| 01/12/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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XXXX XXXX has once again hired yet another collection agency to try to collect on a debt that is more than just " filed under chapter XXXX bankruptcy '' but also the amount is unjust and illegal. The new company they hired ( after the first collection agency refused to collect on this debt from me and returned the account ), The CBE Group , Inc., is now their new collection agency. I will reiterate what I have sent them as every point is in fact undisputed and no response from the company at all.
" I received your letter dated XX/XX/XXXX, about an alleged XXXX XXXX debt totaling a staggering {$4700.00} that you and XXXX say Im responsible for. I submitted a complaint to the Consumer Financial Protection Bureau on XX/XX/XXXX, number XXXX. The issue of complaint was to then debt collector XXXX, XXXX and XXXX saying that XXXX is trying to collect on a debt that is not owed.
On XX/XX/XXXX, XXXX, XXXX responded to my complaint and made the business decision to cease communications with myself and no longer collect on this account. XXXX then turned to you, The CBE Group , Inc., to then try again to collect on this debt I do not owe. I will continue to object to this alleged debt.
Based on correspondence from myself and XXXX ( attached ), youll note that my account was closed on XX/XX/XXXX, as we moved all services to XXXX. On XX/XX/XXXX, XXXX somehow put us on another unwanted plan on a line with XXXX usage that Ive requested cancellation of numerous times. Interestingly, on XX/XX/XXXX, XXXX states the amount due on device payment agreements is {$390.00}. There should be NO other charges or connections to XXXX XXXX after these device charges. Further, what is this new added charge of {$710.00} in fees for that you list on this letter?
Your client did not resolve several issues with canceling cellular lines and continued to charge us for lines we never activated and never had any usage on. Within the past XXXX to XXXX months, Ive talked to XXXX XXXX XXXX and Customer Service representatives multiple times pleading that they remove the XXXX unused lines with XXXX resolution. I was in disbelief looking back at months of charges I wrongfully paid. On a separate but very pertinent issue we still have not received any reimbursement for amounts wrongly paid pre-bankruptcy with our XXXX-chapter XXXX bankruptcy. I have still received no response to letters to XXXX bankruptcy department. Please note attached chapter XXXX debtor list sent in XXXX when filed ( attached ).
After XXXX years of loyal service to XXXX ( yes, XXXX years! ), paying an average of $ XXXX, we were shocked to receive this right to cure ( attached ) which had no merit since account was completely canceled and lines we thought we were only paying for were moved. Repeated attempts to figure this out with representatives and repeating myself over and over not only wastes time and money, but I have yet to receive an explanation for how we got these XXXX lines and why do I keep paying on them when we have never used them? I have tried to sign into XXXX which every statement and letter tells me to do for more information with XXXX success. As of the date of this letter I still have no access to my account to go back further searching for documents and receipts to discover where the confusion started. How is it legal to close off my access to my account? How are we supposed to prove that XXXX is wrongfully charging us for months? I called Customer Service after receiving the XX/XX/XXXX letter from XXXX because I couldnt log into my account. XXXX suspended my account instead of canceling it and added unwarranted charges. The rep said he had no idea how to get into my account other than re-opening and activating XXXX of the lines they decided to assign to my account. I chuckled because I couldnt believe he was asking me to re-activate a line I never had. it. He told me to call financial services when theyre open on Monday to see what the deal is ; their own rep didnt know why or how to handle this.
I called financial services and spoke with a woman who gave me XXXX time access (? ) to my account, so I was able to get in and start printing out what I could. After that session timed out, I again was unable to log back in. I called XXXX back and asked why this was happening. She gave me short answers that werent addressing my issues and told me she didnt know why I couldnt use the XXXX XXXX XXXX that was paid for yet currently locked. She advised me to go into a XXXX store to get it unlocked.
Because the store has been nothing but trouble for XXXX years, I doubted the information she was giving me was correct. I did not visit the store nor will I as I know that locking this phone was possible without a store visit and can be unlocked without returning to the store. Maybe she didnt want to explain everything, maybe she lacked the knowledge needed, or maybe she didnt want to take a long call. Either way, I was brushed off ( again ). This all seems nonsensical ; nevertheless, I still have NO access to important statements, documents, or receipts because they have blocked my access to my account and device ( s ). Why is my XXXX XXXX XXXX locked and repeats the message Sorry you cant switch carriers right now? XXXX website also falsely claims they do not lock devices. Again, why is my device locked?
Also, why is it that I canceled XXXX services as of XX/XX/XXXX, yet I am charged through XX/XX/XXXX? Either way, I need all the following information via postal mail to give to our attorney : The amount of the total alleged debt, detailed and itemized line by line ( not just the past XXXX years XXXX spent over {$10.00} to send me ( note that not all pages were sent of each bill ). Full name, mailing address, and contact address of the original creditor with the alleged debt ( with return correspondence available from the company ). Documentation showing you have verified that I am responsible for this debt and reasons why I havent received federal bankruptcy relief for payments I made pre-bankruptcy that you illegally asked for and accepted payment on, and, finally Documentation showing you, The CBE Group , Inc., is licensed to collect debts in XXXX.
Note : As Im writing to you within XXXX days of notification by your company about this alleged debt, kindly cease all collection activities until weve received the correct, requested information and XXXX proposal for resolution.
Further, the alleged debt shouldnt be able to accrue any fees or interest, right? Especially beyond whats allowed by state law or contract with the original creditor ( theres a new {$710.00} charge you placed on this notification dated XX/XX/XXXX ; what is this for? ).
Finally, and directed more toward XXXX customer service and financial service representatives, who can not explain the reason for the locked phone and account, disconnecting chats and calls just put off serious issues. I have spent entirely too much time trying to prove this huge company has taken advantage of me and my XXXX kids for years. I do not want to waste another second trying to explain that this debt is unjust.
I pray that no one else is falsely charged for years and then treated like garbage when theyve come to their wits end and decide to switch to a provider who can be trusted with legal, fair and accurate pricing. Please respond at once. '' ******* I will update you with any response I receive that doesn't come through this complaint but I'm not hopeful.
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| 04/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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Attached, you will find the documentation to validate a debt collector, XXXX XXXX XXXX, XXXX whom has been inaccurately, reporting information regarding my credit history. Falsely reporting late payments, delinquencies and collections in accordance to my name as a consumer, but not accurately in accordance with this account as a consumer. According to this document, XXXX XXXX XXXX, XXXX, which I am not linked to. There is no validation that has been provided to me as a consumer to validate this account in accordance with 15 US code 1692g.
I submitted a dispute in XX/XX/XXXX and the account was not validated or deleted upon me submitting information to the credit bureaus XXXX XXXX XXXX XXXX XXXX. The XXXX account they are referring to has already been deleted and removed from my credit history.
XXXX XXXX XXXX, XXXX refuses to follow the fair debt collection practices of validating evidence against me as a consumer. They attempted to intimidate me by filing a suit against me, however, failed due to lack of evidence, linking me to the accounts, they are attempting to collect debt for.
This is a formal dispute regarding the account XXXX XXXXXXXX XXXX XXXX.
XXXX XXXX XXXX, XXXX was sold on XX/XX/XXXX of XXXX regarding a XXXX XXXX XXXX. Account number beginning with XXXX. Account balance at the time of sale was {$3100.00}.
XXXX XXXX XXXXXXXX XXXX XXXX was closed XX/XX/XXXX with a XXXX balance as I reported the card stolen or lost. As a consumer I opened that account XX/XX/XXXX, five years and eight months with a payment history, reflecting 100 % of payments made on time until this occurrence.
In an attempt to clarify the origin of the XXXX XXXXXXXX XXXX, XXXX I called XXXX customer service and was unable to communicate with the gentleman that this XXXX account associated with this debt collector was in accordance to a XXXX XXXX account that had been closed years prior. Due to his lack of understanding, investigating and merely communicating with me as a consumer he stated that the account was not related to a XXXX XXXX account because it started XXXX. I advised the gentleman that I would send the information over to the bureau so that my financial account could accurately be updated and error be deleted.
XXXX XXXX XXXX, XXXX continues to open accounts under my name as a consumer and to which I am not associated with and I have the documentation which I will continue to provide in order to clear my credit history in the most efficient and accurate disposition.
The inaccurate reporting of information regarding me as a consumer is fraudulent. I have no association with XXXX XXXX XXXX, XXXX, and there is no competent evidence bearing my association with them or that I have a contractual obligation to pay this third-party debt collector. Any negative mark sound of my credit, including other credit bureaus must be removed immediately. I do not owe this company a debt. According to 15 USC 1692 g validation of debts ; I do not recognize how this account is reporting on my credit history/report. I do not recognize this account number. I do not recognize this account status. I do not recognize the high balance associated with this unrecognizable account nor do I recognize these late payments or no data related to a payment history whatsoever.
According to an account related to XXXX XXXX, XXXX and the debt collector XXXX XXXX the debt on XX/XX/XXXX was {$3100.00} and had a past due amount of {$3000.00}.
I submitted a dispute and XXXX and the debt collection agency XXXX XXXX XXXX XXXX XXXX reported to the three credit bureaus. The account was in collection for about five years.
I filed a dispute with XXXX, XX/XX/XXXX of XXXX, and due to the inability and an accuracy of XXXX XXXX XXXX XXXX being able to link me as a consumer to this debt. The account was closed.
According to XXXX XXXX XXXX XXXX the date of my first delinquency was XX/XX/XXXX, the date that they reported this was XX/XX/XXXX.
The XXXX XXXXXXXX XXXX, XXXX is in accordance with an account no. XXXX reference no. XXXX. The seller is XXXXXXXX XXXX in the amount of {$3000.00} You will also note a communication letter from a debt collector sent to address, XXXX XXXX XXXX XXXX This is not my place of residence, this is not a residence to which I am associated with or to where I reside. I have disputed this address in the past, and it was previously removed. XXXX XXXX XXXX XXXX continues to an accurately send forms of communication to homes within my community that reflect poorly upon a consumer related to their finances and a defamation of character. This is by all means, inappropriate, inaccurate, misleading and above all else wrong.
XXXX XXXX XXXX, XXXX has violated 1692 ( e ) by without my consent, or knowledge, obtaining soft increase from XXXX along with XXXX XXXX XXXX, XXXXXXXX XXXX, and the CBE group. I am a palled by the information that I have obtained in accordance with my recent consumer credit report.
I respectfully request that this entity refrain from contacting me in the future, as I am not associated with this debt nor am I associated with the debt related to XXXX XXXX XXXX I also respectfully request that XXXX XXXX XXXX XXXX provide me with competent evidence that I am in legal obligation to pay them. Failure to respond in accordance with act 15 USC 1692g ( five days ) to all references to this account, must be deleted and completely removed.
Please note that I have also attached a legal document, granting notice of non-suit, defining and concluding that XXXX XXXX XXXX XXXX lacks the information to connect me as a consumer in any way to an account that has already been deleted.
XXXX XXXX XXXX, XXXX has been reporting inaccurate information against me as a consumer, for five years, In conclusion, I would like to note a collection is by default late and past due, not an open account. The documentation I have attached reports that the status of my account is {$3000.00} past due as of XX/XX/XXXX that is inaccurate. Inaccurately reporting that this debt was only in relation to a XXXX account, and not specifying XXXX XXXXXXXX XXXX XXXX is also fallacious to the credit bureau and myself as a consumer. You will also note XXXXXXXX XXXX XXXX XXXX is not on my credit history as of today.
XXXX XXXX XXXX XXXX is also obtaining a debt in accordance with a XXXX XXXXXXXX account that I am not associated with. In the same manner and fashion, I have attempted to dispute these accounts and have been unsuccessful. This company continues to report false information and I will also attach that information.
Please delete the inaccurate information promptly and with integrity to me as a consumer.
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| 10/30/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
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- Confusing or missing disclosures
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Web |
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RECENT DEPARTMENT OF JUSTICE SUCCESSES On XX/XX/XXXX, the United States filed a complaint and entered into a settlement agreement in United States v. XXXX XXXX, XXXX ( XXXX ). The complaint alleges that XXXX XXXX, which provides on-base military housing at XXXX XXXX XXXX in New Jersey, engaged in a pattern or practice of violating the Servicemembers Civil Relief Act ( SCRA ), 50 U.S.C. 3955, by imposing lease termination charges against XXXX servicemembers who had properly terminated their residential leases under the SCRA. Specifically, the complaint alleges that XXXX XXXX was requiring servicemembers who terminated their leases early following receipt of permanent change of station or XXXX orders to repay rent concessions they had received for prior months. The settlement agreement requires XXXX XXXX to pay {$45000.00} in damages to XXXX servicemembers and a {$17000.00} civil penalty to the United States. The agreement also requires XXXX XXXX to adopt new polices and training to prevent future violations of the SCRA.
On XX/XX/XXXX, the United States entered into a settlement agreement in United States v. XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX. The complaint, which was filed on XX/XX/XXXX, alleges that a company that provided foreclosure services to mortgage lenders in the Western United States violated the Servicemembers Civil Relief Act by foreclosing on XXXX homes owned by protected servicemembers without first obtaining the required court orders. The settlement agreement requires XXXX XXXX, which has gone out of business and is in state receivership proceedings, to pay up to {$750000.00} to aggrieved servicemembers.
On XX/XX/XXXX, the United States filed a complaint alleging that XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX XXXX violated the Servicemembers Civil Relief Act ( XXXX ) by failing to refund a type of up-front lease payment to XXXX servicemembers who lawfully terminated their motor vehicle leases early since XX/XX/XXXX. The settlement agreement, which was executed the same day that the complaint was filed, requires XXXX XXXX to deposit over {$2.00} XXXX into an escrow account to compensate the XXXX servicemembers whose rights were violated under the SCRA. XXXX XXXX also must pay {$60000.00} to the United States Treasury, and revise its policies and procedures to ensure that servicemembers who terminate their vehicle leases early receive a full refund of eligible pre-paid capitalized cost reduction amounts.
On XX/XX/XXXX, the United States filed a complaint and entered into a settlement agreement in United States vXXXX XXXX XXXX XXXX XXXX XXXX, et al. ( XXXX. XXXX. ) resolving allegations that XXXX and its contracted towing company violated the XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The complaint alleges that XXXX and XXXX XXXX XXXX XXXX violated the SCRA by auctioning or otherwise disposing of cars owned by protected servicemembers without first obtaining the required court orders. The settlement agreement requires XXXX to adopt new SCRA-compliant procedures, compensate XXXX servicemembers a total of {$55000.00} for unlawfully auctioning off their cars and personal effects while they were XXXX, establish a {$150000.00} settlement fund to compensate other servicemembers whose rights XXXX have been violated, and pay a {$60000.00} civil penalty to the United States.
On XX/XX/XXXX, the United States filed a complaint alleging that from XXXX to XXXX, XXXX XXXX XXXX XXXX and its subsidiary, XXXX XXXX XXXX, repossessed XXXX vehicles owned by protected servicemembers without first obtaining court orders, in violation of Sections XXXX and XXXX of the XXXX. The settlement agreement, which was executed the same day that the complaint was filed, requires XXXX and XXXX to pay {$700000.00} in compensation to the servicemembers whose cars were illegally repossessed. XXXX and XXXX also must repair the credit of all affected servicemembers, pay a {$60000.00} civil penalty, and adopt new XXXX policies and procedures.
On XX/XX/XXXX, the XXXX XXXX, Texas, XXXX Department agreed to compensate a Deputy Sheriff and XXXX XXXX for lost wages and employee benefits, and pay him liquidated damages to resolve allegations that it violated XXXX by, among other things, terminating the Deputy Sheriff twice, once while he was on leave for military duty, and a second time for pursuing a XXXX claim after he was belatedly rehired after his period of military service.
On XX/XX/XXXX, XXXX XXXX XXXX, as successor to XXXX XXXX XXXX, agreed to pay a total of {$900000.00} to individual XXXX protected servicemembers to resolve allegations that it violated the law by repossessing XXXX cars owned by these servicemembers without first obtaining required court orders.
Under a XX/XX/XXXX settlement agreement between the United States and XXXX XXXX XXXX XXXX, a state-chartered, federally-insured XXXX XXXX in Michigan was required to pay {$10000.00} in compensation to each of XXXX servicemembers whose motor vehicles it allegedly repossessed without a court order in violation of the XXXX, and another {$7500.00} to a servicemember whose vehicle was returned after an allegedly wrongful repossession by XXXX.
A military member received {$1400.00} in damages under a XX/XX/XXXX XXXX settlement agreement between the United States and an Alabama landlord. The lawsuit, filed on XX/XX/XXXX, alleged that the landlord violated the XXXX when she refused to return any part of a security deposit to the servicemember after he lawfully terminated his lease early upon receipt of military orders.
On XX/XX/XXXX, the XXXX XXXX XXXX XXXX XXXX XXXX of XXXX XXXX, Washington XXXX XXXX XXXX XXXX, agreed to pay {$100000.00} to a Washington XXXX XXXX XXXX XXXX XXXX to resolve allegations that it violated XXXX by failing to reemploy the XXXX XXXX after he returned from a period of military service. XXXX XXXX also agreed to adopt a XXXX policy, provide training to its high-level officials and XXXX XXXX staff on the XXXX rights and obligations of employers and covered employees, report allegations of violations of XXXX, and certify its compliance with XXXX to the Department of Justice for a period of XXXX years.
When it has been needed, the Department of Justice has gone to court or entered out of court settlements to obtain relief to ensure that XXXX voters are not disenfranchised by late-transmitted ballots or other violations of this federal law. Since the statute was enacted in XXXX, the Department has brought XXXX lawsuits to protect the ability of service members and XXXX citizens overseas to exercise the right to vote and have their votes counted.
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| 04/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I purchased a new XXXX from XXXX and paid it in full at time of purchase. The employee at XXXX was to transfer my business cell phone number XXXX from XXXX XXXX XXXX to XXXX. to remove from XXXX XXXX XXXX. After 2 days I went back to the store and the XXXX Representative informed me that it takes a week to transfer a phone number. However, my employee was able to transfer his phone the same day. I was leaving for overseas travel ( which was the sole purpose for purchasing the new phone ) so after another day I went back in, and the same XXXX representative insisted again that everything was in process and that he was extremely hung over so I should come back again the following day for him to assist!
My number was never transferred from XXXX XXXX XXXX to XXXX. To this day my cell number is still with XXXX XXXX XXXX on my old device.
After several calls and attempts to the XXXX XXXX customer service line I was told there was no way with the new XXXX to reverse this and that I would need to delete my XXXX XXXX. I called XXXX directly per their request and deleted the XXXX XXXX associated with the new phone. I then returned to the XXXX authorized dealer 3 times during regular business hours and the store was closed. XXXX authorized dealer located at : XXXX XXXX XXXX, XXXX, IL XXXX After that I called XXXX XXXX customer care again and after talking to several different representatives the final call was that none of the representatives knew how to handle this with the new e-sim card having just been released. That was the day I was leaving for overseas, and explained to them I could no longer move forward with any of this, and the return time would expire before I returned from travels. The representative on the phone assured me I could use the phone when connected to the internet as a tablet device but would not have cell service. As the new camera was needed for my work travel, I had to take it with me and use ONLY on internet as there was NO actual cellular data on the device. XXXX billed me for Cell service which I never received and ultimately turn it into collection.
The XXXX representative, from customer care finally figured out that the initial XXXX representative that I dealt with had type in the wrong phone number not the actual number that was to be transferred from XXXX XXXX XXXX. I was informed they could not fix their error as this was the new device that had just been released and they didnt know how to resolve the issue due to the new e-sim and there was no way for them to correct the error. The XXXX representative assured me I would not receive a phone bill as the phone number was never transferred to the phone, and never activated. I asked for this information in writing as I would be traveling for months for work and could not access the XXXX XXXX customer care from the new device. I was informed by XXXX they could not provide me anything in writing. The XXXX XXXX XXXX representative repeatedly told me not to be concerned that due to the phone number not being transferred there would be no cellular service and since there was no service, I would not receive a bill. I was told by the XXXX representative they could not provide me anything in writing.
When returning after several travels I received a bill for one month of service. I immediately called XXXX and was assured by the XXXX representative it was a mistake and it would take a couple months for billing to catch up and i would eventually get the documentation via US mail with a XXXX balance on the automatic generated bill.
After returning from additional work travel, I received the same bill but now from a collection agency by the name of CBE Capital.
I contacted XXXX, and they said yes, we see you have never had any calls or services of any kind on this phone but that they had already sent my account to collections and i would have to deal with the collection agency directly and that there was no way for them to contact the agency to correct their error.
After 4 phone calls of not being able to communicate with the representatives at the CBE Capital, I finally agreed to pay the bill as the one-month fee was no longer worth the time I have spent trying to resolve this issue. As soon as i agreed to pay the bill the representative From CBE Capital asked for my social security number. I provided the last 4 digits of my SS # and the representative said I needed to provide the entire SS # otherwise there is no way for them to locate my account.
I immediately hung up as I know you never give out your full social security number to anyone especially over the phone.
I called back to get a different representative from the CBE Capital who in turn asked me again for my full SS #. I informed them I was not willing to provide my SS # over the phone and I was told by the collection agency again without the full ss # they could not locate my account and they would not offer another solution to resolve this.
Not only did I purchase a phone I can not use, but their incompetence has also caused my XXXX credit score to drop by approximately 100 points. I had entered a purchase contract for a new home and due to the collection showing on my credit, it causes me to have to take a higher interest rate for my mortgage. It increased the interest rate by .50 percent. I have disputed this collection with XXXX on XX/XX/2023 but have not receive any communication. I understand it can take up to 30 days to get a response from XXXX and since my purchase contract requires me to close before 30 days, I will be forced to take the higher interest on the mortgage for the purchase of the property.
Please let me know what my rights are involving this case, and if there is anything we can do to resolve this quickly. I dont believe without the help of the CFPB that this will get resolved with XXXX XXXX XXXX or CBE Capital.
I am thankful to have agency like the CFPB to help resolve this.
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| 06/19/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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Request for VALIDATION, NOT Verification XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, ( XXXX ) XXXX Account # : XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : A t this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, i f any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must ceasesuch time all collection activity must cease and desist.and desist. Also, during this validation period, if any action is taken which could be considered Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting reposThis includes listing any information with a credit reporting repository that could be itory that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the If your company fails to respond to this validation request within 30 days from the date of your receipt, all rdate of your receipt, all references to this account must be deleted and completely eferences to this XX/XX/2019 Complaint Print XXXX XXXX XXXX XXXX XXXX portafolio recovery.pdf ( 1.4 MB ) account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.me immediately. I would also I would also like to request, in writing, that no telephone contact be made by your like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and communication with me, including but not limited to computer generated calls and calls or correspondenccalls or correspondence sent to or with any third parties, it will be considered e sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that y It would be advisable that you assure your records are in order before I am forced to ou assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX.
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| 09/28/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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My husband had an XXXX done in XXXX ; this account was sent to collections. This account, within 6 months, was with XXXX, who was the original debtor, and 2-3 other collection agencies, The CBE Group , Inc. being one of these collection agencies. I became very confused with who I owed this debt, what payments I had made on this debt to whom, and the status of the debt due to the several agencies involved in a short time period. A collection agency informed me that this debt had been resolved and no longer had a balance. I have received very minimal documentation via e-mail or mail to validate any of this debt or payments.
Several years after I was informed this debt had been resolved, my husband received a random phone call from The CBE Group , Inc. stating this debt was outstanding and wanted to step up payment in full but was ok with setting up monthly payment arrangements. Request for written documentation of this was requested and never received. Reviewing my prior documents, the amount owning stated by The CBE Group , Inc. appeared reasonable, so monthly debt payments were set up, with the final pay off early XXXX.
In XXXX or XX/XX/XXXX, we called The CBE Group , Inc. to determine the final payment amount and confirm the date of the final debit payment for this debt. We were informed at that time via phone that the debt would NOT be paid off, and close to {$1000.00} was still owing on the XXXX debt. ( Any and all communication with The CBE Group , Inc. occurs via phone by our attempts. ) When asking why our monthly payments that were deducted from our account were not paying this debt off, we were informed that the monthly payments were going to another debt for the prior 12 months. Again we requested via e-mail or mail written documentation of this, the debt owed, and documentation of the other debt owed to The CBE Group , Inc. that the monthly debited payments went towards. Nothing has EVER been received to validate this debt from The CBE Group , Inc .
Unable to resolve this with The CBE Group , Inc., we hired a lawyer. The lawyer, myself, and my husband sat in the lawyer 's office and spoke with The CBE Group , Inc. via phone call and speakerphone to discuss the debt owed and the total amount owed for our whole family. ( The CBE Group , Inc. is reporting via phone and credit reporting a debt for my child that I have verification of payment which The CBE Group , Inc. will never look at or accept. ) A total owing amount, NOT a settlement amount, was agreed upon with me, my husband, and The CBE Group , Inc. in the presence and counsel of my lawyer. Payment via check, to have some form of written documentation of this debt paid in full, was sent by my lawyer fall XXXX as agreed upon via phone call by The CBE Group Inc. and all parties ( myself, my husband, and our lawyer representing us. ) The CBE Group Inc. never processed our check to pay the debt in full. Because my lawyer did not have verification as to where he sent our payment and receipt of the payment by The CBE Group , Inc, I canceled this check written in fall XXXX in XX/XX/XXXX. I immediately that day wrote a new check, mailed certified with signature receipt verification. This check written, mailed, and received by The CBE Group , Inc. XX/XX/XXXX has never been processed through our checking account either.
We want to pay this debt in full and resolve any and ALL accounts with The CBE Group , Inc. so we will never have to conduct business with The CBE Group, Inc AGAIN!
We will not make any payments without a paper trail for our verification and validation.
( Note : after the phone call with The CBE Group , Inc, Fall XXXX, our lawyer, myself, and my husband have made many attempts to resolve full payment with The CBE Group , Inc . The CBE Group , Inc. will not speak to us, stating we need our CBE Group , Inc. representative to address this matter because we have a lawyer. The CBE Group , Inc. representative is never available ; when transferred, the call always goes to voicemail with NEVER a response back to our inquiries or our voicemails left. Neither myself, my husband, or my lawyer have been able to resolve this debt with The CBE Group , Inc. ) I have no idea as to why The CBE Group , Inc. will not accept payment in full, which is beyond my documented total I should owe ; I have documentation that the total we are paying should actually be less, but we are attempting to pay the full amount that The CBE Group , Inc. states we owe. We have been unsuccessful in resolving with having our full payment accepted with no response as to why?
We want this debt resolved!
On my husband 's credit report for The CBE Group , Inc., multiple items state with a Comment : " Affected by natural or declared disaster. '' We have no idea why this comment is there, and this comment is false.
Despite numerous disputes with the credit bureaus, this collection account remains with this comment.
We are concerned that The CBE Group , Inc. has accepted federal funding for this debt related to COVID relief and/or a natural disaster that has occurred ; this is false and fraudulent.
We need to resolve this debt owing and comments on our credit report.
|
| 07/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
This debt is related to a military household goods move.
In early XXXX of XXXX, I received correspondence from the U.S. Department of Treasury, Bureau of the Fiscal Service ( DOT ), dated XX/XX/XXXX in which the DOT stated, in relevant entirety, that : The DOT continues to try to collect the debt you owe to for the amount of {$6400.00}.
Previously, during midXXXX of XXXX, I received correspondence from the Department of the XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX ), dated XX/XX/XXXX in which the XXXX stated, in relevant entirety : " Our records show that your XXXX move from XXXX, XXXX to XXXX, XXXX exceeded your authorized weight allowance of XXXX pounds... you exceeded your entitlement by XXXX pounds resulting in an excess cost of {$4900.00}. '' Enclosed with this initial letter was a general breakdown of the costs associated with the excess weight shipped. While the itemization document showed the associated costs, it did not shed a single piece of evidence proving the validity of the alleged total weight. The required weight tickets associated with the weight calculation ( which are the basis for this debt ) were not provided.
The household goods move from which this debt originates happened during the end of XX/XX/XXXX -- from XXXX, XXXX to XXXXXXXX XXXX. On XX/XX/XXXX, two employees from XXXX XXXX XXXX XXXX XXXX arrived at my residence in XXXX I am a former XXXX XXXX Diver and have a significant amount of diving equipment. Under the Joint Travel Regulations ( JTR ) : a ) Professional books, papers, and equipment ( PBP & E ) are not charged against the servicemembers weight allowance ; and b ) it is the weight masters responsibility to determine an accurate weight of each specific shipment when transporting goods belonging to two separate servicemembers.
Despite my concerns regarding excess weight associated with my professional diving equipment, the XXXX employees continued to pack all the belongings together without separating the PBP & E.
On or around XX/XX/XXXX, I received a telephone call from the XXXX truck driver ( and weight master ) in which he indicated that he would be transporting another consumer 's household goods in the same load, which could cause a delay in the delivery of my belongings. I did not object to such notice ; however, I requested the driver to save a copy of the certified weight ticket from XXXX, XXXX and communicated my concern regarding excess weight to XXXX customer service department. On XX/XX/XXXX, the XXXX driver arrived in XXXX, XXXX without a certified weight ticket from neither XXXX nor XXXX. I asked the driver to please return to the nearest weight station and he asked me to " don't worry about it, because an excess weight situation was very uncommon. On XX/XX/XXXX, I submitted a formal complaint to XXXX customer service department via telephone and did not receive any follow-up communication regarding this matter.
After receiving the notice of the aforementioned notice of debt, I logged in to my Defense Travel System ( DTS ) account and found the following : 1 ) Actual Pro Gear Weight amount : XXXX 2 ) Delivery Date : XXXX 3 ) Delivered weight : XXXX 4 ) Reweighs : none The DTS report does not show neither my request for a reweigh nor the original weigh from XXXX , XXXX . As stated in the JTR, it was the weight masters responsibility to determine an accurate weight for each specific shipment. Neither XXXX nor XXXX addressed my concerns regarding : 1 ) the lack of a weigh ticket leaving XXXX ; 2 ) professional gear not being weighted separately ; and 3 ) the drivers inability to produce a certified weigh ticket upon delivery. My request for a debt validation requesting more information about this debt was ignored, along with my request for an appeal hearing, which is a clear violation of the FDCPA Section 1692g ( Validation of Debts ).
The debt was ultimately referred to CBE XXXX XXXX XXXX XXXX for collections. As of the date of this complaint, CBE has not answered my request for validation of this debt either. Moreover, my XXXX tax refund payment of {$2900.00} was applied to this non-validated, disputed, and illegitimate debt. I received a notice of tax refund offset on XX/XX/XXXX.
Based upon XXXX, DOT, and CBE 's fundamentally inaccurate collection of this debt and inaccurate credit reporting, I provide the following report : 1 ) The delinquency itself is not legitimate which bars subsequent reporting to credit agencies and subsequent debt collection efforts ; 2 ) the assertion that I still owe this debt is a materially false statement ; and ; 3 ) XXXX DOT, and CBEs denial for an appeal hearing is a clear sign of bad faith, which is actionable under several federal laws.
I have discussed and appealed this matter ad nauseam with DFAS, DOT, and CBE to no avail. Attached my last communication with CBE regarding this dispute.
|
| 12/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
In XX/XX/2018 I received a phone call from XXXX XXXX XXXX out of XXXX Iowa. When they contacted me, I answered the phone, and a lady said " Hello, my name is blank and I have a {$9000.00} account in your name that XXXX XXXX XXXX XXXX College sent over to have us collect ''. I asked her if XXXX sold them my debt. She said, No. I then proceeded to ask, " If XXXX did not sell you the debt, how can you legally contact me and collect for an account you do not own ''. She said something about how they partner with businesses to collect debts not sold. I know a brief amount about the Fair Trade Commission. However, I am under the understanding, A collection company can not call and collect on a debt that they legally do not own. Anyway, I went to my college and asked the Supervisor of Student Accounts about my account. Long story short. I have received little to no information from both, my college as well as this collection company. What I do know however, is I went in and spoke with the Supervisor of Student Accounts on Thursday, XX/XX/XXXX at around XXXX in the afternoon. I walked out of that meeting that day with nothing but a printout saying " account balance equals XXXX '' I want it to be known, The Supervisor of Student Accounts told me this : " since the debt is over 2 years old, we have it in our bad debt account its a book keeping thing '' I replied with, " okay, well, can I obtain a copy ''? The Supervisor of Student Accounts said : " Unfortunately, no, If I give you your account I will have to give you the account information of every student in our bad debt account ''. As soon as I left that meeting, the Supervisor of Student Accounts had emailed CBE requesting they close and return the account. The follow Tuesday, XX/XX/18 I received an email from the Director of Financial Aid. Saying my {$9000.00} account has been paid in full by XXXX XXXX XXXX XXXX College. Which is great, however, I never to this day have gotten an answer, Why? I believe, I have found the answer. I believe, I have enough evidence to prove my previous institution has committed the following : Fraud, Extortion, Abuse, Manipulation, Harassment as well as, irresponsible use of Federal Funding. I believe, the collection agency, CBE is involved with my previous institutions " Scam ''. I believe, I have enough evidence to show the allegations that, I am making toward XXXX and CBE Group. Yesterday, ( XX/XX/18 ) I called CBE Group. Because, again, to this day I, have still not received any information concerning me or this account. I want it to be known, Yesterday ( XX/XX/18 ) when I contacted CBE Group. I spoke with a Representative, because I was needing information about my account. As soon as she pulled up my account and I began explaining what I believe is going on. I was immediately, put on hold and transferred to the Director of Operations he had no answers to give me. He was tripping over his words a lot. As if, he knew something was going on. I then proceeded to ask for my account number of this account. The account number that the Director of Operations gave me was my Student ID number from when I attended college. I believe what has happened here, is this : My school made an error by incorrectly confirming my status. They did not catch their error until the next year, during their routine Financial Aid Audit. When they did, by Federal Regulation, they were required to return all of the federal money. They did that, however, turned around and opened an in-house account in my name telling me this was my error, my mistake, I have to eat this. I have the evidence that I believe confirms this was all a scam. And, I believe the college and CBE are working together as a " scare tactic '' to put people in positions where they feel as though they have to pay it or else. Because, ( and you can listen to every recorded phone conversation ) they called me, and said " you have until the end of XXXX to pay this account in full. Or else, we will report to your Credit ''.
-However, how can they Legally report to my Credit, if they never owned my debt?
-How can they Legally call me when, I never received a letter from either my school or the collection agency?
-How is it this account was " legit ''. Yet, I asked one question and XXXX decides to do a " good '' and pay my {$9000.00} " account ''.
I apologize if this complaint is long and kind of everywhere, you have absolutely no idea how big a burden, this has been on me for the last three years. I had to quit college. I had to literally re-invent where I was going to go with my life without a college degree. So with that said, my complaint is this : Fraud, Extortion, Abuse, Financial Harassment, Manipulation I also want to remind to whomever is reviewing my complaint, I have received absolutely nothing from this Collection Agency.
|
| 09/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I received a notification from CBE with no address for them nor account number had added an account showing me as being delinquent with them to the credit bureaus. I have never contracted to do business with them nor are they in receipt of any such request on my behalf. I have never heard, talked or received any correspondence from this company. NEVER HAVE THEY CONTACTED ME PRIOR TO SENDING ANY THING TO THE CREDIT BUREAUS. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : Send me signed copies where I contracted to do business with you and the date I entered into an agreement with your firm The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. Secondly, I am requesting that XXXX, XXXX and XXXX credit bureaus provide the verification methods they used to validate and verify this debt. I am asking for this information from them because I have some questions. I need to hear from them to make an informed decision about your claim that I owe this money. I am open to communicating for this purpose. In order to make sure that I am not put at any disadvantage. Please remove this entry until all research and validations are completed from all credit reporting agencies ... ... and cease and desist from any further collection activities.
|
| 11/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
RE : Bill collection sent by CBE regarding Department of Health and Human Services, for a bill they did not paid ever. I have submitted almost 2 years ago, a complaint against Medicare that starting asking me to pay a debt to them for NON services in regarding medical bills never paid by them. In XX/XX/XXXXI had a car accident caused by a teenager. As consequence in XX/XX/XXXX I had a medical necessity XXXX on my XXXX XXXX due to the injuries and physical and psychological suffering, at that time my car insurance provider XXXX paid all the bills directly to each provider. Therefore, after the case was settle the attorney charged 30 %, for its representation, and from my small portion left, he sent to pay doctors, XXXX XXXX, every treatment done to me at the end I got few dollars. Medicare " never paid one penny, since never my attorney notified them, for the simple reason that when it is a car accident never medical providers accept Medicare, or Medicaid, only personal health insurance I had none. Hence, I had only Medicaid at that time since I was not XXXX, I was not qualified to have it yet, I was XXXX. At last I qualified for Medicare after I turned XXXX in XX/XX/XXXX but they took three months after my birthday to give a last my Medicare card. Having my XXXX one year before and XXXX every time paying every provider immediately how come Medicare try to ask me to pay for non paid bills done by them, and my XXXX was in XX/XX/XXXX? So how come Medicare could paid such bills never sent them to them, either the attorney reported to Medicare because my car insurance was taking care of every bill. Likewise, since was a car accident and only the providers accepts personal private health insurances or through an employer, never Medicare, or Medicaid. It is clear they are lying and trying to collect a non existent debt and have sent me to collection again, even that after I submitted a complaint against Medicare for false claim, I got a letter on my behalf. Hence, if having no Medicare how come they came to ask to pay them for non medicals bill paid by them? On the other hand either Medicaid, never, paid a penny since was a car accident case and only my car insurance paid every bill. Nevertheless no bills were sent to Medicare neither to Medicaid since attorneys or providers rejects those kind of health insurances. My attorney at that time stated that all the bills were submitted to XXXX, never to Medicare either to Medicaid, is obvious. On the other hand I called myself the attorney and XXXX to find out if they had submitted any medical bills to Medicare or Medicaid, I was told never they did, because my car insurance provider took care of everything. After the case was settled, the attorney took his 30 % for representation and from the small portion left he sent to pay in full every provider, at the end I have almost nothing today living with some XXXX problems since I have a XXXX on my XXXX XXXX they got the most, I got the less. According to the law, when a person it might received some money due to physical pain and psychological suffering we the person affected we have not obligated to pay, since is like a kind of compensation for that suffering. Today I had received a letter this time from XXXX XXXX XXXX, asking me to pay {$1100.00}, I can see it doesn't states Medicare as used to be, at this time says " Original Creditor Department of Health and Human Services, principal balance {$970.00}, Interest {$200.00} penalty {$0.00}, fees {$0.00}, current balance {$1.00}, 178.29. It is clear that from Medicare they switched to Department of Health and Human Services, it doesn't matter how they are trying to collect funds for bills never paid by them. I am tired dealing with this people, how come physical injuries, pain and psychologic suffering by a human being also we have to live harass asking to pay for bills never they took care, since was not necessary due to the case that was covered by my car insurance penny by penny. I need you to stop that CBE group collection agency, since they are they are threatening to put a lien on my Social Security benefits, when I don't owe them a penny and this money is protected by the government. Please I need your help, today I am living from fixed income from retirement {$800.00}. This is horrible how money turns crazy some people oh my XXXX!. What unfair act from this people. I need your help. Thank you
|
| 03/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
YOUR COMPLAINT Today, XX/XX/XXXX, I received an email notice from my credit monitoring agency that " a collection '' has been lodged against me and my XXXX credit score has dropped 58 points, as a result. I almost fainted. The notice said a company that I have never heard of, CBE Group out of XXXX XXXX, Iowa, working on behalf of Charter Communications, filed the collection action in the amount of {$350.00}. Immediately, I telephoned my cable company, XXXX, owned by Charter Communications, and was informed that they had not taken any collection action against me. Instead, this matter appears to be the regurgitation of a bogus cable bill and action taken a couple of years ago when another collection agent employed by Charter Communications, attempted to collect monies from me that I did not owe. I reported the effort ( as follows in this complaint ) to CFPB and Charter Communications promised to cease all collection efforts against me and the collection was stopped, the credit bureaus were informed, the collection was immediately removed from my credit bureau reports and my credit bureau scores were restored to nearly 850 at both XXXX and XXXX. Now, it appears that this erroneous and bogus bill has been sold to another collection bureau, CBE Group, for the same contested amount of {$350.00}. OLD CFPB COMPLAINT # XXXX from XX/XX/XXXX : Out of the blue, I received a letter 10 months ago from a collection company, XXXX XXXX XXXX XXXX XXXX XXXX NY. The letter was dated XX/XX/XXXX, and it was alerting me that XXXX was collecting a past-due balance of {$350.00} from me on behalf of Charter Communications , of XXXX XXXX , NY. I was baffled and stunned to receive this notice because I had paid my cable bill in total to Charter Communications before cancelling service with them in XX/XX/XXXX and returning the cable box and equipment. I never received any further communication from XXXXXXXX after paying my bill in total, canceling service because I moved to another residence and returning equipment. Immediately after receiving this notice about a bogus bill in my name, I contacted the XXXX XXXX XXXX and filed a complaint against Charter Communications and XXXX XXXX for trying to collect a bill that was not mine and failing to communicate with me the details of the alleged bill : what were the dates of services, what kind of services, what were the original charges, when did the bill become past-due? In a timely manner, Charter Communications sent me a letter notifying me that they will never contact me again or hire any third-party to contact me on the company 's behalf about this bogus past-due claim for {$350.00}. Additionally, I never again heard from XXXX XXXX XXXX. I was satisfied with the responses and considered the matter closed. However, nine months later, I received an annoying letter from XXXX XXXX XXXX XXXX XXXX, MN, advising me that they are collecting the same alleged past-due amount of {$350.00} from me on behalf of XXXX XXXX XXXX for unspecified service charges. Again, this was out of the blue, no earlier letters or phone calls. Further, XXXX XXXX, reported this bogus past-due allegation in the amount of {$350.00} as an unpaid collection to XXXX credit reporting services, which lowered my near-perfect credit score by XXXX points from a near-perfect XXXX to a paltry XXXX. Immediately, I filed a complaint against XXXX XXXX, XXXX and XXXX with the XXXX XXXX XXXX I am awaiting a XXXX response. Charter Communications is the parent company of XXXX. XXXX should have abided by the decision of XXXX to stop any further actions against me for an alleged debt that they could not confirm as mine and could not specify, qualify or quantify or provide specific details of any kind to me because the charges were not made by me. Instead of ceasing and desisting actions against me based on fraudulent and flawed information, this bogus past-due collection was sold to another collection company to pursue actions against me after I was told by the initial alleged creditor, Charter Communications , that all attempts to pursue this bogus collection would be stopped. # # #
|
| 05/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
XXXX XXXX XXXX has knowingly charged me for services it was unwilling and/or unable to provide. I had XXXX for cable and internet for XXXX years at my previous residence. I had no problems with them other than an occasional outage. Since moving to my new residence, they have been deceitful in claiming that they would provide service here and have taken {$2900.00} from me nonetheless. Since moving here in XXXX of XXXX i have spent hundreds of hours of my time with their assurances that the problem could be fixed with a multitude of different fixes. In the year and a half that i have been without service, I have called them over 80 times ; XXXX technicians have come to try to connect everything to no avail. Throughout all this time, XXXX has falsely blamed the equipment, and as such, i have had : XXXX different converters, XXXX different adaptors, XXXX different modems, ; and XXXX different routers - this involved me going to their offices, which always takes over an hour or more because it is extremely crowded - and, even after all the switching out of equipment, they could not provide service to me. Then, XXXX said the problem was with the cable cards - after XXXX different tries at switching these, i still could not receive television or an internet connection even though i spent hours on their XXXX XXXX support line - no one could figure out the problem.. Technicians came to see if the wiring in the house was the culprit. They sent a tech to re-wire the house, i had to wait all day XXXX ; and he never did anything other than cut off a cable that was in my living room - I watched, he did not re-wire anything and, to this day, i believe that they simply would not spend the money to do the necessary wiring to give me service in my XXXX year old house .... So, another technician came out and said he would have to access a box on a pole that was in a neighbor 's yard and that that would fix the problem - this was on XXXX XXXX, XXXX - so, i waited for that remedy, but no, still no service. And then, in XXXX, 3 months later, to add insult to injury XXXX, the technician said that he 'd have to access box on XXXX ... ..which they obviously had never bothered to do! ... .Other remedies they suggested for incorrect programming, loss of signal, pixilating, searching for signal, no signal etc etc were that i was connected to the wrong carrier - XXXX XXXX XXXX XXXX XXXX XXXX etc XXXX XXXX but that was no solution either. Finally, On XXXX XXXX XXXX, XXXX the technician came out and, in checking their equipment, said that the XXXX cable was chipped, and that that had been the problem for the 18 months i had been living there. XXXX XXXX 's XXXX up - a faulty cable ... XXXX admitted that that was why i had no service ... ..and so, i settled in that evening to watch television, thinking it 's finally fixed, but NO, the message on the tv screen said " XXXX XXXX not supported '' I tried to restart everything 3 times, but each time, the television simply shut down. By this time, i was FED UP and I told them on XXXX XXXX that i was giving up on TV service with them but i needed them to provide me with a strong internet signal so that i could watch the movies i had to watch via internet to vote for the Screen Actor 's Guild Awards, which is my duty as an actor. They apologized and said they would send me a stronger signal so that i could stream the movies from my laptop, but they did not. The first movie i tried to watch, " The Room '' kept losing signal - it took XXXX hours to watch XXXX hour of the movie! Another call to XXXX, and they said they were sending best signal but never did - On XXXX XXXX, i spent over 2/1/2 hours on the phone with XXXX different reps, they kept dropping my calls, XXXX HAS NOW TURNED ME INTO COLLECTION!! i have more proof but no more room to write - please please help me get some justice for their unethical business practices thank you!
|
| 03/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
This is a continuation of XXXX XXXXCharter Communications XXXX XXXX to collect a debt for terminated cable services which were resolved prior to my move to XXXX, FL from XXXX XXXX XXXX FL in XXXX. The alleged debt is continuously bought by collection agencies which cease to contact me when advised of the circumstances only to pass on fraudulent data to others who continue the harassing behavior. Details are included below and also in my previous complaint, ID : XXXX submitted on XX/XX/XXXX. Please help me resolve this issue permanently. I am XXXX XXXX XXXX and will not pay for something that I do not owe.
Any help appreciated.
XXXX XXXX XXXX sent to the most recent debt collector : CBE Group XXXX XXXX XXXX XXXX XXXX, IA XXXX Dear Collection Agency Representative, Your attempt to collect a fraudulent debt is denied. I have been engaged in resolving fraudulent debt for the past 4 years with similar attempts from other collection agencies. As previously stated to the other similarly situated agencies such as yourself, engaged in purchasing debt ; the identified delinquent debt of {$230.00} is inaccurate and as I have been unsuccessful with XXXX in eliminating this continued harassing communication with collection agencies as their proxy ; I have again notified the Consumer Financial Protection Bureau ( CFPB ) today to enlist their assistance.
For your records and background information, I was a former customer of XXXX ( XXXX ) formerly XXXX XXXX and now Charter Communications for 17 consecutive years. I used their services at my various homes over the years without incident until I moved to XXXX, Fl. I followed the routine process to return equipment and tally up my account before transitioning to my new home. When I moved to XXXX, FL from XXXX XXXX, FL I decided to change providers and not continue with the XXXX XXXX. My new Internet Service Provider ( ISP ) - XXXX XXXX XXXX began service on the date I terminated my contract with XXXX. There was no additional month or additional fees or equipment missing when I transitioned these services. I am XXXX XXXX XXXX and have owned and lived around the country ; obviously a mundane change in accounts is routine.
However, XXXX billed me for {$230.00} claiming I owed this debt. I disputed this debt through numerous phone calls and correspondence explaining this debt is not legitimate ; and was assured each time ( by XXXX initially ) it would be resolved. Instead, I was sent to collections and have been harassed by various collection agencies requesting written notice in 30 days to dispute the claim ( standard language used ) and have disputed each claim for these past 4 years. I have evidence of these communications, where the incidents are temporarily resolved to my satisfaction after tremendous effort and oversight on my part only to begin again when the debt is sold.
This tactic of changing collection agencies and resuscitating attempts to collect on a fraudulent debt is harassment ; there is no other explanation after trying to resolve this issue in a reasonable manner. I have exercised my due diligence in resolving this concern since XXXX ; and I am going into my fourth year experiencing this harassment. I will not be paying fraudulent expenses attributed to me that are not legitimate. I have an outstanding credit history and have always paid my debts on time. XXXX has not exercised good faith and has certainly lost my good will for the barrage of incessant harassment towards me, a long-standing customer that responsibly paid each and every bill over numerous years and attempted to resolve this concern. As such, you should be hearing from the CFPB and be advised I will not be paying you the fraudulent balance of {$230.00} nor accepting your offer to resolve the fraudulent debt for {$160.00} as I do not have an outstanding balance with Charter Communications.
Best regards, XXXX XXXX
|
| 08/25/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Older American |
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This is a complaint against XXXX and the CBE Group. Together these entities have fabricated a debt which was never due, which the actual creditor has agreed in writing was never due, and then, with full knowledge that there was never any debt due, which they intentionally and willfully refused to remove from from my XXXX credit report.
As a result, for the first time in complainants XXXX years, he has been denied the extension of credit. On XX/XX/XXXX, XXXX XXXX XXXX, explicitly stated the reason for the denial was Credit report shows recent delinquency, public record or bankruptcy. The only alleged delinquency ever in my credit report is the sham prosecuted by CBE Group and retained after notice of falsity by XXXX.
The amount XXXX and CBE Group claim is owned to CBE Groups creditor-assignor ( XXXX XXXX, XXXX XXXX XXXX ) is small, {$87.00} ; and the identical, false negative report by CBE Group has been deleted by XXXX XXXX XX/XX/XXXX ) and XXXX ( XX/XX/XXXX ), after they received the same information served on CBE Group and XXXX.
I am pursuing this complaint, however, because if ever there was an example of unscrupulous dealings this is it. CBE Groups assignor stated in writing months ago that I didnt own it anything ( XXXX XXXX XX/XX/XXXX ). CBE Group has been asked twice, in writing, to delete the inaccurate report. Instead it then verified the false report to XXXX, weeks after it wrote me stating that it had ceased collection and returned account to the creditor ( ( XX/XX/XXXX ).
Worst is what XXXX has done. It had a straightforward letter from the creditor stating I owed it nothing and another from XXXX/XXXX showing that the creditor had been paid and that I had never had a financial obligation to this creditor ( XX/XX/XXXX ). I dont know what response XXXX had from CBE Group. But even if CBE Group falsely reported that the debt was valid and unpaid, how could anyone accept that claim against the word of the actual creditor and a respected health care insurers statement that I had no debt to the creditor.
This is NOT a case of a debt that has been paid or settled. There never was a debt. That is the importance of the two year old XXXX document ( XX/XX/XXXX ). It shows that immediately after medical services were provided, XXXX and XXXX paid the health care provider ; that the provider accepted their payments as payment in full ; and that there was XXXX due from me.
Through ignorance or accident, the health care provider resurrected the claim a year and a half later and sent the unpaid claim straight to its bulldog collection agency, CBE Group. Following its standard practice CBE Group commenced by reporting this as non-payment of a two-year old debt.
When its creditor received a copy of the XXXX/XXXX document, it immediately admitted that nothing due from me ( XXXX XXXX XX/XX/XXXX ). CBE Group, however, doubled-down by reporting the claim as valid while telling me it had dropped the claim.
XXXX had to choose between two irrefutable written statements that the claimed debt was false or the unsubstantiated verification of a collection agency with perhaps the most consumer complaints on file with the Consumer Financial Protection Bureau ( CFPB ).
XXXX sided with CBE Group : The information you disputed has been verified as accurate. ( XX/XX/XXXX ) Almost worst, XXXX updated the delinquency. To give its validation the appearance of an in-depth review, it corrected the amount and raised it from {$87.00} to {$88.00}. XXXX did not even include my information to reflect that it was a disputed claim. Instead, I had to commence an entirely new process and maybe it would put my position along side that of a shyster.
If this is how the system works then the entire system is a fraud. Both XXXX and CBE Group should be held accountable.
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| 04/05/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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The XXXX have never send us the corrected final bill. We used theirs services for less than 2 weeks. We have returned theirs phones as well. They have 2 weeks no charge policy for new customers so we do not owe them anything but {$50.00} activation fee related to one of the phones we have activated.
( We needed to cancel services with them because what we were told we will need to pay each month was a way different than what they have send to us on paper statement. ) We have returned both phones but they send us back one of them.
We send the phone back as soon as we could.
We do have a receipt from XXXX from XX/XX/2019. And we do have a confirmation that the phone has been delivered on XX/XX/2019 at XXXX XXXX.
However the XXXX didnt stop sending us bills for services never used and the phone that has been returned.
We called them to discuss the charges in XXXX/XXXX/XXXX. Before we received the letter from a collection agency XXXX employee told us that actually all we have to pay to XXXX is {$50.00} and he can see that XXXX received the phone back from us.
We were ready to pay over the phone but we were told to wait for final bill. Paying over the phone was not an option.
We needed to wait for a final bill but instead of final bill we got the letter from collection agency.
So we called XXXX again. On XX/XX/2019 XXXX on Monday the XXXX employees didnt like to help us and asked to call collection agency for all information because they have no access to our account. We called twice because during our first phone call the employee gave us too many information and she was even able to access our account and the charges were for some services we didnt use since we have canceled all services 6 days after signing up to XXXX. She disconnected us because she has noticed that she wasnt allow to provide us any information. She disconnected us prior to our second call at XXXX on XX/XX/2019.
During our second phone call the Supervisor didnt want to provide us any informations, all they could offer was the phone number to collection agency.
That was very disappointing because not only each time we called XXXX we were promised that XXXX employees will take care about the issue but now even the supervisor is not willing to review the entire situation, she wasnt even willing to listen to us.
Finally we didnt have any other choice left so we called the collection agency. They told us that we can dispute our situation online. We provided them a receipt from XXXX and proof of phone delivery to Verizon.They have never contacted us but We were able to log in on their website and we were able to read their message over there. After reviewing our case They returned the case to XXXX.
So We were glad that finally we will be able to discuss the issue with them. But we were wrong. They send it over to another collection agency. When we called the new Collection agency they were not even able to provide us any information what is the bill for. They told us to call XXXX. But XXXX told us to call the collection agency.
At that moment It is affecting our credit score and because of coronavirus situation its much harder to dispute and find solutions to this issue.
We really need help in this situation because it feels like there is no justice.
We dont understand why do we have to pay someone for something we dont owe and we dont own ... and why does it have to affect us so badly. We are innocent, we work hard and are paying bills on time. XXXX does not care about humans right ... from the very beginning of this story.
And the new collection agency is not providing any information. The only thing they do is to collect money from us. Even that we do do not owe them and XXXX anything but {$50.00}.
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| 10/14/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I cancelled my Charter Communication ( d.b.a. XXXX ) internet service in XX/XX/XXXX or XX/XX/XXXX. At the time, the Charter representative told me that I need to return 3 pieces of equipment ; a modem, a DVR and a cable tv box. I explained at that time that the only equipment I had was a modem. I never had a DVR in my possession as I never had that service and it had been at least 5 years since I had Charter XXXX XXXX. The TV box had either been returned several years ago or was never requested to be returned. The representative told me that they would only require return of the modem. I returned the modem to the XXXX XXXX as instructed where the QR code was scanned and supposedly returned to Charter. Several months later I started getting letters from Charter saying I had an outstanding balance of {$160.00}. No explanation was given as to what this balance was for. I attempted to contact Charter get an explanation but no one could tell me what the balance was for, only that I owed. I told them that I would not pay unless they told me what the balance was for. Some time later I started receiving phone calls from a company called CBE Group. The CBE group representative began asking personal information questions without telling me what the nature of the call was. I told them I would not answer any personal information questions until they explained to me the nature of the call. I instructed them not to call my number until they had identified what the call was about. I got then got a letter in the mail from CBE group explaining that they were attempting to collect a debt of {$160.00} for Charter Communications. I wrote back requesting that they provide an explanation of what the outstanding balance was for, information that Charter had refused to provide. On XX/XX/XXXX I received a letter from CBE group stating that they had received a response from Charter regarding the balance owed and that I still needed to pay the {$160.00} charge. Included were copies of the last three months of service I had with Charter for XXXX, XXXX and XXXX of XXXX. Each invoice showed a Total Due of {$79.00} ( which does not add up to {$160.00} ). I have bank statements showing these payments made to Charter. Additionally, Charters own invoices indicate that the previous months payment had been received. Example : The " Summary '' section of XXXX 's invoice shows XXXX 's payment received. Same for XXXX 's showing XXXX 's payment received. I do not have a XXXX invoice showing XXXX 's payment received as I had already cancelled my service. I do, however, have bank statements showing that I paid {$79.00} to XXXX ( Charter Communications ) on XX/XX/XXXX. Same for XX/XX/XXXX and XX/XX/XXXX. I called CBE group and explained this to them. At the time they told me that the invoices they sent me where not correct and the the balance due was for " equipment ''. I told CBE at that time that I needed them to provide me a written invoice detailing exactly what equipment I owed them for. They told me they would provide this information. On XX/XX/XXXX I received another written explanation with the exact same information previously provided with invoices for the last three months of internet service, which as stated above have already been paid. To date, neither Charter nor CBE group have been able to provide any information whatsoever regarding the " equipment '' that they claim I owe them for. As for the invoices for internet services that they have sent me, I have proof of payment for these balances. I have a wife that is due to give birth any day now and I do not have time to continue going round and round with this debt collector over what I feel is a fraudulent debt.
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| 06/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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I have been a victim of Identity Theft since XXXX XXXX, XXXX. Someone stole my personal information such as my name, date of birth, social security number and work information to commit theft. The suspect opened many or numerous fraudulent accounts under my name without my consent. I contacted the XXXX Credit Bureaus such as XXXX, XXXX and XXXX to place a Fraud Alert and Security Freeze. I placed a Security Freeze in order to prevent the suspect from opening other fraudulent accounts. I also filed a XXXX XXXX police report on XXXX XXXX, XXXX in regards to Identity Theft. I contacted or filed a report through the FTC as well on XXXX XXXX. I contacted most or all the credit card companies and disputed the fraudulent charges against me. All the fraudulent charges were dropped in my favor while others were removed or deleted right after noticing a Fraud Alert on my credit report. On XXXX XXXX, I checked my updated credit score. The score went back up to XXXX points ( XXXX ) and XXXX points ( XXXX ). I was happy because I worked so hard in building an excellent score throughout my entire life. I NEVER owed anyone or any companies money because I paid ALL my bills on time. The suspect took away or stole my freedom, my dignity and my good reputation on XXXX XXXX, XXXX. I found out the suspect has been opening the fraudulent accounts dated XXXX XXXX and XXXX XXXX. I was informed by my credit card XXXX XXXX on XXXX XXXX, XXXX that the suspect was stealing my name to open fraudulent accounts without my consent. I thought everything was good or normal when my updated score was XXXX points and XXXX points on XXXX XXXX. However I was upset when I received another updated score on XXXX XXXX, XXXX through XXXX. My score went down to XXXX points. The reason was because CBE Group or XXXX filed a collection against me for the amount of {$840.00}. The account was opened on XXXX XXXX, XXXX. My question to CBE Group or XXXX is " How? '' How did this account was opened when I placed a Security Freeze and Fraud Alert on my report? Did XXXX or CBE Group contacted me as they were instructed on my credit report? I NEVER received a phone call. My contact phone numbers were on my report. I gave specific instructions such as " Do NOT allow further fraudulent accounts to be opened unless I was called or contacted due to a " Fraud Alert. '' XXXX or CBE Group failed to follow these simple instructions on my credit report. And now CBE Group or XXXX wanted to collect {$840.00} against me for something I have NO knowledge of the account. And how can the last XXXX digits of the account be " xxxx? '' I can not read minds or invisible numbers. XXXX and CBE Group should be punished and be jailed for NOT following simple instructions on my report. I tried calling CBE Group at XXXX on XXXX/XXXX/XXXX around XXXX hours, XXXX hours and XXXX hours. I was NOT able to connect with a representative for over 5 minutes wait. I contacted XXXX on XXXX/XXXX/XXXX at approximately XXXX hours. The agent told me he has NO knowledge of the fraudulent account. I told him that I have XXXX since XXXX and NEVER owed any money. My XXXX was paid on time since XXXX and there was NEVER an issue. I do NOT have any other XXXX account other than XXXX in XXXX XXXX. Identity Theft crime is going up. Many companies should take note by investigating the true identity of the person before allowing an account to be opened otherwise the victim will suffer emotional stress. I am suffering emotional stress since XXXX XXXX, XXXX. CBE Group and XXXX should be punished for causing me pain and grief for allowing the suspect to open an account without reading my report for " Fraud Alert. '' Shame on you guys.
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| 06/29/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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My wife and I had a child at XXXX XXXX XXXX XXXX XXXX XXXX in XXXX, SC. Our son was born on XX/XX/XXXX. After being discharged from the hospital, we thought we made good on all our medical bills. Over a year later, on XX/XX/XXXX, we receive a letter in the mail from The CBE Group , Inc., a debt collection agency, telling us that we owe {$3000.00} to them, that was not paid to XXXX hospital. After logging in to our XXXX insurance account, which we are no longer members of, I discovered a bill break down in the amount of {$3000.00}. The bulk of that bill, namely {$2300.00}, was a nursery room charge. My wife and I did not use the nursery room a single time, with bathing and naps all done in our room, and circumcision performed at a later date in an outpatient setting. We were not informed that we would be charged for the nursery room, whether we used it or not.
I called the billing department at XXXX XXXX XXXX to ask if that part of the bill could be dropped since the nursery was not used, and to ask why we were not given notifications of the owed amount until receiving the letter from collections. I was informed that nothing could be done about the price since it had already gone to collections and was out of their hands. I was also told that notifications of the bill were put onto their XXXX system for us to use, and that alerts were sent out on 4 specific dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. I asked if proof could be provided to me that the notifications were sent, and was told that no proof could be given.
After departing from the hospital, my wife and I did not log into our XXXX but one time, but no bill was viewed. After the phone conversation, I logged onto our XXXX. I could not see any obvious alerts as to an owed amount, neither on my wife 's nor my son 's account. I checked our preferences on how we wanted to be notified of bills, and email notification was all that was selected. Neither of us recall ever setting up these preferences, so I'm lead to believe that this was our default setting. I then looked back in our emails to see the alerts that were reportedly sent out on those 4 dates, and I discovered that no such emails were received on any of those days. I called back to the billing department last week on XX/XX/XXXX to ask to speak to a manager so I could plead our case. I was informed that a request would be put in for a manager to reach out to me and, if accepted, I could expect to hear back in 2-3 days. I can only assume at this point that my request was rejected and I will not receive a call from them. Finally, I also called The CBE Group debt collection agency on XX/XX/XXXX in hopes to dispute the claim, but was told that nothing would result from the dispute since it had been over a year since the bill was issued ( XX/XX/XXXX ).
To summarize, I feel that we should not have been charged nearly {$2400.00} for a service that was never used, especially without notifying us beforehand about it. More importantly, though, I feel that we were not given proper notification of a bill coming due, not by mail, phone call, or email. We only found out from a letter by the collection agency. Moreover, we found out after it was too late to even dispute it with either the hospital or collection agency. And finally, I feel that throughout this entire process, representatives I spoke to at the hospital and the collection agency had no desire to help us find a resolution to our issue other than getting the full amount paid as quickly as possible. Instead of any hint of taking accountability, the representatives blamed other departments or agencies.
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| 03/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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See Attachment XXXX for a full explanation including proof, screenshots, and an index so to speak of all the other attachments. For an additional Summary see attachment XXXX XXXX XXXX XXXX XXXX XXXX a letter drafted by my attorney.
This debt collection account from XXXX is a mistake made by XXXX. They accidentally created a 2nd account in my name, but it is not legitimate. Because of this, they sent me a second phone which I did not realize for some time. I was packing and renovating my home and preparing it for sale so the box got lost and since I didn't know about it, I didn't look for it either. I called them immediately to let them know I found a phone and perhaps that was why they had sent mysterious invoices. Mind you none of the invoices or multiple conversations with XXXX support over many months ever once mentioned they had sent me a 2nd phone by accident. I spoke to XXXX that day, explained the error and situation, XXXX verified everything I said had transpired. I asked if I could just go turn it in to the store and resolve this, but she informed me the amount due had been sold to a debt collector and I would have to work with them. Next, I requested all notes and history on both accounts to prove this was an error, that I had called about XXXX times and visited the store at least 5-7 times ( each time a call was made to support so there should be a record of those ). Every time at the store I was told this was resolved, they promised the account was closed, my name removed, and I would not receive further threatening emails regarding an account that was not real if I did get more emails/invoices to ignore them. XXXX said because the debt had been sold it was impossible for her to help ; not even to send me documentation on either account to prove the issue. However, she could send me a text message stating this was all an error and verifying the debt was not my account.
I have spent over a year trying to resolve this situation which was caused by an error made by XXXX. I contacted support and visited the store so many times and was never told anything about a phone and was assured each time it was fixed and I could ignore those emails, invoices, etc. I have the phone still in its box brand new and have offered to give it back several times. I disputed the credit collection on credit bureaus and won at which time the debt was passed on to a new collection agency CBE Group and it started all over again. CBE Group offered to settle the debt for {$500.00} on a phone conversation XX/XX/2022. I insisted they send me something in writing despite their efforts to push me to pay immediately without any guarantee of a resolution. See Attachment : XXXX XXXX XXXX showing the settlement offer for the {$500.00} amount. Despite the fact that this situation was caused by XXXX I was willing to pay {$500.00} to finally be done with it. My only concern was how it would appear on my credit. After some research, I was even more concerned so I contacted an attorney for help. I worked with XXXX XXXX XXXX, XXXX. from the law firm XXXX XXXX to draft a letter with the primary goal of preventing a negative mark on my credit report which would cause a negative financial impact for years. I would pay the {$500.00} if they would simply report it in a way that did not suggest wrongdoing on my part or affect my overall credit score. See Attachment : XXXX XXXX XXXX XXXX XXXX Letter which is a copy of this letter sent to both CBE Group and XXXX. They ignored this letter from my attorney and sent a new invoice for the full amount as shown in Attachment XXXX.
|
| 05/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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XXXX customers from XXXX - XXXX ; received FIOS Bundle ( internet, TV, phone ). Always paid bills in full and on-time using Auto Pay in final years.
Due to interstate move ( XXXX -- XXXX XXXX ), my wife XXXX contacted XXXX in late XX/XX/XXXX, and requested our service be terminated effective XXXX XX/XX/XXXX, which coincided with the end of the period of service ( XXXX XXXX - XXXX XXXX ) from our XXXX bill. During the call, she was asked if we wanted to transfer the service. She replied " NO '' as FIOS was not available in our new community. XXXX was provided instructions on how to return the equipment in an email with an Authorization Number. Following the call, I canceled the Auto Pay as the bundled service was already paid for thru XXXX XX/XX/XXXX.
Using the provided Authorization Number, XXXX returned all the XXXX equipment on XXXX XX/XX/XXXX ; two full days before the requested termination date. XXXX acknowledges the equipment return and provided a bill credit of {$4.00} on the XXXX bill but attempts to collect an additional month of service ( XXXX XXXX - XXXX XX/XX/XXXX ).
My wife XXXX contacted XXXX via their Live Chat feature on XXXX XX/XX/XXXX, in the first attempt to correct this billing error. During that " chat '', she was informed no monies were due, and a corrected bill would be issued. The new bill showed a balance due of {$100.00} for service from XXXX XXXX - XXXX XX/XX/XXXX.
On XXXX XX/XX/XXXX, I wrote to XXXX ( XXXX, NY ) to explain once again why no money was due for any services past XXXX XX/XX/XXXX. I included XXXX references ( a-g ) and provided XXXX documents to support my position. The letter was never acknowledged, and no response was ever received.
Upon receipt of yet another bill, I wrote to XXXX ( XXXX, NY ) on XXXX XX/XX/XXXX, to explain for the 3rd time why no money was due for any services past XXXX XX/XX/XXXX. I included a copy of the XXXX XXXX letter and documentation to once again support my position. This letter was never acknowledged, and no response was ever received.
On XXXX XX/XX/XXXX, I received a debt collection notice from XXXX. XXXX, XXXX ( XXXX 's internal debt collection arm ). My wife XXXX and I reached out via phone that same day, and spoke with XXXX XXXX XXXX, who recommended we write to them, provide documentation, and the issue would be researched. On XXXX XX/XX/XXXX, I did just that. A package containing all the aforementioned documentation and letters was sent to XXXX. XXXX, XXXX via Priority Mail. The XXXX Tracking shows the package was received on Sat, XXXX XXXX at XXXX. To date, this letter was never acknowledged, and no response ever received.
On XXXX XX/XX/XXXX, I received yet another debt collection notice. This notice is from The CBE Group, Inc ( an external debt collector ). On XXXX XX/XX/XXXX, I sent my 5th response with regard to XXXX 's erroneous attempt to collect {$100.00}, for services never received. This package contains all the letters and documentation include in my past four attempts to resolve this matter. The package was posted via XXXX Mail. The XXXX Tracking shows the package was received on Thu, XXXX XXXX at XXXX. To date, this letter has not been acknowledged.
Given my four earlier attempts to resolve this issue, I'm not optimistic that this 5th attempt will fare any better, hence my filing of this complaint. We're standing by to provide any additional details/documentation you may require helping me resolve this issue.
|
| 09/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene/profane/abusive language
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Web |
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The following " Items '' was disputed with the Credit Reporting Agency ( s ) it came back has being verified. These Item is identified as # XXXX which were reported on XX/XX/2016 and said to have been Assigned on XX/XX/2016, they are Items not Accounts, from my belief. These Items have no Consumer Protection Law right to be reported on my private consumer credit report. Nor have your agency been given any Direct Prior Consent to " Communicate, 1692a ( 2 ) '' any information regarding me to anyone by any means. You have violated me and the Consumer Protection Laws, specifically the Fair Debt Collection Practices Act ( FDCPA ), 15 USC 1692 et al and have pretended to be able to verified an item as an account which your agency have not been given my Direct Prior Consent to Be in possession of any information about me whether it be an Item, an account or an debt I created.
If the Items mentioned above are actual Accounts, opened by your agency, they were open without my Direct Prior Consent using my private nonpublic information to extend my consumer credit. These accounts are to be closed and the Principal and any interest in these accounts be returned to me the Initial Creditor, creator, owner and beneficiary of all funds these accounts contain.
I am a Consumer as defined in Section 1692a ( 3 ) of the FDCPA.
You are a Debt Collector as defined in section 1692a ( 6 ) of the FDCPA.
You will remove these items off my private credit report immediately and send notice, to me, that they have been removed within 5 days.
Without limiting the many violations you have committed, including Aggravated Identity Theft, unlawful possession and misuse of my Social Security Number, misrepresenting my character, taking unlawful actions, putting my ability to be a consumer into involuntary servitude, Using obscene profane abusive language by communicating this information on my Private Credit File, etc.
The following sections along with other sections and other laws have been violated : 1. You violated 1692c of the FDCPA.
2. You violated 1692e of the FDCPA.
3. Constitutional Violations, specifically 14th and 13th Amendments and 1692d of the FDCPA.
4. You violated 1692j of the FDCPA, etc.
In case you and Your Agency attempt to further violate me and the FDCPA by deciding to deceptively focus solely on the choice I chose to answer the CFPB question of " Which of these best describes your issue? ", my answer being " Communication tactics '' and " Used obscene, profane or other abusive language '' I will remind you of the meaning of the term " Communication '' in the FDCPA or 15 USC 1692a ( 2 ) as it relates to 1692d of the FDCPA.
" The term " communication '' means the conveying of information regarding a debt directly or indirectly to any person through any medium. '' So do not attempt to further violate Me and the Consumer Protection Laws by attempting limit " Communication '' to mere phone calls. Your communication, of the information that is now on my Private Credit File, to the Credit Reporting Agency is a form of communication by whatever medium used and all those information communicated by your Agency CBE Group to the Credit Reporting Agencies, seen and read by me and by others whom I engage for the extension of my consumer credit, are obscene, profane and abusive language to Me the Consumer. Which are violations along with the other violation mentioned in this Claim.
|
| 08/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
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The CBE Group RE : Account # Partial XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA.
I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action.
Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. ( 2nd REQUEST ) Agreement that bears the signature of the alleged debtor wherein I agreed to pay the creditor. ( 2nd REQUEST ) Any insurance claims been made by any creditor regarding this account. ( 2nd REQUEST ) Any Judgments obtained by any creditor regarding this account. ( 2nd REQUEST ) Name and address of alleged creditor. ( 2nd REQUEST ) Name on file of alleged debtor. ( 2nd REQUEST ) Alleged account number. ( 2nd REQUEST ) Address on file for alleged debtor. ( 2nd REQUEST ) Amount of alleged debt. ( 2nd REQUEST ) Date this alleged debt became payable. ( 2nd REQUEST ) Date of original charge off or delinquency. ( 2nd REQUEST ) Verification that this debt was assigned or sold to collector. ( 2nd REQUEST ) Complete accounting of alleged debt. ( 2nd REQUEST ) Commission for debt collector if collection efforts are successful. ( 2nd REQUEST ) Please prov
|
| 10/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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In XX/XX/XXXX, the XXXX ( XXXX XXXX XXXX ) cable, internet, phone services were cancelled and the account was closed after years of being a loyal customer. This service was at my mother 's home, under my name since I lived there 3 years ago.
XXXX account # : XXXX.
The reason the services were cancelled was because of an exorbitant change in services and the bill price by an unauthorized upgrade made by a XXXX Sales phone agent. The triple service upgrade was made at my mother 's apartment instead of another location. Overall, the regular bill paid doubled from about {$65.00} per month to over {$120.00} a month and the phone service and upgrades were not utilized. My mother who is senior and only has basic cable and basic internet was upgrades without her knowledge to a promotional triple service package with a phone line she or I never accepted or knew the number to. During this upgrade, the technician took the old equipment and did not properly note this in inventory of his seizing the digital adapter that went missing after.
Once the account was closed officially it seems on XX/XX/XXXX, the balance jumped from around {$550.00} down to {$230.00} or so after adjustments and much back and forth with the billing department over the next months. I was told that equipment ( a digital adapter for basic cable channel tuning ) was not returned and that was the reason for the charge. I then received a collections bill from the CBE Group on XX/XX/XXXX indicating the cable bill debt was sent to them to collect under CS-Number : XXXX. I objected to this collections debt and mailed a dispute on XX/XX/XXXX to the CBE Group.
I immediately called XXXX again and spoke to a supervisor who then had the issue researched via XXXX program. I was then told shortly after that the equipment research ticket was done and the charges were removed leaving a {$0.00} clean balance after the proratings and incorrect package change chargers.
The agent confirmed to me that XXXX would formally reach out to CBE Group to let them know to close the collection and remove my name from their list by mail. In the meantime, I called CBE and informed them that this letter would be arriving and to ensure my credit nor name would be reported. I was told nothing was received or could be done yet.
Finally, I received a response from CBE on XX/XX/XXXX indicating the debt was valid along with copies of the last 5 billing cycles from XX/XX/XXXX to XX/XX/XXXX. I called XXXX immediately after and was told mixed answers by various agents. I set up a call back with a supervisor which I never received. At this point, I am being told that the remaining flat {$80.00} balance and collections amount is somehow a valid amount stretching back from the previous months. It is not clear where this balance or flat cent amount comes from especially after being confirmed by an agent that it was in error and brought to {$0.00}. This is notated on the XXXX account memos as I was told.
I was not able to confirm if my credit has been affected yet by this invalid and quickly rushed off debt. The amounts kept changing every month after the XX/XX/XXXX closure and after being told the balance was adjusted to {$0.00}, to then hear that I am in collections, is beyond a scam or extortioning manner to collect a balance by ruining a consumer 's credit.
|
| 03/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Thank you for taking the time to look into this complaint. I would like for CBE Companies XXXX XXXX XXXX, XXXX XXXX, IA XXXX. Telephone ( XXXX ) XXXX Contact person XXXX XXXX to provide me with a receipt of payments made to their office on behalf of XXXX XXXX XXXX for a disaster loan I received over 14 years ago for about {$5000.00} dollars. They have a lein on my check for almost 12,000 and I have paid them over {$9000.00} I am only interested in making sure this company is on the up and up. Which they obvious is not. If they were, they would have a copy of the letter from the XXXX giving them the authority to collect on their behalf. Also, they would be able to provide me with a copy of the payments that they received. I know that it has be a law requiring them to give me a receipt of the payments they are collecting on behalf of XXXX. They are the one collecting the payments and supposed to be forwarding to XXXX. They are tell me to go to the XXXX and ask them. SBA is telling me they can not talk to me, because it is in the hands of CBE. By the way this company has about 3 different address I have found so far. And not one of them can give me a receipt of the {$2000.00} cash payment I just gave them on XX/XX/2019 over the phone with XXXX ( XXXX ) XXXX nor a statement of payment the amount they have received from my employer. This company has never sent me one statement, receipt or validation of this debt ever. Can they really do this? How much have the collected so far? And what is the balance to get this account closed? What company do business like this? They refuse to give me a receipt for payments.
I have tried to contact XXXX and they refuse to talk to me because CBE Companies or or Group or whatever there name is this month who is supposed to be collecting the payments. By the way they don't even have a license to collect in my state of Nebraska. ( I have enclosed a copy of the license collection agencies in my state and the law.
This company has a garnishment on my check. And I want to pay them off NOW. PLEASE GET ME A COPY OF THE PAYMENTS THEY HAVE RECEIVED AND THE BALANCE I OWE!
I have not seen anything like this before in my life. You can't go to the local store and make a payment and not get a receipt, what makes them exempt from providing a receipt of payments they have received. I have contacted my attorney general office and they told them to have me go to a government website to get the balance. Of course that didn't work. They also said they will contact XXXX to get a validation letter of the debt. Shouldn't they have had they before putting a garnishment on my check?
I don't know the law, but I know there has to be something governing this unscrupulous collection agencies practices. Isn't it against the law not to keep records of money you are receiving? No business is allowed to do that!
They don't want to put anything in writing so they can go on and on collecting payments from me. My XXXX it has already been 14 years. I want this account paid off and closed ASAP.
Please help me get a balance and after I pay them, a release letter sent to my employer that his account is paid in full.
Thank you for all of your time in getting this debt validate with history of payments and final balance owed. Have a blessed day!
|
| 02/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I never gave The CBE Group my direct consent to communicate with me. I received a petition for an alleged debt from them in the amount of {$3100.00}. They list the Internal Revenue Service as a Creditor. I never give out my private dwelling address. I was VERY disturbed when I received something in the mail from an unknown company that I have NEVER done business with. I called the company and I am in possession of the recording where representatives from The CBE Group had access to my private personal information including my social security number. When I responded to the mail they sent me I received one communication where they stated they did not have an account for me but then received two other letters where they stated they were returning an account they referred to " your account '' back to the Internal Revenue Service. It is VERY upsetting and stressful that my information is being transferred without my consent to people I am not giving my direct consent to. I have proof of all documents received from the company and my responses to them along with copies of electronic receipts and tracking numbers from the USPS. I also have two call recordings as well. My information has been breached. The CBE Group also committed mail fraud by sending me nonmailable matters through the mail. I am sick of the deception and false and misleading communications.
