UHG, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
07/31/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 93307	Web
On XX/XX/2021 my mother called me stating that she was being harassed by a company named XXXX XXXX XXXX XXXX, looking for me. I got the phone call from my mother at XXXXam, Pacific time. I currently live in California. My mother was hysterical, disclosing that the company was calling, threatening to serve me a civil lawsuit at my job. The number she gave me to call them back was a XXXX number, which of course, is no longer in service now. I returned the call because I was scared that this company was really going to take legal action against me. When I called them, a representative answered the phone and mentioned that I had a debt owed from XXXX XXXX. The representative informed me that if I did not pay, I would be taken to court as a result. I informed her that I had not received any notice in the mail about this debt. However, she insisted that they had sent me a few notices. Anyways, the representative passed me onto another representative who claimed the same thing, that I needed to pay or be sued. Even more so, he had all of my personal information as he verified it all to make a point that the debt " supposedly was still being pursued ''. Now, I usually can detect a scam. But being in the midst of the pandemic and having new debt, I was so bogged down with a lot of personal matters. I was caught off guard. I thought it was for real. To confirm, I also believed this was real because I did once have an account through XXXX XXXX. I had a XXXX credit card with them way a few years prior. So, I couldn't recall paying the company back then. I am guessing these scammers managed to go through public records, or something, to get my old account information and use that as means to pose as a real debt collector. However, the guy representative then claimed that my debt was in mediation and that if I paid {$1100.00} they would not come after me. I told him that I did not have that kind of money. So, then he suggested I settle for {$520.00}. Part of me was skeptical, but my back was against the wall. I then arranged to settle, thinking I really owed this debt. So, he took my debit card information that I provided him over the phone. The payment was made and I still felt as though something was not quite right. Even worse, I took the last bit of money out of my savings to make the payment. I was banking with XXXX XXXX at the time and the payment came out immediately. When I checked my transactions, the payment was under the category XXXXHome Insurance '. Also, Merchant 's name was titled XXXX XXXX XXXX under my bank transactions. Nothing was adding up. Later that day, I received an email from a XXXX XXXX of a credit authorization form to sign. I was directed to XXXX to sign the form. The name of this company on the receipt was a XXXX XXXX XXXX. I was even more confused because on the form, the address stated that they were based in XXXX, IL. All I could think was maybe it was some kind of debt collection ring. I was perplexed in that moment. It didn't stop there though. A few days later, I contacted XXXX XXXX. I managed to get a hold of a representative there and they mentioned that I did once have a debt on the account, but that debt was purchased by United Holding Group. Having that information, I then called United Holding Group a few weeks later, but could not get in touch with anyone that day. So I left a voicemail -- desperate to find out what was really going on. Some days later, United Holding Group returned my call. A voicemail left by a XXXX XXXX, asking to call him back, which I did. We spoke and he informed me email a XXXX to have her send me a letter about the account for update. He provided me with XXXX 's XXXX email. On XX/XX/2021, XXXX wrote back, with a letter attached via email, stating that the debt was paid and account closed two years prior. However, the letter sent via email looked very suspicious. From address to phone number to fax number -- -it just looked sketchy. For months now, I have been desperately working to get a refund. I feel United Holding Group was posing as XXXX XXXX XXXX as well. I submitted a claim to the FTC. I just really want my money back. I would prefer it in the form of direct deposit to my new bank account if and when this issue is resolved.
04/01/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 93307	Web
On XX/XX/2021 my mother called me stating that she was being harassed by a company named XXXX XXXX XXXX XXXX, looking for me. I got the phone call from my mother at XXXX, XXXX time. I currently live in California. My mother was hysterical, disclosing that the company was calling, threatening to serve me a civil lawsuit at my job. The number she gave me to call them back was a XXXX number, which of course, is no longer in service now. I returned the call because I was scared that this company was really going to take legal action against me. When I called them, a representative answered the phone and mentioned that I had a debt owed from XXXX XXXX. The representative informed me that if I did not pay, I would be taken to court as a result. I informed her that I had not received any notice in the mail about this debt. However, she insisted that they had sent me a few notices. Anyways, the representative passed me onto another representative who claimed the same thing, that I needed to pay or be sued. Even more so, he had all of my personal information as he verified it all to make a point that the debt " supposedly was still being pursued ''. Now, I usually can detect a scam. But being in the midst of the pandemic and having new debt, I was so bogged down with a lot of personal matters. I was caught off guard. I thought it was for real. To confirm, I also believed this was real because I did once have an account through XXXX XXXX. I had a XXXX credit card with them way a few years prior. So, I couldn't recall paying the company back then. I am guessing these scammers managed to go through public records, or something, to get my old account information and use that as means to pose as a real debt collector. However, the guy representative then claimed that my debt was in mediation and that if I paid {$1100.00} they would not come after me. I told him that I did not have that kind of money. So, then he suggested I settle for {$520.00}. Part of me was skeptical, but my back was against the wall. I then arranged to settle, thinking I really owed this debt. So, he took my debit card information that I provided him over the phone. The payment was made and I still felt as though something was not quite right. Even worse, I took the last bit of money out of my savings to make the payment. I was banking with XXXX XXXX at the time and the payment came out immediately. When I checked my transactions, the payment was under the category XXXX XXXX '. Also, XXXX 's name was titled XXXX XXXX XXXX under my bank transactions. Nothing was adding up. Later that day, I received an email from a XXXX XXXX of a credit authorization form to sign. I was directed to XXXX to sign the form. The name of this company on the receipt was a XXXX XXXX XXXX. I was even more confused because on the form, the address stated that they were based in XXXX, IL. All I could think was maybe it was some kind of debt collection ring. I was perplexed in that moment. It didn't stop there though. A few days later, I contacted XXXX XXXX. I managed to get a hold of a representative there and they mentioned that I did once have a a debt on the account, but that the debt was purchased by United Holding Group. Having that information, I then called United Holding Group a few weeks later, but could not get in touch with anyone that day. So I left a voicemail -- desperate to find out what was really going on. Some days later, United Holding Group returned my call. A voicemail left by a XXXX XXXX, asking to call him back, which I did. We spoke and he informed me email a XXXX to have her send me a letter about the account for update. He provided me with XXXX 's XXXX email. On XX/XX/2021, XXXX wrote back, with a letter attached via email, stating that the debt was paid and account closed XXXX years prior. However, the letter sent via email looked very suspicious. From address to phone number to fax number -- -it just looked sketchy. For months now, I have been desperately working to get a refund. I submitted a claim to the FTC. I just really want my money back. I would prefer it in the form of direct deposit to my new bank account if and when this issue is resolved.
