Tate and Kirlin Assoc CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/03/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
I received a collection notice from XXXX XXXX XXXX XXXX, XXXX on XX/XX/2017 I mailed them a dispute via certified letter ( tracking # XXXX ) which made it a legal document. XXXX XXXX XXXX XXXX, XXXX received this certified letter on XX/XX/2017. In the dispute I requested the following : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, PA XXXX XXXX : Account # XXXX To Whom It May Concern, This letter is regarding Account # XXXX, which you claim I owe {$1000.00}. This is my formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay XXXX XXXX XXXX XXXX, XXXX As per FTC opinion letter from Attorney XXXX XXXX XXXX , you should be aware that a printout of a bill or itemized document does not constitute validation or verification. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX, and XXXX ) from your company or any company that you represent, for a debt that I dont owe to your company, is in violation of the FCRA & FDCPA Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter with ALL of the requested information may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : this notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : 1. Agreement with your client that grants you the authority to collect on this alleged debt. 2. Agreement that bears my signature of the alleged debtor wherein he/she agreed to pay the creditor. 3. Any insurance claims that have been made by any creditor regarding this account. 4. Name and address of alleged creditor. 5. Name on file of alleged debtor. 6. Alleged account number. 7. Amount of alleged debt. 8. Date this alleged debt became payable. 9. Date of original charge off or delinquency. 10. Verification that this debt was assigned or sold to collector. 11. Complete accounting of alleged debt. 12. Commissions for debt collector of collection efforts that is successful. Please provide the name and address of the bonding agent for XXXX XXXX XXXX XXXX, XXXX, in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive all of the requested information back from XXXX XXXX XXXX XXXX, XXXX. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : Best Regards, XXXX XXXX Cc : Consumer Financial Protection Bureau Cc : Attorney Generals Office Cc : Better Business Bureau XXXX XXXX XXXX XXXX, XXXX has yet to respond to. I am filing to this complaint today to say, I have never done business with this company and do not know who they are. They have never loaned me money and can not stand in a court of law and say that they have. Futhuremore The right of subrogation does not exist for a stranger to the transaction. 73 AmJur 2nd, Section 90. " Subrogation '' means to substitute. " Does not exist '' means is not allowed. " Stranger to the transaction '' means someone or some entity not on the original contract. This includes attempts to collect based on assignment, sale/purchase, or trade. The collector can not substitute himself to collect money because he believes he was assigned the task or he purchased the bad debt, or traded some bad debt for a different bad debt. I have never agreed to do business with your company - XXXX XXXX XXXX XXXX, XXXX-, your company is not mentioned on any contract I 've ever signed with anyone and I demand full validation, meaning a contract between you ( XXXX XXXX XXXX XXXX XXXX XXXX ) and me with my true wet ink signature on it! I have never contracted with XXXX XXXX XXXX XXXX, XXXX. There is no contract with XXXX XXXX XXXX XXXX, XXXX or myself, regardless of whether XXXX XXXX XXXX XXXX, XXXX purchased an account from an Original Creditor or not. Another thing is that if XXXX XXXX XXXX XXXX, XXXX claims that they have received all rights of interest and assignment when they purchased the account, XXXX XXXX XXXX XXXX, XXXX is automatically violating the Statute of Frauds. XXXX XXXX XXXX XXXX, XXXX has NEVER exchanged anything of value with me, yet they want me to give value to their company. That is not equal risk, a pertinent part of all valid contracts. Furnishing or attempting to verify information with credit bureaus that is inaccurate is ILLEGAL COLLECTION ACTIVITY. XXXX XXXX XXXX XXXX, XXXX is in clear violation of the FDCPA for continuing collection activity while refusing to respond to every demand for validation I have sent. I HAVE REQUESTED ON SEVERAL DIFFERENT OCCASIONS FOR VALIDATION WHICH IS A SIGNED CONTRACT BETWEEN XXXX XXXX XXXX XXXX, XXXX AND ME! NOT PAPERWORK FROM XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DOES NOT HOLD A CONTRACT BETWEEN ME AND THEM NOR DO THEY HAVE MY SIGNATURE LISTED ON A CONTRACT SHOWING IMMEDIATE CREDIT RECOVERY!! XXXX XXXX XXXX XXXX, XXXX will need to provide a contract between me and them specifically!! I deny your claim, I deny owing any monies, I deny any contract with XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX has never lent anything to me or provided any services to me, and I refuse to contract with them as I do not do business with 3rd party debt collectors. Please send me proof of your Bill of Sale and the price you paid to purchase my information and create this account, which you did without my knowledge, without my consent, without A CONTRACT or AGREEMENT allowing you to subrogate on my behalf. What XXXX XXXX XXXX XXXX, XXXX did when they created this alleged account is commit fraud against me and perpetrate identity theft against me. XXXX XXXX XXXX XXXX, XXXX does not qualify to make a claim against me according to the Doctrine of Subrogation. If XXXX XXXX XXXX XXXX, XXXX does not produce a contract with my signature as well as XXXX XXXX XXXX XXXX, XXXX/representative of this companys signature in 15 days from the receipt of this final statement, I will have no choice but to file suit against XXXX XXXX XXXX XXXX, XXXX. I have also contacted my consumer rights attorney who is with the law firm XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX provides me with all of the information I have requested, they better not even think about reporting anything on my credit report. I am extremely litigious.
09/28/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV XXXXX	Web
CFPB, RE : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, to the Consumer Financial Protection Bureau in response to complaint # XXXX XXXX Tate & Kirlin Associates , Inc state : Thank you for the opportunity to respond to complaint number XXXX of XXXX XXXX. Tate and Kirlin Associates inc. did not threaten legal action against XXXX XXXX and does not report to the credit bureaus. Admitting no wrong doing, Tate and Kirlin Associates , Inc has closed this account and returned it to our client. XXXX XXXX will not be hearing from Tate and Kirlin again regarding this account. -Tate and Kirlin Associates , Inc . Such typos and inconsistencies alone are indicative of the business practices of Take & /and Kirlin and Associates ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX et al ). XX/XX/XXXX XXXX and XX/XX/, Pages 2 of letters sent via USPS from Tate & Kirlin Associates , Inc state : The law limits how long you can be sued on a debt. Because of the age of your debt, XXXX XXXX XXXX can not sue you for it. If you do not pay the debt, XXXX XXXX XXXX may report or continue to report it to the credit reporting agencies as unpaid. Despite Admitting no wrong doing, Tate & Kirlin Associates , Inc state : Tate and Kirlin Associates inc. did not threaten legal action... and does not report to the credit bureaus. yet XXXX XXXX XXXX may report or continue to report it to the credit reporting agencies as unpaid. As such, apparently, Tate & Kirlin Associates , Inc choose to ignore Page 2 of their own letters. Premeditated and/or actual slander, libel, and defamation of character are legal actions intended to damage credit worthiness and economic standing whether or not a court of law is involved. Unlike the CFPB, XXXX XXXX does not recognize nor distinguish differences between multiple companies represented on the same letterhead issuing suggestions of legal actions such as reports to credit reporting agencies/bureaus sent through the United States Postal Service XXXX Also unlike the CFPB, XXXX XXXX does not condone, support, or dismiss perjury to Federal institutions ( 18 U.S.C. 1001 ) such as the CFPB, despite the assumptions, actions, and crumbling integrity of businesses in the United States of America. Get these perjurous panhandling frauds out of the Peoples inboxes. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX All Rights Reserved XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XXXX : XXXX ( XXXX ) XXXX Email : XXXX All communications logged as harassment spam and forwarded to the appropriate agency, department, institution, et al to assist informing lawsuits regarding any and all fraud and predatory revenue creation practices.
01/25/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29642	Web
On XX/XX/2020 I received a phone call from Tate & Kirlin. When I answered there was a pause before connecting me to a live operator who asked to speak with someone else. I advised the caller that he had woken me up as I am on a nights schedule and that this was not the number for the person he asked for. The pause in connecting me to a live operator is indicative of Tate & Kirlin 's use of an " automated telephone dialing system '' ( hereafter referred to as an autodialer ) as defined in the Telephone Consumer Protection Act. I wanted to inform the caller that the time of day he had called was inconvenient to me and to not call me during such hours.The caller identified that he was calling from Tate & Kirlin but he disconnected the line before I could tell him not to call at such time of day. My caller id listed ( XXXX ) -XXXX. I called back several times but the line rang to a full voicemail box and I was unable to leave a message. A XXXX search showed a number for Tate & Kirlin as ( XXXX ) -XXXX and that it is a debt collection company. I called that number and spoke to a female who confirmed that their company had called before. I confirmed my demand not to call during daytime hours and the female noted the request was recorded. I do not have a prior business relationship with Tate & Kirlin. I never give consent for Tate and Kirlin to contact me in any way, nor to use an autodialer in an effort to contact me. I do not have a debt that Tate & Kirlin is collecting. I am a third party that they were knowingly contacting in an effort to collect someone else 's debt. The initial male caller did not identity himself and did not state he was seeking to confirm or correct location information about the person he asked to speak to. Federal judge XXXX in Halberstam v Global Credit & Collection Corp noted that the Fair Debt Collection Practice Act states that the only permissible reason a debt collection company may contact a third party is to confirm or correct location information about a debtor. It is an unfair debt collection practice to contact a third party for any other reason. I sent Tate & Kirlin a certified letter in which I demanded a cash settlement in lieu of litigation for this violation of the Telephone Consumer Protection Act and the Fair Debt Collection Practices Act. Tate & Kirlin has not replied to my letter.
