The Stark Collection Agency, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/08/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60438	Web
This Complaint is being sent to The Stark Collection in response to notices sent to me from your company. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION. Now, I respectfully request that your office ( s ) provide me with competent evidence that I have any legal obligation to pay you. 1 ) Please validate a debt as allowed to the debtor under 15 USC 1692 ( g ) Section 809 ( b ) ; 2 ) Please provide a valid basis for the debt, such as the original contract/agreement, the promissory note between Consumer and original creditor, bearing Consumer wet-ink signature ; 3 ) Please provide proof when the original creditor claims this debt became due and when it became delinquent ; 4 ) Please provide a valid basis for the debt, such as the original contract/agreement, the promissory note between Consumer and Collector, bearing Consumer wet-ink signature ; 5 ) Please provide a copy of the last billing statement sent to Consumer by the original creditor ; 6 ) Please provide late payment notice and/or account closing notice provided by the original creditor ; 7 ) Please provide me a verified ( sworn to by Affidavit ) copy of the contract your firm has with the original creditor authorizing your firm to engage in collection activities on their behalf against the above- alleged account ; 8 ) Please provide me a verified certificate of authority, and/or proof that your company are licensed to collect in my State ; 9 ) Please provide general ledger statement showing the full accounting of the alleged obligation you are attempting to collect, accompanied by a commercial affidavit by the original custodian of the books and records ; 10 ) Please provide the account and general ledger statement showing the full accounting of the alleged obligation that you are now attempting to collect. Such as FR 2046 balance sheet ( XXXX # 's XXXX, XXXX, XXXX XXXX, 1099 OID report, S-3/A registration statement, 424-B5 prospectus, RC-S, and RC-B call schedules ; 11 ) Please provide verification and/or copy of any judgment if applicable ; 12 ) Please provide proof of any interest, fees or other charges expressly authorized by the agreement ; 13 ) Please provide a certified copy of all Public Hazard Bond ( s ) and Liability Insurance Policy ( s ) and accounting demonstrating the financial capability of Collector ; 14 ) Please provide proof that the alleged debt has not already been satisfied by any means available including but not limited to, a Tax write-off, an Insurance Claim or selling the purported debt to third party debt collector ; 15 ) Please provide a Statute of Limitations expressly authorized by the agreement ; 16 ) Finally, please provide an affidavit signed under Penalty of Perjury that Collector or any agent ( s ) acting on their behalf has not violated any portion of the Fair Debt Collection Practice Act. At this time, I also inform you that reporting invalidated information to major credit bureaus ( XXXX, XXXX, XXXX or any third party ) might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. Also, this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act ; Violation of the Fair Debt Collection Practices Act ; Violation of the Consumer Collection Practices Act in my State ; Defamation of Character. If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for the suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from your firm records and my credit report if reported and a copy of such deletion ( to any/all of the major credit reporting bureaus : XXXX, XXXX, XXXX or third party ) request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer-generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by United States Postal Service. It would be advisable that you assure your records are in order before I am forced to take legal action against your company. This is an attempt to correct your records, any information obtained shall be used for that purpose. I am waiting for your immediate action to my requests. Best Regards,
01/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 185XX	Web
There is a collection agency called The Stark Collection agency that I have been trying to get to call me back to settle this collection amount. The president of the company refuses to do so. I am unable to get the credit bureaus to remove the collection account for an old personal loan and credit card, as a result I sent this notice to the Stark Agency 's president XXXX XXXX. I sent this letter by mail and email and as of XX/XX/XXXX, have still not received any response. Notice to XXXX XXXX, President and Owner of the Stark Collection Agency located at XXXX XXXX XXXX # XXXX, XXXX, WI XXXX in the Clock Tower Office Park. Date of Notice : XX/XX/XXXX Notice drafted, proofed and authored by : XXXX XXXX ( non-attorney ) representing herself, XXXX XXXX. This notice is to serve as a summary of facts collected from a call with the owner and President of the debt collection agency, XXXX XXXX and the accused debtor, XXXX XXXX. I spoke to XXXX regarding a debt that her data furnishing agency is reporting to all 3 credit bureaus. The original creditor is XXXX XXXX XXXX and it is for two amounts. The debt, as it has been reported to the bureaus is for a personal loan in the amount of {$3700.00} and the other is for a credit card