02/12/2020	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	GA 30318	Web
Disclaimer : I do not know the name of the company calling, only that they call from XXXX. They identify I believe as XXXX, but identified themselves to my mother as UHC and claim they are a pre-legal collection agency calling on behalf of XXXX XXXX. The loan was taken out in XXXX of XXXX. The company that keeps calling me has not identified themselves, only the representative named XXXX. She identified the company as a pre-legal collections agency. This started when the company called my mother ( a reference for the loan ) on XX/XX/XXXX and advised her that I had a debt with XXXX XXXX XXXX XXXX and I should call XXXX extension XXXX because I have attempted to defraud the company and they will take legal actions against me. I then called the company directly and advised them that as far as I know legally, they can not share specific information with my mother and that I was not going to be paying this debt. This company proceeded to call me over the last few weeks despite me asking them to do what they needed to do. Today, XX/XX/XXXX, they called me twice back to back. I called them back ( forgetting whose number it was ) and the woman, XXXX, who spoke to me was very defensive when I asked who was calling and why she needed my mailing address. She stated that I've talked to this office before, so I should know. When I explained I did not remember, she said " so you're saying you never spoke to us? '' I repeated, I don't know who you are - I don't remember. '' I then realized who it was and hung up. They then called me again twice more then called my brother 's phone ( also a reference ) and also told him they were calling me regarding a legal matter and I should call back as soon as possible. So I called them back and advised that this was harassment, at which point they responded that they were entitled to call me as many times as they wanted, and divulge information to whoever they wanted, because they are a pre-legal collection agency, so by law they can do that. I do not know the name of this company but I have the notes from my mother 's conversation with them, the voicemail recording my brother received, and a record of both missed and answered calls by them. They have not only threatened to but have actually contacted others to share information improperly. They have threatened to take legal action ( sue me, claim I attempted to defraud them ). They have placed frequent and repetitive calls. They've used threatening language. They've kept calling even after I've told them to do whatever they need to do but to stop calling.
09/17/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MO 65803	Web	Servicemember
Debt was originally held with XXXX. XXXX transferred debt to : UHG I, LLC Address : XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Phone : XXXX on XX/XX/2019. On XX/XX/2019 I recieved a message from XXXX and XXXX XXXX, a debt collector with website https : //XXXX/ and phone number ( XXXX ) XXXX. The voice message transcript recorded at XXXX XXXX from them to my voicemail was as follows : Hi yes I'm looking for XXXX XXXX, XXXX my name is XXXX XXXX Private Career so I'm trying to make contact with you in regards to some documentation they actually are legal documents I'm scheduled to issue out to you I a.m. scheduled out in the jurisdiction on Monday afternoon. Now because these are legal documentation that you will need to have a valid form of ID your signature will be required at the time of service. The office that has required the service they also do require that contact be made with you at your place of employment. Your employer will need to be notified of my attempts to make contact with you at work tomorrow. Questions, concerns or if you're not gon na be available or if you do need to reschedule contact the filing office as soon as possible at XXXX case number sir is XXXX On XX/XX/XXXX I contacted my attorney 's office this message left on my phone was a " scare tactic '' and that the lady who left the message was not a process server, nor was any legal documentation on file in my county or any other. Further more, their scare tactic to notify my employer was far outside of the scope of fair debt collection. I then, also on XX/XX/2019 contacted XXXX XXXX and XXXX to inquire about the message left. The lady who answered the phone refused to give her name, however after verifying my identity said that due to the outstanding XXXX debt, they are " serving me '' for fraudulent taking a loan and for " bad checks ''. Yet another scare tactic. I kindly asked them to not call me, but rather to contact my bankruptcy attorney XXXX XXXX at ( XXXX ) XXXX. I was told thank you, and that was the end of the conversation. XXXX and XXXX I believe to be an illegitimate attorney office, who threatens to notify employers, as seen in the transcript. They also pretend to be official process servers, and even threaten legal action. Very intimidating. I am in the middle of a Chapter XXXX, with XXXX being included as a debt to be discharged under bankruptcy, and the communications I recieved were very wrong.
09/20/2019	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	WI 54729	Web
My mother received a voicemail on XX/XX/XXXX from XXXX XXXX at XXXX XXXX XXXX ( based in New York ). In the message was my information and a mention of a civil lawsuit, with charges of Malicious Intent to Defraud a Financial Institution, Theft, among other things surrounding a debt from XXXX. My mother brought this call to my attention. We both assumed it was a scam, but I wanted to follow up anyway, just in case. I had a plan to get enough information from them to verify that it was a scam and be done with it. On XX/XX/XXXX I called XXXX XXXX and he expressed concern about this debt, asking for my side of the story. He said that although my original loan was {$800.00}, interest and other charges brought my account up to $ XXXX.He mentioned that I would be being served if I did not pay a settlement of {$1800.00} today. Somehow he had a TON of details about this particular account of mine ( exact amounts, dates, my employer at the time of the account, etc ), enough to make me feel as though this attempt at taking my money was not a scam. I began to get upset and mentioned that I did not have that amount, but that I could possibly call a relative to help me. He asked for their name and phone number ( in case he needed to verify their information when they call ) and told me to call them. The call ended. While I was beginning to doubt my certainty that this was a scam, there were a ton of red flags still. So, now that I knew what account and company I was dealing with, I checked my credit monitoring service and then the company website itself ( XXXX ). I couldn't remember my login information with them, so I spoke with someone via live chat and explained that I wanted to make sure this debt collector was legitimate. The representative was extremely helpful and transparent and explained that they would never make threats of court or anything like that, and that this person was trying to scare me out of my money ( and way more than what I even owed ). They told me my loan had been sold off and gave me information for the actual company who now had my account. I was so thankful and glad I checked.
07/03/2019	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	MO 657XX	Web