10/24/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 443XX	Web
Ive received over 50 calls from this company Tate, Kirlin & Associates. No voicemail were ever left and I assumed it was a spam call and disregarded. Due to the excessive calls that I was receiving I finally answered and on XX/XX/XXXX at XXXX I advised the caller to please not call me as they are calling my cellphone and calling during work hours and causing issues and distraction from my work. The caller then disconnected. I again received calls on XX/XX/XXXX at XXXX caller did not speak and disconnected call. I received a call on XX/XX/XXXX at XXXXspoke with caller and again advised I had already explained previously on XX/XX/XXXX that this is my cell these are work hours and to cease communication as this is causing me an issue with work. I was advised I was being removed. Another call on XX/XX/XXXX at XXXX spoke with XXXX and again advise the same as I did on the previous calls, XXXX said she will remove me from list. At this point I advised my rights were being violated and requested company mailing address, and name. Initially XXXX tried to disregard my request and said Ill remove you I told her thats what I was previously told and continue to receive calls. Today XX/XX/XXXX at XXXX I received a call, the caller disconnected. I called the phone # back and made contact with female rep who did not provide name-advised I was requesting company info as Im still receiving calls and will be exercising my rights under FDCPA laws- the female asked was the phone # I called in from the number they called. At this point that information is irrelevant Ive spoke with someone on more than one occasion and Im still getting calls. The female rep hung up on me. I called again and spoke with XXXX who first wanted to verify my identity before providing company information, due to me declining to verify information XXXX declined to provide any information. At this time your company has displayed a clear issue with harassment based off the excessive calls prior to contact and based off the repeated calls to my cell phone after I told to cease communication, Im working and this is my cell. Im requesting compensation under the FDCPA Act section 806 for harassment and abuse for each phone call after contact was made and advised to cease calling in the about of {$1000.00} per call and under section 805 communication in connection with debt
02/03/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MN XXXXX	Web
The original creditor of this credit card debt was XXXX XXXX XXXX. The debt was charged off and sold to various debt collection agencies, most recently XXXX XXXX, who has outsourced the collection of this account to Tate & Kirlin Associates , Inc . I received a notice from Tate & Kirlin in XX/XX/2022 that stated the debt would be removed from my credit file by XXXX XXXX, their client, if I satisfied the debt in full for XXXX I paid the XXXX} on XXXX XXXX and received the attached e-mail receipt of payment. I spoke to XXXX XXXX XXXX on XXXX XXXX, who advised me that it would take a couple days for my payment to post to my account with their office, but had I made a payment directly through him, the payment would have posted to my account immediately. XXXX XXXX indicated he would follow up with me in a few days to issue a paid in full/debt satisfaction letter. I never heard from XXXX XXXX. On XXXX XXXX, I e-mailed Tate & Kirlin for an update on receiving the debt satisfaction letter and asked when XXXX XXXX, their client, would be notified that the debt had been paid in full, and I received a reply from a XXXX XXXX XXXX, who simply sent me a debt satisfaction letter and a regulatory debt collection notice for consumers in certain states. I replied directly to XXXX XXXX to ask if XXXX XXXX -- again, their client and the owner of this debt -- had been notified of my debt being paid in full so that XXXX XXXX could delete the account from my credit bureau reports. XXXX XXXX failed to respond to me. On XXXX XXXX, I e-mailed XXXX XXXX and the general e-mail box for Tate & Kirlin, again, asking whether or not their client and the owner of this debt, XXXX XXXX, has or would receive notice that I had paid the debt in full directly to Tate & Kirlin. As of this complaint, no one has responded to my e-mails. I am concerned that Tate & Kirlin are a fraudulent organization who has collected my XXXX and fraudulently misrepresented their written notification that this debt would be removed from my credit bureau files once I satisfied the debt according to our written and verbal correspondence. I have attached all pertinent documentation, and I encourage all reading this to pull the phone conversation I had with XXXX XXXX on XX/XX/XXXX.
05/24/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	PA 18360	Web
The debit is from prior to XX/XX/XXXX. XXXX XXXX from Tate & Kirklin, who is collecting on behalf of The Bureaus, disputed this with me so I requested documentation proving the age of the debt. The only thing they provided was a old credit card statement from XX/XX/XXXX that shows a prior balance and interest owed. I called XXXX back to tell him the document has no proof of date of purchase, he replied " I know but that's the only documentation we have ''. I went on to remind him that the debt is greater than 7 years old and he said he knew that and said he told that to The Bureaus. I told him this needs to be removed from my credit, he said Tate & Kirklin can't do that I needed to contact The Bureaus and gave me the phone number. He went on to say he would note in my account again that this item is in dispute due to statute of limitation being expired. I tried calling The Bureaus but I can never get a person because their phone lines are always full. Instead, I get a voicemail to leave my name and number for them to call back, but they never call back. I find it interesting that these companies can negatively impact a person 's credit but don't have to take any action to correct it in a timely manner once proven wrong. We, the individuals impacted, have spend hours trying to find someone to talk to only to get no where because no one mandates them to follow the law. In this case, The Bureaus bought the old debt from XXXX XXXX ( who already sent me a letter stating that the debt was too old to collect and therefore being removed from my credit ). The Bureau then hired XXXX XXXX XXXX to collect on their behalf but they can't do anything to solve issues so back to The Bureaus I must go. This is a broken cycle of voice prompts, nasty - disrespectful individuals, unethical companies and no resolution to something that impacts ones entire life.
04/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 201XX	Web	Servicemember
Please reference previous complaint ID XXXX against XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, XXXX continues to engage in deceptive business practices, as they have apparently sold our " debt '' to another agency, Tate & Kirlin Associates , Inc. Tate & Kirlin Associates , Inc. is the subject of this new complaint, as they are now engaging in harassing techniques to collect a " debt '' we DO NOT OWE. A letter was sent to the home of my parents on XX/XX/XXXX stating that we owe {$1300.00} for an account with Defenders/ ADT XXXX It was already established with Defenders and XXXX XXXX XXXX, XXXX. that there is no debt and we do not owe anything to anyone. Today ( XX/XX/XXXX ) I called Tate & Kirlin Associates , Inc. to let them know, and they easily located the account and verified my full name. They then refused to help me unless I provided my date of birth and new mailing address. I am obviously not going to give this information to anyone I don't know over the phone who is engaging in false debt collection practices against me. The man I was speaking to stated if I was not willing to give this info, he would not help me and hung up. I'm certain they will continue to harass my extended family for debt we do not owe. I can only assume this is just the beginning of a harassment journey with Tate & Kirlin and I am not going to put up with this again. At what point will this false debt stop following us?! Is it illegal for XXXX XXXX XXXX to pass " debt '' on to Tate & Kirlin knowing the case was closed and we don't owe anything? Is it illegal for Tate & Kirlin to attempt to collect on a debt they know we don't owe? I'm assuming they are in possession of our contract with Defenders that shows a very clear {$0.00} BALANCE. Letter from Tate & Kirlin is attached. I don't know who I spoke to there today, but it was a man at XXXX at XXXX EST.
04/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OR 97124	Web
Keep getting calls. Looked up number and it said it was from Tate and kirlin associates. I had remembered getting something in mail from them claiming I owed them {$100.00} some dollars on behalf of some company called XXXX XXXX which I had never heard off and lettter had no description of anything of what it was. Looked up online and see tons of complaints from people saying they get letters claiming to owe the same XXXX XXXX place and not knowing what that it. When searching for XXXX XXXX, there is no website that pops up, no info on what the place supposedly does or sells nothing. Only info that pops up is ripoff complains threads with people saying same thing, claim they owe and have no idea what it is, some claim they called and said it was for some supplement trial they never returned and are being charged or some scamming thing. I have not ordered any trial supplenents. Did find website ( link posted ) mentioning this scam from a company called " XXXX XXXX '' where packages show up at people 's doors they did not order, they send it back and then get collections notice from this Tate and kirlin place and another place saying they owe that place. I never received any random package either. XXXX XXXX XXXX Everything I have read sounds like this random XXXX place and debt owed is a total scam and this collection place is trying to collect fake debts from people so therefore they would be scamming people too. I sent Tate and kirlin several messages about calling and that I had no idea what this XXXX place was and even sent them the link to article. They kept calling my cell phone XXXX XXXX XXXX which is my only phone number. I called back and left them voicemail too telling them this seemed like a scam and I didn't know what the place was and there is no info on them and to send proof in mail of real debt from real place.
04/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 201XX	Web	Servicemember
