The Moore Law Group CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/07/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 850XX	Web
I understand that this is another complaint to add to the thousands of complaints already in your office. I am sure, just like in our situation, millions of Americans were hit hard by the recession and the complaints piled up year after year. Twelve years later, when maybe, just maybe, people have started to rebuild and get a little ahead, like in our situation, we have another unprecedented economic downturn and a pandemic. Yet, the secondary debt collector market is stronger than ever and as a consumer I am requesting that they are held accountable. I am hoping you will provide me with some ray of hope that consumers will be provided more protections from these unscrupulous businesses. The Federal Trade Commission ( FTC ) now receives more consumer complaints about debt collectors than about any other single industry. The agency received XXXX complaints about debt collection in XXXX, more than triple the number of complaints it received the previous year. The Consumer Financial Protection Bureau ( CFPB ) received XXXX debt collection complaints in XXXX. In a national survey of consumer experiences with debt collectors, the CFPB found that one in four consumers contacted by debt collectors felt threatened. The company we are dealing with is The Moore Law Group, XXXX a vulturous, predatory and litigious company. Our Story : In XXXX, due to the economic downturn, our lives drastically changed ; losing our jobs and all of our savings, retirement and education funds for our XXXX children, XXXX of whom were in college at this time. After several attempts to receive a modified payment plan with XXXXXXXX XXXX SOUTH DAKOTA XXXX XXXX which by their agreement they offered, were all ignored. They then charged off the account, before requiring immediate payment of the entire account. It was then we heard from the first secondary market debt collector, which, at the time, was unchartered territory to us. We were in the midst of rebuilding our lives, receiving unemployment, applying for jobs and starting a small business simultaneously. We depended on assistance from family and friends to keep our home and pay our bills. As of XX/XX/XXXX, The Moore Law Group has an Application for Writ of Garnishment and there is a withdrawal pending on XXXX XXXX 's savings account of which XXXX XXXX is a signer. She is XXXX years old and her son is only a signer for when she passes, these are solely her funds. It amounts to more than half of her life savings. It is common for outside debt collection agencies to purchase charged-off XXXX XXXX XXXX XXXX accounts that have fallen so behind on payments, which XXXX XXXX XXXX XXXX then files as a loss. The debt collection agency purchases the debt for pennies on the dollar, usually 4 % of the original debt value, while they collect on the full amount plus fees and interest. Our original debt amount was XXXX which translates to being purchased at ~ {$650.00}, but now the Writ of Garnishment is for {$24000.00}. Timeline : XXXX : Last Payment to XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXXXXXX XXXX- Debt Purchased & Civil Summons XXXX : Judgment XXXX : Substitution of CounselXXXX XXXX XXXX XXXX XXXX XXXX XXXX Moore , XXXX XXXX XXXX Renewal of Judgment XXXX : Statute of Limitations Up XXXX : XXXX, XXXX, XXXX & Moore XXXX XXXX closed XXXX : The Moore Law Group-Purchases or Absorbs the Account XXXX : The Moore Law Group-Files Application for Writ of Garnishment XXXX : XXXX & XXXX Moore-Answer as Garnishee XXXX : XXXX & XXXX Moore-File Motion To Set Aside Judgment Some debtors fail to show up in court because they can not get time off from work or secure child care. Some are confused by notices, even having received several in the mail. Many are unaware of the consequences of missing the court date. In cases brought by companies that have purchased the debt from the original creditor, the plaintiffs name on the summons will be unfamiliar to the debtor, creating more confusion. According to consumer rights advocates, some debt collectors repeatedly request trial continuances, postponing the case whenever the debtor shows up in court and then moving for default judgment the one time the debtor fails to appear. Even when aware of the suit, debtors almost never have lawyers and dont know how to defend themselves in a legal proceeding. There is no constitutional right to an attorney in collection actions and civil contempt actions, and most debtors can not afford to hire one. As a result, debtors are represented by lawyers in fewer than XXXX percent of collection cases. In regards to the statute of limitations ( six years in Arizona ), The Affidavit of Renewal of Judgment was filed on XXXX, yet the House Bill XXXX revised A.R.S. XXXX extending judgements from five to ten years was signed into law on XXXX. Why was the Affidavit of Renewal of Judgment approved, it seems contradictory and unlawful. The principle of a statute of limitations says that you should not be able to sue on a claim that is too old or stale, as in this case, this debt is XXXX years old. The default judgments are routinely padded with interest charges and attorneys fees, so the amounts end up being far more than the original debt. Once a debt collector gets a court judgment, it gains the power to garnish wages, seize property, clean out bank accounts, or put a lien on a home. It seems to us that there is false representation, The Moore Law Group, XXXX. is not collecting this stale debt on behalf of XXXX XXXX XXXX XXXX but for their own ill-gotten gain. Yet, XXXX XXXX XXXX XXXX is still listed as the Plaintiff on all Court/Legal Documents. Where is the transparency of who we are actually dealing with or where the money will end up? The Debt Collection Industry is a multi-billion dollar racket run throughout the country. Just as a photocopy of a {$100.00} bill is evidence of a {$100.00} bill, it is not the actual Federal Reserve note ; its a copy that doesn't spend. Yet, debt collectors are collecting billions on photocopies of debt. That is, evidence of debt, not the debt. The evidence of debt is being sold for and purchased for pennies on the dollar, while debt collectors/attorneys are collecting on the full face value plus penalties and attorney fees. The Courts have been rubber-stamping these transactions for so long that it has now become custom to rubber stamp. A custom that is at its best, difficult to overcome. The Courts don't like having to actually consider the facts and evidence, it is so much easier to hand out your money than for them to behave according to their own rules of procedure and evidence. The Courts