in the amount of {$520.00}. Over the recorded call XXXX gave me different amounts than the amount they are currently reporting to the credit bureaus. She did acknowledge that the calls are recorded. As these calls are recorded and stored I understand that she has the availability to review these calls, at will. She explained that the debt was acquired from XXXX on XX/XX/XXXX. I asked if her company has jurisdiction and knowledge of laws & statutes in order to do business in the state of Iowa. XXXX acknowledged that they do and asked my reasoning for asking. I explained I was trying to collect facts in order to understand the reported collection amount that was affecting my credit. I continued the conversation by asking if she had access to the original dates of the last payments made, which is considered the date of the breach of contract. XXXX gave me the last date of payment for the personal loan as XX/XX/XXXX in the amount of {$150.00} USD. She also gave me the last date of payment for the credit card as XX/XX/XXXX in the amount of {$20.00} USD. I then asked XXXX, again, if she was aware of the statutes of limitations in the state of Iowa. Again, XXXX confirmed and asked me of my intention with this call. I explained to XXXX that she was in violation of the Iowa Fair Debt Collection Practices Act that states a creditor has 5 years from the date of breach of contract to collect on a personal loan or credit card account that has been charged off. XXXX initially stated that they had 10 yrs to collect on certain debts. I agreed that the state does allow collection up to 10 yrs on MORTGAGE debts. XXXX stated she was unaware of that legality and asked me to send HER, the XXXX of a debt collection agency, proof of the language that stipulates this. I agreed to send her this language and advised that the debt should be removed from collections as the statute has expired for both accounts respectively, effective XX/XX/XXXX and XXXX, XXXX. I am requesting in writing, that upon receipt of this document via email, as requested by XXXX as the preferred method of contact, that both collection accounts be DELETED and removed from my credit report as the data is furnished directly from The Stark Collection Agency to TransUnion, Equifax and Experian. I am requesting that a reply confirming my request be sent back to me via email to { REDACTED FOR PRIVACY }. I am further requesting if the Stark Agency has the documentation to support further reporting this false debt, illegally to the Credit bureaus that they send me the specifics of their claim so I can address these claims appropriately.
06/14/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IA 507XX	Web
This letter is a formal compliant that you are reporting and incomplete credit information. According to the Fair Credit Reporting Act section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see verifiable proof ( I.e. : an original consumer contract with my signature on it ) that you have on file I demand that the following accounts be verified or removed immediately failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature may result in a small claims action against your company. Therefore, either provide the requested information or cease your collection efforts and reporting of this account on my credit reports immediately. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount
06/06/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	UT 84770	Web
We had service with XXXX XXXX for over a decade. Our HOA changed to XXXX XXXX so we called XXXX and canceled service. We called their XXXX number and spoke with them and was told the account was cancelled. We have always paid with an automatic debit on our CC. After cancelling our credit card was charged again. We contacted XXXX for a second time and cancelled. We were again told by the customer service that the account would be cancelled and no further charges would be made. They said they had no record of the first phone call. The next month rolled around and they charge our CC again. We called them a third time and told them that this was fraud and it was not okay to continue to charge our card. We told them to make sure the account was cancelled and we would be contacting our CC company to report the second charge as fraud. We sent the info to our CC company and they denied the second charge. We heard nothing more from XXXX about the matter. We then get a letter from a Collection agency saying we owe XXXX. We contacted the agency and they said they could do nothing and to take it up with XXXX. I have spent over an hour on the phone today and gotten nowhere. They say they have no records of our phone calls to cancel and the charge is valid. They said if I can't produce days and times of our calls they can't do anything. This is how loyal customers of over a decade are treated. They conveniently have no record our calls.
10/15/2015	Yes	Debt collection Auto	False statements or representation Attempted to collect wrong amount	WI 548XX	Web