The CBE Group is willfully in violation of 15 U.S. Code 1692j ( a ) " It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. '' The CBE Group 's response to my last complaint about attempting to collect a debt mentioned, " Our records indicate the account was returned to our client on XX/XX/2021 and is no longer being handled by CBE. Sincerely, XXXX XXXX CBE Compliance ''. This is yet another violation I never gave my direct consent for my private information to be sent to anyone. I am aware that The CBE Group has access to my social security number and private information. Returning MY information to a client constitutes identity theft. My permission was never given.
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. I find the language in every correspondence I received from the company obscene and profane. Every word that I have read and also the conversations I have had with representatives from the company. It is upsetting being harassed and petitioned for a debt when the United States is in Bankruptcy. Too much of my precious time and energy has been wasted dealing with this debt collection company.
|
| 06/22/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Charter Communications has been attempting to collect money from me for over a year. Charter Communications called me repeatedly asking me to make a payment after I terminated my service. I asked them to mail me a bill so that I could ensure the amount they were requesting was correct. They refused to send me a bill, saying they wanted payment over the phone. I told them that I do not give my personal information to people who call me over the phone and also did not believe I owed them as much money as they were stating. I again requested that they send a bill. They refused. I then asked if I could view a statement online, but they stated that I could not, because my service had been terminated. Eventually, I looked up an address for Charter Communications ' billing department online. I received 8 days of Charter Communications service in XXXX, XXXX. I calculated that I owed Charter Communications {$18.00} to pay for those 8 days of service. I wrote a check for {$18.00} and sent it to them on XX/XX/XXXX with ACCORD AND SATISFACTION clearly written on the front and back of the check, indicating that cashing the check satisfied any debt they believed I owed them. Charter Communications cashed that check on XX/XX/XXXX, thereby discharging any financial obligations I had to the company.
Shortly after Charter Communications cashed my check, they started having a debt collection agency called XXXX XXXX XXXX XXXX XXXX contact me trying to collect on the same debt that had already been discharged by my payment. I sent them a letter and collection efforts ceased. I thought that the situation was resolved until I received a call while I was at work on XX/XX/XXXX from CBE Group. I had never heard of these people and asked who they were and what they were calling about. CBE asked me for my social security number. I refused to give it to them. The representative from CBE group then told me, " You are one of our clients. '' To which I responded, I am NOT one of your clients. I have no idea who you are and I definitely didn't hire you. The caller continued to try to get confidential information such as my social security number and date of birth and refused to tell me what they were calling about. The following day, I received a debt collection letter in the mail from CBE group, again trying to collect on the XXXX XXXX bill from XX/XX/XXXX. So CBE lied to me when they said that I was their client. They were trying to collect money from me for Charter Communications, which would certainly not make me their client.
Charter Communications is engaging in predatory behavior trying to extract money that is NOT owed to them through harassment. If they did not want to accept the check I sent them as satisfaction of the alleged debt, they should not have cashed it. I do not owe XXXX XXXX any money and am tired of the continuous harassment by them and their debt collection agencies.
|
| 12/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have seen a large increase in collections on my credit from THE CBE group and many of them are for the same amount. When I called the company to ask what all of these are they stated that they are XXXX collections and they were for repeated use of the same thing. I asked them for proof of the debt and they stated they would send that to me and after this same request 5 times I finally got the documentation and on that documentation there were over 2 dozen debts that were past the statute of limitations in my state yet they were still collecting on them. There were also debts for the dates that were 1-3 months apart and for the same amounts but no proof of the fact that I was the person seen on those dates. When I asked for more specific information they stated that is all they had to provide. I stated just because you say this is my debt doesn't mean that it is, I asked for proof that I was the person that owes this money, they just stated it was me. I called the company myself to try to get a hold of someone who could clarify this for me and they stated that they had no records of those dates of service. So I again questioned the CBE group and was told that I needed to pay a total of over XXXX when there is only XXXX showing on my credit report. I believe that this company has continued to renew account to report to the Credit bureaus for the sake of damaging my credit and strong arming me paying money I do not owe. I have never been sent proof that this medical debt was me, no proof of the doctors saw me, or any member of my family. The second part of this is that when I spoke to several agents they mentioned that my credit report would be hurt by me not paying the full amount of XXXX. When I was trying to buy a house I offered to pay the amount that was on my credit to get it removed and was told that I have to pay the XXXX or they would not remove a single account from the credit. I then asked if I can pay the specific accounts that are showing on my credit report even though I don't believe they are mine, they stated that now that they know I am paying the accounts XXXX by XXXX they would still not remove accounts that are paid from my credit until I paid all the debt that they say I had in their office which was the XXXX. The agent stated that he was noting this down so any agent would tell me the same thing. The CBE group is a bunch of unregulated scammers that skirt the lines and try to collect on debts they can't prove. I want all accounts from the CBE group off my credit and I want any collections that they claim to have removed from their office. I have paid thousands of dollars more in interest than I should have and have been denied several attempts to purchase a house, cars and get credit cards to attempt to build my credit up due to this company and their shady collection tactics. Thank you for you time.
|
| 04/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my account and I did not authorize services at this address at the time. XXXX XXXX reached out to me somehow with this information. I went to file the police report in the statement below. I went to the police station and they advised me to not fill out a fraud affidavit since it seems like the company is trying to pin this on someone, when the matter should be between the landlord and the company. XXXX XXXX did not see that services were on and unpaid for 3 years. I attempted send the statement below to XXXX XXXX with complaint # XXXX on XX/XX/XXXX of this year. It was sent back as invalid or not reachable to XXXX XXXX. Here is what I sent : XXXX XXXX Account # XXXX Police Report # XXXX XXXX XXXX XX/XX/XXXX I used to have services connected with XXXX XXXX XXXX for XXXX XXXX XXXX XXXX XXXX & XXXX XXXX XXXX XXXX, XXXX XXXX from dates XXXX. My previous boyfriend, Mr XXXX is the actual lease holder of each address and I am a lease holder at XXXX XXXX XXXX XXXX XXXX handles my current XXXX XXXX bill. I received an alert from XXXX XXXX that I owe {$1700.00} and that my services were shut off around mid XX/XX/XXXX. I was contacted by XXXX 's XXXX once I called them to get a copy of my current bill ( handled by my landlord ) in XX/XX/XXXX. I was told my services were disconnected in XX/XX/XXXX. I have been in a different address since XX/XX/XXXX. According to XXXX XXXX XXXX, in order to connect services the address would need to be recorded as XXXX XXXX XXXX XXXX instead of the recorded address of XXXX XXXX XXXX. The Landlord at the address notified the resident of this. I had this utility in my name since being in a relationship with Mr XXXX to assist him in keeping his public housing voucher. I am no longer involved with the resident, even as a friend. From what I remember, the resident was in the hospital getting treatment for XXXX XXXX around XX/XX/XXXX and was released XX/XX/XXXX. I lost contact with him mid year and he notified me that he returned home and his belongings were no longer there. XXXX XXXX XXXX was connected there from XX/XX/XXXX-XX/XX/XXXX before it was disconnected. 3 years is a long time to have services with no payment and disconnection. I was not aware of the bill being in my name because my property management company handles my gas bill. I moved into my XXXX location starting a new lease on XX/XX/XXXX. This issue may need to be taken up with the landlord and I should have been contacted sooner to handle this matter. Instead, the bill has festered and the balanced was gradually increasing. I disconnected services in XX/XX/XXXX. I just spoke with the company today to get info on where to fax documents and they stated that a credit representative was not able to reach me at the address on file and I should be receiving a call from them later.
Please contact me with any other questions.
|
| 06/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I received a call from a number identifying themselves as a representative of XXXX XXXX XXXX XXXX asking for my social security number. I was uncomfortable providing my personal information to a number and company I didn't recognize and asked for mail correspondence to confirm their existence. I received that letter on XX/XX/2020 indicating that I had owed XXXX ( account XXXX ) nearly {$150.00} for an unidentified service. I contacted XXXX to understand what the charge was for. I called multiple times and went to two of their local stores, each time being told that I did not have an account with XXXX. I filed a dispute letter with XXXX XXXX sent XX/XX/2020 and received by certified mail on XX/XX/2020 explaining that I had no services through XXXX except for my parents ' phone plan, but that my parents covered that bill and it would not be charged to me.
I did not receive a response within 30 days nor have I received any response thereafter, and I allowed XXXX XXXX an additional month due to delays that may have occurred during the pandemic before filing a dispute with the 3 credit reporting agencies on XX/XX/2020. I learned following the filing of the dispute letter that this debt collection action was reported to the credit reporting agencies. I am awaiting a response from those credit agencies within the next few weeks.
However, I received a letter on XX/XX/2020 from a group identifying themselves as CBE Group trying to collect the same debt. I am initially concerned that XXXX XXXX is trying to skirt the protections of the Fair Debt Collection Practices Act by assigning the debt to a new company after receiving my dispute letter, which put XXXX XXXX on notice that it could not make attempts to collect on the debt. I guess I now will have to dispute the debt with CBE, taking additional time and money.
This complaint was further motivated by a call I just received today ( XX/XX/2020 ) from an individual identifying them self as a representative of CBE from phone number XXXX XXXX. This individual began trying to confirm my identification by listing part of my social security number and address without first confirming my identity. I told him that I was uncomfortable continuing the conversation and that all future communications should be by mail. I am VERY concerned that my personal information is being misused and may easily fall into the hands of others.
I still have not received any information that I owe XXXX any money, and they have confirmed to me by phone and in person that I do not have an account with them. I have not received any services from XXXX outside of my parents ' phone plan. Now, my personal information is potentially being compromised, and I am dealing with 2 debt collection agencies without having been apprised of the grounds for the debt collection action.
|
| 09/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is unbelievable. I already did this earlier in the year for both of these companies!
XXXX XXXX continues to send a false collection to agencies seeking payment.
They appear to have a fraudulent system in place to automatically start phone services on devices purchased from their website.
In XX/XX/XXXX, I purchased a phone from XXXX XXXX. The device was returned, services were not activated, and credit for the purchase of the device was issued. An online account was never created, despite customer service representatives trying to force this in order for me to accept whatever terms, conditions and privacy policies they had. I refused.
XXXX started the phone service for the device automatically and continued charging an account I did not create or authorize. This happened for months. I contacted XXXX and after hours of being transferred around, I was told the account would be closed and a credit issued.
This did not happen. They continued billing this false account for a phone service never activated. Attempts to reach the XXXX billing department were useless. They would not answer calls being transferred to them.
Then I received a debt collection with an amount even greater than when I was told the " false '' account would be closed and credited. More attempts to resolve with XXXX were a nightmare. The credit agency wanted proof and refused to investigate. XXXX was claiming they could not do anything now because the account was handed over to collection.
After hours of being transferred from one team or supervisor to the next, eventually, a representative investigated and confirmed ( again ) that the device was returned, and services were not activated. Apparently there are notes when this was supposed to happen the first time I was told the account would be closed and credited, but it never happened. XXXX again told me the account would be credited and closed. She also sent me an email stating this, which I then forwarded to the first debt collector, XXXX.
Now XXXX has sent the collection to another credit collection agency, CBE Group, again. They were the first group trying to make a collection. This is now the 3rd collection attempt between two different collection agencies being used to transfer a false debt back and forth! I filed a complaint here on XX/XX/XXXX which clearly has been ignored by XXXX and the debt collectors.
This is full on harassment and fraud from the start. XXXX appears to have a system in place that automatically begins services that a customer did not authorize, simply based on a web purchase. Attempts to resolve are nearly impossible and now they are using debt collectors to send a false collection from one collector to another.
I have lost many hours and days of my life chasing this issue which is going nowhere.
|
| 09/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
To CBE Group Inc. Date : XX/XX/2023 XXXX XXXX XXXX XXXX IA. XXXX On XX/XX/2023, I requested Information from your company to which you were not able to provide within a thirty-day period. You attempted to circumvent my request by addressing your response to my wife, XXXX XXXX, when I alone XXXX XXXX, was the one who initially wrote the request.
Your Collection company, verbally claimed to me, to have been given my IRS account by the IRS. By law, IRS selling or relinquishing my account to a collection agency releases their authority to collect funds form said client ( s ). The Collection agency ( CBE ) must provide any, and all legal information pertaining to the said clients account upon request. Your company failed to provide any valid information from your company in reference to the account in question.
Anyone could find out who owes money to the IRS and claim to be an entity to collect said funds ( if they have the skill set to do so ) IRS data base has been breached before, so the publics information is not secure as it should be.
IRS never provided me with a name of the any company as being a company authorized to collect said funds on their behalf or as the entity, they have sold the account to for collections.
Note : I was making monthly installment payments to IRS through my XXXX XXXX account when IRS stopped receiving the payments. In my attempt to contact IRS via a personal interview there were no local interviews available in the XXXX area resulting in me having to drive three hours away from my home to XXXX XXXX, to have a face-to-face review of my account. I was set up to interview with an older lady that could not answer any questions, nor did she know how to access the information requested. I asked to see a supervisor because she could not answer any question. She stated there wasnt a supervisor on grounds and that I would have to reschedule. She was completely incompetent to working the position and could not help me to understand the reason for the charges incurred on the account. IRS makes it so difficult to contact them to get an understanding of accounts to the point that people cant get their questions answered. Yet the people are held to IRS statement regardless of IRS being right or the customer. IRS will delay the people on purpose while charging them for those delays which is so unfair.
I am requesting the removal of all accounts baring my name and XXXX XXXX name from your accounts/ legers. I am also requesting no reporting to any credit reporting agency of this none- collectable account.
I will also send a copy of this letter to the Federal Trade Commission, Consumer Financial Protection Bureau, and the State Attorney General Office.
|
| 11/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
It has come to my attention that I have a bill with bon secours in the amount of {$240.00}. I have not received one bill from bon secours providing detailed information regarding this particular bill balance. This particular bill was bought to my attention by amcall systems which is a collection agency used by bon secours. I advised and call that I was not aware of this particular XXXX 's details and that I need it and itemized statement if I recall correctly they were going to send this particular XXXX back to XXXX XXXX. I am not sure if they did that or not but it doesn't seem they did because today I received a call from the CBE Group which is a different collection agency that apparently will sue those who have a debt. I advise the CBE group that I wasn't sure about this bill and I wanted an itemized statement, the representative advised she would put in a request for it but I also contacted XXXX XXXX directly to consult with them about this particular bill. According to the XXXX Representatives I spoke with they claim that statements were sent to me via mail from XXXX XXXX. I have received other bills from XXXX XXXX just fine but I have not received this bill and they are not willing to bring the bill out of collections to give me an opportunity to review the bill. As of moments ago they sent me a digital itemized statement of charges via mychart.mybox.com/mychart/billing/details. I have logged in to view both of those statements which are duplicates actually and they are not itemized the only thing on these XXXX statements is information regarding my patient details which are my name account number balance service date facility and Department along with my address. On the portion of the statement that shows charges the only thing it shows is the service date the REV.code, THE PROCEDURE CODE, THE DESCRIPTION, A QUANTITY, AND AMOUNT OF {$1000.00} AND THEN IT SHOWS PAYMENTS AND ADJUSTMENTS OF A PAYMENT DATE OF XX/XX/2022 WITH A DESCRIPTION NEXT TO THAT SAYING XXXX XXXX PAYMENTS IN THE AMOUNT OF {$260.00} AND UNDER THAT IT SHOWS INSURANCE ADJUSTMENTS MINUS {$510.00} PATIENT PAYMENT {$42.00} WITH A TOTAL PAYMENT AND ADJUSTMENT BALANCE OF {$820.00} IN ADJUSTMENTS LEAVING A OUTSTANDING INSURANCE BALANCE OF XXXX AND A CURRENT PATIENT BALANCE OF {$200.00}. THIS IS NOT AN ITEMIZED STATEMENT AND ITEMIZED STATEMENT SHOULD TELL ME EXACTLY WHAT THAT XXXX IS COMPRISED OF. I WANT TO KNOW EXACTLY WHAT I WAS CHARGED FOR IN THE EMERGENCY ROOM SO THAT I CAN CONFIRM THAT EVERYTHING IS ACCURATE AND XXXX XXXX IS NOT PROVIDING THAT. PLEASE EXCUSE THE CAPITAL LETTERS I DON'T KNOW WHY IT HAS DEFAULTED TO CAPS.
|
| 12/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
This illegitimate debt that was already PAID IN FULL to XXXX XXXX XXXX , XXXX in XXXX and XXXX XXXX working with each other and was handed over by them to CBE Group , Inc. in the last year XXXX for possible more illegal collection. CBE Group , Inc. has attempted on many occasions to contact me by mail and phone regarding this PAID IN FULL amount as seen on the photos attached herein. They have also tried personal harassment at my gym, shopping centers, and eateries as well as following me in cars and trucks of which my attorneys private investigators have video taped and cross checked names and address 's of the owners of said vehicles and employment histories.. We have turned all information to the Ca. State Attorney Generals offices as well as the FBI Offices in XXXX Ca. for Highly illegal EXTORTION attempts as well as Collusion to commit crime as an organization under Federal RICO Act. Stated clearly in the document using U.S. MAIL system on the envelope it was mailed in constitutes Federal Mail Fraud and that is included per the photos enclosed.. XXXX XXXX XXXX , XXXX handed this file over to CBE Group , Inc. knowing full well it had been previously PAID IN FULL in XXXX for the amount of {$2300.00} and Nothing was then owed again.. CBE Group, Inc. then attempted ti send letters dated XX/XX/XXXX!! to collect an additional {$710.00} that was part of the original payoff to XXXX XXXX XXXX , XXXX in XXXX per XXXX answer to the complaint filed on XX/XX/XXXX here in CFPB. So how does a NEW. bill show up for the same PAID IN FULL account XXXX years PREVIOUS?!
This is a classic " Handoff '' the FBI has informed my attorney to collect further debt illegally and with malice intended of a debt not owed.. CBE Group , Inc. knows full well that my name was changed legally in XXXX XXXX XXXX for inheritance purposes from XXXX XXXX , my step dads family name to, XXXX XXXX as per my Ca. State Drivers license, U.S. Passport and Social Security Number. They know this clearly and still harass by using a prior legal name that has been changed for over 3 years. It's clear they don't think the law applies to them so we will have show them that it does apply. The recently passed Collection Act in XXXX of XXXX will soon see addendums being added to it to curb all illegal activities of Collection Co 's in Ca. as per our conversations with law enforcement and judiciary commitees. The DRE, Construction Licensing, Labor, Medical, Insurance, review boards came into existence in California and Federally for this very reason.. To many idiots that think they are above the law and abusing it regularly...
|
| 10/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I received a credit alert from XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX that CBE made a change to my credit report on or about XXXX XXXX, 2016. I do not know what this attempt is to collect the debt, however, XXXX XXXX has attempted 5-6 times to collect this debt I do not owe and has not provided the services contracted since XXXX XXXX, 2016. Services was contracted with XXXX XXXX and has been contracted with XXXX XXXX for approximately 14 years when recently ( last 1 1/2 years ) and is currently still under contract, the contracted provider started charging excessive fees, interrupted services, billed for services not contracted, failed to render services as contracted, and closed the account without authorization or consideration for number portability. Failed to respond to FCC complaints. ( FCC Complaint # ( s ) : XXXX, XXXX, XXXX, XXXX ) Requesting for consumer, XXXX XXXX XXXX to pay to terminate contract and services not provided and/or billed. Will attach additional information pertaining to payments and services. This is the second collection agency obtained by XXXX and I have not been provided the services I contracted since XXXX XXXX, 2016.
This letter from XXXX XXXX references a home-based internet line : XXXX that was not further contracted after XXXX XXXX, 2016 when the contract ended. It was under the same account number ( XXXX ) as the voice ( talk, text, and data ) line reported : XXXX to the FCC after the line was disconnected on XXXX XXXX, 2016. XXXX is still contracted. I have not agreed to terminate my contract ( will not be paying an early termination fee of {$140.00} ) for this line and XXXX does not have this line connected for use as anyone that attempts to contact this number can understand when calling this number. This is the third attempt to collect on a XXXX bill in which services have not been rendered. I will not be paying for non-contracted services, services not rendered under this account or for not having service. You have been paid all you are due.
XXXX XXXX has solicited multiple companies to collect on a debt not contracted, owed, or due and all have ceased collection activity on their behalf and notified both the consumer and the CFPB that collections have been ceased. XXXX has been the most recent company to cease collection on behalf of XXXX XXXX concerning this matter. Now on this attempt, XXXX has changed the number in specifics as to what the collection is indicated for ; indicating a contract for internet that was not renewed on XXXX XXXX, 2016 due to no longer needing it. I will file a complaint with XXXX as well.
|
| 10/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
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XX/XX/XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX, XXXX XXXX, Iowa XXXX RE : CBE Group Churning Consumers Credit Reports This is regarding an issue with CBE Group and what appears to be a deceptive tactic of churning consumers credit reporting while ignoring requests to provide backup or even original invoices of their claim.
It appears that there is a systemic tactic CBE Group engages in through the following experience : 1. The noted collection company issues a claim that shows on my credit report in XXXX.
2. I believe most consumers pay the trivial amount chalking it up to an oversight, however, in my case the claim was over {$1700.00} so I disputed the claim, requested backup details from the collection company, requested backup details from the creditor.
4. I receive no response as expected since there were no dealings with the creditor for literally years further believing the claim is suspect.
5. However, I am somewhat satisfied when the claim subsequently dropped from the my credit report in XXXX.
6. Approximately 90 days later, in the spring of XXXX a new claim appears with the suspect date of the previous month. It is with the same creditor as in XXXX and is presented by CBE Group with an original date less than 30 days prior to their posting on my credit report. The amount appears to be slightly different than the one addressed 90 days prior.
7. I disputed this claim as I did the first one, requested backup details from the collection company, and requested backup details from the creditor.
8. Again, I receive no response as expected since there were no dealings with the creditor within the previous year.
9. Again, I am somewhat satisfied when the claim subsequently dropped from my credit report in spring XXXX.
10. CBE Group has deployed this process on me personally now for the third time this year as recently as XXXX, XXXX showing a new claim on my credit report while Ive disputed this since the fall of XXXX.
11. The tactic shortcuts their having to provide any details or backup information on the debt and by refreshing the claim dates they are churning my credit report which likely takes much less effort.
This process for me is approaching 2 years while they are presenting it as a last month occurrence.
This could be explained away as an oversight or clerical error. However, the fact that theyve deployed this process three times this year shows its more than a one off occurrence and more of a systemic tactic deployed to deceive the credit reporting agencies at the expense of the consumer.
|
| 06/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have no idea who CBE GROUP is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. CBE GROUP is indicating that an account with the account number XXXX & XXXX was opened with their company in XX/XX/2018. I never opened an account with them or anybody else. This account must be a result of identity theft or someone opening an account in my name using my identity. I have no knowledge of this account nor did I give anyone permission to open an account with my name.
When a debt collector engages in the collection of DEBT they must provide copies of the following items : 1. Provide a certified copy of the complete credit application that debtor signed to secure the credit with your entity.
2. Provide signed verification of each transaction that is part of the alleged cumulative debt.
3. Provide the contract or other instrument through which [ Alleged Creditor } authorized CBE GROUP as third-party collection agent.
4. Provide a true and correct copy of the instrument by which [ I have no idea who CBE GROUP, is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. CBE GROUP is indicating that an account with the account number XXXX & XXXX was opened with their company in XX/XX/2018. I never opened an account with them or anybody else. This account must be a result of identity theft or someone opening an account in my name using my identity. I have no knowledge of this account nor did I give anyone permission to open an account with my name.
5. Provide the delegation of authority from the Director of the Office of Management Budget to CBE GROUP, that authorizes your company to settle accounts of the United States ( Public Law 104-316 ).
6. Provide the Certified Assessment Certificate.
Violation ( s ) : * Failure to provide a notice prior to reporting negative information to a credit reporting agency ( CRA ).
* Failure to provide a notice within 30 days after reporting negative information to a credit reporting agency ( CRA ).
* Failure to provide an Opt Out Notice.
* Failure to disclose as required by federal law mandatory information in their Privacy Policy notice.
* Sharing Non Public Information ( NPI ) without providing an Opt Out Notice
|
| 01/04/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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On XX/XX/XXXX I noticed a blocked missed call from a company labeled as CBE Group on my cell phone. When I opened the missed call notification, the history showed 3 separate calls from XXXX dated XX/XX/XXXX @ XXXX EST, XX/XX/XXXX @ XXXX EST and XX/XX/XXXX @ XXXX EST. I finally decided to call them back on XX/XX/XXXX @ XXXX EST since none of the calls resulted in a voice message. When a woman answered the phone she stated they were a debt collection agency and began to ask me to confirm my information. I refused because I could not be sure this wasn't a scam. She asked if she was speaking with XXXX XXXX and if my address was XXXX XXXX XXXX, XXXX XXXX, XXXX GA XXXX ... which it is not. I confirmed my name but told her the address was wrong and I hadn't lived at that location for over 5 years. I asked her multiple times what this was regarding and she stated this was a debt from XXXX received by them from another collection agency XXXX XXXX XXXX. After going back and forth with her about the age of the debt, I asked for written communication regarding this supposed debt I owed because we were one week away from the end of XXXX and I'm receiving phone calls from their company about an almost 16 year old debt? She then transfers me to her " supervisor '' who I proceeded to ask the same request. I will not confirm or acknowledge anything without something in writing stating that this is even my account as well as who they are in this process. After about 15 mins of him trying to convince me that they were just looking to help me set up a payment arrangement, he finally agreed to mail me notification. On XX/XX/XXXX I received a notice from CBE dated XX/XX/XXXX claiming that XXXX XXXX XXXX forwarded this debt in the amount of {$430.00} to them. The notice states the original creditor is XXXX and the current creditor is XXXX XXXX. The notice also states that due to the age of the account I can not be sued by either CBE or XXXX XXXX. Nowhere in this communication does it state anything regarding this original account, nor does it include dates of any kind. So, my question is what is the purpose of this entire scenario? What is the goal here? I still have not received anything showing this was ever my account ; I don't have anything from XXXX XXXX XXXX ( who I worked with earlier in XXXX to pay off an old debt so they ABSOLUTELY have my current information ) and if I dispute this then I start a legal clock that otherwise doesn't exist.
|
| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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On the week of XX/XX/XXXX I received a phone call from the CBE group requesting identifying information from me. I explained to the representative that I was unable to provide information as I was at work and sit in a communal office. I requested she not contact me until after XXXX, where I would be in a secure location and be able to provide personal information.
I received over a dozen calls between XX/XX/XXXX and XX/XX/XXXX between the hours of XXXX - XXXX, of which I was unable to answer due to being at work. I was able to answer 1 call on XX/XX/XXXX at XXXX. I confirmed with the gentleman that my account specified not to contact me prior to XXXX, and explained I was, again, in a communal office setting unable to provide identifying and personal information.
The gentleman asked if I would like to be marked as " Do not contact '' to which I explicitly said " No '' and explained I would be more than willing to provide any necessary information after XXXX to a CBE representative.
I received no calls after XX/XX/XXXX. I received a notice of " Potentially Negative Activity '' from my bank on XX/XX/XXXX notifying me that the CBE group placed a Major Derogatory on my credit report. I called CBE Group and spoke to an account representative, and she informed me that my account had been marked " Do Not Contact ''.
I had received XXXX information regarding the alleged debt from the CBE Group and they refused to contact me during times in which I specified I would be willing and able to provide the required personal information to them prior to having my credit report flagged for an outstanding alleged debt.
When I spoke with the representative on XX/XX/11 around XXXX I requested information be sent to my current address and asked for the major derogatory be removed from my credit report as they had not provided me with any information on the debt, continually contacted me during hours I specified I would not be available, and refused to contact me after XXXX. She explained they would contact the bank and have it removed- which has not been done.
The major derogatory is still present on my account and negatively affecting my credit, specifically my credit score ( which has historically been very good ) has dropped XXXX points, and has not recovered since the major derogatory was placed on it.
I have a complete recording of the entire phone call from XX/XX/XXXX and will provide if requested.
|
| 03/30/2017 |
Yes |
- Debt collection
- Non-federal student loan
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
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To Whom It May Concern : I had taken out two ( 2 ) Parent Loans for my son when he attended XXXX University. He left college and the loan payments came due at a time I was dealing with debt left by a divorce. Rather than file bankruptcy I opted to settle with all creditors except for the parent loans. As time went by they did start a garnishment XX/XX/XXXX.
My employer has deducted {$190.00} every two ( 2 ) weeks beginning XX/XX/XXXX per the United States Government Wage Garnishment Order ( XXXX ) in the amount of {$20000.00}.
I contacted the Creditor Agency ( CBE ) last week to confirm the date I thought this should be paid in full ( approx XX/XX/XXXX ). I was told I still had {$5500.00} plus to pay and interest accrues daily. At that time I requested a transaction history on the collection of my two ( 2 ) accounts.
I received their transaction history report that carries NO BALANCES. I received the payment history from my employer that carries remaining balance after every payment. I created a spreadsheet using BOTH CBE and my employer.
First, the garnishment order of {$20000.00} consists of : 2 parent loans totaling {$14000.00}, Interest due of {$1900.00} and CBE Fees and Costs of {$3900.00}.
Secondly, in addition to CBE 's fees/cost of {$3900.00} INCLUDED in the garnishment, they have collected ADDITIONAL fees of {$37.00} every two ( 2 ) weeks processing payments received as follows : XX/XX/XXXX - {$410.00} XX/XX/XXXX - {$1000.00} XX/XX/XXXX - {$970.00} XX/XX/XXXX - {$220.00} ( as of XX/XX/XXXX payment processed of XX/XX/XXXX payroll deduction - Why does it take so long for them to process? ) The collection company is receiving over half the cost of the original debt IN FEES to collect the debt. It 's a wonder anyone goes to college or that parents take out these loans not knowing what the future holds financially for them.
Both myself and my employer have a total balance left on my garnishment of {$1700.00} per the payroll deduction of XX/XX/XXXX ( which CBE processed XX/XX/XXXX per their transaction history report ). CBE verbally told me I had a {$5500.00} plus balance as of XX/XX/XXXX.
Finally, How can a wage garnishment order that is almost fulfilled have a balance that can keep growing seemingly never to end?
Where are the checks and balances for the consumer or in this case debtor? Is n't a garnishment order for a specified amount only as listed in black and white on mine?
|
| 10/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
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Web |
|
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Unjustified Billing and Negative Credit Implications Due to XXXX 's Administrative Error XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, GA, XXXX [ Your Address ] [ City, State, Zip ] [ Email Address ] [ Phone Number ] XX/XX/2023 Dear Sir/Madam, I am writing to lodge a formal complaint against XXXX XXXX concerning a billing error that has since escalated to an unwarranted debt collection action, which might adversely affect my credit rating. The genesis of this issue was an attempt to open an account with XXXX online on [ insert date ], which, due to some unknown hindrance, was not successful.
During the account setup process, a XXXX agent collected my personal details, including my Date of Birth, Social Security Number, and address. Despite spending nearly two hours online with the agent, the account was not set up. Frustrated, I decided to abort the process and explicitly requested the agent to cease any further attempts to create the account. Surprisingly, I received a bill of {$170.00} from XXXX a few weeks later.
Upon receiving the bill, I immediately contacted XXXX customer care at XXXX and explained the predicament. They acknowledged an error on their part, assuring me that the matter would be resolved internally and that I should disregard the bill. Despite this assurance, I continued receiving bills from XXXX. Believing that the issue would be rectified soon, I did not follow up until I received a bill from a debt collection agency, CBE Group, located at XXXX XXXX XXXX, XXXX XXXX, IA XXXX, with a contact number of XXXX. For reference, the XXXX account number mentioned in the bill is XXXX, and my case reference number with CBE Group is XXXX.
Now, I am faced with the undue stress of liaising with the debt collection agency to resolve an error that was not of my making. Moreover, there is a looming threat to my credit rating, which, if affected, will lead to higher interest rates on credit, causing me financial loss.
I kindly urge the Consumer Financial Protection Bureau to investigate this matter and facilitate a resolution that will rectify the erroneous billing, halt the unwarranted debt collection action, and prevent any negative implications on my credit score.
Thank you for your prompt attention to this serious issue. I am willing to provide further information if needed and look forward to your expedient response.
Yours faithfully, XXXX XXXX
|
| 11/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
|
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THE CBE GROUP # XXXX Re : Notice for Proof of Claim Account : THE CBE GROUP # XXXX To Whom it may Concern : This is a this complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assign ability because it violates contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation.
The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors. Dartmouth College v. Woodward 4 Wheat 518 : White v. Hart, 13 Id 646. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692 ( g ) : Under the Law, FDCPA, Section 1692 ( g ), you have 30 days to supply these proofs, if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
|
| 06/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
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I was XXXX by a XXXX stranger in a hotel near XXXX, Utah. I suffered a XXXX. I was forced to go to the hospital by police. I did not want to go. When at the hospital, I told them I want to be released. After the hospital personnel resisted my request and my repeated request to be released, they would only do so if I signed a release. O signed a release document to be released at my own risk. I then walked home at about XXXX XXXX. in the morning.
XXXX owned by XXXX attempted to collect a medical bill when I had told them all along it was a XXXX and I wanted to be released. I did not authorize the treatment and I did not commit the assault crime against me.
Eventually XXXX gave the account to CBE, a debt collection company and I was sent a collection notice. I responded on writing with a letter containing my explaination for disputing the debt, informed them of my rights according to FCRA laws and stated for them to cease and desist. I also gave them documentation regarding the offender 's court case with DA and Judge for the case of assault. CBE Group then told me they are closing my file and sending it back to XXXX. That was approximately XX/XX/XXXX, because my letter was sent XX/XX/XXXX.
Months and months later I received another letter attempting to collect the debt. I informed CBE with a letter that I had already disputed it and they had my letter with documentation about the court case for an assault by a stranger on me. I also informed them that they are violating FCRA laws by attempting to collect it again and contacting me to do so after I have told them in writing to cease and desist as per FCRA regulations. I then called CBE and explained again. I was promised by the CBE representative that they would remove the collection and close my file. They said they would take care of it.
On XX/XX/XXXX, I received a credit alert email and when I looked at my XXXX credit report, CBE had made an entry that my account was in collections and my score dropped significantly. I have filed a dispute with the credit agency and reporting the error.
Again, it is not my debt for reasons already explained. I can send copies of the letter I sent to CBE Group along with documentation showing the perpetrator 's court case, sentencing, DA information, Judge, etc.
I am reporting this collection matter now as an FCRA violation and as fraudulent.
|
| 08/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
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Web |
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I received many calls from CBE Group on multiple phone numbers multiple times per day. One was also my XXXX number. I was unaware of any unpaid debts so I was concerned it was a scam.
CBE refused to give me info regarding who they are or more information without me telling them my personal details. I understand they need to verify who they are speaking with but there's so many scams and they wouldn't give me any information at all. I was uncomfortable and spoke to an attorney. I was advised to tell them to mail me info instead of the continued multiple calls daily while I was working.
I have not since heard from them. I never received anything in the mail notifying me of any debt for me to verify. Now, I have the amount added to my credit reports but have never received a bill from XXXX or CBE Group mailed to verify what I owe money for. I do not believe the debt is accurate. Now that it's on my credit it says it is for XXXX ( I assume it's XXXX I never had a XXXX account ). I otherwise would not have known what I owe and to whom since CBE would not tell me. I went online a long time ago and paid my balance ( after cancellation ) down to XXXX.
I have it on my credit reports, however, I was not asked by XXXX to pay anything more. ( XXXX also calls excessively multiple times daily if bills are owed so not sure how I still owe them anything ) This all happened during COVID shutdowns and I was not employed. I had no income, stimulus or otherwise, for over 9 weeks. I would have had an opportunity to speak to the companies regarding this or to request postponement if I was made aware of a bill or what the debt was for. I spoke to XXXX previously explaining I was temporarily unemployed due to COVID. I was not able to pay and they were informed of that. I cancelled service due to that after they raised my rates IN XXXX. I have since gone to my XXXX account and the amount it showed that was due I DID pay IN FULL once I had money again. I have not received anything since then saying I owed more money than what I paid on my account.
This is an abuse of the credit reporting system. I simply asked to have a letter or something so I knew what the debt was for. Also, I believe it's an unethical tactic to get paid without actually providing me sufficient documentation of what is owed. The XXXX acct is XXXX It now shows closed but XXXX balance.
|
| 03/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX CBE GROUP XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious CBE GROUP XXXX.
I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
|
| 03/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
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I HAVE THE XXXX CREDIT MONITORING MEMBERSHIP THAT I PAY FOR MONTHLY AND I NOTICED ON MY XXXX REPORT (CBE GROUP XXXX XXXX XXXX XXXX IA XXXX PH#XXXX)(XXXX XXXX ON MY CREDIT FILE. STATING THAT THIS ACCOUNT WAS OPENED ON XX/XX/2018, WHICH IS TOTALLY NOT MY ACCOUNT AND I HAVE NO IDEA WHO DID THIS. SO I IMMEDIATLEY CALLED CBE GROUP @XXXX SPOKE W/ REP THAT WOULD NOT HELP ME. I SIMPLY ASKED FOR THE DEPARTMENT THAT HANDLES WHEN INCORRECT INFORMATION SHOWS UP THAT IS NOT MINE DID SHE HAVE A CREDIT VERIFICATION DEPARTMENT OR A FRAUD DEPARTMENT EMAIL/AND OR FAX # SO THAT I CAN SUBMIT A COPY OF MY EXPERIAN CREDIT REPORT ALONG W/MY DRIVERS LICENSE AND SSCARD TO PROVE THAT THIS IS NOT MY ACCOUNT AND I HAVE NEVER GONE BY ANY OTHER NAME OR LIVED AT ANY OTHER ADDRESS OTHER THAN THE ADDRESS LISTED ON MY DL. THE REP TOLD ME THAT THEY DO NOT HAVE A DEPARTMENT LIKE THAT! THEN THE REP ASKED FOR MY SSN AND TRIED TO USE TRICK TACTICS FOR ME TO AGREE THAT THE ACCOUNT IS MINE. I TOLD HER THAT THIS IS NOT MY ACCOUNT AND I HAVE NEVER HAD THESE SERVICES. THE REP KEPT ASKING ME AND I KEPT SAYING NO! PLEASE PROVIDE ME WITH THE FAX# AND OR EMAIL JUST SO I CAN SIMPLY SUBMIT A LETTER AND PROVIDE THE DOCUMENTATION PROOF THAT THIS ACCOUNT DOES NOT BELONG TO ME! THE CUSTOMER SERVICE REP PLACED MY CALL ON HOLD NUMEROUS TIMES AND TOLD ME THAT THEY DO NOT HAVE A FAX#, AN EMAIL ADDRESS, OR A MAILING ADDRESS THAT SHE COULD PROVIDE TO ME. AND SHE SAID THIS IN A VERY NASTY WAY BECAUSE I WOULDNT SAY THE ACCOUNT WAS MINE, IT IS NOT!. I IMMEDIATLEY SEARCHED THE WEB AND FOUND COUNTLESS CUSTOMER REVIEWS ABOUT CBE GROUP & XXXX XXXX/XXXX XXXX STATING HOW THEY USE TRICKY WAYS TO PLACE THINGS ON YOUR CREDIT FILE AND WILL NOT OFFER YOU ANY HELP TO REMOVE INCORRECT ITEMS. I ALSO SAW A REPORT ON A CLASS ACTION LAW SUIT AGAINST THE CBE GROUP AND TERRIBLE REVIEWS FROM THE "XXXX" LISTED. BUT I THEN CAME ACROSS THE NAME OF XXXX XXXX (CHEIF ADMINISTRATIVE AND INFORMATION OFFICER aka:cheif client officer) I CALLED HIM TODAY @XXXX AND HE DID NOT HELP ME BUT ROUTED ME RIGHT BACK INTO THE DIRECTION OF THE XXXX NUMBER EVEN AFTER I EXPLAINED ALL THAT I HAVE JUST BEEN THROUGH WITH THE TERRIBLE/RUDE CUSTOMER SERVICE HE TOLD ME THAT HE WOULD NOT HELP ME!. HE TOLD ME THAT HIS COMPANY DOES NOT HAVE EMAIL AND HE WOULD NOT HELP ME WITH THIS, I VERIFIED HIS EMAIL FROM THE "XXXX" IS (XXXX).
|
| 11/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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I received a letter from the CBE group today stating I owe {$460.00} for XXXX XXXX Account XXXX with a date of service XX/XX/XXXX. I am contacting a Lawyer tomorrow! I read through this notice and saw on XX/XX/XXXX XXXX XXXX is saying I still owe {$97.00} after {$3400.00} has been paid! I called them and told them I paid this account in full in XX/XX/XXXX by settling with the collection agency. They then REMOVED THE COLLECTION from MY CREDIT! WHY IN THE WORLD ARE THEY NOW TELLING me I owe {$97.00}. This is not all! They send me a notice, same day stating I owe {$370.00} for account XXXX. THIS COMPANY AND XXXX XXXX HAS YET TO PROVDE ME AN ITEMIZED LIST OF WHAT I AM BEING BILLED FOR WHICH IS A VIOLATION OF FDCPA! The have an auto dialer call me with an automated person speaking! I can never speak to anyone! They have time and time again ruin my credit! They place accounts in collections and then after months of fighting to prove them wrong, the accounts are removed. But my CREDIT is already impacted! I have a higher rate on my loans due to their erroneous credit reporting! This is still not all! XXXX also has account XXXX, this is for my Son. I have issued TWO CFPB complaints XXXX, XXXX where XXXX has FAILED TO ISSUE ME WITH AN Itemized list of the charges! Someone really needs to look into the charges for XXXX account XXXX and XXXX!!! There is medical billing fraud with these two accounts. There is also violation of FDCPA and TCPA as well as UDAAP. The department of Justice needs to investigate XXXX XXXX, XXXX XXXX and The CBE Group! I have spent countless hours asking for a list of all charges and disputing the amounts owed and no-one is doing one thing! All they do is call 20 times a day, they are rude and threating! My Husband gets harassing calls every day for account ending XXXX! Again along with ago XXXX, I HAVE PAID FOR THE ACCURATE AMOUNTS OWED! I am being charged for items that I DO NOT OWE!!!! This is being proven by their content lack of ability to provide me a line by line list OF ALL CHARGE! It is really said I am being abused like this! I have XXXX XXXX who NEVER answered my request! They sold the account to XXXX who then sold the accounts to The CBE group! I think they look for Women to take advantage of! I really do!!!! They threaten my Credit when I ask for the itemized list! Again FCDPA violation!
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| 02/21/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On or about XX/XX/XXXX I signed up for XXXX XXXX home internet service. This offer was for a 30 day free trial of the XXXX internet service. It reportedly included free installation and ability to cancel within 30 days without obligation. The service started on XX/XX/XXXX, but I could not use it until the XXXX or XXXX due to faulty wiring. An installer came and fixed a problem with the wiring and I used the service for 2-3 days. On the XXXX of XXXX I called XXXX and canceled the service because the internet was too slow ( took 2-3 minutes to load my email browser, unable to stream data ). The representative canceled my service and sent out a return kit for me to return the XXXX modem that they had provided for the service. I received the return kit on the XXXX of XXXX and sent it back to XXXX on or about the XXXX of XXXX. ( They give you 30 days to return it ) In the middle of XXXX, I received a bill from XXXX for XXXX XXXX This bill included charges for the prorated service from XX/XX/XXXX to XX/XX/XXXX as well as XXXX $ for Modem/Router combo. I Called XXXX and told them that I had returned the router and it needed to be removed from the bill. The representative told me that " Don't worry, that's not your final bill, once the modem is received in the 'system ' they will issue a new bill with an adjustment. '' In XXXX I received the same bill from XXXX, I called and spoke to multiple people from their company trying to resolve this issue, they kept telling me that " it's a valid charge. '' I told them that I would not pay for a router I had returned to them. In XXXX I called again ( unknown day ) and spoke to more people, again I was told the same thing. I even asked to speak to a manager and got nowhere. I even had to ask several times for " someone who speaks my language '' because most of the reps had thick XXXX accents and I could not understand them at all. I decided to not pay them at all, and on XX/XX/XXXX I received an email from XXXX XXXX ( a debt collector ) on behalf of XXXX trying to collect the debt. I called and told them that the debt is not valid and they told me to send them a written rebuttal. I will not do this because they will simply tell XXXX my side and XXXX will say " It's a valid debt '' I'm frustrated and tired of dealing with this company that I had services from for just 6 days
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| 02/26/2018 |
Yes |
- Debt collection
- Federal student loan debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Many students have been having issues with XXXX regarding the living environment and the way that the Cashiers Office, Accounts Receivable and/or the Financial Aid office assists and/or communicates with their respective offices on behalf of your account.
An example of this comes through a friend named XXXX XXXX XXXX, who can provide her own details regarding her account in more detail, but has similarities to my own complaint in the regard of XXXXL attempting to collect funding independently on our respective accounts. XXXX has attempted to charge myself and others with amounts that are not indicated on our accounts, place such matters on our credit reports and/or send such to an outside collection agencies ( or threaten such actions ).
Empirical evidence comes through XXXX sending such matters to outside collection agency XXXX XXXX XXXX through XXXX. Upon review, XXXX XXXX XXXX advised that debt was not accurate according to records XXXX falsified to send off to them & /or did not verify a debt was out in accordance to the times that the student was a student on campus.
Additional complaints to CFPB involve XXXX to take threats of action from retaliation from OCR complaint ( please contact Department of Education ), as well as XXXX - Case # XXXX, that additional information can be found in reference numbers XXXX & XXXX.
The most recent letter that bringsawareness of this practice by XXXX comes from collection agency, " The XXXX XXXX, XXXX '' Where XXXXL, " XXXX XXXX XXXX XXXX XXXX '' is named as the, " Creditor '' for Account Number, " XXXX XXXX '' & CS Number, " XXXX '' with Reference Number, " XXXX ''. They are attempting to gather funds that were previously sent to XXXX XXXX XXXX from XXXX. The current amount due is XXXX.
Other individuals have had these matters occur and had their credit damaged as I have through this practice, yet their amounts have escalated and even skyrocketed into the tens of thousands, yet started off similarly to the amounts I have indicated. At present I have no way to enter campus to resolve such matters, while defending myself again assault which occurred on campus.
Matter is currently a form of harassment for speaking out against practices that went against the XXXX XXXX XXXX
Matter is referenced in XXXX XXXX & XXXX XXXX Releases from XX/XX/2018
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| 08/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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RE : CBE Account # XXXX XXXX Account # : XXXX Account Owner : XXXX XXXX To Whom it May Concern : The collection of this debt is related to the return of a mobile device to XXXX XXXX ( " XXXX '' ). I obtained a new mobile device pursuant to the terms of warranty agreement related to XXXX Account No. XXXX and was instructed to return the defective phone to XXXX. This account has now been closed, but I am still a XXXX customer under another account number.
After confirming the address for the return with XXXX, the phone was returned to the XXXX XXXX XXXX XXXX in XXXX XXXX, Texas via XXXX XXXX, Tracking No. XXXX XXXX XXXX, and was delivered on XXXX XXXX, XXXX at XXXX XXXX. The XXXX XXXX label and tracking information can be provided.
Wanting to allow for time for the return to be processed, on XXXX XXXX, XXXX, XXXX was contacted directly to confirm that the phone had been returned and that the account balance reflected that {$0.00} was due. I was informed that since his account was in collections, I had to communicate with the collection agency handling the account. After contacting XXXX XXXX XXXX ( Acct. # XXXX ), I was advised the account had been transferred to another agency, XXXX XXXX ( Acct. # XXXX ). A representative from XXXX XXXX advised me they had no record of the phone being returned and that it may take additional time for the XXXX records to reflect that the phone was returned.
No additional correspondence from any collection agency has been received since a statement dated XXXX XXXX, XXXX from XXXX XXXX. Thereafter, I began receiving telephone calls from unknown numbers, but was not left any voice messages. I discovered one of those calls was from CBE Group after I called the number back with my fiancee on XXXX XXXX, XXXX. The above scenario was explained via phone and I was instructed to send a written letter disputing the debt. That letter was sent via regular mail on XXXX XXXX, XXXX and no response has been received. I verified via an online account today that this debt is still with CBE Group and an outstanding balance is still owed.
The debt is being disputed since the phone was returned. Ultimately, CBE Group is attempting to collect a debt that does not exist due to the circumstances explained above. The phone was returned to the address as was instructed by XXXX.
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| 08/07/2018 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I request validation of this debt per Texas Finance Code Section 392.202 which requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to ; For the purpose of validation provide me with : The name and address of the original creditor. The original date of default or non-payment of the debt with original creditor. The date the debt was transferred from the original creditor to the third party debt collector. The original balance. The current balance. Any fees added by your agency. Sec. 392.303 ( a ) ( 2 ).
This debt is over the statute of limitations in the state of Texas, which is 4 years. This company is violating the laws in the state of Tecas by attempting to collect this debt.
Texas Surety bond information as required by Sec. 392.101 - my original signature on the application from the creditor - my original signature on an application with your office consenting to any service Please note XXXX, XXXX, and XXXX are bonded in the state of Texas and are required to comply with Texas Finance Code. If a debt collector has failed to respond to your debt validation request, then they have essentially admitted, per Texas Finance Code 392.202 ( b ) ( 2 ), that the debt in question is inaccurate. Per this requirement you must delete this trade line if you do not have sufficient time to complete an investigation to validate this debt in 30 days according to Sec. 392.202 ( d ) ( 1 ) Also per Texas Finance Code 392.202 Correction of third -party debt collectors or credit bureaus files. I request immediate notification by mail if this alleged debt is sold or transferred per Sec. 392.301 ( a ) ( 4 ).
Please reply with your response via US MAIL. Do not contact me by phone as it is inconvenient. Do not contact my family, acquaintances, or employer in any manner. Please note I am fully prepared to pursue my rights for the harm this inaccuracy has done to me. Sec. 392.403. CIVIL REMEDIES. ( a ) A person may sue for : ( 1 ) injunctive relief to prevent or restrain a violation of this chapter ; and ( 2 ) actual damages sustained as a result of a violation of this chapter. Please also note Texas BCC17. I demand that you will not sell, transfer, or assign this debt per Sec. 392.301 ( a ) ( 4 ). Regards.
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| 12/17/2022 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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CBE company calls me frequently, each time from a different phone number. They never leave a message to tell me who is calling or why or how much I owe. Sometimes they have called multiple times in a row. I only know it is from CBE group because my phone gives me caller ID and I check unknown numbers online. I have tried reaching out to them about their calls, asking them not to contact me at work ( they only stopped calling me during work starting XXXX despite me telling them my days off way before then ) and when I ask why they keep calling they are vague and refuse to tell me what I owe, how much I owe, what it is from, a reference or account number, or literally ANYTHING that I could use to find out information about this supposed debt. I can't even call the numbers they call me from most of the time because no one answers or it says the number is no longer in service. They have been calling me for quite a while, at least since the beginning of XXXX ( possibly before, but I did not have caller ID on my old phone so I don't know for sure ). It seems like every time I try and use their website to get a phone number, the number is different so I stopped trying to contact them because I didn't know that there was any way I could report them or find out ANY information. I do not have any letters from them that I can find ( I have been saving every letter for the past month and a half to see if they may finally mail me something ) and I'm frustrated. I have no information on them other than a name ( CBE group ) and the fact that according to my caller ID, they call from a LOT of different phone numbers. I have stopped answering their calls at all because I have no evidence that I owe them a debt and I will not talk to them again until I have that information ( in the past when I picked up, they started calling daily ). My phone only saves missed calls for a month so I have limited information unless my cell provider keeps those records for longer. For the dates I currently have access to, they called XXXX XXXX XXXX XXXX XXXX XXXX XXXX Those are the times caller ID was noted on my phone. I also received quite a few other calls from numbers tied to the group ( according to XXXX, however, my caller ID did not mark those calls as from them, all of those were on days I worked ).
|
| 12/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
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Web |
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I am disputing the debt collection practices of " XXXX '' and their associated debt collector, " The CBE Group , Inc. '' In XXXX of 2015, I closed my XXXX XXXX account, and settled the final bill over the phone. I was told by the agent that the bill was settled. In XXXX of 2015, I received an email from XXXX stating that I had a balance on my account. I explained to XXXX that the " early termination fee '' was incorrect, the agent said it would not be applied, and the situation was resolved over the phone.
In the months following, I received no email, phone call, mail, text or other communication from XXXX. In XXXX of 2015, I realized that I had a collection on my account ( only after checking my credit report ) for the months of XXXX 2015XX/XX/XXXX 2015, which negatively impacted my credit score. Because I never received notification of the collection, XXXX and CBE violated the FDCPA - XXXX U.S.C. section XXXX XXXX XXXX ) which states : " A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section ....
( XXXX ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer ...
( XXXX ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action. '' -XXXX and CBE violated XXXX XXXX. XXXX XXXX XXXX ) ( XXXX ) because they conspicuously attempted to collect a debt, but did not attempt to contact me by any means, even though they had my email, address, and cell phone number ( my XXXX wireless number ).
-XXXX and CBE also violated XXXX XXXX. XXXX XXXX XXXX ) ( XXXX ) because they failed to make any initial written communication at all.
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| 05/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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609. Disclosures to consumers [ 15 U.S.C. 1681g ] A record of all inquiries received by the agency during the 1-year period preceding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer.
XXXX XXXX/XXXX XXXX Auto Dealers, Used XX/XX/XXXX XXXX XXXX XXXX XXXX Credit Cards XX/XX/XXXX XXXX XXXX/XXXX XXXX XXXX Collections Attorney XX/XX/XXXX XXXX XXXX XXXX XXXX Credit Cards XX/XX/XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX XXXX Auto Dealers, Used XX/XX/XXXX XXXX.
UNKNOWN CREDITOR : XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX XXXX XXXX Account # : XXXX Account Type : Collection Bureau Code : Individual I Account Status : Derogatory Monthly Payment : - - Date Opened : XX/XX/XXXX XX/XX/XXXX.
No. of Months ( terms ) : - - High Credit : {$110.00} Credit Limit : - - Past Due : - - Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX Comments : Placed for collection - Date Last Active : XX/XX/XXXX XX/XX/XXXX UNKNOWN CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX Account # : XXXX Account Type : Collection Bureau Code : Individual Account Status : Derogatory Monthly Payment : - - Date Opened : XX/XX/XXXX XX/XX/XXXX Balance : {$100.00} No. of Months ( terms ) : - - High Credit : {$100.00} {$100.00} Credit Limit : - - Past Due : - - Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX XX/XX/XXXX Comments : Placed for collection - Date Last Active : XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - UNKNOWN CREDITOR : CBE GROUP CBE GROUP ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX Account # : XXXX Account Type : Collection Bureau Code : Individual Account Status : Derogatory Monthly Payment : - - - Date Opened : XX/XX/XXXX Balance : {$590.00} No. of Months ( terms ) : - - - High Credit : {$590.00} Credit Limit : - - - Past Due : - - - Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX XX/XX/XXXX Comments : Affected by natural disaster Affected by natural disaster.
Affected by natural disaster Subject has not satisfied debt.
Date Last Active : XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - Two-Year payment history
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| 01/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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On XX/XX/2021, I was completely enrolled with University XXXX XXXX XXXX XXXX for online classes studying cyber security. My enrollment coach was XXXX XXXX XXXX XXXX : XXXX ext. XXXX. When enrolling I made sure I asked her multiple times does the college accepts vouchers from my employer to pay for the college. The response was yes I never encountered problem with your company and our college I help multiple students from your employer and never had an issue. I made sure I asked because I know Im not financially strong to pay on my own or out of pocket. XXXX XXXX it clear that I shouldnt run into any problems when processing my grades so the school received the payment.
I was advised to apply for financial aid but not for a student loan only grants and I was not approved.
After completing the first class with excellent grades and processing the payments. My job notified me that the school was not accepting my payments because they did not list my job to accept vouchers only reimbursement which mean I have to pay first out of pocket then I get my money back. And I was told by XXXX I dont have to do that. The payments can be sent directly to the school and I spoke with multiple employees in the financial aid department and they all said they will fix it not to worry. Also I spoke with XXXX XXXX her name is XXXX XXXX, XXXX, XXXX XXXX : XXXX Ext. XXXX Enrollment XXXX Manager, Enrollment Services. I was speaking with her and she kept pushing to have my job pay for the few and my phone was damaged so their was a little delay with my response, but I told her that my employers are not able to pay because the school doesnt accept it and she never responded and two months later I received a call on XX/XX/2021 from CBE group a debt collection agency saying I owe money. I honestly cant remember the amount that I was told but it was XXXX XXXX and some change.
I was giving incorrect information and the school wasnt trying to help they were just trying to get me enrolled in classes again. Every time I enter the class room the fee just kept going up and no one was nice enough to say lets fix this issue before you start classes again and your fees keep insurance. They all wanted me to join classes. And didnt care about my situation.
|
| 04/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was receiving multiple calls from a number I did not recognize, which turned out to be CBE groups, a collections agency trying to contact me. Knowing I had nothing in collections and nothing reporting to the CRA I answered one of their calls on XX/XX/XXXX only to receive a dead air call. I called them back and was immediately read my mini-miranda. After giving the rep my phone, name, and social security number and current address, which I have resided at since moving back from XXXX in XXXX, the rep kept stating I owed a debt but would not give me info as to who the original debtor was because I didn't have the correct address, so I did a cease and desist to stop all calls. They later started to contact my family, so I contacted them again on XX/XX/XXXX to do a cease and desist on all calls that have to do with their account due to lack of information. However, after extensive research and due to not receiving a validation of debt letter within 5 days of speaking with me I did not feel comfortable with how the reps were responding to the situation. I called once again on XX/XX/XXXX to ask for their address so I can not only send a written cease and desist letter but a validation of debt letter as well. However the rep disconnected the call. I called back immediately and the second rep started to argue with me that I did not need to know their address, after 6 minutes of arguing the rep gave me the address of XXXX XXXX XXXX XXXX XXXX, IA XXXX which is a different address to the one on their website which is XXXX XXXX XXXX XXXX, IA XXXX. On XX/XX/XXXX I sent out a cease and desist letter as well as a request of validation of debt letter via certified mail with tracking number to both addresses. The XXXX address signed for it on XX/XX/XXXX and the XXXX XXXX address signed for it on XX/XX/XXXX. It has now reached the 30 day period normally given to receive a response for the information requested as well as a letter stating they have received my cease and desist letters. I would just like the collections agency to return both verification that they have put my phone and family members phones on a cease and desist and I would like a validation of debt letter sent to me, so I don't have to worry about them in the future.
|
| 12/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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I have an unfair negative factor towards my credit on my credit reports reported by CBE group. The information below for " Negative Factors of my credit '', indicates a collection agency CBE Group indicated in XXXX date filed or first reported and the date last reported was on XXXX as a negative factor towards my credit report. This is is false information and I 'm disputing it.
The only payment dispute I had was in XXXX. Back then, I had discontinued a portion of my XXXX services that involves XXXX. I paid in full through XXXX for discontinuing the XXXX service XXXX that was offered through XXXX 's advertisement and payment through XXXX 's billing. XXXX came back to bully me for an additional {$250.00} to be paid to them while XXXX indicated as far as they were concerned I was paid in full. Prior to this, I had only had communication with XXXX for this TV satellite service and XXXX refused to correct XXXX. I then refused to additionally pay XXXX the {$250.00} and XXXX has haunted me since via various collection agencies attempts originated by them since XXXX.
Now this new credit issue on my record ( see below ) indicates a new development in XXXX is absolutely false. If this new dispute of XXXX has originated by my past dispute with XXXX then it 's time for them to stop harassing me via by falsifying information as an attempt to lower my credit rating. I suspect there has to be a law that makes this criminal business practices or at the very least extreme negligence by XXXX whose joint venture with XXXX while both were acting as XXXX entity under XXXX advertising and billing.
__________ ( info from credit report ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- NEGATIVE FACTORS Your most recent collection account is 1 year and 3 months old. This only includes accounts from external ( third-party ) collection agencies.
REFERENCE NUMBER INSTITUTION DATE FILED OR FIRST REPORTED COMMENT DATE LAST REPORTED XXXX CBE GROUP XXXX XXXX More Information Having a collection account reported in the recent past is considered negative, and the more recently this occurred, the larger the impact. However, your score can get better over time, as long as no other collection accounts are added to your credit report.
|
| 10/12/2016 |
Yes |
- Student loan
- Federal student loan servicing
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- Dealing with my lender or servicer
- Need information about my balance/terms
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Web |
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I have an outstanding student loan through the Department of Education and my wages are being garnished. It was turned over to the CBE Group for collection and I do not dispute the loan or amount owed. The CBE Group advised me of a rehabilitation program to get my debt paid off and I have been trying to set this up for about 5 months now to no avail. According to the terms of this rehabilitation program per CBE, I would have to pay an additional $ XXXX/month on top of the garnishment for 5 consecutive months before the garnishment would be lifted and, at that time, the loan would be turned back over to Dept. of Education. It was explained that I needed to pay this additional fee to " prove '' to them I was serious about repaying my debt. I 've never heard of such a thing and have spoken to countless employees and a supervisor at CBE imploring them to reconsider the $ XXXX/month fee because it would create a financial hardship. I am XXXX from an accident I had XX/XX/2008 and have not worked full time since then - which is why I have not been able to settle this debt in the first place. After much back and forth, I agreed to enter the program and was told I could make 2 monthly payments to split the dues in half. I wanted to start immediately but required something in writing from them that outlined the terms of the rehabilitation program, the amount I would pay every month, and the total amount I owed. I was told no by every representative I spoke with. I finally talked to a supervisor who stated he would send me the paperwork via mail but I never got anything. I then asked him to email it to me ... still nothing. I 've emailed the supervisor at the address he provided to ask for this paperwork, and have called continuously only to be told it would be sent but as of this writing I have received nothing from them. I emailed the Ombudsman from Dept. of Education and weeks later she did call me but I was at work. I called her back and on her voicemail gave specific times when I could be reached but she never returned that call. It 's been over 5 months and I am at a loss - I want to start paying this debt back and repair my credit. Any help of advice you can provide would be much appreciated. Thank you
|
| 01/12/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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CBE Group , Inc., a national debt collector, in attempting to collect on a debt that has been processed and accepted by XXXX, an insurance company. The alleged debt arises from XXXX XXXX in the amount of {$4000.00} for four devices and on months service with late fees ( two phones for {$680.00} each, two tablets for {$760.00} each and one hotspot device for {$85.00} ). The telephone numbers and corresponding insurance claim numbers associated with each device are XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, XXXX claim number XXXX for an XXXX, and XXXX for the service on the hot spot device which I own. I tried to pay the {$85.00} for the one month of service with late fee, but I was told by XXXX that the account ( account number XXXX ) had been forwarded to CBE Group , Inc. on XXXX XXXX, 2017. I then informed XXXX XXXX that they are attempting to collect twice and are double dipping while committing at least two criminal acts of wire fraud and insurance fraud as well as violating State and Federal debt collation regulations and laws.
I have been forced to elect not to have my devices replaced as I am currently homeless and to not have a physical address to mail replacements to. While I understand the norm is to mail out replacements, that is not the case in this instance. Therefore, no money is due by me for the devices, all of which were in use at the time of loss. XXXX XXXX has confirmed the debt associated with my account was sold for {$4000.00} to CBE Group , Inc., the debt collector trying to solicit payment on a debt that, except for the {$85.00}, has already been, or should have been, satisfied.
In resolution of the double dipping attempt by CBE Group , Inc. I would like full forgiveness of the debt by both CBE Group , Inc. and XXXX along with updated credit reporting data provided to all credit reporting agencies and XXXX XXXX. I would also like this CFPB complaint to be sent to the appropriate State and federal regulatory agencies for a thorough and complete investigation to determine if this practice and type of behavior by the companies involved is the norm as a matter of ordinary business practices.
|
| 04/02/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Because we could n't come to terms, I advised a XXXX costumer service agent that I planned on cancelling my service with them to go with a different carrier since I was within my 15 days to do so with no penalty, then I disconnected our call. The agent went to the lengths to call me back to offer me a " loyalty plan '' to keep me with them, that I later ( now too late ) found out did n't exists. Ironically I tried to call XXXX numerous times in the following months to get them to honor what I was offered or terminate my contract with no penalty, as I planned on doing before being tricked into keeping it past the 15 day period. Ironically, I could n't get a call back from XXXX when I wanted to, but the agent could call me and sell me lies after I hung up on her. After about the XXXX call in I talked to a rep who offered me a new plan, {$50.00} more expensive ( {$120.00} instead of {$70.00} ) than the plan I THOUGHT I agree to, but I was tired of the run around so I agreed. After that, I had to call back again because the rep who offered me the {$120.00} plan did n't switch it over right. By the time I got my next bill it was {$190.00}. SO AGAIN I called, XXXX final time, to tell them I was done and to cancel my contract as I have been requesting. My intention was to go to get bought out of contract by XXXX of the other carriers but the bill had to be current and I refused to be pay XXXX another dollar after over 6 years of being with them and being treated so poorly. It took me some time to figure out a new phone situation, but I ended up doing so. Next thing I knew I got a {$690.00} bill from XXXX and emails from a debt collector on their behalf. I submitted a XXXX complaint and even that turned into a night mare of unanswered VMs and multiple contacts. I was told multiple things by multiple reps. They both made me offers contradicting each other 's and still based off of the wrong information, and when I asked for clarification and then a supervisor, I was denied both. I was tricked into keeping this contract when I made it clear I wanted out, and was within the time frame to do so without penalty. This the is the worst experience I ever had with a service provider, ever.
|
| 08/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I initiated a call to The CBE group on XX/XX/XXXX. I spoke with a supervisor named XXXX. I was inquiring about paying a collection account in the amount of {$210.00} that we had just learned about from XXXX. We learned of this account from a mortgage company that we are working with to purchase a home. I explained to XXXX that I was willing to pay the account off if it would be deleted from our credit report. I was very clear with her that our mortgage company said that our loan would not go through underwriting unless this collection account was deleted. The mortgage company said that the loan could not go through if the account just showed paid. I asked XXXX on at least 3 separate occasions during this call if she could assure me that it would be deleted if we paid the account. She said that it would be deleted. I paid the account, she gave me a confirmation number and confirmed my email address so she could send a receipt. After waiting for the receipt to show up and it never did, I called The CBE Group back on XX/XX/XXXX. I spoke to a man named XXXX XXXX. I explained the situation to him and told him that I had never received a receipt and that our mortgage company was also requesting a letter of deletion so they could process our loan. He informed me that they did not provide letters of deletion and that the only thing that they could do was update the account on the credit report to show as paid. I explained to him again that the mortgage could not go through underwriting if the account just showed paid, it had to be deleted. He said that they never deleted only updated accounts. I told him that XXXX had promised me that if I paid with a credit card by phone on the day that I called in, that it would be deleted but it might take up to 30 days to show up. He agreed to listen to the phone conversation because all calls are recorded. After listening to the phone conversation he said that he thought that the process was not explained to me correctly and offered to refund the payment that I had made. I told him that I did not want the money back that I just wanted the account deleted so we could buy our home. He said there was nothing he could do.
|
| 02/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Every 2-3 weeks I receive a letter in the mail from a different collection agency. They are attempting to collect monies I don't have for medical debt that I did a settlement for with XXXX XXXX XXXX XXXX. I am not sure how these agencies are even obtaining information settled. So instead of me writing a letter to the agencies asking if they've obtained this information illegally or purchased the medical information, I am also going to begin reporting them. The newest agency is CBE Group , Inc XXXX XXXX XXXX XXXX XXXX, IA XXXXXXXX and the agency just a few weeks prior is XXXX XXXX XXXX XXXX XXXXXXXX SC XXXX.
Let me begin by stating, Yes, I had over {$XXXX} in medical bills because I did not have medical insurance coverage. It took me a year and a half to do so but I was able to get a 2nd job in the warehouse and paid off {$14000.00} of the medical debt I created. Of which a couple of XXXX XXXX XXXX XXXX bills were paid off. When I no longer worked at the warehouse due to the multiple surgeries on my left eye, I was paying little but what I could pay on my remaining medical bills. Then my full time job was cut down from XXXX hours a week to XXXX hours a week and then Covid comes which has made it challenging to find part time or another full time job.
I had about {XXXX} in savings. So I reached out to XXXX XXXX, requested to do a settlement on both remaining balances that were roughly {XXXX} each and sent them 2 separate checks for settlement for {XXXX}.
And every 2-3 weeks I receive a collection letter from a different agency in the mail for XXXX XXXX. I have not pulled my credit report since XX/XX/2020, and I hope they have not falsely impacted my credit report. These debts are settled. Now while I'm being transparent here, know that absolutely I did not want to do a settlement. I'd prefer to keep my name reputable and my word bond. However, I just did not have the means to pay them.
May you advise how can agencies obtain settled debt information? Is this legal?
The amount on this CBE Group letter is {XXXX} and service date XXXX and the amount on the XXXX letter is {$770.00} and XXXX service date.
|
| 10/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX at XXXX ( AZ Time ) I received a call from " XXXX '' at The CBE Group , Inc. She told me that I owed them {$1800.00} and it has been placed in collections. XXXX informed me that this debt was delinquent XX/XX/XXXX and that they received the account in XXXX XXXX said this was a debt that was owed to XXXX for medical expenses. I explained that I have had XXXX a number of years and never once was contacted about this debt. I asked when the debt incurred and she was unable to give me information. I asked them to provide proof of debt and they said they did not have any in their possession. I informed XXXX that I have a XXXX XXXX XXXX and this debt did not show up on my records, ever and it would have shown if it was valid. XXXX said that my wages would be garnished if I did not make arrangements for this debt to be paid. They are not the holders of the debt and are a 3rd party attempting to collect on behalf of someone else ( they did not know who the debt originated from ). No correspondence was ever sent to me in regards to owing money to anyone and all my XXXX accounts show that there is a {$0.00} balance. XXXX then stated that when it comes time for my re-investigation for my XXXX that it would cause issues and I might not clear the background. This is harassing behavior and I have asked they not contact me further. They are not attempting to collect an actual debt and hold no proof of money owed and denied being able to provide me with more information than the amount owed and the address they have on file for me. They have no bearing on collection of this supposive debt and are attempting to collect money that is not owed. I then spoke with Supervisor XXXX, and he said that since I am a XXXX XXXX it would cause issues for me, but once again could not provide me with any information about the money owed, when it occurred, the company its associated with, or more than the amount owed. The CBE Group, Inc.has had numerous lawsuits filed against them for this type of behavior and you would think they would learn it's unacceptable to instill fear into someone based on their employment.
|
| 04/16/2016 |
Yes |
- Debt collection
- Federal student loan
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I was called by these numbers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.
They claimed to be the C.B.E. group and were very convincing.
I believed they were collecting a debt I obtained from an unpaid student loan because the amount they claimed was very close to what I believed I owed.
I gave them XXXX $ on my debit card on the XXXX/XXXX/16 which was pending until the XXXX of the same month. They told me if I was n't able to pay by the XXXX that the account would be sent to another collection agency. ( They have called multiple times before but I was unable to pay at an earlier time ) Today, I attempted to call the C.B.E. group that I found online to pay the rest of the owed debt. They told me they could n't find my information or account anywhere. They referred me to the XXXX at XXXX XXXX XXXX XXXX XXXX I called them and asked about my account. They also could n't find anything in their database and even checked their archival dept. which showed nothing with my name. They referred me to another branch which I called at XXXX XXXX XXXX XXXX talked to me the longest and searched for my info and also could not find anything.
A few hours later, I get a call from the original people who were claiming to be the C.B.E. Group again and they said they wanted the rest of the owed money from the account. I believed them for some reason and paid them the XXXX that they claimed I owed them. They seemed very professional but after I paid they said they do not send receipts of their transactions and just left me with a confirmation number : XXXX.
I asked where I could find the receipt or look up the confirmation number. The lady said she was n't sure and could not give me a clear answer on how to find the information other than calling back or looking in my bank statement.
This is what the bank statements say : XXXX/XXXX/2016 POS PURCHASE Non-PIN / TREASURY XXXX XXXX XXXX IA {$300.00} Pending XXXX CBE XXXX XXXX XXXX / XXXX Date/Time : XXXX/XXXX/2016 XXXX {$390.00} I do believe these charges are fraudulent considering I can not get any information about my personal debt from the legitimate companies.
|
| 04/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
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( The options previously listed really didn't capture my experience ) I've been a long-time XXXX XXXX customer. I've had at one point 7-8 different lines from a family plan and have paid on average {$6000.00} per year on our cell/device bills alone. We've slowly been taking lines off of XXXX because the customer service and care has vastly deteriorated.
In early XXXX, I decided to switch my father from XXXX XXXX to XXXX XXXX. I kept my line with XXXX in the meantime. My father 's final bill was due in early XXXX and less than 23 days later, XXXX had already sent my father 's final bill to collections ( CBE Group ) which apparently is XXXX 's internal debt collection service.
I didn't receive any phone calls, e-mails, anything reminding me that we were past due. The bill was not even 30 days past due and they had already sent it to collections. Mind you, when I did receive a letter, it was around XX/XX/XXXX ( approximately ) and the phone calls began a few days later. This is nearly a full week + after the lockdown from the Coronavirus had already been ordered here in the XXXX XXXX ( CA ). I don't even know if I'll be able to make my next mortgage payment or property tax bill and XXXX has the audacity to send my bill to collections at a month past due?
I've reached out to XXXX customer support online and they didn't bother to do anything. I spoke to someone on their management team who said they would get back to me with some logical explanation. They did acknowledge that being sent to collections not even 30 days past due is not normal. I'm sure I'm not the only person who is in this situation. A lot of people are struggling and their choice to send me to collections after years and years of giving them my business is hurtful and adds undue stress.
I have since disconnected my line and transferred my phone number out. I refuse to continue to give them my business. CFPB and other consumers should know that in this day where lendors and creditors are issuing payment deferrals and mortgage forbearance, XXXX won't hesitate to send your bill to collections.
|
| 04/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
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|
Web |
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XXXX This showed up on my account I didnt request this from them. XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX- XXXX XXXX, XXXX ( XXXX ) XXXX XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX XXXX XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX XXXX XXXX XXXX : XXXX XXXX, XXXX + XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX : XXXX XXXX, XXXX + XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + XXXX XXXX XXXX XXXXXXXX.
( XXXX ) XXXX XXXX XXXX XXXX XXXXXXXX XXXX : XXXX. XXXX, XXXX + All Banks XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX + XXXXXXXX XXXX XXXX XXXXXXXX.
( XXXX ) XXXX JPMCB - CARD SERVICE Inquiry : XXXX. XXXX, XXXX + XXXXXXXX XXXX XXXX XXXX
XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + XXXX XXXX XXXX.
XXXX XXXX Inquiry : XX/XX/XXXX + Miscellaneous Reptg. Agencies XXXX XXXX OF Inquiry : XX/XX/XXXX + Personal Loans Cos.
XXXX XXXXXXXX XXXX XXXXXXXX XXXX : XXXX. XXXX, XXXX + XXXX All Banks XXXX XXXX Inquiry : XXXX. XXXX, XXXX + XXXX XXXX ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Finance/Personal ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal ( XXXX ) XXXXXXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Automotive ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Bank ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Travel/Entertainment ( XXXX ) XXXX XXXX XXXX XXXX : XXXX. XXXX, XXXX + Bank ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Finance/Personal ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX + Finance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XX/XX/XXXX + Finance/Personal ( XXXX ) XXXX XXXX XXXXXXXX Inquiry : XXXX. XXXX, XXXX + Bank ( XXXX ) XXXX
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 11/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Dear CFPB, I am writing to file a complaint regarding a debt collection activity that I believe is in violation of the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq. I received an itemized list of alleged charges from CBE Group, which claims I owe them money. However, this does not meet the Federal Trade Commission 's guidelines for proper debt validation under the FDCPA. I dispute the validity of this debt and demand strict proof and verification of the same, in accordance with 15 U.S.C. 1692g ( b ). I have requested debt validation in writing, and the collection agency should have ceased its collection efforts immediately upon receiving my request. Despite this, the collection agency proceeded to obtain a default judgment against me on the debt collection claim without first providing verification of the debt, in violation of 15 U.S.C. 1692g ( b ). I am aware that the collection agency is reporting this collection on my credit report, which constitutes a collection activity. This is in violation of the FDCPA, and I am entitled to collect damages of up to {$1000.00}, plus actual damages and attorney 's fees, if I file a claim in small claims court. These collections on my credit report are causing me severe problems and are preventing me from obtaining a home loan, with the potential for damages to reach into the thousands of dollars. Furthermore, I believe that the reporting of this invalidated information to major credit bureaus may also constitute defamation of character. The Fair Credit Reporting Act ( FCRA ) does not allow for the inaccurate reporting of information on my credit report. If the collection agency does not immediately remove this account from my credit report, it is subject to another {$1000.00} fine, plus punitive damages. Your company may also be in violation of the FCRA if it does not comply with this request. I look forward to hearing from you within 15 days regarding this matter. If I do not receive a response, I intend to pursue legal action. Thank you for your prompt attention to this matter. Sincerely,
|
| 06/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I got a letter from CBE Group roughly 6 months ago, stating I owed money to the IRS. That is another issue in itself that has been in remediation. I responded to the CBE Group with a debt verification letter, seeking more information, including proof that they were the authority in collecting the supposed debt. I received a letter back, reiterating the amount I supposedly owed ( again, I had already been in talks with the IRS as well ). I wrote back to CBE Group stating that since they could not verify or validate the debt, as was requested, then I would not be paying. That last communication was in XX/XX/2021. Yesterday- XX/XX/2021- I got another letter with the supposed amount owed. The IRS is listed as a " creditor '' on this letter. I wrote a response letter, again asking for validation/verification of debt, and stated that I would be filing a complaint against them with the CFPB. CBE Group failed to previously validate this debt, and are again trying to collect. This time, the amount is roughly double the original amount due to " interest '' and " penalty ''. Considering they never verified the original debt, I do not understand how it has almost doubled.
Some things I added to the response to this most recent letter : - The verified amount owed upon your first contact with me - The age of the debt upon your first contact with me - A copy of the agreement with your client that grants you- the CBE Group- the authority to collect this supposed debt - A copy of any signed agreement that I have made with the collector, or other verifiable proof that I have a contractual obligation to pay this supposed debt - A statement that the debt is assumed valid based on my initial written response You are also in violation of interest installments and penalties. Having failed to previously validate the debt, you can not continue to charge interest or penalties. Please also correct the total amount of debt to the time you made first contact with me, and also provide the total amount on the debt that I first requested validation of this supposed debt.
