Todd, Bremer & Lawson, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32256	Web
In XXXX, I enrolled for a XXXX XXXX class at XXXX University to advance my career. My employer at the time had agreed to pay for this course but along the line, before the commencement of the classes, they decided that the class did not align with the company 's need at the time. Unfortunately for my family, at this same time, my sister was going through a rough divorce decided to move in with me to escape domestic violence. In order to ensure she wasn't relying on government handouts/assistance, I had to realign my personal costs and needs to accommodate my sister and her newly born child. My experience from attending Ohio XXXX University is that one has to pay for their classes by the first week of class otherwise such person will be automatically dropped from the course. I thought the same applicable to this University. At least so I thought, I believed everything was fine until I received an email from an advisor stating the professor of the course noticed I had not been in class for the first 3 weeks. I sent a reply to the advisor informing her that I could no longer attend the class because I could not afford the cost. The advisor then told me to withdrawal from the class and send an appeal application to the office of registrar for tuition reimbursement. I honestly wondered why I needed to appeal for tuition refund for a course I never attended nor paid for. But because the advisor said it was the process with them, I had to follow it and do it. I submitted my Withdrawal reimbursement application to XXXX University and never received a response from them. I called several times and sent email but did not receive a response about my appeal. One year later, I received a letter from a debt collector called XXXX XXXX stating I owe XXXX University a sum of about {$2000.00}. I sent all my evidence and communications with XXXX University to XXXX XXXX and they stopped contacting me. Now two year later, I received a letter from another collector Todd, Bremer & Lawson , Inc dated XX/XX/XXXX that I owe a total amount of {$4000.00} to XXXX University Tuition & Fee. I believe XXXX University is trying to extort me and I can not allow that to happen. I never attended any class and do not owe any amount to XXXX University. They are trying to switch collectors in an attempt to scare me into paying what I do not owe to them. The university registrar has never responded to any appeal or emails for the last 3 years. This claim with Todd, Bremer & Lawson is under the Account XXXX XXXX. The letter states to notify Todd, Bremer & Lawson , Inc 's office within 30 days of receiving this notice in order to dispute this debt. I have written and sent a certified mail to Todd, Bremer & Lawson , Inc. informing them that I do not owe any of this amount.
03/26/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	MI 482XX	Web
Todd, Bremer & Lawson ( TBL ), a debt collection agency in XXXX XXXX, South Carolina, is being neglectful of consumer 's rights, has used deceptive means for collection and is being completely dishonest. TBL initially deceptively contacted me via phone using various non-searchable/ verifiable phone numbers. I answered a incoming call from a local phone number, not expecting a company from a different state. Agent began the process of attempting to collect an alleged debt. I requested debt validation and further information. Company failed to provide validation and continued to report the debt to the major credit bureaus. After 30 days, I filed a civil suit against TBL for FDCPA & FCRA violations. Company then fraudulently reported to the credit bureaus that the debt was paid off. This company denies reporting or attempting to collect. This company has an expired license and therefore they are attempting to collect without a valid license to do so in the state of Michigan. TBL claims to be hired by, and collecting on behalf of XXXX University ( XXXX ) in which XXXX is also responsible for TBLs collection practices. TBL claims to have received a promissory note from XXXX, alleging to be an agreement to a Federal Perkins Loan. I do not recall ever applying for, accepting or signing anything related to a Perkins Loan. This alleged loan was taken out in XXXX and I have never received any information regarding this account until a debt collection agency contacted me in XXXX. The promissory note had inaccurate information typed into the spaces ( such as current address, references, employment, etc ) alleging it to be my response and personal information. The promissory note then appears to have a hand written alleged signature on the document. These companies are attempting to collect twice the amount of an alleged debt that is not mine, it appears they have falsified documents and refuse to provide proper validation. I have also received attempts to collect this same alleged debt from other companies however, when asked for validation the debt is quickly sold or transferred to a new agency for collections. I have attempted to contact the alleged lender for this debt and the company no longer exists. Even through means of litigation, TBL is not being cooperative in trying to resolve this matter, they do not want to be held liable for their actions and they are not following the rules and regulations regarding collection practices or consumer rights.
09/05/2018	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33606	Web
