TSC Accounts Receivable Solutions CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75115	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. TSC A/R SOLUTIONS bal. {$150.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau po box 4503 Iowa City, Iowa 52244
06/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75248	Web
In XXXX my Primary Physician 's office, of which I've been a patient for over XXXX years, XXXX XXXX XXXX, incorrectly charged my expired insurance for a doctor 's visit I paid for upfront ( with debit/cash. ) In other words, even though I paid for the visit at the Front Desk, before seeing the doctor, {$120.00} with my debit card ( because I no longer had insurance ) the person I SCHEDULED the appointment with over the phone had automatically clicked on my OLD insurance, so the bill came back unpaid, as I no longer had this insurance. When I got a a bill in the mail a few months later, took it with me to my next doctor 's visit. When I called to schedule this visit, the receptionist told me that I had an outstanding balance and that I would need to pay it before the appointment when I got there. I explained that I had paid upfront, and that the bill I got was because they 'double charged ' me by charging an old insurance I no longer had ( for several years. ) She looked it up in the system and saw my upfront payment of {$120.00} made with my debit card for that visit. She apologized, took the incorrect charge off, and I continued my doctor 's appointments, paying up front each time. However, in XX/XX/XXXX, I got a call from and a letter from TSC ACCOUNTS RECEIVABLE. I spoke with them over the phone, told them to contact XXXX XXXX, XXXX XXXX XXXX, so they could explain that they had made a mistake. They said that they would look into it. Several more times throughout XXXX, I got letters and calls. It is in my credit report. I have disputed this with XXXX and XXXX 5 times in the last XXXX XXXX years. Each time, the dispute results come in as " it comes back as, " XXXX investigated your dispute but the information was verified as accurate. '' or " XXXX investigated your dispute but the information was verified as accurate. '' Each time I get a notification or a call from TSC about this debt collection, I contact XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, XXXX XXXXXXXX, at which I am STILL a patient, to tell them the TSC is STILL stating I owe. And each time, XXXX XXXX XXXX assures me that there is NO RECORD of my account or a payment being in collections. XXXX XXXX XXXX says they will explain this to TSC, if they contact them, but that they show nothing about me owing anything outstanding or being in collections. Therefore, TSC Accounts Receivable is NOT doing their part to look into it and my credit report is suffering BADLY. If XXXX XXXX XXXX is being dishonest or not taking the time to speak with them, that is equally bad. But I doubt this is the case, since you can NOT have a doctor 's visit there with an unpaid balance, and I visit this doctor XXXX times a year, for XXXX XXXX XXXX XXXX XXXX XXXX Please help me. TSC ACCOUNTS RECEIVABLE and this charge have been on my credit report for XXXX and XXXX XXXXXXXX years, my credit score is affected as this is over {$350.00}. Thank you!
03/07/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	LA 708XX	Web
Good Morning, I called TSC Accounts Receivable Solutions and spoke with a representative named XXXX, who did not disclose himself as a debt collector. He told me the balance of my $ XXXX debt was $ XXXX. I asked him about the additional {$400.00} dollars added to my medical bill and he stated that the medical bill accrued interest and he is allowed to do this by law. I asked what law defends adding an interest amount to a medical bill when I never initially agreed upon having interest accrued on any medical bill I attained on my date of service with my medical provider. He stated that civil code- Article 15 Section 1 Part 1 supports a 10 % interest is due per year on any unpaid medical bills once collection efforts begin. I researched the statute while on the phone with XXXX and explained that after reading the statute, it states that this accrual of interest is for : For any loan or forbearance of any money, goods, or things in action, if the money, goods, or things in action are for use primarily for personal, family, or household purposes, at a rate not exceeding XXXX percent per annum ; provided, however, that any loan or forbearance of any money, goods or things in action the proceeds of which are used primarily for the purchase, construction or improvement of real property shall not be deemed to be a use primarily for personal, family or household purposes ... and that it did not state this was allowed by law. He then became very rude and stating that " thats neither here or there but you can either pay in full or it can stay on your credit ''. I stated that I would like to pay my balance in full but not {$400.00} more than initially agreed upon my date of service. He again became rude on the phone and began to bully me into paying, at which time I asked for a supervisor and XXXX declined. I disconnected the call and called back to speak with a supervisor at which time I spoke with XXXX who supported the disrespect and sarcasm of her employee and stated there is no supervisor for her although she disclosed that the owner is who I would need to complain to. I asked for her email, she stated it was XXXX. XXXX could not explain the interest due or the law that supports interest on medical bills, however out of desperation I paid the principal amount due and the illegally accrued interest. I am writing you today because I feel that I have been taking advantage of and refused the right to escalate the matter to the company and I do believe that their business practices should be investigated. I saw that there are currently XXXX medical collection disputes with the consumer finance department and I too want my story heard and reviewed by someone who knows the rights I may or may not have. Collection Agency Contact Information : TSC ACCOUNTS RECEIVABLE SOLUTIONS XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Phone : XXXX Fax : XXXX Email : XXXX Thanks Sincerely, XXXX XXXX
01/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92101	Web