want you to prove a negative that you dont owe. While refusing to require the Plaintiff to prove the charges he has brought against you. According to the Federal Trade Commission ( FTC ), the majority of cases on many state court dockets on any given day are often debt collection cases. In many states, companies that bought debts from original creditors file more civil lawsuits than any other type of plaintiff. When judges automatically award default judgments without scrutinizing the merits of debt collectors claims, these judgments may be for the wrong amount, for debts that are not subject to collection, or against the wrong defendant. The FTC found that the information received by debt collectors is often inadequate and results in attempts to collect from the wrong consumer or to collect the wrong amount. Once a lawsuit is filed, the process is stacked against the defendant, whether the amount is owed or not. Debt proceedings are plagued by substantial due process deficiencies, including failure to serve the defendant with adequate and legal notice of the suit, lack of evidence of the underlying debt, and falsified or improper affidavits such as robo-signed affidavits. Beyond that, debt collectors benefit from expedited judicial processes in small-claims courts, which provide limited due process protections to debtors. Courts overburdened with cases churn through these collection lawsuits with astonishing speed and minimal scrutiny. The vast majority of theman estimated 90 percentconclude in a default judgment against the defendants, in which the debt collector automatically wins because the defendant did not contest the case. Most did not appear in court to defend themselves or respond to the litigation at all. The time has come to make changes and give consumers weapons to fight back these parasites of the American economy. Thank you for taking the time to understand our circumstances and take action to make the secondary debt collection industry illegal. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX CC : The Consumer Financial Protection Bureau ( CFPB ) Representative XXXX XXXX State Senator XXXX XXXX State Senator XXXX XXXX Arizona Governor XXXX XXXX Arizona Attorney General XXXX XXXX
11/10/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 90019	Web
In XX/XX/XXXX The Moore Law Group in XXXX XXXX CA, knowingly violated Fair Debt Collection Practices Act and The Limitation act of 1980 and put an unlawful lien/judgement against my bank account and they fraudulently withdrew {$850.00} for a debt they were collecting that I originally had with XXXX XXXX that the last day of activity was in XX/XX/XXXX. The debt at that time was 6 years past the 4-year time limitation and over 10 years had passed from the date of last activity inXX/XX/XXXX I was injured in XX/XX/XXXXand had to have several XXXX. I was not physically able to return to work until XXXX. I was a XXXX XXXX XXXX and was unable to receive unemployment and had no source of income, which is why I was unable to pay XXXX XXXX after XX/XX/XXXX. Prior toXX/XX/XXXX, The Moore Law Group had threatened and harassed me with letters and phone calls. I informed them the debt was over ten years old and they lied and said I had to pay it or they would sue me. They presented the bank with false paperwork regarding the debt and the bank allowed them to levy my account and they fraudulently withdrew {$850.00} from my bank account. The money The Moore Law Group stole from me was my rent money and they caused me severe financial and emotional damage. The XXXX XXXX also broke the law as they misrepresented the truth and presented false documentation in court on XX/XX/XXXX as they knew the debt was pass the 4-year time limitation and won a judgement against me for {$5600.00}. I did not have the money to hire an attorney and the paper work was very confusing, and I have been emotionally distraught and mentally overwhelmed since the court issued a judgment against me for a debt that the date of last actively on the account was over 10 years old and that The Moore Law Group would blatantly break the law and violate the Limitation act of 1980 and the Fair Debt Collection Practices Act and file a lawsuit against me for a time barred debt. On XX/XX/XXXX The Moore group seized {$24.00} from my account and are harassing me to make a payment plan with them for the XXXX XXXX debt that the last day of activity is over ten years old.
10/06/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 93560	Web
I owed a debt that was satisfied in XXXX. In XXXX, I received a letter from The Moore Law Group that they were going to garnish my wages for this debt. I had my credit report showing that the debt had been satisfied, but XXXX of their representatives by the name of XXXX, said that there was no proof. He argued with me and was XXXX of the rudest men I have ever encountered, not professional at all. I agreed to pay them XXXX just to have them stop harassing me. I did not know my legal rights and I just wanted them to leave me alone. I did not receive any other paperwork from them until XXXX weeks ago when I received a letter of wage garnishment from my employer. The wage garnishment was for XXXX}. The original amount they had claimed I had owed was only XXXX. I called The Moore Law Group and spoke with XXXX of their representatives, XXXX at extension XXXX. He told me that he would put in a dispute with the original company, XXXX. At that time, he told me not to worry about the wage garnishment. On XXXX XXXX, my check was garnished. I called that day and tried to reach the original person I had spoken with. I was unable to speak with him. I proceeded to remain on hold and asked to speak to a XXXX or supervisor. I was then connected to a XXXX XXXX at extension XXXX. I told him about my previous conversation. He told me the wage garnishment was still in effect, the original company had not responded and when I asked for my file information to be sent to me, he stated he would not tell me any information unless I reascended my dispute. When I told him I would n't because I did n't owe the money and they had no proof, he became silent and would not respond to me. I have never been treated so poorly by anyone and that is a large sum of money to owe from a XXXX year old debt that is beyond the statute of limitations.
07/09/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 95134	Web
