Support Collectors, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/27/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33556	Web
I was participating in an auction by NY XXXX on the site XXXX XXXX on XX/XX/2021 ( evening EST ). One lot ( a XXXX watch ) came up for auction. The red Bid tab was displaying an amount of XXXX USD. I clicked on it ( XXXX ), nothing happened as if the site was frozen or my bid was held at bay, and then suddenly the bidding jumped to XXXX on the side window, and then the side window showed XXXX and said I had won it for XXXX. I did not ever bid on XXXX, an XXXX bid never appeared on the auctioneers site for me to click on. Normally, on the screen, the lot shows up with a picture and below that picture, a red tab with the amount for bidding shows up. When we click on that amount on the platform/site, the site says bid has been sent. The site continues to provide feedback such as " winning '' or " bid again '', etc. All internet auction sites provide feedbacks on your bidding, and you know your bid has gone through, without which the auction will be improper. In my case, these events and feedbacks did not occur. There were no feedbacks about my bid. I immediately contacted both NY XXXX and the XXXX XXXX by phone and emails explaining what had happened. Several emails followed between NY XXXX, XXXX XXXX, and me, and no one explained to me how a XXXX bid could translate into an XXXX bid without my doing anything or the lack of feedback on my original XXXX bid. It appears that there were instances where this exact same thing had happened to other bidders on this platform as well. Mine was not an isolated case. In addition to NY XXXX and XXXX XXXX, I had communicated to others as well about this incident. There are additional issues we have found with this auction as well. I did offer NY XXXX to buy the lot for my original bid of XXXX, but they refused. There appears to be other issues related to this bidding as well. I really tried hard to explain what had happened, but these two entities have pursued a wrongful claim causing much stress. The next thing I received was a letter from Summit AR collection agency and their agents started to call me what appears to be very shortly after sending the letter, violating the 30-days-time frame for my reply. The agent I happened to speak with was coercing me to pay the amount despite my explanation as to what had happened. The agent warned me that my credit score will be ruined if I did not pay ignoring my description of the incident and the fact that I do not owe any money to NY XXXX or this agency. He then wanted me to call him when I send my letter etc. I found these excessive, unwarranted and harmful. This has caused much mental stress at a particularly difficult time for me and my family. I have sent a cease and desist letter to the collection agency. Finally, in response to my complaint to XXXX on XXXX XXXX and NY XXXX, XXXX XXXX has now admitted there was net work issues related to this bidding and they will be discussing with NY XXXX to sort this out. I have attached it with this complaint. I am worried that Summit AR will report to credit agencies before XXXX XXXX sorts this out in a timely manner. I had even pointed out that there was a breach of accounts at XXXX XXXX.
12/04/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX : XX/XX/XXXX XXXX : XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX CT XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX UT XXXX Summit Account Ressoultion XXXX XXXX XXXX XXXX, MN XXXX Subject : Dispute Regarding Inaccurate Collection Accounts on My Credit Report Dear Sir/Madam, I am writing to dispute the inclusion of certain collection accounts on my credit report, which I believe are inaccurate and unverified. As per my rights under the Fair Credit Reporting Act ( FCRA ), XXXX XXXX. XXXX, I am disputing the following collection accounts : XXXX. XXXX Account XXXX, XXXX, Account XXXX : XXXX, Amount : {$180.00} XXXX. XXXX And XXXX, XXXX : {$120.00} XXXX. Summit Account Resolution, Amount : {$320.00} I have already sent a debt validation request to the collection agencies as per my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, and I have yet to receive satisfactory proof that these debts are indeed mine. I request that you investigate these matters promptly and remove or correct the disputed information from my credit report if the creditors can not verify or validate the debt. The FCRA requires you to complete this investigation within 30 days of receipt of this letter ( 15 U.S.C. 1681i ). Please note that accurate reporting is crucial for fair credit practices, and it is my right as a consumer to insist upon this. If these inaccuracies are not corrected, it could have severe implications on my credit worthiness, which is a violation of my consumer rights under the FCRA, for which I may be eligible to seek statutory damages. I have enclosed a copy of the credit report containing the disputed accounts. I look forward to your prompt action to resolve this matter. Thank you for your time and understanding. Yours faithfully, XXXX XXXX
08/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MN 55414	Web	Servicemember
