerts and all three credit bureaus dating back to XXXX. Wakefield associates has refused to correct their records. That is why I am filing this complaint on top of my alerting all three credit bureaus of the new fraud.
|
| 07/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello, I recently applied for a XXXX loan to buy a house for my family. When the lender ran my credit report, I had an account from Wakefield & Associates pop up for {$3100.00} that I am completely unaware of. I decided to call them and inquire about this debt, XXXX answered my phone call, I asked for any proof that this debt was mine, any signatured documents from me, they stated, " That's not how this works. '' I explained that I will file a complaint with the XXXX and XXXX for reporting erroneous information to my credit report and limiting my credit possibilities. XXXX then stated, " That's not how this works '' again, then proceeded to tell me to " call a hospital and ask for itemized list. '' I don't have any recollection of this debt by any means. I have disputed this multiple times.
Please help remove this from my credit so I can purchase a home for my family.
Thank you,
|
| 03/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Wakefield and Associates made numerous calls, when I answered the phone they hung up.Secondly, I requested proof of the medical bill they said I owed. Never sent me proof, and ruined my credit with XXXX XXXX Here is the current history of this corrupt company How many Complaints are there against Wakefield & Associates?
As ofXX/XX/XXXX, the XXXX has closed 149 complaints against Wakefield and Associates in the past three years, with 75 closed in the past twelve months. The largest percentage of complaints alleged problems with billing and collections. Most of the remaining complaints are fairly evenly split between advertising and sales issues and customer service issues. Since XX/XX/XXXX, the Consumer Financial Protection Bureau ( CFPB ) has logged 129 complaints against Wakefield, and XXXX lists at least 6 cases of civil litigation naming Wakefield & Associates as a defendant.
|
| 02/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Please be advised I have requested validation { not verification } of an item reported to you by the above original creditor/collection agency. I have received a response that clearly violates my rights according to HIPAA.
WAKEFIELD AND ASSOCIATES ( Opened XXXX. XXXX, 2020 ) did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAArights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation.
I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
|
| 02/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The amount is wrong, and is for more than 1 account. I have recorded communication they refuse to give me copies or speak to me about the debt on more than one occasion. They refused to let me set up automatic billing. Then when I found out I could have ut covered by another insurance if they email me the original bills they refused to send me and the insurance the original bills copies. Also the original debt wasn't billed properly it was billed to XXXX XXXX XXXX not XXXX XXXX XXXX. Per original debtor in the XXXX XXXX XXXX case because im friends with the dr I was billed for seeing. I never did see a dr . I was only in triage and seen a PA and nothing was ordered, I was given a shot and meds. No extras or tests. So bill is also to high for that visit. So, I want to see it. But, the refuse to cooperate. And for over a year wouldn't talk to me and are charging me late fees.
|
| 09/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notice in the mail dated XX/XX/2020 from Wakefield and Associates, Inc, stating that I had a balance of {$1200.00} owed to XXXX XXXX XXXX XXXX. I contacted this company and they verified, I do not have any balance with them. I never owed any money to this establishment to begin with, nor was I ever contacted by XXXX XXXX XXXX XXXX! I did call Wakefield and Associates to speak about this notice, when asked to provide their license number, the man who called himself, " XXXX '' did not give me this information. When asked to confirm the name of the business and address, he was unable to fully give me the address of this business as stated on the letter I received in the mail. He then asked for my date of birth and other sensitive information such as my last 4 digits of my social security number! Definitely did not disclose that information with him over the phone.
|
| 03/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX. XXXX, XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ... WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 09/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX XXXX Wakefield & Associates located at XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX received written communication from me requesting that they validate debt that is being reporting on my credit reports. One of the debt is {$1200.00} and the other debt is {$950.00}. I asked the company to provide me with proof that I signed off on to validate that both debts are indeed my own. The company has failed to do so. Wakefield & Associates is collecting a debt from an unknown medical practice. This company has yet to provide me with the requested at nearly 30 days now. For all that I know, the original creditor could have sent over fake receipts etc. Again, this company has failed to validate the said debt they are attempting to collect.I do n't know who the original creditor is, what they are billing me for, nor proof of me physically signing off to agree to be billed
|
| 10/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I noticed on my credit report that a collection was added by a Wakefield and Associates from XXXX, TN. The account was placed by XXXX XXXX XXXX on XX/XX/2020. To the best of my knowledge I have received no written communication nor have I spoken with anyone at this company regarding this debt. I am assuming that XXXX is also XXXX based out of XXXX, TN. XXXX was the XXXX XXXX provider at my employer XXXX XXXX of XXXX. I was seen in our XXXX for flu like symptoms. The co-pay was paid at a reduced rate and the remainder to the best of my knowledge was paid by my insurer XXXX XXXX XXXX. The amount showing on my credit reports is between {$110.00} and {$110.00}. I wrote Wakefield and Associated on XX/XX/2020 to verify the debt but I am yet to hear from them. I feel that this debt is not valid and I am looking to have this account removed from all 3 of my credit reports.
|
| 06/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX XXXX ... WAKEFIELD ( Original Creditor : XXXX XXXX XXXX XXXXXXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 08/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Wakefield and Associates in XXXX TN contacted my ex-spouse about an account that has several medical bills attached to it. He was even subpoenaed to a court date. The bills are solely in my name and always have been even at the original providing facility. Wakefield and associates even sent him a detailed statement to my ex-husband at his address. After I made it clear to them we were no longer married and that this could possibly even violate some health information protection acts. These bills are in my name and have been discussed extensively with him before I was even aware of them due to me never receiving any mail at my current address even though mail at my old address with my old married name is to be forwarded to my new address. So I assume I never received any mailings. Also, this company refuses to take any less for a payment than {$200.00} per month.
|
| 06/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received an email from XXXX XXXX on XX/XX/XXXX that my debt collections just increased. I don't have any credit cards, loans or debts, so I quickly went to look. I'm being charged by XXXX XXXX XXXX XXXX in XXXX, Tennessee since XX/XX/XXXX ( via Wakefield and Associates also in XXXX, TN ). I've never been to this clinic, and only ever have been to XXXX once. I have no idea how they would have my name or information to charge me. I filed a dispute with XXXX via XXXX XXXX on XX/XX/XXXX, and they reported saying it was accurate. This tells me someone took my information and opened up an account or charge in my name. I've filed a second dispute on XX/XX/XXXX. I looked up this clinic, and this has happened to MANY other people! This place is known for fraudulent activity. My identity has been stolen, please someone help me. They are falsely charging me {$1400.00}.
|
| 05/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I requested " validation '' of a debt I supposedly owe to Wakefield and Associates. Th ey received the letter on XXXX XXXX , 2017 . They sent me a copy of a bill for {$540.00} but the amount reported on my credit reports is $ XXXX .They were una ble to provide me with anything bearing my signature to prove I have an obligation to pay them. I pulled a credit report 30 days later and noticed the account was not updated as " disputed ''. I notified them of this and requested the account be removed from my credit reports. They responded by then updating my account as disputed and telling me the do not have to provide any additional verification. Not only has this company violated the law by not updating my credit report within the 30 day time frame, they are not bonded with the Te xas Secretary of State to even be able to collect debts in the state of Texas.
|
| 06/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have been Trying to resolve amounts owed to Wakefield and Associates. I have valid back dated insurance and they will not run it for all Accounts, despite being they would and providing documents requested. They have refused to give me names and addresses of previous creditors stating it was illegal. They have tried to get me to pay interest on bills paid retroactively. After explaining to them the law, they said they would agree To wave interest, when I had to goto the companies direct because they refused to run my post dated insurance. I have been made fun of, and they are still holding up one account for nearly XXXX. And are requesting additional documentation for running The insurance while giving many different stories about what is required. I am currently trying to go directly to the original debtor because they are being so difficult, and deceptive.
|
| 08/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have previously and recently filed a complaint about this collections agency, but this new complaint is because after contacting the credit bureau about this account, the representative states that the collections agency reports a debt of {$820.00}, whereas on the credit report that I received, the collections agency reports the debt to be {$830.00}. The representative also stated that the original creditor is XXXX XXXX, while on my copy of the report the original credit is listed as XXXX XXXX XXXX. With the discrepancies of these two different sets of information, my point of identity theft is further proven, as neither I have ever been to XXXX XXXX nor XXXX XXXX XXXX. Additionally, having two different entries ( for both the original creditor and amount of debt ) reported by this collections agency shows there is misinformation, as well as negligence.
|
| 06/09/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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On XXXX XXXX 2017 Wakefield & Associates posted a collection in the amount of {$410.00} to my credit report. I did not receive a letter regarding this debt and have no idea what it is so sent a debt validation letter via certified mail on XXXX / XXXX / 17 . Tracking showed it delivered on XXXX . I have not received any response but I was under the impression they are not allowed to attempt to collect or continue updating regularly to the bureaus until they verify the debt. They have updated on my reports 3 times since receiving my request on XXXX . Once on XXXX , once on XXXX , and once on XXXX . I submitted a complaint on BBB last week and have yet to receive a response. Also, the alleged debt is said to be from my local hospital but the hospital is not familiar with this collection agency. I want it removed from all of my credit reports.
|
| 08/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Dates : XX/XX/XXXX Amounts : {$1100.00} Details : - An XXXX service was provided to me by XXXX XXXX on XXXX/XXXX/XXXX.
- I received the XXXX Nevada transportation bill {$1100.00} on XX/XX/XXXX later and paid in full.
- No other hospital or doctor bills were ever mailed to me. Both XXXX ( my insurance company ) and myself tried contacting the hospital since last year but no responses from the hospital / doctor at all.
- I tried looking up XXXX XXXX website myself with my case ID and found a hospital bill of {$450.00}, and I paid it in full on XX/XX/XXXX.
- The past week ( XX/XX/XXXX ~XX/XX/XXXX ) I have been receiving phone calls from the debt collection company ( Wakefield & Associates ), notifying I owe a bill amount of {$1100.00}.
- I am surprised to receive this debt collection since no written letter or notifications were ever mailed to me.
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| 08/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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|
XXXX complaint # XXXX.
This is unacceptable!! That's the same story we've heard for years ; then they never respond formally. They leave harsh, demanding words in my voicemail.. And they threaten to take XXXX to court if he doesn't pay as soon as possible, and they've been threatening for many years! We need to have this resolved because it's preventing us from purchasing a home. They have all the proof they need ; I guess if you as a government agency, that works for the people instead of the collection agencies, are giving them 60 days we have no choice to take them to court. We don't have money to pay any court costs but we're gon na have to scrape up from somewhere. I beg you to please don't give them anymore time they'v had plenty of time to make some calls, and by the way this is the third time we've sent these documents throughout the years.
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| 08/13/2019 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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I received a call from a third party debt collection agency around in XX/XX/XXXX I told them I did not think the debt was valid and was working on my credit but wanted to make sure the debt was valid then the rep on the phone said well this could hurt your credit I disputed the debt due to it being labeled as a personal debt and not a medical debt tried to correct it with them and then they changed the debt age from XX/XX/XXXX to XX/XX/XXXX then started adding interest then my credit score dropped 100 points the name of company is Wakefeild and associates all I wanted was my debt age to be correct and it to be in correct listing this organization intentionally mislabeled the debt and changed the date which is unethical and I was threatened ( or felt they was threatening me and seeing how they actually did damage my credit it was a deliberate action )
|
| 07/01/2019 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Unfortunately, I do not have dates associated with these things.
I have contacted Wakefield & Associates multiple times trying to get my debt resolved. My initial complaint was that I had paperwork saying that my debt had been written off 100 %. I contacted them via email asking for an account number and submitting a copy of the letter saying that my debt was written off. No response.
I then disputed the debt on my credit report. The credit reporting agency said that the debt was verified. Still nothing from Wakefield.
I disputed the debt again, stating that I have unable to get in touch with Wakefield. The credit reporting agency said that the debt was verified. Still nothing from Wakefield.
I finally was able to pay the debt in full through Wakefield on XX/XX/2019 because I have no other options and my credit score is continuing to go down.
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| 03/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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Last month I sent a certified letter to Wakefield and associates in regards to a debt they have listed on my credit report! They received the document because a signature was required and through usps it showed me the letter has been signed for. I asked Wakefield to send me a copy of the original bill as well as a breakdown of the amount they are alleging I owe them because this debt is not mine! I never received a bill or anything for this alleged debt, until today I received a letter in the mail from Wakefield stating that basically they will be not sending me any information on this debt, because they have already verified it ... .. I dont know who they verified it with, but it was not me and I would love to see what documents they have of this alleged debt, until I receive this documentation they need to remove this debt from all my credit files
|
| 07/28/2021 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield associates keeps putting fraudulent charges for medical that I NEVER RECIEVED. I HAVE insurance and none of these are associated with any drs or services recieved.
I have repeatedly proven my identity to XXXX. In turn they sent my real ids to them. I have the email. Now they can really steal my id. This is screwing my life completely up. XXXX is not investigating these disputes.
I want all recently submitted reinvestigated.
XXXX provided these companies with my real info, I'm turn they are applying them differently now. This is a violation of the privacy act an fair credit act I will be seeking legal.
I want these fraudulent claims removed.
The other bureaus investigated and removed, therefore something is fishy from the get go.
XXXX XXXX notified me the day I uploaded last id they sent to false XXXX.
I need my rights supported.
|
| 05/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
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|
Web |
|
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Wakefield and Associates XXXX XXXX ) and others This company continues to call me and they leave messages for the previous owner of the phone number because of debt collection. The calls start as early as XXXX XXXX and go into the night. Frequently the calls are repeated if I push the decline number. They call back on different phone numbers within 2 minutes and do not always leave messages.
My phone number is on the Do Not Call List and I do not have any outstanding debt of any kind. They call looking for XXXX not XXXX. I need your assistance to have them delete my number from their records and to cease calling me.
They are trying to collect debt from +++ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX XXXX That is not who currently owns this phone number. Their calls are harassing to me.
Proof of all the calls is available if necessary.
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| 02/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I have a collections debt listed on my credit report that is not mine. The debt collection agency is listed as Wakefield & Associates. It lists the original debtor as XXXX XXXX XXXX XXXX. During 2018 I was receiving threatening calls from XXXX XXXX XXXX XXXX before they sold this debt to Wakefield & Associates . I informed XXXX XXXX XXXX XXXX during each of the multiple conversations that it was not me and someone must have provided my information or name because I had not used the ambulance for anything. I asked them to provide me some documentation and they could not and did not. This is affecting my credit score and credit rating substantially. I have contested this collections multiple times to the credit bureaus to no avail. I would like CFPB to assist me with this matter and these debtors. It is not fair and I want my name cleared.
|
| 05/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
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I was in a motor vehicle accident on XX/XX/XXXX Part of the ambulance bill ( XXXX ) was not covered by insurance and was sent to collection prior to me being notified that there was a balance due.
Wakefield & Associates sent me a bill dated XX/XX/XXXX for {$500.00} Payment was made in full on XX/XX/XXXX which was processed on my spouses credit card and shows as paid.
In XXXX I noticed the collection on my credit report when my credit score dropped.
I contacted W & A on XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX all of which I was notified that they are going to escalate the matter to a supervisor which has not happened. I have offered to send all my documentation showing that the debt was paid in XXXX and that my credit score is dropping due to this mistake. The company has made no effort to correct their error which is negatively affecting me.
|
| 07/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
We received a letter from Wakefield & Associates stating that we needed to contact them to avoid litigation. My husband contacted them on XX/XX/2020 and offered to settle the debt for {$1300.00} with a debit card over the phone. The company refused stating that they would not accept anything other than the balance in full even though their insinuated that we could call for other arrangements. We would very much like to settle this debt but the agency and hospital are refusing to settle the debt. Further, we did not receive a breakdown of any of the supposed charges, just a letter threatening litigation. I am XXXX and my husband 's job has been impacted by Covid. We are also XXXX XXXX XXXX in XXXX which will come with additional bills. We can pay {$1300.00} today to resolve this debt that we supposedly owe, but have not received proof of.
|
| 07/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX WAKEFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXXXXXX XXXX ( Original Creditor XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 10/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX client, XXXX XXXX is a victim of identity theft. She received an XXXX credit report listing an account with Wakefield and Associates that she was not familiar with. The account is associated with medical service ( s ) obtained from XXXX XXXX, and XXXX XXXX XXXX XXXX using my clients information without her consent. An offiical dispute of these accounts were provided to Wakefield and Associates XX/XX/2018 however as of this date no reply has been received from them or the original creditors with whom they were working on behalf of. Per FDCPA the collection agent has an obligation to share/provide the dispute information to the original creditor concerning matters of fraudulently established accounts. Wakefield and Associates have not contacted my client with regard to the status of this investigation of fraud concerning this matter.
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
AS shown in the attached photos, an account was deleted because it could not be VALIDATED! WAKEFIELD & ASSOCIATES had put the account back on my credit report under another corporation name ( REVENUE RECOVERY ) and got caught with their FRAUDULENT ACTIVITY! So now they put the account back on my report and changed the account number and put it back under their own name ( WAKEFIELD & ASSOCIATES ) which proves that they know that was ILLEGAL TO DO and which is AGAIN FRAUDULENT ACTIVITY!!! This is unacceptable! I AM A PROTECTED CONSUMER!!! I have attached proof of their fraudulent activity! The account circled in green is proof of the account being deleted and the other account that is circled in black is the same account with a new account number! ALSO XX/XX/XXXX IS IN VIOLATION AS WELL!!! THEY TOO ARE INDULGING IN FRAUDULENT ACTIVITY!!!
|
| 12/28/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been referred to a collections agency for services rendered by a XXXX in 2020. At the time, I was unemployed as a result of the COVID-19 shutdowns and therefore eligible for and covered by XXXX. The XXXX was aware of my insurance coverage and indicated that they would bill XXXX for the rendered services. Unfortunately, it appears that they did not bill XXXX for over a year after my visit, so their claim was denied. I was informed by XXXX that I am not responsible for the charges associated with this visit, but the XXXX XXXX referred me to a collections agency nonetheless. I have previously written them several letters explaining the error on their part, but they have been unresponsive. I ask for assistance regarding this matter. I am deeply concerned that my credit will be negatively impacted by this referral to collections.
|
| 07/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ASST ( Original Creditor : 08 XXXX BANK XXXX XXXX ) XXXX ... WAKEFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 08/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield XXXX XXXX XXXX has continually sent mail to my house in reference to an XXXX Charge from XX/XX/XXXX in the amount of {$130.00}.
My medical insurance has confirmed multiple times this is covered and was paid through the insurance agency.
After multiple calls with the debt collection agency we were advised to send a letter with exact information to confirm this in XX/XX/XXXX. A letter was sent but the agency said it was not acceptable and asked for a second letter. A second letter was sent in XX/XX/XXXX. The agency continued to send letters.
During one of these calls the agent was incredibly rude and advised it was useless to talk to anyone but them.
My insurance company tried to call the dot collection agency and resolve this but another letter was sent on XX/XX/XXXX. The agency will not stop contacting me no matter.
|
| 07/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
on XX/XX/2022 I sent a letter to the alleged debt collector informing them that I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX for them to release my medical information to any third party companies.
I requested all verification documents to be sent back to me through USPS such as breakdown of fees including any collection costs and medical charges, a copy of my signature with the provider of service to release my medical information to the alleged debt collector, verification that this debt was assigned or sold to the alledged debt collector. Date this alleged date became payable. Commission for debt collector if collection efforts are successful and complete accounting of alleged debt
|
| 01/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
My daughter visited a doctor in XXXX where she is a college student. The doctor sent the bill to a previous address. The doctor turned the bill over to Wakefield and Associates in XXXX, TN. She told them to contact me ( her mother ) as I was responsible. They are still contacting her. I have contacted Wakefield at least 7 times in the past 8 months requesting a written statement for the bill. Last night ( XX/XX/XXXX ) I spoke to XXXX who claimed he sent me a bill on XX/XX/XXXX. I told him I never received it and once I received it I would be happy to pay the bill. I have a credit score in the high 700s and always pay my bills in a timely manner.
Wakefield and Associates are contacting my daughter even though she has told them to contact me. They will not send me a written statement.
Wakefield and Associates phone number is XXXX.
|
| 01/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I reached out to XXXX XXXX XXXX several times. After to speaking with numerous of representatives and to my medical insurance company, I was informed by my insurance that they were supposed to submit a claim to my medical insurance. I called XXXX several more times and they told me I had a XXXX balance and they would submit the claim. Well that didn't happen and then they sent my account to Wakefield Collections and now this is on my credit report twice. I sent XXXX my proof of insurance coverage and my medical id information and still they reported me to the credit agencies.
Apparently they like for you to pay an enormous amount out of pocket so they can get more money instead of the contracted amount paid through insurance. This is ridiculous. I email and called and they never once responded back to me. Just screwed my credit.
|
| 04/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX ... WAKEFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX ..XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 07/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 03/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have disputed a charge with my insurance company, but the charge was sent to collections. I filed a report with the collection company alerting them of this, and I talked with them saying that I am disputing the charge and it would take, according to the insurance company, 7-20 days to refile my claim. The debt collection agency has been calling me an excessive amount of times. For example, the debt collection agency has called me 15 times from XXXX p.m. yesterday to now ( XXXX a.m. ). I can not make the insurance company refile my claim any faster, which I have told them.
I am also aware that I have an unpaid {$36.00} charge from 2018. I will pay this once I get the current claim figured out because I do not feel comfortable paying them just part of what is owed since once the claim is refiled I won't need to pay it all.
|
| 07/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXXthat listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge, Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute.I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under XXXX8 U.S.C 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C 1621. This collection found within my credit report are not related to any transaction that I made.I am alleging that a person or company-without my authorization-used my personal identifying information to apply for goods, services or money ; and, was successful in creating some account. All is being investigated by the FTC.
|
| 05/17/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a consumer 's credit report. Otherwise, anyone paying for your reporting services could fax, mail, or email in a fraudulent account. The account that you have listed on my credit files, are the result of identity theft and should be removed from my credit file as soon as possible. Please be advised that you are in direct violation of the Fair Debt Collections Practices Act, this is against the law. XXXX currently is reporting inaccurate accounts to my credit report, these accounts should be removed from my credit file as soon as possible.
I have attached my police report and well as FTC Report.
|
| 02/25/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
Wakefield & Associates took more than 5 days to send a " verification of debt '' letter from first contact. I had to call back 2 times after the initial call to gain a letter. I disputed the debt immediately when I requested the validation of debt letter. More than 3 weeks later, I received their verification letter. I responded in writing via certified mail within 30 days requesting further information, and also in written request that further communication be done in writing. W & A has continued to call on my cell phone, neglecting my request to further our communications in writing. It has been more than 30 days since they have received my letter, and they have not provided any further information. I would like this matter resolved as they continue to call me demanding the debt and have not validated that I own the debt.
|
| 10/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On Thursday, XX/XX/2020, I received a phone call from a collections agency called Wakefield and Associates advising that a medical bill totaling {$270.00} had been sent to collections on my behalf. This was the first instance I had heard of any debt or anything related to medical bills. They did not have the correct address on file and the one they stated was two years old. I asked who the company was and they advised " XXXX XXXX XXXX '' from XXXX XXXX, TN. I had not had any services performed with them nor did i ever receive any bills from them. I attempted to call their phone number ( XXXX ) and it is an automated message regarding old and new medical bills. No one has returned my calls after left messages. More importantly, I never received a letter or any other information before hand regarding a bill or collections.
|
| 12/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I declare under penalty of perjury ( under the laws of the united states, if executed outside of the united states ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 USC 1001. Additionally, these misstatements are punishable as perjury under 18 usc 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company -without my authorization- used my personal identifying information to apply for goods, services or money and was successful in creating some accounts. All is being investigated by the FTC
|
| 06/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have numerous debts from this collection agency on my credit reports but I am not aware of them only that I went to hospital but I'm not sure of the totals that this company is saying I owe I never got a chance to validate the debt. And I'm experiencing a hardship right now due to losing my job related to the coronavirus. The company name : WAKEFIELD AND ASSOCIATES Last reported XX/XX/2022 {$1000.00} Open balance XXXX XXXX XXXX Original creditor WAKEFIELD AND ASSOCIATES Last reported XX/XX/2022 {$1100.00} Open balance XXXX XXXX XXXX Original creditor & also these Last reported XX/XX/2022 {$1000.00}, Last reported XX/XX/2022 {$710.00} Last reported XX/XX/2022 {$950.00} Last reported XX/XX/2022 {$650.00} Open balance XXXX XXXX XXXX Original creditor A total of 6 different collections please help.
Thank you in advance
|
| 12/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I noticed a collection on my credit report from Wakefield & associates for a debt of {$120.00}, I have never recieved any letters or bills from company they claim to have received debt from, then never received any mail or calls from original claim or Wakefield & associates.
XXXX removed them, but I forgot about them until today XX/XX/2022 when I received a text from them.
I spoke with them and they claim they've written to me and called and sent numerous text, but I asked if they have a log or record of this they said " why would we have that ''!.
I have no record of a single call, letter or text from either them or original biller.
The date of the service is a correct day I received service, but I have never received any separate bill from private doctor, the medical service I was provided was fully paid.
|
| 09/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield currently is attempting to collect on a debt from " XXXX XXXX XXXX '' that is not owed by me. I have not done any business with Wakefield or " XXXX XXXX XXXX '' I've attempted to resolve the matter with Wakefield and " XXXX XXXX XXXX '' several times and have gotten no resolve. I've asked for written evidence that this debt is owed by me with my signature and some sort of identification proving that I've engaged in business with this company. They have failed to provide any evidence, but want to pay on a debt they aren't even positive that is mine. I am prepared to take legal action against this company for failing to protect my rights un the FCRA and their predatory collection attempts. I demand they they remove this collection from my credit report immediately and stop all collection further efforts.
|
| 08/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
I recently pulled a copy of my credit report and noticed two medical collections accounts being reported from Wakefield so I send them a letter certified. Requesting validation of this alleged debt they claim i owe them. I have requested that they prove that i am indeed the party they are asking to pay this debt the date of the alleged medical service the name of the patient and proof there is some contractual obligation binding on me to pay this debt. They have refused to provide copies of any agreement I have with them that grants authority to collect on this alleged debt or proof of acquisition by purchase or assignment and authorization under subtitle D of the ARRA, SEC 13401. APPLICATION OF SECURITY Provisions AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY
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| 12/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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I've sent multiple letters to this agency about this not being my account. After being advised by XXXX, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking. My official complaint is against WAKEFIELD AND ASSOCIATES. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas. The individual I've suspected for this theft is now deceased, and the police department said to contact the federal trade commission to seek relief. These companies disregard laws and dont care whos credit or lives they impact.
|
| 09/01/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXX ... that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I have had accounts hit my credit for hospital bills for my son which I provided his insurance to the hospital the bill is for XXXX I have requested a copy of the bill have not received a copy of any thing also have a few other medical bills in collections that I have also requested copy of bills again not received anything have tried to dispute have also told the on one of the account s the address does not match the address I have lived at for 8 years now also just got hit with another medical bill XXXX dollars I believe not sure for wat have not received any bill for it can't file identity theft cause I don't know the information to do so I was informed some one went into the hospital using my info but when I requested info on it the stated due to XXXX laws they can't provide me the details of the account
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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Wakefield and Associates began contacting around mid year of XX/XX/XXXX in regards to a medical debt originally from XXXX XXXX Hospital. I informed the company at the time that the debt had been paid directly through XXXX XXXX Hospital. I informed Wakefield and Associates that the amount that they had was also the incorrect amount. I then contacted XXXX XXXX who stated that the debt should take care of itself since I did pay it directly through XXXX XXXX. Since then Wakefield and Assoc. have been increasing the debt by {$1.00} every so often. I have contacted them again and asked for them to remove the debt as it has been paid. I have a receipt that requested from XXXX XXXX as proof that the payment was made on XX/XX/XXXX. XXXX XXXX billing even stated that this company should not be collecting on this debt.
|
| 08/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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In XX/XX/2019 made appt at local hospital for minor treatment ( infected thumbnail ). Was quoted {$800.00} cash, but told physician was in-network and covered by insurance, and instead told by hospital receptionist to pay {$200.00} and file insurance claim. Followed instructions but as I walked past her desk physician suddenly became out-of-network, and {$800.00} estimate instantly grew to a final bill of {$3000.00}.
Paid {$200.00} and insurance paid over {$1800.00}. Total of {$2000.00} paid for {$800.00} service.
Physician billed another {$780.00}, and has never responded with any documentation or explanation in 2+ years of attempted contact.
Refuses to provide any information to this day.
Charge is unauthorized, physician office and subsequent collection agency have not responded to any inquiries.
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| 09/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have been disputing this account with the credit bureaus for sometime now. Each time they would say that VALLEY CREDIT would verify the debt. So I took it upon myself to ask VALLEY CREDIT for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXXth. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
|
| 12/27/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I am making a dispute against Wakefield and associates in a response to a listing on my credit reports. Be advised this is not a refusal to pay, but a notice sent in pursuant to the Fair Credit Collection Practices ACT, 15 USC 1692G SEC.809 ( 8 ), stating your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to XXXX. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that your offices have reported invalidated information to my credit reports. This action constitutes fraud under both Federal and State Laws. Also, the stature of limitation is up on this debt and is no longer collectible
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| 07/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
|
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I was XXXX XXXX in the XXXXXXXX XXXX XXXX and transported to the XXXX XXXX XXXX on the date of XX/XX/XXXX and did not get out of XXXX until XX/XX/XXXX of XXXX. I was XXXX in a XXXX at the time this service was used. There is no possible way for me to be using any service or outside contact when Im literally locked in a box. XXXX and XXXX are not deleting this off credit but it is stated by XXXX that it was removed from the debt collection agency Wakefield associates. Further more I have a letter from the record office in XXXX Missouri that I will attach that also states that I was in there XXXX at this time. Please can you make sure this gets removed from all three credit bureaus. I am trying to buy a house and this just was added to my credit reports out of no where. Thank you for your time m
|
| 01/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Debt collection agency issued me a collection letter for a medical service never authorized. The collection agency is Wakefield & Associates, Inc. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CO XXXX XXXX. After receiving the letter I wrote them back and disputed the debt with proof and stating the fraudulent nature of the debt. After attempts to have them fix the account in which they stated they would in writing, it has now been reported to my credit report. I'm am speaking with an attorney this week to sue the company for harassment and fraud. After looking up reviews on this company, these people are crooks and I am one of hundreds they have done this to illegally including ruining people 's credit for lies and illegal practices. I will provide all letters and documents upon request.
|
| 03/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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Prior to beginning employment overseas, we settled with XXXX XXXX XXXX in XX/XX/July2017. After moving, neither us nor our tenant has received communication regarding debt owed, until my husband received a phone call XX/XX/XXXX on a US phone number while in XXXX XXXX, XXXX ( which we will not be able to keep ) regarding already paid debt. Upon contacting them to inform them we had already paid the debt, I was told by a phone representative of the organisation that " it is not their problem '' that I did not receive proper, legal notification in the mail. When I insisted we settled with them prior to leaving and asked for proof, I was told they will not send it internationally. I would like to dispute the debt because have we already paid and the company has said they can not send me proof of debt.
|
| 09/19/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I am writing this complaint letter in reference of XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX falsely reported a fraudulent debt to a collection agency, Wakefield and Associates. XXXX XXXX XXXX XXXX failed to furnish the information as required by consumer law. XXXX XXXX XXXX XXXX has FAILED to provide an itemized invoice, the original contract of payment, dates of service, and location of service. I have also filed a complaint with the State 's Attorney'sOffice for the states of Florida, Indiana, and Tennessee as XXXX XXXX XXXX XXXX has forwarded this fraudulent bill to Wakefield and Associates. Wakefield and Associates are also filed in my federal and state complaints. I demand that this fraudulent debt and negative credit reporting be removed from my credit report and all debts be deleted.
|
| 04/18/2015 |
Yes |
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
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This is the closest category to my situation. XXXX XXXX was authorized to withdraw {$200.00} a month from my bank account with my bank. Around Friday afternoon on XXXX/XXXX/2015 a check went thru the bank and was rejected pending manager approval for {$1700.00}. I can not contact the bank manager until Monday XXXX/XXXX/2015 to attempt to plea my case. XXXX XXXX has not contacted me since our conversation last year. At that time they only had permission to withdraw $ 200 monthly from my account. The collection agent was very rude at the time. No further communications have been received from them by mail or phone. No communication was made about a {$1700.00} draft on our account. No communication was made about a forced final payoff. The collections agent scheduled a return call for XXXX of 2015.
|
| 12/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This debt is not mine I have been in touch with the company through XXXX XXXX and the debt is still showing on my credit report. I am XXXX XXXX XXXX XXXX, I am a veteran and I have my own medical insurance.
I did not call any ambulance to transport me t o any hospital. This collection agency did not even try to contact me before they placed this damaging collection account on my credit report. There was no verification if they even had the right person and they dont appear to be in any hurry to correct it.
WAKEFIELD AND ASSOCI Last reported XX/XX/2021 {$1700.00} Open balance XXXX XXXX XXXX Original creditor XXXX Opened XX/XX/2021 ( 2 mos ) Account status Open Type -- Responsibility Individual Remarks Consumer disputes- reinvestigation in progress Original creditor name XXXX XXXX XXXX
|
| 11/23/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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On XX/XX/XXXX there was a collection account placed on my credit report from Wakefield & Associates for {$3800.00}. This debt came from XXXX XXXX originally in XXXX after attending school there. XXXX informed I was unable to make payments to XXXX but I would have to wait for the account to go to a collection agency and pay the collections agency. It was sent to XXXX and I set up $ XXXX monthly payments with them. XXXX, XXXX, and XX/XX/XXXX bank statements show the automatic payment coming out of my account. Then it stopped. There was no communication about this. Nothing by phone, email, or mail. They have my correct address on file. And now my credit has suffered drastically because of this account being added as past due when I had no knowledge of it and XXXX failed to inform me of anything.
|
| 09/19/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I am writing this complaint letter in reference of XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX falsely reported a fraudulent debt to a collection agency, Wakefield and Associates. XXXX XXXX XXXX XXXX failed to furnish the information as required by consumer law. XXXX XXXX XXXX XXXX has FAILED to provide an itemized invoice, the original contract of payment, dates of service, and location of service. I have also filed a complaint with the State 's Attorney'sOffice for the states of Florida, Indiana, and Tennessee as XXXX XXXX XXXX XXXX has forwarded this fraudulent bill to Wakefield and Associates. Wakefield and Associates are also filed in my federal and state complaints. I demand that this fraudulent debt and negative credit reporting be removed from my credit report and all debts be deleted.
|
| 07/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I am a XXXX at a non profit company. I have been receiving calls from Wakefield & Associates ( Phone Number XXXX ) for 3 or more weeks now. When I answer the phone there is no one on the other end. I have called back the number and they say they are looking for a person by the name of XXXX XXXX. I told them we do not have an employee by that name and to stop calling. They said that they would take care of it, but the calls continued. I called them back and told them that by doing this that it was harrassment and that I wanted the calls stopped, again they said they would take care of it. Here we are a week later and the calls continue. I called them today and spoke with XXXX XXXX and I told him that I was going to submit a complaint to the CFPB and he said he would have it stopped. I hope so.
|
| 12/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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On Tuesday XX/XX/2022, I checked my Credit on XXXX XXXX and it shows a Derogatory mark. I was confused because I never had any type of debt with WAKEFIELD AND ASSOCIATES or anyone in general. I called them on their direct phone number and no one answered me. The Derogatory mark says " opened '' since XXXX. I never owed anyone and it is impacting my Credit score significantly. These people are scamming me and I need to get this resolved as soon as possible. It claims I owe {$940.00} but I have never payed or owed in that amount. The original creator is XXXX OF ALABAMA XXXX XXXX, I owe no one with this sort of money and I have never received any kind personal phone call or electronic mail or to my address. I am not sure how to dispute this, if i could be helped to get this resolved. Thank you.
|
| 03/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This is a complaint about Wakefield and associates. I contested the medical debt in writing and was told they would let me know what happened with my contesting. I never received a written reply or phone call about the contesting. Instead they reported me to the credit bureau and I called them and they claimed it said it was marked as contested but wouldnt let me talk to a supervisor and said hed write it down for him. They wouldnt give me the name of the person they were trying to collect the debt for ( nurse practitioner ) or a phone number or address. They said XXXX. I provided insurance documentation and they continue to call and tell me you not paying this debt is hurting your credit. The most recent person to call had no idea I had contested this and continued to threaten my credit.
|
| 03/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a credit report alert for a collection with Wakefield and Associates XXXX XXXX XXXX XXXX XXXX XXXX XXXX, COXXXX ( XXXX ) XXXX for medical collection with XXXX XXXX XXXX for the amount of {$840.00}. I contacted the the collection agency to get more information as I'm AHCCS covered by the government and should not be receiving any collections as I am covered at 100 % and have been for 4 years. The representative refused to provide me contact information and proceeded to threaten me with court filings. I have contacted the " original Creditor '' and they have no record of this account at all. Wakefield refuses to assist in providing me who filed this collection. At this point there is no record of any visits with XXXX XXXX XXXX and therefore this collection attempt is fraudulent.
|
| 06/28/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Wakefield and Associates reported a collections on my credit bureau on XX/XX/XXXX. I called them at XXXX and spoke with a representative who informed me they were collecting a debt for my adult daughter from XXXX XXXX XXXX XXXX for XXXX from XX/XX/XXXX. MY DAUGHTER IS XXXX! I WAS NOT PRESENT AT THIS VISIT AND AM NOT RESPONSIBLE FOR HER DEBTS! SHE HAS HER OWN FAMILY, JOB, AND HOME! The representative acknowledged i was not responsible for the debt but when i asked for documentation that it had been removed they just kept asking for my daughters information. I asked for a manager and he said he could take care of it but only if i gave him my daughters phone number and she paid the debt. I have worked hard to rebuild my credit and this is not my debt and I WANT IT REMOVED FROM MY CREDIT!!!
|
| 06/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The comanpy Wakefield & Associates, keeps harrassing me for a payment that was already settled, to my knowledge and proof, by our debt consolidation company.
