Titan Revenue Solutions CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via
06/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 78132	Web
According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states " There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX and XXXX and XXXX are consumer reporting agencies and I am the Consumer. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states " It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. '' Titan Revenue Solutions is a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states that " In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' Titan Revenue Solutions the financial institution and the Consumer reporting agencies XXXX and XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX, XXXX, XXXX, Titan Revenue Solutions whether it be verbal, non-verbal, written, implied or otherwise is revoked. 15 USC 6802 ( b ) ( c ) states that " A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Titan Revenue Solutions Never informed me of my right to exercise my nondisclosure option. Not only that 15 USC 1681C ( a ) ( 5 ) states " Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. '' This account is an adverse item they are reporting again without my permission which is against the law. 15 U.S. Code 1681s2 ( A ) ( 1 ) A states " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681e states '' Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. XXXX and XXXX and XXXX are not maintaining reasonable procedures. Also 12 CFR 1016.7 states that " A consumer may exercise the right to opt out at any time. '' I am opting out of your reporting services.
11/03/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85747	Web
We belong to a racing association that had a block of rooms back inXX/XX/2018. These rooms were limited so I called months prior and wanted to reserve rooms early before they were booked. When I called I spoke with someone in Sales and they faxed me a " request form ''. I faxed it back immediately and called to confirm if they had received this. I never spoke to anyone I had to leave a message. I called back numerous times and never spoke to anyone, I always left a voice mail with no return call. The day prior to the race I believe on XX/XX/2018. I called again and left a message stating I have not heard from anyone on the confirmation of my rooms and that I had to make a reservation at a different hotel as when I called the front desk for a regular reservations I was told the hotel was completely booked so I went elsewhere. The next day about XXXX XXXX as we were driving to our event, I finally received a phone call and was told my reservation was accepted. I told them I did not need the rooms as I never heard back from anyone even after weeks of trying to confirm my reservation with no success. I was told I could not cancel as it was after the XXXX XXXX cut off for cancellations. I explained my situation and I was told " to bad '' it was after XXXX XXXX I never knew this went into collections until last month it showed up on my credit report. I have called the hotel to speak with the hotel reservation manager and have left two messages and AGAIN with no call back so far.
06/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95336	Web
I have filed disputes regarding Titian revenue solutions and provided proof that they have been reporting an account that does not belong to me. They have now started to call me and attempt to collect the debt even without providing proof or even investigating. I've had this dispute open since XX/XX/2020 and this has not been removed. I have had numerous problems due to XXXX XXXX data breach and they are not helpful at all in resolving issues. I'm trying to buy a home for my family but can not because they wont do what is required under the FCRA. I've written letters and called and there is no way to reach a person at XXXX directly. The documents they sent my address is not sufficient proof, no proof of identity it's just papers with some of my personal information nothing else. The credit bureaus and XXXX Revenue do not adhere to the laws that govern the reporting to a consumer 's credit report. None the less my participation in the class action lawsuit that XXXX was involved in regarding their data breach that I was a victim of offers no real resolution to these issues and its unfair to the consumer.
08/06/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 956XX	Web
I had stopped payment on a check for a service that did not happen. ( No show ) since the banks wouldnt cash it the person cashed it at a store because I guess they dont check. I saw a mark on my credit, which is usually perfect. I called to find out what it was. The debt collection agency told me it was a check I wrote to someone else. They could only collect from me since the guy who cashed the check is a fraud. I was upset obviously but not talking foul. The debt collector said if I didnt speak to him in a nice tone he could do worst and keep this on my report even though he first said he would remove it. I honestly can not believe companies can hurt you this way based on their personal feelings. This isnt even my debt but I was forced to pay it or impact my credit and because I didnt say please and thank you he may do worse now as he suggested. I was forced to pay a debt Thay was not mine.
03/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94509	Web
I have disputed this account several times with titan revenue solution several times. they have called me with abusive tactics, cussed at me, called me foul names, threatened me and used several illegal tactics. I have asked them to send me the proof they have and all they have is a fraudulent check that has a signature forged to read my name. The check they are used as their " proof '' is not an account I have ever used, owned or operated. I have reported this to them as fraud and they continue to ignore me and report this information on my credit report. I have advised XXXX of this matter as well and they have refused to help me. Every other credit bureaus has been more than helpful in this situation but XXXX Please help me get the justice I deserve.
03/27/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 95822	Web
I had asked this company for debt validation which I never received I found out about them through my XXXX report and then after I tried to make an offer and would not budge to the amount that he asked me for he said that he would make sure I would never get a discount from the company again and would make a note of it and would be sure I'm gon na pay what he says becuase he knows I was for sure trying to take care becuase I needed credit which was false not sure how he is going to speak on what I'm going to do. On top of all that the few times I did have contact I was never verified or mini XXXX he never verified to make sure it was me with my ssn or my date of birth he never told me it was an attempt to collect a debt or etc.
07/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95336	Web
I have filed all the appropriate paperwork regarding this issue with Titan and they still harass my family at an address that is not the address I provided them to reach me. They do not provide adequate proof that this is my account. The paperwork they provide is not me. This is a direct violation of the Fair Credit Billing Act and the FAIR DEBT COLLECTION PRACTICES ACT. CFPB has closed my complaint without a remedy and this is a violation of my rights! I am demand this removed from my credit report.
10/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 95670	Web
TITAN REVENUE IS MISTAKENLY REPORTING TO MY CREDIT. PLEASE SEE RECEIPT OF MY RETURNED EQUIPMENT FROM THE ORIGINAL CREDITOR " XXXX XXXX XXXXXXXX XXXX ''. PLEASE DELETE.
01/28/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95747	Web

12/21/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 900XX	Web

12/19/2023	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 95648	Web

11/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46307	Web

08/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95843	Web

06/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95815	Web

04/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95945	Web

04/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95833	Web

11/04/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92337	Web

07/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92240	Web

04/07/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	CA 93428	Web