Hi all, On XXXX XXXX, XXXX, I called the debt collection company " XXXX XXXX XXXX XXXX XXXX '' provided my account information regarding the settlement amount of {$7500.00} I have owned. All the phone call was recorded by them at the same time. I have spoken to one of the representatives saying that I was ready to pay off, and been told that the money was ready to run on that day. However, on XX/XX/XXXX, I have received a summons from XXXX XXXX court saying that the original credit card company is filing a lawsuit against me. I called back to XXXX and asked what happened. after that, I have found out that the representative who answered my phone call on XX/XX/XXXX has never ever submitted my payment on that day. meanwhile, there is another debt collection company name " The Moore Law Group '' that is taking care of this debt after XXXX. now they are asking me to pay the outstanding amount which of {$21.00}, and they have filling a lawsuit if I can not pay on time. I feel very innocent of this situation. compares {$7600.00} to {$21000.00} there is a huge difference. I did what I need to do back in XX/XX/XXXX. It is the XXXX staff 's fault that didn't submit my payment, but why I have to take this responsibility. I hope you can involve this case, and let me know what is rights to protect myself. ( one of XXXX stuffs informed me that they have notes saying I called on XX/XX/XXXX and gave my account information to authorized them to charge me the amount of {$7500.00}, but they can not provide me the phone recording since I don't have an attorney representing me at this moment ) I have attached the settlement letter from XXXX and I had conversation evidence with a person who was representing negotiated with XXXX saying I paid off back in XXXX. my phone number is XXXX email : XXXX XXXX
06/01/2016	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	CA 94806	Web
The Moore Law Group has continued to escalate the amount owed The amount owed at time of filing on XXXX/XXXX/XXXX was {$11000.00} and adding their interest and judgment of {$2200.00} plus {$25.00} for writ fees, the amount came to a total of {$14000.00}. On XXXX/XXXX/XXXX, the Moore Law Group garnished my credit union account for {$1000.00}, leaving only {$25.00}. However, in their writ of execution on XXXX/XXXX/XXXX, they acknowledged that the amount taken from the credit union was {$1000.00} which was incorrect. However, with the interest added in the amount of {$3400.00} increased the total amount owed of {$14000.00}. They ignored the fact that I was not credited the correct amount withheld from my credit union and also ignored the fact that on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX, Card member Services sent me two letters informing me that they were crediting me {$6.00} and {$3.00} for a total of {$9.00} which has never been credited to the enormous overpayment that is continually increasing rather than decreasing. At one point, I called to make payment arrangements but was told it had to be a certain amount each month based on how they had it set up but based on my finances, I could not afford the amount they wanted on a monthly basis. Even after they took all the money out of my credit union account, they harassed me by sending information to garnish my check. However, because I am not employed, there was nothing to garnish. I feel the Moore Law Group has violated my rights and have escalated the amount owed to an outlandish amount of {$14000.00}.
03/23/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CO 810XX	Web
I have attached the documents that the Moore Law group sent to verify the debt. Once again more flat out lies on their behalf. I asked for an original copy of the signed contract between my self and XXXX. They didn't send anything of the like. Instead they lied and said they provided a copy of the application and signed contract. Please see attached documents. There was no application or contract provided. They also go on to say they will " We are a law firm and have a master agreement with the client, but we will not be producing that to you ''. Lastly, I asked for a line by line accounting of the original account. Their response was We will NOT be providing you with a line by line accounting of the original account. We have provided you with monthly statements that are currently available to us ''. if they in fact are a legitimate law firm they should have no problem providing me with a line by line account. I have listed 3 instances of FDCPA violations. The Moore Law group doesn't get to dictate what they will send or won't send to validate my debt. Furthermore, their statement of we provided the original contract is a flat out lie. There isn't anything they won't say or do to try and collect a debt. I found it very offensive that they sent me a debt collection letter in XXXX. Just because my name is XXXX doesn't mean I speak XXXX. I have escalated this matter to the Colorado Attorney general, any action by the Law Moore group should be postponed until the Colorado Attorney general concludes their findings.
02/21/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 934XX	Web
During the first week of XXXX my husband and I began application to refinance our home. On XX/XX/XXXX the title company found that there was a lien attached to our home. We did not know of this lien until XX/XX/XXXX. XXXX had sold the loan to the Moore Law Group in XXXX XXXX California. Moore Law group filed a lien on our home XX/XX/XXXX. My husband and I filed for bankruptcy on XX/XX/XXXX. When we looked over the paperwork regarding bankruptcy the Moore Law Group was included along with XXXX and XXXX. We began phone calls to XXXX on the XXXX they gave us to the Moore Law Group who told us they sold it to XXXX XXXX XXXX. We phoned the number they gave us and they were no longer in business. We phoned XXXX once again. After many transfers and I had to repeat my social security number to the same person 5 times I became very skeptical. They told us we would have to use mail as there were no email or fax machines. We told them we were applying for a loan and dont have that amount of time. On Tuesday XX/XX/XXXX we began again with XXXX and after many transfers from XXXX to XXXX then back again to XXXX we reached a XXXX!! She said she would contact the Moore Law Group for a XXXX demand letter, she said she saw our bankruptcy and there was XXXX balance. On XXXX XXXX we contacted the Moore Law Group for XXXX demand and received a notice that we owed XXXX then they would release the lien. On Friday XX/XX/XXXX I emailed a settlement request for XXXX. For them to remove the lien.
09/05/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85015	Web