Date of origination listed on the account is XX/XX/2018. The amount they are requesting be paid is {$55.00}.
I have a Paid in full letter from their website. Also a paid in full letter from our debt consolidation company.
I have requested a letter showing what the original creditor is and the original paperwork from what this charge is from and they have failed to send multiple times.
I have submitted serval disputes on there website, all of which go un responded to.
I have pulled full credit report twice and this charge/collection is nowhere to be found on any accounts or any collection accounts on my full credit report.
|
| 02/24/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield & Associates is servicing a medical debt collection claim originating from Medical-XXXX XXXX XXXX XXXX XXXX. The amount in question was {$310.00}, and was originally issued on XX/XX/XXXX. No invoice was received regarding this amount until XX/XX/XXXX, when it went to collections.
The amount was paid on or about XX/XX/XXXX directly to Medical-XXXX XXXX XXXX XXXX XXXX - NOT the collections agency.
The most recent date on my credit report is XX/XX/XXXX, with the account noted as " OK ''. As of XX/XX/XXXX, my credit report is still showing the medical debt status as " In Collections '' with Wakefield & Associates. Attempts to resolve and correct this have been unsuccessful. Wakefield & Associates refuses to acknowledge the debt as settled, and it has been this way for 6 years.
|
| 01/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was originally harrassed by a medical debt collector by the name of XXXX XXXX for the amount of {$240.00}. It was put on my credit report in XX/XX/XXXX. They constantly threatened to sue me, and called several times a day, said they would garnish mine or my husband 's wages, etc.
After researching their state license here in Tennessee, I found out they are not licensed and have not been since XX/XX/XXXX. They sold the debt off, or began operating under the company called Wakefield and Associates, which is licensed in Tennessee out of Colorado, and the debt was re-added to my credit report under the Wakefield name.
I believe that the two companies named have broken several laws including HIPAA, and I have no contract to pay the listed amount to the current debt collector, Wakefield.
|
| 11/20/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I was never contacted by Wakefield and Associates about any debt. I found out about it when they showed up on my credit report. I have never received a call or a letter about any owed debt. The medical company that uses their services had made a deal with me to have that debt paid. I paid the compaNY what was owed in exchange for them not sending it to collections. I have a recording of said deal. I also have the bank statement to prove the debt was paid.This agency has never called and identified them self as a collection company if they called or ever sent a written notice of said debt they were trying to collect on. This has lowered my credit report and will cost me money on the purchase of my next house since I have received a higher interest rate than what I should have recieved.
|
| 08/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX ) XXXX / ... WAKEFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX ... that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 08/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I spoke with a rep with Wakefield & Associates on XXXX XXXX regarding collection on my credit report for {$190.00}. I specifically asked the man I spoke with, if I pay this today, can it be updated as paid or deleted off my credit report and I'd make arrangements on a few others they had on me. He told me yes that he would most certainly do that for me. I paid over the phone with my debit card and it cleared my bank on XX/XX/XXXX on the amount of {$190.00}. I also set up ACH payments on the other accounts ( they are not on my credit reports ). I disputed this account on XXXX XXXX and got the results today that it was a verified account and nothing would change. I want this off my credit report! I paid it in full and it should be showed as paid or removed as it is affecting my credit.
|
| 10/26/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Every single day for the last year, they keep calling me from multiple numbers. Saying I owe money from one of my charged off credit cards. I tell them I dont have money right now and they said we need you to pay at least {$50.00} today can you do that? And I say no I cant because I dont have the money available right now and they continue to harass me and say well how much can you pay today. We need some amount of money today so your account doesnt default and a legal judgment is posted against you. Then they tell me I need to give them my bank account routing number and they will take the money out when I think Ill have it available ( post dated ) and I tell them Im not sure when Ill have it available and Ill call then when I have the money and they CONTINUE to call and harass me.
|
| 05/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield and Associates XXXX XXXX XXXX XXXX, TN XXXX I received a debt collection letter from the above company on XX/XX/2022 about a medical debt my insurance company had already paid. I disputed the debt in writing on XX/XX/2022 and sent the letter via certified mail.
I never received anything back from the above company but they put a debt collection on my credit reports dated XX/XX/2022.
On XX/XX/2022 I received another debt collection letter from the above company that referenced a different named creditor but had the exact same amounts of debt and account numbers. I disputed the debt in writing on XX/XX/2022 and sent the letter via certified mail.
I never received anything back from the above company but they put a debt collection on my credit reports dated XX/XX/2022.
|
| 07/29/2019 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES is reporting a claim for a {$1400.00} debt as a monthly payment that is late each month. The debt ( unknown ) is 17 years old, or more and I have never agreed to make monthly payment and don't even recall what it is. Not fair to report such an old debt, that may or may not be owed, and to fake a monthly late payment when no payment arrangements have ever been discussed is wrong and it's preventing me from moving into an apartment.
This company has also figured out a way to report this same collection as 2 separate collections, just to make my score even lower. they are holding my credit hostage with false reporting. XXXX removed one of these because they recognized it as fraud.
WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX {$1400.00}
|
| 11/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
The particular account position that is recently filed on this credit document has a seriously unfavorable impact on my capacity to attain a guarantee on the latest loan request, be sure to present facts that this is being reported efficiently as per the Fair Credit Reporting Act regulations. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Below is the list of the account that is still reporting on my account : 1. WAKEFIELD & ASSOCIATES ( Original Creditor Name XXXX XXXX XXXX ) Opened XXXX XXXX, 2015 Balance {$290.00}
|
| 05/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I recived a bill today ( XX/XX/XXXX ) about a hospital visit on XX/XX/XXXX. I called the debt collection agency and they said it was from a hospital, even though I explained I paid my bill. I called the hospital billing department XX/XX/XXXX, and they said that I paid my bill and they did not send anything into collections. They instructed me to call their collection agency, which I did. That collection agency said I had a bill from XXXX but that I had sense then paid it off ( which I did ). So the debt collector is saying I have a bill from a place that is saying I do not and did not have a bill. I do not want to pay this bill that does not exist, but the collection agency told me that if I didn't pay it would impact my credit. Im afraid this is either a scam, or a mistake.
|
| 03/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
on XX/XX/2018 I received ( 3 ) missed calls from XXXX. All calls were back to back at XXXXXXXX XXXX cst. The phone rang 1 time each call then hung up before I could answer which resulted in ( 3 ) different missed calls. I have taken a screen shot on my phone to verify the incident. I contact the number back immediately. The lady stated she was from Wakefield and Associates. I advised the lady that I just received ( 3 ) missed calls back to back from this number and that it was a violation of the FDCPA and CFPB. I asked if my number was on a automatic dialer system and she said no and didn't know why I would have been contacted ( 3 ) times back to back. She then went on to verify me and to tell me that I had a medical debit in the office and requested repayment to the client.
|
| 07/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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There are several collection accounts on all 3 of my credit reports that are fraudulent and a result of identity theft. I've disputed these accounts multiple times but they have yet to all come off my reports. Can someone please help me get these collection accounts that are not mine off as they are hurting my credit? My wallet was stolen on the city bus about a month before the date on the 1st of these collection accounts. I '' m assuming that these accounts are from whoever stole my wallet and has my identification. These accounts are all from Wakefield & Associates and they are all for several thousands of dollars. I really need help removing these accounts and I'm not sure what else I can do because I've already reached out to both the creditor and all 3 credit bureaus.
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| 10/05/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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This debt was a workman 's comp issue from XXXX coffee company. I got a XXXX while working from the sanitizer solution used to clean dishes. The XXXX turned into a XXXX XXXX, which then brought me to the emergency room. During my hospital visit I shared this information with the billing departement, there was a claim placed with XXXX and the responsibility for payment was theirs. The Doctor portion of the bill was paid for by XXXX with no issue, however the hospital billing department sent me the bill for the hospital stay portion. I informed them on more than one occasion that this bill was to be paid for by XXXX and informed them to contact the company to receive payment. Almost a year later the debt from my workman 's comp hospital bill was falsely reported on my credit.
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| 08/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
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| 07/26/2019 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Wakefield & Associates has been retained by XXXX, XXXX XXXX XXXX for a collection of {$810.00} for date of service of XXXX. During this time I was insured with XXXX. I contacted XXXX to discuss this outstanding bill and the representative I spoke with at XXXX could not locate any billing records from XXXX, XXXX./XXXX XXXX XXXX to XXXX on the referenced date of service. It appears that XXXX, XXXX XXXX XXXX never billed XXXX and consequently this account has gone into collections. This billing error is not my fault and XXXX, XXXX XXXX XXXX needs to bill XXXX and reverse the collection proceeding against me. This incorrect reporting is harming my credit. I have attached a copy of the collection notice from Wakefield & Associates, along with a copy of my XXXX insurance card.
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| 08/11/2015 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not disclosed as an attempt to collect
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Web |
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My credit was ran to purchase a home and I found out something in the amount of {$400.00} was sent to collections to a company called Berlin Wheeler. I have never been contacted by this company or advised of this debt. However now may not get my loan due to this XXXX issue I was never informed of. I did receive what I took as a fraud call in XXXX of 2015 from a male with an XXXX accent stating they were from the federal government. The message stated if I did not pay them a past due amount over the phone within XXXX hours I would have a warrant for my arrest. I called the number back and spoke with another XXXX accent male, I told him I was contacting the FBI with the number and he hung up. I tried calling back and the number was disconnected. I thought nothing else of it.
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| 08/26/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Wakefield and associates has contacted me numerous times to collect a debt of {$740.00} for a hospital visit from XXXX/XXXX/2021. At this visit, I checked in and waited 45 minutes then left. I never had any services performed or anything. When I requested an itemized receipt they sent me name, account number, address, Social Security number for a different person. This not only violates that individuals privacy and compliance but did not provide me any proof of my visit.
They did provide me something that said the {$740.00} was for emergency med visit but I didnt have anything done, I just sat in the waiting room so I dont believe its fair to charge me for services that were never performed. The address tied to my name is also incorrect, Ive never lived in Virginia.
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| 04/30/2019 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am a victim of identity theft. please remove this fraudulent charge from my credit report asap. XXXX XXXX XXXX XXXX BALANCE {$210.00} XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX XXXX REPORTED TO XXXX IS NOT MINE. I WILL BE LOOKING TO SUE SOMEONE FOR THIS MISTAKE. XXXX IS REPORTING THE SAME THING UNDER A DIFFERENT NAME. WAKEFIELD ASSOCIATES XXXX {$210.00} XXXX XXXX XXXX XXXX, TN XXXX XXXX XXXX XXXX. SO THEY HAVE TOO ACCOUNTS UNDER DIFFERENT NAMES THATS ILLEGAL. I AM ALSO A VICTIM IN MULTIPLY DATA BR. XXXX, XXXX, XXXX XXXX. MY HOME OWNER GOALS ARE RUINED BECAUSE OF THIS {$210.00} DOLLAR PLEASE BLOCK FROM MY CREDITREPORT THANKYOU.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX. I NEED A PROMPT REPONSE. WAS TRYIN TO PURCHASE PROPERTY ON MY BIRTHDAY XXXX ID XXXX XXXX XXXX
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| 05/18/2018 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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My complaint is with Wakefield Associates, I owed an doctor bill with XXXX XXXX Hospital for my daughter for which I paid by check directly to the hospital. I contact the credit bureau and collection company of two issues regarding the inquirer on my credit report. One, to inform them of paying the bill in full directly to XXXX XXXX Hospital and I provided them my check number, date of when I wrote the check along with the name of the bank I wrote the check on to the representative. Second, I informed the representative that the balance for bill is not correct and I also sent email them a copy of my orinigal bill along with my proofs of the cashed checks from the hospital and requested for them to update my credit report. It still has not been done nor is it correct.
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| 07/28/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am not aware of this company, I do not know the debt or what it actually is and why they are trying to collect from me. This company has 2 collections on my account witch is ridiculous I disputed last year and did not realize until now when I am trying to lease me apartment that the dispute was denied and they have now increased the collection and there are 2 collections on my credit for this witch really makes no sense. I have no communications of any company trying to contact me within the last decade ( 10 years ) regarding any funds or anything that I owe. Witch is much like the other collections on my account. I need this looked into as soon as possible because I will keep dispute every single year until these fraudulent collections are removed from my credit.
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| 12/13/2021 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Called before 8am or after 9pm
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Web |
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On XX/XX/2021, Woman called my cell phone at XXXX XXXX asking for me. When I identified myself and asked the nature of the call, she said she was with Wakefield and began stating alleged account number. When told I had no business with the stated company and asked again the nature of the call, she began reciting the alleged account again. When I yelled what is the nature of this call, she hung up. This has happened repeatedly, with no one ever stating the nature of their call or providing any other information. On prior occasions, I have told them that their representatives repeated harrassment of a XXXX individual will not resolve with their obtaining any information from me that they are seeking for whatever perceived reason they think they have for bothering me.
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| 03/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XX/XX/2018 a derogatory mark was added on my credit report per XXXX XXXX from XXXX XXXX XXXX and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), as upon further research, this account was transferred/sold, and I am no longer responsible for the account.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
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| 12/22/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2021 I sent Wakefield and Associates a letter asking them to simply verify the debt I supposedly owe them. I asked for original documents including my signature and how they calculated the debt.
On XX/XX/XXXX, I received a letter from Wakefield and Associates and the information they sent over was unresponsive to my original demands. Not only that, they violated HIPAA by sending over my medical record number, procedures, and a lot of other personal information I NEVER requested. I never signed a HIPAA form requesting them to access and send over my medical history. They have violated my rights and I will be taking this a step further by filing a HIPAA complaint as well. Not only do I feel violated, I am disgusted at the fact that they should know better!
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| 09/16/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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So I noticed there was a debt collector medical bill placed onto my credit ; The debt agency is Wakefields & associates I have no recollection of ever signing or allowing a contract from this company come through ; when I called there phone number and stated medial debt arent allowed to be displayed on credit they said nothing of the situation. Ive sent letters in to the 3 bureaus known as XXXX, XXXX, and XXXX as well as Wakefields and associates. I was never contacted back through letters by no bureau expect XXXX. When I stated how my Hippa laws were violated and I do not accept this and would like it removed off of my credit report. This debt contract that was never authorized by me was made XX/XX/2021 ; signed over by a company under the name of XXXX XXXX XXXX
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| 08/18/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am being billed for an ambulance bill from XXXX XXXX XXXX through Wakefield and Associates Collection Agency. I contacted my insurance company, XXXX, before it was even sent to collections and they informed me that it was covered and that it was illegal for them to be billing me. XXXX contacted XXXX and I thought it was all taken care of, but now I am getting calls from Wakefield stating that I have a debt of XXXX dollars or so to pay. I contacted my insurance company again after the debt collection calls and they informed me once again that I do not have to pay it, I met my deductible and out of pocket. I received an eob again and directly sent it over to Wakefield and Associates. I received a call from XXXX again today informing me that I had to pay the bill.
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| 03/10/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX ... XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
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| 09/29/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX I received a letter from Wakefield & Assoc stating that they were representing my dermatologist in collecting an unpaid debt. The amount was for {$97.00}. I contacted my doctors office and they have no record of any unpaid bills or any collections actions against my account with them.
From the Dr Office : Please call me at XXXX or on my cell phone, XXXX so we can review this together. I am not showing you have an outstanding balance or any notations of collections activity on youe account. Please send a copy of the collections letter you received so I can follow up on this as soon as possible.
Thanks, XXXX XXXX, XXXX XXXX XXXX I have requested in writing via fax for them to prove this is a legitimate debt. They have not provided any such proof.
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| 11/12/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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TO WHOM IT MAY CONCERN XXXX XXXX XXXX Despite three requests, there is still no PROOF OF CLAIM and items listed below still remain on my credit report in violation of Federal Law. You are required under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The law is very clear as to the Civil liability and the remedy available to me Consumer Protection afforded by the FDCPA if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FDCPA, FCRA and FTC.
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| 07/19/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was injected and forced to take mind altering drugs for a disorder I do not have. I and my wife told doctor Hand this to no avail. This was malpractice with out question.
The XXXX XXXX XXXX and WAKEFIELD AND ASSOC were notified of this error. Now this is on my credit report WAKEFIELD AND ASSOC # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CO XXXX ( XXXX ) XXXX Placed for XXXXResponsibility : Individual AccountAccount Type : Open Account Loan Type : COLLECTION AGENCY/ATTORNEY Balance : $ XXXXXXXXDate Updated:XXXXOriginal Amount : {$210.00} Original Creditor : XXXX XXXX XXXX Pay Status : >In Collection< Remarks : Account information disputed by consumer ( FCRA ) ; >PLACED FOR COLLECTION< Estimated month and year that this item will be removed : XX/XX/2026
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| 08/05/2020 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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letter received XX/XX/XXXX from WAKEFIELD & ASSOCIATES with account XXXX listed. they claim a debt is owed. In what could be construed by their actions to be an apparent violation of the Fair Credit reporting ( and collecting ) Act. by refusing to allow me to settle with the original creditor ( IF in fact i owed anything ). after reading the account number and confirming who i am ( as they requested ) my request was then met with more requests for sensitive information ( DOB ).
After TWO attempts to get this information. I am still not able to execise my rights as a debtor. please let me know WHO says they are owed money. Additionally, may I ask are there any ( unknown to me ) reasons why this debt collector is NOT SUBJECT TO YOUR JURISTICTION.? thank you
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| 09/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15USC 1681 Section 602 states I have the right to privacy.
15USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15USC 166B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
XX/XX/XXXX - XX/XX/XXXX XXXX XXXX XXXX {$45.00} XX/XX/XXXX XXXX XXXX {$710.00} XX/XX/XXXX XXXX XXXX {$730.00} XX/XX/XXXX - XX/XX/XXXX Wakefield & Associates {$2800.00} XX/XX/XXXX XXXX XXXX {$2200.00} These dates and any other improper use of reports sent out against me was and is direct violation of my right which is illegal.
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| 10/21/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I had this collections account come on my record : WAKEFIELD & ASSOCIATES Original creditor : XXXX XXXX XXXX XXXX {$2000.00} Balance updated XX/XX/2021 Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/2021 Account type Collection Paid off : 0 % Balance on XX/XX/2021 Original balance {$2000.00} {$1600.00} Payment Info Original balance {$1600.00} Balance {$2000.00} Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XX/XX/2021 Additional info Comments- Your statements- Contact XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX I HAVE PERFECT CREDIT with EXCEPTIONAL NEVER LATE PAYMENT History. I was the victim of identity theft. This is not my debt.
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| 02/10/2016 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Wakefeild and Associates is illegally charging interest on ER visits and claims that they have every right to do so. The refuse to make any settlement on the original debt and stated that the debt was not sold. The hospital specifically stated that the debt was sold and that no interest should be charged.
I did offer to pay the full balance if the collection agency would send a letter stating they would report the balance as paid in full. They refused, stating that they will only send letters after the payment is collected. This is a bold faced lie. I talked with XXXX who refused to give a last name.
I have been a debt collector for the last 7 years and know that the statements he made about interest, settlements and letters were all illegal and false
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| 04/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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I have two issues to deal with I hope you can help me with. The first one is with Wakefield & Associates. I have work for this company for tens and do not understand why I owe them any money or why they would put it on my credit report.I have try disputing this over and over again with the credit bureaus and have an no luck. This has been going on since XX/XX/2020. I do not understand this one why it taking so long and two why it even on my report.
My second one is with XXXX. I have NEVER in my life file Bankruptcy. It is showing on my credit report as a Chapter XXXX that was dismissed. I cant stress enough that I have Never filed bankruptcy in my life. I want this remove.
I have attached documents of the disputes and screen shot of my credit report
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| 09/22/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am inquiring in how to resolve a debt reporting to my credit report. The medical bill in question belongs to my son and or ex husband. My ex was the primary who carried the insurance on my son at the time. The credit report reporting the debt has ignored all attempts at communicating with them. They never answer the phone, do not return voicemails, and or emails. I have disputed on all 3 credit reports with request for this company to contact me and provide proof of debt. There is still no communication. The company in question is Wakefield and Associates. I have made complaints with the XXXX. Please direct me in how to resolve this concern I am trying to buy a house and this is a major negative affect on my credit report.
Thank you for your time,
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| 09/26/2020 |
No |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Wakefield and associates has placed a collections account on my credit reports in the amount of {$1200.00} with an original lender listed as XXXX XXXX XXXX XXXX with an account type not listed amount past due not reported and a highest balance reported as {$1000.00} and a credit limit not reported. I have never received any communication from them what-so-ever. I know nothing of this account and am confused about the fact that the first time I even found out about this is from pulling my own credit report. Is this mine, is it medical, did I receive services, was it properly billed, did I apply for credit, was I given an opportunity to make any arrangements with whomever the original lender is. VALIDATE this debt and validate your right to collect it
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| 09/11/2015 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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During a recent review of my credit file, I discovered a collection account that had just been added to my report. On XX/XX/XXXX I contacted the collection agency via certified mail, to request debt verification. I received a response on XX/XX/XXXX, which contained a generic printout with very basic information. The agency did not provided a copy of a signed contract with the original creditor, or a written statement from the original creditor. The agency did not provide any competent proof whatsoever that I am indeed the party responsible for this debt. Furthermore, the miscellaneous notes on the provided document indicate that the original debt occurred on XX/XX/XXXX, which is considerably more than FCRA allows negative information to be reported.
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| 01/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XXXX XXXX, 2020, WAKEFIELD AND ASSOCIATES ( Opened XXXX. XXXX, 2020 ) add a derogatory mark on my credit reports. WAKEFIELD AND ASSOCIATES did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
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| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Contacted by XXXX on XX/XX/XXXX regarding a {$150.00} debit to XXXX SC, I explained that the entire amount was paid and asked for an email address to send the documentation. I sent the documents and never received a follow up neither via phone call nor a letter. I received a notification that the debt was reported to the Credit Bureau on XX/XX/XXXX. I called XXXX again XXXX XXXX and was told they did receive my documentation back in XXXX however their client had never confirmed the debt being owed or a XXXX balance nor has XXXX acknowledged my second email to them along with documentation. Instead it is reported as an unpaid XXXX XXXX on my credit report and the report did not happen until XXXX XXXX months after I originally disputed with them.
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| 11/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Hello, and I hope all is well. While reviewing the credit profile to XXXX/XXXX/XXXX, the number of uncertain tradelines continues to be placed when the debt is unknown to the credit profile. XXXX XXXX XXXX hired a third-party collection of Wakefield Associates to report items on the credit profile. Being ill during the time of treatments, if out of network required treatment, nothing presented or explained during the time of visit.
Pre-Authorizations are required before the visit. If practices failed prior, as a consumer, my credit shouldn't be compromised. The continued actions have violated the Federal Credit Reporting Act. This is a violation of the law with continued failed practices, which decreases my credit score and creditworthiness.
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| 08/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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An auto accident occurred in XX/XX/XXXX due to negligence from another driver. The driver was insured by XXXX XXXX XXXX who agreed to pay all medical bills. The billing party ( medical company ) did not submit an invoice for payment until XX/XX/XXXX, over 2 years from the date of service. In speaking with the medical company, it was reiterated that all medical bills were to be paid by XXXX XXXX XXXX, who at that point had settled the claim. This medical company submitted all other invoices correctly to the insurance company for reimbursement except this one particular invoice. This bill does not to belong to me and is the responsibility of XXXX XXXX XXXX ; the medical company is to blame for the lack of submitting invoices in a timely manner.
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| 02/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
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On XX/XX/XXXX, WAKEFIELD & ASSOCIATES ( Date opened XX/XX/XXXX ) add a derogatory mark on my credit reports.WAKEFIELD & ASSOCIATES did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
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| 09/10/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
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| 08/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
|
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I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 05/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
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Web |
|
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On XX/XX/2018 a company called WAKEFIELD AND ASSOCIATES opened a collection account saying I owe {$610.00}. They have also charged me more money it might have been over {$1000.00}, I was able to dispute it. For some reason they are not letting go of this claim which is around the same time they opened this account. I don't understand how they are still saying I am responsible for paying for it but have disputed the other claims? My own insurance has stated that I am not responsible to pay for it. I was insured for 2018 and my medical bills are usually all paid for. I never received a bill from the doctor. I only started getting calls around after 2018 but in never answered. This company is just trying to get money from me and scam me.
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| 04/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
|
|
I have gone through every step and every process to contact the collection agencies involved in these debts. I am a serious victim of identity theft and it is easily verifiable. I have been XXXX during the entire time frame both of these incidents took place. I have been holding off on a lawsuit because of one simple reason and that is because my fiancs father is on his death bed and i have been preoccupied with all of that but I can peomise you if this error is not corrected immediately I will be following through. Because not only has this caused me serious /XXXX and XXXX/ it has caused me to not /Get approved for apartments/Loans/Banks/Credit Cards. This has caused a serious impact to my arrival home and doing my best to do good.
|
| 01/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
on XX/XX/2021 I request Validation of the debt they sent back a bill on XX/XX/2021 I sent a second Request they sent back the same bill how did Wakefield Associates validation the debt as mine because they called someone I asked for some type of evidence but they said in the letter I submit twice they called to validation Wakefield Associates has not validation the debt having my name or address is not proof my second letter I asked for original contract, date signed, was this debt assigned to a debt collector or purchased, amount paid if purchased ,1099 c if it was a write off or a charge off, I need your office Wakefield Associates to provide the proper documentation as request anyone could fraudulent this account with a phone call
|
| 08/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXXWAKEFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX ... that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 05/19/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX XXXX of collection reported on my account/collection letter sent to me, Wakefield and Associates add a derogatory mark on my credit report per XXXX XXXX. Upon, further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. Also, there was No written form of communication, contract, or signature for this accused debt at all. A bill without signature does not validate the debt and anybody can send a bill and say it's mines. According to the FCRA, XXXX XXXX XXXX has violated my rights as a consumer and im requesting legal action to remove this account immediately. According to HIPP law they have no right sale my personal health records.
|
| 09/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Wakefield & Asso have reported information on my credit report that breaks the law of the Fair Credit Reporting act and not validating the information I asked for which they had 30 days to produce. Not only that they have violated my Hippa rights and Hippi law by sending me items of procedures that was done at hospital without a Hippa release which is a clear violation of the Hippa law and now I can proceed with a law suite . I have documented the letter I sent them in XX/XX/XXXX of information I asked for which they never provided by the 30 days they had to produce but instead sent me a response that clearly in violation of the Hippa law and my rights. I want the items removed from my credit report or I am going to file a law suite
|
| 04/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The month of XX/XX/2020 Wakefield & Associates was send a certified letter asking to send me information about this account and this company refused.I have send several letters and made several calls to this company requesting the following : -Please provide copy of sign contract XXXX in its original form ) that shows I agreed to pay your company for your services.
-Copy of bill statements from you company for the months of XXXX, XXXX, XXXX and XXXX.
-Provide copy of any judgement from courts stating I must pay Wakefield And Associates for their services.
-All statements from original creditor.
-Provide your company license number.
-Please break down and explain how you calculated the balance for this account from your company.
|
| 01/15/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
Legal action was taken against me by Wakefield & Associates, INC on XX/XX/XXXX and papers were served on XX/XX/XXXX. They 're suing me for a debt dating back to XX/XX/XXXX in the amount of {$720.00} on behalf of XXXX. I disputed this account with all 3 major credit reporting bureaus on or around XX/XX/XXXX. All three bureaus deleted the item from my credit reports after their respective investigations. I filed the disputes after noticing that the amount was incorrect and that they seemed to be charging interest on an old debt. I am now looking into legal aid for what steps to take against them as they seem to buy old debts that are at, near, or past the Statue of Limitations for collections and then file lawsuits to try and collect.
|
| 10/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX my bank ran my credit report and I showed a {$490.00} collection owed to Wakefield Collections Company. I contacted them and they stated I owed {$490.00} to an ER physician ( XXXX XXXX ) for an ER visit for my son on XX/XX/XXXX.
I told them I pay my bills so if I received a bill I would have paid it and most every year by XXXX my deductible has been met so my insurance would have paid it or at least 85 % of it.
I contacted my insurance company and they stated the Doctor never submitted this claim to them and 6 years later it is too late for them to pay it.
I contacted Wakefield and let them know my insurance would no longer pay it because it is too late. Wakefield stated they did not care and it is my problem.
|
| 11/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
According to Wakefield and associates a debt for XXXX XXXX gym was reported under my name claiming to have a gym membership back in 2018. I have no relation to this membership, I did not sign up for this membership, I did not authorize any kind of reoccurring subscription. This debt that was sent to collections under my name and social security is affecting my credit score tremendously, and my ability to be approved to live somewhere. Im doing everything I can to have it removed and nothing seems to work. Its become very challenging to have this used against me and the very last thing I want to do is pay a debt that I did not create and have something false on my credit report for 7 years. Please inform me of anything I can do.
|
| 06/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have been asking for verification validation for going on 2 years. I have recieved absolutely nothing from said company. i want " proof '' of alleged debt. other than a computer generated invoice that anyone can make up, as long as a company has your name and some sort of address they can send out an invoice stating you owe this amount kind of like a ransom pay up or we will ding your credit report. something bearing my signature stating i have some sort of contractual obligation of said debt. I have disputed this information with the credit reporting agencies and only answer i get is that they certified that its accurate which implies that they in fact have some sort of documents bearing a signature some sort of contract.
|
| 03/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 03/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
THIS COMPANY HAS BEEN CAUGHT PUTTING FRAUDULENT ACCOUNTS ON MY CREDIT REPORT BEFORE! AND HERE THEY GO AGAIN! THEY DID NOT EVEN SEND ME A LETTER OR NOTICE FOR THIS SO CALLED ACCOUNT THAT I AM UNAWARE OF! THIS ACCOUNT JUST POPS UP ON MY CREDIT REPORT! THAT IS A VIOLATION! 15 USC 1681 ( N ) ( B ) ALSO I AM DEMANDING FOR THE WRITTEN CONSENT/ CONTRACT WITH MY SIGNATURE SAYING THAT I GAVE THEM THE RIGHT TO ACCESS MY MEDICAL RECORDS AS WELL AS PERMISSION TO REPORT ANYTHING TO MY CREDIT REPORT! BECAUSE WHERE DID THIS ACCOUNT COME FROM???!!! I AM CONFIDENT THAT WAKEFIELD & ASSOCIATES IS A PREDATORY COMPANY WHO HAS MULTIPLE VIOLATIONS FOR FRAUDULENT REPORTING!!! THIS IS UNACCEPTABLE!!! SOMETHING NEEDS TO BE DONE ABOUT THIS COMPANY!!!
|
| 10/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
This company has been reporting an inaccurate account on my credit report which violates my rights under the FCRA. I have contacted this company via certified mail requesting VERIFICATION of account # XXXX with a reported balance owed of {$1400.00} on XX/XX/2020 and XX/XX/2020. I have asked that they send me the documents with my name and signature which states the terms they believe I ( myself ) agreed to. This company has failed to provided me with this information and has also refuses to remove this account from my credit report. I demand this information be removed from my credit report in accordance with 15 U.S.C. 1681i, of the FCRA which states that all UNVERIFIED accounts must be promptly deleted from my credit file.
|
| 12/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
There are 2 collection entries that keep re-appearing on my credit bureau reports, one of them is an exact duplicate of the first one, but has lowered my credit scores as if it was a separate account. Currently these collection accounts are in the name of Wakefield & Associates, but previously showed other collection agency 's names. I had disputed these accounts 3 times previously, and each of those times, was successful at getting them removed from my reports. Now I noticed that they're back on my reports in Wakefield 's name! For the entire life of this supposed " collection '' account, I have never received a valid 'Notice of Debt ' that complies with Regulation F, from Wakefield or any of the other previous companies.
|
| 09/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The Company, Wakefield and Associates, Purchased a debt from another company and I had no involvement with the transaction. I received no benefits. According to 15 USC 3002 I am an Natural Woman which means my name XXXX XXXX is not me. My name is XXXX XXXX. 15 USC 1692 ( A ) ( 1 ) The term " Bureau '' means the Bureau of Consumer Financial Protection. XXXX XXXX XXXX XXXX XXXX are assumed to be credit bureaus and their is only one Bureau and that is the Consumer Financial Protection Bureau.