A fitness club had a clause in their contract saying if you cancel within three business days you are not obligated to pay anything. If you go past these three days then cancel you pay {$300.00} dollars or so. On the third day ( within the acceptable window ) I called in to the fitness club and asked what would be the appropriate steps to cancel the contract. They stated I have to come in to cancel, but since I called I can come in anytime that week that is convenient and not pay the fine. Upon arriving a few days later at the club I was given a business card and told to email the individual stating my wish to cancel. After doing so, the individual on the email stated I was pass the three day window to cancel and I owed {$300.00}. I responded with an email describing the situation - how a representative from the company gave me a verbal agreement that it was ok to come in later the week. I received another generic email, which did not dispute or even acknowledge anything I said about the verbal agreement, and stated I still owe {$300.00}. I sent another email asking to discuss this further over the phone because I feel I was apparently lied to and I do not believe that is an acceptable business practice to entrap someone like that. After no response back by email I called multiple times and left messages or a person at the club stated someone would get back to me. I never got any response back from the club. A few months later, I found a letter in the mail from a debt collection agency saying I owe them {$300.00}. Should I have done something different? Do I owe that {$300.00} to the health club? It appears like that was an entrapment technique. and the company refused to negotiate with me in good faith or even reach back out to me.
03/17/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33401	Web
I rented a vehicle from XXXX XXXX XXXX company in 2017 and returned the car and paid the fees agreed upon. Upon approval, I let the company know of a crack in the windshield that was caused by a stone hitting the windshield while driving on the highway. I explained that the State of Florida fixes cracked windshields free of charge " In the state of Florida, windshield cracks and chips are repaired free of charge. According to Florida statute 627.7288, if you have comprehensive coverage on your vehicle your insurance company will pick up the tab for any repair or replacement that you may need. The law states that your deductible will be waived. '' After discussing they took my insurance information in case of the claim being escalated and said if any needed further action was needed they would be in contact. I signed the paperwork and never heard back from them. I received a call from a " Debt Collection Agency '' from a New Jersey number stating that they were calling to claim the debts owed and when I explained that was handled they began to over speak me and not let me explain. I finally told them I would be in contact with XXXX to figure out the issue. The next morning around XXXX XXXX I received another collections call form a Mississippi number from a gentlemen that would not let me say a work and asked what is it I think will happen? Just give him my debit or credit card number. When I asked for his company name he said XXXX XXXX and hung up. I attempted to call XXXX but states they are busy or not open. I am trying to find out exactly what was done on the companies part for the last two 3 years that they took my insurance information and never filed a claimed and expect me to pay for a service in FL that is free.
04/06/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 946XX	Web
On XX/XX/2022, I received notifications from XXXX and XXXX that a collection account in the amount of {$2400.00} was reported by XXXX. After a quick XXXX search, I learned this company is a collection agency attempting to collect a debt. SUMMITACTRES ( " Summit A-R '' ) unscrupulously " parked '' this debt on my credit profile in an effort to collect a debt that I do not owe. What is " parking '' the debt? It is when a company, Summit A-R in this case, reports a debt to the credit bureaus to force a consumer to contact them with the hopes of collecting a debt they purchased from another company. These actions are malicious ( and quite possibly illegal ) and have severely harmed my credit. As a consumer, I am protected by the Fair Debt Collection Practices Act. Summit A-R 's placement of this collection account on my credit report is the epitome of an abusive, deceptive, and unfair debt collection tactic. Furthermore, XXXX ' actions have unfairly tarnished my credit as they attempt to exploit my good credit standing. This is exactly what the Fair Debt Collection Practices Act intended to stop. Summit A-R has a debt from XXXX. XXXX was unable to provide me with validation for the debt. I went to them with a sick puppy and they gave me estimates. They never gave me a final bill and told me I would need to give them another {$400.00}. I disputed it with my Credit Card and XXXX XXXX credited it back to my account. They are trying to collect a debt without sending it to me in writing.
04/08/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 128XX	Web	Servicemember
I rented a car from XXXX XXXX XXXX in XX/XX/XXXX. I returned the car on XX/XX/XXXX and went over it with the agent at the airport and everything was fine and he gave me my receipt- there was no damage to the car. About a week later I received an email from XXXX asking me to file a damage report because there was damage to the car. I filled out the report stating that there was absolutely no damage to the car upon returning it. A few months later I received a bill for over {$800.00} for repairs. I emailed and called XXXX with no resolution. I asked for time stamped photos as well as where the car was from the time I dropped it off until they claimed there was damage and they refused to provide the information. They did send me a photo of a scratch on the car and then a bill for XXXX hours of labor and glass repair!!! Today I received a notice that they turned me in to collections for not paying their bill. The collections agency keeps calling me demanding payment. I explained that I was not paying because I did not damage the car. After searching the internet, I found that there is a class action lawsuit against XXXX for fraudulent damage claims as well as hundreds and hundreds of complaints from other consumers that have had the same type of fraud and sent to collections. I have attempted multiple times to contact XXXX XX/XX/XXXX claim department and I can not get a human. It is obvious that this is a common fraud scam by this company and now it has impacted my credit report.