I OWED THE CITY OF XXXX, WI. BEFORE COLLECTION AGENCY UNDER XXXX. AFTER THIS WAS SENT TO STARK COLLECTION AGENCY IN XXXX, I AGREED TO MAKE MONTHLY PAYMENTS AS I DID NOT HAVE MUCH MONEY. WE AGREED ON A MONTHLY AMOUNT. I BELIEVE I MISSED XXXX OR XXXX PAYMENTS DURING THAT TIME, BUT I ALWAYS CALLED AND TOLD HER I HAD MONEY ISSUES AND I WOULD BE SURE TO CONTINUE THE NEXT MONTH AND SHE WAS FINE WITH THAT AND RECORDED THAT IN MY RECORDS. ABOUT 4 TO 5 MONTHS LATER THEY PULLED MY DRIVER 'S LICENSE FOR NON PAYMENT OF DEBT. I HAVE RECIEPTS FOR ALL OF MY PAYMENTS, BUT THEY REFUSE TO RELEASE MY LICENSE. NOW THE COLLECTION AGENCY TELLS ME THAT I OWE ABOUT XXXX BEFORE I SETTLE MY DEPT. I HAVE ALREADY PAID THEM XXXX. THE COLLECTION AGENCY KEEPS ON CHARGING ME WITH INTEREST, PENALTIES AND FEES, WHICH I THOUGHT WAS ILLEGAL AS IT IS NOT STATED IN MY CONTRACT. ACCORDING TO MY RECORDS, I THOUGHT I OWED XXXX BUT WHEN I CALLED TO CONFIRM MY BALANCE TO SEE IF THAT WAS CORRECT, I WAS INFORMED I STILL OWE XXXX. WHEN I INQUIRED WHY SUCH A BIG DIFFERENCE, I WAS TOLD FEES AND PENALTIES. NOW WHEN I JUST TALKED TO HER, SHE SAID IT WAS ALL INTEREST. I WAS NEVER TOLD THAT THEY WOULD KEEP CHARGING INTEREST AND FEES WHILE I WAS MAKING MONTHLY PAYMENTS. I WOULD APPRECIATE ANY HELP THAT YOU CAN OFFER IN THIS SITUATION.ANY QUESTIONS OR CONCERNS, PLEASE CONTACT ME AT XXXX XXXX XXXX. THANK YOU, XXXX XXXX
09/16/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 370XX	Web
My ex wife of 10 years passed away in XX/XX/XXXX. I helped my children dispose of and empty out her apartment. I called XXXX cable company to let them know the service needs to stop and cable boxes need to be returned. They advised me the first week of XX/XX/XXXX they would send me boxes to return the equipment. They never did. Stark collection agency sent me a collection notice. I called them and informed them this was my ex-wife 's account and tds never sent me boxes to return the equipment. XXXX at starks advised me that they tds would send me the boxes to return the equipment. They did not. I called starks agin in XX/XX/XXXX. Told XXXX the same thing. He assured me XXXX would send me the boxes to return the equipment. They did not. I spoke with XXXX again the first week of XX/XX/XXXX and XXXX assured me tds would send me the boxes. They did not. Then i see today a collection from starks is on my credit report. This false and misleading. 1. i do not owe any of my ex-wives bills. we have been divorced for 10 years. 2nd. I will return the equipment when they send me the boxes. I asked XXXX for an address to send the equipment back myself today and he would not provide me with the address.
12/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60438	Web
Thank you for sending me your internal records of the debt, however you did not VALIDATE THE DEBT. I have received a bank statement and contract with my alleged signature attached.i am not disputing or denying that this account exist, I am disputing because this account does not belong to me. The contract The Stark Agency has sent is not my signature. I HAVE attached and PROVIDED my real signature. The signature on the contract is in scribbles with the letters C and B which is not my signature. Also on the contract is says the account was OPENED/APPROVED BY 927 Please provide name of witness who who claimed i sign this document. Please provide VIDEO AND/OR AUDIO of me entering and leaving the Veridan Credit Union vicinity or E-Signature stating my IP address, session, time-stamp and browser with the proper paper trail as required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) I have attached previous complaints against this company from consumers from The Better Business Bureau. If you can not provide the requested information please delete this account immediately. i have provided my lease for address verification and my ID for Identification purposes
08/28/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	WI XXXXX	Web
I received a call and all they would state is they had a personal matter for XXXX XXXX They asked if my birthdate was in XXXX. They did not state who they were and would not answer that and wanted me to finish my full date of birth if I was XXXX XXXX When I refused as I stated I had no clue who they were and don't feel comfortable giving my personal information out, the caller ( female ) got extremely rude to me. And in a yelling tone kept harassing me as to if I'm XXXX XXXX and what is my full date of birth. She then asked where I lived. I said I'm not answering that either. She asked if I ever lived at a former address she noted. I said until you tell me who you are, I'm not answering any of your questions. She would not state who she was ( what company she worked for ). She got extremely rude at that point, raising her voice and ridiculed me, continued to harrass me for personal information. She has since called again and continues with her rude tone asking for my full date of birth. I called to complain and the person that answered stood behind their employee and did nothing. They are now harassing me via email. She is from the Stark Collection Agency.
05/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IA 50023	Web
I am disputing accounts reported by The Starks Collection Agency INC ; Account XXXX {$460.00} and Account XXXX. Certain transactions on both accounts were not authorized as well as duplicate charges for a hotel reservation. I contacted the original creditor XXXX XXXX XXXX about these transactions. XXXX failed to dispute those transactions and closed the account and sent these two accounts to The Stark Collection Agency , Inc . I demand verification of debt. These two accounts were reported on my credit files on XX/XX/XXXX while these two accounts were still open and active. I received letter from The Stark Collection Agency INC that was forwarded through the postal service XX/XX/XXXX. The letter was dated XX/XX/XXXX with the default date of XX/XX/XXXX. In the letter The Stark Collection Agency , Inc. stated This account may be reported to a Credit Bureau but no sooner than 90 days. That statement was FALSE as they reported to the credit bureaus on XX/XX/XXXX. Their letter was dated XX/XX/XXXX. Accounts XXXX and XXXX were closed by XXXX XXXX XXXX the second week of XX/XX/XXXX.