Please reference previous complaint ID XXXX against XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, XXXX continues to engage in deceptive business practices, as they have apparently sold our " debt '' to another agency, Tate & Kirlin Associates , Inc. Tate & Kirlin Associates , Inc. is the subject of this new complaint, as they are now engaging in harassing techniques to collect a " debt '' we DO NOT OWE. A letter was sent to the home of my parents on XX/XX/XXXX stating that we owe {$1300.00} for an account with XXXX XXXX XXXX It was already established with XXXX and XXXX XXXX XXXX, XXXX. that there is no debt and we do not owe anything to anyone. Today ( XX/XX/XXXX ) I called Tate & Kirlin Associates , Inc. to let them know, and they easily located the account and verified my full name. They then refused to help me unless I provided my date of birth and new mailing address. I am obviously not going to give this information to anyone I don't know over the phone who is engaging in false debt collection practices against me. The man I was speaking to stated if I was not willing to give this info, he would not help me and hung up. I'm certain they will continue to harass my extended family for debt we do not owe. I can only assume this is just the beginning of a harassment journey with Tate & Kirlin and I am not going to put up with this again. At what point will this false debt stop following us?! Is it illegal for XXXX XXXX XXXX to pass " debt '' on to Tate & Kirlin knowing the case was closed and we don't owe anything? Is it illegal for Tate & Kirlin to attempt to collect on a debt they know we don't owe? I'm assuming they are in possession of our contract with XXXX that shows a very clear {$0.00} BALANCE. Letter from Tate & Kirlin is attached. I don't know who I spoke to there today, but it was a man at XXXX at XXXX XXXX.
04/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AL 368XX	Web
I received a letter from Tate and Kirkland Associates Incorporated out of XXXX Pennsylvania dated XX/XX/XXXX. The letter stated that the client has authorized to offer a discount of 50 % of my balance to satisfy the account that was originally {$690.00}. XXXX for a XXXX XXXX XXXX card I defaulted on. I call the collection agency and spoke to a representative by the name of XXXX XXXX. I I spoke with her and she agree that I can make to installment payments one on XX/XX/XXXX for {$170.00} and the next payment will be due on XX/XX/XXXX for {$170.00}. She agreed to delete the account once the total balance of XXXX was paid which is the agreed discounted offer of 50 % of the original balance of {$690.00}. I made both of the payment as agreed on time with my bank card was on file to make the payments and it was automatically drafted on the days as stated above. Now that the debt has been satisfied the account is still reflecting on my credit report with an incorrect balance only reflecting the XXXX I paid in 2 payments and still have the remaining balance left over from the original balance of the XXXX which is incorrect. As agreed by the representative from Tate and Kirkland Associates the account was supposed to have been deleted after the XXXX was satisfied. I have paid the debt, and it is still reflects on my credit report .The account balance is incorrect. I would like for Tate & Kirkland & Associates to honor the original agreement and delete the account from my credit report. I have called the company every day for the last week requesting for the original representative I spoke to to send me a letter of our agreement and to give me a call back. I have not received a call back and I have not still receive a letter from the Creditor with the original agreement to have the payment deleted from the account.
08/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OR 97701	Web	Older American
I receive two letters from Tate & Kirlin Associates , Inc., XXXX XXXX XXXX XXXX XXXX, XXXX PA XXXX, dated XX/XX/2021, saying : " This account has been listed with our office for collection. This communication is from a debt collector and is an attempt to collect a debt. Any Information obtained will be used for that purpose. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after receiving this notice this office will provide you with the name and address of the original creditor.if different from the current creditor. '' Included were reference numbers # XXXX and # XXXX On XXXX I called Tate & Kirlin Associates , Inc. at XXXX and asked who these creditors were. They said XXXX and XXXX XXXX. I told them I had never heard of them. They said that the creditors had my email and my credit card #. I told them the email address was correct. but that I did not have that credit card for a couple of years. They said they would contact the creditors and let them know that I did not have that card. Then I said I though this was a fraud-scam and asked who I should report it to? They said not to worry and that they would take care of it and hung up.
08/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OR 97701	Web	Older American
I receive two letters from Tate & Kirlin Associates , Inc., XXXX XXXX XXXX XXXX XXXX, XXXX PA XXXX, dated XX/XX/2021, saying : " This account has been listed with our office for collection. This communication is from a debt collector and is an attempt to collect a debt. Any Information obtained will be used for that purpose. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after receiving this notice this office will provide you with the name and address of the original creditor.if different from the current creditor. '' Included were reference numbers # XXXX and # XXXX On XXXX I called Tate & Kirlin Associates , Inc. at XXXX and asked who these creditors were. They said XXXX and XXXX XXXX. I told them I had never heard of them. They said that the creditors had my email and my credit card #. I told them the email address was correct. but that I did not have that credit card for a couple of years. They said they would contact the creditors and let them know that I did not have that card. Then I said I though this was a fraud-scam and asked who I should report it to? They said not to worry and that they would take care of it and hung up.
07/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 43228	Web
My husband and I are being harassed by Tate & Kirlin Associate 's, Inc, in the amount of {$180.00}. The address listed for them is XXXX XXXX XXXX, XXXX XXXX, XXXX PA, XXXX. The original creditor is XXXX XXXX XXXX and lists a current creditor of XXXX XXXX. This bill was discharged in a bankruptcy in the 1990 's. XXXX XXXX is no longer in business, the new company 's name is XXXX XXXX XXXX. I sent a certified letter to Tate & Kirlin, attention of the President of the Legal Department disputing the debt. The certified notice was signed for. I explained the situation in detail and requested the original contract verification, dates and payment history. I followed up and they refused to discuss it and refused to put me in direct contact with the President of the company. I then sent a certified letter to XXXX XXXX XXXXXXXX XXXX Corporate Office, XXXX XXXX XXXX XXXX, XXXX IN, XXXX, attention President of the Legal Department which was also signed for. I explained the same thing in detail and requested the same information. I followed up and again, they would not discuss the debt and refused to put me in direct contact with the President. The debt is submitted on our Credit Reports every single month. My husband 's Credit Report states paid in full and also states as an outstanding bill. My Credit Report states as outstanding and does not state paid in full. I also disputed this debt with all Credit Reporting Agencies, to no avail. We do not owe this debt. No one will help us.
01/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46201	Web
I have received a collection notice for {$110.00} from Tate & Kirlin Associates Inc. of XXXX, PA. The Current Creditor Listed is XXXX XXXX. Reference # XXXX. The notice is dated XXXX XXXX XXXX, and was received on XX/XX/XXXX. I have received calls alleging tht I owe for a " XXXX XXXX, '' which I had never requested, nor received, nor has anyone else in my household. I have no record of any contract with this company, nor have they provided one. I also had never received an invoice, " past due '' notice or even an email. The collection notice was the first and only mail I have received. The closest thing that I have received is a Fraud Alert from XXXX XXXX on XX/XX/XXXX. Below is a copy of that alert, name and card number redacted : -- -- -- -- -- -- - Action Needed : Please confirm activity XXXX Fraud Protection Services : XXXX debit or ATM card ending in [ # # # # ] [ name ] Did you or someone you authorized use your XXXX debit or ATM card for : A transaction of {$110.00} that was declined at a subscription merchant INTRAPOWERBREAKTHROUGH in XXXX, CA XXXX on XX/XX/XXXX -- -- -- -- -- -- -- Aditionally, cursory Internet research indicates less-than-exemplary reputations, with a number of claims of unethical, possibly illegal activities against them. I am not qualified to make such a judgment, but it seems prudent to proceed with caution! All this leads me to believe that an attempt to perpetrate fraud is being attempted. Your attention to this is greatly appreciated!
01/16/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30120	Web
So, we have had service with XXXX for almost a decade at two different primary residence. We sold our house in early XX/XX/XXXX, and moved my family ( XXXX young daughters, XXXX wife, and myself ) into my parents basement for XXXX months while our new house was being built. In the meantime, I called all of my service companies ( cable, power, security, etc. ) to let them know about the move. They were all great, with the exception of XXXX. The customer service rep said I could just take the equipment since it was basically paid for and contact them when we move for new service. They informed me that they would suspend service since we werent under a contract and we could reinstall at the new residence. During the in the basements months while we were awaiting our new house to be built, XXXX constantly harassed me to pay them, saying I broke a contract - which I disputed even existed. Finally, I spoke to a supervisor who said they would handle it and I shouldnt be bothered again. They apologized and said they hope Ill consider using them again once I move. I thought it was taken care of until I received a letter dated XX/XX/XXXX from Tate & Kirklin Associates , Inc. sent to my parents address, informing me that we owe {$730.00}. This is a bit outrageous, as we were current with our payments ( never missing even one ) when we moved. I was informed we didnt need to worry about this and it was an erroneous item from XXXX XXXX
08/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	AR 721XX	Web
I am disputing about 5 credit accounts that I found out I had on XXXX I have contacted the credit card company over and over. They all keep telling me that I knew about it and it is legit. That is bull. It could have been a number of people that could have done this. We helped people out all the time that stayed with us. We even found out a couple that we thought were true ended up being who knows who that gave us alias names and disappeared. And as far as the bills or statements go they say I got, I never have seen a one of them until now and it is because my husband isn't here anymore nor are his friends. But I can't prove anything but my word and my true story. I am tired of repeating. I just need to get these disputes done. Please help me. I can not afford their mistakes, whoever they are. This dispute is with Tate & Kirlin Associates , Inc . The client of them is XXXX XXXX, XXXX. Original creditor was XXXX. For the amount of XXXX. I have been disputing through XXXX but nothing happens but them saying I am liable. Well, no I am not. Someone else did this. And they always used my phone too. How ignorant I was then. I am definitely treating people with suspicious nature now. Can't trust anyone. Please help me clear my credit score up for these peoples mistake. I can't even rent an apartment right now.