I have reasonable cause to believe that Wakefield and Associates is using my nonpublic private information to bring harm to me. You have violated my rights and privacy pursuant to 15 U.S. Code 1681 ( a ) and 15 USC 1681b ( a ) ( 2 ).
|
| 05/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been in communication with Wakefield & Associates. I have asked them numerous times to VALIDATE the debt. I explained I have no business contract with Wakefield & Associates. There isn't an agreement bearing my signature or any employee of Wakefield & Associate. They said they are no longer disputing because I didn't prove or show any new facts or information. They sent a letter stating they have requested to report on my credit report. I don't feel that is fair or legal. According to law, they are suppose to cease all collection activity until they can validate the debt. Which includes adding themselves to my credit report. Wakefield may need to read 73 AmJur 2nd, sections 90 and 93 which is a Supreme Court law!
|
| 07/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I disputed this debt in XX/XX/XXXX and asked for debt validation including the original creditor, account numbers, etc. Under the FDCPA, they were required to respond in 30 days. I never heard back from the company, so I followed up in XXXX of XXXX. I still got no response from the company. In XXXX of XXXX, I received a letter claiming that I owe them. When I responded, I asked again for debt validation, in the same manner, I did before. I heard nothing back from the company. Today, they've texted me with an automated system, which they never got permission from me to do. There was a notice in the text message, which I did not look at because this has been dealt with back in XXXX because they failed to timely validate.
|
| 07/16/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018, my credit account showed signs of negative activity from a lender whom I never was loaned from, owed or in contact with. The bureau name is Wakefield and Associations, a medical lender. Nothing has been reported to me, I was only able to see this activity from my XXXX XXXX XXXX app that I closely and properly manage. No past payment details have been provided or reported, there is simply no trace of any debt owed to this mysterious lender. There is a balance of {$510.00} owed to said debt collector. I've contacted the company via certified mail, requesting proper documentation and debt validation to prove this is truly my debt. Thank you for your time and help with my case of what I believe to be, fraud.
|
| 12/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a credit monitoring alert indicating that a collection had been placed on my credit report. Wakefield & Associates, ( XXXX ) XXXX, was listed as the debt collector for an amount of {$630.00}. I contacted the collection agency and advised them that this is not my debt ; that I have never received any communication from them regarding this debt ; nor had I received any communication from an original company owning the debt ( since it is not my debt ) ; and requested that they remove this debt from my credit report. It has not yet been removed and, therefore, I am filing this complaint. I respectfully request that this debt be removed from all three credit bureaus ' files since it is not my debt. Thank you!
|
| 03/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a letter on XXXX from Wakefield and Associates for an unpaid balance of {$640.00} charge was from XXXX from XXXX of Illinois for a medical bill. I responded to Wakefield with the EOB which show the insurance company paid APP of Illinois XXXX check # XXXX on XXXX. After calling Wakefield again, that was not good enough. I then got the cancelled check from my insurance company that it was cashed XXXX. I sent them this info 7 times to the email address they provided, verifying it was correct. They then told me this take time to verify and that they will be reporting to the credit bureau XXXX and it may or may not be done by then. Please help. I have all documentation that this has been paid two years ago.
|
| 08/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Reviewed my credit report and a medical account was added I am allowed under the HIPPA law [ HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ], to protect my privacy and medical records from third parties. I do not recall giving permission toto XXXX XXXX XXXXXXXX # XXXX, WAKEFIELD & ASSOCIATES I # XXXX, XXXX XXXX XXXXXXXX XXXX to release my medical information to a third-party. I am aware that HIPPA does allow for limited information about me but anything more than toto XXXXXXXX XXXX XXXXXXXX # XXXX, WAKEFIELD & ASSOCIATES I # XXXX, XXXX XXXX XXXX XXXX is to only be revealed with the patients 'authorization, therefore my request is two fold and as follows, Validation of Debt, and HIPPA authorization.
|
| 07/08/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
|
| 02/11/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
|
| 01/01/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company called Wakefield and associate has inaccurate information on my credit report ... .I contacted them and told them that this is not my debt and to plz remove the inaccurate in from my credit that they were breaking thee law ... .I asked them for the original copy of this debt with my name one it ... and they said they dont have it ... I ask them is this a debt that they are saying I owe them or is this a debt that they purchased from another company but they want tell me ... ..but they have destroyed my credit with this fraudulent account they have on my credit report ... ..I am asking Wakefield and associate to plz show me proof of the original bill or remove this inaccurate in from my credit reports
|
| 04/27/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This company has been sending communication for the past couple of years. I made an attempt to pay the debt without knowing if I owed it. After speaking to various representatives and receiving different amounts I requested validation of debt. I never received validation of debt then ; so I then requested the debt be removed and all communication to cease. I also filed a complaint with the XXXX because I continued to received bills and phone calls. I sent a letter to the company to cease and desist. I recently checked my credit again and Wakefield continues to report a debt. I have recorded phone calls and copies of letters sent to the company. I 'm sure the XXXX also has transcript of what the company stated.
|
| 10/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
A phonenumber claiming to be Wakefield & Associates calls repeatedly telling me that I owe money on a debt. This debt is not in my credit report, and they have never sent me any notice of this debt prior to the calls. They have been calling me for months. When I asked for verification and additional information on the creditor, I was given very vague answers and told to send a request via email. Never received a reply. They are still calling. They also have incorrect information about me. I keep track of my medical debts and have a good credit score. You would think they'd be willing to provide information about the debt if that's all it would take for someone to pay it ... Sure does make it seem like a scam!
|
| 12/22/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Ive tried several of times to reach out to this company in regards to this inaccurate item being reported to my credit and its causing great damage, emotional stress and financial stress. This item was taken care of with the original creditor by my insurance company, and for whatever reason it was sold to this third party collection agency, when I called to inquire about this item, the agent I spoke with was very rude, and violated my rights as a consumer by not verifying my information nor stating the mini XXXX. At this point I am reaching out to an attorney to file a lawsuit against this company for the damages theyve done to my credit. If we cant work this out outside of court I will be pursuing further.
|
| 07/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit report and there were XXXX accounts reporting from Wakefield & Associates that do not belong to me and I have no knowledge of. I attempted to have the accounts validated thru the credit bureaus and also with Wakefield & Associates with came back validated. Wakefield sent me three print outs that do not show account numbers, dates of service, no original documentations with my signature or anything that validates these debts. Also the print outs that they sent me have different amounts from what they are reporting to the credit bureaus. I also believe them to be in violation to the HIPPA laws.
XXXX
Account Number : ( XXXX ) Account Number : ( XXXX ) Account Number : ( XXXX )
|
| 01/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a credit monitoring alert indicating that a collection had been placed on my credit report. Wakefield & Associates, was listed as the debt collector for an amount of { {$1400.00} }. I contacted the collection agency and advised them that this is not my debt ; that I have never received any communication from them regarding this debt ; nor had I received any communication from an original company owning the debt ( since it is not my debt ) ; and requested that they remove this debt from my credit report. It has not yet been removed and, therefore, I am filing this complaint. I respectfully request that this debt be removed from all three credit bureaus ' files since it is not my debt. Thank you!
|
| 10/28/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield and Associates has place a " paid '' collection on my XXXX and XXXX credit file AFTER it was paid in full. I sent them a certified letter asking them to remove it and they only sent back a letter saying it was paid in full. This letter is not sufficient for the credit bureaus to remove from my file. Wakefield and Associates placed the collection on my report and therefore, they need to request to have it removed. Per copies of my credit file, the collection from removed and placed back on my credit file without me being notified at least 5 days before. I have already filed a claim against the credit bureau for breaking the law.FCRA 611, Procedure in case of disputed accuracy [ 15 U.S.C. 1681i ]
|
| 07/05/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt collector leaves up to 4 voicemails a day stating that there is a lawsuit against us. When contacting they demand an address and social to serve us papers. They have stated that a case number will not be assigned until the papers are served which is false and misleading tactics. They make threats to call employers 100 's of times a day to get you fired and to call family members in a similar fashion until we settle with them or the family member pays the debt. The debt they are attempting to collect on has been paid for over 9 years and the account has been closed for the same amount of time. They ignore the cease and desist and have made threats to have someone waiting for us when we get home.
|
| 08/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have just recent applied for credit and was told I had a negative collection on my credit report, since I just turn XXXX in XX/XX/2018 I have had not credit or collection prior to this, so I am disputing this collection account, I will be requesting that the collection agency supply to me a signed contract by my to pay any bill, I will also fall back on FCRA that clearly state that a minor cant be held liable for any debt, even after turning XXXX, I wont state the statue cause collection company should know these laws, so if you don't have a contract signed by me after XX/XX/2018 then there is no debt, I will proceed to file in court and sue for hurting my credit before im even legal to establish it,
|
| 11/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a text message without providing consent from Wakefield and associates. They advised me that they are collecting a debt from XXXX XXXX XXXX XXXX. i have no idea who this is. They told me that they are XXXX XXXX XXXX XXXX. I am requesting a full itemized bill for this supposed debt that I owe. I had/have medical insurance. When i placed a complaint for Wakefield and associates on this website, they provided a one page bill dated this month WHICH I NEVER RECEIVED, which is supposed to validate the debt? How is that even possible? An itemized bill is needed to validate this debt I supposedly owe. Who is XXXX XXXX XXXX XXXX and what is their relation to this matter. I have no idea who they are.
|
| 04/08/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/XXXX XXXX XXXX Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
|
| 08/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On or about XX/XX/2021 I received a notification that a bill from Wakefield & Associates had appeared on my credit report. I wrote the company and asked the for the required proof of the debt and also notified them that I had never received notice of the alleged debt. Because of that they should remove it from my credit report. When they hadn't responded as of XX/XX/2021, I wrote them again and requested the proof. On Friday, XX/XX/XXXX, I received a statement compiled by Wakefield & Associates showing an alleged debt from XXXX XXXX XXXX XXXX XXXX. Still I have not received any proof and they have not addressed my complaint that I did not receive notice of the debt so that I could dispute it.
|
| 08/25/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I keep receiving harassing calls from Wakefield & Associates, whom I assume is a debt collector and whom I have no affiliation with or any of their clients. I have no outstanding bills as I pay all my debts in full each month from auto drafts from my checking account with records of all transactions. I do n't know how they have my phone number but would assume it is from past identity theft. Whatever information Wakefield may have as indication of some unknown debt is sure to be invalid as I am sure they do not have any notarized documents as I personally never had any business with them or any of their clients. I previously filed an identity theft report with the FTC, reference number XXXX.
|
| 10/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
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The account below is not my account. I have disputed this account numerous amounts of times yet still nothing so I called and was treated very rudely by the representative cutting me off every time I tried to talk and would not listen to a word I had to say. This is around the tenth account I have had to remove from my credit and am feeling like I just need a different SSN.
Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/2015 Account type Collection Department / Agency / Attorney Balance Loan Amount {$690.00} {$690.00} Payment Info Original loan amount {$690.00} Balance {$690.00} Updated on XX/XX/2015 Contact XXXX XXXX XXXX XXXX, TNXXXX ( XXXX ) XXXX
|
| 10/10/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
Servicemember |
|
I have no knowledge of this debt and who this company or who there client is. Other then a notification from my credit monitoring service indicating that derogatory information was being reported to all three agencies by this company is the only thing I have. I would like to point out again I have no idea who this compony is and I have received nothing from them. I don't understand why organizations like this think that they can bypass and violate the FDCPA and it's governing laws and informed consumers will just stand by and do nothing. If this information is not removed from all three agencies immediately I will move forward with other options available to me to correct this situation.
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| 11/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Inaccurate and defamatory information is being reported on my credit report. I have made several attempts to contact this company to update my credit report by deleting all negative unverified and inaccurate information from my file. My first letter was signed and received by them on XX/XX/2022. I received a response with an itemized list of charges they claim I owe. I then mailed a second letter validation letter, which they received on XX/XX/2022.
I have given well over 30 days for the company to verify this erroneous information with no proof in sight. How is it possible for them to continue reporting clearly unverified, invalidated, and inaccurate information to my credit report?
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| 10/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
|
I have a " debt '' with Wakefield and Associates in Colorado. The debt is for {$860.00} for a medical bill in XXXX Arizona with AZ XXXX XXXX on XX/XX/2017. The amount they are saying I specifically owe is the exact amount that my insurance stated it ALREADY paid for the debt. All we owed was {$60.00} co-pay. I logged into the hospital website, viewed the bill, and it stated that my bill has already been paid in full. I faxed documents to the collections and they state that this is not the same bill that I owe ( which is incorrect as I've only been to this hospital one time ). They continually harass and state I owe a bill already paid and use language that it will hurt my credit.
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| 08/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Servicemember |
|
I was recently summons to court by a company called Wakefield and Associates Inc. XXXX XXXX XXXX XXXX. XXXX no XXXX. I asked for a continuance to hire an attorney because they are violating the fair credit reporting act law and I have legal right to counter sue. I do not owe Wakefield and Associates. I have not received any communication by phone by wake field and associates other than a court official saying I have to go to court for them. I also like to make note that I have been a victim of fraud which is why this is necessary. I also like to make note I have filed Bankruptcy in XXXX and all medical bills were included. And was informed all debt collection activity must cease.
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| 10/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Wakefield & Associates is reporting Account # XXXX to my consumer report which is FALSE & MISLEADING because I have no legal obligation or contract of any sort with Wakefield & Associates XXXX This is a violation according to CFR 1006.18 ( FALSE, DECEPTIVE, OR MISLEADING REPRESENTATIONS OR MEANS. I demand for Wakefield & Associates to DELETE the negative item from my credit file, immediately I demand for Wakefield & Associates to DELETE the negative item from my credit file, immediately. I requested for Wakefield & Associates to abide by the law and send the required disclosures. I am only exercising my rights as a consumer by demanding Wakefield & Associates to abide by the law
|
| 11/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
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Web |
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|
Well all together I think I'm in debt about 3,000 well sadly 2 years ago I lost XXXX apt in a fire and all 5 of my cats I had 11 years from babies passed away ive had to move back to XXXX cause I had no where else to go XXXX job don't offer insurance so I got on medacaid and don't understnad why they can't help me in still struggling living out of a suitcse then today I lose my car motor locked up so now I'm having to walk to and from takes me ablut 45 mins in the freezing cold I can't affors to pay these off nor afford a payment plan they wanted 50 or more a month but I can only afford about 20 and they wouldn't accept it so I'm stuck so deep in a hole idk I can get out of
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| 10/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
XXXX XXXX, Team Leader of Wakefield & Associates, Employee # XXXX has continued to call and harass me and my family. This debt is from XX/XX/2013 and should have already been resolved and removed from them and my credit, as I am have been employed with same company for 15 years and held valid health insurance the whole time. The rest of this debt was paid already by insurance, this is the outstanding. This debt is not mine, as it was to be paid by employer provided health insurance. I have advised them of this numerous times and they continue to call and harass. I asked them not to contact us until the health insurance does their portion to resolve this, yet they keep calling.
|
| 11/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Wakefield and Associates, Inc., a national debt collector, is attempting to collect on a debt that i have no knowledge of. I never did business with this creditor, XXXX XXXX and, therefore, no account or contract exists to be sent forcollections. The alleged debt is about {$3000.00}.
In resolution of this matter, I would like this collection account to be removed from all credit reporting agencies. I would also like this CFPB complaint to be sent to the appropriate State and federal regulatory agencies for a thorough and complete investigation to determine if this practice and type of behavior by the companies involved is the norm as a matter of ordinary business practices.
|
| 06/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I keep getting calls from a company claiming to b e Wakefield and Associates, from the number XXXX XXXX XXXX XXXX XXXX about an attempt to collect debt. I am not delinquent on any debt and have checked my credit report. I am in good standing on every single loan I have. They have not sent mail about what I supposedly owe and they do n't answer when I call back. They have called last night at XXXX XXXX on a Friday, again on XXXX / XXXX / 17 , and on XXXX / XXXX / 17 . They are well past the 5 day limitation for sending a letter to explain what I supposedly owe. I think they are a fake company because the number does n't match what is listed on their website.
|
| 07/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity fraud and have contacted the creditor who reported an apartment rental in negative/collections to the credit bureaus and informed them that the account doesn't belong to me and is the result of identity fraud and that I will be able to furnish proof of resident history during the time period of the apt . and verify the social they used to obtain the apartment don't belong to me the only similarity was my first and last name and not my middle name the information they have is inaccurate both bureaus XXXX and XXXX have realized the inaccurate information and have removed the collection off my credit report XXXX has been the only bureau not complying.
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| 04/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I was checking my credit score on credit karma, I noticed I had a debt owed to XXXX XXXX XXXX XXXX reported on XX/XX/2020 as debt owed for {$520.00}. I have never stepped foot in this location, I had to XXXX the place and found its located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, NV XXXX. When opening the reviews of this location I realized all the negative reviews from people experiencing the exact same situation with this business charging them a medical debt when they have never stepped foot in that location. I feel extremely unsafe that they somehow got a hold of my information and were able to make damage to my credit and I have never stepped foot in that location.
|
| 07/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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I received a summons to court for a medical bill that was past due. I had never been contacted by the company prior to them filing a judgment. Once I was aware that the accounts were placed in collections, I attempted to make payment arrangements and was notified that they are charging me interest and attorney fees and court costs. I am willing to pay the debt, but at the original amount. I want to know when they the Initial Demand Letter was sent and where it was sent because the representative XXXX XXXX said she could not tell me because there collection agency did not send it another agency did. They made no effort to fairly collect on this debt before pursuing judgment.
|
| 12/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I had to take a helicopter flight because I had a medical situation. At the time I had insurance so there is no way it can be for {$42000.00}. I am happy to resolve this at a much smaller amount but {$42000.00} is completely unreasonable especially since I had insurance and had a max deductible and max out of pocket cost of {$10000.00}. I tried to have them look into this to correct it and they say the debt is valid. I am not questioning the validity of the debt, but the cost of it since my insurance protects me for out of pocket cost above a certain amount. I want them to adjust it correctly based on my out of pocket costs, or remove it completely from my credit report.
|
| 02/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
|
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On XX/XX/2019 I sent a 3rd party debt validation letter to WAKEFIELD & ASSOCIATES requesting any contractual agreement between me and their agency and to this date NO proof of validation has been submitted to me as demanded. I have never done any business with this agency nor do I wish to do so. The alleged debt is in the amount of {$730.00} which is a fraudulent charge. By law pursuant to 15 U.S.C section 1681s-2 of the Fair Credit Reporting Act ( FCRA ), WAKEFIELD & ASSOCIATES has failed to validate this alleged debt. They have NO signed contract with my signature stating that I give them ANY permission to access my credit report as pursuant to 15 U.S.C section 1681b.
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| 09/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Recently Wakefield Associates placed a collection on my credit reports that is a result of stolen identity. I have contacted law enforcement about the issue and have also contacted the credit bureaus and creditors about the problem.I disputed the Wakefield account and furnished amy official police report but they still continue to verify the debt as mine when in fact it is n't because i was a victim of fraud. Even if the account was mine according to the FCRA and the FDCPA a collection agency can not verify anything but only validate. i 'm not questioning the validity of the debt but I 'm standing firm on the fact that I can not be held liable for something I did not do
|
| 05/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield and associates place the collection on my credit report approximately XX/XX/XXXX I did not recognize this and sent them a letter stating that I was a victim of identity theft and I also reported it to the credit bureau which was XXXX XXXX and XXXX it was removed from my credit report due to identity theft and several weeks later it was placed on again I reported it again is identity theft and it was removed as of XX/XX/XXXX it is back on my credit report again reporting with a different account number after they know that this is identity theft and I am a victim of identity theft and I have sent them documentation stating that I am a victim of identity theft
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| 05/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
|
Received a letter from the collection from XXXX XXXX who work at XXXX XXXX XXXX XXXX. The manager of the apartment already contact him telling that I am no in the contract lease but he didnt answer. I contact him 3 times asking for the name of his boss or manager he didnt give me the name. His answer was he doesnt know anything, he can no do anything instead he try to send me to a customer service when I said no I need the name of your boss he hang up the phone. Thanks to XXXX XXXX my credit score is down and I am in collection for within that I am no owe. I hope you guys can stop this kind of abusive and make this guy fired for be so unprofessional and disrespectful.
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| 08/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
|
|
I have recently become aware of Wakefield and Associates collection agency reporting dates of service multiple times. As an example, Reporting date XX/XX/21 for date of service XX/XX/21 with multiple reports on my credit report. 2-5 times duplicated of same date of service. There are so many multiples it would be difficult to dispute on my XXXX and XXXX reports. I contacted two representatives tonight trying to explain my circumstances, to no avail. They kept telling me I had 38 collections. Of course I do, with multiple reporting on the same date of service. All I want is for them to be investigated and multiple reporting taken off my XXXX and XXXX credit reports.
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| 07/16/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete XXXX XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with XXXX, XXXX, in accordance with XXXX XXXX accord and XXXX XXXX. Additionally, please provide proof of the original loan or credit application that I signed with your company.
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| 03/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
|
I checked my credit and saw an account for Wakefield & Associates for XXXX XXXX, XXXX. I have no idea what XXXX XXXX is I XXXX them and saw they were a medical billing. The fact they disclosed my medical record ( yes my bill is a medical record ) to Wakefield without me signing a medical release is a HIPAA violation. Not only that, I had already told the hospital I was homeless and needed financial assistance because I did not have medical insurance. I even completed the financial assistance forms at the hospital. I am not sure if the hospital works with XXXX but I never received any mail from them for any medical bills nor did I ever receive the right to dispute.
|
| 02/01/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I had applied for credit and was rejected. I requested a copy of my credit reports and learned that I have medical collection accounts reporting that should not be reported.
First of all, the accounts listed below belong to my parents, not me. The balances were from medical bills that incurred while I was a minor and my parents were the financially responsible party.
Secondly, the original creditor, XXXX XXXX XXXX, has decided not to pursue collection efforts on these accounts due to my parents because of a Chapter XXXX Bankruptcy that they filed.
Account # XXXX in the amount of {$170.00}, # XXXX in the amount of {$15.00}, # XXXX in the amount of {$1200.00}.
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| 07/08/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 08/10/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 08/03/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 11/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
For the last 3.5 years i have continuously had to monitor my credit as Wakefield & Associates, Inc keep putting totals on my reports that are not mine. I have asked many time for evidence, proof these are my debts and everytime the debts magically disappear then reappear under another collection agency. It is a game where they keep throwing it on my report and never provide. This is not my debt, i would like it removed permanently from all 3 agencies. I have never been to the medical place they list. I have even called that company and they always say they have nothing to send me but a bill which does not help. Please help me take care of this once and for all.
|
| 01/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hello I called the debt collection wakefield & associates many Times since XXXX and XX/XX/2020, I was asking to mail ME my debt writing paper/Bills but until now I still have Not recieve it I called them almost everywerk to requests Bills paper but I never recieve anything. I am more Than willing to pay what I owe but for my own protection and Record I would like to recieve a Bills but How can I pay a debt that I never see?? Never receieve Call, Bills or anything I only found Out thru checking my credit report. I Dont Know what to do Im planning to buy House but MY credit score affecting My and my life. Please Help ME Out by the way they say I owed {$1200.00}
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| 04/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES ( XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1700.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2019 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
|
| 10/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit score via XXXX and there are two accounts in collections from XXXX XXXX XXXX. It appears the debts were send to collection to Wakefield & Associates ( XXXX XXXX XXXX, XXXX TN XXXX ) One is for {$320.00} from XX/XX/2014 and the other is for {$900.00} from XX/XX/2014.
I never received any bills or communication from XXXX XXXX XXXX or from Wakefield & Associates. The two accounts in collections have negatively affected my credit score. I don't recall ever using XXXX XXXX XXXX for medical services and I certainly did not receive any bills or calls about any debts.
I want the accounts in collections removed from my credit record.
Thank you.
|
| 12/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
To whomever this may concern, Wakefield and Associates is the collector agency that XXXX XXXX XXXX XXXX used to collect this debt I owe. However, I do not recall using XXXX XXXX XXXX Services on XX/XX/XXXX. I do remember using XXXX XXXX XXXX Services sometime in the fall of XXXX ; at the time I did not have medical insurance and was struggling financially. Regarding the collection agency, I have never received a letter from them nor have received a bill from them. I have called over and over and have left voicemails ; no one has gotten back to me. I have sent emails to them, and no one has responded back to me ( I even checked my spam folder ).
Thank you.
|
| 03/15/2017 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
In XXXX 2015, the XXXX & their associates @ XXXX in XXXX, MO, failed to follow their protocol for obtaining pre-authorization ( s ) for my XXXX.
They were notified by my Insurer, prior to my XXXX, that their requested pre-approval was DENIED, but they told me they had obtained the required approval ( s ) and they proceeded with my XXXX without notifying me of the DENIAL.
They have since persisted in billing me for the XXXX, but have declined to persue their claim in court. Instead, they are attempting to extort me into paying money I do not owe - for their mistakes - by damaging my credit rating by filing Negative Reports with the credit bureaus thru XXXX!
|
| 08/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Wakefield and Associates has violated my rights according to 15 U.S.C 1692g-validation of debt. I sent my dispute letter requesting debt validation for account # XXXX and account # XXXX thru XXXX certified mail XX/XX/2022 tracking # XXXX it was delivered XX/XX/2022. I did not receive any return mail within 5 business days to let me know they received my request for debt validation and are investigating the matter or any documents to verify the debt. which is a clear violation according to 15 U.S.C 1692g ( a ) notice of debt contents and is grounds for removal. Also it appears to be reporting the same accounts twice and due to the non-response i do not know.
|
| 02/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On this date, XX/XX/2018 company opened a collection.
Account # XXXX {$260.00} That I owe.
I have never signed any written document saying that I owe this debt to the collector.
Pursuant to 18 U.S. Code 8, I owe no debt. This company is violating my rights to privacy pursuant to 15 U.S. Code 1681b Section 2. Company has NO permission to report ANYTHING using my information pursuant to 15 U.S. Code 1681 section A, Subsection 4.
I do not know who they are and have not written consent from my end.
Also, they have not verified that I owe this debt to this alleged company.
Please have this removed from all three credit reports.
XXXX XXXX XXXX XXXX XXXX
|
| 07/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
I have written to Wakefield and associates requesting validation and to cease contact until I have received validation of the alleged debt. I sent this letter certified mail which they received on XX/XX/2018. XXXX from Wakefield and associates called today to attempt to collect on the alleged debt. He tried to offer me a settlement amount and or payment plan. I notified him of the letter that was sent. He acknowledged that they did receive the letter and continued to try and collect the said debt. At this time I notified him that he was violating my rights as a consumer and to please send any further communication via mail and then terminated the phone call
|
| 02/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This is in regards to the prior complaint that i submitted with this company with you on XX/XX/2018. The itemization that Wakefield responded back with does not match the balances that are being reported to the credit bureaus. How could you state that i owe something in which i never received service from this company nor have i ever received anything from them. The four accounts that are being reported are account # XXXX for {$950.00}, XXXX for {$680.00}, XXXX for {$650.00} and XXXX for {$890.00}. When this was first provided back on XX/XX/2018 neither of these accounts nor the balance were provided on the itemization! I honestly feel as if this is fraud.
|
| 10/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I recieved credit alert from transunion and XXXX yesterday. When i checked my credit history i find a collection account reported from XXXX different address with XXXX different name for the same amount of money ( {$110.00} ). I have never recieved any communication or letter from all the collection agency reporting about the alleged debt i owe. The report is placed on all the XXXX credit bureau at this time. Duplicate reporting of the same debt constitutes inaccurate credit reporting which is a violation of the FCRA. The name of the company reporting the same negative information are creditor service of Morgan, Wakefield and associates from XXXX and XXXX.
|
| 03/06/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wake field and Ass. sent text ab out debt Icalled them XXXX. They checked to see if I had an account with them. I Did not. I gave them personal info. They said no account. I called to make sure all iwas ok. They said I owed {$1100.00} to XXXX XXXX XXXX XXXX XXXX. They said I could dispute it. I asked fir debt validation, they ignored me. I called them back and explaned this was not me. They said they made a mistake.I called back to make sure all was over. They brought up the debt owed again. I said this was not me and they said sorry. I do not trust them in what.they told me, that it is over. Now worried I will get a letter of this debt. Will call layer
|
| 11/15/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Older American, Servicemember |
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Two XXXX bureau I have several issues on my credit report # 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX In XXXX XXXX XXXX XXXX I was waiting on my XXXX to process I was not even a month behind., so I informed them taht my check would be arriving with in 36 hours. They said turned your vehicle in or we will come after it so I took it to the dealship where I bought it then they said they sold it and I owe them almost 5000 dollars. That XXXX was like new and they got close to 8000.00 plus for it. So the pay off was meet and they willl not produce any documentation on whom they sold it to plus what it was sold for. I want proof of this XXXX XXXX XXXX
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| 12/19/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a notice from Wakefield & Associates about debt in the amount of {$320.00}. Notice was dated XX/XX/2022. I was given the time to write to them by XX/XX/2022.
I responded to the Company and indicated that I want to dispute because I I think this is not my debt. I mailed out my response on XX/XX/2022.
I did not receive any written response from the Company.
On XX/XX/2022, I was alerted by XXXX that my account was flagged by Wakefield & Associates.
I believe I have the right to dispute and the Company should have provided me with written response or additional information about this debt before reporting it to a credit reporting agency.
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| 02/27/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I have contacted the creditor multiple times due to the fact that there are 2 of the EXACT same accounts, but different amounts. BOTH accounts were paid by insurance at the time services were rendered. NOT ONLY THAT, but the COLLECTIONS AGENCY is charging interest. that is NOT legal. That was not in the original agreement. I did not agree to, sign any documents on this matter. They should not be accruing interest. I have tried multiple times to settle this information and have it be corrected / removed. I am in the process of consulting a lawyer because i know my rights, and i know what WAKEFIELD & ASSOCIATES is doing is wrong, unethical and illegal.
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| 10/24/2016 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I recieved credit alert from XXXX and XXXX yesterday. When i checked my credit history i find a collection account reported from XXXX different address with XXXX different name for the same amount of money ( {$110.00} ). I have never recieved any communication or letter from all the collection agency reporting about the alleged debt i owe. The report is placed on all the XXXX credit bureau at this time. Duplicate reporting of the same debt constitutes inaccurate credit reporting which is a violation of the FCRA. The name of the company reporting the same negative information are creditor service of Morgan, Wakefield and associates from XXXX and XXXX.
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| 02/19/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hello, I am having an ongoing issue with a collection agency : Wakefield & Associates ) for an account which I have disputed and requested information on. The company has repeatedly marked the account as meeting FCRA requirements but have not once provided documentation under the Fair debt collection practices Act. i have asked that they do so.
The account appears to be a medical collection, which is strange because I do not have any medical debts.
I am asking this agency to provide the needed oversight for this company to take my dispute seriously, and it shames me to have to do so, but they have not been helpful and have only stone walled me.
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| 05/08/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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WAKEFIELD HAS BEEN HARASSING ME FOR 2 MONTHS NOW FOR THE COLLECTION THAT IS NOT MINE, AND FAILED TO VALIDATE OR PROVIDE DETAILS ON IT. I BELIEVE THAT THIS IS A SCAM BECAUSE I HAVE MONTHS RECEIVING LETTERS ABOUT THE AMOUNT I OWE AND EVERY MONTH THAT I GOT A NEW LETTER TEH BALANCE WAS ALWAYS DIFFERENT.. I GOT NUMEROUS AMOUNT OF LETTERS AND CALLS THEY STARTED FROM REDICULOUS AMOUNT AND KEEP DECREASING AS TIME WENT BY, AND I HEARD ON THE NEWS ABOUT THE COLLECTION LETTERS SCAMS ... ONCE IT CAME ON MY CREDIT REPORT IS WHEN I TOOK ACTION BECAUSE MY INSURANCE PAYED THE MEDICAL EXPENSES AND I ONLY PAYED WAS LESS THE AMOUNT OF XXXX DOLLS THAT I WAS DUE FROM.
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| 06/23/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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WAKEFIELD AND ASSOCIATES is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1100.00} does not belong to me. This account was fraudulently opened through this company in XXXX of XXXX an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
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| 11/03/2020 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I do not owe anyone anything : called on XX/XX/2020 at XXXX XXXX : XX/XX/2020 at XXXX XXXX and XX/XX/2020 at XXXX XXXX This place called from XXXX on numerous occasion and has left voice messages.
The guy sounded foreign- he asked if I was so and so ; I said yes and then asked if my date of birth was this and if my social security number was this and my address. I told him I do not give out information over the phone and he would not, Tell me what he was calling about ; he just kept repeating it my information.I requested that they do not call again and then I just hung up, it was scary because I havent gave my info out and I dont have any bills.
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| 08/06/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I just opened a XXXX XXXX and noticed Derogatory marks from WAKEFIELD AND ASSOCIATES one on XX/XX/2018 saying I owe them {$1300.00} and another on XX/XX/2018 saying I owe them {$880.00}. I called the company explained to them it was fraud they said they were going to look into it within 30 days should be removed. This is fraud. I never authorized any of this. I asked them to show me a written documentation where I signed anything with them or any other company that they might be Involved with since I have no knowledge of this. I would like this off my credit as soon as possible due to the fact they have the wrong person and inaccurate information.
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| 07/08/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/2022 I paid a hospital bill that was outstanding. Shortly after that I started receiving phone calls and texts from Wakefield and Associates regarding an outstanding balance that they were trying to collect on. I contacted the hospital which verified the bill was paid and they indicated they do not hire collection agencies and were not sure who this company was.
I am receiving harassing calls and texts from this company on a daily basis, despite me informing them this bill has been paid. This is affecting my work day with nuisance calls. I am requesting that the CFPB contact Wakefield and Associates to stop this harassment.
Thank you
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| 12/03/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have two accounts in collections with Wakefield and associates. Both accounts are old. Wakefield and associates has reported both accounts as new to the credit reporting agency and dropped my credit score by almost 30 points. I monitor my credit closely and receive a notice today that there were two new account was added. This is re-aging and illegal. I called the creditor and they are denying it. It clearly shows on my credit report is a new collection account and this is not the first time they have done it. It has happened at least three times over the last year. Each time it drops my credit score which I am trying desperately to increase.
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| 03/15/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I have tried to resolve my issues with wakefeild and associates for over a year. They are claiming I owe a debt to XXXX XXXX XXXX. I have asked for validation. They provided me of a printout of a supposed bill. with no information about XXXX XXXX XXXX.i have tried contacting XXXX XXXX XXXX to no avail. They do not appear to be an actual business. the phone number listed is not in service and the address is for a XXXX XXXX in XXXX. I have tried numerous times to get information about XXXX XXXX XXXX from wakefield and associates. They have refused to give me any information on how to contact XXXX XXXX XXXX to verify that this infact a valid debt
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| 02/03/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Received collection notice from Wakefield and Associates for a medical debt that did not exist. When I called in the representative attempted to get personal information. When I began to question and let them know I would be reaching out to the company in which the alleged debt was owed, they became very aggressive with their communication. After confirming with the company that there was not a outstanding debt I called them back to seek further information and they again started asking for personal information but different questions this time. It appeared that this was an effort to collect as much information as possible for identity theft.
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| 05/15/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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I received a letter in the mail from wakefield associates XXXX XXXX XXXX XXXX XXXX TN XXXX ) stating that I owed {$120.00} for a medical bill from XXXX XXXX XXXX. However I have never had any medical visits with XXXX XXXX XXXX. Several times I have called Wakefield associates and have requested all documentation of this bill and still to this day I have never seen any documentation signed by me stating that I owe XXXX XXXX XXXX. I have disputed this several times and Wakefield will not show me documentation or remove this from my credit report. Therefore, I have no choice but to start filing complaints until something is done with this issue
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| 08/06/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/XXXX I received a letter from Wakefield and Associates stating I owed {$1200.00} from an ambulance ride to XXXX Hospital that occured earlier XX/XX/XXXX. I contacted the collection agency and disputed with them that this was not my debt. The name on the letter, the date of birth and address were NOT MINE. I have never been transported to a hospital by ambulance. I called the collection agency back twice, never received a call back and on my third attempt finally got a hold of a man and explained they contacted the wrong person. The man said he would like into it further. As of XX/XX/XXXX I now show it in collections on MY credit report.
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| 05/05/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I had an outstanding hospital balance ( XXXX XXXX XXXX ) from XXXX XXXX XXXX show up on my credit report. The balance has been paid but unfortunately between moving and etc. I do not have the receipt where I paid the bill. It is showing up on my credit report under XXXX different collection agencies. The amount showing due is {$500.00} I have never received any notice regarding an outstanding balance nor have I received any notification from a collection agency. The XXXX collection agencies are XXXX XXXX XXXX and WAKEFIELD. My credit score dropped XXXX points just this week due to this showing up this week.
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| 12/27/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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In regards to the following account : WAKEFIELD & ASSOCIATES, Last reported XX/XX/XXXX {$810.00} Open balance XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX ( 4 yrs, 6 mos ) I had active XXXX XXXX at the time of this treatment and they should have been billed. I am not responsible for the original creditor not doing their due diligence and making sure they bill XXXX for this treatment by simply using my social security number to look it up. This needs to be removed from my credit through all 3 reporting agencies immediately or I will take legal action as it is affecting my ability to move forward in my life as well as gain credit when needed.
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| 11/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This Wakefield is not the original debtholder of the so called debt. Therefore they are violation the ( FCRA ) Federal Credit Reporting Act. I can speak with an have him/her investigate the matter. The temp agency can possibly be sued for violating the Fair Credit Reporting Act. Also this is from a hospital. Therefore this is private sensitive information which Wakefield has no right to. I never give authorization to share my personal medical history with a 3rd party. This is a violation of HIPPA ; which they can also be sued for. I have no knowledge of this debt ; as the original debtor ( XXXX XXXX ) never sent me any proof of this debt.
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| 07/25/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Older American |
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During XX/XX/XXXX I made payments on two different medical collection items., {$540.00} and {$640.00}, held by the collection agency Wakefield and Associates . These items were a result of claim disputes with a medical insurance company.The claims were finally settled/ paid and the items were paid directly to Wakefield with the understanding the items would be eliminated from all three credit reporting agencies. To date Wakefield has refused demands to eliminate the derogatory information from my credit. Wakefield is violating the law under FCRA XX/XX/XXXX.
I want Wakefield to eliminate any information at credit agencies on these items.
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| 07/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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This is a duplicate collection attempt from a different collection agency both from the same service provider. Details about the debt is below : I was unemployed at the time when this debt collection attempt took place. At that time, a local agency called XXXX was providing XXXX for my family during the winter and summer and they have been making payments to XXXX XXXX XXXX to cover my utility bills. I do n't know what went wrong and I was not notified of any issues with my energy assistance that I was receiving from XXXX. I was going through hardship due to job lost. I was receiving XXXX and other other help from the state plus XXXX.
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| 03/21/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Earlier this year I received a letter from Wakefield and Associates for a collection account owed to them. I have no knowledge of the debt and believe the debt is not mine. On XX/XX/22 I sent a request for validation by certified mail. I have not received a response from the company and the debt has not been validated. The amount of the debt is for {$170.00}. I provided copies of my letter and certified letter receipt to all three credit bureaus. The only one who has not removed it has been XXXX. The company has not complied with my request and its negatively affecting my credit. I can not pay something I have no knowledge about.