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| 02/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I sold a huge bundle of WII products ( gaming console, controllers, accessories, games, etc ) on XXXX for {$300.00}. XXXX presented the shipping costs of around {$45.00} which I thought was fair, so I went ahead and authorized the transaction. Turns out I couldn't fit everything into one large box, so I had to ship a second box and pay out of pocket for that expense ( around another {$50.00} ). So my {$300.00} sell price is already netting out at {$200.00}. A few months later I received notification from XXXX stating that my account is suspended because I have an outstanding debt of {$90.00}. They provided no indication of what this dollar amount is for, nor did they provide me any way to contact them to find out. I then searched the web for contact information for XXXX. Turns out they have NO customer support, literally XXXX. So I didn't know what to do. A few months later I received a call from a creditor trying to collect the payment, I asked them what is was for and all they could say was " processing fees ''. Nowhere in XXXX 's literature did they state that I would owe them {$90.00} for a {$300.00} product sale. To the contrary, I their service fees are straight % off of the sale price, anywhere from 5 % - 13 % depending on the product being sold. 13 % of {$300.00} is {$39.00} which does not equal {$90.00}, plus I remember having them net that out of what they paid me originally. If XXXX did make it clear that they would be taking another {$90.00} from my proceeds, I of course never would have taken the tremendous amount of personal effort it took to package and ship the gaming system and all of its components in the first place. Because XXXX froze my account, I can't even look on the app to see if there is some sort of explanation of why they think I owe them {$90.00}. If XXXX refuses to communicate with me in anyway other than to send a creditor after me to collect $ for an unknown reason, then this is effectively fraud. Please make the creditors cease and desist and protect my credit rating from being impacted by this nonsense.
|
| 09/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I owed money to XXXX XXXX XXXX and XXXX XXXX XXXX sent the past due account to CBE Group for collection.
I settled the XXXX XXXX XXXX debt with CBE Group on XXXX XXXX, 2015 for {$150.00} and I have a receipt to that effect.
At the time I made the payment CBE Group promised me that they would promptly clear the debt with the credit bureaus, but they did not.
On XXXX XXXX, 2015, I was buying a car, and I was told by the manager at the automobile dealership that my credit report showed I have an unpaid debt to XXXX XXXX XXXX.
The outstanding debt on my credit report is the debt I settled with CBE Group in XXXX 2015.
The following day, XXXX XXXX, 2015, I telephoned CBE Group and asked them to promptly resolve the reporting issue with the credit bureaus and to provide me with a letter after they had done so.
CBE Group said that they would " take care of it. " I asked how long it would take before I received the letter and I was told I would receive it within two weeks time.
Today, XXXX XXXX, 2015, more than three weeks later, I still have not received the letter and so I again called CBE Group and again I was told that they would " take care of it. " When I pressed the issue why they had n't taken care of it in XXXX, or within the last three weeks, I was then told that the letter has already now been sent via email.
When I asked why I have n't received the email their answer was that I would be receiving it in 24-48 hours, but we all know email is sent and received in an instant, and I do not accept CBE Group 's answer that the letter was already sent but I wo n't be receiving it for another 24-48 hours.
It is an insult to my intelligence.
I no longer trust CBE Group because they did not do the necessary reporting to the credit bureaus in XXXX, nor did they do it within the last three weeks, and I do not believe they will ever do it without government oversight.
I feel like CBE Group stole my money because they did not do what they are obligated to do, which is report that a debt has been paid when it has been paid.
|
| 10/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I received a credit alert from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX that CBE made a change to my credit report on or about XX/XX/XXXX. The debt in a previous complaint to CBE Group by Consumer was indicated to be a XXXX XXXX account. I do not owe XXXX XXXX any further payments and do not know this account was sent to collections, however XXXX alerted the consumer that in order for this to be applied to my credit report someone had to use my social security number.
Attached is the retrievable payment ( s ) that are verifiable through the consumer bank statement. The payment history is not a full disclosure of payments made over the life of the account but is verification that the account was paid and perhaps overpaid as the current total charges on the closing bill was {$61.00} and I paid {$83.00} on XX/XX/XXXX and another {$83.00} on XX/XX/XXXX for a total of XXXX. The payment verifiable as being made prior to that was {$300.00} on XX/XX/XXXX. This account is one that may have been compromised due to a housing matter already reported to the CFPB occurring on or before XX/XX/XXXX.
Attached as follow are : -Account Overview ( Acct Number XXXX ) indicating the Total Amount Due for XX/XX/XXXX was {$400.00}. Last Payment Received on XX/XX/XXXX was {$83.00}. Current Charges Billed on XX/XX/XXXX was {$0.00}.
-XXXX, XXXX bank statement indicating XXXX was paid {$450.00} on XX/XX/XXXX and {$180.00} on XX/XX/XXXX -A XXXX bank statement indicating the XXXX Power account was paid on XXXX and Charged XXXX XXXX, XXXX in the amount of {$300.00}.
-A XXXX bank statement indicating XXXX Power account was paid on XX/XX/XXXX in the amount of {$83.00} and on XX/XX/XXXX in the amount of {$83.00} with a deposit of {$160.00} on XX/XX/XXXX.
-A XXXX bank statement indicating there was an ATM withdrawal in the amount of {$80.00} from XXXX XXXX XXXX and that withdrawal was placed in the XXXX XXXX bank account.
Again, this account was not believed to be behind but likely overpaid. I will forward documents to the source of this alert as well.
|
| 05/30/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Greetings On XXXX XXXX, XXXX I purchased a gold coin from the XXXX XXXX online using my XXXX credit card.
A package was delivered on XXXX XXXX, XXXX. I have a copy of the delivery verification from XXXX. However, when it was delivered the person ( my spouse ) who received the package claims that she did not sign for the package. She did receive the package though. The document that I have regarding the package does have a signature for the package but my spouse claims it is not her signature.
The package remained unopened until I could set up an account with XXXX, a coin grading company. As soon as the XXXX account was established, I forwarded the package received from XXXX still unopened to them in Florida. Soon afterward I was contacted by a XXXX XXXX XXXX from XXXX ( XXXX ) informing me that the package I sent him was empty, there was no gold coin in the package sent from the XXXX XXXX. He verified this with photos and email contact.
I was completely dumbfounded at this point.
I contacted XXXXXXXX XXXX XXXX to dispute the charge and apparently it was resolved quickly in XX/XX/XXXX in my favor though I don't remember receiving any confirmation of this.
Within the past month now, XX/XX/XXXX, I have received notification from CBE Group regarding this episode claiming that I owe them {$3200.00}. as a debt to be paid. {$2400.00} for the coin and {$740.00} for administrative costs.
I have contacted XXXX again regarding this manner over the past week and they claim that the dispute was resolved in XX/XX/XXXX in my favor. They also claim today that the XXXX XXXX admits fault regarding the transaction. They are sending me copies of the details ( I hope ) regarding the matter. It will take a few days to receive them.
I have the option to dispute this transaction with CBE Group until XX/XX/XXXX. I do plan to do that but hope you can help guide me with options. Contacting anyone directly involves at least one hour of my time with any party involved; XXXX XXXX, XXXX, XXXX, CBE Group, or XXXX.
|
| 12/15/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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I have been receiving several phone calls over the last two weeks, or so, by an agency that refuses to identify themselves or the purpose of the phone call. I 've answered or returned the phone call on every occasion that they have attempted to contacted me. Today marks roughly the 4th or 5th time they have tried to make contact with me.
Each time the conversation starts by giving a disclosure that the phone call may be recorded. They ask for me by name and once I confirm that it is in fact who they are speaking with, they proceed into verifying my personal identifiable information. At this point, I always ask who I am speaking with, what the matter is regarding and what the reason for the phone call is. Every time I ask these questions, they respond that it 's concerning a personal matter and that they can only talk to me once they have done their identification process. I have told them every single time they call that I would be happy to confirm my identity if they can answer simple questions about the purpose of the phone call.
The first few times, they attempted to verify an address that is very dated. The second time they attempted to verify information with my date of birth. The last few times they have attempted to verify me with the last four numbers of my social security number. In any case, they are pushy, persistent and are progressively more rude with each phone call. The last conversation that took place today ( XXXX/XXXX/XXXX ) I told them to stop calling me because I had no business with them if they ca n't tell me who they are. The representative finally identified herself as being part of the CBE Group. I did a quick XXXX search while on the phone and I told them that I had no business with them unless they can identify the reason why they are contacting me. Representative was rude and said that she was trying to resolve a personal matter that relates to me. Vague as it is, I refuse to confirm my identity with someone that ca n't even identify what they are calling about.
|
| 10/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
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Web |
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The CBE group is showing a total of 26 accounts showing on my credit report and there are a total of 9 that are showing {$50.00} and they appear to be duplicates and they continue to create new accounts with the same balance and submit each of them monthly which is hitting my credit score and costing my hundreds of dollars in extra premiums and interest. There are 6 others that appear to be duplicates as well that they are doing the same thing to my account. The company has contacted me and I asked them to send me information on the debt that is owed and that I was not aware of the debts that they were trying to collect on. I have never received anything from them in regards to these accounts. I was called from this horrible company and they were rude on the phone telling me that I owed this debt and this will be pursued by a garnishment or possible legal action, which is a violation of the fair debt collection act. I asked them to stop calling me and they proceeded to continue to call me, and my husband while he is at work, when he asked them who it was they told him that they were collecting a debt for me without any verification that this was my husband or not. He asked them to stop calling him and they called him a least 3 times a day for the next week until he threatened to get an attorney for harassment. They then called my parents and my in laws and told them that I was in trouble and they needed to get a hold me as soon as they could, and asked if there was another number they can call me on, they said no and asked them to stop calling them as well, which was not followed at all. This company has continued call when asked not too, given information about what they are calling for without verification or permission, and has threatened legal action such as a garnishment against me. I want this to stop. I don't want to hear from the CBE group again and I want them to pull the collections from my credit reports for falsely reporting something that they have never proven that I owed.
|
| 08/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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XX/XX/2023 XXXX XXXX XXXX XXXX XXXX
I never provide my consent to report any of my nonpublic private consumer information. This is authorized use and is identity theft. I hereby Opt-Out of any consent obtained to report my nonpublic private consumer information pursuant to Regulation P of the CFR. ( 2 ) Exclusions.Except as provided in paragraph ( 3 ), the term consumer report does not include ( A ) subject to section 1681s3 of this title, any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( ii ) communication of that information among persons related by common ownership or affiliated by corporate control ; or ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control, if it is clearly and conspicuously disclosed to the consumer that the information may be communicated among such persons and the consumer is given the opportunity, before the time that the information is initially communicated, to direct that such information not be communicated among such persons ; Per the FCPA as a protected consumer I opted out of any and all authorization I the consumer may have given written, unwritten, verbal and non-verbal per 15 USC 6802-6805. Per 15 USC 1681 Effective immediately and indefinitely. All of my personal information must be cleared off my report. All versions of names except my only Name XXXX XXXX XXXX XXXX All other versions are in violation. There is only 1 address that is correct that should be on my Credit Report and that is XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. ALL OTHER locations or addresses are UNMAILABLE, MUST BE REMOVED. There are CHARGE OFFS being reported on my credit report, per the IRS rules, all Charge Offs are considered Income and Income is NOT reportable on Credit Reports.
There are multiple Hard Inquiries on my credit report that are NOT authorized, There are multiple Soft Inquiries that are NOT AUTHORIZED :
|
| 08/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
Older American |
|
I recieved two unwanted and annoying phone calls. I informed CBE group that the information on which they were basing the collection was inaccurate and that there was no current debt. I received letters from threatening my credit rating and other adverse actions. I have sent them the following letter.CBE Group XXXX XXXX XXXX XXXX, IA XXXX Debts Identification NumbersXXXX XXXX XXXX XXXX Dear Sirs : Recently, I received harassing phone calls and letters trying to collect the above debt. It appears you failed to do due diligence and are harassing me about a debt which is no longer valid and has not been for many years.
The original billing and request for over payment was for services to Medicare patients through my corporation XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The request for overpayment was part of a Medicare audit associated with an investigation by the Office of Inspector General over 15 years ago. The case involves issues of federal and state jurisdiction which are still being litigated. The medical necessity and billing issues you refer to were appealed.
You are without grounds in your request for repayment. The statute of limitations on Medicare overpayments was three years and extended under Obama to five years. It is more than a decade since the statute of limitations ran out. Additionally the legally appropriate resolution under Medicare law is that such dates were repaid from future billing. My company is long out of business and I have not billed Medicare in more than a decade. There is no legitimate debt that gives you the right to call me and send me dunning letters. You are operating outside the framework of Medicare law and consumer protection laws by pursuing me for this debt.
I am submitting a complaint to the XXXX XXXX XXXX so that you and other collection agencies are made aware of the rule of law and protection of consumers from your predatory practices.
Please cease and desist all further collection efforts Sincerely, XXXX XXXX XXXX, XXXX.
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| 11/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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I am aware that according to article XXXX, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with The CBE Group ) and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability.
As of XXXX XX/XX/2023, I have not received any documentary evidence such as a trilateral contract giving The CBE Group any right to collect on this alleged debt. I have never received any documentation requesting validation from The CBE Group before they committed multiple violations under the FCRA & the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 USC 1692 ( d ) ( 4 ) which the FTC defines as debt parking.
If The CBE Group can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation.
I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until The CBE Group can provide me with sufficient documentary evidence that I have any legal obligation to pay them.
If this documentary evidence can not be produced and The CBE Group continues its collection efforts, I will file for litigation for actual damages caused and The CBE Group will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud.
Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f.
Your prompt attention and response are both requested and required.
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
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I pulled my credit report and I have multiple hard inquires from unknown sources I never did business with them and I need them removed.. According to the provisions of the Fair Credit Reporting Act 611 ( a ) [ 15 USC 1681 1I ( a ) ], these disputed items must be investigated or deleted from my report record in 30 days. During the investigation. The items I am disputing must be removed from my credit report as the mere reporting of these items prior to Debt validation constitutes collection activity. I am also requesting my name and addresses and telephone numbers be updated in any other names and addresses and telephone numbers that do not belong to me be removed as well. The following accounts in dispute are listed below Hard inquries that need removed I have never done business with them XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Unknown company needs removed CBE GROUP Also are not allowing me to pull copies of my credit report but will sell my information to third parties such as XXXX XXXX that's how I found all of this information on my credit I will be listing them in the documents proportion additionally I am allowed under the HIPAA law that health insurance probability and accountability Act of 1996, to protect my rights and privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX to share my information. It is only to be revealed with the patient 's authorization there for my request is to fold and as follows I would like to be provided validation of debt and HIPAA authorization 1. Please provide breakdowns and fees included any collections cause and medical charges also provide a copy of my signature with the provider of the service to release my medical information to you.
XXXX XXXX XXXX XXXX Please delete all hard inquires listed in documents and above.
|
| 10/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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I attempted to pay off my collections of {$280.00} I mailed a money order with the exact amount of {$200.00} for one specific account # XXXX on XX/XX/18 I called several times to try and have a receipt emailed to me and received the run around with 5 different collection operators telling me they sent it already, check my spam, check my trash, this went on for like 2weeks. never received it to this day asked to speak with supervisor and was given several different male operators that claimed to be supervisors claiming to have emailed too many times and it must be my computer they would just send a paper receipt. waited another week and received several letters that did not show payment nor the exact account I sent my money order for. so around the beginning of XX/XX/XXXX I attempted to call them back and was today this time the money was spread all over the other accounts which are copays at this point I just broke down cying saying how could that be my money order had a specific account # on it and the supervisor told me it was too bad I just should of payed with a credit card and I went on to explain do not own one I need to speak to another supervisor. I was given another female who said she was the supervisor and was so sorry this happened and she would fix the problem and that the good thing was the money could be moved back to the account I sent it for and she would so. I explained to her I had an underwriter waiting for the receipt by the end of the week and could not believe this was happening for such a small amount. as I was talking to her she said she fixed and mailed it out now I am still waiting on the same receipt still calling and speaking to the same 5 collection operators and getting the same run around and the female supervisor that promised me she fixed it and mailed the receipt will not speak to me and our underwriters are atill waiting and were at the end of XX/XX/2018 and still waiting and still like a fool praying for an email.
|
| 06/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
CBE GROUP is stating I owe them a debt of {$140.00} I wrote 3 letters to them with no response. They also reported this debt to the credit bureaus and will not remove. This is the 3rd letter I have written.
This letter is in response to your recent claim regarding Acct # XXXX which you claim I OWE {$140.00}.
By not replying in a timely manner to my initial letter on XX/XX/2022, you have not only violated federal and state laws, but you have also failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.
Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate, incomplete, and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance.
Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action at the XXXX XXXX XXXX XXXX against your company.
I will be seeking a minimum of {$5000.00} in damages per violation for : XXXX. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) 4. ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) You will be required to appear in a court venue local to me, in order to formally defend yourself. My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SSN : XXXX I am reporting this company to you CFPB
|
| 03/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Notice to all, I am that I am, the consumer in fact, natural person, creditor, lender, executor, administrator, holder in due course of any and all derivatives thereof for the Surname/given name XXXX XXXX XXXX XXXX and have been appointed and accept being the executor both public and private for all matter proceeding, and I hereby claim that I will XXXX XXXX XXXX XXXX and autograph as the agent, attorney in fact, so be it ; XXXX. It is a Fact that afant is the only natural person with rsthand competent knowledge of the facts of this transaction. XXXX. It is a Fact that afant is a consumer as dened in the Fair Debt Collection Practices Act specically, Title 15 USC 1692a ( 3 ) because afant is a natural person. I am writing in regards to the XXXX data breach & the subsequent compromise of my personal information. Pursuant to Title 15 USC 1681 ( a ) ( 4 ) your company failed to ensure that the information on my consumer report was accurate failed to exercise their responsibility with fairness & impartiality. Upon reviewing my report, I discovered fraudulent account opened using my personal information which is a result of the data breach any legal means, including power of attorney fraud. I demand immediate action to secure my information & prevent further identity theft in accordance with the FDCPA is protection of my privacy I demand that all fraudulent information be removed from my report within XXXX business days, per FCRA section 605B & title 15 USC 1681 C2. I do not give consent for any information to be furnished without my authorization per title 15 USC 1681 604 ( A ) ( 2 ). I expect any violations on my consumer rights to be a dress with fairness and impartiality. With all these violations listed and fraud found I may start the administrative process. However, I will give your company the ability to settle out of court or you will be held liable for all damages. Conduct yourselves accordingly. XXXX XXXX XXXX
|
| 02/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Recently, I moved from XXXX XXXX, CA to XXXX, CA, to follow my Wife for her XXXX program, and as such had to cancel my XXXX internet service. This was early XXXX of of last year. They said I was due to be charged one final time on XX/XX/XXXX, through XXXX. I was charged successfully. It was my understanding my account was settled.
However, a few months later I suddenly realized that there was a collection for {$120.00} on my credit report. After digging, I realized this was due to unreturned equipment.
I had not been given any email notification, text notification, nor letter of any kind. No communication at all to inform me of my balance being due. I would have gladly paid immediately, or returned the equipment, if I had been reached out to.
My address had changed ( as I had informed XXXX several times due to me moving out of their service area ). XXXX knew this, and yet did not make any good faith attempts to reach out to me despite knowing that the address starting with XXXX was no longer my mailing address. I even had USPS mail forwarding setup, and never received a letter from them. There was no way for me to resolve this when I gladly would have, had I known about it.
They moved straight to reporting a debt on my credit. I have since returned the equipment successfully to them ( documents attached below ), after talking with a XXXX agent over the phone and confirming I still could, however, there is now still a {$120.00} blemish on my report, despite my equipment being returned. I am looking to buy my first home and this is really making me struggle to qualify, as it dropped my credit score from XXXX down to XXXX.
Please, if anyone is reading this, I need help. I want to make things right with XXXX, but I feel cheated, as I was never even offered a chance to settle things correctly, nor given notice or opportunity to pay them what they were due, in lieu of returning the internet equipment.
|
| 02/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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On XX/XX/XXXX I was notified by a collection agency, XXXX XXXX, XXXX, in writing, that I owe XXXX to XXXX XXXX XXXX due to them closing my account. Once I received the notification in the mail on XX/XX/XXXX, I called to make arrangements to pay the debt. I spoke with XXXX XXXX and there was an agreement regarding a settlement amount of {$580.00}. There were 3 payments made and posted to my account in the amount of {$190.00} on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. On XX/XX/XXXX I received a letter from XXXX advising the debt had been resolved for less than the full balance. On XX/XX/XXXX I received an email advising I stilled owed XXXX XXXX XXXX another {$240.00} from another collection agency, The CBE Group. The next day, I wrote to The CBE Group and disputed the validity of the debt. I also called The CBE Group on XX/XX/XXXX and spoke to XXXX and informed him I did not owe the debt any longer because it was settled with XXXX XXXX on XX/XX/XXXX. XXXX began to read the mini - miranda to me on a settled account which violated debt collection practices. After he read the mini - miranda, I requested to speak to a supervisor. I then spoke to XXXX and explained the debt was settled. She again read the mini - miranda and stated XXXX XXXX XXXX still shows the debt is still owed and I will need to contact XXXX XXXX because it was there responsibility to inform XXXX XXXX XXXX of the settlement. I then called XXXX XXXX on the same day and spoke to XXXX who stated the account was reported to XXXX XXXX XXXX as settled and she will be sending the report to XXXX XXXX XXXX again about the status of the account. On XX/XX/XXXX and XX/XX/XXXX I received letters in the mail from The CBE Group again stating I still owe! I am so frustrated with this process. I did my part by making my payments on time to settle the debt and I am still being harassed by XXXX XXXX XXXX and The CBE Group to pay the remaining balance in full.
|
| 02/27/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX I submitted a complaint with CBE Group on debt collection and written notification about debt since I did not receive by mail. I got the response on XX/XX/XXXX from the company from XXXX XXXX a compliance officer. She states the client will forward debt validation. From what I hope by mail, not email. because she states CBE Group sent notice of collection account on XX/XX/XXXX meaning final notice before being sent to credit bureaus. CBE Group sent to an email address which is that she supposedly confirms by " matching ''. I do not see any attachments from my complaint # XXXX in which I provided documents ... why isn't this shown for me to inspect. XX/XX/XXXX and XX/XX/XXXX the accounts was opened in the credit bureaus. Then they send to my email address on XX/XX/XXXX for notice. Which is wrong and falsification. I do ask since you sent this " notice '' how come you couldn't send a BILL THROUGH EMAIL. Explain that. So now the client is forwarding my debt validation soon from which source email or mail it is not clear. So now I am filing a complaint on false statements. Again I do not believe anything was sent to my email, if it was this company they are not in my contacts, first I wouldn't know who they were to begin with, with no bill or account number, etc. It was probably sent to junk, If it got into my inbox I still would not know who these people were unless I got a bill. So since this is in credit bureaus I apparently have no resolve, in which I offered, but you want me to discuss the matter, to what record me. You all ready have made false statements. Please note XX/XX/XXXX. XXXX email was sent : by client on XXXX XXXX. Not in XX/XX/XXXX. The documents I enclosed are when this account went into credit bureaus XX/XX/XXXX and XX/XX/XXXX. XX/XX/XXXX a notice of collections was supposedly sent to email, a notice means before being sent to credit bureaus. How can this be?
|
| 01/24/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/XXXX, I ordered a cell phone from XXXX XXXX. XXXX offered me a 14 day window to return the phone with no cost. Prior to the 14 day window, I returned the phone without ever activating it. The return was processed and I received a refund on my credit card. I am an XXXX XXXX XXXX customer and do not have any other accounts with XXXX.
In or around XX/XX/XXXX, I noticed that I was not receiving text messages from XXXX XXXX users. I contacted XXXX and they informed me that because of an error in their system, even though my phone was returned, they had assigned my phone number and account to a XXXX phone and my texts were getting lost in the system. I was told the issue was resolved.
In late XX/XX/XXXX/early XX/XX/XXXX, I received a notice from CBE group, a debt collector, dated XX/XX/XXXX, seeking to collect {$180.00} in charges associated with the XXXX account that I never used.
After several calls with XXXX and CBE, the last on XX/XX/XXXX, in which I sought to resolve the issue and asked that CBE purge my personal information from their database since I never owed the debt, I was told that the issue was resolved and that CBE was investigating whether they could remove my sensitive information. I have not yet followed up with CBE but when I last spoke with them they suggested that they would not remove my information which seems like a violation of the FDCPA.
On XX/XX/XXXX, I received a letter from XXXX dated XX/XX/XXXX, acknowledging that my debt is {$0.00}, but threatening to report the debt to all major consumer credit bureaus as a " write-off '' and stating that it could damage my credit.
I have spent countless hours on this issue and XXXX and CBE should not be allowed to get away with these threats because XXXX has even acknowledged that I never owed a debt because I never activated the phone and returned it within the allowed window of time.
|
| 02/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a debt collection letter from the CBE Group Inc, a third party debt collector for XXXX. They said I owe {$210.00} as of XX/XX/XXXX which is entirely false. I switched over to XXXX back in XXXX and left the XXXX account under my name because a family member was still active on my account and as I was told on multiple occasions by a few XXXX customer care agents , all rewards including promotions will be lost on the account if I decide to change the account holder name. They've also switched over to XXXX back in XX/XX/XXXX. This is where the deception begins. XXXX sold the account to CBE Group Inc once my family member left XXXX and switched over to XXXX. I didn't receive notice about a bill until yesterday when I checked my mailbox and seen a letter that was sent from this third party debt collector affiliated with XXXX. I also want to address that XXXX never sent me a final bill, they sold the account soon after and now CBE Group Inc wants to collect a debt from me that is not owed for the amount stated. I know my rights as a consumer and I do not owe this company a single penny. My family member 's phone was unlocked after 60 days and they waited 14 months to switch to a different carrier due to problems with billing and their data being leaked. It's their right to switch carriers if a phone is unlocked but the remaining balance would have to be paid. And I will reiterate, a final bill was never sent to my current mailing address. I also have a witness at XXXX who made the transfer in-person and they assisted my family member to pay all fees upfront including the remaining balance with XXXX because it's not possible to upgrade without settling the remaining balance on the previous device. I will be disputing this debt collection to all three major credit bureaus. They've closed the account as of recent and came up with their own numbers.
|
| 09/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE group Charter communications {$320.00} Says opened XX/XX/2022 This info is from XXXX XXXX I have a XXXX account. I am in good standing.
For over 2 years now I am getting harassed by different reports of a debt that doesnt exist, is identity theft, or isnt mine.
I have reported this and its been removed 2x from my account.
I have contacted XXXX SO many times, at least 20, to ask about this and they say my balance is XXXX and there is nothing to do.
I just had my debit card hacked, again. Im very careful. Maybe someone opened an account in my name or stole my account when I moved out of an apt in XXXX XXXX years ago and shut off the service. Confirmed it. Was supposed to delete my info. They kept my acct open for months.
The account was not mine, anyway. It was set to auto pay and of the account of my mom with XXXX XXXX. Shes been scammed so many times. My guess is this is part of that.
I need this to stop.
My credit accounts are frozen due to fraud, and my score is important and this is harassment.
I only find out about it when it goes to my credit score and my app gives me an alert. I have to XXXX to find out what the company is. Its being passed around and reset multiple times. I already reported this to you and XXXX. But that was different because it was a different collector, who i called and asked for information and they refused or couldnt provide anything.
This is not my debt.
What can I do to get this vicious cycle to stop?
XXXX XXXX, XXXX, trying to find an apartment so temp XXXX and need my score good, I have perfect payment history. I pay my bills on autopay.
Please help this get removed from my report AND stop repeating.
Ive reported charter to the XXXX, too. Ive researched and they have millions of complaints due to incorrect and inaccurate processes. Its fraud. They need to be stopped. Thank you
|
| 09/28/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
I received a final incorrect invoice from XXXX, dated XX/XX/XXXX after cancelling my service with them and returning all of their equipment on XX/XX/XXXX. Upon receiving the invoice I tried unsuccessfully to get the balance corrected by phone but eventually ( XX/XX/XXXX ) had to go in person to one of their offices with all my paper work, which proved that the service had been terminated and their equipment returned on the dates I had claimed they were. One of their agents reviewed my account and the paperwork I had brought in, decided I was correct and put in for a credit to remove the overcharges. Two days later ( XX/XX/XXXX ) I received an email from XXXX acknowledging that I had received a credit for {$93.00} which would be reflected on my next invoice, leaving a balance due of {$0.00} on my account. When I did not receive a next invoice, I went online and printed out the final invoice which did show the both that the credit was issued, and applied to my account and that the balance due was now {$0.00}. Despite this I was contacted a short time later ( XX/XX/XXXX ) by a debt collector, ( XXXX XXXX XXXX XXXX XXXX, XXXX. ) hired by XXXX requesting payment on the original amount. After sending all my paperwork to them they dropped collection efforts. Three months later I received a new collection letter from a new collection agency, CBE Group, dated XX/XX/XXXX for the same {$93.00}, XXXX 's billing error, which they had corrected on XX/XX/XXXX. On XX/XX/XXXX I sent in all the same paperwork, proving that there was no debt with a letter explaining the situation to CBE, however instead of dropping the matter they have continued sending me collection letters for the original amount the latest one dated XX/XX/XXXX.
The debt collector trying to collect the fictitious debt is : THE CBE GROUP , INC .
XXXX XXXX XXXX XXXX XXXX, IA. XXXX
|
| 10/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I answered one of CBE Group 's phone calls. I have no idea what debt they are trying to collect but they asked for me by name. When I offered to make a minimal payment of {$25.00} twice monthly they refused to take and said I would need to qualify under their financial needs program. They told me I would need to be asked several questions. The first gentleman I spoke with was very pushy about the questions and insisted that my household should have a savings built up. He told me exactly how much money I should have left over after every paycheck and that the numbers just do n't come up right for me to have no money and not be able to pay more than {$25.00} twice a month. Then he insisted I ask anyone I know to loan me the money. After I put my foot down he got his " manager '' to redo everything he just did. The manager was rude and pushy with me also. He continuously insisted I " find a way to get the money right away and pay it all at once '' and that " the company they were collecting for wanted one lump sum payment ''. I was told to open a new credit card or take out a personal loan to pay the debt. He also kept telling me that there is no way I 'm broke and have no money, that my financial situation just does n't add up. After this, I let the man know that I needed to get off the phone, which I had already been on for 30 minutes, because I have a child that needed to be tended to. I said I would need to discuss this with my husband and his response was " well how much time do you need to talk to him, a day? ". He got a little rude with me about wanting to get off the phone before the debt was settled and said they 'd calling back in 24 hours. In an attempt to answer the call I just said " ok '' and hung up. This was about 3 weeks ago. They 've proceeded to call me everyday since, even taking it as far as calling me on a Sunday.
|
| 11/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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Dear Sir/Madam : PLEASE ADD MY PHONE # Telephone : ( XXXX ) XXXX Dear Credit Reporting Agency : I am an identity theft victim. I am writing to NOTIFY YOU OF THE ACCOUNTS LISTED IN THE AFFIDAVIT. Each of the accounts and transactions listed were opened and made without my knowledge or authorization. I never authorized, used, or benefited from these accounts or Inquires transactions in any way : RE : IDENTITY THEFT, FRAUDULENT ACCOUNTS & INQUIRES!
Copy of Social Security Card and Drivers License, Copy of Utility Bill Notification of Identity Theft, List of Fraudulent Accounts, FTC Identity Theft Victims Complaint & Affidavit 1. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
2. Account Number : XXXX Please remove it from my credit report.
3. Account Number : XXXX Please remove it from my credit report.
4. Account Number : XXXX Please remove it from my credit report.
5. Account Number : XXXX Please remove it from my credit report.
6. Account Number : XXXX Please remove it from my credit report.
7. Account Number : XXXX Please remove it from my credit report.
8. Account Number : XXXX Please remove it from my credit report.
9. Account Number : XXXX Please remove it from my credit report.
10. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX, NC XXXX 11. CBE GROUP Account Number : XXXX Please remove it from my credit report.
12. CBE GROUP Account Number : XXXX Please remove it from my credit report.
13. CBE GROUP Account Number : XXXX Please remove it from my credit report.
14. Account Number : XXXX Please remove it from my credit report.
15. Account Number : XXXX Please remove it from my credit report.
Please delete the disputed items from my credit report within ( 4 ) four days as required by the Fair Credit Reporting Act.
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| 03/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
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On or around the XXXX of XXXX 2016, I received a call from CBE Group about an XXXX XXXX XXXX bill of XXXX. I do not have a bill at XXXX XXXX XXXX for XXXX I am still a client of XXXX XXXX XXXX. I told them that I had not received a letter from them and he stated that they mailed me a bill. I told them I have not received anything from you so please send me verification or a statement, because I do not know who you are. He stated he could not and nothing ever came, but they called XXXX 3 times a day on cell phone and home number. I answered again and asked to see the bill and they told me that they emailed it to me and the email had been opened. I asked for the email address where they sent it and it was not mine, I told them that. They said they could not send out another bill. So I called on XXXX XXXX and asked for their mailing address to send them something certified and they would not give me a fiscal address, the woman stated that they did not have XXXX, only a XXXX XXXX XXXX so I looked it up and they did have a fiscal address. I called again on XXXX XXXX and asked for the account # and the woman was very hesitant she only wanted a payment of XXXX. I sent them a certified letter on XXXX/XXXX/16 and on XXXX/XXXX/16 I received a letter ( attached ) stating that they had sent me a letter over 30 days ago concerning this bill, then I received an alerts on my phone that this was put on my credit reports XXXX. I want this negative account removed from my credit reports. I want this bill validated that I even owe XXXX XXXX XXXX and that they have the right to collect from me. Answers to the information that was sent to them certified and they received on XXXX/XXXX/16. Copy of USPS Tracking information attached and copy of letter that was sent to them, and a copy of the letter that I received from them on the XXXX/XXXX/16.
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| 12/30/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am aware that according to article 9, the assignment of a defaulted Alleged debt is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with The CBE Group , Inc and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XXXX XX/XX/2022 I have not received any documentary evidence such as a trilateral contract giving The CBE Group , Inc any right to collect on this alleged debt. I have never received any documentation requesting validation from The CBE Group , Inc . If The CBE Group, Inc can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until The CBE Group, Inc can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and The CBE Group , Inc continues its collection efforts, I will file for litigation for actual damages caused and The CBE Group, Inc will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
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| 08/20/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
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On XX/XX/2020 I payed a collection account to a collector called CBE Group.
I paid {$77.00} and some change to resolve a debt from a XXXX XXXX bill at a previous address.
I had a credit reporting disputed and got this collection removed to improve my credit so that we can apply for a mortgage on a new home.
I find out a couple of weeks later that a new collection on my credit report by a company XXXX XXXX XXXX ( XXXX ) is collecting for the same debt for XXXX XXXX.
I disputed this again with the credit burea and XXXX. I sent proof of the payment to bot XXXX and XXXX XXXX with no resolve.
I sent a second letter and email with proof again around XX/XX/2020.
I call XXXX XXXX over 12 different times to resolve this but they only give me a ticket number and say someone will contact me. I never recieved any communications from them.
XX/XX/2020 I get a letter in the mail from XXXX saying that they contacted XXXX XXXX about the account and XXXX told them that they checked all of thier sources and that no payment was made on my account but to continue collections on the account.
I again called CBE Group to get them to help with the payment communication to XXXX but they told me only that, yes they confirm the payment was received but XXXX pulled the account from them on the same day and they do not know what happened to the payment processing. Told me to send them " CBE Group a letter explaining the circumstances with my proof of payment and then see what happens.
I did send a registered letter again with the proof but get no resolve.
In my opinion, CBE Group did take my payment but did not pay or communicate it to XXXX. They still have not.
I am at a loss as of what to do next. My credit is being destroyed and neither CBE Group or XXXX is cooperating.
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| 09/23/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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|
Web |
Older American |
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I went through XXXX with company info on this issue. As stated, I have asked Charter Communications directly ( as told to so do ) as they reported this account as " verified '' when in fact they have not. For if they had investigated this matter thoroughly, they would have noticed that the address used for this account was not factual and that, as I explained to both sides of this matter, I have NEVER had Charter Communications for any service at all. This issue involves some $ XXXX in services which is extrodinary as I can't see any company allowing a bill this large for so long. In fact, we've had XXXX since moving to the city weve been in for these 26+ years. My ENTIRE family uses and has had XXXX for all our services. The nearly 26+ years we lived at the address we resided, we never had outside service from any company outside of the XXXX XXXX. NOBODY has contacted me directly through email as requested, showing the information noted above, and I expect these individuals to do so as requested via email. They have my email so why not send me a copy of their billing, again, as requested. If this bill is ( was ) mine ... and it is NOT ... if it shows my name/address/city or state, then there should be no legal reason why this matter should continue to drag on and my dispute won't have to go through the courts as is my next move! XXXX XXXX have their issues, but they work with ANY customer they serve and give out the correct information providing your information given can be verified ... NOT CHARTER COMMUNICATIONS as everybody must all be giving out wrong info and if you have a bill/debt with them, they do NOT want you to be able justify their means for reporting very wrong and degrading information that effects everything an individual is attempting to stop.
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| 04/23/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have an ongoing issue with XXXX for almost 3 years now. I returned their equipment at my expense on XX/XX/XXXX and it was delivered at XXXX I was told that I would be charged {$350.00} for an early cancellation fee which was untrue as they kept changing their minds and decided to bill me whatever amount they felt like billing and whenever they wanted to. First I'm told {$350.00}, then I'm billed {$480.00} and then they tried to charge my credit card {$650.00} on XXXX-they 're not consistent. To continue, I wasn't credit for the returned equipment AND THEY ADDED {$53.00} A MONTH TO MY BILL FOR PREMIUM CHANNELS THAT I NEVER ORDERED/AUTHORIZED WHICH I WASN'T CREDITED FOR EITHER. I have so many letters, emails, many addresses for XXXX and no one ever replied. I have received calls from collection agencies. I had to start making payments as they were ignoring my requests for review account etc ... and in the end I realize that they truly want to get {$650.00} from me more or less for the following reason : As of XX/XX/XXXX I've paid XXXX {$400.00} and this month I received a letter from XXXX XXXX showing that my balance is {$240.00}, add the XXXX that I've paid and the total is {$650.00} which is ridiculous in so many ways. I know that many folks have filed complaints against XXXX and with good reason-look what they did to me and continue ... I've asked many times via postal mail to review and reduce my bill but they never did-they don't care, they don't have problems sleeping at night nor they have a conscience so why should I allow this to continue when they owe me money? It's always the same ... Last, while I am retired I'm also XXXX and they didn't care about this one bit nor did they care about how their lies added to my daily, XXXX XXXX.
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| 10/18/2017 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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I used to have a XXXX account, and I left XXXX because my bills were always over XXXX a month just for XXXX phone lines. XXXX XXXX, XXXX I went o XXXX and signed up with XXXX. I understood I had a balance due with XXXX and I tried many time to make arrangements with XXXX to continue t pay XXXX a month until this bill is paid off because as of now that is all I could afford. XXXX itself kept not corporating with me, and on XXXX XXXX, I started receiving calls from a XXXX person saying they are a partner with XXXX and want to collect a debt, I explained my situation to them explaining I am not working right now I am recoving from a XXXX and I can XXXX between XXXX and XXXX a moth. they said if I want to return to XXXX I had to pa XXXX a month, I explained to them again, I can not XXXX this so I will not be returning to XXXX. the person I spoke with was XXXX who said she can set up arrangements and on XXXX XXXX, I paid XXXX to the XXXX PARTNERS OF XXXX. today, XXXX, I received a call from a gentleman from XXXX stating I had to make payments of XXXX. I said I had arrangements set up for the XXXX of every month to pa XXXX or XXXX he said well those are no longer good arrangements and I am only going to accept XXXX or more with new arrangements. that is against the law and I am not going to keep being harassed every day 5 times a day by this company. if I continue to stay under stress the next XXXX will kill me my doctor said. and it is very easy now for me to have another XXXX since I just had XXXX. I thought it was against the law for a company to do this to a consumer. I thought as long as a consumer makes payments a company can not do anything to them or put nasty negative things on their credit report. I want this matter handled immediately.
|
| 11/02/2015 |
Yes |
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- Charged fees or interest I didn't expect
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|
Web |
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CBE Group has never sent me a letter in the mail for pass due loans. At XXXX point I took out a payday loan back in XX/XX/XXXX and was over charged on interest fees and closed my bank account as they got more then they should by the payday loan company. I reopened my account with a new account number with the same bank. So years later the CBE Group who is a XXXX party maybe trying to collect on the loan which I was over charged on interest and paid back which the loan company wanted more and more.
Anyway Number that called was XXXX. Called me after XXXX on my way home from work one night last week on XX/XX/XXXX. I picked up the call and the lady seem rude asking what my name was and my social security number with of course what my home address was. I did n't give them that info. I said to the lady if you call my cell phone and think you have the right person send me a letter in the mail. I basically told her to shove it and send me a letter in the mail if you have anything on me for whatever they wanted. So just today XX/XX/XXXX week later they called my dad 's cell phone stating that his son has a bad check. I get a call from my dad and I 'm like I have no idea what they are talking about. I do n't write checks. All my bills are paid online anyhow.. So next time CBE calls I 'm going to record the conversation and let my police buddy take it from there see if I can use any of there harassment against them in the future!!! I want them to stop calling me and they buy these outstanding loans on the pennies and I 'm sure they would love to clear out my bank account. That 's not going to happen because I 'll go to CBE office in Iowa and do matters in my own hands if I have too one day!!! So please make them stop cfpb and do your thing. Thanks
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| 12/03/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
|
I am writing today because I believe that either XXXX ( Charter Communications ) or CBE group is trying to extort funds from me. When I cancelled my XXXX service, I went into the XXXX office in XXXX GA and returned all of my equipment.
Please refer to attachments in parathesis below.
On XX/XX/2023, CBE sent me egregiously inflated bills ( " XXXX XXXX XXXX XXXX XXXX '' ) allegedly balances I owe to XXXX. However, on XX/XX/2023, XXXX had turned over the balance of my Mobile account to a collection agency, called XXXX XXXX and they sent me a request for payment of {$69.00} ( see attached XXXX XXXX XXXX '' ) and I submitted payment that same day ( see Payment to XXXX XXXXXXXX XXXX ). Initially back in early XXXX, I submitted a complaint to the XXXX against CBE because I was not sure which amounts they were trying to collect from because I had already submitted proof of payment ( above ) of the {$69.00}. Then CBE group then consulted with XXXX about this {$69.00} and then XXXX escalated their invoices to inflated amounts, not owed. I submitted a payment of {$110.00} ( see attached labeled " XXXX payment '' for proof of payment ) and now XXXX is showing I now owe a balance of XXXX in my XXXX account ( See attached, " how much is due to XXXX .. " ) to verify that I owe a XXXX balance. And the amounts I paid were substantially less than the balances sent to me by CBE group. Additionally, if I owed balances for unreturned equipment, these balances should have been listed in my XXXX account, but they weren't because I had already personally appeared in the XXXX office in XXXX GA to return this equipment.
They are LYING and I plan on submitting complaints against XXXX as well as CBE to Fraud complaint with Federal Trade Commission.
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| 06/07/2019 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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|
Web |
Servicemember |
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I received a collection letter from CBE GROUP , INC dated XX/XX/XXXX stating they are collecting as an agent off XXXX XXXX , XXXX in the amount of {$5500.00}. I was able to answer one of the many calls made by CBE on XX/XX/XXXX and spoke to XXXX, who insisted that I verify his information but I told him to send it in the mail. I also told him that after CBE GROUP first call there, should have been something sent in writing.
Affiant do not now and have never had any business, written, expressed, alleged or implied, with CBE, XXXX and the joint and several principals, agents or assigns of CBE and XXXX and does not, in any manner agree to contract with, re-age, renew, or revive any alleged contracts or agreements upon which CBE, XXXX and the joint and several principals, agents or assigns of CBE and XXXX may incorrectly claim, allege or presume exists I owe. Affiant 's records show that CBE First Contact occurred XX/XX/XXXX ( " First Contact '' ) by a robodialed, automated telephone call to a telephone number listed in the name of the Trust. Affiant 's records show that since First Contact, CBE, did, in willful violation of the FAIR DEBT COLLECTION PRACTICES ACT ( " FDCPA '' ) and before mailing collection letter within five days of First Contact, call a telephone number listed in the name of the Trust 15 times. Records show that CBE, being without any lawful permissible purpose did, in willful violation of the FAIR CREDIT REPORTING ACT ( " FCRA '' ) governing permissible purposes, did, before or on XX/XX/XXXX request and obtain from XXXX, XXXX unlawful access in the consumer credit report of the Trust.
On XX/XX/XXXX, an affidavit was mailed USPS Certified Mail to CBE GROUP, INC and received but have yet to receive a response.
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| 04/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I received a letter from CBE Group last month ( XX/XX/XXXX ) that said an unpaid XXXX account had been referred to CBE Group for collection and that I owed more than {$450.00}.
I do not have an XXXX account. Concerned about fraud, I called XXXX for more information and they confirmed I did not have an account and therefore, said it was impossible for XXXX to have forwarded any information to a collections agency.
I then called CBE Group. They began the call with a " confirmation '' in which they read my address aloud for me to confirm even though I did not give personal information on the call -- not even my name. I don't know how the repesentative knew to pull up my address of why they had it on file.
I informed a representative that I did not have an XXXX account. She then proceeded to tell me the name/handle associated with the XXXX account, the email address associated with the account and the items purchased on the XXXX account that led to the unpaid balance -- I'd never heard of any of them.
The representative said they would include this information in their file and CBE Group would " investigate '' and then reach out to XXXX to confirm that this information was true. She said if XXXX confirmed this information, then CBE Group would send a letter back to me to confirm I no longer owned a debt.
This was not the first time I'd received a letter from CBE Group. The first time I received a letter was a few months earlier but my attorney told me it was a scam so I did not respond. However, after that, I received at least one call from the company. Then I received the second letter ( in XX/XX/XXXX ), which said that if I did not respond in 30 days, that the debt collection agency would assume the debt is valid.
|
| 02/13/2017 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
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I receive a monthly credit score report furnished by XXXX. I noticed that my credit score dropped from XXXX ( XX/XX/XXXX/XX/XX/XXXX ) to XXXX XXXX XX/XX/XXXX/XX/XX/XXXX ) on my most recent statement. I have no outstanding debt outside of my student loans and all of my bills are paid on time. I obtained my equifax credit report on XX/XX/XXXX and there was nothing outstanding, but there was a collection reported. The company CBE Group had a collection for {$49.00}. The report did not provide anything other than the date assigned ( XX/XX/XXXX ), the date of first delinquency ( XX/XX/XXXX ), date reported ( XX/XX/XXXX ) the last XXXX digits of an account number, and a creditor classification : retail. I have lived at the same address and have had the same phone number for 6 years. I NEVER received any type of communication from CBE. I 've NEVER received any communication of any sort saying my account was going into collections. There were no outstanding accounts on my credit report. I have tried repeatedly to contact CBE Group by phone and through their website ( I ca n't write to them because they did n't include a mailing address on the report and I never received a letter ) and I have n't been able to get to anyone. I try to call the phone number on the website XXXX, I can get through the first prompt and then the second prompt disconnects the call. This is EXTREMELY frustrating. The first thing I need is to know who the creditor is and I ca n't even get that. This mistake is causing a negative impact on my credit and I ca n't even get information on who I did n't pay. Just an aside, when I tried to look up CBE I noticed a number of pending lawsuits for fraudulent reporting. Please tell me what to do.
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| 10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
Servicemember |
|
I was contacted this morning by CBE Group at XXXX local time to collect a debt for XXXX XXXX. I specifically asked XXXX to not call me any further regarding the debt unless we were discussing negotiations regarding its legitimacy. Yet, here we are XXXX with my cell phone ringing to a debt collector.
XXXX is attempting to collect almost {$1100.00} for XXXX XXXX XXXX XXXX devices that were damaged from day one. I made every feasible attempt possible to resolve the issue and have the devices repaired or replaced, XXXX refused to comply ( their excuse is that Franchise locations do n't have to abide by XXXX XXXX XXXX ). The final attempt to resolve the matter resulted in a store manager rudely telling me that my issue was n't their problem and I could leave.
So I left, not just the store, but the whole company. Obviously I was n't getting anywhere by talking to them anymore ( and I 'm still not either ). I attempted MULTIPLE times to resolve any outstanding balances with the company, they refuse to negotiate or work with me on the matter and expect me to pay full retail for XXXX broken phones. I offered to come to a fair and reasonable settlement, they wo n't have it.
Then this morning ( XXXX ) XXXX tells me that regardless if I would have given the phones back or sold them outright, I would have to pay the same amount of money to them ... but I was wrong in selling the phones outright?
I have informed XXXX/CBE Group that as of this moment that they are to not contact me again unless it is with a fair and reasonable settlement offer and I will gladly be taking this matter up with the necessary parties to have this debt not only settled but never posted to my credit under my Right to Redressal.
|
| 12/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
MD. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX PHONE XXXX.
My name is XXXX XXXX and I visited XXXX XXXX XXXX on XX/XX/XXXX.
My family and I have been attending XXXX XXXX XXXX for years, and have had good service and have always paid for our tickets.
On XX/XX/XXXX I received a notification from a collection agency, in which they inform me that I must pay them an amount of XXXX from account number XXXX. I am surprised since I never received a bill or notification about this service.
We have always paid our bills and we take great care of our credit, I think you have to review your procedures before sending a person to a collection agency, some employee made one or more mistakes and they never sent me a bill or notification.
I hope you find a solution to this misunderstanding.
I am going to make a complaint and send a copy of this letter to the state and federal consumer defense agencies since I consider it unfair to damage my credit history, when I am a person who takes care of your credit and pays your bills.
I went to the clinic and they gave the telephone number XXXX, i called then and they informed me that the address number was incorrect that they had XXXX south instead of XXXX south and that sent me the bills to wrong address, but if they send us bills for my husband XXXX XXXX and my son XXXX XXXX, i paid them XXXX dollars confirmation number XXXX, they said that would not return anything to me, although the error was theirs which i consider fair, and maybe they would take me out of collection. I think it was an incorrect procedure on the part of the clinic and would have to return some of the money.
XXXX XXXX. XXXX XXXX XXXX XXXX XXXX ut XXXX phone XXXX
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| 09/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
On or around XX/XX/XXXX, I received a letter from the collection agency, The CBE Group , Inc., stating that they were trying to collect a debt ( {$360.00} ) that I had with XXXX XXXX XXXXXXXX XXXX. ( XXXX XXXX XXXX ). And they will use any information I give them to collect the debt. Ref. # XXXX - My name as seen on the account : XXXX XXXX XXXX.
Additional collection agencies whom I received the same type of letter : XX/XX/XXXX - XXXX XXXX XXXX - {$570.00} ( Original creditor Captial XXXX XXXX. regarding XXXX XXXX XXXX - XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX. - ref. # XXXX - {$320.00} - regarding XXXX XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX {$320.00} - Regarding XXXX XXXX - Ref. # XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX - {$710.00} Re : XXXX XXXX XXXX. - Ref. # XXXX In accordance with the Fair Credit Reporting Act, the list of accounts attached have violated Federally protected consumer rights to privacy and confidentiality under 1
5 U.S.C. 1681. 15 U.S.C. 1681 section 602 A, states that I have the right to privacy. 15 U.S.C. 1681 604 A section 2 : States that a consumer reporting agency can not furnish an account without my written instruction.
15 U.S.C. 1681c ( a ) ( 5 ) section states no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than 7 years.
15 U.S.C.s 2 ( A ) ( 1 ) states a person shall not furnish any information relating to consumer t5o any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. See attached supporting document.
|
| 02/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/2019 XXXX XXXX called my phone 5 times in less than 1 minute.
1. XX/XX/XXXX, XXXX XXXX 2. XX/XX/XXXX, XXXX XXXX 3. XX/XX/XXXX, XXXX XXXX 4. XX/XX/XXXX, XXXX XXXX 5. XX/XX/XXXX, XXXX XXXX Then they start calling my husband phone.
Before that day the calls was not as frequent, but sometimes XXXX times a day.
The lady stated they sent out a letter without a letterhead, and as I explained to her who opens mail without a letterhead. She stated that's so no one would know I was in collections. I stated the XXXX sends out mailing all the time with letterheads that's why I called the Department of Treasury to confirm it was true. That is a bad practice if you are truly collecting on a debt that was 90 days past due from XXXX send proper documentations. Not only are you put in collections, but the amount is {$6000.00} more than I owe. They said the Department of Treasury said they can charge me 30 % of my balance owed. So not only are you charging me {$6000.00} more than my balance, but when I call to discuss this matter with you the company can not tell me where the extra {$500.00} is because there 30 % fee is the {$6.00}, XXXX I make {$600.00} ( {$180.00} more than the original amount ) a month payments to pay.gov not the collection agency but I'm still being charged {$6.00}, XXXX ( collection agency fee ) for XXXX disaster loan. You want to pay your debt owed not 30 % of what you borrowed. You can't get loans because XXXX and Department of Treasury have put it in the credit bureau as collections. So now debt to credit ratio to high to borrow the money to pay them off. I just pray and move on but the constant phone calls have to STOP!, Because I'm making payments monthly.
|
| 07/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I closed my XXXX XXXX XXXX XXXX XXXX account ( XXXX ) in XX/XX/XXXX on good terms after years of service and paying bills on time. In XX/XX/XXXX after moving out of state, I started receiving calls from debt collectors about an outstanding balance ( ~XXXX $ ). After arguing with the debt collectors I waited on hold for a good while to speak with XXXX. For a while they convinced me my identify was stolen and I began pursing that. After a few hours I realized it was n't that bad and they just never closed my account and continued billing me. I called XXXX and waited on hold again to speak with someone who had the recording of the call where my wife closed the account on good terms. They needed to take time to review this 2 minute call and called me back some time later and said that I had XXXX balance and they would resolve this issue with the debt collectors ( this was XX/XX/XXXX ). Today, ( XX/XX/XXXX ) I received another call from debt collectors about the same debt that I supposedly had resolved with half a days effort. I called XXXX again and now they claim I have a ~XXXX $ balance and will not contact the collection agency regarding the erroneous XXXX $ until I pay this XXXX. I do n't trust that this XXXX $ is real debt as my XX/XX/XXXX call said that the matter was resolved. I do n't not think they should be able to leverage XXXX $ of erroneous debt to collect XXXX , real debt or otherwise. I explained to The CBE Group IncXXXX over the phone several times that this debt was not legitimate and they needed to re-verify the debt with XXXX XXXX. As far as I can tell they are legally required to do so, but have not. They continue pursuing collection of this erroneous debt.
|
| 10/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
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Web |
Older American, Servicemember |
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This group has been calling for about a year. The name recently left on voicemail is CBE Group, Ph : XXXX, www.CBEGroup.com. They do not disclose the nature of the alleged debt, nor the alleged creditor name, even when asked. Usually they leave a voicemail, but on a recent call, I took it and asked what it is about, at which time they said they do not disclose that information. They asked for me to confirm my name and address, and asked for my SS #. When I asked again for creditor identifying information the man said ( in a very threatening voice ), " I do n't play games, sir. '' At that point I said that I do n't play games either, and hung up. Their most recent call was from a female. I called the phone # she left, and after a long pause, the electronic voice said they could not put me in touch with a representative, and for me to call back later ( yesterday ). I went online to the site they said I should and filled out contact information to access them and got rerouted several times, so I gave up and today I called the FBI and your office. I believe I do not owe an outstanding debt, but just in case, I called several creditors to see if I missed something. I was told that they did not send my account to any debt collector. At no point, have I received a letter, dun notice or other documentation. Please help me resolve this. I will also call my state Atty General and the do not call registry again. As an aside, after I went to their ( CBE 's ) online site, I immediately got a call from a tech specialist who said I had asked for tech assistance for my computer. When he realized I had not, he told me to be careful about inputting my name and contact information online.
|
| 04/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
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The CBE Group , Inc The CBE Group , Inc flagged my credit files with inaccurate/unverified seriously past due/ assigned to attorney, collection agency, or credit grantors internal collection department information.
Please note this is a collection company not an attorneys office.
The CBE Group, Incs account was updated XX/XX/2022 Please be advised that The CBE Group , Inc are not Holders in Due Course ; no services or goods were received from The CBE Group, Inc and I have not agreed to pay/tender anything to The CBE Group , Inc on behalf of their alleged client for any reason. The CBE Group , Inc have not provided any documents or itemized statements VIA MAIL proving I owe a debt to them.
Proper documentation from The CBE Group , Inc was NOT provided to me to allow The CBE Group , Inc to verify the accuracy of their data before placing their account with the credit bureaus for collection. This proves that The CBE Group , Inc and XXXX XXXX are not honorable or honest businesses that allows their alleged clients the opportunity to defend themselves.
I have not provided signed wet-ink releases of my private information to The CBE Group , Inc .
The CBE Group, Inc does not have my permission to contact me on my private phone line attempting to collect on debts that do not belong to me. I will reply VIA MAIL and I can only be contacted via mail. The CBE Group, Incs reply outside of the CFPBs portal, must be delivered via the postal service. If the envelope is not properly stamped by the postmaster ; it will be returned to sender due to mail code violations. I will upload proof also. Please abide by all mail codes. All calls are recorded for my safety.
Amount {$250.00}
|
| 05/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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On Thursday XXXX XXXX I received a call from XXXX at XXXX PST. The call was from CBE Group Inc XXXX XXXX XXXX XXXX, IA XXXX. I spoke with a women named XXXX XXXX she let me know that she was a 3rd party contractor for the IRS. She said that they had sent a letter back in XXXX of XXXX ( which I never received ), its now XX/XX/XXXX and the CBE group is calling my phone now with no mail notification, With all the IRS scams in the United States going on I asked XXXX XXXX for CBE Group License number so I could verify the company and also verify that the CBE Group is licensed in the state of California. XXXX XXXX could not provide their business license number to me after being on hold for several minutes, I got transferred to a supervisor XXXX XXXX, I asked XXXX for the CBE group license number after several mins and going back and forth with XXXX she wasnt able to provide a license number. XXXX XXXX, XXXX XXXX and the CBE group are in direct violation of the California Department of Financial Protection & Innovation SB 908, assembly bill 1864, senate bill 908 and the fair credit act by not providing their license number, and I still question if this wasnt a a scam Because I have a official letter from the Department of the Treasury Internal Revenue Service Notice XXXX dated XXXX XXXX, XXXX saying my overpayment was applied to unpaid balance, then it also says on this same form lower down What You need to do you dont need to do anything. CBE group couldnt provide a license number therefore how as the consumer am I to know they are legitimate or not? If your company is licensed it shouldnt be a problem to provide the license number to the consumers when asked
|
| 03/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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The company is XXXX. XX/XX/XXXX I notified them in writing and verbally via phone. I replaced service provider XX/XX/XXXX and will not have the physical connection open with them but will keep the email active and open until XX/XX/XXXX. They billed be properly and it was paid. In XXXX, XXXX XXXX stopped billing because they were paid through XX/XX/XXXX. I received horriable calls from their sales people on recorded lines we want to keep your business but you need to call us. Sorry No you are the sales person, I do not call you. Then in XXXX XXXX I received a call from another company who wanted XXXX 's equipment back. I verbally and via email s end them the documentation their equipment was returned back in XXXX and I was credited back in XXXX for their equipment. In XX/XX/XXXX they sent me a bill, but my service is terminated as of XX/XX/XXXX. I wrote with the documentation to the Office of the President as clearly XXXX is not documenting their records. Now a XXXX is sending what looks like a collection attempt via email, does not state who they are collecting for but their digital trail states it is XXXX. A real collection agency following the rules needs to disclose who they are collecting for and this alleged company is not. I have made many calls and emails and now letters to XXXX and they properly stopped billing and cancelled the service XX/XX/XXXX but now they are relentless.
I do not hide like the President of XXXX hides and is not reachable via phone nor is any of his staff every available to be reached to resolve issues. XXXX leaves email accounts open as they sell data and it is a profit center to allow the emails to keep on coming in.
|
| 04/25/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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When a credit report inquiry was pulled by XXXX in XX/XX/XXXX, I did not receive the credit card and was notified that I did not receive this card due to " delinquent obligations ' on my credit report. I have excellent credit. I recently was approved for a car loan, with no issues whatsoever. When I received the letter regarding the rejection of credit I contacted the 3 credit reporting bureaus and pulled a report. I was shocked to find 6 collections from the same company. Upon further investigation, the collection Company : CBE Group, was given this information or information was turned over by a company XXXX XXXX XXXX '. Upon FURTHER investigation, this company exists in UTAH, where I haven't lived since XXXX of XXXX. The 'debt ' date is showing XX/XX/XXXX. I disputed the 6 collection accounts, and 4 were removed recently ( XX/XX/XXXX ), but two still remain : a {$300.00}, amount and a {$620.00}. amount. Both 'account numbers ' are the same.
I am 'told ' that this is all I can do since they ( CBE Group ) are holding fast to me owing a debt I have NEVER heard about until this initial credit inquiry in XXXX. I wish to complain, request these to be removed, and also wish to have a note added to my credit report that I am and continue to DISPUTE these accounts as NOT MINE. I was not in Utah in XXXX, and there is not a company here in OREGON ( where I have lived since XX/XX/XXXX ) that operates under that name. I have excellent credit and have worked very hard to maintain that status. I believe this information to be erroneous, and want it removed ( not just 'disputed ' and still listed ... removed please ). Thank you
|
| 04/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
|
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This is the 2nd complaint that I have submitted on this issue. The 3rd step is going to be me taking CBE group and XXXX to court for harassment regarding a bill that I do not owe. I created case # XXXX, I received a response that CBE would cease collections and has sent in a withdrawal to the XXXX credit bureaus to remove the debt from the report. Now I have received yet another letter from CBE requesting the same funds again in which I will NEVER pay. I have provided all of the documents including a letter from the leasing agency proving that I relocated and left the premises XX/XX/XXXX. XXXX XXXX XXXX and the CBE group are attempting to collect {$350.00} from me stating that the disconnect date was XX/XX/XXXX. I called CBE group, they advised for me to get proof that I had moved, I got proof from the leasing property management that shows the date I moved ( XX/XX/XXXX ) and sent it in. I was then advised by CBE that XXXX has advised them that they do not accept proof of customers relocating and to keep it as a valid debt. My next action was to come to consumer financial protection bureau for assistance, I created the case mentioned above and got the response of the CBE group has ceased collections. I now have another letter dated XX/XX/XXXX with them attempting to still collect funds that I am not responsible for. I have asked for XXXX to pull the records of my disconnect call and was refused, even with proof that I relocated they are still continuing to harass me. I do not owe this debt and it will not ever be paid by me. You can not collect funds or attempt to scam someone whom has proof of moving.
|
| 05/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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On XXXX XXXX 2017 at XXXX I received a call on my cell phone from XXXX but was not able to answer the call. Later that day, at XXXX, the number called again. This time I answered the phone with my name and the caller asked for XXXX XXXX. I responded that they had dialed the wrong number. They asked if I knew XXXX XXXX and I responded that I did know her ( she is my sister ). The caller said he was from CBE ( or something like that ) and had an important business matter to discuss with XXXX XXXX and he asked me to give him her number. I refused since I have no idea who this person is. After this phone call, I received several other phone calls from these numbers. I received a call from XXXX at XXXX on Saturday, XXXX XXXX 2017 and did not answer it. I received a call from XXXX at XXXX on Monday, XXXX XXXX 2017and was not able to answer it since I am a XXXX XXXX and in class at that time. I received a call from XXXX at XXXX on Monday, XXXX XXXX 2017 and was not able to answer it since I am a XXXX XXXX and in class at that time. I received a call from XXXX at XXXX on Tuesday, XXXX XXXX 2017 and was not able to answer it since I am a XXXX XXXX and in class at that time. I received a call from XXXX at XXXX on Tuesday, XXXX XXXX 2017 and was not able to answer it since I am a XXXX XXXX and in class at that time. I received a call from XXXX at XXXX on Tuesday, XXXX XXXX, 2017. I was able to answer the call. When I answered, the woman asked for XXXX XXXX. I told her This is not XXXX XXXX phone. Please do not call me again. I have already reported your company to the Federal Trade Commission
|
| 06/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Contrary to Ms XXXX XXXX, the validation that was sent is a total joke and doesn't show ownership nor when the service was started, terminated, that myself actually signed an agreement for said alleged debt.
The alleged validation is a screen grab that just shows columns of numbers but shows absolutely 0 of the aforementioned factors asked for above which pursuant to 15 USC 1692g I am within my rights to ask for.
Furthermore, to highlight the blatant dishonesty of this organization, I was told on XX/XX/XXXX that a verbal request wouldn't be honored and that I would need to submit a written dispute. I advised them per the FDCPA that, since notice was given I was going to being a validation of debt letter, they had to put all collection activities on hold for a period of 10 days.
Now, the validation of debt package was sent via USPS Priority Mail on XX/XX/XXXX and was received by their office and signed for by a XXXX XXXX on XX/XX/XXXX and they verbally acknowledged receipt of said package pursuant to the conversation I had with them on XX/XX/XXXX.
Now, this office is flaunting the language of the FDCPA as well as skirting the Florida Consumer Credit protection act. I would advise that since I have proof that the validation of debt package has been sent and received by this organization that they follow the letter of the federal law and furnish to myself all requested and required documentation that would substantiate the legitimacy of this alleged debt. All collection activity is to not resume until such time as I have proof and my legal counsel can look this over.
|
| 07/02/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
on or about XX/XX/XXXX I received a letter from CBE group indicating that I owe {$15000.00} to the current creditor listed as XXXX XXXX. ( original creditor XXXX XXXX XXXX ) debt was incurred between the years of XXXX and XXXX.
original account number : XXXX CS number : XXXX the letter states that unless I dispute all or part of the amount the creditor will assume the debt to be valid. the letter also states that upon written request the office will provide verification of the debt or forward a copy of judgement.
on or aboutXX/XX/XXXX I contacted CBE group and spoke to a CSR before requesting to be transferred to a supervisor. I informed a Mr. XXXX XXXX that I would be requesting written verrification as outlined in the letter AND filing complaints with all appropriate organizations.
on or aboutXX/XX/XXXX I submitted a request for written verification.
on or about XX/XX/XXXX I called CBE Group to request status. I was informed that the case was returned to XXXX XXXX and no futher action would be taken CONTRARY TO STATEMENTS in the letter received on XX/XX/XXXX. I was referred to XXXX XXXX
XX/XX/XXXX I spoke to XXXX XXXX re : the above and was referred to CBE Group.
XX/XX/XXXX ANOTHER call to CBE Group and I am informed that the case was returned to XXXX XXXX.
as of XX/XX/XXXX I have received nothing further.
I was never a customer of XXXX XXXX XXXX until XXXX purchased XXXX XXXX. I am still a XXXX customer and there are no outstanding issues with my account.
a search of the XXXX XXXX XXXX files for XXXX XXXX indicates that this scam has been perpetrated on others.
|
| 08/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Upon checking my Credit Report with XXXX, I discovered that The CBE Group Inc-Former erroneously identified me as owing money to a retailer that I have not used in Texas. I have never lived in Texas or at XXXX XXXX XXXX XXXX, XXXX, TX XXXX (found on my Credit Report) nor have I ever bought anything from the company you indicated, XXXX XXXX XXXX XXXX. I mailed a letter dated XX/XX/XXXX stating I was responsible fur the debt and for substantiating documentation. CBE Group responded to me by mail dated XX/XX/XXXX and identified the debt in regard to an account established with Spectrum formerly XXXX XXXX XXXX by enclosing account statements dated XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX as substantiating evidence of my responsibility for the debt.
I do not have any responsibility for the debt CBE Group is trying to collect. I have never lived in Texas, had a phone number or any services provided by XXXX XXXX XXXX as shown on the statements provided .
These documents that make you believe that I am the individual owing this debt, in fact only show that my very common name is the same and nothing more that links me to this debt.
Information shown on credit report:
(XXXX) XXXX Placed for Collection: XX/XX/XXXX Responsibility:
Individual Account
Account Type: Open Account Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $XXXX Date Updated: XX/XX/XXXX Original Amount: $XXXX
Original Creditor: XXXX XXXX XXXX XXXX (Retail) Past Due: >$XXXX<
Pay Status: >In Collection<
Remarks: >PLACED FOR COLLECTION< Estimated month and year that this item will be removed: XX/XX/XXXX
|
| 03/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I purchased a phone and ipad from XXXX XXXX. Both devices were returned, and the services were never activated. XXXX XXXX automatically started charging for phone and data services, even though the services had not been activated and the phone/XXXX were returned without even being opened.
Issues- XXXX XXXX Financial Department is always closed, despite messaging, and they don't answer the phone. I spent hours trying to resolve this issue over chat on two occasions and then by phone on a third try. This process takes hours and was almost impossible to resolve, despite my efforts. - XXXX XXXX automatically created phone accounts and started charging for services that were never activated, simply for purchasing hardware products from their website. When the hardware is returned ( unused ), XXXX leaves the phone/account open and starts billing for phone/data plans without activating the services! They even send notices that the phone number needs to be activated, and they are billing at the same time!
They also tried to force me to create an online account ( and accept terms to entrap me ), - just to " work with me '' to resolve the issue. Completely inappropriate! I did not want an account and the devices were returned within the 30-day required period, unused.
Eventually, XXXX credited the account that was NEVER ACTIVATED, but not before sending it to a creditor for collection! Outrageous and completely corrupt business practices. They should not be sending bills and charging for services never used or activated and the related hardware products already returned!
|
| 07/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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I am looking at my credit report and noticed a collection from XXXX XXXX XXXX XXXX company the date is was opened ( from what my credit report has on it ) on XXXX XXXX. The collection amount is XXXX dollars and I have disputed this before. For the last two years I have been living in supportive homes, transitional living homes recovery homes. However XX/XX/XXXX I have resided at a transitional living for women with children. I can prove that. This program is through XXXX XXXX. There is absolutely no way I am responsible for said debt. I dont pay for XXXX XXXX XXXX here the program does. I have been here at XXXX since XX/XX/XXXX. And I am getting ready to move into my own place, our very first apartment together. Two years i have worked on myself, I have obtained full custody of my kids, theres a lot of changes. My identity has been stolen. I also found out from XXXX when I called to pay my bill for essential WiFi that there had been two accounts one both in my name but the other had a different address. I looked over my report on another site and it said i was part of the fire that took place up toward XXXX XXXX area. I literally live in the city and have I wasnt part of anything like that. This is frustrating. Ive spoke with XXXX XXXX XXXX after my first dispute, I didnt obtain any results but it says there are results. I can provide my ID to anyone my social security card.. anything to prove this is not my responsibility to pay. And honestly this is going to make it difficult to move into my own apartment and get XXXX XXXX XXXX on without an issue.
Please help!!
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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XXXX, after numerous explanations that the buyer is a scammer, trying to extort money through XXXX. This full description problem. To begin with, we will describe the fraudulent scheme of the buyer. We sold XXXX expensive XXXX diagnostic devices on XXXX. After the purchase, the buyer reported that supposedly XXXX device did not work well. We asked to provide the serial number of the device and reset the log file. After that, the buyer disappeared for XXXX months. After XXXX months, the buyer opens a dispute in his bank, but, mind you, not on XXXX, and the bank, of course, resolves the dispute in favor of the buyer and demands a refund from XXXX. Now attention! XXXX takes money from our account without returning an expensive device from the buyer. We are shocked by such illegal actions of XXXX and are trying to figure out with XXXX on what basis they withdraw money without returning the device and why XXXX did not forbid the bank to return the money without returning the device. After a few phone calls to XXXX, XXXX explains it as if it's the buyer 's financial institution withdrawing the money and they can't do anything while XXXX itself withdraws the money. We called our bank and explained the whole situation and blocked the withdrawal of money and also filled out the XXXX form. The bank blocked the withdrawal of money and returned it back. Despite this, XXXX continues to try to withdraw money, despite bank blocking, that is, they use extortion methods and threats in terms of closing the account. On what legal basis? XXXX does illegal and illegal activities.
|
| 09/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I received a letter from CBE group on XX/XX/2021 claiming to have an unsettled debt, originally from XXXX XXXX. They listed the original creditor as " XXXX XXXX '' and the current creditor as " XXXX XXXX XXXX XXXX ''. I have not received any prior correspondence from any of these entities. No other details about the alleged original transaction are given. No dates, original amount allegedly owed are provided. I have never in my entire life had any service nor completed any transaction with/through XXXX XXXX XXXX This is the first time I've received any notification of this alleged debt in any capacity from a collection agency, nor have I received any notification or bill from XXXX XXXX at any point. The letter explains I must send a letter disputing the charge, but that this will only " provide me the name and address of the original creditor '' but not correct the error.
I have mailed a letter refuting the debt to the collector on XX/XX/2021.
I filed a letter of complaint with the Office of the Washington State Attorney General.
When I called XXXX XXXX on XX/XX/2021 and explained I have been fraudulently charged or a victim of identity theft, they verified there was an outstanding debt tied to my social security number, then told me to contact XXXX XXXX XXXX and hung up.
In short, XXXX XXXX appears to have allowed someone to open an account under my name because of lax security protocols, made no attempt to contact me directly so I could dispute the charge, then sold the debt to a collector ensuring I have no other avenue of recourse.
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
As of XX/XX/XXXX, my various credit reports are showing that I owe an amount of {$120.00} to a debt collection company called the CBE Group. Given the amount and time frame, it's fair to assume that the original debtor is XXXX Communications. They're claiming that I have not returned my router and modem equipment.
The equipment in question was returned to XXXX in XXXX of XXXX after my first internet contract expired. XXXX is unable to keep proper records of the equipment they receive, so they sent me a collections amount for {$120.00} in XXXX of XXXX claiming that I never returned the equipment. I, then, contacted the debt collection agency and the CFPB to get the issue resolved. Long story short, both XXXX and the debt collection company couldn't adaquetely prove that the equipment wasn't returned, so the debt was removed from my credit report.
Fast forward a few months, I was forced to re-sign with XXXX in late summer of XXXX due to limited options at my apartment complex. With this second contract, I decided to use my own equipment to avoid a potential second derogatory mark on my credit. Lo and behold, they've decided to charge me AGAIN for the exact same equipment after my second contract ended in XXXX of XXXX.
XXXX will not provide me an explanation as I've tried to dispute the charge directly with them. My theory is that the salesperson, who signed me up for my second contract, must've wrongfully assumed I'd be using the equipment from my first contract ( even though it had already been returned ) and marked my account as such.
|
| 07/22/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Attention CBE GROUP, you are currently unlawfully furnishing false credit information as a result of an attempt to collect an alleged debt that I do not now nor have ever owed to you. You have obtained my nonpublic personal, private and confidential information WITHOUT my consent and are currently storing the same information as a result of identity theft and unauthorized use of my nonpublic personal information. As a non interested third party I have sent you a Notice to Cease and Desist your hostile and adverse actions against me immediately. You are in violation of Federal Law for all of the aforementioned actions. Contacting me without my consent is also a violation of Federal Law, as a Federally protected consumer I will not hesitate to pursue any course of action necessary to protect my rights and enforce my jurisdiction over you for violating, 15 USC 1692, and any other applicable law, including other sections Title 15 Chapter XXXX. Consumer law is put in place for consumers such as myself to enforce and ensure that violators like you and your subordinates are held accountable to the full extent of the law.
This is your one and only chance to remove yourself from these matters without any further action, if ignored your violations of Federal Law will be brought to light and I will ensure that you are held accountable for every adverse action you have take against me. Any documentation you send in opposition to the following demands will be used as evidence to support the facts as I have shared them. You have 15 days to comply.
|
| 01/16/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
I received several harassing phone calls from Collection Agencies representing XXXX XXXX XXXX XXXX indicating that owed {$470.00} for a debt dating back to XX/XX/XXXX. The first Collection Agency identified themselves as XXXX XXXX XXXX in XXXX Illinois, Representative XXXX XXXX, she provided an address of XXXX. XXXX XXXX, XXXX, Illinois. XXXX XXXX XXXX. That called was initiated on XX/XX/XXXX. I informed her at that time, that I did not have an account with XXXX XXXX XXXX XXXX much less owed them anything.
On XX/XX/XXXX, I received yet another phone call from CBE Group indicating that they were representing XXXX XXXX XXXX XXXX in an attempt to collect a debt. They had my former name and asked for my social security number. That call was generated by phone number XXXX, and the caller refused to identify herself. She however, informed me that the telephone calls will continue until they I paid what is owed. I am a senior citizens with health conditions and find this abusive. I spoke to an Attorney who informed me that this is some type of Zombie Debt method that is used to force payment. I was also advised by the attorney that oftentimes these companies will show a payment received with a current date to continue their level of harassment and to circumvent the law. My concern is that this is not a debt that I owe and it is well over 28 years! In addition, I have learned through my research that XXXX XXXX XXXX XXXX is defunct. I requested that they put it in writing and to date have received nothing from either collection agency.
|
| 04/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Account # XXXX ( this is 1 of 4 with CBE Group ) Amount XXXX To whom it may concern, On XX/XX/18 I sent out a certified letter to CBE Group Regarding account ( XXXX the supposed amount of XXXX ) to address XXXX XXXX XXXX XXXX, XXXX XXXX, IA XXXX. I requested an original bill baring my signature be provided to me showing that this was my debt.
I only gave them the right to show me this information. Instead they sent me a an alleged statement stating that it was mine divulging personal information violating HIPAA laws. At no time did I request a statement of the procedures that were done. I asked for an original Bill bearing my signature.
I have sent them three certified letters requesting an original Bill bearing my signature and all they send me are these statements that are not even on letterhead or proper billing forms. Additionally, when I sent them the first letter they did not put on my credit reports, I know this because I ran my credit report again on day 31, that this item was disputed within 30 days following the : Fair Credit Reporting Act section 623 ( A ) ( 3 ) or Fair Debt collections Practices Act section 807 [ 15 USC 1692e ] Fair Credit reporting Act Section 609 Fair Credit Billing Act Public Law 93-495 Section 164 ( i ) Law US Court of Appeals, Ninth Circuit, No. 00- 15946, XXXX XXXX XXXX XXXX The information that CBE Group is reporting is not 100 % accurate They have several misspellings and incorrect name for me that they claim is my debt and will not correct the errors.