04/03/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 604XX	Web
In accordance with the Fair Credit Reporting Act The Stark Collection Agency Account has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. This collection account is also being reported as open and past due which is a violation of FCRA and XXXX XXXX Compliance. I have disputed this several times in attempt to correct the inaccurate information that is being report, however The Stark Collection Agency has yet to correct the account which violates 12 CFR 1026.13 ( d ) ( 2 ) that states the creditor or its agent shall not ( directly or indirectly ) make or threaten to make an adverse report to any person about the consumer 's credit standing, or report that an amount or account is delinquent, because the consumer failed to pay the disputed amount or related finance or other charges.
08/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 507XX	Web
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This item found within my credit report is not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and was successful in creating this account. This debt collector is in violation for putting this unknown account on my credit report. This has caused me to suffer and its defamation of my character.
10/11/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA XXXXX	Web
We had phone and internet service with XXXX XXXX XXXX XXXX, WI. They were an adequate service for several years. Then one year they decided to jack our rate up with out proper notification. We went several months without paying the jacked up rate during the dispute. They refused to make things right. Finally they cut off service and submitted the inflated debt to a collection agency. I continued to refuse to pay this inflated debt when contacted by the collection agency. I disputed the debt by paying for an attorney to send them a warning letter. They STILL REFUSED to make things right. If XXXX had made things right in the first place, not only would they have retained us as a customer, but also they would not owe me XXXX dollars in attorney fees. I will be sending a copy of the attorney 's letter when i can find it in my files. The service address was to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GAXXXX XXXX
01/24/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WI 535XX	Web
XXXX XXXX / XXXX XXXX sent information to Stark Agency that I owed them {$2900.00}. Stark Agency then put this amount as a delinquent/in collections amount on my credit report, having their lawyer XXXX XXXX send me a letter requesting this amount. After speaking with XXXX at Stark agency, he let me know they said I owed 5 months rent ( XXXX - XXXX of 2017 ) as well as a {$200.00} stay over fee for moving out late. None of this is true. I paid all months rent and notified XXXX XXXX of this. I think it is outrageous that a company can make such a claim without any proof and without notifying me of this, then another company can simply place it on my credit report! I would like this looked into because after reviewing this company on the internet, it seems they do this frequently to people with no regard for honesty, communication, integrity, or the law ( as it seems like flat out fraud )!
06/09/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 467XX	Web
On XX/XX/2022 I discovered via XXXX that a new collection had been added to my record. I saw that it was a company I had never heard of but because Im not familiar with all of the collection agencies there are I decided to wait it out and see how I could pay them and what they were collecting on. As of XX/XX/2022 I have still not received any form of communication from the Stark Collection Agency. I attempted to dispute this account in the hopes that the collection agency will verify ownership and give me options to pay. I have visited their website but there is no way to look up my account because I have not been given an account number. I want to resolve this but have not been given the options to do so.
05/15/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TN 37086	Web
I owed XXXX to XXXX when covid hit. In spite of govt suspension of utlilities cut off, XXXX cut my cable off and said something about " regulated or unregulated '' Two months after, it cut off the phone which I never used and sent it to Stark collection agency of XXXX WI. Stark started demanding XXXX dols, then eventually split the acct into two, reporting one for XXXX dols and another for XXXX dols. I have told them several times they are violating govt mandates, but they don't care. This month, Stark Collection has created a third acct out of one acct, which caused me to lose over 40 points on my credit. It is reporting two XXXX dols. XXXX brought this to my attention.
12/06/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WI 548XX	Web