The company XXXX ( XXXX XXXX XXXX ) claiming to represent the new debt owners ( United Holding Group ) began calling in mid XXXX ( XX/XX/XXXX ) to collect on this debt which is originally from XXXX XXXX. I spoke with several individuals who were claiming to handle the case with XXXX. At first, I wanted to clear this debt and offered the amount of {$1800.00} which I was able to pay at the time. They refused that amount and said they could only take {$2000.00}, The original reported amount was {$3300.00}. Before I went a step further after they refused my amount, I realized that I had nothing in writing from either UHG or XXXX showing that they owned this debt or was representing the owner of the debt. Phone calls continued from XXXX after my last communication with them turned unprofessional from one of their agents. After doing some research on debt collection agencies and my rights, I spoke with them on XX/XX/XXXX requesting a Debt of Verification letter before I continued talking with them. The individual then proceeded to verbally harass me and claiming I was using a stall tactic and that I made bad choices in the past and needed to be accountable for my actions. XXXX even confirmed my current address to me and as of today XX/XX/XXXX, I've yet to receive any documentation from either company. On XX/XX/XXXX XXXX contacted my employer and spoke with my manager and was verbally abusive with her and requesting salary information and other personal details that are not related to this debt. My Manager would not provide any information and the individual who called became extremely upset and hung up the phone. I have received numerous phone calls from XXXX throughout the same day on my personal cell and at work. I now receive voicemails from someone new representing this debt and using scare tactic verbiage, claiming they have a case number with my local county courts and they are pending processing if I don't call them back. I will not answer these calls due to them being abusive in the past and still not providing proof of the debt and/or ownership.
10/24/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	OH 44128	Web
XXXX XXXX XXXX is a collection agency located in XXXX, New York between XXXX and XXXX I was relentlessly harassed and threatened until I filed a complaint with the New York and Ohio Attorney general 's office as you can see from the document I'm submitting they not only called and harassed me but they called and harassed my elderly father and brother threatening to have me thrown in jail. The outcome was that XXXX XXXX XXXX put a cease-and-desist on my account and no further contact was to be made with me and when I would decide to settle the debt when I could. As retaliation XXXX XXXX XXXX sold this account to another credit agency UHG I LLC without my knowledge. UHG I LLC is now suing me for the debt. The original creditor of the debt is XXXX XXXX XXXX for the amount of {$2200.00}. In the court summons UHG I LLC is threatening garnishment. I have had no contact with UHG I LLC regarding this debt until I receive the court summons on XX/XX/XXXX. There has been no attempt to collect the debt from UHG I LLC. I don't even know who they are. Last I heard the debt was with XXXX XXXX XXXX. In the court summons UHG I LLC submitted a bill of sales for this account on or about XX/XX/XXXX not from XXXX XXXX XXXX but from the original creditor XXXX XXXX XXXX XXXX to UHG I LLC which is untrue. It just seems like the debt is being bought and sold from XXXX debt collection agency to another without my knowledge until finally it got to a debt collection agency UHG I LLC who would who would sue me for the balance this company is known to sue people and XXXX XXXX XXXX knew what they were doing when they sold the debt to them. XXXX XXXX XXXX did not want to resolve debt. On multiple occasions I made attempts to settle the debt before it went to collections with no resolve. The debt was sold XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX without my knowledge then it was sold from XXXX XXXX XXXX to UHG I LLC without my knowledge who is now claiming that they've bought the debt from the original creditor XXXX XXXX XXXX which is a lie.
01/21/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MO 641XX	Web
I received a call with Voice mail from XXXX on XX/XX/2020 saying that the compay had a petition of wage garnishment/judgement with my name and social attached to it. So i return the call and explained the debt had been paid. And asked for reference of the company name and if they were the creditor. He informed me they were XXXX, XXXX XXXX XXXX and were a mediation company and not the debt collector. The debt collector was actually UHG Llc. The representative stated he didnt have that in his system and i could email bank debit details via email to show my repayemts. I did decline as im not at all comfortable sending that type of personal information via email. I asked to be sent documentation via mail and they refused saying they could only send an email. He then put his supervisor on the phone and again i asked for documentation and he repeated the same that they could only send email and why hadn't i previously responded. He also stated that 95 % of the time there are no errors and its not normal that the debt would be paid and they not have that info. I told him i just received the call and that when it referred to garnishments i contacted them back immediately. I have no issues dealing with debt or owed funds but for them to mention garnishments and or judgements without any prior notification of court and or subpoena is ludicrous. And they are not the creditor to threaten such action but only a mediation company at that to make that threat is simply outrageous. I shouldnt be threatened of garnishments to scare me as a consumer to payment. The supervisor said they dont do regular paper mail because of turn around time and proceeded to send me a letter of discussion of agreements in which our conversation we agreed to no such payment. I only requested documents proving and or outlining the debt. The email was a letter stating i agreed to pay when i did not. What profesional company that is debt collection and or mediation does not send official mail?
09/28/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MO 64055	Web
UHG I LLC, XXXX IL filed petition through XXXX XXXX XXXX in Missouri Court ( Independence ) against me for the Credit Card Accounts i owe to XXXX XXXX XXXX XXXX according to them. ( court date set XX/XX/2020 ) Those Credit Card Accounts they are trying to collect was paid by Insurance ( as per one of the agent told me ) and i was also reported to XXXX about fraudulent charges those accounts. when i found out the fraudulent charges i closed those cards immediately and filed ID theft report and frozen all 3 bureaus credit file. XXXX never took any action for those accounts and i was default for those accounts due to job lay-off and send several hardship application but none of them accepted. I was advised that i am still liable for those accounts and i should take care and they threatened me if i didn't take care i will be in serious trouble, that's why i send hardship application and made 3 consecutive payments, but still XXXX sold those accounts to UHG I LLC. so now UHG is suing me for the money i didn't owed. XXXX now porting to XXXX a charged off account which i never had ( credit limit XXXX ) this fraudulent account also i reported but they never deleted from my file instead they told me to send another ID theft report, i did that too.. XXXX is XXXX my credit last few years and still doing same.. every time new charged off accounts, and when you talk to XXXX agent you will get different answers from different agents. some one have to stop this! .I am a federal employee with limited income.
06/19/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 92629	Web