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| 04/28/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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wakefield and associates has a XXXX dollar collection on my XXXX credit report, the only collection account ive ever had and the only serious derogatory ive ever had.the collectors original creditor they represent is XXXX XXXX.it is impossible that this charge is legitimate as always I have qualified for and had XXXX ... XXXX XXXX XXXX PLAN, A GOVERNMENT LOW INCOME PROGRAM WHICH WOULD COVER ALL LEGITIMATE AND LEGAL HEALTH CARE DEBTS.THE EXTORTION IS THAT FOR XXXX DOLLARS I WOULD PAY TO SAVE MY CREDIT ... AND IT MAY JUST BE WORTH THE PAYMENT BUT THE DAMAGE IS DONE MAKING ME UNLOANABLE FOR A DEBT THAT IS LEGALLY IMOSSIBLE TO OCCUR.
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| 02/15/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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WAKEFIELD & ASSOCIATES also known as XXXX XXXX XXXX and XXXX XXXX XXXX XXXX have falsely stated on all 3 Major Credit Reports that a debt of {$880.00} was first opened in XX/XX/XXXX when it was actually opened back in XXXX when I resided at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Ohio XXXX. To prove this debt is old and outside its statute of limitations I have attached a letter I wrote inXX/XX/2013 I was threatened with eviction because of delinquent rent. I wrote a letter stating when I would vacate the premises so I could avoid an eviction. I have tried to dispute this with the credit bureaus and with the company to no success.
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| 05/22/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I've received a debt collection form a third party. I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX for them to release my medical information to Revenue Recovery Coporation.
I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
They do not have my HIPAA release form therefore in violation of the HIPAA Act of 1996
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| 06/25/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Wakefield and Associates /Revenue Recovery Corporation has violated the FCRA by not providing me documents to me in regards to this debt and my HIPAA rights because I do not recall giving permission to even release my medical information to them. This account is unverified and immediately needs to be deleted from all my credit files : XXXX XXXX, and XXXX The business is to disclose to me ALL signed documents they have recorded and retained in their files that pertain to this debt. If Wakefield and Associates Revenue Recovery Corporation does not have any documentation, they need to retract this from my credit file immediately
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| 01/25/2023 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, and abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
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| 12/30/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, and abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
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| 03/09/2022 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX XXXX is charging me for the full amount of my emergency visit after failing to bill my state insurance that would have paid all of it. I called twice and was assured that it would be billed properly and it never was. I contacted my insurance and they never received anything from them. The debt collection agency they are using is not being helpful even though it have proof from my insurance company that they never billed them and they have my insurance information on hand. They told me they would list it as disputed but instead they listed it as a valid debt without providing any proof that they have done their job.
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| 06/28/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Wakefield and Associates are reporting an account where they say i owe {$850.00} and I never made a payment. Original creditor isXXXX XXXX XXXX,XXXX Original Creditor XXXX XXXX XXXX XXXX Open Date XX/XX/2019 Balance {$850.00} Debt - Contact Information XXXX XXXX XXXX, XXXX , TN XXXX, ( XXXX ) XXXX-XXXX and I made a payment in XXXX and have the receipt for it and yet they are refusing to update that and are reporting this account to be a credit card that account which in reality this is the medical bill debt and they are reporting that the account has been delinquent for over a hundred twenty days and it's ruining my credit
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| 12/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I contacted Wakefield and Associates in XX/XX/XXXX regard a medical bill the put on my credit. I was told that they received the payment and that it would be taken off my account. It was taken off but put back on XX/XX/XXXX. I contacted the company and was told my account was closed and that they couldn't do anything about it reporting to my credit cause they didn't see it being reported. I tried disputing it on my XXXX and XXXX report. I was deleted from my XXXX report but they updated the balance on my XXXX report from {$600.00} to {$700.00} oweing. This debt was paid by my medical insurance and should be off my credit.
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| 02/18/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
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| 02/18/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
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| 02/12/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
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| 01/13/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Date of ambulance service with XXXX XXXX XXXX : XX/XX/21 Date of first and only bill from XXXX XXXX XXXX XX/XX/21 Insurance submitted XX/XX/21 via USPS from original bill No correspondence from XXXX XXXX XXXX or insurance Received telephone call XX/XX/21 from Wakefield and Associates notifying of debt ; asked representative XXXX to mail notification of debt to home address Received debt notification from Wakefield and Associates XX/XX/21 Interest already accrued as of the date of the letter, no information on how often interest accrues No notification from XXXX XXXX XXXX or Wakefield and Associates on how to dispute debt
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| 01/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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I pulled my credit report and I notice a derogatory collection account on my report from a company named Wakefield & Associates. This company did not have my consent to access my private information. This is an act of Impermissible Purpose to pull my credit report and to have negative un-validated information place on my file. After identifying the company 's contact information I sent them a validation letter accompanied with a cease and desist letter. To this date No valid contract with my signature agreeing to contract with this company has been sent to my address. I do not wish to do any business with this company.
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| 11/18/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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After several attempts contacting XXXX XXXX XXXX they refuse to remove a medical collection in their response they sent me back my medical records which is a HIPAA violation also I did not sign a HIPPA release form for them to have the information and when I told them that they still refuse to remove it every time I got on the phone with them they gave me nationalities still have not verified that they sent they sent me back my medical records Which station that half in this letter below whos all the medical records they should not know what I had done at the doctors office oh my doctors name any information like that
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| 09/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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On XX/XX/2016 a derogatory account was placed on my credit file from Wakefield & Associates . Upon further research this unverified account was transferred and sold, and I am not responsible for this account. Wakefield & Associates has not verified or validated this collection, also there was NO written form of communication, contract or signature for the accused debt at all. A bill with no signature does not validate the debt and anybody can send a bill and say it's mine. According to FCRA, Wakefield & Associates has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
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| 12/27/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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In regards to the following account : WAKEFIELD AND ASSOCIATES Last reported XX/XX/XXXX {$950.00} Open balance XXXX XXXX XXXX Opened XX/XX/XXXX ( XXXX yrs, XXXX mos ) I had active XXXX XXXXXXXX at this time and they were not billed for this account. it is not my responsibility to cover a debt due to the negligence in billing my insurance by the original creditor. They have the information and could simply use my social as well to verify insurance coverage. This needs to be removed from my credit immediately through all XXXX reporting agencies as it is affecting my ability to live my life and gain credit when needed.
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| 05/28/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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WAKEFIELD AND ASSOCIATES Last reported XX/XX/XXXX {$210.00} Open balance XXXX XXXX XXXX Original creditor XXXX Opened XX/XX/XXXX ( 10 mos ) Account status Open Type -- Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original creditor name.
The above company is trying to collect on a medical bill that I was never billed for. I submitted the insurance card at time of visit and the intake officer did not submit my insurance for payment of visit. I have had insurance coverage since XXXX. I have contacted the company several times and they have not removed the item.
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| 04/29/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I had a invoice that was covered by Medicaid that due to a clerical error was late getting paid, due to no fault of mine. It went to a collection agency. I called as soon as I was notified and gave them the information they needed to remove this debit from their ledger and was assured the matter was closed. They still reported me to reporting agencies and my credit score lost XXXX points while I was in the process of getting a home loan which very negatively impacted my ability to get a loan. They have made no effort to call me to resolve the issue after I have attempted to make contact with them multiple times.
|
| 07/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Hello XX/XX/XXXX and XXXX I mailed off letters responding to companies saying I owe them. I followed the law and they did not. Im asking for your humble assistance. Its been almost 3 months now.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.
These companies .Failed Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) 4. ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b )
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| 02/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit report and seen Wakefield And Associates on my report. I called and tried to resolve the issue and no one had gotten back to me. I have had a medical card since birth. My medical bill 's are covered with that yet this company is saying i owe. I would like help to get this off of my credit.
The information is : Date. XXXX XXXX2018 Amount. {$120.00} There are also 2 other companies as well saying I owe medical bills although i called my insurance and they say i am fully covered. The information follows : XXXX XXXX XXXX Date. XX/XX//18 {$1100.00} XXXX XXXX XXXX Date. XXXX/XXXX/18 {$790.00}
|
| 06/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The aforementioned credit agency representing XXXX XXXX XXXX has violated the FCRA by not providing me documents to me in regards to this debt and my HIPAA rights because I do not recall giving permission to even release my medical information to them. This account is unverified and immediately needs to be deleted from all my credit files : XXXX, XXXX, and XXXX. The business is to disclose to me ALL signed documents they have recorded and retained in their files that pertain to this debt. If Credit Bureau Association does not have any documentation, they need to retract this from my credit file immediately
|
| 11/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
This account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX and XXXX Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
WAKEFIELD AND ASSOCI XXXX Balance {$500.00} ; WAKEFIELD AND ASSOCI XXXX Balance {$500.00}
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| 08/14/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
Wakefield and Associates XXXX original debt XXXX. I was never notified of this debt. This debt occurred on an emergency room visit regarding my son. The insurance holder for him is my ex wife through her new husbands policy. They never notified me of this debt and my ex wife was able to get this put under my social because she knows it by heart. I have settled this debt for XXXX and it was supposed to be removed from my report due to the false circumstances and lack of notification on behalf of the original creditor and my ex wife. For some reason it still appears on my report with an open balance of XXXX
|
| 02/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I was contacted 6 times in one day from Wakefield and Assiciates and every time I answered they hung up on, which goes against the rule that they must identify who they are.
When I finally called back and informed them of this they claimed that they only called one time, yet on my call log it shows 6 incoming calls from the same phone number.
When I told the lady that this was harassment and illegal she transferred me to her supervisor.
I told her supervisor how this collection was closed by the previous collection agency he ignored that and then proceeded to go on about how they never called and such.
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| 12/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX WAKEFIELD & ASSOCIATES posted on my credit report a late payment and collections account. Never recieived a phone call or letter from them for XX/XX/XXXX until XX/XX/XXXX when they reported to credit bureau. On XX/XX/XXXX I faxed a letter to verify the debt with them. On XX/XX/XXXX called and verified they had received my fax and it would be a week or 2 before they would be sending out verification. They stated they are having issues getting information to verify my debt with the original party. Contacted XXXX XXXX XXXX/XXXX the original party and they have no account for me by name or ssn.
|
| 12/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document of my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 02/16/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
|
| 09/28/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Service was completed in XXXX XXXX. I received a letter from the debt collection agency while I was out of the country end of XXXX XXXX, but the date on the letter was prior to me even receiving the statement from the medical office. I received the statement from XXXX XXXX on XXXX XXXX, XXXX, I paid the bill on XXXX XXXX, XXXX. I contacted XXXX XXXX XXXX after I received a voicemail from the debt collection agency. They confirmed that this bill was never submitted to a collection agency and they showed I had paid all outstanding balances. I requested they send me a paid statement, which I can provide.
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports.
I have been patiently waiting on XXXX 'XXXX response about the written requests I sent regarding WAKEFIELD & ASSOCIATE. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
|
| 12/21/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., XXXX, in accordance with XXXX XXXX accord and U.N.C.I.T.R.A.L Conventions.
|
| 10/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2022, I was contacted via text message on my XXXX cell, in an attempt to collect a debt owed by another individual. I returned the call and was asked if I was another individual. I responded that I was not the person they were seeking. I was asked if I was related to the minor that had accrued the medical debt. I stated yes, but due to a court order, I had not been associated with the debt guarantor for over four years. There is no documentation with my signature guaranteeing payment for non-eligible coverage related to medical care, the guarantor is my ex-wife. We do not share households.
|
| 02/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent several letters asking that Wakefield & Associates send me proof that this debt is in fact mine, signatures, and documents that show that I agreed to pay. They have not been able to do so. They are ONLY sending me letters that state that the debt does in fact belong to me ( verified ), with no proof. Most recently as of XX/XX/2017, I requested, and have yet to get proof. I have requested that they remove the debt since they aren't able to send me what I am requesting, and they have not. The amount of the debt is {$3400.00}. How can they claim a debt belongs to anyone without proof?
|
| 09/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have contacted the collectors several times in regards of a medical debt I have reporting on my credit. They are in violation of HIPPA which protects my information and details. They have sent me a breakdown of fees and patient report history which is a violation of HIPPA I did consent for a third party to have access to my medical records and personal health information they are in violation and need to remove this debt from all credit reporting agencies with a letter of deletion. Wakefield and associates ( XXXX XXXX XXXX for both accounts in XX/XX/2015 for XXXX and XX/XX/2015 for XXXX )
|
| 11/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have been discriminated against by third-party reporting agencies, which has led me to be unable to lease a home, purchase a vehicle, and not being able to get jobs since 2015 due to the negative reporting on my credit due to fraud and I have tried several times to get these negative items removed and they have not provided any original agreements signed by both parties but till continue to report negatively on the credit summary. there are also agencies that are reporting the same account as duplicates and the address and number are not correct along with the incorrect spelling of my name.
|
| 06/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
An attempt to dispute 2 medical debts with Wakefield and Associates one totaling XXXX dollars and the other totaling XXXX and 1 medical debts with XXXX on the total of ( XXXX ) was denied, but the bills are stated to have come from XXXX primary care physician and XXXX XXXX XXXX which are doctors offices I have never been treated at, I believe the information is inaccurate. A letter of validation was never received or documentation itemizing all services and medications that I may have received along with a copy of my signature given the company permission to release my medical information.
|
| 10/07/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield & Associates ( account # XXXX/ {$1000.00} ) is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA
|
| 04/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I'm having a hard time with Wakefield & Associates reporting a debt that was paid by my insurance company ( see attached statement ). I've called this company, disputed this with the credit company ( XXXX ) three times and Wakefield & Associates keep saying that the debt is correct, the balance owed to Empress after my insurance payment is {$90.00} that's being reported by XXXX XXXX XXXX. I would like for the two items to be removed from my credit report and I believe Wakefield & Associates is in violation and should be fined for this violation.
Thank You for your help with this matter.
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| 03/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield & Associates trying to collect for XXXX XXXX. This is a medical charge. We met our maximum family deductible in XXXX of XXXX. We provided documentation multiple times to XXXX, to Wakefield, by mail. Female collector said it was likely mailed to a different office and she hasnt seen it. She said she was still going to try to collect the balance. My daughter has an XXXX XXXX XXXX so we hit our deductible very quickly every year. We provided audited health documents to both entities ; they just ignore them. Our health provider says we dont owe anything. This collector is a scammer.
|
| 11/17/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have addressed this with the credit bureaus ... both XXXX and XXXX it gets deleted because they cant verify the debt but they reinsert it with different dates and different amounts owed a few months later. I do not owe them anything! These debts do not belong to me! Wakefield & Associates are Not Licensed in the state of Tennessee so they are in violation of the Tennessee Fair Debt Collection Ac. The last date they have put on my credit reports was XX/XX/2018 for the amount of XXXX both on XXXX and XXXX. It states XXXX XXXX XXXX XXXX. Could you please help me stop them. Thank you.
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Wakefield and associate keeps adding accounts that have been disputed and removed with all credit bureaus. Account amounts are not true nor accurate I was never contacted by originally debtor due to address change. I called and spoke with a rep who Did not properly ask security question to verify the call. The rep stated several accounts that had been removed by all three bureaus. I requested that the company send me these accounts that were showing active that werent disputed and removed. I made this call in XXXX and have not received this request sent validation.
Amounts XXXX, XXXX,
|
| 12/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I had XXXX back in XX/XX/XXXX. I was on on parents medical insurance and didnt think much about the bill. Turns out, my parents medical insurance for me did n't work because it was n't properly filled out at the Hospital. I did n't even know I had any medical bills to pay until I checked XXXX XXXX in XX/XX/XXXX. I never received a letter, phone call, or any type of notification to pay this bill from the Hospital or Debt collector. They put a derogatory mark on my credit and knocked it down over 100 points. If I knew I even had a bill, I would 've paid it to avoid the hit on my credit.
|
| 09/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
This debt collector all of the sudden started calling me regarding a debt from XXXX when I had an XXXX XXXX the insurance paid but there was some remaining balance. I don't recall receiving any written information since then. I moved from that address in XXXX and was ill for over 2 years living with family due to XXXX XXXX XXXX I don't recall ever receiving any phone calls or mail from this debt collector until now, they are harassing me and from my understanding this debt is already date barred due to statute of limitations. Why are they calling me all of the sudden after 6 years?
|
| 09/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i have a duplicate debt on my credit report from the same collection company for the same amount and i've never seen a bill for either but i was only in the hospital once so there should not be 2 collections with the exact same amount. I have tried to get them to send me confirmation of the debt but i only get it for one of the bills and not for the other but there is 2 on my credit report. I am asking for help to get them to remove the one of the collections with the 3 credit bureaus since they can't provide me proof of both. Anything you can do would be greatly appreciated. Thanks
|
| 01/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been receiving letters from this collecting agency. I did called this agency and told me that I owe XXXXXXXX XXXX XXXXXXXX XXXX {$510.00} for bringing my daughter to the emergency room in a hospital in Texas in XX/XX/2019. She did not repeat the name of the hospital and did not specify the city the hospital is located. I told her that I have not been in Texas during this dates and I dont have a daughter with this name and I have not been to any emergency room. She told me to write a letter of dispute about this matter. I think she is just collecting more information about me.
|
| 03/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I noticed that Wakefield and Associates is falsely reporting to XXXX major credit bureaus. I never conducted business with this company nor have I signed any agreement giving this company permission to collect this alleged debt. I sent Wakefield and Associates a debt verification letter on XX/XX/2021 and the company has refused to respond BUT they are still verifying the debt with the credit bureaus. I reported this company to the TN Department of Commerce and Insurance. If this alleged debt is not removed within XXXX days I will move forward with a lawsuit in small claims court.
|
| 02/15/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., XXXX, in accordance with XXXX XXXX XXXX and XXXX XXXX
|
| 05/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Account paid in full XX/XX/2020 with the medical provider. Wakefield showed up on my credit report in XX/XX/2020 and I have been trying to obtain information and show them that my account was in full. They tell me they haven't heard from the medical provider and the medical provider tells me they have contacted them to tell them my account is paid in full and nothing is owed. I even emailed them numerous times with proof of payment and XXXX balance with no response. I call them and they just tell me they can't help me and to wait until they hear back from the medical provider.
|
| 01/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The company name is Wakefield and Associates. I have attempted to contact this company as they are reporting a total of 3 different collections on my credit reports. I am unable to even get a resolution or information on the debts they are alleging against me.
The following debts are : {$1100.00} {$170.00} {$110.00} I don't even know what form of debt this is, nor have I receive any correspondence. It is a shame how these companies and credit bureaus can just list anything on your credit, but we as consumers can never resolve. I even went thru a credit company for assistance.
|
| 02/16/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with XXXX, XXXX, in accordance with XXXX XXXX accord and XXXX XXXX
|
| 06/02/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company Wakefield associates just put this as a case from XX/XX/XXXX which is a LIE, I took My son to an emergency room and he had insurance I told them I didn't have insurance and didnt want to be seen, they tried to scam but that was in XX/XX/XXXX NOT NOW, another agency tried to charge {$140.00} and got shut down these freaks are trying to say I owe {$630.00}, I am a single mother TIRED of getting XXXX over by these frauds I cant get approved now to buy a property and I need somewhere to live with my sn. I am renting a room in someones house because my credit is so bad
|
| 12/23/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX sent my XXXX bill to debt collection even though I was paying on time and was on a payment plan. They admitted it was their fault because of a computer transfer when they merged with XXXX XXXX XXXX XXXX. I have since contacted the original creditor and paid the bill in full. The bill collector, Wakefield & associates, continues to call even though I called them to dispute the validity of the debt on XX/XX/20 as soon as I revised the first letter as per their instructions. I have since received calls on XX/XX/20 and XX/XX/20 requesting I pay the debt that is already paid.
|
| 07/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company repeatedly calls but refuses to identify their purpose for calling. When inquiring about whether or not they are collecting a debt, the company refuses to answer unless I provide my social security number. They then state that I refuse to comply/cooperate. I have not received any written notification and I refuse to provide my social security number to unknown callers. The number comes back to Wakefield and Associates and occasionally they will identify themselves as the caller ( but not always ). It is impossible to discuss anything with them on the phone otherwise.
|
| 05/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received a letter claiming I owe a medical deb that did not have my correct name.
I reached out to Wake Field & Associates to validate the debt. They told me they would. This never happen. 30 days later, I reached out - no reply via email and letter. No reply. Called again - no assistance with this company.
Now I have a collection report on my credit report.
This company will not and has not validated this debt.
The debt is not even in my name.
Wake field & Associates will not confirm the debt. Now it's on my credit report without any a chance to confirm its mine.
|
| 09/13/2016 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
Servicemember |
|
This debt was paid by medicaid from XXXX hospital and XXXX, i dont have any balance due with them, and also they said that this debt is from XX/XX/1991 in that year i was in the university in XXXX and i never live during that years in usa. I dont have any medical bill from XXXX because i was cover as a XXXX back on XX/XX/1991 in XXXX. I call the collection agency and they dont want to give me information about the debt.They told me that was from XXXX hospital and XXXX i call the hospitals they told me i dont have any bill past due and they dont sent nothing to this company.
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company named XXXX XXXX XXXX XXXX. Said they sold my debt that i dont have with them to Wakefield and Associates , LLC . And i have never in my life even heard of this supposed medical group and they are stating that i owe {$2100.00} since XXXX XXXX and i do not owe them anything i have never been to this place or requested any services from here and do not want this to affect my credit because i read the reviews on this place after i got the letter and everyone is saying that this affected their credit score and they never had anything to do with the company just like me.
|
| 05/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX located in XXXX, NY billed for an ambulance charge. Submitted my insurance information several times and they refused to bill insurance. The put me in collections with Wakefield and Associates. I put in a complaint with XXXX XXXX and they finally submitted it to my insurance and the bill was paid in full but my credit report still reflects my account in collections and unpaid. I tried communicating with both companies and they blame each other. Tried to dispute it with the credit bureau and they refuse to remove it even when I show proof that the claim was paid.
|
| 02/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have contacted Wakefield and Associates several times about this account. They refuse to respond to my written notification asking for verification of debt. I have no knowledge of this account and need it removed asap. The original debtor, status, payment and close date are different on all 3 reports. This is in direct violation of the Fair Credit Reporting Act. I am requesting that this debtor be contacted to provide resolution. Below is the information as report on my credit report about this account.
XXXX XXXX XXXX XXXX XXXX Opened XXXX Reported Unknown Condition
|
| 04/19/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
Wakefields and Associates is on my collections report for an old doctor visit that was written off by the hospital as " XXXX XXXX ''. The hospital wrote the bill off due to my financial standing at the time being a college student and now Wakefields ( third party debt collection ) bought the unknown about debt from the hospital and is asking me to make a payment on a bill. Once they contacted me, I asked them for documentation that they had proper paper work and they can not provide information of the bills. This account has no legal right to be on my credit collections.
|
| 04/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have disputed this amount multiple times with the Credit Agencies after finding this debt on my credit report. Each time the case is closed stating this is a valid debt. I have not received communication from the debtor about this amount nor do I owe the amount stated. In reality, the debtor has closed this account, reopened the account and appears to be charging interest on a medical debt. I can not determine my state 's ( Alabama ) law of protection against this. Most recently, I printed and intend to mail a letter directly to the company asking for proof of debt.
|
| 09/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
There is a debt on my credit for {$2400.00} I sent a certified letter to the reporting company, Wakefield and Associates on XX/XX/2022. They received the letter on XX/XX/2022. I requested for them to verify the debt. After 30 days, on XX/XX/2022 I forwarded the letter along with the certified letter receipts showing the company received my request. I requested for the credit bureaus to remove this debt from my credit report as it was never verified to me that it is my debt.
All 3 credit bureaus replied back that they have verified the debt and will not be removing.
|
| 02/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I disputed the account and ask that they validate this account, and they fail to respond to the action. The law states they have 30 days to do so if not or over the 30 days this account must be removed from the credit file and in this case, they fail to respond to the matter. It has been over 30 days with no response, and I did not open or authorize this account, and I therefore request that it be closed immediately. By the federal law requirement this account must be removed because you do not have proof or any evidence to support this matter and failure to respond.
|
| 07/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have a medical bill that I have been paying monthly since XXXX of 2019. The amount was XXXX and it is down to XXXX I have been paying this amount to XXXX XXXX, XXXX ; however, I received a bill yesterday from Wakefield & Associates - XXXX XXXX, XXXX / stating i owe XXXX and i have a 9 % interest rate. I do not know why this company is claiming amount owed is XXXX nor why there is an interest on a medical bill.
My account was never transferred to Wakefield & Associates..CEP IS STILL TAKING CARE OF THIS BILL. THIS COMPANY IS A FRAUD.
XXXX XXXX XXXX, XXXX, TN XXXX
|
| 09/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Looked at my credit report and seen Wakefield and associates collections bill for {$490.00} for medical bill that is not on file at the hospital at all I never went to hospital on XX/XX/2017 I sent Wakefield my old insurance information and new information in XX/XX/XXXX my insurance company XXXX XXXX XXXX and new cant verify this bill and it is affecting my credit as we speak I have excellent credit before this incident took place this is why I think they are a scam they said why dont you just pay when they know the insurance company cant verify the bill even exists
|
| 08/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Sir/Madam, There are open credit lines in a credit report with XXXX which i don't know where they came from.I have never had credit lines with any company whatsoever no matter what.They are all medical bills credit lines ( debt collections ) .I have never visited any hospital or clinic without insurance.I wrote to XXXX, disputed the credit lines ( debt collections ) but i still see the credit lines in a credit report in my online XXXX account.I left XXXX my statement but i still see them online.
Your consign will be highly appreciated.
Sincerely, XXXX XXXX XXXX.
|
| 05/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Wakefield and Associates continue to call my phone 2 to 3 times a day I've asked them to verify this debit with a signature that I sign to authorize medical consent and financial responsibility. I know I never sign anything in 2018 to present with any emergency department regarding this bill they say I owe nor have they honor my request for a sign documentation in my handwriting. I've dispute this debit with all 3 credit report agencies and the say it's valid. As far as I'm concerned it's not a valid debit with out a valid signature from me I do not owe the debit.
|
| 10/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
after repeated calls to my phone at all times of the day. I recieved a bill in the mail from wakefield & Associates for unpaid hospital charges of a family member who does not live in my household and has not for 25 years. I returned the bill with a written note of this information. Since then the calls come, but are automated so as not having anyone to talk to. It is very frustrating to awake to these calls when you have not done anything to warrant them. I pay the bill but someone else is in control of my phone line to harass me to pay someone else obligations.
|
| 05/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
My name isXXXX XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as wilful negligence and non-compliance with federal statutes.
|
| 07/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD COLLECTION/CHARGEOFF Other {$120.00} Status Date Reported XXXX XXXX, 2017 Payment Status Collection/Chargeoff Account Status Derogatory Amount Past Due Not Reported Account Details Original Lender MEDICAL Account Number XXXX Account Type Not Reported Responsibility Individual Credit Limit Not Reported Highest Balance {$120.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported Lender Info XXXX XXXX XXXX XXXX XXXX TN XXXX ( XXXX ) XXXX Remarks Placed for collection.
|
| 05/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Wakefield and Associates placed a debt on my account XX/XX/2020 for the amount of XXXX. I never received a call or notice in the mail to resolve the debt. All the debt from XX/XX/2020, when I was involved in a car accident. I was represented by an attorney, so the account should have been sent to my attorney instead of on my credit. I called to let the company know I never received a letter from them and asked them to send me a letter they have yet to send me a statement.I also asked them remove the account of my credit and they refuse to remove the account.
|
| 02/16/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with XXXX, XXXX, in accordance with XXXX XXXX accord and XXXX XXXX.
|
| 02/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I had an emergency at work and went to hospital which all bills were paid by XXXX XXXX XXXX XXXX. This bill I didnt receive at all because it was sent to an old address that I did not reside. It was two separate doctors bills that is separate from the hospital which I had no clue. I was able to work with one and had it paid but this one is not sending it to XXXX XXXX which they should have in the first place. They sent it to collections and I didnt know if the bill but when I called the company they got nasty and the credit service is unable to clear it up
|
| 09/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I noticed a debt from Wakefield and Associates for {$2100.00} on XXXX and {$2200.00} on XXXX both for the original creditor name of XXXX XXXX XXXX XXXX. I called the original creditor and they stated they had no record with the dates on my credit report. I contacted the debt collectors via telephone today and they stated my balance was XXXX. I asked about the difference in the balance and they stated that they are charging interest on the debt. I believe this is a fraudulent debt and they are reporting several inaccuracies between the 3 credit bureaus.
|
| 04/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I'm being harassed with numerous phone calls regarding a debt I didn't know I had by, Wakefield Associates, and XXXX. There's hasn't been any form of validation of the debut, or contract. The collections were reported to all three credit Bureau 's resulting in my credit score declining over XXXX points. I wasn't warned, nor notified prior to the collections reporting. I would like for the collection agency to remove the collections and also stop harassing me via phone. The amounts for Wakefield associates is {$760.00}, and XXXX {$180.00} and {$230.00}.
|
| 11/17/2018 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
These accounts are being illegally reported on my credit report. On XX/XX/18, XX/XX/18, and XX/XX/18, I formally disputed it directly with XXXX in regards to their illegal reporting, and their response was, Updated- To follow up directly with the company On XX/XX/18, not only did I reach out all companies yet again with a letter in getting this issue resolved, I sent along an affidavit but I have not received any satisfactory reply. Therefore, I am now formally disputing directly with you in getting these fraudulent accounts remove immediately, please!
|
| 02/13/2017 |
Yes |
- Student loan
- Non-federal student loan
|
- Can't repay my loan
- Can't temporarily postpone payments
|
|
Web |
|
|
I attended XXXX Colleges in XXXX and utilized their student loan services. I called the lending institution to put my loan into a deferement as I 'm still in student status, albiet at a different college, and I was informed that there was no such option. The statement clearly says " XXXX Colleges XXXX '' on it, but when you call the customer service number the phone is answered with " Patient Billing Services ''. It appears that XXXX treats their student loans as patient bills and there is no way for me to defer the loan or to lower the interest rate.
|
| 04/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I made a complaint on XX/XX/22 with Wakefield and Associates complaint # XXXX and the resolution was that they claimed that they have sent a request for deletion to the 3 credit reporting agencies on XX/XX/22 with the XXXX and they have yet to follow through with their claim. They claim to be investigating since XX/XX/22. I check my credit report daily and pull my report weekly, I know that per company policies the 3 credit reporting agencies update negative requests immediately when they receive them. It has been 11 days since they made this claim.
|
| 10/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield and Associates are reporting 6 accounts on my credit. I called them on XX/XX/19 at XXXX to verify this debt because I have never heard of XXXX XXXX XXXX . I spoke wit XXXX XXXX Id number XXXX. Upon speaking to her I learned that the amounts being reported on my credit are incorrect. She was unable to verify 3 of the accounts with any information and all 6 have different information than what is being reported on my credit. I requested to speak with a supervisor and was denied. This negatively impacting my credit with inaccurate information.
|
| 10/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a certified letter to Wakefield & Associates on XX/XX/2019 requesting that they validate this debt ( provide a document with my signature on it that proves this debt belongs to me which ALL hospitals and doctor 's office require signature prior to providing medical services. I received a one page document that provides no proof at all only the original creditor and the balance owing. In addition, it states that services were provided in Arizona. I have never lived in Arizona so how could I obtain medical services from which I have never lived?
|
| 04/02/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I received a debt collection statement from Wakefield & Associates LLCXXXX XXXX XXXX XXXX XXXX XXXX XXXX. I called the number XXXX that was on a statement mailed to me and said that I do not know the creditor XXXX XXXX that they are collecting a debt for. They asked me to confirm my address and date of birth. I told them I will give them the address of where this letter was sent to but I dont feel comfortable verifying my date of birth because this sounds like a scam. So the person on the phone said ok thank you, have a good day and hung up on me.
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I lost my wallet that contained my ID and social security card and because of that someone went into a medical practice and fraudulently posed as myself. I was billed for something that I didnt do. I told Wakefield and Associates that I have insurance so why would I go to a medical practice and be billed for something I did not do and my insurance company not cover it? Identity theft was committed and nobody is doing anything about it. The medical practice XXXX XXXX XXXX XXXX XXXX keeps saying the information is accurate which is not! Please help.
|
| 12/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
The agency continues to call me 10 times a day. They have sent documentation of the medical procedure that i recieved without proper HIPAA release signature nor has the company provides the requested sign copy of proof as set by the FDCPA, FCRA acts. The agency and hospital clearly violated my right to privacy in accordance to OCR. Under the FDCPA I have the right to request validation which they submitted a copy of my procedure and medical record with out HIPAA release signature signed by me to give them the right to have my medical information.
|
| 10/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I keep getting calls from multiple phone numbers and multiple people from different locations saying they are a debt collector from Wakefield and Associates. I have NO outstanding debts. I recently got my credit report and there is nothing negative on it either. My phone is set up to report potential spam, and each time they call it says Blocked - Potential Spam. I have listened to the messages to see who called then I block the number. I do not feel safe and its stressful.
I believe it is a scam.
XXXX XXXX are two of the numbers most recently
|
| 03/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I checked my credit report and notice that there are two collection agency calling for same amount. When called to let them know I do not owe thos debt both wakefield and associates and revenue recovery are the same company with different names on my credit report. Today I am now served being sued by the original creditor for {$380.00}. Who do I pay? how is debt now {$1100.00} ( XXXXx3 ). If I pay both collection agency as well as creditor. This is against the law. I have now lost a total of 60 points on my credit report for a debt I do not owe.
|
| 01/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates are falsely reporting to all three credit bureaus ( XXXX, XXXX, and XXXX ) collections in the amounts of {$540.00} and {$830.00} as debt that belongs to me from XXXX XXXX. I have never done business with this company and they have failed to issue documents bearing my signature. Falsely reporting this debt that does not belong to me is against the law and I will be taking further legal action against this company if they fail to stop reporting false debt on my credit reports and the credit bureaus ( XXXX, XXXX, and XXXX ).
|
| 11/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Wakefield and Associates is in violating HIPPA right by reporting a debt by XXXX XXXX. I went to the doctor for a very personal matter and I do not appreciate ever person/company that looks at my credit report to know about my visit to the Hospital. It is very humiliating and embarrassing. I am prepared to take legal action against Wakefield and Associates for causing me emotional distress and violating my rights. At this point it's not the measly {$730.00} it's about the fact that they are displaying my personal health for the world to see.
|
| 04/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Went online to pay bill sent to debt collector in amount of XXXX. Would not let me access account info. A link popped up for chat line to talk to agent. I talked agent gave account number they started typing my wife owed XXXX from 12 account and how did I want to pay.i told them I owed XXXX from original debtor they keep saying other amount then typed in bold capital letter we owed 12 account XXXX. I have never dealt with these people ever before. I will not pay a bill I dont owe. So I stopped chat. They will not let me pay the XXXX we owe.
|
| 03/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reached out to the Emergency service that Wakefield and Associates is claiming contacted them to collect debt. The billing department said that my account was paid in full and they never sent anything to collections.
XX/XX/XXXX is the date I went to the ER.
XX/XX/XXXX was when the collection opened.
I was never contacted by the emergency services billing department to pay because my account with them was already settled. I am not paying money that I do not owe, and I want this taken off my credit report and i want my credit fixed!
|
| 03/24/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In accordance with the Fair Credit Reporting Act these accounts listed below have violated my rights.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX 15. U.S.C 1681 section 602 A States I have the right to privacy. Section 604 A section2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
|
| 08/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Wakefield & Associates account # XXXX was already proven to be illegitimate and deleted by all other credit reporting agencies except for experian. 15 U.S.C states that a thorough investigation must be conducted by the reporting agency and any and all misinformation or lack of verified information, must result in this account being deleted from my credit report. As also 15 U.S.C also states that credit reporting agencies have a obligation to accurate and fair credit reporting as I also have a LEGAL RIGHT to privacy and confidentiality.
|
| 05/16/2018 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX SSN LAST FOUR - XXXX Wakefield & Associates is using an intimidation tactic by placing the medical debts on my credit reports ( XXXX, XXXX & XXXX ) They have claimed to verify validated the medical debts with just a statement of what they claimed I owe. The Federal Trade Commission says that's NOT enough, I have NO signed contracts with this firm or their client. Therefore I am requesting they remove all 2 tradelines from all 3 credit bureaus with my name and social security number
|
| 04/05/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was contacted by Wakefield & Associates to resolve a debt. I want to pay. We cameto an agreement to settle my file with XXXX. Payment was due XX/XX/2017. They did not disclose any addl fees added on until I called them to make my payment. The amount was XXXX. I was also told at one point their client was charging interest. Turns out Wakefield is adding interest. My bill in early XX/XX/2017 was around XXXX. We agreed to settle for XXXX. I called the origginal creditor for resolution. They spoke to Wakefield and now my balance is XXXX.
|
| 01/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have multiple medical debts on my credit score with XX/XX/XXXX and XX/XX/XXXX. I did not give permission for my medical files to be released this is a HIPPA violation and I will be taking legal action if not removed. On top of that I did not receive any notice of debt. 4 collections through XXXX, 1 collection with Wakefield, 5 collections through XXXX on XX/XX/XXXX. 1 collection through Wakefield on XX/XX/XXXX, and 1 collection with XXXX XXXX, 4 collections through Wakefield on XX/XX/XXXXI am disputing all of these on legal grounds
|
| 11/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
onXX/XX/XXXXXXXX I submitted a validation request letter to Wakefield and associates. Ive attached what I received back, which as a consumer, Im not sure how they expect me to understand their print off and pieced together " validation ''. nothing on here reflects amounts or the providers that are showing on the credit report.