My wife and I have a home loan, but NO OTHER DEBT. We are not only current on payments to our loan, but lucky enough to be able to pay extra. XXXX Debt collectors keep contacting me and threatening me that I have outstanding debt and that they are going to take our home, but wo n't give any information to me unless I give them personal contact information. I did NOT give them any information, so I do n't know the nature of the false debt or whether someone else is fraudulently using my name. I ca n't tell if THEY are the scam, or someone else is using my info to rack up debts. Please help! The number they used is XXXX extension XXXX THANK YOU for your time.
07/11/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AR 72653	Web
Debt claimed is for insurance premiums from XXXX XXXX, my former employer, for months of something like XX/XX/XXXX, XX/XX/XXXX, and XX/XX/2013. I was out on XXXX leave. I had run out of FMLA so they were not required by law to continue my insurance coverage. I had applied for SSDI. I never returned to work. I was covered by XXXX during the time in question. When XXXX XXXX XXXX XXXX XXXX tried to collect this money from me I sent them proof from the Wisconsin state XXXX office that my coverage started on XX/XX/2013. They ignored this. I filed disputes and sent the documentation to XXXX, XXXX, and XXXX, but only XXXX removed the account from my credit report.
02/11/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 291XX	Web	Servicemember
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document of my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
11/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WI 544XX	Web
I have asked for this company to validate debt with my signature on a legally binding contract between their company and me. They have failed to provide me with this information. I spoke to them on the phone on a recorded line and they said they do not have that info. Since they do not have that I do not owe a dime to this company. With this being said they are fraudulently reporting to the credit Bureau. I also requested the name, number, and any other contact info of the person who " validated '' that I owe this debt. This information has not been received or provided in their responses.
11/01/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	WI 53051	Web
XXXX charged off and closed a credit card account XX/XX/XXXX. Since then it has been sent to collections three times. It was sent XX/XX/XXXX, XX/XX/XXXX and again in XX/XX/XXXX.The collection agency that has this account is XXXX XXXX. The collection agency has re-aged this account according to the original creditor 's date of first delinquency. The credit card account has also been closed and charged off. XXXX XXXX continues to increase the amount owed stating that interest is accruing. The amount has increased from {$720.00} to {$1000.00} to {$1100.00} and now {$1700.00}.
04/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 291XX	Web	Servicemember
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
08/30/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 54751	Web
I returned a call from the Stark Collection Agency. They asked for my birth date. I refuse to give either my Social Security number or Birth Date or other personal information to an unknown agency. They would not provide information so that I could be sure the debt was mine. To my knowledge I have no outstanding or overdue debt and they would not provide information that would allow me to verify the debt. I asked that they not call my number if they can not provide me information that the debt is mine.
10/03/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WI 544XX	Web
I applied for a credit line increase on my XXXX XXXX XXXX credit card. The next thing I received was a notice from the collection agency that I owed XXXX on an account closed XX/XX/2019 and that account had a XXXX dollar balance per credit union requirements. I closed my checking account over 7 yrs ago and that was paid also I replied back to the notice that they need to validate this debt but instead of validating they reported it to the credit bureaus. See attached statement from XXXX
07/30/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53211	Web
Didn't receive any letters stating I had a negative balance on a checking account that I had closed a few years ago. Apparently there was a balance of {$80.00} on my checking account when I had closed it and nobody told me as well as send me any information about it. It was then sent to collections and sat on my credit for a while without me knowing it which obviously hurt my credit score. This is my first and only debt issue and would like it removed so I can repair my damaged score.
08/20/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TN 382XX	Web	Servicemember
The Stark Collections agency in Wisconsin has contacted me approximately 3 months ago regarding a debt with XXXX for phone and internet. I explained then that the debt was not valid, that I was disputing it, and that I would like validation MAILED. I have received NOTHING. They reported to the credit bureaus as owing {$510.00} for 5 months when service was was cancelled. XXXX is a horrid company, and NOT an honest company, and Stark Collections is refusing to send documentation.