I was forwarded voicemails from my family that stated that they were looking for me for a personal matter from a company called XXXX. I tried to call the number and after several attempts was able to get a human on the phone to find out what the personal matter was about. They informed me that this was in regards to a loan account that I had opened. I informed them that I had placed them on my debt consolidation program and that they needed to contact them as I believed there was already a settlement in place from a previous collection agency. At this point I was informed that I had been " scored '' for if I qualified for sending to court. If I do not pay by XX/XX/30 then it would be out of their office and they would take legal steps. They also informed that they typically do not setup payment arrangements that span more than a few months. They also said that they didn't want me to have them contacting my employer and other places to find out things like wage garnishment options. I stated that I am more than willing to work with them but they kept emphasizing that they only had until the end of the month. I to this point have not received any paper documents other notifications of the debt and who they " represent '' XXXX XXXX XXXX. I have let them know that I can't pay in a lump sum that amount and from my reading on the internet the company " they represent '' practices unfairly. https : XXXX They call from XXXX
03/04/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 43110	Web
On XX/XX/21, I received notice, via USPS, that XXXX XXXX XXXX alleges I owe their client, UGH I LLC, " XXXX, and XXXX ( {$XXXX} ) '', dated, XX/XX/21, for a " XXXX Credit Card '', with no original creditor cited. I immediately responded, via certified USPS Mail, return receipt, # XXXX, to dispute the debt in full and request validation within thirty-days ( 30 days ). A duplicate request was also sent to UGH I LLC, via, certified-USPS-Mail, return receipt, # XXXX. And a second validation notice was also sent to XXXX XXXX XXXX, on XX/XX/21, via USPS-Priority-Mail, although they had received prior notice, and the 30 day period had already begun with both parties. As the request with XXXX XXXX XXXX, was signed for on XX/XX/21, by Mr. " XXXX XXXX '', and the request with UGH I LLC, was signed for on XX/XX/21, by " UGH ''. Please see the attached letters, titled, " XXXX '', and " XXXX '', including return receipts, with signatures. After not receiving any response from either party, cease and desist notices were mailed to both parties on XX/XX/21. However, on XX/XX/21, I did receive what seems to be an inadequate attempt to validate this alleged debt from XXXX. However, it was post marked, XXXX, XXXX, and dated, XX/XX/21, well after the thirty-day ( 30 day ) period to investigate under the Fair Credit Reporting Act, Section 611 ( a ) ( 5 ) expired. Please see the attached envelope, and letter, titled " XXXX ''.
11/12/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	MD 20744	Web	Servicemember
UHG claims I owe them money and I have NEVER went into a contract with them. They are a bulk debt buyer and along with 3 other companies have claimed that I owe them money. I have sent them a cease and desist letter along with multiple debt validation letters. They refuse to send me an original contract. They have claimed to serve my father on XX/XX/XXXX however my father passed away XX/XX/XXXX. They have harassed my family and I multiple times. I have contacted XXXX XXXX XXXX XXXX ( the original creditor ) and they state that I don't owe them money either because my account has a {$0.00} balance. I have contacted Creditor/Agency asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me. Under the Fair Credit Reporting Act this disputed item may not appear on my credit report if it can not be supported by any evidence. 15 USC 1681 have not supplied proof under the doctrine of estoppel by silence Engelhardt v. Gravens ( Mo ) 281 SW 715 719 I may presume that no proof of the alleged debt nor therefore any such debt in fact exists. According to 12 CFR 1022 subpart E, I am challenging the accuracy and integrity of the information.
12/16/2020	Yes	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	SC 299XX	Web
My Identity was stolen and someone went Online and obtained a Payday Loan in My name with all my information. A civil Division for UHG I, LLC is going through the XXXX XXXX Magistrate Court to Collect from me. I have never obtained a Pay Day Loan in the amount of the {$1900.00} on XX/XX/XXXX. A complaint was filed C/A : XXXX UHG I, LLC, V.S. XXXX XXXX XXXX. I have consulted with two Attorney 's and was advised to contact this agency to Report Fraud to the FTC. On XX/XX/XXXX a Hearing was scheduled, and I requested to Mrs. XXXX XXXX, XXXX XXXX, receptionist to reschedule a week prior. On XX/XX/XXXX I was involved in an XXXX XXXX and my vehicle was totaled. I received a call from the Courts that I expected to be there the court Date was never changed, and from the looks of the evidence of UHGI, LLC The Loan was Mind. This Loan was opened Online, and I feel I am under XXXX to be accused of a Loan I am not Responsible for VIA NETWORK OF A COMPUTOR. A request for this Loan was made using an account on XXXX XXXX with account number XXXX. I have researched all my Closed Bank Accounts do to my Identity being compromised, and Have can not obtain any information linking me to this Account number.
07/18/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	KS 67601	Web
They some how got ahold of my parents phone number saying that they were looking for me concerning a debt amount. They disclosed my personal debt information to my parents which really upset me!!!! Then when I called them they said that I had to set up a payment plan right away of legal action was going to be taken. I reluctantly set up a payment plan but ending up no having the amount when it was going to be due. I called them to tell them that I wasnt able to make the payment. They again threaten me with legal action it it wasnt paid. I stated to stop calling me and that I would be able to pay the balance in full in XX/XX/XXXX. I have told them to stop contacting me and my family both via email and via phone message. They call me 1 time a week and have been doing this for 2 months. Its very frustrating. I have never received and paperwork via USPS stating that they want legal action and this account isnt even reported to any of the 3 credit bureaus. I understand that I owe the debt and I plan to pay it when I get the money. But repeatedly calling me and threading me with legal consequences doesnt make me want to pay it.
07/28/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89120	Web	Servicemember
Back in 2017, I used to have a credit card through XXXX. I was unable to make payments so I stopped paying on it. Over the next few years, XXXX eventually charged the account off. I never received anything in the mail notifying me of this. Then, the third party debt collection agency, " UHG XXXX, LLC '', took over the debt, which I wasn't made aware of. They summoned me to court but I tried settling with them out of court. During this time, the Pandemic caused my job to lay me off. I called XXXX XXXX XXXX XXXX ( The Attorneys for UHG ) so I could try to ask for more time. They told me to just give them a call back when I get another job. 2 years later, out of nowhere, these guys just started taking money from me. I never received any letters notifying me that any of this was taking place. And now I am being garnished {$400.00} per paycheck. The way these people are handling my case is unacceptable as well as unfair. I am currently taking steps to try and sue these people for their incompetent and predatory practices. Please help me in any way that you can. Thank you for your time. XXXX XXXX
07/21/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Can't contact lender or servicer	CA 92656	Web