04/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MS 39209	Web
I purchased a tablet from XXXX which subsequently stopped working.I returned the tablet to XXXX and, unfortunately, I ordered a replacement.The replacement also stopped working.I returned the replacement, all at my expense, to say the least.I called the Customer Service department and informed them over a recorded conversation to not send me any more products from XXXX.Believe it or not, I received another tablet and returned it also at my expense. Later I receive a letter from a collection agency, namely Tate & Kirklin Associates ( XXXX, PA ) informing me that I owe {$170.00}, Original Creditor XXXX, Creditor XXXX, Account Number XXXX.I disputed the bill with the credit reporting agencies and after their investigation, I received the attached form from XXXX showing a XXXX balance.I thought after receiving this form from XXXX, that my nightmare was over.Not at all!!! And, yes, it is still listed as a disputed collection on my credit report.What good is the XXXX balance when it 's not reflected on my credit report as being in good standing? I know all of these predators are out to make money, but this is ridiculous.I would really appreciate your help in resolving this matter.I realize that the amount alledgedly " owed '' is n't a lot, but it 's a lot when the debt is n't mine. Thanks In Advance, XXXX
04/23/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98055	Web
Repeated calls from unknown individuals claiming to represent Tate & Kirlin Associates , Inc. regarding a debt. Several factors of these calls are extremely suspicious : 1. The caller 's telephone numbers are always local, XXXX area code, although this business is in Pennsylvania. 2. They refuse to discuss what the call is in reference to, unless I divulge personal and confidential information. 3. When questioned as to their identity ( i.e., spelling of their name ( s ), etc. ), they hang up in my face! 4. On Friday, XX/XX/XXXX at approx. XXXX PST, I called their corporate headquarters at XXXX. When asked why my phone number was being called, the representative stated TWICE that there was no record of my phone number in their files. However, after approximately 10 minutes on the phone, the representative claimed to have " found '' my telephone number in another database. This business has been reported to CFPB, HUNDREDS of times, yet they are still operating. I would like to know WHAT steps CFPB is ACTIVELY taking to monitor, police and punish Tate & Kirlin Associates , Inc. for their suspect collection practices!! Allowing these type of " businesses '' to operate is fostering the culture of FRAUD/SCAMMING that is running rampant, currently, in the U.S.!!!
07/12/2018	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	RI 02904	Web	Servicemember
I was working with a financial advocate to clean up my credit report and get my debts cleared and in doing so we disputed some things on my credit report to make sure things were accurate. A payday loan that I took while I was in the military service from a company called XXXX XXXX is the problem. I initially took the loan for {$3000.00} dollars on XX/XX/2013. I paid this loan until I was XXXX from the military on XX/XX/2013. I brought this balance down to {$1600.00} dollars over this course of time with {$120.00} payments every month via an alotment on my paycheck. After I was XXXX from the military I lost everything and I went through a period of XXXX. Working with the advocate, after we disputed and checked the accuracy of the debt and it was reported completely accurate at {$1600.00} dollars by all three credit bureaus. Within 60-90 days of getting the reports that it was accurate, the creditor sold my debt to another party and increased the debt to {$4100.00}. This is a violation of the fair credit reporting act and the fair debt collection practices act and therefore, I want the amount to reflect accurately and I want to stop this company from doing this to veterans like me. I need help bringing a suit under the fair debt collection practices act.
04/01/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33309	Web
I bought " free sample '' product on the internet, paid shipping. then they charged me {$300.00} or more. I called them, told them I did n't want the product and they gave me an XXXX number to return the product and I 'd get the money back. this was XX/XX/XXXX. In XX/XX/XXXX I get a letter from some saw firm Tate & Kirlin Associates, Inc that I owe money and I needed to send a letter saying that I do not owe any money. I did that. Now I get a letter from the same law firm saying the original letter was wrong and the original creditor was XXXX, which was where i got the original email to return the product. I have documentation of all of this and I 'm tired of being harassed with letters saying I owe anyone money. I 'm sending the Tate & Kirlin another letter saying I do n't owe anytihing but I was also telling them that I was going to put in a complaint, so that is what I am doing. These are Internet scams to get you to but some product for free but you miss the small print where it says they are going to charge you an exorbitant amount of money for the product afterwards. I returned the product, made a claim against my credit card and got the credit back. I DO NOT OWE ANYONE ANY MONEY. And I 'm tired of getting these XXXX letters saying I do.
02/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78108	Web
First Letter dated XX/XX/2021 - Tate & Kirlin Associates Inc States I owe {$3100.00} for XXXX XXXX XXXX. Current creditor on document : XXXX XXXX XXXX. Letter alleges authorized to accept 50 % of balance owed. However, I have never heard of XXXX XXXX XXXX, never received prior information regarding this alleged debt. The body of the letter does not indicate any other attempts to collect nor does it have any information regarding type of alleged debt. Body of letter states to dispute within 30 days of date of letter and they will obtain copy of a judgement and mail me a copy of such judgment or verification. Second Letter dated XX/XX/2021 - Tate & Kirlin Associates Inc States I owe $ XXXX for XXXX XXXX XXXX XXXX Current creditor on document : XXXX XXXX XXXX. Letter alleges authorized to accept 50 % of balance owed. However, I have never heard of XXXX XXXX XXXX, never received prior information regarding this alleged debt. The body of the letter does not indicate any other attempts to collect nor does it have any information regarding type of alleged debt. Body of letter states to dispute within 30 days of date of letter and they will obtain copy of a judgement and mail me a copy of such judgment or verification.
03/14/2016	No	Debt collection Credit card	Communication tactics Called after sent written cease of comm	KY 402XX	Web
We have XXXX issues here, XXXX they CONTINUED mail me letters after receiving XXXX WRITTEN requests via email ( XXXX/XXXX/XXXX and XXXX/XXXX/XXXX ). Also, though not legally standing -- I VERBALLY requested twice to cease communications. The XXXX issue involves who the mailings come to as they are addressed to my former name of XXXX XXXX. I asked agency to send them to new name, old name XXXX new name, or new name XXXX old name as I REFUSE to open mail for someone who LEGALLY does NOT exist anymore. NOTE THAT I HAVE SENT THE LETTERS BACK VIA RETURN TO SENDER. I totally grasp that regardless of my legal name then and now that IF these debts are valid, I am legally responsible for them. They may argue that my requests were invalid because they did n't respond to emails and emails possibly went to wrong party. However, any REPUTABLE company would forward collections related emails to the right department. By the way, any REPUTABLE person would understand that it 's a federal crime to open mail that 's NOT legally addressed to you ...
02/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA XXXXX	Web
About 30 days ago I submitted a dispute to XXXX regarding an account that had been previously DELETED, yet unexpectedly added to my credit file again. I asked the reporting agency how could they add a debt that was one, proven not mine the first time I disputed it, and two, that you did not validate before added an account that had already been removed. XXXX confirmed the debt, without validation as this is NOT my debt, I have never had business with Tate and Kirlin Associates. The debt that was deleted was XXXX XXXX XXXX. How can the same account be owned by TWO creditors, and also they have attempted to ILLEGALLY re-age the debt to the time is seems like Tate and Kirlin purchased the account, which is a direct violation of the FCRA. More importantly, this was a debt that one company claimed to own ( XXXX XXXX XXXX ) two years ago, XXXX validated it without cause, then deleted it, they were supposed to notify me in WRITING of an attempt to add a debt that had been previously removed as invalid
06/08/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 161XX	Web
I have previously disputed this debt multiple times. Then the debt is sold to a new company and they start contacting me and I have to dispute again. Every morning I get a call from the same number and when I answer they refuse to say anything and just hang up. On XXXX I sent a certified letter to the company that they signed for and even confirmed via phone that they received. This letter specifically stated that the debt was not mine and I should not be contacted again regarding this matter. Yet every morning I still get a phone call from this debt collector. On XXXX I spoke with three different people at the collection agency and recorded my call. During this call all three people ( XXXX, XXXX (? ) and XXXX XXXX confirmed that they were aware of the letter that was sent and could see it in my file yet they were still contacting me. Their excuse was that they do not call it is the automated dialer that calls and they can not control the automated dialer. Which makes no sense at all.
12/24/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ 074XX	Web
On XX/XX/2020, I discovered some accounts on my credit report that did not belong to me, that happened right after I pulled my report. I do not know how, but the accounts were there. On XX/XX/2020, I started my journey of removing accounts that were not mine on my credit report, little by little the accounts are coming off, unfortunately, I am still getting in the mail collection letters regarding accounts that are removed from my credit report. Sometime between XX/XX/XXXX and XXXX, 2020, I received XXXX collection letters dated XX/XX/2020 ( same date on both ), trying to collect on the same alleged account with XXXX XXXX XXXX, the name of the XXXX collections are XXXX XXXX XXXX and TATE & KIRLIN ASSOCIATES , INC, the account that they are trying to collect on is part an issue with Identity Theft. By the way, can XXXX parties collect on an account at the very same time? ... Well, I am reaching the CFPB to do a complaint and accelerate the process of fixing this Issue.
11/17/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 37043	Web
