Trident Asset Management, L.L.C. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20744	Web	Servicemember
XX/XX/2021 XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX MD XXXX Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. You claim I owe {$730.00}. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major credit bureaus ( XXXX, XXXX or XXXX ) this action may constitute fraud under both Federal and State Laws. Due to the fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of that Fair Credit Reporting Act, Violation of the Fair Debt Collection Practices Act, and Defamation of Character. If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request withing 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately. XXXX XXXX CEASE AND DESIST Pursuant to 15 USC 1692c. ( c ) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums. Pursuant to 15 USC 1692c. ( c ) ( 2 ) - I am invoking my specified remedy as a consumer, and the original creditor I am demanding all of the following : XXXX out the balance on this account. Deletion from all consumer reports. Best regards, XXXX XXXX Please provide the following information : 1. Name and address of alleged creditor. 2. Name on File of alleged debtor. 3. Alleged account # 4. Address on file for alleged debtor. 5. Alleged account # 6. Amount of alleged debt 7. Date ( this alleged debt became payable ). 8. Date of original charge or delinquency. 9. Was this debt assigned to a debt collector or purchased? 10. Amount paid if debt was purchased. 11. Commission for debt if collection efforts are successful. Please attach copies of the following : Agreement with your client that grants ____ ( Collection Agency Name ) the authority to collect this alleged debt. Signed agreement Debtor has made with Debt Collector, or other verifiable proof Debtor has a contractual obligation to pay Debt Collector. Any agreement that bears the signature of Debtor, wherein agreed to pay Creditor. All Statements while this account was open. Have any insurance claims been made by any creditor regarding this account? Yes No Have any judgements been obtained by any creditor regarding this account? Yes No Please provide the name and address of the following bonding agent for ( Name of Debt Collector ), in case legal action becomes necessary : Authorized Signature of Creditor : __________________________ Date : ________________________________ You must return this completed form along with copies of all requested information, assignments, or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information
10/06/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44137	Web	Servicemember
This is not my account and the company never sent any information binding me to this account as I have requested. I have asked for validation from this account on my credit report and Trident Asset did not follow the FDCPA laws. Trident Asset is a third party company and need to follow the FDCPA laws not the FCRA laws. The FDCPA definition is : The Fair Debt Collection Practices Act ( FDCPA ) is a federal law that limits the behavior and actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. This is the letter that I sent to Trident Asset : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for COLLECTION AGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. I did not receive the information I requested.
08/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 08081	Web
In XXXX 2015, I received a credit alert from XXXX that an collection account had been added to my credit report. See the dramatic impact this had on my credit score, I immediate sought action to have this inaccurate information removed from my credit profile. I contact Trident Asset Management to find out why they were reporting an account that did not belong to me. I had never received a phone call or letter from this company. The representation said the only way she could locate my account would be by the account number provided on my credit report. I explained to her that I did not have a full account number and asked that if I was indeed in their system, they would be able to locate this information by my name. Search by my name and address and was unable to find an account. I requested that this information be immediately removed from my credit report since it was false and they were not able to validate an account. She asked that I call back with the account number. I filed a complaint with the XXXX explaining how Trident reported an account on my credit report in XXXX 2015 stating that the account was opened in XXXX 2015 and that I was never contacted by this company in writing or by phone. I was never given the opportunity to validate the debt before it was reported to the credit reporting agencies. The dispute was not resolved until XXXX. The result of the dispute per XXXX XXXX, was that the debt belonged to me. I contacted Trident and asked for that they provide prove of the debt which was from XXXX by sending me the bill. I also asked why I was never contacted prior to reporting the debt and I was given no response. I asked that they show proof that contact was made and that they sent me a letter prior to reporting the debt to the credit agencies given me the right to dispute and I was told that I had to send that request in writing. I asked that they at least give me the dates in which contact was made per their system and they would not do so. In XXXX, I finally received the first ever notice of debt which was on provided as of a result of my request. I 've disputed the accuracy of the account XXXX on my credit report and they validated it as accurate each time. I questioned Trident 's collections practices most recently on a call made XXXX XXXX, 2015. I spoke with a Rep named XXXX. She asked for my account number. I told her I did not have it. She asked for my SS #, I explained that I would not provide this information. I explained that my first and last name should be enough to locate my account in their system. She said we do not perform searches by name and I asked her to try. This was the first time they were able to locate this account. She did not explain that this was an attempt to collect a debt. We went on with my frustration that they reported this account without properly notifying me. I again asked for the same records - call attempts and/or first contact made and a copy of the first collection letter. No response. The rep proceeded to tell me that it was her birthday and she would not do this with me on her birthday. She explained that the inbound department was responsible for sending letters. I asked why she could not see this information in her system. She said rudely that I would need to speak with her Manager that would be in within XXXX minutes. She transferred me to XXXX XXXX and I left a message with my call back information. She returned my call but it was missed so she called my mother. I do not know how she obtained contact information for my mother and furthermore she was not authorized to do so. I returned XXXX XXXX called and left a message expressing my now increasing frustration that my original requests have not been fulfilled and now contact is being made to a family member. She returned my call, would not provide the info, & hung up on me.
09/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90069	Web
I 'm writing about a collection agency that is holding debt attributed to me, but it is clearly the result of identity theft. This has severely hurt my credit score just as I 'm trying to get a mortgage loan. The collection agency, Trident Assets, is difficult to reach and is failing to give me information that I need to clear this up in an expeditious way. The XXXX accounts appeared on my credit report as : 1. XXXX XXXX XXXX Creditor 's Name : XXXX XXXX XXXX Account Number : XXXX Customer Number : XXXX Collection Agency Name : TRIDENT ASST Date Reported : XXXX XXXX, 2013 Current Balance : {$320.00} Highest Balance : {$320.00} 2. XXXX XXXX XXXX Creditor 's Name : XXXX XXXX XXXX Account Number : XXXX Customer Number : XXXX Collection Agency Name : TRIDENT ASST Date Reported : XXXX XXXX, 2013 Current Balance : {$180.00} Highest Balance : {$180.00} I had never heard of " XXXX XXXX XXXX '' nor " Trident Asst '' before seeing my credit report. I never received a call from the collection agency, so they either did not have my correct number or did not make the effort to reach me before reporting to the credit agencies. I looked up Trident Assets online and found this website : http : //www.tridentasset.com. I called the number on the website numerous times over the course of a week and got either no answer, or a message declaring a technical problem with their phone system. I filed a dispute with XXXX, which promptly removed these accounts from my credit report. When I filed a complaint with XXXX, however, only XXXX of the XXXX accounts was removed from my credit report. I have filed a dispute with XXXX also but have yet to hear from them. I called XXXX after receiving the mixed outcome of the dispute. They said that Trident Assets only agreed that XXXX of the XXXX accounts was fraudulent, but they did not provide an explanation for why XXXX was deemed fraudulent but not the other. I then called Trident Assets again ( now about 2 months later ) and finally reached them. They said that the XXXX accounts were checks made to a XXXX store. As far as I can recall, I have never shopped at a XXXX store nor made any purchase with a check at any store. This is the information Trident Assets gave me about the XXXX checks : 1. {$320.00} ; Check # XXXX XXXX XXXX XXXX account ending in XXXX XXXX XXXX, 2013 2. {$180.00} ; Check # XXXX XXXX XXXX XXXX account ending in XXXX XXXX XXXX, 2013 I called the XXXX XXXX XXXX XXXX fraud department and they confirmed that they have never had an account in my name with that account number. I called back Trident Assets to explain this, but they were not willing to act on this information nor investigate the issue further with XXXX XXXX XXXX. They are not accessible by fax or email and since my initial phone conversations, I have not been able to reach them again. The last time I talked to them, I thought I was making headway, but they hung up while I was on hold. Since then, they have not answered their phone so I suspect they may now be screening out my phone calls. They said they have sent the cancelled checks to me by XXXX mail, but I have not received them. I 'd like to get these cancelled checks soon so that I can at least file an identity theft police report with them, which may persuade the credit agencies. It would be very easy for Trident Assets to determine that these checks are fraudulent by verifying with XXXX XXXX XXXX that those accounts do not belong to me, but they seem to be reluctant to do this. The help of the CFPB would be very welcome. I need to clear up my credit report quickly, so I can get a decent home loan! Thanks and best wishes, XXXX XXXX
08/23/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 177XX	Web
To Whom it May Concern, I am writing this letter voluntarily and of my own free will. I've discovered that my credit reports include errors, and the FCRA statute requires that they be checked by real people rather than computer programs. Speaking with people I know will serve as verification, as secondary credit reporting organizations ' information is frequently wrong. As the source of this material, I demand that it be deleted right away. 1. Offer proof of the debt, such as real accounting. 2. A signed invoice serving as proof of their claim against you. 3. A copy of the contract that binds both you and the other party ; send this letter by recorded delivery so that there is a third party to attest to its delivery. This letter is to inform you that the below referenced accounts being reported by your company on my credit reports is hereby disputed for lack of completeness and/or accuracy. I have recently opted out from all secondary credit reporting so please do not rely on them for accuracy for they should not be sharing any of my information. I recently tried to verify these accounts with the credit reporting bureaus. You have yet to provide proof other than word of mouth. Where are the documents and authorizations for these accounts? I am disputing the following information directly with you, the furnisher of information, and I am requesting that you conduct a full investigation and provide me with the documents showing where these accounts originate. Please provide documented proof that I am the owner. Lastly please remove the following collection accounts and negative information from my credit reporting profile : These accounts are not mine. My credit report was accessed under false pretenses which is identity theft. I will be filing consumer complaints so that these companies are fined for the vicious and malicious practices. I will sue if necessary 15 USC 1681 requires all information to be accurate and verified. No one verified any one of the above information. My rights are being violated. I have the right to privacy and did not give anyone permission to furnish this information. No accounts can be furnished on my report without my written permission A copy of the information you send me will enable me to conduct my own investigation into the accuracy of your records and confirm that a reasonable investigation was carried out. I am also asking you to send me an explanation of the procedures you followed and a description of the records you reviewed when you conducted your investigation. I'm making use of my ability to obtain information about these issues included on my consumer credit report under Section 609 of the Fair Credit Reporting Act. I have a right to inspect the information 's origin, which is the original contract bearing my signature, in accordance with section 609. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( 3 ) Duty to provide notice of dispute If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate
03/20/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33634	Web
Trident Asst Account # XXXX*** This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time I will also inform you that if your offices have reported invalidated information to any of the 2 major Credit Bureaus { XXXX and XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
06/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60653	Web
Trident Asset Management is attempting to collect on a fraudulent debt that I have informed the organization is invalid and not a valid debt of mine or to which I have or had any knowledge. Trident claims they are collecting on this debt on behalf of their client XXXX XXXX XXXX, XXXX for the original creditor XXXX XXXX XXXX XXXX. However, I never received correspondence related to this debt from the original creditor XXXX XXXX XXXX XXXX nor XXXX XXXX XXXX, XXXX. The first I became aware of this fraudulent debt was from Trident Asset Management and their claim I owe this debt. As I informed Trident Asset Management, I attest that I do not owe this debt. I provided substantial evidence to XXXX ( the only credit reporting agency who refuse to remove the fraudulent debt from my credit profile ) as evidence this organization is attempting to collect upon an illegitimate and fraudulent debt that is purportedly from XXXX XXXX XXXX. I also opened numerous disputes with XXXX regarding this debt and they continue to inform me it has been verified as mine, which is perplexing to say the least. The debt is invalid and absolutely not mine due to the reasons noted below. - The fact that the address XXXX XXXX XXXX is not associated with XXXX XXXX, XXXX but instead XXXX, XXXX, XXXX. Please note, I have never lived in either of those cities or at the aforementioned address. - The fact that the routing number noted on the check of XXXX is associated with XXXX XXXX XXXX, XXXX. in XXXX, XXXX ( XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX ), not XXXX. Please note this is supposedly a XXXX check according to Trident Asset Management and the invalid check copy provided to me by the organization, in their collection attempt. - The fact that I contacted XXXX and confirmed that I in fact do not hold an account of any sort with their bank. A XXXX representative searched their entire database for both North America and globally using my social security number and separately name, noting no such person existed in their database. - The fact that the driver 's license number listed on the front of the check and endorsement section is not mine and likely not a valid state of XXXX driver 's license number. - The fact that the handwriting, including signature on the check is not mine nor does it match or have any similarity to mine at all. I spoke to all XXXX credit reporting agencies upon being notified of this debt through my credit monitoring subscription. I have also sent numerous letters to Trident Asset Management via U.S. certified mail asking this debt be removed and they have failed to do so. I am asking the Federal Trade Commission to please assist me with this matter to clear my name and credit profile from Trident Asset Management heinous claim and attempt to collect on an illegitimate and fraudulent debt. Lastly, I have attached the letter provided to XXXX Fraud Department via fax and most recent letter sent to Trident Asset Management via U.S. certified mail, including all supporting documents provided to both organizations to substantiate my argument that I do not owe this fraudulent debt. Kind Regards,
11/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 913XX	Web
Trident Asset Management is reporting two collection accounts on my credit reports. Both of these accounts state that they are for a utility, in the amounts of {$420.00}, and {$310.00}. Trident lists the opening dates as well as first delinquency dates in XX/XX/XXXX. No mailing address was provided for Trident on any of my credit reports, which is issue number 1. How am I supposed to reach or correctly contact Trident with incomplete contact information? Issue number 2 is that I have not had a utility in my name for years and I most definitely have never had a Trident account. They do n't even list who the original creditor is or their contact information. Now onto my biggest issue with Trident, issue # 3. I have been fighting Trident for several years now about this account that I keep stating, does n't belong to me. Trident insists that I owe these debts and they keep changing the dates as to first opening, etc. to suit their needs. I have past credit reports that show different opening and delinquency dates on them. The last time I made contact with Trident was for debt validation back in XX/XX/XXXX in which they responded back with a letter stating again that I owed these balances, along with an account summary of the bills supposedly in question. I went ahead and contacted the original creditor on said summaries ( XXXX ) and gave them the account numbers listed. XXXX told me there were no such accounts in their system. No accounts listed under those account numbers, my name, or the addresses listed for me on these summaries. I even had XXXX transfer me to their recovery department to see if maybe one of these accounts had been transferred as a bad debt, and the result was the same. No such accounts were found. I then filed a complaint with the Better Business Bureau ( BBB ) against Trident and after months of back and forth, the complaint was closed with no agreement from either party. Fast forward again to today, in which I am filing this complaint with CFPB. Trident continues to report false information on my credit records and I do n't know how many times I have to tell them that these accounts are not mine! I stopped trying to fix this with Trident as I clearly was unsuccessful in all attempts at getting any resolution, but Trident keeps adjusting the time frames on my credit files, which I can no longer sit back and let it ruin my credit that I have worked so hard to keep on track. Another note ... The account summaries that Trident provided to me are dated XX/XX/XXXX and XX/XX/XXXX. How can I have opened an account in XX/XX/XXXX ( as stated on my credit reports ) if these bills which Trident says are mine, were opened years before?
09/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 286XX	Web
In XXXX I was living at a location in XXXX VA where I had both XXXX DSL internet and telephone service. I moved from that location on XXXX XXXX, XXXX to a location where XXXX was unable to provide any internet service. When I tried to have the billing stopped, I was told I would have an early cancellation fee of several XXXX dollars but that my contract expired in XXXX XXXX. The CSR advised that I could pay the final month bill ( due in advance for internet ) at the beginning of XXXX XXXX and cancel the service then with no problem. I made that payment online on XXXX XXXX XXXX and spoke with a CSR and confirmed that since they were not able to provide DSL service, that I would no longer be billed. When my bill arrived in XXXX XXXX, it still had charges for the DSL so I again called and complained and stated I refused to pay for a service they could not provide. Again, I was assured it was corrected and that I would not be billed and that I would see an adjustment on my next bill. This same process went on for several months until I finally got so tired of it, I cancelled my phone service with XXXX as well. I paid all outstanding phone charges and sent a letter to XXXX stating that I refused to pay for service they never provided and referenced the monthly calls with CSR about the billing. I heard absolutely nothing for literally years, not until I was declined for credit due to outstanding collections in XXXX. Since I had filed a Chapter XXXX bankruptcy in XXXX, I was not aware of anything going to collections and had worked hard to keep all bills paid on time. I received the free credit report based upon credit denial and found the XXXX collection. I then got copies of my other reports and found they were reporting to all XXXX credit reporting bureaus. I disputed with all XXXX agencies and explained exactly what happened and why I was not liable for the charges. XXXX verified with all three agencies. I sent a letter to XXXX detailing that I was not liable for the charges and why. In addition, I demanded they mark the account as " disputed by consumer ''. I again pulled my credit reports in XXXX XXXX and XXXX was still reporting and was not noted as " disputed by consumer. '' Since then, XXXX has disappeared from my credit reports but now I have " Trident Asset Management ' reporting as a collection agency for XXXX. In XXXX XXXX, I disputed this account with all XXXX of the credit bureaus and again, it was verified and not marked as disputed. After that, I placed letters in the mail to both XXXX and Trident Asset Management concerning this account. To date, neither agency has bothered to reply.
08/28/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 240XX	Web
I have XXXX XXXX as my cell phone provider. They have confirmed I have paid my account in full, timely, and they have never attempted collection or held a debt against me. For some reason, XXXX credit report services ( XXXX XXXX have a " Trident Asset Management, LLC '' as a debt collector for " XXXX, '' claiming I owe {$42.00} for " utilities, '' as an open " Collection Account. '' I attach the applicable information if this site permits it, if not I can be contacted at the provided email address and provide all documents. XXXX My phone number will not be answered, as Trident 's efforts prevent answering numbers I do not know and I silence my phone during the hours they were legally not permitted, but have, called me repeatedly XXXX. XXXX XXXX suggested this could be from their home services, but I 've never had XXXX home services, as they also confirmed. When I moved in XXXX 2014 I inquired about services but was told they use dish and my building was too old XXXX historical ) to use such intrusive installation. I informed XXXX I was not interested in their services and received no services, installation, or products whatsoever. I was not informed talking to a representative cost money, it was a XXXX number so I had no reason to think so, so I contest {$42.00} if it was incurred simply by using their potential customer inquiry phone system. As this debt does not exist, I would like to utilize my rights under the FDCPA against Trident and demand XXXX proof of debt purchase/ownership from " XXXX '' and proof of an actual debt. I demand, upon investigation proving my version of events, that my credit reports be fixed to eliminate Trident 's incompetent report pursuant the Fair Credit Reporting Act. I also utilize my rights under the FDCPA for the illegal calling, harassing, and threatening voicemails associated with collection of a non-existent debt. I request XXXX be notified of Trident 's actions, as their system does not indicate any debt and I never received any notification from them on this issue. All I can assume is Trident confused me with another consumer or is fraudulently trying to collect debts they never legally purchased from the entity they claim. I give consent for any measures necessary for the FTC and CFPB to investigate this intricately. I will pursue legal actions myself if necessary, but unlike Trident, do not see the point in threatening a lawsuit over XXXX- far less the filing fee amount in any court - when this fraudulent report or scam can be resolved by the departments competent in enforcing such matters.
08/30/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08003	Web
I had a debt of {$29.00} that was in disputed with XXXX that was paid, at least XXXX. The debt occurred around XXXX of 2014, where XXXX said I did n't return a piece of equipment when I left XXXX for XXXX. I did return all items, directly to the XXXX store. I, unfortunately, did not save the receipts on the equipment. That is where the initial dispute occurred. I have also called XXXX numerous times, spending hours of my valuable time, being told to call many different and ineffectual departments with no answers. In XXXX of 2014, I received a letter from XXXX XXXX, a debt collection agency for the {$29.00}. I wrote a letter of dispute to them in XXXX of 2014 and I have not received any correspondence from them afterward. I eventually came back to XXXX and had to open the account under my wife 's name, as I was unaware that they would not open an account in my name. Since I use XXXX to pay my recurring bills, I paid the XXXX bill of {$180.00}, but, it was sent to the OLD XXXX account number in my name. I contacted XXXX and they would credit the NEW account number for the payment. They did do that, but with the {$29.00} deducted as a past due amount. This would be the XXXX time I paid that amount. The first is the dispute over the equipment. I then learned that a new Debt Collections company called Trident Asset Management entered a NEGATIVE entry on my credit profile with XXXX and XXXX for {$29.00}. I again spent hours calling XXXX and Trident to dispute the charges. XXXX, after much time and effort sent me a " Paid in Full '' letter which I forwarded to Trident.Another issue that adds to the complexity for resolution is that these companies change the account numbers so that when we as consumers try to trace the issues backward in time, there are no accurate corresponding account numbers. I have spoken to Trident and was told that they did receive the documentation and that they would remove the erroneous entry on my credit profile. I wrote another letter to Trident asking for a " Closure Letter '' and I am still awaiting that. I am concerned that Trident is searching through various databases that they have access to that may list outstanding ( paid or not ) debts and sending collection notices to these people, of which I am XXXX of them. I am now resigned to either continue the fight against, who knows how many companies like Trident or XXXX. Even if I give in and again pay {$29.00}, whose to know that this kind of fraud will not continue? I do not see an end to this vicious cycle.
03/01/2023	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 45373	Web
I reviewed my credit report on XXXX at XXXX, XXXX and XXXX. I discovered I have a fraudulent collection account appearing on my credit report. This is not my account and I have submitted fraud claim to XXXX, XXXX, and XXXX. You are to remove this fraud account immediately before i pursue legal action. Under federal regulations this does not qualify as a " valid verification of debt ". I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation. In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C . 1692g ( b ) ( emphasis added ). On XX/XX/, nineteen days after the date of Brennans debt collection letter, Spears counsel Shepard sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ). Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the XX/XX/1996 notice of claim. Brief of Appellee at 13. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and American General attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree. The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount.
01/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28216	Web	Servicemember
This company, Trident Asset Management, previously reported on another credit bureau an inaccurate account and failed to provide any information or remove the information for the account with XXXX. After filing a complain with the CFPB on XX/XX/2020 ( Complaint XXXXattached ) and investigation, XXXX deleted the information from my report as it was not validated or verified and there was no information about this account. Just a {$2700.00} collection appeared on my credit file. On XX/XX/2020, XXXX deleted the information from credit file and CFPB reported the complaint as closed. ON XX/XX/2020, when reviewing a new copy of my 3 bureau credit report, I noticed my XXXX credit report score had gone down significantly. Trident Asset Management has refused be lawful and has now done the same tactic by reporting this information on my XXXX credit report with a DIFFERENT ACCOUNT NUMBER, same amount. This creditor was required by law to advise and provide FDCPA information prior to adding to the credit report, which would have led to the ability to clear this matter prior. I have posted my credit report showing that when I filed the original CFPB complaint, the account number was different and the only bureau reporting was XXXX. Then on XX/XX/2020, the account was reporting on XXXX only with a DIFFERENT ACCOUNT number. Again, while in the process of preparing to make a significant purchase, this company has, again, added false information to my credit report with a different bureau in an attempt to extort monies assuming I am a naive consumer and not aware of my rights. XXXX employee : XXXX XXXX XX/XX/2020 XXXX Eastern advised that : * This was updated on my credit report on XX/XX/2020 WITH a description that " Consumer disputes after resolution Collection account '' * They would not provide me information regarding when this account was added to my credit report, but it was NOT there prior to the original CFPB complaint * They would not provide me any information related to the information that was provided to add this to my credit profile, No promissory note, signed agreement, contract, accounting of monies, nothing This information needs to be removed and I am filing a complaint with the NC Department of Justice mirroring this complaint as well. The original complaint documents are attached and I refuse to go through another year of back forth with this company or a credit bureau because of this deceptive tactic.
09/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	PA 19104	Web
I was alerted last year via email from XXXX that my personal information had been compromised in the breach and to fill out the form via email for the XXXX XXXX to keep an eye out on my credit report and any changes to my personal info. A few months later a XXXX XXXX XXXX agency was reported on my report for {$1900.00}. It said it was collecting for XXXX. I called XXXX to verify this information and was told that my name was not in their system. I then called Trident Asset Management and informed them that I spoke with XXXX and told them what XXXX had informed me. I asked XXXX XXXX XXXX to send me supporting documents regarding this account and was told by Trident that i would have to send them a self addressed stamped envelope with a piece of paper that had my name, address and social security number on it and they would send me the documents. This didnt seem legit so I then disputed this collection online with all three credit bureaus. After 30 days of the dispute XXXX deleted the collection from my account yet XXXX and XXXX told me the account was verified. I asked XXXX for these supporting documents. After never receiving the documents that supported Trident Asset Management verification, I sent in letters to XXXX and XXXX. I waited the 30 days for a response and i never received one from neither XXXX, XXXX or Trident. So i sent in another round of letters after 45 days and again I never received anything from XXXX, XXXX or Trident. Then again I sent in another round of letters after 60 days and again never received anything from XXXX, XXXX or Trident. I once again sent in letters after 90 days and still havent received not a single notification from XXXX, XXXX or Trident regarding this collection account. It had been over 100 days so i contact XXXX on XX/XX/2018 and after being on the phone for over 45 minutes with multiple reps i was told by a rep named XXXX id XXXX the reason I didnt receive any responses from them is because they didnt have my correct email address so they couldnt send me anything and that my id, social security card and birth certificate was dark and they couldnt understand it. I dont know how a company like XXXX that has your email address that sends you emails regarding the breach and updated information pertaining to your credit report dont have your correct email address. I just received something from XXXX via email. Please help me with this matter.
09/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33073	Web
ATTENTION DISPUTE DEPARTMENT XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX TRIDENTAM XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious TRIDENTAM XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
04/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33417	Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/1992 ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX FL XXXX TRIDENT ASSET MANAGEME XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious TRIDENT ASSET MANAGEME XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/1992 ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
06/24/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 28562	Web
Upon checking my credit reports I attempted to contact a creditor via certified mail using the address provided on my XXXX credit report. XXXX also provided the same address for them. The mail ended up being returned to me for a bad address. .I then initiated a dispute based on a false address on my credit report and returned mail via certified mail on XXXX. I sent them supporting evidence of USPS tracking showing the returned mail, the contents of the original letter to the creditor, and the address for the creditor on my credit report, showing the address I sent to. XXXX signed for my letter on XX/XX/XXXX.On XXXX XXXX responded ( confirmation # XXXX " Adverse accounts will be deleted in 7 years '' " We Verified the item belongs to you '' " We verified the item is being reported correctly '' " Contact creditor directly if you have further questions '' Providing the same bad address mind you. Nowhere in my letter to XXXX did I ask for verification of the alleged debt, nor it's reporting other than the bad contact address. On XXXX I sent a follow up letter to XXXX, the exact same letter with a PS. The PS informed them of their failure to properly investigate my dispute based on the bad contact address for the creditor. I also stated that I have no correct address to send correspondence to the creditor. With this letter I included a picture of the physically returned letter. I demanded a 15 day reinvestigation and if this creditor could not supply a good address to send mail to, to remove the erroneous item from my credit report for providing false information. They signed for my letter on XXXX and responded back to me on XXXX Confirmation # XXXX with simply " Adverse accounts are removed automatically in 7 years ''. Again showing to contact the creditor yet again with the same bad address. Clearly this shows an incompetent and botched investigation. At the bare minimum XXXX should have demanded the creditor to provide the correct contact address, or delete the falsely reported item from my report. Enclosed are the letters I sent to XXXX with signatures for the letters, Their Responses, An XXXX credit report showing the creditor 's address, A scorsense credit report showing the same address, A picture of the returned mail, and usps tracking showing the letter being returned to me.
04/22/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web	Older American
Dated XX/XX/XXXX with this account number - XXXX and this collection date of XX/XX/XXXX. The debt is a Returned Check for the Amount of {$510.00}. It was placed on my credit report by TRIDENT ASSET MANAGEMEnt for the Original creditor of XXXX XXXX. The Contact information listed is XXXX XXXX XXXX XXXX, XXXX, GA XXXX, ( XXXX ) XXXX. Disputed at least 4 times with no help from the credit agencies. I want this false information taken off my credit report. Here is my story : I did not bank with XXXX XXXX in XXXX. In fact my account with them was closed in XXXX. I have disputed this at least 4 times and I've asked them to send me a copy of this check. I've gotten no reply from the company and 've gotten no help from the credit companies, ie, XXXX XXXX and XXXX. I want this false information taken off my credit report. I'd also like to know why the credit agencies make the consumer prove the information showing on their report is wrong. Why isn't the company placing the negative information on a consumer 's credit report responsible for showing the accuracy of the complaint? An example is the complaint I am submitting. I've asked them at least 4 times to remove this information and have told them the company refuses to send me information so that I can verify this debt. If the company putting an outstanding debt on someone's credit report can't submit proof of the debt why are they allowed to put it on there? Why are they not required to show proof of the debt before being able to put it on a person 's credit as a bad debt? Especially since a credit report can make or break a person 's life? Why is it that the consumer is always considered wrong in this process? Companies aren't exempt from making errors. If people are denied employment because of the information placed on their credit reports, why isn't that company required to prove that debt before the credit agencies just blindly put it on there. I think we are working with antiquated processes in the 21st century. Maybe this whole credit reporting should be looked at and updated to the way we live now days. If the consumer is disputing something and the company that put it there can't prove it, it should automatically taken off. Please advise.
04/03/2020	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 456XX	Web
TRIDENT ASSET MANAGEMENT is Debt Parking Unvalidated Debt : TRIDENT ASSET MANAGEMENT is posting information on credit profiles that they have not validated nor had communications with my person before posting such updates on my credit report. The XXXX XXXX and TRIDENT ASSET MANAGEMENT has in prior posted on my account and has failed to validate debt listed as XXXX XXXX XXXXXXXX XXXX XXXX and was forced to remove the record : On XX/XX/XXXX TRIDENT ASSET MANAGEMENT XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX TRIDENT ASSET MANAGEMENT, Did post on my credit profile a unvalidated on my credit reports Collections without validation Dear, CFPB. I received information from my credit alerts that a company listed as TRIDENT ASSET MANAGEMENT, has placed negative information on my credit profile and is attempting to collect the listed alleged debt. Please advised TRIDENT ASSET MANAGEMENT, that I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. The original creditor is listed as Original creditor : XXXX XXXX XXXX XXXX for which I have no knowledge of any account. I affirm that TRIDENT ASSET MANAGEMENT, is illegally attempting to collect an alleged debt and money that I do not owe. TRIDENT ASSET MANAGEMENT, has not allowed the consumer to validate the debt by providing a debt validate letter by law, and giving the consumer up to 30 days to review the claim and respond. As per the law, TRIDENT ASSET MANAGEMENT, shall cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter is being provided to the Consumer Financial Protection Bureau ( CFPB ) for full review of this illegal act of posting to my credit profile. The CFPB is authorized to investigate this matter and receive related information. If TRIDENT ASSET MANAGEMENT, fails to remove the entries does not comply with this letter, CFBP See complaint : XXXX SUBMITTED ON XX/XX/XXXX PRODUCT Debt collection ISSUE I may turn the matter over to an attorney. Sincerely, XXXX XXXX XXXX
11/09/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OR 97062	Web