I was contacted this morning at approximately XXXX XXXX. by an individual who identified himself as XXXX XXXX. He called my office and identified himself to my assistant as an attorney who was interested in talking to me about XXXX XXXX XXXX ( my XXXX XXXX ). My assistant transferred the call to me and when I asked him how I could help him he indicated to me that he was an attorney. I XXXX XXXX myself and thought I somehow knew him. He stated the language informing me that he was a debt collector and that he was collecting on a debt. He then proceeded to ask me about an incident that occurred at the University of XXXX XXXX ( XXXX ) approximately two years after I no longer volunteered there as an XXXX volunteer with the XXXX XXXX XXXX for the local chapter of the XXXX. I indicated to him that I had no affiliation with the chapter and haven't been involved with them for several years and was not involved in the local chapter or the housing corporation in any way. He stated that I am somehow responsible for a debt. I told him to contact the XXXX XXXX with any questions or their lawyers and he said that he has already done that and that they are passing responsibility onto me. I then asked him for his contact information and informed him that I was reporting him to my XXXX XXXX and to the CFPB for improperly contacting me and he basically said go right ahead. My concern is that he contacted me at my place of employment and that he was very brazen in the way that he spoke to me which I felt was harassing in nature. As such, I would like to report him at this time since he misrepresented himself to my assistant by indicating to her that he was an Attorney and made it sound like he was affiliated with my XXXX XXXX and somehow was acquainted with me. I felt that his tactics were misleading and deceptive and very concerning and that they violated the Fair Debt Collection Act in the way that he conducted himself. His contact information is as follows : XXXX XXXX of Todd Bremer Lawson ( Debt Collection Agency ) with a phone number of XXXX based on the number that he gave me. However, when he called he was listed as a local number from XXXX, FL which was also misleading as he is based in South Carolina. Their physical address is XXXX XXXX XXXX XXXX, XXXX XXXX, SC XXXX. Please investigate this matter to the fullest to protect others from this type of collection activity. Thanks! XXXX XXXX XXXX
09/18/2020	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was paid	GA 30318	Web
In early 2019, I received a letter from a collection agency, Todd Bremer & Lawson, that was sent to me on behalf of the University XXXX XXXX at XXXX, regarding a XXXX XXXX that had defaulted. The letter I received from TBL stated I owed a principle amount of {$6300.00} for the original amount of the XXXX XXXX, and that TBL was also seeking over {$2000.00} in collection costs and other fees. In an effort to bring my student account balance in good standing, I submitted a total of {$8.00}, XXXX to TBL to satisfy the debt and associated collection fees. A few weeks after submitting the payment to TBL to satisfy the defaulted XXXX XXXX I had with XXXX, my financial institution determined TBL illegally accessed collection fees and charges that were not lawful, and that were not explicitly included in the original Borrower 's Agreement. I also asked TBL for proof that the XXXX XXXX funds had been deposited in my account because I was a victim of identify theft between the years XXXX. TBL could not provide substantiated documentation to prove I had actually received the XXXX XXXX Funds. As a result, my financial institution determined I was due {$3800.00} to be returned by TBL for failure to execute legal & reasonable collection practices and collection costs. As it stands today, TBL is now claiming I owe them an additional {$4100.00}, which includes {$960.00} for collection costs due to TBL. They are STILL trying to collect illegal collection fees that were not expressed in my borrower 's agreement. This is illegal and is NOT in accordance with FDCPA law : 808. Unfair practices - which state : A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
09/29/2020	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	GA 30318	Web
I have XXXX data that shows the initial XXXX XXXX was disbursed XX/XX/XXXX, when I was in high school. It is impossible for me to owe this debt as I was not enrolled at XXXX until XXXX. I am being charged for a loan that I did not receive funding for ( see attached NSLDS info ) and was not eligible for due to me being under the legal age and still in XXXX, as a XXXX grader. The XXXX XXXX is only available to qualified, college enrollees, not high school students. In early XXXX, I received a letter from a collection agency, Todd Bremer & Lawson, that was sent to me on behalf of the XXXX XXXX XXXX at XXXX, regarding a XXXX XXXX that had defaulted. The letter I received from TBL stated I owed a principle amount of {$6300.00} for the original amount of the XXXX XXXX, and that TBL was also seeking over {$2000.00} in collection costs and other fees. In an effort to bring my student account balance in good standing, I submitted a total of {$8.00}, XXXX to TBL to satisfy the debt and associated collection fees. A few weeks after submitting the payment to TBL to satisfy the defaulted XXXX XXXX I had with XXXX, my financial institution determined TBL illegally accessed collection fees and charges that were not lawful, and that were not explicitly included in the original Borrower 's Agreement. I also asked TBL for proof that the XXXX XXXX funds had been deposited in my account because I was a victim of identify theft between the years of XXXX. TBL could not provide substantiated documentation to prove I had actually received the XXXX Loans Funds in my bank account in XXXX. As a result, my financial institution determined I was due {$3900.00} to be refunded to me. I received the funds from the chargeback in XX/XX/XXXX. As it stands today, TBL is charging me {$4100.00}, which includes {$960.00} for collection costs due to TBL. Again, this loan was initially disbursed in XXXX, when I was not even enrolled at XXXX and I was underage, just XXXX years old, and did not agree to any sort of loan during this time.