In XXXX XXXX, XXXX XXXX XXXX refused care to me as a patient because she felt I owed her money even though I was up to date on payments based on the itemized billable account ( see attached billing ledger from her office manager, XXXX XXXX ). Even though it was BEYOND what was due, I paid the {$300.00} bill in full to the penny on XX/XX/XXXX. I have attached copies of the receipt of payment and email confirmation thank yous for full bill payment from XXXX XXXX and XXXX XXXX, the doctor 's office managers. In addition to attached copies of the ledger from XX/XX/XXXX, I have attached evidence of yet an additional payment I had made of {$150.00} on XX/XX/XXXX prior to the XX/XX/XXXX {$300.00} payment. The truth is : I paid WELL BEYOND what was due on the account according to the XX/XX/XXXX ledger balance. I did not see the doctor in XX/XX/XXXX AT ALL because the doctor still refused services to me after I paid my bill in full on XX/XX/XXXX. After I paid my bill in full on XX/XX/XXXX, she abandoned me as a patient despite the fact that I had a time-sensitive FDA regulated XXXX. It took me four months to receive much needed care and refill the XXXX. I was XXXX by this doctor when she refused patient care to me and yet I have not yet taken any legal action against her for my XXXX ( although I should ). TWO YEARS (! ) later, in XX/XX/XXXX, XXXX XXXX XXXX reported a collection of {$42.00} ( {$51.00} with interest ) to my credit bureaus -- over and beyond the final bill which was paid. This is fraudulent billing -- my account was paid in full in XX/XX/XXXX for {$300.00} and I have the receipt along with email confirmation that the bill was paid in full by her office manager. I have tried to contact the doctor 's new office manager 17 times to resolve this issue and he continues to hang up on me. I have asked for the doctor to call me back ten times and she has n't returned my calls. I have even tried to connect with the doctor on XXXX to reach her but she has rejected my invitation. I have tried to call the respective collection agency phone number listed as reference for this account on my XXXX credit report, and their number is " out of service. '' XXXX XXXX XXXX is a bad doctor with illegal billing practices. Her team has zero concern for patients or resolving patient billing issues fairly. She fraudulently charges patients and her billing procedures need to be investigated. Despite providing documentation about this issue in great detail including receipts, email confirmations, and more to XXXX, they refused to remove the Collection from my account. Both XXXX and XXXX have removed the Collection from my accounts, declaring it to be fraudulent billing. XXXX XXXX XXXX still refuses to take my calls and the phone number of her " collection agency '' is disconnected. Please help me as a consumer!
04/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92630	Web
On XXXX XXXX, 2014 I received communication dated XXXX XXXX, 2014 regarding a past due amount of {$150.00}, with additional " interest '' of {$9.00}. On XXXX XXXX, 2014 I notified debt collector : " the communication you provided is vague and does not contain the necessary and specific information needed for my review. The Creditor name of " XXXX XXXX XXXX '' is ambiguous, vague and does not specific what this collection attempt is about. " Also requested and advised the debt collector : '' Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. Please provide the details of : The alleged amount owed to the CreditorClearly outlined and specific details as to the reasons of the chargesContact information of the original Creditor for verificationDates of service reflecting the chargesServices provided on the dates of the incurred chargesDocumentation substantiating the chargesProof of serviceAny resolution agreement with CreditorMethodology of your arbitrary interest amount added to the alleged past due amountProvide me with copies of any papers that show I agreed to pay what you say I owe ; Proof the Statute of Limitations has not expired '' I have not received any of the verification or any communication, the collector has proceeded to wrongfully submit negative credit information to the credit bureaus. I have advised the Collector on XXXX XXXX, 2014 : '' If your offices have reported invalidated information to any Credit Bureau 's ( e.g. Equifax, Experian or TransUnion ), said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting ActViolation of the Fair Debt Collection Practices ActDefamation of CharacterIf your offices are able to provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Any attempt to report this ambiguous and alleged collection attempt to any credit bureau will be reported to the Federal Trade Commission and the applicable court of law to seek restitution for damages to a credit history. ''
11/18/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90802	Web
In XXXX of XXXX I was admitted into an emergency room ( I have XXXX XXXX XXXX XXXX ) so I made sure before I was admitted it was an in network facility so that my insurance would cover my stay. Luckily I am fine. After a few months I started receiving my bills from XXXX and paid my portion in a timely matter. It is now Late XXXX and have just received notices from a collection agency that I owe {$630.00} plus interest on a debt I had no idea I owed. After contacting them regarding this notice -TSC Solutions ( the credit agency ) sent me a bill summary from my emergency stay. Apparently during my emergency stay an out of network doctor performed a procedure and this is where the bill is from? At no time did I EVER receive a bill from this doctor/or his affiliate company for my portion of the bill. Ive spoken to my insurance ( XXXX ) regarding this and my advisor stated this happens quite often to patients. XXXX sent my explanation of benefits from this bill to me and I forwarded to TSC SOLUTIONS. Initially {$630.00} was submitted by the out of network doctor- but due to the fact that {$120.00} from the claim is considered incidental to the primary procedure only {$510.00} was owed to the doctor ( or his office. ) I emailed this information to the credit agency as I do owe a portion of the bill ( {$510.00} ). But they are insistent that the FULL BILLED AMOUNT of {$630.00} IS due plus interest. Ive tried unsuccessfully to resolve this matter with XXXX at TSC Solutions even offering to pay more than what was owed ( I offered {$550.00} to TSC but was told in an email that the full amount of {$630.00} plus interest of {$88.00} was owed -now totaling {$720.00}. ) I am upset that as a patient I was diligent to go to an in network facility so that I wouldnt have any problems with my insurance but apparently this type of medical billing is done at the expense of the consumer. I am also bewildered that a credit agency Does not have to abide by the law that protects consumers from over billing. At no time should a consumer have to pay the FULL amount owed from medical billing just because the bill is now in a collection agency hands. As I said I have tried to resolve this matter with TSC SOLUTIONS with no success. I will not stand by and be intimidated to over pay just because it may affect my credit report. The difference of {$120.00} may not be a lot to some people but its a matter of principle. At no time should a collection agency or other entity feel that the law that protects over billing to consumers does not apply to them. As I said I tried to resolve this in a timely matter with TSC Solutions but have not been successful.