I took out a payday loan with XXXX I didnt pay it back but have been trying to pay it back and have called and it says that the account was sold to XXXX XXXX XXXX. I have called the number and left them XXXX voicemails and they havent contacted me. However my family has been getting aggressive and abusive calls saying that if they dont pay or transfer the call to me that they will send me to court. Then I answered once and right away they asked me for my social and then when I told them to send me a letter to verify they amount I owe they started abusing me over the phone saying no you have to pay now or we will send you to court and I kept asking them so send me a letter and they hung up. Its frustrating because Im not neglecting to pay off what I owe which is {$290.00} but they arent really connecting me to the right people and they are just calling me and my family abusively and using a fake phone number. The number that appears on my phone is the XXXX XXXX XXXX number, therefore they are acting fraudulent.
07/31/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	TN 37128	Web
I received mail from XXXX XXXX XXXX saying I owed a alleged debt.. XXXX XXXXXXXX XXXX never sent any information including the right to dispute Pursuant to Title 15 USC 1692g ( a ). XXXX XXXXXXXX XXXX never stated I had to right to have Verification/Judgement Mailed To Consumer Pursuant to Title 15 USC 1692g ( a ) ( 4 ). XXXX XXXXXXXX XXXX never stated I had the Right To Dispute within 30 days Pursuant to Title 15 USC 1692g ( a ) ( 3 ). XXXX XXXXXXXX XXXX is in VIOLATION Pursuant to Title 15 u.s.c 1692b ( 2 ) stated that the consumer owes any debt. XXXX XXXXXXXX XXXX is in VIOLATION Pursuant to Title 15 u.s.c 1692b ( 5 ) any language or symbol on any envelope or communication indications debt collection business. XXXX XXXX XXXX is in VIOLATION Pursuant to Title 15 USC 1692e ( 2 ) Im the ORIGINAL CREDITOR Pursuant to Title 15 USC 1602i XXXX XXXX is also in VIOLATION Pursuant to Title 15 USC 1692c ( b ) & Title 15 USC 1681a ( 4 ) Evidence of Violations is included with this complaint ( Exhibt A )
09/16/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43119	Web
I was receiving calls for collections on a loan for XXXX starting since XX/XX/XXXX on a loan opened in XXXX in my name that I did not sign for, I then noticed it appeared on my credit report under a different company so I did further investigation. It seemed as all the same info matched as the prior company that would call me, my family saying it was an emergency, I explained to the company that I did not apply for a loan I did not work the places listed as stated, I do not bank at the institution where the money was deposited to. I did not apply for a loan. Its not my loan. I have now filed 2 police reports of identity theft I have contacted the 3 major credit bureaus, I have filed an FTC affidavit of fraud. I dont know what else to do but I will not stop I can tell you that. I will NOT pay for a loan that is NOT mine! I told the company who is trying to collect if they trace down the Name to bank account it was deposited in to, Maybe that would solve this whole mystery?
07/20/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TX 75243	Web
I got a phone call from a lady who identified herself handling my case file her and that she was about to file my case in court if I did not respond today. I did not catch her name and she did not state her company details. She gave a call number XXXX. When, I called that number, an XXXXAmerican male answered and after confirming my identity, he went on tirade on how I came form XXXX to try to rip money off people in America. That some have been looking for me and are about to throw me in jail. He reconfirmed my address and that if i did not respond immediately some XXXX people are getting ready to throw me in jail. However, he was ready to help me only if I could calm down. However, since I could not get him to state who he really happens to be or who his employer is, except to say that I owe money to XXXX XXXX who has been looking for me everywhere and were coming for me right away, I had no no choice but to hang up.
08/15/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web
To whom this may concern I'm writing this letter because I'm frustrated. I had a debt with XXXX XXXX which went into collections. XXXX XXXXUnited Holding Group XXXX purchase my record. I contacted credit control on XX/XX/22 made a payment of {$410.00} which was cleared on said day. I was given United holding group XXXX XXXX which I've been trying to reach from that day. The above number no one answers or returned calls because I've left several messages. This company does not want to release my car title after I make the payment. This vehicle was in a wreck and was total. The company wants to send me what the car is worth but without a title they will not release the funds. I feel like I've been ignored. I need assistance with getting my title it's going on 4 weeks now. I need this issue resolved. They took my funds and giving me the run around. I need help in getting this matter resolved. Prompt response is appreciated.
10/29/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	KS 660XX	Web
Before covid hit some time around XXXX I think it was summer, they were taking {$100.00} out of my account, this payment system happened for a few months 2-4. Then for some reason the payment stop taking from my account, not sure why. So I didn't think much of it, now my getting calls all the time, XX/XX/XXXX around XXXX XXXX that called my job to collect, luckily I answered the phone, I told them not to call my work again. XX/XX/XXXX I get a call on my cell this time at XXXX during my office 's covid testing time. I told them repeatedly I was at work, they kept me on the line. Not only did I get in trouble, they said they'll call my job again if I don't pick up the phone, the next day. In just 2 days my work life has been miserable, between my co-workers gossiping or bullying me about the calls, getting in trouble for the calls happening during work. Which is making my XXXX worse.
04/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60623	Web
I declare under penalty of perjury that the statements herein are true and correct to the best of my knowledge. I certify that I am permitted by FEDERAL and STATE LAW to dispute this alleged debt and commence this complaint. I also understand that knowing and willful misstafements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S. C. 1001. Additionally, any false statements are punishable as perjury under 10 USC 1621. This collection that is being furnished on my consumer report is not related to any transactions that I made. I believe that a person or company- without my authorization- used my personal identifying nonpublic personal information to apply for goods, services, or money deceptively and unlawfully opened this account. Complaints are being filed with the Federal Trade Commission as well.
11/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33321	Web	Older American
In XX/XX/2020 I started receiving debt collection mail concerning a debt I did not own. I have double checked that this isn't an identity theft issue, by reviewing all 3 credit agency reports, which were found to not show this debt. I have contacted the creditor informing them that this is not my debt, and that they are pursuing the wrong person. I have also send a Cease and Desist letter to the current creditor ( UHG I LLC ) asking them to stop all debt collection communication. The creditor ( UHG I LLC ) has submitted a court case against me in order to get the debt paid. After doing extensive research on the internet I found that UHG I LLC is often involved in fraudulent debt collection practices and sues thousands of people across the United States every year. The company often changes its name if that allows them to elude persecution.
01/07/2020	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	UT 84088	Web
The first phone call i received from " XXXX XXXX XXXX ( they also call themselves XXXX '' was on XX/XX/XXXX. They said that if i didn't pay them {$400.00} by the end of the month they'd pursue legal action against me. They never sent written documentation within 5 days of speaking with me or purchasing the debt from where I acquired the loan from. I received another phone call on XX/XX/XXXX to my personal phone saying i needed to call them back. Then my work office received a phone call from the same person on XX/XX/XXXX and when they were sent to me they said they were going to proceed with garnishing my wages and a lien on me. I stated that they've been told to not contact me at work, and she said that she was going to contact my HR department to garnish my wages. They also threatened my husband who isn't even on the account/loan.