08/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28105	Web
In XXXX, I registered for an online course with The University XXXX XXXX XXXX but subsequently canceled my registration prior to the University 's deadline. I received written communication from the University acknowledging their receipt of my cancelation but they claim to have no record of it. I first received notices from the University requesting payment in XX/XX/XXXX and disputed the debt. I believe I received communication from XXXX debt collection agencies for the same account. Each time I received a notice, I would dispute the debt and each time I received no response for an extended period of time. I did not keep records of those communications, each time believing the issue had been resolved. Recently, I have been receiving letters from Todd, Bremer & Lawson , Inc., a debt collection agency, demanding payment. I have disputed the debt and twice provided them with documentation from the University proving that the debt they are attempting to collect is not valid. I have requested that they close the matter and provide me with a written statement that the matter has been resolved ( as they are at least the third entity with whom I have disputed the debt ). I believe they are violating the Fair Debt Collection Practices Act and would like to file a complaint against both the University and their debt collection agent and request assistance in reaching a resolution to this matter. I am uploading copies of each communication I sent them ( sent to them by my wife via efax ), the attachments that I sent with each fax, and a copy of the last response I received from them asserting that the debt is valid and that they will consider any future disputes " frivolous ''. I do n't know what to do and would truly appreciate your help. Thank you.
07/07/2016	Yes	Debt collection Federal student loan	False statements or representation Attempted to collect wrong amount	FL 32839	Web
The total of the classes I could not even attend at XXXX was only {$3200.00}, not {$4000.00}. I was driving back and forth from XXXX to XXXX every single day, five days a week or sleeping in my car when I had to because I could not afford an apartment in XXXX, but I really wanted to work hard to pursue my XXXX XXXX XXXX in XXXX, after graduating with my XXXX from the XXXX. I missed the first class of my XXXX and was dropped from the course, without notice. I was then told to register for a different XXXX, but it would mean paying another {$250.00}, which I absolutely did not have at the time, and could not get in any way, shape or form within the 24-48 hrs that I was told I had to pay for it. Therefore, XXXX dropped me from ALL of my classes, without my permission, and I lost my entire student loan. The whole situation is completely unfair. If I had never been unwillingly dropped from my courses, I could possibleIy be half way towards finishing my XXXX XXXX XXXX right now, at least. Since I can not do anything about the unfair experience I had at XXXX, I am willing to get on a payment plan for the actual amount owed, but I do not understand why it is reported as more than it actually is/should be. Completely ridiculous, especially for a young mother who was doing literally everything possible to pursue higher education, and make a better life for myself, and contribute more to society.
02/22/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	VA 22042	Web
I have a big problem that I'm encountering with. So a university 's cashiering office in XXXX, VA claims that I owe the debt to the school. But I claim that I don't them money. Same thing with this debt collection called Todd, Bremer, and Lawson. They were begging and keep asking me like threatening me that they want the money amount from me. I don't have enough money to cover that amount. This has been going on for months since XXXX or XXXX of 2018. I may feel that both are gon na file a lawsuit and pressing charges against me in court. Am I protected under the FDCPA? I don't know if I'm gon na go to jail if I don't pay the debt to the university cashiering office and Todd, Bremer, and Lawson agency. They also were keep calling me and sending me letters about paying up the debt, but they also begged as well. I'm trying to resolve this issue, but it didn't work for me. Both have all of my information such as address, email, phone number, and other stuff on file just like looking into my information. I want them to remove all of it for good so I won't receive anything in email or mail. I don't have enough to pay the debt, they were begging me and I don't have a job that I'm working.
08/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	UT 84065	Web
Around XX/XX/XXXX I found out I had a collection for my XXXX XXXX student loan reporting on my credit so I hired XXXX XXXX to help me speak to them and resolve the account. I was unaware of this balance since my father used to help me with this loan in the past, I've moved several times and I don't have access to my student account. Regardless, XXXX and I have been in communication with them since I found out about it and have been working on a reasonable settlement to close this out. Two collection agencies and 4 months later we finally reached a settlement and I have requested for this collection to be deleted once it is settled in full because I never received a bill, collection calls, or collection emails about this account. I did not have a fair chance at paying this prior to it going to collections or reporting on my credit which is against FCRA. I'm taking responsibility for the debt and would just like it deleted once they get their money back. XX/XX/XXXX I spoke with XXXX ( Supervisor at XXXX XXXX XXXX internal Collection Dept ) and she states that they did in fact receive returned mail so they were well aware I did not receive the bills.