12/14/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 539XX	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX For the last few years the named company above has constantly called me and sent me collection notices for a XXXX XXXX XXXX who is a friends ' ex-husband. I have called them many times over the course of several years to tell them this person does not, and has not ever, lived with me and to cease their calls and letters. I just moved and once again these people are harrassing me for a debt that isn't even in my name.
02/11/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IA 507XX	Web
Hello my name is XXXX XXXX and Ive been attempting to try and resolve this matter with THE STARK COLLECTION AGENCY. Please read the following notice thoroughly and carefully before responding. It is a notice. It informs you. It means what it says. For these reasons it is recommended that you carefully consider this notice and respond in substance, which means actually addressing the points raised herein.
11/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IA 507XX	Web
Hello my name is XXXX XXXX and Ive been attempting to try and resolve this matter with THE STARK COLLECTION AGENCY. Please read the following notice thoroughly and carefully before responding. It is a notice. It informs you. It means what it says. For these reasons it is recommended that you carefully consider this notice and respond in substance, which means actually addressing the points raised herein.
10/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IA 507XX	Web
HELLO MY NAME IS XXXX XXXX AND IVE BEEN ATTEMPTING TO TRY AND RESOLVE THIS MATTER WITH THE STARK COLLECTION AGENCY. PLEASE READ THE FOLLOWING NOTICE THOROUGHLY AND CAREFULLY BEFORE RESPONDING. IT IS A NOTICE. IT INFORMS YOU. IT MEANS WHAT IT SAYS. FOR THESE REASONS IT IS RECOMMENDED THAT YOU CAREFULLY CONSIDER THIS NOTICE AND RESPOND IN SUBSTANCE, WHICH MEANS ACTUALLY ADDRESSING THE POINTS RAISED HEREIN.
10/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IA 507XX	Web
This creditor/debt collector has continued to report an unverified alleged account that is damaging my credit history. I have requested several times for this alleged account be verified with a copy of the original contract with my wet ink signature between myself and The Stark Collection Agency or the original creditor. I have also requested that this subterfuge be deleted.
12/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 32233	Web	Servicemember
This debt is in a debt mgmt repayment program and the collection agency has accepted and cashed payments for this debt. Acceptance of the payment was acceptance of the payment plan which they were sent by XXXX. I was not given an opportunity to dispute the debt before they placed it on my credit report as a collection. They have been accepting payments since XX/XX/2017
09/11/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	CA 924XX	Web
XX/XX/2021 - XXXX ( XXXX XXXXXXXX XXXX XXXX ) reported inaccurate information to the consumer reporting agencies. As Per form 1099 C ; According to the IRS Cancelled debt gets reported as income and income does not get reported on consumer reports. Also according to 15 USC 1681a2 I did not give permission to have theses inaccurate accounts furnished on my Report.
03/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IA 52245	Web
Stark Collections # XXXX is reporting a debt to my credit that should not be on there. I never received any kind of notice or 30 day right to dispute regarding this debt. I had no idea it existed until I saw it on credit and then I paid it as soon as I found out about it. This debt is now paid and they are in violation of my 30 day right to dispute.
10/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IA 507XX	Web
On XX/XX/2021 I sent a letter to THE STARK COLLECTION AGENCY. requesting information on an alleged debt they say I owe them and I have not received any correspondence back in regards to that matter. Please help me resolve this issue.
06/22/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TN 37086	Web
I recently checked my credit report and discovered that this company has reported that I owe them a debt. I never received notification of this debt prior to them placing it on my credit report. My rights were violated.
06/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 53209	Web
I do not recognize this debt or the collector and when I reach out for more information including signed documents, dates of the debt, etc. I only get a letter stating who the collector is and the amount.
10/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 53406	Web	Servicemember
account was included in XXXX XXXX which has been discharged old bank account XXXXXXXX XXXX XXXX XXXX XXXX XXXX pass on to the stark collection age
02/03/2021	No	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	IA 50701	Web
XXXX is reporting negative items on my report that WAS NOT AUTHORIZED and BY LAW that is illegal. FDaCPA 809 Violation Misleading False Reporting.
09/08/2023	No	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IA 50317	Web
I have never had a bank account with XXXX XXXX XXXX but according to my credit report it says i have and I owe {$200.00}
08/31/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WI 53403	Web	Servicemember
This Debt was filed and is on my credit report listed as charged off amount owed {$0.00}
10/03/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	WI 53406	Web	Servicemember
nothing they turned over to collection
12/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 850XX	Web