Sincerely, XXXX XXXX XXXX XXXX XXXX
|
| 03/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XXXX, I moved from my principal residence in Washington DC and discontinued my landline/internet/cable service with XXXX. XXXX included a termination fee on my final bill, which I believed was improper. Nevertheless, after spending hours trying to get this resolved, I finally gave up and decided to pay the full amount due and in dispute. On XX/XX/XXXX, I paid {$490.00}, re : acct # XXXX by personal check to " The CBE Group '' - the collection agency that is the subject of this complaint - to which the debt was referred. Now, more than 3 years later, in XX/XX/XXXX, I was contacted by another collection agency ( XXXX, XXXX XXXX XXXX, XXXX MA XXXX ) about a debt owed to XXXX. I told XXXX that I already had paid the debt and then I called The CBE Group XXXX XXXX ) to ask for confirmation that they received my payment and discharged the debt. The agent I spoke with at CBE ( I believe, a XXXX XXXX XXXX (? ) ), was extremely rude and refused to offer any help, suggesting that I contact XXXX or various other options, even though it was to The CBE Group that I made my payment and which cashed my check. I have asked my bank for a copy of the cancelled check and expect to receive it shortly. In the meantime, I am shocked that The CBE Group, which received my money and cashed my check ( and confirmed over the phone that it had received the check a few days after I sent it ), refuses to give me any written receipt or confirmation that it received payment in full. My request is that The CBE Group provide this documentation.
|
| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sometime around XX/XX/XXXX I received a call from CBE group requesting identifying information from me. I asked the woman who was a representative working for CBE group that I was in a communal office setting at work, and I was not going to provide that information until I was in a secure area. I requested she please call me again at a time I knew I would be able to share this identifying information. Specifically, after XXXX on any week day.
Between XX/XX/XXXX and XXXX XXXX I received over a dozen phone calls on M-F between the hours of XXXX and XXXX, and received XXXX calls after XXXX. I was unable to answer any of the calls as I was at work and not able to answer my phone.
On XX/XX/XXXX I received a call at XXXX, which I was able to answer, but not provide any information ( as specified prior ). I asked the gentleman from CBE group to read me any notes on my account. He said there was one note to not contact me until after XXXX on weekdays. I explained that I had received over a dozen calls in the last 2 week during work hours and requested he call me again that afternoon. He said " I can have you marked as do not contact, is that okay? '' to which I explicitly told him " No '' and explained that was not what I was asking, and I would be more than willing to receive any calls after XXXX on weekdays.
I was then never contact again and CBE group placed a major derogatory on my credit report. When I called CBE group and spoke to a representative, they informed me I had been marked as " Do not Contact ''.
|
| 08/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This complaint is regarding a collection agency company, CBE Group, XXXX XXXX XXXX, XXXX XXXX, IA XXXX, XXXX. The debt is from XXXX XXXX XXXX, in the amount of {$160.00}. On XXXX XXXX, 2017 I got a noticed from XXXX stating that CBE has placed a collection in my account, regarding a debt that I had through XXXX XXXX XXXX. But the issue here is that, I was never given a notice in the mail, or email by CBE Group. Nor was I given a phone call. CBE claim that they sent me notice of the debt, but it was sent to the wrong address., and CBE admitted the mistake they made. The bottom line is that, I did n't know anything about this debt, being sent to collection agency. Nor had I any knowledge of it whatsoever from CBE. Had I gotten proper notice of the debt, I would 've paid it immediately, but it was put on collection and posted through the major credit reporting agency, such as XXXX, and now my credit will be immensely affected in a negative way, all because of the mistake that CBE made. Although I paid the whole debt immediately once I found out through XXXX, I 'm still in a lot of stress because it will impact my credit worthiness. It is n't my fault, it 's CBE 's fault that they did n't follow the law, CBE failed to send me written notification of the debt. CBE group di n't follow proper laws and procedure, now, I must suffer due to their mistake. The CBE agent I spoke with said that it will be remove immediately from XXXX, XXXX, and XXXX,. But somehow, I find that hard to believe., nor do I trust CBE.
|
| 05/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I had no idea that there was a collection of {$25.00} against me until I attempted to apply for credit. The company informed me that XXXX had a horrible mark against my credit because a collection agency by the name of CBE Group claimed that I never paid a {$25.00} debit. It would have been nice to have been notified by someone of what this charge was for and when it happened. This company never sent me any written notification about this issue and now XXXX has removed it from my credit report. But I have no idea what the other credit bureaus show about the CBE Group and how to get those additional agencies to remove this erroneous claim.
My concern is that this company holds people for ransom by submitting inaccurate information to credit bureaus without the consumer being aware of it. Clearly enabling companies like CBE Group to act in this manner is no different than anyone in the world putting a mechanics lean on a home so that the title is cloudy. There needs to be some sort of proof that the company has reached out to the consumers and that the consumers clearly ignored all communication. They should also be obligated to obtain a signature of delivery of their notifications in order to file with the credit bureaus. This is not the way that companies should be allowed to do business and there need to be repercussions to organizations who file erroneous and inaccurate information about consumers. I look forward to your insight and support to stop predators like CBE Group.
|
| 07/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
NOTE : This complaint has been previously reported to the CFPB via case # XXXX. According to Supervisor XXXX XXXX - XXXX of the CFPB I am required to re-submit a " new '' complaint on the " new '' collection agency involved regarding this same initial fraudulent matter. Here 's what happened! On X/XX/16 a contract employee ( Empl. ID # XXXX ) of XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ), located at XXXX XXXX XXXX XXXX, XXXX Fl. fraudulently signed a service and equipment agreements in my name. When I discovered this I contacted XXXX who investigated the same and verified that the contract employee had, in fact, fraudulently signed the aforesaid agreements in my name. XXXX stated in writing that I could cancel the service at any time without penalty of early termination fees. I cancelled the services and I am still being billed for services and an early termination fee that I did not agree to receiving. Collection efforts are now being instituted against me by THE CBE GROUP, INC. - located at XXXX XXXX XXXX, XXXX, IA XXXX -Toll free ( XXXX ) XXXX for the services/early termination fees being complained about herein. I have previously spoken to XXXX XXXX XXXX, Human Resource Officer of XXXX ( XXXX ) who indicated that she was totally familiar with my complaint and that the employee involved was immediately fired the moment the fraudulent activity was brought to her attention. XXXX XXXX indicated that she will be willing to verify this fact in writing if need be.
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was looking to move into a new apartment then I went ahead and had a look at my credit report and I noticed I have 2 collections both from charter communications. The first balance I noticed was for the amount of {$510.00} posted to XXXX, XXXX, and XXXX. and another 2nd account posted to my XXXX credit report.
Note that I did not authorize or consent to any contractual agreement with Charter Communications ( spectrum ) and I have no contractual obligation to pay the current creditor of this debt CBE Group.
This is careless misuse of my personal information and I did not consent to have this data furnished as per FCRA 15 USC 1681 a " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate '' I demand that these accounts be removed from my credit reports.
Failure to respond within 30 days of receipt of this complaint may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : -Defamation -Negligent Enablement of Identity Fraud -Violation of the fair debt collection practices ( including but not limited to Section 807-8 ) -Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) I will also file a complaint to my district attorney, XXXX.
Below I attached a FTC complaint regarding this issue.
|
| 12/04/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I called back in XXXX to settle this account after they switched to a new collection agency for a XXXX XXXX account. We agreed to 3 payments of XXXX appx. They took the first payment in XXXX, all events are for year 2018,. After the first payment I called back within that same first week and asked to cancel the arrangement because I could not afford it any longer and I was moving soon. The representative was very rude and threatened to report the account back to the credit bureau under the previous full balance versus what I even just paid. She told me she would cancel the arrangement and when I asked to speak to her supervisory regarding her service she refused and told me no supervisors were available when I called back I was placed on a block list. I called back today XXXX to find out why they charged my account again I spoke with a very rude supervisory who began to raise her voice to me and yell. I asked to speak with her manager because I wanted the previous call reviewed in XXXX she told me she would not do that nor did she have available and begin to get really rude saying I could call back and speak to a supervisory who was her equivalent. Once again when I tried to call back to customer service my number was blocked and I did record it this time. They charged my account when I asked to cancel the arrangement and refused to resolve the bill error they caused and threatened to report the full amount less the one payment I made.
|
| 10/31/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
We signed up to have XXXX/XXXX services in our home. We moved because of a job change and wanted to transfer this service to our new home. We wanted XXXX service at our new home, but we were told we could not have service.
Later, we received a bill for cancellation charges. We did not cancel ; XXXX cancelled our service because it was not offered in our area. We were not in breach of our contract. We wanted XXXX service. We called customer service about the charges after receiving the bill dated XX/XX/2018 with the cancellation charges. We spoke to XXXX from the Billing Department, reference # can be provided. He assured us this would be taken care of. We went into the service center on XXXX XXXX in Wyoming, and called the customer service number again on XX/XX/2018 and spoke to XXXX. He assured us the matter was resolved and the charges would be removed, so we put the issue behind us.
We started receiving calls from a collection agency trying to charge us the cancellation charges. The collection agency told us we had to dispute the charges with XXXX. We wrote the attached letter and received no response.
In order to stop further problems with our credit report, we paid the {$660.00} cancellation fee and hoped again the problem was behind us.
We recently refinanced our home and discovered there is " serious delinquency '' listed on our credit report because of this issue.
Thank you for your help with this matter.
|
| 11/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Hello, I received on my credit report an unpaid notice for {$26.00} from the cable company XXXX XXXX XXXX XXXX XXXX that hurt my credit score by XXXX points and impacted my process with the Lender in obtaining a mortgage over such a small amount. The unpaid notice was then sent to a debt collection agency, CBE Group ( www.cbegroup.com ). I never received any urgent phone calls to resolve this issue.
On XXXX/XXXX/2016, I contacted XXXX XXXX and paid off the unpaid bill notice. It should be noted that I paid off the amount, but XXXX XXXX was unable to inform me what the charge was for. I had closed a cable account and moved. All they did, supposedly was send a bill notice in the mail to my old address, which I never received.
This bill was then sent to CBE Group ( debt collections agency ) for XXXX XXXX XXXX. On XXXX/XXXX/2016, I spoke with CBE Group to confirm the issue has been resolved and that they 're in the process of withdrawing the bill from my credit history. I informed CBE Group that they never called me, but was informed that CBE Group does make phone calls to inform customers of the unpaid bill, but DOES NOT LEAVE MESSAGES. If an issue like this can impact my credit history by 100+ points, I think it is very important that debt collection agencies leave a proper voicemail and provide every opportunity to have these issues be resolved before it is impacting a consumer 's credit history.
thank you
|
| 01/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I was purchasing a car in XX/XX/XXXX and was told that my credit reports returned a debt collector notification. When I pulled the credit through my current bank a few weeks later a medical debt was reported and I filed a dispute through XXXX. The dipute listed that the CBE Group Inc tried to contact me 3 times, however I was unaware and the dispute came back unspecified. I followed up with a phone call to XXXX where no one could explain the debt and I was told to contact the collector. On XXXX XXXX I was arrive to work to find my paystub had already garnished my wages for this debt at the amount of {$460.00} a month. The employer had been notified on XXXX XXXX XXXX and I was not notified until XXXX XXXX upon my discovery. When I received the paperwork for the garnishment from my employer I contacted CBE group regarding the debt to complain about the garnishment with no court order and the only information I received was it was medical debt from XXXX but no details other than {$5400.00}. They are no longer communicating and Im being bankrupted by this issue without the ability to exercise my right in court nor being explained the debts. I have supplied paperwork showing that my XXXX benefits ended in XXXX and I have carried private insurance through my said/current employers. I believe they are wrongfully placing the garnishment and the destroying my credit for an old debt or a debt that can not be explained.
|
| 12/14/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I've been receiving multiple calls from a company called " CBE Group. '' On the phone, they are extremely vague about who they are and what they are calling about. The first time I answered the call, I let things proceed until they started trying to confirm personal information without telling me who they were or what they were calling about. I hung up.
The second time they called, I tried to ask who they were. They told me they were just a company who " dealt in a variety of personal and business matters. '' They said they are based in XXXX, XXXX but would not tell me anything else about the company. I spoke to a woman who said her name was XXXX XXXX. She told me her supervisor was somebody named XXXX XXXX ( or XXXX XXXX? ), but refused to connect me with the supervisor.
Eventually, I was connected to somebody named " XXXX, '' who said he was the floor manager, but would not tell me anything else about who CBE group was and what they were calling about.
I looked into them and the internet says they are a debt collection company. None of these calls mentioned any debt or disclosed that they were debt collectors. I can't think of any debts that would be unpaid and would be sent to debt collectors, so I worry they are harassing people based on weak leads ( similar name, similar address, etc. ) and hoping to confirm enough information over the phone to justify more aggressive debt collection tactics.
|
| 10/13/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was never contacted about owing anything to XXXX. I call the collection agency phone number : ( XXXX ) XXXX that is listed on the credit report and it said that is no longer in service and to call XXXX XXXX XXXX. The call to that number ( XXXX XXXX XXXX ) automatically drops and it doesn't work.
I contacted XXXX ( XXXX ) and they said that this is from a XXXX account that during that time I had XXXX out. They had given me monthly discount due to all the issues that I was having and they tried to recharge me for them. Back in XXXX I requested to speak to their supervisor and I asked her to go back and listen to the recorded phone calls. She agree and informed me that she would contact me back with a response. She called me and told me that I was correct and they went back and took the amount that they had charged me off and she told me on the recorded line that my balance was {$0.00} and wouldn't owe anything and I'm good to go.
I requested the XXXX agent that I spoke with today to go back and listen to those calls and she said that she couldn't as they don't keep information for that long. They had charged me back a year later ( in XXXX ) and never reached out to me for it. I have 4 other services with XXXX and they have never even brought this up with me ( all under the same phone number as before ). This charge is false and I request them to go back to listen to the past phone calls.
|
| 03/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been contacted by this debt collection company three times on XX/XX/2018. First call at XXXX, second call at XXXX, and third call at XXXX. The first caller refused to discuss the alleged debt with me until I verified my mailing address. I did not feel comfortable doing so without knowing what the call was about, and politely decline.
The third call was with a woman who explained more about the alleged debt after confirming the last four of my social. I asked to communicate via mail only, and not to be called due to their current level of excessive calls. She stated they just sent me a mailer in a white unmarked envelope with details about the debt, which seems sketchy to me. She reiterated twice that I may mistake the mail communication as Junk Mail.
When I requested a mailing address, she asked me why I need the information if a letter is already in the mail. I explained I want to send a cease and desist certified mail to have written documentation of my request, and she immediately started to speak fast. She claimed that she updated everything in the notes of my account, and I can call the number on my ID if I have questions and rushed off the phone.
I dont think my request for the mailing address was unreasonable, and I have reason to believe that they intend to call me excessively. I also feel it is not legal to keep such information from the consumers with alleged debt.
|
| 07/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received a phone call today ( XX/XX/XXXX ) attempting collect a debt that I do not believe is mine. The creditor could not give me any information about the debt with the exception of the original bank name, and amount due. They gave me access to log into my online account. There was very little information in the online account ; however, I called back once I discovered the first name on the account was wrong and the address was 15 years old. The account is not on my credit report. I have never received any information regarding the debt and have no knowledge of an account being opened in XXXX, as I had a federal saving account in XXXX and am being told this is originally a XXXXXXXX XXXX account. When I called back I was told I could dispute it with the company, but it would likely be sold to another debt collector who would attempt to collect this debt. This is past the statute of limitations for XXXX XXXX where they say the debt is coming from, and the statute of limitations in the state where I live, XXXX I had my identity stolen in XXXX of XXXX and they are stating this account is from XX/XX/XXXX but have given me no information with the exception of a log in to pay the debt amount. I believe this company was deceptively trying to get me to reactivate an old debt that does not even belong to me. The attached file is the only communication I have ever received regarding this debt.
|
| 05/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
So my wife and I switched from XXXX to XXXX, and XXXX advertised that " we 'll pay your early termination fee ( ETF ) ''. So we went there and we followed all the steps for them to pay our ETF, and now we 're getting calls from the CBE debt collection agency about a XXXX bill that was never paid. So I called the main office number and the female representative said I should of received a prepaid debit card with the money on it and that I should of paid the termination fee myself and use the card for what ever else. So when I called the store where I pay my bill at the male representative said " well, how it usually works is you pay the termination fee and we reimburse you with a debit card. '' I told him " that was never explained to me when I decided to choose XXXX and if that was the case, then why advertise that XXXX will pay your ETF when I have to pay it myself? '' The representative proceeded to tell me there is nothing tmobile can do for me due to it being passed the XXXX day limit to request a ETF yet I followed the steps that the representatives told me to do. Now my grandmother-in-law and myself have marks on our credit due to the lack of knowledge XXXX failed to provide me with and set XXXX up for failure and the false advertisement that they 're still advertising to this day. Can someone help me or at least point me in the right direction to take care of this problem?
|
| 11/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello CFPB, Thank you for assisting us, the borrowing public, with our credit and finance matters in dealing with the notorious consumer-law breaking credit reporting agencies, debt collectors and creditors. They so blatantly violate the consumer-protection laws and rules. All of the above entities are rascals and must be reigned in.
My complaint is with debt collector CBE GROUP of XXXX XXXX, Iowa. I had disputed this debt in the amount of {$210.00} about 9 months ago with XXXX XXXX XXXX XXXX of XXXX XXXX, Minnesota who deleted the negative remark after I had complained to the credit reporting agencies for lack of response from XXXX XXXX XXXX XXXX Then, The creditor or XXXX XXXX XXXX sold it to the present debt collector, XXXX XXXX as it was not collectible due to its invalid status. Fortunately, this negative remark is only on my XXXX credit profile.
I have herewith attached a copy of my dispute letter addressed to the original debt collector, XXXX XXXX XXXX XXXXXXXX, and to which they failed to reply.
Please contact the debt collection firm, CBE GROUP and request them to remove the derogative because it is interfering with my ability to get ahead financially.
Also, please advise the debt collectors, in somewhat harsh language, to behave and align with the consumer-protection laws.
Again, thank you very much CFPB staff for the good work you are all doing at the CFPB.
|
| 11/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am writing to file a formal complaint against CBE Group for engaging in a practice commonly known as debt parking, which, according to the Federal Trade Commission ( FTC ), is a violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ).
I recently discovered that CBE Group has reported an alleged debt to credit reporting agencies without making a good-faith effort to contact me, the consumer, as required by law. The FTC clearly stipulates that debt collectors are prohibited from reporting an alleged debt to credit reporting agencies without first attempting to reach out to the consumer to discuss and verify the debt.
The specific details of my complaint are as follows : 1. Alleged Debt Reporting : CBE Group has reported an alleged debt to one or more credit reporting agencies without any prior communication or attempt to contact me regarding this debt. This action not only violates my rights under the FDCPA and FCRA but also undermines the fundamental principles of fair and ethical debt collection.
2. Lack of Verification : Without any prior contact or attempt to reach me, CBE Group has reported this alleged debt, which raises concerns about the accuracy and validity of the debt in question. By failing to follow proper procedures, they have left me without the opportunity to verify or dispute the debt as allowed by law.
|
| 04/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am an international student who lived in XXXX. I got sick around XXXXwhen I was visiting my XXXX so I went to the XXXX, XXXX historical there. From here, I receive a medical bill which I believe I paid. I previously had issue with the charge so I had attempted to call them also I remember I was promised a call back. I also contacted my student medical care XXXX at the money since I was a XXXX university student. I remember I later receive a check from the boatload regarding something about the bill but I dont remember what happened. Later I moved to XXXX for graduate school in XXXX. I hen moved back to XXXX due to COVID. I recently revive a message from my aunt saying that the CBE group sent me a mail for a debt they need to collect and I need to dispute it within 30days or else it is valid. I dont know what the bill is for and I do not live in the states so there is ll way for me to ask them about more information. Nor does the hospital has a email that I can ask regarding this issue. The paper said I would face judgement if I do not lay the bill. The bill is around 100 only and I have no issue paying this if this is what I forgot to pay or some miscommunication issue between me and the hospital, but I do not understand why all of a sudden 2years later I need to lay this bill. And what would happened if I did not pay it in time? Would that affect any of my credits?
|
| 02/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I never gave The CBE Group my direct consent to communicate with me. I received a petition for an alleged debt from them in the amount of {$3100.00}. They list the Internal Revenue Service as a Creditor. I never give out my private dwelling address. I was VERY disturbed when I received something in the mail from an unknown company that I have NEVER done business with. I called the company and I am in possession of the recording where representatives from The CBE Group had access to my private personal information including my social security number. When I responded to the mail they sent me I received one communication where they stated they did not have an account for me but then received two other letters where they stated they were returning an account they referred to " your account '' back to the Internal Revenue Service. It is VERY upsetting and stressful that my information is being transferred without my consent to people I man not giving my direct consent to. I have proof of all documents received from the company and my responses to them along with copies of electronic receipts and tracking numbers from the USPS. I also have two call recordings as well. My information has been breached. The CBE Group is also committing mail fraud by sending me nonmailable matters through the mail. I am sick of the deception and false and misleading communications.
|
| 01/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I received a bill from a " CBE Group, INC '' attempting to collect a debt on behalf of " XXXX ''. This date claims to be an amount of {$43.00} and includes a " service disconnect date '' of XXXX/XXXX/XXXX.
I did previously have XXXX XXXX internet and cable service from XX/XX/XXXX through XX/XX/XXXX a standard 2 year agreement which was disconnected promptly at the end of the XXXX month.
I attempted to contact XXXX directly to see if there were any outstanding charges on my account and they confirmed a XXXX balance from the account held XX/XX/XXXX- XX/XX/XXXX.
After spending roughing XXXX minutes on the phone being transferred back and forth between XXXX " Customer Service '' and the CBE Group `` Customer Service '' and " Finance Department '' I was only able to be told that the {$43.00} was from " pay per view '' orders and ordered through the account associated with phone number " XXXX ''. I did research on this number as I did not recognize the number and found that the area code used " XXXX '' is not a valid registered area code in the United Stated.
I formally disputed the charges with " The CBE Group , Inc. '' pm XXXX/XXXX/XXXX by written correspondence to their mailing address and would like for the debt to be validated prior to potentially harming my credit or before I make an unnecessary payments for charges of services I did not approve.
|
| 08/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
This complaint is against THE CBE GROUP XXXX XXXX XXXX XXXX, IA XXXX. I have no contract with this 3rd party debt collector. They also never notified me in writing and if they did please provide evidence that you notified me before parking this on my consumer reports without my consent. You are in violation of the FDCPA if this account isn't removed from my consumer reports I will pursue suit and remedy to a federally protected consumer. Account number listed on my consumer report is XXXX. I have never done business with XXXX XXXX delete this from my consumer reports. I am also questioning the account balance listed own my consumer report shows {$390.00} but why is the original balance {$390.00}?
I also have the right to privacy I need this deleted/ removed because I never gave you consent. You are also reporting inaccurate and incomplete information why are there payment terms of 1 month on this collection account but the name of THE CBE GROUP?
If this is a collection account how can you put a status of " COLLECTION ACCOUNT. {$390.00} past due as of XX/XX/2023 ''? I have never opened an account with THE CBE GROUP remove and delete this immediately.
Why is there a date opened? I have never opened an account with THE CBE GROUP and if I have where is the evidence that gives you the right to report this on my consumer report? DELETE/ REMOVE.
|
| 10/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Today I answered a spoofed number that has been harassing me. They claimed they were the CBE agency and they've called me 5 times in four days during work. I asked what it was for and they said it was for XXXX, I wasn't aware I owed anything. The rep XXXX XXXX stated they sent me over 5 letters so I asked for dates they weren't sent.She then stated it got sold to them and they sold it to another company. I asked for the address to the company so i could send a validation letter she wouldn't give me one. I then asked why isn't another company contacting me if they sold them the debt she couldn't answer. She stated she couldn't give me dates sent but they were sent multiple times. I asked to speak to the supervisor who the rep stated was XXXX XXXX. The supervisor got on the phone and she stated today was the first time they contacted me and they also have a address which they gave me as XXXX XXXX XXXX XXXX, IA i XXXX it and I'm not sure if that's even correct. I was never sent anything before. They couldn't even tell me what it was for only it was from XXXX. It doesn't make sense because it's all conflicting info, and I expected to get answers but just got a hard time.
They've called me XX/XX/2019, XX/XX/2019, XX/XX/2019 and twice today the XX/XX/2019. They didn't leave any messages and according to XXXX they've called many more times.
|
| 12/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX opened an account in my name without my consent or authorization over 20 years ago ( I found out about it in XXXX after my brother passed away in a house fire ). The account was at my deceased brothers residence in XXXX XXXX XXXX. XXXX, NC XXXX. I have NEVER lived there or authorized any account to be opened in my name. I have advised XXXXXXXX of this by phone and certified mail. I have requested a copy of my agreement and a payment history. They will not provide, they instead sent bill copies from XX/XX/2022 thru XXXX XX/XX/2022. I have never lived at this address or consented to have an account at this address placed into my name. The first collection agency agreed and sent it back to XXXX, now they have sent to another collections agent. My personal account with them was at XXXX XXXX XXXX, XXXX XXXX, NC XXXX was closed in XXXX of 2022 after being open well over 25 years with never ONE LATE PAY! It was paid in full with a XXXX balance. This account at XXXX NC is NOT MY DEBT! I NEVER consented to or authorized it. I have spent hours trying to get this resolved. For a company to be able to come out of nowhere and claim I owe a dent on an account opened 2 decades ago with out my consent is a total sham. Not only have I had to deal with my only siblings passing, I am having to fight this company on a debt I do not owe!
|
| 01/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I terminated my service with XXXX in 2018 and returned all the equipment. I received a notification on my credit monitoring on XX/XX/XXXX that a collections has been filed against me. I already escalated the issue with XXXX and they admitted their error ( ticket # XXXX ) but don't think my credit report can be corrected for up to 8 weeks ( 45-60 days ). It could take up to a month to notify the collections company ( CBE ) and up to another month to remove from my report. This time frame is unacceptable. I am in the middle of refinancing a mortgage. A negative mark on my report will lead to a higher interest rate that costs me thousands of dollars. This is essentially fraudulent billing in which they already admitted to have a record that the equipment was returned, and still billed for it. In addition, it is unconscionable to send something to collections 2+ years after-the-fact with no contact to me. I never received any email/call/mail regarding this charge, and in addition, the fact that it took only a few hours for them to confirm this was wrong suggests it was corporate malfeasance to NOT do due diligence before sending the debt to collections.
You can see in the attachments my account shows a XXXX balance, and in the comments of my account screen, that equipment was already returned/removed from the account.
|
| 01/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
I was scammed into buying what I thought was a one-year contract for XXXX. After one year my bill went from {$30.00} to XXXX. I told them unless they could put me on a cheaper plan I would have to cancel my service. They did not object, or give me any options, so I called XXXX XXXX and got a lower cost plan from them. I called XXXX and told them I wanted to cancel my service. Then I was told that I could not cancel without a fee to cover my TWO-YEAR contract. When I told them I did not have a two-year contract, they told me I did have one and that I could have gotten a cheaper plan with them.. But it was too late as I had already agreed to a plan from XXXX XXXX.
Now a collection agency, CBE Group, is trying to collect {$220.00} from me and I ca n't afford to pay them. The letter contains this notice, " Unless you notify this office within thirty days after receiving this notice that you dispute the validity of this debt or any portion there of, this office will assume this debt is valid. If you notify this office in writing within thirty days after receiving this notice, that you dispute the validity of this debt or any portion there of, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment of verification .... '' I can not pay, and need help.
|
| 10/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They have repeatedly called me almost everyday for about a year. Some times there is a day or two gap in calls but they call me Atleast 4 times a week. I never return calls unless a voicemail is left or I know/recognize the number, and I NEVER answer unrecognized numbers. Almost every time they call its from different numbers but the same area code ( XXXX ) and the caller ID just says XXXX, Ok. I dont know how many phone numbers this company has but good lord theyve called me from probably XXXX different numbers, which as you can understand makes blocking them impossible. I do have some debt collectors sending me mail but these phone numbers or company name ( CBE group? ) are never on the paperwork so I have no idea what these people want and Im not talking to them.
The other day it changed when the caller Id said CBE GROUP and I had something to go off of so Ive been looking into them. The reviews are downright scary. A lot of people saying harassment, lots of calls, rudeness, scam-like behavior, demanding personal info without giving any info themselves about why theyre calling.
I have no idea who these people are or what they want and I refuse to talk to them. I just found out about this bureau and being able to make a complaint. PLEASE HAVE THEM STOP CALLING ME FOR THE LOVE OF XXXX STOP CALLING ME
|
| 12/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I have received correspondence from Company CBE and received several telephone calls related to a previously disputed account with XXXX/XXXX. CBE Company indicates that they received the file in their office 45 days ago and was bought from XXXX XXXX. I informed the representative that this account was not mine the result of Identify Theft ( probably from XXXX breach ), which I have been dealing with over the last 2 years, with several accounts opened fraudulently in my name - XXXX XXXX. I provided CBE with my current information and asked for them to validate the debt and to send me any documents via mail, which I have not received. Instead, they reported this fraudulent debt to all 3 credit agencies, which has resulted in my ability to obtain additional credit. I want this account validated, via a signature page, and sent to me within 15 days. I have disputed the debt with all 3 credit bureau 's. I am attaching the previous letter from XXXX XXXX, stating that they were not able to validate the debt and that they would remove this fraudulent account from all credit bureau 's. I want a similar removal letter from CBE if they can not validate via a signature page and want this fraudulent account removed immediately from all credit bureau 's.
This account is not mine and was opened in my name fraudulently.
|
| 05/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On Friday, XX/XX/2022, and Friday, XX/XX/2022, I received two identical text messages from an unknown phone number, ( XXXX ) XXXX, claiming to be the CBE Group.
In these messages, they told me to contact them at ( XXXX ) XXXX or paycbe.com. They provided no context on what sort of debt they are trying to collect, no statement with balances, and no identification of my name in their messages. They also did not provide a physical address that I could reach out to via mail. On top of all this, nowhere could I find these numbers to be associated with the CBE Group on the Internet. I did report this as spam to my cell phone provider the first time receiving this, only to be contacted once again.
Normally, I would be skeptical of these messages, but I am aware that CBE Group is a legitimate debt collection agency that partners with the IRS. Additionally, the XXXX area code of this phone number seems to match that of the CBE Group 's headquarters.
When I checked my profile on the IRS website, it stated that I do not have any debt owed. I'm not sure if whether this text was sent by mistake or with malice. Since I don't recognize this number, I do not feel comfortable replying by text or calling them back. However, I also do not want them to falsely report me to credit bureaus for debt that I do not owe.
|
| 06/25/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX was given access to my open-end account to establish and open an accepted credit card account with their bank to cover my personal, family and household purposes for our private vehicle repairs and ongoing maintenance. I asked the bank to show me the accounting in its entirety. As it pertains to the account. They immediately closed my account, labeled it bad debt and defamed my character and damaged my credit. I was just reading on The CFPB enforcement page that a {$9.00} XXXX XXXX settlement was just reached with XXXX XXXX who violated consumer financial protection laws and rules that protect individuals when we dispute credit card transactions. The Truth in Lending Act protects my right to see the full and unadulterated accounting of my account. I was punished because I asked to see the books on my account. I now know that they had something to hide that they absolutely didn't want me to see. I now see that they have charged off the account and sold it to a third-party debt collector named CBE group. Please correct me if I'm wrong, but aren't credit card accounts non-transferable and non-negotiable? If that's true, then aren't these two companies acting fraudulently? XXXX XXXX XXXX. ignored my rights protected by T.I.L.A. and the CBE GROUP are attempting to collect a debt in fraud.
|
| 04/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
After a routine credit report assessment on XX/XX/XXXX, I noticed an account in collections with the account name THE CBE GROUP. The status noted, Collection account. {$230.00} past due as of XX/XX/XXXX. I was unaware of this account, and the details under the account list XXXX XXXX ( Retail ) as the Original Creditor. Doing a web search notes that this company is linked with XXXX XXXX, or XXXX. I am not a XXXX subscriber, and I can only assume that this debt was incurred by my ex-spouse, whom Ive divorced in XXXX. As far as I know, my ex-spouse resides in the state of XXXX, and I have not lived in XXXX since XXXX, as I now live in the state of XXXX. I filed a dispute with XXXX on XX/XX/XXXX, and the dispute was resolved and removed from my XXXX credit report. The dispute still shows up on my XXXX and XXXX credit reports, so I disputed this account with both credit bureaus on XX/XX/XXXX. As of this writing, the dispute filed with XXXX is still pending investigation. However, as of this writing, XXXX noted that they attempted to dispute this collections account with THE CBE GROUP and that THE CBE GROUP verified that this information was correct, and subsequently my responsibility. This information is false, and this debt is not mine, nor do I have any confirmation of what this account is tied to.
|
| 06/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was alerted by XXXX that there was a negative action showing on my account. I disputed the debt, but by dispute was rejected as being a proper debt. It is not. CBE has posted a collection against my credit in the amount of {$990.00} on behalf of Charter Communications d/b/a XXXX XXXX. CBE told me that I had to talk to XXXXXXXX XXXX fraud department. XXXX needed more info, as I did not exist in their system ( despite supposedly reporting me for collection ), so I called CBE back, with a XXXX rep on the line. The account number given does NOT exist in XXXX 's system. The address connected to the account in collection does NOT have my name on it, nor is it in default. Simply put, nothing in either company 's systems links to me, yet I am still in collection. Also note that I have never received a collection notice as required by law. I only found out through XXXX.
Account # that is being collected uponXXXX Auxiliary # provided that is most likely irrelevantXXXX Address associated with the account being collected upon : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI I was told by XXXX 's fraud dept. that this address does have an associated account, but that it is not in default and does not have my name on it.
CBE GROUP XXXX XXXX XXXX XXXX XXXX, IA XXXX Phone number ( XXXX ) XXXX
|
| 05/17/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I received notification on my alerts through XXXX that a new credit collection account is appearing on my account at XXXX , XXXX and XXXX on XXXX XXXX , 2017 wi th XXXX XXXX XXXX XXXX . I disputed the same with documentation. First, the last payment date indicates XXXX XXXX , 2017 wh ich is in the future. Second, I do not have gas service at my present location and have been at my present location of XXXX XXXX XXXX for over a year. I received not notification of such account and no request for verification of the same. Also I am in the process of purchasing a mortgage to close on XXXX XXXX , 2017 and ended up paying this amount which is still reflecting as unpaid, even though I do n't believe this account balance belongs to me but possible the new tenant at the location I left behind over a year ago, I paid as I cant proceed with the loan process with the outstanding amount listed in collection. So it is paid in full. I have proper documentation of both my current lease and the paid in full. I am requesting that this account be removed from my credit reports as I was never given proper notification for verification purposes, I was not living in this home during the delinquent period, and I have not paid a debt I do n't believe belongs to me.
|
| 04/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My father passed XX/XX/XXXX and I was assigned as administrator of his estate during probate. The probate court required that I maintain the utilities at his residence where his XXXX was living during the probate process as she had made a claim to part of the estate.
Around XX/XX/XXXX, dad 's house sold and probate court had me send a final payment tXXXX XXXX XXXX XXXX and end services. This was done and court was satisfied. Probate was closed around XX/XX/XXXX and funds were distributed.
Around XX/XX/XXXX, XXXX XXXX XXXX started contacting me claiming I owed them money in the amount of about a month of service. I explained the situation to them and made it clear that I owed them no money.
About XX/XX/XXXX I received a letter from CBE Group as an attempt to collect on the invalid debt. I responded immediately explaining that the debt was invalid.
My response was ignored and soon after the debt showed on my credit report and the phone calls started.
I now receive multiple calls per day by this debt collector. They use computers to assign them fake local numbers in order to dodge my spam filter and blocked phone number list.
This is not a large debt and I have considered paying it to make them just go away, but that's what they want and I will not pay a debt I do not owe!
|
| 05/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I have been receiving phone calls on my job and company phonne for the past 3 weeks starting XX/XX/XXXXfrom a debt collector called CBE Group that states I owe a XXXX XXXX Bill from XX/XX/XXXX in the amount of XXXX. I have asked them to send me a written notice of the bill but have not heard anything back on this. I had also signed up with XXXX XXXX for my present cell phone service over a year ago and I feel that if there had been an outstanding debt, it would have been brought to my attention then. Due to my working, my wife called the company to ask them about the bill and to let them know that there was no debt on record to pay and the customer service rep informed her that I am, in fact, responsible for the debt and that if I do not pay it, it will go on my credit report. He continued to argue with my wife until she finally told him that she was going to report his company to the FTC, State Attorney and consumer finance. He said that's fine but I would still have to pay this debt or it would be put on my credit report. My wife also called XXXX to see if I did have an old account that was not paid and after running my SS number, they said no and even confirmed that if I did, I would not have been able to get my present service until any past due debts were paid.
|
| 09/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX sent my account to collections for a transaction. XXXX never issued me payment for an item I sold. They held payment because I was a new seller. The buyer returned the item however I never collected payment. XXXX issued a refund to the buyer but attempted to debit my XXXX account for the refund amount. My paypal account never received the funds from XXXX in the first place. My XXXX account is linked to my XXXX. XXXX has now sent me to a collection agency for the funds and is destroying my credit. Ive attempted to resolve and investigate over a dozen attempts via call and email with both XXXX and XXXX since XXXX 2020- now XXXX XXXX.over 9 months I have been seeking answers and resolution. XXXX refuses to give me any insight or proof and has locked my account. XXXX has also locked my account now. Both companies are saying the issue is with the other company yet refuse to work together with me to resolve. This is now falling into extortion- as of today the XXXX support agent said we are not doing anything and you either pay the balance we claim you owe or our collection agency will report you to the credit bureau XXXX XXXX says we never got funds from XXXX so you need to settle this with them and XXXX says we sent funds to your XXXX take it up with them or pay.
|
| 07/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Today I was contacted by a place they referred to themselves as CBE FINANCIAL GROUP Via telephone. They asked was I a certain individual and I told them I dont confirm or deny, they then stated This is an attempt to collect on a debt I said Okay? In a puzzled tone. She then said Well, do you live at ( insert actual address including zip code of individual she was calling about here ) and I became outraged. I am an abuse survivor and this woman blurted out SENSITIVE PRIVATE INFORMATION, the address to someones home. I told her that was very unprofessional and what if I been a serial killer? What if I were an abusive ex? What if I had any ill will or intentions? I can understand her asking FOR my address to confirm the account, but sitting there giving me some strangers private address over the phone call completely baffled me. That has to be illegal. There is no way that she could know if I were the person in question or someone that knew the person in question and wanted to harm them. I asked to file a complaint, I was told because I did not have an account with them, I could not file a complaint with them. Completely disregarded my concerns and acted like this was business as usual to do this often with people that they contact and that is just NOT okay.
|
| 08/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
After careful review of my consumer reports, I noticed an account on my report from CBE Group account number : XXXX I have not received any goods or services from this company ; nor have I ever done any business with the company. I am unsure of how this company illegally obtained any of my information as far as my name, ssn, and dob. As I know that only a contract/ signed agreement between CBE Group and I would make me legally bonded to any debt that they may claim. I am very sure that I have never provided any wet signature or provided any of my personal information to this company on any agreement.
With that being said, had CBE Group sent a Debt Validation Notice as they are lawfully required to per FCRA ; I would have been able to rightfully dispute this account before they unlawfully caused harm to my consumer reports. I am requesting that CBE Group provides proof of delivery/receipt that they have sent a debt validation notice. I have never received any written or verbal communication as directed via FCRA Law allowing me the proper opportunity to dispute this invalidated debt.
Consider this a demand to cease and desist as well as a notice of unlawful conduct of failure to distribute proper notice. Please remove this account off my consumer reports
|
| 07/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
This collection has been reported against me by CBE Group -Former on behalf of XXXX XXXX XXXX This reported collection is incorrect. First, I have never been a customer of XXXX XXXX. Second, the report shows an opening date for this collection shows as XX/XX/XXXX and makes a comment that it was affected by a natural disaster. I am not sure what that means, but I have requested documentation to prove this is my debt since it was first reported by CBE in XXXX. I disputed this account in XX/XX/XXXX, requesting account documents to prove it mine. Those were never received.
The account was transferred to XXXX XXXX XXXX who reported it again, I disputed for the above reason and XXXX removed it from my report in XX/XX/XXXX. Now CBE Group Former reports it again. This time with an open date of XX/XX/XXXX.
Throughout this repeated dispute, I requested account documents proving this debt is mine, I have received nothing. Again, I have never been a customer of XXXX XXXX.
Account documents should be provided to me that show clearly that I signed for whatever service this relates to as well as any account history ledgers that prove there was an actual delinquency. If that cant be done, this collection should be totally removed from my credit report permanently.
|
| 03/22/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I moved out of my apartment XXXX/XXXX/XXXX and in XXXX I received a bill from a debt collector requesting payment of {$350.00} from XXXX XXXX XXXX stating that the XXXX & XXXX disconnect date was XXXX/XXXX/XXXX at the same location that I had moved from. I had never received any bills attempting to collect from XXXX & XXXX in three years until I received this collections bill in XXXX. I contacted the collections agency and advised that I turned my service off with XXXX XXXX XXXX on XXXX/XXXX/XXXX, they advised me to get proof that I had moved, I got the proof from the leasing property management that shows the date I moved and mailed it to the collections agency. I called one week later to verify that they had received the document and they advised me that XXXX XXXX XXXX still wanted them to collect and to keep it as a valid debt due. I called XXXX & XXXX and was told that they do not accept proof such as a letter from the leasing company documenting that I had moved. I asked them to pull the record of the call where they were to disconnect the service and I was advised that they could but most likely would not do it. Even with proof that I was not residing at the apartment, they refuse to help me and are attempting to collect a debt that is not mine.
|
| 03/14/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This is the same debt that was just corrected by the previous collection called XXXX and now they have given it to the following XXXX XXXX XX/XX/2016 {$210.00} {$210.00} XXXX XXXX, IA XXXX ( XXXX ) XXXX here is the response for the previous collections as I have made it clear it is not my debt can you please helpme because they have greatly affected my credit score from XXXX to XXXX and that is XXXX XX/XX/2016 Re : XXXX Case # XXXX Our File # XXXX To whom it may concern, We are in receipt of your consumer complaint submitted in regards to a XXXX file # XXXX. Our Compliance and Quality Development Departments have completed an audit and investigation on this file.
We received file # XXXX for account # XXXX from XXXX on XX/XX/2016. A copy of your complaint was forwarded to our client for review in XX/XX/2016, but we have not received a response so therefore have closed our files on this matter. Also, we have removed this item from your credit file.
We apologize for any inconvenience this may have caused for XXXX. Should you have any further questions or concerns regarding this matter please feel free to contact us. Our hours of operation are Monday through Thursday XXXX - XXXX and Friday XXXX - XXXX EST.
Sincerely, XXXX.
Compliance Department XXXX
|
| 06/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX, a negative debt collection was added to my credit report for {$39.00}. On further investigation, it was related to a cable modem I'd returned a year earlier when I moved from XXXX to Georgia. XXXX XXXX XXXX XXXX had told me that I could return the modem at any XXXX even when in XXXX. This turned out to be false. At the time their website was experiencing issues and no one over the phone would give me any information. My account is still mangled and I pull the wrong account number when I go to their website. To this day clicking on any options off the main screen yield an error ( multiple browsers, multiple computers, multiple networks ). I most likely wrote this number on the package. I returned the modem at my own expense. Note that they were charging me XXXX XXXXmo for a modem that was worth apparently {$39.00}. I used it for over 6 months.
I DID have my mail from my old address forwarded by the post office. Spectrum made no attempt to contact me on my email which they had, mail or other means. After about a year, they decided to send me to collections. To this day it still says I owe {$0.00} on their website. When I called them they promised to " investigate '' but said they won't allow a bill dispute for a bill over 60 days.
|
| 04/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received call from someone at CBE group asking to speak with me. They identified me by my full name and said they were calling on behalf of another organization, but before they could disclose anything I needed to verify my name and 2 pieces of identifying information including phone number, email, and/or address. I refused and asked what it was in reference to - said they could only tell me it was on behalf of a clinic I visited 2 years ago while living elsewhere. I immediately hung up, called the clinic, spoke to billing manager who indicated that I had XXXX outstanding balances with them and they never sent my information to anyone. They provided me with a statement attesting to this fact. I immediately called CBE back and asked to speak with a supervisor. They refused to disclose anything without me verifying any personal information. I said no and they said they were beholden to regulations that prevented them from sharing what the debt owed was for. I read verbatim from the FTC site that said they had to disclose amount of alleged debt owed within 5 days of contacting me. I received another call a few days later, going through the same process. They were all located in the Tennessee office- XXXX, XXXX, and XXXX. It is super predatory.
|
| 04/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Original company XXXX XXXX Alleged amount owed {$550.00} Third Party The CBE Group I have continuously been contacted by a third party debt collector The CBE Group and the calls have been non stop on a daily basis.I spoke to one of their representatives to make them aware of the laws and to cease communication with me. But unfortunately the calls have kept coming in. According to 15 U.S.Code 1692 sections ( a ) ( b ) ( c ) ( d ) and ( XXXX ).
The company never announced who they were when they continued to call me from an automated telephone line. I received paper notice in the mail that a debt was owed to the original creditor which is XXXX XXXX. Which the company had been notified of my bankruptcy filing and still sent the " alleged account to The CBE Group, which I gave them no permission to do so.
According to 15 U.S. Code 1692b ( 1 ) ( 2 ) ( 3 ) 15 U.S. Code 1692d ( 5 ) ( 6 ) Calls Received from The CBE Group On XX/XX/2022 at XXXX a.m.
On XX/XX/2022 at XXXX a.m On XX/XX/2022 at XXXX a.m On XX/XX/2022 at XXXX a.m.
15 U.S. Code 1692k ( a ) ( A ) I want the company to pay me for each call which is {$1000.00} per occurrence either that or I will pursue litigation against them for the mental and emotional damage they have caused.
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| 02/26/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I placed a bed on the XXXX site, and a person originally purchased it. I mailed the bed to the person, upon receiving the item, the customer changed her mind about the purchase and subsequently was supposed to send it back. Therefore, a refund was processed on the account. However, the bed was never returned to me. Even though, I had tracking information from United States Postal Service, it never showed up. I was informed that the bed was lost in transit by the USPS.
I paid for the shipping costs when I sent the bed to the buyer, and the customer should have been responsible for the shipping costs to send it back to me. The issue still remains, I never received the bed from the customer.
XXXX has sent me a bill for shipping costs for a bed that I never received back. Further, there must be a mistake about the shipping charges, as I sent the bed originally to the customer for a much lower price.
I have spoken to XXXX on several occasions about this issue and have gotten nothing less than the indifference to my concerns.
I do not feel as though I am responsible for the shipping costs that appear on the notice that Im sending you. I would appreciate if you folks could provide some assistance with this nightmare issue.
|
| 03/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
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This is a complaint from XXXX against CBE Group for CBE Group 's failure to provide requested information for the debt alleged. As of XX/XX/2017, CBE Group has been reporting an open credit account for the XXXX. On XX/XX/2017, consumer ( through XXXX ) responded with a written request for documentation, including the following : a. Signed copy of the original contact ( s ) ; b. Any notice ( s ) of assignment or receipt of sale of the debt alleged ; c. Any notice ( s ) of delinquency ; d. Ledgers/spreadsheets/accounting statements showing how the debt alleged was accrued ( including any fees and interest charges added to this debt ) ; e. A copy of your debt collection rights license ; f. Proof that you are licensed to collect this debt in Arizona ; and g. Any other documentation which tends to show validity.
It has been 30 days since this request, and we have received no response. Creditor 's failure to respond to a consumer 's good faith request for documentation makes it impossible for the consumer to make an informed decision regarding the debt alleged. This is a violation of USC 1692, and other federal acts which require lenders and debt collectors to act in good faith and refrain from unfair deceptive or abusive acts.
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| 04/06/2016 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Supervisor XXXX XXXX of CBE GROUP XXXX A collection agency for XXXX / XXXX XXXX XXXX XXXX IA XXXX USA Accepted my credit card and recived payment for {$980.00} I RECEIVED A CONF # and was told i would get an emailed thankk you for your payment letter in 7 days. And the Total {$980.00} was paid on XXXX XXXX 2016 charged to my credit card on XXXX XXXX 2016 They promised to send a letter to email and mail but still have not. I called again to today XXXX XXXX 2016 and XXXX XXXX supervisor of CBE GROUP. stated it will take her 10 more days before she can send a THANK YOU FOR YOUR PAYMENT LETTER * NOT* AN ACTUAL RECEIPT. AND THAT IT *WILL NOT * SHOW PAID IN FULL OR XXXX BALANCE. **WILL NOT LIST ACCOUNT # S AND THAT IT IS A LETTER ONLY AND **NOT AN ACTUAL RECIEPT** I previously disputed because I believe they continue to bill / charge and collect on accounts over and over reporting to Credit Bureaus showing Negative on my credit. And that they get away with it because They ARE NOT HELD ACCOUNTABLE TO PROVIDE RECIEPT ITEMIZATION S INCLUDING ACOUNT # S AND SHOWING PAID IN FULL OR XXXX BALANCES. I FEAR THAT I WILL AGAIN HAVE TO PAY THESE CHARGES FUTHER DOWN THE ROAD BECAUSE THEY ****REFUSE**** TO PROVIDE ME WITH ANY TYPE OF RECIEPT.
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| 11/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Good morning, I was made aware of the charged for a router that were due by a collection agency over the phone in late XX/XX/2023. Initially, I figured it was a scam call until I received a letter. Very confused, because I was never initially contacted by XXXX ( the company that owns the property ) I never thought it would be sent to a collection agency.
The first call with CBE I told the receptionist I was not comfortable giving my bank account over the phone and needed a website, which had not been provided. After doing my own XXXX search, I found the account online. Still, unsure if this was indeed a scam because there is an option to agree to pay less on their site which struck me and I would imagine any reasonable person as odd, I waited. I received an alert through XXXX alerts of a change to my credit of a collection on XX/XX/XXXX and immediately paid the $ XXXX dollars. Mind you, no due date on the amount owed was never given to me, and was never seen on the CBE Group website.
Based on these facts, and the small amount due, which was paid, I am requesting this collection be purged from my credit file as I see it as unfair practice by both XXXX and CBE Group.
Thank you.
XXXX
|
| 05/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
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Web |
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I am filing this complaint against the following company : CBE Group XXXX XXXX XXXX XXXX, IA XXXX P : ( XXXX ) XXXX I an continuously being harassed by CBE Group for a debt they claim that I owe. I have repeatedly asked them to stop and they continue to call me outside of FDCPA regulated hours. CBE Group knows that I am a resident of XXXX XXXX, California ( and have been for 3 years ) yet they constantly call me before XXXX.
On XX/XX/XXXX, CBE Group called me at XXXX. I called back and asked them to stop and they ignored me.
On XX/XX/XXXX, CBE Group called me XXXX. I called back and again asked them to stop harassing me and calling me outside of FDCPA regulated hours. The woman was very rude and said they will call when they want. She verified that I was a California resident, once again, and then proceeded to claim I owe a debt that I know nothing about.
I am sick of being harassed by this company. They are completely disrupting my quality of life and my family 's quality of life by constantly calling me at wee hours of the morning. In addition, they claim I owe a debt to XXXX and I have never sold anything on XXXX. This company should be fined for illegal collection practices.
|
| 09/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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|
Web |
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I was a guarantor on my daughters XXXX XXXX account. It was a subsidiary account of mine. My daughter took over financial responsibility for the account in XX/XX/2016. For whatever reason, she did not pay the past bill before the account was switched over to her under a new account.
I was NEVER informed by XXXX that a payment was missed and a balance was due. There explanation is that we had the bills set up to go to her. She paid them for years. The issue is that they never notified me before turning over to collections ... even though they have my contact info and my phone number. Even the the collection agency called me ... and I paid it immediately. But XXXX has the 'sent to collections ' on my credit report and wo n't take it off. I believe the should have notified me, as the guarantor, before sending to collections. I want them to remove the 'sent to collections ' from my credit report. Which they could do, but wo n't. Their procedures are flawed and I should not have a bad credit report because of their procedures. I desire the right to be contacted before a bill is sent to collections.
Please ask them to remove the collections information from my credit report!
|
| 10/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
Servicemember |
|
Dear CFPB, I was a victim of identity theft in XXXX. The identity theft originated out of XXXX. I was born in WV and have been a resident of XXXX since XX/XX/XXXX.
I filed a police report and identity theft affidavit to report the crime and disputed items on my credit report ( s ) with all three major credit reporting agencies.
XXXX of the fraudulent accounts was opened with XXXX XXXX XXXX XXXX. Another was opened with XXXX XXXX. I have never had accounts with either of these companies. I disputed XXXX these accounts ; however, neither of these companies acknowledged my dispute and XXXX subsequently turned the accounts over to a collection agent.
The collection agents, XXXX XXXX XXXX and CBE Group refused to acknowledge the dispute and have continued their efforts to collect these accounts from me. XXXX these collection accounts appear on my credit report and XXXX are hindering me from obtaining a mortgage to buy a home for me and my family.
I wish to file a formal complaint against XXXX The CBE Group and XXXX for unfair credit reporting practices and I request that these accounts be removed from my credit report.
Thank you for your assistance.
XXXX XXXX
|
| 10/17/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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After having XXXX in XXXX XXXX, I received numerous medical bills. I paid all the bills I knew about. Sometime between XXXX and XXXX XXXX I received numerous phone calls each day from the same number. The caller would never leave a voicemail for me to determine the purpose. When I answered the call, the caller stated they were from an institution I had not heard of and that I owed money. They would not discuss the debt with me until I confirmed personal information. I requested their company name and phone number so I could confirm who they were and that it was not a scam prior to providing my personal information. They were not cooperative. I did not hear any more about this debt until my credit was pulled for a new home purchase in XXXX XXXX. This was a stagnant account for a year and a half. I was not contacted in any way during this time. Now, after a year and a half, the debt was sent to collections and last week I was finally told this was a legitimate debt and not a clerical error. I want to pay this bill but have not had cooperation with getting the claim off of my credit history once paid due to the communication being poor about the debt initially.
|
| 06/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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I have a collection from XXXX that has repeatedly appeared on my credit report. The original company, XXXX XXXX XXXX, failed to take my name off of a cable bill when I moved from Ohio to Pennsylvania in XX/XX/XXXX. This item has been bounced between CBE Group & XXXX XXXX in the last 3 years. I have contacted each company repeatedly to say 1 ) it is not my debt and to ask XXXX why they did not do their job and 2 ) to stop contacting me. CBE Group now calls my work number repeatedly ( XXXX pm XXXX, XXXX pm XXXX, XXXX pm XXXX, XXXX pm XX/XX/XXXX ( twice ), XXXX pm XX/XX/XXXX ( twice ), XXXX pm XX/XX/XXXX ( twice ), XXXX pm XX/XX/XXXX ( 3 times that day ).
If CBE Group refuses to cease contacting me about this debt and does not remove it from my credit reports ( even though I have disputed multiple times ), I will have no choice but to take legal action due to them violating the Fair Debt Collection Practices Act ( FDCPA ). They need to contact XXXX ( or XXXX or XXXX or whatever they are called now ) and tell them that this debt is not collectible. I am not responsible for XXXX making a mistake and should not have my credit ruined due to poor record keeping.
|
| 03/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
|
I terminated my XXXX XXXX service XX/XX/2016 due to poor service when the service technician failed to show up during the scheduled time window. The technician rescheduled for the next day, but failed to show up again in the time window and actually tried to access my property, after dark, through a private, gated entrance! I immediately cancelled my service and paid the amount due up to that point according to the customer service representative. This person also confirmed the {$49.00} service fee would not be charged. Since then, I've spoken with XXXX XXXX twice and they confirmed there was a " note '' to remove the service charge, but it never was. The account went to collections with a balance of {$27.00}. I've been contacted by mail and email several times by the collection agency. I've reached out to XXXX XXXX through social media to resolve and they were supposed to zero out the account and remove it from collections. I checked my account online ( still active ) and it still shows a balance of {$27.00}. I downloaded the last statement which shows the balance AND {$49.00} service fee that was never removed. XXXX XXXX actually OWES me {$21.00}!
|
| 01/16/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
There is a collection account filed with CBE group that was assigned by XXXX XXXX after the account was billed for an increased amount without notification or authorization. I talked to a XXXX XXXX representative in XXXX of XX/XX/XXXXregarding this and she did not acknowledge a payment that they sent me a receipt on, told me they did not have to notify me of a fee increase, refused to allow me to talk to a supervisor and refused to accept a partial month payment for a two week period covering the last week in XX/XX/XXXX and first week of XX/XX/XXXX The receipt i have from XX/XX/XXXX was almost $ 50 month higher than XX/XX/XXXX and there was no notification of the increase. It should be noted that I had called XXXX XXXX in XXXX of XX/XX/XXXXto cancel my account because of a similar rate increase and they reduced my monthly rate telling me that they would provide me notification if any rate increase was anticipated. It is important to note that I did not have a contract with XXXX XXXX with any time limitation and was on a month to month service verbal agreement with them. The address for CBE group is shown to be : XXXX XXXX XXXX, XXXX XXXX, Iowa XXXX
|
| 12/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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The CBE Group has been relentlessly sending letters in the mail and phone calls claiming I have a {$220.00} balance to XXXX. The service address in their claims is not my address, nor was it ever my address.
I've contacted CBE group regarding this endless amounts of times. I have submitted disputes through the mail and over the phone. I have made complaints to the Iowa Attorney General and the Massachusetts Attorney General.
I disputed the debt on XXXX.
The last time I called CBE to remove the debt, they said they can not do that until I prove I never lived at the address. I explained that the burden of proof is in fact on CBE Group to prove I lived at the address and that the debt is mine. Clearly they do not have any standing as the representative said with boredom, " we're just a contracting company '' and offered no support.
I have exhausted all resources to have this debt removed and to have communications from CBE regarding this bogus debt cease. A quick internet search will tell you that CBE is a scam group, making false claims to many consumers such as myself.
CBE needs to be investigated and this situation needs to be resolved.
|
| 08/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
At XXXX XXXX on XX/XX/XXXX, received an attempt to collect a debt from CBE Group XXXX. Explained that they have yet to send a validation letter and that this debt is under dispute. Please see attachments to letters/ emails to prior collection agency back on XX/XX/21 and email to XXXX XXXXXXXX I told CBE to cease and desist collection activity as this is a disputed debt. Representative said they 'juts got the file ' I advised that they should return the file and mark it in dispute I can certainly afford the {$20.00}, its the principle of the matter. I also have a expetional credit history ( see picture ) which I guard against these type of issues I happen to work in the debt collections business, and it saddens me when players do not follow the correct steps. For the purposes of your investigation 1- Did CBE group purchase this debt from XXXX or from XXXX XXXX XXXX XXXX XXXX
2- Neither XXXX nor XXXX do a good job in complaint management handling as neither marked this account in dispute nor allowed it to continue 3- XXXXXXXX, never responded in writing how I requested- and possibly failed to inform XXXXXXXXXXXX or worse sold the debt to CBE
|
| 07/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A few weeks ago I noticed a new entry of a Collection account on my Credit Report ( CR ) via XXXX XXXX XXXX online platform. The new entry was from CBE GROUP collection amount = {$900.00}. I was able to dispute this new entry with XXXX Credit Bureau, however, in their Account Dispute they did an Update, and the new entry remained on my CR. I intuitively knew something was wrong when XXXX left the fraudulent entry intact, I then decided to check my profile with XXXX to make sure my information was correct and accurate -- -it was there I discovered that CBE had provided an erroneous address to XXXX and the other Credit Bureaus such as XXXX and XXXX . The erroneous address is XXXX XXXX XXXX XXXX, TX. XXXX Please note, I have never lived there or have ever visited XXXX, Texas in all of my life. Therefore, it is plain as the nose on a face that this CBE collection claim is fraudulent. They claim to have my correct name and social security number, but the account is fraudulent as I do not owe the original creditor, XXXX XXXX any monies. Indeed, I have maintained a XXXX XXXX with XXXX for the past 15 years, and said account is in good standing.
|
| 01/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX, a debt collecting agency named CBE GROUP filed a derogatory collection notice to all three credit bureaus on behalf of the originating creditor named XXXX ( formerly named XXXX XXXX ).
The debt collecting agency did not provide a formal notification to the consumer ( Formal Correspondence for notification of Debt ) in order to validate the debt and provide the consumer the opportunity to dispute the debt if it was deemed invalid. As a consumer, I had to do my own research by contacting the debt collecting agency and the original creditor regarding the debt. After a thorough research it was deemed through XXXX that I have NO current outstanding debt with the company ( Based on the telephonic conversation with the XXXX Customer Service Representative on XXXX XX/XX/XXXX at approx. XXXX XXXX ( Communication Form # XXXX XXXX.
I believe this debt collecting company violated the Fair Debt Collecting Practices as governed by the FTC and in violation of the Fair Debt Collection Practices Act under 15 USC 1601 ( 805-808 ).
I am requesting assistance to have this derogatory report to be removed from all credit reporting bureaus.
|
| 04/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Complaint Details On XX/XX/2022 I paid off the remaining balance of two ( 2 ) phones and my mobile service with XXXX XXXX. At that time my phones were then unlocked because I had no remaining balance with XXXX and I owned both of the cell phones. On that same day I switched my phones and phone numbers to XXXX XXXX XXXX XXXX so I no longer had ANY service with XXXX XXXX. On XX/XX/XXXX I receive a bill from The CBE Group, INC on behalf of XXXX XXXX for {$130.00} which was for services after XX/XX/XXXX. These charges included payments for both cell phones ( which I paid off ) and my monthly service fee. I would not have been able to switch my phones or phone numbers if I had any balance owing to XXXX XXXX. And in switching my phone numbers and phones to XXXX XXXX XXXX XXXX on XX/XX/XXXX XXXX no longer was my service provider.
I never received a bill from XXXX XXXX via mail or email. The first time I learned of this debt was from a collection agency.
I was told by XXXX XXXX on XX/XX/2022 that I would not owe anymore money. There is no way I would be able to take my phones and transfer them to another carrier if I had a balance owing.
|
| 12/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
On XX/XX/20, I received a notification that three collections were added to my credit reports from the CBE group. I had previously been working with the CBE group to settle the account, but the collections were placed on my credit reports anyway. Because I wanted to settle the debt, an agreement was set up with the CBE group to settle all three accounts that were in collections in the amount of {$300.00}. I also have the agreement # to show proof that this was the accepted amount to settle for. Since XX/XX/20, I reached out to the CBE group to ensure that my accounts would be updated properly with each credit bureau to show that the debt has been paid. However, when speaking with a representative and after logging into my account, it appears as though CBE group has somehow deleted the original agreement to settle the accounts, and now there is a balance showing for each account, AFTER the agreement was accepted by CBE group. I am at a lost for words that this has happened as I didnt know that collection agencies can void agreements after theyve taken a payment for such agreement to resolve a debt. This is completely unacceptable.
|
| 10/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CPE Group Inc. sent me a bill for {$250.00} to collect for XXXX. I Called Customer Service that I never had any outstanding balance with XXXX. I told CBE Customer Service that this is not how XXXX works. XXXX sets up Checking Account with XXXX and this is the only way to buy or sell any products. I called XXXX on XX/XX/XXXX and they told me that I do not have any outstanding balance or if they sent this to collection with CBE Group. CBE setup a account # XXXX which they said that I owe them {$250.00} for collection. They said that I could pay balance in full or make payments. Also they said if I do not respond within 30 days by mail or by calling collections that they would send this collection to Credit Companies. CBE Group had a Payment Processing Center, XXXX. XXXX XXXX, XXXX, IA XXXX to send money too. The Customer Service # XXXX to talk to billing dept. This Company is a Scammer, which is trying to collect money for Collections with CBE Group. They are doing this to other people and saying they owe money for collections for XXXX or for other Companies. If you need a copy of the bill I got from CBE Group, please let me know.
|
| 02/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XX/XX/2021 XXXX XXXX - A man called claiming to be from CBE Group ( phone number XXXX ). He had my name, address, and the last four digits of my social security number. He asked me to confirm that I was [ my name ] whose SSN last 4 digits was # # # # and I said yes. He was the 2nd person to call in 2 days claiming to be from CBE. He told me he was attempting to collect a debt of XXXX {$900.00} from XXXX. I told him I had never had a XXXX account and he told me he was going to transfer me to the fraud department. After three attempts, someone answered and said he was with the fraud department and how could he help me. I told him he should know because the guy just transferred me to him. He said he didn't know but he could help me anyway. I hung up.
I called XXXX and they confirmed that I did not have a debt and that that number they called from wasn't one of theirs nor was it one of the numbers from which their contracted 3rd party collections agencies called.
I called CBE 's main number and spoke to someone who collects for XXXX and she confirmed that my number was not associated with any number they had for collections.
|
| 09/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This company has along history of financial gains from unsuspecting persons from military to civilians in researching their history. They have sent out a notice showing me a DOD referenced past due bill of XXXX ; when pressed the male caller at XXXX stated it was in reference to XXXX. This all with no documentation to support and then they had added penalties and fess of almost {$700.00} I requested no further calls to be made until documents could prove this claim. In calling both finance and XXXX there was/is no amounts outstanding or due. Further they never use a 3rd party agency for collection. In my opinion this is fraud being practiced across state lines into Texas. Further they are using a XXXX XXXX in XXXX XXXX to have unwarranted payment sent to by credit card. This crosses several lines in fraud to criminal activity. I do not see how this activity can continue over the years. Please help stop this so others are not swindled. I would close by saying the XXXX XXXX in XXXX XXXX MO should be investigated for receiving these funds scared out of some folks! Wrong, very wrong even in this business ' operations in the US!!
|
| 09/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
In 2014 I rented a car from XXXX, XXXX in XXXX. During the rental period, without damage to the vehicle, the car experienced a flat tire. Upon return of the vehicle to XXXX at XXXX, XXXX, it was determined I was not at fault for the flat. There was no damage to the tire and this was admitted to by the agents to which I returned the vehicle, otherwise in perfect condition. Three months later, XXXX applied damage costs of nearly XXXX dollars to my credit card. I appealed to my credit card company and the charges were reversed. Since, XXXX has turned this debt over to a US collection agency. I am receiving up to 10 phone calls per day. They have not sent a letter to me to substantiate the charges as it appears they are required to.
I have a perfect credit score and have never defaulted in any debt, nor even been late in payments. I feel that the charges XXXX has attempted to apply to my card post my rental were egregious and bordering on criminal.
The collection agency has not corresponded with me other than an initial letter in which they asked for my explanation of the debt. They have not substantiated the debt by writing.
|
| 11/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2018 a collection account from The CBE Group Inc-Former was added on my credit report on all 3 Credit Bureaus for an account with XXXX XXXX XXXX XXXX that states it was opened XX/XX/2018. First off from doing my research XXXX XXXX and XXXX XXXX is based and services in California. I have lived in Ohio for the last 2 years and prior to that I lived in XXXX for 7 yrs. and XXXX for 20 yrs. Not once did I ever have this service provider in those 28 yrs. This came up on my Credit report once before I believe in XX/XX/2018. It was removed shortly after, as this is not an account I opened and also they deemed it as Fraudulent and was removed from my tradeline then magically I was applying for an Auto Loan and this Company added a collection account to all 3 credit bureaus. Now they are " Parking and Re-aging a debt that is not mine. They have never contacted me via mail, phone or any sort of communication. So not only has this account been removed once from a different collection agency due to it not being my account and not mine and not accurate. I want this removed from my tradeline on all 3 credit bureaus immediately.
|
| 07/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
After having my service with XXXX suspended for several months after moving to a location I was unable to re-establish service, I ended up closing the account on X/X/15. The service had automatically resumed, even without any service equipment connected. I called and spoke with a representative and discussed options. We decided the best thing would be to close the account and pay the early termination fee and remaining balance. She credited one month as a courtesy and since only 1 day had passed in the current bill, that month was essentially refunded as well. This overall left me with a credit of {$130.00} on the account after paying the early termination fee. The account was closed on X/X/15 and a refund of the remaining balance was mailed to me on X/X/15. I have email confirmations showing both events. XXXX has repeatedly over the last 2 years sent my account to collection agencies saying there is a past due of {$180.00}. This is untrue. I have repeatedly disputed this amount with the credit bureaus and had the negative actions removed from the reports. 2 years of disputing credit reports is really getting a little old.
|
| 07/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
Cbe Group Opened XX/XX/2020 {$210.00} Original creditor : XXXX XXXX Appears on my XXXX and XXXX reports however XXXX removed it from my report and I been trying to get it removed from the other two reporting agencies and their systems are currently down, this is an old account that has been removed in the past and still appearing in my credit report with different company names, I requested the company a validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I requested " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay them.
I also told them that the negative mark found on my credit reports included on all three credit reporting agencies from their company or any that they represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; Therefore if they can not validate the debt I want the company and the credit reporting agencies ( XXXX & XXXX ) to delete the entry.
Thank you.
Sincerely, XXXX XXXX XXXX
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| 03/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I moved out of a property and never received a notice that there was an amount due of {$100.00} from XXXX XXXX. I had a credit report run for a mortgage loan pre-approval over 2 years after I moved out and this amount due was brought to my attention on XX/XX/2022. I immediately contacted the collection agency ( XXXX ) and creditor ( XXXX XXXX ) to satisfy the balance and ask that the reference be removed from my credit report.
The collection agency recommended I contact the creditor to have this amount paid in full. Upon speaking with the creditor ( XXXX XXXX ) and paying the amount in full, they said I need to speak with the collection agency ( XXXX ) and that they would be able to delete the reference from my report. After speaking with XXXX several times, they sent a letter of satisfaction on XX/XX/2022 that stated the amount has been paid in full but this was not a letter of deletion. This reference on my credit report is still not being removed and significantly impacting my credit score. I have attached all relevant documents to this account and also the letter stating that this amount has been paid in full.
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| 08/18/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX account was opened on XX/XX/2022 at XXXX XXXX ( XXXX XXXX XXXX, XXXX, IL ) using my personal information. Valid ID was used and SSN required to open this account.
I received a bill from XXXX initially in XXXX but I do not have XXXX XXXX and the paperwork did not appear legitimate so I got rid of initial bill. I received a second bill in XXXX which prompted me to call XXXX customer service and was in touch with their XXXX department. At that time I reported that it was not me who opened the account or me who uses their services for my cell phone. The representative stated they open an investigation ticket and reported that there was no balance for the month of XXXX at that time.
XX/XX/2022 I received a bill from a collections company called " The CBE Group, INC '' for an amount owed to XXXX XXXX of {$5200.00}. I then called XXXX XXXX again to learn that nothing was ever done about my first Fraudulent report done in XXXX and I began the process again yesterday. I went to my local police department an filed a police report. I also notified CBE Group that this was not my debt and that my identity was stolen.
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| 07/26/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have a unverified account from CBE. I had previously disputed this account. I have never done business with CBE. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that CBE Cease and Desist all further communications and collection actives and provide the verification of the purported debt. I need a physical copy for my records a signed contract, proof of claim, any documentation for my legal protections and rights to know if in fact this claim can be enforced upon my person.
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| 06/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have attempted to dispute the inaccuracies such as balance and account number, and dates reporting on my credit file with CBE Group, XXXX XXXX XXXX XXXX XXXX and XXXX. They have all failed to report accurate and complete information on my credit file after several disputes. I sent them a debt validation letter over 30 days ago with no response. Please help me investigate this matter, I am getting denied for a home loan because of this account and would like this matter resolved as soon as possible. I would like this account deleted while it is being properly investigated, as it has been approximately 90 days since the first and second dispute was submitted. They negligently and willfully violated the FCRA by failing to properly investigate the dispute or review the letters that were submitted.
The case I have against them is that : The furnisher failed to conduct a proper investigation The furnisher failed to review all relevant information available and provided by me and the third party agencies and As a result I have suffered harm on my credit file and personal wellbeing.
Thank you for your time.
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| 04/24/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have received notices about a strange address that kept being added to my credit report from a California property I have never lived at. I found out that my home address was changed to this California address and that it was done by CBE collections. After disputing and having the address deleted, CBE has attempted to add a false account to my credit file. XXXX deleted the collection within XXXX but XXXX has said it was verified. My dispute with XXXX is currently being processed.
This collection added to my credit report is a violation of the FDCPA. The company CBE has never sent any bills or collections notices to me. I am unable to demand validation of this alleged debt because they have never contacted me or sent any documents to my home. I m allowed a XXXX period in which to dispute the validity of this debt. CBE did not notify me but instead changed my home address on my credit files and then added this collection, causing a XXXX point XXXX loss. It shows an account with XXXX. I dont have any accounts with XXXX and never authorized anyone to use my personal information to open a charter account.
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| 01/12/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX I called CBE Group which is a collection agency for Charter Communications or Spectrum and requested to speak with a supervisor. I was placed on the phone with supervisor XXXX XXXX. I explained to her that I didn't realize a payment was due because I moved. She confirmed once I paid she would send in a letter of withdrawal to the credit bureaus and it would be removed once they received the letter. She explained that they don't do pay for deletion, but since I was unaware a balance was due because I switched residents, she would make an exception and send in a withdrawal letter which would wipe it off my credit completely. I paid the amount and she reassured me I had nothing to worry about.
I called back XX/XX/XXXX and spoke to a team lead by the name of XXXX XXXX. He explained that the information she gave me was wrong and the most they would do is a letter of satisfaction. I explained to him that XXXX XXXX defrauded me out of a payment and to check the audio recording. He was reluctant to do so. I told him that I would be filing a lawsuit and his attitude was very dismissive.
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| 07/20/2018 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I disputed an item that was falsely added by this creditor. On my credit file they claimed i owed {$160.00}. On XX/XX/18 I sent my first letter, this letter was received by them via certified mail on XX/XX/18, After 30 days passed, this company responded to my first letter by sending me a false document that looks like a bill, this document didn't bear my signature and furthermore didn't reflect that I had a contract with this company or their alleged client. Unsatisfied with the first letter, I sent them a 2nd letter on XX/XX/18 continuing to dispute the derogatory item on my credit profile, this letter was received via certified mail by them on XX/XX/2018, this company had no response to my 2nd letter and furthermore they continue to report this false item on my credit profile to all 3 bureaus. As per FTC opinion letter from Attorney XXXX XXXX XXXX, a printout of a bill or itemized document does not constitute verification. I have received nothing from this company and they continue to break the law by falsely reporting derogatory item on my credit profile. This is illegal and unethical.
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| 11/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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On XXXX XXXX, 2020, I went to a doctor XXXX XXXX XXXX XXXX, I found listed on my health insurance company ( XXXX XXXX XXXX Utah ). Following that visit, I received two separate bills, both for the same amount, and for the same incident date. One of the bills was from XXXX XXXX, and the other was for XXXX XXXX. I had met my out of pocket maximum with XXXX, so they were obligated to take care of the bill. They paid XXXX, but not XXXX XXXX, and despite multiple attempts to coordinate with XXXX, XXXX, and XXXX XXXX over the past year, and multiple assurances from each company that they were looking into it, and it would be taken care of, XXXX XXXX has assigned the debt to CBE group, a debt collection agency which has reported the fraudulent debt to credit reporting agencies ( despite me informing them that the debt was not accurate and was being investigated ) and reduced my credit score by XXXX points. The fact that I have to bear the consequences of these companies incompetence is unbelievable. This is now impacting my ability to finance a mortgage or auto loan and is a fraudulent report.
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| 07/13/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I received an sms for a debt from " CBE Group '' # XXXX. I proceeded to call them and got through to a representative. Its from an XXXX collections account from XXXX according to the rep and there is approximately {$45.00} dollars due, not worth our times so i negotiated and we made it to {$20.00} the price he offered and we both agreed on, I provided my credit card and address to pay it off on the same call, and the agent even repeated and confirmed the info, just as he is going to submit, he says " it looks like the lowest amount we can go is now {$25.00}... I told him that's ridiculous and an unacceptable tactic, its not for the {$5.00}, but for the deceptive and in clear violation practice. He then said since I wont accept the {$25.00} the well record it on their end as well as XXXX... This is clearly violating several FTC guidelines ; Public Law 111-203, title X, 124 Stat. 2092 ( 804, 805, 808, 809 ). All this after i provided them my updated address/ my contact info and my credit card information! I want this resolved by them and absolved or going after the full penalty+ suing.
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| 03/21/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have little to no information about this gas utility debt with XXXX and now with collection with CBE. I have several rental properties with XXXX and have always paid by bills. My current credit score is around 835, however, my mortgage score ( XXXX ) is several hundred points lower and I can not qualify for a new home loan.
Perhaps XXXX kept sending mail to the rental property address after I sold the property. This could be fraud by a tenant. My identity has also been stolen in the past.
I really have no idea how I could not have been properly notified for this debt. Also, please keep in mind this is only a {XXXX} collection and it has been paid.
I didn't know my rights to validate this debt nor do I believe I was properly notified and XXXX has my phone number on file.
It has been negatively affecting my life and my ability to purchase further rental properties.
Lastly, I was under the impression that if the {XXXX} debt was collected, it would be removed from my credit report.
I can also attach my credit report to show you my great credit score and ability to pay bills.
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| 10/06/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am XXXX XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureau is having data and system issues. I disputed the fraudulent information from my credit report and found that this account is inaccurately and erroneously reporting in XXXX Credit Bureaus. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Also, I tried contacting the XXXX Credit Bureau requesting a complete payment history with this account for me to review the exact date on which the collection was posted. Unfortunately, there was no successful resolution provided nor feedback heard from the concerned Bureaus. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
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| 11/10/2023 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I keep getting calls from CBE group ( their number ( XXXX ) XXXX, a number from XXXX, Wisconsin, as what is on the caller ID. I spoke with one of the agents and they said i owed some money. I was unaware of any debts that i owe to whomever they are claiming i didn't owe it to, so i asked them where the debt came from, and they did not know, but they did however begin to phish or ask for my personal personal information. Were i worked, where i live, my phone number and email, social security number.
It felt suspicious and I so demanded they take me off the Call list. They did not. I blocked their number, but they used a different line. They won't stop calling. I picked up this evening and the same thing happened. They began phishing for personal information. I then demanded they provided a physical address so I could go in to speak with them. They did not provide it. I believe they are attempting to steal my private information.
The calls are disrupting my work and evening life. I am becoming frustrated and angry for these scammers trying to steal my personal information.
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| 03/02/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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ATTENTION TO THE CBE GROUP INC FORMER ( XXXX XXXX XXXX ) I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft I have not done business or opened any form of account with this company. I recently discovered through my monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$630.00} does not belong to me. This account was fraudulently opened through this company THE CBE GROUP INC FORMER ( XXXX XXXX XXXX ) in XXXX of 2020 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire ( SOME FORM OF LOAN ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
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| 05/21/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX phone company is claiming I owe them {$8600.00} for account # XXXX.
This notice came after the contract was paid in full throughout the year of XX/XX/2018 and closed. Notice came in the form of the Collection Agency letter.
