Trinity Enterprises Partners, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
08/08/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • TX
  • 77040
Web
XX/XX/XXXX, I contact XXXX ( recommended ) for credit repair. He would explain the company ( Trinity Enterprises LLC ) reputation for credit repair and they offered a refund if they were unsuccessful. I will admit this puts your guard down as I did no research and would later see the small subtle biblical verses provided by email signatures from everyone with Trinity that emailed me. XXXX advised it was XXXX up front for credit repair and this would need to be paid before they would begin work on my behalf disputing errors on my reports. I paid XXXX the last week of XX/XX/XXXX and contract signed XX/XX/XXXX. A week later I was informed I would need to open an account with Identity Secure and provide a login and password, this was done immediately through email to same person who contacted me. This process would take 3 calls and I called to resolve. A month later I received my first update on voicemail and there was no change as expected it was only a month. Next month same result, the following month I received in voicemail there was no change however a suggestion to open a secured card. I would call in and informed if I wanted to see an increase I should consider a secured card. Another call and contact the same message and I opened a secured XXXX XXXX. Talked to XXXX and advised him of the conversation and what was suggested after months of no improvements. He advised Trinity suggests XXXX XXXX as they don't pull reports that negatively impact your credit report. Why are your reps offering suggestions if they are ill informed to provide all the details? I would later get a call after another month none improvement, I should consider the credit booster program and if XXXX discussed with me. He did not mention this to me and I would receive an email from the sales supervisor apologizing and she would have XXXX contact me. In his email he suggests we had this discussion, however I asked for me details. It's XXXX upfront and would boost your score, this is time sensitive and you are unable to make multiple payments. My question, if this was available and explained why would one decide to do XXXX credit repair and just work towards the booster program as I was looking for quick results ( home purchase ). More questions would follow, are you able to provide some insight on the potential increase to my scores? If you are unable to provide an idea if this is beneficial why are we offering the program, I don ; t see how paying XXXX upfront and Trinity was given 600 months earlier and no improvement. After months of recognizing this company doesn't appear to hold themselves accountable for any of their poor or misguided actions, it was time to end this. I requested cancellation and a refund. I was informed by XXXX, Trinity services exceeded my XXXX retainer fee. XXXX and I was not due a refund. I asked XXXX to provide a breakdown of what was actually done by Trinity based on his number I should have 11-12 deletions per 3 agencies. This was not correct if I had that amount there would be no need to dispute what was actually done. XXXX would then suggest, I'm counting the word delete from the ( spreadsheet he provided ) only and not adding late payment history on the student loan and any late payments that are deleted are in fact counted as deletions. So I emailed a pdf of the agreement I reached with student loan in XX/XX/XXXX - XX/XX/XXXX of payment terms and began payment on the account before Trinity ( again working on approval for home loan ) Finally, asked one last time if I was going to receive my refund and XXXX states because I ended cancelled before they could complete their last attempt I would not receive a refund. The company is a scam and they are cheating innocent people who want to believe these people are trying to help and keep their promise to refund. Be upfront with your promise. Their efforts have me in court with one credit card company, when I asked XXXX for suggestions on how I should handle this I was informed they could provide a letter for me to review before court to prepare for the questions in court the fee for this XXXX. Run, run, run and the business practice here should be investigated
03/19/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • MD
  • 20723
Web
Trinity Enterprises and their associates, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX all continue to lie and mislead instead of return funds that are rightfully owed to me as the consumer. They take credit for removing negative items on my credit reports when I am responsible for those actions by paying off the balance and then negotiating with the creditor and credit bureaus for removal. Trinity Enterprises even goes as far as to mock and threaten me in their email chain for fear of being exposed. I will post the conversation below. " He signed the application that says we can defend ourselves. We can show America his emails and outline of deletions. Often in this case many in America we read our responses and his file in general and allow social media to decide. This will bring us clients once we show how he hurt himself and hindered us in this process and adding new negatives.. We can also outline the details on social media I have all the logs.. Legal please look for the following emails regarding this client ''
03/05/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • MD
  • 20723
Web
Trinity Enterprise providing misleading services claiming that by paying {$600.00} before any services provided, they would delete items on my credit report and improve my credit score. During the 8 months, I had a contract with them, no improvement took place.