United Check Recovery Bureau, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/22/2017	No	Consumer Loan Installment loan	Problems when you are unable to pay	SC 298XX	Web
I had a loan that I defaulted on because of an unforseen circumstance in my finances. I never heard anything from the company. Then last week my Dad gets a call telling him they are going to turn me into the IRS and got him all worried. When I called them they threatened me. They said they were going to take my car, garnish my wages, have me arrested, and file with the IRS. One way or another they were getting there money. I was bullied into making Payment arrangements with them. They emailed some document to me but I could n't open it up without signing it first. Ithe was just telling me I was making payments to them for the next 24 months of what they said they would only take. I still up to this point had nothing in writing from them of the debt or amount owed. Then they started calling my work and even left a message on my bosses phone wanting to take my wages. I asked them not to contact me at work. They still called my work. I sent them in writing and called several times asking for themail to mail me paperwork. They said they did back in XXXX but last week they said they did n't have my address. I have checked and there is no Judgement filed against me to do with this debt. They belittled me by calling me names, telling me what I needed to do, and bullied me with threats. I made my boss and HR department aware of everything. I called the bank that holds the note on my car and even told everyone that gets a call from them about me to block their number. It has become way to much to deal with. My XXXX has peaked and now my health is taking a toll already because they wo n't stop with the threats and it has only been. A little over a week. The company is United Check Recovery Bureau , Inc. I never get the same person on the phone and they keep bouncing me back and forth with the person they claim holds my account. They are mean and very rude.
01/24/2018	No	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 43605	Web
This is a a follow-up response to the following case number : XXXX. In regard to the response that the company responded with ( filled with falsehoods ), this person responding is not accurate and in the response, and is stating out-and-out lies. This organization has in fact, contacted me NUMEROUS times ( 6 times -- and the 1st conversation was recorded from my end, and the other 5 times I have copies of the message that was left ). I stated from the first conversation that I DID NOT WANT TO BE CONTACTED BY TELEPHONE OR AT MY JOB BY TELEPHONE ... .I also clearly stated THAT I WANTED VERIFICATION AND A PAPER DOCUMENT MAILED TO ME ... this XXXX XXXX responded " Why -- why do you need that?! I can email you something. '' However, no email was ever received. And according to the FDCPA, a verification must be sent by mail after the initial telephone contact. This person has contacted my distant relatives ( they have already filed a notarized statement for my attorney ) that clearly demonstrates they were contacted AFTER this disreputable company knew exactly where I lived and how to contact me. They were just calling distant relatives to intimidate and scare me. Finally, I HAVE RECORDINGS WHERE THESE BOTTOM FEEDERS imply legal action and such from the courthouse .... I will be pursuing this to the criminal and civil extent that I can. I am also in contact with ( 3 ) other parties who have been victimized by this disreputable company -- I found these other parties on other blogs complaining about this company and I reached out to them. UCRB better be prepared to be sued for the fullest extent that we are able. I have had enough. By the way, to date, I have received no email and no postal mail from UCRB validating the debt. I have indeed sent a CEASE and DESIST Letter and a Validation Letter.
07/17/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 280XX	Web
I am writing to file a complaint on XXXX XXXX XXXX. I opened a loan account with them on XX/XX/XXXX the loan was for XXXX with a monthly payment of {$190.00}. I started to make payments then I lose my job at the same time I was going through a divorce and was unable to continue to make the payments I spoke with the supervisor over there and informed him of the situation I was in he stated he would do his best to hold off. He asked if there was any kind of payment that could be made I said not really as things were really bad for me. In XX/XX/XXXX XXXX XXXX XXXX Charged off my account for non-payment as I was unable to make the payments.I was hit with a heavy penalty from the Credit bureaus. I was notified by a company about them being the new account holder. At the time I was unable to make any arrangements so I waiting til I was able to. I called the company their name is United Check Recovery Bureau , Inc . I sent up a payment agreement with them of {$100.00} to be taken out of my account monthly on the XXXX of each month. My first payment was to be a little more it was {$250.00} and there after {$100.00}. I made my first payment in XX/XX/XXXX and have made a payment each month. Well on XX/XX/XXXX I get an alert that I was hit with a serious delinquency on my credit reports when I called to check on what it was it was XXXX XXXX XXXX they had changed the status from charged off/ closed/ transferred to OPEN status. Now I haven't had any contact with them, only the United Check Recovery Bureau. I was now hit with another huge credit score drop. If my signed agreement is with XXXX XXXX XXXX XXXX how can XXXX come back and change the status to OPEN with the credit bureaus? I have now been hit twice by the bureaus and my score has dropped tremendously.
11/10/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	CA 94124	Web