09/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30906	Web
To describe what happened I will state that I have been in contact with " TSC Accounts Receivables Solutions '' since the XXXX or beginning of XXXX quarter of XXXX. The amount of the debt is incorrect by the amount of {$260.00}. Our communications have been very upfront from my conveyances. Upon contacting them this past Wednesday I recorded the following information. This was in attempts to close the account in my name to transfer to the promised payee - my biological mother XXXX XXXX XXXX. The companies representatives would not oblige and failed to offer me the best genuine care. I do have proof the debt does not belong to me per a government agency in my local area and because of this I rightfully claim to be discriminated against and defamed as an XXXX & XXXX with the XXXX XXXX of which this country does not take lightly. Please know the medical provider is also at fault for malpractice being not solely but in addition me receiving permanent damage to my brand, body, and career in attempts to receive a more clear and desirable aesthetic required for my work. XXXX XXXXEST XXXX XXXX stated that I would need to speak to his manager regarding successfully completing my request and to wait for a callback from XXXX XXXX XXXXXXXXEST XXXX XXXX I never received a callback so I followed up and was informed that he does not perceive the situation to not be my responsibility and they will not accept the police reporting to remove ownership of my account XXXX. Then asked if I still wanted to speak to a manage even though I never had requested that. XXXX States that it would be my responsibility on the basis that I was the patient even though there was a legal agreement that I would not be responsible for paying for the services from XXXX XXXX XXXX XXXXXXXX. Would not accept police report and did not have any genuine care.
06/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92083	Web
I went to the emergency room listed on my medical insurance card. I paid my copay. About a year later I got a bill from a collection agency with limited info about what the bill was for. I called and they said it was for an ER visit about a year ago. I paid the bill with my FSA. A few days later i received an email from our payroll company questioning the validity of the charge. I called the collection agency and asked for a description of the charge to provide to my payroll company as I needed to prove it was for medical expenses. They said that I would need to obtain this information from the creditor. I have not been able to get a hold of the creditor and have been put off by everyone else involved. The debt collector said its not their responsibility to provide me with this information. This bill was for a private contractor doctor who never submitted it to my insurance or myself. I never received a bill. The first time I received anything in regards to this was from a collection agency! This seems to be unethical at best. Now my payroll company is threatening to suspend my FSA and my wife is XXXX XXXX XXXX XXXX XXXX in less than a week. I XXXX the company who sent my debt to collections and they have lots of negative reviews from other people experiencing the same problem. They never send a bill, just send people straight to collections! There is something wrong with both of these two parties and they are working together to overcharge consumers. I have spent about 2 hours every day for a week trying to obtain a receipt from this charge to provide my payroll company proof this was a valid charge. Please help.
03/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92807	Web
TSC Accounts Receivable Solutions, claims that I was admitted to XXXX Hospital XXXX for medical treatment on XXXX XXXX, 2011. As I have no record of this, I have requested XXXX items from TSC Accounts Receivable Solutions : 1 ) A signed copy of the admission and/or release form showing I was admitted on this date. 2 ) A signed form showing they are assigned this debt and have authority to collect on it. To date, TSC Accounts Receivable Solutions has not provided either item, nor any other signed document showing I am responsible for this debt. TSC Accounts Receivable Solutions has provided me what they call an " itemized bill '' and a " Hospital XXXX Admit sheet '', stating these " as proof of this debt and his responsibility for payment '', but if I was truly admitted to the XXXX, I would have had to sign forms to allow treatment and for financial responsibility. To this point, TSC Accounts Receivable Solutions has not provided any signed documents. At this time, TSC Accounts Receivable Solutions, and indirectly XXXX XXXX XXXX XXXX, has and continues to cause me financial harm by providing credit reporting companies with negative information that they either can not, or will not, prove. Reporting false information to credit reporting companies is a violation of the law, and both parties continuing refusal to provide the above information makes this matter even worse. I am trying once again to get TSC Accounts Receivable Solutions and XXXX to provide this supportive information before I pursue my rights under FCRA regulates.
03/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92807	Web