I XXXX XXXX am a XXXX XXXX XXXX retired woman. I along with my husband are on a fixed social security income. In addition, my husband has been hospitalized most of 2019 and is in a XXXX. I keep receiving invoices from a law firm located in Pennsylvania, claiming that they are trying to collect a debt from a debt buyer known as XXXX XXXX XXXX. The letter also claims that the original creditor was XXXX XXXX XXXX XXXX. I believe that this debt is so old that it can no longer be collected in the state of Tennessee. However, I can not pay this collection, and between my husband 's health and my own personal issues, I request a full history of this debt, including its sale to the debt buyer entity. I request forgiveness of this debt in exchange for a 1099C income against me and my personal income taxes. I simply have no money to pay on this invoice, and I along with my husband are in poor health. Thank you!
02/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 106XX	Web
I was contacted by Tate and Kirkin Associates, INC XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX PA XXXX BY PHONE AND MAIL. I wrote and explained to them sending them proof that I DO NOT OWN XX/XX/XXXXANY MONEY.. I showed proof that they had to return money to me.. This is the second collection agency that XXXX has sent after me for money I do not owe. On top of that I showed proof I am on welfare and that XXXX XXXX XXXX is wrong for saying I owe this money. please help me to stop them from threatening and bothering me XXXX XXXX SENDING collection agencies after me..There address isXX/XX/XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX My name is XXXX XXXX. XXXX XXXX XXXX XXXX XXXX NY XXXX PLEASE PLEASE PLEASE HELP ME How do I stopXX/XX/XXXX FROM KEEP SENDING CREDIT AGENCIES AFTER ME. And how do I stop TATE AND KIRLIN ASSOCIATES FROM HARNESSING ME?? THANK YOU FOR YOUR TIME AND SUPPORT
05/03/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92105	Web
I set up a payment plan with Tate and Kirlin Associates last year. I was not given information about setting up an online account with access to a portal. I have attempted to reset a password on the payment portal, however there is no record of me registering for an account. I have never received any accounting of my balance with Tate & Kirlin Associates, neither by mail or email. I have left numerous voicemails for the company and have yet to receive a return call from anyone. To date I have paid {$1900.00} ( {$170.00} each month ) since XX/XX/2022. I am extremely frustrated. I can not get a live person on the phone when I call this company, and when I did, I was able to reach a Sales Person who would not transfer me to a live person, he took my name and number down and promised a call back from a live person, with no follow up. Please help.
04/01/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 93257	Web
First of all they are calling my place of employment. The messages left are recorded stating they are going to contact my Human Resource Department to take proper action on this matter. I called back several months ago, they are trying to collect a debt on a balance that was discharged over 11 years ago. I asked them to send me paperwork that showed the balance is mine. They could not even tell me if it was from a credit card or a store credit or a definite place this balance was from. They just wanted me to agree to a payment arrangement. I told them I could not do that untill they sent me the paperwork that backs up their claim. Until this date I have not received anything in the mail, however the calls have not stopped. They come from a local number and to mask their identity. They never gave me the name or address of the company either.
06/09/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	OH 43078	Web
on XX/XX/XXXX i received a call from a collection service " XXXX XXXX XXXX XXXX '' saying i owed {$120.00} on a vehicle I bought in XXXX when living in Florida. I had not heard from them until this time 9 years later. I paid them the {$120.00} which I have the credit card statement to prove it. now here 12 days later i get a hit on my credit report saying that I owe a debt. I called XXXX XXXX XXXX XXXX and spoke to someone who looked it up and confirmed that the payment was sent. She was supposed to email me a letter stating that this was paid on the date listed. She did not. it cost me XXXX point on my credit which is HUGE. I've spent the last 2 years fixing my credit and now its destroyed because of another company error, and my chance of purchasing a property is all but lost due to their neglect to report properly.
09/08/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 32533	Web
XXXXXXXX XXXX XXXX have repeatedly, several times per day and prior to XXXX tried to call me regarding a fraudulent debt. This debt has previously been taken to court and the case dropped due to complaints about it being fraudulent. XXXX XXXX XXXX purchased this debt and are now constantly calling me from various numbers. Answering the call, there is no response on the other end. From XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX There are also numerous calls by robo callers with XXXX XXXX codes that are more likely than not associated with this company. Attempts to have them cease calling and contact has not been fruitful.
12/15/2017	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 331XX	Web
I received a collection letter in the amount of XXXX from XXXX XXXX XXXX. I called XXXX XXXX XXXX and they referred me to XXXX. I spoke to XXXX and sent them the supporting documentation via email @ XXXX and postal mail to XXXX XXXX XXXX XXXX with no response. I then pulled a copy of my credit report and they sent my collection to another attorney XXXX XXXX XXXX XXXX who has yet to contact me or respond to my supporting documentation. The account reported in the amount o f {$530.00} as of XXXX/XXXX/XXXX is NOT MINE. I did not sign the contract. The renter signed the contract and is responsible for the account. Please see the attached lease agreement that also matches the XXXX contract name and contact phone number. XXXX XXXX XXXX
12/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92115	Web
On XX/XX/XXXX, I received a notice from the debt collection company Tate & Kirkland Associates that I could pay {$25.00} by XX/XX/XXXX to satisfy my total of {$75.00} saving me a percentage. It gave me three ways to pay. I chose to pay via online and received a receipt on XX/XX/XXXX. My entire debt should be considered closed and paid as per their agreement. Today, on XX/XX/2019, I received a letter from them stating I entered a payment plan ( I did not do so, as you will see in the letter they sent ) and they are claiming I owe the rest of the amount despite telling me the {$25.00} would satisfy the debt if I paid. I am reaching out and attaching all documentation. They are breaching their agreement.
08/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	RI 028XX	Web
I keep getting harrassed by people at : Tate & Kirlin Associates, XXXX. XXXX XXXX XXXX, PA XXXXThey call multiple times per week stating this is a personal business matter, now I have recently settled a lot of old debts and they are trying to collect on an account I have paid already. One person asked for my social security number and the next person asks for my birth-date but I am not comfortable giving that info out to a company that has so many complaints filed against them. I just applied for a mortgage and nothing negative came up on my credit report from this company. I would like the to stop harassing me with fowl language and yelling.
02/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Problem canceling credit monitoring or identify theft protection service	MO 631XX	Web
I tried to have all these companies that are showing on my XXXX credit report remove. I tried to dispute it with the companies and also XXXX but unsuccessful there are third party collections agency that have 2 of my accounts that are paid in full for XXXX and XXXX. My personal information is showing up on the Dark Web which social security number and and all my personal information I was notify by XXXX XXXX on XXXX XXXX. I have been trying to get help regarding this matter. The list of companies I want remove from my XXXX account Tate Kirlin and Associates, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX and XXXX XXXX XXXX.
06/15/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 986XX	Web
Tate & Kirlin Associates sent me a letter on XX/XX/XXXX stating I owed {$280.00} to creditor XXXX XXXX XXXX. I sent a letter disputing the debt and requiring disclosure of the origin of the debt on XX/XX/XXXX. No one respnded to my letter. I received a similar letter on XX/XX/XXXX with a different account number for the same amount. I sent another dispute letter and have no response. They call me every single day when Im at work. I answered once and the woman on the phone yelled at me, told me she was helping and I had to work with her to make a payment plan. She would not acknowledge my dispute of the debt or my previous letter.
07/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33196	Web
On XX/XX/2020 I was sent a collection amount of {$330.00}, reference # XXXX, from Tate & Kirlin and Associates, INC. of XXXX, PA, for an Originator Creditor XXXX, account ending in XXXX. When I contact XXXX I am told I have no account with their company and I would have to resolve with the Creditor Tate & Kirlin. Tate & Kirlin have provided no details as to what this account/amount is or how it has originated, however, only seek a payment. I strongly believe this is fraud and harassment to collect a debt of which is definitely not mine! A fraud investigation into Tate & Kirlin is necessary to solve this issue.
08/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 460XX	Web
This debt Is the result of identity theft. This case has been dismissed in XXXX County Court on XX/XX/18. I have advised this third party collection agency to cease communication on 2 separate occasions. I continue to get phone calls and emails requesting me to pay a debt that is not owed. I tried to contact this company again today after receiving another email. I was hung up on and aggressively spoke to by several different representatives. When I asked repeatedly to speak to a supervisor, I was hung up on. I am seeking legal representation for the abusive practices and collecting on a debt not owed.
04/25/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 93726	Web
1.Original Creditor - XXXX XXXXXXXX XXXX XXXXXXXX 2.Collection Agency - XXXX XXXX XXXX 3.Now Owned By - Tate & Kirlin Associates , Inc Two Different Amounts {$1200.00} - {$1200.00} Claiming Amount Owned Date Disputed XXXX - XXXX - XXXX Disputed Charges And Asked For VOD Validation Of Debt * NOT Validation* Resolution :XX/XX/2018 Per XXXX : I Quote Account Information Disputed By Consumer ( Meets Requirements The Fair Credit Act ) Inaccurate, Unverified Accounts Per FCRA Sec. XXXX Using XXXX XXXXXXXX XXXX is an automated does not even begin to Constitute a reasonable Investigation.
02/03/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85260	Web