My name is XXXX XXXX XXXX, a federally protected consumer, and I am making this complaint against The Moore Law Group, XXXX for committing Identity Theft. I have never given The Moore Law Group, XXXX any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with UCC Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are liable for violations under 15 U.S. Code 1692e ( 12 ). I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a Cease and Desist of all illegal activity, any communication and collection activity, of this and any alleged debts until The Moore Law Group, XXXX can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and The Moore Law Group, XXXX continues its collection efforts, I will file for litigation for actual damages caused, and The Moore Law Group, XXXX will be held criminally liable for aggravated Identity Theft pursuant to 18 U.S. Code 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required. Account # : XXXX Reference # : XXXX
09/12/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was paid	CO 80031	Web
Moved in XX/XX/XXXX, spoke to the office manager XXXX to let her know the smoke in the apartment as well the disregard in cleanliness were overwhelming. XX/XX/XXXX - Sent a follow up email asking for help to resolve this, heard nothing back. On this day, I bought cleaning supplies for about a XXXX dollars to try and remedy the smell. XX/XX/XXXX - Asked the office for help again and did not hear back. XX/XX/XXXX - Reached out yet again, received a response that they would credit me the cleaning supplies but nothing to get rid of the smell. Let them know that there were cigarette stains/ burn holes all throughout the bathroom and no response. XX/XX/XXXX - After spending months stayed with friends, asked if I could terminate the lease as nothing had been done nor was any other option given to me to not have to live in a smoke filled apartment. Reached out to the office to let them know my mailbox was broken into for the XXXX time as well. XXXX XXXX They quoted me the termination fee. XX/XX/XXXX - XXXX, Office manager, said I would not have to pay any other additional fees. XX/XX/XXXX - XXXX my final bill ( attached below : moveout statement ). Explained that I was moving because conditions were not as promised and nothing had been done, but no response. Never received any notification on an additional bill.
01/04/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94545	Web
My Complaint pertains to : The Moore Law Group, XXXX. located at : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, CA XXXX ( Collection Agency ) The Moore Law Group is collecting a debt which started XXXX XX/XX/2020 and I also disputed this debt they claimed I need to pay. But I have no idea or do not know anything about their collection. I have been asking or requesting a copy of the credit card contract/written application who opened the credit card under my name. But what The Moore Law group did was to filed a lawsuit against me. Until now, after various letters to produce the written contract or credit card agreement with the valid signatures was not provided. I believed that they are committing unfair debt collections because that in spite of Identity Theft Report that I submitted with FTC and Police Report they continually insisting on this debt unknown to my knowledge. Also, The Moore Law group involved other people such as my friends with regards to their collection. Their alleged accusations against me does not have a valid proof and I feel that it is already in a form of harassment on my part as well as others such as friends of mine that they communicated about the collection they are doing.
03/08/2016	Yes	Credit card	Other	CA 90275	Web	Older American
Each year the XXXX and the law firm who is representing them harrassed me and file diffrent claim against my bank account, by phone call and last week by the involuntary lien which they put on my property. On XXXX XXXX. XXXX, I received a letter from The Moore Law Group, a professional Corporation who represent XXXX about payment agreement to make a {$25.00} monthly for XXXX payments by XXXX of each month every month. They sent me a contract to sign and Since then I have been paid the due amount on time, each month without even one day late. The XXXX and their representative never on XXXX served me or notified me, that involuntary lien were put on my house. About two days ago I received a letter from Registrar-Recorder/County Clerk, to notify me notice of involuntary lien which was renwed again against my house. What the XXXX and their firm did is a fraud, they never told me that the lien was put on my house in XXXX when they asked me to make monthly payment, they never told me that they will renew the lien.If I am making payments, why withourt my knowledge they have to go to the court and renew the lien.
12/13/2022	Yes	Credit card or prepaid card General-purpose credit card or charge card	Getting a credit card Card opened as result of identity theft or fraud	CA 96150	Web
Some time in XXXX, or XXXX someone who moved into my former residence opened a XXXX card, the troubling thing is apparently the card was issued to a XXXX XXXXmy name is XXXX XXXX, I did not find out about this until XXXX, when I was looking at court records & there was a judgement against me that matched my S.S. number. I looked up the court case and saw the person they served for the lawsuit was not me, it did not match my physical description, it was way off. I was not even living at that address at the time, so it was impossible to serve me. So the creditor, Moore Law Group got the judgement, and apparently when 10 years pass, they need to renew the judgement, which the Moore law group did. I filed a motion in court to have the judgement vacated, and the court granted my request because the person they served was NOT me. I have filed an identity theft report with the XXXX XXXX police dept. and notified the Moore law group of identity theft, but they are continuing to try to enforce the court case against me. I never had a discover card & did not open this alleged account.
06/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 903XX	Web
XXXX XXXX, XXXX and her law firm, XXXX XXXX XXXX are attempting to sue for " legal fees '' they claim where accrued while trying to collect on a debt for plaintiff, XXXX XXXX ( XXXX ). Originally, the debt went to collections in XX/XX/XXXX and was bought/transferred by several different agencies and attorneys over the years. XXXX purchased/acquired the debt recently from the Moore Law Group, and is now suing for legal fees, they say were ratcheted up while representing XXXX. XXXX did NOT hire Moore Group, according to the conversation I had with an XXXX representation, soem time ago. Neither firm is the original collector. XXXX recently subpoenaed my bank statements on XXXX/XXXX/XXXX in an effort to move forward on the phony suit. Her office is using predatory practices to obtain money from those who fell behind on their bills and found themselves in debt, years ago, when the economy fell. The debt is over 7 years old and the statute of limitations have passed for this debt. They have no right to collect on any fees and did not represent XXXX in any fashion.