TSC is non-responsive and is not providing any form of verification, either in this or the other responses, nor over the phone. What XXXX XXXX provided is simply a copy of a bill in my name. I believe this bill was made in error and have requested proof that I was the one that received this service. A simple bill with my name on it does not prove this is my bill. As it is not my responsibility to prove this debt, I consider this debt invalid until TSC can prove that this is my debt and not an error on their side or the originator of this bills side. My Rights Under California 's Fair Debt Collection Practices Act and TITLE 15 -- COMMERCE AND TRADE, state that I must be provided proof that I owe the debt. Simply providing a bill with my name on it is not proof of responsibility. The fact that TSC states that they " believe '' this " account is accurate '' is just their opinion, not proof or validation of the debt. As such TSC is violating my rights. In addition, TSC has not proven that if this is even a valid debt, that they have been assigned the debt for collection. As I stated before, the continued reporting of account, # XXXX, for the current amount of {$220.00}, without all the above validation has caused me harm, and will continue to cause harm. As I have now brought this to their attention multiple times, and their refusal to remove this from my report until such time as they can provide debt validation, is a violation of my rights under the California 's Fair Debt Collection Practices Act.
05/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90803	Web
In XXXX I had XXXX XXXX followed by intensive XXXX to recover. My bills were numerous, and I reached my out-of-pocket limit on my insurance. I had several rounds of XXXX that were over my insurance allowance and these series were " re-upped '' by my carrier on multiple occasions for continued treatment. My last treatment in XXXX was on XX/XX/XXXX, which should have been covered by my policy. Instead, the final treatment was declined by insurance as being over my XXXX limit. After spending over XXXX in one year on deductibles and copays, the additional {$200.00} was an additional burden I didn't want to incur. I resubmitted and appealed to my insurance several times, but finally ended up paying the bill out of my own pocket to avoid having this go to collections. However, a collection still landed on my credit report, which was pristine ( not even a late payment ) prior to this. First, it was for the entire bill amount, which I disputed and had removed from all three credit reports, then this faux debt was reinserted on my XXXX report for a {$22.00} fee from the collection agency itself. I have tried to dispute this, had it deleted and then reinserted on my report again. I paid the original creditor ( which I never should have had to do in the first place ) but I was trying to avoid having this bill go to collections. I have never had any business with this collection agency, and they are in violation of the FDCPA by continuing to reinsert this bogus {$22.00} collection on my credit report.
03/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91791	Web
I went for XXXX XXXXXXXX which was paid off. In the beginning when I was going for XXXX, they gave me a break down of the items that I would be billed for. I asked several times to make sure that that was the final cost and that there wouldn't be any extra charges incurred. I saved up the amount that I needed to pay for the XXXX and even paid it ahead of time. I have proof of payment and receipts from the same company that keeps on sending me invoices. I was never told that I owed {$1500.00}, only the {$1700.00} that I have paid already. They are saying that the balance I owe from the {$1500.00} is {$41.00}. I have never seen this cost before, only the {$1700.00} that I have already paid. There is also another bill from the same company that claims that I owe {$390.00} for the same XXXX. I have already closed all my accounts with this company and paid everything in full before the XXXX. I tried to contact them but no one answers the phone or returns my messages. I even sent letters to the company with proof of the payments that I've made. I have the first invoice given to me by the nurse during the XXXX XXXX which outlines the breakdown of costs and the total that would be due which I paid in full.
01/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92807	Web
I contacted TSC Accounts Receivable Solutions at the phone number given in response to another complaint. I agreed that account # XXXX, for date of service XXXX/XXXX/XXXX, with a current balance is {$270.00}, including principal and interest, was indeed mine, even though they did not have anything with my signature on it as such. I paid this in full and was told it would be totally removed off all my credit reports. The account, # XXXX, for date of service XXXX/XXXX/XXXX, for {$220.00}, including principal and interest ( the lessor of the XXXX reported ), is unknown to me, so I asked for debt validation. At this time, TSC does not have anything with my signature on it proving it is indeed my debt and not an error. I requested debt validation and was told I will have to call back in a month to find out the results of the dispute. As TSC does not have proof that this is my debt, reporting it as such is a violation of the FCRA. I request TSC remove this debt from all reporting agencies until such time as they can prove this debt as valid and owed by myself. I have already suffered loss because of the reporting stated in my initial dispute and this item will continue to cause me losses.
08/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MA 02048	Web	Servicemember
I was treated for XXXX in XX/XX/XXXX and my insurance ( XXXX ) was accepted by the doctor. I paid my co-payments for a total of XXXX-XXXX XXXX visits. Some time later there was a dispute between the doctor 's practice and XXXX and apparently the insurance company refused to pay the entire amount. The doctor 's office billed me for the difference of {$980.00}. I do not feel that I should not be obligated to pay if the insurance company did not feel the bills were warranted. Later, a collection agency ( TSC Accounts Receivable Solutions ) began sending me bills which I continue to disagree with on principle. I formally disputed the claim in XX/XX/XXXX. I was recently denied for a credit card application despite the fact that the rest of my credit is pristine. XXXX now shows this bill XXXX and therefore XXXX black marks on an otherwise perfect report. I called TSC A/R this morning and requested that they remedy this error. I even offered {$200.00} as a good faith gesture even though this dispute was between XXXX and the Doctor 's practice. My perfect credit is important to me, and I need help in setting the record straight.
01/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PR 009XX	Web	Servicemember