XXXX XXXX is a complete hoax. Signed up for free ( shipping was {$6.00} ) XXXX XXXX which I never received and then they are trying to collect two bills in the amount of {$110.00}. Complete financial scam. Collection group on behalf of XXXX XXXX is Tate and Kirlin, XXXX XXXX, XXXX, PA. I have talked to them numerous times to dispute this collection effort. I contacted the XXXX XXXX XXXX and they have numerous reports about the same company. Now they are threatening to ruin my Credit!! Please help an American citizen and tax payer. These kind of con games hurt the American public!!
09/23/2023	Yes	Debt collection I do not know	Electronic communications You told them to stop contacting you, but they keep trying	NH 034XX	Web	Servicemember
I have had the same phone number since 2007, and have been " Removed From Lists '' over a dozen times for the debt of someone named " XXXX XXXX '' who I've never met. I have made every reasonable attempt to get off these lists and requested proof that there ever was someone by that name who EVER had the phone number. I have received nothing in reply to these requests. Spam text messages from multiple phone numbers and regular calls from similarly various phone numbers continue to this day. The firm is Tate & Kirlin Associates , Inc . XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, PA XXXX
11/16/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NH 03104	Web
I spoke to this company on XX/XX/XXXX and asked them to stop calling me as I can not take calls at work and I'm paying my bill now that I have a job. Since then I've received a call on XX/XX/XXXX, and another call just now. They identify themselves do not state they're calling on a recorded line and onc either ask who they're calling about they hang up on me. This happens every time they call. When I try to call back to tell them again to stop harassing me I get a message saying they're not available and no voice-mail. Their number that they call from are XXXX.
10/14/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MD 21804	Web	Servicemember
I applied for XXXX XXXX XX/XX/2019 and never used it but was charged. I have dental insurance and my insurance paid for most of it. I paid my part, and I have proof. I have mailed a letter to the XXXX asking for verification of the amount and I didn't get it. Also, I sent a letter to each of the credit reporting agencies to verify the debt amount. And I didn't get anything that proved that I owe them. I have the original bill from XXXX it shows the amount I paid. And I recently got a letter from Tate and Kirlin Associates , INC for the same bill.
09/30/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	SC 293XX	Web
Debt Collector Tate & Kirlin Associates text and call me on my mobile # attempting to collect a debt from XXXX XXXX. Virtually every time when I attempt to answer the call to advise them that they have the wrong person/phone #, there is no one on the line to speak with and the call disconnects. I have had the phone # in question for just under seven years and do not know anyone named XXXX XXXX and I myself do not have any debts in collections. The most recent round of contacts have come from the following phone # 's XXXX XXXX XXXX
05/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10459	Web
I been receiving numerous texts and phone calls any time of day from this company sometimes after XXXX. I text stop the notifications still were coming in. Then I received a letter stating that I owe a debt from XXXX years ago. I sent out a validation letter for validity and proof of ownership. It's going on 30 days and I have not heard back from this company at all. If they can't show me proof of validity they need cease collection and send Me a letter stating that they have the wrong person and they leave me alone.
06/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07111	Web
THIS WILL BE THE 2ND REQUEST VIA WRITING TO CEASE AND DESIST ALL COLLECTION EFFORTS AGAINST ME. I DO NOT OWE XXXX ANY MONIES AS THIS ACCOUNT IS NOT MINE AND WAS OPENED UP WITHOUT MY KNOWLEDGE. I HAVE REQUESTED INVOICE COPIES AS WELL AS ANY INFORMATION REGARDING THIS ACCOUNT THAT WOULD BE HELPFUL IN THE PROCESUCTION OF THE PERSON THAT OPENED IT. TO XXXX XXXX XXXXXXXX, THIS INFORMATION REQUESTED MUST BE RECEIVED. I DO NOT WANT ANY OFFERS TO PAY 50 PERCENT OF A DEBT THAT I DID NOT INCUR. I WILL BE CONTACTING THE POLICE.
03/28/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NY XXXXX	Web
I recently received a debt collection notice from an unknown source. I do n't know or recall ever dealing with this creditor ( XXXX ) stated on the collection notice. Have never purchased services, bought products or merchandise from such creditor or used any financial means from such creditor. No info regarding when, where, and how if I ever made contact with such creditor. In a nutshell I do n't know who this creditor is and the amount they are trying to collect. They provide no real evidence info on this matter.
04/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39212	Web	Servicemember
Today I received a bill from Tate & Kirlin for a creditor that I have never heard of in my entire life saying I owe the amount of {$2800.00} suggesting that I pay them the sum of {$1400.00} as half or a settlement but how can I pay someone when I have never heard of these people who in the world is this company XXXX XXXX XXXX is beyond me. I have never received a bill an email a call nor a text message from this company in my entire life. How can I settle a bill when I have never received it in my entire life.
05/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 379XX	Web
Tate and Kirlin Associates , Inc has been contacting me via phone and mail to collect debt for XXXX XXXX ( original creditor ) and XXXX XXXX XXXX ( current creditor ) in the amount of {$72.00}. Ive never purchased anything from the original or current creditor. Ive asked Tate and Kirlin to stop contacting me but the continue to request payment. The debt they are attempting to collect is for XXXX XXXX. While my maiden name is XXXX, I have not used this name in 19 years. Letter Reference Number : XXXX
06/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	KY 407XX	Web
I pulled my credit report on XX/XX/XXXX after being denied a home loan. Denial was for a {$9600.00} debt from XX/XX/XXXX. I called the company listed on my credit report on XX/XX/XXXX. They referred me to a law firm, Tate & Kirlin. I called Tate & Kirlin Associates on XX/XX/XXXX. I was told the debt was a credit card that was opened on XX/XX/XXXX and last closed XX/XX/XXXX. I was not aware of the debt. I have a credit report that I pulled on XX/XX/XXXX which did not reflect any issue of this type.
01/11/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30296	Web
On XX/XX/2022, I received a notice from Tate & Kirlin Associates , Inc. stating that they are trying to collect a debt for their client XXXX XXXX, XXXX a collection company that attempted to collect a fraudulent debt from Me last year and was removed from my Credit Reports for being a Non-valid collections account, The notice states that I owe {$590.00} and that they are willing to settle for {$170.00} for an account that was started fraudulently and I feel has stemmed from Identity Theft.
11/19/2017	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33610	Web
Received a notification from my credit report that an account was added that I have no knowledge of and that no written notice was provided. After checking all of my credit reports I see that this collection agency reported this account improperly on my report., My report also states that this debt was opened in XXXX XXXX, 2017, which is also incorrect. It appears they have illegally reaged this collection account on all of my credit reports which is having a negative impact on my credit.
08/30/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MS 39401	Web
I have a collection account listed on my credit report by a debt collection agency, XXXX XXXX XXXX, collecting on behalf of XXXX XXXX. XXXX XXXX XXXX is the current creditor, but Tate & Kirlin Associates , INC has been sending me letters offering to settle the account. XXXX XXXX XXXX nor XXXX XXXX XXXX XXXX is licensed to collect in the state of Mississippi and therefore I am disputing this collection account. The collection account was last reported on my credit report on XX/XX/19.
10/02/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN 38017	Web
Received correspondence from Tate & Kirlin Associates to collect a debt for XXXX. I informed XXXX to terminate the services because the security service never worked because of the internet connection. Previously I made several calls to XXXX requesting the service be repaired or terminated because of bad services. I wasn't in a contract when I requested the services be terminated. This debt was previously with XXXX XXXX XXXX. I also informed them I didn't owe the debt.
01/16/2017	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DC 200XX	Web	Older American
Collection company-Tate & Kirlin is billing from creditor XXXX for $ XXXX. The original Ietter in XXXX XXXX from Tate & Kirlin stated they could offer me a discount of 60 % for a balance of $ XXXX. Their client is XXXX. I have not entered into a contract with XXXX. I contacted on XXXX/XXXX/XXXX Tate & Kirlin to get answers, but when asked for my SSN or DLN, I refused and she ended the call. This could be for an old charged off account from XXXX. What am I to do?
08/26/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MI 48239	Web	Older American, Servicemember
I recieved a letter claiming they were trying to identify if I was a certain XXXX XXXX for a debt. I sent the letter back with my reply of no, not who you are looking for and a stop contacting instructions. They then started a phone calling campaign, I again instructed them not to call me period, they keep claiming until they can verify if I'm the right person they will continue to call. Keep calling trying to get me to give them my personnel information.
10/26/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77063	Web	Servicemember
I have spoken with someone from Tate & Kirlin who have purchased a debt ilegally. According to 15 USC 1692g they can not sell a debt and no one can purchase a debt and come after you for it. They have violated my rights by buying and selling my information. I have not sign any agreements or enter any contract with this company nor did i give them any of my personal information. I would like a cease and desist on all forms of contact from them.
05/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33026	Web
In according with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 usc 1681 Section 602 States i have the right to privacy. 15 usc 1681 Section 604 A Section A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 usc 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for and purpose
04/24/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OR 97267	Web
On XXXX I received a letter dated from X/XX/17 from XXXX ATE & KIRLIN ASSOCIATES, INC. saying that I owed {$130.00}. XXXX to a XXXX XXXX We have no credit cards and all of our bills are paid each time we get them. I tried calling the contact number to this debt collector and got no answers, just a voice mail after being on hold. I will not leave any personal information as I have read they are a fraudulent company.
06/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MN XXXXX	Web
