| 10/12/2022 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
Older American, Servicemember |
|
CONTINUOS AND PERSISTENCE HARRASTMENT I had already asked this compny not to contact me on XX/XX/2022 Today XXXX Once again.
Veritas Funding LLC -NMLS # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AZ, XXXX XXXX This time with XXXX File ID Number XXXX. XXXX ID XXXX.
Contact Phone number XXXX Ever since XX/XX/2022. I had been requesting this company to Please stop, not contact me no longer, stop harassing me with this junk mail. Misleading letters that reads CHANGES TO MY VA LOAN UNDERSTADING YOUR VAILABLE VA XXXX XXXX XXXX Veritas Funding responded on XX/XX/2022 on my case # XXXX -- -- -- -- -- -- -- -- -- Veritas Funding takes consumer complaints very seriously and would like to apologize about receiving the unwanted mail. Sending these types of letters is common practice in the mortgage industry. Once a consumer has purchased a home their mortgage information including the amount of equity they may have in their home, becomes public. We have added the consumers information to our opt out database and they will no longer receive any phone calls, emails, text or mailers from Veritas Funding in the future.
-- -- -- -- -- -- -- -- -- -- -- - This seems to be not a truth statement -- -- -- - Today XXXX Once again what I strongly feel its a misleading envelope and a note. I had never requested to be added to this junk harassment list. I don't understand how to make this company understand that I do not need nor I wanted any type of communication with this company. I will never do buisness with a company who writes me a letter with a non-returned address this was my request on XX/XX/2022, its very clear that this company is either sale or distributing my information. I HAD CLEARLY ASKED NOT TO BE CONTACTED BY Veritas Funding LLC -NMLS # XXXX This company its using my personal information for unsolicited marketing junk I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please. Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT- Please see attached Junk mail CHANGES TO MY VA LOAN? - asking me to respond between five days. Please ask this company to stop. STOP I do not need/ I do not want/ I haven't requested this junk mail. This is becoming a harassment See below old letter..
OLD REQUESTING LETTER XXXX case # XXXX Junk Unsolicited never requested Junk mail again and again. From the same ZIP code XXXX Today XXXX -New junk reference called : XXXX file number XXXX Now this other agency from the same corporation ( XXXX XXXX XXXX XXXX ) called themselves located at : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX utilizing the same zip code of many others ZIP XXXX. Which is the same location where they were just reported by me. XXXX XXXX At XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX its using to harassing me continuously. I feel like this - https : //www.vfund.com/Branches VERITAS FUNDING XXXX And its a misleading name ( VA HOME EQUITY FUNDS ). Its also using my name and distributing my name without my consent for marketing and junk mail unsolicited mail into a system that continuous abuse and harass me over and over. This company 's https : //www.vfund.com/Branches and https : //mortgage.texanabank.com are using my name and personal information for marketing and solicitation. Targeting me because IM A united states veteran with a VA Loan. Were are they getteing my name, why this letters are being mailed from the same zip code?
I just don't understand why this company is harassing me with unsolicited and never requested mail and loan offers. How this company got my information ( I I had never hear of this company ), what gives the right to this company to use my name and address. Its not good to request to be removed, they will continue over and over. This company don't UNDERSTAND NO for an answer, Now the amount of unsolicited mail its a continuous harassment from the same corporation different addresses and bank names, Today is ( XXXX funding from - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX XXXX ) last week was ( This texanabank.com hide their address no address to ask or request them to stop ) each week its a different bank from the same zip code.
This company needs to respect the fact that my name is at the XXXX XXXX Opp -out list and every credit bureau op-out list to included also the XXXX Please ask this company why they don't respect that, and Im pretty sure they're excused will be that my name got obtained out public records. I would like to know where?
Please stop remove my name out their data base, and ask every marketing company 's not to use my name. I'm a handicap, I'm a war veteran and also I'm a senior citizen being target by this junk unsolicited mail. I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please.
I will never DO BUISNESS WITH A MISLEADING LETTER NO address No real phone numbers misleading operators ( all they want its your personal info ) Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT-Respect the fact that my name its at the OP - Out list at the three credit bureaus and the XXXX I will contact the attorney general in TX if this harassment don't stop.
Today XXXX XXXX on this link : XXXX : XXXX If the letter comes from a private company but was designed to mimic a government document, thats deceptive in my legal opinion, says fraud XXXX XXXX.