XXXX is a transcript of the voicemail that was left for me on my cell phone. " My name is XXXX, I 'm investigating a very serious complaint for { my name }. Our client has flagged his name along with as his address and social and I 'm calling from United Check Recovery Bureau, I need to get a statement of intent and notify him of his legal rights. If he wants to voluntarily make restitution on this complaint I need him to contact our pre-legal department at XXXX XXXX XXXX. If I do n't hear from him in a timely manner we will use a government skip tracing tool to locate him we will enter this into the system and have him pursued to the full extent of the law. You have been legally notified. ( Caller hung up XXXX '' The collector also called me at my office. He then disclosed he was calling about " XXXX XXXX. '' He stated the balance that he said that I owe telling me it was charged off in XX/XX/2015. He demanded I make a voluntary resolution to this matter and that it is now in their prelegal department. He was calling me in my office and I had coworkers about. I hung up because he was intimidating me and I could not freely speak at work. He called the office again and my co-worker picked up. I was not available so she tried to take a message and he got angry with her asking why she needed to know and why I could not pick up my phone. She told me about this and she felt harassed. I felt threatened and intimidated. Because I have a lawyer handling another matter for me, I forwarded this voicemail to his office. The firm called this company and they refused to speak to the attorney or accept any information showing that they represent me. They also refused to give the law office an address for a fax number.
01/24/2018	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 43605	Web
I have received several harassing phone calls since XXXX XXXX, 2018 to the present day of this writing ( XXXX XXXX, 2018 ) from various representatives giving a variety of names ( XXXX XXXX ... .XXXX XXXX are two of the names they are using ) from a company calling itself XXXX ( United Check Recovery Bureau ... the address from the Better Business Bureau is XXXX XXXX XXXX XXXX XXXX XXXX , NY XXXX. One of the many telephone numbers they utilize is XXXX. The only way I know the name of the company is that I have done extensive online investigation on the telephone numbers they are calling from ... rarely do they identify themselves. They have called me at home, on my cell, at work, and now are calling several of my relatives. I do not know any information on the debt they claim to be collecting. I have sent them a validation letter, and a cease and desist letter, and also given them the name of my attorney and demanded they work through her, but they keep calling. My nephew who lives in a different state called to me today to tell me that this company called him asking my whereabouts. They know my whereabouts because I have contacted them and they have my address. This is just an intimidation tactic they are using. They have failed to validate the debt and keep telling me that they " emailed the information '' to me ... which they did not, and besides, a valid validation should be in writing. The representatives are rude, harassing, and this XXXX XXXX sounds as if she has been smoking since birth. Please help this is causing incredible problems with my employer. If you google XXXX or Unite Check Recovery Bureau ... .there is a multitude of complaints on various websites about their harassing tactics.
01/11/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NH 031XX	Web
I was first contacted by XXXX XXXX with UCRB ( telephone number ( XXXX ) XXXX ) on XXXX/XXXX/XXXX claiming that he was with UCRB, he was looking for a verbal statement from me for his final recommendation on a matter so he could submit paperwork. He reached out to a family member as well prior to contacting me. He said he intended to inform me of my legal rights before the case was filed with the district court and to see if I had any questions regarding the contents of the case or would like to submit a statement in my defense. When I called, however, it was an attempt to collect money and I was told if I paid in full or set up recurring payments then we could settle the matter. If I did not do this my wages would be garnished. I contacted the original debtor and was advised that my account was in fact transferred to a collection agency ; however the agency name was XXXX XXXX XXXX management and not UCRB ( where XXXX was calling from ). I tried to contact XXXX at phone number XXXX, ( provided by the original debtor ) and was unable to get thru, a message from version played that my call was not able to be connected. I googled XXXX for another phone number and was able to locate phone # XXXX, however to no avail there was a voicemail message asking for you to leave a message however their inbox is full and your call is disconnected. Please keep in mind I have never recd paperwork from this company ( UCRB ) in the past and now they are threatening garnishing my wages.
09/13/2017	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85635	Web