Received a letter dated XXXX XXXX2021 Stated I had been turned over to debt collection for {$110.00} Never heard of XXXX XXXX and certainly do no owe them anything Search for TATE & KIRLIN ASSOCIATES INC. online and the {$110.00} amount is all over the internet claiming they are trying to scam people out of money for a debt they never owed. No One Has Time To Deal With These Idiots Please Arrest Them Now And Put Them In Jail!!!!!!
04/30/2022	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	AZ 85205	Web
In accordance with the Fair Credit Reporting act XXXX Account, # XXXX, has violated my right 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 166B : A creditor may not treat a payment on a credit card account under on open end consumer credit plan as late for any purpose.
02/09/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93117	Web
This is the third or fourth time Tate & Kirlin Associates , Inc has tried to collect money we do not owe. This time for XX/XX/XXXX account for XXXX XXXX in the amount of {$110.00}. Reference XXXX on XX/XX/XXXX. We did not contact them as we do not think it is wise. You have taken care of the previous times Tate & Kirlin has done this. Tate & Kirlin Associations , Inc. XXXX XXXX XXXX. XXXX XXXX XXXX, PA XXXX XXXX XXXX
02/01/2023	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	SC 296XX	Web
The company Tate & Kirlin Associates , Inc was in charge of a charge off account that they told me that if I paid the debt not only would the collections account would be deleted off my credit reports they would also delete the original tradeline of the charge off a bank called XXXX XXXX. The collections account has been deleted but the original account has not. They now refuse to help me out and get the problem resolved
08/09/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV XXXXX	Web
Get these panhandling frauds out of my inboxes. XXXX -- XXXX XXXX XXXX XXXX, XXXX All Rights Reserved XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, NV XXXX XXXX : XXXX ( XXXX ) XXXX Email : XXXX All communications logged as harassment spam and forwarded to the appropriate agency, department, institution, et al to assist informing lawsuits regarding any and all fraud and predatory revenue creation practices.
10/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33027	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This was a corporate account and mistakenly reported on my profile. Had your record-keeping been accurate, and where is the proof of payment history? The 3 Credit Bureaus are willfully in violation of FCRA and condoning illegal behavior, they MUST correct or remove this collection account immediately.
08/11/2015	Yes	Debt collection Auto	Communication tactics Threatened to take legal action	OH 43130	Web
Tate & Kirlin Associates were calling me after I told them I 'm on Social Security XXXX and Ally had already " Charged Off '' loan as bad debt on both my wife 's and my credit reports. I also told them to stop calling. Now they are starting to send mail wanting to collect on the debt. Today, we have sent them a " Cease and Desist '' fax but not sure they will receive it or honor it.
04/24/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32746	Web
I received a debt collection notice in the mail today fro m Tate & Kirlin, Associates, Inc. The notice says I owe {$130.00} to XXXX XXXX . I have no idea what TRS Limited is nor I owe a single penny to them. I tried to call them at the number listed on the notice but have not had any luck getting in touch with a live person. I strongly believe this is a scam.
05/22/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30021	Web	Servicemember
Company or Organization : XXXX XXXX Bank XXXX, XXXX XXXX XXXX Account Number : XXXX Date fraud began : XX/XX/XXXX Date that I discovered it : XX/XX/XXXX Total fraudulent amount : {$740.00} Company or Organization : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date that I discovered it : XX/XX/XXXX Total fraudulent amount : {$240.00} Company or Organization XXXX
04/03/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92116	Web
I received XXXX pieces of mail from Tate & Kirlin Associates, Inc, XXXX, XXXX, PA XXXX. I believe this debt collection to be fraudulent because the creditor is one I have never heard of. Additionally I have tried to get in contact with this company via both phone numbers listed on the bill as well as the company 's website. All attempts have failed.
05/01/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 864XX	Web	Servicemember
XXXX XXXX I received a letter from Tate & Kirlin as an attempt to collect a debt. This issue was resolved years ago. My wife, XXXX XXXX, passed away over two years ago. Given the current situation of quarantine and high unemployment, I feel this is a scam tactic to get money not owed. I think the statute of limitation has expired on this issue also.
12/22/2020	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ XXXXX	Web
Tate & Kirlin calls and texts every day from different numbers in the XXXX, XXXX and XXXX area codes. I do not answer because I know they are trying to reach someone else named XXXX based on their texts. I am not XXXX. I have no overdue debt and a very high credit score with no delinquencies. They clearly have the wrong number but will not give up.
05/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 94947	Web
Tate & Kirlin Associates ; XXXX XXXX XXXX, XXXX, PA XXXX XXXX, ( XXXX ) XXXX has sent me XXXX notices in the last several months trying to collect a bankrupted debt. I have thrown out countless other notices after sending them two letters concerning the Bankruptcy and all pertinent information. They do not care. They continue to harass me.
08/25/2020	Yes	Debt collection Credit card debt	Communication tactics Called before 8am or after 9pm	TX 78233	Web	Servicemember
this is a debt thats over 20 years old that the company XXXX XXXX removed from my credit report and forgave a long time ago, they keep harassing my parents and this needs to stop, I have already called them and told them to stop and to removed my parents phone number from their list, this is abuse and harassment and have no basis.
03/22/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IN 46410	Web
This company is psychopathic in nature and continues to call, harass, mail, and collect on a debt that I do not owe. They have contacted my daughter repeatedly via text and refuses to validate the debt as accurate. I don't verify my information over the phone and never will. They have also threatened to sue and/or face jail time.
08/05/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	WI 535XX	Web	Servicemember
Tat and Kirlin is trying collect some mysterious debt from XXXX that I do recognize. Not only is this long beyond the statute of limitations, if this company is not fraudulent, is most likely due to the XXXX identity theft scandal from the early XXXX. They said I contacted them therefore I acknowledged the debt was real.
05/28/2017	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NC 27288	Web	Older American, Servicemember
XXXX XXXX XXXX is trying to get me to pay XXXX for an account I had with a credit card company XXXX XXXX . they just keep calling me and being rude even though I tried to work out a plan. I do n't want them to call me anymore for any type of collections. they are using another company to try and get me to pay.
07/19/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 306XX	Web
I have received 4 calls in 2 days from XXXX XXXX XXXX XXXXXXXX, debt collectors seeking to collect a debt of some guy named XXXX. I dont know anyone by that name and I have asked them to stop calling but they persist. This has happened for years with different collection agencies
07/25/2017	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	GA 31705	Web
Invoice Date X/XX/17 {$130.00} Collection Firm : Tate & Kirlin Associates, Inc I just received a bill in the mail from Tate & Kirlin Associates, Inc. I have no idea what this is for. I do n't owe anything like this at all. I feel like it is a scam.
08/18/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77033	Web
On XX/XX/2023 They sent messages to multiple family members regarding collecting a debt and made it known it was for a debt. I did not provide family information for this collector to contact and NEVER consented for them to contact anyone.
01/13/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98178	Web	Servicemember
I received a settlement offer for a debt XX/XX/XXXX and replied with a written validity request/dispute on XX/XX/XXXX. As of XX/XX/XXXX I learned the debt was sold following my dispute, failing to provide me information within the 30 days.
09/21/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AL 361XX	Web	Servicemember
RECEIVED A BILL FRO THIS COMPANY BY THE NAME OF TATE & KIRLIN FOR A XXXX XXXX BILL AND i DON'T HAVE A CLUE WHAT THEY ARE TALKING ABOUT. i DON'T HAVE TIE TO DEAL WITH RUDE PEOPLE WHO TRY TO INTIMIDATE YOU INSTEAD OF LISTENING TO FACTS.
09/20/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48045	Web
I wrote to the company in XXXX to dispute the debt from XXXX XXXX XXXX after the first dispute it has been passed on to another Collection Agency and have failed to send anything with my signature or an original signed contract.
01/23/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29115	Web
I wrotXXXX XXXX XXXX XXXX XXXX a debt verification letter and stated that any communications from that day forward to me is to be done by mail only. This company is still trying to communicate with me by phone instead of mail.
09/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 10456	Web	Servicemember
Received communication by mail XX/XX/2021. Numerous violations. 15usc1692e ( 3 ) 15usc1962e ( 2 ) ( a ) 15usc1692j ( a ) 15usc1692e ( 10 ) 15usc1692g ( a ) ( 3 ) ( 4 ) ( 5 ) 15usc1692k ( a ) 15usc1692f ( 7 ) 15usc1692e ( 4 )
12/29/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48111	Web
I RESPONDED ON XX/XX/2021. TATA & KIRKLIN ASSOCIATES , INC. I DO NOT HAVE ANY KNOWLEDGE OF THIS ACCOUNT. I DO NOT OWE XXXX XXXX XXXX XXXX OR ANYONE ASSOCIATED WITH THIS ACCOUNT.
03/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78239	Web
Keep getting text messages from Tate & Kirlin Associate that I owe money. To vist XXXX They text me from XXXX Replied STOP but they still send texts
12/11/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 336XX	Web
The sent a very threatening message, and then proceeded to refuse to give me the purchase agreement or validate the debt
04/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84404	Web
XXXX XXXX {$180.00} PAID YEARS AGO THRU XXXX . XXXX XXXX {$310.00} PAID YEARS AGO THRU XXXX
10/15/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IL 60621	Web
I paid this Dept ( XXXX ) Off & I would Like the negative balance REMOVED From my Credit Report
08/27/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 10468	Web
XXXX XXXX XXXX im not recognize this account XXXX XXXX not recognize this account
01/11/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85206	Web	Older American, Servicemember
debt is outdated this company is not licensed in AZ
03/09/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90026	Web	Older American, Servicemember
False Collection Debt
01/17/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89502	Web

