| 10/10/2020 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
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| 06/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Back in XXXX, i was in the market for XXXX in XXXX XXXX CA and opened an acct XXXX but do to relocation to AZ I decided againat the service. The now closed Dental place received a check and insured me it would take 30-60days to return the monies to XXXX.
In XX/XX/XXXX, XXXX rep. called me about setting up payment i explained the fraudulent situation and was told I still had to make payments on credit trade line until the check was received even though I never went through with the service offered so i did. I attempted repeatedly to reach out to XXXX XXXX about the check being returned as promised to XXXX and was informed they longer did business with XXXX and all further communications had to go through them but the check was sent back in XX/XX/XXXX. The XXXX rep. never confirmed the receipt and I had no discourse to rectify the fraud and stolen money.
Fast fwd XXXX sold the acct to Debt collector Hallstrom Law Firm PLLC and I again explained it was fraudulent by false inducement of an unknown third party via email to XXXX XXXX XXXX himself who made me feel like there wasn't any alternative other than to pay the debt owed according to settlement agreement and threatened lawsuit if I didn't. In compliance and fear I've been making payments and they still reported negative non payment on my acct. I hired the XXXX XXXX XXXX to open investigation into the acct. and fix my credit. As a result, a dated letter of XX/XX/XXXX, from XXXX XXXX XXXX sent me stating that Identity Theft was confirmed and that related acct to XXXX would be removed from credit report in 30 to 60 days so I reached out to XXXX XXXX via email XX/XX/XXXX and scanned him the letter asking for complete release and closure of the matter including monies paid and he told me the letter does not prove anything and he does not see any reason to close this acct even though its fraudulent.
Moreover, I reported the fraud to XXXX as it relates to the Hallstrom Law Firm and XXXX XXXX. This is not fair practice and I feel like I've been bullied with no recourse for something that's not my fault nor debt.
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| 10/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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On XX/XX/XXXX I filed a dispute with XXXX to properly report payments made to The XXXX XXXX XXXX. I provided receipts for all of the payments I made each month. I also contacted the law firm the same day I filed the dispute to request that they contact the credit bureaus and accurately report the original amount I owed which was {$6900.00} from a car loan debt I co-signed for that my daughter defaulted on. I requested that payments I had been making would be reflected on the report which they said they would take care of. I have been paying the creditor {$200.00} a month since XX/XX/XXXX and this was not reflected in the law firm 's nor XXXX 's reporting of the debt. On XX/XX/XXXX I was notified by XXXX the dispute had been resolved. A report was generated on XX/XX/XXXX claiming the information reported was verified with the creditor and updated. However, the balance being reflected as of today is still inaccurate, showing a total owed of {$11000.00} which is a far cry from {$6900.00} and the amount I agreed to repay. Also, the {$200.00} payments I have made still aren't reported as paid each month. In fact it shows a recent payment of {$200.00} but the balance hasn't been reduced by the amount I've paid so far as it still shows the original balance owed which is inaccurate. Today I attempted to file another dispute with XXXX because the account is showing past due as of XX/XX/XXXX which is also inaccurate. XXXX will not allow me to file another dispute for the same issue they are claiming is verified and resolved. Please help!
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| 11/17/2022 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American |
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The Hallstrom Law Firm obtained a garnishment in XXXX 2021.Like I stated earlier I was never served, does not matter what my address shows, if I was not staying at the house and XXXX was not properly served, it should not have been valid. However, XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX is XXXX XXXX who is on the way out, and would sign anything a debt collector put in front of him. My wages have been garnished for a total of {$2600.00}. In addition to the amount they claim I owed they are charging 31.24 % interest plus another 5 % interest for a total interest rate of 36.24 % which should be against AZ usery law. According to my records I should only owe around {$330.00} so I requested a settlement for the amount I have already paid. From the paperwork they provided me the credit limit was {$500.00} and they charged me over {$320.00} in fees. So in essence I am being charged 500 % of the original credit which is robbery. I am XXXX years old, I recently put my XXXX XXXX XXXX mother in XXXX. Im not a wealthy woman and this collector wants to take every last dime. They would rather put me out on the street than to settle for the {$2600.00} I have paid since XXXX. In todays economy its especially bad. Its not like I an take a second job to earn extra money. I believe these collection practices just border on the barely side of legal.
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| 06/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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In 2020 i was informed a lawyer was suing me for a dental bill i do not owe.
The lawyer claimed XXXX plus interest and put it on my credit report claiming over XXXX pwed.
I furnished all my proof showing i over paid a dentist who i paid XXXX for a partial after dentist botched root canal and caused the tooth to break. The partial to cover missing tooth was defective.
The lawyer did not add all the insurance paid or a check for XXXX paid.
After proving these things lawyet changed amount claiming XXXX of the XXXX was for services not rendered but antispated. Now he say XXXX owing which is still incorrect. I do owe period.
The XXXX the lawyer put on my credit report was again put on knowing i do not owe that and lawyer admitted it the amount was for services not remdered however hes still trying collect unfair incorrect money.
Case XXXX XXXX XXXX XXXXXXXX court Hallstrom Law for XXXX XXXX XXXX XXXX My name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX az XXXX
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| 02/24/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received dispute results on XX/XX/2022 about this alleged account. This company has never contacted me in writing regarding an alleged debt. Furthermore, this company has not provided me with the following : 1 ) A signed contract for debt from the alleged original creditor, nor 2 ) Any and all signed sale/assignment contracts regarding the alleged account from the alleged original creditor to the buyer/assignee ( Hallstrom Law Firm ) ; more specifically, I wish to see just how much was paid from the unspecified alleged original creditor. Per FDCPA. 15 U.S.C. 1692g ( b ), I request validation ( and production ) of all of the records as specified above. In addition to my aforementioned request, I request that there by no contact with neither me, per 15 U.S.C. 1692 ( c ) ; any possible family/associates that may be known to me, see 15 U.S.C. 1692 ( c ) ( b ), nor any known or perceived place ( s ) of employment, see 15 U.S.C. 1692c ( a ) ( 3 ).
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| 08/28/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Had XXXX work XX/XX/16. XXXX office did not bill the correct amount and turned over to collections, which then was sent to a lawyer. When I sent a letter full of question about the debt, Law firm/XXXX did not send me the proper documation proving the debt. All I got were credit card receipts showing the incorrect amount. Law Firs/XXXX needs to send me all the transaction including how the insurance was billed and for what amount so I can make a decision on how to proceed.
So many companies debt collectors seem to be half-doing what is required by law. XXXX XXXX XXXX is one of these and are not exempt from the law.
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| 02/16/2022 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with XXXX, XXXX, in accordance with XXXX XXXX accord and XXXX XXXX.
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| 02/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Older American |
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Is a amount of this Law Firm and I never sign any papers with them Incorrect
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| 07/22/2022 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Older American |
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| 02/28/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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