TSC Accounts Receivable added a collections account to my credit reports on XX/XX/2021. I had perfect credit before this and paid all of my bills on time, so I was shocked that I was not contacted nor aware of any debt owed by the original creditor, XXXX XXXX XXXX. I was never contacted by TSC regarding the debt before it was published to all 3 credit bureaus, which is a violation under the Fair Debt Collection Practices Act. Had I been properly contacted and they provided proof that I owe this debt ( see below ), it would have been settled before they took extreme measures to ruin my credit. I sent a debt validation letter to TSC to try and verify the debt they are claiming I owe. It was certified mailed on XX/XX/2021 and received by them on XX/XX/2021. To this day ( well over 30 days past the Fair Debt Collection Practices Act deadline ), I have never received anything verifying that I owe this debt. According to the FTC, they are in violation of " Debt Parking, '' which is an illegal practice where collectors post debts to people 's credit reports without first trying to contact them.
11/15/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web	Servicemember
Medical Company - XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, CA turned over a debt to XXXX XXXX XXXX XXXX on XX/XX/XXXX. 1. First there are two charges on the bill that I do not recognize and the medical company is illegally billing me services not rendered or administrative fees that I am not responsible for. 2. The company issued this to a collection agency on the same day as the alleged charges were billed. I never received any form of communication from the Doctors office or any form of bill before they unleashed this debt collector on me. 3. During the first call from the debt collector I was threatened with my credit being damaged. 4. On the second call I informed the individual that I was requesting proof of the debt and that they needed to cease and desist. 5. On XX/XX/XXXX I was again called by this company in an effort to settle this debt. They asked for a much lower amount. I again stated that I had requested proof of debt and I was not going to pay anything. I again told the representative that I requested them to cease and desist.
01/28/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92688	Web
RE : CFPB Case number : XXXX On XXXX/XXXX/XXXX, a representative from TSC A/R Solutions received an itemized statement to verify the balance due. ( see attached ). Identified as ( XXXX XXXX XXXX ), the itemized invoice and statement clearly and unequivocally states that the balance due from the patient is {$0.00}. The debt collection agency claims it is authorized to accept a settlement of 80 % of the balance due ( i.e. {$0.00} ) and if the consumer pays this amount ( i.e. {$0.00} ), TSC A/R Solutions will delete this account from their credit record. This is a deceptive and illegal attempt under the " pay for delete '' method, considering that 80 % of the balance due from patient ( i.e. {$0.00} ) is {$0.00}. This has possible grounds for legal action against the debt collection agency for which I may seek legal advice on the matter. Furthermore, it is important to note that since XXXX credit reporting agencies ( i.e. XXXX ) have investigated this trade line and have deleted this inaccurate information from my credit report.
08/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92111	Web
I incurred a medical charge to XXXX XXXX in early XXXX in the amount of {$70.00}. At the time I was living on a boat and getting mail at the marina. In XXXX of XXXX I moved to land, and not all of my mail was properly forwarded. I never went back to XXXX XXXX, and I learned of the charge the following year. In XXXX of XXXX, I sent XXXX XXXX a check in payment of the charge in the amount of {$70.00}. This check was cashed by XXXX XXXX in payment of the debt. XXXX credit reports refuses to take this charge off of my credit report, as the collecting agency, TSC Accounts Receivable So, XXXX XXXX XXXX XXXX # XXXX, XXXX CA XXXX, ( XXXX ) XXXX claims that I still owe XXXX XXXX {$90.00}. This claim is false, I paid the charges in XXXX of XXXX and my check was cashed by XXXX XXXX.
02/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95620	Web	Older American
I have contacted the collection agency and asked them to provide me with contract with my signature to verify that this is my debt to pay. The collection agency has not provided proof of this being my debt to pay. I also have disputed it through the three credit bureaus. I am unsure what else to do except seek further help in getting these matters resolved. Below is the name of the collection agency I have contacted and asked them to provide me with the above mentioned proof. 4. TSC A/R Solutions/ Original Creditor : XXXX XXXX XXXX $ XXXX/ First time contacting this agency was XX/XX/XXXX. Sent me a print out provided me no signature for this debt. I also contacted the HIPPA office on XX/XX/XXXX. Received no reply. The latest letter I sent was on XX/XX/XXXX.
03/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 908XX	Web	Older American
I received services from a medical group. The claims were paid by my health insurer. A year & a half later, TSC, a collection agency, billed me full charges for the claims, plus interest and penalties. I disputed the claims. I sent TSC a letter with a report from my health insurer 's subrogation company that verified that all claims had been paid by the insurer. I sent this certified mail with return receipt. The letter asked TSC to substantiate its requests for payment with written, itemized claims documentation. TSC has not provided any written, itemized documentation to substantiate the claims, but has continued to robocall my home & cel phone, send erroneous bills, demand payment with penalties and interest, and threatened legal action.
04/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 926XX	Web
RE : Intent to file lawsuit, HIPAA Privacy Violation Please be advised I have requested validation { not verification } of an item reported to credit bureaus by TSC A/R solutions. I have received a response that clearly violates my rights according to HIPAA. TSC A/R Solutions did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against TSC A/R solutions should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureaus responsible for reporting this violation.
03/09/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 92653	Web