I sent a follow up in XX/XX/2021 and haven't heard back yet. Ive attached both letters Nor- did they send me a XXXX release form with my signature on it. This is a violation of my FCRA, FDCPA, and XXXX rights.
|
| 10/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American |
|
I recently applied for a refinance on my home and was alerted about a collection account. I reviewed the report and found an error. I disputed the collection account because : 1 ) I have never had an account with Wakefield & Associates 2 ) Wakefield & Associates refused to give me information about the XXXX XXXX account.
3 ) I have never had an account with XXXX XXXX and/or ANY of their doctors or staff.
4 ) I have always carried proper medical insurance.
5 ) I have always paid the insurance company my portion of any medical bill.
|
| 04/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Wakefield and Associates debt collection agency out of Colorado has sent me written communication about a medical debt that is apart of an on going lawsuit. After receiving this letter I contacted the agency by email ( which was an option provided ) to advise them I am represented by an attorney and any futher communication should be through my attorney. Since then I've received another letter and more than at least 5 phone calls. Once I received the second letter I again sent another email. I also work for a debt collection agency.
|
| 09/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This company has never contacted me through written correspondence. They have place this account on my credit report regarding a debt that I do not owe. I was never provided any details as to the authenticity of this account because none exist. I believe the creditors are partaking in fraudulent activities as this is an unauthorized account. I have disputed these accounts with XXXX, it came back as verified. This debt is invalid. Every member of my household has had Medicaid for the last 8 years which pays 100 % of ALL medical cost.
|
| 02/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES is now the creditor but originally i was charged from XXXX XXXX XXXX XXXX XXXX XXXX for {$490.00} I was XXXX XXXX XXXX XXXX and went to the doctors office to see if they could do anything. I waited patiently for the doctor, was seen and given XXXX. They then tried to charge me a month later {$500.00} for an " emergency '' service, however i was clearly not put into an emergency room and a mistake was made, i contacted the hospital and they were not helpful, nobody wanted to take responsibility of the mistake.
|
| 11/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I kept getting written notice from Wakefield & Associates, so I finally asked for validating for this debt they claim I owe. They sent me an itemized summary but no signed contract or hippa release. Which doesn't verify this is mines. They also told me in a letter that they will no longer investigate or investigate again after I sent a second letter asking how they got this information. Also XXXX and XXXX and XXXX keep saying it is verified although it proves not to be, I have also sent them the same attachments as included here.
|
| 04/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
I got hurt at XXXX due to poor training I got XXXXXXXX XXXX XXXX to my XXXX they forced me to go to dr I filed workmans comp they then did a fake in house investigation and tried to blame me. But even if it was my fault as it was not they told me to not worry about the debt that the company would be reliable for the cost since they took me to hospital! They lied I received a bill XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX and was lied on I was hurt on the job! Wakefield associates are liars I want off my credit NOW or I will be suing
|
| 12/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
My old apartment complex tried to charge me for {$3000.00} worth of tile carpet and paint when I moved out. I sought legal counsel on the charges and requested proof from the collection agency and apartment complex neither could provide and I was told the case wasnt moving forward due to lack of information and that they quit reporting to my credit in XXXX. I disputed twice with XXXX and it still comes back as accurate. I asked for some kind of documentation from the collection agency and they refuse to provide me with anything.
|
| 07/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD COLLECTION/CHARGEOFF Other {$81.00} Status Date Reported XXXX XXXX, 2017 Payment Status Collection/Chargeoff Account Status Derogatory Amount Past Due Not Reported Account Details Original Lender MEDICAL Account Number XXXX Account Type Not Reported Responsibility Individual Credit Limit Not Reported Highest Balance {$81.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported Lender Info XXXX XXXX XXXX XXXX XXXX TN XXXX ( XXXX ) XXXX
|
| 08/27/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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The company name Wakefield.
XX/XX/2019 I was bill by XXXX XXXX XXXX for XXXX XXXX from one hospital to another hospital. I call them numerous times with no result. When I got XXXX XXXX XXXX XXXX involved. XXXX XXXX XXXX works with me and I was put on a payment plan. The bill was XXXX. XXXX XXXX XXXX agreed and settle for {$400.00}. I paid two payments of {$130.00} and one payment of {$130.00}. All payments was charged to my credit card. I just want them to stop calling me harassing me about something I already paid for.
|
| 07/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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The collecting agent is Fraud, because the Hospital bill have being paid by my insurance.
I was surprise that he re- enter it into my credit account again in XXXX, XXXX after the total amout have being settle by my insurance. I sent the statement to him, without contacting the hospital, and also lairs to credit union been a lender loan. This is an hospital bill, the company have taking law into there hand in other to collect money from me illegally.
I do recommend that this company much check for fraud and investigate.
|
| 09/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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Wakefield and Associates has called me nonstop for over a year, claiming I owe for a medical debt that I have paid off as a minor. In addition, when requested proof of debt I was told they do not need to supply me such documents. After this, I simply hang up. The most recent call was XX/XX/2018 at XXXX XXXX CST. Other calls after requesting not to contact and to only mail me proof of debt include : XX/XX/XXXX XXXX XXXX CST, XX/XX/XXXX XXXX XXXX CST, XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX CST, XX/XX/XXXX XXXX XXXX
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| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
We have received multiple calls from an XXXX number claiming to be Wakefield that just says it is related to debt collection. We do not have unpaid debt with anyone. I think it is a fraudulent call and therefore am not calling them back.
The caller Id shows as ( XXXX ) XXXX, but the message says to call them XXXX, which is Revenue Recovery Corp, XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Text of voicemail : We have an important message from Wakefield and Associates. This is a call from a debt collector. Please call XXXX.
|
| 09/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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Medical debit paid but still effecting credit score ; account showing balance due ( see below ) Account : Account Details Last Reported XX/XX/XXXX Collection Agency WAKEFIELD Original Creditor XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$430.00} High Balance {$370.00} Remarks Placed for collection Creditor Contact Details WAKEFIELD & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX, CO XXXXXXXX ( XXXX ) XXXX DATE AND BALANCED PAID : Date paid : XX/XX/XXXX Amt paid : XXXX
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| 01/22/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
Older American |
|
FOR THE WILL NOT GIVE ME MY FILE AND TELL ME WHAT I PAYING FOR THEY HAVE TOTALLY MESS UP MY HEALTH BY NOT GIVING AND RECORD TO MY DR. TO TELL THEM WHAT HAPPEN TO ME AND I TO THIS DAY HAVE NEVER SEE ANYTHING ON PAPER SHOWING WHAT THE DID BESIDE NOTHING FOR THERE NEG. I 'M TRYING TO GET ON THE XXXX AS IF I WOULD OF KNOWN SOMETHING IT WOULD OF MADE A DIFF IN MY LIFE I 'M NOT PAYING A XXXX UNTIL THEY TELL ME WHAT THEY DID I WAS FROM OUT OF TOWN AND THEY XXXX IT TO ME. AND TELL ME I WAS IN THE XXXX TO WHICH I NEVER WAS.
|
| 11/15/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
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On XXXX XXXX, 2016 I reviewed my credit report and noticed accounts that I do not recall. These accounts claim that I owe Wakefield and Associates. Therefore on XXXX XXXX, 2016 I sent a validation letter requesting specific information regarding the accounts they claim I owe them. On XXXX XXXX, 2016 I received a verification letter from Wakefield and Associates. They did not respond according my validation letter. I am requesting that they provide specific information regarding the accounts they claim I owe them.
|
| 12/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
A collection debt that was placed on my credit report by Wakefield & Associates continues to be reported to all three credit bureaus in error. The debt owed has been paid in full to XXXX XXXX XXXX and XXXX XXXX XXXX has directly contacted Wakefield & Associates advising them to remove this information from my credit file. The fact that this derogatory information has not yet been remove, I am filing this complaint. I respectfully request that this debt be removed from all three credit bureaus ' files. Thank you!
|
| 07/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have called Wakefield and Associates twice regarding this account and they can not find ANY information on it. I have provided my address and the last 4 of my social. They have put me on hold while checking other departments and still are unable to find anything on the debt. I have not lived in the city of the medical facility for several years and do not believe this is my debt.
I noticed the debt when checking my credit report and noticing that my score had dropped by 24 points due to this being reported.
|
| 08/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. This account has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section XXXX : It also states a consumer reporting agency can not furnish a account without my written instructions In accordance with the Fair Debt Collection Practices Act.
Debt collectors are not allowed to communicate with me under the 15 USC 1692C
|
| 11/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/2021, I disputed collections against Wakefield & Associates. One of the two collections by them have been removed from my credit as of XX/XX/2021. Both of which were for {$440.00}. XX/XX/2021, I contacted Wakefield & Associates by phone, requesting to pay the {$470.00} that I am supposed to owe. They stated to me that I still owe both of the collections, a total of {$950.00}. The total that Wakefield & Associates are continuing to request from me are inaccurate, as the disputed information was deleted.
|
| 08/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. This account has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions In accordance with the Fair Debt Collection Practices Act.
Debt collectors are not allowed to communicate with me under the 15 USC 1692C
|
| 09/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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|
I've now submitted 3 letters notifying credit bureau this account is inaccurate and does not belong to me. I filed a complaint with CFPB on XX/XX/21. I received a letter stating the account was verified and also received a response from them on my CFPB portal with a file that had inaccurate information. that employer information on that file is not accurate and disagree with the results.
I don't understand how some the personal information that is on this file was given to an outside collection company.
|
| 10/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
|
A collection company has filed a negative report on my account. No debt is owed that I am aware. Attempts to contact the company were to no avail. I talked to XXXX XXXX with Wakefield & Associates and he could not find the debt I owed. He also refused to let me speak with a supervisor. He branch was located in Colorado. I also spoke with some one at the same company in XXXX TN and they were unable to find the debt that I owed either and would not attempt to help me clear the negative report off my record.
|
| 11/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. An identity thief used my personal information without my permission to open an account and make purchases with. This debt is not mine.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify the business where the account was opened and tell them the debt is the result of identity theft.
|
| 08/10/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Well I've been checking my credit score often. And it just keeps dropping. I've contacted my insurance to see why these bills keep being posted to my credit but they said they're was nothing they could tell me about it, that I would have to contact the companies. So I called them and they basically told me that I had to pay them even if u had insurance at the time because it's been over three months. But I never got a bill and no elone ever told me a time frame that I needed to get this fixed until now.
|
| 08/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
I have a serious problem with anything that has been posted to my credit, pertaining to Newly Opened account from XX/XX/XXXX until XX/XX/XXXX as I was incarcerated in XXXX County Sheriff 's Department. That being said there is more than one company that is showing up for a collection in that time frame. But it is all public record my friend. You can verify for yourself by calling the XXXX County Sheriff Department. And by law if a man/woman is incarcerated then there shall not be a line of credit given.
|
| 11/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
i was not wear of this debit told the collector i dispute this charge, he told me to call the police and file a report, i told him that its not up to me to prove this debit is mine, he told me it was and that even thou i dispute this debit they will still call and me on the debit, he refused to validate the debit and once again repeat his story that this is on me and i have to prove to him that this debit is wrong and not i ask for a cease and desist and kind of laughed it off, this a 3rd part for XXXX
|
| 10/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates is attempting to collect a debt from XXXX & XXXX XXXX. The debt is not valid. I've repeatedly requested a XXXX XXXX XXXX from Wakefield & Associates. They refuse. Additionally, I have already responded to XXXX via letter disputing the alleged debt.
I hired XXXX & XXXX XXXX to collect my trash. They didn't show up 3 weeks in a row, so XXXX investigated & returned my stolen money to me. XXXX & XXXX then rebilled me for the exact same amount I was just found not responsible for.
|
| 07/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/2020 I sent a validation request to Wakefield and Associates certified mail receipt XXXX. To this date I have not received anything pertaining to my request regarding this account, however I continue to get collection calls from the company even though they have yet to validate. I have been called from XXXX as well as XXXX from Wakefield. They both called and made contact with either myself or voicemail. After contacting me/leaving a voicemail, continuing to call the same day is harassment.
|
| 01/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was trying to make apply for credit to make a large purchase and was denied due to a collection from Wakefield & Associates reporting on my credit report. I was unaware of this debt until I applied for credit, was denied, which I then went to pull my credit report and saw a collection that I was unaware of. I never received any communication regarding this debt from Wakefield & Associates nor the original company that owns the debt. I don't even know who the original company is that owns the debt.
|
| 05/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was notified of an account that was in collections. I had no prior knowledge of this debt. The original credit said it was placed in XXXX and is in collections in XXXX? The original creditor is something called XXXX XXXX. I have no knowledge of this company. It is listed on line as a known scam. They falsify owed money and try to scam people into paying it by having it in collections. I do not owe this money. My credit dropped XXXX points. I want it removed and I want XXXX XXXX flagged as a scam.
|
| 05/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates claims to have spoken with me on XX/XX/2019. This is FALSE. They have collections on my credit profiles in the amounts of {$1100.00}, {$1100.00}, {$1600.00}, {$1100.00}, {$660.00}, and {$1300.00}. They claim that I owe these amounts to XXXX XXXX XXXX. I've asked them to provide signatures as proof. They haven't because they can't. I have never been to that medical facility in my life as I've not been to a doctor in a few years. I don't owe anything and this debt is not mine.
|
| 05/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On several occasions, Wakefield and Associates has called multiple times, even on the weekend and tried to collect on two different debts that are 9-10 years old ... well beyond the state of Tennessee statute of limitations. They are most likely trying to get the debt brought back from the dead so they can collect. I have tried to stall them off by telling them that I need to verify that this is even my debt because nothing else has worked to get them to stop calling me repeatedly all week long.
|
| 10/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Creditor says the filed Letter Of Completion months ago. The credit account was fraudulent to begin with according to Colorado State Law. I have attached a copy. Please remove from my credit history/report. XXXX XXXX admitted to filing the collection incorrectly because they did not provide me with an invoice explaining why I did not receive my deposit and why I owed extra money.
I have been told this was filed with the Bureaus a while back but it continues to be reflected on my credit report.
|
| 07/09/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Berlin-Wheeler, Inc-MO is apparently a collection agency. They are reporting a {$50.00} collection from my primary care physician XXXX XXXX XXXX. My doctor requires all co-payments be made at the time of visit as this {$50.00} was paid. I 've returned to my physician many times since then and they have never inquired or requested {$50.00} as stated. The contact information from Berlin-Wheeler is XXXX. XXXX XXXX in XXXX XXXX, MO XXXX. XXXX : XXXX and use account # XXXX. Also use Address ID # XXXX
|
| 03/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Wakefield & Associates have annotated on my Credit Report for a bill owed by XXXX XXXX XXXX of SC ( XXXX XXXX XXXX ). I have no knowledge of the account, made an attempt to contact using the Account number annotated on Credit Report the Representative could not find anything. I am a XXXX Military personnel/XXXX XXXX XXXX Veteran. My Medical is covered by the Military/Veteran Administration. I relocated from South Carolina in 2018. I am requesting this erroneous annotation removed and corrected.
|
| 10/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Confusing or missing disclosures
|
|
Web |
|
|
Wrong Identity* Last year, the summer of 2021, my adult son whos names is identical to mine, was in a motorcycle accident. He was treated at XXXX XXXX in XXXX, Tennessee. His bills became delinquent, and all his delinquent accounts were sent to a collections agency. The collection agency, Wakefield and Associates, reported all of his delinquent bills onto my credit report. I am in the process of buying a home and this is going to cause underwriting to kick out my loan. I need this fixed asap.
|
| 04/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 was contacted by Wakefield and associates about a debt that was supposedly ours. I then sent a debt validation letter on XX/XX/2021 to them which they received XX/XX/2021 to which they never responded. They never stopped collection attempts. They just garnished my husband 's check on said debt they never validated. They also never informed us of any garnishment orders before they just did this. The fact this company thinks they're above a federal law is scary to say the least!
|
| 07/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I did payment XXXX last spring but after that since. They supposed to send to me another bill left is {$110.00} balance. I would like to pay off this XXXX as soon. Also, I need they send to me bill for Wakefield by XXXX XXXX XXXX {$170.00} as soon. I can pay off this {$170.00} because my credit score will go up. When I get this both bill then I can pay off. I will be happy. Also, I am trying to look old collect and I can small payment to complete. Please let me know as soon.
|
| 01/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Wakefield and Associates sent me a bill in the mail. On the bill it stated that one of the accounts was from 2006. Which is over 14 years ago. The statue of limitations is up on that debt. Wakefield Associates never verified or sent any requested information pertaining to the debt. For the debt over 14 years ago they are in direct violation of the FCRA. They are also in violation of the FCRA for not validating that the debt is accurate or that they actually have the right to collect on it.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX At XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$30.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX At XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$30.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX At XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$91.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX At XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$30.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX At XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$30.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 11/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent a debt validation request In XXXX and again in XX/XX/2020 directly to the companies, after I had requested these creditors be removed from XXXX, XXXX and XXXX. The reporting agencies list the debits as verified and when I asked for what info they received to verify these debits being valid they told me that I was not allowed to have this information. I then asked what qualifies a debit to be valid per there agency 's procedure, again told I could not be told that information.
|
| 03/17/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A company I have never heard of, " XXXX XXXX Wakefield and Associates '' reported a collections on my credit report, of an amount of {$690.00}. I did not even know this company existed until I looked at my credit report. I have never received a bill or anything from this company. I have no documents to provide you from this company. I have attempted to dispute this on XXXX XXXX. I believe this is fraudulent! This is taking a negative effect on my credit score and needs to be removed now.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$120.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 01/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
6 accounts from wakefield associates are reporting repeatedly on my credit report unknowingly and fraudulently..I reached out to see if the company can provide proof of this instead more late payments just getting piled up and its destroying my life and future I really need it removed and they won't honor the fair credit act. The burden of proof I 's not on me and they are neglecting that fact without writing my team back on the situation. I CANT EAT A BOWL A SOAP ON CREDIT DUE TO THIS
|
| 03/11/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I paid XXXX medical collections and WAKEFIELD & ASSOCIATES stated I would receive a paid and full receipt upon payment. I have called multiple times and I keep getting the same run around that They have faxed my receipt in which I have not received. I paid with my debit card and have proof of transaction. The phone calls are recorded and should show as proof to our agreement in full. WAKEFIELD & ASSOCIATES have not validated my debt yet they still are reporting these negative accounts.
|
| 09/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES ( creditor : XXXX XXXX XXXX XXXX ) has attached a collection fee/interest rate toward the debt of {$810.00} they state is in my name. The original debt started at {$710.00} and after fees has increased to {$810.00}. Attaching this fee to the debt is ILLEGAL and a direct VIOLATION OF THE FAIR DEBT COLLECTION PRACTICES ACT ( FDCPA ). This debt of {$810.00} MUST BE DISPUTED AND DELETED FROM MY CREDIT REPORT. I will be suing if this debt is not disputed and deleted.
|
| 11/12/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
XXXX keeps calling here for the person who previously had this number. I have told them several times to stop calling ( on the phone and sent emails to the company through their website ), the person they want is not here, and they can research to find her new phone number on the internet and then call her like I did.
They wo n't stop. Can you do anything to help. I 'm sick of this and my next step is to get an attorney to file a cease and desist claim with a lawsuit for harassment.
|
| 12/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
I received treat the local hospital emergency room XX/XX/2017. The visit was included in my bankruptcy which was discharged XX/XX/2018. I informed the agency the hospital was included in the bankruptcy and sent a copy of this discharge and list of creditors XX/XX/2018. They never followed up, but to continued to send collections letters. Requested that they validate the account and was sent list of treatment received instead. Now my account has been sold to Wakefield and Associates.
|
| 02/27/2017 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Wakefield calls constantly. We have said, ok, maybe we owe this money, and asked that they send us a hardcopy in the mail detailing what we owe. We have verified our address, but for three months now they just keep calling. Everytime we answer, they say we owe money, and what card are we going to use. If we owe the money we 'll pay, however they refuse to SEND anything in the mail with a balance due on it. They wont stop calling, and demanding money. It 's becoming very frustrating.
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not mine. It is showing up Wakefield and Associates from a hospital called XXXX XXXX. Please have Wakefield and Associates remove from my XXXX credit report. Someone has been using my social security number and they 're a lot coming up on my XXXX. It is showing negative. Please have them correct this and have the report updated. Amount is for {$41.00}. I am refinancing my home and the mortgage company needs this removed from my credit report. Please update positive and remove.
|
| 03/16/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
In checking my credit report, there is a collections report from an collection agency representing XXXX. It says I owe money to them for services rendered XXXX XXXX, 2016 for the amount of {$470.00}. While I did receive services from XXXX, I also had insurance that was never sent a claim from XXXX, and a XXXX my secondary insurance that never received a claim from XXXX. Now this collections agency is showing up on my credit report. I do n't appreciate it being there. What can I do?
|
| 09/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I went to refinance my mortgage and had everything ready to go and then the bank calls and says they cant approve my loan due to a recent unsatisfactory judgement from wakefield and associates. I had taken out a XXXX loan in XX/XX/XXXX and that judgement didnt show up on my credit plus I have taken out another XXXX in personal loans in XXXX and XX/XX/XXXX and again nothing about this on my credit report. So I contact wakefield and i will attach the email that says the whole story.
|
| 03/31/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
There is a fraudulent collection on my account. I asked them to remove it three times already and the last time I asked was XX/XX/2021. There response was it falls under the fair credit reporting act. I have the original document from the creditor I obtain from a lawyer and it has different address, payment amount, name and phone number then whats on my credit report. I submitted new documents and they used a report from earlier in the month to justify the new document I provided.
|
| 12/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I CALLED WAKEFIELD AND ASSOCIATES AND TOLD THEM THAT MY MEDICAL INSURANCE PAID ALL OF MY BILLS THEY SAID THAT I STILL HAD TO PAY THIER FEES AND I TOLD THEM I CALLED THE HOSPITAL AND ASKED THEM ABOUT THIS BILL THEY TOLD ME THAT IDONT OWE ANYTHING EVERYTHING WAS PAID IN FULL EVEN THE DOCTORS FEE I HAVE XXXX AND XXXX I AM ON XX/XX/XXXXI HAVE HEALTH INSURANCE THEY HAVE CALLED AND TALKED SO HATEFUL TO ME VERY RUDE PEOPLE I DONOT OWE ANYTHING EVERYTHING WAS PAIDED IN FULL ... ... ... ..
|
| 10/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I'm XXXX XXXX, and I need your assistance in contacting this company. I made an effort to contact them to find out who had opened an account in my name and why. I'm disappointed that this serious problem is now affecting my credit score. I don't allow anybody to use my name, birthdate, or any other details since it also violates data privacy. They need to identify the person who opened the account in my name and give them the data rather than me. Kindly help me in resolving this.
|
| 03/26/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Wakefield and associates is listed on my all XXXX of my credit reports twice. I mailed a letter to them to verify the debt and I have not received anything in return. I mailed the letter about two months ago. The credit report says its from the medical center. I did n't go to the medical center during the time frame that listed. I need to see some type of verification to make sure this debt is mine. I have called this collection a few times also but cant get in touch with anyone.
|
| 04/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Today XX/XX/XXXX I received a debt collection letter for a company named XXXX XXXX XXXX XXXX which I have never heard of or accrued debt with. The collection agency named Wakefield & Associates letter stated debt was obtained XXXX, XXXX, XXXX. When I look up the creditor, I can not find any information on what it truly is even. It doesnt seem legitimate as a company, and for sure is nothing I owe. My name wasnt even correct. The link to the website on their page isnt even legit.
|
| 08/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Viewed a copy of my credit report and noticed several accounts that does not belong to me. The accounts need to be deleted from my credit report immediately. This affecting my ability to buy a home. This is an act of fraud and I am a victim of fraud. This is a notice of dispute pursuant to the Fair Credit reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The Following Account listed below : XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX # XXXX, WAKEFIELD AND ASSOCIATES # XXXX.
|
| 02/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield Associates is falsely reporting 2 collections accounts on my XXXX, XXXX, and XXXX credit reports. I have recently just disputed these accounts and asked for verification of these said debts. Neither of the 2 said accounts have an ACCOUNT NUMBER to the said account. 1st dated XX/XX/2018 ( {$1800.00} ) The 2nd acoount XX/XX/2018 ( {$1900.00} ). No account numbers nor any verification of these debts have been satisfied by me. I have no contract with Wakefield Associates.
|
| 12/01/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company bought this debt from the now defunct XXXX XXXX XXXX which attempted to charge me {$44000.00} for air lift for my so whom was severely injured in a rural area of Georgia in 2014. I believed that XXXX XXXX XXXX XXXX covered this expense and XXXX XXXX XXXX stopped contacting me. Meanwhile, unknown to me, Wakefield Associates, continued to report me to collections and charge me interest.My son was covered under my medical policy at the time. This has ruined my credit.
|
| 04/22/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
These accounts have been transferred or sold. According to my findings, I am no longer responsible for this alleged debt, there is also no written communication, contract, or signature. They have violated my consumer rights under the federal law FCRA & FDCPA.
As stated in the HIPAA law section 1681b ( g ) ( 4 ) you are not allowed to disclose any of my medical information this is clearly a violation to my privacy. I would like this be taken out of my credit report immediately.
|
| 04/11/2021 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
My HIPPA rights have been violated. Wakefield and Associates sent me a validation of debt which included procedures and medications received without any HIPPA release form. I have not signed any HIPPA release form with Wakefield and Associates. In addition the personal medical information was seen by an unauthorized 3rd party who was unaware of any of the procedures that were performed. I have a copy of the statement sent and Wakefield and Associates should have a copy as well.
|
| 04/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This company has reported a collection account on my credit report and refuse to remove it. I know nothing about the company or the account they are talking about. Ive never heard of them before and do not owe them anything. I never received and services or had any account with them. I have called to fix this with them directly and they stated its a medical bill, this is a violation of HIPPA regulations. It also may be mistaken identity I am a JR. my father has the same name.
|
| 11/13/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Wakefield & Associates XXXX, CO XXXX, is stating I owe Overdraft Fees from a XXXX Checking Account from XXXX, nearly 12 years ago. The Statue of Limitations in Colorado is 6 years. U.S. Bank lost a {$XXXX} XXXX Lawsuit in XXXX over Overdraft Fees, I have never been given a chance to dispute this, they claim they served me on XX/XX/XXXX, this is not the case I was never served and have now on XX/XX/XXXX gone to XXXX Colorado Court and filed a judgement lowering my credit score
|
| 07/01/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
In 2014, several charges of {$390.00} was charged to my person. It was sent to Wakefield & Associates for collections and has impacted my credit score. I have called and told them the claims are fraudulent and that I have no intention to comply and would like the issue resolved and was told that my only way to resolve the issue was to write a letter to the compliance department. I am today writing a letter to the corporate office in hopes of them resolving the issue for me.
|
| 09/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
My complaint is against XXXX And XXXX.
They bought these debts from XXXX XXXX.
Which XXXX bought from XXXX.
I WON the Litigation AGAINST XXXX in XXXX XXXX, CaliforniaWith many others!!! Shame on XXXX XXXX XXXX for such " stupid '' purchase!
NOT A REPUTABLE or RESPONSABLE OUTFIT!!, when purchasing bogus debts and outRight destroying somebodies Credit Report without even properly investigating the facts and proof FIRST!!!!! Their lid emcee should be stricken from them!!!!
|
| 12/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
debt to XXXX XXXX XXXX XXXX was denied by XXXX XXXX IN XXXX. account was turned over to collections illegally. XXXX called and talked to them and was told they would remove the collections from my credit account. They have still not removed the collections and won't take my calls. they are ignoring me and this is hurting my credit which I need to use to renew my mortgage. I believe they will just leave this on my credit account indefinitely in retalliation for non payment.
|
| 10/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX {$160.00} posted on XX/XX/XXXX CREDIT REPORTING FOR OVER 7 YEARS GOES AGAINST FAIR CREDIT REPORTING ACT ALSO A FRAUDULENT ACCOUNT XXXX {$1500.00} posted on XX/XX/XXXX CREDIT REPORTING FOR OVER 7 YEARS GOES AGAINST FAIR CREDIT REPORTING ACT ALSO A FRAUDULENT ACCOUNT WAKEFIELD {$780.00} posted on XX/XX/XXXX CREDIT REPORTING FOR OVER 7 YEARS GOES AGAINST FAIR CREDIT REPORTING ACT ALSO A FRAUDULENT ACCOUNT Account Number XXXX Account Number XXXX Account Number XXXX
|
| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I went to emergency room out of town in XXXX XXXX XXXX XX/XX/2021 to XXXXXXXX XXXX my insurance XXXX XXXX XXXX XXXX will pay the claim and have blue cross contacted them re this. But they turned my account over for collections to Wakefield and associates of tn and they are reporting on my credit report that I owe XXXX dollars so Wakefield and associates don't care I don't owe XXXX when they file the claim it may be like XXXX please have this removed from my credit report
|
| 10/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reviewed my credit report and I have a debt collection from XXXX XXXX XXXX XXXX that's was opened in XX/XX/2019 I was not a where of this account is reporting false information. It states it's an open debt collection account and reporting an open balance of {$1400.00} which is inaccurate. I have tried getting in contact with this creditor but had no luck. Delete any negative remarks in my credit report. And send me a updated credit report with reflecting these changes.
|
| 02/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
To whom it may concern I am filling a complaint against XXXX XXXX XXXX. Before the harassment began they never read me my mini Miranda right provided by the fair trade act nor told me I could dispute the collection account. After nearly two years of harassing phone calls and mail they finally stopped contacting me but now Im calling them to try to validate and settle and no answer nor contact back. Its almost as if they have disappeared and its still on my credit report.
|
| 10/15/2015 |
Yes |
|
|
|
Web |
|
|
Wakefield & Associates is collecting a debt that is not valid on my report. I have disputed them through all XXXX credit reporting agencies, XXXX did not verify the debt as valid. XXXX said the company verified the debt. When the company was contacted, they were very abrasive and rude. XXXX is lazy in their verification process. XXXX reported that they did a XXXX part inquiry to verify. The company could not verify the information, yet somehow XXXX insists that they did.
|
| 10/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have disputed two items showing as collections needing immediate attention eight times. I have my bank statement proving I paid the collection in full and the dispute has been denied all eight times. Ive never once been able to provide the proof I have. I was advised to pay off the account in order to raise my credit enough to get approved to buy my house. They sent a letter stating the account was resolved and that is how I was able to purchase my home in XX/XX/2020.
|
| 07/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield has placed a collection on my credit profiles claiming that I owe {$1100.00} to XXXX XXXX XXXX. Ive never been to that medical facilithy. I have reached out to Wakefield 3 times between XX/XX/XXXXand XX/XX/XXXX ( I have certified USPS proof of delivery to them in which Im sending via the CFPB portal ) and they have yet to respond. They are unable to verify this because the debt does not belong to me. They are clearly not even attempting to resolve this issue.
|
| 10/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I XXXX XXXX XXXX MADE A CALL TO THIS COLLECTION AGENCY REGARDING A DEBT OWED IN THE AMOUNT OF XXXX IHAD SPOKEN WITH A GENTELMENT WHO WAS EXTREAMLY RUDE I EXPLAINED TO HIM THAT THE ADRESS ON THE LETTER WAS WRITENT IN TWO DIFFERENT WAYS..
THE REPRESEBTATIVE SAID I DONT CARE, .. HE KEPT STATING ARE YOU GOING TO PAY THIS DEBT YES OR NO I SAID IS THAT HOWXYOU TREAT THE PATIENT THAT OWES THE DEBT, I ASKED FOR VALIDATION OF THE DEBT AND FOR A MANAGER .. HE HUNGED UP ON ME
|
| 06/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
I have seven or 8 open accounts on my credit report from past medical bills. I'm fully XXXX XXXX on fixed income and I'm unable to pay the bills and need them removed from my credit report so it can stop effecting my score. Can you please help me. I received the accounts back in XX/XX/2018 when I was in an accident causing my XXXX XXXX and was medicaly uninsured at that time of my accident. And since then have been XXXX in a XXXX and on fixed income unable to work
|
| 03/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX is still reporting information about from Wakefield & Associates on my credit report that they havent properly disputed. I sent letters to both XXXX and Wakefield & Associates by certified mail ask them to send the sign inked document with my signature in order to validate the debt. XXXX has deemed the Account to be accurate by FCRA rules but hasnt sent me a copy of the signed ink document for verification. I ask that they send the proper documents immediately
|
| 06/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Checked my credit report and found Wakefield and associates had reported a negative account on my credit without contacting me this is the first time Ive heard from this company. Called them Tuesday to inquire about this and all they said is I owe XXXX for a emergency room visit I told them I thought my insurance paid the debt and they told it was on me to do the leg work about this debt also I thought it was improper use of my credit to post this without my consent
|
| 05/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
In XX/XX/XXXX I received a call about a bill I owed for a stay in a care facility over a year prior. I referred the caller to my attorney handling the case. They never contacted them. In XX/XX/XXXX they placed approximately XXXX collection items on my credit report. I was able to get some deleted. XXXX still remains. On XX/XX/XXXX, they began to call again. They refuse to validate the debt. According to the original provider indicated I never had a balance with them
|
| 06/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I was informed that i had a collection account on my credit reports that i don't believe is mine. I disputed it and the credit bureau says it's valid. So i contacted XXXX for a validation of debt and no response, i sent 2 emails and no response. My lawyer sent a letter and called, no response. XXXX XXXX XXXX sent a demand letter for debt validation awaiting to see if they receive. the emails I sent are attached XXXX XXXX XXXX ( medical coll ) # XXXX {$520.00} XXXX
|
| 05/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I started working on my credit report snd noticed two collection accounts from Wakefield and associates the credit report said XXXX XXXX IS THE origin but I am unaware of such said company I notice Wakefield keep increasing the balances on those accounts which is mind blowing to me. Wakefield is violating my HIPPA RIGHT if these are medical bills. If wake field do not cease and desist all actions immediately I will seek counsel to bring legal action against them.
|
| 02/11/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was a victim of identity theft and noticed a collection from WAKEFIELD & ASSOCIATES I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against WAKEFIELD & ASSOCIATES in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 04/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a notice of account listed for collection on XX/XX/XXXX. I responded with a letter disputing the validity of the debt ( of which I have a copy ) on XX/XX/XXXX. I never received a response from the company, any additional contact or any proof of debt, but yesterday they filed a derogatory report on my credit report. Their failure to provide proof of debt, despite my formal request and then taking adverse actions against me is a violation of the FDPCA.
|
| 08/04/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
The California XXXX XXXX has demanded payments since XX/XX/XXXX, of which, any obligations have been barred by the maximum application California Statute of Limitations of four years on a contract debt. Up until last year, XX/XX/XXXX, it sought payment, with alleged interests of 10 % on an old account, in the amount of {$4900.00}. There has been no filing of a lawsuit to which I have been served, nor can I find a record of any judgment against me in this claim.
|
| 12/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX {$44.00} - Original Debtor XXXX XXXX XXXX XXXX. This debt has been paid. Account Number XXXX No Account Number listed. PLEASE REMOVE XXXX XXXX {$230.00} - XXXX XXXX XXXX XXXX XXXX. PLEASE REMOVE XXXX XXXX - {$830.00} XXXX XXXX XXXX XXXX, KY XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX - PLEASE REMOVE XXXX and XXXX - Original Debtor - XXXX XXXX XXXX {$170.00}. PLEASE REMOVE PAID.