06/09/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	OH 43078	Web
on XX/XX/XXXXXXXX i received a call from a collection service " XXXX XXXX XXXX XXXX '' saying i owed {$120.00} on a vehicle I bought in XXXX when living in Florida. I had not heard from them until this time 9 years later. I paid them the {$120.00} which I have the credit card statement to prove it. now here 12 days later i get a hit on my credit report saying that I owe a debt. I called XXXX XXXX XXXX XXXX and spoke to someone who looked it up and confirmed that the payment was sent. She was supposed to email me a letter stating that this was paid on the date listed. She did not. it cost me XXXX point on my credit which is HUGE. I've spent the last 2 years fixing my credit and now its destroyed because of another company error, and my chance of purchasing a property is all but lost due to their neglect to report properly.
08/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40324	Web
On XX/XX/XXXX, I received a letter from " XXXX XXXX XXXX XXXX XXXX XXXX, XXXX '' on behalf of UHG I LLC stating that a person named XXXX XXXX, who lives at XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX, owes a balance of {$4100.00}. My name is XXXX XXXX, but I live in Kentucky and I have never taken a loan out from UHG I LLC or ever even been to California. The letter states that I need to return an " Affadavit of Fraud '' to their office stating that I am not the same XXXX XXXX that owes this debt. Furthermore, I called " XXXX XXXX XXXX XXXX XXXX XXXX, XXXX '' and over the phone one of their representatives confirmed that my birthday and social security number do no match the person who owes this debt, yet they still on insisting that I use my valuabe time to return the affadavit.
07/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40324	Web
On XX/XX/XXXX, I received a letter from " XXXX XXXX XXXX XXXX XXXX XXXX, XXXX '' on behalf of UHG I LLC stating that a person named XXXX XXXX, who lives at XXXX XXXX XXXX, XXXX, CA XXXX, owes a balance of {$4100.00}. My name is XXXX XXXX, but I live in Kentucky and I have never taken a loan out from UHG I LLC or ever even been to California. The letter states that I need to return an " Affadavit of Fraud '' to their office stating that I am not the same XXXX XXXX that owes this debt. Furthermore, I called " XXXX XXXX XXXX XXXX XXXX XXXX, XXXX '' and over the phone one of their representatives confirmed that my birthday and social security number do no match the person who owes this debt, yet they still on insisting that I use my valuabe time to return the affadavit.
07/07/2020	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	WI 53142	Web
I received multiple phone calls from someone saying I will be at your door if you do not answer the phone in XXXX. After researching UHG I LLC, I found that a company named XXXX XXXX XXXX share the same mailing address. I discovered XXXX XXXX XXXX has numerous XXXX complaints against alleging similar, if not the same exact tactics that were used toward me. I am under the impression that UHG I LLC ( United Holding Group ) contacted me in XXXX and violated the Fair Debt Collection Practices Act in the same manner. I have never done business with either of these companies and I have no debt with them. I believe the public should be made aware of their illegal communication tactics either past or present which is why I am filing this complaint.
01/22/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95843	Web
Last payment to original debtor, XXXX, was on XX/XX/XXXX. Debt was sold to another company, UHG I LLC at unknown time. UHG I LLC has threatened to sue me pass the statute of limitations of four years in California and filed a lawsuit with Superior Court of California on XX/XX/XXXX. This debt is an old ( Time-Barred ) debt in California ( See line 4 on page 8 of attached document ). " If a debt is time-barred, a debt collector can no longer sue you to collect it. In fact, its against the law for a debt collector to sue you for not paying a debt thats time-barred. If you do get sued for a time-barred debt, tell the judge that the statute of limitations has run out. '' -https : //www.consumer.ftc.gov/articles/debt-collection-faqs # debts.
03/21/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA 90019	Web
I received an earnings withholding order from XXXX XXXX XXXX regarding a debt that I apparently owed from a company UHG I LLC from my employer XX/XX/2025. I contacted XXXX, the same day to inquire about this issue and to try and stop the garnishment. I was advised that UHG was suing me on behalf of XXXX to which I've no recollection. I've since pulled my credit report & there's not a single collection from UHG nor this XXXX and any of the 3 of the credit bureau reports. I'm not sure what to do now because a garnishment has hit my paycheck for {$770.00} for which I can not afford. Right now XXXX will not stop the garnishment, will not provide me with a debt notice it's become their word against mine and i'm pinned to a corner.
04/18/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91344	Web
I was notified by a collection account United Holding Group by a they made to my wife I requested that all communication be made via U.S mail and that any phone called would be recorded sense they threaten sue me and put lien on my home, i ask them to forward any paperwork to that showed i owed them money or had a debt with them, they could not show me any thing and didn't supply me with the paperwork i requested. now after almost sense months later they have team up with another collection company never giving copies of the debt they are trying to collect on and threatening legal action with a company called persolve legal group with have a tendency to file lots a law suits to try get a judgement against you.
08/05/2019	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 20152	Web
Today XX/XX/2019 at approximately XXXX XXXX a creditor, XXXX XXXX XXXX on behalf of XXXX XXXX XXXX XXXX called a reference that was provided on the loan application. The Creditor XXXX XXXX provided my reference with full details on my debt owed. He went into full details about the payment arrangements and the terms XXXX full dollar amount and dates ) we were discussing. I did not authorize the creditor to do such a thing. I'd like to know how to hold them accountable for doing this. I have been working with them to come up with a solution to the debt but had a flood in my house so didn't get back to them. It's only been a little over a week of not returning a call!!
12/06/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	SC 29303	Web
XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX contacted my mother, and disclosed that they were a debt collector, how much I owed on the outstanding loan, when it was taken out, and how much I needed to pay to settle or pay off the loan. In addition they stated that if I was not to pay the loan by XXXX the next day they would take out warrants for my arrest due to breach of contract, and fraud. They then proceeded to forward an e-mail to my mother with a document attached for a settlement offer to sign stating that it was to me and that they had a conversation with me related to settling the loan.
07/10/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 90044	Web	Servicemember
XXXX XXXX denies having any open account with me, yet debt collectors keep calling my spouse during his working hours trying to get hold of me. I tell him to give them my number but they are relentless. I called XXXX and they deny any of this and gaslighted me over the phone as if I am imagining things. They then said call UHG at XXXX, whom UHG referred me to XXXX XXXX XXXX at XXXX. I need this to stop or I am considering harassment small claims options. I was a homeless Veteran when the judge made his/her decision and I had a lawyer, but here we are. I paid the account and it is considered paid in full by XXXX XXXX.