I was XXXX by a group of about 15 strangers and ended up XXXX my hand and getting a XXXX amongst other things by getting XXXX so many times. The police said they found the individuals involved, but the police never actually did anything. I was then left with a hefty medical bill that the individuals responsible were supposed to pay for and was not aware of the medical bill of my deductible from insurance. During this time I also was a XXXX XXXX who had to stop my job because of the injury that took me around 6.5 months to recover from and another full year to FULLY recover from and could not afford to pay this medical bill especially because the law enforcement did not do their jobs properly ...
04/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IA 50023	Web
Re : XXXX XXXX XXXX XXXX XXXX ; {$190.00} Balance This account in collections with TSC Accounts Receivable is a medical bill that was already paid by my SECONDARY health insurance and violates the 180 day reporting of medical bills on credit files. The original debt collector and TSC Accounts Receivable have not made effort to contact me about this debt. I ask that this account be removed from my credit file immediately for violating the 180 days agreed upon by three credit reporting agencies and the New York attorney general in 2015. I dispute that this medical bill was paid by my secondary health insurance and there was no attempt by XXXX XXXX XXXX XXXX XXXX to collect.
07/17/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT XXXXX	Web
I pulled my credit report and found that TSC is reporting on my credit report for over {$1300.00}. On all XXXX bureaus it is reporting. I sent a debt validation letter on XXXX / XXXX /17, XXXX / XXXX /17 and XXXX / XXXX /17 with no proof or response of the validation. Per the credit bureaus TSC sent an electronic response to all XXXX bureaus and never sent me or them proof of the debt. I requested name and address of original credit, copy of original contract, complete accounting information with fees, payments, interests, and charges, as well as the date of the debt. This debt is not mine, it is ruing my credit worthiness, and is reporting inaccurately.
03/01/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 344XX	Web
THE DEBIT COLLECTOR HAS BEEN NOTIFIED SEVERAL TIMES THAT I DO NOT OWE FOR THIS DEBIT AND THAT IT HAS BEEN PAID OFF. INSTEAD, THEY CHOOSE TO IGNORE THE FACTS AND REPORT TO XXXX THAT I STILL OWE THE DEBIT. THIS SITUATION WAS ALSO DEALT WITH EARLIER THROUGH THE XXXX AND THE SETTLEMENT THAT THE DEBIT COLLECTOR WOULD HALT ALL ATTEMPTS TO COLLECT AN INVALID ACCOUNT AND REMOVE ALL INFORMATION FROM THE CREDIT BUREAUS. I WAS ALSO NOTIFIED BY THE BUSINESS OFFICE OF THE PHYSICIAN THROUGH THE DEBIT COLLECTOR THAT THE ACCOUNT WAS WIPED CLEAN AND NO DOLLAR AMOUNT WAS OWED. SINCE I HAVE BEEN CALLED BY THIS COLLECTOR AND THE PHYSICIAN 'S BUSINESS OFFICE SEVERAL TIMES.
05/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22901	Web
I received a phone call this week ( XXXX XXXX XXXX ) that I had an outstanding debt from XXXX . However, I do not have any bills from the original company they claim to be collecting for to say that I owe anything. I have a screen shot from this my doctor stating that I have no outstanding bills. XXXX I have had the same phone number for a decade so they clearly did not try hard to contact me by phone before this point. During the phone call, I was NOT told that I could dispute the claim if I needed to. I have moved once but forwarded my mail and did not receive anything from them.
08/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ XXXXX	Web
I have a loan with TSC ACTS REC ( Original Creditor : XXXX XXXX XXXX XXXX ), XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, TSC ACTS REC ( Original Creditor : XXXX XXXX XXXX XXXX ), XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
01/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92677	Web
TSC Accounts Receivable Solutions and XXXX XXXX MD, I had went in for cosmetic procedures and paid cash ( {$2400.00} if I recall ). After which I had significant scars from the procedure. I then received a bill for lab work which was not discussed. I called them to dispute and complain about scaring and demand the {$150.00} be removed and asked for a refund on the cash paid. I alerted them that I was filing a complaint against them with CA medical board. They then sent me to collections. I did not agree to this extra amount and have injuries from this office.
05/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33065	Web
In accordance with the Fair Credit Reporting Act XXXX XXXX Account # XXXX, XXXX XXXX XXXX Account # XXXX, XXXX XXXX ACCOUNT XXXX XXXX has violated my rights and are reporting a fraudulent account on my credit report to the credit bureaus. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1692g This account ifs fraudulent and can not be verified and must be deleted from my credit report.
04/05/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	VA 20152	Web
Calling me back to back to back, different days of the week first thing in the morning. Why are you calling anyone at XXXX as if thats going to get them to want to talk? I use my phone for work so it gets really aggravating when Im on a call and i get continued calls. Then I answer to tell them to stop, and theres radio silence. I call back and they just want me to confirm my identity over and over for me to tell you to stop calling me? No, what youre doing is actually illegal. Finally blocked the number, but Im sure theyll call a different way.
01/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92807	Web
They are reporting multiple items on my credit report saying I owe a debt that I did not know about. As I have not had any loans or credit cards since around 2004, If this is my debt, it is over the 7 year reporting limit, and it is also a time barred debt ( Cal. Civ. Proc. Code 312 et seq. ), so it should not still be reporting on my credit report. I have disputed this item on my credit report and been told it will not be removed, but requests for proof that is my debt and when this debt was last paid, have gone unanswered.
04/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 788XX	Web
This medical debt is the result of an emergency XXXX due to an accident, our insurance company XXXX XXXX XXXX XXXX said that being an accident they covered 100 % and that we should not be billed and recommended that we contact the hospital we did and they said it was an billing code error and they will fix it, then an collection agency placed it on my credit report, I disputed it and XXXX XXXX said they contacted the agency and that the debt collection agency said it was correct.. I am now respectfully requesting your help.