NONE OF THESE ACCOUNTS HAVE ACCOUNT NUMBERS AND THEY HAVE BEEN PAID
|
| 02/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have this company or collections agency damaging my image, prohibited my me and family from buying or renting property, my life is in danger because it's putting a strain and stress on my life .Credit is all I have.I tried to contact Wakefield & Associates 1.XXXX XXXX XXXX 2.XXXX XXXX XXXX 3.These 3 collections companies have damage my credit and personal. life I would like those Items Deleted from my credit report Immediately. From All 3 Credit bureaus.
|
| 05/25/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2021 I mailed letters to XXXX XXXX, and XXXX Also, the collection companies Wakefield & Associates, XXXX, and XXXX XXXX XXXX for the violations of the HIPPA Law and Privacy Act. I requested validation and a written consent to release any medical information. Also, any written consent to even put these accounts on my consumer reports. I have not received any response from any of the Collection Companies on the accounts and its been over 30 plus days.
|
| 07/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
On XX/XX/2020 I contacted Wakefield and Associates about a debt collection letter I received. In the letting it states my balances accrues 7 % interest. I informed them that the original creditor did not have interest included into their bill and they told me that it did not matter. It is my understanding that they are not allowed to tack on interest unless it was written into the original contract, meaning they would be taking part in illegal practices.
|
| 08/02/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I got an alert from the credit bureaus saying that a new collection account was added to my reports. I have never received any notification of an attempt to collect a debt from any creditor. I 'm very displeased at this companys lack of attempt to notify me of any alleged debt and instead just placing it on my credit reports. I ask that this company remove this alleged debt that has not been shown to be mine and for their improper collection practices
|
| 12/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Ongoing since 2016 numerous collection agencies due to the hospital not providing the proper billing information to the physicians. I am a service connected veteran And have medicaire thru my social security XXXX my medical bills should be billed to the XXXX Va XXXX and then to XXXX and they will all be paid, however instead of doing that they send it to collection agencies who are rude and harass me and leave fraudulent charges on my credit report.
|
| 12/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have never received notice of debt from them and they collected {$2200.00} from my paycheck, never got noticed of what the debt was paid for and now they are trying to collect for another {$550.00}, I have check my credit file and I only show I owe them {$550.00} which means I have paid well over the amount due. I believe they have collected for a debt that was out side the states statue of limitations and is now trying to collected on a new debt.
|
| 06/30/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I pulled my credit report and noticed an unknown medical account on my credit report. I disputed this account with the credit bureau and was told that this has been verified. So I also disputed with the collections agency as well sending them a letter certified with a tracking number and do n't recall signing a contract with this company nor did I remember receiving a duns letter allowing me a chance to dispute this allowing me a chance to dispute.
|
| 05/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Today I noticed a Collection that did not belong to me on my Credit Report from a Company called " Wakefield '' and " Associates ''!!! A third party collection agency! I told them that this account did not belong to me? And I told them that my Identity had been stolen and is being looked into? The number to this company is XXXX! This company keeps harassing me daily! And I would like something done as soon as possible please? Thank you very much!
|
| 04/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
From phone # XXXX Supposedly Wakefield & Associates Unknown debt This phone number continues to harass my phone number even though I have the number blocked. I have not received written notification of this debt/collection to date.
XX/XX/XXXX- 13 calls XX/XX/XXXX- 4 calls in less than an hour XX/XX/XXXX, my phone received 12 calls I have blocked the phone number due to the amount of spam/scam reports. My phone keeps a log of the blocked calls.
|
| 03/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
So I have multiple debts I can not pay no matter the payment plan and I get a call multiple calls almost every day between XXXX and XXXX everytime I block their numbers they just use a new number and I can't get sleep because of it they wake me up every hour to every half an hour.
I don't refuse to pay the debt but I just can't pay it I can barely even pay for cigarettes.
I know this doesnt seem like much but I can't function because of them.
|
| 03/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company named WAKEFIELD & ASSOCIATES showed on my XXXX credit report on XX/XX/22. They claim that XXXX XXXX XXXX XXXX was the original creditor when I have not heard of them either. The balance they claim I owe is {$1200.00}.
I have never heard of XXXX XXXX XXXX XXXX nor have done business with them. Aside from this complaint, I have also reported this activity to experian.
After some research I learned that both companies are the same.
|
| 07/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Wakefield & Associates had a judgment against me. I filed Chapter XXXX Bankruptcy and was Discharged and they have failed to notify the court that I was discharged and the judgment is still showing up on my credit report. When I spoke with this company they told me it was not there job to tell the court. They also stated that I still owe the debt and can make a payment to them. No I am not making no payment this why I had to file chapter XXXX.
|
| 06/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have been disputing this alleged account on all 3 credit bureaus for months now. I have sent certified letters directly to the collector and asked them to provide proof. They sent me forms that were NOT filled out by me or signed by me. They also have changed the alleged amount owed by {$5000.00}. In XXXX on my credit it showed a balance of {$21000.00} and now since disputed shows {$26000.00}. This is a violation of the FDCPA 15 USC 1692 F1.
|
| 03/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company named WAKEFIELD & ASSOCIATES showed on my XXXX credit report on XX/XX/22. They claim that XXXX XXXX XXXX XXXX was the original creditor when I have not heard of them either. The balance they claim I owe is {$1200.00}.
I have never heard of XXXX XXXX XXXX XXXX nor have done business with them. Aside from this complaint, I have also reported this activity to experian.
After some research I learned that both companies are the same.
|
| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I feel like I'm being taken advantage of being ignored of my disputes. XXXX makes it abundantly clear that failure to review a credit report item within 30 days will result in its immediate removal. These entries should be deleted immediately as they are older than 60 days. I require that these accounts be erased immediately ; otherwise, I will sue you for the stress you have given me.
WAKEFIELD ( Original Creditor : XXXX XXXX XXXX XXXX )
|
| 12/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit reporting act XXXX account # XXXX, XXXX, XXXX, XXXX has violated my rights 15 USC 1681 Section 602 States I have the right to privacy 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat ~ payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 05/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair trade credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States that I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 02/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received letter for a debt that is not mine and I do not know anything about. Was told could dispute electronically at resources.wakeassoc.com and signed up to do that only to see that there is no way to dispute electronically as they stated in their letter. They lied.
The burden of proof is on them, they should show detail about what is owed as I am unaware of any debt other than the bill I pay monthly for a debt to the medical facility.
|
| 09/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have tried with several disputes about the balance that is incorrect. They are constantly changing the amount due on this account. I have two different amounts they state that I owe. My balance states {$540.00} but the amount owed is {$550.00}.
The collection agency is Wakefield but there is no account number or address listed in the credit report to contact and I have no correspondence from them. The original creditor is XXXX XXXX XXXX
|
| 06/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Looking over my credit report and noticed there was an account that does not belong to me and that I did not authorize. This is an act of fraud and I am a victim of fraud. This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The following account is listed below : WAKEFIELD AND ASSOCIATES # XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX/XXXX # XXXX, XXXX XXXX XXXX XXXX # XXXX XXXX
|
| 01/01/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
When I pulled my consumer report, I seen that Wakefield & Associates reported numerous items in the total amount of {$58000.00}. As a federally protected consumer, I am aware of the rights that the organization has violated. I have never had a contract agreement with this organization and I challenge XXXX XXXX XXXX to provide such agreement under penalty of perjury. Failure to provide such agreement is a violation of my rights a consumer.
|
| 11/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have tried to fix this with Wakefield several times. I need to take them to court, because Section 808 ( 1 ) of the FDCPA says they can not collect interest on a debt that never had interest in it. They can only attempt it to collect interest fees on credit card debt/loans/ect because those have interest fees in the contract. They claim to have 3 medical bills in my name and they have been adding interest fees to each of them ILLEGALLY.
|
| 05/04/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield & Associates aka : XXXX XXXX - original creditor XXXX {$610.00} XXXX XXXX XXXX XXXX # XXXX XXXX, CO XXXX XXXX www.wakeassoc.com I have repeatedly contacted both original creditor and Wakefield & Associates on this is a fraud matter. I was removed and now is showing back up on all 3 of my credit bureau reports. I have filed complaints with your cfpb organization back in XXXX and FTC Identity Theft and local law enforcements.
|
| 02/18/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX has a debt system that is not tied to patients social security number. I have a debt payment agreement with them making payments on my balances for XXXX different hospital visits. At their direction I was paying on oldest ones first. Since the accounts are not linked to my social they determined that I was not making payments and sent them to collections. They have damaged me even though I was making good faith payments.
|
| 04/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I contacted wakefield and associates multiple times and emailed documents twice about removing this {$1300.00} debt that is now {$1400.00} on my credit by XXXX XXXX XXXX XXXX. I was promised it would be removed and till this day its still on there. This bill was paid on XX/XX/2019 by XXXX XXXX XXXX at time of discharge. This was never owed. The hospital sent me docs to prove. I submitted complaint to XXXX and wakefield did not reply.
|
| 06/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This company called Wakefield keeps putting this account back on my Credit Report once it's removed! I keep telling them that this account does not belong to me! This is a 3rd party collection agency! Who has 2 accounts from Wakefield {$730.00} and {$480.00} from XX/XX/2018!!! I also told them that am a victim of Identity theft! Can someone please look into this and get this removed off my Credit report as soon as possible? Thank you.
|
| 12/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Claim : Defamation of Character Wakefield and Associates have injured me by placing a collection account on my consumer reports without giving written proof that I owe them a debt which is a violation of 15 U.S. Code 1692e.
No contract provided with my wet signature No forward flow agreement provided No aggregate value provided No invoice was provided for the sale of the alleged debt No proof that they bought any debt This is fraud
|
| 12/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX XXXX Provided a service in that was not properly ran through my insurance. The then remaining balancing was not requested at the service address. By the time i was informed of the balance by WAKEFIELD & ASSOCIATES it was to late to request that my insurance run a past due balance. i have attached my proof of coverage and current Social security wages statement.
My credit report shows the date opened as XX/XX/2019 2019
|
| 09/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The amount of XXXX was paid. That amount was transferred to another collection agency. Wakefield said I still owed them. the agency that got the debt was XXXX XXXX XXXX. I paid XXXX XXXX for the outstanding debt. XXXX XXXX XXXX said they were not supposed to take the payment from me. I will pay XXXX for any debt owed to them directly. I want Wakefield to take that amount of XXXX off my credit. I did not owe Wakefield and it was paid.
|
| 12/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The physicians that they claim I saw do not exist as a group. I called the phone number and wound up on the phone with XXXX XXXX who stated it was the janitors room and they receive the same call every day, several times a day. I believe they are fraudulent and the debt they are stating I owe, if it is real, should have been processed through XXXX. I believe they cant process it through XXXX because the original debt does not exist.
|
| 10/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield & Associates is reporting 3 collection accounts that I'm not liable for. The original creditor states that the contract was cancelled. I sent a formal dispute along with my identity theft report to them and the credit bureaus but they still have not updated my report accordingly. I have done everything to show documentation of the facts which is that these collections are inaccurately being reported by this collection firm.
|
| 09/10/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This collection company which I have " NO Contract '' with is in violation of the FCRA. They have no legal right to collect the debt per the contract with the original company. Reporting of the debt is a violation of the FCRA.
Pursuant to 18USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15USC 1681b 2. Company also has NO permission to report ANYTHING using my info pursuant to 15USC 1681 4.
|
| 08/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 10/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I've spoke with Wakefield and Associates four times to have three medical bills removed from my credit report. They were made in error by XXXX XXXX. XXXX requesated them to be cleared from my credit report and Wakefield has refused to provide me with any information to show they have complied. The last time I spoke with an agent with Wakefield she placed me on a ten minute hold then told me " We have a process and hung up on me. ''
|
| 07/07/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX I mailed Wakefield and Associates debt validation letter for a debt that does not belong to me but they continue to report this fraudulent debt to the credit bureau. Wakefield has failed to respond in the 30 day debt validation time frame and there for by law should stop collection and must remove this debt for failure to validate. I have no contract with my signature agreeing to pay this company any amounts of monies.
|
| 01/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a debt for going to the emergency department after a fall down some bleachers. They add the account to my credit report not once but twice and I reported it once or twice and the debt isnt being resolved. They have been adding XXXX x2 for the same collection twice. The first time they added the debt it was correct but they added interest fees and reported it to my credit a second time. They are hurting my credit every month.
|
| 04/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I initially filed a complaint with this company. I asked for information verifying the debt. I received information such as a bill and invoice information. However, I do not recall this debt in question. Now, I am asking for validation of this debt. I need a document that shows my signature stating that I owe and will pay this debt to this company. I do not recall this debt. I have attached a letter stating the information needed.
|
| 11/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I reviewed my credit reports from XXXX, XXXX and XXXX and i noticed that they are reporting a negative collection on my credit reports by XXXX XXXX XXXX account XXXX for amount {$1000.00}, upon further research i found that this company is not even licensed to collect in my state, but yet they are attempting to collect and furthermore doing more harm to me by placing this information on my credit reports which has caused me harm.
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed a debt on my credit report back in XXXX for services back in XX/XX/2021 from a debt collection agency Wakefield in Associates I sent them a validation letter one XX/XX/2021 and they sent me a blank letter back I called them and they can not give me any information about this debt but a balance owed I have tried to dispute this three times with the credit bureau agencies or three and have gotten nowhere with this company
|
| 07/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was going over my credit report and I noticed Wakefield Associates are on my credit report several times with the same account numbers, same dates and for the same amounts varying between multiple accounts. Some are listed up to 7 times and there is no way possible I have visited a hospital 33 times on the same day. The accounts need to be removed from my credit report. This issue is reporting to all three bureaus incorrectly.
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is a fraudulent debt I have no knowledge of. This has been effecting me for to long and I know nothing about it nor did I know I could dispute it. This needs to be removed or take me to court so I can prove it is not me. Someone has either use my name and social security number or whoever says I owe them is fraudulently trying to get money from me. Court is a good place to prove it one way or the other that it is not mine.
|
| 06/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
To whom it may concern ; On XX/XX/2022 WAKEFIELD & ASSOCIATES, and XXXX XXXX XXXX XXXX XXXX XXXX furnished my information knowingly it was fraudulent information. Furnishing knowing fraudulently information such as late payments, is a violation of 15 USC 6821 ( a ) ( 2 ). 15 USC 6823 ( a ) says that whoever knowingly and intentionally violates section 6821 shall be fined under title 18 or imprisoned for up to 5 years, or both.
|
| 02/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
A WAKEFIELD & ASSOCIATES Account XXXX The company that reported the information has certified to XXXX that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details.
That outstanding bill is not authorized by me. I am highly upset that this affects my credit score. I have never been affiliated with this company and I am a victim of fraud.
|
| 03/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
Complaint against : Wakefield & Associates Wakefield & Associates XXXX XXXX XXXX XXXX XXXX, TN XXXX Stated Amount Owed : {$2100.00} I have sent certified mail requesting proof of documentation on these dates to this company. XX/XX/22 and XX/XX/22.
I have yet to receive proper documentation or an explanation of these charges.
This has been affecting my credit profile for too long. It needs to be removed as soon as possible.
|
| 03/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Ive contacted Wakefield and Associates 3 times about the {$1000.00} debit added to my account. I told the supervisor several times that I have medical insurance and thats who they were supposed to charge. I even reached out to XXXX XXXX twice and explained the same thing to them. This collection was never supposed to be on my credit report when I have proof that I had medical insurance around the time I went to the hospital.
|
| 04/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/XXXX I mailed a certified letter, return receipt requested to Wakefield and Associates disputing my debts and informed them in the letter to only contact me by mail. On XX/XX/XXXX a XXXX XXXX signed for the letter at Wakefield and Associates. XX/XX/XXXX XXXX from Wakefield and Associates called me and left a voicemail message stating who he was and this was an attempt to collect a debt and to return his phone call.
|
| 10/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 I received a letter from XXXX XXXX XXXXXXXX XXXX XXXX about a collection that they claim I owe them .. To the best of my knowledge I am unaware of this debt and I asked in my letter that I mailed to them certified XX/XX/2021 and i asked repeatedly in my letter for a request for validation and instead of honoring my request this company reported this unknown and unverified debt to the credit bureaus ( XXXX ).
|
| 05/15/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
The accounts were closed and they reopened them to harass me and stalk me. To stop me from getting a mortgage. The dollar amounts are XXXX and XXXX. I have disputed all of these creditors through all three credit bureaus. I am trying to pay XXXX XXXX XXXX to do the very same think I have done because they have refused all my requests to close out my accounts and do not open any more accounts using my personal information.
|
| 05/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notification on my credit report that a debt collector reported me for non payment of a medical account. Upon further investigation I discovered that an former partner of mine falsely signed my name and used my information as his primary guarantor during a hospital visit for himself. I had no prior knowledge of this expense, I did not agree to pay this debt, nor had I had any knowledge of this hospital stay.
|
| 04/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt was billed to wrong insurance thats no longer open. Therefore didnt get paid and sent to collections. I called collections and told them that and that the debt is {$0.00} at the business office. The representative stated would not contact business office and that I was past the date of something? which I didnt understand. She stated they would not contact business office to verify the bill is now {$0.00} balance
|
| 07/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This medical bill was sent to collections ( Wakefield ) on XX/XX/2019. I contacted the company after I received a letter in the mail and told them I would start a payment plan after my wife and I got situated after our move. They continued to call me several times a day, at very early hours ( before XXXX XXXX ) despite my communication and efforts to evade the unnecessary contact. This a violation of debt collector laws.
|
| 11/05/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently checked my credit report and noticed that Wakefield & Associates have placed SEVERAL collections on my credit profiles in the amounts of {$1100.00}, {$1100.00}, {$1600.00}, {$1100.00}, {$660.00}, and {$1300.00}. They claim that I owe these amounts to XXXX XXXX XXXX. I have never been to that medical facility in my life as I've not been to a doctor in a few years. I don't owe anything and this debt is not mine.
|
| 06/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I noticed and the beginning of the year of some unusual activity on my credit report my email was on the dark web and this company keep showing up first as XXXX got it deleted then it shows up as Wafefield & Associate and got it deleted so I put a freeze on my credit and put a fraud alert as well but for some reason this company keeps coming back on my report and I keep loosing all these points please help and advise
|
| 07/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Wakefield and associates is a debt collection that agency that receives Medical debt out of XXXX, CO. When you call to make a payment they offer to charge your bank account for free or to charge your credit card for {$5.00}. With this being a medical debt it should be made as easy as possible to pay and charging XXXX dollars extra every time is outrageous. It 's gouging consumers who may already be having a hard time.
|
| 11/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Upon checking my consumer report, I see that Wakefield Associates is reporting a medical bill which is a violation of my consumer rights. ( 15 USC CODE 6803 ) and HIPPA violation!!
Medical debt on a consumer report is illegal, and due to this it is causing me stress when getting denied for credit I apply for.
I demand these accounts be deleted, and a mailed check for {$1000.00} be mailed to a address I can provide.
|
| 12/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Wakefield and Associates- a debt collection agency - contacted me by TEXT MESSAGE. telling me no information about what the debt was. I never received a phone call, or an email, or a paper statement in the mail. Nothing. I have no idea what this debt is. I thought the text they sent was just a scam. Until this debt showed up on my credit report at XXXX XXXX. These are shady business tactics. Very poor communication.
|
| 06/15/2020 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Wakefield and associates is reporting a debt in VIOLATION OF HIPPA LAW. I did not authorize Wakefield and associates to disclose my medical debt to the credit companies, I have not receive anything from Wakefield because I do not have any contractual agreement with Wakefield. They need to remove such debt from all major credit reporting companies ASAP. I will file a case against them for the violation of hippa law.
|
| 09/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A.R.S. 12-548 ( A ) ( 1 ) specifies a contract in writing that is executed in Arizona State.
Section 609 ( e ) ( 1 ) of Public Law 91-508, Fair Credit Reporting Act, strictly prohibits reporting information for which there is no copy of application or substantiating signed document.
As it stands, Wakefield & Associates are currently in violation of Section 621 ( a ) ( 2 ) ( A ) of the Fair Credit Reporting Act.
|
| 12/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My daughter was transported from one hospital to the other by a helicopter.l provided by XXXX XXXX XXXX. The amont billed was fully paid by my insurance company. All of a sudden, they started sendind me and also harrasing me with phone calls thst they needed more money. I notified my insurance and was told that the account was fully psid and thst i owe them no money at all. Payment was made XX/XX/15 by XXXX XXXX.
|
| 07/22/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I had XXXX and should have been covered. It was due to the hospitals mistake of marking me male, I contacted them as soon as I found the mistake but they said I would have to verify who I was with the XXXX provider. After talking with my XXXX provider, they assured me that there wouldnt be an issue. The hosital continued to say I owed them money and sent it to collections. I was and still am covered by XXXX.
|
| 08/05/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX XXXX has reported incorrect information, and these collections should have been taken care of already. I had insurance at the time and they never billed insurance. They were to remove the XXXX items three months ago, and they still appear on my credit reported, hurting my credit as they are in collections with Wakefield collections/XXXX XXXX XXXX center. Please help me to get these removed.
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Acct : XXXXXXXX XXXX XXXX XXXX XXXX Billed for service not rendered XXXX XXXX XXXX. Original bill show service fee XXXX XXXX XXXX. Disputed claim as false attestation of service rendered claiming fee for service by XXXX XXXX XXXX.
3rd bill came out and was changed to another party being a XXXX XXXX and XXXX XXXX billed me the same rate for XXXX XXXX.
Therefore I am filing a dispute for false claims.
|
| 11/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account Wakefield and Associates with XXXX and XXXX earlier this year and they still fail to verify this account. The account is reporting inaccurately on my consumer report which is unacceptable. Since they have continuosuly ignored my request, this account should be deleted.
Original Creditor : XXXX XXXX XXXX Third party collector : Wakefield and Associates Amount : {$1900.00}
|
| 02/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
Servicemember |
|
Wakefields and Associates, XXXX XXXX WERE REMOVED FROM THE CREDIT FILE. On the reinvestigation XXXX XXXX and Wakefield and Associates, and XXXX XXXX XXXX are all Harassing me and my spouse got us put out by the Sherriff Stolen Property, since creditor came, {$36000.00} XXXX truck, Scooter and Damages to door windows, stolen property, on adding it all. {$200000.00} and they were deleted ever XX/XX/XXXX
|
| 02/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I check my credit report and there is an account from Wakefield & Associates reporting as a collection account. The account number is XXXX for {$1300.00}. This does not belong to me. I have been a victim of identity theft. This company has not contacted me or sent me any kind of communications so that I could inform them that the account does not belong to me. They just posted it on my credit report.
|
| 09/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I wrote a letter on XX/XX/XXXX to the company to verify/valid debt but they have not written back to me.
Per FCRA, the law states that they have 30 days to verify, if they are unable to verify the debt that is mine showing my signature, id anything that validates that it is my debt, they must delete it or I have the right to contact my state general attorney and file a complaint to the FTC & XXXX.
|
| 05/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I received a copy of my most recent credit report. Upon review, I found an account that is not mine and is being incorrectly reported on my credit report. The account is with WAKEFIELD AND ASSOCIATES with a balance of {$830.00} and an original creditor of XXXX XXXX EMERGENCY. This account is not mine. It may belong to my father who has the same name. Since we are estranged I have no way of knowing.
|
| 01/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
wakefield and associates are garnishing my wages and the debt is not mine. I explained several times, called them, and they still continued to collect after I explained that it was my ex-wifes debt we were divorced for over 5 years and they still pursued me. XX/XX/XXXX trying to collect XXXX dollars. I gave them my divorce decree and they still pursued and are garnishing my wages as of XX/XX/XXXX
|
| 05/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
A medical bill was sent to collections while I was actively still making payments on the account. In fact, after The account was paid in total it was learned that I overplayed in which I was issued a refund for the amount over payed. Ive reached out to the company multiple times informing that I was somehow sent to collections in error and they are unable to help or provided further information.
|
| 05/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I received a copy of my most recent credit report. Upon review, I found an account that is not mine and is being incorrectly reported on my credit report. The account is with WAKEFIELD AND ASSOCIATES with a balance of {$1200.00} and an original creditor of XXXX XXXX XXXX This account is not mine. It may belong to my father who has the same name. Since we are estranged I have no way of knowing.
|
| 04/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
After viewing my credit report, I found Medical Collection accounts which should not be in there. According to the HIPAA 1996 law section 1681b ( g ) ( 4 ) They are not allowed to disclose such information to any other person, this is clearly a violation to my privacy. My consumer rights has been violated under the HIPAA laws. I did not give permission to release any of my medical information.
|
| 02/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
So I take my credit report and Wakefield and associates has two accounts put on my credit report and they're both identical for one they are double reporting which is unfair and not correct for two my ID was stolen I reported that to the police and my passport was stolen and I reported that to the agency I was supposed to as well and out of nowhere months later this appears on my credit report
|
| 01/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This debt is repeatedly forwarded to me for payment. It is NOT mine. It clearly belongs to another consumer who has obviously made payments on the original amount of {$440.00}, down to {$250.00}. I have repeatedly asked that they inquire about who has made the previous payment on the debt. This will validate the that the owner is not me. I have had no interaction with this facility since 1991.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This account is part of a litigation case. The original creditor as well as Wakefield and Associates KNOW this but they continue to harass me and report inaccurate information to all three credit bureaus. Even my attorney has told them this!
Any medical bills from XX/XX/2020 until XX/XX/2020 are part of litigation and can not be pursued by ANY collection agency until the case has completed.
|
| 04/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
As stated in the HIPAA law section 1681b ( g ) ( 4 ) you are not allowed to disclose any of my medical information this is clearly a violation to my privacy. I would like this be taken out of my credit report immediately. I reserve the right to sue your company for violations of my consumer rights as indicated under both the FDCPA and the FCRA. I will also seek damages from you if warranted.
|
| 05/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates has stated that they spoke with me on XX/XX/2020 about this alleged debt. This is not true. They sent a " patient statement '' that has a home address that is not mine. I've never lived at a XXXX XXXX XXXX in XXXX TN. They purchased this debt for pennies on the dollar and trying to make a profit by any means necessary. Their deceitful collection tactics are shameful
|
| 08/27/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
I have sent in a dispute letter asking for the contract where I supposedly signed for this account. I sent in dispute asking for proof and have not received anything yet the credit bureau continue to state this account has been verified, but how? I have not gotten any documents from this collection company with my signature I signed. I have been sending out dispute letters since XX/XX/XXXX.
|
| 06/23/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have tried to dispute this many times and they aren't willing to work with me. This account is not mine its a result of someone using my name and information fraudulently. They are collecting and damaging my credit for an account that isn't mine.
The amount of the debt is reflecting {$450.00} on a loan. I have never taken out any loans and the balance continues to update and increase.
|
| 10/11/2017 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Wakefield and associates of XXXX, Colorado, has been attempting to collect a debt from me for one year. I have never received proof of the debt in writing They have called me multiple times during the day and evening. They have argued with me and have said they do not need to send paper proof of debts. The collection reported on my credit report does not match the amount they are seeking.
|
| 07/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello I have a medical debt from Wakefield and associates stating I owe a medical bill in the amount of {$560.00}, I never signed a contract with Wakefield and associates and do not owe this debt to them. I also did some research and found they are not licensed to collect in the state of Georgia and I would like this debt removed from my credit report with all credit bureaus immediately.
|
| 09/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been harassed by this company Wakefield and Associates. There is debt listed on my credit report from this company with three different amounts : XXXX, XXXX, XXXX I am not liable for the debt owed to Wakefield and Associate. I do not have a signed contract or agreement with this company. Please delete these negative and inaccurate accounts from my credit reports immediately.
|
| 12/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In XX/XX/2021, I disputed with Wakefield and Associates to remove me from their collection process. They deleted the negative accounts from XXXX but have not removed them from XXXX and XXXX. I asked for them to remove me from ALL CREDIT BUREAUS XXXX, XXXX and XXXX. As allowed under the Fair Debt Collection Practices Act ( FDCPA ). This could be a violation of Federal and State Law.
|
| 09/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
I wrote Wakefield and Associates on XXXX XXXX, 2022 to receive verification of a debt, which I didn't receive instead they put a collection on my credit report. XXXX Wakefield and Associates website this is a violation of my consumer rights and I would like to request this debt be removed from my credit report immediately. Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, TN XXXX.
|
| 08/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I Notice two Derogatory accounts on my credit report from Wakefield and Associates so I sent the first letter to request for Validation with in 30 day of receiving the certified letter 30 days to investigate this information and during such time all collection activity must cease and desist. 30days later there was no response Next I sent a final letter and started this complaint.
|
| 07/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Hello, The following acounts are not mine.
WAKEFIELD & ASSOCIATES Accounts : XXXX XXXX XXXX XXXX XXXX Request the following : Method of Verification, Validation of debt and Assignment of Debt. In addition, you would be in violation of my Hipp Rights if these were my acocunts and I did not give premission to share my personal medical informaiton and privacy.
Please remove ASAP
|
| 03/28/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
There is an amount of {$630.00} on my XXXX that shows on my credit report that i think is a mistake, it does not show on my XXXX report, i am not sure but it could be a XXXX bill that my insurance probably paid late but it was PAID. If it is, how do i dispute it or make it disappear from my report, there is no phone number for me to contact the collection agency or so. Thank you
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
A debt appeared on my credit report with no notification. When I contacted the company for verification they said they would send it. I did not receive anything. Then when I reached out again they said they would settle for 50 %. I explained that I had no idea where the debt came from and was told that I would receive a email. I still havent received anything from the company.
|
| 08/13/2015 |
Yes |
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
I hsve just been informed that I have wage garnishments now. I was not informed or properly served about the lawsuit even though they claim they served me. Anytime I have tried to talk to them about this all they will say is that they noted it in my account. I will have to be the one to fix it with a lawyer. This does not sound lefal. They are called wakefield and associates
|
| 05/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have no idea what this is for. This account shows opened in XXXX but it has never appeared on any previous reports until this XXXX How can this be accurate information? No date of last active no date of last payment, but it showed disputed which shows proof they received my letter.
There was a letter sent to both the bureau XXXX XXXX XXXX XXXX and to Wakefield & Assoc.
|
| 02/13/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
WAKEFIELD XXXX XXXX TN XXXX XXXX The company claims that I owe {$970.00} for a medical bill that was already paid through my insurance according to XXXX in XXXX, TN. I have been to civil court several times however we never see the judge. I consult with the lawyer and we always reschedule. This item is negatively affecting my credit score, and I wish to resole it quickly.
|
| 11/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I need your help as an elderly person on exempt income who has been played on so many levels and being ignored when I send letters to all these collection agencies, credit reporting agencies and lawyers over 6 months now back in XXXX and XX/XX/2022 of the alleged debts. There has been ZERO responses but harrassment from collections agencies that only caused me stressors.
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
These creditors were removed from my experian, and transunion accounts because they couldnt prove the debt was ever mines but somehow remains on my XXXX and i dont understand how its proven to them and not the other two bureaus : XXXX account resolutions Account resolution corp Wakefield and associates I never heard nor have i ever received notification of debt from them
|
| 07/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates is reporting a medical debt from XXXX for a person who is formerly my step-child.
I was divorced on XX/XX/XXXX and I have no obligations for the debt of a step-child from a former marriage.
I contacted Wakefield and they could not provide an estimate of how long it would take before they made a decision if this would be removed from my file.
|
| 10/15/2021 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a copy of my credit report and I am disputing some items that need to be deleted. The reason why these items should be deleted is I have not authorized the following accounts below to have a copy of my medical records nor have I never even heard of WAKEFIELD & ASSOCIATES account # XXXX I found this on my report today. I have a copy of my XXXX report attached
|
| 09/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have a account reporting in my credit from wake field and associates I never opened this account or did I give permission for this account to open with a balance of XXXX .. I gave tryed to resolve this with the company and would like this to be removed from my credit report due to fruad and and not being able to provide supporting documents that I opened this account
|
| 09/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I haven't lived in XXXX XXXX in 5 years and when I talked to them on phone the debt was for 2 years ago. Now there is more debt on account and they were very rude from the beginning. They have multiple accounts where dates don't match. I have lived in XXXX since XX/XX/2015. Last time I talked to them was a couple of weeks ago and been about a year the time before that
|
| 05/31/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Debt collector refusing to mail verification of debt and refusing to notify of right to dispute. Called XXXX about this debt on XXXX/XXXX/16 at XXXX. In addition, debt collector hung up on me after refusing to send any information. This is my first attempt to gather information about this debt. I was under the impression that this debt had been settled many years ago.
|
| 01/15/2019 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX Wakefield and Associates put a collection account on my credit report acct # XXXX. I have received no prior notice or information from them regarding this account would be reported negatively.. I was on a payment plan of {$50.00} a month for a medical bill from XXXX XXXX, which I was paying, They have no right to put a negative item on my credit report.
|
| 06/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently downloaded the XXXX XXXX app because I want to get serious about getting my credit score up. That's when I saw the 2 items on my XXXX score.
1. Wakefeild and Associates opened XX/XX/2014 for {$940.00} and the original creditor was the XXXX XXXX.
2. Wakefeild and Associates opened XX/XX/XXXX for {$590.00} and the original creditor was also the XXXX XXXX.
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I have a collection on my report that is a duplicate and the company has not removed one of the collections. They have not sent me what the collection is for and there is no detail on the my report where they came from either. I've tried to dispute with the bureaus but haven't gotten a response from them either. Please help me to get this removed as it is not owed.
|
| 06/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Already submitted everything! I will keep submitting complaints until this is resolved!!!! I did NOT GO TO THIS ER AND GET THESE SERVICES DONE!!! THE ATTACHMENT I PROVIDED WAS TO SHOW I'VE BEEN DEALING WITH IDENTITY THEFT I WAS NOT " CONFUSED ''. THE ONLY THING CONFUSING IS THAT ITEMIZED BILL THAT SHOWS ABSOLUTELY *NOTHING* TO SHOW THIS WAS ME!!!! BC IT WASNT!!!!!!
|
| 07/28/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
At the time this debt was incurred, I was on XXXX and also State of Georgia XXXX Medicaid. The original creditor must not have filed a claim with Medicaid for payment. A medicaid patient is NOT liable to pay out of pocket, can not be billed balances, and can not be turned over to collections or held responsible for balances. My Medicaid number at the time was XXXX.
|
| 11/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XX/XX/2022 account was reported delinquent 1666a-1666b states that a creditor can not treat a payment on a credit card account as late for any purpose. I have tried to reason with my current creditor. I have a right to privacy These late payments have stopped me from getting approved for things I need to take care of my family This account reports late every month
|
| 05/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been disputing these accounts for a while. They do not belong to me. Please remove them and all negative remarks that came with them. I am a single mother who has had issues obtaining credit because of these negative remarks. I have attached my identity theft report. If you need any extra info please send me a fax number I can use to correspond with you.
|
| 01/13/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
On XXXX 2015 i filed a complaint about wakefield & associate who claimed that i owe XXXX XXXX their response was that they will contact XXXX credit bureau to removed them. after those debt was removed from my credit report, on XXXX 2015 they reinserted again those debts. I am filing this complaint to get this debt to be immediately removed from my credit report
|
| 10/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I called in to Wakefield and Associates and settled a medical debt on XXXX, payment was taken out of my account on XX/XX/12. I called in again on XX/XX/XXXX, to see why it is still actively impacting my credit shown on XXXX XXXX, the representative XXXX advised that it was noted that I called and settled but not that payment was received when it in fact was.
|
| 05/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates is claiming I owe a debt, and the balance of that debt is {$0.00} but somehow shows up on my credit report as a debt/balance owed. I never owed them anything so I never paid anything late and therefore shouldnt be a balance at all especially a XXXX balance. Please take this off all credit reports its causing a lot of problems for me.
|
| 11/24/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I went through my credit bureau to dispute these claims because I have not been to the doctor in over a year now and should not have any recent medical bills but the company is insisting this is my bill with no proof of a visit ever occuring to help explain why they would think this was me or which doctor or hospital is requesting that the debt be collected.
|
| 05/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I settled and paid off this account. I was told by the representative that the account would be removed in 2-3 weeks. Instead of removing the account, they updated an incorrect balance.