I originally disputed this alleged debt with Trident Asset Management ( debt collector ) regarding an alleged returned check of {$280.00} from XXXX and was not provided a copy of the alleged check, account numbers or the bank for which it was allegedly withdrawn upon. Attached is what was provided by Trident Asset Management. ( Trident letter with alleged Affidavit of Correctness and Assignment - XXXX XXXX XXXX XXXX XXXX ) This has lead me to dispute the validity of said debt with burden of proof also falling upon XXXX, as they have listed this alleged debt on my credit report, which has negatively impacted my credit for quite sometime. I have disputed this account numerous times with XXXX ( XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX ), to this day, XXXX has either not properly investigated the alleged debt or just flat out ignores my request with the information provided. Per the letter from Trident Asset Management on XX/XX/XXXX, and my XXXX report dated XX/XX/XXXX, I have no returned checks showing or outstanding, as Trident Asset Management has stated in the letter and XXXX has continued to report. See attached Oregon Gambling Laws. ORS 167.109 - Internet Gambling Specifically Also, a simple internet search indicates, that the Unlawful Internet Gambling Enforcement Act of 2006, no longer allowed online gambaling for monetary purposes in 2006. So, how could I possibly owe on said debt with a check date of XX/XX/XXXX, per the letter from Trident Asset Management? Finally, you can also see on the internet, XXXX was shutdown in XXXX and fined by the government, due to the Unlawful Internet Gambaling Enforcement Act of 2006. So again, how could I possibly owe on an alleged gambaling debt ( from my research on them ) in XXXX of XXXX? See attached XXXX print out from under History. After providing these documents numerous times to XXXX, they still to this day have failed to correctly investigate or just blatantly ignored my requests for removal of this erroneous debt. See attached Unlawful Internet Gambling Enforcement Act of 2006 - If I can get it attached or it can be viewed online. Thank you for your attention to this matter.
06/24/2023	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 178XX	Web
To whom it may concern ; I have recently reviewed my credit report and had noticed huge discrepancies. On XX/XX/ I took action with all credit reporting agencies to correct these inaccuracies, certified mail, with no relief! I have noticed a collection, trident asset management ) As collector of debts, attempting to collect a debt I am not aware of. I have never received a letter of debt validation from these agencies.l believe they are legally bound to do so before collecting on said debt. I, as a consumer, has the right to validate and or dispute the alleged debt. lf you'd be so kind to provide me with a few things as proof of validation of the alleged debt owed and any late payments accrued I would greatly appreciate it. A copy of the original contract or original purchase agreement that created the alleged debt. if the original contract is sent, it must include signatures for all parties. Any agreement sent must be with the original creditor and must include the original terms and conditions of the agreement that created the alleged debt, including all addendums and riders. In addition, please send proof of chain of ownership of the alleged debt and include proof of assignment for each change of ownership, Proof of chain of ownership must be from the original creditor to the current alleged owner without any break in the chain. Also include a full accounting history from the original creditor including the date and leading amount of each payment and the Date of First Delinquency to the collection status.If any interest or fees have accrued or been added onto the balance, please send proof that such fees are lawful and agreed upon in the original purchase agreement.Proof you are legally allowed to collect on alleged debt in the state of Pennsylvania, including collect on alleged Third-Party Debt Collection Bonds. Also send proof that you sent the legally required notices to me before reporting this alleged debt to any consumer reporting agencies, including any copies of the original notice and any letter tracking your firm maintains. FTC Vs XXXX XXXX XXXX make clear that it " debt parking '' without proper notices is a violation of consumers rights.
01/02/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 15136	Web
This complaint is to inform you that I recently viewed my credit report and noticed a collections account from Trident Asset Management on my credit report. I have n't been notified of this collection. On XXXX XXXX, 2017, I sent a certified, return receipt, Debt Validation letter to Trident Asset Management. I advised them that I recently viewed my credit report and noticed a collections account from their company and I have n't been notified of this collection. I stated that this did not imply that I refused to pay this alleged debt. Rather, I would like to dispute their claim. As per the FDCPA, I have the right to request a validation of this debt. I requested for them to prove that I am indeed the party who is by contract obligated to pay off this debt. Reporting any invalidated information to major credit bureaus may constitute defamation of character as a negative listing on my credit report does not allow me to enjoy the benefits of good credit. Non compliance of this request Is likely to put their company in serious legal trouble with the Federal Trade Company ( FTC ) and other statewide agencies. I requested that they send me the following documents : 1. ) Agreement with their client that authorize them to collect on this alleged debt. 2. ) Agreement that bears signature of the allege debtor wherein promises to pay the creditor. 3. ) Complete payment history on this account to prove that the debt amount they wish to collect is correct. I receive a letter from them dated XX/XX/17 advising that I have 30 days to dispute the validity of the debt. The following week, I received a copy of an old XXXX bill from Trident Asset Assessment. An old bill does n't validate and/or prove that this alleged debt is mine. I 've since sent a method of validation letter to the credit bureaus. I 've requesting the information used to " validate '' this alleged debt as a copy of a bill does NOT validate a debt. Under the FCRA 15 U.S.C. 1681i, all invalidated accounts must be promptly deleted. Therefore, if they are unable to provide me with a copy of the validated proof then they must remove these accounts from my credit report.
08/31/2023	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MS 387XX	Web	Servicemember
I paid off my collection over a year ago with the agreement that once I made the payment they would delete the collection from my account so I proceeded to pay it online. Once the payment was made I called back to confirm they were processing the deletion of the collection I was told yes they were! Over time I was preparing to buy a home and pulled my credit report and still saw the collection account listed as an open collection with a {$0.00} balance! It was still listed as a negative item on my credit report! I called them back and was told I did not do a pay for delete I told them about the agreement that I first had to even pay the account! I then asked if I could just pay them to delete the account I was told no and they would not delete it either! This is a paid off collection account! I owned up to my debt and paid my debt and they will not do the right thing and delete the account from my credit report! Under the FDCPA, any such action, or threat of such action is a violation of the law, and grounds for fines and civil sanctions. 807.False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. The penalty provisions of the FCRA and FACTA are also in effect, including FACT Act changes final rules effective XX/XX/2010. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The false representation of- ( A ) the character, amount, or legal status of any debt; or ( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the XXXX, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. ( XXXX ) The threat to take any action that can not legally be taken or that is not intended to be taken. This notification to you is of applicable legal statutes, codes and laws.Other Federal and State laws may apply.
11/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 19120	Web
I filed numerous disputes with Trident Asset Mgt and advised them to provide me with contracts with authentic signature than begun this alleged debt. Trident Asset Mgt Provided me information that is woefully deficient and fails to establish that this is a valid item. First, Trident Asset Mgt have not, by any credible means, demonstrated that I owe this alleged debt to their organization. Trident Asset Mgt have failed to provide any document bearing my signature that would establish that I have any indebtedness to their company. Second, Trident Asset Mgt have merely supplied me with copies of alleged bills on the account in question ( OR contract ). These documents, which Trident Asset Mgt could easily have fabricated, failed to prove that there is any legal or contractual obligation between myself, their agency or the creditor. Third, as Trident Asset Mgt have failed to establish any relationship between me and the purported debt, I demand that Trident Asset Mgt discontinue reporting this item to the credit bureaus and, in fact, that they delete the item. Additionally, note that if Trident Asset Mgt continue to collect on this purported debt, such action will be in violation of the Fair Debt Collection Practices Act. Fourth, I did not appreciate the insulting tone that my validation request was answered in. I have a right to request ANY and ALL proof that I owe this alleged to Trident Asset Mgt AND to the original creditor. Their answers were condescending and I advised them that I would report there negative response to the Consumer Financial Protection Bureau and the XXXX. Trident Asset Mgt hostility was completely uncalled for as I am acting within MY rights under the law. To summarize, I DO NOT have any contractual obligation to pay Trident Asset Mgt at this point Trident Asset Mgt have failed to provide ANY credible proof that the alleged debt can be validated. As noted above, a copy of an purported bill is simply not enough satisfactory proof that I, personally, incurred this alleged debt.
10/21/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 19120	Web
I filed numerous disputes with Trident Asset Mgt and advised them to provide me with contracts with authentic signature than begun this alleged debt. Trident Asset Mgt Provided me information that is woefully deficient and fails to establish that this is a valid item. First, Trident Asset Mgt have not, by any credible means, demonstrated that I owe this alleged debt to their organization. Trident Asset Mgt have failed to provide any document bearing my signature that would establish that I have any indebtedness to their company. Second, Trident Asset Mgt have merely supplied me with copies of alleged bills on the account in question XXXX OR contract ). These documents, which Trident Asset Mgt could easily have fabricated, failed to prove that there is any legal or contractual obligation between myself, their agency or the creditor. Third, as Trident Asset Mgt have failed to establish any relationship between me and the purported debt, I demand that Trident Asset Mgt discontinue reporting this item to the credit bureaus and, in fact, that they delete the item. Additionally, note that if Trident Asset Mgt continue to collect on this purported debt, such action will be in violation of the Fair Debt Collection Practices Act. Fourth, I did not appreciate the insulting tone that my validation request was answered in. I have a right to request ANY and ALL proof that I owe this alleged to Trident Asset Mgt AND to the original creditor. Their answers were condescending and I advised them that I would report there negative response to the Consumer Financial Protection Bureau XXXX. Trident Asset Mgt hostility was completely uncalled for as I am acting within MY rights under the law. To summarize, I DO NOT have any contractual obligation to pay Trident Asset Mgt at this point Trident Asset Mgt have failed to provide ANY credible proof that the alleged debt can be validated. As noted above, a copy of an purported bill is simply not enough satisfactory proof that I, personally, incurred this alleged debt.
06/24/2020	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 92028	Web
XXXX ( XXXX ) had not sent me invoices for over 6 months. They sent me one statement in XXXX, XXXX. I immediately paid {$320.00} on XX/XX/XXXX. Three days later I received a notice from Trident Access Management staying my XXXX account was sold to them and stated balance was {$510.00}. That was incorrect as I paid XXXX {$320.00} on XX/XX/XXXX. When I called XXXX ( XXXX ) they said my account was sold on XX/XX/XXXX and payment of {$320.00} was in transit to Trident. I requested Trident remove derogatory information from my credit report as the information was wrong. They refused and stated they had not received the payment. One month later, I called back chasing this {$320.00} that was lost. I spoke to both billing reps at Trident and XXXX. They participated in a 3 way conference call. XXXX and Trident reps went back and forth saying the payment was sent but Tirdent saying they never received it. Requested how the payment was submitted to Trident and XXXX could not provide stating may be delayed due to Covid-19 and delays with mail. I argued it would not take over a month to get mail. I asked both agencies to halt reporting on my credit report and said they couldnt do that and I could file a complaint with the breau instead. It has been two months of being placed on extreme long hold wait times trying to chase this payment when my account should not have been sold to begin with. I am submitting this formal complaint as the balance owed is {$190.00} and has been paid. The {$320.00} is still out in cyber space and no one is willing to take the time to provide me with details of how XXXX submitted the payment to Trident on my behalf ( electronic or manual check ). I would like to request this derogatory information be immediately updated on my credit report. Incredibly frustrating that no one is taking the time to help me track down this payment.
09/29/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	LA 70448	Web
Requested debt validation on XX/XX/2020 via certified mail. The collection agency signed for the letter on XX/XX/2020. A complete and timely debt validation has still not been received by me as of today 's date - XX/XX/2020. This is well past 45 days. By federal law the collection agency is supposed to provide debt validation within 30 days ( 45 days during this pandemic ). If they do not then the debt is to be removed from my credit report. My credit file has merged with another person of similar name. I have called the credit bureaus, and they admitted the error. They are in the process of removing inaccurate/merged information from my file. Experian has nearly completed it at this time. I am waiting on the other credit bureaus to complete the process. In the meantime, I am having difficulty with this collection agency. The debt they are attempting to collect is not mine. They have not validated it, and will not do anything to rectify the situation. I am a small business owner. I employee 9 people full time. I discovered this credit mess when I applied with the SBA for a disaster loan ( in XX/XX/2020 ) to save my business during this pandemic. I was denied for the SBA Loan based on my low credit score. My score is low due this collection agency and 3 others reporting inaccurate information on my credit report. The SBA will reconsider my loan request if I can get my credit score back up. I have followed all protocols under the FCRA to attempt to resolve this situation. The collection agency is not cooperating in any way at all. I have documented everything, and am prepared to initiate a lawsuit if necessary. My attorney will be involved should it come to this. I simply wish to resolve this matter so that I can keep my business running, and maintain my employees jobs and livelihood. Thank you
08/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 070XX	Web
Disclosure verification of debt : Right to dispute notice not received On XX/XX/XXXX I several new negative accounts were added to my credit report. The accounts are listed as " Trident Asset Management ''. I was never informed of these alleged debts and never received a notice of right to dispute. This is a violation of the Fair Credit Reporting Act 623 - 15 U.S.C. 1681s-2 ( section 7 of pg. 81 has been highlighted in the attached document for your review ). Based on these laws I should have been notified by XXXX/XXXX/XXXX however this never occurred and I suffered financial damages as result when applying for credit. Excerpt from attached FCRA are below : " ( 7 ) Negative Information ( A ) Notice to Consumer Required ( i ) In general. If any financial institution that extends credit and regularly and in the ordinary course of business furnishes information to a consumer reporting agency described in section 603 ( p ) furnishes negative information to such an agency regarding credit extended to a customer, the financial institution shall provide a notice of such furnishing of negative information, in writing, to the customer. ( ii ) Notice effective for subsequent submissions. After providing such notice, the financial institution may submit additional negative information to a consumer reporting agency described in section 603 ( p ) with respect to the same transaction, extension of credit, account, or customer without providing additional notice to the customer. ( B ) Time of Notice ( i ) In general. The notice required under subparagraph ( A ) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603 ( p ). '' See also 12 CFR Part 222, App B 70 Fed. Reg. 33281 ( XXXX/XXXX/XXXX )
12/19/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 07644	Web
Company I am having an endless problem with is Trident asset management, For years i have been trying to resolve this account and trident has stated that they were the only organization with the authority to remove a disputed debt, they withheld the fact that cfpb exists to help frustrated consumers and when I confronted a trident rep about this fact, they hung the phone up. -- -- The amount trident claims I owe is XXXX, which is completely incorrect. -- - The documentation sent to me regarding this debit is void of any detailed information and is inaccurate. The invoice starts with an amount of XXXX on XX/XX/2013 for previous charges, I have requested numerous times for a detailed account of what the previous charges are specifically for and trident has refused to disclose the information which appears they have no such information. -- -- The other charges on the invoice is for a reconnect charge on XX/XX/2013 for XXXX, my service was never disconnected nor reconnected. There is then an additional charge for XX/XX/XXXX to XX/XX/XXXX for a full months service at XXXX then another additional charge for XXXX for XX/XX/XXXX to XX/XX/XXXX again. -- - Then there is an additional charge of XXXX for an early termination fee, at no time was service ever terminated early, the residence which service was provided at, I had moved from and called to disconnect service. The information supplied gives no clear indication of what the debt is specifically for and is charging for services and issues that were never incurred. When I closed the account with XXXX they stated the account was closed and there were no issues, then somehow one year afterwards I started receiving this invalid debt collection from Trident and they have not supplied any substantive information to date.
05/31/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77054	Web
To whom It may concern, I request validation of this debt per Texas Finance Code Section 392.202 which requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to : For the purpose of validation provide me with : The name and address of the original creditor The original date of default or non-payment of the debt with original creditor The date the debt was transferred from the original creditor to the third party debt collector The original balance The current balance Any fees added by your agency. Sec. 392.303 ( a ) ( 2 ) Texas Surety bond information as required by Sec. 392.101 Please note XXXX, XXXX, and XXXX are bonded in the state of Texas and are required to comply with Texas Finance Code. If a debt collector has failed to respond to your debt validation request, then they have essentially admitted, per Texas Finance Code 392.202 ( b ) ( 2 ), that the debt in question is inaccurate. Per this requirement you must delete this trade line if you do not have sufficient time to complete an investigation to validate this debt in 30 days according to Sec. 392.202 ( d ) ( 1 ) Also per Texas Finance Code 392.202 Correction of third -party debt collectors or credit bureaus files. I request immediate notification by mail if this alleged debt is sold or transferred per Sec. 392.301 ( a ) ( 4 ). Please reply with your response immediately Please note I am fully prepared to pursue my rights for the harm this inaccuracy has done to me. Sec. 392.403. CIVIL REMEDIES. ( a ) A person may sue for : ( 1 ) injunctive relief to prevent or restrain a violation of this chapter ; and ( 2 ) actual damages sustained as a result of a violation of this chapter.
10/28/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I have disputed with them them over and over via the credit unions. they continue to come back verified I call the number available on my credit report the recording says number not available. I went on line to get a fax number when i fax them a recording says not available I sent them a email with no response. i am a victim of identity thief either send me a contract i signed or delete. IF THEY CAN VALIDATE THE DEBT THEY CAN ANSWER THE PHONE Here is the email I sent : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ca XXXX Account as it appears on my credit report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Georgia XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fax XXXX XXXX XXXX XXXX Dear credit representative, I am disputing the account stated above. Previously I disputed this account information as being inaccurate you responded by stating the you were able to verify this debt. So it stayed on my credit report however I have yet to see an original contract or any proof this is mine. The fair credit reporting act requires you verify the validity of this within 30 days at the Time if it can not be verified you are obligated by law to remove it from my credit file I urge you to remove it before I am forced into legal action. CFPB, XXXX and all 3 credit bureau will be receiving a copy of this letter. In the event you can not verify this debt I request you remove it. If you continue to report this on my credit I will find it necessary to sue you for actual damages and declaratory relief. According to FCRA regulations I may Sue you and any qualified for state or federal court including small claims court in my area. I look forward to a swift and amicable resolution to this matter sincerely XXXX XXXX
07/23/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90018	Web
I HAVE DISPUTED THIS ACCOUNT MANY TIMES STARTING BACK IN XX/XX/15 I CONTACTED TRIDENT ASSET & DISAGREED I WAS ADVISED I NEED MORE DATA, I PROVIDED TWO RECIEPTS SHOWING I TURNED IN ADDITONAL CABLE BOXES AT A LATER DATE, DATED AFTER I SURRENDERED MY SERVICES WITH XXXX, ( 1 ) DATED ON XX/XX/13 SHOWES I WALKED IN MY DEACTIVATED EQUIPMENT AT A XXXX LOCATION IT SHOWS 3 CABLE BOXED & 1 WIRLESS ROUTER & XX/XX/13 I WALKD IN AN ADDITIONAL BOX THAT WAS A DEFECTED, IT 'S A SEPARATE RECEIPT SHOWING THAT I WALKED IN ANOTHER CABLE BOX, THEY CAME BACK WITH THE SAME RESPONSE I OWE THIS DEBIT WITHOUT A WRITTEN EXPLINATION INCLUDING A BILLING BREAKDOWN OF THE CHARGES, HOWEVER TRIDENT SENT ME A INCOMPLETE BILL THAT ONLY HAD FOUR PAGES & FAILED TO PROVIDE AN ITEMIZED BREAKDOWN OF THE CHARGES INDICATING I OWE THE BILL THAT HAVE BEEN GIVEN TO ME DOES NOT STATE ( 1 ) DETAILS OF CHARGES WHICH WOULD SHOW THE TYPE OF SERVICES I RECEIVED, SUCH AS INTERNET & PHONE BUNDLE ADDITIONAL SERVICES & EQUIPMENT FEES & OTHER CHARGES, I HAVE CONTACED TRIDENT THERE AFTER ON MANY DATES XXXX & XX/XX/XXXX, XX/XX/XXXX AND XX/XX/XXXX TO CURRENT XX/XX/XXXXAND DISAGREED EACH TIME WITH TRIDENT THAT THIS IS A BILLING ERROR, & I HAVE REQUESTED EACH TIME TRIDENT ASSET PROVIDE ME WITH A WRITTEN EXPLINATION PROOF OF CLAIM & CLARIFICATION OF CHARGES WITH VALID VERIFICATION PROOF, IN WHICH TRIDENT CA N'T PROVIDE VALID PROOF SHOWING HOW THIS MONEY IS OWED, THEY ONLY CAN PROVIDE AN INCOMPLETE BILL THAT HAS NO BREAKDOWN. THIS IS FRAUD I FEEL THIS COMPANY IS TRING TO EXTORT MONEY FROM ME, I 'M REQUESTING THAT THIS BE REMOVED ASAP IT 'S CAUSING HARDSHIP & HENDERING ME FROM MOVING ON. TRIDENT FAILED TO PROVIDE VALIDATION OF DEBIT.
02/27/2019	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	DE 19702	Web
XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, TX XXXX Collection Agency ( TRIDENT ASSET MANAGEMENT ) Account # XXXX Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Amount alleged owed {$2100.00} ( XXXX ) XXXX Dear Sir/Madame : Ive disputed the account referenced above with both Collection Agency ( TRIDENT ASSET MANAGEMENT ) And ( XXXX ) Credit Bureau about four-six times. I have contacted the collection agency myself via certified letter and phone calls on dates XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX and XX/XX/XXXX and have been unable to get them to verify that this is indeed my debt. Ive enclosed copies of my requests to the collection agency asking them to validate my debts, and the receipts showing that I sent these letter certified and have yet to receive validation that this debt belongs to me. This debt is not mine and I was given no evidence of my obligation to pay this debt to this collection agency. The FCRA requires them to verify the validity of the item within 30 days. If the validity can not be verified, they are obligated by law to remove the item. But ( XXXX ) Credit Bureau continuously reply and update my report with already been " verified '' without providing me any evidence when requested on. Report # XXXX XX/XX/XXXX Report # XXXX XX/XX/XXXX Report # XXXX XX/XX/XXXX Report # XXXX XX/XX/XXXX This a clear case of unverified debt and these agencies are not following the FCRA and breaking the law. This black eye on my report is making it extremely hard for a middle class tax payer build a reputable credit profile. I beg someone to help me get answers from this Agency or remove this inaccuracy from my report. Thank you and XXXX XXXX.
12/15/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	IN 465XX	Web	Servicemember
I disputed Trident Asset Management Acct # XXXX on XXXX by sending them a Debt Validation letter. They never responded. On XXXX I also sent XXXX an letter to Verify the Trident Asset Management account. Trident Management Asset verified with XXXX but not with me. XXXX did not post on my credit report that I had disputed the account. XXXX should not have been able to verify an account that I was disputing with the creditor. I sent another letter to XXXX on XXXX asking for verification of account and said XXXX had removed the account. I sent a letter on XXXX to XXXX stating that the Date of Last active with XXXX and XXXX XXXX were not the same. Keep in mind I still have not heard from Trident Asset Management yet for verification of debt. On XXXX I sent XXXX a letter stating that the Date of Last active was not correct, The date account was opened was not correct and the comments were not correct. This was based off what XXXX XXXX and XXXX were posting. On XXXX I filed a complaint against XXXX with the Attorney General of Indiana for not following the FCRA in handling my complaints. On XXXX I sent certified Trident Asset Management a Debt Validation Letter. No response so far and they have not contacted XXXX that I am disputing them. my Credit report does not reflect it either. Also XXXX contacted Trident Asset Management once again during this Dispute and Trident Verified the debt knowing I was disputing the debt. They reported the debt as valid to XXXX and XXXX posted on XXXX that Trident Asset Management Certified that the information was accurate. I still have not heard from Trident Asset management about my dispute letters at all.
02/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95356	Web
I keep disputing through my credit reporting agencies, and the Company itself that this is not my debt. I do not even know what this debt is for. I have been disputing this since it's been reported back in XXXX, but my requests go unheard and unaddressed. I believe this company is falsely using my identity to collect on someone else 's debt and has provided zero proof on this debt and to prove that this debt actually belongs to me. I also receive no notification of this debt, to allow me to dispute within the 30 day period. How is that even legal? Under Section 609 of the Fair Credit Reporting Act- '' if the disputed information can not be verified or confirmed, then it must be removed ''. I have requested several times to have this debt removed, and no communication back, other than their request to keep open and that this debt is valid, without any proof supplied. The are falsely using my identity, and therefor, need to remove this information and close this debt from the three credit reporting agencies. I believe XXXX has already removed, due to lack of proof of financial responsibility. They then sold my information to another third party company to now collect, and they won't stop with the harassing emails. The company who they sold my information to is XXXX XXXX in XXXX, KS on behalf of XXXX XXXX XXXX , XXXX. Crazy too, because the address in the email they sent, I have not lived there since XXXX and the debt was from XXXX. Makes no sense at all. THIS IS NOT MY DEBT!! Date reported to Collection Agencies : XX/XX/XXXX Collection : Trident Asset Management Amount : {$77.00}
03/30/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77373	Web
The debt that is being reported by Trident Asset Management XXXX XXXX XXXX XXXX is not a valid debt. A woman was going door to door selling electrical service for XXXX XXXX. The woman quoted me a rate that was substantially lower than my current electricity provider, so I agreed to switch providers. I received the contract from XXXX XXXX and it was substantially higher than I was quoted. I immediately called XXXX XXXX and cancelled the new contract and rescinded my authorization to switch providers because the rates I was quoted were not honored. My electric service was never switched. I then received a bill from XXXX XXXX for {$79.00}. I called XXXX XXXX and explained that I would not pay this bill, I was given false information in an effort to get me to transfer my service, and I immediately cancelled before any changes were made. I was then notified by Trident Asset Management that a collection account in the amount of {$270.00} was opened with their office XX/XX/2022 for XXXX XXXX. I explained to Trident Asset Management what happened and informed them that this was not a valid debt. Trident Asset Management reported this collection account to the credit bureaus which has caused me substantial harm. I have called XXXX XXXX, Trident Asset Management, and have filed multiple disputes with the credit bureaus, but the debt is simply reported as meeting FCRA requirements. XXXX XXXX representative made false claims to convince me to switch my electric service. As soon as I discovered this misrepresentation I acted. No service was ever changed, this is not a valid debt.
10/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90201	Web
I am disputing the accuracy of the information Trident Asset Management LLC is reporting to my credit file with all of the three major credit bureaus ( XXXX, XXXX, XXXX ). Trident is reporting a collections account as " verified and accurate '', yet have FAILED to respond to my dispute letter, violating my consumer rights under FCRA. I mailed Trident Asset Management LLC a Certified Dispute Letter, # XXXX. However, the letter was returned to me as " Undeliverable '' ( copy of front and back side of the unopened, returned letter attached, as well as, an online notice from USPS indicating an attempt was made to deliver the Certified Letter on XX/XX/XXXX, but were unsuccessful ). Apparently, the contact information Trident Asset Management LLC provided on my XXXX credit report is INACCURATE. Whether Trident provided inaccurate contact information deliberately ( there have been other consumer complaints regarding this already ), I can not ascertain, but what I do know is that Trident is suppose to provide correct and accurate contact information so that I may exercise my consumer rights to dispute any information they are reporting to my credit file with XXXX, XXXX and XXXX. They are now in violation of Section 609 of the FCRA and I am requesting they delete this collections account from my credit file with all three credit bureaus ( XXXX, XXXX and XXXX ). Please also note that I NEVER received a 30 Day Notice to Dispute this Debt from Trident BEFORE they started reporting this collections account to my credit file with XXXX, XXXX and XXXX.
01/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	DE 198XX	Web	Older American, Servicemember
In 2012, I moved from an apartment where I had FIOS Triple Play service to a home I purchased. I asked the XXXX representative before I moved would I be able to continue the triple play option at the new address and the representative said, Yes. However, when the technical attempted to install the service, cable services were not available. The internet and telephone services were available. Since I was interested in the triple play option, I called XXXX and notified them that I was cancelling the service. The representative instructed me on how to return the equipment and I received the mailing label to return the equipment and I returned the equipment as per the representative 's advice. In the meantime, I went with a competitor and was able to receive cable services and I thought nothing of the XXXX account until I was contacted and I was informed that I owed {$390.00}. in telephone services. I let the caller know that I did not have the service and I returned XXXX 's equipment and I canceled the service. Speaking with the collection agent was like " talking to a brick wall ''. They assumed that I was lying and I let them know that I was not paying for a service I did not have. In the interim, this charge is on my credit report and therefore damaging my credit score. The address I moved from ( XXXX 2012 ) - XXXX XXXX XXXX XXXX, XXXX DE The new address I moved to ( XXXX 2012 ) XXXX XXXX XXXX, XXXX, DE If an investigation is conducted, it is fairly easy to find out whether or not the services were available during this period.
11/15/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AL 35022	Web
I received a letter from Trident Asset Management stating that they sold the account that I previous filed a complaint on with the CFPB. In the letter that was sent to me it says that the account was sold to XXXX XXXX XXXX XXXX XXXX. It fails to inform me that I have the right to dispute, It fails to inform me of the date that XXXX purchased the debt, It failed to inform me that I have the right to request validation for the assumed debt. The letter sent to me only informs me of the original creditor, the original creditors account number, current credit who owns the account now, balance due, and Trident Acc number. The information that is required by law is left out. The letter was written on XX/XX/2021 so I can only assume that the account was sold to XXXX on or before XX/XX/2021. Trident/Orion had to have a letter mailed out to me within ( 5 ) days after XXXX purchased the account with the necessary information included in the letter that is required by federal law. I previously filed a complaint with the CFPB about this account requesting that the account was not being validated by Trident, I never received a validation, instead they sold the account to their sister company named XXXX XXXX XXXX XXXX XXXX. It is now past the ( 5 ) day window allowed by federal law and the Fair Credit Reporting Act and other government entities that set forth and enforce these laws and regulations that has to be followed. I have requested for debt validation numerous times and Trident has refused to validate the assumed debt.
03/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19130	Web
The original account was with XXXX over 7 years ago. When the account was closed, the remaining balance was credited and was left with a XXXX balance. This account was removed from XXXX, but is still being reported by XXXX and XXXX. This account is more than 7 years old and I am no longer liable for this account as it was paid prior to going to collections with Trident. Each time that there is a new acquisition of XXXX accounts, this account keeps getting transferred instead of being formerly closed out. I have never had an account with Trident Asset Management and this should be removed from my credit report as it is infringing on my rights to Fair Debt Collection practices. This account appeared on my credit report in XX/XX/XXXX ( never reported prior to this time ) and when I noticed this old debt I contacted the agency to remove. It was agreed that they would remove it, but the debt keeps appearing on my credit report. I contacted the better business bureau and they have sent on XX/XX/XXXX and I also spoke with their representation onXX/XX/XXXX I escalated the call to the manager of the rep as she was unable to produce information as to how my credits were applied ; she advised that this debt was merely validated. I asked for an explanation of charges and this was never produced. This debt is too old to report and should be removed from my credit report instead of keep getting sold to additional credit collection agencies. Please have the company update the records and remove from my credit report.
06/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10456	Web
I have contacted Trident by mail and phone to request debt validation because this does not belong to me. A name that is similar to mine and an address I never lived at being reported on my credit reports by them via XXXX . I contacted XXXX which they let me know the information did not match and that ALSO the date of the account was RE-AGED by Trident. So not only are they insisting on keeping an account that does not belong to be on my credit reports, they have also BROKEN & VIOLATED THE FCRA & FDCPA because they listed it from the time they purchased this account from XXXX in XXXX and XXXX informed me that the account was closed in XXXX . TRIDENT is under SEVERAL VIOLATIONS and I have sent letters and calls and they have changed NOTHING. I spoke to a supervisor whom attempted to lie to me and tell me it 's the credit burea fault it 's on my report and to file a dispute in which I have filed MANY and they keep telling the bureaus the information is accurate. At this point, I am going to move forward with legal action because XXXX XXXX documentation proves them to be in violation. It 's a similar name to mine, NOT my social, nor my address as I live in NY and never lived in XXXX XXXX XXXX or any part of Florida. AND they also re/aged the account which is DIRECT VIOLATION of the FCRA as stated. They also lied and said they never received any disputes from me but I have multiple dispute from the credit agencies as well as the BBB.
09/02/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NY 11706	Web
In XXXX of 2015, I received a credit alert from my credit monitoring company stating that a collection account was placed on my XXXX credit report. Upon reviewing my credit report the same day, I discovered that Trident Asset Management LLC place a collection account for an unknown debt. This is my first knowledge of the alleged debt. Within a few days I sent a debt validation via the United States Post Office Certified mail to Trident Asset Management LLC informing this company that I was enforcing my rights under the Fair Credit Reporting Act. I received a letter from them, along with my ORGINAL LETTER for validation back with their letter stating that if I dispute their claim ( which I did in my ORGINAL LETTER ) to do so within 30 days. Trident Assets Management LLC has CLEARLY violated the Fair Credit Reporting Act and the Fair Debt Collections Act by ignoring my request for validation and dispute, according to Fair Credit Reporting Act Section 609 ( a ) ( 1 ) ( A ), ( c ) ( 2 ) ( E ), 611 ( a ) 1 ( A ), and Fair Debt Collection Practices Act Section 809. Also, in my letter I clearly stated the laws and there definitions. I received another alert from my credit monitoring on XXXX XXXX, 2015 after requesting validation/disputed, stating that Trident Asset Management has again placed the same alleged collection account on my XXXX report. Trident Management has clearly ignored my request for validation and disputes as well as Federal Law.
01/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93720	Web
Previously. I noticed that the company Trident Asset Management was reporting on my credit report for the amount of {$920.00} for a credit card account with XX/XX/XXXXCredit Card that was opened XXXX XXXX. I have never had a credit card with such company, was never contacted by Trident prior to them reporting to my credit report on XX/XX/2020, and they refuse to correct the erroneous reporting on my credit report or to look into the false debt. I called their customer service line multiple times, with no success. This needs to be removed from my credit report immediately. I sent a complaint via CFPB ( reference complaint # XXXX ) and was advised that this listing would be removed from my credit report due to potential fraudulent activity. Either this listing has shown back up again with different information, or it was never removed. There is a listing on my credit reports for {$820.00} now from a XXXX XX/XX/XXXX XXXX Mastercard that is showing opened on XX/XX/2020. I have sent validation letters multiple times with no response. This is not my account, there is no signature in my handwriting for this account, and it was found to be fraudulent. Now this company is showing on my report again!!!!! I have NEVER received any correspondence at all from this company nor did I receive anything from Trident Asset Management, and I have never signed contracts with either. This needs to be removed from all of the reporting agencies asap.
02/20/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89015	Web