07/01/2017	Yes	Student loan Federal student loan servicing	Dealing with your lender or servicer Don't agree with the fees charged	TX 78260	Web
I was attending XXXX University and I had to drop out out of school due to my mother having XXXX . Because I dropped out XXXX University sent me to a loan collection agency which I did n't understand because it usually just goes to my Federal Loan account with all the other loans I 've taken out. I made a few XXXX dollars payments to XXXX but I 'm assuming that was not enough because they sent me to collections wi th Todd Bremer and Lawson, INC. When they contacted me about setting up payments in XXXX of 2015 I agreed for them to take out XXXX dollars each month. It is an automatic draft so I have been paying every month since. However when I questioned them about the XXXX hundred dollar fee they where charging me they just told me it was because of late fees. I let it go but now I 'm starting to wonder if those fees are even legal. XXXX hundred dollars is a lot for a loan that I thought was under Federal school loan and not a loan from the school. The school sent me only one notice before they sent me to collections and even then I sent them a few payments.
10/27/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VA 23456	Web
Contacted by Todd Bremer and Lawson regarding an outstanding tuition bill with XXXX XXXX University that my daughter incurred. Advised them I would pay the school directly. They called me back a week later, I advised them I paid the school directly - they disagreed, I was asked to pay the debt again. I find this tactic to be inappropriate considering that the outstanding debt was over $ XXXX. When I called to express my concerns with this interaction the manager, XXXX XXXX ( XXXX ), was rude and she hung up on me trying to have my call escalated to a more senior-level manager in the firm. When I returned the call, the secretary advised me to leave a message for TC outlining my complaint. I asked if there was some other way to express a complaint with how I was treated, the secretary said that I could leave a message for another manager. I refused to allow this issue to be not be addressed so I am forwarding a complaint to the CFPB so this firm 's practices can be reviewed for unethical practices such as attempting to collect debts not owed.
06/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information belongs to someone else	TX 75154	Web
Todd, Bremer & Lawson , Inc. is reporting an account to consumer reporting agencies and in doing do they are in violation of 15 U.S. Code 6802 ( b ) ( 1 ) which states " A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. I was never given the opportunity as mentioned in 15 U.S. Code 6802 ( b ) ( 1 ) ( B ) nor an explanation of how to exercise the non-disclosure option mentioned in 15 U.S. Code 6802 ( b ) ( 1 ) ( C ) in order to not have a personal account reported to consumer reporting agencies. This account should be removed from all consumer reporting agencies pursuant to 15 U.S.Code 6802 ( b ) ( 1 ) ( B ), and 15 U.S. Code 6802 ( b ) ( 1 ) ( C ).
09/16/2019	Yes	Student loan Private student loan	Dealing with your lender or servicer Keep getting calls about your loan	VA 22193	Web
I am getting calls from " XXXX '' with the Todd, Bremer & Lawson , Inc. law firm in regard to my student loan with XXXX XXXX XXXX College. They have reported an incorrect amount with a balance increased over {$1000.00}. The loan is through XXXX and the loan service is deducting a monthly payment from my account. This company is has been trying to get me to send my loan through another company. My loan is being paid and I have paperwork to show the payment. This " XXXX '' person has made threats that it's effecting my credit, which it isn't and it is not on my credit. I have gotten paperwork from them with chicken scratch handwriting. I'm not sure who they are and I called the loan company and they didn't have the so called law firms information.
01/15/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 32907	Web
I was a XXXX at XXXX, I signed up for a class, then dropped the class in favor of taking it at XXXX. They never processed my drop, it said drop pending ( hold ). It apparently would n't let the professor kick me out either. I never attended the class. A year later i get a bill from XXXX. I turned in forms at XXXX showing the fact it said drop pending and that i took thaf class that semester at XXXX college. They told me the situation would be handled, closes my account and wrote it off. 3 years later I find a collection on my credit report. Even though this was supposed to be settled I paid the XXXX. Then after I pay it they tack on XXXX in fees. This should of never been billed to me and should not be on my credit report.
12/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 76013	Web
Debt collector does not hold a current surety bond registered with the XXXX Of Texas. Debt collector was notified on XX/XX/XXXX, via email and certified return receipt requested through the USPS. Was asked to validate debt and until debt could be validated, asked to remove the debt from my credit report immediately. Debt collector has not responded via mail or email and is in direct violation of willful non compliance according to the FCRA and has violated the FDCPA by not validating debt and is subject to possible litigation to seek relief from violating these acts. Each independent violation is subject to a {$1000.00} fine, payable to me.