11/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 220XX	Web
XXXXXXXX XXXX XXXX XXXX XXXX provided services from XX/XX/2021 to XX/XX/2021, for which most of the bills were paid by my insurance. However they accumulated minimal unpaid amounts for my account. Once we found out, we paid the total accumulated balance of {$330.00} in XX/XX/2021. However they reported my account and me to the collection agency at some point in time and we had no knowledge about this, until recently when we applied for home mortgage. The collection agency had hit my credit score and brought my credit score from XXXX to below XXXX. Due to this we are now getting higher interest rate on the mortgage. After we found out this, we called the XXXX XXXX multiple times and provided the payment confirmation and requested that they give us a letter saying it a mistake or reserve this credit rating impacts. The manager spoke with us just once and agreed to take action and resolve this issue. But since then it been more then 1 week and the manager has been ignoring our calls. We requested to speak to the manager to just get an update on this situation. But the receptionist named XXXX never got manager on the phone. She keeps on saying she will pass on this message to the manager. Due to there mishap, they reported our fully paid account to collection agency and the collection agency damaged our credit score which will affect us financially now. The clinic is purposely ignore our attempts to get this fix with the collection agency and the credit rating agency.
12/15/2021	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 95403	Web
Im really worried that SUMMIT ACCOUNT RESOLUTION is reporting inaccurate information on my credit report. Pursuant to the Fair Debt Collection Practices Act 15 USC 1692, I XXXX XXXX have the right to privacy. SUMMIT ACCOUNT RESOLUTION has committed infringement upon my consumers right to privacy. I, XXXX XXXX never granted consent to SUMMIT ACCOUNT RESOLUTION to contact me. SUMMIT ACCOUNT RESOLUTION has/ or purchased my private information without my consent. I never contracted with SUMMIT ACCOUNT RESOLUTION. SUMMIT ACCOUNT RESOLUTION is violating my rights. I understand that you must have procedures in place to respond to questions about credit reporting. Pursuant to the Fair Debt Collections Privacy Act ( 15 USC 1692 ( g ) and Regulation F ( 12 CFR 1006.34 ( a ) ( b ) ( c ). I am invoking my right and demand SUMMIT ACCOUNT RESOLUTION to validate this alleged debt. If your office fails to respond to this validation request within 30 days, all references from this account must be deleted and completely removed from your credit file, and all consumer reports. At this time I also asked for SUMMIT ACCOUNT RESOLUTION to Cease and desist any and all communication with me pursuant to 15 USC 1692 ( c ) ( c ).
08/26/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90047	Web
I have repeatedly told these companies, the account have fraudulent activity and Im a victim of identity theft and accounts and charges arent mine 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 16816 - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( XXXX XXXX In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer lam demanding the deletion of the accounts listed IMMEDIATELY!
08/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 22315	Web
On XX/XX/XXXX, I noticed a medical debt that I did not recognize added to my credit report. I immediately found the company, Summit AR, and contacted them to get additional information about this debt. They emailed back and verified the debt. On XX/XX/XXXX, I answered a phone call which happened to be from Summit AR, the collection agency. I said I'd happily pay the debt, but I had never received notice of the debt and thought it was inequitable that it was added to my credit report before I received a bill. I said that I would like for the account to be removed from my credit report. They refused. As mentioned, I never received a bill from them, though they claimed to send a single bill in XX/XX/2020. When I mentioned that I never received the bill, they told me to contact the postal service. I escalated to a number of supervisors, all of whom said I ignored bills and ignored my mail, and they would refuse to address the credit report.
10/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33025	Web
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. SUMMIT ACCOUNT RESOLUTION XX/XX/2021 XXXX U.S.C 1681 section 602 A. States I have the right to privacy 15 U.S.C 1681 section 604 A Section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knowns or has reasonable cause to believe that the information is inaccurate.
03/02/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NY 11377	Web
This company has consistently been contacting my friends cell phones. Disgusting my deck, and today my friend reached out, asking me who are you owing money to because some lady just called me and discussed your entire finances. After speaking to the lady had manager advisor, why are you contacting people that have nothing to do with my debt. She on a recorded line, admitted that I am not XXXX and whoever the other person Is that shes talking to is not me she discussed my dip with third-party people over and over again I have advise them to reach out and ask for FTC regulations . Not only did she discuss my debt with an associate, but also kept threatening to obtain the new living address of me. Incorrect information threatening on the phone, discussing my debt with third-party people. She has already broken the regulation set out for phone and collection companies. invalid due to incorrect information.