In XX/XX/2013 my ex husband took out a XXXX bill under my name without my knowledge. I had no knowledge of this account, and it eventually got transferred to a bill collector, also known as Trident Asset Management. I contacted Trident Asset Management last Monday - XX/XX/XXXX and requested a document stating my account on file had been closed out, as we are current going through Escrow, and my underwriter needed physical documentation to forgive the debt. I was told that a letter would be sent out, but never received one. So today, XX/XX/XXXX, I called back and spoke to a representative named XXXX, who eventually transferred me to the manager, named XXXX. She told me that they are n't contracted with Nevada, and refuse to give me any type of documentation, whether email or mail. She said the account had been closed on XX/XX/XXXX, but they will not send me anything stating so. I feel I should get something considering it 's my account and I requested it. So not only did they lie to me about sending out a letter and my waiting for it, but they have refused to help me with every phone call I 've ever made to them about receiving a letter. We are unable to get a house without this letter, so this is the only company who is holding us back, even though I explained this to them, everyone either brushes me off, lies or tells me I am not allowed to receive anything, just because I live in Nevada.
03/25/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	OH 444XX	Web
My mother had used my social security number to have electric turned on at her residence ( dates im unsure of ) between XXXX XXXX XX/XX/XXXX. I believe somewhere in this time frame is when the fraud had taken place. she did this XXXX separate times. I had NEVER given her permission to use my personal information for her home services. Now that i am married and have XXXX children and we are trying to clear our credit up and do the appropriate steps in order to eventually buy a house and start our life its impossible right now with all the debts i owe that were never because of me. she has made it impossible for me to have a bank account without having crazy stipulations. Also she has used my social at her place of employment for about 2-3 year so it looks like a worked there and then claimed my daughter in those 3 years on income tax. she was able to use my social because he has it memorized just like she has with all my other siblings. My sister is dealing with a few of the same things i am dealing with now due to my mother having stole and used her identify unlawfully. so moral of the story she has stolen my identity and has put a lot of debts into my name that i myself have never done.and now i am looking for help to resolve this issue. i have filed police reports and im trying to figure out where to go from there.a police officer has emailed me this link in order to start the process started.
09/29/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MO 64133	Web	Older American
In XXXX of XXXX, our home was broken into while we were away and numerous items were taken including our checkbook. On XX/XX/XXXX, a check was written from our checkbook to XXXX XXXX for {$500.00}. ( Interesting how the thief waited 4 months to use one of our checks. ) XXXX XXXX accepted the check even though we had closed the account within 24 hours after the robbery in XXXX. XXXX XXXX XXXX apparently " purchased '' bad debts from XXXX XXXX and then hired Trident Asset Management, LLC to collect the balance due of {$520.00} which included a {$25.00} returned check fee. For the last 4 1/2 years, we have gotten phone calls and letters from Trident Asset Management to collect this debt. It has affected my credit report. Finally, after being worn down by Trident and desiring my credit report to be corrected, I go to their website after receiving a letter that they would settle for {$260.00}. Getting tired of their nonsense and wanting it off my credit report, I follow the instructions in the letter and go to their website. I click " Make a Payment ''. I enter the Trident Account # as indicated on the letter. I enter the last 4 digits of my SS #. I get a message " Account Not Found ''. What a joke this company must be. Not only do I not trust them, but I now intend to go whatever lengths it takes to get justice in this matter other than paying them a dime just to get it off my report.
08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20852	Web
RE : Trident Account XXXX Dear Sir/Madame : On XX/XX/XXXX I have sent a notice to Trident Asset Management pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. When I called to follow up I was told that they have not received the notice, so on XX/XX/XXXX I filed a XXXX Complaint and forwarded a copy of the same request to Trident Asset Management. I have asked Trident Asset Management to validate the account and requested the account related documents. Instead of sending the documents to me, Trident Asset Management responded that they have sent something to me XX/XX/XXXX. I have never received any notice, letter or validation documents from Trident Asset Manage Management. To this date my requests for validation remain ignored. A certified mail sent to XXXX XXXX XXXX XXXX, GA XXXX remain at USPS PO Box unclaimed ( USPS tracking number XXXX ). It seems that the request for validation is deliberately and willfully ignored, and the company is in breach of Fair Debt Collection Practices. I do not recognize this debt and I request the company to immediately provide all the evidence to substantiate the claim that it 's a valid debt which I have legal obligation to pay, or cease any and all collection activities which includes furnishing inaccurate and unverified information to Credit Bureaus.
06/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 225XX	Web
On XX/XX/XXXX XXXX sent {$12.00} to collection under my name and informations. I was not aware of this debt until XX/XX/XXXX when i pulled my credit report and it showed up under " Collections '' and caused negative marks on my credit report. By this time the debt was sent to Trident Asset Management for Collections and now it's in collection for {$62.00}. I made an attempt to contact XXXX to find the source of the debt, but they said they don't keep any records ...????? I contact the original collection company ( XXXX ) and they have the debt information, but no associated transaction # from XXXX to reference it by. I then called Trident Assest Management and they said i need to call to XXXX. I have a current account with XXXX since XXXX and it's paid upto date and do not have any other account with them. I am writing to see if you can investigate this matter into lack of basic accounting and accountability to send debt off to collection without notifying the customers. Furthermore, the lack of no original transaction # to reference the debt is not right. Shouldn't customers know what debt is owed by email mail or phone calls? instead of just sending it to collection and letting the customer in the dark until their credit report is pulled? Trident Assest Management acccount # XXXX XXXX claim # XXXX XXXX account # unknown
02/25/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84015	Web
Trident Asset Management is reporting an erroneous collection on my credit file. I recently checked my credit and noticed this debt reporting on my credit. I was completely unaware about any debt on my credit so I called and paid this off immediately. I never received any notices, calls or letters about this debt and that violates my 30 day right to dispute. This account must be removed from my credit file, it is paid and settled. I am also aware that while this account is under review you lawfully can not report this on my credit until your investigation is over. If your office continues to report invalidated information to any of the three credit bureaus this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on my credit report by your company I will not hesitate to bringing legal action against you and complain to the Attorney General for the following : Violation of the Fair Debt Collection Practices Act & Defamation of character. During this period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suite . All references to this account must be deleted and completely removed from my credit file and copy of such deletion request shall be sent to me immediately.
06/28/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92584	Web
Never received any communication from this company. Not a letter, a phone call or any collection attempts from this company. I learned about them when they showed up as an open collections account on my credit reports. They began collections on an old XXXX charged off account from four years ago or so. It may have been an account that was discharged in my Chapter XXXX bk in 2010 for all I know. They reported this account as a new collection account and have continued to present this debt as a much newer and ongoing collection account. When I attempted to contact the company many months ago using the contact information provided on the credit report, I was unable to reach this company. The phone number was bad. I disputed the information, however XXXX of the consumer reporting agencies somehow sided with this agency and so this fictitious account remains on my reports and is continuing to negate the last two years of hard work I 've put in on rebuilding my credit. I would also like a letter of apology for misleading and harmful information the company has continued to file, or a letter reporting the true account information so that I may include this letter with any credit or mortgage application to show that I am not currently delinquent, and it will show that I have been current on all my accounts for over two years now.
06/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10473	Web
XXXX XXXX XXXX credit card, made a fraudulent statement on my account the first is on XX/XX/XXXX {$280.00} and the other is XX/XX/XXXX XXXX where they posted as the minimum payment owed. they also stated I made an transaction I'd never made and charged me extra on payments which forced me into an over limit fees. I tried to explained to them that on XX/XX/XXXX I never made an {$100.00} atm purchase in the XXXX on XX/XX/XXXX where they intentionally altered the statement. I told them I wasn't even in the XXXX nor used the card for XX/XX/XXXX. I was on the phone for over an hour disputing my case with representatives and supervisors to adjust the error to no avail and they hung up the phone. On XXXX they showed on my credit report there's no availability for XXXX for XXXX and XXXX where I have the statement. My last transaction was XX/XX/XXXX and I made an payment of {$150.00} on the XX/XX/XXXX my last payment. By the XXXX they said I had {$75.00} credit available but balance was {$220.00} after paying {$150.00} on the XXXX with no further card transactions? They also stated on XXXX of XXXX an XXXX charge of XXXX was on my account for that month when I even didn't have one and the only transaction from XXXX was on XX/XX/XXXX. I will provide their statements, my statements and my time card punch out to contrast the time.
12/31/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44139	Web
Under the doctrine Estoppel by silence, XXXX XXXX XXXX ( MO ) XXXX XXXX XXXX, XXXX I may presume that no proof of the alleged debt, nor therefore any debt, in face exists. I have contacted trident asset management on a matter that pertains to my credit. I have been a victim of fraud. I sent trident asset management a certified letter via usps to validate this account asking to send original documents and a host of other things. I have not received any of the documents I requested. I have an account on my credit that does not belong to me. I asked trident asset Management to remove the unvalidated information and nothing was done. I have the receipt that I sent the letter via usps certified. Removing this account from all three credit bureaus ( XXXX, experian, XXXX ) is what needs to take place there is no validation. I take pride in my credit and I have a XXXX score on my credit bureaus. This fraudulent account is ruining my credit to the extreme. A consumer can not provide signed documentation for an fraudulent account that they never authorized but I also asked for a signed documentation bearing my signature that I agreed to pay trident asset Management and the collection agencies could not provide that information. I want this information removed IMMEDIATELY! DO NOT SEND COPIES! I NEED ORGINALS!
06/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 322XX	Web
I responded to a letter sent by XXXX XXXX XXXX on XX/XX/2020. I specifically requested to receive the original instrument of validity that would prove that I entered into an contractual agreement with XXXX XXXX XXXX. I ask them to respond within 30 days from the date of the letter. I had to send another letter on XX/XX/2020 because I was sent an email by XXXX XXXX XXXX about an account but I never received any mailings from either one of these companies concerning my original request. The letter dated for XX/XX/2020, I specifically asked again to receive the original instrument of validity in order to prove their claim for collecting on a debt for which they provided no substantial evidence for. On XX/XX/2020, I received email alerts from XX/XX/XXXX XX/XX/XXXX XXXX and XX/XX/XXXX all saying I have a new collection account being reported on my credit file and the account in questioning is Trident Asset Management they reported information to my credit file on XX/XX/2020 that was inaccurate and in direct violation of both the Fair Credit Reporting Act and the Fair Debt Collections Practice Act. Upon filing this complaint I found out that XXXX XXXX XXXX is a passive debt buyer who has stated on numerous complaints that they don't collect directly from consumers but Trident Asset Management does.
03/13/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33311	Web
I am a victim of identity theft. The information listed below, which appears on my XXXX credit report, does not relate to any transaction ( s ) I have made. It is the result of identity theft. FRAUDULENT ACCOUNTS : XXXX XXXX - more than {$700.00} collection reported to XXXX XXXX XXXX XXXX TRIDENT ASSET MANAGEMENT XXXX XXXX - more than {$700.00} collection reported to XXXX I have reported these fraudulent accounts to the companies listed above, requesting credit validation, debt validation, or anything they can provide me to prove ownership. It has been years, and I am still fighting with these fraudulent companies to REMOVE such collections because I DO NOT OWN or OWNED THESE ACCOUNTS. I am still waiting to receive a collection letter, debt notifications, credit card account, information of such, or anything to let me know I was getting reporting to collection agencies to allow me to challenge such with proof of my identity. I am also submitting an Identity theft report and evidence of my identity, and I request these companies to stop damaging my reputation and to remove such fraudulent items from my credit report with XXXX. Enclosed are the following : A copy of my Identity Theft Report and proof of my identity. I appreciate your prompt attention to this matter and await your reply.
10/23/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	VA 225XX	Web
I have been disputing this collection account on XXXX since XXXX Once I dispute it within 1 week they come back as accurate information. Trident Asset Management is trying to collect on a remaining balance that is not collectable. XXXX XXXX Credit Card sent my account to the original collection company ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX in which XXXX collected for them on this debt. They settled with me for a lesser amount. The original amount was {$700.00} I paid {$560.00} on XX/XX/ which left a remaining balance of {$140.00} which I didn't have to pay because they settled. I have sent letters from this agency stating that I have settled my balance and I do not owe anything more. This company XXXX and Trident will not remove this balance of {$140.00} they are trying to collect which is not collectable since the account was Settled in full from my report. I have been fighting them since XX/XX/. Please help me get this error off my report and stop them from putting it back on and stop them from trying to collect on something they do not have a right to collect on. I have never ever received anything from this Trident Asset Management company this whole time. I do not know who they are or how they got ahold of my written off balance. Please help me I am begging you.
10/05/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AR 72019	Web	Servicemember
I have attempted to verify the debt with the original creditor because when i asked for verification of the debt from Trident Asset management I was only provided with a computer print out of something I have never seen before. I contacted XXXX who trident said is the original acct holder and was given the acct number XXXX. XXXX said they do not have any acct with that number or even with my social security number, XXXX said to contact XXXX communications because XXXX sold the company to them. I contacted XXXX 's customer care, collections, retention, and escalation department. they attempted to locate any account using my name, my social security number, old address, old phone number and the acct number that was given to me by trident. trident has refused to verify this acct and only sends me that computer generated paper. they have not provided me with anything that proves the said debt is mine. I have also submitted a power of attorney to haven services to try to resolve this on my behalf, trident has been avoiding their calls and when trident does pick up the phone for haven services, trident puts them on hold and hangs up or say they did n't receive the power of attorney. the person i spoke to at trident confirmed that they indeed had the power of attorney.
06/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75040	Web
Upon review of my credit report, I have noticed a {$220.00} charge from this company. The report states that it is a utility bill and the original debtor is XXXX. XXXX has been my current provider for two years. I have received no written/verbal notification of this debt. Furthermore, I have never had to pay a deposit to attain services. I have contacted XXXX two times regarding the account. The representative from the billing could not find the account on the XXXX databases, despite having my social security number. He verbalized the account number granted by me from Trident was invalid. During my last contact, the Supervisor recommended to report the debt as fraudulent. Post review of my bank statements, the original account number provided by Trident is not my XXXX account number and is too short. I have contacted the company numerous times and their method is to attain information from me, such as my address and social security number for validation. This is a fraudulent account and it negatively affecting my credit. Furthermore, I am very concerned with the number of review on the internet that mirror my complaint. Please note all correspondences regarding this account will be forwarded to the XXXX Office of Attorney General and the office of XXXX.
05/02/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08831	Web
My wife closed the XXXX account under my name and opened a new account under her 's to obtain a discount. XXXX closed the account in late XX/XX/XXXXearlyXX/XX/XXXX without a balance due. My wife ( XXXX ) contacted XXXX ( 1st debt collector ) on XX/XX/XXXX via mail to dispute the claim of {$530.00} and didn't receive an answer. She call XXXX on many dates to have them tell her the same thing- there isn't anything owed and the account shouldn't have gone to collections. Again on XX/XX/XXXX after another review of my credit report she spoke to the Credit Reporting Department at XXXX ( XXXX ) who repeated there isn't any money due, this should never have gone to collections and she would help to remove the negative item from the report with Trident Asset Management, LLC. XXXX was given a control # and said it will be removed in 30-60 days. XXXX also sent a XXXX balance notice as proof. XXXX then mailed all documentation to Trident onXX/XX/XXXXand still has not heard back from the company AND the item is STILL showing up on my credit report. XXXX called Trident 15 times today ( XX/XX/XXXX ) and couldn't get through ( either automated system kept looping or phone wouldn't ring ) and once she did she got through as caller # 1 in the queue she was hung up on.
08/20/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19120	Web
On a recent review of my credit report, I discovered your company reporting the collection account referenced herein. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), I hereby notify you that I am disputing this debt in entirety, and you are required to provide me with validation of the debt by providing me all of the following information : Copy of original contractual agreement bearing my signature A clause in the original signed contract that authorizes the third party like yourself to collect on this debt. Statements from the original creditor and itemization of monies owed Copy of bill showing last default date Proof that the debt is valid and collectible and within the statute of limitations for this state Proof that you are licensed to collect in my state of residence Agreement between your company and the original creditor that authorizes you to collect on this debt I am also requesting that you cease and desist from all collection activity pertaining to this account. You are only to contact me via mail at the address I have provided herein. I am allowing you a period of 30 days to produce this information. If youre unable to validate the account, then you are to remove the collection account from my credit reports.
08/11/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 210XX	Web
I noticed in XX/XX/XXXX that Trident Asset Management added an account for XXXX to my credit report. I contacted XXXX and they stated that the account was sold to Trident Asset Management. The charges were for un-returned XXXX XXXX equipment. I moved from XXXX County Maryland to XXXX County Maryland in XX/XX/XXXX. My XXXX XXXX equipment was returned to XXXX via XXXX in XX/XX/XXXX. XXXX states they can no longer view my account in their system and can not assist with the tracking of my returned equipment. I have disputed this account several times with the 3 credit bureaus to no avail. Trident Asset Management continues to verify the debt is valid. To this date, I have never received a bill for equipment from XXXX or Trident Asset Management. I have pleaded with both organizations to assist me in tracking and both continue to ignore me. My credit score has been damaged severely due to Trident 's re-aging of the account and unwillingness to address and obvious error on XXXX 's behalf. Trident has chosen to update my credit report to reflect that the " open date '' is XX/XX/XXXX. I have a previous credit report that clearly states the account charges originated in XX/XX/XXXX. Please help ... I just want justice for a debt i do not owe.
05/16/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NC 274XX	Web
Now XXXX have I disputed these XXXX accounts ... I was the victim of identity theft and I have submitted the police report and decision letter by the Social Security Administration issuing me a new social security number to both XXXX and Trident Asset Mgmt. I 've exhausted Over 2 months with disputing these XXXX inaccurate records and they still have n't deleted the XXXX accounts from my credit report. I have provided all required by FCRA to show proof of identity theft from which I suffered. They have also blatantly lied to XXXX XXXX or XXXX has conceded without proper investigation into the inaccuracy of these accounts XXXX and reported that I had never directly communicated with them, and even ... that they had no contact information for me. I can provide mail from Trident Asset Management that verifies contact initiated by me and their response. Now this company is feigning lack of contact information for me. Their conduct is a direct violation of the FCRA and at this point I 've suffered irreparable harm as a direct result from the XXXX accounts remaining on my credit report. They have even defrauded CFPB by reporting that they had no contact information for me ... and further, that I had n't communicated with them directly.
08/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44107	Web
I am supposed to be made aware of any adverse information before being a post on my credit report. I never received information about these accounts. I never received copies of the charges/bills prior reporting the information to the credit bureau. You are collecting accounts that were not authorized. I would like to know how you guys obtained my social security information. This is a very grave violation of my rights. My rights as a consumer are being violated causing me to get a low credit score, affecting my chances for financial opportunities. No account number or history was attached or given ; they have my social security information, the source of these accounts is fraudulent, they tried to take money from my bank account for a membership I did n't authorize My credit score went from average to very poor. These accounts were reported to my credit report on XXXX, XXXX, out of no where. 1 ) Account Number : Not provided TRIDENT ASSET MANAGEMENT XXXX XXXX XXXX XXXX XXXX, GA XXXX Original Creditor : XXXX XXXX Open Date : XXXX XXXX, XXXX Balance : {$56.00} 2 ) Account Number : Not provided TRIDENT ASSET MANAGEMENT XXXX XXXX XXXX XXXX XXXX, GA XXXX Original Creditor : XXXX XXXX Open Date : XX/XX/XXXX Balance : {$40.00}
03/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	DE 197XX	Web
This issue pertains to only my XXXX credit report, not showing on XXXX or XXXX. Showing a balance due of {$100.00} due to " Cable or Cellular '' as noted on the Creditor Classification line. States date opened of XX/XX/XXXX and date closed of XX/XX/XXXX. Under " Account Status '' is listed " Collection. '' I strongly DISPUTE this item, as every and all other accounts on all three credit reports show no delinquent or collection accounts. Also, it's vague, as it does not identify the company by name that I supposedly owe this amount to. It does identify Trident Asset Management, LLC in XXXX, GA as the " Contact '' on the XXXX report. Just became aware of this issue upon recently requesting my credit reports. I called the company, Trident Asset Management, to inquire about the item. The item is for " XXXX XXXX '' ( different social security # than mine ) for an account opened in XX/XX/XXXX in Washington, D.C. I have never lived in Washington, D.C., and, since I was XXXX years old in XX/XX/XXXX, I would not have opened an account. Erroneous addresses for Washington, D.C. are listed on my credit reports and I am in the process of having them removed. I would greatly appreciate any help you could give me, thank you.
03/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	MN 55025	Web
I am currently trying to boost my credit score. I checked out my score on XXXX and I noticed that I have XXXX amounts of {$180.00} and {$90.00} in collections. I have not received anything that says I was supposed to pay something off. I noticed that it was from a company called Trident Asset Management. When I tried going to their website, none of the links work when I clicked on " make a payment ''. Here is the website : http : //www.tridentasset.com/ I continued to try and get a hold of them so I could potentially pay off this debt, or get some more information on it. I do not know what this debt is, and it concerns me that I can not even get a hold of a company who claims to have debt on me. Their phone numbers do not work. When you call, the machine tells you to press " 1 '' and it continues to repeat itself, never connecting you to a representative. Here are the phone numbers that I have tried that they claim is theirs : XXXX XXXX Here is the address they claim to be at : XXXX XXXX XXXX XXXX, XXXX , GA XXXX I have researched online and many people are having the same issue and do not know what to do. I 'm not sure if this is a reliable source, but this is what other people have to say about it : http : XXXX
08/15/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD XXXXX	Web
Received several phones call throughout 2015 from Trident Asset Management regarding a XXXX XXXX phone bill in the amount of {$100.00}. I asked for them to send me a statement from XXXX XXXX validating that I owe this debt and they only sent a note on their company letterhead stating that I owe {$100.00}. I found this very odd considering that I still have XXXX XXXX as a carrier for at least 8 years and I 've never had a past due phone bill. And if I did then my phone would not be in service. I explained this to the debt collector in XXXX 2015 and they completely ignored me and kept asking why I would n't pay the amount since it was very small amount. I told the debt collector that unless they are able to send documents showing that I owe this debt, then I refuse to pay. The debt collector raised her voice and I raised my voice right back at her and demanded that she tell me her name. After asking for her name at least five times she finally said it ( to which I ca n't remember it since it happened in 2015 ). I told her that she 's not to contact me via phone and they need to send sufficient documentation of me owing this debt. They never did and in XXXX 2015, this item was placed on my credit report
05/03/2015	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92103	Web
Trident Asset Management Is using unethical practices. XXXX they changed the open date from XXXX too XXXX on an account so that they could report past the statute of limitations. I have the supporting documentation for this and sent letters to both XXXX XXXX XXXX. XXXX of where they did this. Trident Asset Management Is also reporting XXXX collections from XXXX & XXXX as current accounts that are delinquent on my XXXX report taking my payments from 100 % to 60 %. A few months ago I sent letters to each credit bureau asking them to remove old accounts that expired their statue dates. The Bureau 's obliged and did so with the exception of Trident 's XXXX that fall under this complaint because they had a few months left. Hence XXXX they are now changing dates to get back at me and try to report longer. And they are also reporting collections accounts as original creditors and not as collections as they should be on my XXXX report. Actually the XXXX from XXXX should have expired anyway but they are still reporting it. I do not believe this an accident, How many mistakes can XXXX company make? I believe they are doing this as to spite me for asking the credit bureau 's to remove their accounts.
10/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 770XX	Web
The company has accessed and misused personal information and attempted to collect a debt. According to the Nationwide Multistate Licensing System / Nationwide Mortgage Licensing System and Registry ) Trident Asset Management is not licensed in the state of Texas as a valid entity. Therefore, In accordance with The Fair credit reporting act. This account has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 and is therefore fraud. 15 u.s.c 1681 section 602 a. States I have the right to privacy. 15 u.s.c 1681 section 604 a section 2 : it also States a consumer reporting agency can not furnish a account without my written instructions. 15 u.s.c 1681c. ( a ) ( 5 ) section states : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 u.s.c 1681s-2 ( a ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
05/12/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NH 038XX	Web
I have received multiple calls, some very late at night, from Trident. I finally called back and they answered " Hello? '' Hardly sounded like a legitimate collections agency. They claimed I had a debt in collections from a bounced check. This check was never written by me, and was supposedly written to XXXX stores in XXXX XXXX, as I was living in XXXX. I explained that this was not my check and it must have been made fraudulently. They claimed it was my responsibility. I called my bank and they have no corresponding check with the check number I got from Trident ( after pushing them ). I also called the bank that they said requested my debt- XXXX XXXX. XXXX had no idea what debt I was referring to and stated I had no debt with them. Trident is collecting false debts that are not validated or actual debts. They did not give me a license number when I requested and instead hung up. They were extremely unprofessional and do not seem to be a real company. They did not verify the debt in my name in any way but knew my social security number It is very concerning. I do not owe anything and do not want this on my credit report, as I have not collected a debt anywhere.
06/01/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 91763	Web
I was check my Credit Report on XXXX XXXX, 2015 I saw Trident Asset Management report ( Account # XXXX ) to all Credit Agency that I owing money to XXXX in the balance of {$120.00} so I send them a VALIDATION OF DEBT on XXXX XXXX, 2015 with CERTIFIED MAIL and delivery on Tuesday, XXXX XXXX, 2015 and I call in talk to XXXX on XXXX XXXX, 2015 at XXXX said that they got my VALIDATION OF DEBT ( VOD ) letter and will respond the VOD next week but as of XXXX XXXX, 2015 the VOD pass XXXX days and I have not got any respond from them and I call them again talk to XXXX on XXXX XXXX, 2015 at XXXX he said that they got slow respond from XXXX to VALIDATION of my debt. Should they have all these info already when they try to collect the money from me? Anyway XXXX and XXXX have DELETED from they filed but XXXX XXXX but I also found out that Trident Asset Management sits on a collections advisory board with XXXX from XXXX here the link ( XXXX ) I think that is why it not DELETED. I 'm attach : 1. LETTER FROM TRIDENT ASSET MANAGEMENT 2. VALIDATION OF DEBT 3. XXXX XXXX DELETED LETTER 4. XXXX XXXX DELETED FROM XXXX. 5. XXXX CERTIFIED MAIL TRACKING NUMBER. Thank You, XXXX XXXX
06/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TN 38119	Web
We received a complaint from a debt collection agency called.Trident Asset Manager for a check written to XXXX XXXX over five years and 10 months ago. The check was for {$52.00} and was presented to our bank and the bank paid it two days later. It was a valid check and Trident continues to claim it was a bad check. I have called them several times. They want our bank account number, date of birth and the last four numbers of our social security numbers. They refuse to provide a case number/account number until they receive the personal information they requested/demands. Per the CFPB website, we are advised not provide personal information to a collection agency. I personally believe they don't have a number or a check number, if they did, they would have the check number. I have written them twice a year for the past three years with no answer. I began calling them which has been to no avail. They started hanging up on me for the past two years. In addition, there are two other gentlemen with my name, neither are related to me. I also plan to write XXXX XXXX and the local XXXX XXXX XXXX. We would certainly appreciate your help. XXXX XXXX XXXX XXXX
08/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34639	Web
In XXXX of 2015, Trident Asset Management began reporting an inaccurate collection account of {$290.00}, regarding an account they said they " purchased '' from XXXX. I have never had service with XXXX. Several years ago, I did contact XXXX about getting cable service at my former residence in XXXX XXXX, XXXX XXXX XXXX out and said service was n't available in my area. Later, I got a bill from XXXX for equipment that was " not returned, '' which is absurd since I received no equipment from them as they could not provide service to the area I lived in at the time. I attempted to fix this with XXXX at least five times through their customer service department. I also disputed the information XXXX reported to the various credit bureaus. XXXX did delete its information when I disputed it. But, lo and behold, it shows up on my credit, again, under Trident Asset Management. When Trident reported it, they appear to have " re-aged '' it as the date of original delinquency is more than six months more recent that what XXXX had reported. We all know means it will remain on my credit for longer as a result of this.
06/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07002	Web
Trident Asset Management is reporting a collection on my credit reports with multiple errors that are a violation of the Fair Credit Reporting Act and needs to be deleted. 1. On XXXX they are listing this account type as " open '' when it should be a collectin. 2. On XXXX, they are reporting an address of XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX when that address is no where on their website, XXXX profile, or the response letter they sent me. How can they have different address on each report? XXXX shows the address of XXXX XXXX XXXX, XXXX, GA XXXX which is on their website. 3. All they did was send me a verizon bill but no proof they are able to collect this debt, such as a bill of sale, or any letters from the XXXX saying they can collect this debt. 4. On XXXX they have their name as TridentAsset.com but on XXXX they list Trident Asset Management. How can they have XXXX different names on XXXX different reports. 5. It does n't look like they did on investigation on this account at all because the date of status on XXXX is XXXX which is wrong.
05/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 08618	Web
The Debt Collection Agency Trident Asset Management, LLC is reporting an old account from XXXX using and incorrect date of delinquency. The account has been re-aged to appear newer than it actually is. Which will subsequently allow the account to remain on my credit for much longer than legally allowed. The account is reported as having an open date of XX/XX/ when in fact the account was actually opened and became delinquent in XXXX. In XXXX I was no longer living at the address associated with the XXXX account and had in fact not been living there for 2-3 years. I have contacted the credit bureau regarding this issue and instead of verifying the delinquency date with supporting documentation from the collection agency, they only verified if the debt belonged to me. I contacted the collection agency with a certified direct dispute of credit reporting. I listed the information being disputed as the date of delinquency of the account. I have requested documentation showing the date of first late 30 day payment. I am still awaiting a reply.
08/24/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL XXXXX	Web
My identity was stolen in 2014 my purse ( which included my license, social security card, pictures etc. ) I had to shut down all bank accounts so I would n't have told you that something cleared my bank. Also my personal information was leaked online to public information sites ( see attachment ) anyone can google my name and obtain detailed information about me which I 'm trying to get removed off line. I do n't even live in New Jersey. Nothing has been presented to me as verification of debt either by Trident or XXXX online. Disclaimer advise by lawyer to note : I did not authorize any debts to be brought by a third party company. I did not authorize my personal information such as name, address, social security number, Date of Birth to be given or brought by a third party company, if you are not the company at which I acquired a debt you are a third party company. I have the legal right to protect my identity, if any debts are owed the originally company can send proper verification i.e. a signed legal document explaining my debt.
11/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 223XX	Web
I have submitted several disputes with them about this XXXX account to no avail. I have called directly ( XXXX ) and they have no record and told me to contact the data furnisher. I have included my identity theft report from the FTC and police dept. I did EVERTHING I WAS SUPPOSED TO DO. My police report is attached and if this is not rectified, I will resort to other legal action. This company has been horrible top deal with. They have not contacted me BECAUSE THEY HAVE THE WRONG ADDRESS DUE TO FRAUD! Thats the point of filing a report and doing what I'm suppose do. I have filed SEVERAL COMPLAINTS AND WANT THIS REMOVED! My next resorts will be legal action. My police report is included, thank goodness I have a paper trail of what I did. Deplorable customer service ACROSS THE BOARD. If someone uses your information that information is now on your credit report, so their initial response is ridiculous. I did what the consumer is supposed to do, file reports both police and FTC. As well as make complaints about their business practices.
07/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	OK 736XX	Web
XX/XX/2012 I wrote a check to XXXX for a water heater, the water heater did not fit, so I returned it to XXXX. They told me I would have to wait two weeks for check to clear before they could refund me. They did n't have a water heater that would fit my closet and I did not have an additional XXXX dollars to just buy one elsewhere and wait for a refund, so I explained to the manager that I would leave the water heater there and stop payment on the check. She wrote me a receipt for item received and I went on my way. Then recently I check my credit report and seen a collection for XXXX to trident management so I contacted them and was informed that it was for a stop payment on a check to XXXX. I explained what happened and only relief I was offered was a settlement. I disputed through XXXX and was told it 's a valid debt. This is NOT a valid debt, they have the item I returned and then turned the stop payment check over for collections. Which I would think is some sort of fraud to collect payment on goods they have in possesston.
06/15/2017	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NJ 07724	Web