01/18/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32225	Web
I CHECKED MY CREDIT REPORT AND THIS COMPANY TODD, BREMER & LAWSON INC. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, SOUTH CAROLINA XXXX. XXXX - XXXX. IS LISTED ON MY CREDIT REPORT. I HAVE NEVER HEARD OF THIS company. THIS ACCOUNT IS INACCURATE AND HAS NOT BEEN VERIFIED. I DID NOT RECEIVE NO INFORMATION ON THIS DEBT. UNDER THE FCRA 15 U.S.C 1681i ALL UNVERIFIED ACCOUNTS MUST BE REMOVED. THE COLLECTION COMPANY PICKS ACCOUNT AND JUST PLACED ON MY CREDIT AND I HAVE NEVER WENT TO COLLEGE, NEVER WENT TO A UNIVERSITY XXXX. THE COMPANY ALSO HAS FEES LISTED FOR THEM. THIS NEEDS TO BE REMOVED
05/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22193	Web
Today, I was reviewing my bank statement and discovered a draft by Todd, Bremer & Lawson , Inc for {$900.00}, dated XX/XX/2021, which I was never billed for and NEVER AUTHORIZED. I called the number listed on my bank statement for your company XXXX ; and after I explained the situation to a Customer Service Rep, she hung up the phone. I called my bank who holds the Debit Card which you used to steal the money from me and started a fraud claim. Todd, Bremer & Lawson , Inc accesses my bank account and without my permission, authorization neither verbal or written STOLE {$900.00}
10/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33165	Web	Older American
This was a parking ticket with XXXX XXXX University originally. All Tickets were paid in full. I was deducted {$30.00} from my account in XX/XX/2019 from my bank account without my permission this was not authorized by me and without me knowing. I would like that returned to me. Todd Bremer & Law XXXX Merchant Address XXXX SC XXXX In addition, they have sent me this letter attached saying that I owe an additional {$30.00} which is not true.
02/01/2018	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	FL 33414	Web
I sent a letter to Todd, Bremer & Lawson, Inc. requesting that they validate NOT verify a debt that they are attempting to collect from me. I specifically asked for a signed agreement and or other supporting documentation. They provided me with billing statements which does not prove that I am obligated to pay them anything. They have reported delinquent information to the credit bureaus that I am asking to be deleted.
07/26/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	VA 23220	Web
Im just being informed that Im in debt Im a independent and first generation college student so it has been hard for me sometimes to pay my dues but recently back in XXXX I gave old XXXX XXXX {$1300.00} that I owed and out of nowhere I got charged for another fee I have not been getting no warnings no communication no email just more fees again currently I got charged with {$520.00} fee with no warning..
05/12/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 33161	Web
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
10/03/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MO 641XX	Web
XX/XX/2023 XXXX cst. Todd Bremer and lawson continue to refuse to take my phone calls to clarify what my account is. They've provided what appears to be a word document stating I owe them a balance but has not provided any details on how the balance was generated. I do not have any past balances on any accounts.
08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	VA 23454	Web
I received a letter from a collection agency stating that " my utter lack of cooperation has convinced us that the extra consideration extended in your behalf is unappreciated. Frankly, we doubt that you deserve further consideration and and insist that you pay your balance in full within 48 hours. ''
09/28/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	WA 992XX	Web
The person on the other end of the line only verified the address of the debt with me on the phone and did not verify that they were speaking to the person that they needed and proceeded to give out personal information-about it being a loan for school.
02/01/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO 80538	Web
Between the dates of XX/XX/31 and XXXX the company repetitively called me. They started calling before the hours of XXXX as well. I had more than XXXX calls a day on XX/XX/31. As well as XXXX calls within XXXX minutes on XXXX
08/30/2023	Yes	Debt collection Federal student loan debt	Communication tactics Frequent or repeated calls	NC 28403	Web
The debt collected called a high school friend in order to confirm my contact number. I am unsure how they got one of my friend 's phone numbers or why they were contacting a friend of mine about my debt.
09/27/2021	Yes	Debt collection Private student loan debt	Communication tactics Called before 8am or after 9pm	VA 23508	Web
Someone from the debt collection agency called my wife around XXXX. He claimed to not know it was not my number, but this agency has been calling me for months, and they had never called her before.
11/30/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33177	Web
I received a collections letter for XXXX XXXX XXXX which is the XXXX I attend. I have a full scholarship and have not been asked to pay anything. I am not aware of this debt or what is it for.
02/01/2022	Yes	Debt collection Federal student loan debt	Written notification about debt Didn't receive enough information to verify debt	FL 33178	Web
I have a debt collector for XXXX $ i don't have any information about what o why is that amount
03/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MN 55109	Web
Debt collection agency is adding a additional 25 % in fees to balance owed to XXXX
08/14/2023	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	NC 28040	Web