12/01/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	NM 875XX	Web
XXXX has filed suit a few years ago but at the time I have been unemployed and have tired to work with this company to repay them, they did not respond to me. And I have asked for documents pertaining to this and have not received anything. It was filed in XXXX XXXX NM and when I did appear for court the company dismissed the case, so the judge stated I was free from this. I am not sure if they are trying to just obtain funds without me contesting it. This is the second time they are trying with another company. From the looks of it that is what I see, trying to get money without me fighting or questioning it. So this is my concern I have tried to work with this company and if they do not want to give me what I have requested I feel that I should not have to pay. It is like they wait and then try to renew the statute of limitation. Like I stated I have tried to work with them but they are not willing to submit documents to me. So I am not sure what more I can do.
08/25/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	CO 80010	Web
I have not lived at the house that they supposedly sent details to. I have not received a call, nor have I been able to call them. Their number does not work. I've attempted to call local offices as well. I have recorded what happens when I attempt to call them. I get a recording every time. How can I work with a debt collector when I can not contact them? Are they not required to be reachable? it seems like a very shady tactic to tell consumers to contact them at a specific phone number, then that phone number does not work. Now my wages are being garnished???? I could have worked this out with them had the been communicative and reachable. Additionally, my name is spelled incorrectly, which might be why I don't receive any mail communications from them. They've failed to correclty spell my name, but received a default judgement against me with my name incorrect? I don't receive any mail from them because no one by that name lives at my address.
08/18/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95355	Web
To whom it may concern I was served a copy from a court settlement debt. This XXXX account that's being mentioned in the court ordered judgement is not valid. My Name is XXXX XXXX and I currently live at XXXX XXXXXXXX XXXX XXXX CA. XXXX, my phone number is XXXX XXXX XXXX.I was served a letter from court of XXXX County XXXX XXXX XXXX XXXX CA XXXX. The petitioner is XXXXXXXX XXXX with the case number of XXXX and I as the defendant. I never opened this XXXXXXXX XXXX nor did I ever lived at the address mentioned by them ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ca. XXXX. I tried calling Moore Law Group, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX XXXX ( XXXX ATTORNEY ) but no luck. I was only able to leave a message. Please help me settle this or correct this mistaken debt collection. I could also be reached at XXXX or XXXX XXXX XXXX. Thank you and have a great day.
12/04/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92562	Web	Servicemember
This is a debt collection agency. I have received numerous harassing calls from them and a threatening letter of intention to sue me after I asked them via certified mail which they received on XX/XX/XXXX, to validate the debt is mine. All I've received are statements that anyone can make up. I have not entered into any contractual agreement with this company ever, and I've asked them to send me proof that I owe them anything as I do not know them. I'm asking for a copy of the original contract that showed I agreed to pay them what they say I owed them, along with my signature and a complete accounting from XX/XX/XXXX - XX/XX/XXXX. Under the fair debt collection practices act, 15USC 1692g Sec. 809, your claim is disputed and validation is requested. I've also asked you to provide me with your license numbers and Registered Agent which I have also not received from you.
12/31/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 90026	Web
I am a consumer and natural person federally protected as defined by 12 CFR 1002.2 and serving The Moore Law Group and XXXX XXXX, debt collectors, with an official notice of dispute as defined by the FDCPA. Please be advised pursuant to 12 FR 1026.13, this constitutes as a notice of dispute for the amount of {$30000.00}. Please be advised I have not given The Moore Law Group any authorization to contact me, which is a violation of my Federally protected rights and a violation of 15 USC 1692. The Moore Law Group has stated We are trying to collect a debt that you owe which is also in violation of my Federally protected rights under 15 USC 1692. I also hereby include notice to cease and desist and to no trespass in the event that any party has no private right to the federal formal written titles 28 USC 3002 ( 1 ) ( A ) ( B ) ; 31 USC 3718 ; and 18 USC 8.
05/09/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	CO 80010	Web
Firstly, I received no debt validation letter or a notice for the transfer of debt. Secondly, they sued me and won judgement and afterwards I asked for email communication only. THEY CALLED ANYWAY. Thirdly, I asked for the original agreement from them which I NEVER signed up for WITH " THE MOORE LAW GROUP '' and for the debt validation letter I was supposed to receive 30 days before any action was taken on their part. I also reached out to the attorney general for my state and they told me that they couldn't help me because the Moore Law Group operates out of California and not Colorado. Even though they have an office and employees here. ITS BEEN OVER 30 DAYS OR SO AND I'D LIKE TO DISPUTE THIS AS SOON AS POSSIBLE. I'VE RECEIVED NO COMMUNICATION SINCE THE JUDGEMENT PASSED VIA EMAIL AS I REQUESTED.
08/17/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 94116	Web
I am trying to refinance my house which was passed on to me from my deceased mother. My mother passed away in XX/XX/XXXX her estate went through probate. Everything was cleared. Now I get a notice from the credit card company, XXXX that in XXXX I opened a credit card ( which I did not ) and its blocking me from refinancing my house cause some how they tied it into my mother house which became mine in XXXX. The amount is {$14000.00} I asked for proof that it was me and they didnt send me anything but a letter saying they conducted an investigation and everything is as it should be. The other thing is in XX/XX/XXXX I was not even in America so how was this card made? I tried to tell them it wasnt me but they are not even listening especially to a debt from 21 years ago