09/04/2020	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 93035	Web
On XX/XX/2020 I sent Summit AR a letter, which is attached. In the letter on page 4 I clearly state that I am represented by an attorney who's contact information I provided. The letter was sent to them via Fax and Certified Mail. Summit AR must've not read my entire letter because they responded to me directly instead of my attorney. This is a violation of the FDCPA 1692 c ( B ) With anyone except consumer, consumers attorney, or credit bureau concerning the debt and 1692 c ( a ) ( 2 ) After it knows the consumer to be represented by an attorney unless attorney consents or is unresponsive. I am requesting that summit AR cease an desist their disregard for the law right away and contact my attorney right away to resolve this matter. No lawsuits have been filed YET.
11/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33702	Web
On XX/XX/2021, Summit Account Resolution added a derogatory mark on my credit report per XXXX and XXXX. Upon further research, the account was transferred/ sold and I am no longer responsible for the account. A certified Debt Validation letter was delivered on XX/XX/2021 and in response, I received a bill. On XX/XX/2021 a second certified Debt Validation letter was sent. Debtors Creditor did not verify this debt. Also, there was NO written form of communications, contract or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, Summit Account Resolution, has violated my rights as a consumer and Im requesting legal action to remove this account immediately.
01/17/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77084	Web
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. SUMMIT ACCOUNT RESOLUTION
01/05/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	VA 22101	Web	Older American, Servicemember
I rented a car from XXXX, it had reported damage on the rear bumper according to my rental receipt, I noted damaged when I walked into the hotel parking lot the next day. I asked for a photo of previous damage, and all correspondence associated with in, instead they sent me to a collection agency ( Summit ). I communicated with Summit over the phone and asked them to only communicate with me in writing. I asked them in writing for a copy of the photo of the vehicles reported damage prior to me renting the car so I could sent it to my insurance, which would have covered the damage. Instead I continued to get rude phone calls telling me to State your Name. I offered to settle the debt in writing, but instead they reported me as a charge off.
02/24/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34758	Web
I had an unpleasant experience with a debt collector who used and deceptive practices that violate the FDCPA. They added an account to my credit report without my agreement or wet signature on any legal contract. The collector also failed to follow the proper 5 step validation process, which is required by law. This situation violates my rights and I am entitled to {$1000.00} for each violation under the FDCPA. I am requesting that the debt collection company remove this account from all three credit reporting agencies and compensate me for the violations. If they fail to do so, I will have no choice but to take legal action. The account they're reporting is also reporting inaccurately which is another violation in itsself.
02/09/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 20155	Web
I hired a fencing company in XXXX XXXX to install a new fence. They damaged my landscaping and did not install the fence per our specifications. They were paid 65 % of the estimate but refused to correct the issues for the remaining balance. Another contractor was hired and paid to fix the fence and the landscaping. The fencing company has now sent the balance to a collection agency who has reported this on my credit without any proof that the money is owed. Collection agency was advised of this in XXXX XXXX and again in XXXX XXXX - no further legal action has been taken by the collection agency or the company.
03/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76137	Web
I recently discovered that Summit Account Resolution is reporting a debt that I do not owe to all three credit bureaus. After discovering this discrepancy I reached out via certified mail to Summit Account Resolutions providing proof of full payment made to the original creditor and also requested removal of the negative account being reported. Summit replied by mail still requesting that I remit payment for a debt that I do not owe ( refusal to remove negative account ). This is a violation of the FCRA and if this matter is not resolved immediately I will be filing a claim for damages.
01/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76049	Web	Servicemember
They sent me a email saying I owed them money due to embezzlement from a previous company I worked for. This is not only slander but unfounded when I asked for proof they sent me like a screenshot of a transaction on XX/XX/2020 saying it would be their final attempt. I asked for more proof and they said thats all they had to provide me and put it on my credit as well. Obviously this is heinous and wrong as I did not embezzle anything and they did not want to provide proof or work with me. I want it off my credit and I want them to apologize in writing for putting me through this ordeal.