Trident Asset Management is r eporting a XXXX colle ction accounts on my credit reports with multiple errors that are a violation of the Fair Credit Reporting Act and needs to be deleted. Account Numbers : XXXX and XXXX 1. On XXXX they are listing the account type as " open '' when it should be a collection. 2. On XXXX , they are reporting an address of XXXX XXXX XXXX XXXX XXXX XXXX , XXXX , GA XXXX when that address is no where on their website o r BBB profil e. How can they have different address on each report? XXXX shows the address of XXXX XXXX XXXX , XXXX , GA XXXX which is on their website. 3.They never sent me proof they are able to collect this debt, such as a bill of sale, or any letters from the XXXX or XXXX XXXX XXXX saying they can collect this debt. 4. On XXXX they have their name as TridentAsset.com but on XXXX they list Trident Asset Management. How can they have XXXX different names on XXXX different reports.
03/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92284	Web
I contacted XXXX in XX/XX/XXXX to inform them that the amount on a collection was incorrect and sent them a statement showing the balance at that time. It was never corrected. I again ATTEMPTED to file a dispute with XXXX on line in which they denied my request for re-investigation stating that what was being reported was correct. I filed yet another dispute in XX/XX/XXXX, providing documentation that TWO collection accounts were paid in full and requesting that one be removed in that it was past the 7 year mark. They were NEVER removed nor where the balances updated to show them as paid. I further have asked multiple times to have a validation of a debt on a third collection agency. I contacted the Collection Agency and requested validation of a debt which they have refused to provide. I contacted the alleged original creditor and they have no record of any outstanding debt, yet XXXX continues to report this debt even after I have asked to have an investigation. I have been TURNED down for credit because of this.
04/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33594	Web
For the last few years, I have noticed an account being reported to the major credit bureaus, like XXXX and XXXX XXXX , regarding an amount that Trident Asset Management is collecting. Apparently it bought a debt XXXX it claims I owe, in the amount of {$1600.00}. Some years ago, when the account was still with XXXX , I found it showing on my credit report. I had disputed it, explaining I had returned all the leased equipment when I discontinued service. It was removed from my credit. I have disputed this debt multiple times with Trident and it remains unchanged. When the account was reported by XXXX years ago, it showed a delinquency date of XXXX XXXX . When I look at my credit report and compare what Trident has reported, I see that Trident has re-aged the debt and now reports it as XXXX XXXX , six months later than that reported by XXXX . The re-aging of this account will invariably result in it remaining on my credit even longer, doing further damage with the wholly inaccurate debt.
05/20/2017	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NC 28269	Web
I have a a unverified account from TRIDENT ASSET MANAGEMENT # XXXX . I have never done business with TRIDENT ASSET MANAGEMENT. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g , I dispute the validity of the debt purport I owe. I request that TRIDENT ASSET MANAGEMENT Pr ovide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) t he debt allegedly accrued ; 8 . ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that TRIDENT ASSET MANAGEMENT Ce ase and Desist all further communications and collection actives and provide the verification of the purported debt.
09/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21042	Web
Back in 2015, we cancelled our XXXX cable service and sent the DVR back in the prepaid box they sent us. A month later, we got something in the mail saying that we hadn't returned it. I called XXXX and verified that it had been returned, but that just hadn't registered in their system yet. She said that took a couple of months, which made no sense, but I couldn't do anything about it. A few months later, we were told that this was turned over to collections and we started getting calls from the collection company. I called XXXX again, and they confirmed that the equipment had been returned, but didn't know what to do about the fact that the false debt had already been turned over to collections. I informed the collection company of this, and figured they would work it out with XXXX. But here we are 3 years later, and it is still on my credit. I filed a complaint with XXXX, who said they verified the debt with TRIDENT ASSET MANAGEMENT. The debt is fake. XXXX shouldn't never have recorded it as a debt.
10/03/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33308	Web
Credit report shows fradulent account in collection with Trident Asset Management. Credit report states account was opened under XXXX XX/XX/XXXX, and the date " deliquency first reported '' is less than 1 month later, XX/XX/XXXX. However, " date of first deliquency '' is almost two years prior, XX/XX/XXXX. I have only ever had an account with XXXX for a very short time before the XXXX buyout, starting in XXXX XXXX. The debt owed is NOT my personal debt and I have received zero notices from Trident regarding this deliquent account. Attempts to contact the company directly resulted in the company violently terminating the phone call without prompt. Clearly they are VERY LIKELY engaging in illegal activity and fraud, given the amount of reports listed on this website and others ( XXXX, BBB, etc. ). I have filed disputes with XXXX and the other bureaus are pending. If necessary, I can followup with XXXX to confirm I have never had an account in or around the dates Trident Asset Management has listed.
07/25/2015	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 222XX	Web
I pulled my credit report today to see if my score had improved based on recent payoffs ( as I am in the process of buying a home ) and come to find out my score had declined significantly. As I clicked through to understand what had caused my score to drop, I saw for the very XXXX time in my life, an outstanding balance of {$49.00}, reported by Trinity Asset Management llc. There is no information about where this " balance '' originated from what so ever. I have never once received any mail, calls, or emails regarding this " debt '' or " overdue '' account. I believe this to be a fraudulent claim and would like to request an investigation to validate that this is indeed not a legitimate claim. If at all possible, please handle this claim with a high sense of urgency, as I will not qualify for my home loan if this does not get addressed and removed form my CR ASAP. I appreciate your help and consideration. If you need to reach me for any reason, please call me at XXXX at any time. Thank you, XXXX
10/01/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MS 389XX	Web
I have a collection account on my three ( 3 ) credit files from a collection agency named Trident Asset Management, LLC. Please be advised that I am disputing this collection due to the fact Trident Asset Management, LLC, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, GA XXXX XXXX XXXX. XXXX XXXX, XXXX, GA XXXX ) does not have a valid license nor a certificate of authority in Mississippi to collect on debts. This information is stating that their license is currently nonexistent according to https : XXXX. Furthermore, this company never contacted me about this account but just placed the account on my credit reports without verifying if the information is true or if the item is mine or not. In reference to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), validation letters were sent to XXXX, XXXX, and XXXX on XXXX XXXX, XXXX. The account was deleted from XXXX ; however, no proof was provided to me by XXXX nor XXXX as of the date of this letter and it continues to remain on both reports.
07/12/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 150XX	Web
The collection agency is Trident Asset Management. The original creditor was XXXX. In XX/XX/XXXX I bundled my XXXX XXXX, XXXX phones and my XXXX XXXX in a bundle plan. All was fine until XX/XX/XXXX when XXXX XXXX increased rates and we went back to cable. I cancelled my XXXX XXXX and continued my service with XXXX. After we sold our home in XX/XX/XXXX I get a bill in the mail from XXXX XXXX telling me I owed them {$240.00}. I called and told them it was paid to XXXX through the bundle. I called XXXX and asked if I owed any money and if there was a problem. XXXX said I did n't owe any money other than my monthly payment. In XX/XX/XXXX I check my credit report which says now I owe {$1000.00}. I disputed this amount. I did n't receive any letters. I called XXXX, who says I do not owe this money. When I called Trident, they hung up on me. I did speak to a rep later that day who told me to go to the website and pay but she did n't offer a resolution letter. I want this off of my credit report.
06/21/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19460	Web
I checked my credit report and saw a collection for an alleged debt from XXXX for {$300.00} with Trident Asset Management. I have never had an account with XXXX so I immediately disputed this erroneous debt. I have disputed it with all 3 credit bureaus and allegedly Trident verified this erroneous debt as being 100 % accurate which can not be possible. I then sent a direct dispute via certified mail to the address Trident provided on my credit report, which was eventually returned as non deliverable because they moved over 1 year ago and they have not alerted the credit bureaus, which is a violation of the FDCPA and the FCRA. Due to their negligence I have not only wasted my time ( 30 days ) awaiting results for something that was never done, and my money in the form of Certified Mail. Certified Mail ain't cheap I spent {$4.00} on that letter! These damages have not gone unnoticed by this consumer! I am planning on speaking with a consumer protection attorney on how to recoup my damages!
08/13/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NC 288XX	Web
I received an collection letter from these ... .. in XXXX of this year. The letter never provides an e-mail or fax number for me to respond in writing. The ONLY option I was provided to prove that I have notified them to cease is to pay for certified mail. I am certain this is deliberate because if I send the letter regular mail, they could claim they never received it. Anyway, I immediately called to try and obtain other communication, but was only given them options I stated above. I contacted the BBB on XX/XX/XXXX ; specifying the above. At that time, they were put on notice to no longer contact me. XX/XX/XXXX Today, I received another letter of collection from these ... ... AGAIN attempting to collect a debt. This is a direct violation of the FCRA as I have informed them NOT to contact me. I will ONLY deal with the original creditor as is my right. These ... ... are also the subject of a class action lawsuit filed XX/XX/XXXX. They must be put out of business.
03/07/2016	No	Payday loan	Received a loan I didn't apply for	OH 431XX	Web
XX/XX/2012 my apartment was robbed. They stole a box of checks from my home that I thought I lost. Turns out the checks were still in the home. I had already reported them stolen. Trident asset is trying to force me to pay for XXXX checks. These are FAKE checks not even from the box stolen. They have fake account numbers and claim to be XXXX XXXX. They have a XXXX XXXX routing number on then. They have my old name and address first name spelled wrong. Fake drivers license information and XXXX different fake telephone numbers typed under my name and address. Trident refuses to find them to be fraud even with my real information. They put them on my credit report! The debt collector accused me of being a thief and said I probably made the checks myself! They also refuse every time to allow me to talk to a supervisor to resolve the issue.I need help getting this off my credit reports. I have had every other debt collection help me resolve these issues except them.
01/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	OH 45247	Web
Last summer sometime around XX/XX/XXXXI began monitoring my credit reort and disputing accounts that were n't mine due to my identity being compromised/stolen and having no knowledge of the accounts on my report. I disputed the accounts with XXXX and the disputed accounts were Trident Asset Management for {$260.00} and {$200.00}. XXXX XXXX XXXX for double charges {$500.00}, {$500.00}, {$340.00}, {$340.00}, {$180.00}, {$180.00}. XXXX XXXX XXXX for {$140.00}, {$130.00}, {$15.00}. XXXX XXXX for {$65.00}, {$65.00}. XXXX XXXX {$68.00}, {$68.00}. It took me a while to notice due to just having a baby XXXX XXXX and not checking my report for a while but inXX/XX/XXXX I noticed these accounts were reinserted onto my credit reports without any documentation supporting accuracy for re-inserting the negative credit items or any notifications from the creditors nor the bereau but I have letters published on the dispute website from XXXX that these accounts were deleted.
04/12/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 75023	Web
Trident Access Management is on my credit report. I had to XXXX the number and it took several days for someone to finally pick up. I did not have a file or reference number because I never received any information about the debt so I did not know I owed. The customer service rep informed me that they sent 2 letters out. One letter was sent 2 years ago and the other 1 year ago. She confirmed it was sent to the wrong address. An address which I have never resided. They have never contacted me by phone or email either. Although she confirmed having the wrong info, they still will not verify the debt and it still remains on my credit report. They said they will not remove it even if I pay although they know I was never contacted about the debt. I believe this is unfair credit reporting when the wrong address was verified to me. It has been 3 weeks since correcting the address and they still have not sent any verification that would give me a chance to dispute.
04/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TN 38305	Web
Trident Asset Management Original Creditor XXXX XXXX. XXXX XXXX XXXX, GA XXXX My name is XXXX XXXX and I am disputing this debt because this debt is originally from XXXX established in XXXX, FL. In the state of Florida the statue of limitations has expired long ago, and this company keeps opening a new first reported date as in the letter I have enclosed this date states XX/XX/XXXX. The last time this creditor contacted me was XX/XX/XXXX which the time had expired then. I have wrote all three creditors continuously from XXXX, and the creditor still disputes even though you will see from my report XXXX states that this does fall meets requirement of the Fair Credit Reporting Act this is a violation. Trident disputes the original date of XXXX because they know this is a violation. They continue to keep this on my report and that is why I am contacting you, they are trying to keep this on my credit now until XXXX and at that time they will just renew.
06/13/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 78233	Web
Trident Asset Management is furnishing inaccurate, and unverifiable information to the consumer reporting agencies. Trident is reporting different account activity dates to each agency. Trident is reporting different account status dates to each agency, they report closed to one and open to another agency. Trident is reporting multiple address for their company in an attempt to deceive the consumer and make them unreachable. Trident is not reporting that this debt is in dispute by the consumer to Equifax. Trident is derelict in their duty as a data furnisher. They knowingly or should know that the information is inaccurate. They have never received written instruction from me giving them permission to furnish a consumer report as it relates to me. Trident has never replied to the Notice of Debt Validation which they received from me. Trident Asset Management is engaging in fraudulent and deceptive means in an attempt to collect a disputed debt.
05/28/2018	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75044	Web
This company is on my credit report for a XXXX bill that I do not recognize. On XX/XX/XXXX I sent them a dispute requesting that they validate the debt and prove that it belongs to me. As of today, I have never received anything from this company in writing providing proof that this debt belongs to me, nor did I receive anything prior to them placing it on my credit report. On XX/XX/XXXX, I notified the credit bureaus that had requested debt validation and that I had not received nothing, with the hopes that they would have the agency validate with me. At that time they opened a dispute and 48 hours later I was sent notification from XXXX hat the debt was updated as valid. I am asking for help because am wondering, how can a debt be deemed valid if I have never received validation, even after sending a request in writing. FCRA says if the debt is not validated within 30 days the bureaus must remove said debt and that is what I want done.
09/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 859XX	Web
This organization has sent notifications to me regarding a debt that is not mine. I have mailed an affidavit stating such, and they have not removed this from my record. I never opened an account with this entity or any of its affiliates. I have stated this in my response affidavit to the alleged said debt of {$800.00}. I also do not have any credit cards in my possession at this time, other than two debit cards from two banks. I do not agree to any contract unless I can sign it with my wet-ink signature. Otherwise, I do not contract in any way. This organization knows this as I have explained it to them before. But they continue to send me itemized documents, balance sheets, payments and payment notices, et cetera, to an account I have never had anything to do with. They have not shown me any proof I hold an account with them, and they will not find such proof, thus needing to remove this damaging report from my credit report.
07/22/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MD 20774	Web
I disputed an item that was falsely added by this creditor. On my credit file, they claimed I owed {$290.00}. On XX/XX/18 I sent my first letter, this letter was received by them via certified mail on XX/XX/18, After 30 days passed, this company sent me a letter dated XXXX.18 that looks like a bill, this bill didn't reflect any contract or my signature stating that I have any kind of agreement with this company or its alleged client. I sent them a 2nd letter on XX/XX/18 disputing the derogatory they have, this letter was received via certified mail by them on XX/XX/2018, this company had no response to my 2nd letter and furthermore, they continue to report this false item on my credit profile to all 3 bureaus. As per FTC opinion letter from Attorney XXXX XXXX XXXX, a printout of a bill or itemized document does not constitute verification. Again, a print out of a bill is not valid, I need the actual contract from this company.
06/26/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web
On XX/XX/2019 I received an alert from XXXX that I had a collection on my report. The collection was added by a company called Trident Asset Management. I called the company and they stated that they could not find me by my name. I looked into the debt on the XXXX credit report and noticed they stated it was for {$40.00} and that the original creditor is XXXX, XXXX. I am a current customer of XXXX, so I knew this can not be correct. I called XXXX and they stated that since all of their products are pre-paid, they do not send people to collections and that this is most likely fraudulent if it is being reported that way. I have never received any written communication from Trident and they would not provide me information when I called because my name " was not in their system '' - After some research online, I believe this is a scam. I've attached my complete order and payment history showing the payments were pre-paid.
12/29/2023	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	RI 029XX	Web
I woke up to a XXXX notification that a new collection account was added to my credit file. I have had no notifications from any company claiming to collect on this debt which I do not recognize. The collector has a date opened of XX/XX/2020 and an original creditor of XXXX XXXX. I have nothing on my credit report from this creditor. I have also had XXXX negative items for quite some time starting well before XXXX of 2020. I was also given no advance notification of this alleged debt which is a violation of the FDCPA. This is no surprise based on the past track record of Trident Asset Management. I would like this account removed from my credit report immediately and collections to stop due to their negligence in not allowing me to dispute, or even informing me of this account before posting it to my credit report. If this is not rectified I will be contacting a debt collection attorney and filing suit for damages.
08/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 94123	Web
I am writing regarding my Trident AM, LLC. account opened on XXXX. XXXX, 2020. Original creditor XXXX XXXX XXXX XXXX. Trident has been double reporting the account, not only is the original creditor reporting the account as a charge-off but this collection company is also reporting it as a negative account. I am planning to file for arbitration to resolve this matter. I have health problems, XXXX, XXXX and other XXXX XXXX, not getting a mortgage, paying higher rates on loans, not getting funds has caused me sleep deprivation and affects my psychological state and mental health. Im open to hearing about you and resolving this issue in a good way. If this matter continues to take much more of my time, let this be your 30-day notice that I am going to file Arbitration unless Trident AM , LLC , deletes the account from all 3 reports. Im open to discussion, and I like to resolve this issue in a good way.
05/17/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MD 212XX	Web
Since XXXX 2016 I have been going back and forth to have these accounts contained in my credit file removed. This company has had over XXXX accounts listed as me being the debtor. I contacted this company was told that checks written and was returned. I requested documentation and documentation was provided to me however. The identificaiton number listed on the checks is not mines. I have provided this company with a copy of my drivers license to verify the license number listed was not mines. They have removed a great deal of the accounts however there are still XXXX accounts reporting.I do not have the time, and money to continue to send letters. I have provided all the documenatation I possibly can provide. If you look at the XXXX different checks I attached those numbers are not the same. I am not sure how they linked me to this account but I want this matter resolved once and for all.
09/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92123	Web	Servicemember
On XX/XX/XXXX I checked the status of my credit report and discovered a new derogotory remark on my record. It was a debt for XXXX cable home services from XXXX. Trident Asset Management is the collection service on behalf of XXXX XXXX XXXX. XXXX bought the debt from XXXX and is now trying to collect from me. I called XXXX 's in house recovery team to locate the original account ( despite knowing that I have never held a XXXX account ) and they verifed that they have never had an account number of XXXX held by XXXX XXXX ( or XXXX ). I contacted Trident Asset Management to dispute the debt, and they requested I provide proof of a different internet service provider. I am still awaiting documentation proving my subscription to XXXX internet services during that time. I have told Trident Asset Management over the phone and in writing that I never owned that debt and refuse to pay it.
10/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19119	Web	Servicemember
I owed XXXX a past due bill in the amount of approximately {$150.00}. I paid this bill a number of years ago. In XX/XX/XXXX or XX/XX/2016 I applied to have XXXX XXXX service to my home. I was informed by XXXX that in order to get the service I had to pay the outstanding bill of approximately {$150.00}. Despite having paid it before, I paid it again because my fiance really wanted the service ( happy wife, happy life ). Apparently XXXX has turned this PAID debt over to at least ( 2 ) different collection agencies that refuse to remove it from my credit report. Additionally, I've call XXXX numerous times only to be put on hold for ( 30 ) minutes each time. Once I get through, I'm transferred to the collections department where the call ALWAYS gets dropped. I've enclosed my current bill with XXXX and information on ( 2 ) collection agencies.Thanks for your attention to this matter
02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 92585	Web
Recently reviewing my credit report, I noticed these accounts are still being reported inaccurately. I have sent them correspondence disputing this inaccurate information. TRIDENT ASSET MANAGEMENT XXXX has failed to provide me with a copy of any viable evidence, bearing my live signature. I have never done business with TRIDENT ASSET MANAGEMENT XXXX, nor have I signed any contracts with this company. As per FTC opinion letter from Attorney XXXX XXXX XXXX, a printout of a bill or itemized document does NOT constitute verification. It it is against Federal Law and State Law to report INCORRECT AND INACCURATE Information on a consumers Credit Report. I am requesting TRIDENT ASSET MANAGEMENT XXXX delete this entry immediately and provide me with a copy of the correspondence sent to the other Credit Bureaus XXXX, XXXX, and XXXX directing them to REMOVE this erroneous entry as well.
06/23/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV XXXXX	Web	Servicemember
this company has placed a fraudulent account under my personal information related to an address ive never lived at for a gas bill. i faxed over the police report that my identity was stolen along with the FTC affidavit. ive called over XXXX times with no luck they keep asking me to send the police report which i have not XXXX but XXXX times. i ask that my right as a identity theft victim be enforced .i ask that this account be removed immediately since this account has hurts my person and my credit in the past and i was denied a home loan XXXX different occasions and i had to pay higher interest rates and suffered financial hardship because of them. I had also spoke to someone in the past and they mailed me a letter of deletion and verified the account was not mine AGAIN THEY ADDED THIS ACCOUNT and they are attempting to collect on this account.
07/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38141	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX TRIDENT ASST ( Original Creditor : 08 XXXX XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
06/19/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30022	Web
This is the second complaint with CFPB an d Trident. My first complaint was XXXX . Trident responded with a response that the debt is verified. The company 's determination of verifying a debt is to send a copy of a bill. That is not verification. I requested in writing twice, certified mail, read receipt, to verify AND validate this debt is mine. It is not! I have This right under Section 609! I have the right to request and receive " the name of the person under which such person conducts business and the address and telephone number of that person ''. I request proof the debt is mine. This proof/verification/validation will not surface because it does not exist. A copy of a bill does not suffice, nor fulfill my request. If Trident Assest can not provide this, I want this account removed from my credit report immediately.
09/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77035	Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that TRIDENT ASSET MANAGEMENT would verify the debt. So I took it upon myself to ask TRIDENT ASSET MANAGEMENT for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
09/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77090	Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that TRIDENT ASSET MANAGEMENT would verify the debt. So I took it upon myself to ask TRIDENT ASSET MANAGEMENT for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
09/26/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21207	Web
Under the FCRA, Trident asset Management and XXXX have violated my rights. The FCRA have laws that are in place to protect my rights as a consumer. After a carefully review of my credit report, I noticed a collection account from Trident Asset Management. This collection account is in connection with The XXXX XXXX XXXX, XXXX. As a consumer I have the right to dispute, request debt validation and method of verification. A debt validation was sent to Trident asset Management and this company fail to respond. A method of verification was sent to XXXX and the credit reporting agency fail to respond with the method of verification. The FCRA have laws in place to protect my rights as a consumer. The failurs of Trident Asset Management and XXXX are serious violations of my rights and a clear disregard for federal laws.
09/09/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 859XX	Web
This organization has purchased the debt at issue from XXXX XXXX. I have never done any business with XXXX XXXX or Trident Asset Management ( hereinafter TAM ). I have informed Trident via reply to one of their notifications regarding this debt. I have informed both XXXX XXXX and TAM that I never open an account or contract electronically or via the internet. I do NOT sign any contract unless it is with a notary present and I can sign my wet-ink signature on the contract to signify my agreement. Trident claims I opened an account online with XXXX XXXX. This is untrue ; and if they maintain this claim, I am demanding to see the initial contract I signed to do so. If there is no such contract, there is no such debt in my name ( XXXX XXXX ), and Trident will not receive one penny towards this false debt.
06/21/2019	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 195XX	Web
I am simply just trying to get something in writing that states the settlement amount they offered me. I would like something in writing so I have proof that is the amount agreed upon.i a, worried that I would pay the settlement amount in full and then they try to charge me the remainder of the balance. The representative I spoke to said they do not send out or email settlement letters and are this time the company does not even have settlement letters. I kindly asked if there was any way I could get the amount in writing, even a simple email, and was told no. The amount owed is XXXX The settlement offer is XXXX I called on XXXX XXXX and was given my account number and was offered the settlement and asked about payment plan. I called on called on XX/XX/XXXX and requested settlement in writing.
01/31/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 336XX	Web
I received phone calls from Trident Asset Management looking to collect of a debt that was stemming from a 2014 case of ID theft. I explained to the contact there that that I had a documented case of IDT and it was reported to the major credit bureaus and filed police reports. I did not hear back from them for several months. I have recently been receiving demand letters from XXXX XXXX XXXX of Trident Asset Management. I sent her a certified letter with a copy of my police report proving my claim of the false debt and am continuing to receive demand letters from her. Stating that if I do not respond in writing within 30 days they will consider the debt valid and have a judgement made against me. I keep responding and they keep sending me letter telling me that they are going to get a judgment.
05/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 229XX	Web
Yesterday, I went to the bank to meet with a Mortgage consultant. She checked my credit and told me there was a claim from Trident Asset Management for {$68.00} in reference to a XXXX bill from XXXX and the last time they filed a claim was XXXX. I have never had an account with XXXX-not cable, not cellular, etc. I received a letter from Trident asking for this money a couple of years ago, so I contacted XXXX, who had no record of me having any account with them. I had no idea that this had been affecting my credit since XXXX and would like it taken care of ASAP because I am trying to buy a new home. I have read numerous complaints similar to my own for Trident Asset Management. I can not reach them on the phone and I do not feel comfortable paying a company that is fraudulent.
02/15/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 935XX	Web
I asked the collection agency to validate the XXXX debt they have been trying to collect on. I received no response. Instead, I experienced more aggressive collection activity. I explained to them that this has been paid long ago and that they were reporting this same account several times. Since they refused to validate the bill I then disputed this account information as inaccurate with the bureaus. When I asked for validation of the debt I asked for very basic items. Absolutely no response. FCRA requires a debt be verified 30 days during which time the disputed debt is not supposed to be reported. The collection agency is ignoring my requests for validation, reported a disputed debt, and is re-aging and duplicating the same exact debt that was paid long ago.
06/08/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NJ 070XX	Web
Hello, Recently I have noticed several new negative accounts added to my credit report. The accounts are listed as " Trident Asset Management ''. The address listed on my credit report is XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA ( see attached ). I am unaware of these accounts and mailed a letter directly to them requesting validation. Today I received notice that " My item is undeliverable and will be returned '' ( see attached ). Please let me know if there is any additional information you need in order to process this request. Additionally, I will upload a photo of the returned letter when it arrives at my address. Thank you for your help in this matter. Additionally, I was never informed of these alleged debts and never received a notice of right to dispute.
02/09/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 077XX	Web
Trident Asset Management is reporting a collection on my credit reports with multiple errors that are a violation of the Fair Credit Reporting Act and needs to be deleted. 1. On XXXX they are listing this account type as " open '' when it should be a collection. 2. On XXXX, they are reporting an address of XXXX, XXXX, GA XXXX when that address is no where on their website or BBB profile. How can they have different address on each report? XXXX shows the address of XXXX, XXXX, GA XXXX which is on their website. 3. They never sent me anything such as a bill of sale, or any letters from the XXXX saying they can collect this debt. 4. It does n't look like they did on investigation on this account at all because the date of status on XXXX is XX/XX/2014.
02/13/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 14213	Web
Trident Asset Management LLC Several Letters were sent to Trident and letters to XXXX for a validation of debt for a XXXX bill. I called XXXX and they had no info on this account, I asked Trident for verification and they sent me a itemized bill with the wrong name. After I told them I want the original contract with my signature, I never heard from them. Certified letters were sent to Trident on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX also directly to the physical address c/o XXXX XXXX ( CEO ) and XXXX XXXX XXXX, compliance Manager, which came back return to sender ), and a final letter sent on XX/XX/XXXX. Im really upset that they had the audacity to send me a settlement letter from the XXXX. XXXX XXXX address and it was dated XX/XX/XXXX.
07/25/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	MO 640XX	Web
I contacted this company last year after finding their trade line on my credit report, They told me then it was invalid when I asked for verification. They said they would remove it, yet it still sits on my report and now they are calling me and harassing me about it. The trade line shows a date of XX/XX/XXXX for a XXXX store. I 'd like to know when and how such a debt came into being considering I 've never had a credit account with them and still buy from them all the time and they have never said anything to me about any alleged debt. Furthermore, I disputed this alleged debt with the credit bureaus and this company is still calling me. No verification on their part, still. My next move will be to pursue legal action against this company.
05/09/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA XXXXX	Web
I tried writing this Collection Agency numerous times with the attached Hereto correspondence., The phone bill in question was paid in full before the collection process., I requested on two seperate occasions full Validation of the debt., All they provided to me was a copy of a phone bill., Under the Fair Debt Collection Act., I requested and did not receive the following An explanation of what the alleged account balance was for A calculation of the balance., Including the complete payment history on this account so that I have proof that this amount is correct Documentation that shows I agreed to pay this debt The agreement that grants them the Authoruty to collect on this alleged debt. A copy of their state license including license number
10/06/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AL 35022	Web
on XX/XX/XXXX I wrote to Trident Asset Management to request a Debt validation. I did not hear from them for over 30 days, so I then wrote them again requesting the debt validation. The second time I sent the letter certified mail. Tracking number XXXX. Tracking showed that they received the second letter on XX/XX/XXXX. It has been over 44 days and still no response from Trident Asset. No letter to say that they received my letters, no debt validation, or anything. I have never received anything from them. No letter, email, call, fax, or text to let me know that I had a potential debt with them. I just noticed it on my credit report. This account was placed on my credit report on XX/XX/XXXX, and it is reporting for the sum of {$610.00}.
07/12/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 17543	Web
Trident Asset Management did n't respond to my direct dispute. My name is XXXX XXXX and Trident Management is knowingly reporting false information to the credit reporting bureaus. They bought an account from said " XXXX Stores '' and have continued to falsely report it as an open, revolving account with a past due balance of {$100.00}. They are not allowed to report a past due balance. I do not recognized this debt either and is reflecting on my credit reports for sometime now. The account number is XXXX. This is a collection account. I have disputed this account as a CRA DISPUTE. This account is further negatively affecting my credit report and score due to this company 's false reporting. I am demanding full deletion of this account.
02/11/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91604	Web
I checked my credit report when purchasing a vehicle, that is when I realized I am a victim of identity theft. I filed a report with the F.T.C and my local police department. I send all documents to the C.R.A and XXXX XXXX XXXX, Trident Asset Management, and XXXX XXXX XXXX. The Account Opened is XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/2019 Balance : {$2000.00}. The Account Opened is Trident Asset Management Account Number : XXXX Date Opened : XX/XX/2019 Balance : {$510.00}. The Account Opened is XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/2019 Balance : {$5100.00}. I have never opened an account with them, I am a victim of identity theft and I need this resolved and removed from my name and credit bureaus.
04/08/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77433	Web
The collections agency on my credit report states : Trident Asset Management. The account says it was opened XXXX XXXX, 2020 and I have not received any communication on what this would be for. I have tried calling and I get no response only a demand that I must pay. They are unable to provide me any information on the debt and will not send me any proof, they only tell me to mail a payment to their address. On my credit report it states the original creditor was XXXX XXXX XXXX XXXX and when I called them directly they stated that they don't have anything in their system showing I held an account with them. The total they are trying to collect is {$310.00} and I can not get any information on this from them and it is hurting my credit.
03/23/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93036	Web
I would like to file a complain against XXXX who provided me a TV/internet service in XX/XX/XXXX. They are collecting me XXXX dollar amount for the payment of the equipment that they use for the service. All this equipment was mailed back to them after the service was terminated. i disputed this already with their company in XX/XX/XXXX when I question them this amount. I even spoke to the supervisor and they said they will correct it on their end. I can not provide the mail receipt of this claim since its been a long time.But the collection company Trident Asset Company is the one collecting this amount from me. I already spoke to one of their staff that I disputed this and they submitted this to XXXX which shows on my credit report.
02/22/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60613	Web