07/04/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 90241	Web
THE MOORE LAW GROUP after asking them multiple times for a proper debt validation they failed in all of them but they wanted to still pursue an invalidated debt so they decided to sue me without even giving me a proper servicing of a court summons claiming and lying to the court that they served me on XX/XX/XXXX which is a total lie because at this time I had already moved out of state I moved on XX/XX/XXXX I can prove this with USPS mailing address change and/or paystubs.It looks like they just needed to serve someone before the 90 days would run out and they also wanted to pursue a default judgment in which they filed in court on XX/XX/XXXX asking the court for a default judgment to try and steal from me and garnish my wages without me even knowing about this case.
01/15/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 94607	Web
I have gotten several phone calls and letters in the mail & even had someone of the courts serve me at my home from a Moore Law Group stating that they are suing me in 30 days if I don't pay {$11000.00} that was owed to another company named XXXX XXXX Department Store with the account number XXXX. When I called the Moore Law Group to find out who they are and where this amount I owed of {$11000.00} came from they told me that, if I don't respond within 30 days then I would be taken to court to have my wages garnish. I do not have an account with XXXX XXXX nor have I ever received products, goods, services, or monies from XXXX 's or Moore Law Group. I have been a victim of Identity theft in the past. This may be a result of that but I don't know who stole my identity.
06/09/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90631	Web
On XXXX / XXXX / 16 I Filed complaintforOLD DEBT Collection on XXXX XXXX XXXX XXXX XXXX XXXX : complaint # XXXX . We did not hear from them again until today. Today we received a Court document from XXXX XXXX of California , County of XXXX located at XXXX , Ca. saying that XXXX XXXX XXXX XXXX XXXX XXXX has filed a Substitution of Attorney -- Civil ( Without Court Order ) to new attorney The Moore Law Group, XXXX under name XXXX XXXX XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , Ca. XXXX . I would like to file a complaint against both attorneys who are harassing me in regards to this very old debt. Please contact this attorneys in regards to this complaint immediately.
12/13/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NM 87114	Web
The moore law group has not provided the information and/or paperwork requested for verification of debt I have sent them multiple letters specifically asking to provide me with the following : original contract with my signature on it, to itemized every single item since the opening of the alleged account, provide a bill of sale that shows account number and amount they paid to obtain this debt, show any paperwork where I agree to pay you. THIS IS WHAT THEY PROVIDED SO FAR : BILL OF SALE is missing my name, missing account number, amount paid for debt. COPY OF SALE OF THE ACCOUNT is missing my name, missing account number, missing amount paid to obtain the alleged debt. MONTHLY STATEMENTS that proof nothing just statements with blackout account number.
12/20/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA XXXXX	Web	Servicemember
Back in XX/XX/XXXX, I disputed XX/XX/XXXX because of their discriminatory, predatory lending, and unfair and deceptive practices. XX/XX/XXXX XXXX charged me inflated, unjustified fees, and misrepresented information to the credit bureaus. XX/XX/XXXX never responded to the fact that my promotional period ended XX/XX/XXXX. XX/XX/XXXX charged the account off on XX/XX/XXXX and then hired several third-party agencies. However, XX/XX/XXXX XXXX does not tell any of the third parties that I am a 100 % permanently XXXX Veteran and my sole income is /my VA XXXX - misleading the third parties. When the third party finds out of my Veteran XXXX status XX/XX/XXXX XXXX will hire someone else.
02/21/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web
I don't know why this company is making threats to me in the attached letter. I have tried asking the company for a copy of the contract and they have not produced it. There's no way for me to know how much the debt is for and how much the fees are without the original contract. Simply sending me bank statements does not establish that anything is owed and is not enough information. These companies are attempting to collect on a a debt not authorized by an original agreement or permitted by law in violation of the FDCPA and CA RFDCPA. I am requesting that they do not call me and that they communicate with my authorized representative only.
03/21/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94044	Web	Older American
I'm a XXXX homebound senior and have been reliant on caregivers for the past 30 years. The Moore Law Group, XXXX XXXX, California is trying to get a judgement against me for purchases on a XXXX credit card that I did not authorize. I have asked the Moore Law Group for proof as to who applied for this card in my name and other information. I requested these specific details so I can adequately defend myself in court. The Moore Law Group is refusing to provide the information. My only source of income is Social Security XXXX, therefore I can not claim responsibility for bills that I did not authorise. Please advise.
12/04/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89084	Web	Older American, Servicemember
XXXX XXXXXX/XX/XXXX I contacted XXXX XXXX indicating I was disputing accounting under the XXXX and to date I have not received any information in regards to that. XXXX XX/XX/XXXX I sent notification again to date have not received a reply. On the XXXX of XX/XX/XXXX I received a Summons from the law firm of THE MOORE LAW GROUP indicating they are representing XXXX XXXX and suing me. I believe XXXX XXXX has not followed dispute procedures. The MOORE LAW GROUP has not identified to me previously either they were trying to collect a debit, is this company a debit collector?
01/09/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89117	Web
There is info on my consumer report from XXXX XXXX XXXX XXXX XXXX XXXX THE MOORE LAW GROUP that is a result of identity theft. I did not provide written permission or instructions for identification transactions to be reported on my consumer report. I am requesting that the reporting of this information be blocked and deleted. My request to block is not being made in error : or is my request to block being made based on a material misrepresentation of fact by me relevant to the request to block the information related to any transaction by me as the consumer