12/19/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 37122	Web

07/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IA 50316	Web

07/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TN 37411	Web

03/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IA 50322	Web

12/20/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53211	Web

07/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29150	Web

06/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OK 74129	Web

06/02/2022	Yes	Checking or savings account Checking account	Opening an account Unable to open an account	IA 50701	Web

03/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	WI 53704	Web

03/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WI 53216	Web

01/03/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IA 50702	Web

06/07/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	IL 61101	Web

05/22/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	IL 60560	Web	Servicemember

05/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53705	Web

04/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 23452	Web

11/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32351	Phone

09/05/2020	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	WI 53205	Web

08/28/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53208	Referral

07/27/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 31568	Web	Servicemember

03/18/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53704	Postal mail

10/26/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 36830	Web

09/25/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IN 46202	Web

07/17/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WI 53593	Web

04/23/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WI 53704	Postal mail

05/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IA 50023	Web

03/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IL 61107	Postal mail

11/03/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46619	Web	Servicemember

02/08/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	WI 53714	Web	Older American

07/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	WI 53719	Web

03/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	WV 26630	Fax

10/22/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	TX 78751	Web

10/16/2014	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	WI 53216	Web

10/01/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WI 53213	Web

09/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	WI 53704	Web

08/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60135	Web

04/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 63031	Web

03/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 53005	Web

11/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	NC 27896	Web

09/20/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WI 53818	Referral

08/07/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60459	Referral