These kinds of scams use public information about your mortgage to bolster their case for legitimacy. They also may include official-looking logos to give recipients a sense of security logos from the FDIC, an ATM network, or the Treasury Department XXXX for example.
And, as fraud attorney XXXX XXXX pointed out, you should report the fraud attempt to your state attorney generals office or the federal Consumer Financial Protection Bureau.
Reference # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, TX XXXX XXXX ( XXXX ) XXXX Now this other agency from the same corporation ( XXXX XXXX XXXX XXXX ) its a misleading name. Its also using my name and distributing my name without my consent for marketing and junk mail unsolicited mail. This company https : //mortgage.texanabank.com is using my name and personal information for marketing and solicitation.
I just don't understand why this company is harassing me with unsolicited and never requested mail and loan offers. How this company got my information ( I I had never hear of this company ), what gives the right to this company to use my name and address. Now the amount of unsolicited mail its a continuous harassment from the same corporation different addresses. ( This texanabank.com hide their address no address to ask or rrequest them to stop ) This company needs to respect the fact that my name is at the XXXX XXXX XXXX -out list and every credit bureau op-out list to included also the XXXX Please ask this company why they don't respect that, and Im pretty sure they're excused will be that my name got obtained out public records. I would like to know where?
Please stop remove my name out their data base, and ask every marketing company not to use my name. I'm a handicap, I'm a war veteran and also I'm a senior citizen being target by this junk unsolicited mail.
I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please.
Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT-Respect the fact that my name its at the OP - Out list at the three credit bureaus and the XXXX I will contact the attorney general in TX if this harassment don't stop.
Please see evidence attached.. This junk misleading mail its being mailed from the zip code XXXX
|
| 04/13/2022 |
Yes |
- Mortgage
- Other type of mortgage
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
Older American, Servicemember |
|
Junk Unsolicited never requested Junk mail again and again. From the same ZIP code XXXX Today XXXX XXXXNew junk reference called : XXXX file number XXXX Ask where and how they obtain my personal information why are these letters are being mailed from the same zip code XXXX asking me to - " RESPONSE REQUIRED -NOTICE TYPE ; URGENT " ( misleading statement ) Now this other agency from the same corporation ( XXXX XXXX XXXX loan ) called themselves located at : Operations, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX utilizing the same zip code of many others ZIP XXXX. Which is the same location where they were just reported by me. XXXX XXXX. At XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX its using to harassing me continuously. I feel like this - https : //www.vfund.com/Branches VERITAS FUNDING XXXX And its a misleading name ( XXXX XXXX XXXX XXXX ). Its also using my name and distributing my name without my consent for marketing and junk mail unsolicited mail into a system that continuous abuse and harass me over and over. This company 's https : //www.vfund.com/Branches and XXXX XXXX XXXX are using my name and personal information for marketing and solicitation. Targeting me because IM A united states veteran with a XXXX XXXX. Were are they getteing my name, why this letters are being mailed from the same zip code?
I just don't understand why this company is harassing me with unsolicited and never requested mail and loan offers. How this company got my information ( I I had never hear of this company ), what gives the right to this company to use my name and address. Its not good to request to be removed, they will continue over and over. This company don't UNDERSTAND NO for an answer, Now the amount of unsolicited mail its a continuous harassment from the same corporation different addresses and bank names, Today is ( Veritas funding from - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Phone:XXXX ) last week was ( This XXXX hide their address no address to ask or request them to stop ) each week its a different bank from the same zip code.
This company needs to respect the fact that my name is at the XXXX XXXX XXXX -out list and every credit bureau op-out list to included also the DMA. Please ask this company why they don't respect that, and Im pretty sure they're excused will be that my name got obtained out public records. I would like to know where?
Please stop remove my name out their data base, and ask every marketing company 's not to use my name. I'm a handicap, I'm a war veteran and also I'm a senior citizen being target by this junk unsolicited mail. I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please.
I will never DO BUISNESS WITH A LISLEADING LEADER NO address No real phone numbers misleading operators ( all they want its your personal info ) Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT-Respect the fact that my name its at the OP - Out list at the three credit bureaus and the XXXX I will contact the attorney general in UT if this harassment don't stop.
Today XXXX Based on this link : https : XXXX If the letter comes from a private company but was designed to mimic a government document, thats deceptive in my legal opinion, says fraud attorneyXXXX XXXX.