I was first contacted by XXXX XXXX with UCRB ( telephone number ( XXXX ) XXXX ) on XX/XX/XXXX claiming that he was with a firm and that I had been listed as a defendant in a complaint by a client of their office. He said he intended to inform me of my legal rights before the case was filed with the district court and to see if I had any questions regarding the contents of the case or would like to submit a statement in my defense. When I called, however, it was an attempt to collect money and I was told if I paid in full or set up recurring payments then we could settle the matter. I asked for validation of the debt in writing and XXXX XXXX said he would get a letter sent out. I continued to receive calls from XXXX XXXX XXXX and each time I informed him that I had not received a validation and that I would rather not discuss the alleged debt until I had confirmed the legitimacy of this claim. As of today, XX/XX/XXXX, I have yet to receive the validation of debt I had repeatedly requested. I spoke with XXXX XXXX XXXX again today in response to a voicemail he left me prior. I was informed that today was the end of my 30 days, though I was not aware that we had a timeframe, and that my wages would be garnished or I would have 30-90 days to pay depending on the judgement. I searched public records and have contacted the county I had previously resided in and the county I reside in now and both counties confirm that no paperwork has been filed for a case.
07/31/2019	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60561	Web
XX/XX/2019 First contact from this company was when they reached out to a family member of mine.They disclosed all my information, the amount of the debt, the company it was from, who's names were on the account, everything. They never once tried to reach out to me before this. My family member gave me the number that I called back and was told it was United Check Recovery Bureau , Inc, and that I was speaking to XXXX XXXX. I explained that my family member told me you disclosed all of my information to them and he said " Sorry, she asked. It sounded like she wanted to help. '' Unprofessional, illegal, and unacceptable! What an absolute violation of my privacy. Then they send me an email form about the debt that states in the email they sent me " We would like to protect your privacy ... '' and it says in the email " ... The Federal Fair Debt Collection Practices Act require that ... collectors may not tell another person, other than your attorney or spouse, about your debt. '' Not only did they violate that, they violated and compromised my privacy and information to a family member who should not have been given this information.
02/25/2018	Yes	Debt collection Auto debt	Communication tactics Called before 8am or after 9pm	CA 90802	Web
I spoke to XXXX XXXX from UC RB on XX/XX/XXXX after he left me a voice message on my cell phone. He told me there was a complaint filed against me to commence legal proceedings. He then requested I make payment arrangements to stop the processing, which I did. On Friday morning of XX/XX/XXXX, I received a phone call from XXXX XXXX at XXXX XXXX I was not able to answer and thought it was odd to call before XXXX XXXX. I then received another call at XXXX XXXX, but I was at work and not able to answer. XXXX XXXX left another voice message on my phone. I had my representative call to speak to him and got XXXX XXXX instead. He was told that he was in violation for calling before XXXX XXXX and XXXX XXXX wouldn't allow my Rep to speak, he would interrupt her and even started to use profanity. He was very rude and decided he didn't want to continue to speak to her so he discontinued the call while she was on the line.
12/06/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	DC 20001	Web
I have already paid off the debt for XXXX XXXX XXXX ending in XXXX through XXXX XXXX XXXX debt collections. I have received and attached an email from them stating that the debt was paid in full with their reference number XXXX. Two additional debt collection companies, XXXX XXXX XXXX ( reference number XXXX ) is attempting to collect the debt for the same card ending in XXXX, as well as United Check Recovery Bureau ( reference number XXXX ). I have realized that I have been paying UCRB for the same debt that was already paid off with XXXX XXXX XXXX. To date, I have paid United Check Recovery Bureau {$330.00} in the amount of XXXX biweekly payments so far, as I did not realize this was the same debt that had already been paid to XXXX XXXX XXXX. I have reached out to XXXX XXXX XXXX and UCRB via their online portals regarding validation of the debt and have not received a response from either of them.
02/08/2017	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	WA 99208	Web
I received a call today from a " XXXX XXXX '' at UCRB - no website exists nor address. They said something about an unpaid debt/ bad check? I looked on my credit report that shows nothing associated with them. I XXXX the phone number and have been reading up on all the threats and nobody can seem to find out anything about their debt or who the company is. If it is a legitimate company - they are contacting family members on their first attempt of contact. I have not received any notifications via mail and my bank account has a zero balance and has been closed since 2013. Please look into these people. They are preying on a lot of people and making phone calls to people 's work, family members, friends, etc. Also, XXXX stated that they are " sending a courier unless I call back and make payments to them. '' Sounds extremely sketchy and these people need to be investigated.
12/23/2017	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	NY 127XX	Web
This started on XXXX/XXXX/XXXX. I received a phone call from XXXX XXXX XXXX XXXX, they left a message stating they were from XXXX and trying to settle a file that their client has placed and wanted me to call them back on number XXXX XXXX XXXX XXXX. I called that number back but was not transferred to anyone and it automatically hung up. Next day I got a call from ( XXXX ) XXXX, women stated her name was XXXX XXXX and was calling from the financial office of UCRB looking to get a statement of what happened between me and another party before they had to write a legal reccomendation. She only left her direct phone number which I called and left a message. She did not call back. I have never heard about this agency, and I 've never received anything in the mail from them in the past. I do n't want to give them my information unless I know they are collecting a valid debt.
