UNITED CREDIT CORP. OF SOUTHAVEN CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
07/12/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • LA
  • 712XX
Web
My husband XXXX XXXX received a loan from Harbor Financial in XX/XX/XXXX. He had just got released from XXXX. He had been XXXX from XX/XX/XXXX until XX/XX/XXXX. He was paying on the loan and he stopped when he stopped working odd jobs because of his heart. XXXX XXXX who is the manager at Harbor Financial told Mr XXXX that he could just start bringing any amount on the payment and she would put it in an envelop until a full payment is reached. When he informed her that he had some money to bring she told him that she could not except the partial payment she had to have the whole payment. So after that, she started callling my cellphone from her cell phone and texting me about the payment. She had one of her workers call named XXXX trying to find out my job and said they were going to garnish my wages. I did not sign for the loan nor have any thing to do with the loan. I am tired of her calling my cellphone from her personal phone and texting me about the loan that he should not have received because he had just gotten out of XXXX.
08/07/2022 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Struggling to pay your loan
  • LA
  • 712XX
Web
I haven't been working because I have been sick from XXXX. I told the manager and her assistant that I haven't been able to go back to work yet. So on XX/XX/2022 XXXX of the ladies called my cell phone from her cell phone telling me that I need to make a payment immediately and I told her I was not working because of XXXX. I told her she was not supposed to call me from her cell phone because I had the right. After that, on XX/XX/2022 the supervisor called my cellphone from her cellphone and threaten me by telling me if I did not make a payment immediately that she was going to file suit against me. Now she knows that I am not working and know that I am out of work because of XXXX. The supervisor has a very nasty attitude and she is rude. She won't call me from the office phone she is constantly calling me from her cell phone and I want her to stop harassing me. The name of the company she works for is XXXX XXXX in XXXXXXXX XXXX the Supervisor 's name is XXXX XXXX and the assistant that has been calling is name is XXXX XXXX.
07/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • MS
  • 39180
Web
I abtain a loan from this company United Credit back in XX/XX/XXXX My home burned down and I lost my job in XX/XX/XXXX so I wasn't able to pay back the loan so they charged it off as bad debt so fast foward to XXXX XXXX I received my anually credit report and noticed United Credit has been pulling a hard inquire of my credit for the past year and something every two month they have pulled it starting XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX,, XX/XX/XXXX, XX/XX/XXXX they are trying to ruin my credit I did not arthorize them to pull my credit this is illegal!! I have not heard or spoken to United Credit since XX/XX/XXXX this is not right and is against the law!!
10/26/2020 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • MI
  • 482XX
Web
They made me send hundreds of dollars for fees I knew nothing about. Each time telling me it would be the last payment and I would receive my loan. Which never happened. An additional fee popped up every time. And they wanted more money. Almost more money than the loan itself. I have asked for a refund of all the money I sent because I got fired of additional fees popping up. Ive received nothing. They stated I would receive my money via check. I never got it. Called and asked about it they ask for my address as if they were sending it now when it should have been sent. They did this twice. They stop answering my calls. All I want is my refund of the money I sent. It has been about 2 months..
07/01/2023 Yes
  • Payday loan, title loan, or personal loan
  • Personal line of credit
  • Charged fees or interest you didn't expect
  • GA
  • 309XX
Web
Received flyer in the mail about this company and applied! I was approved quickly for XXXX and needed to make repairs to my lawn tractor so I thought it was great. The company did send XXXX. Immediately after XXXX was taken from my account. The document where completely falsely made because after the signing because now the documents say that the pay back is XXXX for the XXXX. I have emailed the address on websites well as tried to call and have gotten no response. This is the most ridiculous thing I have experienced in my life. They have all of my personal information so I need to close my bank account
05/09/2018 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Struggling to pay your loan
  • MS
  • 394XX
Web
I got out of work last XXXX and got behind on the payments, I have since gone back to work and I am trying to get the loan caught up but they will not offer me any kind of assistance and have started to call me every 5 or 10 miuntes every day and have now started to harass my husband and family every few milnutes. its either XXXX or XXXX calling demanding a payment right then. I offered to let them know when I could get a payment in but was told I need to do it right now. Im really trying hard but I can do only so much and I do have other bills to pay also and trying to kwwp my house out of foreclosure.
03/18/2020 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • TN
  • 38115
Web
I took out a loan with United Credit in 2017. I failed to pay after I lost my job. I was taken to court and agreed to pay {$120.00} because I was told that was the lowest I could pay a month. I called the lawyer that represents them to see how much of a balance I had left. My balance was more than when I started paying. they are charging me an interest rate of 34.5 %. I also received a letter in the mail stating that any property I buy had a lien on it already and I don't own anything.
08/16/2022 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Struggling to pay your loan
  • LA
  • 712XX
Web
I have not worked since I had XXXX because I am having a lot of complications with my health. They are still calling me from their cell phone I asked for it to be taken care of and they have ignored the complaint. Since they have ignored everything I will be suing them because I have rights.
09/13/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • MD
  • 20886
Web
I have fraudulent credit cards opened in my name which needs to be removed from my credit file. I am still a student graduating soon and had no idea there were fraudulent credit cards opened in my name.
07/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • LA
  • 71457
Web
Harbor Loans in XXXX, La is running a hard inquiry on my name and social security number over four times without my permission. This is illegal.
02/20/2019 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Frequent or repeated calls
  • MS
  • 386XX
Web
This finance company keeps repeatly calling me at work even though I have told them I can not receive phone calls on my job and to please stop.
12/28/2023 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Installment loan
  • Problem with the payoff process at the end of the loan
  • LA
  • 71051
Phone
08/28/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • LA
  • 70653
Web
08/28/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • LA
  • 70653
Web
08/09/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • LA
  • 70653
Web
06/02/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • LA
  • 71417
Web
03/23/2018 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MS
  • 39663
Web
12/12/2017 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Loan payment wasn't credited to your account
  • MS
  • 39213
Fax
11/28/2017 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • AL
  • 35576
Web
09/29/2016 Yes
  • Consumer Loan
  • Personal line of credit
  • Managing the line of credit
  • MS
  • 38671
Phone