These kinds of scams use public information about your mortgage to bolster their case for legitimacy. They also may include official-looking logos to give recipients a sense of security logos from the FDIC, an ATM network, or the Treasury Department XXXX for example.
And, as fraud attorney XXXX XXXX pointed out, you should report the fraud attempt to your state attorney generals office or the federal Consumer Financial Protection Bureau.
Reference # XXXX https : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX ( XXXX ) XXXX Now this other agency from the same corporation ( XXXX XXXX XXXX loan ) its a misleading name. Its also using my name and distributing my name without my consent for marketing and junk mail unsolicited mail. This company XXXX XXXX XXXX is using my name and personal information for marketing and solicitation.
I just don't understand why this company is harassing me with unsolicited and never requested mail and loan offers. How this company got my information ( I I had never hear of this company ), what gives the right to this company to use my name and address. Now the amount of unsolicited mail its a continuous harassment from the same corporation different addresses. ( This XXXX hide their address no address to ask or rrequest them to stop ) This company needs to respect the fact that my name is at the XXXX XXXX XXXX -out list and every credit bureau op-out list to included also the XXXX. Please ask this company why they don't respect that, and Im pretty sure they're excused will be that my name got obtained out public records. I would like to know where?
Please stop remove my name out their data base, and ask every marketing company not to use my name. I'm a XXXX, I'm a war veteran and also I'm a XXXX XXXX being target by this junk unsolicited mail.
I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please.
Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT-Respect the fact that my name its at the OP - Out list at the three credit bureaus and the XXXX I will contact the attorney general in TX if this harassment don't stop.
Please see evidence attached.. This junk misleading mail its being mailed from the zip code XXXX
|
| 06/30/2020 |
Yes |
- Mortgage
- Conventional home mortgage
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Web |
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At the time I obtained the mortgage prompting this complaint, I was not a XXXX XXXX XXXX XXXX, as I am now, nor had I been for a couple of years. I have since renewed my license, here in UT ( XXXX XXXX XXXX ). This complaint is derived from what I understand to be several compliance issues. I have tried my best to resolve this with the company and have offered them ample opportunity to remedy. I feel as though, not only is this what I should do as a consumer, but more importantly as a XXXX XXXX XXXX. On or near the first of XX/XX/XXXX, I sought out Veritas Funding , LLC ( Veritas, company ), with the specific intent to obtain a XXXX XXXX Homestyle XXXX ( Homestyle ) loan. Several years prior, I had worked for the company and knew then President, XXXX XXXX ( XXXX ). He told me Veritas did originate the homestyle loan and that he would connect me with a loan officer who is experienced with that product. The next day I received a phone call from XXXX XXXX ( XXXX ). I talked with him about why I wanted to switch from a construction loan to a homestyle loan, which would cancel my application with XXXX XXXX XXXX XXXX and put it with Veritas. He asked if I would send him the lending scenario I was looking for and asked that I copy XXXX and XXXX XXXX ( XXXX ). I did just that, with the email ( s ) subject line of, Homestyle Renovation No Cash Out Quote Request. I applied for the mortgage on the afternoon of Friday, XX/XX/XXXX. On XX/XX/XXXX Veritas locked my loan, for 45 days. I received the first loan estimate ( LE ) on XX/XX/XXXX. We were not ready to close by the XX/XX/XXXX expiration date and an extension was needed. I was charged for this first extension. On XX/XX/XXXX I received a closing disclosure ( XXXX XXXX and was told that the increased amount in Loan Costs Origination line A was because it was locked on the wrong program and when it was switched to the homestyle loan there was a negative adjustment to price. ( Mind you, I did not understand, at the time, that this was not a bona-fide change of circumstance. ) The explained benefit was that rather than an extension it was a new lock, which did not have a cost associated as it was new rather than being extended. But the lock, overall, had a cost due to the program type. I had been told that the last extension was at no cost to me, via text message with XXXX and email from XXXX. The change of circumstance did show a change to the homestyle loan, but it wasnt until I went through the classes, when renewing my license, that I learned more about TRID and understood Veritas shouldnt have charged me for their mistake. Further, the Disclosure Tracking documents in the loan file they sent me, show a consumer requested program change, which is not the case. Additionally, I paid {$400.00} to the HUD Consultant for a service that I could not shop for, upon his first visit to my home on XX/XX/XXXX. This fee has not been accounted for properly on any of the disclosures. Veritas had told the contractor how much money could be requested as an advance, {$110000.00}, extending