In securing a loan for a new home, we found out there was a collection on my credit report from Trident Asset Management XXXX. XXXX XXXX, XXXX GA XXXX XXXX : XXXX. It was apparently from XXXX in the amount of {$51.00} however, this was not something that XXXX ever submitted to them. We were never contacted by XXXX, nor were we ever made aware of this debt by XXXX. We only found out about it from our lender pulling our credit. It is negatively affecting our credit report and all attempts to obtain further information from XXXX were unsuccessful. They just kept telling us we had to pay it. XXXX has NO record of this debt or an account. XXXX refuses to answer questions, and they are also refusing to remove it from our credit report.
10/28/2023	No	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43220	Web
In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. This organization has failed to provide a validation letter with a signed contract. A contract must be presented not an itemized bill. The company is not compliance with the Fair Credit Reporting Act Section 611 ( 15 U.S.C. 1681I ) Many items on my credit report are listed inaccurate among the three credit bureau agencies. As a victim of identity theft I have reported several alerts to my credit bureau accounts.
07/16/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34689	Web
This is regarding a collection initiated by Trident Asset Management showing the initial creditor as XXXX. It appears that the date opened was XX/XX/XXXX in the amount of {$1400.00} This is not my debt and the account is in another persons name. I have requested verification of this debt from Trident Asset Management and they have refused to provide requested verification. They continue to send simply a bill stating that I owe the amount of {$1400.00} but refuse to verify the debt or provide ANY information concerning the details of alleged monies owed. I have contacted the company numerous times as recently as XX/XX/XXXX requesting verification of said debt only to be either refused requested information or being hung up on!
05/21/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	OH 44130	Web
I tried three times to fix this with this company. I had tried to dispute Trident asset management even through the credit bureaus. It comes back every single time as verified. I never received any information on how this could be verified as I have never had an account with XXXX XXXX XXXX. I asked if they could please send me a signed application which showed that this was taken out. I never get anything. This has been on my credit report since 2019 and its not fair that they dont verify and can still keep the on my credit report. If they are collecting for XXXX XXXX, they should have information. I was a victim of identity theft in 2019 and it may stem from this while I rented my home out. They were notified of this also.
05/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33162	Web	Older American
Trident Asset management is fraudulently reporting a debt on my credit reports that does not belong to me. I have contacted the company directly via certified registered mail. They continue to report the account is mine. The name on the account is not my name. I have never used that name. The address on the account is in a city I have never lived. I have furnished correct information to the company and they continue to violate the FCRA with inaccurate reporting. I am XXXX years old. Trident Asset Management has exhibited elder exploitation in their blatant refusal to correct erroneous credit reporting. I have only one name and one address. Removal the fraudulent information is the only acceptable resolution.
08/12/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90046	Web
I have been trying to dispute this debt on my credit report from a company called Trident Asset Management,, XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone : ( XXXX ) XXXX, I have called the number to inform them that this is a fraudulent account but their number is disconnected. These people do n't answer. I have been trying to dispute this with XXXX but XXXX claims to have verified this debt as mine which i do n't see how they verified this. I was never notified of this debt that has been on my credit report in writing or by mail. I have asked XXXX to provide me how they verified this and they can tell me it 's done electronically. I do n't even know what this is and never had an account with this company.
10/05/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32244	Web
I have sent Trident Asset Management a debt validation letter, requesting validation as well as their right to collect in my state and proof the statute of limitations had not expired. They sent a phone bill XXXX no copies of Contracts, no XXXX or XXXX number, no signature etc ) this does not validate the debt. Trident also is reporting when the are not the current account holder, that falls under XXXX XXXX XXXX who is owned by Trident, but not licensed in Fl. According to Fl statute of limitations ( which they did not send proof of ) a XXXX XXXX is XXXX and an XXXX is XXXX yrs.. This bill they sent is dated XXXX/XXXX/XXXX, which by Fl law the statute of limitations has expired. ( Please see attached )
06/30/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92691	Web	Servicemember
According to Trident Asset Management, there is a {$100.00} bill from XXXX. This is not accurate. My bill with XXXX was paid in full in XXXX 2012, when I moved from XXXX to XXXX. This continues to show on two of the credit reporting companies. XXXX and XXXX. XXXX removed it from my file at my request. I do not have payment information that goes back to 2012 as Trident is requesting. Why does one drit reporting agency remove this from my file and the other two do not. Why is the burden of proof not on Trident Asset Management. I just switched from XXXX to XXXX for my cell service. Do you think XXXX would have allowed that if I owed them money? Please get this fake debt to go away.
12/04/2015	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 943XX	Web
I have attempted to contact Trident Asset management several times with no luck in my desperate attempts to resolve and remove the collection they are wrongfully reporting on my credit report. However, all of my attempts went wasted for the past several months. I have received XXXX communication from the collection company. I have contacted the bureau who stated that collector verified the info and they could not remove it, and that I had to contact the creditor for the deletion letter directly but there is NO communication from this collection company to me! they are fraudulently reporting this collection which they have failed to validate and ignored all my attempts to contact them.
03/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19151	Web
I submitted a complaint 15 days ago received a response which i will attach the documentation to this complaint as well. Docs that were sent were vague copies to 2 bills no signed documentation and no complete accounting of debt as requested in my previous letters. I have not used the original creditor or services while living on XXXX XXXX in XXXX. I used a different service provider which was XXXX. I currently have XXXX service at my XXXX XXXX address in XXXX. XXXX has never stated that I had an account with them in the past that was charged off nor was I asked to provide a payment other than my monthly payments. Please help resolve this issue. This account does not belong to me!
09/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 24153	Web
A company called Trident Asset Management contacted me to collect a debt on behalf of XXXX. They informed me that I owed {$190.00}, they gave me a reference number to use on their website, and informed me that I had to pay it on their website, Tridentasset.com. Before paying, I called XXXX to verify that this was accurate. Not only was it NOT accurate, they had never heard of Trident Asset Management and the account had NOT been turned over to them. This Trident Asset Management company also shows up on my credit report as owing them a debt. It is adversely effecting my credit score and I need it removed immediately. Do not pay these people, and be sure to do your due diligence.
01/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11207	Web
On Wednesday, XX/XX/23, I received a notification about a derogatory mark on my credit report. It came from Trident Asset Management via XXXX XXXX in XXXX, Texas mentioning I owed a balance of about {$180.00}. I have never lived nor traveled to Texas in my lifetime this is truly a case of identify fraud. This is the second time that Trident Asset Management has placed a derogatory mark on my credit report in less than 1 year. I called Trident Asset Management and explain to them once again I was a victim of identify fraud and they mentioned they will remove it from my credit report. I am not certain to why this continues to happen but I need this removed from my credit report.
10/22/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33618	Web	Older American
Contacted by Trident Asset Management, concerning an account purchased by XXXX XXXX XXXX dealing with XXXX account from XXXX. The information supplied by Trident shows bills from XXXX dated XX/XX/XXXX and XX/XX/XXXX. It lists two account for the following amounts, {$450.00} and {$580.00}. These bills show current billing and credits. The last XXXX account that I had was for XXXX service on a house that we owned. That house was sold in XX/XX/XXXX. I have sent 4 letters and made numerous phone calls to Trident to clarify this matter. I have summited Court documents with the date of the sale of the house. Trident continues to list this as a valid debt on the credit bureau sites.
02/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
A while back, I checked my credit reports online and saw an account being reported by Trident Asset Management, a " debt buyer '' account regarding XXXX ( I assume XXXX of Florida, not XXXX XXXX ). Apparently, this has been reporting as a collection to my credit since XX/XX/2015. They are only reporting it to XXXX, and there is no information about who the collection is from. I disputed the debt and even though they verified it as accurate, they still haven't reported who the debt is from, or provided me with that information. I do not have any debt owed to XXXX and I have yet to receive any information or verification from Trident which would in any way indicate otherwise.
02/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VT 056XX	Web
Trident Asset Management, LLC is reporting a collection item on my credit report which purports to have originated from XXXX XXXX XXXX. I have never done business with XXXX XXXX XXXX or any of its affiliates and believe that this item is fraudulent. I have attempted to contact Trident on several occasions via phone and email, but have not been able to get a response from them. Given that this appears to be a pattern with Trident ( purposely reporting erroneous information on consumer credit reports in order to willfully extort money from those consumers ), I believe that charges should be brought for fraud against them. It would also appear as though RICO statutes may apply.
04/06/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23666	Web
OnXX/XX/XXXX I contacted Trident Assest making them aware that this acount was a result of identity theft. I mailed them a letter that was provided to me by identity theft .gov in regards to this account they are now reporting on my account as an open account and reporting twice they are servicing an account for XXXX the first account is for XXXX states in was opened XX/XX/XXXX 3 years and 3 mos and it sttes closed but on XX/XX/XXXX the reported to the bureau again, then you have the same account that listed with trident and its in the amount of {$950.00} opened in XX/XX/XXXX 4 years and 6 mos. Now my biggest issue is how could you let someone open a fraud account twice.
01/16/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07306	Web
I'm in the process of trying to repair my credit and I came across this account which has 2 accounts ( {$540.00} and {$190.00} ) which isn't mine. So I sent in a letter for validation as the begin process of cleaning up my file. I'm disputing and that was back in XX/XX/2019. I recieved no response back. Attached is a copy of the validation letter I sent. This account is not mine and I need proof : original copy of contract, signature and social, proof to collect in my state, Assignment clause, Notarized letter of debt purchase and signed contract from original creditor. As per the fair credit reporting act I'm within my rights to have this completed in a timely fashion.
05/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TN XXXXX	Web
In XXXX 2016, a new collection account had posted to my credit report from a company that I had never heard of. I called the company, because I never received any notification to dispute this debt prior to it been reported to my credit report. On XXXX XXXX, I sent a certified debt validation letter requesting this company provide me with proof of the debt that they are trying to collect. It 's been 30 days and they refuse to send me any information that proves to me that there is a legitimate delinquent debt that I owe to them. They are negatively impacting my credit report with inaccurate information and I was n't given the opportunity to dispute the information.
04/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78613	Web
After pulling my credit report I found a report that showed I had a " Return Check '' for {$50.00} to " XXXX XXXX XXXX ''. I wrote the Collection company and the Original creditor : " XXXX XXXX XXXX ''. I heard back from both. The collection company, Trident Asset management, LLC, wrote me back stating that they were sending the debt back to the creditor and closing my account. I received a call from " XXXX XXXX XXXX '' from a person by the name of XXXX XXXX who called seeking more information. After finding the information she never sent the documentation to me for me to address. How am I suppose to pay a debt owe if the Credit wo n't send me the information?
02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28277	Web
Hello my name is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX My credit file with XXXX is showing 2 charges with a company by the name of Trident Asset Management, LLC, Checks they are saying was written by me one for {$170.00} account number XXXX on XX/XX/XXXX and one for {$120.00} on XX/XX/XXXX account number XXXX these account does not belong to me I have try 10 times to disputie them and its still coming back its belong to me XXXX and XXXX are not reporting it the phone number for them is XXXX there address is XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX I have been disable since XXXX never have such account so I am asking for your help thanks.
05/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 291XX	Web	Servicemember
I don't nor have I ever owned any type of account with XXXX XXXX XXXX. I have Disputed this matter with both the company and their representative, Trident Asset Management, negatively reporting on my Credit. I am prepared to sue this company and XXXX for falsifying information about me in Libel and Misrepresentation. I have written numerous statements in Dispute, letters, and request for Discharge on this debt alleged to me. I have requested proving documents to verify the information provided to obtain whatever kind of account this is but these companies refuse to provide the proof that I agreed to or that I used my identification to activate an account.
06/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 77520	Web
Trident Asset Management / XXXX XXXX XXXX In reference to account # XXXX The above collection company has parked and re-aged information that is inconsistent with the original date of delinquency onto my credit report this is a willful violation of the Fair Credit Reporting Act. It is required by the FCRA to provide relevant and accurate documentation to the CRA 's. This is a malicious willful act that is defamatory to my reputation and has caused harm to me and my family. Re-aging debt is an illegal debt collection practice. The statue of limitation from the original date has passed. Texas is 4 years. They need to remove this information from all CRA 's.
04/25/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92545	Web	Older American
My complaint is against a collection agency that is trying to collect on an old debt that was paid for in full after it went into collections. I was never notified by mail or phone call about this. So now its been over nine years and I found out about through all three Credit Bureau 's. This Collection agency /Trident Asset Mangement is saying I owe {$2800.00} and refuse to remove it. So I got a hold of ( XXXX ) since they are the once 's that i had service with. XXXX now has no account listed with me since the debt was paid and is 9 years old. XXXX suggested that since its off the chart for me not to pay ( XXXX XXXX XXXX XXXX ) anything and to report it.
07/09/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	WI 53406	Web	Servicemember
The company ( Trident Asset Management ) has failed in multiple occasions to provide me with account validation documents that I have requested. I reviewed my credit report and noticed a collection account for {$720.00} from Trident Asset Management. I sent them a letter for validation of the account on XX/XX/2019 requesting the original signed documents for this alleged account. I received a letter back which was just an bill print out, which is not a legal form of validation. I sent another letter onXX/XX/2019 stating that a printout is not a legal form of validation that the company received on the XX/XX/XXXXand they have not responded at all.
02/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08618	Web
Received from Trident Asset Management, LLC XXXX XXXX XXXX XXXX GA XXXX. Account # XXXX a collection letter stating they purchased from another collection agency XXXX XXXX XXXX XXXX XXXX Account # XXXX a former XXXX bill of mine dated XX/XX/XXXX I have written back to them stating this bill has long been paid directly to XXXX and as a matter of fact I currently have service with XXXX. Anyone who has ever had service with XXXX knows that you can not get new service without paying any previous service in full. I don't know where these companies are getting their information since I have never known XXXX to use an outside source to collect debts.
12/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MD 20910	Web
I filed a dispute with the XXXX credit reporting agencies about Trident Asset Management reporting negative info on my report and I had no knowledge of this collection. File was deleted from XXXX but not from XXXX and XXXX. I contacted them uploading the results from my dispute with XXXX showing the account had been deleted. Trident Asset Management refuses to delete or have this negative information deleted from their ( XXXX and XXXX ) files as of XXXX XXXX, 2016. I filed a complaint via US Priority mail with tracking number, with the Office of Commissioner of Financial Regulation, XXXX, MD delivered XXXX XXXX, 2016 not hearing from them.
11/26/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	WI 532XX	Web
On XX/XX/2019 an account from XXXX XXXX XXXX XXXX XXXX for {$730.00} was opened but due to hardship from Covid-19 I reached out about payment options but nothing was extended to rectify this account. I reviewed my consumer report and notice it is reporting major errors. How can the account status report open/closed at the same time and it is showing late 120 days and it is now charged off? This does not seem right at all. The debt collection company name is Trident Asst but the original creditor is from XXXX XXXX XXXX XXXX XXXX. I am doing what I need to get this account rectified but they are stating verified but no actual proof.
02/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NC XXXXX	Web
Trident Asset Management has been contacted on several occasions regarding a debt in the amount of {$140.00}. I was informed by XXXX in early XXXX that I do not have any past due bills/accounts with them. Therefore the collection account was removed from my credit report on XX/XX/XXXX. This account has re-appeared on my credit file as of the end of XXXX. I have sent numerous correspondence to Trident Asset Management regarding this negative account. In addition, they have failed to respond and update the account on my credit file as disputed. I am demanding for it to be removed as they have no proof that this account belongs to me.
10/28/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 76040	Web
I have sent this company a debt validation letter and nothing was sent back in the time frame validating this debt. They received it on XX/XX/2022 per usps tracking. I also called Trident Asset to confirm they got the letter on XX/XX/2022 and this still remains on my credit report. I would like for them to remove this item because they did not abide by the laws of the Fair Debt Collection Practices Act, 15 USC 1692g.I also have proof that nothing was sent thanks to USPS Informed delivery. The letter was mailed off on XX/XX/2022. I would love for this to be resolved by removing from my credit report. They are pass the time allowed.
04/21/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 53045	Web	Servicemember
Trident Asset Mgt XXXX a collection company out of Georgia contacted me threatening me with legal action regarding a check that was written by an old employer that I provided to their supplier. I am not the owner of the check, it was a corporate check for my former employer. I have sent XXXX dispute letters to the company, XXXX to a gentleman name " XXXX '' and then a woman name " XXXX '' via fax, and still no response. It has been more than 30 days, almost two months and no resolution. I am not financially reliable for a corporate account, or something my previous employer is responsible for. Please help me rectify this matter.
05/06/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91702	Web
During cov19 I wrote despute letters to all 3 Credit bureaus For inaccurate accounts on my credit profile And they came back XXXX verified They did not show proof of how it was verified so I feel it doesnt meet the FCRA STANDARD I HAVE 5 accounts That are being reported inaccurate they will not remove them here are the names below Trindent assets management acc # XXXX XXXX claims verified accurate but will not show proof as well as XXXX XXXX acc # XXXX XXXX XXXX XXXX acc # XXXX As all verified businesses are closed during COV19 Theres no way they were verified and they wont show proof These accounts should be removed ASAP
06/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	PA 159XX	Web
I was never informed that this alleged debt was being reported on my files nor was i informed that I owed this debt or that a collection agency was going to be claiming that I owed this debt! I do not owe this money and this is to be removed from my report within 30 days! According to the FCRA I was to be notified that there was a balance and informed that this agency would be collecting a debt from me! I was never NEVER informed of this debt so in accordance with FCRA This is not a valid report and is illegal to report this to any agency! If it is not removed from my file I will file a lawsuit in regards to A FCRA violation!
02/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 335XX	Web
I have a collection account to " Trident Asset Management '' ( TAM ) in the amount of {$400.00}, opened on XX/XX/2015. The debt claims to be a a XXXX account, except I had an open and active XXXX account when this was initiated. I have made several attempts to dispute the account, but TAM continues to " confirm '' the account. I have made attempts to see their information they use to " confirm '' the information, i.e. my signature on a contract, but the company does not acknowledge my request. XXXX also fails to acknowledge the account or provide information. I have ZERO KNOWLEDGE of this account and request it be removed.
06/26/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 23518	Web
On XX/XX/18, a certified letter was sent to Trident Management regarding a debt owed in the amount of {$720.00} on my credit report. I specifically asked for authorization and validation bearing my signature regarding this said debt as I'm not aware of this claim. I was instead sent a bill demanding payment. I have been disputing this debt for a year now to no avail. Upon further investigation, XXXX reviews, and XXXX reviews, this company has been labeled as reporting fraudulent activity on consumer reports. I demand that they sent me validation of said claim or contact all 3 major credit bureaus to have this item deleted.
06/06/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33068	Web
I sent off a letter on XX/XX/2020 to this company, also to the original creditor ( XXXX XXXX XXXX XXXX ), who has since removed the negative markings from my report, notifying that the account does not belong to me, that I am a victim of identity theft. This company ( Trident Asset Management ) has ignored my request to have this fraudulent account removed from my report and continue to report this inaccurate information. If the original creditor removed it, why is the debt collector still trying to collect on an account that has been confirmed to be the result of identity theft? This is a violation of the FCRA.
05/13/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 22204	Web
I had contacted XXXX about providing high speed internet at my house. They charged me then subsequently found out that they could not provide this service at my address. Naturally, they told me that I did not owe anything and yet somehow they continued to send me bills and eventually sent the bill to collections. I have had repeated conversations with XXXX where they say they have no record of me owing any debt, yet the debt continues to hurt me on my credit score. Ple ase help as I am trying to purchase a house and this debt not owed is impeding my ability to get the best rates that I deserve. Thanks.
05/11/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MD 216XX	Web
I have asked Trident Asset Mngmt to validate a collection they are reporting on my credit reports on XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on XXXX of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
01/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 44240	Web	Servicemember
I have tried to contact the debt collector to ask questions the number is not in service, I have tried checking the account online and it says I dont have an account with them. I have never had power through XXXX XXXX. From the research I did online XXXXXXXX XXXX is known for scams and the recently filed for bankruptcy. I was very shocked to see this collection on my report. I have tried to dispute the charge with XXXX and XXXX XXXX XXXXm waiting back to hear about that. However, this is definitely a fraudulent abd I want it off my account. The account was opened on XX/XX/2022, amount : {$150.00}, Trident.
08/17/2017	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 366XX	Web
After sending repeated correspondences to a creditor called Trident Assets Management to have my account removed from their database, which is being reported to all 3 credit bureaus as a collection, which is no avail. I have repeated sent letter after letter to have them address this matter only to have the say that I owe them. I have asked for valid proof that I owe them, which I also asked for a valid signature with validating this alleged debt. I have exhausted all my options other than go to small claims court.It is my hope that CFPB could assist me in resolving this matter in quick and decisive response.
09/24/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MS 392XX	Web	Servicemember
You are claiming I have an account with you or I owe you something. I have never entered into any business arrangement and I have never signed any contract to conduct any kind of business with you. Also, because you are a 3rd party collector, you have no permission to furnish any information on my credit report in the first place. The law states that before you collect any information about me, you have to get my authorization to access my credit report for any reason. You didnt do that first, and theres no way I would ever give a slimy collection company permission to slander me on my credit reports.
03/22/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY XXXXX	Web
I contacted originally back in year 2015 by Trident Asset Management for a debt from XXXX XXXX. At that time I instructed them that can not be true, because I had successfully returned all the equipment from the company, so there shouldn't be any debt. I even confirmed with XXXX that the equipment was returned and nothing was owed. However since then, I've been sent letters, harassing phone calls and a negative stain placed on my credit history. Such malicious and egregious besmirchment is both unfair and illegal. I would like this to be disputed entirely and removed from my credit report immediately.
02/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20878	Web	Older American
The original debt was to XXXX in the amount of {$380.00}. The debt was sold to an investor, Trident Asset Management, XXXX. XXXX XXXX, XXXX GA XXXX Phone : XXXX who placed it on my credit report. In an attempt to clear the obligation, I telephoned the debtor and offered payment arrangements. They told me to go on their website, input the debtor 's name and the last 4 digits of my social security number and input my payment amount. I tried to do this twice and received an error message saying my debt could not be located on the payment website. I am filing this complaint as a result of this activity.
01/25/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 20105	Web
I had a past due amount of {$1000.00} to XXXX that was paid to XXXX shortly after they sent it to a collection agency, Trident Asset Management. Trident continues to report this to XXXX, XXXX and XXXX as an outstanding balance since XX/XX/2015. I have disputed the amount owed with all 3 credit reporting agencies without success. I have tried to get XXXX to acknowledge that this debt is paid and to notify Trident but all they do is pass me back and forth between their Billing and Financial departments claiming that they show no outstanding balance and that I need to take up this issue with Trident.
12/01/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07305	Web
I noticed back in XX/XX/XXXX, that Trident Asset Management was on my credit reports for a debt in the amount of {$770.00} for a XXXX account. I sent them a debt validation letter along with my FTC Identity Theft report along with court papers for an ongoing Identity theft case. They insist on sending me copies of a final bill as a form validation and completely ignoring the evidence I presented to them to substantiate my claim that this debt was opened fraudulently using my information. They 're still reporting on my credit reports after the debt validation letter was sent to them.
09/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 333XX	Web
On XX/XX/2021 I discovered an unknown third-party " medical '' collection account being reported on my credit reports by Trident AM, LLC. I immediately notified Trident that I disputed this collection account and demanded that they validate and verify this account. Additionally, I demanded they immediately stop reporting this disputed third-party debt. On XX/XX/2021 Trident once again reported this disputed third-party debt in violation of FDCPA. On XX/XX/2021 I've provided written notice of my intent to file a small claims lawsuit against Trident pursuant to my rights under the FDCPA.
05/30/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 18045	Web
I sent a notice of debt validation lettwr to the company. They never sent me a copy of a signature page from XXXX . I called XXXX and they states that they have no debt in my name. I sent the company a letter stating that I was willing to settle the debt because I 'm trying to buy a house and wanted it removed off my credit. They sent a responding letter back saying they would settle for {$75.00}. I sent them a responding letter stating that since XXXX had no information that I 've had an account with them in my name they needed to now send me proof. They failed to do so?
04/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33579	Web
XXXX, XXXX AND XXXX ARE REPORTING NEGATIVE ACCOUNTS ON MY REPORTS THAT ARE NOT MINE. THIS ACCOUNTS. XXXX XXXX XXXX, XXXX XXXX XXXX AND XXXX XXXX XXXX WERE REMOVED AND PLACED BACK ON MY REPORTS WITHOUT MY KNOWLEDGE, PERMISSION, APPROVAL OR NOTIFICATION. NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
02/07/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	ND 58103	Web
I keep getting phone calls from a " Trident Asset Management '' debt collection company to payoff a debt or I will be thrown in jail and have all my belongings taken from me. Dates of harrassing/threatening phones calls : XX/XX/19 XXXX Central Standard Time , XX/XX/19 XXXX Central Standard Time. I do not know the amount I owe. You are not allowed to pay over the phone or online. I am not going to jail. Their contact information : Trident Asst is a collections company. http : //www.tridentasset.com Trident Asset Management XXXX. XXXX XXXX XXXX, GA XXXX Phone : XXXX
03/23/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93720	Web
I noticed that the company Trident Asset Management was reporting on my credit report for the amount of {$920.00} for a credit card account with XXXX XXXX XXXX that was opened XXXX XXXX. I have never had a credit card with such company, was never contacted by Trident prior to them reporting to my credit report on XX/XX/2020, and they refuse to correct the erroneous reporting on my credit report or to look into the false debt. I called their customer service line multiple times, with no success. This needs to be removed from my credit report immediately. Thank You
08/01/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07050	Web
Unvalidated debt reported to credit bureausAfter reviewing my credit report I saw Trident reported an alleged debt without ever making contact with me. They illegally reported unvalidated debt on my credit report. This is a violation of FCRA and FDCPA regulations. If this illegal entry is not removed from all XXXX reports I will take legal action. I do not have an account number as I have had no contact with trident. I do know the balance of the alleged debt is listed on my report as {$40.00} with a date of XXXX 2015 as the date placed for collection. - XXXX
04/18/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MD 21234	Web
On XXXX/XXXX/2015 Trident Asset Management reported a {$37.00} debt on my credit report without ever making contact with me. I have no knowledge of this debt and it has no be validated as accurate but it was reported to the credit bureaus. This illegal entry has now cause damage to my credit score. Again, I have received no communication from this company. The only information I am able to provide about this alleged debt is listed below : Account Number : XXXXDate Reported : XXXX : $ XXXX have no knowledge of this alleged debt and this does not belong to me.
02/23/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32504	Web
" XXXX XXXX '' Date Opened :XX/XX/XXXX.Original Creditor : " XXXX ''. And " Trident Asset Management '' Date Opened : in XX/XX/XXXX. I've Filed a FTC report of Identity Theft Report and sent it to all three bureaus. XXXX XXXX Or Trident Asset Management Has not Validated This Acct with A signature or legal contract of acct being mine. XXXX XXXX has Deleted them items after my report and not validation. But XXXX said the acct will stay on record until XX/XX/XXXX. So I'm sending out another Validation Request and filing a complaint with the CFPB as well.
04/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 18018	Web
I am lodging a formal complaint against trident asset. this debt collector has continued to report negative information on my XXXX credit report without validating the debt. ive sent this company numerous debt validation letters, but they ignore them which is a violation of the fcra. this debt is for {$140.00} and its from XXXX. the problem is I never had an account with XXXX. ive continued to tell asset this but they don't care. im requesting this account be deleted from my XXXX credit report, or I will sue for violation of fcra. thanks for your time!
06/17/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 604XX	Web
Trident Asset Managenent LLC from XXXX Georgia is erroneously reporting negative information on my credit. They are a third party collections company and report every 5 days in attempts to collect on a debt that is not even mine. My identity was stolen and I have forwarded the report to the bureaus. Trident refuses to remove the item. I have also received notices that they sold the debt as well. They are in violation of the FCRA and I am seeking damages of {$1000.00} for each time they have reported to my credit file intentionally and maliciously.
11/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WI 53405	Web
I looked up my credit report and there is a debt on my credit report that is not mine. I have never had any type of debt with this company and do not know why they are reporting that I owe them. I have received several phone calls from them all times of the day and the phone calls are always very threatening. I have asked that they stop contacting me and that I do not owe them any money. The phone calls have continued, and the debt is on my credit report and negatively affecting my credit. The Company is Trident Asset Management Debt Amount : XXXX
04/08/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30741	Web
This debt was removed, then sent to Trident Asset Management, XXXX, GA which called three times a day and called me at work repeatedly after I ask them not to. I do not owe this debt, never had a Visa with the XXXX XXXX XXXX I want this stopped. It gets removed from my report then transferred and back again, causing my score to drastically decrease. I have no account number to give. Please HELP! Amount is a small {$410.00}, I have many credit cards, car loans, mortgage all are paid on time. Why would I not pay such a small bill if it was mine?
01/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 10028	Web
Trident Asset Management , L.L.C . claimed an alleged XXXX bill of {$620.00} is owed, and they have this unknown item on my credit for 5 years as derogatory item. I have disputed it with them, and they are refusing to remove it out my credit report. i will appreciate with your assistance, if the could provide me with a sign contract reflecting my signature and date where this actual enrollment take place. according to the Fair Credit Reporting Act, any unknown or non accurate item on your credit, should be deleted. Thank you, XXXX XXXX
07/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77304	Web
Hello Trident Asset Management is reporting false information on my credit report. I pulled all 3 reports and they are all reporting different information such as dates, account numbers etc. Isn't this a violation of the FCRA? this account has been disputed several times and they have not corrected or removed it. Also, I need some sort of validation pursuant to 15 USD 1692g Sec. 809 ( b ) of the FDCPA and a signed contract from Trident Asset Management stating I owe them the alleged debt. Thank you in advance for looking into this matter
08/30/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MS 390XX	Web	Older American, Servicemember
I had several small credit cards. Unfortunately in 2018 I got into a huge financial bind and had to decide which bills to keep paying on and which bills to let go. I chose to pay rent utilities etc. And had to stop paying on my credit cards. A lot of these companies sold my account to another company yet they plus the new purchaser still reports to the credit bureaus with both the original account and the Company that bought the account. I believe this is illegal as two accounts of the same account can not be reported twice yet they are.
04/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 604XX	Web
On XX/XX/XXXX Trident Asset Management reported a collection account for XXXX without ever notifying me. I called them end of XX/XX/XXXX and they removed the collection from two of the credit reporting agencies leaving it on XXXX. I submitted a dispute through XXXX and they verified the account but have yet to send me notification/validation. I sent the dispute letter through certified mail and regular mail. This is my last attempt to work with them prior to submitting it to my attorney to file suit once the courts resume operations.
07/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75071	Web
Company Trident Assets Management has reported to 2 credit reporting agencies that I owe {$470.00} for a debt that isn't mine. I sent a letter to them stating show proof i.e. original document bearing my signature. The company sent their proof which was an old bill that DID NOT show any original proof i.e. mine signature. I sent an additional letter asking them to show original proof bearing my signature, 30 days have elapsed and I still have not heard back from them via phone, email, or mail showing their proof bearing my signature.
12/09/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NE 68111	Web
Debt was a result of an identity theft and also a leak from several companies the original debtor wrote off the amount /charged off and still sold the debt to a collection agency i was informed and contacted the company several times and they never ceased or desisted the collection process and never went after the culprit neither about XXXX XXXX crime they reciprocate collecting the debt and also havent sent verification of original debt nor have been able to verify receipt of police report I mailed over about fraudulent activities
12/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30238	Web