02/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90250	Web
TSC Accounts Receivable Solutions has reported on my credit multiple times a month, this debit was taken off in 2019 for identity theft and now TSC has re-aged this debit on my account. I have sent them letters to verify the debit as well and have not received anything back. I have also contacted XXXX and talked with them about the issue and that it was taken off in XXXX. They were able to see this and also added a fraud alert on my account. They continue to call me and try to collect this debt.
08/26/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 93004	Web
This collection debt came from : TSC Accounts Receivable Solutions XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ( XXXX ) XXXX tscarsolutions.com Debt is from XXXX XXXX XXXX account number XXXX owed as XX/XX/22 amount {$110.00} interest charge {$12.00} total : {$120.00} My name is XXXX XXXX address XXXX XXXX XXXX XXXX XXXX CA XXXX I called XXXX XXXX XXXX both locations XXXX XXXX and XXXX XXXX and there's no record of me ever being a patient in those urgent cares.
12/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 926XX	Web
We were notified on XX/XX/XXXX about a debt owed to XXXX XXXX XXXX XXXX XXXX for a service we received in XXXX XXXX Principal is {$500.00} and interest is {$130.00}. We would like to understand why we are being charged the interest if we just got notified, and why our insurance never told us they did not cover the service, so all this is new to us. Asked to the debt collector ( TSC Accounts Receivable Solutions ) but no answer has been provided yet.
02/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92009	Web
TSC Accounts Receivable Solutions attempts to collect on previously paid bills. They will even charge interest on top of the fake debt. They call repeatedly and send physical bills in what appears to double collect for the bill. They mumble the name of the company and refuse to give you any identification name. A supervisor is not available. They cut off any questions you have with an angry loud voice to intimidate you and push what they want.
07/12/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91950	Web
TSC Account Receivables is reporting a collection account on my credit files that is not mine. This account was opened fraudulently and is causing great harm to my credit score. I have never conducted business with this company or the company that sold this debt. TSC Account Receivables has never tried to communicated with me about this fraudulent account. DOB : XX/XX/1988 ; XXXX Account : XXXX {$360.00}
04/20/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 21114	Web	Servicemember
Received call on cell phone about a non-existent debt. Phone is registered on federal Do Not Call list. Message sounded like a scam. There was NO phone message other than a claimed debt which was NOT described. The number appears to be identified on XXXX XXXX XXXX AND XXXX as a SCAM. TSC is identified as the entity originating the call. NO documents have been received or referred to.
10/03/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 923XX	Web
This account is not mine. I requested the debt to be validated and the proof sent to me. I have attempted to contact them a few times including certified mail. They never reply and continue to report to my credit report. I never received notification of this collection and only discovered this fraudulent account after checking my credit report for accuracy..
04/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92618	Web
I have made several efforts to resolve this matter directly with TSC Accounts Receivable Solutions. I have never done business with this company and there is no signed agreement with company bearing my signature. I am requesting the collection item be removed from my credit report, all three Credit bureaus and collection efforts stopped immediately.
08/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90712	Web
I logged into my XXXX XXXX account and have come to find a collection that is hurting my score! This is account is inaccurate and needs to be removed from my credit ( All 3 credit bureau 's ) immediately. I've been contacted and whomever spoke to me in regards to this was very rude and demanding.
09/15/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 344XX	Web
I HAD RECEIVED NOTICE FROM THIS DEBIT COLLECTOR AND I CALLED TO DISPUTE THE ACCOUNT ASKING FOR FURTHER DETAILED INFORMATION. I WAS TOLD I WOULD RECEDIVED A DETAILED EXPLANATION OF THE BILL. I NEVER RECEIVED THE REQUIRED INFORMATION. TSC CHOOSE TO INSTEAD REPORT MY ACCOUNT TO THE CREDIT BUREAU.
11/14/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 622XX	Web
This company has contacted me stating that i owe them. When told this I asked did i sign anything saying that i would paay them. They stated " no ''. I do not owe this company anything I never had any contract with them. XXXX XXXX XXXX v. XXXX where there is no contract there is no case
10/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	UT 84047	Web	Servicemember
Collection account on my credit report for debt to XXXX XXXXXXXX XXXX and XXXX XXXX XXXX both at XXXX XXXX XXXX, XXXX and XXXX, totaling {$870.00}. Per XXXX in billing at this medical, we have a XXXX balance. XXXX 's phone number is XXXX
11/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92130	Web
Doctor bill submitted for collection, I then paid the debt directly to the doctor not the collection company. Collection company states I still owe the entire debt including interest they are charging based on the original amount.
07/30/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT XXXXX	Web
TSC is not licensed to collect in my state of Utah. This is reporting on my credit and they are trying to collect this debt from me in Utah ... Even though they have not sent me validation of the debt.
01/15/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92840	Web
Medical bill should of been ran through insurance, made multiple attempts to get this resolved so they can rerun through insurance but have not removed me from collections on credit bureau.
10/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91764	Web	Servicemember
I have paid my debt in full to Dr. XXXX XXXX on XX/XX/2020. TSC is claiming that I still own this debt. I have included a copy of my final check to Dr. XXXX.
08/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT 84047	Web	Servicemember
I have never heard of this doctor
01/25/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63052	Web