one half of all funds including the contingency reserves. When I looked up and sent the homestyle guidelines to XXXX and XXXX, I was told that they would check with their investor and would stay within guidelines. I expressed that I felt the amount they suggested was too much, that I wanted guidelines to be followed, and that my contractor was willing to receive a smaller advance. Rather than one half of the [ building ] material funds, Veritas cut a a single party check to the contractor, for the full {$180000.00}. By this time, I thought my right of recission was over and there was nothing I could do. In XX/XX/XXXX, I wrote a QWR to Veritas, and to their investor ( my servicer ) XXXX. In XX/XX/XXXX, both answered that they investigated and found no error ( s ). Veritas wrote they were not bound by the XXXX XXXX Homestyle guidelines, but were bound to the Loan Agreement ( the construction contract ). They did not send a copy of the contract but wrote that I could request it. XXXX did send the document, with their answer and a copy of Veritas answer. The loan agreement was a blank at closing, except for my signature in two places and the notary. Had I not signed it, the closing would have been delayed. The document was completely blank, without parties, without property, without terms, void any information aside from my signature. Veritas filled it in, and did not offer me a copy to acknowledge nor agree to the terms. Veritas also had the rider updated without allowing me to acknowledge the change before it was recorded. I have emails from title verifying that my contract was blank at closing and they do not have a completed copy. I have emails from title verifying the update to the rider without my acknowledgment. On or around the XXXX of XXXX, XXXX, I requested a copy of all my LE and CD documents. I received them on XX/XX/XXXX. On XX/XX/XXXX Veritas attempted to cure the differences between section B on the Loan E and section B on the CD. I did not cash the check because there were still material errors on the disclosures. I tried many times via phone and email to reconcile these errors with Veritas. They have refused to talk to me about the remaining issues. I decided to rescind my mortgage because of the continued errors in the disclosure of the finance charges associated with my mortgage. I stopped making payments in XX/XX/XXXX, while I put together an airtight notice, in hopes that they would finally investigate and comply with regulations. I sent the Notice of Rescission to Veritas on the XX/XX/XXXX. Rather than unwinding the transaction, Veritas responded on XX/XX/XXXX via their attorney. I have not retained legal council and am sending my response back to them as soon as this complaint is done.
|
| 05/04/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
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|
I rescinded a my mortgage loan after the lender refused to remedy material disclosures ( the fees associated with my mortgage XXXX they above what the law allows, in the timeframe allowed to them by law.
There were several Truth In Lending Act violations regarding the material disclosures associated with my mortgage.
These material disclosures were in sections A and B of both the Loan Estimate ( s ) and the Closing Disclosure ( s ).
The Truth In Lending Act requires a lender review and cure all tolerance violations within 60 days of consummation of the loan. Further, law requires the lender cure any Truth In Lending Act tolerance violations prior to the borrower bringing it to their attention.
This lender 's first tolerance cure check, left uncashed, was issued 492 days after consummation of the transaction, as defined by signing of the binding agreement ( s ).
This lender 's second tolerance cure check, left uncashed, was issued 787 days after the consummation of the transaction, as defined by signing of the binding agreement ( s ).
I rescinded the loan after the lender 's first unlawful cure attempt and before their second unlawful cure attempt.
There is no mortgage, yet this lender has filed for foreclosure on my home with the intent to sell it. The lender did not unwind the transaction, rather they hired a law firm to entice me into a settlement agreement. When that failed, they hired another law firm to foreclose on my home.
Both law firms were advised of the rescission delivered to this lender in XX/XX/XXXX.
It is unlawful to collect on a debt that doesn't exist.
This is my 3rd complaint to the CFBP about this lender, in each phase of the progression of the issue. Once complaining about the origination the loan. The second complained about servicing of the loan. And finally this last complaint about collecting a debt that does not exist. I know the Truth In Lending Act very well. I know the Real Estate Settlement Procedures Act very well. I know the Truth In Lending Act and the Real Estate Settlement Procedures Integrated Disclosure ( TRID ) rules very well. And, while this transaction was originated in the Optional Compliance phase between the XXXX implementation and XXXX compliance dates, the material disclosures would have been out of compliance for both.
This final straw of recording a default letter on my home, and attempting to move forward with a non-judicial foreclosure, is CFPB complaint worthy. I will have to take them to court for all of this and am nearly ready to file in Federal Court.