07/01/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33035	Web

04/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95212	Web

03/13/2023	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was paid	CO 80046	Web	Older American

03/02/2023	Yes	Debt collection Federal student loan debt	Communication tactics Frequent or repeated calls	VA 23225	Web

10/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77802	Web

09/26/2022	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was paid	IL 60620	Web

09/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32311	Web

07/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	UT 84057	Web

07/12/2022	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	TX 75202	Web

02/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84081	Web

01/07/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 11355	Web

12/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48239	Web

10/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 23322	Web

10/08/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28625	Web

09/23/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	LA 70760	Web

08/23/2021	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 23229	Phone

07/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77706	Web

03/20/2021	No	Debt collection Federal student loan debt	False statements or representation Attempted to collect wrong amount	CO 80220	Web

03/07/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VA 22150	Web

10/31/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32218	Web

04/05/2018	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	CO 80906	Referral

02/12/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	LA 70801	Web	Servicemember

07/10/2017	Yes	Debt collection Private student loan debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 33304	Web

08/07/2016	Yes	Debt collection Non-federal student loan	Improper contact or sharing of info Talked to a third party about my debt	CO 80543	Web

03/21/2016	Yes	Student loan Federal student loan servicing	Dealing with my lender or servicer Don't agree with fees charged	TX 77657	Web

02/24/2016	Yes	Debt collection Non-federal student loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	AZ 85001	Web

01/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	CO 80543	Web

07/20/2015	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Trouble with how payments are handled	VA 22009	Web

03/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	MD 20747	Web

03/16/2015	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Having problems with customer service	AL 36606	Phone

02/25/2015	Yes	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt is not mine	CA 90019	Web

12/12/2014	Yes	Debt collection Non-federal student loan	Disclosure verification of debt Not given enough info to verify debt	TX 77020	Web	Servicemember

12/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	VA 22306	Web	Servicemember

07/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78218	Web	Servicemember

04/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33176	Web

01/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 94544	Web

12/30/2013	Yes	Debt collection Federal student loan	False statements or representation Impersonated an attorney or official	MT 59631	Web