Numerous communications were made with XXXX whose website bill statement claims all the payment made throughout the year reversed back on XX/XX/18 due to Financial Institution request. I was advised to contact Financial Institution. And I did. As per my bank, transactions claimed by XXXX did not take place which is further supported by bank statements.
These same bank statements were provided to XXXX for investigation which had no consecutive action, phone calls, or emails. In a follow up communication by me I was advised to follow up with financial institution, which I already did, and the conversation went on in circles.
Meanwhile, collection agency is calling me several times a day, and already effected my credit score.
I am attaching three bank statements around the date XX/XX/18 to show no reverse transactions registered on my end.
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| 06/16/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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2 days ago I received email notification from credit monitoring that a collection account had been added to my credit report. Upon reviewing my credit report I found that CBE had listed a {$290.00} collection account on my credit report with an original creditor under the name of that I had never heard of before. I never received any communication prior to the email from my credit monitoring system. I do not know the bill or who the agency or creditor. I was never contacted by either prior to or after placing the collection on my credit report. Further the account lists a first delinquency of XX/XX/XXXX. I am an expat and have lived overseas since XXXX. I have accounts that I maintain in the USA but none from a original creditor by the name of XXXX XXXX that's listed on the account. I have had no delinquent accounts of the counts that I maintain in the USA. My payment record has been fawless and this entry ruined a nearly 32 year perfect payment record. This account needs to be verifed and removed from the credit report as it is inaccurrate and doesn't belong to me.
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| 05/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an allege identity theft, not later that 4 business days after the date of receipt.
it has been 30 days and your are in violation of this law because i am a victim of identity theft!!!! please delete these items IMMEDIATELY!
These accounts should not be furnished on my consumer report as they are in VIOLATION!!!
Under, 15 U.S Code 1681b- Permissible purpose of consumer reports ( a ) IN GENERAL subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer i am demanding the deletion to the accounts listed IMMEDIATELY!!!!
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| 11/16/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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My rights have been violated repeatedly. I can not receive a home loan because of these alleged accounts that are reporting negatively by the CBE Group. a medical debt collector that is currently reporting XXXX collection accounts on my credit report. I have made disputes with the CBE group and with the XXXX bureau 's. The supposed investigation claims the debt is verified.
I have had my credit report pulled three times in the past three months. Each report contains the same errors.
For example : Alleged Account # XXXX " opened '' XX/XX/XXXX meaning the alleged account was opened XX/XX/XXXX.
When I call the CBE Group they do not have record of an Account Opened date. They have a " SERVICE DATE ''. not one of the XXXX credit bureau 's have a " SERVICE DATE ''. CBE should n't be able to put information in what ever section they think is right or might go.
And the " DLA '' date of last activity. Can not predate the " opened '' date. Any account must be opened before it can have activity on it. I have explained this to the CBE Group and to the XXXX Bureau 's.
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| 11/09/2021 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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Today XX/XX/XXXX at XXXX XXXX I found out they are trying to collect {$90.00} dollars from a bill that dates back to XXXX and they know it but still harass me. I asked them to stop calling and that 9 years have passed the agent tried to collect while I was on the phone again. So, I told him that I will contact you and hung up. They've been harassing me since XXXX by phone calls and posting the {$90.00} dollar on the XXXX XXXX application I don't know how they are doing that. This is an old bill that is passed the 7 year mark. I want them to take it off the app and stop harassing me. The name of the bill collectors is CBE Group their number is XXXX. These folks are tricksters no ethics they need to be closed down. These agents are probably doing this to all customers that have XXXX XXXX names, thinking that they don't understand English and their rights as a consumer. How many people are they harassing?????? I want them to take it off my credit report! Also to stop calling me, and to stop posting it on the XXXX XXXX app that I use for my medical services.
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| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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CBE Group is reporting a debt on my credit file that I do not owe. I recently took a look at my credit and noticed that this debt continues to report despite there being no validation made. I have sent several letters to CBE Group for them to send me validation of the debt and have yet to hear back for any of them and it's been well over a month. Under the FDCPA, I have the right to request validation of the debt you say I woer you. I ask that CBE provide me with documentation that I am bind to pay this debt to them. I ask that CBE provide me with evidence that I have any legal obligation to pay them. Reporting invalidated information to any of the three major credit bureaus might constitute fraud under both federal and state laws. If any negative mark is found or continues to report on my credit, I will not hesitate in bringing legal action against CBE for Violation of the FDCPA and Defamation of Character. If your offices fail to validate any debt I ask that all collections be deleted from my credport and copy of such deletion letter shall be sent to me.
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| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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CBE Group is reporting a debt on my credit file that I do not owe. I recently took a look at my credit and noticed that this debt continues to report despite there being no validation made. I have sent several letters to CBE Group for them to send me validation of the debt and have yet to hear back for any of them and it's been well over a month. Under the FDCPA, I have the right to request validation of the debt you say I woer you. I ask that CBE provide me with documentation that I am bind to pay this debt to them. I ask that CBE provide me with evidence that I have any legal obligation to pay them. Reporting invalidated information to any of the three major credit bureaus might constitute fraud under both federal and state laws. If any negative mark is found or continues to report on my credit, I will not hesitate in bringing legal action against CBE for Violation of the FDCPA and Defamation of Character. If your offices fail to validate any debt I ask that all collections be deleted from my credport and copy of such deletion letter shall be sent to me.
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| 06/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I recently pulled a copy of my consumer report, and noticed that there was an account with The CBE Group Inc. I have contacted the company requesting documentation that they sent a notice out to me, requirement of the FDCPA, because I do NOT owe this alleged debt to them. I informed them that they have violated my federally protected consumer rights, violated federal law- FCRA and FDCPA and committed criminal attacks against me.
As required by the requirements of the FCRA, furnishers and reporting agencies both must use reasonable procedures, which the CRAs did not do prior to placing this fraudulent account on my consumer report. The inaccurate reporting on my consumer report is also a violation of the FCRA 's requirements of accuracy.
In addition to the violations committed by the company, the CRAs are just as liable because they did not uphold the requirements of federal law in using reasonable procedures in investigating my disputes, ensuring maximum accuracy and confidentiality. The CRAs conspired with the company to cause financial damage to me.
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| 01/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Servicemember |
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XXXX XXXX XXXX submitted a delinquent account on my credit score which dropped my score 101 points. I contacted them to see why they did this to find out they thought i didn't turn in equipment. I let them know i did an the location i turned it into. They submitted a request to find. Said equipment they later found me not guilty of delinquent payments. On equipment an removed the charge on the account with them putting the amount at owed {$0.00} dollars paid. The issue is they didnt remove. The collection of my credit score. That they wrongfully submitted instead the submitted it on my credit score as paid down to {$0.00} dollars due to national disaster. I never had a national disaster. An i never owed them anything. So they need to remove the collection off my credit history. As a mistake on there part. Completely as wrongfully submitted. So i can get my 101 points put back on my credit score. Cause as long as its showing i had something in collections. It will negatively affect my score. XXXX XXXX XXXX is listed as : CBE group on my credit history
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| 11/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Credit monitoring or identity theft protection services
- Billing dispute for services
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Web |
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Charter communicationsXXXX Failure to verify it was actually me " setting up a service ''. To make matters worst I never even lived at that address.
On XXXX I noticed a change to my XXXX credit score due to " the total balance on all your collection accounts has increased ''. This was a red flag immediately because I knew I had nothing that was past due to the point it would get sent to a collection agency.
XXXX - amount owed under that address is {$120.00}. I have been falsely charged this amount and it has been placed for collection.
( Collection agency - THE CBE GROUP INC ) The account is under my name and I do not know who stole my identity or used my personal info to sign up for XXXX This is an unauthorized transaction.
XXXX service was provided from XXXX This is XXXX XXXX job to protect its customers and I have been falsely charged this amount. This is fraud. This is an unauthorized transaction. This is XXXX XXXX job to remove my name from this account and past due amount. This must be removed from my credit report IMMEDIATELY.
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| 06/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
Servicemember |
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15 U.S. Code 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identify theft, not later than 4 business days after the date receipt. It has been 30 days and you are in VIOLATION of this law because I am a victim of identify theft! Please delete these items IMMEDIATELY!
These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15U.S. Code 1681b-Permissible purpose of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protect consumer. NO CONSENT IS IDENTIFY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
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| 12/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Frequent or repeated calls
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Web |
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Calls repeatedly from a fake local number every day, no voicemail just calls. Sometimes twice in less than a minute. Finally sent an email with the proper debt notice, but continued to call over and over each day. When I had time to step away at work to talk, I asked for the full final bill for the debt, never received it. I asked multiple times when they would call me again. Finally, I decided to settle the debt via payment arrangements. Set them up and when the second payment was to go thru it did n't. Received emailed on Sunday about debt, received 3 calls on a Monday morning, called them as I was confused because of the arrangement that was set. Come to find out they do n't do auto payments which was n't made clear to me previously. Made that second payment and now all of a sudden the arrangements change, the previous person should n't have made the arrangement with me and unless I start paying a larger amount each month they are going to continue collecting/calling me and report me as a non pay. This bait and switch tactic is very unfair.
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| 11/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have never done business with THE CBE GROUP XXXX, I am unaware of any contracts or sign statement with this company. I have no business dealings with them.15 U.S. Code 1692g ( e ) Notice provisions The sending or delivery of any form or notice which does not relate to the collection of a debt and is expressly required by title 26, title V of Gramm-Leach-Bliley Act [ 15 U.S.C. 6801 et seq. ], or any provision of Federal or State law relating to notice of data security breach or privacy, or any regulation prescribed under any such provision of law, shall not be treated as an initial communication in connection with debt collection for purposes of this section. There is a issue never had any notice not paperwork as to the transfer of title of ownership, who is this third party collections agency. Regarding this alleged account, if Debt collector is different from the alleged Original Creditor, does Debt Collector have a bona fide affidavit of assignment to enter into original contract between alleged Original Creditor and alleged Debtor?
|
| 10/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In the year XXXX, my daughter saw a doctor in the XXXX XXXX XXXX. I didnt notice the bill was overdue until much later, after we moved. by then it was in collection and we didn't have the money to pay. It has been sold multiple times and each time the new agency places it on my credit report as a " new '' account with a " recent '' date. Probably the date they purchased the account. This Account is now over 7 years old and way too old to be on my report. I have disputed it several times previously AND it was REMOVED each time, only to REAPPEAR a while later with a NEW agency.
This HAS to be illegal. THere is NO way that ONE account can be magically renewed just because it was purchased by a new agency. When I contacted the CBE agency, they threatened me with arrest, which I am aware is not within their abilities.
Original debtor XXXX XXXX original date XX/XX/2014 Patient XXXX XXXX Parent XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX account sold to CBE collections : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IA XXXX
|
| 07/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX has continued to try and collect an outstanding balance that I do not owe since closing my account in person, in the XXXX XXXX XXXX in XX/XX/XXXX.
In XX/XX/XXXX I was contact by phone from XXXX XXXX XXXX stating that I was in pre-collections on an amount owed to XXXX. I contacted XXXX, verified I did not have an amount owed and had them mail me a statement balance showing that my balance was XXXX ( {$0.00} ). On XX/XX/XXXX I faxed XXXX XXXX XXXX the statement that I received from XXXX showing that my account has a XXXX ( {$0.00} ) balance.
XX/XX/XXXX I reviewed my credit report to find that XXXX XXXX had hired CBE Group to take me to collections. I have since mailed the statement that I received in XX/XX/XXXX showing that I have a XXXX balance on my account to CBE Group.
I was never contacted from XXXX stating that I owe an outstanding balance. I was never contacted by CBE Group that I have an outstanding balance or was being taken to collections or that they were reporting collections to the consumer reporting agencies.
|
| 09/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Report act.
The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
XXXX Account # XXXXXXXX CBE Group, Account # XXXX XXXX XXXX XXXX XXXX XXXX, Account # XXXX XXXX XXXX XXXX XXXX XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States i have the right to privacy.
15 U.S.C 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 10/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The initial debt was from XXXX XXXX.
Following a contract closure, XXXX wrongly charged me for not returning their equipment, which I actually did ( XXXX Return Tracking Number : XXXX ). I never received this invoice ( and despite my requests afterward ) After several phone calls, XXXX did find the equipment, and admitted it was a mistake from them, but still never canceled the wrong invoice.
The 2 last calls to XXXX XXXX were on XX/XX/2022 and on XX/XX/2022. XXXX 's representatives always tell me that it will be handled within 10 days, but nothing is canceled. Worst, they don't have any traces of the previous request.
XXXX XXXX sent this wrong invoice to XXXX XXXX debt collector ( + {$26.00} fees ), greatly damaging my credit score. XXXX XXXX finally waived this debt.
Then XXXX it to CBE Group debt collector, with even more fees ( + {$47.00} fees ). I'm disputing this debt as well.
It is endless and without a 3rd party intervention toward XXXX XXXX I can't solve this issue from which I am solely a victim.
|
| 03/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have a a unverified account from CBE GROUP # XXXX. I had previously disputed this account this account. I have never done business with CBE GROUP INC. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.169g, I dispute the validity of th debt CBE GROUP INC purport I owe. I request that CBE GROUP INC Provide verification of the following : 1. ) The original Application or contract 2. ) Any and all statements allegedly related to this debt 3. ) Any and all signed receipts 4. ) Any and all canceled checks 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that CBE GROUP lNC Cease and Desist all further communications and collection actives and provide the verification of the purported debt.The account Number # XXXX
|
| 03/31/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
on XXXX not sure of the date i disputed a debt for {$700.00} for XXXX XXXX XXXX which is now know for charter communications on XXXX XXXX i received a letter stating they were deleting the {$700.00} because i gave them prove and all that the account had not belong to me so they removed it last year XX/XX/XXXX then i guess they sold it to another company which i disputed that again so they removed it again i provided them with prove the account was not mine here we are again XX/XX/XXXX and they have a new collector name CBE GROUP collection agency putting back on my credit i went through all of this did what they asked it doesn't belong to me im asking to tell them remove it immediately from all three credit reports or i will be suing them for reporting negative information on my credit report which is affecting me tremendously from moving forward. ' tired of this you cant make an account belong to someone that isn't theirs PLEASE DO SOMETHING OR I WILL BE FILING A POLICE REPORT MONDAY MORNING THIS IS RIDICULOUS.
|
| 10/29/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
This collection agency called me several times about an unpaid bill from a utility. I informed them each time that my real estate agent had ordered stoppage of service and a final bill that I had paid, but that my request had been ignored. Previously, I had dealt with the utility on the same subject. They called me a liar. All other services had been turned off because we had moved everything out of the home.
Again, my real estate agent called them to shut off power and gas. As I had moved out of the home, I was unaware that they had ignored the request. The text of an email from the real estate agent is below:
Begin forwarded message:
From: XXXX XXXX
Subject: XXXX XXXX XXXX XXXX XXXX
Date: XX/XX/XXXX at XXXX XXXX PDT
To: "XXXX (XXXX)"
Good Afternoon XXXX XXXX!
We just wanted to let you know that the utilities for your property will be taken out of our name as of tomorrow, XX/XX/XXXX. We will be forwarding the bills to you once we receive them.
Thank you very much!
XXXX XXXX XXXX XXXX XXXX
|
| 06/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I have been receiving daily phone calls from multiple different CBE phone numbers as I have called the numbers back. I have blocked several numbers already, but they keep changing which number they are calling from. They call and do not leave a voicemail.
I know that there are no debt collections against me. Yesterday I pulled my credit report and nothing is listed. In addition, I know a debt collector is required to send a letter regarding the debt collection and I have not received any. I have no problem correcting a misdirected debt collection as I called a collector who sent such a year ago for the former owner of my house. I called and provided the corrected information.
My complaint and reluctance to work with this collector is they do not leave a voicemail. That is slimy to say the least. Typically a collector will leave a voicemail with reference info to call back. As such, it is difficult to discern if this is a scam. I am reluctant to call back and possibly get suckered into a scam.
|
| 10/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am current with my bill with XXXX. I got an alert on my credit saying I'm derogatory on 120 with them on the remarks it says natural disaster. I been with this company for awhile years. I call billing. I asked why was I receiving a credit alert that I'm derogatory. What do I owe the representative say for some old equipment. I asked what kind of equipment he say internet and a modem. I say I have the same internet and modem since I been with you all. Why I'm getting charged for equipment that I'm using. I had no reason to turn it in. On my credit report you put that I'm late paying for it. I asked why all of a sudden I'm getting charged for something all the way from XX/XX/2020. You all say the equipment been missing from years and years ago. I call again yesterday the representative said it should of been resolved and she apologize. This affected my credit to drop tremendously. I was in the middle of the house buying process. I now have to wait until all this off my credit. It has set me back.
|
| 11/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX XXXX XXXX sent this disputed debt to a collection agency who has posted this account to my credit report. This is against the law. I have a right to dispute this bill. They know I do n't owe any money and sent this debt to collection company anyway. Collection information listed below. I will contact a lawyer about this.
THE CBE GROUP Address : XXXX XXXX XXXX XXXX, IA XXXX ( XXXX ) XXXX Account Number : XXXX Original Creditor : XXXX TEXAS Address Identification Number : XXXX Status : Collection account. {$630.00} past due as of XXXX 2016.
Date Opened : XXXX Reported Since : XXXX Date of Status : XXXX Last Reported : XXXX Type : Collection Terms : 1 Months Monthly Payment : {$0.00} Responsibility : Individual Credit Limit/Original Amount : {$620.00} High Balance : NA Recent Balance : {$630.00} Recent Payment : {$0.00} Payment History : Account History : Collection as of XXXX 2016 I HAVE ATTACHED FCC COMPLIANT WHICH WAS DONE MORE THAN 3 MONTHS BEFORE ACCOUNT WAS SENT TO COLLECTION AGNECY
|
| 10/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group, located at XXXX XXXX XXXX, XXXX XXXX, IA XXXX, is in violation of the Fair Credit Reporting Act. CBE Group placed a negative collection account on my credit reports, that I have no knowledge of, without notifying me before placing the collection account. I was not allowed to validate this alleged debt prior to the company reporting it to the credit bureaus which is substantially damaging my credit. The original creditor listed on the reports is XXXX XXXX, a company that I also have no knowledge of, or received any goods or services from. The amount CBE Group is reporting shows {$89.00} original loan balance and {$90.00} current balance. My score has dropped over 60 points due this is company 's failure to perform their due diligence instead of just purchasing random 'alleged delinquent accounts '. This company needs to remove this erroneous account that was added to my reports in XXXX 2020 since they failed to actually verify and confirm that I truly owe any company any funds.
|
| 07/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This debit collector keeps calling me non stop everyday at not treasonable times. I keep my phone on just in case my daughter school calls so its on vibrate but i recently got a warning of my phone going off at work due to this company keep calling my phone back to back every 3 hours of the day. They called once before after XXXX. I have told them i do not know what this is but stop calling me because I work. I have to research to see what it was because they wouldnt tell me and I seen it was for debit collector which i do not know what for. I am being harassed by this company call CBE GROUP!!!! They keep calling from different XXXX numbers and I am really tired of them calling non stop! I have blocked every number they tried calling from and they keep calling over and over. I am sick of this and refuse to lose my job over this company. The phones calls must stop I am tired of them and i do not know who they calling on a behalf for. Its been almost two months and i am tired of the calls
|
| 01/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Over the span of two weeks, I have received 26 calls to my cell phone from a debt collection company by the name C B E Group. My phone automatically rejects calls from this company but keeps a record of calls rejected. It is my understanding that it is in clear violation to make multiple calls to a number in a 24 hour period in an effort to collect a debt. I do believe it is considered harrassment. I would like the calls to stop and to pursue legal repercussion in regards to this harassing behavior.
XX/XX/XXXX XXXX @ XXXX XXXX 3 times in one minute @ XXXX XXXX 2 times in one minute @ XXXX XXXX XX/XX/XXXX XXXX @ XXXX XXXX 2 times in 1 minute @ XXXX XXXX @ XXXX XXXX @ XXXX XXXX 3 times in one minute XX/XX/XXXX XXXX @ XXXX XXXX @ XXXX XXXX @ XXXX XXXX 2 times in 1 minute XX/XX/XXXX XXXX @ XXXX XXXX @ XXXX XXXX 2 tines in 1 minute XX/XX/XXXX XXXX @ XXXX XXXX 3 times in 1 minute @ XXXX XXXX 2 imes in 1 minute @ XXXX XXXX XX/XX/XXXX XXXX 4 times that day XX/XX/XXXX XXXX 2 times that day
|
| 07/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I disputed a charge in writing to Spectrum/Charter on XX/XX/2021. I had cancelled services and the charge was for a period of service in which I had none. They turned me over to XXXX XXXX XXXX XXXX XXXX for {$200.00}. Their letter said I had until XX/XX/XXXX to dispute the charge. I sent a certified letter disputing the charge on XX/XX/2021. I never heard back from them. Having never dealt with a credit company, I figured the issue was closed.
Then, on XX/XX/2021 I happened to look at my FICO score through my bank and noticed it dropped from XXXX to XXXX. Running my credit report through XXXX I saw a negative report from The CBE Group Inc. I have never heard of them. I was never sent anything in writing and did not receive any phone calls, emails, etc. Apparently, they've had my account since XX/XX/2021.
Although I still dispute the charge, I would have paid it to avoid ruining my credit had I been notified. I tried calling them today and their number is no longer in service.
|
| 03/20/2020 |
Yes |
- Debt collection
- Federal student loan debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
This morning I received a call from XXXX XXXX. I spoke with a representative that informed me of a debt from 15 years ago. I laughed at him because I can't believe this is where we are in these times. You're calling to collect a debt from 15 years ago? If they would've checked my file, they'd see that all of my student loans were DISCHARGED back in 2014 because I am a XXXX XXXX Veteran with XXXX XXXX XXXX and XXXX XXXX. So there's no need to try and collect because I'm not going back to work and the money I get is protected. Secondly, I am currently in bankruptcy. All they had to do is look at my credit report and they'd see that. After laughing at the representative and telling him that this is WAAAAAAAAYY past the statute of limitations, I informed him of my bankruptcy and gave him the file number.
He told me, " A debt is still a debt. '' I mean, I know he's doing his job. But really???
I also have a recording of this call if anyone needs it. All of my calls are recorded.
|
| 05/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
XXXX was notified to terminate services as of XXXX/XXXX/XXXX on XXXX/XXXX/XXXX. I had no written or verbal contract with XXXX that had a pre-determined time period or a specific notification required regarding notification to terminate services.
Upon receipt of the first bill from XXXX after my request to terminate services another call was placed and the request to terminate was once again provided, noting that I originally called and terminated services on XXXX/XXXX/XXXX.
On XXXX XXXX, I sent a letter to XXXX and The CBE Group Inc. ( XXXX collection agency ) asking them to cease collections activity. On XXXX/XXXX/XXXX I received a letter from The CBE Group advising with XXXX response which was merely a copy of their billing statements without proof of claim.
I have attached my XXXX bill ( internet ) and my XXXX bill ( television ) in support of my claim that a request to terminate services was made to XXXX.
XXXX simply did not document the request, not once but twice.
|
| 06/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have an unverified account from THE CBE GROUP , INC . I had previously disputed this account. I have never done business with THE CBE GROUP , INC. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that THE CBE GROUP, INC provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that THE CBE GROUP, INC Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
|
| 04/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
In XXXX, I switched cell phone service from XXXX to XXXX and paid any balance in full. Months passed and eventually got a new bill under my name with a DIFFERENT PHONE NUMBER that I never had. I communicated with customer service and they transferred me to the Fraud Department. The rep determined the account was created by an unknown employee by using my identity. I contacted the local authorities and filed a report, which I have attached in you page.
Debt has been sold to third party collection companies that I have called to inform it has been fraud.
On XX/XX/XXXX, I wrote a certified letter to CBE GROUP demanding proof that this debt was mine. I also included the police report.
On XX/XX/XXXX, CBE GROUP responded with the attached letter ; informing that the debt was confirmed.
This situation has affected my life and credit opportunities.
I respectfully request to investigate with hopes of removing this record from the bureaus XXXX, XXXX, and XXXX.
Thank you.
|
| 08/26/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have an ongoing billing dispute with XXXX XXXX, that they have never actually acknowledged. XXXX has reported the account in question as a collection record to all three credit bureaus, blatantly disregarding the XXXX. With that matter still under investigation and my lawyer currently pursuing the deletion of this record from my credit reports, I received a collection notice from a XXXX party collection agency on XXXX/XXXX/2015, demanding payment for this same account in the amount of said {$780.00}. It 's essentially 'double jeopardy ' in the credit realm. Considering the express fact that I do NOT owe XXXX XXXX any money at all and the ongoing FTC and legal complaints, it is highly inappropriate for XXXX XXXX to assign this account to yet another third party collection agency. NOT TO MENTION that XXXX XXXX is still attempting to harass me to collect on this same account. This is the XXXX time XXXX has " sold '' this account to another collection agency. This is absurd.
|
| 07/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
During the pandemic I lost my full-time job. I was unable to pay my rent and bills. I had to make a decision and I decided to leave the home I rented to live with a family member. During that time I reached out to XXXX XXXX XXXX. I explained to them my situation and asked if I was able to get on a payment arrangement. They said I was unable because I had turned off services. I explained to them that I don't want this to go on my credit. I made it clear that I couldn't pay {$520.00} straight out my pockets. They still refused but made me aware that it doesn't go on your credit right away and that it could take almost years. I then reached to the Public Utilities Commission to make a complaint. After they investigation, they indicated that they couldn't do anything. Now again they sold my gas account to a collection agency. The collection agency The CBE Group INC- Former is asking me for money. It is against the law to sale personally information that I didn't allow.
|
| 11/24/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Twice now, CBE group has attempted to collect on a debt that is not mine, for XXXX XXXX.
I have already proven that I did not have a XXXX account before XX/XX/2023 ; I used a fiber service for around 4 years prior and before then, I lived in a building that was pre-wired and included Internet service. Before then, I lived in a different state with a completely different cable service.
Keep in mind that I can prove this beyond the shadow of a reasonable doubt, using receipts from my fiber service and my lease from my previous apartment, with Internet services included. This is not a fight that can be won by CBE.
Not only is the account fake, CBE mailed me a document with a fake account number that does not pull up any account belonging to me upon calling XXXX this morning.
This is not some honest mistake, this is intentional fraud and attempted theft on the part of CBE and I intend to sue them in small claims court for maliciously damaging my credit score.
|
| 08/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group called 10 times in as many days. Only once was there a person on the line, all other times there was no one there. The one person I spoke to wanted confidential personal information from me ( SSN ) and I refused. When I finally tired of the repeated calls, I called back. Again I was asked for my SSN, and again I refused, which got me transferred to a human. That person asked me to verify an address that was not mine, then asked me to verify the last four digits of my SSN which were again not mine. They then said they had the wrong person. CBE Groups inability to correctly identify their debtors gives them no right to call me daily and ask for confidential personal information. They also made me concerned that my identity had been stolen. My phone number is on the federaldo not call list and I have no business relationship with CBE Group, making their repeated calls to me illegal. CBE Group needs to be held accountable for their illegal harassment.
|
| 12/12/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have a a unverified account from CBE GROUP # XXXX. I had previously disputed this account. I have never done business with CBE GROUP. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX XXXX, I dispute the validity of the debt purport I owe. I request that CBE GROUP Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that CBE GROUP Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
|
| 09/22/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
We filed a compliant last XX/XX/2020 with you all Ref. XXXX with you all and they were to stop any further actions due to not being able to produce docs that they were representing the Treasury Dept and DOD ( Dept of Defense ). They are now endeavoring to have our personal Oregon XX/XX/XXXX tax refund short paid by {$1300.00}. I am having to file an appeal that cost me {$280.00} for the OR Tax Court to review and stop this effort. Please help stop these unfair and dishonest practices from the CBE Group. They place this dis-information on file with the XXXX XXXX , Tax Courts and through the mail to focus on Federal employees and military. Then represent themselves as a third party contracted by the Government and believe if you owe the military or federal they settle directly through your paycheck. Please help reopen this claim against CBE Group and address this collector 's conduct of continuing to collect on a debt they can not back up with documentation.
|
| 03/18/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I started to receive live calls from people identifying themselves as CBE Collections. The stated my first and second surname and I confirmed that was part of my name ; however, I only go by my middle name and first surname. They asked if I lived at a specific address and if I ever had a XXXX account. I confirmed that neither applied to me and they had the wrong person. On a second call, I stated the same, directed them not to call and how it is that they obtained my landline given my number is not published. They said they would not call again. Now I am receiving robocalls instead, stating it is CBE Collections and that I need to call them back.
As stated, they are attempting to collect a debt from someone who happens to have a name that it part of my name. I have been honest with them and directly instructed them not to call me again.
The following number appeared on my called ID with a live caller XXXX and the robocalls are coming from XXXX.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a phone call on XX/XX/XXXX from someone claiming to be from the CBE Group attempting to collect a debt of {$140.00} owed by my wife to her doctor for a visit in XX/XX/XXXX. The caller sounded like an midwestern American female in her 20 's or 30 's. The caller accurately identified the name of my wife 's doctor and the date of her last appointment. I told the caller I wasn't willing to pay until looking into the matter further, and requested a callback number. The number provided was XXXX. I then called my wife 's doctor. The doctor 's office advised that their record 's don't show any debts owed or any report to a debt collector, meaning the call was a scam. I called the scammer back at the number above and was connected to computer voice menu claiming to be the CBE Group. The computer said it didn't recognize my phone number but that it could locate my file if I provided my social security number. I hung up without saying anything.
|
| 01/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX of 2020 I went to XXXX XXXX and paid off a phone and cancelled service, however they were still charging my account, I did an online chat in XXXX or XXXX regarding still being charged for the account, they said they apologize and will cancel the line, XXXX i got another email stated that my account will be permantly terminated if i do not pay the balance however the account was suppose to be cancelled since XXXX. In the store in XXXX the representative stated that they cancelled the service and unlocked the phone! Yet months later they were still charging me for the service. XXXX when I called a rep told me all I had to do was go into the store and show my ID and they will cancel once they verify that there was inactivity on the account and I would be cleared of the full balance. It hasn't even been a month later and I was sent to collection all because this company made a stupid mistake and did not cancel my service like I asked them to!
|
| 04/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group XXXX - Is reporting on my credit for a debt we do not owe. We are on a hardship/financial assistance program with the hospital and ALL my medical debts are included in that. This one is like 7 years old! You guys keep putting new collections on my credit report and the hospital has already told me they pulled them back.
So I don't know why they keep doing this but I am tired of continuously fighting this with them. You are in clear violation, especially because we contact you every single time you post it on credit .... because, mind you, you never send a notice for me to dispute it, which is also a violation.
But I contact them and fight with them every time and the hospital retracts the bills. I have this all worked out with the hospital and this needs to be deleted and they need to stop putting these on my credit!
I am contacting my friend XXXX who is the Assistant Attorney General and I am filing complaints with them also.
|
| 07/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This item found within my credit report is not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and was successful in creating this accounts. This debt collector is in violation for putting this unknown account on my credit report. This has caused me to suffer and its defamation of my character.
|
| 08/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have an unverified account from CBE GROUP. I had previously disputed this account. I have never done business with CBE GROUP pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CBE GROUP Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that CBE GROUP Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
|
| 12/06/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have had a phone number call me 3-4x/day the past 2 weeks who is trying to collect a student loan debt from XXXX College .
I answered once and explained to him that if we could consolidate the loans I would be more then happy to start paying them but he said they ca n't do that and that they will continue to call me then hung up the phone!
I understand they are able to call me but 3-4x/day really??
They call around XXXX-XXXX. Once around XXXX, Once XXXX-XXXX then normally between XXXX-XXXX Example : XX/XX/2016 XXXX - XXXX calls XXXX - XXXX calls XXXX - XXXX calls again!
HOLD ON NOT DONE YET!
XXXX - XXXX CALLS AGAIN!!! -- excuse you my time is just as valuable as yours there is no need for you to call me this often.
if you are a debt collector out there I want to give you a word of advice, if you call someone this often I am extremely frustrated right now to when I do answer that phone call wo n't be a pleasant conversation
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have a a unverified account from CBE. I had previously disputed this account. I have never done business with CBE. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CBE Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that CBE Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
|
| 12/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I spoke to The CBE Group months ago that the debt was not correct and that XXXX XXXX ( XXXX ) took it back and wrote it off, asked them to stop calling me and to contact the originator of the debt to verify. This is after several months of back and forth with them and XXXX and many hours of calls and frustrating conversations. They called again today, rude and harassing in tone, threatening to call repeatedly even after I told them to never call me again, and that I had already requested no contact. The agent, XXXX, told me that XXXX sent the bill to them again a few days ago, so they ignored my request for no contact and contacted me because it was sent new. He grew very angry in our conversation and eventually hung up on me after implying threats against my credit and further harassment. I contacted a supervisor to complain against XXXX, they informed me that I was on the no contact list and that this was unacceptable behavior.
|
| 05/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Everyday relentlessly I am receiving 5 to 7 calls a day from this number XXXX XXXX XXXX which my caller ID is saying this call is being made from XXXX XXXX in XXXX. The first time I answered this call, The immediate message said Hi, This is CBE and anything you say will be recorded and all went silent then the call just disconnects. I searched CBE and it is a debt collection service with office based in XXXX, but I did not call or reach out to this company for any information. I have a call blocking service provided to me by my phone carrier XXXX which Identify scam or these type of calls but all it does it let my phone ring twice and disconnects the call but recently this same number comes in and my phone keeps ringing and my blocking service does no good as if thought the number is being proofed. I want this company to stop calling me PERIOD. I even tried to answer them to find out what they want but the call gets disconnected.
|
| 10/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I cancelled my XXXX service and a technician came to my home on XXXX XXXX, 2016 to retrieve the equipment. The technician disconnected my service and took payment of the final bill of {$81.00} by credit card at my home.
My credit card was charged for the payment at which time XXXX reinstated my service in error. I did not have equipment to operate service and was led to believe the service was cancelled. I was not told to take any further action by XXXX.
I contacted XXXX customer service on XXXX/XXXX/16 and was told the equipment return date was not entered into the system. I should not be forced to pay for an error in the XXXX disconnect process.
I am disputing the charges sent to CBE Group as they are for services not rendered by XXXX.
I communicated the information to CBE Group and was told to pay the bill to in order to avoid any further inconvenience.
I can not be forced to pay for services which were not rendered.
|
| 03/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I contact the IRS several years ago circa XXXX when I realized that I was a victim of Identity theft and someone file a tax return that I did not over a 2 years spam in XXXX. I took all the necessary steps by contacting the IRS to advise them of the fraud and alerting the credit bureau. I file my taxes on XX/XX/XXXX and received a alert when checking the status of my return. After speaking with IRS representative I was directed to contact CBE. A representative at CBE advise me that my taxes was offset for a return that filed in XXXX. I advise the representative that I file a police report as well as contacted all necessary parties regarding the fact that I was as victim of Identity theft. CBE as a collection agency never sent me an initial demand letter advising me of my right to dispute the debt per the FDCPA and by offsetting my IRS return they are in violation of the FDCPA of collecting on a disputed debt that is not mine.
|
| 08/16/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
i recently looked over my credit report and noticed a collection account by CBE as I do n't recall signing any contract with a company by this name nor do I recall receiving any duns letter by them. so I send them a certified letter tracking number XXXX XXXX XXXX XXXX XXXX requesting for a copy of any viable evidence bearing my signature showing the account is being reported accurately. I also informed them as per FTC letter from Attorney XXXX XXXX XXXX you should be aware that a printout of a bill or itemized documents does not constitute verification. being that I have that right under the Fair Credit Reporting Act and Fair Debt Collection Practices Act but they have refused to send as well as mark my account as disputed within the 30 days which is a violation of my rights under willful noncompliance as per FCRA 623 ( a ) ( 3 ) Responsibility of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s- 2 ]
|
| 05/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American, Servicemember |
|
The CBE Group XXXX Inc XXXX XXXX XXXX XXXX, IA XXXX Reference : XXXX XX/XX/22 Letter stated : The letter is regarding account with Department of Veterans Affairs account number XXXX As of XX/XX/22 you owed : {$34.00} and was charged administrative costs : {$11.00}.
Caled XXXX spoke to VA Rep. and was told do not owe {$34.00} and account number XXXX not in their system. Called XXXX XXXX The CBE Group , INC. and representative asked what Government department I spoke to. I told them and they kept asking for department I spoke to. Every time I answered them, they said it was wrong department. I gave them all the information on VA that sent my medical bills and every time I was told, by CBE Rep ; I talked to wrong department. I finally replied that as per CBE Group letter : This is not my debt, I want to dispute the dept. The representative hung up on me.
Contacted CFPB by phone and helped to be able to send in this form.
|
| 10/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I am getting repeated phone calls from a company called CBE. They use robocalling but never once have they answered the phone. I don't know why they are calling or what det it is in reference because they never pick up the line.
CALL HISTORY : XX/XX/2022 XXXXXXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX No answer XX/XX/2022 XXXXXXXX XXXX. No answer XX/XX/2XXXX XXXX XXXX No answer XX/XX/2022 XXXX XXXX No answer XX/XX/202XXXX XXXX XXXX. and XXXXXXXX XXXX No answer XX/XX/2022 XXXXXXXX XXXX No answer XX/XX/2022 XXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX. and XXXX XXXX. No answer XX/XX/2022 XXXX XXXX. No answer XX/XX/2022 XXXX XXXX. and XXXXXXXX XXXX No answer XX/XX/2022 XXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX. No answer XX/XX/2022 XXXXXXXX XXXX. No answer I am XXXX and have one phone, it is taxing on me to go to the phone everytime they call.
|
| 09/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX I received a notice from XXXX that I had a debt collection added to my account. I checked XXXX XXXX and sure enough CBE Group placed a collection account on my credit report for XXXX, XXXX and I'm assuming XXXX. They say the account was opened on XX/XX/XXXX and the remark was because of a natural disaster. The original creditor is XXXX ( XXXX ). I currently have an account with XXXX and the account is paid and in good standing so I have no idea what this collection is for. I have changed service twice with them and nothing has ever been said about an outstanding balance. In addition, I have never been contacted by the CBE Group in relation to this issue prior to it appearing on my credit report or after. It appears that they backdated the matter since I get an email from XXXX anytime something changes on my credit report. I recently refinanced a house and it didn't appear before the XX/XX/XXXX closing.
|
| 01/03/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I have been contacted multiple times in the last two months by a company that identifies as CBE Group. I have blocked their numbers but they continue to call from different numbers. Today, they called from the number XXXX. I called back and a female-sounding voice answered the phone. I asked, " Who is this? '' She responded " CBE Group. '' I said, " No, who are you? '' She responded, " I am a manager. '' I said, " You will not give me your name then? '' I told her that they have been harassing me for over a month, and I understand my legal rights ; do not call my phone number again.
I have no debt collection that I am aware of. My credit score is in the " Good '' area, I pay every one of my bills on time, and the only debt that I have is the debt from XXXX XXXX that I am not expected to pay until I start work as a XXXX XXXX this XX/XX/XXXX. This is harassment, and I expect this company to be held accountable for it.
|
| 07/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Dispute Results from XXXX are wrong. File number : XXXX.
Here is that settlement result : XXXX XXXX Reported on XX/XX/2016 {$620.00} Item Results Result : Verified As Accurate And Updated - It looks like this item is actually correct and that it's going to stay on your credit report, but info has been updated to reflect recent activity.
Dispute Reasons Accuracy : The payment history/rating is incorrect.
This account is settled.
This was a doctor visit to XXXX XXXX XXXX/XXXX ( XXXX XXXX XXXX, a provider to XXXX XXXX ). I even made several more visits to this facility over the years following this appointment.
For some reason they were missing my XXXX information and billed me. XXXXI returned to the location and their portal had been updated already with my information t hat determined that I was covered by XXXX and the balance was resolved per the billing agent onsite.
Thank you for your help with this.
|
| 02/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Sent a validation letter request certified. Company received and took no action. Called and said they where not obligated to send. The account was fromn XX/XX/XXXX. I know nothing about this debt or if it is a valid debt or not. I requested they remove this from my credit report and stated they would not and to contact the original vendor. XXXX XXXX XXXX. Which I did. They know nothing about this debt and refused to contact collection agency CBE. Want the debt removed my credit report and want validation for all debts held by this company. I only seen one on my report but agent said there where over 6k from the same company. I need to see this bills and conduct and audit for validity. And I want this removed from my credit report immediately. I have disputed this debt in XX/XX/XXXX and the company has not responded. The amount of the debt is XXXX XXXX XXXX care, It has hurt my credit score and want this removed.
|
| 09/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
In XXXX of XXXX, a credit report was run using my name and old address I left in XXXX to move to my current address. A cell phone was purchased at XXXX for approximately {$980.00}. The bill was not paid and since my old address was used, I did not receive any notices of delinquency. Started to receive debt collection calls from various collectors. I ran my credit report and noted the negative item of the unpaid XXXX bill. I disputed the bill with the Bureau 's and XXXX itself and after an investigation, XXXX determined I was not responsible for the charges on the account and sent me a letter from their Fraud department to that effect. XXXX said they had notified the Credit Bureau 's to remove the item but after 6 months the item was still there. I contacted XXXX again and asked that they again notify the Credit Bureau 's to remove the item. 6 months later, the item was still on all three Credit Bureau reports.
|
| 04/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group XXXX - Is reporting on my credit for a debt we do not owe. We are on a hardship/financial assistance program with the hospital and ALL my medical debts are included in that. You guys keep putting new collections on my credit report and the hospital has already told me they pulled them back.
So I don't know why they keep doing this but I am tired of continuously fighting this with them. You are in clear violation, especially because we contact you every single time you post it on credit .... because, mind you, you never send a notice for me to dispute it, which is also a violation.
But I contact them and fight with them every time and the hospital retracts the bills. I have this all worked out with the hospital and this needs to be deleted and they need to stop putting these on my credit!
I am contacting my friend XXXX who is the Assistant Attorney General and I am filing complaints with them also.
|
| 09/28/2015 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
Before retiring from my Federal Job I neglected to change my email address so that I could update my XXXX account to renew my Auto Pay for 15 months. When I realized that I had over looked changing the email from my work to my home email in the mean time my XXXX Loan was turned over to collections, and not like I did it on purpose I offered to pay the two months and bring the loan current, and I was told that I could n't and they would start off-setting my Social Security and my Retirement pay, plus any other pay I get. So with the Gov. offsetting everything I get I 'm getting calls monthly, weekly, daily from CBE Group Inc to collect on a debt that is already being paid every two weeks, and every month. I have asked them to stop calling because I 'm not paying anymore that is already being taken which turns out to be almost {$500.00} a month in offset. XXXX times more than what the original loan payment was.
|
| 04/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
This company sent me a letter about an alleged debt that they claim they received from their client XXXX XXXX. I do not have an account with XXXX XXXX and when I closed my account with XXXX XXXX I left with no outstanding bill as far as I can recall. I have not had an account with XXXX XXXX since 2013. I have never done business with this company in the past for no reason whatsoever. When I received notification from this company about the alleged debt, I responded by asking for " Validation of Debt ''. This company has yet to provide me with competent information related to this debt however, they still continue to contact on my personal phone and on my office phone. I also suspect that this company is calling me via phone at my employment, using a private number. Each call I have answered they refuse to disclose the nature of their call when asked. They have now resorted to calling me and hanging up on me.
|
| 05/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Heres what happened : I got a letter from CBE Group. They claim I owe XXXX {$230.00}. This letter said, in part : Write to ask for the name and address of the original creditor, if different from the current creditor. If you write by XXXX, we must stop collection until we send you that information.
On XX/XX/, I completed CBEs online form which allowed me to dispute the debt. I got confirmation that said debt was disputed.
Fast forward to XX/XX/XXXX, I got another letter from my pals at CBE. They are now trying to collect on the XXXX debt despite them telling me in their first letter, I have until XX/XX/XXXX to dispute the debt.
CBE Group misled me, and as a direct result, my credit will likely be negatively impacted. Im not pleased about this. This feels illegal and creepy.
I still have both letters I have received from CBE Group including the letter asserting Ive got until XXXX to dispute the debt.
|
| 01/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Checked my XXXX XXXX report and I saw a collection on my report ... their was is CBE GROUP ... .so I called and who are u u and why do you have this on my credit report ..i have never heard of u or Nor do I owe u money ... .the lady begin to say that I owe for a light bill fromXX/XX/19 toXX/XX/19 the bill occurred in XXXX Illinois and I told , her I have never been to XXXX nor lived there ... I asked her to remove this fraugulant info off my credit report ... ..i, reported them to the police Dept ..these people are scammmers trying to get my info ... .they couldnt answer any questions they wanted to tell all the info and I respond if u have put something in my credit report then why would u need me to give up the answer ... .once again plz check into This company a They are fraud ... .my resolution is remove the negative and fraudulent info from my report ... these people, are breaking federal, laws ... ..
|
| 09/28/2015 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
Before retiring from my XXXX Job I neglected to change my email address so that I could update my Pay Gov account to renew my Auto Pay for 15 months. When I realized that I had over looked changing the email from my work to my home email in the mean time my SBA Loan was turned over to collections, and not like I did it on purpose I offered to pay the two months and bring the loan current, and I was told that I could n't and they would start off-setting my Social Security and my Retirement pay, plus any other pay I get. So with the Gov. offsetting everything I get I 'm getting calls monthly, weekly, daily from CBE Group Inc to collect on a debt that is already being paid every two weeks, and every month. I have asked them to stop calling because I 'm not paying anymore that is already being taken which turns out to be almost {$500.00} a month in offset. 4 times more than what the original loan payment was.
|
| 03/13/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The CBE Group (XXXX XXXX) contacts me numerous times throughout the day in an attempt to collect a payment that is slightly past due. Approximately every two hours I get a phone call from the same phone number that never leaves a message. The only reason I am aware of who the company is, is because I have made attempts to contact the nunber that calls and hangs up about 5 times a day. I have asked not to be called this frequently as you will get much further by calling once, and leaving a message so I can call back. If I block the number for calling too often they will just call from another number, and use the same repeated tactics. I wish for this company to stop harassing me. Just today I have received three calls already and it is barly XXXX. If thats not bad enough, they have called my parents, and in-laws numerous times even though they have been informed that I can not be reached at those numbers.
|
| 02/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I sold a XXXX XXXX on XXXX on XX/XX/2021. Order number XXXX. There was a claim filed by the user who stated they didn't receive the item on XX/XX/2021. A case was opened on XX/XX/XXXX by me and closed the same date. Case id number XXXX. I appealed the decision on XX/XX/2021 and the appeal was closed by XXXX. XXXX refunded the user and charged me with a debt of {$800.00}. They have banned my account and I have tried to appeal the decision showing them proof of messages I have had with the user and the address the supposed user wanted me to mail the item to. Now I am receiving calls daily multiple times a day from CBE Companies debt collection agency. It hasn't shown in my credit report and I haven't received anything in writing by the company. I want to dispute this debt because I was scammed by a XXXX user to send my item to the wrong address and XXXX is holding me accountable instead of the scammer.
|
| 03/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
CBE has been managing multiple accounts from a Medical provider. They have submitted collection reports to all three credit reporting agencies. They have at no time ever tried to contact me regarding the debt ( Parking ) and have submitted negative reports to XXXX, XXXX and XXXX. After I have disputed the debts XXXX XXXX and XXXX they advised they have removed these from my Credit Report on or around XX/XX/2022. These negative collection reports still show on XXXX and the company continues to refuse to send any itemized statements or validate the debts. They continually park accounts in order to negatively affect my credit score rather than inform me of the debt.
I have confirmation from the company stating they have removed the debts from all three reporting agencies but this is not true. This practice is inhibiting my ability to maintain enough credit to secure housing or other means of support.
|
| 07/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
I called The CBE Group, Inc because they sent me a email about a debt which I know about. I called to make arrangements because I want to get this paid. The gentleman I spoke to had a heavy middle eastern accent and I was telling him that I will make monthly payments starting XXXX XXXX of 2016. I think his name was XXXX or XXXX ... but he told me if I do n't setup automatic withdraws his company will continue to call me. I asked him to repeat his name because I did n't understand ; His reply was that he already said his name in the beginning. That 's the XXXX negative response because I 'm the consumer who is actually trying to take care of this matter ... I do n't deserve that treatment when a company wants me to pay them. I asked for his manager and he never transferred the call to a manager ; he placed another agent or changed his voice because he sounded just like the unprofessional agent.
|
| 07/22/2015 |
Yes |
- Student loan
- Non-federal student loan
|
- Dealing with my lender or servicer
- Keep getting calls about my loan
|
|
Web |
|
|
I took out a student for XXXX college XXXX yrs ago they kept raising the tuition so I quit and went to a community college. I started receiving these bills from a collection agent CBE group stating that I owe {$11000.00}, I was at XXXX for maybe XXXX semesters. I tried to work out a payment plan with CBE Group to pay off the loan, they told me I have to pay {$150.00} per month, I told them that was too much I do n't make that kind of money. Upon my first payment they took {$150.00} plus an additional {$200.00} that I did n't authorized. Then they started calling my job all day every day ( I work in retail ) and my cell phone. Now they 're call asking for my XXXX. I refuse to give them my tax return, XXXX, paystubs and other private documents. I 'm on a payment plan with them and I 'm still receiving all these phone calls. Please I need them to stop calling my job and I do n't owe {$11000.00}.
|
| 05/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
I started service with XXXX XXXX in XXXX, XXXX ( Cellular phone and Internet ). The payments were to be debited from my debit card. The Cellular phone service was around {$34.00} and Internet $ 50sh.I have records of monthly debits from my bank for {$83.00} from XXXX. A week ago, I received a notice of collection from a company from XXXX call CBE and they want me to pay {$690.00}, which was owed on my cellular account. I called them and explained that the debt was not valid. It is still on my Credit Report. I also asked XXXX to validate the Collections and they came back with VALID.
I called XXXX and inquired about the Collection. They told me I AM NOT IN COLLECTION and I also agree to pay them whatever was owed to close the account using my XXXX XXXX and I have a receipt. CBE 's address is XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX and phone number : ( XXXX ) XXXX. XXXX contact : XXXX
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| 02/20/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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On XX/XX/XXXX I received a debt collection in the mail with the original creditor being XXXXXXXX XXXX from XXXX XXXX XXXX. The letter states that I owe {$1200.00} And that this debt has been in collection since XX/XX/XXXX. During this time I had just been released from prison and was living at home with my mother. All of her bills are in her name and always have them, she has resided at the same address for 50 years. My ex, upon me being incarcerated, Had made a point to befriend my mother and still all of my identification documents. And the last 5 years I have found several accounts that she had opened in my name while I was in prison, I was notified of the accrued debt she placed in my name and have been disputing negative remarks on my credit report ever since. I, myself, have never had a utility bill in my name. I've never had a credit card. I'm never had a loan. I have zero credit.
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| 05/05/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I originally submitted a dispute because a collection agency kept calling me for an account but would refuse to give me any information because they couldn't verify my full name, SSN, address, and or date of birth. After requesting a Validation of debt letter and not receiving anything in response I submitted a dispute with the CFPB. They finally responded by sending me a bill with another persons name which is similar to mine but not me and a different address that I have never resided at. I contacted the original merchant of debt and was informed that the account the collections agency is trying to charge me for is not affiliated with my full name, nor SSN, nor address, nor date of birth so they weren't sure why the collections agency was trying to charge me for an account that did not belong to me. Once again this is not my account but belongs to a person with a similar enough name.
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| 04/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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CBE XXXX XXXX XXXX XXXX This debt originated in XXXX but was sent to collections shortly after.
The Fair Credit Reporting Act says that if in collectionsm, it must show the amount of {$0.00} and the correct date of the debt. CBE is showing an open amount of {$820.00} as of XXXX.
I have not contacted this Creditor or this collection agency at all since XXXX. They can not show this as of XXXX and should show {$0.00}. This has been 7 years and should also be close to be removed my report.
CBE XXXX XXXX XXXX XXXX never reached out to me at all to even try to find out anything about this debt that I was told would be written off since I was unemployed and no insurance, They seem to have not recorded this information anywhere.
I have disputed this at least 3 times with XXXX and all that has happened is XXXX change the date illegally to XXXX. This is inacurate and false information.
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| 06/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
Servicemember |
|
This medical debt is from Charter Communications XXXX XXXX XXXX XXXX, CBE Group is the collections unit. I had to move during the recession of 2022 XXXX a couple days fast when I had covid back to my hometown and return their equipment. I did that, but they did not take their XXXX XXXX back. They said it had been rented and now it was mine to have to pay. They also said that they do not cover coverage as a Mobile Wireless carrier for XXXX for the Phone I had from them to the area where I moved to in XXXX. I had no job, no income other than XXXX Social Security XXXX, and was highly upset they could not work with me via XXXX side of things and repeatedly harassed and called me to pay them when I have asked them to remove me from contact. They have no right while I am not working to collect on any bill just by trying to use my only low income source of Social Security XXXX.
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| 05/31/2018 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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I have previously submitted a complaint with you regarding this company for the same reasons, and it was effective until recently. XXXXXXXX XXXX contacts me, my husband, my parents, and my in laws multiple times per day. When visiting my parents yesterday they were calling their house, and they explained to me that it was the fourth time today XXXX was calling to ask for me. My parents have told them multiple times that I do not live there, and can not be reached there so please stop calling. With my last complaint this was all specified and they agreed to stop. They have not. So far today they have called my phone twice, as well as my husbands. If I were to call my parents Im certain they will have called them as well. Something needs to be done because they obviously dont have consequences when they are reported or else they would stop harassing me and my entire family.
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| 08/28/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I sold a smart phone through XXXX. I did this because XXXX offered me a {$40.00} account credit. After selling the phone, my account was never credited and I was charged a {$31.00} listing fee. I disputed this with XXXX multiple times but they would not credit my account and charged my XXXX account for the {$31.00} listing fee. I disputed this transaction with my credit union and provided them documentation which showed I should have received a {$40.00} account credit and that I did not owe XXXX the money. The credit union was in favor of me and I did not have to pay. I have now received two letters from two different collection agencies attempting to collect a {$31.00} charge. I have sent two dispute letters back to them. XXXX keeps hiring different collection agencies to try to collect the balance that I do not owe them and that my credit union agrees I do not owe them.
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| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
Servicemember |
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I was contacted several times by a " CBE Group '' but did not answer because I did not know who was calling and no voicemail was left. I eventually answered the phone call and found out it was a debt collect, I then asked them to tell me what debt it was, who I originally owed it to, the amount, the account number, and to send me an itemized bill stating why I owed that amount. I also asked that they no longer called me and would only contact me in writing. They stopped calling and sent a letter. I received the letter and it was dated as the XXXX of XXXX and it did not show an itemized bill on why I owed the debt, but only a statement saying an amount that I owed, which was a lower amount then what they are claiming I owe. I then hired XXXX XXXX to help me verify the debt. They are continuing to call me AGAIN everyday at a late hour ( XXXX ) since the XXXX of XX/XX/2022.
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| 02/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I received a notification for debt settlement in the amount of {$83.00} from CBE Group over a year ago regarding a debt owed to XXXX XXXX. I disputed the debt, sending a written letter within the 30 day period requested. I never received any further letter from CBE validating the debt nor asking for any further information on my behalf. Recently, on XX/XX/2021, a collection report in the amount of {$83.00} showed up on my credit score, thus effecting my overall score. Am I correct that CBE must legally verify debt before taking action on an individuals credit? The debt is not valid and I have not seen any validation of it. I have kept outstanding credit my entire life and have had nearly perfect credit, paying everything on time, so this is extremely concerning and unfair. Please help keep companies like CBE accountable for their legal liabilities and fraudulent actions.
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| 10/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Hello CFPB, Thank you in advance for reading my complaint, today XXXXXXXXXXXX I was contacted by a company called XXXX XXXX XXXX in XXXX, Iowa. They asked for my name and address and GAVE ME INFORMATION ABOUT THE DEBT ALBEIT did n't disclose they were a debt collections company. Under the FDCPA any debt collector needs to announce " there attempting to collect a debt '' When I let them know the person they were trying to contact was not myself they accused me of lying to them. They are trying to attach a bill that does n't belong to me to my credit report and will not listen. I told them to resolve this matter today or I would file a complaint to consumer protection for harassment. I learned they are a XXXX third party debt collector and do n't have to follow the law. This statement is true fact to the best of my ability.
Thanks again, I look forward to hearing from you
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| 09/29/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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The CBE Group is trying to collect a debt from me for the wrong amount for XXXX XXXX. I have asked them to validate the debt by providing me with the contract, detailed bill showing all of the charges because I do not agree with the amount. XXXX a rep there that I have talked to a number of times advised me that they do not have it and that they are not required by law to provide me with this information. I have been asking since XXXX. This bill started out at XXXX and then they sent me a notice for XXXX in XXXX, then this month they sent a notice stating I owe XXXX. The reason for this is because they state they have bought the same bad debt 3 times and charge me 18 % each time. I advised they have had this whole time and that they cant do this and XXXX advise " We can do what we want ''! I only owed them XXXX and I have offered to pay this but they will not except it.
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| 07/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureaus are having data and system issues. I decided to look at my credit reports from the 3 major credit bureaus and found that this CBE GROUP ( Original Creditor : XXXX XXXX XXXX XXXX ) was reporting to be negative on 3 Credit Bureaus. I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
|
| 03/29/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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The CBE Group , Inc. has continued to call me in an attempt to collect a {$27.00} debt that is not mine. I have instructed them by mail, email and by phone that the debt is not mine, that they are not to try to contact me further and that I have verified with XXXX that the account and debt in question is not in my name or related to me in ay way. I instructed CBE Group to follow up with XXXX and I also copied XXXX on the letter. The last call today came from XXXX ( XXXX GA ). The person from the collection agency refused to give me their name and continued to try to make a collection attempt even after I had told them that I had request in writing that they were not to contact me further to try to collect on a debt that was not mine. I have blocked numerous numbers associated with CBE Group but they then call at least once a day from a similar but different number.
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| 04/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
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|
Web |
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CBE group is trying to collect in behalf of XXXX. In XXXX I filed for bankruptcy and was discharged including the account for XXXX. It remained open till XXXX when I closed it going to a different carrier. I paid my balance in XXXX XXXX afterwards XXXX send my account to collections. Previous request to provide proof of debt owed. I have only received a copy of an old statement nothing to do with the balance they now show. XXXX and XXXX previously were called to provide proof and nothing happened to resolve this collection. This week one of my family members received an email from CBE group trying to collect a debt from XXXX XXXX. I have not agreed with them to use this family members email address. I would like to resolve this issue it prevents me from obtaining a home loan thru FHA assistance, It is also humiliating for me to have them contact my extended family.
|
| 11/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Older American |
|
XXXX XXXX XXXX XXXX, SC has place a collections account with XXXX XXXX for collections for the amount of {$280.00} from XX/XX/XXXX. XXXX placed this on my credit XX/XX/XXXX. They never notified me. It just showed up on my credit. When I called them the customer service person was rude and did not want to hear what I had to say. This account was closed at the XXXX XXXX store in XX/XX/XXXX when I returned the equipment. I was told I hade no balance due once the equiptment was turned in. I have not heard from XXXX since yet CBE claims they were given the account for collection of {$280.00}. I want this entry off of my XXXX account. If XXXX checks with the XXXX XXXX office they should see that I returned the equiptment in XXXX XXXX. I do not want to hear from the CBE Group and since I did not do business with them they have know right placing an entry on my credit.
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| 10/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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|
Web |
Servicemember |
|
On Wednesday XX/XX/19 I was contacted by CBE Financial Group regarding a collection that I inherited. This debt is currently being disputed. When attempting to provide my financial summary and state that I can not afford the amounts they are demanding I pay, a representatives would remind me time and time again that if I do not get an aggreement on file that my pension will be garnished ( 25 % ) and that they did not want that for me.
That was not the only time that they would say that to me. Nearly everytime I spoke with them I was reminded of that detail. Lastly, I explained how the debt was incurred by a significant mishap on the institution 's behalf. Nothing mattered.
In my opinion this company is NOT professional, and is not following policy by using threatening tactics to scare people. This isn't right and I hope that someone does something about it!
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| 12/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
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CBE group has constantly harassed me about a debt claim owed by XXXX. I told them and XXXX i don't owe this. I told them Verbally in writing and told XXXX directly to stop all communication. I disputed this with all 3 credit bureaus as well. CBE Group uses XXXX area phone numbers in hoping i will answer. I have blocked 20 different numbers they have called from. The number doesn't identify them as a debt collector or their name. I have received on days 6 calls even after i repeatedly informed them to stop. They just call from different numbers, even Identifying as XXXX, i questioned the rep that but said she didn't know.I They won't tell me why they are calling. I know why, they tell me they can't unless i give address and social security number. I was a victim of identity theft so i won't give my social. Explained to them, they still asked immediatley after
|
| 12/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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I have told them I would pay them online and they have locked that paying option and are making me call them to resolve this account in which I am not commfortable especially with the first gentleman who called me on XXXX Friday trying to resolve a {$1500.00} debt and not giving a XXXX about anyones ( XXXX XXXX ) expenses. I tell him then I tried to settle the account in a loan and didnt recieve the settlement letter so never got the loan. Calls me Monday, same guy. I said you really think my situation has changed? It was not pleasant. Then they keep calling me today and I am continuing to block their numbers until they unlock the account option to pay online and I will take care of it then. That is my hope in submitting this is to get them to unlock the online pay option and I will make arrangements to resolve the account online within 30 days.
Thank you.
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| 03/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
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|
Web |
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I received a offer from a debt collection company in XXXX with a offer at a reduced price to settle the debt for XXXX. We accepted the offer and settled debt in full. I have receipt of this debt. The difference between the original amount due and the offer is around {$150.00} and now another debt collector is calling me in XXXX for the difference. I have called XXXX and they refuse to help me or speak to me but forward me to the new debt collection company. I refuse to speak with this new company as I feel its a violation sharing my information and reporting on my credit therefor I wont offer my information to them, which would be volunteering my information. their # ( XXXX ) XXXX but XXXX has shared my information with this debt collector after the debt was settled in XXXX. I 'm filing a separate complaint about the debt collection company this is for XXXX.
|
| 07/29/2019 |
Yes |
- Debt collection
- Private student loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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I receive phone calls from this company from different numbers. From the above number I have received phone calls 4-5 minutes apart. They are calling my cell phone through all of their different numbers. I have told them NUMEROUS times, that I can not receive phone calls until after XXXX as I can not receive personal calls at work. They ONLY call before XXXX. One individual told me that they don't have to abide by the call times outlined. He also advised that their phone system is on an automatic dialer so they do not have the ability to stop calls during any particular time of day. They should know that they can not call cell phones without express consent and that they can not be called on an automatic dialer.
I have requested verification be sent from this company but they have not sent this to me directly.
The company name is The CBE Group.
|
| 11/22/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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|
Web |
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Had an account with XXXX, closed account with payment in full. I sent back all equipment carefully packaged in their own container at my expense in 2010. One month later, I received a payment due notification of {$25.00}. I called XXXX billing and a supervisor stated that it was for their mailing labels and that I should have waited. I explained that I was not told this and that all equipment was sent expeditiously and that I do n't feel I should pay. After sending in numerous letters of dispute, I never received a response from XXXX and wrote letters to a collection company seeking a new balance. No response. I recently called XXXX with their Bundled services and XXXX is in the package and I was denied service due to the " outstanding '' balance with XXXX. I have attached my notes when I first had this problem of the mailing labels, back in 2010.
|
| 07/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I have received repeated phone call voice mail messages from a " debt collector - CBE '' with a phone number of XXXX. They do not say who they are calling for.
They ask us to call them back. When I do, I get no one, line busy, or message saying no one is available & hangs up or something.
As far as I am aware, I do not owe anyone any money. I have not received any invoices from anyone, nor have I received anything from this CBE company by US mail.
I believe this company, phone number, and messages they leave me to be some sort of scam company or that they have the wrong phone number.
In your form, I had to state who this pertained to - myself or someone else, and since you did not have an " I don't know '' option there, I typed in my name & contact information, but this company has never left a person 's name that they are calling about.
|
| 02/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
I am getting repeated phone calls from CBE Group which I discovered is a collection agency with many complaints against them for harassing people and trying to collect fake debts.
The latest phone call just happened on XX/XX/2020 at XXXX XXXX from XXXX which is obviously a " spoofed '' number, they are not located in XXXX Ohio.
They won't leave a message, or a phone number, or a contact person. Sometimes it's just heavy breathing on the message.
There haven't been any communications in writing so that I would know why they are calling me.
I don't owe any bad debts and there are no collection accounts. I checked the three credit bureaus and there aren't any collections.
I want these people to stop harassing me. If they had a valid reason to contact me they would have put it in writing instead of scaring me with heavy breathing calls.
|
| 05/04/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Received a letter from XXXX XXXX . Upon speaking to a representative i regards to this matter, I was asked for my XXXX Pin Code. I refused to divulge that information, as I did not contact XXXX directly, and due to security concerns. I received a statement from XXXX XXXX , and the statement only state one-time charges. There is no detailed information, in regards to the one-time charges. Also, I am perplexed as to how I ca receive a letter from a collection agency, as well as a billing statement from XXXX sixty calendar days later. Also, upon initial contact with this collection agency, I informed them this account was declared as disputed. Upon further contact by the same collection agency, I declared all contact with me was to hereby cease and desist immediately. I have not been informed as to the one-time charges, in question.
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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On XX/XX/XXXX CBEGroup posted a collection on my credit report that they purchased from another collection agency ( XXXX XXXX XXXX XXXX ), or they change name. Originally, I already filed a disputed back in XX/XX/XXXX. I stated that it was an identity theft. The collection was removed from my credit report. Now it shows up again with a different company. I called XXXX directly to tell them that a XXXX XXXX individual that I shared the house with, stole my identity. I opened an account for XXXX internet, and that was it. I didn't open any account with mobile service. The police department can't do anything unless I can get some form of identification from the individual. The guy got evicted couple of years ago when I will living at the old house. There is no way to track him down or known his where about. I didn't know about until last year.
|
| 08/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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After some incorrect accounts were removed from my credit report, I suddenly found another entry from THE CBE GROUP INC-FORMER indicating that I owed {$400.00}. I am puzzled because I have no recollection of any such debt. To clarify the situation, I contacted the only company I had a service with, which had disconnected my line due to poor service, and asked them to provide any statements or records of unpaid bills. However, they claimed they had no information or statements to offer.
To my surprise, THE CBE GROUP INC-FORMER has now appeared on my credit report seemingly out of nowhere. I attempted to dispute the entry, insisting that it was an error, but they maintained that the information was accurate, disregarding my explanation of the mistake.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act.
|
| 10/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
A collection agency named : The CBE Group reported a collection on my credit report for the amount of 4XXXX from XXXX XXXX on XX/XX/2018. This is not my Debt, so I contacted The CBE Group and they verified that a person with my same name in California had the Debt. again, I told them this is not me and they asked if my last XXXX of my social was**** and i told them No, my last 4 is ****. CBE then stated that since I was not the person on the collections account, they could not give any further info. I told them that its obviuosly not me on their account, so take this off my credit report, and they stated " sorry, we cant help you ''. I told them I live in Missouri, not in California. They still refused to help resolve this false credit reporting that they made on my credit report.
The CBE Group XXXX XXXX XXXX.
XXXX, IA, XXXX XXXX
|
| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This is a XXXX account that was paid. Upon initial service they installed a defective channel box that was not compatible with my broadband internet service. About a week later the technician came out and replaced the defective box with a new one and he took the defective box with him. A couple days later I received a XXXX box with a shipping label. I called them and they told me to send the channel box back to them and I told them I was a new customer. They then billed me for the defective box. I made many attempts to settle the situation with no success. I notified them that they were in default of contract and I terminated service and then sent the remaining channel box and all equipment back to them. I have all the documentation to verify my statements are true and correct. You may reach me at XXXX direct or XXXX office or XXXX.
|
| 01/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I had been in the process of moving from my Hawaii address in XXXX. Prior to leaving I had dropped off my service equipment to the store in XXXX. The equipment was just dropped off and no paperwork was given at time of drop off.
I moved to XXXX XXXX XXXX. The equipment was dropped off at the later part of XXXX before the month was over.
I had done so because I had already began to pack up my personals for shippping at the same time. My personals were also sent to my XXXX address at the end of XXXX my planing to move was all in the process at the same time.
I never received any phone calls or bills in regards to the equipment.
Further more an email address of XXXX was given in regards to this bill I received. Spoke to the rep and advised her that was not my email. Not sure where that email came from.
Thank You, XXXX XXXX XXXX
|
| 12/28/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Please see complaint # XXXX - XXXX. The company 's response to CFPB is that they will cease collection activity. I do not owe this. This is not my account. I want it removed from all 3 credit bureaus immediately. See below for the company 's response.
XXXX XXXX, We have received your complaint and it is important to us. The CBE Group ( CBE ) submitted your complaint to our client and requested debt validation for the account placed in our office for collection. The requested information was received in our office and has been forwarded to you at the address provided in your complaint. We have also reviewed our records and there is no indication that CBE was notified of a dispute prior to this complaint being filed. Based on your complaint, CBE has ceased collection activity on the account. Sincerely XXXX XXXX CBE Compliance
|
| 01/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Over the last 9 months, I've received hundreds of calls from this company using several different numbers to try and collect on some kind of debt. However I don't have any unsettled debts. Some of the phone numbers they have called from are : XXXX, XXXX, XXXX, XXXX, XXXX. They have violated multiple rules, calling before XXXX XXXX, calling from multiple numbers many times on the same day. My phone number is on the do-not-call registry. They ask for someone named XXXX, and I've explained I am not that person, nor do I know that person and to remove my number. They have continued calling, despite this. I have never done business with this company, nor have I given them permission to call me. I have informed them that I'm on the do-not-call registry and warned them that they are violating the law in calling me, but they persist.
|
| 01/29/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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I had debt that started in 2015 and I disputed it with company because it was paid. Than I received another debt collection call around the same price. I kept asking CBE company to give me the account number and company and they didn't. I asked if I could call them back and give them my information and they said that was fine, but every time I called they put me on hold and than disconnect or a recording would tell me to call back as their reps. were busy. A few weeks later the amount is on my credit report without trying to pay it or discussing it with that debt collector. If it is the same debt I already paid than that doesn't seem fair. That debt to a company was also from identity debt from a tenant that moved into one of my homes I had leased. I filed a complained, but ended up paying the debt to avoid it on my credit.
|
| 02/08/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
Servicemember |
|
I incurred this debt on or after XX/XX/XXXX for approximately XXXX. At the time, I was employed with XXXX and my intention was to repay the debt through work as it created through advance use of leave. When I transferred to XXXX, MO, I lost my employment with the XXXX due my transfer request being denied. That left me with the afore mentioned debt. I was contacted by the department of treasury regarding the debt and I explained my financial situation to them and they said they would n't pursue collection action. Last week I received a call from a company named CBE and again today. I explained financial situation and my conversation with the Dept of treasury but, they continue call even though my financial situation has n't changed. The person I spoke with threaten to offset a social security benefit that I do n't receive.
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| 01/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
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Web |
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collection agency had my phone number, but called my wifes phone multiple times on the same day. she attempted to speak with them, but they would n't reveal the purpose of their call and continued to ask her for information about me. after I called them and requested to file a dispute ( because the original charge from XXXX was not valid ), they indicated they corrected my number and would stop calling while in dispute. 5 hours later, they called my wifes phone again. when I called to complain, they said they had no record of the call, but did show my wifes number was attached to my account and could offer no assurance that system would stop dialing here.
they only had the account for 4 days and had already called 5 times in one day ( the 5th time being after I talked to them ), and did n't even call the primary number
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| 05/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2019 i received notification via email that there was a collection debt added to my credit report. XXXX XXXX is stating that I woe a bill for a address I never lived at. they are stating that i opened this account on XX/XX/2019. This is impossible because I have had XXXX XXXX XXXX XXXX XXXX account for 2 years and the address they are stating I have never lived there. I have spoken to the original credit multiple times and they keep selling the account to different collection agency under false pretensing. i want this removed from my account because as of today they refuse to send me proof that its my account under my social security number. As of today no one from the company has provided proof of this contract that I signed for a bill that doesn't belong to me. they have messed up my credit because of this
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| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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I was the victim of identity theft. The person or persons who stole my identify fraudulently opened an account in my name with XXXX XXXX. When I discovered the account, only finding out when XXXX XXXX tried to collect the debt, I worked with XXXX XXXX to have the debt removed from name because of identify theft and fraud. XXXX XXXX acknowledged the fraud after an investigation. However, this month, The CBE Group Inc., located in XXXX XXXX, IA, in XXXX or XXXX of this year, XXXX, placed the account on my credit report as being in debt collections. My credit score immediately dropped XXXX points. I contacted the CBE group and they stated that the debt was valid, while in fact it is not. They refused to contact XXXX XXXX and refused to remove the derogatory and false debt, which is based on fraud, from my credit reports.
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| 12/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Approximately in 2010 received a new cellular phone from XXXX XXXX. The phone did not work at my new residence. I took the phone back to the XXXX store where it was purchased and an employee told me that I could not get out of the contract. I spoke with the manager and he said that he would take care of it. I turned in the phone and thought my obligations with XXXX were done. About a year later I received a collection notice saying that I owed the amount for the phone plus service for additional months. I have received multiple calls over the past 12 years saying that a new company is trying to collect a debt. I have asked them to stop calling.
I believe this to be fraud or a manager of XXXX did not do what they said they would do.
The most recent call was from CBE group XXXX.
I would like this harassment to stop.
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| 02/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I got an alert with this agency on XX/XX/2017. CBE Group is a debt collection agency. I have a debt of XXXX dollars. CBE Group opened the debt XX/XX/XXXX with XXXX. On XX/XX/XXXX XXXX and XXXX. I moved around this time and have confirmation letter from the post office. The mail could have crossed in the mail, if CBE Group used standard mail, I wouldn't have gotten it anyway according to post office. Anyway I never received any correspondence or a letter stating that I owed this bill. I don't even know the account number. If I don't know the account number and CBE Group letter or bill, how would I know to even pay. I also printed the hassle free resolution, so you can look at an option to pay. Once again I don't know account number, but it says you can by social security lookup, I am not doing that over the internet.
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| 09/27/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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I had a delinquent account with XXXX XXXX XXXX and the account was sent to CBE Group for collections. I sent a payment to the company via money order and the company did n't receive it or denies receiving the payment. I contacted XXXX XXXX XXXX directly and submitted several payments until the debt was paid in full in XX/XX/XXXX.
CBE ( XXXX ) XXXX, and XXXX ( XXXX ) XXXX both continue to report the bill as delinquent. On XX/XX/XXXX, I sent them both copies of money orders proving the bill was paid, but the account is still reported as delinquent.
I contacted XXXX XXXX XXXX, Closing Bill Unit, ( XXXX ) XXXX, on XX/XX/XXXX, and was informed that the account was released from CBE in XX/XX/XXXX, and XXXX XXXX XXXX submitted another request to have my account updated on XX/XX/XXXX.
I do n't know what else to do.
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| 02/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
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Web |
Older American |
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Multiple daily calls ( 4-6/day ) entirely by automated device, all originating from what Caller ID says is XXXX. The automated message ( s ) claim they are from CBE Group and are seeking " XXXX. '' I have no intention of serving as an unpaid collector for CBE Group and am not physically capable of doing so. I also do not reward, aid or abet wrongdoing so I will not be assailing this person, discussing any of this with neighbors nor engaging in unlawful collection practices with this fly-by-night scam illegal automated caller.
I do want the peace and privacy of my home back and am not legally obligated anywhere in the world to serve as a message center for persons who may ( or XXXX not ) live in my neighborhood but who definitely do not reside here or have any business whatsoever with me nor I with their finances.
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| 01/03/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
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|
Web |
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I am an XXXX citizen currently living in XXXX I had a phone account with XXXX. In XX/XX/2014, I contacted XXXX to turn my phone service off ; however, they continued to keep it on and after XXXX attempts of calling over a period of months they charged me for the time they incorrectly kept my line open, as well as a disconnection fee. Now, they have sold the " debt '' to a debt collector. I have attempted to contact the debt collector via email on multiple occasions, but they do not provide a phone number that I can call from a foreign number. They continue to send messages asking for the money, though. Please help.
I feel like 1 ) This debt is heavy given the circumstances, and 2 ) The debt collector has made it nearly impossible for me to communicate with them from abroad so we can agree on a best way forward.
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| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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XXXX XXXX took my phone when I switched from XXXX XXXX XXXX as part of promotion. I was owed XXXX dollars in credits for paying off my bill at XXXX XXXX XXXX . My old phones disappeared and XXXX refuses to give me the credits. I have spoke with several supervisors and all say they will take care of it. Now they say they ca n't help me and have sent the bill to collections at cbe group. I tried returning the phones immediately because of unhappy about the credits. They told me to hold on the credits will be applied. When they did n't and I called back they told me I was out of the time frame to return the phones. So I was stuck. The store ran my credit 3 times and nobody will resolve it. Now I owe XXXX dollars for the phones I was given by XXXX because they would n't return the phones
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| 10/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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I received a phone call from The CBE Group on XXXX/XXXX/2015 and this collection agency informed that they are collecting for a XXXX account in which I had removed off of all my credit reports to due ID Fraud. I told the collection agent that they are trying to collect on a debt that was created against me without my consent orknowlege. I told this young lady that I have a police report and FTC Affidavit that I have sent this to XXXX directly as well as the XXXX credit bureaus. She said that is impossible basically saying that people tell them all the time that the debt is n't there.s and basically we asked them to prove or pay. I hung up with her stating to check with XXXX because this account is no more and I am not liable for it. I have attached the same police report that was given to XXXX and he FTC Report.
|
| 06/04/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Older American, Servicemember |
|
My Credit Report indicates, Im past due for {$90.00} from CBE Group. I have not received any detailed billing under my name for {$90.00}. I need proof that this {$90.00} is legally my bill. I have a right to see proof that Im responsible for such amount. If this is true than why havent I received a billing statement. I have filed a dispute with the Credit Companies and filed a a Fraud Notice because the Credit Companies cant seem to identify what the charge is specifically for. I think its incorrect to mark up someones credit report without proof of charge or negligence in paying. I seriously 100 % doubt this bill is legally mine but I cant provide evidence if I never received an itemized bill.
This could be a case of fraud. I have been living at my current residence since XX/XX/2017.
Can you please assist?
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I have previously received notice that this account was sold to XXXX XXXX for {$170.00} owed. After reaching out to them I was informed that XXXX had reclaimed ownership over the debt. I reached out to XXXX and was told that I owed {$320.00}. When I told the representative that I don't recall that amount they responded that it cost more because of unreturned equipment.