08/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 281XX	Web	Servicemember
I have ATTACHED : POLICE REPORT FTC REPORT ID/ BILL/ PERSONAL VERIFICATION DOCUMENTS TO THIS COMPLAINT I demand to have this removed within 14 days of receipt if not removed i will be seeking Litigation according to FCRA 605B ( 15 USC 1681c-2 and 15 USC 1681a-e ) I have disputed the validity of this account numerous times. Every time its come back as factual and valid. So I want proof within 15 days of the proof and validation '' accurate '' of these account. Pursuant to 15 U.S. Code 1681a ( e ) I want to know name, time stamp, dates, phone number and which the investigation consumer report was done. What family member, neighbor, friend did you talk to say my dispute is invalid and your investigation was factualaccurate
02/22/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NC 28625	Web	Servicemember
I was contacted by XXXX with United Check Recovery Bureau. I asked him to remove my number and to not contact me further and he refused and continued to talk with me about the debt of a former spouse. I asked him again and he continued to harass me and not acknowledge my request to remove my number. I finally told him I was going to file a complaint he became rude and laughed at me and said " File a complain with who? '' I told him the FTC and at that point he decided to listen to my request to remove my number. He was trying to be intimidating after I had already told him 2 days earlier that I am divorced and not responsible for the debt. The phone number that dialed me from was XXXX
08/02/2020	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	MS 39157	Web
XX/XX/2020 through XX/XX/2020. United Check Recovery Bureau ; This company have been calling, leaving threatening messages, Using foul language as a intimidation to get me to agree to a debt that is not even mines. I never did any business with this company. I have No Contracts with this company. They call all throughout the day everyday, using different phone numbers most of the time to contact me. They call at least 4 to 5 times a day, starting early in the mornings. Again I have no Contracts or Loans with this company. Please stop the Harassing phone calls. I haven't received any notice by mail from this company, explaining to me what is this allege debt they say I owe them.
06/23/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92223	Web	Servicemember
On XXXX XX/XX/2020 I was contacted by XXXX XXXX from United Check Recovery Bureau from phone number ( XXXX ) XXXX at my cell phone number of ( XXXX ) XXXX at XXXX Pacific Time and again at XXXX the next day by a different individual. The debt that the company is trying to collect belongs to my ex-wife XXXX XXXX. I notified the first caller that XXXX XXXX is not associated with my phone number, that I would forward their message to her and to not contact me again. I was called again the next day concerning the same debt which isn't mine and from my understanding the company is prohibited from contacting me multiple times especially within such a short span of time.
04/28/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	XXXXX	Web	Servicemember
Notified via email from collection agency agency. Notification did not provide ( 4 ) Instructions for a reasonable and simple method by which the consumer could opt out of such communications ; and violating Official interpretation of Paragraph 6 ( d ) ( 4 ) ( ii ) ( C ) ( 1 ). The document attached to email provided simple method to verify or dispute debt but not to remove email as commination method. In addition authorization for email contact was revoked from " original creditor '' prior to notification from collector as this is a shared email. Violating number 3 of same regulatory article.
02/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 76543	Web	Servicemember
I have made MULTIPLE DISPUTES WITH YOU ALL THROUGH XXXX AND YOU ALL HAVE YET TO REMIVE THE ACCOUNT OF MY REPORT. I have contacted you all on several occasions advising you to send debt validation or remove item from my credit. This is hindering my score and the debt is not mines. If you all can not and will not provide the REQUESTED INFORMATION remove it from my report or I will now start to take further legal action for incorrect reporting as it is stopping me from what I have planned for my future. REMOVE THIS DEBT IF YOU DO NOT HAVE VALIDATION MEANING SIGNED PAPERS WITH MY SIGNATURE!!!!
08/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19050	Web
I took out a loan originally with XXXX XXXX XXXX. The account was charged off and sold too United Check Recovery Bureau Inc. I paid and settled the account two years ago. United Check emailed me a settlement letter and never updated the account to the credit bureaus. The account is still showing derogatory and charged off. Its supposed to be showing closed and settled. I called them over 40 days and informed them of the situation. I was told it would be fixed and it has not been corrected. It is affecting my credit score.
09/08/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 76705	Web
Since spring 2023, I have received about two calls per day from United Check Recovery Bureau from various numbers. They will leave voicemails, but when I answer they either wont give information or will have dead air on the other line. They have started contacting my family members as well, which is illegal to my knowledge. The number they are using is not a recognized company number. My mom and I have both blocked the number, so now UCRB is threatening me via email to have the debt pulled back and legal action taken.
09/14/2020	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	TX 751XX	Web