Because of this, I have reached out to the collector multiple times regarding the matter. Which they apologized and promised to resolve the issue but still haven't done so.
|
| 09/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am on XXXX and have been for 3 years all medical bills are covered under XXXX county in Colorado XXXX department of health care and financing XXXX XXXX there are 2 issues on my credit record that I 'm disputing. I also have records showing I 'm on XXXX. I also never received any bill and if I had I would of handled it immediately again because I 'm on XXXX
|
| 03/24/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates ( XXXX XXXX XXXX ) Amount XXXX Amount XXXX I went to see this doctor they advised me the date of the appointment they could not offer the services I needed so I left without seeing the doctor. I also had Insurannce that would have covered this. This is affecting my credit bad. I have disputed this with XXXX and no action was taken.
|
| 08/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
All I received was a notice of the amount. The hospital never sent a bill itemizing the amount left to pay. I emailed the hospital the packet for financial assistance and the hospital never returned my phone call or emailed me back to even say they received it. I have a pre-existing condition and due to the nature of my job I was unable to work for weeks.
|
| 12/18/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
this is my report # XXXX I am disputing for the past 6 months a medical collections from a collections agency XXXX delete 3 accounts but make a re-insertion wihout any notification ( FCRA REQUEST A WRITTEN NOTIFICATION ) my dispute request a HIPPA AUTORIZATION FROM THE PROVIDER AND THE COLLECTION UNTIL TODAY all my attempt to fixes this issues was ignored
|
| 03/08/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I used a template found on the CFPB site to dispute this collection account and they failed to properly validate the account. I followed all the steps the CFPB told me to take so I feel that this account should be deleted from my credit report since this collection agency failed to properly validate and send me everything that the CFPB says I can request.
|
| 11/26/2016 |
No |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
A. Received voicemails that were unclear. B. Received letters indicating different amounts of debt -- -1st {$600.00} then {$5000.00} ( approx. ).
C. Never received statement of presumed debt from presumed original creditor.
D. Never received notice of validation.
E, An erroneous credit report was filed Company is Wakefield and Associates-XXXX, Colorado
|
| 03/29/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
on two separate occasions a company identified itself as Wakefield & associates contacted my fiance and disclosed that i had a medial debt with them. They did properly verify who he was. I believe this is a violation of the FDCPA 3rd party disclosure laws and maybe even a Hippa violation. The calls were placed on XX/XX/2017 and XX/XX/2017. to pone # XXXX
|
| 04/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have been in contact with my insurance provider who confirmed the debt was paid in full. I have also been in contact with the debt collector ( Wakefield & Associates ) who also confirmed the amount was paid in full and they would update my credit report. The debt collector is refusing to update my credit report to reflect the account was paid in full.
|
| 08/11/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have sent in numerous of letters an FTC reports to this company regarding this fraudulent account that was opened in my name. This company has completely ignored my request to have this account removed or investigated properly. This account is hindering me from moving forward in my life. This matter needs to be addressed and fixed expeditiously!
|
| 04/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Amount : {$320.00} Date Opened : XX/XX/2016 The account has been closed for years, I have tried to have it removed multiple times but it wasn't successful. I never received the XXXX for my XXXX XXXX but I am still being charged for it. I have did some research and the fact that this information has been passed to someone else is against HIPAA law.
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I filed a complaint asking for copy or original bill they did not submit it, they typed up a bill. The original bills has an adjustment for XXXX, and zero due. I got it from XXXX. They are also trying to collect intrest on a debt I do not owe them. When I called them they even gave my a much higher amount and offered to settle for just over XXXX.
|
| 10/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I HAVE DISPUTED THAT THIS ACCOUNT IS NOT MINE & NEED TO BE REMOVED FROM MY CREDIT REPORT. IT BELONGS TO MY SON. ALSO, HIS INSURANCE INFORMATION WAS GIVEN AT TIME OF SERVICE WHICH WAS AND STILL IS FULL MEDICAID. THIS IS REPORTING NEGATIVELY ON ALL 3 CREDIT BUREAU REPORTS FOR ME AND IT'S NOT FAIR. THIS IS NOT A DEBT AND I AM NOT RESPONSIBLE FOR IT.
|
| 09/27/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On XX/XX/XXXX I sent a letter to Wakefield & Associates requesting information they reported on my credit report. It was for " Medical bill '', no company name, in the amount of {$62.00}. They received the certified letter on XX/XX/XXXX.
They have not provided me proof of ownership of the debt and they have not removed it from my credit report.
|
| 05/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX , 2016 XXXX XXXX XXXX submitted a bill to the credit bureaus in the amount of {$30.00} that I had no knowledge of and it also did not belong to me. I have tried disputing this account several times and nothing seems to happen. I 've also requested verification for this account which the company has not provided me with.
|
| 11/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have a collection on my credit report that has been paid but it was sent to a collection company that continues to attempt to collect the debt. I have tried to dispute this with the credit bureaus but have not received any notice from them that they even opened the investigations. Please help me to get the collection removed from my report.
|
| 12/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Received a collection letter from Wakefield and Associates , Inc., XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, TN XXXX, that money was owed to an entity which goes by the name of XXXX XXXX XXXX XXXX XXXX XXXX, located in XXXX, TN -- an entity with which I have never had contact with or heard of until receipt of a collection letter on XX/XX/2019.
|
| 02/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This debt was the result of identity. I do not live in XXXX MI I am a resident of XXXX TX. I have a relative that has a substance abuse problem who uses my identity without my permission. the collection agency will not remove this debt and will not send me documentation that this is my debt. they rely on a third party form to verify the debt.
|
| 07/10/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
|
| 07/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Wakefield & Associates XXXX XXXX XXXX XXXX XXXX XXXX XXXX Co XXXX. {$1100.00}, {$960.00}, {$950.00}, all of these XXXX identify theft- XXXX XXXX XXXX XXXX {$52.00}, {$61.00}, {$55.00}, {$52.00} - XX/XX/XXXX XXXX XXXX XXXX. All these are Identity thefts My name is XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX Colorado XXXX XXXX my phone number
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
After viewing my report I found accounts that I have never applied for. A bill with signature do not imply that the debt is legitimate anyone can send a bill and claim ownership. Also you are in a violation of FCRA 681b ( g ) ( 4 ) HIPAA Law. No one is allowed to share my medical information to anybody there is a violation of my privacy.
|
| 09/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I mailed out a debt validation letter to Wakefield and Associates regarding a debt I don't recognize on my credit report. I've waited for nearly 2 months for them to respond and I have yet to hear back regarding the matter. I'm working on improving my credit at the moment and this trade line continues to hinder my progress.
|
| 04/01/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This Debt is already being paid directly to XXXX. As Agreed. This needs to be removed from my credit reports ASAP. I have never been contacted or spoken to Wakefield and Associates. XXXX has been sending my bill to an incorrect ( old ) address. i finally received a bill as it was dropped off to me. i do not owe wakefield and XXXX a XXXX
|
| 05/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Contact Wakefield & Associate on XX/XX/2019 about a medical debt that's on my credit report I am formed them that it was not mine I have medical insurance. I asked them to send me the HIPAA release form in any information with my signature on it. they refuse to remove it off my credit report and refuse to send me the HIPAA release form.
|
| 07/25/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Multiple attempts per day. The phone will ring once and will hang up before I can answer. Wo n't identify themselves when I can answer. Wakefield has used unfair practices on a number of people I know. Including not honoring payments sent towards the actual debt!!! My wife for instance and a garnishment. I never get mail from Wakefield.
|
| 01/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account is not mines. I have made several attempts to have this removed with XXXX. The other XXXX and XXXX had done so. This company does not have a contract on me. Again this account is not mines. I never received a bill or phone call from these people. This account should not be on my report i do not owe this collection agency.
|
| 07/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was contacted by Wakefield & Associates to collect a debt owed. I do not owe a debt to this company, or any company, for that matter. I am on the national do not call registry, so they should not contact me. I contacted them and attempted to get them to stop contacting me, but they did not answer my calls, as if they had blocked me.
|
| 06/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
was called XX/XX/2021 at XXXX individual claimed he was a debt collector for Wakefield and associates.
when I asked him to be more specific he immediately asked for my SSN.
i NEVER RECEIVED ANYTHING IN THE MAIL FROM WAKEFIELD AND ASSOCIATES INDICATING WHAT THEY WANT OR ANY SPECIFICS.
Phone # 'S XXXX ... XXXX heavy foreign accents.
|
| 12/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield XX/XX/2022 XXXX : {$1000.00} I looked at my credit report and noticed companies that I did not do business with or authorize any debt under my name. I also did not authorize any transmittal of my information to these companies. I do not know these companies these are fraudulent accounts.
Sincerely, To Whom It May Concern
|
| 06/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Received a copy of my credit report showing a new collection agency. Wakefield and associates is in violation with my hippa rights. It is against hippa to sell my hospital records to a third party, my daughter had state XXXX which prohibits them to bill me for services rendered if they are unable to collect from the insurance company
|
| 05/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a validation letter to Wakefield and Associates after i found something on my credit asking them to validate it. I sent this XX/XX/2022. It has been over 30 days and after 30 days they need to remove it off my report. The have not validated this debt or removed it. Please have them remove this debt as they can not validate it
|
| 08/24/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
The company against which I am complaining, Wakefield & Associates, has failed to send me any kind of debt validation notice with respect to three different accounts which have been assigned to it for collection. I have never received such a notice ; rather, the three items simply appeared on my credit report as adverse collections.
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
15 USC section 602 states i have the right to privacy.
15 USC 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan a late for any purpose
|
| 01/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Numerous calls from numerous numbers, but all from Wakefield and Associates, purporting to be collecting a debt from someone I have never heard of. I explained that I am not the person they are seeking and have asked repeatedly to be removed from their list. They claim to have taken me off, but the calls just keep coming every day.
|
| 06/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Wakefield and associated XXXX. I've told them over and over that I had 2 insurances.Ive disputed it over a year and if they go back they would see that I was covered by XXXX XXXX and XXXX XXXX and XXXX so I know there should not be a balance but they still have it on my credit report and I've asked them to remove it more than once.
|
| 09/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is a result of identity theft, I did not provide written permission or instruction for the identified transactions to be reported on my consumer report. The transactions are not information related to any transaction by me as the consumer : XXXX XXXX WAKEFIELD AND ASSOCIATES, XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 12/04/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I purchased my credit report and I see this fraudulent account reporting. My identity was stolen and compromised. Someone used my identity to open up this account. I would like for this company to remove this account and stop reporting it on my credit report. It is hindering my life and causing emotional and mental damage XXXX.
|
| 01/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I got an alert on my credit about this collection which do not belong to me, I have no knowledge or debt with this company. I contact the Collection agency and the representative could not find any information on me because I have no debt with this company yet it stills appears on my credit. I need this collection of my credit.
|
| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
WAKEFIELD AND ASSOCIATES They have added a duplicate account to my credit report saying I owe something I do not. It is a fraudulent accusation an I have attempted to fix this via a direct dispute an threw the company but have been unable to find a solution.
WAKEFIELD AND ASSOCIATES XXXX XXXX XXXX XXXX, TN XXXX ( XXXX ) XXXX
|
| 09/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| 05/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Wakefield and Associates at XXXX XXXX XXXX XXXX # XXXX, XXXX, NC XXXX has been sending me collection notices in the amount of {$880.00}. The collection has been reported as pasted due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 10/19/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have a debt collection for a medical company that I have never used or authorized anyone else permission to do so. I have no knowledge of where or how this debt originated but I do know that it does not belong to me. I have strong reason to believe that someone may have used my credit without me knowing and or fraudulently.
|
| 02/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates are trying to collect on a debt not owed to them. There are 3 accounts listed on my credit report in the amounts of {$840.00}, {$99.00} and {$480.00}. I wrote to them to request validity of proof of services, and they returned a generic bill saying " Emergency room visit '' which I do not acknowledge.
|
| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I seen a debt collection show up on my credit I immediately called to see what it was pertaining to. When I realized I owed the debt I paid it immediately {$550.00} To date I still have this on my credit report I have never received a paid in full letter and this is hurting my credit and stopping me from getting a car loan
|
| 05/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
THIS ACCOUNT HAS BEEN PAID IN FULL AND I HAVE A LETTER FROM THE CREDITOR STATING THAT THE ACCOUNT IS PAID TO A XXXX BALANCE AND THERE IS NO MORE RESPONSIBILTY OF ME TO THIS DEBT. I HAVE SENT THIS INFOMATION TO THE CREDIT BUREAUS, BUT THE ACCOUNT IS STILL REPORTING AN OPEN BALANCE. THE ACCOUNT SHOULD BE CLOSEED AND REMOVED
|
| 09/02/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
With reference to CFPB Case number : XXXX, BERLIN-WHEELER continue to report this account that I am disputing to the credit bureaus. The ledger that BERLIN-WHEELER attached on the above case that I am referencing to prove that the balance still unpaid actually showed that the debt was paid and such showing a zero balance.
|
| 01/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| 09/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
XXXX written statements were received in the mail indicating that a collection agency was seeking to collect a debt. In addition, the statement was also sent to a previous address. I do not owe the amount that it states.
Collection Agency : XXXX XXXX XXXX Address : XXXX XXXX XXXX, XXXX XXXX XXXX CO XXXX Phone : XXXX
|
| 06/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
A collection item fro m Wakefield Associates appe ars on my credit reports. The item, in the amount of XXXX , is from XXXX XXXX . The item was opened in XXXX , 2011 ; six years ago, when insurance should have been filed. Wakefield Associates di d not contact me about this matter so that I could dispute it.
|
| 04/14/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Letter was mailed XX/XX/XXXX and XX/XX/XXXX regarding need for validation of debt. No response Received bill for collection XX/XX/XXXX Bills were paid with original creditor who cashed check and accepted pay to delete. The bill is not mine and another person was responsible for debt. I still tried to resolve matter.
|
| 07/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield claims that I owe an amount of {$2400.00} WAKEFIELD ( Original Creditor : XXXX XXXX XXXX XXXX ) but have failed to provide me with a debt validation or any proof that I owe the specific amount. The account number is XXXX I sent a dispute letter about few months ago and still no respond from the company.
|
| 07/03/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Wakefield and Associates is reporting multiple collection accounts to my credit report, without notifying me with a notice in accordance with 15 United States Code section 1692g ( a ).
I have contacted them with a letter to remove these accounts because of their failure to abide by the law and they have refused.
|
| 03/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX {$1000.00} Collection account from Wakefield & Associates was on my credit profile resulting in a identity theft action that was not made by me. I tried working to sort out the debt and have it removed or verified with my signature to prove that I am the rightful owner of the account they claim I owe.
|
| 02/03/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
A person used my identification to visit several hospitals to try to get pain medication. A police report has been filed in XXXX to where the matters supposedly occurred. It is an amount of XXXX dollars from XXXX XXXX XXXX. The collection company is Wakefield and associates. I need this item removed immediately
|
| 05/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This company failed to validated this debt and failed to provide the requested information with in the 30 days. The letter states if they fail to do so with the 30 days all references to this account must be deleted and removed from credit report and a copy of deletion request shall be sent to me immediately.
|
| 08/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates at XXXX XXXX XXXX, XXXX Tennessee XXXX has been sending me collection notices in the amount of {$870.00} the collection has been reported as past due. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 03/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
XX/XX/XXXX debt appeared on credit report. I do not owe this medical bill. All my medical care is through XXXX in XXXX California, all medical benefits are fully covered no need to go to other medical facilities. Personal information breached in XX/XX/XXXX through XXXX website, this is fraud or identity theft
|
| 07/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I was XXXX XXXX and had to be given hospital an XXXX by insistence of police officers who cuffed me in my own house because they thought I was drunk. Now a false crediting agency, Wakefield & Associates is requesting a payment of XXXX and I am unemployed as well as case is still undecided. I will not pay this
|
| 08/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates at XXXX XXXX XXXX XXXX, TN XXXX. Has put a collections account on my consumer that I know nothing about for the amount of {$760.00}. The collection has been reported as a pasted due balance. I do not know any about this company. This company does not have a contract with my signature.
|
| 04/07/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
This company popped up on my credit report as a collection for a hospital and reporting under another company named XXXX which makes this company reporting on the same debt twice on my credit report. I want the debt to be validated because I never received of letter to validate that the debt is truly mines.
|
| 04/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This account just recently showed up on my credit report. I was not made aware of this company or the amount that they are claiming that I owe. I haven't received any notice in regards to this the company just reported straight to my credit report. This company claims I owe {$1200.00} as of XX/XX/2020 2020
|
| 09/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
WAKEFIELD AND ASSOCIATES IS MISTAKENLY REPORTING ME IN COLLECTIONS. PLEASE SEE AN ITEMIZATION OF ALL MY MEDICAL RECORDS FROM XXXX ATTACHED. THIS IS DIRECTLY FROM THE HOSPITAL AND ALL BILLS WERE PAID THROUGH MY INSURANCE. PLEASE DELETE THE MEDICAL COLLECTIONS FROM MY CREDIT. PLEASE AND THANK YOU VERY MUCH.
|
| 09/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Never been to this place! I have insurance and when contacting the company was told my middle initial was a XXXX! It is not! Also contacted XXXX and told I couldnt remove said name because it was tied to a collection! I do not have a D in my name! This is affecting my credit! Also violating HIPAA rights!
|
| 09/01/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Please see CFPB complaint number XXXX that was just filed on XXXX XXXX 2017. That complaint only covered 2 of the entities involved in this debt collection complaint. Please use the material and information provided in that complaint file # XXXX in conjunction with this filing as they are one in the same.
|
| 03/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Wakefield & Associates at XXXX XXXX XXXX XXXX XXXX XXXXXXXX has been sending me collection notices in the amount of {$490.00} the collection has been reported as past due. I do not know this company. I have never done business with this company. This company does not have a contract bearing my signature.
|
| 02/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I placed a direct dispute with wakefield on XX/XX/2020 they have failed to update with XXXX the status of the dispute and they failed to respond in a timely manner plus they failed to provide proof of this alleged debt as mine by providing proof with a wet signature or any instrument bearing my signature
|
| 11/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield and associates has multiple collections accounts on my experience credit profile I have disputed multiple times with XXXX and some of the accounts have been deleted but there are several they are claiming are verified as accurate and refuse to remove this is negatively impacting my credit score
|
| 08/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Wakefield Associates call constantly for XXXX XXXX and I have worked out a payment plan with XXXX directly I have been making monthly payments accordingly Don't understand why they can continue to harass me Calls are coming in as early as XXXX and as late as XXXX Explained I am on a fixed income ( XXXX )
|
| 11/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The consumer is here to dispute any alleged claims that you are now listing as a consumer debt on the consumer 's credit report as a federally protected consumer.
In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation ( FDCPA ).
|
| 06/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collections noted dated XX/XX/XXXX from Wakefield & Associates. On XX/XX/XXXX I replied to their notice saying that this is a debt I do not owe. I received no further response or communication with them. On XX/XX/XXXX I received another collections notice regarding the same debt from XXXX.
|
| 07/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 03/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX credit company is stating I owe over 11,000 dollars in medical debts. However I am fully covered by Medicaid 100 % full coverage and I have been for over ten years and I always have XXXX co-pays and etc. I've disputed these bills too many times too count and they are refusing too fix this matter.
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I don't owe anything to WAKEFIELD & ASSOCIATES with account number XXXX. They should have confirmed this from the Original Creditor XXXX XXXX XXXX XXXX since I have made my payment to them. Investigate this account thoroughly and make the necessary correction or just remove the account automatically.
|
| 01/22/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
On XXXX XXXX XXXX I was given a summons for a complaint that 's being filed XXXX XXXX XXXX for hospital bills dating XXXX through XXXX. I have not been contacted by phone or mail to pay or dispute these bills nothing has been provided to show the actual dates of service I was not given proper notice.
|
| 05/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
WAKEFIELD AND ASSOCIATES at XXXX XXXX XXXX XXXX, XXXX, Colorado XXXX, has been sending me collection notices in the amount of {$2000.00}. The collection has been reported as past due balance. I have never done any business with this company. This company does not have a contract with my signature.
|
| 08/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
the 2 credit issues are two hospital bills that the hospital it self was too lazy to contact XXXX XXXX they always sent me all the bills never them, thats who should be contacted not me and it needs to be taken off my credit report.more than 3 years and no one has done anything to fix the problem.
|
| 01/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
I am being scammed by someone who used my identity to make a hospital and Dr bill. I made out a police report and I was not even in XXXX county on the date. I did not go to any hospital or Dr . Nor have I had any credit cards in my name. Someone who used my identity and charged all kinds of debt.
|
| 05/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
ok, i never heard of this company and never had any dealing with it, so it came to a shock to me to see this company into my credit report i never had any kind of communications from this company and don't know what this company all about, especially that i m very careful about my credit history,
|
| 03/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a hospital bill from XXXX XXXX that was for {$86.00} from 2014. It was paid and now 5 YEARS later Wakefield and Associates reach out to me asking to pay again. I knew it was a scam that they couldn't prove that it was paid. I looked them up online and indeed, they have been scamming people.
|
| 01/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I receive monthly texts from Wakefield and Associates. Each time I call and give them my name and they say its not for me and they will remove my name and they continue to Harass me. Each time I have to worry if my identity has been stolen. I can pull cell phone information to offer as evidence.
|
| 07/11/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a bill with XXXX for {$28.00} for service on XXXX XXXX 2016. I paid the bill in full on XXXX XXXX 2016 to XXXX. Sadly Wakefield has haressed me about it in even after payment was made and added interest to the bill. They called me a liar about making the payment and continue to send bills.
|
| 06/28/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 02/18/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 02/18/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 04/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The date is showing XX/XX/2021. The amount is for XXXX with XXXX XXXX XXXX XXXX XXXX XXXX. I don't understand why they charged me XXXX for an ambulance ride that I didn't call myself so I feel like I should not be charged without having that option and to go only 5 miles is my biggest concern.
|
| 01/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates say I have two accounts opened in 2018 And I have no knowledge of them whatsoever. I disputed with XXXX and they were able to find the same evidence and take it off my credit report? Why XXXX is saying something different is beyond me? THESE ACCOUNTS IN 2018 are NOT MINE
|
| 04/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
For the past 5 months I am disputing a several collections items from my credit report from the same company and never got any validation from the collections agency plus they are adding fees each month for a medical bill, they even reporting all the accounts as past due ( violation of fdcpa )
|
| 01/05/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Last Reported XX/XX/XXXX Collection Agency WAKEFIELD Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$890.00} High Balance {$630.00} Remarks Account information disputed by consumer, meets FCRA requirements
|
| 04/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX account # XXXX has violated my rights 15 U.S.C 1681 section 602 A States I have the right to privacy 15 U.SC. 1681 section 604 A States : it also states a consumer report agency can not furnish a account without my written instructions
|
| 10/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This WAKEFIELD & ASSOCIATES account number XXXX that has a balance of {$160.00}, opened on XXXX XXXX is not belong to me. I don't have an idea why I got this collection. This is FRAUD someone used my identity for their own benefits. I'm done filing an FTC affidavit. Please see attachment.
|
| 10/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i want to see the original bill broken down from the original lender. all the broken down charges and original from hospital or doctors office, or ambulance services.
If you can not provide the original valid bill, you have no right to collect any funds from me or ding my credit report.
|
| 08/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I would like all the incorrect information to be removed from report. I have been disputing and I keep getting the same answer, nothing is being done about this and its effecting my everyday life. Please give me a chance, this is the first time Ive ever had this problem and the last time.
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
ON XX/XX/XXXX. WAKEFIELD AND ASSOICATS, SENT ME A TEXT MESSAGE REAGRDING MY PAST DUE BILL, I THEN CALLED THEM AND OPTED OUT OF TEXT COMMUNICATIONS. I THEN RECVD ANOTHER TEXT MESSAGE XX/XX/XXXX FROM THE SAME COMPANY. THAT IS A DIRECT VIOLATION OF THE FDCPA ( UNFAIR OR ABUSIVE PRACTICES )
|
| 04/28/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
On XXXX XXXX, 2016 I reviewed my credit report and noticed that an account that I do not recall. Therefore on XXXX XXXX, 2016 I sent a validation letter requesting information on the account they claim I owe them. As of today, I have not received a response from this collection account.
|
| 01/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I Checked my credit report and seen this debt on there. They never reached out to me or notified me of the debt i tried to contact company its in collections and now this negative impact is stopping me from getting a mortgage because of this. A Hospital bill that I'm not even aware of.
|
| 08/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This Company is in violation of multiple FDCPA laws. I have notified this company more than 45 days ago with a validation of debt letter. I sent a cease and desist letter to this company. I demand that this company cease all forms of communication with me through any and all mediums.
|
| 02/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have documentation showing me disputing this account because this account that was paid for by insurance is causing issues. The statement to me was if the bill is not paid my credit would be damage an then hang up the phone. Which is causing damages to my credit upon this very day.
|
| 07/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
I had to surrender state taxes this year so some of the debt should be accounted for. Also the bill was extremely outrageous. I think im going to contact legal experts for companies over charging XXXX. Especially here in the South Carolina. I need some kind of resolution and a.s.a.p
|
| 02/14/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
The Creditor Service of Morgan reported a collection account on my credit file without giving me a notice of my right to dispute. I have even written to them several times asking for an explanation of the debt they are reporting on my credit report, but they still refuse to respond.
|
| 10/20/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have asked this company on several occasions to provide any and all documentation of the debt that they think I owe and they have not done so. They simply say i owe the debt they need to provide a chain of documents linking me to the debt and verify that it is indeed a valid debt.
|
| 01/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield & Associates has contacted me about a debt that does not belong to me and at this point they have reported it to the credit bureaus which have negativly affected me. I have tried to contact them on a couple occasions. I have no knowledge of the debt that they claim I owe.
|
| 03/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I contacted the XXXX o Wakefield & Associates and they agreed to remove the debt from my credit reports and close the accounts they have with my name and XXXX XXXX XXXX. XXXX said they continued to certify that the debt should remain. That is a lie. XXXX never verified the debt.
|
| 09/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I would like to make a Complaint with this Company I dont owe this company XXXX XXXX XXXX {$1100.00} They have the wrong person and Ive never heard from this company up until this year XXXX when I checked my Credit Report they opened collection in XX/XX/XXXX without notifying me.
|
| 11/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Company continues to try to send me bills for medical debt which i am on medicaid. I provided them the medicaid id number. I am attaching my medical card which shows I have been insured since XX/XX/XXXX. The collection was updated XX/XX/XXXX after providing evidence of insurance.
|
| 06/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted Wakefield and Associates on XX/XX/XXXX about an alleged {$1200.00} debt to a hospital. I asked that they return proof that I actually owe what they claim. They have failed to produce proof in over 2 months and they are impacting my credit with claims of late payment.
|
| 06/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
The Hospital has taken my information and without my consent has sent it to a collection agency who is calling me non stop and threatening me if I do not pay. This collection company has also sent wrong information to all 3 credit bureaus, affecting my credit score and my life.
|
| 08/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This debt has been on my credit report for the past 6 years. In thos. 6 years I had 0 knowledge of it, and in those 6 years I never received any type of notifications from them. Not from them and not from the original creditor. I don't even have an account number for this debt.
|
| 08/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Wakefield and associates keeps calling everyday at least 10 times a day repeatedly, and I have told them to stop contacting me because my hours of work are XXXX XXXX to XXXX XXXX and when I get off of work it is inconvenient for me to get a call so late at night.
|
| 11/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is not mine and I have filed an Identity Theft Report with the FTC. I wish to have this debt, Wakefield & Associates, removed from my account. I have attached the report. Please follow FCRA guidelines regarding reporting fraudulent activity to the credit bureaus.
|
| 06/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates has been sending me collection notices in the amount of {$330.00} the collection has been reported as past due. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 05/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Wakefield has place collection on me that are not mine. XXXX XXXX XXXX offered financial counseling and provided 100 % discount under a program that was signed off to allow student to get their training. I have no knowledge of responsibilities other than that.
|
| 10/02/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
THIS IS MY SECOND AFFIDAVIT. I AM HIGHLY OFENDED THAT I AM ACCUSED OF USING A CREDIT REPAIR COMPANY. I AM A VICTIM OF IDENTITY THEFT. IM TAKING THE PROPER STEPS BUT BEING ACCUSED OF USING A CREDIT REPAIR COMPNAY. REMOVE THESE FRAUDULENT ACCOUNTS FROM MY CREDIT REPORT.
|
| 03/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I disputed this debt XX/XX/2022 with all three credit reporting companies and they say its a valid debt and I say its not. They give no reasoning on how they determined that it is a legitimate debt other than to say I have to contact the company. This is not my debt.
|
| 01/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD AND ASSOCI has been sending me collection notices in the amount of {$330.00} the collection has been reported as past due. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 10/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
There is a collection from Wakefield misreporting a balance to XXXX and XXXX that was included in a bankruptcy I filed in 2018. The account is also being re-aged to appear newer than it is. This is bringing down my credit scores and making it difficult to get a loan.
|
| 11/30/2022 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
i offred to have insurance pay for it as insurance was and is active however no changes were ever made. i have lupus most debt is transport and or xray services that medicaide and XXXX should have covered. its more than XXXX account with particular XXXX to be exact
|
| 07/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX and XX/XX/XXXX XXXX XXXX of XXXX billed me for unauthorized charges in the amounts of {$910.00} and {$940.00}. A family member that has the same or similar name is responsible for these bills. I have contacted several companies because of this matter.
|
| 11/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
Called this company several times I dont have any debt in Arizona when I currently live in XXXX its say a debt owed XX/XX/XXXX but it was published in XXXX almost 4 years later to ask for a debt? I have no idea who this company is and why they this put on my report
|
| 08/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received notice through XXXX XXXX that I have a derogatory mark on my account effective XXXX XXXX 2022 from Wakefield and Associates. Original creditor XXXX XXXX California. I have no idea what this is and have not received any notification of this due balance.
|
| 11/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & associates Report that I owe them a Debt which is inaccurate After l no communication was made with me they reported it to my credit which is affecting my score drop 60 points and my credit to buy a house or car also they are in violation of hippa laws
|
| 08/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was XXXX from XXXX.
XXXX, XXXX and Wakefield & Associates have unpaid Medical charges on my credit report during that time.
I have sent them my XXXX records ( and other documents ) confirming my XXXX dates.
They have done nothing to correct the situation.
|
| 02/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sent certified mail to validate alleged debt in which they failed to validate debt. Also, mailed failure to validate debt letter with no response. This is not my debt. I do not own this debt. I wish to have this debt removed from my credit report to never return.
|
| 11/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
According to the Fair Debt Collection Practices Act my rights have been violated by this company and causing immediate harm to me and my damaging my name and REPUTATION also violating my right to privay and consent which I never gave. Refer to documents attached
|
| 03/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
-Hello I keep disputing with XXXX XXXX XXXX XXXX XXXX XXXX and XXXX inaccurate information reported to my credit reporting. Date of last payment, date of last active and account status is incorrect. Open date is also incorrect.
-XXXX XXXX XXXX XXXX XXXX XXXX
|
| 02/22/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
On numerous occasion I asked for written communication only. They call me and my family members repeatedly and use abusive communication tatics. I have still yet to receive my debt validation letter. Next step is to get an attorney and go after them for XXXX.
|
| 09/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
It is frustrating to continue to battle with this horrible company. I've sent them SEVERAL letters this year. Wakefield still has a collection on my credit profiles claiming that I owe {$1100.00} to XXXX XXXX XXXX ( A medical facility I have never been to ).
|
| 01/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Wakefield and Associates has violated my HIPPA rights numerous times by accessing my protected medical records, procedures and medications without my authorization. I never signed a contract with them or a HIPPA release for them to access my medical records.
|
| 07/01/2020 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
MAILED COLLECTIONS ATTEMPTS TO XXXX COUNTY SHERIFFS DEPARTMENT IN XXXX WISCONSIN LOCATED AT XXXX XXXX XXXX, WHICH THEY THEN OPENED AND REALIZED IT DIDNT BELONG TO A EMPLOYEE OR A DETAINEE. WAKEFIELD AND ASSOSIATES GAVE THEM INFORMATION WITHOUT MY PERMISSION.
|
| 01/09/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid a hospital bill and then i noticed that i had the exact same amount in a collection on my credit report. i have tried to tell the company that i paid this already, i've tried disputing it with the credit bureaus but have been unsuccessful. Please help
|
| 04/18/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX XXXX XXXX is attempting to collect debts from me.I never established a contract with this company. A debt collection company has no legal right to collect a debt from me because they purchased a debt. They are also in complete violation of the FCRA law.
|
| 04/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
There is an unknown account listed from Wakefield & Associates which is unknown and I do not owe any medical as I have insurance and this is again unknown and I have never received validation or anything about this item Wakefield & Associates XXXX {$410.00}
|
| 09/08/2017 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX XXXX XXXX XXXX is falsely reporting to credit reporting agencies regarding my account. Services were provided on X/XX/2016, account has been and is still being paid as agreed.
XXXX XXXX - XXXX XXXX XXXX XXXX, # XXXX, XXXX, Ga XXXX XXXX Account # XXXX
|
| 04/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES I are trying to collect on a debt that not only did not originate with them but was created with a company I have never received any type of personal services with. They have yet to submit documents of service to support their claim.
|
| 03/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX hasnt updated my account and continues to report this account not paid when I paid the amount through their debt collection agency Wakefield and associates on XX/XX/2022. They have yet to report to the credit bureaus that this account is settled.
|
| 12/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Wakefield & Associates claims I have an unpaid emergency room bill. All of my medical bills have been paid by Veterans Affairs. I do not have any outstanding bills, we called the hospital they are claiming the bill came from and confirmed this information.
|
| 04/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In 2016 I was involved in an auto accident caused by a third party. The third party had insurance that covered the cost of the replacement of my car as well as my medical bills. This bill is from that accident and I was not found responsible for this debt.
|
| 04/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have attempted several times to remove these fraudulent accounts from my report. I have three collection account for medical debt 1. Wakefield Associates 2. XXXX XXXX XXXX 3. XXXXXXXX XXXX XXXXXXXX This credit card collections is not mine.
1. XXXX XXXX
|
| 03/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On or about XX/XX/XXXX, I sent a debt verification letter to Wakefield & Associates via Certified mail in which someone signed and acknowledged it on XX/XX/XXXX. It has been more than 30 days and I have not received and correspondence regarding this debt.
|
| 06/07/2021 |
Yes |
- Mortgage
- Other type of mortgage
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
XXXX wakefield and associates date again XX/XX/2021 debt XXXX. Phone XXXX : bride code g, address XXXX XXXX XXXX XXXX Tn XXXX collection. I had another problem with this same company last month XX/XX/2021 I reported to your company about different amount.
|
| 11/20/2017 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD AND ASSOCIATES have wrongly tried to collect the a debt that i did not owed to them amounting to {$3500.00} and have ruined my credit. My insurance had paid the hospital in excess of {$10000.00} but still they are pursuing me from XX/XX/2014.
|
| 11/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
XXXX XXXX ( as original debtor ) account paid in full XX/XX/2022. Recorded XX/XX/XXXX, XXXX. I have credit card transaction history and paid invoice receipt. However, Wakefield & Associates will not recognize the debt has been paid to original debtor.
|
| 02/15/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
I was sent a text from a number I do not know asking me to click on the below link. I am not clicking on something that I have no idea what it is. It was from an office... Wakefield and Associates. I do not know this place or have any debt to be paid.
|
| 03/07/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
Wakefiled and Associates continue to try to collect and debt that was included within the Bankruptcy, after 2 yrs they have finally stop bothering me and has removed the item from my credit. what actions can be taken because they disregarded the stay?
|
| 10/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Attempted to get a statement about amount of debt owed originally, the amount paid to date and who are they collecting for however agent XXXX # XXXX refused to send any information. He stated that they do not do that.
Company Wakefield & Associates
|
| 11/24/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I never heard of these places on my credit report I'm victim of fraud!!!!!!!!! Ive never applied for anything in my life and far as medical bill Im on government side I really need help people are using my name so much I can't prove my own self .....
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not liable for this debt with XXXX XXXX XXXX and I do not have a contract with WAKEFIELD plus they did not provide me with the original application like I asked.
Account XXXX Amount Disputed : {$360.00} Account XXXX Amount Disputed : {$360.00}
|
| 06/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have filed police reports and submitted everything that was requested of me both to the company and the credit bureau and its still remaining on my credit report. I did not have this account I wasnt even in that state when the loan was initiated.
|
| 02/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This " debt '' came from an inaccuracy in insurance information 4 years ago, which was handled and paid by insurance. It showed that no insurance was available which was a mistake. This account has now gone through several debt collection agencies.
|
| 12/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive been receiving these statements as of last year ( XX/XX/2018 ) & its stated that I owe {$780.00} to the University XXXX XXXX medical office. Unfortunately Im not so sure that these would belong to me after my Social Security number was stolen.
|
| 12/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I purchased a new phone, therefore I don't have the exact dates. I am receiving between 3 and 5 phone calls PER DAY, sometimes at unreasonable hours. I have tried talking to the company directly and they are usually very rude or just hang up on me.
|
| 06/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am new to credit and recently went to apply for a vehicle and they stated I have a collection on my credit report. I need this looked into and taking off my credit if they can't prove I owe this debt.