This is an entry for collection for a debt that says I owe a debt of {$550.00} to this company called Trident Asset Management. This a place whom I have never done business with. I have never opened an account with them. I never signed any contract with them for anything either. So they have the wrong person and this is inaccurately being reported and reflecting bad on my credit report. I bet they can not show you anything that I bought with them bearing my signature or a contract that I signed that shows that I owe them anything.
04/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 34758	Web
XXXX XXXX XXXX XXXX , XXXX XXXX charge off last bill was paid in fill then i notice this on my report XXXX never had this account its not me, i just opened a account with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX these accounts has been paid and closed but it shows a few times on my report and this does not help with my score XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX paid and closed XXXX XXXX XXXX XXXX XXXX XXXX paid and closed
06/20/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30047	Web	Servicemember
I had a credit card from milestone for {$300.00}, which I wasn't using anymore. I checked my credit report and there was a collection for {$580.00} for the card. I called Trident Asset Management and advised them I was not using the card nor did I authorize anyone to use the card. They Told me to prove it. I offered to pay the Credit Limit, she said " we can not accept {$300.00}. I asked how can they keep a collection on money I never spent. She stated " ill place it in dispute '' and than hung up the phone on me. Now what?
05/24/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DE 19701	Web
I have been continuously disputing an account with Trident asset management and XXXX credit bureau. Both parties have failed to provide proof of debt other than replying with my name and address which is obtainable via the public. Tridents set management have not replied to two letters I sent them which violates the law. Both the collection agency " trident asset management '' and XXXX credit bureau has caused me XXXX with the back and forth about this account that they have failed to prove is mines for the past 6 months.
07/20/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	DE 19711	Web
In XXXX of 2012 I contacted XXXX to purchase internet service for my apartment. Since I was never able to actually connect the services, I contacted XXXX and cancelled my service. The account representative informed me that there would be no balance due. To date, I have received numerous collection notices for this XXXX account. I have disputed the validity of the debt with each collection agency and have never gotten a response from any. I still continue to receive negative marks on my credit as a result of this account.
11/14/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30144	Web
I went through the proper channels to get this collection removed from my name and credit reports. I do not owe Trident Asset Management nor their creditor XXXX. I NEVER had or opened any services with XXXX. I've been with my current provider XXXX for well over 8 years or so. My previous provider was XXXX. I've sent numerous letters asking the company for any verification that states I had service with XXXX and they have sent me nothing. I really want to get this situation resolved as this has been going on for too long.
05/12/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	PA 18702	Web
Please be advise i have debt on my credit report which couple time i complain to XXXX XXXX and told them was in XXXXXXXX XXXX XXXX XXXX THERE sent me letter that this was settle. The promblem is continal backs alot of crdit cards. But the collection co TRIDENT ASSET MGR I send the letters and phone calls, AND if you go on there web site you see that alot people has the same problem. and call them you only get a voice mail and no get back to you. Plus i never got a collecton letter from them. thank you XXXX XXXX XXXX
02/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 20747	Web
On XX/XX/XXXX XXXX refuse to investigate a company that sold to a 3rd party my personal information without consent in the amount of {$340.00} ; when I began disputing other fraudulent accounts Trident Asset Management appeared on my report around XX/XX/XXXX stating I was in default of an utility bill back dating 24 months and damaged my credit. All written communication is returned by creditor and they will update another derogatory mark. Creditor does not have a Maryland resident agent to effectively communicate.
10/02/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30909	Web
After reviewing my report, I noticed that this account is still on there, and it was supposed to be deleted. I further notice that the information that is reporting on there is incorrect and not accurate at all. Also the amount reporting is incorrect. The dates are all wrong. I have also noticed that it states that the company claimed this as a loss of assets which means they receive compensation for it and now its trying to make me pay again to receive double compensation which means this is a fraudulent claim.
11/10/2022	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 710XX	Web
I have been requesting this company provide me with validation of this alleged debt for clarification but I have not yet gotten any information as yet. I want to know what information your company obtained to see if it's legit. I never authorized anyone to share my information especially when it's regarding my medical information so please send me validation and send by attaching them to your response. please note that I don't ask for verification but a validation containing the information listed in the letter
03/04/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 330XX	Web
Trident Asset Management has insisted that I owe them a debt of {$2100.00} that I have tried to explained that I have no knowledge of. I spoke to a XXXX XXXX who would not understand that this is not my debt or a possible fraud. She expressed that I am still liable for the debt. I have contacted the original creditor and they have no record of such incident taking place.I have also contacted my bank and they too have no record of such incident. At this point I am requesting the assistance of this department.
04/29/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75149	Web
I have contacted Trident Asset Management, XXXX, XXXX, and XXXX several times. I have sent multiple letters and made multiple phone calls. The account with XXXX XXXX XXXX is invalid, and inaccurate. The account is not mine. My data was compromised in the XXXX data breech. XXXX, XXXX, XXXX have failed to verify this account. I have not received any document as what method was used to verify this account. The bureaus have willfully reported negligent information despite being informed serval times.
03/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70380	Web
This creditor is violating my rights under the Fair Credit Reporting Act - 15 U.S.C.1681 section 602 - states I have the right to privacy. Under 15 U.S.C. 1681 section 604a section .2 also states a consumer an not furnish an account without my written instructions and consent. TRIDENT ASSET MANAGEME is reporting I owe a debt of {$610.00} to them and this is false. I do not have an account with them nor have they provided me with a copy of the contract I have with their company with my signature.
04/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 23237	Web
Received a settlement letter from the company, called to let them know this bill was paid to the original creditor back in XX/XX/2014. The Representative was very rude and boys that I should not have paid XXXX I should have paid them and its a valid da representative was very rude and boys that I should not have paid XXXX I should have paid them. And although I have disputed this matter with validation they continue to claim to credit bureau this is s valid debt, which negatively affect my rating.
01/21/2016	Yes	Debt collection I do not know	False statements or representation Indicated shouldn't respond to lawsuit	OH 441XX	Web	Older American, Servicemember
This company is making fault reports to all XXXX credit reporting agencies saying this a retail debt which is not true it is a bad check at XXXX. Not contacted by this company to resolve this issue i called them and asked why they were saying this was a retail debt and put negative information on my credit reports. I asked them to remove it and make arrangements to pay nsf checks rep did not want to hear it.i have had bad checks in the past and resolved them and never had XXXX placed on my credit.
06/09/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 22306	Web
In 2010, my check book was stolen unknowingly because I do n't use checks for transactions but at the time I thought it was wise to have some since i can get them free from my bank. This particular checks that were stolen was from an account that I already closed but forgot to dispose of the checks. However, whoever that stole the checks was allowed by XXXX and and XXXX to transact business without proof of identification. I have called and informed XXXX about this matter but nothing was done.
09/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 08096	Web
This is my sisters acct how is my name on this? i called XXXX which my sister has and the collection name and they have no record of my ss # or name and cant help me .they ( XXXX ) they did not have a # for Trident the collection agency to give me .they told me that XXXX is taking care of the accts and XXXX does not have any info on me XXXX did say that XXXX is the acct they have on file which is my sister XXXX XXXX.I want this blemish off my record and an explanation of how this happened.
07/29/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92139	Web
I was checking my credit on XX/XX/XXXX, when I found out the company called Trident Asset management placed a collection on my credit which I dont owed, I immediately called them and request to verify the debt, they informed me they dont have any other documents to provide me and I have to pay the debt despite I explained them back in XXXX someone used my identification to committed fraud.. I really feel overwhelmed about this situation cause they refuse to remove it from my credit.
02/12/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60411	Web
I, XXXX XXXX, a federally protected consumer has attempted to reach out to Trident asset management to receive credible information to validate and verify the alleged debt. I sent a debt validation and cease & desist on XX/XX/2022 and have yet to receive the information requested from the company. I have never signed a contract with trident asset management and do not owe this alleged debt. This has violated my consumer rights and disregarded my attempts to assess the alleged debt.
10/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92395	Web
Trident Asset Management is reporting on my credit report a collection account in the amount of {$2000.00}. When I asked them what this was about they said it was a XXXX land line open in XXXX at an address I was not living at. I have lived at my current address since XXXX. I also have the same open active wireless account with XXXX for many many years. It has always been in good standing. This collection is not mine and I want it removed. I have explained this to them many times.
07/05/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AL 36605	Web
Trident Asset Management in the amount of {$420.00} showing opened on XXXX has reported on my XXXX Credit report and I have tried several measure to contact the creditor and the credit bureau to dispute this account as Ive stated that this account is inaccurate and not belonging to me and the only response that I get back is that it is accurate but no proof is shown. They send me copies of delinquencies etc. but no proof showing that this account is accurate nor belongs to me.
05/19/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 173XX	Web
Trident Asset Management Company has a debt for {$8000.00}, account number XXXX which was removed from my XXXX credit report because it was an unsubstantiated debt. I am trying to buy a home and this company will not remove the debt from my other XXXX bureaus even though it does not belong to me and this is prohibiting me from moving forward in the home buying process. I do not owe this debt, XXXX verified this and had it removed in 2015 . Can you please assist me.
01/30/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60445	Web
In accordance with the Fair Credit Reporting Act, Trident Asset Management has violated my rights. 15 U.S.C 681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. TRIDENT ASSET MANAGEMENT ALSO BROKE FEDERAL LAW BY DISCLOSING TO ME ANOTHER PERSON ACCOUNT INFORMATION AND ACCOUNT NUMBER. THIS COMPANY NEEDS TO BE SHUT DOWN IMMEDIATELY.
06/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 640XX	Web
Trident Asset Management, a collection agency for XXXX XXXX is reporting a debt on my credit report for a credit card that I never used, applied for, nor have no knowledge of. Ive tried disputing it on my credit report but they report that the debt is accurate. I also tried calling the collection agency and they have basically told me to jump through hoops to get it removed. This is very stressful. I just want the debt removed. I dont have a credit card with their company.
04/21/2015	No	Debt collection I do not know	False statements or representation Impersonated an attorney or official	NJ 07901	Web
I received a call from a " company '' claiming to collect a debt. Asked me to verify the last XXXX of my ssn. I did n't verify as I suspected it was a scam and the caller got very upset when I requested to have the information sent to me in writing. I asked the caller to state the company name several times and she did not and after I explained to her I 'm not confirming anything because " this could be a scam '', she hung up on me. Basically confirmed my suspicions.
09/29/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL XXXXX	Web
The Complaint that I have is with TRIDENT ASSET MANAGEMENT. Over the last 4 months I have requested validation on multiple occasions for several debts that are listed on my credit report. I have asked for evidence that bears my signature that shows that I have a contractual obligation with TRIDENT ASSET MANAGEMENT. I have not received anything that I requested and it still listed on my credit report from all three of the Credit Reporting Agencies. Please Help me.
09/15/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 44120	Web
On my credit report a debt from Trident Asset Management regarding a check written in 2012. At the time I was separated from my husband and never wrote a check to the creditor, XXXX XXXX. His signature is on the check. They sent me a copy of it and I told them my signature is no where on there. They stated since my name was on check first I was responsible. I no nothing about the check. They refuse to delete it from my file. I spoke with them twice but to no avail.
03/29/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 231XX	Web
I have sent Trident Asset Management XXXX requests for Validation of debt, which I have the right to do under the FDCPA. They have not replied at all to either of them. This is illegal. They are saying on the credit report that they are collecting on an old XXXX account. I believe that this account does not have any balance owed and should have been removed from my credit reports years ago. I need this off my credit reports as it is lowering my credit scores.
05/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30046	Web
I am contacting you about the compromising of my social security number. I am a victim of Identity Theft. I contacted the Federal Trade Commission and filed a complaint and contacted the police department and obtained a police report XXXX which both are attached. Please block and remove all information from my credit report, and send me an updated copy of my credit report. The following items do not belong to me and is a result of fraud that I did not authorize.
07/08/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91767	Web
Trident assessment management showed up on my free credit report and has never contacted me in order to collect any debt nor has validated my alleged debt. The date showed up as XXXX and was on my credit report in XXXX. They maliously smeared my credit score and I have never had any time nor information to settle this alleged debt before they took unlawful action. I have contacted a lawyer and this is my last attempt to settle this before I take legal action.
01/06/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 770XX	Web
Trident asset management is a debt collector stating that I have a unpaid debt owe to XXXX XXXX XXXX XXXX as of XX/XX/, which I never had any type of information of this company or that I owe money to this company, I dont even know this company at all this is not my debt I think this company is mistaken me with another person and this company is threatening me that a negative credit report will be submitted on my credit record and I have proof of the thread.
11/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33161	Web
I contact Trident Asset on more than one occasion requesting information that it was me that open up the account I had sent them police reports, FTC report letting them know that someone opens up an account in my name fraudulently. Then sent me a letter stating that it was me that open it up and a bill. I never signed a contract with them, nor the company they are collecting for and they are not providing me with the details that I requested from them.
09/16/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23452	Web
I've been disputing this XXXX Account with XXXX for 2 years and explaining to them that my identity was used fraudulently by a family member. I've sent in copies of my police report on numerous occasions showing this and they in fact verified they received my information to confirm that my identity had been used fraudulently. They FLAT OUT REFUSE TO REMOVE IT FROM MY CREDIT FILE. I've called, sent in certified mail and done regular mail and NO REMOVAL.
08/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 79706	Web
I contacted Trident Assest Management to validate XXXX returned checks that I have no knowledge of. They sent me XXXX checks with signatures that do not resemble mine. I was never notified of any returned checks to the company listed on the check or the company. I also requested information on their right to the money they say I owe them. I did n't receive it. These accounts remain inaccurate, unvalidated & they continue to report on my credit reports.
01/09/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NC XXXXX	Web
This debt reported by Trident Asset Management is incorrect. Im currently dealing identity theft by an immediate family and have been working with authorities and original creditors to settle. I do not owe this company. Having this reported along with original has caused such a negative double impact on my score. As a result, I was unable to qualify for a first time home loan and I can barely qualify for an apartment. This should not be on my report.
01/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 319XX	Web	Servicemember
I sent a letter via certified mail in XX/XX/2020 requesting a signed contract between myself and Trident Access Management. They responded by sending a letter saying that the debt had been purchased by XXXX XXXX XXXX and that they were just the ones reporting it to my credit. They have yet to provide any signed contract of proof that I owe them or XXXX XXXX XXXX. The contract that was sent shows I only have a signed contract with the XXXX XXXX XXXX.
08/24/2018	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem when making payments Problem during payment process	AL 36116	Web
XXXX has been non-compliant with removing the unverified account TRIDENT ASSET MANAGEMENT, LLC which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that TRIDENT ASSET MANAGEMENT, LLCwas not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
05/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	ID 83709	Web
There is a collection account on my credit reports for {$24.00} from Trident Asset Management. It states the original creditor in XXXX. I never received any bill from XXXX so I contacted them and was told they didn't show any past debt. Surely I would not have allowed a {$24.00} debt to go to collections. Trident Asset Management will not remove this collection from my account even though I do not believe it is mine and XXXX has verified this.
03/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MN 55429	Web
Trident Asset Management placed a collection account on my credit reports. The original account holder was XXXX Credit Card. XXXX placed my account with another agency and I have paid it and it is scheduled for deletion from my credit reports. The collection agency, XXXX XXXX phone number XXXX. Trident placed this account on my credit reports on XX/XX/2020 in the amount of XXXX acct # XXXX and updated again on my credit report on XX/XX/2020.
04/07/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 442XX	Web
I paid this debt a year ago, and it was removed from my credit report. Then a new amount was added two months later. When I attempt to contact the company it says the phones are not in service, and the pay my bill link on the website is a false link. I want this derogatory remark removed from my credit history, especially after paying {$200.00} to this company. It seems as if they dont even exist however, aside from on my credit report.
09/10/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 32940	Web
Both Trident Asset Management and XXXX ( XXXX XXXX XXXX ) were claiming to own the debt in the amount of XXXX. XXXX ( XXXX ) has been trying to contact me and verified they were the debt holders so on XX/XX/2021 I paid the amount in full and they verified this debt has been paid. I tried to dispute the debt with trident asset management and they are claiming its still owed and refuses to remove their claim on my collections account
05/06/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08081	Web
There are 2 charges on my credit report from a collection agency " Trident Asset Management " They claim i own 2 payments to XXXX. 1 from XX/XX/2015 the amount of {$34.00} the second from XX/XX/2015 with amount of {$140.00} I never had a XXXX account on my name. I disputed both claims and both were denied. I called the agency to find out the number is a fax. I read the reviews and they all experiencing the same problem i'm having
09/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27330	Web
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXX XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
02/06/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	LA 70737	Web
I've reached out to XXXX XXXX, XXXX and TRIDENT ASSET MANANAGEMENT XXXX XXXX2020 seeking providing details of such adequate services and address this issue yet they still haven't provided such information. I have been involved in a data breach and due to that I have placed a security freeze and also have setup an identity theft alert. I need assistance with this matter because this falsely reporting have impacted me financially.
11/15/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90008	Web
Trident asset management is charging me XXXX $ that does not being me and it keeping me front get a apartment & homeless it need it removed I was a victim of identity theft & I have a police report XXXX XXXX XXXX is charging me XXXX for dental work I didnt receive went for a cancellation and they are killing my report XXXX $ XXXX XXXX is charging me XXXX For jewelry I never had I was a victim of identity theft this is so wrong
07/13/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NC 27604	Web
XXXX XXXX XXXX XXXX, XXXX has purchased a debt that does not belong to me from XXXX XXXX XXXX XXXX.I have already notified XXXX XXXX XXXX XXXX that this account does not belong to me. In addition, I asked XXXX to provide me with the original contract and full accounting for the amount claimed to be owed. However, XXXX informed me that the requested documents do not exist and that the account has been sold to XXXX XXXX XXXX.
12/24/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	LA 71220	Web
So this company has said that I owe the stat right now they're saying that I got this debt in XXXX, which is completely an accurate. They refuse to assist me with removing this from my credit report, when in fact, they refuse to provide any type of legal documentation showing ownership of this debt by myself I have reached out to them via USPS mail and asked them for verification of the debt. They refused to reply back to me.
09/10/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL XXXXX	Web
on XXXX XXXX an account was reported on my credit which is believe is completly incorrect and needs to be removed. I was been difficult for me to obtain a place to live due to this account and I need it removed on XXXX XXXX a account was reported negatively to my credit which have made it hard for me to obtain new credit. Due to Covid-19 I was unable to settle the account and I believe this is unfair and should be resolved
01/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75069	Web
This company is trying to collect on a debt for XXXX that is not mine. I have never had a XXXX account. I asked for validation of debt and all I received was a bill. Where is the proof I signed for this account. I have never lived at the address they had listed. I would like proof of this debt like paper work with my signature showing this is a valid debt. It is negatively affecting my credit and I would like this removed.
01/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DE 19702	Web
A few months ago I checked my credit and found this account reported. I have no idea who Trident Asset Management is, nor have they ever contacted me! I have repeatedly asked them to verify the debt, and have disputed it with both them and the credit bureaus, yet the account remains, and they still have not sent me anything or ever contacted me! I don't know what a Trident Asset Management is or why they are on my credit!
07/14/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34243	Web
A few weeks ago I started to care for my credit and trying to build it up since I have never used my credit in the past, while checking my I discover some derogatory remarks in my XXXX credit report stating the amount owed of {$1900.00} to XXXX from XX/XX/2015 and another one owed to XXXX for {$1700.00} I would like to address this immediately and either pay off this debt or get this negative remark remove from my report.
05/10/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	LA 70802	Web
I have requested every month since XXXX for this company to send me detailed proof of this debt. I have asked them to send me proof they are licensed to collect in my state, a detailed breakdown of the charges I owe, and a signed contract showing I agreed to pay this debt and that it is valid. The company has chosen to only send a blurred copy of statement that looks doctored with no absolute proof that I owe this debt.
07/25/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93308	Web
Trident Asset Management has reported a alleged debt on my credit reports. I have no knowledge of this alleged debt as i was a victim of identity theft. I have sent a letter for debt validation and have hot received a response. I also believe this alleged debt is past the collection statues of seven ( 7 ) years. Trident Asset Management is in violation of the Fair Debt Reporting Laws and the Fair Debt Collection Laws.
05/27/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 20747	Web
Trident Asset Management LLC was forfeited on XX/XX/XXXX. XX/XX/XXXX I received an alert Trident Asset Management LLC entered a derogatory collection account due in the amount of {$340.00}. In result of XXXX dispute, Trident Asset Management back dated account to XX/XX/XXXX in the amount of {$340.00} with Original Creditor name being XXXX. Trident Asset Management LLC is not in good standing in the State Of Maryland.
05/14/2015	No	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 32606	Web
Im having a problem with a company called Trident. They are calling me on a regular basis in regards to my grown daughter that lives in another state. They are harassing me. They called me XXXX the other day. The lady raised her voice at me??? They called my daughters fathers girlfriend also. He has only been seeing the girl for several months. Do n't know how they are getting the numbers. Please make it stop.
09/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 79706	Web
I contacted Trident due to noticing a collection on my credit reports. I contacted them for validation. I was sent a print out of a phone bill from XXXX that I did not recognize. I contacted XXXX who said they have no records of the account. I 've attempted on several occasions to get Trident to validate that I owe this money to them & they have n't but continue to report this collection on my credit reports.
04/20/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21213	Web
I sent a letter to Trident Asset Management requesting that they validate not verify a debt that they are attempting to collect from me. I specifically asked for a signed agreement and other support documentation. They provided me with nothing which does not prove that I am obligated to pay them anything. They have reported delinquent information to the credit bureaus that I am asking to be deleted.
10/26/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53151	Web
I have sent letter of debt validation on XXXX. No response was given. I have sent multiple request to the credit bureaus for the past 1 year to validate the debt and they have not presented any proof. I am also submitting a complaint on all 3 bureaus as well. Dates Submitted : XXXX XXXX XXXX Nothing has been done about this. I haven sent another one today XXXX notifying them of the complaint.
06/24/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 20814	Web
A debt appeared on my credit report over a year ago. I was able to get it removed from my XXXX Report, but not from my XXXX or XXXX. The debt does not belong to me, it is reported to be from XXXX, which I have never had an account with that went overdue. The only XXXX account I have ever had was closed back in 2012 and was in good standing. I was never notified by XXXX about any debts that I owed.
07/11/2018	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	TN 381XX	Web
In XX/XX/XXXX, Trident Asset management removed this same debt from my XXXX credit report. I contacted the company for debt verification in XX/XX/XXXX and received nothing. The collection is placed back on my XXXX report. Upon further investigation this company 's license # XXXX is expired XX/XX/XXXX and not licensed to collect in the state of TN. I want this debit removed, as it was in XXXX.
04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web
This debt was paid a while back. At that time I was told that this would not reflect on my credit file. I applied for a home loan pre-qualification today and this came up on my credit report. I have been in the process of rebuilding my credit over that past 2 years. I take my credit score a nd report very serious. I do not want this from preventing me from getting pre approved for a mortgage
04/13/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 953XX	Web
I XXXX do not owe this company any money. I dont have a signed contract with this company. I understand this company is a debt buyer of debt. But I do not owe them money. If we go to court I would win as judge would see I dont have a contract with this company. I request this company to delete all negative information off my credit report per fcra laws. If not Ill have to file suit in court.
09/12/2019	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 43081	Web
I advised the creditor that they are only authorized to contact me using my own phone number. They called someone who is unrelated to me and who has never been used as any kind of reference. When asked to not call any other than my own, I was told they can not remove any numbers that they have on file even though I did not provide any other numbers. They are calling from XXXX.
11/26/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75149	Web
XXXX credit card is not mine it is identity theft XXXX dollars trident asset mgmt identity theft for unknown amount and XXXX XXXX it was opened by fraud ive spoke to all 3 agency and they refuse to help so I want those 3 item off my credit report I have no knowledge of them and they refuse to help and these companies have no proof I opened anything in an otr driver please help me
12/21/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 331XX	Web
A debit of {$100.00} was sent to Trident Asset Management from XXXX, for an allegedly transaction back in XX/XX/2015. I have no knowledge of this site nor ever used it, therefore I dispute this charge. I have received letters from Trident Asset Management with offers to pay it off with big discounts, but the charge is not mine and they never provided proof that it would be mine.
06/06/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 305XX	Web
After looking at my credit report as i am trying to purchase my 1st hom e i noticed This collection account w ith Trident Asset management, I called them and sent a certified letter for them to validate it and I never received the proper validation. I sent in disputes with all XXXX CA and they came back verified but I never received verifiable proof of this negative event.
09/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 54915	Web
I had a bancruptcy discharged XX/XX/18. I am now receiving collection letters and call from Trident Asset Management listing owner of debt as XXXX XXXX XXXX for {$370.00}, a debt that was discharged. XXXX XXXX XXXX sole this debt AFTER the discharge to XXXX. ( Sold XX/XX/XXXX ) I would like them to cease the harassment and remove any negative information they have reported.
01/15/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 93534	Web
Creditor is reporting accounts that are invalid and unverified. XXXX have investigated this account and they concluded the account was not matching my records of being assigned to me. I would like proof these accounts were disputed per FCRA/ FDCPA. This is causing me anguish and its slandering my good name. Please block this account from my report so I can breathe again.
02/24/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30019	Web
In accordance with the Fair Credit Report Act XXXX Account : XXXX Amount Collect : {$660.00} from Creditor : TRIDENT ASSET MANAGEMENT, has violated my rights. 15 U.S.C 1681 Section 602 A, States I have the right to privacy. 15 U.S.C 1681 Section 604 A, Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
09/26/2020	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	FL 33411	Web
I told then I add no idea of the reason why they keep calling me and try the get some more information from them but they keep calling me everyday early in the morning and late night Trident asset management just won't take no for on answer, I ask the representative to stop calling my phone the person then became very nasty and started using very nasty comments at me.
07/09/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 952XX	Web
the phone company XXXX was contacted to hook up my home phone in XXXX of 2012 the phone was never hooked up and no calls were ever made on the line I never received any notification of Debt and I just saw there is a XXXX $ debt in collections with TRIDENT ASSET MANAGEMENT this company say they have no email and can not fax a letter of payment this seems a little fishy
07/11/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77340	Web
Upon reviewing personal credit report, found entries from Trident Asset Management. I had received no information from this company referencing the debt, or letting me know that I owed a debt. Mailed a letter to company at the address listed on the credit report entry, and company has failed to respond or give any information as to the validity of the debt claimed.
07/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19132	Web
I checked my credit report and saw an erroneous debt with this company. I do not believe I owe this debt so I disputed it and the results were that it was verified as accurate. They are allegedly reporting 100 % accurate data. Since they have verified inaccurate and erroneous information, they have violated my consumer rights under 15 USC 1681 FCRA and 1692 FDCPA.
01/20/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 329XX	Web
I have wrong information on my credit account including my name phone and credit info that's in correct I have fraud stuff on there and stuff I nevered applied for as well I have inquiries that's not mines as well I have sent in info to the credit Buerus to get it removed and they nevered did need this look into to get my credit fix its really Messing up my life
05/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WA 98003	Web	Older American, Servicemember
On XX/XX/2021, I got an email from Trident Asset Management that they were trying to collect approximately {$96.00} XXXX and change XXXX from a debt I had with XXXX. I called XXXX and I was told there is no debt. I used XXXX maybe 5 years ago. I checked my credit report and Trident Asset Management put it on my credit report. Please fix this for me. thank you
05/18/2023	Yes	Debt collection Credit card debt	False statements or representation Indicated you were committing crime by not paying debt	PA 19140	Web
I Do not know TRIDENT ASSET MANAGEMENT they are claiming that I owe them from a Credit Card they never sent any documentation stating anything but they keep updating my Credit Profiles and its hindering my Credit Score and I tried Disputing but they keep saying that the information is accurate when I never signed anything with them so it cant be accurate
08/19/2015	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	SC 29036	Web
They have confirmed a debt to XXXX which XXXX confirms that they received a copy of the equipment return. I contacted XXXX who provided a number that says it is not in service. I called a number I found under a XXXX Search for the company and it rings and provides no message or ability to leave a message. I would like this removed off of my credit report
03/26/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11412	Web
I have sent numerous debt validation notices and never received a response back from the creditor. As per the Fair Debt Collection Practice Act ( FDCPA ), a creditor is supposed to response and no attempt to collect until they have responded. However, this creditor has not responded and is still attempting to collect, which is in violation of the FDCPA.
12/04/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 10039	Web
Trident Asset Management is reporting that I have an account with them in collections and this has been reporting on my credit report since XXXX. I have no contact information no notices or anything to even verify that I owe this debt. This is obviously hurting me significantly and I just want to get this removed and resolved. Please help me. Thanks.
04/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 925XX	Web
I experienced Identity theft in 2015. I reported the theft to all credit reporting agencies. I sent copies of police reports to all business that had been effected. This company Trident Asset Management I spoke with on the phone twice. They received police reports at that time. They are still reporting on my credit report, even after several disputes
12/15/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92501	Web
Hello my name is XXXX XXXX, I have disputed a false collection account with all XXXX credit bureaus. XXXX still has n't removed it. the account is from TRIDENT ASSET MANAGE .I am in the process of a home purchase and can not move a long in the process. I have attached a fraud affidavit i filled out. my phone number is XXXX. email address XXXXXXXXXXXX
01/21/2020	No	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information belongs to someone else	AL 36330	Web
Got my credit report it said that someone named XXXX XXXX is using my info since like 2016! I called the company they gave me XXXX and got a hang up! Went online and saw that these people have ripped others off! Think it has something to do with XXXX XXXX and I dont have an account with them nor have I used this name ... .They are ruining my credit!
05/21/2022	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	IN 46953	Web	Older American
It is a credit card. I applied for the card, received it. Then they said I didn't pay the fee to start the card. I paid the fee. so, they shut the card off, i used it once and it was for like XXXX dollars, and then they shut it off and started sending mail, calling and letters. I am not going to pay for a card i used once and then they shut it off.
07/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	PA 185XX	Web
I am being billed from XXXX XXXX XXXX in XXXX, NYfor medical whom I am currently enrolled in XXXX XXXX XXXX XXXX 3 accounts open on XX/XX/XXXX for {$530.00}. Current billing agency is XXXX XXXX. Also I am a victim of fradulent activities for a account bill of XXXX for {$180.00} opened on XX/XX/XXXX current billing agency Trident Asset management.
01/04/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 319XX	Web	Servicemember
Trident Access Management was sent a letter from me requesting debt validation for account # XXXX ; along with a contract between them and me. They returned a contract between an original creditor who never informed me that the debt nor my personal information was being sold. There is no contract with my signature on it between myself and them.
11/02/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30213	Web	Servicemember
I have sent numerous letters to this company to verify debt and they still have not verified anything. Have also called and asked them to verify the debt still no response and it keeps showing on my credit report as negative but no proof. I have never had this account and still can't get the company to respond to anything. No proof of anything.