A company by the name of United Check Recovery repeatedly called me. Asking me to verify who I am. However, I declined due to the multiple scams going around from fake companies. As of today, I have not received any documentation or debt validation or verification. I have called multiple times to inquire. I first spoke with a XXXX XXXX which is unprofessional and implied about actions being taken because I called. His number is XXXX. Please check his recording between XXXX XXXX central time.
11/16/2020	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	CA 94605	Web
A guy named XXXX said he was looking for a woman who was not me ( I am a man ). I told him I was not that woman and that he should not call anymore. He continued to ask about her and I told him I did not have any information about her. I told him not to call me anymore and that I had received calls from his company before regarding this same person. He then got verbally abusive with me and argued with me and then hung up the phone. He called from the number ( XXXX ) XXXX
03/10/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	LA 70115	Web
I'm renting a home with another person. I received text from my roommate saying that United Check Recovery Bureau has called her multiple times asking for me and my location. I contacted them and told the representative that it was inappropriate and it violates confidentially agreement. I also have the voicemail & text messages to prove this incident. The company 's information is below : United Check Recovery Bureau XXXX XXXX XXXX XXXX XXXX, NY XXXX ( XXXX ) XXXX
09/28/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	KS 66049	Web
Continues to call even though Ive asked for proof of my debt which they keep telling me they will send but they do not. They even contacted my family and go as far as to ask them personal information about me. The calls are stressing me out and if I block it they call from a different number. Ive already tried to handle this but they will not send me anything in the mail to confirm they just want payment over the phone.
01/22/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	LA 70560	Web
I've just received a call from a woman named XXXX looking for someone else. Phone number XXXX. Contacted my phone numerous times. I've insisted I'm not the person she's looking for however, the calling will not cease. These harassing calls and threats of legal action to something I do not have any knowledge of towards the person she's insisting on reaching is ridiculous.
01/25/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 544XX	Web
I have no idea who this United Check Recovery Bureau based in XXXX XXXX, New York is. they are robocalling mobile numbers looking for me. I do not owe this company and they are harassing relatives. They called a mobile number on XX/XX/2019. I have not received any mail nor do I have any accounts with this company.
07/12/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 21133	Web
Received multiple phone calls from United Check Recovery concerning debt/check for XXXX XXXX XXXX I clearly explained that I am not XXXX XXXX, to remove me from their calling list, that XXXX XXXX does not reside at my address and that XXXX XXXX did not give them my personal phone number.
04/17/2017	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	DE 19720	Web
This Person called my family, and people who are not related to me. Told them I wrote bad checks. Told people who are not related to me that they stole my identity and were being investigated. Told me if I did n't pay I would be sued and arrested. He was very disrespected.
04/12/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	VA 201XX	Web
I asked for the company address so that I could write a letter they provided the wrong address to me. I was unable to send any letters to them. They continue to call on a automatic dialer. I am unable to ask them to stop or to verify the debt.
03/22/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NC XXXXX	Web	Older American
CALL RECEIVED AT XXXX ON XX/XX/2022. IT WAS A CALL IN REGARDS TO SOMEONE THAT DOES NOT LIVE WITH US NOR IS RELATED TO XXXX. CALL FROM UNITED CHECK RECOVERY XXXX XXXX XXXX XXXX NY XXXX. THEY HAVE REPEATEDLY CALLED ON DAILY BASIS.
01/12/2024	Yes	Debt collection Telecommunications debt	Communication tactics Frequent or repeated calls	VA 23451	Web

12/06/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	DC 20001	Web

09/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 93555	Web

08/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 28134	Web	Servicemember

07/22/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls		Phone

09/27/2018	Yes	Credit card or prepaid card General-purpose credit card or charge card	Other features, terms, or problems Other problem		Phone

09/15/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 45601	Web

08/10/2018	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	DE 19901	Web

06/05/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77868	Web

01/24/2018	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 43605	Web

01/11/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	TX 77868	Web

12/06/2017	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MD 20774	Web

06/06/2017	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	WI 53719	Web	Servicemember

03/15/2017	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	TX 76522	Phone

02/10/2017	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	DE 19713	Web

02/03/2017	Yes	Consumer Loan Installment loan	Managing the loan or lease	NC 27108	Web

01/12/2017	No	Consumer Loan Installment loan	Problems when you are unable to pay	TX 75025	Web	Servicemember

09/24/2016	No	Consumer Loan Installment loan	Problems when you are unable to pay	TX 77077	Web	Servicemember

09/23/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	WA 98144	Fax