It is a shame that, as a consumer, I have taken every step available within these agencies that have been set up to " Protect '' consumers. Both on the State Level as well as the National Level.
Next will be Federal Court and filing a complaint with my local Attorney General.
To the Lender : You have been given EVERY opportunity to do the right thing. You have not acted in good faith and are the reason that portals like this one even exist. Please take a moment to reflect and make the lawful decision this time.
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| 03/24/2021 |
Yes |
- Mortgage
- Conventional home mortgage
|
- Trouble during payment process
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Web |
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I submitted a complaint last year regarding TRID tolerance violations committed by Veritas Funding , LLC ( " Veritas '' ) complaint ID XXXX. This is not a duplicate of that complaint, rather it is a complaint regarding further violations as Veritas pretends to be servicing a mortgage that has been rescinded.
Veritas originated a rate and term refinance conventional mortgage on my primary residence in XXXX of XXXX. They sold my loan to XXXX, who sold it to XXXX. Eventually, Veritas had to buy the loan back from these entities after I brought to light they had completed terms in a blank contract sent to them with my closing package, without my knowledge, and used that contract to sell the mortgage FOR PROFIT.
Due to TRID tolerance violations left outstanding, and Veritas ' unwillingness to acknowledge and cure those violations, I had no choice but to rescind the mortgage in XX/XX/XXXX.
Veritas refused to acknowledge the rescission and rather than unwinding the transaction, they hired an attorney. I filed the aforementioned CFPB complaint not long after, in XX/XX/XXXX.
Veritas answered the complaint by admitting TILA and UDAAP violations, lying about a cash out refinance, and offered me a tolerance cure - POST RESCISSION ( another violation ) along with another incorrect Closing Disclosure ; they misrepresented {$400.00} I paid outside of closing.
I have not cashed the tolerance cure check ( s ), extended by Veritas.
THE CFBP DID NOTHING REGARDING THESE GROSS VIOLATIONS!
Veritas has continued to send me notices since then, on a monthly basis, as though they are servicing the loan. This past week, I received a letter from a debt collecting law firm, telling me I was in default on my mortgage and could be facing acceleration of the mortgage and potential foreclosure if I did not pay them over {$33000.00}.
The failure of Veritas Funding , LLC to follow Federal Lending Statutes, to continue to act in the capacity of a servicer after being given notice of a lawful rescission, to attempt to collect on a debt that does not exist, and to consistently act in bad faith prompts me to file another complaint.
I have not attached the monthly statements, as I have not yet scanned them. But, I can if requested.
|
| 03/03/2022 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
Older American, Servicemember |
|
The Company Named : Re : XXXX XXXX XXXX ( misleading name ) to a company XXXX # XXXX with address.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX MLS # XXXX Now this other agency from the same XXXX XXXX XXXX XXXX, also using my name and distributing my name without my consent for marketing and junk mail unsolicited mail. This company its using my name and personal information for marketing and solicitation. I just don't understand why this company is harassing me with unsolicited and never requested very confusing and misleaded mail loan offers. Things like XXXX XXXX XXXX - XXXX report dated XX/XX/2022 indicates that you have {$3200.00} in available funds How this company got my information, what gives the right to this company to use my name and address. Now the amount of unsolicited mail its a continuous harassment from the same corporation different addresses This company needs to respect the fact that my name is at the XXXX XXXX XXXX -out list and every credit bureau op-out list to included also the XXXX
Please ask this company why they don't respect that, and Im pretty sure they're excused will be that my name got obtained out public records. I would like to know where?
Please stop remove my name out their data base, and ask every marketing company not to use my name. I'm a XXXX, I'm a XXXX XXXX and also I'm a XXXX XXXX being target by this junk unsolicited mail.
I had never requested, and I will never do business with this company. STOP do not contact me, do not call me, do not mail me, do not email me please. Remove my name please from the headquarters and any marketing agency belonging to this company.. Do not contact me never no longer. ask your marketing companies not to contact me. DO NOT SALE OR DISTRIBUTE MY PERSONAL INFORMATION WITHOUT MY CONSENT- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX
|
| 08/11/2016 |
Yes |
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- Credit decision / Underwriting
|
|
Web |
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|
We, I am hoping that, the Attorney General 's Office will take a 2nd look at the business landing practice to see if is in line with the state and federal law.