I requested debt validation from XXXX and XXXX before the debt was sold again to a new collection agency. The final bill from XXXX reflects {$170.00} including unreturned equipment fees. I believe this proves that XXXX and the current collection agency XXXX be reporting an incorrect amount owed Last bill reflects On XX/XX/2019 Previous Balance {$120.00} Unreturned Equipment {$78.00} Monthly Services ( XXXX ) - {$19.00} Total Due. {$170.00}
|
| 08/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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CBE GROUP pulled my credit report with out permissible purpose which is a violation of 15 U.S. Code 1681n ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; ( 2 ) such amount of punitive damages as the court may allow They also did not notify me in written which is a violation of 15 U.S. Code 1692g ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice.
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| 03/10/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
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I am officially submitting a complaint with the CFPB against the CBE Group for multiple violations of the FDCPA. On XX/XX/2020 at XXXX XXXX EST I was contacted by the CBE group. I had given notice that I was at work and they were prohibited from calling me at that time and only to contact me after XXXX Eastern Standard Time. At this point i was then contacted on XX/XX/2020 at XXXX Eastern Standard Time and also on XX/XX/2020 at XXXX Eastern Standard Time. There are two violations of the FDCPA the first on XX/XX/2020 and the second on XX/XX/2020. I am willing to not file suit for multiple violations of the FDCPA if the CBE Group agrees to cease and desist all collection activities for this alleged debt as well as the agreement to not sell or hand off the alleged debt to any further debt collection company.
|
| 10/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I received a letter to collect a debt in XXXX of XXXX in the amount of {$830.00} from THE CBE GROUP, INC, I disputed the bill on XXXX XXXX through their online portal ( see attached ). I received a letter dated XX/XX/2023 stating that the balance is due on the validated account. The information was not validated as per my request.
After further research into the company, I found out that the debt collector is not licensed to collect a debt in the state of Florida as of the date the initial attempt to collect a debt and the date of response dated XX/XX/2023. I am alleging that THE CBE GROUP, INC has committed identity theft against me being that they received my personal and medical information by representing the company as a debt collecting business. This has caused me undue stress and mental anguish.
|
| 11/08/2018 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
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|
Web |
|
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Over the past several months I have continued to receive unwanted calls from a company called " CBE Group. '' I have blocked several of their numbers ( which all originate in XXXX, New York ). However, they keep calling me with different lines every time.
I have received numerous calls before XXXX in violation of several laws and regulations. They are harassing me with their calls. Last time I told me to stop calling me and the representative assured me they would put me on a " no-cal list. '' Despite these assurances, I have continued to receive illegal and unwanted calls from this company. See attached proof.
I also suspect the company uses false names for their representatives. Please check if a " XXXX XXXX '' is actually an employee there or if its another deceptive tactic this company is using.
|
| 07/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, XXXX, at XXXX a.m. ( MST ), I was contacted by the company CBE GROUP, a self-reported collection agency regarding a false debt. The company conveys that they are acting in behalf of " XXXX XXXX. '' However, upon contacting XXXX XXXX on XXXX XX/XX/2022, at XXXX p.m. ( MST ), I am informed that there exist no records of a debt in my name owed within any of the utility departments they operate. This information was reported back to CBE GROUP on XXXX XX/XX/2022, at XXXX p.m. ( MST ). Yet, they refuse to verify the accuracy of their claims of a legitimate debt owed with XXXX XXXX.
In light of their refusal to perform due diligence to ensure the accuracy of such a debt or remove the wrongful information, I am contacting your office for assistance and protection from further financial harm.
|
| 11/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently received a debt collection notice from CBE group, ( XXXX XXXX XXXX, XXXX XXXX, IA XXXX ) regarding a debt with XXXX aka : XXXX XXXX, for the amount of {$2100.00} and regarded an account number : XXXX and a CS Number : XXXX, Reference number : XXXX. I've never had a XXXX account. I wrote to dispute the debt to no avail. I then called and spoke with one of the representatives at CBE group. During the course of that call it soon transpired that I must have been the victim of identity theft because of the address of the account in question was certainly not mine but the thing was that whoever perpetrated this gained access to my social security number. I've filled alerts with all the appropriate agencies but was advised to file one here as well to help remove this debt from my credit report.
|
| 06/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was contacted by CBE group regarding a balance due to XXXX from XXXX. I informed the representative I never had service with XXXX since XXXX. I was told I still need to pay the balance. I repeated the balance was not mines and was given telephone number XXXX ( XXXXXXXX fraud protection ) to call. I called spoke with XXXX who asked if anyone else resided in my home. I stated my son lived with me and she automatically said that he used my information and I must file a police report and XXXX him. I informed her that I already spoke with my son and he never used my info. She was extremely sarcastic and not helpful. I asked to speak a XXXX and was told that I was not able to, and was given XXXXXXXX XXXX who refused to transfer me to a XXXX. I should not be responsible for a balance not owed!!!!!!
|
| 07/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I signed up for a cell phone plan with XXXX XXXX XXXX XXXX XXXX and the service was pre-paid. I did not like the plan and service, the actual usage advertised is not as it is. I pre-paid for the first month of service and not even used the service for the entire paid month and decided to switch to another carrier, and now XXXX XXXX/ THE CBE GROUP INC-FORMER placed a negative debit on my credit score for {$56.00} " Open balance '' which I do not have any open balance with them. I am a current Cable customer with them and was never able to use the so called " Unlimited access to XXXX XXXX out-of-home Wifi '' in addition the " Use XXXX Internet Wifi to save on your data '' is completely not true and false advertisement. I request that the note on my credit score is removed as soon as possible.
|
| 03/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have been called on my cell phone daily fromby an organization identifying themselves as CBE collections. They have asked for my husband XXXX and said they are collecting a debt and want extensive identifying information regarding him. I have asked each time for information on the alleged debt : Amount, Merchant. etc. Each time I have asked for more information the caller hangs up on me. The calls have originated from the following three numbers : XXXX, XXXX, XXXX.
My husband and I have no outstanding debt. No collection notices. Nothing late and unpaid.
Please do not share my mailing address with this organization. I was told I could submit this complaint without my mailing address. I am concerned this is an attempt to harass us or steal identity and I do not want to facilitate either.
|
| 02/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
There is a " Derogatory Remark '' on my credit report. It is from a collection agency, CBE Group. From my research on the internet, it appears to be a debt originating with XXXX XXXX XXXX.
This is not my account. I haven't had an account with XXXX XXXX XXXX since XXXX.
I didn't have an outstanding bill, and it was an account closed 12 years ago.
On the credit report is says the account was opened XXXX.
I disputed this debt, through XXXX XXXX. I told them this is not my account. I checked my XXXX XXXX report today. Derogatory Remark remains, with the remark : " Account information disputed by consumer, meets FCRA requirements ''. Apparently, that just means that it was verified that CBE bought this account for collection.
It is not mine. I want this removed from credit report.
|
| 04/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I am receiving invoices from CBE Group but I can not find which charges they are in reference to. I have paid some charges directly to the US Department of Veterns Affairs and they are very slow in applying money to the proper accounts. Their billing system is very slow. And then when I receive statements from CBE there is no reference to which VA billing statement these charges apply.
I am still paying VA invoices that I receive for medications and office visits. How do I know if I am double paying my charges? This is unacceptable. I need reference to which invoices are being covered by the CBE Group.
CBE Invoices in question : Ref : XXXX XXXX I would also like to get the Administrative Charges erased from these invoices.
Regards, XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX
|
| 07/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Reference numbers XXXX and XXXX. Department of Veterans Affairs account : XXXX and XXXX Consider this notification that I am disputing this debt with the US Department of the Treasury for {$65.00}. XXXX and {$72.00}. XXXX. This amount was for a co-pay that was improperly billed to me. As a XXXX XXXX XXXX member, there is no co-pay. The XXXX XXXX XXXX HAS received payment for the dates of service. A co-pay and resulting interest was negligently sent to me and should be expunged according to the Federal Trade Commission. Failure to do so can result in a FTC complaint and " Notice of Penalty Offenses '' up to {$50000.00} per violation ; my case has two instances which would total {$100000.00}.
Please find a Copy of the VA Inspector Generals complaint that has also been submitted.
|
| 09/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
Please note that these folks at CBE Group XXXX may send you letters and call stating they are collecting a debt on behalf of DOD Department of Defense and then when pressed deny this and say it for XXXX and then want to confirm you address. Watch out for these snakes scamming our military members. They tried to get me to pay by credit card to their XXXX XXXX in XXXX XXXX. Fraud is clearly what CBE Group they are about, shameful! FYI XXXX XXXX XXXX share tips about these sad persons gaining from the uninformed. I hope the CFPB shows some teeth to take these dishonest operator out of business. Just re-state there is no debt owed ; the DOD or XXXX will handle this with no 3rd party involvement! Please show some strength here to help others avoid this snake pit of dishonesty!!
|
| 09/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ordered internet service from XXXX ( was XXXX XXXX ). They came out several times and I spent endless hours with IT people, but they could not get it to work. Three weeks later, I ordered XXXX service and called to cancel. I was led to believe any/all charges would be waived for the hassles. I had to go return the equipment. Since then, I was hung up on, transferred etc. They have now put $ 70+ on my credit report now and ruined my mortgage application/process. I finally paid it since I spent so much time trying to resolve this like a " normal '' business should. they turned it over to CBE Group which is their collections company. Account number XXXX and approval code CBE used to process my payment is XXXX. XXXX XXXX and service address was XXXX XXXX XXXX, XXXX TX XXXX.
|
| 02/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
A debt from the department of the treasury was placed on my credit reports when I noticed it I sent in a dispute to the debt. I have attached the 1st debt letter I sent and never got a response back. I have challenged this debt numerous times and haven't received a response. Not only have I challenged the debt but in XX/XX/XXXX and XXXX of 2021 they kept calling me at odd hours. They also kept sending me mail with symbols that I didn't recognize from a third party collector by email and mail. I have email and hardcopy traffic of this correspondence if needed. It says that the highest amount of the debt was around XXXX but they are trying to charge me around XXXX for the debt with ridiculous extra charges. I feel like my consumer rights are being taken advantage of.
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I just received a debt collection letter dated XX/XX/21 from CBE Group attempting to collect a debt for XXXX XXXX for equipment in the amount of {$160.00}. I attempted to return this equipment when I ended the service and this particular equipment I still have, the rep stated they don't have this on file and wouldn't accept it. I did my part and their representative clearly " dropped the ball '' on this. I will attempt to take this back to the XXXX XXXX and get a receipt for them receiving it but any debt collections need to cease. I don't owe them nor have any reason to keep their equipment. This is not a good customer service experience at all. I was with this company for MANY years, tried to do everything in order, then receive a statement from a debt collector!
|
| 03/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
I get two to three robo-calls a day from the CBE Debt Collection Group. When I answer the phone there is no one on the line, just a prerecorded message telling me to call them. I have no one who has claimed that I owe them anything ; I have no one warning me that they are turning a debt over to a debt collector ; I have no outstanding debt ; and I am certain this is a phishing expedition or scam, and I am not going to call the CBE Group to reinforce their manipulative tactics and questionable motives. If they believe the CBE Group believes it has a claim against me they can write me a letter explaining their claim and provide documentation or they can call and talk with me directly, but I will not initiate contact with them. I want their harassing calls to stop.
|
| 04/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Hello, I am filing a complaint against all 3 credit bureaus ( XXXX, XXXX and XXXX ) They are reporting multiple collections that are not mine ranging from {$240.00} all the way too {$4000.00}. I have sent letters to both the collection agencies and to the credit bureaus explaining to them that Ive never signed a contract with them to do any kind of business. They are fraudulently reporting inaccurate information. I am demanding that these items are removed. XX/XX/2023 I sent certified letters off, asking the collection agencies to please document that the items are in dispute. I also sent certified letters to all 3 bureaus asking them the same thing. Nothing has occurred and they continue to report fraudulently every month. There are several laws being broken.
|
| 11/15/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a call on my cell from a phony debt collector about a XXXX XXXX account that I closed back in XX/XX/XXXX. At first he wouldn't tell me who the creditor was that was attempting to collect the debt. Then he finally told me it was XXXX XXXX which is impossible because I called them and confirmed that no debt was owed or sold to a collection agency. I was also told by XXXX XXXX that a debt from XX/XX/XXXX would no longer be collectable. He had an old address of mine and tried to use it to show that they " had my information on file. '' He kept pushing me to give him my current address but I refused.
The call was received at XXXX on my cell from phone # XXXX. When I looked up the number on XXXX there are multiple reports of this being a scam number.
|
| 10/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Faithfully paid every bill from XXXX for years. When I attempted to cancel service I was given the runaround. It took several calls over a period of at least a week and even then they extended service longer. They sent me a final bill that was not owed.
I did not live in the home for the month inaccurately billed.
My service should have been turned off when I asked and I should never have been billed an additional month. That's why they never got paid. This bill is petty, under {$50.00}. I would have paid it if it were valid. It is not and that's why they never got paid. Many other people have had this same problem with XXXX. I am requesting this invalid debt be deleted and removed from my credit reports immediately. Thank you and have a wonderful day.
|
| 08/31/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
CBE Group, on behalf of XXXX.
CBE reps hung up on me 2 times, which is extremely unprofessional. The first time, the rep blatantly lied to me and said she would stay on the line until I received e-mail confirmation of the bill I paid.
I promptly called back, and a XXXX rep hung up on me while I tried to explain that I have n't received e-mail confirmation. Extremely unprofessional behavior aside, e-mail -- or some type of confirmation -- is important because customers sometimes have no idea if the call is a financial scam.
Lies, obfuscation, and rudeness reflect very poorly on CBE Group, and XXXX. With the numerous complaints against CBE Group in the Consumer Complaint Database, why is this company still in business, and or why has it not been fined?
|
| 05/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I get repeated calls at least once a day. I believe they're not allowed to call more than 7 times a week and I have received more than that which is considered harassment. I have received over 23 calls since the the XXXX of XXXX. Also I believe they can not call before XXXX and they have called before XXXX on XX/XX/XXXX.
Dates and times of calls : XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX and at XXXX XX/XX/XXXX at XXXX XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX and at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX twice in a row XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX at XXXX
|
| 02/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2023 I had a unknown debt collection flagged on my credit report from the " CBE Group ''. Upon further investigation onto why this charge was put on my credit. I found the CBE group has multiple reviews showing they have done the same to other people who have taken legal action against the company for falsifying charges onto the credit report. I've contacted them through phone with NO reply and I've dispusted the charges on my account twice and they will not remove the false charges. I will be reporting them to the FTC if nothing on your end is done. This needs to be removed immediately due to I've been looking to buy a house and this unknown false charge is hurting my credit. Please assist me with this removal and flag this company for scamming.
|
| 10/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE collection is reporting an amount of {$200.00} for XXXX XXXX XXXX which is now XXXX. This is false! I paid the {$200.00} to XXXX XXXX last year in XXXX or XXXX to restore my services of which I have cable services with to date. I spoke with XXXX XXXX at XXXX if payment and requested they remove debt the representative called their collections department and assured me it will be taken care of. I called a representative yesterday and explain this and request they take care of ASAP he advised me to call I requested XXXX XXXX call and confirm debt is paid because they are the XXXX that can verify that. Rep stated they will contract CBE and follow up with me. Im not confident this will happen because I was assured it would be taken care of last year.
|
| 11/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Lady called with a foreign accent that was hard to understand, possible XXXX or XXXX. This company ( CB Group XXXX ) has called me multiple times and all callers have accents. I have been asked for the ending of my social security number, my full address and full name. She wouldn't share with me the reason for her call unless I shared my personal info. She was forceful and talked over me. Caller would only say that it was on a personal matter and that I was being recorded. They offer to work out a deal with me over the phone for the debt. that I know nothing about. They try the scare tactic to have you pay today and stop collections. I did not share any info, being I have no debt. in question. I have advised her that I would report the call.
|
| 06/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
" I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
"
|
| 08/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
Servicemember |
|
I began to receive calls at XXXX. When I pick up there is no one on the other line. I called back today from my office phone and was greeted by a lady named Sue. I did n't get her last name. The conversation was cordial at first. She told me she was calling for XXXX and she wanted to collect on a debt. She asked me if it was ok for them to continue to call me on my cell. I told her not if they are going to be continuously calling me. She told me that if I " knew how to pay my bills, I would n't have them calling. '' I hung up on her called back and spoke to a supervisor. He came to her aid and said that she has been working for the company for a while and they have never had a problem like that with her before. She was very nasty and rude.
|
| 09/23/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I was contacted by XXXX XXXX at CBE Group. He would not identify why he was calling, or who he was, until after I confirmed my address.
I have a bill that is in dispute with XXXX XXXX XXXX XXXX. I believe I am being wrongfully charged for an uneccessay procedure. I have contested this bill in writing and have requested more information about why I am being charged. XXXX XXXX has not yet responded to my letter.
In my letter, I state that this bill is in dispute and I am not to be contacted by creditors. Moreover, I state that if they report this on my credit, it is to be listed as " disputed. '' This is obviously being ignored, as creditors are calling me repeatedly and have even attempted to contact my father at on old number of mine.
|
| 10/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX, I was notified via my credit report that {$100.00} was owed. I contacted the original creditor XX/XX/2020 to confirm that my account was in good standing and no amount was past due. I have never received a letter from CBE, a phone call, or any type of notice prior to CBE reporting on my credit. I made multiple attempts to contact CBE by phone and each time I was sent to an answering machine to leave a message.
Since I can not get in touch with CBE, I am coming to the CFPB and XXXX to request immediate validation of any amount they are saying I owe. If they can not provide validation I request that this is removed from my credit report as it has a negative effect on not only my credit worthiness but my XXXX XXXX XXXX.
|
| 06/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I wrote to XXXX XXXX to get verification of account i have no knowledge of but XXXX XXXX said it was accurate and updated. I have not opened an account of any sort on XX/XX/2022 so i know this information is incorrect. My address is now with this company because XXXX XXXX has you to put it in for your dispute. I have never opened any account or have any knowledge who CBE is to do business with. My report states that they are the original who I started this account with but I have not. XXXX XXXX would not show me the original copies I asked them to produce on XXXX XXXX but XXXX XXXX did say it was accurate, how and I didnt do business with anyone on this date. I like this removed from my credit report it is causing me harm and injury.
|
| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I recently noticed a debt collection agency reported that I owe {$230.00}, CBE Group, for XXXX XXXX. I called XXXX XXXX and they took a while and finally said I probably owe them for equipment. I told them that I have equipment ( modem and router ) but since returning it is such a hassle I planned to just pay for it. They never contacted me or sent me a bill for the equipment. They just sent the debt to the CBE Group. They told me that they sent an email back in XXXX. I have no emails from them. They could have sent me mail, called me, or just taken the money from my account since it had been on autopay previously anyways.
This is a horrible practice. My credit report has been negatively affected due to their laziness. Please help.
|
| 03/31/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
I have been receiving about XXXX calls per day to my cell phone which is registered on both the Kentucky and national no call registries. When I answer the calls there is no one on the line. I have not been given the opportunity to talk with anyone. I have not been contacted by any business or company that I do business with declaring that I owe them anything. I just checked my credit report and there are no negatives on the report. I guard my credit by keeping all debts current. I am never late or delinquent when it comes to making payments. My credit score is always around XXXX. I am totally confident that I owe nothing to anyone and that there can not be a legitimate reason for CBE Group nor any other collector to be calling me.
|
| 08/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On or about XX/XX/2023 I received written notice from The CBE Group , Inc. informing me that I have a debt of {$43.00}. The reported debt originated from the Department of Veterrans Affairs. On XX/XX/2023, I contacted The CBE Group , Inc. to dispute this debt. I do not believe this organization will accept my dispute by telephone.
This debt is not mine, possibly my deceased father 's who has a similar name, but the debt is not mine. I have dealt with debt collectors in the past who have tried to pass off my father 's debts to me.
I am a veteran and do owe the Veterans Affairs but I have been making payments in the amount of {$10.00} per month on a debt of {$260.00} +/- with no difficulty or The VA seeking other arrangments.
|
| 09/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
A collection popped up on my credit report XX/XX/2018 and it was suppose to had been taken care of. I paid it XX/XX/2018. For mortgage reasons me, my mortgage Lender, realtor, The original creditor XXXX XXXX/ XXXX, and The credit bureau started calling CBE group collection agency XX/XX/2018 To get the account Removed from my credit report. We Could not get in touch with them. They never answered the phone And they never called the creditors back. I was supposed to close on my house XX/XX/XXXX then XX/XX/XXXX we had to ask for another extension Because we couldnt get in touch with CBE group. The credit bureau just need to hear from them and them state that this was paid In full and to remove it. I dont want to lose my house.
|
| 04/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
On XX/XX/XXXX, CBE Group, CREATED a debt in the name of XXXX XXXX for {$170.00} and placed in on my credit report. They are reporting that the " Open Date '' is XX/XX/XXXX. I HAVE NOT OPENED AN ACCOUNT WITH CBE GROUP AT ANY TIME. I HAVE NOT OPENED AN ACCOUNT WITH XXXX XXXX ON XX/XX/XXXX as falsely reported. THIS INFORMATION IS BEING FALSELY REPORTED. In XX/XX/XXXX, I filed a bankruptcy and included XXXX XXXX. There is no account number listed or anything. I do not have any accounts owed to either of these companies for {$170.00}. This reporting resulted in a decline of my credit score by 14 points. I want this account immediately removed from my credit report and CBE Group banned from reporting anything on my credit report.
|
| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
This is in regards to two ( 2 ) each cable boxes that were returned in XXXX when we stopped using their cable TV service. We continued with the cable internet ( no leased equipment ).
The cable boxes were returned to XXXX at their XXXX Indiana location.
For approximately five ( 5 ) years I received no communication from XXXX or anyone else regarding any equipment or any other issues until we sold the house and stopped using any of their services in XXXX of XXXX and moved internationally.
I have spoken to XXXX and explained to customer service about the return of the cable box.
I have no intentions of paying this, I complied with return instructions, If XXXX is unable to properly record returns it is their problem.
|
| 06/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I moved out of my old apartment in XXXX 2015 but in XXXX 2015 a co llection company named CBE Group said I owed {$86.00} for my utility bill. I contacted my old apartment manager who emailed me proof of my final payment for rent and utilities. In fact, I was mailed a refund from my initial security deposit and she said I owed nothing. I forwarded a copy of that statement to CBE and for the last two years have considered the matter closed. But in the last month or so, I 've been receiving call after call to ding me for the same debt. I also received a printed bill from them in the mail but returned it with a note demanding that they stop harassing me. I hope you can get CBE Group off my back once and for all.
|
| 07/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
CBE Group repeatedly sends letters trying to collect a debt that I do not owe. I have requested twice to dispute the debt and for them to cease contacting me as per FDCPA.
I have explained that it was a result of a crime and I was assaulted. The police forced me to go to the hospital. I told the hospital I did not want treatment and that it was a concussion. The hospital forced me to sign a release before they would let me leave. I signed the release and walked home in the middle if the night.
CBE Group has been given the case, judge, DA, explanation, etc. They even put a negative mark on my credit. When I disputed the negative mark, CBE removed it. Now they are trying a third time to collect. It is NOT my debt.
|
| 01/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX sent account to collections.I contacted collection co. & I reached settlement agreement & paid it as per instructions.
I received Account settled in full letter ... month later same collection co. sends me letter for same debt. I call & XXXX has sent the debt to them again..they state debt verified by XXXX ... I call XXXX and they will update system. i proceed to dispute & send docs to collection co. Now a new collection co is contacting about the same debt ... and said that XXXX just verified the debt ... again just called XXXX and they transfer me from dept to dept .... and I now have to dispute the debt again with this new collection co. the constant report of this is annoying and hurting my credit score.
|
| 05/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have been trying to apply for auto loans thinking I would be sorting through a bunch of offers deciding on the best one. For days I kept getting rejection notices. Finally, one of those gave a reason ... my credit score is over XXXX points lower than it should be. I immediately applied for a credit report. After analyzing the report I found an old XXXX account that has been trying to collect {$120.00} that was paid years ago. For the past 3 years they have been reporting to my credit report that I am delinquent on it without any notification to me. I no longer have any record of this payment since this is from 3 years ago. I have spent hours on the phone with XXXX and they keep giving me the run around.
|
| 09/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX is trying to charge me XXXX dollars for cable internet service I made multiple good faith efforts to disconnect. They refused to attend to my request in a timely manner and continued to bill me and assess late fees.
They sent my account to a collection agency : CBE group.
I already filed a complaint against XXXX to the FCC and FTC months ago when they tried to bill me and charge late fees. They claimed at the time, in writing, that they were not able to locate my account information and could therefore not act on my complaint. I have receipts and screenshots and phone records showing many attempts to disconnect service.
My account number is XXXX I am planning to pursue civil action against XXXX.
|
| 06/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was paid XXXX 2014 to XXXX, CBE group has contacted me twice in the last two years to collect a debit I owed XXXX and paid in full 2 years ago. I went thru my records to find the receipt and date of payment the first time CBE contacted me in XXXX 2014. Now I 've received another notice, but this time they 've added another name to my account, actually they 've added one persons first name with someone else 's last name. Nobodys name was on my XXXX account but mine, and this is a paid account. The second name has my deceased dads first name and my ex husband, of 19years, last name. What kind of scam are they trying?? Collecting on paid accounts and guessing with names being involved that Never was ...
|
| 01/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a call from a collection agency called CBE stating I have a outstanding account regarding XXXX XXXX more than 8 years ago. I had settled and paid 9 years ago my debt with another agency.
Now several years later I receive a call from CBE stating I still owe and they are a third party that the debt was sent from XXXX XXXX.
I called XXXX XXXX which is now XXXX and said they dont have anything open.
They ( CBE ) want to charge me the same amount as 14 years ago {$730.00} I advised them this is a scam and I have checked my credit report and this is not appear of anything delinquent including this has been more than 10 years This needs to be investigated https : //www.cbecompanies.com/cbegroup
|
| 05/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a notice in the mail regarding a debt for utilities for a property I lived in ove r two years ago. I called CBE to let them know that I had no outstanding debt with my utility company and that thi s is the first hearing about it since I moved. They told me they were the third company to receive the collection. Again, this is the first collection attempt I have received and I have not moved since. Not only that, but there is n't anything regarding this " collection '' on my credit report. Not now, not at any point in th e past two an d a half years. They told me to mail them a dispute letter in the mail, but it will probably be ineffective since they are the third company to receive my " debt ''.
|
| 04/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a collections letter from CBE Group Inc, attempting to collect a debt that they claim I owe XXXX XXXX. The amount is {$45.00}, as of XX/XX/XXXX. I do not know who or what this company is, I have no knowledge of who or what XXXX XXXX is either. I XXXX the company name and it is a XXXX XXXX XXXX that has been out of business since XXXX. I have never done any business with the XXXX, I have no reason to need this companies services nor have I ever done any business of any kind with them ever.
This is an attempt to collect a false debt, If there is any further communications received or if this supposed collections account shows up in my credit report I will file legal actions against CBE Group, Inc
|
| 07/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XX/XX/XXXX received a collection notice of a debt that I owe {$4200.00} plus {$640.00} totaling : {$4900.00} to XXXX XXXX XXXX purchased in XX/XX/XXXX. I have never ever had any dealings, accounts, or service with XXXX. My internet service provider is XXXX / XXXX and my wireless service provider is XXXX XXXX. In my XXXX years of existence, I had never had any relationship with XXXX. Who, what, how my name was used to transact this account with XXXX, is beyond me. I suspect someone has committed fraud using my name and contact information. Now I'm dealing with the 3 Credit report agencies to have this cleared up. Put a dispute with the 3 credit reporting agencies as well as a freeze on my credit reports.
|
| 07/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company is using an automated system to call 4-8 times per day and doesn't leave a message. When I called back and asked why they would call me this many times I was asked the following : " Are you having a bad dayyyyyyyy? '' " Aww, who hurt you? '' " You sound troubled '' When asked to speak with a supervisor I was told 3 times unfortunately no one was available.
When I asked to be taken off any kind of automated system they hung up on me.
When I told them this debt wasn't real and I'd already tried Names : XXXX - supervisor employee ID # XXXX. - he let me know he plans to allow his team to call me as many times in the day as he feels like because he knows the laws and he doesn't mind breaking them.
|
| 07/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Older American |
|
Original Complaint ID XXXX filed XX/XX/22 Derogatory Report by XXXX XXXXXXXX XXXX XXXX - Attempts to collect debt not owed. Account was removed from credit reports. Most recent credit report indicates Derogatory Reports concerning the same matter reported on this occassion by Enhanced Recovery Co L in the same {$370.00} amount. Understand these actons are contrary to the Fair Debt Collections Practices Act as again this company has made no contact by mail in writing ..by phone or in person to investigate this matter. After receiving credit alert on this noticed a substantial reduction in my credit score. Believe the latest reporting to be harassment and in violation of fair credit reporting. Thank You
|
| 02/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
The CBE Group is reporting an erroneous debt on my credit file. I recently checked my credit file and noticed this debt. I called and immediately settled the debt because I no longer wished for this to report on my credit. I was told this would be deleted from my credit immediately after and it would take 30 days for the bureaus to reflect that. However, when I went in after, I noticed that this debt was still reporting. I am aware that CBE Group is able to provide me with a letter stating what they said they would be doing. Also, this is a HIPPA violation. I never signed a HIPPA patient release form allowing CBE to report this confidential information on my credit. It must be removed immediately.
|
| 05/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
As you will see on the attached documentation, I have requested on 3 occasions the documentation to verify the accuracy of the debt that they are requesting me to pay for. The services were cancelled as of XXXX/XXXX/16. However, the statement received has billing showing XX/XX/2016.-XX/XX/2016. It does not state anything but a prior balance and a statement balance. Requesting to verify a debt means that the debt must be verified with accurate backup details, providing statements is not providing satisfactory documentation. I have escalated this issue to the parent organization, as well as the attorney generals office due to the neglectful actions and response received from the CBE Group thus far.
|
| 11/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Ive been repeatedly contacted by people from CBE Group. A quick XXXX search indicates that this may be a debt collection agency. Ive asked them to provide amplifying detail regarding the nature of their calls but they are evasive, not wanting to communicate until they get additional PII which I am not willing to give until I understand the nature of the call. Its highly suspicious. Ive asked them to stop calling but they continue.
Theres no debt here and I am really concerned this is related to one of the numerous data breaches we have been subject to. What do I do to stop them from calling? The last two numbers they have called from have been XXXX ( XXXX ) XXXX and XXXX ( XXXX ) XXXX. Thanks
|
| 07/11/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
I just received a certified letter from the XXXX XXXX Sherriff office that CBE Group in XXXX , IA is garnishing my wages. I do not even know what this is for or about. I did have a bill with them for {$17.00} which I have paid XXXX times. Yes, XXXX times with them. I have not gone to court with them recently to even have a verdict to garnish. The attorney is XXXX XXXX out of XXXX, IA for the CBE Group. I tried to call the CBE Group to see what this is about, but at XXXX CST their phone lines said that they were closed. Their phone line also stated that they close at XXXX CST. I also just pulled my credit report and no where on any of them is CBE Group on there. I have n't even received a bill.
|
| 06/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a third party collections notice from CBE Group and I have never owed this company or the alleged creditor Charter Communications any money. CBE Group alleged I owed money from Charter Communications and they bought over the alleged debt. Neither CBE Group or Charter Communications can or has provided me with any form of a written and signed contract from me. I have had my credit stolen before and I am denying any knowledge of this debt. This in my opinion is a false claim to extract money from me and I demand this debt be erased from all credit bureaus. These companies have severely impacted all credit bureaus involving me and I demand it be removed immediately and permanently.
|
| 06/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
ACCOUNT # XXXX XXXX XXXX XXXX XXXX XXXX XXXX
XXXX XXXX XXXX HAS BEEN DENYING OUR CLAIM-IT WAS REPORTED TO US AND REPRESENTED TO US BY OUR HEALTH PROVIDED THAT OUR INSURANCE COMPANY WOULD PAY FOR THE ABOVE MENTIONED ACCOUNT. THEY SAID THAT EVEN OUT OF SYSTEM HOSPITALS ARE COVERED ON XXXX XXXX- WE WERE TOLD THIS WAS BASED ON OUR CASE.
ON XXXX XXXX AND WE WERE ASSURED THAT IT WOULD BE PAID.
XXXX IS CONTINUINE TO DENY OUR CLAIM.
WE DON'T FEEL IT IS A LEGITIMATE DENIAL ' SO WE ARE WITHOLDING PMT. UNTIL OUR INSURANCE CO. MAKES THE PAYMENT. AND MEETS IT S MORAL OBLIGATION FOR COVERAGE.
BOTH THE HOSPITAL AND DR 'S TOLD US THAT THIS XXXX WOULD BE COVERED BY OUR INSURANCE BECAUSE IT WAS AN XXXX
|
| 04/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
CBE Group is reporting collections on my credit file that need to be removed. I have been disputing accounts with them for debts and I have requested that they remove it. I have applied for hardship through the hospital and have been dealing with them directly about what accounts are mine. They told me to get in contact with the CBE Group who told me that all accounts have updated to a XXXX balance because it couldn't be validated. They however continue to report this on my credit file. I will have you know that reporting invalidated debt on credit can constitute fraud under both federal and state laws. I ask that CBE provide me with a deletion letter to remove these accounts from credit.
|
| 03/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a physical mail stating that I owe {$590.00} because of an unpaid debt to " XXXX '' ( versus XXXX XXXX XXXX ).
I have had an account on XXXX since XX/XX/2007 and have 100 % positive feedback, not least of which is because I immediately pay all of my bills.
I did not respond back to the group who sent this mailing since it seems like a scam. XXXX does not have any messages about outstanding payments and, importantly, hasn't blocked my access because of any failure to pay.
I'm very hopeful that CFPB can assist since internet searches show that many people have received similar, fraudulent mails from this company over the years.
Will you please help me with this?
Regards
|
| 05/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have called on XXXX XXXX on several dates asking the remove false collection account from my XXXX credit report. Most recent contact was XX/XX/21, spoke to collection agent and supervisor of collection agency, neither contact was able to find an account in my name via searching via my SSN, name, Dob, or address. I asked them to report to XXXX and remove it and they said they are not able to do that. I asked if they could research the issue and they said i needed to do the research which I did already. They provide no assistance for an account they are reporting as a collection account in my name. Name of the collection company XXXX XXXX XXXX XXXX XXXX XXXX XXXX IAXXXX ( XXXX ) XXXX-XXXX
|
| 01/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My name is XXXX XXXX. I had a debt with XXXX for approximately {$820.00}. I called them for a settlement and they explained that this account has been sold to CBE Collections Group. I called CBE and received a settlement offer for {$410.00}. This amount was paid and settled on XX/XX/19. I need a letter from CBE with confirmation of payment according to settlement offer. Im unable to get same. CBE referred me back to XXXX who refuses to give settlement letter, because they apparently still owns account despite selling and refuses to now accept payment of settlement and demands full payment before letter can be issued. All attempts have failed to get XXXX to cooperate with settlement offer.
|
| 06/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I currently owe a military debt to XXXX. I have already paid XXXX of that debt. I am currently having surgeries. I ca n't not pay at this moment. They call at least 5 times a day. I have decided to stop calling them back and cease all communication at this time as it is hurting my ability to work as well. They want an update at least once every few days on my situation. They are not my attorney or doctor and I do not need to tell them anything. When I would pick up their calls they would never identify themselves until after the notification of the debt. This is not only deceptive but illegal under law. They have also used different types of numbers. Just today alone I was called 6 times.
|
| 06/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I never had a contract with XXXX XXXX XXXX have been furnish inaccurately once before. And was removed.
15 U.S.C 1681 Section 602 A States I have the right to privacy 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
Delete this accounts immediately, unless you want to be held {$1000.00} per violation A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate.
|
| 06/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was reviewing my account and seen THE CBE GROUP # XXXX collection inserted on my credit report. I never received any information about this bill and never had a chance to dispute the information. This has impacted my credit report and score and I'm not very happy. They should be sue
d as they are i n violation of my rights and causing me issues. Please provide the Validation of Debt and Method of Verification for t his account. This does not make sense how companies are allowed to as such and effect you in negative way. I have no idea of what this account came from ...
The dates do even make sense. Opened on XX/XX/XXXX, but opened on XX/XX/XXXX. That sounds a little backwards to me.
|
| 12/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is regarding the issue in complaint XXXX submitted XX/XX/21.
At the time, they responded " XXXX XXXX, We have received your complaint and it is important to us. The CBE Group ( CBE ) submitted your complaint to our client and ceased collection activity on the account placed in our office for collection. Requests for deletion of our trade line have been submitted to the three major credit reporting repositories ( XXXX, XXXX, XXXX ). Sincerely, XXXX XXXX CBE Compliance ''. The complaint was then closed.
However, I am still receiving communication from their debt collection agency, XXXX XXXX, as of today, XX/XX/21, via text message, meaning they did not cease collection activity.
|
| 06/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I receive notification from my credit report of a derogatory item on my credit. I further look into the matter as I do not owe anyone besides my normal routine bills. I see a collection from a company I have never heard of listed as " THE CBE GROUP INC-FORMER '' in the amount of {$680.00}. I have not seen anything in writing from this company notifying me of a debt owed, or any intent to place anything on my credit for me to dispute, nor verifying I am the actual owner of the debt which is in violation of FDCPA. This company further more is NOT licensed in State of TN to conduct any business with any consumers who reside here. I would like this deleted off my credit report immediately!
|
| 07/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They place repeated robo-dialed calls to my cellular telephone, sometimes as many as XXXX in one day. Each time I answer, the computer voice asks me to hold while it connects me to an agent. The dates and times of the calls are:
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
XX/XX/2015 XXXX
|
| 02/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In XX/XX/2017 I received a notice in the mail about an attempted collection debt from XXXX XXXX. I wrote back stating that I had no knowledge of the account or the debt and I asked for debt validation. I was never sent any proof of the debt actually belonging to me or a response from the collections company. I reached out to XXXX XXXX who let me know they had no knowledge of a debt being owed to them. Ive never had any services with them or the company who previously owned the services. I received an email this morning letting me that a collections account was placed on my credit report. I would like this to be deleted immediately and permanently!!! I have no knowledge of this debt
|
| 03/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
Hello my name is XXXX XXXX XXXX accordance with the fair credit reporting act.the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC1681 has violated my rights.
15 USC1681 SECT 604it also states a consumer reporting agency can not furnishan acct w/o my written instructions 15 USC1681c ( 5 ) No consumer reporting agency any of the following other than records of convictions of crimes for more than7yrs.
15 USC 16815-2 ( a ) 1 a person shall not furnishany info to a consumer credit agency.if the person has reasonable cause to believe info is inaccurate.
CBE group {$910.00} acct # XXXX XXXX XXXX {$940.00} acct XXXX
|
| 04/06/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
i had a debt with XXXX that was turned to a collection agency The CBE Group, when I made contact the advised that if I set up payment arrangements they would not report to credit bureau, I set up payment arrangements and the deductions are being taken at XXXX and the final payment on XX/XX/XXXX. On XX/XX/XXXX they repoted the debt to the credit bureau after it was clearly advsd that this would not happen. I have been allowing them to deduct electonically from my bank account. When I asked why they did this the stated that the bill was to be paid by XX/XX/XXXX which no one advsd me of. This is not the agreement that we came to and now they are refusing to remove this from my credit.
|
| 06/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX You are in Direct Violation of The Fair Credit Reporting Act ( The CBE Group Account # XXXX ) has violated several of my rights.
15 U.S.C 1681 section 602 A clearly states that I have the right to privacy.
15 U.S.C 1681 section 604 A section 2. It also states consumer reporting agency can not furnish an account without my written instructions.
15 U.S.C 1666B A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose.
Remove this late payment and update this account Immediately, you are in ( Direct Violation of several laws under the Fair Credit Reporting Act. )
|
| 10/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
CBE GROUP is reporting that I opened an account with them in XXXX and defaulted on said account in XXXX and that information is not true. I have never spoken with, been contacted by, or opened any accounts with CBE group.
I reported this to XXXX Credit Bureau and after 48 hours they responded saying the account meets FCRA requirements. They didnt do a thorough investigation.
CBE group has a negative reputation for this predatory form of extortion. They are destroying my credit. My XXXX score plummeted 85 points from this illegal reporting. From XXXX to XXXX. I have zero late payments on accounts and before they reported this false information, I had zero collection accounts.
|
| 08/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hello This company name CBE Group keep calling me several times a day without leaving any voicemail messages. I called the company to ask why are they calling me. The Agent refuses to tell me why they are calling me or what for. The Company want me to give them my Full Social Security number for me to get information. I do not know these people or what want. Plus I do not give out this information to unknown people over the phone.
I also do not have any outstanding debt. I'm requesting to know why these people are calling me. If I do not get that information why i'm being called and Harassed. I will be filing a attorney general complaint as well.
I feel i'm being harassed.
|
| 07/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The debt collection company CBE Group has been attempting to collect on a debt that is not owed by me. While I have received proof that the debt is real, it was opened by another individual with the same first, middle and last name as myself and I am in no way responsible for this debt. I have made the CBE Group aware of this via multiple letters, the most recent on XX/XX/XXXX, and they have refused to provide any evidence that it was myself, and not this other individual, who opened the account yet continue to claim I owe this debt. I have only received copies of XXXX billing statements listing the other individual 's name and home address, with continued demands that I pay.
|
| 11/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been in contact with the MN attorney general and XXXX regarding the unblocked device that I brought to my account that would not work due to how their representative added it. I then could not reactivate that line and they informed me that I would need to add a line which would cost more every month. I told them no as anyone would and they refused to assist. I involved everything I could to get a conclusion that fit both parties and nothing would work. Not even when the Mn attorney generals office got involved. XXXX XXXX XXXX has a large amount of complaints against them for their business ethic I want this debt completely removed from all credit bureaus immediately.
|
| 09/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX a company called XXXX XXXX, under the name cbe group ( partnered with XXXX ) applied on my credit report a XXXX $ debit that I have no knowledge of or ever used. I was a customer of XXXX for a year and paid XXXX $ per month and at the end of my service I returned all equipment and paid all fees. I already have XXXX on audio confirming all my accounts with them are at XXXX and closed out. On XX/XX/XXXX I filed a complaint with XXXX to have them remove it from my account yet they told me my social security number was confirmed on being on file with them. I believe this to be some type of fraud and havent been able to contact the creditor about this situation either
|
| 10/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Was called by CBE Group. XX/XX/XXXX about XXXX. They are trying to contact the former owner of this phone number, which I have had continuously since XXXX. I have told these companies to STOP calling this number for that other person. I have absolutely no connection or relationship with that other person other than this phone number. We need laws passed to make it illegal for debt collectors to bother new owners of phone numbers formerly owned by the person who had it sometime in the past.
XXXX XXXX 's comment about insanity applies here - repeatedly doing the same thing without success, hoping for a different result. The citizenry should be protected from this insanity.
|
| 05/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
The CBE Group is continuing to harass me with another letter claiming I owe a debt to XXXX that was paid in XXXX. The amount was leftover balance from a previous account that was closed by XXXX when I made some account changes. I have been a longtime customer and XXXX simply issued me a new account number. Despite sending them a copy of the paid invoice and a letter fated XXXX XXXX, 2015 warning them not to pursue this matter, I have received another letter ( copy attached ) attempting to collect a phantom debt.I want this company censured and fined. I would like to be personally compensated for the maximum amount due to CBE 's negligence and possible damage to my credit.
|
| 12/03/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Submitted a complaint with this agency over a month ago, and the collection company agreed to remove the entry on my credit reports since they had not provided me with ANY debt validation proof or legal documentation that they could in fact collect on this alleged debt. The account was deleted for 5 days and then added back on all of my credit reports, STILL had not provided any debt validation within that time frame! They have reported this collection account not once but twice, without proper validation. This is 2 violations under the FDCPA that can and will be legally pursued unless the offending collection entry is removed immediately from all 3 of my credit reports.
|
| 09/15/2015 |
Yes |
- Debt collection
- Payday loan
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
I continue to receive call from a company called CBE Group XXXX. The have left me voice mails telling me that they will issue a warrant for my arrest if I do n't return there call. They have contacted my family members and told them the same thing. They call my work and when I answer the phone they hang up. This is been going on for over a year now. The debt they are trying to collect on is from 2010 and was discharged in my bankruptcy in 2011. I have voice mails that I have saved on my phone and I have my family to testify to the calls that they have received. I spoke to them a few times and told them that this debt was discharged in bankruptcy but they keep calling.
|
| 04/13/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
I do not owe XXXX above the {$9.00}. My letter to XXXX XXXX XXXX XXXX XXXX of XX/XX/XXXX documents the dates, times and funds owed for two days of service after my XXXX XXXX was closed ( copy enclosed with my letter of XX/XX/XXXX ).
I have not been provided with any documentation to show I owe XXXX any amount above my calculation of {$9.00},. As documented in previous letters, I have tried to no avail to get Spectrum, XXXX XXXX XXXX XXXX XXXX and XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX to provide documentation. I sent check of {$9.00} to XXXX XXXX who returned it.
Current Collection Agency : CBE Group Inc, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX
|
| 05/14/2021 |
Yes |
- Debt collection
- Federal student loan debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
XXXX XXXX has violated the Fair Debt Collection Practices Act ( FDCPA ) by XXXX XXXX XXXX XXXX XXXX XXXX falsely claim or imply that they were government representatives Using or sending a written communication that looks like or is falsely represented to be an official document from a court or government agency Using any company name other than the true name of the debt collectors company XXXX XXXX pretended to be a government representative and sent a falsely represented official document from a court or government agency and did not at one time say that she work for XXXX through the written communication.
They sent the attached wage order document to my employer.
|
| 11/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I ran a 3B report today and found out that CBE Group was reporting that I owe them {$55.00} for a collections account from XXXX XXXX. The report is stating that the account was open on XX/XX/XXXX, which is making the collection issue a " fresh '' issue instead of an older collection account. Furthermore, I have no paper work with my signature stating that I have authorized CBE Group to do business with me. They are damaging my credit and I am unable to seek additional credit from various local companies XXXX XXXX XX/XX/XXXX and was closed XX/XX/XXXX. Well over two years ago this account was closed. The account with CBE Group is XXXX and the PAID Approval Code is XXXX
|
| 08/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I ordered cable service thru XXXX XXXX XXXX (XXXX) and canceled the service in less than 5 business days. At the time the XXXX service was ordered, XXXX advertise no charges if service canceled within 30 days. I spoke with a XXXX representative back in XX/XX/XXXX who assured me that my balance was XXXX, thereafter on XX/XX/XXXX I received a letter from The CBE Group stating they are attempting to collect a debt in the amount of $XXXX. They have reported this false debt to the credit bureaus. The CBE Group stated that in order to cancel the debt I will need a letter from XXXX XXXX XXXX. I was on the phone for an hour with a representative at XXXX XXXX XXXX {XXXX ID#:
|
| 10/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a letter informing them I never received anything from the origianal creditor in reference to this ( alleged debt ). Also I want to know how this collection agency ( CBE Group ) received my personal and private information. I never consent to 3rd parties receiving my personal medial information ( for collection purposes ) I always opt out of this. I believe this is violating HIPPA laws ; by this CBE Group illegally obtaining my personal and private information. Also this collection agency ( CBE Group ) are not the original holders of this debt. I believe the Fair Credit Reporting Act has laws about collection agencies illegally attempting to collect on debts.
|
| 07/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX began billing internet service before a line was run into my home. They agreed that services not provided should not have been billed. They ran a line and I began and continue to pay monthly for services. The amount previously billed was mistakenly sent to collections. CBE GROUP INC has been trying to collect the invalid debt and has now for a second time reported it as delinquent to the credit agencies. I had already disputed once successfully to the credit bureaus and explained the situation the both XXXX and CBE. Last month CBE resubmitted the account as delinquent and in collections. I'm now in the process of having to dispute this a second time.
|
| 08/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I purchased XXXX XXXX phones for my XXXX sons to use. Their dad had died and I needed to be able to communicate. A couple months the bills were fine. Then I received a high bill. I called XXXX and the rep signed me up with protection plans on both numbers so there could not be data overages again. The rep set it up for me over the phone as I do not own a computer to do it on my own. The next month I got a bill for {$2000.00}. I called and I was told protection was not on both phones. I told them I was being charged for it on both. In the end I spoke to reps for over 6hrs. I was told it was a glitch and they 'd fix it. They never did. XXXX told me to contact u.
|
| 07/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX kept charging me for an account that was closed. They intimidated me since I disputed the bill with my XXXX account. ried Basically, XXXX tried to ruin my credit rating by reporting me to credit agencies.
I never received a letter any other correspondence that they would take this aggresive tactic. I ended up having to pay the {$94.00} charge to keep my excellent credit rating which is unfair and a shakedown.
I live in XXXX, XXXX for the past year and have spent a lot of money on the phone trying to resolve this dispute. It is a matter of principle in my mind not to be taken advantage by XXXX collection practises.
Thank you for hearing my complaint.
|
| 06/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I have never been contacted by this group. The only reason I knew of debt was when I applied for a mortgage in XXXX 2015, and it had impacted my interest rate. XXXX XXXX XXXX XXXX re : bill, and asked for an invoice/bill, which I did n't receive. Paid debt anyway in hopes it would n't continue to negatively impact my credit. It is still being reported by XXXX credit agency XXXX, and not XXXX. When revieing the record it is still noted as unpaid although there is a XXXX balance. I believe this should be removed due to the fact that I was never made aware by XXXX, nor CBE of the debt in any manner ; therefore I was never able to pay the bill in a timely manner.
|
| 08/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On Thursday, XX/XX/2020 at XXXX XXXX Pacific Std Time, CBE Group contacted me via cellular phone.
1. They are attempting to collect a debt that I do not owe.
2. Representative stated that they knowingly called a cell phone and are in violation of the TCPA.
3. Representative stated that she got my unlisted and private phone number from " someone '' but refused to say who or how. This is simply impossible. There are 1 of 3 scenarios that could have occurred to gather this information, and all 3 are highly illegal.
4. We're about to " unmask '' the truth. The public had better take notice. These are the types of criminals walking free throughout the USA.
|
| 03/28/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I owed money on a cable bill that was in collections with CBE Group. I have paid the bill on XXXX/XXXX/2015 and asked that the collection agency sent me something in writing showing that I settled the bill and they refuse to do so telling me that they do n't send out anything in writing. However, my wife just settled a debt she had with XXXX and have since received a written statement that the account was settled. I know I could get something in writing to show I paid but CBE Group is not willing to do so. I do n't know if this is legal and need for someone to look into to this and force them to comply and send a notice saying the account was settled.
|
| 05/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group is reporting a debt on my credit report for {$29.00} to XXXX XXXX. I do not and have not ever had any business or agreement with CBE Group or XXXX XXXX. I have not lived in an area where XXXX XXXX is even offered. I notified that this debt is not mine, and furthermore, the reporting dates are during a period when I had no permanent address. I was living in a hotel and have records of my previous address move-out date, records of my hotel stay, and record of when I moved into my next residence. This company is still fraudulently reporting a debt on my XXXX credit report and I am concerned what other personal information they have of mine.
|
| 02/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Some used my personal information on XXXX. XXXX billed me for {$100.00} when I was not doing any business with them or using their services in any way. I provided them legal documents proving it was identity fraud. I filed bankruptcy and my attorney told me to list the debt to get it XXXX. I did, notifying both XXXX and CBE of the filing and then once the Chapter XXXX XXXX was granted. I have made it clear to CBE at least three times after the discharge, mailing them copies of the judge 's order and how they were violating the law by continuing to bill me. I get another bill today, they are still billing and reporting on a debt owed which is not.
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Over 8 years ago Out of Statute Currently live in XXXX XXXX, CA but debt originated debt originated in GA ( haven't lived there for over 8 years ) GA Statute of Limitations - 6 Years Paid in Full Returned Equipment - To physical office in person, upon moving Collection Agency is gaming the system to use a recent account open date and therefore the credit record is completely inaccurate XXXX - Also filing complaint with XXXX Credit Score - This haphazard, illegal & non-compliant collection tactic has dropped my score by XXXX points in one day and I will take further action if this record is not completed deleted off of all credit bureaus quickly
|
| 09/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Received call on Tuesday, XX/XX/2023 at XXXX from phone number : XXXX. I took the call and only said hello. They asked for XXXX XXXX ( my name ) and said I confirmed I was him. They mentioned my address and asked me to confirm. I asked who they were, they said CBE Group. I told them I am unaware of who they are and they said that is why we are wanting to confirm your information. I XXXX them while on the call and saw they were debit collectors. Any outstanding debts I have, I am on payment plans and have been making them on time. I have received no collection notices in the mail. I told them I am unaware of who you are, so I am ending this call.
|
| 02/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have received calls In the past regarding a balanced i owed the IRS that I did know how it happened. They said I used dependents on income tax around XXXX, and owed a balance of {$4000.00} I believe. I had no idea how this occurred but felt obligated for the debt that was not mine. In XXXX I was told by my tax worker that I was unable to file taxes due to my social security being in use by a other party, which I had no knowledge of. I was given forms to fill out and show proof that may social was in use but not by me. I now keep getting harassing phone calls everyday from a company called CBE group regarding the debt that I did not accumulate.
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My name is XXXX. Im trying to know why I was sent to collections. It is from XXXX XXXX XXXX. I had monthly service with them of {$90.00}. Then out of the blue they sent me a bill of {$300.00} so I called them and they said they couldnt help it so I never payed it. And now in collections theyre saying i did not pay 3 months of service or something similar. But the truth is that I dont owe them that. I reached them about it and said they did not have any number to contact them. Now Im just sitting here waiting because they now have it in my record and I cant do some of the stuff I have to do legally. Come on! This is from XXXX and XXXX XXXX XXXX
|
| 01/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX continues attempts to collect {$100.00} for non-return of equipment when my account was closed on XX/XX/XXXX, despite documented proof ( " XXXX XXXX Return Receipt '' ) provided to them that the equipment was returned on XX/XX/XXXX. Their most recent correspondence ( XX/XX/XXXX ) completely ignores my documentation proving their billing error, refers to my dispute as an " inquiry '', and misrepresents an enclosure from XXXX as a " response '' to my submission when the enclosure is actually not a response but is only copies of erroneous billing statements dated XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX.
|
| 12/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This is the second time XXXX has reported this to a collection agency. The previous agency rejected XXXX 's claim because the debt could not be verified, and XXXX provided no proof of what they were charging me for.
They are attempting to collect {$470.00} on phone service I do not have -- I have been an XXXX customer since XX/XX/XXXX. XXXX has previously told me that my account was closed in XX/XX/XXXX and they are unable to access it. I do not know what this debt is for, XXXX does not know, and has not provided me or the previous collection agent any information. All they did was refer it to another collection agency. This needs to stop.
|
| 09/10/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
Continued calls to my phone two or three times a day for 7 months. The number calling, XXXX XXXX XXXX does not leave message and when I have answered, no one speaks but simply hangs up. We are seniors living in retirement and have no debt as our home mortgage paid off many years ago. The company calling is CBE Group as when I called number back a recording gave this business name. We are also on DO NOT CALL REGISTRY. Obviously the company is either trying to sell something or have wrong number. We consider these calls to be harassing to us and muse stop at once. We will hire an attorney if necessary to cease this type of repeated harassment.
|
| 08/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
We are owed {$500.00} from XXXX XXXX and they have refused to pay for damage done to our roof while installing XXXX XXXX XXXX. Instead of paying us the {$500.00} they have ignored and state that we owe them {$340.00}. We have disputed this. We have been receiving harassing calls from their collection company as many as 3 calls a day. As an example on X/XX/2017 they called three times from two different numbers. They have sent email when told not to contact us via email and send any communication via US Mail. We have filed a formal complaint against XXXX XXXX XXXX XXXX XXXX for refusal to pay for damage to our roof caused by their installer.
|
| 11/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Upon reviewing my credit report in which I have been working diligently to repair so I have been keeping a very close eye on my credit profile from XXXX, XXXX, and XXXX. This is when I noticed that a debt in which I previously paid has resurfaced. The creditor 's name is XXXX, the collection agency 's name is XXXX XXXX, the amount of the debt is {$520.00}. This same debt is also reporting to the same credit bureaus with a different collection agency as well y the name of CBE GROUP from CHARTER COMMUNICATION which is also XXXX for the same amout of {$520.00} and as stated before this debt has been paid in full atleast 4+ years ago.
|
| 03/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They continuously and repeatedly call me despite being advised I am not the person they are trying to reach. We share a name, but that is all. I have confirmed my information several times in the past, I have checked my credit reports I am not the person they are seeking. I am receiving multiple calls daily at this point interfering work, I have asked them repeatedly to stop calling. When they call they are badgering, demanding I give them my SSN or other personal info without providing any context to the call, it has only been when I call back that I am able to obtain the name of the company and discern the purpose of the call.
|
| 07/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
CBE GROUP is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$80.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/2022 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
|
| 06/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
I have had my XXXX account for years now ; charter communication ( XXXX ) is damaging my credit by adding 2 additional accounts on my credit report from two other harassing collection agencies. I REFUSED to pay them because I am a customer of the same company and I feel like this is a scam. This is extremely damaging to my credit and has caused severe hardships with getting the help I need.
report show CBE group ( charter communications ) {$530.00} ( XXXX XXXX XXXX report show XXXX XXXX XXXX ( charter communications ) {$570.00} ( reporting only to XXXX ) this account is in collections and it shows as " opened '' status.
|
| 05/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XX/XX/XXXX XXXX XXXX advised that XXXX XXXX was willing to resolve my account in full for 75 % of the total balance due in the amount of {$630.00} as to which was paid on XX/XX/XXXX. i received confirmation from XXXX XXXX that the balance was paid in full as of XX/XX/XXXX and documented on my credit as being paid in full and removed as of XX/XX/XXXX. But, XX/XX/XXXX I received a email collections notice for the balance differences between the settlement amount of {$630.00} and the original balance amount of {$840.00}. The difference was XXXX was sent to another agency for collection called The CBE Group , Inc. XXXX XXXX XXXX
|
| 07/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a call from the CBE Group. They knew my mailing address and were trying to use this as a basis to collect debt from XXXX. I have never used XXXX as a buyer nor as a seller. They insisted the debt was mine and tried to suggest that someone in my family or another person was impersonating me. I said that was not the case and yet they still insisted I owed the debt.
After receiving multiple phone calls from them, I contacted XXXX and they confirmed that no accounts existed associated with my contact information or mailing address, so the debt is clearly not owed by me, but the CBE Group will not stop contacting me.
|
| 12/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Disputes provided by credit bureau XXXX are not allowing proper or legitimate use of it product. XXXX has a process in drop down box format with options whichever best describes your issue as choice option. Not one option listed states " address dispute '' but however XXXX is stating to the creditor that I am disputing my address. I am not disputing my address but I am disputing an identification process in which the creditor can not prove identification such a simple state i.d document or license verification. However XXXX is ignoring my request for an identification request from the creditor which violates my FCRA rights.
|
| 04/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The CBE Group pursued a debt of {$1000.00} associated with a XXXX XXXX account that has never been associated with me ( I have never entered into any contract with XXXX XXXX ). I received notice initially on XX/XX/2022.
I mailed a letter via registered mail ( sent on XX/XX/2022 ) requesting that they provide me with proof that the debt belongs to me or cease attempts to collect.
Since then, I have received a letter from XXXX XXXX trying to collect on the same debt ( received XX/XX/2022. Date of the letter specified as XX/XX/2022 ). My understanding is that it is illegal for them to sell debt that is currently disputed.
|
| 08/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a utility bill that was sold to XXXX XXXX XXXX XXXX - I paid this back on XXXX/XXXX/2015. I went to apply for a mortgage loan and found out that now CBE group is trying to collect on this. I provided them all the documents and called and asked them to remove this account because it was not my fault. They said NO - we will update this to Closed. How can they report something let alone try to collect on something that I already paid to another collection agency. This is now stopping me from getting my home loan. I am prepared to file a legal suit against them if I have to. I just want the account removed off my credit.
|
| 08/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The CBE Group , Inc Reference No. : XXXX XXXX Account No. : XXXX Submitting Claim for violation of : US CODE 15 U.S.C. 1692e - False or Misleading Representations A debt collector, in collecting a debt, may not use any false, deceptive, or misleading representation in an attempt to collect on a debt. I have reason to believe The CBE Group , Inc and XXXX are in violation of FDCPA guidelines by utilizing my information to collect on an alleged debt that is not owed by me. Please cease and desist any collection attempts on this account or I will be forced to sue for {$1000.00} for punitive damages under 15 U.S. Code 1692k.
|
| 07/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
I have received a high number of calls from this debt collector. I have requested they send me documents advising what is owed and requesting a statement more than once. I've checked my mail and never received anything. I verified my mailing address and they have it correct but keep calling to get payment. I advised i would call them back once i receive the statement to set up a payment plan and they just keep calling my personal phone. Now they have gotten in contact with my employer, called numerous times and i have management looking at me differently and advising i shouldn't be taking personal calls on a work phone.
|
| 07/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I closed an account with XXXX XXXX when I moved from Texas to Oregon. I returned all equipment, and the representative confirmed he closed my account as well as waived the last month 's fee as a token of " good luck '' moving across the country. I had the receipt reflecting both the return and the account being closed, as well as text communications with my wife of the great encounter I had at the store. They had made zero attempt to let me know that they did not in fact waive the last month regardless of the receipt and what the representative at the store said. This was in XXXX and they sent it to collections in XXXX.
|
| 04/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE group is trying to collect a debt still that has already been paid. There phone number out of XXXX Tennessee XXXX keeps harrassing me by making at least 3 phone calls a day. I have already told them that I paid them and they will not listen all they do is hang up and call back again the next day 3 times. I have already complained to the Police about theiephone harrasement and the Police have even told them to quit calling me or they could be prosecuted they have ignored the orders of the police and continue to call.
On XXXX XXXX I called the corporate number and the person I talked to said I owed nothing to them.
|
| 03/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
This debt company sent the first coorespondence to me via email at my job and stated they were a debt collector. My work email is not owned by me but instead the company I work for and my assistant opens my email. The embarrashment was overwhelming. When I called and asked why they did n't call my cell or send a letter to my home they stated I gave the email address to verizon so they felt it was okay. By the way, the only reason verizon had my work email is because that is how they confirmed I was eligible for the discount.
This practice is not at all right and needs to be addressed as it has caused me embarrasment.
|
| 10/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Debt collection agency calling distant family associate/friend ( dentist 's wife ) with no association to persons of interest. Debt collection agency has not contacted persons of interest via phone and contacted this person unsolicited. This is not acceptable and should not be happening as the debt collector should be dealing with the persons of interest directly. Persons of interest is worried that CBE Group is contacting all people near to them and is contacting in a harassing nature. Debt does not appear on credit report. XXXX $ showed as debts on credit report so can not find the possible debts owed to CBE Group.
|
| 08/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I got a call from a company claiming to be from a private debt collector on behalf of the military. I had XXXX in XX/XX/2010 while still married to my then husband and the military covered the XXXX expenses.
This company claimed they are called CBE Group, ( and that's how they showed up on the caller id on my phone. They called from this number : XXXX. They said the XXXX expenses were not covered and they need to collect just under XXXX. They had my previous address and my current address, and both were correct. There is no way this debt is owed because I was on my husbands insurance and the costs were all covered.
|
| 11/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been receiving calls from CBE group XXXX XXXX XXXX up to 6 times a day on my cell phone and home phone. Almost Everytime I answer they hang up. I spoke with a lady once and I told her to call me back at a certain time because I was at work. They called me back 3 days later and then no one answered when I answered and they hung up. They do n't leave a message. When I ask them to identify themselves and reason for call they say they ca n't without me telling them my name, address and birthday. I called them on XXXX and explained to them what they are doing is harassment and they say they are doing nothing wrong.
|
| 09/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Charter communications said that the equipment was not returned. They turned it over to a collection company called CBE group eport Number XXXX It was disputed with XXXX and they found that I did in fact return the equipment. They deleted it off the credit report. On XX/XX/XXXX.
I am a XXXXXXXX XXXX XXXXXXXX getting ready to pcs move XXXX and they sold whatever information they had to XXXX XXXX. They now put this back on my credit report XXXX. XXXX after it was already settled with the previous company. This is not a debt that is owed. I now can not rent and I have a wife with XXXX XXXX XXXX and an XXXX child.
|
| 03/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX has an active false {$1400.00} debt for collection with THE CBE GROUP and the latter has reported it to XXXX as shown in my personal credit record. I have never had any contact or business relationship with XXXX XXXX or with THE CBE GROUP. They are damaging my reputation and my opportunities for credit with information that they know it is false and does not pertain to me at all. They are abusing the credit reporting system to hurt me and to try to collect money that I have never owed to any of these two companies. THE CBE GROUP is acting with malice and has no evidence of this false debt being mine.
|
| 03/09/2017 |
Yes |
- Student loan
- Non-federal student loan
|
- Can't repay my loan
- Can't decrease my monthly payments
|
|
Web |
|
|
I am in a horrible limbo with my student loans and my financial life. I am in default and there is no way of getting out of default beyond paying everything off. Original loan amount was XXXX and because of fees the amount was over XXXX last year. Last year I paid over XXXX and currently being forced to pay money every 24 days. I have been with my wife for 27 years, have a family of XXXX. No matter what I do the debt / fees continue to grow and I ca n't get on top of them. We lost our home in XX/XX/2008, we have had vehicle repossession and my tax refunds are garnished.
I have no way to resolve this situation.
|
| 04/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
A XXXX account was opened in my name in XX/XX/XXXX. I closed my previous account with XXXX XX/XX/XXXX with a XXXX balance. I was contacted by CBE Group in XX/XX/XXXX in an attempt to collect {$200.00}. After disputing the claim by sending in the required documentation, I was told this was an error on the biller 's part and it would be resolved. After experiencing several months of XXXX XXXX score exceeding XXXX ; it dropped to XXXX in XX/XX/XXXX. Upon investigation, I learn that this debt collection had been reported to the credit bureaus by XXXX. The current debt is {$210.00}. I am currently seeking relief.
|
| 10/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Starting in early XXXX CBE Companies started repeatable calling me. I answered and asked they stop calling me- they were asking for a name that was not mine, and they said they would remove the number. They have gotten more aggressive and profane with each call since. On XX/XX/XXXX they called 6 times within a XXXX minute period. They call me a worthless XXXX and tell me to pay my debts- yet they dont even have my legal name or a name that I have used for at least 12 years. I have NEVER received any sort of notification by mail from this company, nor have I had any information on who the alleged creditor is.
|
| 08/14/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I spoke with this company on XX/XX/XXXXto advise of the incorrect information thats reporting on my credit. I asked to speak with someone in the compliance department to get this issue resolved and was told that I couldnt speak with anyone. This item is reporting and I dont owe the balance. This is hindering my current employment and if this isnt resolved I will be terminated from my job. My job has given me 7 days to get this issue resolved or Ill be terminated from my job. If that happens I will file a lawsuit against the company. Attached I have a ledger from the school stating that I dont owe a balance.
|
| 01/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
this is a cable bill that was CANCELED and paid with all equiptment returned undamaged. I told them repeatedly that the equiptment was returned at the corporate location drop off. They are billing me for XXXX cable boxes that were returned. The final bill was paid and come to find out that the debt was RESOLD after it was resloved and paid. I have asked repeatedly to remove the negative marks and the hits for my credit score and I was told they will continue to call until I pay it over again. Then I was in tears and the lady laughed and hung up on me. This was paid in XX/XX/2015 along with XXXX other debts.
|
| 08/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX i sent a ceases and deist letter to CBE Group XXXX XXXX XXXX XXXX IA XXXX instructing based upon the Fair Credit Collection Practices Act, 15 USC 1692g Sec.809 ( b ) that this claim is disputed and validation is requested, Proof That i owe XXXX XXXX I have never had account with XXXX XXXX, nor have i entered into any agreement with CBE group to pay them for any transaction i may or have not entered into.
After giving fair warning they have continued to send letters and calls as of XXXX XXXX without any verification of the debt, this is threatening my lively hood by damaging my credit rating,
|
| 09/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am XXXX XXXX and I am submitting this complaint myself and there is no third party involved. Regardless of the multiple written requests, the CBE GROUP ( Original Creditor : XX/XX/XXXX) still reporting on my credit report in violation of Federal Law. The 3 Credit Bureaus are failed to comply with the Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. Delete this collection account PRONTO.
|
| 12/28/2015 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
This matter involves credit card debt with XXXX XXXX XXXX which was referred to CBE Group for collections. XXXX XXXX XXXX had my correct address as bills were sent monthly to me. Once this was referred to CBE Group they used an old address where I have not resided for years. When this was sent to the old address it was opened by the occupant at that address who in turned contacted me about the letter, debt and what it was about. This resulted in great embarrassment and mental anguish. There was no reason for this to happen and I believe that corrective actions need to be taken, including fines and damages.
|
| 12/07/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group just reported to my credit a week ago and I have no idea what it is for. I never got a notice and I have tried to call them at least 20 times and no matter what option I push the recording just loops back. I can not reach anyone to even try to see what this is for. This is a violation because they should send a 30 day write to dispute notice for one, they ca n't just put something on my credit because they want to. Plus my name is common and I have had multiple mixed files in the past due to that.
They put it on your credit then you can not ever reach them. How are they even allowed to do this!
|
| 08/31/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Calls up to XXXX times in a week, saying " If you do n't respond to our calls for our debt collection, we ca n't be responsible for you going to jail. '' What debt? I 've asked them who this XXXX or XXXX is, they get snotty with me, tell me to confess I 'm what 's his name and tell them my address, insert unknown name here. And then they 've said, " We 're just going to blow up your phone, so you might as well start by sending us XXXX XXXX dollars as your first payment. '' Payment for what? I do n't owe these clowns or anyone one else anything. Tell them to stop threatening me and stop making ANY contact!
|
| 07/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We signed up for new internet services and a phone line was added that was never activated. Charges of {$14.00} per month for year on a credit card. I called several times, and visited an on site store and was told that they could do nothing and I had to contact the customer service number. Did this several times and did not receive a response, so I canceled the credit card that was being charged. XXXX took approximately {$140.00} from my account and has not returned despite written correspondence from me. I have none received a collection notice of {$28.00} from the CBE Group , Inc. in XXXX, IA. XXXX.
|
| 08/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE group out of XXXX phone number XXXX XXXX called me to speak to XXXX XXXX who does not have my phone number XXXX asked me if I knew him and started asking personal questions. I hung up the phone I do not owe a debt collector so why are they calling me about some one else debt. Are they looking up family members to harass in order to collect a debt this is illegal and they should be fined XXXX is my Son. I am outraged, I was bothered at work for some else debts? They are calling family members to collect debts? XXXX is not associated with my cell phone number at all. How did they get my phone number?
|
| 08/22/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
This company CBE Group ( I only know the name of the company as I called the number back ) calls 6 times a day from XXXX different numbers. If I answer they hang up, if I do not answer they wo n't leave a message. Finally they called and some one actually spoke. He never indetified himself or the company he was calling from. They wanted me to give them my address, social and birthdate. I did not give the information. I asked several times what this was in reference to, they said they would not tell me unless I gave the above information. XXXX XXXX XXXX and XXXX XXXX XXXX are the numbers they call from.
|
| 08/15/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To whom it may concern, I never does business with this company CBE Group they got my phone number and call me and I already told them that they has the wrong person and there respond was ok I will remove your number from the caller list, My credit report with all three agency has been Frozen along with a fraud alert, and on XX/XX/XXXX around XXXX I receive a alert from XXXX that this company report a collection on my credit report in the amount of {$2800.00} I am disable has not work since XXXX received social security since XXXX so please I am asking you to have them remove this account asap thanks
|
| 09/11/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
For at least six years I have had XXXX collection agency after another call me about a debt with someone with the same first and last name but a different middle initial and born in a different decade. How can I *PREEMPTIVILY* STOP ALL current, new and re-named collection agencies from calling me?!!!!!! They now have my very private cell number. I am retired with ZERO debt with ANYONE!!! This is unacceptable and I am XXXX tired of this XXXX. HOW CAN I STOP ALL -- ALL -- DEBT COLLECTION AGENCIES FROM CALLING? I am on ALL NO-Call lists. Is there no NO-Call list for people who owe NO-one ANYTHING???!!!!
|
| 06/08/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am corresponding to you to report a flagrant violation of the FDCPA by this company pertaining to an erroneous account this company has persevered with reporting on my credit report. On XXXX XXXX , 2017 this company received a letter from me where I disputed the accuracy of the account they have reported on my credit report and asked that they either provide me with document I signed that makes me liable for the debt or delete the account from my credit report. The company has done neither and in violation of my rights have kept reporting this account as a valid account on my credit report.
|
| 05/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
A derogatory remark appeared on my credit report on XX/XX/XXXX and it was put by the CBE Group. I contacted the CBE Group on XX/XX/XXXX and I let them know that the debt is disputed and I also told them that they did not try to contact me to first before putting the debt on credit report was derogatory remark and thereby hurting my credit score which dropped by more than 25 pts by this action. When I contacted CBE group and disputed the payment, they said they will remove the debt remark immediately but it has been 14 days today and the this fraudulent debt has not been yet removed from my account.
|
| 06/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received an email from this company telling me that I owed them a debt and that I gave them permission to contact me via my email and I did not. I could not access the content of the email so I called the company. I instructed he representative that I did not know what the alleged debt was in regards to and he kept trying to get me to set up a payment arrangement for a debt that is not mine. I refused and told him that they were no longer allowed to contact me via phone or email but throu gh US mail only. I instructed him to send me everything the had in regards to the debt so I could review it
|
| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Person Called claiming to be apart of the CBE Group trying to collect a medical Debt for my child that is fully covered under XXXX. Tried saying it was for a hospital in a location that he has never been. They were trying to get a lot of information that did not pertain to my child like my social, DOB, Address. They also refused to answer any of my questions when I wouldnt give them my info and then they just hung up on me. Now I continue to get random calls from different number and when I answer I get no one on the other end. When I call back it takes me to the CBE group number. Very annoying.
|
| 07/31/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am corresponding to you to report a flagrant violation of the FDCPA by this company pertaining to an erroneous account this company has persevered with reporting on my credit report. On XXXX XXXX, 2017 this company received a letter from me where I disputed the accuracy of the account they have reported on my credit report and asked that they either provide me with the document I signed that makes me liable for the debt or delete the account from my credit report. The company has done neither and in violation of my rights have kept reporting this account as a valid account on my credit report.
|
| 08/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collection letter from CBE Group in XX/XX/XXXX for a debt of {$3800.00} through XXXX XXXX. I sent a letter back to CBE Group explaining that I have been having problems with identity theft since XX/XX/XXXX and that this is not my debt. In XX/XX/XXXX I received another letter from CBE Group with a statement from XXXX XXXX showing the account the debt is associated with. This is not my debt. I have never had a XXXX XXXX account. I live in XXXX and this debt seems to originate in XXXX I've never even been to XXXX. I will also be filing a police report regarding this identity theft.
|
| 06/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I keep getting false credit reports on my account from places I have never heard about they tell me I have debt that I do not owe from places I dont even live at. I keep having repeated credit reports on my account that fall off after a fake dispute then they come right back on my account months later with a different agency. Mind you they do not call me they do not leave any messages I get no mail. This is identity theft or someone with my name. I just want this taken care of. CBE agency group charging me for {$2300.00} for and account I opened 2 days ago. Which I never have opened anything.
|
| 11/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not persuaded that XXXX and XXXX Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The XXXX and XXXX Credit Bureaus are reporting inaccurate information on CBE GROUP. Please change the status to Paid or simply " Remove '' the account. These statuses are damaging to my report, which would not be happening if the bureaus investigated properly before posting derogatory information. Per FCRA, reporting must be 100 % accurate.
|
| 08/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX Applied my last payment of {$57.00} paid on X/XX/3017 to someone else 's account resulting in this hitting my credit report dropping my credit score by 29 points.
I have contacted them and made it clear that this needs to be removed immediately and the 29 points need to be put back. They stated this could take 7 to 10 days And I 'm in the process of purchasing a brand new home with my husband.
When trying to reach out to the credit agency CBE it States that no one is available. This is inexcusable. Not only did I leave a forwarding address but clearly the bill was paid in full.
|
| 12/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
**Affidavit of truth ** XXXX shared my PRIVATE CONSUMER INFORMATION WITH A 3rd PARTY COLLECTION COMPANY WITHOUT MY SIGNED AUTHORIZATION OR CONSENT. ALL PAYMENT HISTORY AND TRANSACTIONS SHALL all be EXLCUDED from My consumer report pursuant to 15 us 1681a ( 2 ) ( B ). Im demandin that you delete these UNAUTHORIZED Transactions from ma CONSUMER REPORT immediately as they are a violation of my rights as a federally Protected consumer under title 15 chapter 41. Cease and desist all attempts to collect and all involvement with XXXX XXXX XXXX XXXX.
Under penalty of perjury ; XXXX XXXX XXXX XXXX
|
| 06/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
CBE group of XXXX, TN, has repeatedly called me over the last year and half despite being told to stop. They refuse to identify who they are trying to contact. I have near perfect credit, so they are not looking for me. I told them to stop contacting in spring of last year. The calls stopped for a month or so, then began again. I again told them to stop calling me. The calls stopped for about a year but have recently started again. I have received two calls in the last three days. I have blocked them and reported it as spam through my cell carrier.
The number used by them : ( XXXX ) XXXX.
|
| 10/30/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
|
|
They Sold it to a company and Now CBE Group was On Caller ID they would Make sure i get a Summons for court I asked For the Comanys Name She sed Dont bother looking it up you will not find it online and gave me the name XXXX XXXX And the only other Info she Gave me was her name was XXXX and told me it had to be XXXX dollars on a XXXX loan and sed i had to to pay her XXXX upfrount and XXXX in court Fees, Told her i dont work and only get SSI which is only little over XXXX a mo she sed it was NOT her issue why take it out if i could not pay it this happend in 2015 i live in the State of Ohio
|
| 03/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
Hello, my name is XXXX, just recieved a mail from CBE group , Inc. Today, never heard them before, or have any phone contact with them. They sent me a bill for XXXX, debt description for fine, public intoxication, it was in XXXX probably from XXXX. I been living in XXXX since XXXX. First thing i did was call the company, explained to them i haven't lived there for years, and its pass the statute of limitations, they said, yes itnis, but we can still collect, i informed them thats against rules and regulations, and that I will file a complaint, so here inam contacting you about the matter.
|
| 04/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
A XXXX account was created in my name in XXXX of 2011, however, I could not have opened this account because I was under the age of XXXX at the time. XXXX has a debt in my name for {$430.00}, which will deny me military access if the debt is not paid or cleared. I have never had XXXX, my identity was stolen and used to purchase XXXX illegally in the name of a minor. In 2011, when the account was opened, I would 've been XXXX years of age. Let me add that the account is registered to XXXX XXXX XXXX, XXXX, Kentucky, XXXX. I have never lived at said address, XXXX XXXX lives at said address.
|
| 01/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received today letter from CBE Group claiming that I owe a debt from XX/XX/21 to XXXX ( not XXXX XXXX XXXX or any other legal entity ) in the amount of {$110.00} with an attempt to collect this amount.