08/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76117	Web
I have sent many letters to Summit Account Resolution to ask for verification of the debt, and Summit sent a letter stating that the account was verified, with no proof of me owing them. They did send a itemized letter with an address that I never lived at. I also reached XXXX about this and they only letters I recieved from them was stating the account was verified, but also had no proof of verification. I sent XXXX and Summit many letters over a course of a year to send me proof of verification, not once have I ever gotten proper verification.
10/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	DE 19805	Web
I went to the doctor XXXX/XXXX/15. I had a {$72.00} co-pay I owed for a dermotology visit. I intermediately paid it when I received the bill ; paid XXXX/XXXX/15. The doctor 's office took and cleared the payment. Then they say they ca n't find the payment. I called to clear it up. They said to fax in proof of payment. I did that. They submitted the account to a collection agency. XXXX/XXXX/15 I received a bill from the collection agency ; I have a collection company trying to collect on an account that has been paid.
05/24/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 33612	Web
I am contacting you to request the immediate deletion and removal of the accounts and information listed below from my consumer report. It is evident that these accounts and information should not be included in my consumer report, as their presence constitutes a direct violation of both the FDCPA and FCRA. I insist on their prompt deletion and removal from my consumer report to rectify this violation of multiple laws. Kindly take immediate action to remove these accounts and information without delay.
05/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60110	Web
According to the FDCPA a debt buyer is considered a debt collector and must have proper licensing to operate business in the state of Illinois. I preface this to say the company Support Collectors , Inc, has been illegally reporting an alleged debt on my credit profile without an Illinois Collection Agency License. The amount of the alleged debt is XXXX XXXX I am not tied to this debt, therefore this debt needs to be removed from my XXXX and XXXX accounts immediately.
10/21/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MO 641XX	Web
In accordance with the fair credit reporting act, XXXX account number XXXX, has violated my rights. 15 USC 1681 section 602A states I have the right to privacy. 15 USC 1681 section 604A section 2 it also states, a consumer reporting agency can not furnish a account without my written instructions 15 USC 1666B a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
12/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 77090	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It a so states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
10/30/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MN 55337	Web
They are reporting an account on my credit report without notifying me, I sent them a validation letter last year and they never sent a response, as they didn't, I asked them to stop collecting and reporting, I don't pay anything that is not proven, now in my report it comes out that they have reported this incomplete account, there is no date of my last payment and they say overdue by default this account is overdue.
12/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19122	Web
On XX/XX/2020 company opened a collection Account # XXXX I have never signed any written document saying that I owe this debt to the collector They are violating my rights of the FCRA as a consumer I do not know who they are and have not written consent from my end Also, they have not verified that I owe this debt to this alleged company. Please have this removed from all three credit bureaus XXXX XXXX XXXX
05/10/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 33612	Web
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
05/08/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 33612	Web
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
10/04/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Summit AR continues to attempt to collect in a non-compliant fashion as the debt they are attempting to collect on does not belong to me. I have asked them several times to communicate with my attorney and yet they have not contacted him and it has been over 30 days now. This is our final attempt to resolve this matter before the matter is escalated. No lawsuits have been filed yet.
11/28/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
The debt is regarding a rental car damage that does not belong to me, with XXXX XXXX XXXX XXXX. The car had insurance and the damaged was caused by another party not me. The incident was reported and resolve by insurance company. This collection company is trying to get money from me that I do not owe. I rented this car for third party that already resolve this matter.
02/03/2024	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TN 37129	Web
I did not consent to having my medical and personal information outed, this debt being sold to a collector is legally no longer my debt. In pursuant to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681b 2. This company also has NO permission to report ANYTHING using my information pursuant to 15USC16814.
11/05/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	CA 95403	Web