12/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30310	Web

06/12/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 07086	Web

04/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92131	Web

02/23/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA 98275	Web

01/18/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75234	Web

12/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30067	Web

08/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91302	Web

08/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91302	Web

01/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	CA 92120	Web

01/14/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90501	Phone	Older American

12/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92009	Web

12/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30339	Web

10/27/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 91791	Web

10/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 91791	Web

09/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75025	Web

09/21/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NM 87501	Web

09/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11590	Web

07/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92123	Referral

05/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IA 50023	Web

11/13/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29009	Fax

09/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92115	Web	Servicemember

09/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90025	Web

06/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75094	Web

04/22/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	AZ 85004	Web

08/28/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92192	Web

08/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94086	Web

07/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92067	Web

06/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

11/30/2017	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92806	Web

06/29/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92677	Web

03/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92103	Web

01/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92688	Web

01/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92677	Web

01/02/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 92677	Web

11/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77087	Web	Older American

09/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92630	Web

04/15/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92612	Web

03/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 93402	Web

02/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90715	Web

08/23/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92126	Web	Older American

02/23/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92626	Phone

01/16/2015	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	CA 92024	Web

12/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92019	Web

02/24/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92646	Web

11/20/2013	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	CA 92024	Web	Older American

09/17/2013	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	WA 98011	Web	Older American, Servicemember