10/21/2023	Yes	Debt collection I do not know	Electronic communications Frequent or repeated messages	VA 23430	Web

10/19/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MA 01420	Web

10/15/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 65049	Web

08/28/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	FL 33414	Web

07/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 337XX	Web

06/30/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 48215	Web

06/06/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98338	Web

04/17/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91320	Web

04/14/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32514	Web

04/11/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77469	Web

03/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33125	Web

01/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33705	Web

01/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AR 72086	Web

01/13/2023	Yes	Debt collection Credit card debt	False statements or representation Told you not to respond to a lawsuit they filed against you	LA 71107	Phone

10/17/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NC 28202	Web

08/17/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MI 49946	Web

08/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AR 72342	Web

08/01/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OK 74014	Web

07/25/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NC 27563	Web

05/18/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60046	Web

04/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43755	Web

03/24/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OH 43755	Web

03/14/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95376	Web

02/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22192	Web	Older American

02/18/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08036	Referral

01/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 50317	Web

12/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93117	Web	Older American, Servicemember

10/13/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85650	Web	Older American

10/13/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85650	Web	Older American

10/03/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77017	Web

10/02/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	FL 33872	Web

10/01/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 334XX	Web

09/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 48367	Web	Older American

09/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 48367	Web	Older American

09/24/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78411	Referral

09/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	XXXXX	Web	Older American

08/24/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MI 49801	Web

08/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32952	Postal mail

08/09/2021	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Credit card company isn't resolving a dispute about a purchase on your statement	MD 21409	Referral

08/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 77552	Web

07/27/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KY 42104	Phone

07/27/2021	Yes	Debt collection Other debt	False statements or representation Told you not to respond to a lawsuit they filed against you	AZ 85008	Web

06/15/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 08244	Referral

06/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

05/20/2021	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	CA 92691	Web

05/19/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NJ 08016	Web

05/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30114	Web	Servicemember

04/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WV 25213	Web

04/04/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 49009	Web

03/23/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MA 02155	Web	Older American

03/23/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92562	Web

02/20/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93444	Web	Servicemember

12/01/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	AR 71901	Web	Older American

11/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90805	Web

06/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	LA 70563	Fax

05/26/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 70563	Fax

08/13/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10016	Referral

07/13/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	FL 33782	Web	Servicemember

07/11/2019	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	FL 33782	Web	Servicemember

07/09/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NE 68028	Referral

03/20/2019	Yes	Debt collection Other debt	Communication tactics Called before 8am or after 9pm	FL 34759	Web

03/19/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11226	Web

02/23/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77021	Referral

02/06/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Referral

01/31/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KS 66614	Postal mail

11/28/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 77077	Web

09/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90059	Phone

04/21/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 33603	Web

04/06/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	HI 96726	Web

03/09/2018	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 34204	Web

03/06/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30308	Postal mail

03/01/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 43054	Web

01/25/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	RI 02842	Web

01/23/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	GA 30340	Web

12/11/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75063	Web

11/14/2017	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 78605	Referral

11/01/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AK 99567	Web

10/23/2017	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30013	Web

08/30/2017	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32550	Referral

05/03/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 92260	Postal mail

05/03/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OR 97444	Referral

04/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30523	Web

04/24/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Phone

04/06/2017	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	CT 06854	Web

04/04/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98506	Referral

03/22/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 45356	Web

02/18/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94534	Web	Older American

02/10/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 22408	Web	Servicemember

02/09/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32810	Web

02/08/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MA 02347	Web	Servicemember

01/25/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97402	Referral

08/03/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	IL 60419	Referral

10/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 92122	Web

05/15/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49424	Web

04/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49424	Web

03/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	GA 30038	Referral

02/20/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 07430	Web	Older American

02/07/2015	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	OH 43512	Web

02/06/2015	Yes	Consumer Loan Vehicle lease	Problems when you are unable to pay	FL 33903	Web	Older American

02/03/2015	Yes	Credit card	Closing/Cancelling account	WI 54817	Postal mail

02/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07652	Web

12/18/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened arrest/jail if do not pay	TX 75205	Web

12/04/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	SC 29223	Web

11/28/2014	No	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	OH 43551	Referral

10/24/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	IL 60473	Web

10/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MO 65708	Web

09/18/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	IN 46234	Web

09/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	PA 18701	Web

08/29/2014	Yes	Credit card	Customer service / Customer relations	AK 99654	Phone	Older American

08/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 21403	Web

08/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OH 45680	Web

08/14/2014	No	Credit card	Other	IA 52302	Web

08/10/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48141	Web

07/26/2014	No	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	GA 31023	Web	Older American

07/24/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	GA 30260	Referral

07/23/2014	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49116	Web	Servicemember

07/02/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	AZ 85253	Web

06/21/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	VA 22701	Web

06/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92610	Web

06/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AR 72034	Web	Older American

06/05/2014	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60471	Web

05/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 18951	Web

05/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75038	Web

04/14/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 63136	Postal mail

04/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	OH 44321	Web

04/04/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MI 49418	Web

04/04/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92126	Web

03/31/2014	Yes	Debt collection Auto	False statements or representation Attempted to collect wrong amount	FL 33154	Web

03/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TN 38111	Web

03/26/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted employer after asked not to	MA 02472	Referral

03/14/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11691	Referral

02/07/2014	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 77083	Web

02/06/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78249	Referral

02/04/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	WI 53226	Web

01/17/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	PA 16059	Web

12/13/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92307	Phone

12/11/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90018	Phone

11/30/2013	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 34209	Web

11/29/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77632	Web

11/01/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 20164	Web

09/29/2013	Yes	Debt collection Auto	False statements or representation Attempted to collect wrong amount	IL 60193	Web