I have not at any time owed funds to XXXX.
Research in XXXX forums reveals this is a common scam for people to receive when no such debt exists, as in my case. Many posts about this particular fishing scam are in the XXXX forums.
It would seem that this letter is sent to entice recipients to just pay whatever debt they list in the letter to fraudulently collect on a fraudulent debt.
|
| 05/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
I filed bankruptcy and it was dischargedXX/XX/2015. Included in the discharge was XXXX XXXX XXXX. I explained to the debt collection department that I included this bill in the Bankruptcy and it was discharged. They claim that the service was reconnected after bankruptcy. I did not live in XXXX after bankruptcy discharge, nor did I incur any electrical charge from XXXX. I was and still am paying for services in my home in XXXX - XXXX electric bill. Further they are listing me as an open credit from 3 months ago. All this information is false and I request that it be remove immediately.
|
| 10/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
CBE Group Payment System is extorting money from me based on false statements from their XXXX client. In a telephone conversation with a CBE collector, which took place in XXXX XXXX, I explained that I did not have any debts, I was asked to make a dispute with their agency. On XX/XX/2023 I sent them my dispute online. On XX/XX/2023 I sent them my dispute by registered mail. However, no one even read my explanations with the attached evidence. I have attached a file with the name To XXXX XXXX XXXX And other files proving my correspondence, including email and chat transcript with XXXX
|
| 12/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I'm submitting this complaint in reference to CBE GROUP knowingly reporting inaccurate data. My credit profile is affected by these penalties this looks SUSPICIOUS AND DECEPTIVE, I demand proof " TO SEE '' Valid Authorization/ proof of alleged debt. Report without valid proper disclosure requirements are in direct violation of my consumer rights. I XXXX XXXX legally requested a description of details of the verification process used to verify this alleged account. Federal law requires you to respond in 30 days failure to comply with these federal regulations by the FTC u.s c41, et esq
|
| 07/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was contacted today by XXXX XXXX of CBE Group ( a debt collection agency ) in XXXX IA XXXX in order to collect a debt they say I owed from a XXXX subscription of {$370.00} that was 26 days in collection as of XXXX XXXX, 2017. I knew this was bogus because we have had XXXX XXXX for the last six years. XXXX is not even a choice in XXXX AZ XXXX went on to tell me the XXXX service was for someone that lives at XXXX XXXX XXXX XXXX, XXXX GA XXXX with a Disconnect date was on X/XX/2017 and gave me the account # XXXX had all my personal information, address, phone and social security number
|
| 04/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
n accordance with the Fair Credit Reporting XXXX Accounts XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX has violated my rights.
15 U.S.C.1681 section 602 A.States that I have the right to privacy 15 U.S.C. 1681 Section 604 A. Section 2 : It also states a consumer reporting agency can not furnish an account with out my written instructions.
15 U.S.C. 1692C Without the prior consent of a consumer giving directly to the debt collector or express of a court of competent jurisdiction a debt collector may not communicate with a consumer in connection with the collection of any debt.
|
| 06/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed a debt placed on my credit report from CBE Group from XXXX XXXX ; stating that I opened an account with them in XX/XX/XXXX. This is inaccurate because XXXX XXXX was not servicing the area I live in and I have been with another Cable Provider from XX/XX/XXXX - until this present time. So the date of the open account is inaccurate and false information. And if this indeed a bill older than the year of XXXX this needs to be deleted.
The amount of the charge is {$350.00} which I have mailed a letter to all 3 credit bureaus disputing this issue and mailed a letter to CBE Group.
|
| 09/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor.You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 01/04/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
CBE Group is still reporting unverified debt that is n't mine on XXXX and XXXX. They have not only changed the spelling of my first name that was spelled, XXXX, at first and gone back, I believe had it changed too XXXX. I have never been XXXX NOR XXXX XXXX! Have ask for verification of this alleged debt belongs too me, XXXX XXXX. And if so, send the orignal documents for XXXX XXXX and has yet to seek. They 're not only reporting a debt that is n't mine but also sold this alleged debt to another company but yet still reporting on my credit profile that they own this alleged debt.
|
| 01/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I am getting numerous calls a day from XXXX, XXXX, and XXXX. They never leave a message or reply when I pick up the line. I found out the company, CBE Group is a collection agency because I did an internet search of the XXXX numbers above. I have never received written communication from this agency and I do not know who they are searching for as they do not leave a message. I am complaining because they are calling multiple times a day, from different numbers. It is harassment and a violation of the Fair Credit and Collections Act to not identify themselves as a debt collector.
|
| 06/23/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Taking out the loan or lease
|
|
Web |
Older American, Servicemember |
|
Was a XXXX wireless customer for 10 plus years and worked for a company that received a discount. XXXX renewed my contract with the purchase of XXXX smart phones of which one was returned. I retired from the company a few months later to which XXXX took away the discount. I told them that they voided my contract so I was under no obligation to fulfill theirs. I paid them the amount I owed them for there service but refused to pay for a early disconnect fee. XXXX has sold my account to CBE which is now calling me on my home phone XXXX a day and is now calling me on my cell phone.
|
| 08/02/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
On XX/XX/2019, I was contacted by a man named XXXX representing a company called CBE Group claiming that I owe {$1700.00} to the Veteran 's Affairs Treasury. They claim that I was being overpaid and that they want to know how I plan to pay them back.I called my local financial office to view if the claims where true to which I have been told that I owe no debts and no financial statements have been mailed to me. So far I have collected his phone number ( XXXX ) and have collected the number in which the call came from ( XXXX ). I have not given this man my personal information.
|
| 09/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have 7 collection amounts listed by XXXX XXXX XXXX XXXX. They never contacted me, I received no voice messages or letters. I learned about them from a credit report retrieval. I've been paying XXXX $ a month to them to get this resolved, yet I still haven't ever gotten an account statement. When I try specifically to pay on one of the 7 collection amounts on my credit report they tell me that it's listed as a lump sum in one account. If this is so, why are their 7 different collections listed and if I do have 7 different collections why can't I pay one each one individually?
|
| 11/12/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The CBE Group at XXXX XXXX XXXX XXXX calls me repeatedly during the day and if there is a representative on the line, they say nothing. There is no response to multiple repetitions of " Hello? '' and " Is anyone there? '' After multiple days with multiple calls like this, I called back and spoke with a representative today and requested that they stop calling me and saying nothing and stop calling me during work hours. Not four hours later, I got YET ANOTHER call from them. This is n't even a legitimate debt, but that 's a separate bone to pick - they need to stop harassing me.
|
| 04/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I wrongly received a bill from XXXX when I joined my family members Friends and Family plan. We were told once I paid my current bill things would be caught up and me being put on the plan could move forward. That's what we did. The next month I was sent a bill from XXXX. We contacted XXXX things were straightened out and resolved. I do not owe XXXX anything. I have now received calls from a company called CBE group the last 3 Sundays. I had received a letter from them and wrote back to them twice now telling them the situation has been resolved and for them to leave me alone.
|
| 07/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2021, XXXX XXXX XXXX added a derogatory mark on my credit report per XXXX XXXX. Upon, further research, this account was transferred/sold, and I am not responsible for the account. Debtor 's creditor did not verify this collection. Also, there was NO form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, XXXX XXXX XXXX has violated my rights as a consumer, and I am requesting legal actions to remove this account immediately.
|
| 03/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2021, THE CBE GROUP INC-FORMER add a derogatory mark on my credit reports. Upon further research, this account was transferred /sold and I am no longer responsible for it. Debtors creditors did not verify this collection. Also there was no written form of communication, contract or signature for this account debt at all.A bill without signature does not validate the debt and anybody can send a bill and say it is mine. According to the FCRA THE CBE GROUP INC-FORMER has violated my rights as a consumer and I requesting legal action to remove this account immediately.
|
| 03/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, 2021, THE CBE GROUP INCXXXX add a derogatory mark on my credit reports. Upon further research, this account was transferred /sold and I am no longer responsible for it. Debtors creditors did not verify this collection. Also there was no written form of communication, contract or signature for this account debt at all.A bill without signature does not validate the debt and anybody can send a bill and say it is mine. According to the FCRA THE CBE GROUP INCXXXX has violated my rights as a consumer and I requesting legal action to remove this account immediately.
|
| 09/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I worked for FEMA ; and I was told I owed them money for Health benefits that I asked to be stopped. When my tax return was processed the amount owed to the government was automatically deducted from the refund. A few weeks later I received a collection letter stating I owed additional money due to some charge 4 days after the payment was processed. It stated I owed one price ; and a {$9.00} plus a {$30.00} difference. I am not sure what the charge is for and why was it not taken when the balance was cleared? I can't call to speak with anyone ; only the collection agency.
|
| 07/12/2016 |
Yes |
- Student loan
- Federal student loan servicing
|
- Dealing with my lender or servicer
- Trouble with how payments are handled
|
|
Web |
|
|
I received a called from The CBE GROUP INC in XXXX XXXX regarding a Financial Aid from XXXX XXXX. I did not know I had a balance because the Money was free for the classes I took. But the school said i was not in the other classes so that is why they were asking for the balance money. When I spoke to THE CBE GROUP INC, they said if i paid in full, they will Delete it from my Credit History. I paid off the account in full in XXXX XXXX. That is still showing on my credit history. I asking THE CBE GROUP INC and XXXX XXXX to please delete the negative from my credit history.
|
| 10/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
About three weeks ago, I received a letter from The CBE Group , Inc, who is collecting for XXXX XXXX XXXX XXXX. XXXX XXXX sent this debt to a debt collection company. This cell phone company claims I owe over {$1000.00} from XX/XX/XXXX. I was never aware of such activity up until recently. Keep in mind in the Spring of XXXX, I have disputed and resolved different attempted charges with XXXX XXXX ' fraud department due to fraudulent activity. I have reason to believe this matter is also a result of identity theft. Also, my name is not XXXX ; I know the debt is not mine.
|
| 07/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
I am getting repeated calls from XXXX CBE Group trying to collect on a debt that I have disputed with XXXX XXXX XXXX when I canceled my account.
The collector claims I owe {$340.00}, XXXX XXXX did not honor my {$150.00} credit to my account under NY court order. I returned the equipment to one of XXXX XXXX service center before the billing cycle for the remaining {$190.00} was due, yet they extended the cycle to include when I turned in the equipment.
Repeatedly I tried to have this removed from my credit report as " Disputed '' but the bad debt keeps getting sold.
|
| 08/14/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have been a customer of spectrum Internet for over a year and I stopped using the service in XX/XX/2022. I canceled the Internet because I was moving out of my rental property and I paid the last months bill and everything come to find out I just checked my credit report and they have a collection up on my account for {$50.00}, when they told me that I didnt have to pay anything so I already paid it. They are spreading false information that is incorrect and damaging to my credit report. I want remedy for them posting negative items on my account without my consent.
|
| 07/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
|
| 01/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Older American, Servicemember |
|
XX/XX/XXXX CBE Group Texted me at XXXX The Text did identify CBE group as a Debt Collector XX/XX/XXXX CBE Group Called me at XXXX. The person Calling Refused to answer the question " Are you a Debt Collector '' a Violation of FDCPA. CBE is Required by Federal Law to answer that question. The Caller also Refused to answer the question " What is the purpose of your call '' asked twice by myself I Do have the right to know Why they are calling & I Do have the right to know if or if not that they are a debt collector The CBE Group XXXX XXXX XXXX, XXXX XXXX ( XXXX ) XXXX
|
| 08/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This debt appeared on my credit bureau file report without any knowledge to me. I have told this company that this debt is not mine and that it was opened fraudulently. However, this company takes no action and is not trying to resolve the issue. I told the company that I never opened an account with the original creditor nor did I open any account of this sort in XX/XX/XXXX, since according to the credit report, the debt will be erased in XX/XX/XXXX. Furthermore, I never ever got correspondence of this debt previously. It just appeared on my credit report recently.
|
| 09/23/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have received a letter from the mail on XXXX XXXX from some debt collection company called cbe group ( XXXX XXXX XXXX XXXX XXXX, IA XXXX ). They sent me a bill for XXXX for a debt they claim from XXXX. I have never purchased or sold anything on XXXX. The letter I received states that I have 30 days after receiving their notice to dispute the validity of the debt or any portion thereoff, otherwise their office will assume the debt is valid. I believe this company is completely fraudulent and not sure if I should even contact them. Not sure what to do if anything.
|
| 05/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have contacted this company about alleged debt in the amount of {$900.00} this company is reporting on my credit profile on XXXX / XXXX / 2017 . I have received no correspondence or phone calls prior to this being reported on my credit profile. I have no contract with this company and owe no debt to this company or any affliations. This false information this company is reporting is ruining my credit worithness and I am trying to solve this issue before I am forced to exercise my rights under FCRA if this issue is not resolved and removed off my credit profile.
|
| 06/24/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
CBE has been trying to collect a debt that they have not been able to shows as a valid debt. The debt is from XXXX XXXX XXXX, and I have asked repeatedly for what the debt was for. CBE repeatedly has sent a old statement from XXXX with no detail explaining the charge. I was not living in the property where the charge occurred at the time of the charge, and I truly doubt the charge is valid. CBE has made XXXX previous attempts to collect this amount over the last 3 years has never been able to produce the details of the charge - the charges are considered invalid.
|
| 02/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
In XX/XX/XXXX, I closed my XXXX account. At the time, XXXX said there was a router/modem that needed to be returned. I explained that the item had been taken by a technician due to it not working. XXXX verified this by checking when it was last turned on/used. They said the issue was resolved and there was no more owed. Now, in XX/XX/XXXX, I received a letter from CBE Group saying I owe XXXX ( Charter ) {$59.00}. When I contacted XXXX, they said it was for a missing router/modem. I explained to them again, but have not had luck in getting this debt discharged.
|
| 09/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was contacted by CBE Group via text message on XX/XX/2023. I have not authorized this company to contact me using text messages. The link provided in the text message to pay online was used in an effort to identify the debt. The link will auto-populate an account number and requests a secondary piece of identifying information ; either cell phone number or zip code. I tried both ways and both times I received a message stating no account could be located. I do not know this company, I do not owe this company, and their system clearly has no record of my debt.
|
| 05/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt Collector : The CBE Group Inc CBE Group is attempting to collect a debt that is not mine and which I do not owe. This debt collector has not provided any proof, evidence, documentation or information that would prove that this debt is mine and I believe they are fabricating these claims to collect money is not owed. They indicate they are collecting on behalf of XXXX XXXX but XXXX have never had an account or relationship with them.
I request the CFPB investigate this debt collector as they fabricate debt to deceive people into paying money is not owed.
|
| 10/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX I received a notice that I owed XXXX XXXX, a debt collections agency, {$350.00} for a bill I never paid with XXXX XXXX. I received a phone from said collections agency call a few days later saying that it is a disconnection fee I never paid to XXXX. I don't recall getting such bill in 2018 because we never had cable from XXXX. This is the third time XXXX XXXX has sent my bill to a collections agency in the last two years. I have disputed the collections to XXXX each of the other two times, but they keep billing me and sending it to collections.
|
| 05/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
This agency was contacted XXXX to inquire on alleged debt. Advised that per the fdcpa I wished to exercise my right to dispute tje alleged debt and wished not to be contacted.
I sent via priority mail a request for validity which arrived to them on XX/XX/XXXX. I got a letter dated XX/XX/XXXX stating they are ceasing collections just to be told on XX/XX/XXXX oh we are not.
My written verbal cease n desist prohibits phone calls, not written communications yet CBE group wants to try and intimidate me.
What they sent doesn't validate the debt and is a joke!
|
| 04/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
CBE Group purchased an allegeded debt from XXXX XXXX for {$50.00} concerning disconnection fee from 2019. I did live at the address in question XXXX XXXX XXXX but I returned any equipment and paid my bills on time. This collection showed up on my account 3 years later and I never received communication within that 3 years stating I had an outstanding balance. Plus I dont remember being a part of XXXXXXXX XXXX? I am disputing this claim paid in full, service equipment returned or whatever nonsense would of created an alleged {$50.00} outstanding collection.
|
| 09/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XX/XX/20 -I received a phone call from CBE GROUP , stating that I owed a balance of XXXX ( XXXX XXXX ). After information was provided, on a recorded line, I told the representative ( XXXX ) to cease and desist all forms of communication with me. The representative then became upset and asked why I was requesting a cease and desist action. Today ( XX/XX/20 ) I received a letter from the same company stating the same information, after I told the representative to no longer contact me ( cease and desist ). The debt in question has already been discharged.
|
| 06/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I 've repeatedly contacted this company advising them to provide me with verification of debt. They repeatedly tell me that they are not required to provide such debt verification and that they sent XXXX out on XXXX XXXX. I 've advised them multiple times that I did not receive this letter they sent and they refuse to provide any other. I have advised them that I am not opposed to paying what I owe, once I receive the verification of said debt. They refuse to provide this information repeatedly. They have not provided this and refuse to offer a resolution.
|
| 07/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have collections on my credit report from CBE group through XXXX. The amount is for {$370.00}. This is a charge for equipment that was turned in back in XXXX! I contacted XXXX when I saw this on my credit report. The customer service rep agreed that the equipment was already returned to them. They called as a follow up to the situation and verified everything was returned to them. Two different customer service reps agreed that the equipment was returned. I really dont understand how this collections account is still on my report. This was XXXX mistake!
|
| 01/14/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XXXX of 2016 we had discontinued service with a cable provider XXXX XXXX XXXX and resumed service with another provider XXXX XXXX. XXXX XXXX had received all of their hardware back and that was all we heard from them. Now we are receiving collection letter from a company named CBE group claiming we owe an outstanding debt from services from XXXX XXXX XXXX. We have formally disputed and all they have done is is sent us bills in which. We 're sent to us we disputed with XXXX XXXX and they closed account with XXXX balance and now these bills are reopened.
|
| 11/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. My ID and wallet was stolen and several accounts were opened in my name. I have never had service or done business with XXXX or any of XXXX 's subsidiary companies. I contacted XXXX and the address they had service is not an address I have lived, worked or had any association with. I have filed a police report with the XXXX police department. The report number is XXXX I have attached letters from other creditors showing their investigations and the results of the investigations. I have also attached a copy of my photo ID.
|
| 08/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX are reporting on a XXXX XXXX debt on my collection report. A different agency by the name of CBE Group are now reporting the same debt as well. This debt is for XXXX XXXX XXXX. I 've spoken with a rep with CBE Group the first week of XX/XX/XXXX and paid {$87.00} owed for services, the remaining balane of {$170.00} I advised her I did not owe because I had already returned the service equipment. I am no longer liable for the debt with CBE Group or XXXX XXXX, and under no circumstances should two collection agencies be reporting on the same debt.
|
| 08/31/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have a collection account showing on my credit report that I know nothing about with this company The CBE Group. I have not opened anything with them nor do I know who they are. The claim shows an open date of XX/XX/2019 for {$280.00}, now owing {$280.00}. I have tried to dispute this with no success.
I have not received anything in the mail showing what business this is nor did I receive any collection letters or warnings. This just appeared on my credit. I would like to know what this is and for it to be taken off because I no nothing about it.
|
| 08/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group sent a letter verifying that the debt was valid. However, XXXX has verified that there was never a past due and has corrected the balance to XXXX. I spoke with a representative at XXXX office of the president ( XXXX XXXX XXXX now ) and the balance was removed. I have attached the initial account cancelation email, as well as the email showing that the balance was XXXX and a refund was issued for the remaining balance. XXXX has credited the account with the inaccurate balance to make the balance XXXX again. That email has also been attached.
|
| 10/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received an email from CBE Group dated XX/XX/2022 that states they were trying to collect {$1100.00} for XXXX XXXX XXXX XXXX.
1 ) I contacted XXXX, and you will see from the attached communication, my XXXX account does not owe anything. Further, I do not have a personal XXXX account.
It is a business only account.
2 ) XXXX stated they did not request CBE Group to collect {$1100.00} 3 ) I do not have an XXXX account under my personal name. I have a business account only.
4 ) This is a fraudulent attempt to collect a debt that is not owed
|
| 02/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
On XXXX XXXX, 2015 I received a letter from XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX. Ref # XXXX =. I sent a letter requesting verification and validation of the original debt and I have never heard anything since. I then looked at my credit report and found that another creditor the CBE group Inc former # XXXX for the same amount of money put a collection on my credit report. WIthout any notification or letter sent to me. during the same time period. They did not give me a letter or notification. This is a violation of my rights and notification.
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I'm filling this complaint against this company CBE GROUP who reported that I own them XXXX dollars for Cellphone bills from XXXX XXXX. First of all I never had XXXX cell phone service. my services has always been with the following companies.
XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX I Been a victim of Identity theft in the past I truly believed someone had open an account under my name. I'm asking for this company to deleted this false report from all three credit bureaus Immediately otherwise there will be legal actions.
|
| 07/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
sent them a request to validate the alleged debt on XX/XX/22 certified mail they failed to send the proper validation of debt within 30 days further more they sent my private medical records to me with out proof of my authorization for them to release them and or any type of contract and form Bering my signature giving them authorization to have and or release my medical records, there for the debt is un-validated and they have failed to validate the debt and are in direct violation of HIPPA privacy act and are not cfpb or fdcpa compliant.
|
| 09/06/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
Persons from the CBE Group, based in XXXX, NC, keep calling me about an alleged debt of {$670.00} owed to the USPS for unknown reasons. When I spoke with a representative - who refused to personally identify themselves - and they told me why they were calling me, asking how I would take care of this matter, I asked what the alleged debt was about. They refused to tell me. I told the representative not to call me again and that I do not want them to contact me. This has gone one at least five more times. I refuse to answer subsequent calls.
|
| 08/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A letter has been sent to my adress stating that I have a balance of XXXX $ due to CBE GROUP debt collection from XXXX. Me and many other people as you could see from the XXXX review have received debt collection paperwork and have been affected negatively in our credit for non realistic debt, not only being false charges but un warned affects to our credit score. It is saying I am in debt with XXXX although I have never been in any transactions involving XXXX nor buying or selling an item. I was aware of the situation today XX/XX/2021.
|
| 01/06/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Approx in XXXX XXXX ; I moved to another state and the new occupants did not switch over the XXXX service as they said they would.
This debt has been in collection since XXXX and the date just keeps getting updated.
I did not use this electricity to acquire this debt ; thus is why I have not paid it.
The CBE GROUP has false dates as when it was opened ( XXXX/XXXX/XXXX ). XXXX does not wait 3 years before turning unpaid utilities to collections.
I want this debt considered closed.
The most Inwould pay is {$100.00}, not a cent more.
|
| 08/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I received a call from CBE Group on XX/XX/2022 at XXXX from phone number XXXX. I answered and was asked if for me by name. They then attempted to verify who I was by stating the last 4 of my social security number and asking me to verify. The person then argued with me when I said that the last 4 of my social security number is protected information and that the collection company should not be giving it out freely to verify who they are talking with. I have delt with this agency years ago about this very thing. They have not changed.
|
| 08/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX is claiming I owe {$1000.00} for services I never received ; clearly it was identity fraud. The charge showed up on my XXXX credit report when I applied for an auto loan through my credit union. I called CBE Group, the collection agency, and was told the charge was for a cable/utility for an address in XXXX, XXXX, from fall 2022. I have never lived in XXXX and have never been a XXXX XXXX customer . Part of completing my ID theft information form is completing an incident report, which I assume is what I am doing right now.
|
| 05/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am receiving derogatory remarks on my credit score / credit report from an account in collections from a company I do not know and do not owe {$290.00} to. I have not received any calls about this amount due and was not served any paperwork from this company. It is weighing down my credit score and I would like to resolve this issue. The CBE group replied to my prior submission and said they will look into this further yet this is still negatively affecting me during these hard times, and reporting negatively on my credit report.
|
| 05/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I received a letter from CBE Group in an attempt to collect an alleged debt without my authorized consent dated XXXX ( Breach of US Code 1692 ( a ) ). I also received a number of phone calls in efforts to collect an alleged debt on. the dates of XX/XX/2021, XX/XX/2021, and XX/XX/2021 without my prior consent ( Breach of of US Code 1692 a,, b, c, d, e, and f.
I have since communicated with said company verbally via telephone and written via US registered MAIL # XXXX XXXX XXXX XXXX XXXX sent XX/XX/2021 about their Unfair Practices.
|
| 10/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
CBE Group contacts me daily regarding an account that has already been resolved as identity theft through XXXX XXXX. Someone located at XXXX XXXX XXXX. XXXX XXXX, XXXX XXXX, NY has committed identity theft using my name. I have repeatedly asked CBE Group to stop calling or to send me something in the mail. They keep talking over me and ignore my requests. I have contacted XXXX XXXX and asked them to notify CBE Group and XXXX XXXX has assured me that they will resolve the matter, yet I still receive the daily calls from CBE Group.
|
| 02/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I learn on XX/XX/XXXX, I received a notification to my email that a charter bill is in my name. I contacted XXXX they said was no account. They re-age this account. According to XXXX XXXX XXXX back in XXXX it was on all credit reports. They was dispute due to this a fraudulent account. This is illegal. I would like for debt validation with my name SSN and drivers license. This company never sent a notice for the debtor my rights. My letter for debt validation and credit report is attach.
SEND VALIDATION BY THE PORTAL Please.
|
| 11/21/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CBE Group keeps putting new collections on my credit report when I already have payment arrangements with them.
For one these shouldn't have went to collections, they were to be paid by insurance, so I am fixing this. Secondly I am making payments in an arrangement with you guys even though I shouldn't be because insurance should pay it ... But Im doing my part so I don't know why they keep putting new items on and I have not even got notices for them.
I mean honestly. Im trying my hardest, to resolve this and this is unfair
|
| 12/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This collection agency is reporting on my credit report. I DO NOT have a contract with this company. I did not authorize or give them consent for them to report on my credit report. I understand that no consent is considered identity theft. Also they never provided sufficient evidence that I even owed them a debt. I DO NOT have a contract with them and because of their reporting on my credit report I have been denied credit and they are causing damage to my credit report which is very stressful with sleepless nights and XXXX.
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
The XXXX and XXXX Credit Bureaus are reporting inaccurate information on CBE GROUP. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
CBE GROUP XXXX Balance {$1700.00} ; CBE GROUP XXXX Balance {$1800.00} ; CBE GROUP XXXX Balance {$1500.00}
|
| 01/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX ( XXXX XXXX ) sent my account to collections without notifying me there was anything due. Once the collections company, CBE Group, got the file they immediately reported it to the credit bureaus. This was a {$59.00} charge that never should have gone on my report. I was unaware of it and after speaking with the collections company it is showing as satisfied rather than removed. To summarize, this was a cable box I did not know I had to return. I was never notified I needed to return it until it went on my credit report.
|
| 05/21/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Was getting hassle calls from CBE Group ( XXXX XXXX XXXX XXXX XXXX, IA XXXX XXXX ) about collection charge of {$39.00} from XXXX XXXX.
Information they had given me is I had no knowledge and told them that was not me and never ordered that service. They called continued to call me and I had to repeated many times it is not mine. Now they are showing on my Credit Report as Collection so I had called them again and explained to them please remove it from my report since pending charge is not mine. But they are not responding.
|
| 07/02/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
My SSN was stolen and used to open numerous credit accounts. Among them was a XXXX wireless account. When I discovered this, I immediately called XXXX asking them what I needed to do to close the account and file a fraud claim. I followed their directions and submitted the requested paperwork including the police report, customer receipt and proof of address. they determined that it was not fraud and have been attempting to collect on this bill. They have since sent it to a collection agency and I am getting calls everyday.
|
| 04/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a collections letter from CBE Collections Group Inc. on XX/XX/2023. I made a call to them about the debt owed of XXXX, and made them aware that I had no knowledge of this debt. CBE Group advised me to call XXXX and open a fraud case and I did that. I spoke to XXXX XXXX XXXX and they told me to fill out identity theft package and file a police report. I did that and turned in all information and was told they needed more information. Stated it wasn't deemed as fraud. I am disputing this because it is not my debt.
|
| 01/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE GROUP/XXXX XXXX & CBE GROUP/XXXX CONTINUE TO ADD THIS ACCOUNT THAT IS NOT MINE TO MY CREDIT FILE AND EVEN AFTER SUBMITTING MY FTC REPORT AND LETTER ( SEE ATTACHED DOCUMENTS ) THEY CONTINUE TO SWITCH UP DEBT COLLECTION COMPANIES TO PUT THESE ON MY CREDIT FILE. AN I HAVE REALLY HAD ENOUGH OF THE TRICKERY AND SCARE TACTICS THAT THEY ARE USING. XXXX HAS NOT REMOVED/BLOCKED/DELETED THE LISTED ACCOUNTS FROM MY CREDIT FILE CBE GROUP/XXXX, CBE GROUP/XXXX XXXX, XXXX. XXXX HAS NOT REMOVED/DELETED/BLOCKED- XXXX COUNTY RECORDER.
|
| 11/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Re : XXXX XXXX XXXX XXXX CBE Group is reporting a debt on my credit file that is not owed. I recently pulled my credit report and noticed that these debts are on my credit. I called the hospital directly and applied for financial hardship with them and took care of these debts through them. CBE however, is still reporting the debt on my credit file for something I no longer owe. This is erroneous and all accounts I had with them need to be removed. The debt has been solved and should no longer be reporting on my credit.
|
| 07/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I moved after being impacted by Hurricane Irma to XXXX XXXX, FL. XXXX transferred services right away and I returned the equipment. My XXXX Account is in good standing, but due to moving out of county, I was given a new account number. Old XXXX account closed satisfactorily. I received an alert from the credit reporting agencies that the Cbe Group has placed a collection account XXXX for {$80.00} from XXXX on XX/XX/2018. This is incorrect. I do not owe XXXX anything and due to FEMA relocating me, XXXX was very helpful.
|
| 10/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/22 I received the following text message from phone # XXXX : " This message is from the CBE Group, a debt collector. Please contact us at XXXX or paycbe.com. Reply 'STOP ' to stop texts to this number. '' I have never heard of this company and do not have any outstanding debts that would have gone to collection. This may be a phishing attempt, and not really from the company indicated ( CBE Group ), or it could be an identity theft issue. I did not call or text them back in case it was a phishing scam attempt.
|
| 02/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group keeps calling multiple times a day, several days a week. I am a teacher and am working when they call so I can't answer my phone. They never leave a message. I did research what company this is and see they are a debt collector. I do not have any unpaid debts nor have I received any collections notices in the mail or via email.
I want the calls to stop. If they really needed to get in contact with me, they should leave a message on my voice mail, which is not full, or send me an email or letter in the mail.
|
| 08/07/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
On XX/XX/XXXX at XXXX XXXX I received a call from XXXX stated I owed money from an account opened after the statue of limitations and I explained that this account is no longer on my credit report is very old and the gentleman stated that he wad aware but wanted to see if he could still get payment and I asked him not to call again and he was cussing. The account was for XXXX XXXX XXXX XXXX, CBE group is the company. XXXX XXXX is who I talked to and XX/XX/XXXX and they stated they can still legally get money from me.
|
| 09/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
CBE GROUP XX/XX/2022 XXXX XXXX XXXX XX/XX/2022 XXXX XXXX XXXX XX/XX/202XXXX XXXX
|
| 07/01/2016 |
Yes |
- Debt collection
- Federal student loan
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I have previously submitted a complaint against CBE Group XX/XX/XXXX for contacting me after a cease and desist was requested. Please see [ Case number : XXXX ].
On XXXX XXXX XXXX at XXXX I received a call from CBE Group ( XXXX ) then again on XXXX XXXX XXXX at XXXX Mountain Standard Time. This is harassment and the company previously assured me I would not get any more calls. They are in violation of my rights as a consumer. Each violation carries a {$1000.00} fine plus damages. I have my phone records for proof.
|
| 01/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
Between XX/XX/XXXX and XX/XX/XXXX the company CBE Group has called my phone after XXXX XXXX a total of 19 times. The majority of these phone calls was made at approximately XXXX XXXX, with one at XXXX XXXX. I currently live and work in XXXX, XXXX and have been here since XX/XX/XXXX. I have no debt that I am aware of, and this company never picks up the phone when I attempt to contact them when I wake up in the morning. I'm sick of getting phone calls in the middle of the night from this company, it needs to stop.
|
| 11/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports.
CBE GROUP account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to Experian Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
|
| 05/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have received a copy of my credit report and it shows company XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$1200.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
|
| 03/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
CBE GROUP ( collection agnecy ) XXXX XXXX XXXX XXXX ( creditor ) this is a collection agency reporting to my credit for {$370.00} without verifying the details as i called them dated XX/XX/2023 to get details of the debt, they did not provided me accurate info instead they asking me my details.
called XXXX even they are not providing their email for communication ( time XXXX XXXX XX/XX/2023 ) Spoke to XXXX XXXX on XXXX XX/XX/2023 XXXX XXXX and still he did not provide the comapny email address after request.
|
| 06/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have been monitoring my credit report with XXXX for about a year and I check my report often and I notice a few day ago a debt collection agency popping up out the blue states it been there but it was not so on there before I disputed CBE Group for charter communications which XXXX XXXX reported for the same charter communications Which I spoke with CBE has a different amount so they say it was not a duplicate I only had 1 past due account with XXXX and the number listed to contact cbe group is a recording
|
| 01/14/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
I think it is a collection agency that is calling for a medical bill. When I answer they either just hang up or ask me for the last XXXX digits of my Social Security number which I will not give. They will then ask for my birth date which I will not give either. They will not tell me who they are or what company they are from. They are calling both my home number and cell XXXX times daily. That is XXXX times a day. They start at XXXX. They call from several different numbers. They all begin with XXXX XXXX.
|
| 06/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XX/XX/2023, XX/XX/2023, XX/XX/2023. Under different #. Most recent # XXXX. Received a call everyday this week from an unknown # 's. Answered the call and the person requested for me to verify my information. When I asked what company was being represented the person stated she couldn't tell me that information. I told her I will not give my information to someone who can't tell me who they are trying to collect information for. She then stated you are refusing to cooperate so I will note that and hang up.
|
| 12/05/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
I am before the va appeal process on a debt of overpayment. The us treasury has hired a cbe debt collection agency ( twice ). The first took my federal taxes last year and now this agency is threatening me with wage garnishment.
I have spoken with a lady at the va appeal board by phone and says they can not do this, it is harrassment and i have told them this.
yet they still harass me and now want to attach my wages.
I want this stopped and my last year taxes reimbursed due to illeagally obtainment.
|
| 09/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
We moved XXXX 2015. XXXX kept sending me a bill which I repeatedly explained that not only did we not owe the bill, but even if we did, it would 've been discharged by the Chap XXXX bankruptcy we filed in XXXX 2015. I sent them a copy of it. They have now sent it to a company called CBE Group, which robocalls me multiple times a day, hangs up when I answer, and leaves me on long holds when I call back and no one ever answers. I have also sent them a copy of the chap XXXX and a letter disputing this bill.
|
| 08/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This is not a know debt collection company to me and has been reported as fraudulent online.
They have contacted me from multiple different phone numbers 5-10 times a day until XXXX. They are harassing me at this point and I have no clue who they are or what personal information they have.
I have blocked 3 of the phone numbers to stop the repeated calls but they keep calling from different numbers that all say CBE group.
This is now the 4th number they are calling from and will call once an hour.
|
| 08/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I recently checked my credit reports due to the recent XXXX breach. Based on the information I show on my report, it was opened on XX/XX/2018. It is reporting under the company CBE Group as a collection for {$400.00}. I have never heard of this company and have no idea who they are. I was never sent any notice or letters in the mail, therefore I have not had the chance to dispute this inaccurate information before being placed on my report. I want this account removed from my credit report immediately!
|
| 09/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX I received a letter in the mail dated XX/XX/XXXX from CBE group stating that I owe {$130.00} for an account that was original under the XXXX XXXX XXXX. I do not owe this debt, my financial obligation has been satisfied with the University. I am not responsible for this debt nor do I owe it. I received an email from the XXXX XXXX XXXX on XX/XX/XXXX thanking me for meeting my financial obligation with the University and also stating that I can order transcripts and my degree is on its way.
|
| 03/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a collection notice from XXXX XXXX in regards to a XXXX bill that was not owed due to no contract with XXXX or XXXX. Debt was disputed to XXXX XXXX and even though the consumer Financial Protection Bureau # XXXX. Debt was resolved and account was closed. XXXX XXXX later forwarded this debt to ANOTHER collection agency : CBE Group , inc. which they are now attempting to collect the debt not owen under CS # XXXX. This debt is not valid and in violation of the fair debt collection practices act
|
| 03/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE Healthcare is reporting 2 new collections on my credit report. I have never received one thing from them nor did I know this existed! I have tried to call them several times since I saw it on credit and its fax numbers and voicemails. I can not reach anyone.
I contacted the hospital to see and they said nothing has been sent to collections because I have trying to get hardship.
This is erroneous and by law they are supposed to notify me and give me a chance to dispute it. They are in violation
|
| 12/24/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out previously around XXXX regarding this debt ... that I do not recognize .... I was previously a victim of identity theft and as a result of my identity being stolen accounts using fake addresses have been used to open up accounts in my name this account is a result of that identity theft and needs to be removed and my letters regarding this account have gone largely unanswered so I am choosing to address this issue through the cfpb to see if I can get some help fixing this matter.
|
| 07/27/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I continue to receive calls from the CBE Collection group to return their call to handle a debt situation. I currently have an excellent credit rating with no outstanding debt, I keep current with regular payments and the record indicates that with on time, never late, and never missed a payment. Calls originate in XXXX and CA with the following caller ID 's XXXX ; other numbers received include XXXX ; XXXX associated with " US Treasury '' I would appreciate these uninvited/unwanted calls to stop.
|
| 04/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group is attempting to collect a debt that I do not owe. The debt is old and from a place that I worked, my services were free and I have the signed documentation proving it. My old employer actually billed my insurance & got paid and then sent me to collection for the whole amount even though they don't bill employees.
They do some shady stuff and this proves it! I do not owe this debt and they were paid by insurance anyways.
I am contacting my attorney regarding their practices as well.
|
| 06/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE GROUP account number XXXX is reporting on my credit file this account was a XXXX balance when they reported. I paid the original creditor. I am asking that CBE provides me with the contract I have with them that allows the to again access to my credit report or the letter of assignment from the original creditor or where my account was bought by them.
2. I want a complete payment history.
3. and a copy of the notice that this account was in collections and where it was sent and what date.
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The CBE Group mailed a debt collection notice for {$1000.00} from a mobile phone account that I never had. I called and they told me to reach out to XXXX. They confirmed that they had no debt on file and that they dont work with CBE Group XXXX I relayed this information to CBE and they told me I have to submit paperwork to prove the debt isnt mine. I cant submit anything because the account was never mine. And they wont send me the original bills from XXXX to verify this is a legitimate claim.
|
| 08/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This alleged debt has been transferred several times and this new collection agency has gone a step further and has sent a bogus account detail statement that can not even be read as a piece of evidence stating it is my debt. This letter was sent to my previous address and since my husband died unexpectably in XX/XX/XXXX I have not pursued this but they have been ruining my credit once again and reporting this as a collection debt. The following documents will support this false allegation.
|
| 04/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
They have been contacting me for months about a debt that doesnt exist. When I did finally talk to them, the man was incredibly rude, demanding personal information before he would even verify that he was calling from a debt collection agency. He just kept saying that he was calling from the CBE group and when I asked if that was a debt collection agency, he proceeded to raise his voice and kept repeating that he couldnt say what he was calling for unless I gave him personal information.
|
| 06/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Received a letter from CBE Group regarding a collection attempt for debt, however, I haven't received any documentation of exactly what the actual bill is for, why I am being requested to pay bill by a third party in which I don't have a contract with, no information on if the the statute of limitations has expired regarding the bill, if the company can legally collect in my state and there is no statement that says " this is an attempt to collect a debt '' on the corresponding letter.
|
| 06/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company CBE Group is reporting a debt of {$290.00} from the original creditor XXXX XXXX. This debt was originally falsely reported by a previous company, XXXX XXXX XXXX, in the amount of {$160.00}. The debt amount has not only increased but is not valid. The original debt was deleted XX/XX/2016 from all credit bureaus due to it being a invalid debt. I have not received any communications from CBE group. This debt has already been disputed and deleted through the previous collector.
|
| 06/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I got a call from CBE Group about a XXXX debt I owe somewhere in XXXX and I live in Virginia. I have only been in the States since XXXX 2015 and this comcast account has been opened for well over 5 years according to the caller from CBE Group. Even after explaining that this is not mine and have other addresses listed on my credit report which I do n't recognize, CBE Group still went ahead and put this on my credit report. I have been denied several credit applications because of this.
|
| 06/15/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call all day!! Multiple times a day at times and sometimes back to back. They use different numbers to call during the week, with local area codes, but all numbers come up as CBE Group.
I spoke to someone there and told them to remove me from the list and they still keep trying to call me. I have to constantly be disturbed during work hours and at home due to how often they call.
They just keep telling me that they took over a debt and I needed to pay them. No amounts, etc.
|
| 12/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Today, I called CBE group about a bill I had in collections. I explained that I never received notice, through no fault of my own, and had paid the debt ( by way of returning a router to XXXX ) as soon as I learned of it while checking my credit score online with XXXX.
They said there's nothing they could do for me despite agreeing that it was not my fault that I never got notice from either XXXX or CBE. I have never missed a payment and until this event had " very good '' credit.
|
| 06/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group is reporting a collection account and I have never done business nor signed any agreement with CBE Group. They are falsely reporting a collection on my credit report.
15 U.S. Code 1692e - False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section :
|
| 06/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account Name : XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} Educational Account Name : XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} Account Name : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$680.00} Educational Account Name : UTAH XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} Account Name : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1000.00}
|
| 04/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I had closed my account with XXXX XXXX XXXX when I moved and the remainder of that balance was sent to the old address. I was not aware of that bill until it was sent to collections where I received a call from CBE Group in regards to that debt. I paid it in full, and now that I am trying to repair my credit, I called both CBE Group and XXXX XXXX XXXX to ask for a removal on my credit since it was completely paid off but both parties said no. I was told I could then file my claim.
|
| 02/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Pulled my credit reports and saw inaccurate information on them i then wrote the collector and told them the debt was not mines it was a chargeoff in which i havent had any buisness with this company the bill was suppose to be an XXXX bill who was the original creditor i informed them that it was unlawful for them to put inaccurate info on my credit report without my knowledge. i told them i do not consent and i can sue them under the FDCRA and to delete the inaccurate information
|
| 04/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The CBE Group , Inc has sent several attempts to collect a debt and has violated my rights as a consumer under The Fair Debt Collections Practices Act. Letters dated XX/XX/XXXX and XX/XX/XXXX. Violations include 15USC 1692b ( 5 ) Acquisition of Location Information, 15 USC 1692d ( 2 ) Harassment and Abuse, 15 USC 1692f ( 1 ) Unfair Practices, 15 USC 1692g Validation of debts ( 1 ), ( 2 ), ( 3 ), ( 4 ), ( 5 ). This debt collector has used false, misleading and deceptive practices.
|
| 11/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am trying to get all of accounts that are in my collection accounts section on my credit report to be removed and corrected on my credit report ... Because none of these accounts are mine. I have tried to file a dispute with XXXX personally on there site online but it continues to give me an error # ( XXXX ) So im unable to complete the dispute process.
The only account in my entire report that is mine is for the mortgage loan I have still revolving to this date. Please help.
|
| 03/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company, the CBE Group, has been harassing me non stop though my phone is on the do not call registry and has been for years. I dont owe any debts. This company claims that I owe money, wont disclose amounts or information, and calls my phone morning and night, at least 5 times a day. They do not leave voicemails and non stop call even when declined. I need this business to leave my number alone. They call when I am at school and work and are very bothersome and disturbing.
|
| 05/05/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On the first note I had rented an apartment with XXXX XXXX, with several roommates, went to court and I was left paying out money but it was stated that once the balance was paid in full they names would be in the clear as well, but the made no attempt to pay. 2nd there is a XXXX XXXX account in my name but it 's in IOWA, different social security number, address etc. ( 3 ) The apartment XXXX rented with them again roommates and now my credit is runied. Just runied I need help
|
| 03/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE group keeps harrasing a family member at the number given. This family member is not the debtor. The debt is for XXXX XXXX / XXXX XXXX TV, and is disputed. The collector at CBE violated the FDCPA and told the third party family member about the debt ( creditor, amount, and my ssn! ) Please investigate this company. CBE group, XXXX XXXX XXXX XXXX, IA XXXX Phone : ( XXXX ) XXXX website wwwcbegroup.com They call multiple times per day, one of their fake phone numbers is XXXX
|
| 12/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I moved to a different state and got a new phone number ( land line ). this company CBE has been calling ever since I moved in a month ago. I told them this is not the number of the person they are trying to reach, but they keep calling ( several weeks and many times a day ). They told me i had to call my phone carrier and tell them to update some number registry and that they would remove my number. The calls have not stopped, They called 7 times today ( auto dialer- XXXX )
|
| 01/28/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
On XX/XX/2017 I received communication from CBE group regarding a debt on behalf of XXXX. I canceled XXXX and was advised that even though I canceled I was charged after the cancellation. I disputed the debt and requested the verification in writing. I was denied the request to have the debt verified. The collector also told me without asking permission that my boyfriend 's cell phone would be called on an auto-dialer which is if I am mistaken is a violation of federal law.
|
| 06/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I am unaware of any outstanding balances I owe and have had years of top credit scores. This company never contacted me about any credit issue and submitted a report to the credit agency XXXX with the following information : CBE GROUP has flagged your account as Collections on XX/XX/2023.
Source : XXXX XXXX : CBE GROUP Address : XXXX XXXX XXXX, XXXX XXXX, IA XXXX Phone : ( XXXX ) XXXX Activity : XXXX XXXX XXXX ( Collections ) Balance Date : XX/XX/2023 Balance : {$110.00}
|
| 01/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I get daily calls from CBE Group trying to collect a XXXX debt. They have a wrong first name for me and the last XXXX digits of my social security number are wrong. I do n't have comcast and never did. When I called them I acted like they had the correct information about me. But when I said I never had comcast, the man said my identity was stolen. I finally told him he had the wrong name and number for me and he hung up. Their phone number for CBE Group is XXXX XXXX XXXX.
|
| 04/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE Group is reporting a debt on my credit file that I do not owe. I have been disputing this account with them because I had applied for medical hardship and was approved and I paid off the remaining that was left after hardship. CBE continues to report an account with a balance of over {$800.00}. This is false as this account has been settled. I ask that CBE remove this account form my credit file. It is not owed, I settled this with the hospital and it must be removed.
|
| 09/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
So CBE Group from Iowa, has been repeatedly trying to contact me for months maybe even a year, to the point where they kept changing their number to call me. I advised them to stop all contact since I am in my rights to do so. They didn't stop, so I changed my phone number and that got things to calm down. But recently they began sending postage mail regarding my debt. I told them not to contact me and here they are still contacting me. This is in violation of my rights.
|
| 03/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, I have never received my original contract with my wet signature and I never signed a contract with CBE Group and they have failed to validate the debt. You have violated and compromised my private information according to the Gramm-Leach-Bliley Act. Please send me copies of the original contract with my signature. If you can not find any of the info above immediately remove this account from my credit report. I have attached my license for proof of my identity.
|
| 03/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE Group is reporting debts on my account that I do owe. I never received any phone calls or any written notice of this debt. I found out of these collections when I checked my credit. I immediately contacting them to verify & pay the debt if it was mine with no luck. They never answer the phone. It has been very stressful and difficult to communicate with them. They are in violation of my 30 day right to dispute, and this collections need to be removed off my credit.
|
| 06/09/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I have received XXXX calls from what I believe is a collection agency. They say they are looking for my niece. They claim my phone number is what she used for her primary contact number. When I call them on it and say they are lying they become rude and accuse me of lying. When I ask how they got the number they refuse to say. I have NO relation with my niece and there is no way she would have used my number. I have a small business and my number is my business number.
|
| 06/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am asking validation of this account, please do not send a final bill in which a final bill does not validate after the contract was sold. I am specifically asking for an original signed contract, including any electronic signatures, full payment history from the original creditor, and the original purchase agreement, and if the company can not provide all three of these the debt is in fact invalid and needs to be immediately removed from all three credit reports.
|
| 05/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have been called multiple times by two different collection agencies in Utah. One is called XXXX XXXX and one is called the CBE Group. The CBE Group has been abusive and has refused to stop contacting me despite the fact that I have told them multiple times that I have never received any notice from them in writing. They have told me that because they sent it, it doesn't matter if I received it. The two collection agencies are trying to collect on the same debt.
|
| 12/28/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
on XXXX/2017 this company published a derogatory mark on all 3 of my credit reports, I have never heard of this company, or, received anything from this company, it just appeared on all 3 of my reports. I do not have a/nor have I ever, had a contract with this compay, or, gave permission to this company to access my information, or, post anything on my credit report. I want proof of my wet siganture and me giving permission to this company accessing my information.
|
| 07/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX continues to add a false collection debt to my report. Earlier this year is was from one collection agency ( The CBE Group ), and now the same FALSE debt is showing up again from ENHANCED RECOVERY, another collection agency. I have NEVER had any relationship with the company that they say it was originally owed too. The $ XXXX debt was false with the previous collection agency and it continues to be false with this one. I can't be filing complaints for life.
|
| 09/23/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
My parents have been receiving 4-5 calls per day from a debt collection company that says they 're from Iowa. They are asking for information on someone who does n't live at their house, but has the same last name. My parents have kept a log from the start, and this company has called over 60 times in the last month, as early as XXXX. The company will not divulge any additional information. My parents have all the names and phone numbers of those who have called.
|
| 05/31/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Didn't receive services that were advertised
|
|
Web |
|
|
i have several collections for services i never received or authorized. from the XXXX XXXX XXXX for {$830.00}, cbe group for {$6600.00}, {$1400.00}. also, XXXX XXXX for {$130.00} and i never signed or authorized any of these charges. Also child support is showing {$8200.00} and i never went to court and proved any paternity or took any XXXX XXXX to prove myn relations. would you please assist me in removing these unauthorized accounts. thanks
|
| 07/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
For months now I get multiple calls a day from " CBE Group ''. They never leave a message. I do not have any outstanding debt and nothing shows on my credit report.
When I XXXX CBE Group I see countless reports that it is a scam company so I never answer the call. I always block the number but they just continue to call with a different one. I've never received any notice from anyone stating I owe money. Today I got my first text from them asking me to call.
|
| 07/07/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/2019 I was contacted by CBE group collection agency. Upon contact I was inform I had an balance of {$220.00}. I was advised if I pay half this amount my account will be written off and I will have a XXXX balance. I agree to this agreement with them over the phone and after I made the payment, the balance wasn't written off and lower to zero. I still had an balance. This company deceive me and giving my false information in reference to a debt that I owe.
|
| 04/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated calls from the number I submitted. Callers stating that I owe a debt with XXXX XXXX for {$690.00}. Caller states they work for " XXXX XXXX XXXX '' working fore XXXX XXXX. Asking to verify personal information such as last 4 of social and address. Very unprofessional sounding. Asking if I can " do something about that debt today '' or " can we take care of this ''.
The are lying about the debt. I owe no money to XXXX or any other cell phone provider.
|
| 02/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Im receiving 4+ calls a day from various numbers from the same company. When I answer, there is no one on the other line sometimes for at least a minute and after Ive said hello many times, then I hear a click and someone asks for me. I answered again today and they didnt identify themselves but I said to stop calling me. I called back to see what the recorded message says and it says CBE group. They never leave a voicemail, and continue calling back to back.
|
| 09/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
A XXXX XXXX debt has been placed on my credit report that is not mine. XXXX XXXX has verbally confirmed it is not mine, but refuses to provide me with a letter stating so. The account was sold to CBE Goup XXXX. XXXX XXXX XXXX, IA XXXX, when asked to confirm ownership of account with XXXX the refuse to do so. XXXX is also refusing to contact CBE Group. XXXX states that a SSN was not provided to CBE, therefore I do n't understand why it was posted to my bureau.
|
| 04/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Received debt collection papers CS number XXXX for IRS in my name. Its says that it was accrued XX/XX/23. First this is not my balance, I was not working when this was filed. I have never filed as head of household, this balance be longs to my husband, some of which before we were married. It needs to be taken out of my name. Second the larger balance was not accrued this year it was accrued almost a decade ago, which is past 7 years and must be written off.
|
| 04/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
CBE GROUP added something on my credit for collections but I dont owe anybody anything I had made a report with you guys for receivable management system and they removed it because they were reporting on my credit XXXX times a week which is wrong plus it was on my credit too long so they removed it but I believed they sold it to this company CBE GROUP XXXX XXXX XXXX has been harassing me too long and wont stop! This CBE GROUP lowered my credit score today!
|
| 03/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
MY PROBLEM IS WITH XXXX CREDIT REPORTING. I PLACED A FRAUD ALERT ON MY ACCOUNT DUE TO A LONG JOURNEY OF INCORRECT INFORMATION REPORTING ON MY CREDIT FILE SO I PURCHASED XXXX 'S CREDIT MONITORING MEMBERSHIP AND PLACED A FRAUD ALERT ON MY CREDIT FILE AND TODAY I NOTICED AN ACCOUNT BEING LISTED ON MY CREDIT FILE AS OF XX/XX/XXXX OF AN COLLECTION ACCOUNT SHOWING FRAUDULENT/INACCURATELY OPENED ON XX/XX/XXXX. THIS ACCOUNT IS NOT MINE AND DOES NOT BELONG TO ME.
|
| 04/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Servicemember |
|
Called my wife at work after I told them to stop calling me, failed to provide proof of debt, placed their bad information on my credit report therefore damaging my credit, and call repeatedly from various numbers after I have blocked previous numbers.
The list of things they do goes on and on but this is enough. After searching XXXX, this seems to be a common practice of this company. Also, refused to tell me who they were and why they were calling.
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am disputing the item that was placed on my credit reports. I do not use XXXX nor have I used XXXX in over 15 years. I do not owe them. I have no idea what this is. They need to remove it from my credit. I was not contacted about this debt before collection was placed on my credit.. They simply placed an amount on my credit. This is not my debt. Remove it. Details {$1100.00}. XXXX XXXX Date assigned XX/XX/2022 Agency CBE GROUP Status date XX/XX/2022
|
| 04/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group shows on all three CRA 's I do not have any knowledge of this company. shows original creditor as XXXX XXXX XXXX and a date of XX/XX/XXXX While I have had service with XXXX & XXXX in the past. I would estimate the last time to be XX/XX/XXXXHave been living in a motorhome last 5-6 years with propane use.
CBE Group on the California Secratary of States web site shows their status as suspended. Should not be conducting business in this state.
|
| 08/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CBE Group is reporting collection accounts that need to be removed. This debt is invalid as during this time I was covered with XXXX and XXXX. I had gone in for some blood work and the hospital tried billing me 3 different times for one exam that was supposed to be sent over to insurance. I had called them and they had admitted to this mistake but they billed me anyway! This is not my fault, this is an error from the hospital that needs to be fixed.
|
| 09/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Older American, Servicemember |
|
On the first Wednesday after the XXXX of XXXX, my Social Security check was reduced by {$280.00}.
Credit company told me they mailed several months of notices to a XXXX XXXX XXXX address. This is not an address that I know, & I never received any calls.
They stated they were taking out $ 400+ this month. I only have SS & $ XXXX monthly retirement to live on with my wife. Help Please. Give me an address & I will mail you 100 % of my documentation.
|
| 11/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
On XX/XX/2022, the credit ( Charter Communications ) reached out to me with a payment offer ( see attached ). I paid the full balance ( see attached proof of payment ). Then I noticed a company called CBE Group ( see attached Collections ) had put this account from Charter Communications in Collections on all XXXX of my credit bureau reports. This is fraud. This account should not be in Collections because I have paid this account balance in full.
|
| 07/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
Servicemember |
|
My employer has been repeatedly been contacted by The CBE Group , INC, located at XXXX XXXX XXXX, XXXX XXXX, IA XXXX regarding an alleged debt. My employer, and i have both requested this company cease and desist, however this company continues to call. I sent notification via Certified mail, as well as regular USPS. I am not only disputing the alleged debt, but I am also requesting this company terminate their attempts at contacting my employer.
|
| 07/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The number continuously calls, at least XXXX to four times a day, sometimes more. I always answer and every time I do the person in the other line never speaks, they just hold the line. Only once has a person ever spoken and when they did they asked for my social security number and said I needed to give them my number in order to move on with the process of the phone call. They have called everyday multiple times a day for almost two weeks now.
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I received a letter from The CBE Group today Reference : XXXX saying I owe the Department of Veterans Affairs Account # XXXX. This not true, I do not owe them anything. There's no way I was turned in for collection from XXXX to XXXX, check your records again!! I paid them {$710.00} on XXXX and {$65.00} today ( just to be sure ). The Account # XXXX does not match any of my account # 's, Not even close!!! This a scam!!! Do Not Contact Me Again!!!
|
| 01/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Sent to debt collector : I am writing to you to dispute your collections debt on account XXXX as well as any other accounts under my name.
According to Public Law 117-2, American Rescue Plan Act of 2021 ( ARP ), Section 8007 signed XX/XX/XXXX, all Veteran copayments for medicare and pharmacy services provided XX/XX/XXXX through XXXX XXXX will be canceled.
Please provide any evidence that these debts do not qualify or have not been canceled.
|
| 02/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
Per the Fdcpa law section 809 validation of debt, I have no knowledge of the is debt or account, I contacted the credit and CFPB for the Creditor to provide proof. Under the law, the creditor has 30 days to validate or it has to be removed. I have heard nothing in 60 days of proof. I'm asking this account be removed from my credit report or I will be forced to contact the attorney general office of this illegal account and pursue this legally.
|
| 07/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received the debt collection notice from the CBE group Incorporated XXXX XXXX XXXX XXXX
It states I owe XXXX {$3300.00} and I have not used XXXX and at least 15 years. Made some phone calls and I just get a runaround and they're asking me to purchase XXXX gift cards to be able to resolve this collection issue which to me sounds a bit off. I have not used XXXX I think this is 100 % fraudulent They gave me a reference number of XXXX XXXX XXXX
|
| 11/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The CBE group continues to call my business on a daily basis, XXXX to XXXX times per day. When I have contacted them to remove my phone number from their call list they continually tell me that they have. We do not have any outstanding debt that they are servicing and there is no reason for their daily phone calls. I can not resolve this situation through the CBE group and am requesting that I can block their number XXXX from calling again.
|
| 11/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group is attempting to collect a debt that has already been closed and consider satisfied. This debt was collected by XXXX XXXX by XXXX XXXX XXXX. XXXX XXXX was unable to support the debt with proof. I sent them a letter demanding proof of debt, and they could not provide it and closed the account out and removed it from my credit. So, the creditor sent the debt to a new collection agency and is trying again to collect the debt.
|
| 03/28/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I get repeated calls from about 7 different area code XXXX phone numbers. The company is CBE Group which internet says is a debt collection agency. I just ran my credit report and the 3 services show no outstanding debts. I have asked them to stop. They won't tell me why they are calling me repeatedly, all hours day and night.
Here are their phone numbers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 02/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
This company ( CBE Group ) calls at least 3 times a day. Morning, Noon and Night. When ever I pick up the phone they are never there. They have been calling for the past month. At one time I did finally speak with someone but they asked for someone who I did not know and then they requested my social security number. I refused to give it to them, and they have not answered the phone since - in spite continuing to call 3 times a day.
|
| 12/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat d payment on a credit card account under an open end consumer credit plan as late for 322 purpose.
|
| 07/11/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
RE : Your Reference Number XXXX, Acct Number XXXX, reference number XXXX This collection agency is attempting to collect an alleged debt. I requested the following information to support the alleged debt : name and address of the original creditor, a copy of the original signed contract, and a complete accounting / statement of payments with interest and fees associated with this debt. To date, I have not received this information.
|
| 07/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XXXX XXXX, 2017, I sent a correspondence to the CBE Group for a verification that I owe on the debt they are reporting on my credit. Although I sent the letter, I have not received a verification or anything type of correspondence regarding this debt. I have no knowledge that the account was mine, and I demanded verification. It 's now almost 6 months later, and I have yet to receive any type of communication from The CBE Group.
|
| 05/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received an email alert from a credit monitoring company about a new item on my three major credit reports. There is a collection company named The CBE Group , Inc. located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX. XXXX XXXX, XXXX, IA XXXX, which reported an account in collections. This company never notified me of said debt. They have never given me verification of the said debt but reported to XXXX, XXXX and XXXX unlawfully.
|
| 08/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights.
15 USC 1681 Section 602 states I have right to privacy.
15 USC 1681 Section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 02/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
CEB Group is attempting to collect a debt for a medical bill that has already been settled and I disputed it on my credit. I have told them multiple times to not call my place of employment and they continue. I received another call today at XXXX XXXX from the CEB Group. I spoke to a supervisor named XXXX XXXX this morning and informed her I would be filing this complaint.
They will not STOP! This is illegal. Please prosecute.
|
| 07/11/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
A previously removed account fro m CBE Group ( acc # XXXX ) was removed from my XXXX report on XXXX XXXX , 2017, According to FRCA, I was to be notified within 5 business days that an account previously removed was to be reinstated. I did not received a notice and that account is back on my XXXX collection report. The collection company and XXXX are in violation of the FRCA, and this account need to be removed.
|
| 08/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I just received a hit on my credit report for {$79.00}. But when I look at my credit report its for 2 different amounts. {$79.00} and {$80.00}. Its from a cbe group. They are with charter communications which I have never had. I have never received a bill from this company. Nothing in writing or no phone calls about this debt. They are stating Its from XXXX but I have no knowledge of this debt or I would have investigated it.
|
| 10/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Cbe collection said I owed debt I paid with debit card over the phone in full Said they would remove it from my credit report from XXXX if I paid in full they had it taken off and put it right back on I have contact both XXXX and cbe collections and they blame One another I am trying to buy a house and the collection on my credit report is keeping me from it please help me Resolve it I have online recipe of payment. Thank you
|
| 05/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
I requested a Waiver of a DOD Federal Health Benefit Overpayment Agency Error. My FERS annuity is being Offset via the Treasury Offset Program. The problem I am having is that this debt should not be reported to a Collection Agency because my FERS annuity is being offset via the Treasury Offset Program. I contacted XXXX XXXX XXXX XXXX XXXX & made them aware of this situation to no avail. Please rectify this for me. Thank You.
|
| 02/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Pulled my credit report and disputed with all 3 credit reporting agencies a collection debt from CBE fir XXXX XXXX XXXX in the amount of {$160.00}. Ive paid XXXX XXXX a deposit of {$200.00} plus dollars and an insurance premium. As a consumer I have the right to cancel and shop cheaper auto insurance rates and change auto insurance if Im unhappy with company yet theyve sold my information to a debt collector this is illegal!
|
| 12/06/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
THE CBE GROUP INC-XXXX listed a debt on my credit report that I do not owe to XXXX XXXX for {$280.00}. They then listed the same debt, changing it by {$1.00} ( {$280.00} ) being owed to XXXX XXXX under the name XXXX on my credit report making it look like two separate debt collections. This has had a TREMENDOUSLY negative effect on my credit. It is a deceptive practice and has hurt my family 's ability to get housing, etc.
|
| 04/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/XXXX and XXXX, 2019 a company by the name " The CBE Group '' just popped up on my XXXX, XXXX, and XXXX credit report file. The original debtor is XXXX XXXX XXXX! This account does not belong to me, as all my bills have always been in my husband 's name. When I try to contact the CBE group, my calls are not be accepted, their recording says their too busy to take my call. I have filed a dispute with XXXX and XXXX.
|
| 12/05/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
My mother had XXXX and somehow because I was paying her bills they put the bill in my name. She had a XXXX and stopped watching TV and I can not get the installation documents from them or CBE who is arrogant and irrational.
I tol d them this but they refuse to supply this. They sent me a list of charges after the acct was put in my name that proves nothjing.
I want the imstallion receipt or want a decent settlement.
|
| 03/23/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Being billed from XXXX for services that they will not disclose or give any explanation to. Itemized bill just states money owed for deferment plan in the amount of {$480.00} when no deferment arrangement was ever made with the company. CBE group is the collection agency that is handling the debt collection and they have provided a billing statement but that statement has given no explanation of why any money is owed.
|
| 07/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Phone number kept calling me, and after googling the number found out it was registered to a debt collection group called The CBE group. Blocked several iterations of their phone number and still keep receiving calls from them. Tried calling them and got directed to an automated voice message system. Receiving the call only results in a few seconds of silence before the call ends. Calls are repeated and happen daily.
|
| 03/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
In accordance to Fair Credit Report Act XXXX Account # XXXX, has violated my rights.
15 Usc 1681 Section 602 States I Have the rights to Privacy 15 Usc 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 Usc 1666B : A Creditor may not treat a payment on a credit card account under any open end consumer credit plan as late for purpose
|
| 05/29/2015 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
I have a debt collection company calling my employer. I just reported XXXX company maybe a month ago and they stopped and clearly gave my information over to another company since they could no longer call my employer. I need this to stop permanently. I ca n't have these sorts of calls coming into my work office. My employer 's phone number is not my phone number, which means they 're knowingly contacting me at work.
|
| 09/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company calls me endlessly and just hangs up. The one time someone actually spoke, I asked why they keep calling and hanging up and the guy just said it was about some debt and started asking a bunch of personal information ( which I didn't to provide ) before he would tell me anything else. Since I do not owe any company any money, this is clearly false and this company needs to stop harassing me at all hours.
|
| 03/10/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
CBE Group continues to put collections on my credit report that are my EX WIFES medical bills!!!! We are not married and have n't been for a very long time! I have never signed anything and they should not be allowed to just report whatever they want on my credit. I will have my attorney file for damages if they do not remove ALL of the accounts from my credit. I have n't been to the DR and I have no medical bills!
|
| 12/11/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Taking out the loan or lease
|
|
Web |
Older American, Servicemember |
|
CBE Collections put a collection for a medical bill on my credit reports. I do n't even owe any doctor or hospital bills, and I think this is a scam. I think they are trying to get me to pay for something that never existed in the first place. I went out to the XXXX for the State of Iowa where this company has its headquarters and there were many complaints about this company targeting seniors in just this way.
|
| 03/18/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I XXXX XXXX and my mother XXXX XXXX have been receiving several phone calls from XXXX stating that he has a {$29000.00} debt from a construction company with XXXX i called XXXX and they didnt give us much information but to call the following number XXXX and the XXXX website i spoke to them then was transfer to XXXX XXXX to they told me it would most likely to be a scam and to have it reported to FTC AT XXXX.
|
| 07/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE is reporting a debt on my credit file that I no longer owe. This debt was past the statue to limitations in Utah however, I called and settled this debt. I am now asking that they provide me with a deletion letter. I am aware that you can provide this to me and no one else. I am aware that CBE reports to the bureaus as they deem necessary and that they can provide me with a deletion letter. Please do so.
|
| 04/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Since 2021, we have contacted credit bureaus to report identity theft regarding a supposed debt to XXXX XXXX according to debt collector CBE Group ( paycbegroup.com ) in the amount of {$2100.00}. The credit bureaus said they would take care of the matter but I am still receiving collection notices.
This debt is not mine and most likely originated from identity theft. Please look into the matter, thank you
|
| 12/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They sent me a text saying they were CBE Group. A debt collection agency. I found out that he CBE group is a private collection agency for the IRS. But when I XXXX the number it came up as XXXX XXXX XXXX.
I have already set up a payment directly with the IRS. I have never received a written notice from either CBE Group nor XXXX XXXX XXXX.
They also call from different numbers with different area codes.
|
| 05/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX of 2020 on my credit report I discovered 2 collections each for approximately 800.00. I called and discovered someone in Ohio used my information to obtain cable services. I discovered his mane and the town in Ohio. I contacted the first company and the collection was removed easily. The next company would not speak to me because I was not the name on the original order even though it was all my info.
|
| 10/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group has called my work number on several occasions after I repeatedly requested them to cease calling my work telephone number. On XXXX/XXXX/2015 I verbally told them to not call me at my work number on XXXX/XXXX/15 I received XXXX phone calls from them at my work, and on XXXX/XXXX/15 I received another call from them at my work number. Each time I requested them to stop calling my work phone number.
|
| 12/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account CBE GROUP which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that CBE GROUP was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 12/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group keeps calling saying they are calling pertaining to a personal matter and want me to confirm the last four digits of my social. I refuse because i don't know why they are calling and they won't tell me until i confirm my social. I haven't received a letter from them and will not provide my info over the phone because i don't know if this is scam. I do not owe anyone so i believe this is a scam.
|
| 02/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
They were unprofessional, I asked them to put me on do not call list, they said they do no have one informed I do not want calls at all. They refused instead saying are you this person and gave a social security number without verify who they are talking to. I asked for the manager and he did the same tatics was basically refusing to comply with my request not to call. Informed will report and ended call
|
| 12/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I registered my phone number in 2010 and have been receiving calls from debt collectors ever since regarding debts owed by someone named XXXX. I have asked repeatedly for them to stop calling me, but they have not. I have asked who is calling or for more information, but they refuse to disclose. The most recent number to call me was XXXX, which I have traced to a debt collection agency called CBE Group.
|
| 06/30/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
Over the past 5 years they keep putting my number into their automatic call system. I tell them to remove it and it start happening after about 6 months. they were calling every day at about XXXX for the last month XXXX 2017. I ignored it this time and finally called them and they said they would remove it again. I want them to remove my number permanently. They call from XXXX looking for a XXXX XXXX.
|
| 09/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This was a corporate account and mistakenly reported on my profile. Had your record-keeping been accurate, and where is the proof of payment history? The XXXX Credit Bureau is willfully in violation of FCRA and condoning illegal behavior, they MUST correct or remove this collection account immediately.
|
| 04/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid XXXX on XX/XX/2021 for {$160.00} and turn in all my equipment on XX/XX/2021 but on my credit report with XXXX it still say I still owe for {$280.00} to CBE group which is the collection company that XXXX sent my account. I contact the CBE group to make them aware that account has been paid off and to remove off credit but it is still showing and also contact Spectrum to make them aware also.
|
| 11/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I called CBE GROUP XXXX XXXX XXXX inquiring about the debt collection showing on my credit report. Provided account number XXXX to the creditor. After multiple attempts they said my account is not found and they only have information from an individual from California for a cable bill from XX/XX/2019 with XXXX XXXX. On that note, I have never lived in California and I strongly believe this is FRAUD.
|
| 03/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt doesn't belong to me. It is to be charged to a business. After speaking with these people and them calling me from different phone numbers and explaining to them this belongs to a business and not me personally they said oh well it is in your name and not the business when in fact, i did explain each time it shouldn't be and they should contact the originator of the bill for clarification.
|
| 12/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
FCRA Violation: address not mine
XXXX XXXX XXXX XXXX XXXX, TX
XXXX XXXX XXXX XXXX XXXX, TX
XXXX XXXX XXXX XXXX XXXX, TX
XXXX XXXX XXXX XXXX XXXX, TX
XXXX XXXX XXXX XXXX XXXX, TX
XXXX XXXX XXXX
FCRA Violation: auto loan never late
XXXX XXXX XXXX XXXX
FCRA Violation: hard enquiry not mine
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violation: collection not mine XXXX XXXX XXXX XXXX XXXX
|
| 03/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group is fraudulently collecting on a debt that is not owed. I am buying a home and just found out that they are reporting inaccurate information on my credit report. I spoke with the original creditor and they stated that there is not balance and I only had to return an item which I did and it was verified.
This needs to be removed permanently from all three of my credit reports immediately.
|
| 09/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2020 this bill for XXXX dollars did not go through when it was on auto-bill.I reached out to the company and they said that they saw the the payment try to come out of the bank but it was rejected. They never notified me of the rejection and gave me this late payment. I now can not get a mortgage because of this mark on my credit and the company will not help me with this unfair situation.
|
| 04/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The company has reported the account to consumer reporting agencies without sending notice allowing me to validate the debt. The company is also attempting to collect a time-barred debt in accordance with state law. A copy of this complaint and all documentation supporting the facts will be sent to the State Attorney General 's Office and the Federal Trade Commission as a result of the violation.
|
| 12/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX Illinois electric company has hired a debt collector " The Cbe Group Inc-former '' to attempt to collect {$1000.00} from me on a electric bill that is not mine. I am on the national do not call list and they call me at work even after I tell them they are breaking the law. I don't have this debt and it is innacurate.
This has impacted my credit score and effected my personal and work life.
|
| 04/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The same company ( using multiple numbers ) keeps calling my house and immediately hanging up if someone answers. The calls happen multiple times a day ( as many as XXXX in XXXX day ), every day and sometimes early in the morning or late at night. This is not only a clear violation of the Fair Debt Collection Practices Act, but is also violating South Carolina state code on telephone harassment.
|
| 07/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX report and collection XXXX XXXX amount on my XXXX Credit report i never received and bill from XXXX XXXX verifying i has and outstanding cable bill.
For the amount of {$400.00} dollars When i has cancel cable in XXXX and service was cancel in closed account.
Inwhich i never received notice from the creditor charter verifying i owe and outstanding cable charges on and close account.
|
| 04/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I XXXX do not owe this company any money. I dont have a signed contract with this company. I understand this company is a debt buyer of debt. But I do not owe them money. If we go to court I would win as judge would see I dont have a contract with this company. I request this company to delete all negative information off my credit report per fcra laws. If not Ill have to file suit in court.
|
| 08/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
CBE Group, as shown on caller ID, called and asked for someone named XXXX XXXX XXXX. That person has not existed for over a decade and thus has no outstanding debt in existence. Calls were also disconnected in an unprofessional manner and call backs were left to ring incessantly, avoiding communication. Debt is older than 10-15 years and no longer owed. Company should be fined and dismantled
|
| 04/17/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE group added something to my credit when we already had a payment plan setup an they never once told me that i had to pay it by a certain date then soon as i got down to my last payment they put that on my credit report as a collection after its been paid in full ... i never miss a payment or nothing so i dont understand why they did that to me when Im trying to keep a good credit report
|
| 04/24/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Constant non stop, several calls per day to my cell phone. I 've answered and they say they are wanting to speak with someone other than myself, I tell them they have the wrong number and I am notifying them to stop calling, as I am charged on my cell phone. They have continued to call even more frequently. Tactless, rude demeanor and quite disruptive. Please STOP these people. Thank You.
|
| 07/02/2015 |
Yes |
- Debt collection
- Credit card
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
It started with one company saying I owe a debt. I spoke to them. The company insisted that I owed. After that with this company XXXX other companies are saying similar things. I am trying to get answers but no company will take NO! for an answer. It has been XXXX year and I still get these same companies calling everyday. So I just try not picking up. The companies are : CBE GROUP XXXX.
|
| 04/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have checked my credit report & notice they have been some accounts & collections on my report that I had no idea of, I do not recall have contact these companies multiple time & even sent dispute letters with all 3 credit bureaus, I put a fraud lock on my report & Filed a FTC & Police report as well stating I'm a victim of identity theft & didn't authorize anything to these companies
|
| 07/02/2015 |
Yes |
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
|
|
Web |
|
|
I 'm XXXX, you used The CBE group to take my XXXX away to pay whatever. I used to live on {$XXXX} a month, you are taking {$300.00} away from My XXXX. I ca n't live on so little. Please forgive what you think I owe. I 'm dying. I sent XXXX letters of hardship, no one even looked at them. Is it ok, to kill me? Why do you have outside company 's like CBE and now another to do harm to me.
|
| 11/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Reporting a collection agency that has been calling me repeatedly this week. I was called twice today ( XX/XX/XXXX ), twice XX/XX/XXXX, twice XX/XX/XXXX, and twice XX/XX/XXXX. I used to work for a collection agency so I know that goes against a few regulations. They have called from multiple numbers with the XXXX code, says it's coming from XXXX. The name of the agency is CBE Group.
|
| 11/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I get multiple calls from XXXX, XXXX, XXXX, and other numbers. Sometimes its a person most times they just hang up when i answer. They ask for my social security number or address to verify my identity and will not tell me any information. One representative told me if i did n't verify my information they would just begin seizing property from me. Multiple calls a day up to XXXX.
|
| 07/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE Group is reporting a debt on my credit file that I do not owe. I recently checked my credit and noticed this debt on my credit fie. I was not in the hospital at this time and there is no way that this debt is mine. I think that my uncle has stolen my identity. I also never received a phone call, collection notice or letter which is in violation of my 30 day right to dispute.
|
| 06/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
There is a account that appeared on my credit as XXXX XXXX and I disputed it XX/XX/2019 and it was removed. It next appeared as XXXX XXXX same account disputed it and it was deleted in XXXX of 2019. Now its been sold to CBE group and theyre back on my credit. I will like to report this account that keeps being sold and negative on my credit as it has been deleted multiple times.
|
| 01/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
This company is attempting to collect a debt for a fraudulent claim from XXXX. The buyer purchased an item, damaged the item, and then attempted to return for a full refund.
The refund was not paid, and the debt is invalid. This collector has called and mailed letters after receiving a letter via certified mail that the debt is not valid, with a request to no longer contact.
|
| 10/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
|
|
XXXX XXXX keeps sending letters from several different collection agencies after several attempts by my attorney to report this as a dispute of validity of debt. Despite repeated requests to have correspondence go through my attorney, all communications are still being sent to me directly. No one from XXXX XXXX the original creditor ) has made any attempt to solve this matter.
|
| 06/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On XXXX XXXX, 2015 I received a collection letter from XXXX ; for debt that had been deleted from my credit report in XXXX 2015 due to CBE Group 's failure to provide validation. On XXXX XXXX, 2015 I requested validation of the debt from XXXX ; still have not received anything. On XXXX/XXXX/15 I pulled my credit report and discovered that this invalid debt is being reported.
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This collection agency is using an intimidation tactic by placing this information on my credit report to try to collect a debt that does NOT belong to me, I HAVE NO signed contracts with them, OR THEIR CLIENT. I am considering filing a lawsuit for violating the FAIR DEBT COLLECTION PRACTICES ACT For each violation uncovered and for each credit report this account is listed
|
| 09/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Re : CBE GroupXXXX. They call me at XXXX almost everyday. I have advised that the person they are trying to reach is not me nor at my number. Yet they continue to call. I have tried to block the call but they continue to call me. No sure what else I can do. I have had this same phone number for more than 40-years so I can not figure out why they continue to call.