12/31/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 34601	Web	Older American
The law office of XXXX XXXX XXXX, sent a letter that stated he could defend me, from having my car and other property taken by XXXX United Holding group ). XXXX. The letter had a XXXX code to scan.He said United Holding group, filed a lawsuit in the county courthouse, on XX/XX/2022. I am elderly and my daughter looked at the courthouse records and did not see a suit against me. She also looked on my credit reports and there is no record. I think this lawyer is a shakedown artist. And I want to report him. I think it is illegal debt collection.
07/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TN 37917	Web
XXXX XXXX XXXX XXXX is a debt collector. We are trying to collect a debt owed to UHG I LLC. We will use any information you give us to help collect the debt. Our information shows : You had an account from XXXX XXXX XXXX XXXX XXXX with an account number ending in XXXX As of XX/XX/2015, you owed : {$720.00} Between XX/XX/2015 and today : You were charged this amount in interest : + {$0.00}, Total amount of the non-interest charges or fees : + {$0.00}, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, MO XXXX XXXX XXXX
06/10/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77433	Web
I am a consumer and consumers have the right to privacy. Privacy is defined as the right not to have ones personal matters disclosed or publicized ; the right to be left alone. In addition to consumers having the right to privacy your company is in violation of UCC9-109 ( d ) ( 5 ) which states that no creditor can transfer an assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only. '' Which is what UNITED HOLDING XXXX is doing by demanding I owe an alleged debt.
12/03/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60473	Web
XXXX XXXX XXXX XXXX XXXX informed me via letter dated XXXX2021, that an alleged debt had been sold to UHG I LLC. UHG I LLC has not sent a deceptive and false letter attempting to collect an alleged debt, yet. The alleged debt has not been verified nor has it been validated. According to XXXX XXXX XXXX XXXX XXXX, the alleged debt is listed as a positive number. I have no relationship whatsoever with this company. Where does this alleged debt claimed by UHG I LLC fall under XXXX XXXX under Article XXXX or XXXX?
10/14/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CO 80918	Web	Servicemember
XXXX XXXX XXXX, XXXX. has repeatedly contacted both of my sisters, XXXX XXXX ( XXXX ) and XXXX XXXX ( XXXX ) regarding my debt in an attempt to both collect debt as well as to threaten legal action in the event that no action was taken. A voicemail with the aforementioned behavior was left for XXXX XXXX on XX/XX/2019. Furthermore, a voicemail was left for XXXX XXXX on XX/XX/2019. Moreover, text messages were also sent to both of my sisters regarding the same information on the same dates provided.
01/29/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32810	Web
United Holding Group purchased this debt from XXXX XXXX a while back. Since then, they have handed it off to multiple 3rd party collection agencies trying to collect this debt. I previously notified a prior agency and the original creditor I do not wish to be contacted and more importantly, they are not to contact employers, family members or any other party regarding this debt. Despite multiple verbal and written requests to stop, they continue to violate my rights under the FDCPA.
07/03/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	OH 44446	Web
This company calls me 15+ times a day and has now started calling my parents on both their landline and cellphones. They dont ask my parents for my current contact information because they already have it. They have shared private information with my parents stating that they are trying to collect a debt. I have asked them to stop contacting my parents and they wont stop. I also get calls every day of the week including starting at XXXX on Sundays.
12/19/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MO 64055	Web
XXXX XXXX XXXX suing me for credit card balance that i didn't owed., original creditor ( XXXX XXXX XXXX XXXX ) received/adjusted payment because i was reported those Fraudulent charges made due to ID theft. and i send all the documents including ID theft report to XXXX but they ignoring my request to close the case. They ( XXXX ) made my life miserable. I am a victim of identity fraud. I didn't owe any money to the original creditor.
07/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10598	Web
UHG I LLC, d/b/a United Holding Group XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY, XXXX Phone XXXX XXXX UHG I LLC is trying to collect {$3100.00} I have never had any financial or contractual relationships with UHG I LLC d/b/a United Holding Group. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX This is Invalid, Fraudulent ( Scam ) or an Accounting / Data Entry or Mistaken Identity.
12/21/2022	Yes	Money transfer, virtual currency, or money service Debt settlement	Fraud or scam	MO 64130	Web
I am requesting and investigation into a garnishment that I wasnt made aware of. My work environment was faced paced and delayed my ability to access digital paystub. We had mandatory direct deposit. This company started fraudulently has claimed that I have business with them. I am requesting proof be provided because I do not have any business with this organization.
12/23/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 10037	Web
I received a notification from the court that said that I did not appear to court on time and the letter did not tell me the time either, and then it appears that it was in early XXXX when I received the notification a week ago. One week after the 1st notification I received the demand for payment. and obligation now i don't know what i can do.
04/26/2021	Yes	Debt collection Payday loan debt	Communication tactics Called before 8am or after 9pm	NV 89183	Web
Debt collector is calling before XXXX on multiple Occasions. They have my address so they clearly know where I live and that it is in pacific time. It has happened several times as early as XXXX XXXX. I asked them to stop and why would they call so early when its obvious the time given you have my address so therefore should know my time zone.
10/02/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30016	Web
i request information with my signature the original credit card company XXXX XXXX XXXX send me copy of the documents and the the signature do not match my signature the debt was sold to united holdings group i contact that company and no respond that company want me to pay that debt that do not belongs to me
09/08/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78640	Web
This company assigned XXXX XXXX XXXX XXXX on XX/XX/2020 to handling the account # XXXX I dont know this company I never have a business with them. I want cease and desist all collection activity for this account.
10/18/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 91766	Web	Servicemember
XXXX XXXX XXXX employee XXXX XXXX has been contacting my wife cell and her place of employment. Leaves messages with threats. 1st call was on XX/XX/2019 and then XX/XX/2019.
07/18/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MO 63043	Web
I did not receive notification of the debt owed. When I contacted this company they ignored my communications.
07/11/2019	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	GA 30909	Web
There is a debt at UNited holding group that was sold by XXXX and I need this debt validated or removed.
01/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89113	Web
I do not have a contract with this company. They are trying to say I owe them money.
06/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 231XX	Web
I do not recognize this that I do not hold this amount of money to anyone
02/01/2024	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 77385	Web