SUMMIT ACCOUNT RESOLUTION has violated my consumer rights by reporting an alleged debt to the credit bureaus, This false information is now affecting the chances of me to obtaining a credit card and affecting my livelihood. I never contracted with SUMMIT ACCOUNT RESOLUTION. SUMMIT ACCOUNT RESOLUTION never contacted me. I do not owe this alleged debt
12/29/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 33431	Web	Servicemember
They have called my number multiple time all hours of the day and night. I have asked them not to call. I also referred them to my attorney. I have blocked other numbers from my phone. I have changed phone numbers. They still call. I have listed my number on the Do Not Call Registry as well but they pay no attention to any of the requests.
04/08/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 344XX	Web
XXXX never sent a bill/invoice. On XX/XX/XXXX they sent a statement saying they have sent 3 invoices and I have until XX/XX/XXXX to respond. I called them, they did n't answer, I left a voicemail. XX/XX/XXXX Summit collection agency called my home letting me know I owe the {$83.00}. plus the collection fee of {$50.00}.
02/01/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33993	Web	Servicemember
Summit has been informed and acknowledge a bankruptcy case. Summit continues to report the account on credit report as a collection in attempt to collect. Call have been made for the agency to remove account from credit bureau and the refuse causing violation under The XXXX XXXX XXXX
12/11/2023	No	Debt collection Rental debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46239	Web
there is a collection on my credit report from Summit Account Resolution for {$12.00}, XXXX from a Apartment Complex in MN. I do not have any family member in MN nor live there. I currently am a home owner in XXXX, XXXX. Someone has used my information at a apartment complex.
07/18/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me instead of my attorney	FL 33067	Web
I saw this doctor in regards to a lawsuit I have, from getting hit on XXXX with XXXX metal bed frames. I have called and explained I ca n't pay due to lawsuit but once my case is settled, he will be paid. It needs to be removed. i have a lawyer working on my case. Thank you!
03/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 194XX	Web
The company did not send me what I requested. I asked for a signed agreement by me and they have not produced one although they sent other inaccurate documentation. Also the documents they did send are not accurate as to what is reporting on my credit profile.
07/25/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 23503	Web
This company have not sent and validation of debt or signed contracts between be & Summit Account Resolution. I have no contracts with this company this needs to be removed and is being misrepresented I have no personal agreements with XXXX XXXX
01/28/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33634	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX Attorney General and FTC
03/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 483XX	Web
XXXX XXXX XXXX, These are the dates I submitted written dispute letters to XXXX Credit Bureau regarding Summit Account Resolution reporting debt of {$1700.00}. This is inaccurate, unverified and unsubstatiated.
11/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33138	Web
XXXX XXXX XXXX XXXX {$11000.00} XXXX XXXX XXXX $ XXXX {$3400.00} SUMMIT ACCOUNT RESOLUTI {$2800.00} I have no knowledge of these Accounts.they are reporting incorrect information on my credit consumer report.
01/16/2024	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	NC 27127	Web
Summit XXXX XXXX called more than XXXX times about a check in XXXX XXXX that I never had, I've told them over and over that this isn't my debt. They stated that they were a legal firm with my case ( debt ).
08/06/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL XXXXX	Web
Im trying to pay off my debt but they continue to play games I ask them to send out the information on my debt but they refuse and continue to call me and harass me by so I block there number
03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 194XX	Web
This company has not given me any of the supporting docs they said they would. And have not properly investigated the matter at hand. It has been over 90 days and still no proof.
12/26/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78237	Web
No response received via mail. The outcome was that my credit report was updated as verified. The information in fact was not verified nor was I provided the proof I requested.
09/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75028	Web
Creditor Information SUMMIT ACCOUNT RESOLUTION XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX Never received any documentation in this debt. This debt continues to be unvalidated.
06/04/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	GA 30813	Web
I XXXX XXXX had no knowledge of this debt from a summit collections account. Summit collections have not called my phone one time. This is illegal debt and identity fraud.
03/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	PA 194XX	Web
I have filed a dispute in regard to the incorrect items on my credit report it has been 30 days and I have not received any investigation results.
07/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90047	Web
Fraudulent activity is on this account, charges wasnt mine, remove this account from my profile, its not accurate and violate my rights
12/31/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49221	Web
Need to verify debt or have removed from credit report.
09/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33168	Web
XX/XX/2013 {$180.00} I am currently disputing.
02/05/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29720	Phone