This is greatly hurting my credit.
Thanks
|
| 08/19/2021 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I did not authorize my personal medical information to be shared by the orginal company XXXX XXXX XXXX XXXX shared to 3rd party debt collector. This is a direct violation of my rights through a hippa violation and I want this deleted immediately!
|
| 07/07/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This debt was already reported and included in a XXXX (? ) lawsuit by this company when it was using a different name. The debt was various medical bills and was put on my credit report in XXXX XXXX (? ) As such they are reporting the debt twice.
|
| 03/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I sent in my written disputes to cancel every collection account that appears on my credit reports. According to the Fair Credit Reporting Act sections 609 and 611, all of these collection accounts shall be removed from all of my credit reports.
|
| 01/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sent a check via bill pay to wakefield to pay off accounts reporting to my credit and specified these accounts to be paid. The agency posted funds to older accounts. Called them to correct this and a month later and 3 calls, still not corrected.
|
| 11/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity was stolen. I disputed the accounts multiple times. There are repeated accounts on my credit where they have added it multiple times to the same account. Said they hired an attorney to take care of the debt that was never even mine.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is not valid. I am an active consumer and will open a court case against your company is the small claims court of Wyoming if this not fixed. I would like to dispute this debt. PLEASE FIX NOW AND STOP THE HARASSING PHONE CALLS!!!!!!!!
|
| 10/19/2020 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The XXXX reporting agencies have stated that you never submitted the request to remove your account as you stated it was done ( i have proof ). I dont apprecite being lied too. please send the request and attached the proof. You have XXXX days.
|
| 01/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I had to take my son to the hospital and he was on my insurance. I paid my portion of what i was supposed to pay and now i have a collection on my credit report. I have tried to get this to be removed but it has not been successful. Please help
|
| 06/03/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
SKIP TRACING TRYING TO LOCATE XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, KEEPS CALLING XXXX, XXXX, XXXX, ETC. IGNORED CEASE AND DESIST LETTER AND DO N'T CALL REQUESTS IN VIOLATION OF FDCPA AND TCPA. HAVE PHONE RECORDS AND WELL DOCUMENTED FILE.
|
| 09/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield XXXX XXXX XXXX, XXXX, TN XXXX XXXX XXXX XXXX These are bills which were financed through the charity of the Hospital and through The emergency indigent support for patients whom don't have resources to satisfy emergency medical care.
|
| 08/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield & Associates, a debt collector in XXXX, continues to report debt that is over 6 years old.
Per A.R.S. ( XXXX Revised Statutes ) 12-548, debt over 6 years old is not allowed, by XXXX law, to be reported as a delinquent account/debt.
|
| 11/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received threatening phone call from a woman who would not give me her company name of the case number of the case she claimed she had against me. She supplied incorrect personal information regarding me and was trying to extort me for money.
|
| 12/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Call protect blocked 14 calls from this number in less than one minute. Blocked it as severe fraud. XXXX the phone number and saw several reports of it belonging to XXXX XXXX XXXX. I can provide screen shots of the call logs from my phone.
|
| 11/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sent Validation letter ( XXXX XXXX ( XXXX KB ) they sent back a response ( XXXX XXXX ) but failed to show what was requested, sent paper with no signatures & what looks like a template ( not real paper work ) showing amount I supposedly owe.
|
| 08/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I cant verify debt. I keep getting different numbers to call from the hospital about my debt and still have not succeed. I cant get in touch with the doctor to see if my insurance cover his doctor visit. I didnt receive a bill to my address.
|
| 01/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out to the company to remove the item off my account but they have failed to honor the fair credit Act and also failed the burden of proof process please remove this account or show ink signatures and or other burden of proof.
|
| 01/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out to the company to remove the item off my account but they have failed to honor the fair credit Act and also failed the burden of proof process please remove this account or show ink signatures and or other burden of proof.
|
| 01/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out to the company to remove the item off my account but they have failed to honor the fair credit Act and also failed the burden of proof process please remove this account or show ink signatures and or other burden of proof.
|
| 03/05/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party.I have no knowledge of the debt and request it be removed from all bureaus ... it is negatively affecting me.
|
| 04/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES HAS YET TO NOTIFY ME VIA CERTIFIED MAIL AND OR TELEPHONE CALL I DO NOT KNOW WHERE THIS COLLECTION CAME FROM AND OR WHAT TYPE OF SERVICE IS OFFERED OR WHEN THE SERVICE TOOK PLACE AND OR WHAT TYPE SERVICE WAS RENDERED.
|
| 09/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 I sent a letter to wakefield and associates asking them to verify my debt with my signature and any other proof. On XX/XX/2021 all I received was a bill with no name social security number or signature. just amounts and dates
|
| 01/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have a collection on my report from Wakefield and assoc.in the amount of XXXX.that has already been paid off.have an email from them that says it's paid.trying to get that collection off my credit report.its on both XXXX and XXXX.thanks
|
| 12/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and associates is sending me letters saying I owe {$1400.00} and that a 6 % increase will be applied. This is absurd, I don't know who they are except it says a debt collector. I have placed a fraud alert on all 3 credit reports.
|
| 02/28/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon checking my credit report i notice a debt collector on my account numerous times trying to collect debt that i have no knowledge of i have never signed a contract with them in person nor electronically neither any of thete affiliates
|
| 07/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
We have received multiple calls from an XXXX number claiming to be Wakefield that just says it is related to debt collection. We do not have unpaid debt with anyone. I think it is a fraudulent call and therefore am not calling them back.
|
| 03/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This account on my credit report should be removed as soon as possible I did not authorize anybody to sign me up for this account this account is fraudulent activity if this doesnt get resolved as soon as possible I will use legal action
|
| 05/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I XXXX XXXX HAS NO CONTRACT WITH THIS COMPANY THESE ARE THE FOLLOWING ITEMS THAT IS ON MY CREDIT WITH THIS COMPANY.
XXXX XXXX / XX/XX/XXXX - XX/XX/XXXX XXXX XXXX XXXX /XX/XX/XXXX XXXX XXXX XXXX / XX/XX/XXXX XXXX XXXX XXXX / XX/XX/XXXX
|
| 03/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.
|
| 12/28/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amount of debt in dispute collection company has stated is {$1400.00} but original creditor was {$1300.00} which I notified of dispute also. They have choose to ignore requests to verify debt and now adding fees. Documentation attached.
|
| 03/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services
|
| 03/15/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Servicemember |
|
XXXX has 2 company 's attempting to collect a debt and both are only sending itemized charges and ALL OF PRIVATE INFORMATION THAT WAS COMPLETED ON THE ALLEGED VISIT AND BOTH ARE REPORTING ON MY CREDIT AND ATTEMPTING TO COLLECT THE DEBT
|
| 12/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results.
|
| 06/23/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not liable for this debt with XXXX XXXX XXXX XXXX and I do not have a contract with WAKEFIELD & ASSOCIATES plus they did not provide me with the original application like I asked.
Account No : XXXX Amount Disputed : {$440.00}
|
| 01/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Dates : XX/XX/2016 {$630.00} amount at top Later in letter states {$850.00} emergency visit {$70.00} service provided between 10 : I sent a debt validation letter, with a request of my copy of my signature where I agreed to pay this
|
| 02/17/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been XXXX months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 03/10/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 02/17/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 05/10/2019 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i do not owe this third party debt collector and under fcra policy section 609 there is no originally signrd contracts and no proper debt validation i did recieve financial aid and this company is not trying to collect illeagally
|
| 04/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
|
|
Web |
|
|
Wakefield Associates continues to contact me after I have given them my attorney number to verify that this debt they are trying to collect is still pending and the amount isn't correct as well. Pending lawsuit for auto accident.
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I notice that I have some errors in my credit reports and it keeps me annoyed, I want you to remove this fraudulent account asap.
WAKEFIELD ( Original Creditor : XXXX XXXX XXXX XXXX ), balance is {$1000.00}, and account # XXXX
|
| 01/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
For approximately one week I've received daily calls from Wakefield and Associates, XXXX and XXXX. I've asked to be put on their do not call list and told them I don't have any debts that are in collection or behind in payments.
|
| 10/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I went in for medical check and wasn't informed that my information would be used to collect a debit and now whenever I try to call and tell them that situation they are not help I would like collection removed from my account
|
| 12/06/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This collection company which I have " NO Contract '' with is in violation of the FCRA. They have no legal right to collect the debt per the contract with the original company. Reporting of the debt is a violation of the FCRA.
|
| 11/16/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
I am XXXX XXXX and XXXX XXXX went to debt relief company as help. To better my credit score if I payed up front fee and I payed with debt card at time. Did n't know it was a scam.
Charging Illegal Fees and Deceiving Consumers
|
| 08/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
there are multiple accounts that are supposed to be closed i contacted them all and explained thoes items that i disputed are not mine and needs to be removed and the accounts are supposed to be closed but are still open also
|
| 09/04/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently noticed a collection account on my credit profiles from Wakefield & Associates. The erroneous claim states that I owe {$320.00} to XXXX XXXX. I've NEVER been to that medical facility therefore I don't owe anything.
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I notice that I have some errors in my credit reports and it keeps me annoyed, I want you to remove this fraudulent account asap.
XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), balance is {$480.00}, and account # XXXX
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I notice that I have some errors in my credit reports and it keeps me annoyed, I want you to remove this fraudulent account asap.
XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), balance is {$480.00}, and account # XXXX
|
| 10/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield and Associates, date of service stated XX/XX/19, tried to call and discuss and let them know this is not my debt I didn't attend a hospital on that date. This is not me and will not be paid it needs to be removed
|
| 10/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield and Associates of XXXX Tennessee has a couple of medical debts that they say I owe and they have added money to the original amount billed by the doctor, I have contacted them but they will not change the amount.
|
| 06/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XX/XX/XXXX {$950.00} XX/XX/XXXX {$590.00} XX/XX/XXXX {$850.00} And another {$40.00} charge, not sure of the date.
Have no idea of these ER visits. I'm a victim of identity theft and have been battling since XX/XX/XXXX.
|
| 01/17/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The company Wakefield and Assoc is reporting XXXX accounts in collections for XXXX medical account. They broke the XXXX debt down in to under {$20.00} increments and servery impacted my XXXX credit score over XXXX points.
|
| 04/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am repairing my credit. I checked my credit on XX/XX/2021 and discovered this company on my credit file. I have no knowledge whatsoever on this company or the debt. I have not received any type of notification on this.
|
| 10/28/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I paid off Wakefield and Associates in XXXX. They have not reported my payment to the credit bureaus. I called them and they said they will at the beginning of XXXX. They still have not reported the full payment of XXXX.
|
| 11/23/2018 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a call from the company. I didn't think the debt was mine. I asked for a copy of a bill and received an incomplete bill. They dinged my credit and my wife - currently the only negative information on our XXXX.
|
| 12/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX. Paid for XXXX XXXX. Confronted XXXX XXXX and XXXX. before collections about {$380.00}. Records confirmed no such debt. Called debt collections and disputed dept. Still refused to remove negative remarks on credit.
|
| 01/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am not aware of this debt nor do I believe I owe this debt. I disputed this with the credit bureaus and they refuse to remove this from my credit report, The company failed to provide debt validation for this account.
|
| 07/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I pulled my credit in XX/XX/2020 and discovered inaccuracies I filled out an identity theft affidavit an reported the incorrect incorrect information to all 3 credit burrows there has been no resolve to my complaints.
|
| 10/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Collections agency was well aware it was paid, was told by me, the local doctors office, and the main branch of the hospital, but still reported it on my credit and costed me two loans that were gon na save my house.
|
| 09/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
I not sure this was me, because I have did alot time in D.O.C..XXXX XXXX XXXXXXXX ... ..also I been locked up even this wasn't me at least work out a lower or settle for smaller payment ... .Thank you have nice day.
|
| 11/14/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Just saw on report a collection that should not be there. The amount of {$1400.00}? To a Medical Center was a fraudulent use of my card. This took place in XXXX. I live in XXXX NEVER was in XXXX.We canceled the card
|
| 08/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates are attempting to collect a debt from me claiming that I owe {$290.00} to The XXXXXXXX XXXX XXXXXXXX XXXX. I don't owe anything to that medical facility as I've never been a patient there.
|
| 09/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was contacted in XX/XX/2018 about a ambulance bill, i requested validation of this account and i was sent a statement typed up on collection agency template. they refused to verify and properly validate account.
|
| 08/17/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Kept calling my using multiple numbers multiple times a day even after I told them that I did not order services from the place they say I owe money to. I finally got it to stop, by blocking all of their numbers.
|
| 05/19/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently checked my credit and discovered that this company has reported that I owe them debt. To my knowledge I have never done business with this company neither have the provided me with goods nor services.
|
| 08/11/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not liable for this debt with XXXX XXXX XXXX and I do not have a contract with WAKEFIELD plus they did not provide me with the original application like I asked.
Account No : XXXX Amount Disputed : XXXX
|
| 02/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
I have numerous medical bills on my credit report which goes against the laws. Wakefield associates have to open accounts on my credit report, account resolution services, XXXX XXXX and account resolution corpo
|
| 08/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account was disputed XX/XX/2017 resulted in account deletion due to unsupportive documents. Currently collection agency attempting to collect again. If not resolved immediately, legal action will be taken.
|
| 05/04/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Wakefield and Associates has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
|
| 11/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
on my credit report there is a company trying to collect over XXXX dollars from me i have no idea who this company is or where have i ever signed a contract or agreement with them nor any of there affiliates
|
| 02/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account with XXXX, and they have sent me nothing at all. This is a violation of the FCRA. They are reporting on my credit and have never sent me any reason as to why! PLEASE HELP ME!
|
| 06/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account Name : WAKEFIELD & ASSOCIATES ( Original Creditor : XXXX XXXX XXXX ) Account Number : XXXX Date Opened : XX/XX/2018 Balance : XXXX Reason : Identity theft Please remove it from my Credit Report.
|
| 04/18/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Wakefield is attempting to collect a debt I never established a contract with them, furthermore they are violation of the FCRA LAW by reporting a negative item on my credit report and I do n't owe them,
|
| 04/17/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The false representation and/or implication by the " Wakefield & Associates, Inc. '', a Collection Agency, caused me to lose any claim or defense to payment of the debt including questionable interests.
|
| 07/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent three separate debt validation request via certified mail to Wakefield & Associates regarding an alleged debt that they are reporting on my credit file. They have yet to validate this debt.
|
| 06/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I XXXX XXXX date on XX/XX/22 am demanding Wakefield and Associates to provide me a validation of debt pursuant to 15 U.S. code 1692g, and also, who gave you the rights to violate my rights to privacy?
|
| 09/11/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
THESE ACCOUNTS ARE FRAUDULENT AND DO NOT BELONG TO ME. PLEASE REMOVE THESE FRAUDULENT ACCOUNTS FROM MY CREDIT REPORT. I AM A VICTIM OF IDENTITY THEFT. THESE ACCOUNTS NOR INQUIRIES DO NOT BELONG TO ME.
|
| 12/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have a medical debt reporting on my credit that I have no knowledge of. I have never had services done with this facility nor have I authorized anyone else to do so. This debt does not belong to me.
|
| 07/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This is a debt that I do not owe from medical appointments that were paid for by my insurance and the counselor agreed to accept what my insurance paid.
They need to remove this from my credit report
|
| 03/09/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Began sending letters in XX/XX/2017 to dispute items I believe are not in compliance with the provisions of FCRA and the FDCPA. The accounts in question are Wakefield & Associates and XXXX XXXX XXXX.
|
| 12/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I pulled my credit report and saw the company Wakefield collecting for a company called CEP of America to companies who I HAVE NEVER done business with, This has to be the result of identity theft,
|
| 06/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have made several attempts to solve this problem with no success and XXXX hasn't responded to any of my inquiries. Revenue Recovery Corp is not my debt and it has been over 30 days for my dispute
|
| 05/02/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I HAVE NO ACCOUNT WITH ANY OF THE CREDITORS ON MY CREDIT REPORT NOR DO I HAVE ANY CONTRACTS WITH ANY OF THE CREDITORS ON MY REPORT THESE ACCOUNTS WERE OPENED BY SOMEONE WHO HAS STOLEN MY IDENTITY
|
| 07/06/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Wakefield & Associates is attempting to collect a debt after I provided them proof that the debt was paid to the original creditor, prior to receiving any information from Wakefield & Associates.
|
| 11/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I viewed my credit report and found this company, Wakefield & Associates, had entered a negative mark on my credit. I have not received anything from this company in regards to a debt being owed
|
| 05/12/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
This debt continues to show up on my Equifax report as open status. However it is noted that it 's been discharged in bankruptcy since 2011. It is affect my credit score and should not be there.
|
| 04/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was NEVER advised this account existed. I have never received a bill/invoice from the debt collector or service provider. Not until I applied for credit was I aware that this account existed.
|
| 04/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
They call and ask me all kinds of personal information. When I ask what it is about they say they wo n't tell me until I verify personal information. I wo n't do it. They wo n't stop calling.
|
| 06/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
These are Medical bills/debt. For which I have been granted 100 % financial assistance/forgiveness on ALL medical bills. Wakefield and Associates keep adding these bills to my credit report.
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
There is a collection company that charged me twice for the same service. I paid one account and they advised me they would correct their error and it is still on my credit file. Please help
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
upon checking my credit report i notice a credit agency trying to collect a debt i have no knowledge of i have never signed a contract with them verbally nor electronically ever in the past
|
| 01/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES is a company that appeared on my credit report that im not familiar with that put a Debt on my credit file in the amount of {$730.00} with an account number of XXXX.
|
| 01/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have a medical collection that i have settled and paid that is showing up on my credit report as unpaid. I have tried contacting the company to get it removed but it remains. Please help
|
| 04/06/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A debt from a medical establishment that i have never been to keeps applying an amount to. I have XXXX medical insurance so it would have been paid for. That is a hippa violation as well.
|
| 01/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Date Submitted : XX/XX/2020 Company : WAKEFIELD & ASSOCIATES I Address : XXXX XXXX XXXX XXXX, XXXX, TN XXXX Amount {$3200.00} I dispute this collection because the amount keep increasing.
|
| 05/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Wakefield and Associates ( # XXXX ) /medical?
Not sure where this is coming from and have not receive anything in this name but is showing in my credit report and is hurting my credits!
|
| 08/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was not even living in MO on these dates. I was staying in XXXX for several months visiting my daughter 's. XXXX XXXX is a very common name so they obviously have the wrong one with me.
|
| 03/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have paid XXXX dollars to the account. It has not be applied to my account. the money is missing and they have no record of the account being paid and accounted for. I have the receipt.
|
| 02/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I HAD XXXX WHICH IS A MEDICAL CARD FROM THE STATE OF ILLINOIS. THEY STATE SHOULD OF PAID THIS WHOLE BILL. THE HOSPITAL DID NOT CHARGE THE RIGHT INSURANCE AND I HAVE TOLD THEM THAT BEFORE
|
| 09/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company reported two of the same bills which I paid for the bill that was correct. I didn't take two ambulance rides. This is inaccurate and I do not owe anything else. Please help
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive sent certified mail In regards to this collection seeking signed documents and have never received. also this is a hipaa violation and my rights are being violated by this company.
|
| 12/06/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
WAKEFIELD WAS SENT A CEASE AND DESIST AND DON ; T CALL LETTERS IN XXXX. WE STILL GET CALLES FROM THEM IN VIOLATION OF FDCPA AND TCPA, SEE PHONE RECORDS AND VIOCE RECORDINGS ATTACHED.
|
| 12/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I won litigation against Wakefield and Associates and they refuse to stop attempting to collect and will not remove the debt from my credit report as stipulated in the settlement.
|
| 04/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Violated hippa laws I didnt authorize original company to sell my medical dept to another company I didnt not authorize another company to view my medical debt that violates hippa
|
| 05/28/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
XX/XX/21 credit XXXX show negative reported XX/XX/21 status XX/XX/21, balance XXXX XXXX, company wakefield and associates inc. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. This is fraud.
|
| 10/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I was told that I had a collection. I was never notified before hand about any debt.
They automatically put something in collections without my knowledge
|
| 02/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD is claiming that I owe them {$1600.00} with an Account Number : XXXX but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
|
| 04/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was offer free medical assistance for a year but soon as the year was over I was billed even for appointments I didnt make it to. It was sold to a collection agency
|
| 09/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Im trying to file a dispute with WAKEFIELD AND ASSOCIATES Last reported XX/XX/2019 {$1600.00} XXXX XXXX XXXX Original creditor It will not let me this is not mine.
|
| 04/04/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
COLLECTOR KEEPS CALLING MY NUMBER XXXX OVER AND OVER AGAIN, WILL NOT VALIDATE OR CEASE AND DESIST. COLLECTING FROM XXXX XXXX XXXX, XXXX, AND HE DOES N'T LIVE HERE!
|
| 07/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted them about this account. I asked for any documentation with my signature. They said they would send me the information and I have not received it yet.
|
| 09/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Please let me know what is this account, how it ends up on my credit report and where's the papers that I signed? If you can not provide you have to delete this.
|
| 04/07/2021 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
THIS ISSUSE IS AFFETIONG MY LIFE, I CANT SLEEP OR EAT BECAUSE THIS ISSUE IS INPACTING MY LIFE. EVERY TIME IM TRYING TO MORE FORWARD THIS SHOW UP LIKE A BAD DREAM
|
| 01/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
I'm not sure what happened I wasn't even living in that town I've never taken an ambulance around there like that's not me I don't have any like knowledge of it
|
| 09/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to incorrect items on my credit report. It has been well over thirty days and I have not received any investigation results.
|
| 07/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
WAKEFIELD & ASSOCIATES COLLECTIONS failure to MOV, pursuant to FCRA 611 [ 15 U.S.C. 1681i ] and FCRA 609 [ 15 U.S.C. 1681e ], within the time set forth by law
|
| 07/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Wakefield and Associates is reporting both inaccurate and inconsistent, adverse information about me to the credit bureaus in direct violation of Federal law.
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
|
| 05/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This is a VA medical bill owed. I contacted XXXX XXXX and gave them all the info to contact VA. I sent Bill 's to VA. Please erase mark off my credit report.
|
| 05/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent a certified letter to Wakefield & assoc. XX/XX/2018 stating I did not owe them anything and requesting proof the debt was mine. They just blew me off.
|
| 01/27/2022 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This collection agency is trying to collect on the exact same debt as another agency XXXX XXXX XXXX. they both sent the same fake receipt of services to me.
|
| 02/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I havent received any investigation results.
|
| 08/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Recent call : NO message left XX/XX/XXXX, XXXX Wakefield Associates I have asked for written notification of debt and asked to ONLY be contacted in writing.
|
| 05/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My name is XXXX XXXX and I am submitting this complaint due the abusive practices of Wakefield. I am not under the influence of any third party or agency
|
| 05/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Tried talking to them about the reports they were rude and disrespectful only wanted to know when I could send some money one even asked who I bank with.
|
| 05/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I filed a dispute in regard to the incorrect items on my credit report, it has been well over 30 days, and I haven't received any investigation results.
|
| 08/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
On XX/XX/2019 a report was made in the amount of {$1100.00}. Due to consumer reporting law 15 US 1681 ( a ) ( 3 ) this action has been deemed unlawful.
|
| 02/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was paid through XXXX XXXX. I have spoken with wakefield and associates on numerous occasions. I have also provided supporting documentation.
|
| 10/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Collection company still not corrected credit report for debt no longer owed to XXXX XXXX XXXX for an unforeseen life threatening medical issue I had.
|
| 10/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have no idea what this debt is for!! I am not aware that I had not been making payments or how much I was suppose to make and who I owe the debt to.
|
| 04/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I filed a dispute regarding the incorrect items on my credit report It has been well over 30 days, and I have not received any investigation results.
|
| 04/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2021 {$1300.00} they can not validate this debt is mine I request them to validate it and if not they need to remove it from all credit bureau.
|
| 03/28/2019 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield & Associates Had claim a debt no mine, had Reported to the credit bureau a debt account does not belong me.
Please seePDF letter attached.
|
| 03/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I never received written notice of debt collection by collections agency before they reported it to the credit bureaus. Now, it has damaged my credit
|
| 07/20/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Information not correct please be provide info and remove from my credit.XXXX XXXX for XXXX and XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX for XXXX $
|
| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
did not get proper notification of the debt and I want to request for the debt to be removed from my credit and sent back to the original creditor.
|
| 08/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Victim of identity theft, fraudulent accounts appear on my credit report already disputed. Wish to use this as a formal statement to have removed.
|
| 11/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
My paycheck was garnished by Wakefield and Associates, they FORGOT to quit garnishing it and are refusing to return the money in a timely manner.
|
| 04/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account number XXXX Collection opened XX/XX/XXXX Account type Open account Paid off : 0 % Balance on XXXX XXXX, XXXX Original balance {$2700.00}
|
| 04/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I never heard from this company never email or mail or a phone.
company name its wekafield & associates I on XX/XX/2020 now its on collection.
|
| 05/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
Disputed with XXXX and the debt for wakefield was removed but it still appears on this report. Wakefield has records of it being paid in full.
|
| 02/25/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
My federal tax return was garnished for something and i was not aware or told so that maybe i could work something out if i did owe anything
|
| 03/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WAKEFIELD is claiming that I owe them {$1600.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
|
| 10/12/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield And Associates and XXXX XXXX XXXX are falsely reporting a debt that I do not owe. I have no ideal about either of these accounts.
|
| 06/15/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XX/XX/XXXX I sent out a validation letter to Wakefield and associates. I received a letter back from them but it doesnt include validation.
|
| 11/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 01/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This debts should had been covered by the hospital as i was told. And other charges I paid them as much as I could for a 5 minute visit.
|
| 03/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I did not go to the hospital this bill is not mine. they company has failed to send any signed agreement by me to pay for any services.
|
| 01/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have no knowledge of this debt. It does not belong to me, yet it has been listed on my consumer credit report causing financial harm.
|
| 10/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 11/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 07/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am not aware of any collection from XXXX XXXX XXXX. this is an error i do have insurance with my employer and all deductibles is met.
|
| 01/17/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
Servicemember |
|
It is being reported on my credit report as an " open '' collection. This has been filed and discharged under bankruptcy in XX/XX/2014.
|
| 03/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I did not go to the XXXX this bill is not mine. they company has failed to send any signed agreement by me to pay for any services.
|
| 03/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
When i received my credit report I noticed some inaccurate information and there is no information provided so how do they verify.
|
| 03/30/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a medical bill from XXXX. wakefield popped up on my credit reported I do n't know who Wakefield is I paid XXXX in XXXX, Ms ,
|
| 12/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
The account is unknow to me and the collector did not verify the account, please send me the original contract with my signature
|
| 02/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
RI received a notification in the mail XX/XX/20 regarding a debt collection that I have no idea who this is and where it's from.
|
| 02/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I was covered under my parents insurance at the time of this happening. Therefore they should pay for the charges and not myself
|
| 09/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Wakefield and associates XXXX reported to XXXX XXXX XXXX and XXXX Sent Id theft report along with police report XX/XX/2021 2021
|
| 01/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wakefield is claiming that I received medical attention in 2012 in XXXX, TX. I believe they have confused me with someone else.
|
| 08/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield and Associates contacted me via mail regarding an alleged debt with no verification or proof of aforementioned debt.
|
| 05/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This Account was paid in Full by my Insurance .My Lawyer has a letter from the XXXX XXXX XXXX XXXX account was paid in full.
|
| 09/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I pulled my credit report and I saw several accounts I did not recognize, I have tried to fix this but know one has fixed it.
|
| 05/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this debt is inaccurate incomplete unverifiable. does not have my signature and does not have correct social security number.
|
| 04/12/2018 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Who is the man or womanclaiming i owe the alleged debt.yhis infotmation is fraud and inaccuate and it is causing me damages.
|
| 12/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am Aware that WAKEFIELD & ASSOCIATES has violated my rights pursuant to the Fair Debt Collection Practices Act ( FDCPA ).
|
| 08/31/2022 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have been sent a letter in the mail demanding {$1600.00} - I will not pay this & I am disputing the validity of this debt
|
| 04/29/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Wakefield and Associates texting me about owing them money, which I do not. I have XXXX debt, I dont owe them anything.
|
| 03/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Well I have debt collectors keep calling me about something I have no ideas about I dont owe anyone at all I need help
|
| 05/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX keep on putting false collection account on my credit report. It was deleted before now they put it back again
|
| 10/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am very upset that I pulled a copy of my credit report just to find several accounts that do not belong to me.
|
| 12/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/XXXX for the amount of $XXXX then for the amount $XXXX for collection lass time it update wasXX/XX/XXXX
|
| 10/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Wakefield associates claiming I owe debt reported on my credit report never heard of company or did business
|
| 10/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I don't recognize the debt collections agency and have no knowledge of opening an account with the creditor.
|
| 03/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Information placed on credit bureau for {$130.00} on XX/XX/2018. Did not receive notice verbally or written.
|
| 04/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Company is trying to collect a debt from over 7 year ago that is not correct. debt is wrong and inaccurate.
|
| 01/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In late 2018 I somehow have a debt for some medical services that should have been paid by the state system
|
| 12/30/2019 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have filed a FTC report and Police report for fraudulent account I have attached WAKEFIELD AND ASSOCIATES
|
| 05/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent letters requesting company to validate not verify this account and i have recieved no response.
|
| 08/04/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A medical bill is on my credit report from Wakefield in 2017 in the amount of {$900.00} that I did not do.
|
| 09/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
The debt is not mine. The debt was incurred in XXXX XXXX I live in Florida. My identity was used stolen.
|
| 05/09/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
THEY HAVE CALLED ME REPEATEDLY AND THREATENED ME AND VERBALLY ATTACKED ME.THEY THREATEN NUMEROUS TIMES.
|
| 11/16/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Say I was seen in emergency room for XXXX I am XXXX yrs old had them when I was XXXX & XXXX. Notmy debt
|
| 06/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I been victimized with identity theft and communicated this with the companies they still harassing me
|
| 02/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Per Ftc sec 609 credit agencies are not validating my account they are simply verifying my information
|
| 06/05/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Confusing or misleading advertising or marketing
|
|
Web |
|
|
Someone using my information to take out loans and the location where its done I dont even live there
|
| 09/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently obtained a copy of my credit report and noticed many accounts that I had no knowledge of.
|
| 04/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
i disputed this item a few times with no success. this collection is falsely reporting the balance.
|
| 01/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently viewed my credit report and noticed that this company has report that I owe them a debt.
|
| 10/12/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Please provide itemized statement authorization of services rendered, and signature authorization
|
| 12/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
These credit inquiries are unauthorized and need to be removed from my credit report immediatly.
|
| 08/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Wakefield associates is claiming i owe them. This information is either an error or fraud.
|
| 02/25/2019 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I don't have knowledge of this account nothing in mail with information about this account
|
| 08/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Did not receive anything in the mail from this company, there was no communication at all
|
| 07/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Medical debt is not mine, debt is my sons who has same name but different middle initial.
|
| 05/17/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
i did not recieve any medical attention nor would my actual medical history reflect that
|
| 05/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
They are repeatedly calling my number. when called back it goes to an automated system.
|
| 08/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I contacted original creditors about this and they just sold it to a collection agency
|
| 03/15/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I do not know what this company is and have never opened credit with them. Please help
|
| 01/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have a contract with this company. They are trying to say I owe them money.
|
| 10/22/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently pulled my credit and found several account that did not belong to me.
|
| 12/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
THAY SEND A COPIE OF the account watch is not my there is no wet signature of my
|
| 10/02/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
Was alerted a year later then was never contacted after calling billing company
|
| 11/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt of {$380.00} was paid to original creditor. Attach is copy of money order
|
| 10/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Dear XXXX Im in receipt of your text message sent to me today at XXXX XXXX.
|
| 05/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Im a victim of identity theft. I do not know where this amount came from.
|
| 03/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have no knowledge of this information, nor did I consent to any of it
|
| 03/19/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I do n't know anything about this collection.
I need more information.
|
| 02/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I revived a medical bill and collections letter dated over a year now.
|
| 09/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
Never lived at address..for XXXX ... never went to that doctors office
|
| 05/09/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
THIS COLLECTION ACCOUNT APPEARS ON MY CREDIT REPORT THAT IS NOT MINE.
|
| 01/09/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American |
|
i have no idea why this XXXX is on my credit report or who it 's from
|
| 11/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I don't know anything about this debt. Debt collector not reachable.
|
| 02/28/2021 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
There is no evidence for my debt, and none has been provided to me.
|
| 12/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2019 FOR THE AMOUNT OF {$730.00} AND WAS PLACE FOR COLLECTION
|
| 01/04/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of this debt and this debt do not belong to me.
|
| 09/11/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
My XXXX report had 14 hard inquires. I didn't authorize a those.
|
| 06/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
It was paid off last year then it shows up on my credit report
|
| 11/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Reaching out to me and my family saying I owe medical debit.
|
| 01/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
WAKEFIELD AND ASSOCIATES FTC VIOLATONS SENT OVER 45 DAYS AGO
|
| 12/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
Remove all negative items thats over 180 days. Per THE LAW.
|
| 02/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Wakefield is on my account is incorrect on my credit report
|
| 03/13/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
POLICE REPORT WAS DONE ON THIS FRAUDULENT ACCOUNT
|
| 04/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Account Paid in full by XXXX XXXX Florida XXXX.
|
| 01/29/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
Do not know where this supposed debt originated
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
My debt collection is still in OPEN status
|
| 08/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I never received this bill to even pay it
|
| 02/24/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
i paid this account in full recipt XXXX
|
| 08/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Medical bill hippa violation not valid
|
| 04/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt was filed with insurance company
|
| 02/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I did not contract with this vendor.
|
| 05/17/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
did not recieve medical care in 2020
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my debt
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 12/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 12/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 11/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/29/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/18/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 11/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 11/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 11/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 11/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 11/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 10/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 10/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 10/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/23/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Older American, Servicemember |
|
|
| 09/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 09/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/31/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/31/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 08/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 08/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
|
| 08/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 08/06/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 07/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 07/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American, Servicemember |
|
|
| 07/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Referral |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
|
| 07/13/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
Older American, Servicemember |
|
|
| 07/07/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 06/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/22/2022 |
No |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 06/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/02/2022 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
|
| 06/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American |
|
|
| 05/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 05/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 05/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 05/15/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
Older American |
|
|
| 05/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 05/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 05/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/05/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 04/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 04/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/22/2022 |
No |
- Debt collection
- Credit card debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 04/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 04/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 04/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/01/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 04/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Phone |
|
|
|
| 03/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Referral |
|
|
|
| 03/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 03/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 03/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 03/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 03/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 03/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
Servicemember |
|
|
| 03/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 02/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
|
|
| 02/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 02/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 02/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 02/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
|
| 02/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 02/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 01/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 01/29/2022 |
Yes |
- Vehicle loan or lease
- Loan
|
- Getting a loan or lease
- Fraudulent loan
|
|
Web |
|
|
|
| 01/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 01/27/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 01/27/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 12/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 11/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 11/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/14/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/14/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/11/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
|
|
| 11/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
|
|
|
| 10/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 09/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 09/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/27/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 09/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
|
| 09/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 09/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/01/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/01/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/01/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 08/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 08/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/27/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/24/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/22/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 08/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/19/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/17/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/16/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/21/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 07/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 07/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 07/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 07/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 07/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/07/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 06/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
|
| 06/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/04/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 05/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 05/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/19/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/19/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/17/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/17/2021 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 05/16/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 05/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
|
| 05/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/02/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/01/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/29/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/22/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/22/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
|
|
|
| 04/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/11/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
Older American |
|
|
| 04/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 04/01/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 03/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/31/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 03/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 03/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/15/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/15/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 03/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 02/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
Older American, Servicemember |
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 02/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 02/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 02/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/03/2021 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/02/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/26/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 01/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 01/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/20/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/08/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 01/05/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 01/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/31/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/25/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 12/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/09/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 12/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 11/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 11/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Fax |
|
|
|
| 11/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/12/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 11/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/03/2020 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/27/2020 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/22/2020 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Fax |
|
|
|
| 10/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/09/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 09/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/28/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/24/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|