01/31/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MO 63033	Web	Servicemember

01/16/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	WI 54729	Web

01/11/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TN 37806	Web

12/18/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	AZ 85392	Web

12/10/2023	Yes	Debt collection Credit card debt	Electronic communications You told them to stop contacting you, but they keep trying	OH 43110	Web

12/10/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OH 43110	Web

12/07/2023	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	GA 30815	Web	Older American

11/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 945XX	Web

09/23/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30507	Web

08/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30331	Web

05/24/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MS 38829	Web

03/23/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	CA 92227	Phone

03/08/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CT 060XX	Web

01/17/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78634	Web

09/05/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IL 61107	Web

08/30/2022	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	AL 35214	Phone

08/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OR 97068	Web

06/02/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93955	Phone

05/21/2022	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	MO 65775	Web

05/03/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 44721	Phone	Servicemember

03/24/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	GA 30052	Web

11/22/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	FL 33180	Web

08/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	WI 53224	Web

08/04/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	WI 53405	Web

07/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30043	Web

07/17/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MO 65652	Web

07/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11691	Phone

06/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 64086	Web

05/28/2021	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	DE 19977	Web

05/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 23503	Phone

04/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92630	Referral

04/15/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY 10036	Web

04/12/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY 10036	Web

03/23/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	MO 64086	Web

03/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92630	Referral

02/21/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	MO 63857	Web	Servicemember

02/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 36108	Web

12/01/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 94591	Web	Servicemember

08/13/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MD 21076	Web

07/13/2020	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 43054	Web

06/18/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11516	Web

06/15/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NM 87105	Web

05/13/2020	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	MO 65652	Web

03/25/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95827	Web

02/25/2020	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	CA 90042	Web

02/21/2020	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 95762	Web

01/10/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

01/09/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft		Phone

11/07/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	ID 83858	Web

10/31/2019	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MO 63104	Web

09/25/2019	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MO 64139	Web

08/15/2019	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	TX 76549	Web	Servicemember

08/13/2019	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	TN 37129	Web

07/22/2019	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29412	Web

07/02/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	OH 45249	Web

06/20/2019	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	MS 39120	Web

05/31/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	VA 23608	Web

05/09/2019	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	AL 35209	Web

04/23/2019	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 44089	Web

04/11/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89135	Web	Servicemember