02/05/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY XXXXX	Web

02/01/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76135	Web

11/20/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60643	Web

10/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70460	Web

10/25/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60641	Web

10/18/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92801	Web

10/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60641	Web

08/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60641	Web

06/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33442	Web

06/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 08046	Web

05/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90047	Web

05/12/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29651	Web	Servicemember

05/03/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 17109	Web

04/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	FL 33076	Web

04/13/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34758	Web

04/03/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34758	Web

03/22/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75013	Web

03/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34758	Web

03/07/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 34772	Web

01/07/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MS 38654	Web

11/15/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MN 55406	Web

10/30/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32839	Web

10/28/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	IL 60637	Web

10/07/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33143	Web

07/31/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	CA 90046	Web

07/08/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07103	Web

06/08/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 94587	Web

05/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	NJ 07040	Web

05/11/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	GA 31005	Phone

04/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75208	Web

01/18/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76105	Web

01/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33993	Web	Servicemember

09/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60609	Web

08/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35215	Web

06/23/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77027	Web

06/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19438	Referral

06/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77079	Web

05/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	95128	Web	Servicemember

02/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 15146	Web

02/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80107	Phone

06/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35805	Web

05/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 34684	Web

11/11/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	VA 22033	Web

11/07/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language		Phone

08/26/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AZ 85007	Phone

08/12/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 64138	Web

01/19/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 32901	Web

06/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 23228	Web

12/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85355	Phone	Older American

05/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MO 63052	Web

11/11/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 76108	Web

10/26/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 76108	Web

07/28/2014	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	OR 97034	Web