XXXX XXXX
|
| 04/10/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I called XXXX and cancelled my service in early XX/XX/XXXX They did not cancel my service until late XX/XX/XXXX when I called because I received another bill. I went with XXXX on XX/XX/XXXX and cancelled the same day With XXXX. I have desputed it with them on several occasions. They have sent to several collection agencies and each time I have proven I did not owe the bill.
|
| 02/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I pay all my bills on time and I find it outrageous that i have a debt XXXX from a company I have no dealings with. I need answer as of why this on my credit report and why I was never contacted about this debt. I called my utilities suppliers and they have no clue of any debt because I again pay my bills on time. I will not take this lightly and I will take legal actions
|
| 10/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
When I checked my credit reports as I often do I saw that THE CBE GROUP placed a XXXX collection on all three of my reports which is false and untrue.
When I contacted CBE demanding that they provide me with the documentation to validate the debt pursuant to The Fair Debt Collections practices act and the fair credit reporting act they refused to comply within 30 days.
|
| 09/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I telephoned XXXX in early XX/XX/XXXX and was told acct was paid in full. I had moved and never ever received a bill that acct was still owing. Never received notice from CBE Group that there was an outstanding balance. Upon learning of collection thru XXXX XXXX I immediately paid amount due to XXXX. XXXX lied about having sent me notices or USPS failed to forward mail!
|
| 02/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The CBE Group ( Collection Agency ) sent me a letter stating that I owed money to XXXX in the amount of {$950.00}. I have never shopped on XXXX. The company indicated that the debt was from XX/XX/22. I do not owe XXXX any debt. I suspect this is a result of identity theft. More importantly, the letter did not even state what I was supposed to have purchased from XXXX.
|
| 10/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, I have filed disputes about an account that keeps appearing on my credit report. The original creditor was a cable company. However, i don't owe them. I asked the credit company to show me the " proof '' that validates the collectors claim and I never am given that information. CBE now how the account and they say I owe {$250.00}. I do not owe anything at all.
|
| 02/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
CBE Group has several erroneous charges reporting to my credit. My insurance and Health Share plan are currently paying these off and I never received a notice for any of these collections before they were added. My Health share advised I should not pay these because they have already been paying for them and there is no reason these should be on my credit report.
|
| 05/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
On XX/XX/XXXX after rejecting the phone call for debt collector for XXXX at XXXX PDT ( after already explaining that I do not owe the debt of {$130.00} ) they immediately called back XXXX PDT. I was out of town in California, so receiving calls at XXXX PDT wasn't fun either. But the audacity to call back immediately after rejecting the call really takes the cake.
|
| 12/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have called numerous times to this agency to ask for an itemized billing statement and each time I am told it will either get faxed to me or mailed to me. I never have received the information I have requested other than a simplified statement. The reason I am asking is because I have the suspicion that I have paid XXXX separate agencies for the same merchant.
|
| 09/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
CBE Group, Inc sent a bogus notification of debt collection for XXXX saying that my account is past due, and instructing me to send money via a website, via credit card, or debit card, or via money order. They listed a disconnection date of XXXX/XXXX/15. However, they list an account number that it is not mine, and XXXX never disconnected my number on such date.
|
| 08/14/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
A company claiming to be " XXXX XXXX '' calls me every day, multple times per day, saying they are attempting to collect a debt I have no knowledge of. They refuse to give me information and ask for my personal information but I do not want to give my information to a stranger. They call from the number XXXX. I have had calls as late as XXXX and as early as XXXX
|
| 09/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE Group is reporting a collection on my credit that I do not owe. I have no idea what this debt is for. CBE Group did not send me any notifications. I have not received any letters in the mail or any phone calls regarding this debt. CBE Group is in violation of my 30 day right to dispute as this has been added to my credit file. This debt needs to be removed.
|
| 03/14/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
This collection company keeps calling me concerning a XXXX XXXX XXXX credit card account, but they have failed to provide : the name and address of original creditor, a copy of the original signed contract, delegation of authority to collect the debt, and a complete accounting of payments, interest and any fees associated with the alleged debt, per my request.
|
| 07/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
There is a collection account on my credit report from " CHARTER COMMUNICATIONS ''. I tried calling the company directly and they were able to confirm that this due amount is for services provided at an address that is unknown to me as well as a different phone number than mine. I have never requested any services from either Charter Communications or XXXX.
|
| 07/09/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have received calls on numerous occasions from a collection company known as CBE Group. I have received calls several times a day from this company. Each time that I have answered, I explained to the agent that we do not know the person they are looking for and to please remove my number from their call lists. I have had this number for almost XXXX years.
|
| 09/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
CBE keeps sending unauthorized text messages that have now cost me money on my phone plan. I never once spoke to anyone before they started sending them without my permission. I shouldnt have to cancel something I never authorized or asked for in the beginning and its ridiculous I have charges for the messages on my mobile phone account bill. This is XXXX.
|
| 01/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CBE Group is reporting an erroneous debt on my credit file that I do not owe! I recently checked my credit and noticed this debt. This debt is very old and not only is past the statue of limitations but it's also past eh credit reporting limit per the FCRA guidelines. I do not owe this debt and it is not mine. This needs to be removed off my credit report.
|
| 06/12/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CBE Group XXXX : This is reporting on my credit file & I have not received any notifications regarding this debt. I paid this off in full once I had it showed up on my credit file. This debt has now been paid and needs to be removed from my credit report. Not receiving any 30 Day right to dispute is a violation of my rights and this needs to be removed!!!
|
| 09/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group is attempting to collect on a debt I do not owe. This debt has been paid and should not be on my credit. Also, I never received any notification regarding this debt. No phone calls or letters. I did not know about this debt until I pulled my credit file. This is a violation of my 30 day right to dispute and needs to be removed off of my credit.
|
| 04/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received text : " This message is from the CBE Group, a debt collector. Please contact us at XXXX or paycbe.com. Reply 'STOP ' to stop texts to this number. '' I have never gotten any mail from these people, I have no idea what " debt '' they're talking about. Responded with 'STOP ' text, but received no response confirming that the messages would stop.
|
| 08/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX Keeps selling a bad debt to several collectors after constantly being disputed and deleted from my credit report. First it was XXXX XXXX XXXX which I disputed then CBE which I disputed and was deleted and now they sold it to XXXX XXXX XXXX. After multiple attempts and constant proof its not my account I will like it to be permanently deleted.
|
| 04/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I looked on my credit report and found this collection on my credit, however this account does not belong to me. I contacted the company and requested that they send me a signed application or anything that I personally agreed to in which they sent me nothing I told this company that the account was fraud and to please remove this from my credit report.
|
| 09/21/2015 |
Yes |
- Debt collection
- Non-federal student loan
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
Called my wife on her cell. About a student loan my FATHER DECEASED SINCE 1991 took out. Perhaps for my education. She somehow had my SS data but wrong birth date etc. But again kept calling my wife. Saying wage garnishment XXXX etc. Then asked income questions AND wanted paystubs.
How did she get my wife 's number. Never met my father. Just seems odd
|
| 02/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have completely paid off my debt to CBE group and it has been removed from the credit report. XXXX has not been updated about the payment and they are still trying to charge me for it. I have tried multiple times to contact CBE group and have left multiple messages. Every time I call and don't leave a message the phone is on hold then hangs up on me.
|
| 05/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CBE Group : XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX - CBE Group keeps reporting lates erroneously on my credit report and I have never received a notice for any of these collections. We have health insurance, and do not owe this debt. These need accounts need to be removed from my credit report immediately!!!
|
| 09/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
Lost job was unable to pay these bills so now they are on my credit report stopping me for moving forward XX/XX/XXXX THE CBE GROUP INC XXXX XXXX Ohio XXXX original collector XXXX {$2100.00} XXXX XXXX XXXX XXXX XXXX original collectors ) XX/XX/XXXX {$930.00} XXXX XXXX XXXX XXXX XXXX XXXX Ohio XXXX original collectors ) XX/XX/XXXX tried too dispute them
|
| 01/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am disputing a demand letter from CBE Group in the amount of {$260.00}.
This attempt to collect a debt from the creditor XXXX has never belonged to me.
This debt of {$260.00} dollars is a result of Identity theft. My personal information was stolen and used against my permission. I will not pay this debt because it originated from identity theft.
|
| 06/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX got a charge on my account for an account that is not mine. Its charged me {$380.00}. This is an fraudulent account and I have no idea who opened this account in my name. I did not approve or authorize myself to an with XXXX XXXX. I have no idea what is this. I looked it up and its cable. I never had a cable account in my name or got cable.
|
| 01/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I ended cable services with XXXX and returned there equipment. When the collection agency called me I was informed that the charges were for non returned equipment. I returned the equipment to the XXXX store in XXXX Ca. I was told that they would investigate and return the call with an update. The next thing I received was a ding on my credit report.
|
| 01/11/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Older American |
|
On XX/XX/XXXX, CBE Group XXXX contacted me threatening that they would turn me over to the IRS if I didn't pay a debt owed to IRS. I do not owe any money to the IRS. I am currently am an XXXX XXXX XXXX XXXX XXXX so I know this a scam that could hurt people that are unaware that the IRS does not contact people by phone regarding outstanding tax debt.
|
| 06/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Looking over my credit report and noticed there was an account that does not belong to me and that I did not authorize. This is an act of fraud and I am a victim of fraud. This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The following account is listed below : XXXX XXXX XXXX # XXXX.
|
| 07/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
CBE XXXX is n't willing to send me the amount that I owe. I have tried to correct my address so they could send me information ( has n't been corrected yet XXXX and tried to get them to email me my amount owed XXXX has n't happened ). When I called to complain tonight, I was told they would have to wait XXXX days before they could send me anything.
|
| 08/12/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have sent in numerous of letters an FTC reports to this company regarding this fraudulent account that was opened in my name. This company has completely ignored my request to have this account removed or investigated properly. This account is hindering me from moving forward in my life. This matter needs to be addressed and fixed expeditiously!
|
| 03/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this person don't live here this is not his address don't know the person stop sending these letters to my address they will go straight in the garbage being that the post office wont return the letter with out a stamp being place on it stop your spam letters to my house you keep sending these bull collections to my house stop the XXXX or be sued
|
| 05/16/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Whomever CBE Group is trying to reach does not belong to the number they are calling. CBE Group calls the house several times a day. When I answer the call, they hang up without saying a word. Whomever they are trying to reach does not have this phone number or live at this address. If they do n't stop calling I will have to take further action.
|
| 03/01/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
Several months ago I started receiving letter from cbe group stating I owed a debt and they are trying to recover the debt. I called and explain that 's not my debt and inform them to stop sending letter or contacting me. Since then I have continuous received letters over and over again. Basic harassment of a debt that does n't belong no to me.
|
| 02/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have not knowledge of this debt, please provide me with the original instrument of debt with my signature on it to verified that this account is mine and if you are not the original creditor please provide me with the contract agreement that you have the right to collect this debt as require by FDCPA or remove this item from my credit file.
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
Servicemember |
|
This company has a collection that is not mine that is reporting on my credit report. However it's also been discovered that this company does not even have a collection agency license in my state of South Carolina. They only have a license to collect in the states listed on XXXX This is a violation of the Fair Debt Collection Practices Act.
|
| 02/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I listed something on XXXX for sale in XX/XX/2022.
Item was " sold '' but the buyer never paid. XXXX charged me {$240.00} in fees for that.
Note here that buyer never paid yet XXXX charged me a fee.
I never paid that amount and today I got a mail from The CBE Group asking for {$240.00} that I shouldn't be liable to pay in the first place.
|
| 07/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
XXXX, XX/XX/2018, XXXX, TX XXXX XXXX called me with a spoofed number to look similar to my own area code. XXXX ( or whatever her name is ) disclosed my information without even verifying my identity. Then proceeded to state she would keep calling and continue to call. She mention that XXXX was the second collection agency handling the case.
|
| 03/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
To Whomever This May Concern. The CBE Group , Inc sent a debt collection for a company that I have already disputed as fraud. It was with one company and then sold to another company. It keeps being sold when it has already been determined to be fraud. This account does not belong to me and I want this disputed and removed from under me.
|
| 06/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I dispute all my.medical with XXXX that are on my credit report because my insurance has paid it. I get a notification with in a day of the results. You can possibly tell me that with all the disputes XXXX gets, it only takes them from 4hr to 1 day to get results. I would like proof that XXXX has actually looked in to my discrepancies
|
| 03/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am receiving derogatory remarks on my credit score / credit report from an account in collections from a company I do not know and do not owe {$290.00} to. I have not received any calls about this amount due and was not served any paperwork from this company. It is weighing down my credit score and I would like to resolve this issue.
|
| 04/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have made several efforts to resolve this matter directly with The CBE Group.
I have never done business with this company and there is no signed agreement with the company bearing my signature. I am requesting the collection item be removed from my credit report, all three Credit bureaus and collection efforts stopped immediately.
|
| 03/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
Several family members have received phone calls from this company about a money I owe. The tell my family and friends that I am being serve for wire fraud, however I have never received anything in writing. My family and friends were not contacts on any loan of mine. This company took the liberty of calling my work and my ex-husband.
|
| 08/06/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
They keep calling my number and asking for my daughter who does n't live with me for 5-6 years or longer and who is XXXX years old.I try to talk to with some persons try to tell them that we are not in good relationship and that I do not know where she is, but they just keep calling me and switching the numbers that they call me from.
|
| 09/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
CBE Group XXXX XXXX XXXX XXXX, IA XXXX I had no knowledge of this debt. I have not, ever received notice or been contacted to pay this debt.
I found it on my credit report ( XXXX ).
I have attempted to rebuild my credit and they flagged my report. ( XX/XX/XXXX ) I found they had reported it again, as a separate debt. ( XX/XX/XXXX )
|
| 03/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The phone number calls me at least XXXX times a day everyday, then starts to call me from a different phone number right after the XXXX call. They never leave message. XXXX call is always around XXXX and I get calls all through out the day with NEVER any message. When I look up the number it says it is a collection agency CBE Group.
|
| 07/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
On XX/XX/2022, Charter communications claim that the account became delinquent, and on XX/XX/2022, the account was sent to a collection agency with an owed balance of {$1500.00}. I advised them that this is not my account. They claim it is mine because payments were made. They harassed me with phone calls three or more times a day.
|
| 04/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
They call me morning night they wont stop i have asked them to stop calling because im handling all my debt but they wont they even called my afooted mother when im with my birth mother and i told them that im not here and hell call when hes back to help stop but 30 mins later they call again hope this helps if not ill go to court
|
| 05/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The CBE Group Inc-Former at : The CBE Group , Inc. XXXX XXXX XXXX XXXX, IA XXXX XXXX been sending me collections notices in the amount of {$2200.00}. The collection has been reported as past due balance. I'm not aware of the company, nor have I conducted buisness with them. This company doesn't have a contract with my signature.
|
| 03/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received an alert on my experian account that a collection was added to my credit report by CBE Group XXXX XXXX XXXX XXXX XXXX, IA XXXX. There was a payment on my XXXX XXXX account for {$70.00} on XX/XX/2022 confirmation # XXXX. There was also another payment made on my account for {$91.00} on XX/XX/2022 confirmation # XXXX.
|
| 06/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom It May Concern : I am writing to dispute the inaccuracies that have been reported on my credit report by your agency. I have recently reviewed my credit report from XXXX, XXXX, and XXXX and have noted following discrepancies : XXXX Inq date : XX/XX/XXXX {$14.00} Charter communications Inq date : XX/XX/XXXX {$210.00}
|
| 04/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
XXXX has been calling my daughter repeatedly. She lives in Arizona and they have been calling her around XXXX am almost daily for at least the last month. She called the company today and they were calling about a debt that I owe. I have never heard of this company and I have never received information about a debt from them.
|
| 09/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| 12/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American, Servicemember |
|
XXXX XXXX in XXXX SC turned me into collections after I paid the bill have approx XXXX infractions of collections on credit report after bill paid in full, history of paying since day one over contractual amount hospital wanted ( XXXX a month but paid above and over this amount ) continue to be on credit until XXXX this year
|
| 05/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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Calls from 'CBE Group XXXX looking for my ex-husband. I divorced this man over 20 years ago and recently have received calls from 'CBE Group ' looking for him. I have no relationship with him and am not interested in this. phone numbers used today are XXXX XXXX twice XXXX, XXXX, XXXX. This is harassment of an innocent party.
|
| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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CBE continues calling me after I asked them to stop calling and blocked their number. They use different numbers each time they call to avoid the call being blocked. They called on XX/XX/XXXX from XXXX, then XX/XX/XXXX from XXXX, then XX/XX/XXXX from XXXX, then XX/XX/XXXX from XXXX, then XXXX from XXXX, then XXXX from XXXX.
|
| 04/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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The CBE Group INC-Former at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has been sending me collection notices in the amount of XXXX. The collection has been reported as pasted due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
|
| 10/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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XXXX called my cell first words were this is recorded then asked for XXXX and i know this is improper no person other than myself on my phone and i own nothing gotten theses calls before called number back owned by CBE GROUP at cbegroup.com and looks like credit collector on fishing call they need to be put out of business
|
| 04/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
|
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On XXXX, I spoke to CS Rep. XXXX XXXX from CBE Group. I explained to her that her agency is reporting false information on my credit reports. I have no knowledge of the account. Call lasted XXXX. I requested that this agency validate this debt with proof of contract and clear signatures that I owe CBE Group any obligation.
|
| 10/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I 'm disputing with the CBE Group/XXXX XXXX because they are currently reporting a fraudulent account onto my credit reports XXXX XXXX and XXXX. Please assist me in getting this debt collector to stop reporting and to stop contacting me regarding this account.
ID Theft # : XXXX.
XXXX account number reporting : XXXX
|
| 03/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I received an official debt collection letter from " The CBE Group, Inc '' address XXXX XXXX XXXX, XXXX, IA XXXX. It states that I owe {$45.00} for account # XXXX to a company named, " XXXX XXXX '' dated XX/XX/21.
I have no knowledge of this debt or the named company. I have no intention to pay this alleged debt.
|
| 05/12/2017 |
Yes |
- Debt collection
- Federal student loan debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
Servicemember |
|
I have been making payments in a " rehabilitation '' program for well over a year. I just found out that instead of being rehabilitated, I am still in default. I have attempted to contact them by phone and by email for over a week now and I have n't received any communication. No returned calls, no returned emails.
|
| 04/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
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On XX/XX/2018 I checked my credit reports and noticed an entry from CBE GROUP. I was never notified by the company and this is a violation of the FCRA. I also sent CBE GROUP a cease and desist letter and they are still reporting a collection on all three credit bureaus. Please see attached cease and desist letter.
|
| 01/08/2016 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
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I had informed CBE with each call that the person who they were calling was not at that number but they failed to update their records. The calls were approximately once a week and very disruptive. Their auto-dialing tactics should be prevented from these harassing phone calls when they have incorrect information.
|
| 10/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
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CBE debt collectors continue to call me daily, several times a day even though I have asked them not to call my cell phone. I have logged XXXX calls since XXXX, with today being XXXX. They need to stop calling and mail information if they think I have a debt to them, although, I have never heard of them until now.
|
| 07/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
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CBE Group is reporting a debt on my credit file that must be removed. I have been disputing this account and have sent several letters asking for validation. I have attached the letter I most recently sent. Please remove this from my file as you have exceeded the 30 day period and I have received no response.
|
| 03/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
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The CBE group ( Account # XXXX ) is reporting a very old debt on my credit file. This debt is not only past the statute but also past the credit reporting limit. I would like to request that CBE Group remove this debt from my credit file. I no longer owe this debt and it should be removed from my credit file.
|
| 04/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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All these different numbers especially this number XXXX just keep calling my phone about a debt that doesn't have nothing to do with me off the early morning at XXXX. When I answer he said he is from the CBE group & telling me to verify my address which I didn't & then I hung up the phone once he said that.
|
| 08/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
|
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I recieved calls froma company called CBE Group attempting to collect a debt from XXXX XXXX. After reviewing my credit report this appears to have been removed and is showing back up on my credit reports. I asked that they no longer call my phone attempting to collect a debt that is not on my credit report.
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
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CBE Group is reporting an erroneous debt on my credit file that must be removed. I have been disputing this account with CBE Group and they continue to report. I have sent several letters to obtain validation of the debt and have never heard back. This is a violation under the FCRA and it must be removed.
|
| 10/24/2015 |
Yes |
- Debt collection
- Federal student loan
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I have the same name as the person they are trying to get a hold of. I have informed them when they have called that I am not the right person, they stopped calling for about 6 months, and now they are calling and mailing again. Now I have received a notice stating that they are going to garnish my wages.
|
| 06/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
|
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The CBE Group , Inc at XXXX XXXX XXXX XXXX, IA XXXX has been sending me collection notices in the amount of {$1200.00}. The Collection has been reported as pasted due balance. I do not know this company. I have never did business with this company. This company does not have a contract with my signature.
|
| 04/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
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CBE Group is reporting a debt on my credit file that I do not owe. This debt is not only past the statute of limitations. I have never received any information about this debt. No phone calls, letters, nothing!! This is a violation of my 30 day right to dispute and needs to be removed off my credit file.
|
| 01/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I was called by cbe asking for the last 4 digits of my social security number to confirm I am me so that they could discuss some debt. The repeated the last 4 digits of some social security number and wouldnt say who they were until the 6 time asking. The auto-generated number they used was ( XXXX ) XXXX
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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XXXX, a " representative '' of the CBE group wanted to collect {$2000.00} dollars on behalf of XXXX XXXX XXXX I 've never used XXXX XXXX XXXX. She also mentioned I had been in collection for 5 days. The phone number she called from was XXXX. She also knew my home address and last 4 of my social security.
|
| 10/24/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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The number XXXX has called my cell phone multiple times daily since XXXX XXXX 2015. Any attempt to answer the call results in an immediate hang-up. XXXX time a person came on the line asking for another individual, but did not provide any other information and hung-up. They continue to call relentlessly.
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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A CBE Group text me to collect a debt and I dont owe anything for anybody. The text reads : This message is from the CBE Group, a debt collector. Please contact us at XXXX or XXXX. Reply 'STOP ' to stop texts to this number.
The phone number it came from is XXXX ( XXXX ) XXXX. I dont know who they are!
|
| 03/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
Was contacted about a medical bill from 2015 wanting payments. I didn't know I owed this. Have not received and bills or communication from the medical bill in the 7 years never have had this happen so don't know how to proceed. I can't have my credit demolished because of something I didn't know I owed
|
| 04/29/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Every day, multiple calls per day.
Some robocall, some with person.
Asking about an estranged relatives debt, not ours.
We have repeatedly told them not to call. We did not have contact with this person and we were not going to do their job for them.
They told me they would continue to call anyway.
|
| 02/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company informed me that they do not have this debt for {$400.00}, and they have asked the credit reporting agency to remove the information as it was not mines to begin with, However its still reporting ; I need CBE GROUP to submit another notification to the credit bureaus to remove the account
|
| 10/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
1 week into contact they began chain calling 3-7 times a day. I called to discuss the issue and was yelled at by XXXX representatives before getting a supervisor who was at least kind. He admitted what they were doing is illegal, I have the entire encounter on recording ( which is legal in my state ).
|
| 06/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They go by the name of CBE, located out of XXXX XXXX, IA. They repeatedly call me even though I have absolutely no unpaid debt. The have called on XXXX XXXX XXXX XXXX and XXXX ( XXXX, XXXX, XXXX, XXXX, XXXX, XXXX ) all using different numbers and I had to pay for a call filter just to get some sleep.
|
| 03/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Right to privacy.
15 USC 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instruction.
15 USC 1666 B : a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 04/13/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I received a call from a person claiming to be from XXXX XXXX. This person confirmed they were calling about debt, but refused to identify the debt. I have a right to know what they are calling about. The person hung up when I called back, she kept hanging up on me. She was told to never call again.
|
| 01/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid the collections, XXXX XXXX XXXX, the full amount owed. It 's still showing up on my credit report under CBE Group with XXXX XXXX as the original creditor. I 've tried to call the CBE Group and they 've told me that there is n't anything that they can do because XXXX XXXX recalled the account.
|
| 05/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
This company has been calling for 3 days even on the weekend. I spoke to representative by the name of XXXX and advised the person she is asking for is unknown to me. In addition, that person has never been connected to my phone number unless is was 16 years ago. I have had this numer for 16 years.
|
| 10/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I receive multiple calls from this business daily, every single day. The one time I did answer, it was a robocall saying it had a message for a person that wasnt even me. I will include screenshots of how often they call me, including the numbers they call from ( they call from separate numbers ).
|
| 10/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE Group is reporting a debt on my credit file that I do not owe. I recently checked my credit file and noticed this debt, I called immediately and paid the debt off. I never received any phone calls, letters or notices about this debt and I'm pretty sure that violates my 30 day right to dispute.
|
| 07/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
Ask my identity and address said I owed some ridiculous amount of money for a modem from my internet provider that I returned in the first place. I finally got the wrongful charge taken off of my credit report and even XXXX the internet provider called me and confirmed that I returned the router.
|
| 02/14/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I never knew that this was on my credit report, until I went on XXXX XXXX and seen this negative information, Ive been sick and I dont know why this is on my credit. Its showing a XXXX gas bill which I dont owe. I never heard of this company until I XXXX them and read all of the negative reviews.
|
| 12/02/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This phone number calls my work phone several times a day, early in the morning and late at night. If I pick up no body talks, it is suppose to be a debt collecting agency and I do n't understand how they can be calling to collect a debt if the phone number is associated with a corporate account
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE GROUP has violated my right to privacy and violated FDCPA 1692 g by failing to send a written debt validation notice as well as violated FDCPA 1006.30 ( a ) ( 1 ) ( ii ) by prematurely parking the unverified, alleged debt on my consumer credit report and defaming my character as a consumer.
|
| 03/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Account with Charter XXXX closed ( by Charter ) in XXXX. The CBE group filed an illegal delinquency credit report XXXX. Reported this to Credit Burreaus who had this removed. As of XXXX this claimed delinquincy has resurfaced on credit reports and demand for payment has been sent again by mail.
|
| 08/18/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 08/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Debt Collector, the CBE Group, contacted via email, a personal friend, XXXX XXXX, about a supposed debt of {$390.00} owed to XXXX XXXX.
I have not authorized CBE Group to communicate with anyone about any debts I may owe.
This is a direct violation of the Fair Debt Collection Practices Act.
|
| 12/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Debt collection company has repeatedly used multiple phone numbers and attempted to contact me at all times of the day, multiple times. This company also posed as a potential employer and called my parent 's home phone number looking for me. They lied, and said they were calling from " XXXX. ''
|
| 10/16/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
received letter saying I owed {$7700.00}. from CBE Group. When I called them they said it was XXXX XXXX. I called XXXX and they could not locate the account number on the letter from the collection agency. After speaking with them on chat I have downloaded a fraud claim form off their website.
|
| 02/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account was opened by someone else on XX/XX/2019 I disputed it on my report but its still there and I don't know who opened this account! the amount is XXXX the original creditor is XXXX XXXX XXXX I don't even know what company this is.. the people collecting the debt is the cbe group inc
|
| 08/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In Accordance with the fair credit reporting act convergent has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U. S.C 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions.
|
| 07/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This number keeps calling me telling me that I owe {$290.00} for a XXXX bill. I do not have a gas bill in my name, and I have not. I asked for the address and they gave me an old address of mine. I verified with the person who lives at that address now and they have XXXX under their own name.
|
| 09/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In approximately XX/XX/XXXX a medical bill for {$570.00} was sent to collections care of the CBE group. Between XX/XX/XXXX and XX/XX/XXXX that collection was removed and a new collection was added of the same amount labeled as being from CBE group former.
This is re aging and it's illegal.
|
| 09/10/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group debt collector is using an automated dialing system to call my cell phone from a spoof phone number throughout the day and evening. The number they are using is intended to mask itself as a local phone number. I called the number XXXX and verified it 's forwarded to the CBE Group.
|
| 07/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This company received the attached letter and check where it was explicitly expressed that they were only to cash the check if they agreed to delete the account from the credit report.
CBE did cash my check and continues to report the account on my credit report still as an unpaid account.
|
| 04/27/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
I called The CBE group at XXXX XXXX XXXX XXXX in XXXX ia XXXX about a debt there collecting from XXXX I ask them if I would settle up would they take it off my credit they said no ... I ask why they said they could n't ... oh yes they can I no they can I want to file a oplaint against them
|
| 03/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was alerted by my credit bureau of a derogatory entry on my XXXX credit report for XXXX for a XXXX XXXX bill now known as XXXX from XX/XX/XXXX to XX/XX/XXXX. The collections company is the CBE group, I called the company but they could not verify any valuable information of help to me.
|
| 03/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX & XXXX are both reporting this erroneous account for CBE Group -XXXX - I am unaware of this and I have never got a notice regarding this debt.
I have tried to contact CBE and it just goes to a recording and hangs up so I can not reach them. This is not valid and needs to be removed
|
| 04/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I requested validation they did not properly validate. Sent via email. I never gave them permission to email me about this debt. This was paid. They did not show equipment returned in 2017. They did not show payments made. They reported to credit reporting company. This was paid in 2017.
|
| 01/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I got XXXX statements form The CBE group saying I owed money to the us department of the treasury. I have no idea or clue to what this is for. I receive my medications from the XXXX XXXXXXXX and I pay my balance online to gov.pay. All my taxes are paid and current. Thank you, XXXX XXXX
|
| 08/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I keep getting calls from this company I have no idea what they want they call from different numbers and different locations I am currently unemployed. I lost my wife to XXXX I am struggling financially what ever they want I am not paying them please leave me alone and stop calling me
|
| 09/23/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company saying that I have debt of {$210.00} that I am have no knowledge of. According to FCRA section 609 ( a ) ( 1 ) ( A ) you are required t by federal law - through the physical verification of the original signed consumer contract any and all accounts you post on a credit report.
|
| 05/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Th e CBE Group , Inc. c ontinuously is sending to my employee job emails on its attempt to collect a debt for someone other than me : Dear XXXX XXXX ... I responded each time advised they got the wrong person and to stop sending emails to me and to my job. They continue to do so.
|
| 09/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I asked, DEBT VALIDATION to XXXX XXXX thiscollection account.They do n't have a any evidence belong 's to me.
XXXX reported on XXXX Credit Bureaus on XXXX/XXXX/2014.I requested remove wrong item more thanXXXXtimes, XXXX times called.My Credit score or credit statement is damaged now
|
| 09/25/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
CBE group is collecting from XXXX XXXX in the amount of {$2700.00}. My bill with XXXX was only {$800.00}. They are crazy to think i am going to pay all these extra fees. I am experincing financial hardship at the moment and I can't pay the {$800.00}. I'm not paying those extra fees.
|
| 07/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a text from something called the CBE Group. Seems there are a lot of complaints about them on the internet. In the text they say that I need to contact them. No reason was stated. I have received nothing in the mail from them and have no knowledge of any debt that I owe.
|
| 06/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE Group is reporting debts on my credit file that need to be removed. Any medical debt I had has been resolved with the hospital itself. I have asked multiple times for validation of the debt and have received nothing from them. They are in violation under the FCRA and the FDCPA.
|
| 10/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hello. We were unaware that there was a debt with Cbe group as we never received a bill. Now it has shown up on the report. We have since made a payment on the account to avoid collections, but I am not even sure we really owe this bill as we cancelled services with them last year.
|
| 03/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Getting constant call every Sunday around XXXX PM from a robo call saying their CBE Group debt collectors. They say call XXXX XXXX XXXX, when you call that number you get answer machine that says call during the weekdays. I don't owe any debts so not sure why they are bugging me.
|
| 10/17/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
They have been calling numerous times during the day, everyday.They called at XXXX XXXX. and my fiance spoke to them and stated they were trying to contact a relative and would not state what the call was for, how they received my number, and requested the relative 's informatio
|
| 04/07/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Effective XXXX/XXXX/2015 a XXXX CBE Group has been calling my XXXX work telephone nonstop around the clock. I did a little checking on the internet and it appears as though this is some type of SCAM to get someone to pay someone else 's bill. I have cable and do not have XXXX.
|
| 05/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not owe this amount. Property they are trying to collect from I was not the owner or a resident at the time and I did not authorize these services. The company has yet to show me any documentation that shows I was a resident at this property at the time of collections.
|
| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I received a letter for debt collection from the CBE group about a debt owed on an XXXX account that I do not have. The letter is dated XX/XX/21. The amount of the debt was listed as {$100.00}. We contacted XXXX and they said they do not use CBE group for debt collection.
|
| 11/09/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This company has reported the alleged collection to all 3 credit reporting agencies without notifying me of the alleged debt. No phone calls, letters etc. I have sent a debt validation letter with zero response yet they are still reporting to the credit reporting agencies.
|
| 04/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Just received a letter that I have a debt collection for {XXXX} from XXXX XXXX with the letter head mentioning the reference date of XX/XX/2022. The debt is from XXXX/XXXX/XXXX. I never had any contract, bill, service with XXXX XXXX. Do not know where this debt came from.
|
| 09/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
THE CBE GROUP XXXX I was a victim of fraud and have attached the document from a ID thief case I have never done any business with CBE GROUP or XXXX XXXX. Please delete this account from my credit report. This can be done by submitting a UDF form to all 3 credit bureaus.
|
| 06/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
the CBE Group trying to collect on a cable bill. I hve in my posession FROM THE ORIGINAL creditor, XXXX aka XXXX, showing a balance owed by me as XXXX dated XX/XX/2018. I have no contract with CBE Group, nor was i made aware of ANY sales of my information to this group.
|
| 05/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group is attempting to collect on debts I do not owe, these were written off by my doctor 's office as hardship. The accounts they are attempting to collect on are # 's XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. I do not owe these debts they were written off.
|
| 01/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I am getting daily calls from CBE Group. They always call from a XXXX number but the last four digits are always different. They never leave a voicemail. I 've received nothing via postal mail from this company so I do n't know what their supposed business is with me.
|
| 05/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group called on XX/XX/XXXX XX/XX/XXXX to one of our cell numbers looking for a relative this not her number and never has been. They claimed this number was listed as her contact number. They called our other cell number the previous week claiming the same thing.
|
| 07/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Again this company has listed I owe the following which is not verifiable I have disputed and requested several times with nothing being received. Please help I want these inaccurate remarks off of my credit file The CBE Group # XXXX The CBE Group # XXXX I do not owe
|
| 10/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
CBE Group keeps sending me collection notices in the amount of {$170.00} since XX/XX/2021 The collection has been reported as past due. I do not know this company. I have never done business with this company. This company does not have a contract with my signature.
|
| 04/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group dropped my credit rating XXXX points by reporting a debt that was not owed. They say I did not turn in cable equipment for XXXX and it was turned in on time. I have the receipt for the return and the proof of the damage they inflicted on my credit report.
|
| 06/09/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company calls me at least 4 times per day. They call me when I 'm working. They never leave a voicemail advising me who they are. They often call me from different phone numbers each day. They have called me from XXXX, XXXX, ect. They are calling my cell phone.
|
| 05/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
CBE Group recently put 2 new medical collections on my credit. The only way I knew of them was seeing it on my credit report. They didn't send me a notice. Also I am already paying the hospital for these and they were sent to collection in error! XXXX is fixing it.
|
| 08/04/2016 |
Yes |
- Student loan
- Federal student loan servicing
|
- Dealing with my lender or servicer
- Keep getting calls about my loan
|
|
Web |
|
|
A loan was made with the federal government, sent to CBE collections agency to collect the debt and is now in the stages of harassment. They have called friends and family looking for me. It is to the point of inappropriate and a disgrace as the payment is in full.
|
| 05/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This is a violation of 15 U.S. code 1681i ( 5 ) Removal of inaccurate/invalidated credit information. Please remove immediately This {$220.00} debt was already paid to XXXX XXXX and the equipment was retured. I did not receive any letters stating collection alert.
|
| 05/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid off a debt item in early XXXX 2016. I was told my credit report would be updated at the end of the month to reflect the credit was paid in full at that time. I had my report pulled a couple days ago and the item is still showing that I owe the full amount.
|
| 08/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i have to collections reporting to my credit report for a service I never recieved at a residence I have never lived at I provided proof of residency and identification ask requested XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 07/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Disputed with the company on XX/XX/18 approximately 71 days ago. Complaint showed to be received by company on XX/XX/18. It is now XX/XX/18 and I have yet to hear from the company. The FCRA gives the company 30 days to respond, and I have not gotten a response.
|
| 12/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
Because of this incident, I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results.
|
| 07/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE group robo calling 5 times a day at all hours of the day and always just a recording can never actually communicate with a real person to tell the to stop calling. No idea who this company works for but it harassment plan and simple and I want them stopped
|
| 03/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated robo calls from XXXX saying they are CBE and that we owe money. We have money and pay all our bills on time. They asked my husband for the last 4 of his social security number and would not tell us who we owe money to. Very fishy and a bad situation.
|
| 07/04/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The original debt is from the y ear XX/XX/XXXX , yet my credit report states the debt is from XX/XX/XXXX . This debt has been illegally re-aged. Additionally, it appears that there other inaccuracies on this debt as well. T he company is THE CBE GROUP INC
|
| 03/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The CBE group, XXXX, and XXXX, ( outside collection, claims I owe {$1100.00} for cellular, I do not owe any bill, I will sue for damages if this continues, I will not tolerate harassment by phone or mail, Im warning for this to stop with a cease and desist.
|
| 07/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
Servicemember |
|
I been harsed that the company has contacted my employer and said that I have a bad debit the company name is c b e group address XXXX XXXX XXXX XXXX Iowa zip XXXX account number that I have no knowledge of is XXXX this debit does not belong to me XXXX XXXX
|
| 08/05/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I PULLED MY CONSUMER REPORT AND SEE UNAUTHORIZED REPORTINGS OF ACCOUNTS ON MY REPORT. THE COMPANY IS IN VIOLATION OF : 15 USC 1681 ( a ) ( 4 ) 15 USC 1681 ( a ) ( 2 ) ( b ) 15 USC 1681 ( b ) ( a ) ( 2 ) 15 USC 1681 ( b ) ( 2 ) ( a ) 15 USC 1681 ( c ) ( 2 )
|
| 07/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hello This company name CBE Group keep calling me several times a day without leaving any voicemail messages. I called the company to ask why are they calling me. The Agent refuses to tell me why they are calling me or what for. I feel i'm being harassed.
|
| 07/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX had put me on collection for the amount of {$480.00}, in which I called to canceled the services prior moving back in 2011. Paying last month of service and was told that I do not owe anything. Now the account is in collection for quite sometime now.
|
| 10/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I get daily collection calls from CBE Group. They call from different numbers, therefore I am unable to block them.
I have been documenting the calls for a few days : XXXX. XX/XX/22. XXXXXXXX XXXX.
XXXX. XX/XX/22. XXXX XXXX
XXXX. XX/XX/XXXX XXXX XXXX
|
| 07/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this notice is my demand to cease and desist collection activities prior to validation of purported debt and you must validate the collections claim of an alleged debt. You must provide verification that an actual debt really exists now or ever existed.
|
| 07/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have repeatedly verbally requested them to stop calling me while I 'm at work and that I am paid XXXX and would be able to make a payment arrangement with them at the beginning of the month after I am paid but they continue to call XXXX times per day.
|
| 08/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company keeps trying to contact, but leaves no message. Checked my credit report and I have not received any type of written notification as to what I owe. I do not believe that this debt is legitimate and would like for the company to stop contacting.
|
| 10/22/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Had 4 phone calls in one day to my cell phone about debt collecting.
They are asking to talk to a XXXX XXXX ... ... Not me ... .Never heard of him. They got the wrong number! I keep explaining to them you got the wrong number and they get very rude!
|
| 06/08/2017 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Was a collection front tv cable, and we talk and we decided to pay i n 2 parts, I pay the first one and I give authorization to get the second pay on my car automatically. I do n't know why is the complain. I pay for this XXXX account alrready.
|
| 06/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On XXXX 2015 I requested validation from CBE. Although CBE account was deleted from my credit report in XXXX 2015, as of today I have not received validation requested. According to credit report pulled XXXX/XXXX/2015, this debt is now held by XXXX.
|
| 06/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American, Servicemember |
|
CBE group XXXX XXXX XXXX XXXXXXXX XXXX, IA XXXX Account XXXX Number XXXX They have tried to access my bank account with out a court order.
I had sent them a letter of declaration of proverty.
I will contact my free lawyer to see what can be done.
|
| 07/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group is trying to collect a debt from Charter Communications regarding return of equipment. I have let them know numerous times that the equipment was returned and that I do not owe the debt. They continue to try to collect and ding my credit.
|
| 07/29/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
working the XXXX XXXX XXXX debt consolidation company. XXXX XXXX sold their debt to a CBE group collection agency. they have called my sister twice. once on XX/XX/XXXX And again on XX/XX/XXXX.
have been working with XXXX XXXX XXXX since last year.
|
| 04/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
There is a fraudulent CBE GROUP/XXXX XXXX account on my credt. Please see the attached FTC report and remove it from my Credit. I have contacted CBE group and they have marked the account as FRAUD and yet they are continuing to report on my credit.
|
| 11/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
CBE Group Inc told me that i owed about {$3000.00} bill for XXXX XXXX XXXX I didn't even know the address and haven't hear it before as well as the account number from them. That's totally a identity theft. I really hope you can help me stop this.
|
| 07/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The dates are wrong, the balance is wrong, im no longer liable since they sold to collection agency, and they still show a outrages balance. It says it was opened in XXXX and i knew nothing about this account as i moved to Florida in XX/XX/XXXX.
|
| 06/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hello. I received a collection notice. I put in writing ( within 30 days ) that i dispute the debt. I requested proof of debt. They did not respond to my letter. I never received proof of debt. Now this collection account is on my credit report.
|
| 04/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
There is this company cbe group also known as charter communications they are reporting a collection to all three credit bureaus that is very much inaccurate I have been a victim of identity theft and I need this debt collection to be removed.
|
| 09/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Credit report shows a collection account from CBE Group collection agency stated I owe {$110.00} to XXXX XXXX. I've paid and close my account with XXXX XXXX. I do not owe them anything.CBE Group never sent me any verification that debt is mine
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The CBE Group has contacted me regarding a {$1200.00} debt that is owed as of XX/XX/22 to the XXXX XXXX. I have personally been in contact with charter and while speaking with them, realized my social security card is gone. XXXX sent me here.
|
| 09/11/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XXXX XXXX, I was aware of the collection from Cbe group. Which is a collection company for XXXX XXXX XXXX from what it says. I 've never have XXXX XXXX XXXX my identity was stolen. I 've filed a police report so I would like this removed.
|
| 08/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX calls at least 10 times a day. We our a place of business and there trying to contact an individual that is not known at our business. I called and asked to have number removed and to please stop calling yet they still continue to call
|
| 05/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To whom this may concern : My name is XXXX XXXX. My credit report was just hit with a Ohio XXXXXXXX XXXX This bill is not mine. The address where this service was on at I never lived at. Please can someone resolve this at soon as possible.
|
| 02/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
Trying to collect a debt over 8 years old. I had no idea of this debt. And they couldnt provide me proof of debt. They are threatening to garnish my wages and have accumulated over {$800.00} in fees. They also call me multiple times a day.
|
| 08/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
My daughter used my name to get XXXX and then they moved and I was not aware it was still in my name. Today is the first day I have seen this bill at all. XXXX/XXXX/2015 My daughter is XXXX XXXX and she is XXXX and on social security XXXX.
|
| 09/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Several fraudulent debt collection accounts are being reported on my XXXX, XXXX and XXXX credit report. I have contacted these companies multiple times, sent in my identity theft report and they have yet to remove from my credit reports.
|
| 12/25/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
There is a debt collection account that was opened under me by the company name of " CBE. '' I have experienced identity theft for a few years now. This company I have never heard of. It states I owe {$320.00}! I need help disputing this.
|
| 06/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
According to my credit report, this account, which was paid in XX/XX/XXXX, was opened in XX/XX/XXXX. It was reported as a delinquent collection on XX/XX/XXXX. I have not received any documentation from this company verifying this debt.
|
| 09/05/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX Date opened XXXX XXXX, XXXX Account type Collection Status Collection account. {$1000.00} past due as of XX/XX/2023.
Status updated XXXXXXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, IA XXXX Phone number ( XXXX ) XXXX
|
| 06/18/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX XXXXXXXX XXXX is stating that I owe XXXX this information is false XXXX XXXX XXXX XXXX XXXX XXXX is staying that I owe XXXX this information is false XXXX XXXX XXXX is stating that I owed XXXX this information is false
|
| 09/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
CBE Group has original creditor as XXXX XXXX XXXX began frequent calls from times like XXXX XXXX, XXXX XXXX and XXXX.
The debt is already being taken care of with XXXX XXXX XXXX for automatic withdraws for the amount of {$20.00}.
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
fees collected by XXXX regarding a listing that never posted or sold on my XXXX Account. The charges according to them is for a listing that i had listed for for auction .. this was never clear in writing at the time of publishing..
|
| 04/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collection on my XXXX credit report and I tried to dispute it through XXXX and by contacting the creditor to no avail.
The Consumer in question is XXXX XXXX/CBE GROUP for {$43.00} and I have no idea what this is for?
|
| 02/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Hospital sent bill to address that I no longer live at despite having changed my address with them multiple times. When contacting the collections agency they are telling me there is no way to remove the ding from my credit report.
|
| 06/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have sent a ID Theft letter and police report several times to this debt collector and they refuse to remove this debt that was involved in identity theft and are attempting to collect a debt that was involved in identity theft.
|
| 10/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 08/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have been filing and sending several letters and have never heard back. I sent letters several times to dispute the validity, and have requested validation and have received nothing. I will attach the letter sent several times.
|
| 03/15/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The company contacted me on several occasions via phone and mail attempting to collect on an account that has exceeded statue of limitations. I have requested that they do not contact me for any reason but they continue to call.
|
| 07/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CBE Group is reporting a debt on my credit file that I need validated. I am not asking for verification of the debt but for validation I am legally obliged to pay them for this account. I have attached a letter with my demands.
|
| 06/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was a victim of Identity theft and I noticed a fraudulent account on my credit report from The CBE Group Inc. It was opened XXXX of 2020 with a balance of {$2200.00}. I called the company and disputed the fraudulent account.
|
| 07/25/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received Financial assistance from the hospital for all my hospital bills. I do not owe anything and have directly contacted the hospital to make sure. I keep getting phone calls from this third part and i do not owe a dime.
|
| 11/16/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
CHARTER COMMUNICATIONS keeps reselling my debt to third party agencies. I disputed this collections account and it fell off my credit report months ago, but has now reappeared again. They sold it to THE CBE GROUP INC-FORMER.
|
| 04/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
As a XXXX veteran who was taken advantage of to collect repayment by XXXX which was caused by HUMAN ERROR ; NOT MINE FAULT, I should not be liable for the additional ADMINISTRATIVE COST OF {$1100.00} charged by your company.
|
| 12/28/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
1 ) I do not know CBE Group Inc {$42.00} Date Assigned XXXX/XXXX/XXXX # XXXX Retail Unpaid 2 ) I do not know XXXX XXXX XXXX Date Assigned XXXX/XXXX/XXXX {$1500.00} # XXXX Cable or Cellular Unpaid I had Identity theft before.
|
| 08/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt owed here is to be payed by XXXX XXXX as I signed up with their cell service that comes with XXXX paying off the customers last bill. I have taken the necessary steps with XXXX XXXX as they should have payed you by now.
|
| 06/21/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not liable for this debt with 01 XXXX XXXX and I do not have a contract with THE CBE GROUP INC-FORMER plus they did not provide me with the original application like I asked.
Account XXXX : XXXX XXXX XXXX : {$150.00}
|
| 09/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was never notified about this debt. Was never given the right to dispute this debt. Creditor placed 2 collection account on my credit reports without notifying me about the allege debt.
Original creditorXXXX XXXX XXXX
|
| 04/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
We paid some of the debt to CBE Group and told them i would call them when i could pay more. they have called me every weekday for the last XXXX weeks. I dont have the money yet but it seems like harassment at this point.
|
| 07/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Received a text message on XXXX XXXX stating This message is from the CBE Group, a debt collector. Please contact us at XXXX or paycbe.com. Reply 'STOP ' to stop texts to this number. No further information was provided.
|
| 09/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The XXXX Credit Bureau won't diligently and investigate the medical bills I disputed with them multiple times and even provided documentation clearing my name from any medical bills during a XXXX that I was a XXXX XXXX.
|
| 01/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Collection agency dont listen to me talk right over me and insist debt is mine ask them send proof of signing papers or copy of contract to verify signature never did get response The company is CBE Group and XXXX XXXX
|
| 09/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE Group contacted in XXXX, 2015 about a XXXX XXXX XXXX bill for {$830.00}. I paid them on their web site. I just found that they are still telling XXXX that I have not paid, and did so as recently as four months ago.
|
| 08/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This Collection must be reported in error. Please provide me with the Validation of Debt and stop reporting it without VOD. Delete this account information from my credit report, because I believe it may be incorrect.
|
| 03/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I did not open this account and believe it was identity theft. I already tried to dispute this debt with the collector on XXXX, 2020. I keep getting letters from CBE group even though it was said it was taken care of.
|
| 10/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
CBE Group is reporting a debt, acct # XXXX on my credit file that is not mine, It looks like it's for a medical debt for a hospital I have NEVER been to. This debt is not mine and it needs to be removed off my credit.
|
| 03/31/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Disputed account with all XXXX credit bureau and have not received any type of verification stating that I'm the owner of such account in question, also this negative unverifiable account is hurting my credit score.
|
| 10/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
I have sent a cease letter, twice. They continue to call. I have also asked for validation of debt in writing ( over a month ago ). I have heard nothing. Just non stop calls at my work. Then it goes to my cell phone
|
| 10/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE GROUP I have no Idea of this company it looks as if they continuously make my debt a new one and i have no idea what this company is, I've used XXXX XXXX to dispute it but it continues to reflect on my report.
|
| 07/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
First thing, Im a XXXX year old XXXX that doesnt have a credit card or any debts, so I have know clue why they call me, they are very rude and basically tell you to XXXX off if you tell them to stop contacting you
|
| 04/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This CBE Group keeps calling but leaving no message. They call several times a day. I understand they are a debt collection agency. I do not have any debt and there is no one else in my household who owes any debt.
|
| 12/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company calls everyday and hangs up when I say Hello. I have multiple recordings. When I called them back, the company they're looking for is not mine. They are looking for a company called Certified by XXXX.
|
| 08/15/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
CBE company calls me repeatedly daily for a XXXX XXXX XXXX. I am XXXX XXXX XXXX with different social security #. I have asked and told them to take me off their list and yet I get called every day. What can I do?
|
| 08/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I do not owe any debts but started getting repeated phone calls from this company multiple times throughout the day from different numbers. No voicemails are ever left.
The numbers are : XXXX XXXX XXXX XXXX XXXX
|
| 05/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I contacted XXXX XXXX they said they don't own this collection it belongs to cbe group. I don't own no collections I wa in jail. they say I owe XXXX I don't own this. Threatened will ruin my credit if I don't pay
|
| 06/15/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
Servicemember |
|
the company (CBE Group) has called repeatedly outside of XXXX and XXXX. When i spoke with a representative they refused to provide me with either the callers name or the permanent physical address of the company.
|
| 06/29/2021 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
CBE GROUP XXXX continues to harrass and threaten me with court action for a payday loan I never took out. This is the second time I've had to contact CFPB about them. Please assist. I DO NOT OWE THEM ANY MONEY!!
|
| 02/22/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
They call 15 times minimum everyday, starting before XXXX and still calling after XXXX. They call from different numbers. I have answered numerous times and asked them to please stop calling me and they still do
|
| 11/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE group has called me maybe 20 times in the last week about IRS debt collection for an old partnership that is inactive. I called the IRS to make sure there was nothing owed. They show it as a closed account.
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
I was terminated from my job. I got XXXX due not having medical insurance. I received a bill for {$9000.00}. Submitted paperwork to explain and get dismissed but no response. I didnt receive an exit interview.
|
| 08/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I'm not familiar with is account. Did not receive any mail about this account or provide the opportunity to dispute the information.
Please provide VALIDATION OF DEBT AND METHOD USE TO VALIDATE.
CBE # XXXX
|
| 09/17/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
They will not tell me what the debt is. They call several times a day even though I told them my husband is unable to talk. ( He has XXXX ). They never sent anything in the mail explaining what this was about.
|
| 10/01/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Unlawful to willingly share incorrect information with credit bureau without authorization or consent, please remove from my report immediately. Information as such will tarnish my image with other potentials
|
| 10/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I keep getting calls asking for someone else. Explained they have the wrong number but would not remove. They kept asking for my personal information and I refused to give them any. Very rude over the phone.
|
| 09/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is not mine, I never lived in the state or the address that the account was opened. The debt is for {$400.00} and I have contacted the CBE GROUP and has not received a response to my complaint.
|
| 10/01/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I recieve 2-4 every single day for months and can not get them to stop. A message is never left and I have never received letter or any kind of mail from them. I am certain I do not owe any unpaid debts.
|
| 07/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
the cbe group or XXXX cable is attempting to collect a debt XXXX XXXX from me that I do not owe.I have no notification from either company concerning this matter.I do not have an open account with XXXX.
|
| 11/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have made XXXX disputes on XX/XX/2021, and XX/XX/2021, with XXXX XXXX XXXX XXXX XXXX XXXX, IA This account is not mine, nor does this company have any contract or agreement with my signature on it.
|
| 10/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
This company CBE is calling me about an ex girlfriend of mine who i havnt lived with in 4 and a half years dont know her number dont know where she lives..and told them repeatedly to stop calling me
|
| 06/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I've submitted letters of validation under the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ). I haven't received confirmation with my signature. Stating this debt actually belongs to me.
|
| 07/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
CBE GROUP FOR XXXX PLACED A FALSE COLLECTION IN MY CREDIT FILE. NEVER HAD A ACCOUNT WITH XXXX NOR DID BUSINESS WITH XXXX. PLEASE REMOVE THIS DISPUTED INFORMATION IMMEDIATELY! THIS IS INDEED FRAUD.
|
| 05/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have never heard of this company, i started getting scary phone calls about something i knew nothing about, I can not recall signing a contract with this company and they are ruining my credit.
|
| 11/28/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
Someone called from XXXX saying they are trying to contact my son says that he owes money ( which he does n't ) and to call XXXX at XXXX call two to three time per day and it 's very aggravating.
|
| 10/02/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Older American |
|
Reported XX/XX/2019 by CBE GROUP on behalf of XXXX XXXX XXXX XXXX in the amount of {$250.00} which has posted on my credit report twice. I want both of these marks removed as they are incorrect.
|
| 04/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had XXXX about XXXX years ago in 2011. I canceled XXXX I was all paid up and sent back their equipment and that is what they are charging me for. I sent it back and I do n't owe them anything.
|
| 04/06/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I made a payment of {$250.00} to settle a debt of around {$800.00}. Today it shows I owe the remaining balance. I called for a recipt of what I spent. They never sent it. They constantly lie.
|
| 09/03/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have multiple CBE Groups double reporting on my XXXX XXXX. It does not provide account numbers but I know I only had 2 and it is reporting 4 collections with supposedly different balances.
|
| 05/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX have not verified my information nor did they validate the date. I have NO contract with them whatsoever. still put on my credit report and refuse to verify any information to me.
|
| 07/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeatedly keeps calling early in the morning. After I told them Im XXXX patient and have no money. Do not call and sent it in writing. They have ignored my request of do not contact me.
|
| 03/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Received a call from CBE Group, requested contact number, and company they are representing was treated very rudely and denied a number, or the name of the company they are representing.
|
| 06/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Began receiving repeated calls without identifying self and I learned from online search company is a debt collector whom I have had no previous business-letter-phone contact whatsoever?
|
| 11/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Crediter bills XXXX month in advance I paid bill and terminated services and returned all equipment the day of termination. They 're trying to to get more money it has already been paid
|
| 08/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XXXX XXXX has been contacted in regards to this alleged debt that was charged after services where cancelled. I have receipt that equipment was sent back prior to the date of charges.
|
| 02/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I'm getting three to four calls a day from either XXXX or XXXX about a debt that isn't mine. I've asked them to stop calling me and have told them I will not agree to be robo-called.
|
| 10/08/2015 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
Third party contacted me after I asked them not to then other party under other name contacts me on separate accounts. I also have a solutions specialist incorporating on the matter.
|
| 01/16/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I contacted the debt collector and set up a monthly payment arrangement. It still show a derogatory account on my credit and my payments are not being reflected on my credit report.
|
| 04/14/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
CBE Group is harassing me with continued phone calls twice a day or more. I do not owe any debts to anyone. they continue to call. I have called them and they continue to harass me.
|
| 07/06/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE Group has placed a new collection on my credit report without notifying me first. I have never received a 30 day right to dispute. They can not just put something on my credit.
|
| 05/04/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Learned of collections from checking XXXX XXXX never got mail or phone notifications! I looked up company 's name CBE Collection but did n't contact them to settle amount.
|
| 11/29/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have attempted to have this debt as a result of Identity Theft removed from my credit several times over the past year with this company and they refuse to honor my requests.
|
| 01/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
CBE Group has called multiple times a day, many times it's different people calling and different numbers They've called me multiple times even when I explained I was at work.
|
| 10/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
As of XX/XX/2018 a XXXX account was added to my credit report in the amount of {$240.00} i contacted the original creditor to provide validation. i've never had a XXXX account
|
| 09/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Explained there is no debt from 2016. Called company debt was supposedly owed to. company has no record of outstanding debt. Said to ignore phone calls from debt collector.
|
| 08/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have tried to contact debt collector, the phone number doesnt working its a recording, I am not able to speak to a live representative to inquire about this unknown debt
|
| 02/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a call from the CBE group claiming to collect a debt that is not owed. They have my personal information. The call cam in on XXXX XXXX on XX/XX/2021 from XXXX
|
| 06/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
CBE GROUP XXXX has placed a claim on my credit report for Charter Communications XXXX This item has already been dismissed by another collection for being inaccurate.
|
| 08/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have reached out numerous times that this account does not belong to me. I have been called a plethora amount of times yet the account is still on my credit report.
|
| 06/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have repeatedly asked CBE Group to STOP calling me but they don't stop.
I believe they are trying to collect an old debt that isn't even mine from XXXX XXXX XXXX.
|
| 01/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt was paid on the phone and confirmed with XXXX as paid and done. Additionally, debt is past the statute of limitations and should be taken off the credit report.
|
| 11/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The CBE Group reported this unlawful debt to the credit bureaus, without my knowledge, consent or authorization. I have never had cellphone services with XXXX XXXX.
|
| 06/06/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive been charged by XXXX XXXX when I have never opened a XXXX account. The dates say between XX/XX/2019 til XX/XX/2019. I dont have a XXXX account nor have I ever
|
| 05/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Someone from CBE Group keeps calling from XXXX STATING THAT THEY ARE TRYING TO COLLECT A DEBT. The robo call does not state who they are calling meaning a name.
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
CBE Group company is stating that I owe {$1300.00} for a phone ; tried to call and resolve and agent was ruled and said that I owed more than the amount mentioned.
|
| 05/13/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
The company Cbe Group keeps harrasing me by phone constantly day and night. I have told then numerous times to stop calling but they continue to do it please help.
|
| 09/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I've asked CBE group out of XXXX NC to stop calling me regarding a erroneous debt from Charter Communications. They call multiple times per day and will not stop.
|
| 06/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American |
|
I request a dispute with dtv XXXX service with my discover card my acct.was credited XXXX. never reponded this was 2014 they sent the charge to cbe group for XXXX
|
| 10/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have no idea why this company claims I owe them. I never received anything in the mail just an alert on my credit report. I have no idea regarding this account
|
| 06/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
My XXXXXXXX score had drop 35 credits by this case! And I do not know why and how this case happened! then even give the case, so I can not submit my dispute!
|
| 02/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted the company via certified mail and asked to have this validated. They were unable to provide any documentation or contracts that link this to me.
|
| 07/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I am receiving this call 3 times a day maybe 5 days a week from XXXX different numbers. They are trying to collect on a debt double the amount that is owed.
|
| 09/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XXXX XXXX collection has been all my report on and off for the last 7 years I have had remove 4 times why do they keep bringing it back on my credit Report
|
| 07/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company keeps calling after I have asked them repeatedly to stop calling. They are calling my phone on Sundays as well. XXXX XXXX. Unwarranted calls.
|
| 02/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have a debt that is well beyond seven years of age. The CBE Group continues to contact me about this debt even though its well beyond seven years old.
|
| 07/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XX/XX/2022 a collection account was added to my report by Charter Communications in the amount of {$4300.00}. This is an error and needs to be removed.
|
| 07/09/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Constant daily robot calls from the CBE group with no person on the other end, just a recording. Calls come morning and night XXXX to XXXX times daily.
|
| 10/31/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
CBE Group summit bad remarks on my credit last XX/XX/2018 where is possible to send proof of full amount las XX/XX/2018 directly in XXXX XXXX office
|
| 07/07/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
foages now this number has tried to collect by nasty means XXXX XXXX XXXX XXXX dont know who they are and dont know the who what of entire matteXXXX
|
| 09/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this creditor or this debt. I have reached out asking them to stop reaching out to me and remove this incorrect information.
|
| 07/14/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This collection agency is reporting someone else 's debt on my credit file and is damaging my credit Collection company name : CBE GROUP INC-FORMER
|
| 07/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
CBE Group is trying to collect a debt of {$220.00}. This is debt is not of my knowledge. Debt was assigned XX/XX/22 to be collected by CBE Group.
|
| 12/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I have repeatedly ask for proof of this debt. It was on XXXX and was returned to the debtor as not owed. I dont know what to do!!
XXXX XXXX XXXX
|
| 03/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
someone i NC used my ss # to open a cable service and now they say I owe them I've called and talked to them I've never lived in north Carolina
|
| 02/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Its always on a recording saying CBE group and when I try to return the call nobody picks up but they call every day every Sunday its annoying
|
| 09/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Older American, Servicemember |
|
I do not have a debt and closing my case stated no further deductions. More today from Social Security & how do I get repaid for their errors?
|
| 08/07/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX is attempting to collect a balance that is incorrect. Consumer will state further details after receiving a response from the company.
|
| 06/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this following company is reporting inaccurate information on my reports. i have tried to resolve this and they continue to break the law.
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CBE sum how showed up on my credit. Did not ever have charter services. Its hurting my credit and needs to be removed. The ammount is XXXX
|
| 02/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was contacted by The CBE Group, Inc - attempting to collect a debt from online seller XXXX for a debt I am not aware of - nor do I owe.
|
| 11/21/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 11/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX to XXXX XXXX. Sent me to collections but I paid it before it was ever sent to collections and I have teh bank statement to prove it.
|
| 08/25/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
CBE COLLECTOR KEPT CALLING MY CELL XXXX AND MY WIFES CELL XXXX 13 TIMES AFTER CEASE COMMUNICATIONS THEY COLLECTING A DEBT FOR XXXX XXXX.
|
| 06/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/19 my name was used for XXXX XXXX and was updated past due on XX/XX/19 for {$400.00} and I have not registered for any such thing.
|
| 02/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This company refuses to provide me verification and validation of debt per my right under the FDCPA. I do not believe this debt is mine.
|
| 11/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 06/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Unclear of what debt this is. I called to inquire and was given another acct # XXXX and told I would received a call back. I never did.
|
| 07/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
So received numerous calls and texts about a debt that doesn't belong to me. I told them, and they still continue to call and text me.
|
| 08/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was sent a random text message with no detail about a debt collector. I haven't received anything by mail. This was on XX/XX/2022.
|
| 07/19/2015 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I told them that I filled chapter XXXX numerous of times and they keep contacting me. I give them the case # and the discharge date.
|
| 10/19/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Account that has been disputed before for incorrect amount history, and has been reopened with another debt collector company name
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
CBE FAILED TO CEASE AND DESIST COLLECTIONS AND KEEP CALLING MY MOM AND DADS CELL 13 TIMES. XXXX IS PAYING GAS BILL SEE ATTACEHED.
|
| 05/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I discovered this account on my credit. I never received a notice for the right to dispute. I have no knowledge of the account.
|
| 09/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
this company is violating the fair credit reporting act by listing a fraudulent account which is not mine on my credit report.
|
| 07/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Cbe group was notified by XXXX to cease collection activity but Che group is still reporting to XXXX credit bureau 's.
|
| 04/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Multiple calls over a long period of time, almost twice a day, told them to stop calling repeatedly, but they keep callling
|
| 08/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Paid in full collections to CBE Group amount of {$360.00} paid in XXXX of 2015 ; I need this removed from my credit report.
|
| 08/22/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX XXXX WAS THE ORIGINAL DEBT AND WAS PAID SHORTLY AFTER WE RELOCATED IN THE AMOUNT OF {$560.00} ON OR ABOUT XX/XX/2015.
|
| 05/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
MY WALLET WAS STOLEN AND I DONT KNOW WHO TOOK IT. SOMEONE OBTAINED A CABLE BILL WITH XXXX IN MY NAME I HAVE NEVER HAD XXXX
|
| 09/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
Servicemember |
|
Called me at XXXX on severeal ocassions. Calling repeatedly while i am at work between XXXX & XXXX eastern standard time.
|
| 04/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
My debt was wave do to a reinstall of services with XXXX, so there is no debt, but this company still want to charge me
|
| 09/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I don't know who this company is, the calls & texts are annoying, I don't have any business dealings with this company
|
| 03/27/2017 |
Yes |
|
- Incorrect information on credit report
- Account terms
|
|
Web |
|
|
The CBE Group is reporting an account on my credit that is invalid. There is no contract associated with this company.
|
| 08/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX has been on my credit report for some time now, I dont know what it is because Ive never dealt with them before.
|
| 02/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have no idea what this debt is pertaining too. I 've never owed this company anything nor have I ever seen a bill.
|
| 01/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
unknown debt was placed on my credit report XX/XX/22. receiving harassing calls & damaged my credit. please remove.
|
| 09/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call up to XXXX times a day, never leave messages. Start calling at XXXX till as late as XXXX at night. XXXX
|
| 02/27/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I am being called a minimum of 3 times a day from the same company. they are using XXXX different phone numbers.
|
| 09/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The above number is calling 2 to 3 times per day everyday. I feel this is harassment and is affecting my health.
|
| 02/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a {$400.00} utility bill in my name and its at a place i dont live. The bill is not mine.
It is XXXX
|
| 02/10/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
They call 5 times a day for a person who does not live here. I 've told them multiple times to stop calling me.
|
| 04/06/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have told this company CBE Group multiple times that they have a wrong number and the will not stop calling.
|
| 01/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The company CBE calls daily 3-4 times a day. I've repeatedly told them to stop, they just get XXXX with me.
|
| 02/22/2017 |
Yes |
- Debt collection
- Non-federal student loan
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company is attempting to collect almost XXXX for university XXXX fraudulently. That amount is not owed.
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Charter has received their boxes and was informed that the account was included in a XXXX XXXX bankruptcy.
|
| 05/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Already paid debt. In fact over billed and paid to company. Requesting refund of money of over amount paid.
|
| 05/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
HAVE BLOCKED THERE NUMBER. DO NOT HAVE ANY OUTSTANDING BILLS. THEY HAVE BEEN CALLING FOR OVER THREE WEEKS.
|
| 07/04/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
There is a collection on my XXXX , XXXX , XXXX of {$250.00} that was paid in full around 2009 .
|
| 08/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company calls me everyday starting around XXXX and I will get multiple calls throughout the day.
|
| 08/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Calls start at XXXX, XXXX per day. No one answers. The company listed on the caller ID is CBE group
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
I got a phone call and Text from CBE collections. I see from there reviews that they are scammers.
|
| 08/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Account was was never mine! Never used this service debt should be removed from credit report asap
|
| 06/20/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Received unsolicited financial product or insurance offers after opting out
|
|
Web |
|
|
I have been receiving phone calls with no one on the other line daily from this company CBE group.
|
| 10/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
They put it on my credit report and never contacted me. XXXX XXXX??? I did not even get a letter??
|
| 05/17/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
Statue of limitation has pasted proof of account and amount delete from credit reporting agencies
|
| 03/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
Numerous account inquiries and account review inquiries that I dont recognize and didnt authorize
|
| 10/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
They don't have my name on their system .but they put me on credit report that makes me look bad
|
| 07/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2018 I disputed, this with all 3 credit bureau, s I was not at that address at the time.
|
| 07/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this several times with no validation and no way I owe this. I need some help.
|
| 06/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Collections need to be removed from my credit profile score ... CBE group, XXXX collection
|
| 04/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I'm disputing this charge because it does not belong to me and I never heard of this company.
|
| 05/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is collecting for a cable network that I havent had service with In 9 years
|
| 06/07/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
CBE Group continues to report old and paid collection on my report their client is XXXX.
|
| 09/07/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
They sent me a bill saying I broke the lease. I wasnt on the lease. XXXX XXXX XXXX was.
|
| 12/14/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have mailed them multiple times with no responses regarding this debt being mine.
|
| 10/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
i was paying cbe XXXX and i calledto pay less and they said no so stopped payment
|
| 02/28/2017 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
Asked for mail only corespondence after emailed notice never received such mail.
|
| 09/18/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
the same person keeps calling and I have told them they have the wrong person..
|
| 03/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
harrasing letters and calls from this debt collect to collect a debt I dont owe
|
| 09/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received a mail but didn't have account number to login and dispute.
Thanks
|
| 03/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
They have injured me by violating multiple federal laws pursuant to the FDCPA
|
| 11/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was charged for equipment that was returned. I have the receipt as proof.
|
| 07/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Checked my credit score and had a account added that does not belong to me.
|
| 11/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Collection agency harassed and annoyed on multiple occasions while at work.
|
| 09/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have requested debt verification of this debt and have yet to receive it.
|
| 10/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Called and keep asking for ssn identification. Claim to be from CBE group.
|
| 09/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
could you please check the account in collection? I do n't think it mine.
|
| 10/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I receive a minimum of XXXX calls per day. Sometimes XXXX after another.
|
| 08/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Multiple calls in attempt to collect debt from person that is not me.
|
| 01/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I would like validation of this debt. I do not owe XXXX any money.
|
| 01/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX they stated that i owe XXXX for an unvalidated debt
|
| 03/29/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
I have two debts on my credit report that are not from me
|
| 03/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
They do not leave voice mail. If I pick up, they hang up.
|
| 10/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never used these services they are not even in my area
|
| 12/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
keep getting notices on this debt, that was tken care of
|
| 12/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
|
|
They call several times daily and late in the evenings
|
| 05/27/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
The CBE Group has broke the law and committed fraud.
|
| 04/01/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company calls constantly and will not stop.
|
| 09/30/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated phone calls at least XXXX times a day.
|
| 01/29/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
was never contacted by anyone about this debt
|
| 05/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Posted fraudulent record to credit Bureaus.
|
| 04/15/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
man they are calling me XXXX times a day
|
| 01/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Called on a federal holiday. XX/XX/2020
|
| 07/07/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
sent a letter all i got back was a bill
|
| 11/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Never had any knowledge of the account
|
| 09/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Attempted to collect debt I do not owe
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Didnt sign any contracts to acounts.
|
| 07/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Calling repeatedly nonstop calls.
|
| 03/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this debt is not mine
|
| 11/05/2015 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Repeat phone calls
|
| 02/07/2024 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/02/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/01/2024 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/31/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/30/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 01/30/2024 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/26/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/25/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/24/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 01/24/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/22/2024 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 01/22/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 01/20/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 01/19/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 01/12/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 01/12/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/09/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/04/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 01/03/2024 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 12/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
|
|
| 12/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
|
| 12/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 12/22/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/16/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/23/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 11/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/20/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 11/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/10/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/01/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/24/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/18/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 10/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 09/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
Older American |
|
|
| 09/21/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 09/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/09/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
|
| 08/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
|
| 08/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/13/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 06/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 06/22/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 06/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
Older American |
|
|
| 06/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 05/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
|
| 05/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 05/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 05/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 05/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/12/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
|
| 05/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/28/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 04/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/21/2023 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Confusing or misleading advertising or marketing
|
|
Web |
|
|
|
| 04/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 03/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/16/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
|
| 03/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 02/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 02/10/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 01/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 01/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/26/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 01/21/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 12/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 12/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 12/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
Older American |
|
|
| 11/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 10/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Phone |
|
|
|
| 10/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 09/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 09/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 09/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 09/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 09/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 09/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/30/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 08/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/22/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 08/15/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 08/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/26/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Older American |
|
|
| 07/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 07/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 07/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 07/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 06/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
Servicemember |
|
|
| 06/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 05/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 05/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 05/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 04/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
|
| 04/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Referral |
|
|
|
| 03/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 03/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/20/2022 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 03/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Phone |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Referral |
|
|
|
| 02/27/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Referral |
|
|
|
| 02/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 02/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Older American, Servicemember |
|
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 01/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/12/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Servicemember |
|
|
| 12/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 12/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 12/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/01/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
|
| 11/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Postal mail |
|
|
|
| 11/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
Older American |
|
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 09/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 08/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
|
| 08/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 08/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
|
| 08/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 08/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/18/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 07/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/06/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 06/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 05/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/28/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Received unwanted marketing or advertising
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 04/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
|
| 04/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 04/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 03/31/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/15/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 02/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 01/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
Servicemember |
|
|
| 12/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 12/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/19/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 11/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/18/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 11/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 11/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 11/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/26/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 09/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
|
| 09/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 09/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 09/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 09/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 08/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Phone |
|
|
|
| 08/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 08/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 08/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 07/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/25/2020 |
Yes |
- Debt collection
- Federal student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 06/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 05/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 05/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 05/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/11/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 05/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/05/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 04/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 03/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 03/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 03/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 03/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/23/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 01/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
Older American |
|
|
| 01/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 12/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 11/26/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 11/25/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 11/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 11/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Postal mail |
|
|
|
| 10/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
|
| 09/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 09/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
|
| 09/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 09/17/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 09/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 09/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/06/2019 |
Yes |
- Debt collection
- Private student loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 09/05/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 08/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 08/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/20/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/16/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
|
| 08/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/29/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 07/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Referral |
|
|
|
| 07/15/2019 |
Yes |
- Debt collection
- Federal student loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/03/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 07/01/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 06/27/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American, Servicemember |
|
|
| 06/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 06/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 06/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/31/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/30/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Phone |
|
|
|
| 05/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/20/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|
| 05/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 03/21/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Phone |
|
|
|
| 03/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 02/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 02/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 01/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/05/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 12/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 12/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 12/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 11/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 10/30/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 10/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/16/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 10/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 10/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/03/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/02/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 09/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 09/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/25/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/25/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 09/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 07/06/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 06/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 05/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 04/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/13/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 04/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 04/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 03/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 02/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 02/14/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/13/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 02/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 01/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 01/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with fraud alerts or security freezes
|
|
Web |
Servicemember |
|
|
| 01/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 01/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 12/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 12/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 12/07/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/27/2017 |
Yes |
- Debt collection
- Federal student loan debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 11/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 11/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/16/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 11/09/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
|
| 10/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 10/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 10/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/06/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 09/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Referral |
|
|
|
| 09/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/30/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/29/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/29/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/16/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/14/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 07/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 07/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 07/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/05/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 06/28/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/16/2017 |
Yes |
- Student loan
- Federal student loan servicing
|
- Dealing with your lender or servicer
- Problem with customer service
|
|
Web |
Servicemember |
|
|
| 06/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/30/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/17/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/16/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 05/16/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/15/2017 |
Yes |
- Student loan
- Federal student loan servicing
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 05/15/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Confusing or misleading advertising or marketing
|
|
Web |
|
|
|
| 05/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 04/13/2017 |
Yes |
|
- Incorrect information on credit report
- Account terms
|
|
Web |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 04/03/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 03/21/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 03/10/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 03/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/07/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/07/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/01/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 02/25/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 02/15/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|
| 02/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 02/07/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 01/25/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 01/24/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 01/22/2017 |
Yes |
- Student loan
- Federal student loan servicing
|
- Dealing with my lender or servicer
- Trouble with how payments are handled
|
|
Web |
|
|
|
| 01/19/2017 |
Yes |
|
- Incorrect information on credit report
- Personal information
|
|
Web |
|
|
|
| 01/17/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/15/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/14/2017 |
Yes |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
|
| 01/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/12/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 01/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/07/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 01/04/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/30/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 12/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Servicemember |
|
|
| 12/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 12/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/16/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
|
| 12/15/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 12/08/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/07/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/03/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 10/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 10/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
Older American, Servicemember |
|
|
| 10/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 10/14/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American |
|
|
| 10/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 10/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 09/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 09/07/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 09/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/31/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 08/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 08/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/22/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 08/17/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Phone |
|
|
|
| 08/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|
| 08/11/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 08/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Servicemember |
|
|
| 08/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 07/21/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated an attorney or official
|
|
Web |
Servicemember |
|
|
| 07/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 07/13/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 07/09/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 06/22/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 06/17/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 06/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 06/09/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/08/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
Older American |
|
|
| 06/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 06/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/06/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Older American, Servicemember |
|
|
| 05/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 05/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 05/16/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 04/20/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
Servicemember |
|
|
| 04/20/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 04/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/13/2016 |
Yes |
- Student loan
- Federal student loan servicing
|
- Can't repay my loan
- Can't temporarily postpone payments
|
|
Web |
|
|
|
| 04/08/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 04/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 04/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 03/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Postal mail |
Older American |
|
|
| 03/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
|
| 03/11/2016 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 03/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 03/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/24/2016 |
Yes |
- Debt collection
- Payday loan
|
- Taking/threatening an illegal action
- Threatened to sue on too old debt
|
|
Web |
|
|
|
| 02/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 02/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 02/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 02/17/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 02/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
Servicemember |
|
|
| 02/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/25/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/21/2016 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/11/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 01/07/2016 |
Yes |
|
- Incorrect information on credit report
- Public record
|
|
Web |
|
|
|
| 01/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 01/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 01/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 01/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
|
| 12/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American |
|
|
| 12/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
Older American, Servicemember |
|
|
| 12/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 12/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 12/12/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/11/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 12/10/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 12/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 11/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/23/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 11/10/2015 |
Yes |
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Referral |
|
|
|
| 11/08/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/06/2015 |
Yes |
- Bank account or service
- Other bank product/service
|
- Account opening, closing, or management
|
|
Referral |
|
|
|
| 11/05/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
Older American |
|
|
| 11/02/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 10/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Postal mail |
|
|
|
| 10/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 10/23/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
Servicemember |
|
|
| 10/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 10/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
Older American |
|
|
| 10/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 10/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/02/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/01/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
Older American |
|
|
| 09/30/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Referral |
|
|
|
| 09/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
Older American |
|
|
| 09/28/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Phone |
Older American |
|
|
| 09/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 09/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 09/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
|
| 09/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
Older American |
|
|
| 09/21/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 09/10/2015 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Postal mail |
|
|
|
| 09/10/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 09/06/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
|