I applied for a Mortgage loan through my loan, officer XXXX XXXX from Veritas Funding and I was approved for the loan and got through all the process to the closing and while I was waiting for the bank a date that I will be closing on the house. I have got a call from my loan officer stated that, you wo n't be able to buy the house any more. I was in shock and when I asked why because I have done everything they asked of me and signed all the paper from accepting the loan to the appraisal. He said that, the Veritas just did n't want to do business with me anymore, I have tried to contact the company and my loan office, none of them wanted to talk to me, they refused to take my calls and until now I have never heard from Veritas Funding or my loan officer.
I felt discriminated and I want to State Attorney 's office to investigate of what really happy back then.
|
| 10/23/2017 |
Yes |
- Mortgage
- Conventional home mortgage
|
|
|
Web |
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On XX/XX/XXXX I received a yellow card in the mail telling me to call an XXXX XXXX number immediately about a closing on a mortgage with Veritas Funding. I got the mortgage in XXXX of 2015 and it was sold to XXXX the same year. It has also been sold by XXXX to XXXX mortgage. When I called the XXXX number it had me enter a mortgage id number and the dropped my call. As a result, I called Veritas directly and was told that is looked like fraud. They had me scan the card I received and reported it through their company. I have not noticed any fraudulent charges on my credit cards and have a credit freeze on my credit bureau accounts. Veritas also verified that the XXXX number on the card is not their XXXX number.
XXXX XXXX XXXX
|
| 04/20/2017 |
Yes |
- Mortgage
- Conventional fixed mortgage
|
- Application, originator, mortgage broker
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|
Web |
|
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I applied for a loan through Veritas lending in XXXX , Utah. Half -way through the process, the loan officer could not answer certain questions about how much I would need to pay out of pocket at home closing, and so I switched lenders. Veritas, who was the preferred vendor for XXXX XXXX construction, then increased my building costs by {$1400.00}. The told me because I went with another lender, I did not qualify for certain discounts. However, the discounts were never explained beforehand, and I was never given a choice. I feel that both Veritas and XXXX XXXX should have explained the discounts up front.
|
| 09/10/2022 |
Yes |
- Mortgage
- Conventional home mortgage
|
- Applying for a mortgage or refinancing an existing mortgage
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|
Web |
|
|
I received a written letter and it " appeared '' to be from XXXX XXXX my existing lender, stating that i had available funds in my account. It seemed like there was a escrow balance available to me for {$3200.00} ( titled available funds ). After following up on it, it was actually a solicitation from another bank altogether called Veritas Funding. This is clearly disceptive marketing practices to lure an uninformed borrower and it needs to be stopped immediately.
|
| 12/03/2021 |
Yes |
- Mortgage
- Conventional home mortgage
|
- Improper use of your report
- Received unsolicited financial product or insurance offers after opting out
|
|
Web |
|
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Veritas Funding ( XXXX XXXX XXXX ) sent me an official/government-looking letter in the mail insinuating that I have " Adjusted Available Funds '' in the amount of {$3200.00} on my current mortgage with XXXX Loans. This letter reeks of a predatory lender tactic and this company should not be allowed to use this very deceptive tactic to lure unsuspecting customers.
|
| 05/09/2023 |
No |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
Servicemember |
|
Received misleading mailer, which looks like an official document, but is actually just an advertisement. The envelope specifically states " Response Required ''. The Ad itself states that there are changes and has an year on the top right, which makes it look like it came from the IRS or other government source.
|
| 10/25/2022 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
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XXXX XXXX XXXX Current Legal Name : XXXX XXXX XXXX XXXX ID : XXXX Location ( s ) : XXXX, AZ XXXX Represents : Veritas Funding , LLC XXXX XXXX ) Sending fake document requesting call in and then asks for ssn.
Fake VA XXXX XXXX belonging to homeowner
|
| 01/20/2024 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
- Fees or costs during the application process
|
|
Web |
Older American, Servicemember |
|
|
| 07/27/2023 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Phone |
Older American |
|
|
| 01/31/2023 |
No |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Web |
Older American |
|
|
| 02/10/2022 |
Yes |
|
- Applying for a mortgage or refinancing an existing mortgage
|
|
Phone |
Older American, Servicemember |
|
|
| 10/02/2015 |
No |
- Mortgage
- Home equity loan or line of credit
|
- Credit decision / Underwriting
|
|
Web |
|
|
|
| 10/07/2014 |
Yes |
- Mortgage
- Conventional fixed mortgage
|
- Settlement process and costs
|
|
Web |
|
|
|