03/08/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 356XX	Web
I have an account on credit for XXXX $ showing delinquent and reported on XX/XX/2019 from Trident Asset Management collection from XXXX XXXX XXXX say my account has been open for 4 years and I have never had an account with them. I have never really had any credit so I know for a fact I do not have a delinquent account of XXXX $ with them.
03/29/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44004	Web
i contacted the collection company by writing, phone many of times to verify the debt. they stated i wrote a bad check inwich i obtained records from the bank that there is no ' bad check '. they will not send me any type of verification, they keep sending me statments that i owe the debt.under the laws i thought they have to send me evidence?
01/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19138	Web
Someone opened an account in my name which caused a debtor status to be placed against me. Now I am taking this step remove this potentially fraudulent information from my credit file. Moreover I do not recognize the account number listed for these item reporting nor do I recall establishing an account with the collector nor there predecessor
07/10/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MO 65202	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
03/03/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19151	Web
I did not receive anything from these creditors I have sent CERTIFIED letters to them for the past few months, disputed with the credit bureaus and I have heard nothing. I currently have an open account with XXXX that is up to date with no past due balance however there is an account for {$1500.00} reporting on my credit profile unverified.
02/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MO 63031	Web
The account is paid through my insurance company. I have told this to this collection agency numerous of times. This collection agency have no right to collect anything. This account was to the doctors office by my insurance. The other account was paid directly to the original creditors. I do not owe anything to these collection agents.
07/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MS 39440	Web	Servicemember
Trident Asset Management, unlawfully added a 120 day late payment to my report without cause in XXXX of 2022. I have never entered into an agreement with this company. They purchased my charged off debt from a previous debtor, this late payment was added in retaliation. I request that this account be removed from my report immediately.
02/24/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TN 38134	Web
On XXXX XXXX, 2017, I sent my settlement payment ( USPS money order ) to Trident Asset Management. My payment was delivered on XXXX XXXX, 2017 at XXXX. They are claiming they have not received my payment. I have called everyday since being delivered checking the status. I believe they have my payment and are holding it for some reason.
12/10/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 33634	Web
Trident Asset Management collection agency has been reporting a debt of {$750.00} OPEN, which the original creditor XXXX XXXX acct # XXXX Was opened XX/XX/2018, has been paid/closed/ written off, with a balance of XXXX. Their incorrect reporting practices has affected me adversely. Their actions are not in compliance with the FCRA.
11/28/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33617	Web
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// TRIDENT ASST MANAG IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
06/10/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 90046	Web
On XXXX/XXXX/2013 wrongfully without my verbal or written authorization account with XXXX XXXX XXXX has been open under my name. I never received any service / benefits from XXXX XXXX Trident Asset Management reported this account as a collections without verifying this account, without providing me notice with right to dispute.
04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web
This bill was paid a while ago.This should not be on my credit report! I have been rebuilding my credit over the past 2 years and I take my credit score a nd report very serious. This came up today when I applied for a home loan pre-qualification. I may be denied because of this and I need this removed from my credit report.
09/06/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91767	Web
TRIDENT ASSET MANAGEMENT - THEY PUT NEGATIVE CREDIT REPORT OF {$210.00} UNDER MY CREDIT. WHICH THEY ARE STATING ITS MINE WHEN AT THE TIME OF ACCOUNT OPEN I WAS ONLY XXXX YEARS OLD. I ALREADY TRIED DISPUTING THIS PROBLEM AND ITS STILL REPORTING AS NEGATIVE ON MY CREDIT HISTORY. THEY HAVE THE WRONG IDENTITY. ITS NOT MY DEBT.
12/27/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30296	Web
This account was included in my affidavit mailed to the Credit Reporting Agency as well as the debt collector. Trident has refused to respond to my request and continues to report identity theft information to XXXX. XXXX reported that an investigation has been done as well and continues to report this information as fact.
03/29/2017	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	WI 53029	Web
Called in XX/XX/2016 asking my parents where I was pretending to be an old friend I believe the caller 's name was XXXX or XXXX it is a debt I DO NOT OWE I told that to the first lady who called me back in XX/XX/2016 asked for verification and she could not provide any. Very frustrating dealing with underhanded tactics.
06/04/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92345	Web
I cancelled their service, and turned in all of the equipment on XX/XX/XXXX The balance is {$2900.00} I have requested they remove this collection on XX/XX/XXXX They have not removed the collection from my credit report. The collection company denied my dispute. The collection is to old to be on my credit report.
01/25/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 079XX	Web
I paid my past due account of XXXX directly to XXXX on XX/XX/2013 and have the bank statement to prove it. Trident stated they purchased the debt XX/XX/2013 from XXXX Although I have proof of the debit from my checking account they refuse to accept the copy of my bank statement. This debt is paid since XX/XX/2013
11/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32277	Web	Servicemember
I checked my credit report on XXXX XXXX, XXXX and I seen I owed a debt to a collection company for {$1700.00} that started in XXXX, XXXX. I have tried to see where this collection has came from because I was forward XXXX from XXXX XXXX, XXXX all the way until XXXX XXXX, XXXX so this could not have came from me.
03/10/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MI 48237	Web
Trident Asset Management at XXXX XXXX XXXX XXXX, GA XXXX has been sending me collection notices in the amount of {$780.00} the collection has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
11/09/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL XXXXX	Web
TRIDENT ASSET MANAGEMENT is not a licensed collection agency in the State of Florida. Since they are not licensed in the state of Florida they and not allowed to collect or report on debt on someone who lives in Florida. They by law must close this account and remove any reference of it from my credit reports.
09/30/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL XXXXX	Web
I stopped payment on a check that I did not present XXXX. The drivers license number or birth date or signature are not mine on the check. Have contacted Trident Asset Management numerous times they are very rude and wo n't listen to me. They reported this stop payment check XXXX and the refuse to delete it.
08/24/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75150	Web
I was looking at my consumer report, XXXX, XXXX, XXXX and saw a medical debt collection reported in accurately. I did not receive any documentation from the company nor did I give permission to release any of my medical information to this company. This debt collection company has violated my HIPPA rights.
07/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89081	Web
i have disputed with each credit agency, the company XXXX is reporting 3x, 2 times negatively once under the name of TRIDENT ASSET MANANGEMENT ( {$940.00} ), another time under XXXX XXXX ( {$940.00} ) and then it shows open with XXXX XXXX with exceptional payment history and with the balance of {$230.00}.
12/06/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 21040	Web
I have tried to settle this before. I am XXXX and on SSI. I am being harrassed and even was told that I could be arrested for not paying a debt. I dont want to go to jail for money I dont have.My credit is bad because of this and I told the creditors that I was on SSI but they still destroyed by credit.
04/03/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 922XX	Web
I have disputed this several times thru the credit agencies. On XX/XX/2021 I sent Trident Asset Management a Letter of Verification asking them to give me information about his account. On XX/XX/2021 they send me a bill. They never sent me and type of proof that this account is mine, because it is not.
08/25/2020	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 44137	Web	Servicemember
I'm was unaware of this account ( Trident Asset Manageme # XXXX ) and did not have the opportunity to dispute, please remove from my credit profile as you are in violation of the Fair Credit Act. In addition, please provide the following : Assignment of debt Method of Verification Validation of Debt
02/08/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AL 35211	Web
No information given regarding account. Violates federal XXXX XXXX XXXX also no medical release given and eligible to collect on debt per Section XXXX ( XXXX ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
07/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 15235	Web	Older American
This {$28.00} they have me owing, was part of XXXX which I paid in full and there is no longer any debt owed to XXXX or this XXXX $ fromTrident. Its messing up my credit report And I dont know how to get it off or fix it. Please instruct me on how to eliminate this from being on my credit thank you
02/08/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MO 641XX	Web
This account has been notified of the fraudulent activity that was involved with the original creditor XXXX/XXXX ending acct XXXX.This creditor is harassing me with multiple shell agencies it owns to collect on a debt that is not mines Please delete this acct from all reporting bureaus immediately
09/30/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MO 65202	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
07/29/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23607	Web
The account # on these accounts is XXXX XXXX XXXX Trident asset management- # XXXX These accounts do not belong to me. I have attached my affidavit of forgery on a police report. I have also attached a copy of my id as proof of my identity. I have also contacted the FTC concerning this matter.
12/18/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NV 894XX	Web
Negative Report Trident Asset Mngt ( XXXX ) {$260.00} Opened : XX/XX/XXXX Purges : XX/XX/XXXX I never opened an account with XXXX. I have contacted this collection four times ( XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX ) and disputed the account with all credit agencies, to no avail.
10/12/2018	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
I HAVE NEVER OPENED AN ACCOUNT WITH XXXX XXXX. LET ALONE OWE THEM " {$190.00}. " ( TRIDENT ) IS MAKING MY LIFE UNBELIEVABLE ... I CAN HONESTLY SAY WITH CERTAINTY AND TRUTHFULNESS THIS XXXX WHOMEVER THEY ARE ... THIS IT'S NOT MY ACCOUNT PLEASE CORRECT YOUR ERROR AND LEAVE ME ALONE ... ENOUGH!
02/25/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 75056	Web
Creditor reporting false information on all 3 credit reporting agencies creditor Trident Asset Management and original creditor XXXX XXXX XXXX reporting on my credit reports that account was opened XX/XX/2022 this information is falsified I would like an investigation into this matter.
11/07/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33884	Web
Trident Asset Management is saying I owe XXXX since XX/XX/2015. They refuse to acknowledge the fraudulent account and speaking to them gets no where. I am at my wits end and about to hire a attorney to send them a letter proving its not my account as its off 2 credit agencies already.
05/01/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70068	Web
XX/XX/XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX {$0.00} XX/XX/XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX trident asset manageme {$720.00} XX/XX/XXXX XXXX XXXX {$710.00} these accounts was an result of identify theft. These companies was requested for deletion. company agreed.
12/02/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19382	Web
I wrote a dispute letter to Trident Asset Management to the address reported on my credit report. They have not responded. They have verified the information to the credit bureaus. I thought I was entitled to information? Isn't the FDCPA clear in that regard? Can you please help me?
08/17/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	LA 70126	Web
Paid the account with Trident Asset Management and was advised it would be removed. The account was only updated. Reached out to the company to resolve and they updated the comments only. Account is paid however its still showing as a active credit account with the credit agencies.
01/19/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21030	Web
Trident Asset Management is reporting a account on my credit report XXXX, XXXX and XXXX which does not belong to me. The account shows a open status from XX/XX/XXXX to present. I reached out to the company on XX/XX/XXXX about this account and did not get any help with the matter.
07/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	MA 015XX	Web	Servicemember
I have contacted the company and they did nothing about it. XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX - {$390.00} XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX - {$1000.00} XX/XX/XXXX TRIDENT ASSET MANAGEMENT, LLC {$100.00}, {$260.00}, {$140.00}
03/09/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 23451	Web
I have been engaged in dispute with XXXX XXXX XXXX XXXX, XXXX, and Trident Asset Management since XX/XX/2016. The are negative accounts. However, I believe they have been reporting negatively without following the guidelines of consumer protection laws like the FCRA and the FDCPA.
01/11/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NC 27801	Web	Servicemember
I never had an account with this company, this is a collection agency. I have filed a complaint with this office before about the company Trident Asset Management, at that time the 4 items were removed XX/XX/XXXX and now placed back on my credit report on XX/XX/XXXX. Fraudulent.
08/15/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32256	Web
I am unaware of this debt, it states on my credit that the open date was XX/2014 I do n't know of this debt no knowledge of it, Ive written and called this company they can not find information one moment then states they found it and will send verification nothing was recieved
01/20/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AZ 85037	Web
I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on TRIDENT ASST. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
12/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75080	Web
This account do not belong to me. I disputed it XX/XX/2016 and it was deleted from my credit report. They keep putting it on my credit report. I sent a copy of the dispute showing it was removed from my credit to XXXX and XXXX and it is still showing up on my credit report.
04/13/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20774	Web
On XX/XX/20 I sent a certified letter to Trident Asset Management about a account that was not my debt. I also asked that they send me original documentation and signatures binding me to this debt. I have never received a reply providing me with the information I requested.
07/18/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	NC 28269	Web
I have several accounts that are listed with this company that is a result of my identity being stolen and are fraudulent I have submitted an ftc report # XXXX and a police report detailing the identity theft and some of the fraudulent accounts that are listed. acct # XXXX
10/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 63755	Web
A collection agency has a false statement on my file about a returned check. I called this company and they told me they did not have the check. I called my bank they told me they did n't have it and called the company the check and they told me they had no record of it.
06/02/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75071	Web
I have tried several times to dispute the inaccurate information as this accounts not mines. The credit bureau and collection agency have failed to remove the account and have not provided me with any proof that this is my account. I have no knowledge of this account.
08/31/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28215	Web
Trident assessment management {$470.00} opened XX/XX/XXXX Last reported XX/XX/XXXX Trident assesment management XXXX perimeter center east XXXX XXXX XXXX georgia XXXX XXXX XXXX XXXX I have never been contacted by XXXX company. There is no possible way this is my debt.
04/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	AL 352XX	Web
I have continuously contacted the debt collector who refuses to honor my dispute of identity theft. I have provided all the information needed to support this including the police report and what happened when my car was broken into and all of my items were stolen.
08/09/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MD 216XX	Web
I have been trying for a while to validate an item that they are wrongfully reporting on my credit history. I have been very clear about the information I need but have n't received the information I requested. I do not have a contract with them nor the creditor.
01/08/2016	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 08021	Web
Trident Asset Managment Company XXXX XXXX XXXX, XXXX, XXXX XXXX. Has placed a collection account on my credit report for an outstanding electric bill at a service location XXXX XXXX XXXX XXXX XXXX. I have never lived at nor had electric service at this address
03/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33619	Web	Servicemember
Trident Asset Management {$610.00} I was a victim of idenity theft someone open accounts in my name. I notifty the company with a dispute letter and send in A ftc report it been over over 30days still no reply. They remove it then add the debt back on again.
09/13/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75216	Web
Hi I have debts on my credit report that are not mines and Im not able to get me and my kids a place to live lost my housing and everytime I file my irs taxes I have to wait on a special PIN number I contacted them they told me to reach out to you guys
11/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 223XX	Web
I have submitted several disputes with them about this XXXX account to no avail. I have called directly ( XXXX ) and they have no record and told me to contact the data furnisher. I have included my identity theft report from the FTC and police dept.
02/26/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CT 063XX	Web
I never had a record with these authorities/leasers. I attempted to get in touch with them a few times and request verification of possession however they neglected to send me the important documentation to demonstrate that I actually own this record.
06/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	KY 40218	Web
Have made several calls to company sent in my ID showing I never lived at the two address thats was receiving service at the same time i have also sent in prove that the address on the accounts have multiple different spellings of my name alternated
04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web
This debt was paid and should never have been reported to the credit bureau. I have been in the process of rebuilding my credit over the past 2 years. I t ake my credit score and report very serious. I was unaware that this was on my credit report!
02/13/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	UT 84054	Web	Servicemember
I have disputed this debt numerous times and this company continues to report on my credit. These charges are not mine they are a result of fraud and forgery. i have submitted affidavits many times and they continue to collect and report on credit.
11/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92583	Web
On XX/XX/2015, I recieved a collection notice of {$640.00} from XXXX in which I never had a account with. I contacted XXXX and found out that I didnt have a account under my name. I didnt know I had this account until I checked my credit recently.
07/11/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30165	Web	Servicemember
Trident Asset Management is attempting to collect a debt from me that I do n't owe them. I never established a contract with this company and they have reported negative items onto my XXXX and XXXX credit reports which is in violation of the FCRA.
04/18/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70560	Web	Servicemember
Trident asset management says I have a credit card debt with total card for XXXX this account is fraudulent and its not mine .this is my sixth time disputing this account with collection company only to have it removed and sold to another company
08/21/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	KY 42223	Web	Servicemember
This debt is on my credit report and I do not owe this company any money nor have I received any type of correspondence or mail about this debt. There is no written contract between myself and this debtor that I owe them this amount of money.
11/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32746	Web
I am not aware of this account or whom the original creditor was. I have attempted to dispute it with the credit bureaus and it keeps coming back as " validated. '' This company has never responded directly to my requests for verification.
06/16/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MI 48375	Web
This company bought my debt. I never received any communication from this company. They mailed a letter to an old address. I want this account removed from credit report and the ability to pay the debt. I was never given this opportunity.
01/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	WA 98012	Web
I have tried to contact this company numerous times to pay my debt, but there is no XXXX answering my calls or emails. This business seems to be closed, but I 'm unsure. I also need to know who to pay my debt to so I can close my accounts.
09/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 77017	Web
Trident Asset Management has bought an old account and re-aged it. They are now trying to collect on this time-barred account. They continue to harass me, yet refuse to send validation of the original date of this debt from XXXX XXXX.
04/21/2020	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 355XX	Web	Servicemember
I have talked to them and told them this was not my debt. I have disputed it with credit bureau. The whole account is fraud and mixed up with another person that stole my identity. I sent the police report to credit bureau as well
09/22/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
07/11/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43219	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
02/20/2016	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	FL 33713	Web
I have no idea which company represent never received a bill from previous company just find out when I pull up my credit that I have a debt of {$650.00} with a collection Agency without knowing the name of the previous company.
02/08/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 184XX	Web
I Do Not Owe this debt this account is not mine I want it deleted From My credit Reprt before I take court action against the company and or original creditor as it would be there obligation in court to Show they are owed debt.
03/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TX 76179	Web
THE DEBT WAS INCLUDED IN A CHAPTER XXXX FILED ON XXXX XXXX 2016 FILIE NUMBER XXXX. THE CREDITOR WILL NOT UPDATE THE CREDIT REPORT TO REFLECT ACCOUNT TO BE INCLUDED IN A CHAPTER XXXX AND CONTINUES TO TRY AND COLLECT ON THE DEBT.
01/18/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 337XX	Web	Servicemember
Collector is saying I owe XXXX form XX/XX/XXXX, its XX/XX/XXXX now. Its a balance of {$170.00} and they I have told them I have paid off this amount back in XX/XX/XXXX, they keep calling and saying need to pay, I need to pay.
01/13/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30004	Web
This is the 2nd company, that has tried to collect Money from me on the same bill. Both time it has appeared on my credit file. And it is not mines not accurate personal info which I've told all three XXXX, XXXX XXXX XXXX.
08/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89118	Web
As soon as it appeared on my account. They company agreed to take the reporting off my credit since I showed proof of being a victim of identity theft. But keep placing back on my account using an different creditor.
07/28/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20746	Web
This company has has reported wrong information on my credit file one date says XX/XX/XXXX XX/XX/XXXX this comany is no longer in good standing with the state of maryland i have attached copy md records to show this
04/21/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NM 87112	Web	Servicemember
a fraudulent check was issued to XXXX XXXX XXXX in the amount of {$260.00} Account # XXXX Original Creditor XXXX XXXX XXXX XXXX XXXX Current owner XXXX XXXX XXXX XXXX XXXX Trident Asset Management, LLC Acct # XXXX
08/11/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92801	Web
I am being harassed about debt thats not mine, its been on my credit for 8 years my wallet was stolen and my IF was taken, I have summited this over dozen times these people refuse to accept my ID theft issue
02/26/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Trident Asset management is trying to collect on a debt of XXXX not owed. I am asking for contract with Trident. I am requesting for this debt collector never to contact me with harassing calls or letters.
06/25/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75154	Web
Pursuant to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuit 15 USC 1681b 2 company has also no permission to report anything using my info pursuant to 15usc 1681 4
10/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48186	Web
The company is trident and they are trying to collect a debt that does not belong to me. It's in the amount of {$69.00} and I want it off my credit report. I've disputed this item many times to no avail.
07/07/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA XXXXX	Web
I filed in with XXXX and XXXX to have XXXX XXXX XXXX remove from my account and asked for proof of debt never recieved the information. Showing proof of debt. Since I did not have an account with XXXX.
05/19/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	LA XXXXX	Web
Trident Asset Collection Agency placed returned checks into the wrong category. They were entered as if they were revolving accounts ; in which, payments were assigned/ made on a specific date or cycle.
04/28/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	LA XXXXX	Web
Trident Asset Collection Agency placed returned checks into the wrong category. They were entered as if they were revolving accounts ; in which, payments were assigned/ made on a specific date or cycle.
03/27/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75071	Web	Servicemember
The collections account was placed on my credit report by Trident Asset Management and was not mine. I never requested items, service and never received items or service from the original debtor XXXX.
06/21/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 90061	Web
Trident management never sent me a notice to settle or any communication before they put this debt collection on my credit report XXXX charged off for a credit card thats not even on my credit report
04/24/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33334	Web
I sent a verification request to the debt collection agency and they failed to verify the debt within 30 days, therefore violating the law. they only sent me a new bill requesting I make payment.
10/26/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 150XX	Web
I have asked repeatedly for verification of this alleged debt, and even offered many attempts to pay, and all of it has gone unanswered, I have received no correspondence about this debt at all.
03/03/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 087XX	Web
This was from years ago. My bank blocked payment from an online casino deposit on XXXX. I paid last year to get it removed off my credit report. Now it appears 3 times again on my credit report.
09/27/2023	Yes	Credit card General-purpose credit card or charge card	Getting a credit card Card opened without my consent or knowledge	OH 441XX	Web
I HAVE NO KNOWLEDGE OF THIS COMPANY!!! I HAVE BEEN TRYING TO GET THEM REMOVED OFF OF MY CREDIT FOR AWHILE. ITS HARD TO GET IN TOUCH WITH SOMEONE THERE WHO SPEAKS XXXX. PLEASE HELP AND REMOVE.
12/29/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD XXXXX	Web
I recently receive and letter from XXXX stating this debt was paid in full. Trident Asset Management, LLC is trying to collect on a paid debt. I want them to remove this from my credit file.
07/29/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MS XXXXX	Web	Servicemember
Trident management continues to report to XXXX credit reporting agency XXXX accounts that do not belong me. I have asked for validation on two different dates which has yet to be provided.
12/10/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WA 98042	Web
I asked this company to properly validate this debt or please remove from my credit. They did not properly investigate the account. I want this inaccurate info removed from my credit.
10/20/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75006	Web	Servicemember
I never signed any paperwork with this company. They don't have my signature on any paperwork with this company. They can't provide it and of they do it has been fraudulently done..
01/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60445	Web
Ive sent validation letters to this company and I received no response. Theyre ruining my credit & its affecting my life. Theyre violating The Fair Credit Reporting Act, 15 U.S.C .
05/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19145	Web
This service from XXXX was requested fraudulently, Im being penalized for service I never received, nor requested. I was told by representative that this account would be deleted.
10/26/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 93405	Web
Noticed that there is a collection account to which I have not received any notice to. I do not know when it was listed on my credit, but they did not send proper notification.
03/16/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Incorrect information on your report Information belongs to someone else	GA 30318	Web
I vaguely remember applying for the XXXX XXXX XXXX but I know I never activated or used this card. I have spoken with the collection agency asking for proof of transactions.
04/28/2023	No	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32835	Web
Sent Debt Validation letter plus with Cease and Desist stating not to call me but Trident Management did so. I have a call log with them calling afterwards and hanging up.
01/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA XXXXX	Web
Trident Asset has a collection from the XXXX XXXX XXXX for a check in the amount of XXXX. This is past the state of limitations Tennessee Code 39-14-121.This is from 2015.
01/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TN 378XX	Web
Trident Asset has a collection from the XXXX XXXX XXXX for a check in the amount of XXXX. This is past the state of limitations Tennessee Code 39-14-121.This is from 2015.
01/20/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90713	Web
Account cased 13 days after opening and including equipment returned with receipt within 13 sldays. This debt is for an early termination fee. I do not owe with verizon.
07/06/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94533	Web
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
02/09/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60621	Web
SOMETIME AROUND XXXX OF 2018 A CREDIT CARD WAS OPENED IN MY NAME WITHOUT MY CONSENT ... THE AMOUNT WAS {$750.00} DOLLARS. I WAS A VICTIM OF IDENTITY THEFT ...
09/28/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30135	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I have not received any investigation results.
10/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 081XX	Web
I have send this people proof that i have never lived where they said i got a bill also i have told them i had an identity theft and they still do n't get it!
11/03/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92335	Web
I disputed the charges and this company says the debt is mine. I never had a credit card with the original creditor and have already contacted them as well.
10/30/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 79705	Web
this account is reporting under different names but same account they have not been able to verify this debt but reporting to credit bureaus that is right
11/23/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91205	Web
I have a couple of items on my credit report that I have no clue what it is and I was XXXX at the supposed time these companies say I opened the account
05/20/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30034	Web
Trident asset Management says I owe them a balance of XXXX . However, I did not make this agreement with them. My identity was theft due to XXXX breach.
07/05/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30741	Web
Settlement has been reached and paid with XXXX XXXX, the original collector. Trident needs to remove the negative remarks from my credit reports asap.
03/06/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60620	Web
Disputed the account with the collection agency and the credit bureau as fraudulent. Disputed XX/XX/2021 I asked for method of verification, no reply.
02/22/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MD 20879	Web
I owed Trident Asset Management for 2 Accounts : 1. Amount of {$160.00} paid 2. Amount of {$130.00} paid The delinquency is still on my credit report.
11/03/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 78633	Web
I have previously notified the credit bureaus this is a result of fraud and sent the police report. I am very upset this is still on my credit report.
02/08/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 30281	Web
I requested verification of debt but never received ( i.e.contracts, signatures, identification ). Collections remains on credit report as verified.
07/21/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	PA 18201	Web
I never received any letters from the Trident Asset Management agency yet I noticed a collection account on my credit report as of XXXX XXXX 2015.
11/24/2023	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 91324	Web
I never opened this account. Never agreed or contradicting with this company in any shape form both implied and certainly not ever in writing.
04/08/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77090	Web
TRIDENT ASST is claiming that I owe them {$610.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
07/04/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 342XX	Web
The collection agency has false information on credit reports dated from 2015. The acct they are requesting is not mine. ( Trident Services )
09/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 230XX	Web
XXXX XXXX XXXX XXXX was paid a year ago to another agency for XXXX XXXX. Amount : {$100.00} Collection agency is : Trident Asset Management.
04/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33844	Web	Servicemember
Trident Asset Management is a ttempting to collect on a debt that by law, in the state of Florida, they 're not licensed or bonded to do so
03/31/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33881	Web
There is an account that is unknown that is a mistake listed on my personal credit file. I need help I tried fighting this with no outcome
01/26/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11746	Web
i was just looking at my credit report and i was a collections from XXXX XXXX XXXX for the sum of XXXX for a account i do not know about.
04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web
This was a debt to XXXX for {$45.00}. The debt was paid and never should have been reported to the credit bureaus by collection agency!
09/05/2015	No	Credit reporting	Incorrect information on credit report Information is not mine	AZ 85029	Web
There is an account for XXXX DVD that has been sent to collections. This account is not mine as I have never ordered anything from them.
04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web
This debt was paid and the collection agency should have never reported it to the credit bureau. This debt originally came from XXXX
03/09/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28227	Web	Servicemember
Even though Trident Asset Management has admitted that the debt they are trying to collect never was mine, they continue to call.
05/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10977	Web
Not mine. Section 609 states that you're required to send me the paperwork associated with this account. Furnish or remove
09/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 081XX	Web
This is not mine cause if it was i would not have XXXX under my name now and my bill with them is completely up to date!!
05/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33801	Web
Unknown account and unknown debt, this is a mistake listed on my credit file that I have disputed with nothing received
02/14/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97224	Web
I have no idea why I have a XXXX debt. I can not find where to contact them to dispute the claim. Can you please help?
12/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 27410	Web
I did not owe anything from these Debt Collectors ; XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. TRIDENT ASSET MANAGEMENT
03/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OH 441XX	Web
Account being reported as a collection account and also a charge off and reporting differently on all 3 bureaus
09/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91767	Web
Amount of {$52.00} and other account for {$210.00} They never sent me anything about this accounts or bills ..
11/10/2018	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19050	Web
Trident Asset Management are refusing to properly validate a debt that they are reporting on my credit report
11/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 97203	Web
I had submitted a disputed and they did not send out verification they had had obtain the debt correctly
08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33634	Web
There is an account listed which I have disputed with no response back and it is not mine. Please help
11/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	VA 23454	Web
XXXX stated once account was satisfied, it will be removed from credit file. Account been satisfied.
02/03/2017	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 75243	Web
This company has not verified the debt. There is no contract with my signature sent per request.
07/09/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23607	Web
Please remove these accounts. I have been disputing them for a while. They do not belong to me.
06/19/2020	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 109XX	Web
I have never had an account with this lender. XXXX XXXXXXXX XXXX XXXX MASTERCARD {$770.00}
08/10/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	FL 344XX	Web	Servicemember
request, through certified mail, validation of account/debt. to date no response
10/29/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 77091	Web	Servicemember
Claiming I owe money to a power company I've never used since I've moved here.
07/10/2020	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY 114XX	Web
I tried multiple times to fix this problem but theys seems to not care
08/19/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 23505	Web	Servicemember
The debt does not belong to me. Please remove from my credit report.
11/21/2020	No	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	MS 395XX	Web
My information was sold to an collection agency with out my consent
03/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 906XX	Web	Servicemember
This is strictly fraud. I have not done business with XXXX.
03/26/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OK 73003	Web
Did not receive a 30 day notice to dispute this claim
11/30/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07008	Web
XXXX-2015 {$150.00} no contact signed do no owe debt
05/28/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	NY 114XX	Web
I never get to speak with anyone up to now ..
04/14/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	FL 33543	Web	Servicemember
Theatened us with jail time if we do n't pay.
05/23/2020	No	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	VA 235XX	Web	Servicemember
The company this want let me make paymeny
02/20/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07002	Web
Never did any business with this company
07/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL XXXXX	Web
I dont know anything about this account
01/02/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76112	Web