09/30/2020	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem when making payments Problem during payment process	CA XXXXX	Web
I'm in escrow to sell my house. The Title Company found an old Judgment against me in favor of XXXX XXXX recorded by The Moore Law Group in 2011. I contacted them to find out if I still owed money on it, and they told me they had no active records for this lien, but refused to help me any further. If any money is owed I will gladly pay it, but they are holding me up from selling my house, and I'm in danger of the buyer cancelling the sale if I can't clear title. My escrow is scheduled to close on XX/XX/XXXX, so I'm desperate for help!
01/24/2021	Yes	Debt collection Credit card debt	False statements or representation Indicated you were committing crime by not paying debt	CA XXXXX	Web
On XX/XX/XXXX I sent The Moore Law Group ( debt collector ) a letter asking them to prove their claim and to let them know I am represented by an attorney. On XX/XX/XXXX I received a threat letter from them. Both letters are attached. Their reply is no way to respond to a letter and their reply to me is in and of itself a violation of the FDCPA on top of the other violations. I am requesting that the CFPB investigate and have The Moore Law group contact my authorized representative.
05/09/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	AZ 85017	Web	Servicemember
this company tried to garnish my bank accounts for a credit card account which is not right. they have not provided me any proof it was my debt with the proper documents with a valid signed document with my signature that it is truly my debt and I requested to have all documents from the original credit card company and with the date that it has opened and closed with all the information in between
06/09/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 92551	Web	Older American, Servicemember
This is an old XXXX gas card. I told this same collection agency and XXXX, THIS card was used by another person for unauthorized use. I had a cousin who i helped, unfortunately HE used this card without my permission on numerous occasions. After he moved he wrote me and told me. this collection XXXX XXXX XXXX XXXX XXXX Ca XXXX XXXX
02/20/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NM 87124	Web
Moore law group filed a suit to collect a debt and never gave me any opportunity to review the debt. Moreover, they falsely claimed to have served me and filed suit in the incorrect jurisdiction! I havent been given any rights to accept or deny anything. I can not give an amount as I have no clue if the debt is accurate. I
12/22/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 94103	Web
On XX/XX/2021, the Moore Law Group threatened to sue on a debt that does not appear on my credit report. After 10 or more years, I have no records to suggest that the debt went unpaid. The amount the threatened to sue for us {$1900.00} and I retained a copy of the letter sent with their empty threat to file a lawsuit.
06/06/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CO 80010	Web
This is the second time Im gon na do a complaint on The Moore Law Group. I did not have any communication with them beforehand. According the XXXX XXXX XXXX Im supposed to be notified before them taking me to court. Regardless of whatever, they broke the law and its unlawful for them to continue pursuing me.
02/21/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91767	Web
I think some one use my identity and I am being charge for a debt that is not mine and is n't even in my credit report. I never received any mail from this creditor ( XXXX ) this creditor put a lien on my house for this debt 5 years ago and I was never notify or aware until XX/XX/XXXX2017
06/27/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 90004	Web
I received Declaration from The Moore Law Group in XXXX. If I fail to pay the amount of XXXX will enter the judgement. I don't know what's that mean. First of all my XXXX debt was already removed from my credit report because it's a long time credit starts somewhere 2001. Please advised.
09/24/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92154	Web
I am a volunteer at a XXXX XXXX XXXX XXXX XXXX, and the address is a XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX, someone delivered paperwork visible to public, no envelope and the employees saw all my personal information including social security, address and financial issues.
02/26/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CO 810XX	Web
The Moore Law Group is has attempted to mislead, deceive and scare me with threatening collection letters. They have been previously sued for this abusive practice in XXXX vs The Moore law group XXXX : XXXX XXXX. I plan to do the same if I am sent anymore harassing letters.
04/07/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NV 89502	Web
I have changed my political status and I have standing and my juris diction is on the land and soil. No American, living woman can owe debt. Nor can a living American woman be in an admiralty court. ( FOREIGN COURT ). FOREIGN COURTS DEAL WITH THE XXXX!
11/18/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 900XX	Web	Servicemember
I was sued by the Moore Law group. They claim to represent XXXX XXXX XXXX for an old credit card debt. I was never personally served by the Moore Law Group and they served someone at an old mailing address I do not use.
11/21/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NM 87107	Web
Never reviewed any written information on the debt in question. I also was never properly served prior to filing a lawsuit. Lastly, I do not believe this debt collector is properly licensed in my state.
01/03/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91606	Web
This account is under investigation for identity theft XXXX XXXX has been notified and is in procession of all legal documents. This is the second time I have been victimized by the Moore Law Group.
02/24/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NM 87124	Web
The creditor never allowed me the opportunity in writing or otherwise to validate the debt. They moved forward with a lawsuit without allowing me to dispute the validity of the debt.
07/29/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91606	Web
This account was reported to XXXX as fraud authorities were notified and documentation was provided to XXXX XXXX department is Investigating along with XXXX.
08/09/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 95404	Web
The Moore Law Group got a Legal Order LTS taken from my savings and checking account for a XXXX card that is not even in my credit report history.
01/28/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91606	Web