12/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33614	Web

12/17/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AR 72335	Web

12/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53212	Web

11/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53151	Web

10/25/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60126	Web

10/20/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IA 52353	Phone

10/20/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 94403	Web

10/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76227	Web

10/09/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48204	Web	Servicemember

09/28/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 20707	Web

09/25/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32218	Web

09/17/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	DE 19701	Web

08/28/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	KS 66106	Web

08/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33025	Web

07/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 24590	Web

07/07/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60620	Phone

07/06/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	FL 32703	Web

07/03/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 85234	Web

06/20/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 32905	Web

06/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75241	Web

05/25/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	VA 24590	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35808	Web

04/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19149	Web	Servicemember

04/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46409	Web

04/26/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	VA 23059	Web

04/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60621	Web

04/19/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19320	Web

04/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 78580	Web

04/04/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21234	Web

04/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29483	Web

03/31/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75215	Web

03/31/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77044	Web

03/29/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75104	Web

03/13/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	PA 15206	Web

03/08/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MS 39056	Web

03/03/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	LA 70119	Web

02/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 48192	Web

02/05/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	HI 96789	Web	Servicemember

02/04/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44137	Web

01/27/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	PA 18102	Web

12/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CO 80917	Web

12/09/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29102	Web

11/23/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 27301	Web

11/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31210	Web

11/17/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31210	Web

10/26/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11207	Web

10/21/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AR 72086	Web

10/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77477	Web

09/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WI 53209	Web

09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30082	Web

08/17/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60586	Web

08/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	AR 71835	Web

08/01/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23860	Web

07/12/2022	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NC 28278	Web

06/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60617	Web

06/03/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web

05/28/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60016	Web	Older American

05/16/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	PA 19150	Web

04/22/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MS 38930	Web

04/19/2022	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60477	Web

04/14/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19116	Web

04/07/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 34787	Web

04/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30310	Web

04/01/2022	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	IL 60620	Web

04/01/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 92583	Phone	Older American

03/29/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29108	Web

03/09/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CT 06811	Web

03/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90016	Web

03/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31907	Web

03/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75701	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30310	Web

02/27/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 93105	Web

02/25/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32703	Web

02/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19055	Web

12/25/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 32256	Web

12/08/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web

12/07/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29325	Web

11/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 90016	Web

11/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

11/08/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30741	Web

11/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93304	Web

10/30/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30060	Web

10/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 32256	Web

09/24/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28304	Web

09/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30741	Web

09/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21085	Web	Servicemember

08/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web

08/23/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	PA 19153	Web	Servicemember

08/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63034	Web	Older American

08/16/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	VA 23464	Web

08/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 90806	Web

08/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	VA 23860	Web

08/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33711	Web

08/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78520	Web

07/23/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33813	Web

07/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23832	Web

06/28/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 75050	Web

06/09/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89145	Web

06/09/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77090	Web

06/07/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19023	Web

05/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 93720	Web

05/10/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 20904	Web

05/07/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28314	Web

04/24/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23832	Web

04/21/2021	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93111	Web

03/30/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	VA 23464	Web

03/27/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 77459	Web

03/25/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NY 10026	Web

03/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 95835	Web

03/24/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76021	Web

03/09/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28217	Web

03/08/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27870	Web

03/02/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30096	Web

02/01/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 92728	Web

01/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08753	Web

01/26/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 61282	Web

01/03/2021	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 21222	Web

01/02/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 21117	Web

12/13/2020	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 32351	Web

12/11/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19149	Web

12/08/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 98032	Web

12/01/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33025	Web

11/26/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	89031	Web

11/25/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	VA 24019	Web

10/30/2020	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 28216	Web

10/19/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19141	Web

10/16/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70122	Web

10/02/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77040	Fax

09/30/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33613	Web

09/26/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CO 80916	Web

09/24/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30655	Web

09/21/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 20781	Web

09/12/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33772	Web

09/01/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33023	Web

08/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31415	Web

08/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75074	Web

08/12/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33462	Web

08/10/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	PA 19121	Web

08/08/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33062	Web

08/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 15370	Postal mail

08/04/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78041	Web

07/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90044	Web

07/01/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37075	Web	Servicemember

05/14/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33437	Web

05/07/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 15601	Postal mail

05/05/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89031	Web

04/24/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 71109	Referral

04/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36541	Web	Servicemember

04/15/2020	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 14094	Web

04/14/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33617	Phone

04/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32218	Web

04/09/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30214	Web

04/07/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75070	Web

04/05/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 33810	Web	Servicemember

04/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32218	Web

04/01/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21206	Phone

03/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08701	Web

03/19/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	DE 19901	Web

03/11/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32703	Postal mail

03/04/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90603	Web

02/29/2020	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 12517	Web

02/23/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19082	Web

02/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92630	Web

01/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28173	Web

12/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 27844	Web

12/05/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 93905	Web

12/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19008	Web

11/24/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 60045	Web

11/19/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60484	Web

11/05/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32807	Web	Older American, Servicemember

11/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08234	Phone

10/18/2019	Yes	Debt collection Credit card debt	False statements or representation Told you not to respond to a lawsuit they filed against you	NY 11205	Web

10/10/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91304	Web

10/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31407	Phone

10/03/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	VA 22310	Phone

10/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20706	Web

08/29/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 93436	Web	Servicemember

08/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36117	Web

08/27/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19013	Web

08/12/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 44102	Web

08/12/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MN 55443	Web

08/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32809	Web

08/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 23452	Web	Servicemember

07/31/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 17545	Web

07/29/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93619	Web

07/28/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75038	Web	Servicemember

07/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32703	Postal mail

07/16/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 08110	Web

07/16/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	WA 99037	Web

07/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15025	Web

06/20/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	DE 19904	Web

06/14/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75169	Web	Servicemember

06/13/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07201	Web

06/13/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TN 37172	Web

05/23/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07018	Postal mail

05/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OR 97470	Web

05/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27828	Phone

05/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	VA 23504	Web

05/02/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19126	Web

05/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft		Phone

05/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 23222	Web

04/29/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32771	Web	Servicemember

04/26/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19134	Postal mail

04/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 16046	Web

04/19/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WA 98109	Referral

04/18/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	DC 20002	Web

03/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07801	Web

03/15/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone	Servicemember

03/14/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60638	Web

03/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08093	Web

02/17/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 38018	Web

02/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 22193	Web

02/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91006	Web

01/30/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 20785	Web

01/28/2019	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	SC 29180	Web

01/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11795	Web

01/26/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15224	Web

01/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15147	Web

12/14/2018	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IN 46902	Web	Servicemember

12/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90017	Web

12/05/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 17701	Web

11/10/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10524	Web

11/02/2018	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91773	Web

10/25/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33803	Web

10/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19320	Web

10/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75067	Web

10/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92201	Phone

10/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07080	Web

09/13/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07403	Web

09/07/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	WI 53405	Web	Servicemember

09/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75240	Web

09/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10463	Web

09/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15104	Web	Older American

08/29/2018	Yes	Credit card or prepaid card General-purpose credit card or charge card	Incorrect information on your report Account information incorrect	WI 53218	Postal mail

08/28/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60621	Web

08/16/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NC 28227	Web

08/14/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21213	Postal mail

08/02/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MI 49307	Web	Older American

08/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36832	Web

07/21/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20745	Web

07/18/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 10471	Postal mail

07/06/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20721	Referral

06/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 15236	Web

06/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AL 36830	Web

05/30/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	SC 29180	Web

05/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else		Phone

05/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90047	Web

04/17/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 14305	Web

04/14/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07042	Web

04/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45426	Web

03/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32810	Web

03/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 32810	Web

03/23/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07047	Fax

03/22/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19446	Web

03/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90805	Web

03/13/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21001	Web

03/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07430	Web

02/23/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 23219	Web

02/14/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19055	Web

02/14/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 93030	Web

02/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92880	Web

02/12/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 32716	Web

02/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	DE 19701	Web

02/08/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OK 74170	Web

02/08/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92150	Web

02/08/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 78258	Web

02/07/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CA 90059	Referral

02/06/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop		Phone

02/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90746	Web

01/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28227	Web

01/20/2018	Yes	Money transfer, virtual currency, or money service Domestic (US) money transfer	Other transaction problem	CA 90028	Web

01/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19143	Web

01/10/2018	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 90403	Web

01/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11784	Web

01/01/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76016	Web

12/21/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78542	Postal mail

12/20/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 23225	Web

12/19/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11784	Web

12/17/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07103	Web

12/15/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 93010	Web

12/08/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MD 20774	Web

11/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92591	Postal mail

11/20/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33068	Referral

10/18/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19143	Web

10/10/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 93535	Web

09/28/2017	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	PA 19145	Web

09/27/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 20111	Web

09/12/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 93555	Web

08/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 14216	Fax	Servicemember

08/24/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 37660	Web

08/23/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75082	Web

08/22/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	OH 44109	Web	Servicemember

08/21/2017	Yes	Payday loan, title loan, or personal loan Personal line of credit	Problem with the payoff process at the end of the loan	OH 45231	Web

08/18/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28803	Web

08/08/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 18045	Web

07/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	TX 75238	Web

07/23/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90731	Web

07/23/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90034	Web

07/14/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08015	Web

07/10/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48160	Postal mail

07/05/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 23464	Web

06/27/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 48180	Web

06/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 18017	Web

06/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33572	Web

06/07/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19055	Web

06/06/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75238	Web

06/05/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 18914	Phone

05/30/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NJ 08882	Web

05/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30122	Phone	Servicemember

05/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94703	Web

05/23/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33607	Web

05/16/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92201	Web

05/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 23701	Phone

05/10/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75042	Phone

05/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07650	Web

05/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43081	Postal mail

05/03/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KS 67333	Web

05/02/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 45502	Web

04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08857	Web

04/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08505	Web

04/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20746	Web

04/07/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60632	Web

03/30/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 23518	Web	Servicemember

03/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NC 28547	Web	Servicemember

03/18/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 23927	Web	Servicemember

03/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07203	Web

03/14/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NC 27862	Web

03/02/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 92307	Web

03/02/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30228	Phone

03/01/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 23223	Phone

02/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	OH 45368	Web	Servicemember

02/26/2017	No	Credit reporting	Incorrect information on credit report Personal information	DE 19850	Web

02/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 14216	Web	Older American, Servicemember

02/10/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 33165	Web

02/03/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 19126	Web

02/02/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23225	Web

02/01/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TN 37217	Web

01/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07070	Phone

01/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32839	Web

01/12/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92395	Phone

01/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MD 21040	Web

01/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11691	Postal mail

12/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33584	Web

12/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90036	Web

12/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	DC 20002	Web	Servicemember

11/14/2016	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	FL 32145	Web

11/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07720	Web

10/30/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07065	Web

10/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76248	Web

10/13/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60176	Web

10/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11003	Postal mail

09/22/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AL 36067	Web

09/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92284	Web	Servicemember

08/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33844	Phone

08/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75013	Web	Servicemember

08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NE 68528	Web

08/16/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 17101	Web

08/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92555	Fax

08/08/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92563	Web

08/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AL 35045	Web

07/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33612	Web

07/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 15401	Phone

07/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 18042	Web

06/30/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55129	Web

06/24/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91789	Postal mail

06/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91789	Fax

06/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	DE 19963	Web

05/17/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21208	Web

05/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19007	Phone

05/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 75067	Web	Servicemember

05/10/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WV 25414	Web

04/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 18322	Referral

03/24/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 16254	Phone

03/06/2016	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NJ 07011	Web

03/04/2016	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	FL 33957	Web

03/02/2016	No	Credit reporting	Incorrect information on credit report Account status	MD 20902	Postal mail

03/01/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 90266	Web

02/29/2016	No	Credit reporting	Incorrect information on credit report Account status	FL 34293	Postal mail

02/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IN 46410	Web

02/15/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34690	Web

02/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91304	Web

01/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44509	Phone	Servicemember

01/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 21045	Web

01/05/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07444	Phone

12/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PR 00662	Postal mail

12/24/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20772	Web

12/16/2015	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	PA 15931	Web

12/15/2015	No	Credit reporting	Incorrect information on credit report Account status	NJ 08879	Referral

12/11/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33143	Web

11/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07002	Web

11/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 44312	Web

11/13/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MD 20747	Web

11/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07662	Referral

10/26/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20746	Web	Servicemember

10/21/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 21502	Referral

10/06/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PR 00662	Postal mail

09/30/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33511	Web	Older American

09/23/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93535	Phone	Older American

09/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07728	Web	Older American

09/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89179	Postal mail

09/02/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33612	Web

08/25/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 23228	Web

08/17/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CO 80111	Web

08/09/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20715	Web	Servicemember

08/07/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 78624	Phone	Older American

08/01/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23002	Web

07/29/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 93103	Web

07/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 31904	Web

07/27/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WI 53963	Referral

07/27/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 19473	Web

07/09/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	FL 33880	Postal mail	Servicemember

06/16/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	UT 84047	Web

06/10/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92284	Web

05/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	VA 23223	Web

05/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07207	Phone

05/04/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90014	Web

04/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MD 20906	Web

04/21/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10309	Web

04/20/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32247	Web

04/02/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28031	Web

04/02/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MS 38756	Web

03/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 08752	Web

03/18/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32713	Web

03/11/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32055	Postal mail

03/10/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98125	Web	Older American

03/04/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77565	Web

03/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	OH 43204	Web

02/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 22601	Phone

02/05/2015	No	Credit reporting	Incorrect information on credit report Account status	WV 25831	Web

02/05/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 27511	Web

01/29/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33461	Web

01/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 29730	Web

01/16/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	WA 99203	Web

01/14/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 79705	Web	Servicemember

01/11/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NE 68347	Web

01/02/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OK 74005	Web

01/02/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07801	Web

12/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 15243	Web

12/27/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29036	Web

12/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	LA 70116	Web	Older American

12/12/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 43206	Web

12/10/2014	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 44511	Phone	Servicemember

12/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07017	Web

12/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	DC 20017	Web

11/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AR 72204	Web

11/18/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32707	Web

11/15/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32819	Web

11/08/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MS 39501	Web

11/04/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MD 21502	Web

11/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	DC 20036	Web

10/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 22192	Web

10/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19111	Web

10/23/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32809	Web

10/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27253	Web

10/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 49801	Web	Servicemember

10/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OK 74005	Web

10/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 77013	Web

10/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29673	Web	Servicemember

10/11/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77449	Web

10/09/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19116	Web	Servicemember

10/08/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	TX 75067	Web

10/06/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32829	Web

10/04/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75189	Web

09/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 15221	Web	Servicemember

08/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55303	Web

08/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 46143	Web

08/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44256	Web

08/04/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28124	Web

08/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77043	Web

07/31/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AZ 85750	Web

07/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30096	Web

07/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 43613	Web

07/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MA 01201	Web	Servicemember

07/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 60031	Web

07/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 76013	Referral

07/05/2014	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	TX 75052	Web

07/05/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 12866	Web	Older American

07/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MN 55906	Web

06/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NM 88012	Web

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32459	Web

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	OH 44420	Web

06/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90503	Web

05/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93307	Web

05/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98258	Web

05/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32824	Web

05/14/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	NJ 07648	Web

05/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11746	Web

05/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 22219	Web

05/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77581	Web

05/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 13039	Web

05/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CO 80239	Web

04/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98122	Referral

04/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32210	Web

04/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 49705	Web

04/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 17102	Web	Older American

04/16/2014	Yes	Bank account or service Checking account	Problems caused by my funds being low	FL 32066	Phone

04/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 17402	Web

04/11/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 32839	Web

04/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	LA 70726	Referral

04/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	GA 30680	Web

04/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	PA 18512	Web

04/02/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 77627	Web

04/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MO 64014	Web	Servicemember

03/31/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11216	Web

03/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19136	Web

03/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94520	Web

03/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33853	Web

03/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	LA 70068	Web

03/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IA 50428	Web

02/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CT 06851	Web

02/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CO 80918	Web	Servicemember

02/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19151	Web	Servicemember

02/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93453	Web

02/08/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 32780	Web

02/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 18103	Web

02/06/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33082	Phone

01/17/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	MN 55353	Web

01/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	IN 46323	Web

01/14/2014	Yes	Credit reporting	Incorrect information on credit report Information is not mine	TX 77302	Web

01/12/2014	Yes	Credit reporting	Incorrect information on credit report Information is not mine	FL 33025	Web

01/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33596	Web

12/30/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 27603	Web

12/29/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40216	Web

12/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 14051	Web

12/12/2013	Yes	Credit reporting	Incorrect information on credit report Account status	CA 92404	Web

12/11/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60177	Referral

12/07/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 46323	Web

12/03/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 23451	Web

12/02/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	KS 66062	Web

11/29/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IA 52544	Web	Servicemember

11/26/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23059	Web

11/22/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 18045	Web

11/11/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77701	Web

11/11/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WV 26003	Web

11/06/2013	Yes	Credit reporting	Incorrect information on credit report Account status	MO 63109	Web

10/21/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TX 76262	Web

10/17/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 49519	Web

10/15/2013	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	TX 76126	Postal mail

10/08/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75075	Web

10/07/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29420	Postal mail

09/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89148	Web

09/24/2013	Yes	Credit reporting	Incorrect information on credit report Information is not mine	MD 21117	Web	Servicemember

09/24/2013	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	NC 28262	Web

09/24/2013	Yes	Credit reporting	Credit monitoring or identity protection Problem with fraud alerts	MI 48240	Web	Older American

09/10/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 46227	Web

09/10/2013	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	MO 63701	Web

09/03/2013	Yes	Credit reporting	Credit reporting company's investigation No notice of investigation status/result	PA 19013	Web

08/31/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 24382	Web

08/17/2013	Yes	Credit reporting	Incorrect information on credit report Information is not mine	KY 42501	Web

08/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	MI 48240	Phone

08/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90201	Web

07/29/2013	Yes	Credit reporting	Incorrect information on credit report Account terms	NC 28110	Web

07/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 17043	Web

07/21/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75082	Web

07/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	DC 20011	Web

07/14/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	TX 75067	Web

07/12/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77065	Referral