12/08/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AZ 85304	Phone

11/22/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 92648	Web

09/06/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 90807	Phone	Older American, Servicemember

08/08/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90292	Web

08/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95540	Phone	Older American

07/17/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CO 80010	Referral

05/10/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90250	Web

03/19/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 92640	Web

10/15/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85015	Web

01/23/2022	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 90638	Web	Older American

12/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CO 80919	Web

09/28/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OR 97756	Web	Older American

08/25/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 94404	Web

08/05/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CO 81005	Phone	Older American

05/19/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85248	Web	Older American, Servicemember

05/16/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85248	Web	Older American, Servicemember

05/06/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90020	Web

01/25/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89014	Phone	Servicemember

12/15/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95219	Web

10/24/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CO 80016	Postal mail

08/28/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 94134	Web

07/10/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NM 88011	Fax

04/05/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85338	Postal mail

11/21/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 92196	Web	Servicemember

10/29/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85016	Phone

03/06/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 94526	Referral

10/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91770	Web

08/15/2017	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NM 87120	Referral

06/29/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95628	Postal mail

01/27/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95051	Web

05/23/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	CA 95124	Web

11/06/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92840	Web

03/04/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 90295	Web

12/29/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 91103	Web	Older American

08/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	CA 92583	Web	Older American

07/17/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	CA 92028	Web

02/18/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NM 87015	Referral

12/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 93534	Web	Servicemember

11/06/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 94591	Web

10/29/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	XXXXX	Web

09/04/2013	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	CA 94061	Web	Servicemember

07/31/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91711	Web