| 04/14/2023 |
Yes |
- Debt collection
- Payday loan debt
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
Older American |
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This debt collector, XXXX XXXX, repeatedly called me today for more than 9 times, threatening to file a criminal lawsuit if I dont XXXX the whole amount of debt, {$1100.00}. He threatens to call the police and sheriff to arrest me and be put to jail. I told him I dont have the money to pay him the whole amount, I was trying to make payment arrangements of {$100.00} a month but will not accept it. I have called just answer, talked to a criminal lawyer named XXXX XXXX XXXX, and he told me that this persons tactic is illegal. He told me to file a complaint with CFPB, and if this person pursue to take legal action, I can counter sue him later on. I was also told that this could be a scam. XXXX XXXX works for XXXX XXXX, it says a proud member of XXXX XXXX XXXX, no address given. XXXX XXXX telephone # is XXXX. He also texts me that I have to make sure that I will have a criminal attorney within the hour of his text at XXXX XXXX today, another XXXX at XXXX XXXX that if I think by ignoring his calls will help me, at XXXX XXXX another text, asking for my lawyers information, and by blocking him will not save me from warrants.
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| 03/22/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Struggling to pay your loan
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Web |
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I have sent over 7 emails a registered letter to request the stop of a wage garnishment which by law I can stop any time. I have asked the company to mail me a copy of all documentation on the loan and each time they respond as if they are just ignoring my request. They claim through e mail the amount due is around XXXX. They are misleading me as a consumer as after taking a look into this company they actually charge a interest rate of over 700 %. I am disputing this as the law limits the amount of they can charge in fees by law even in the state of California. They claim to be doing business under tribe law but in the fine print it says that the tribe does not guarantee this. I need documentation sent to me in the mail for further review and they need to send me written communication that they got my registered letter. I have copies of all e mails and the register letter I sent and the receipt that it was sent and receive by the company.
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| 02/17/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Charged fees or interest you didn't expect
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Web |
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I received a {$970.00} loan from right now loans, a tribal loan lending company. I never signed any paperwork for this loan nor was i told what any APR % would be. I paid on this loan weekly every week after the day i received it, {$140.00} A WEEK. I ended up calling them about my loan on XX/XX/2022 and that's when i was told my payoff amount would be almost {$8000.00} more dollars before i was done with the loan. They were charging XXXX 780 % in interest!! Without ever telling me. When i went back and forth with them for days on it they ended up only making me pay one more payment of {$140.00} but refuse to send me verification that my loan is closed. In total i've already paid {$1700.00} towards a {$970.00} loan and i think i deserve a reimbursement.
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| 03/02/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Charged fees or interest you didn't expect
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Web |
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around XXXX or XXXX of last year i got a loan for XXXX it was supposed to be pretty easy to pay back and after I signed the paperwork I dint receive no type of contact or anything I had to ask for it not to long ago to view my interest which turns out to be about 800 % which is unreasonable they now want me to pay almost XXXX on a XXXX dollar loan, they have also been mentioned in a lawsuit for conducting predetory loans the company being sued is another company but the owner is the same so I really don't think I should pay this loan as they are also not licensed in my state.
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| 10/11/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
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- Charged fees or interest you didn't expect
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Web |
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I want return an installment loan sent to me XX/XX/23 because I wanted only {$920.00} and the finance charge is $ XXXX. APR is 700 % I have sent a request to cancel, as instructed, however the loan company gives only 24 hrs to do so. I want to cancel this loan and all future payment obligations. I want to return funding, principal so that obligations for this loan under this agreement will be rescinded.
I do not appreciate a predatory loan causing great financial difficulties.
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| 07/29/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Web |
Servicemember |
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I received this email of denial at my email address of XXXX I did not apply for this loan. I have never heard of this company. I resent the fact that they say I applied for a loan and referenced my credit report. They are false advertising and targeting. Did they really run my credit? If not, why insinuate that they did? I am going to keep a close watch on my credit report.
Is this an attempt to get me to call them? Very alarming.
XXXX XXXX
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| 04/20/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Struggling to pay your loan
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Web |
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XX/XX/ I was approved for the loan of {$1100.00}. The interest rate is 766.76 % and as I pay, the loan amount continues to increase. I am charged every pay day for this loan. When a missed payment occurs, they threaten to contact my employer for wage garnishment. I have XXXXwo small children that this is greatly effecting. I have contacted the company multiple times to see how to decrease the loan-and there are no options.
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| 03/03/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Received a loan you didn't apply for
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Web |
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This payday lender accepted a fraudulent application online. The scammer used my personal information to apply. I received an email to continue or finalize an application I didn't apply for. They are not verifying identities of applicants.
Being that I am a victim of identity theft, I created a system to give creditors pause before accepting any application not verified by proper identification.
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| 09/07/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Struggling to pay your loan
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Web |
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On XXXX/XXXX/2022, I attempted to skip a payment and have it applied on the back of the loan. The only option I was given was told pay part of the loan in addition to the regular loan payment 2 weeks from the due date which would set me back further. I was told that since I am almost done paying the loan the are not willing to extend.
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| 11/03/2023 |
Yes |
- Credit card
- General-purpose credit card or charge card
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- Fees or interest
- Unexpected increase in interest rate
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Web |
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right now loans keep charge my debit card {$180.00} per check on 800 % interest rates as they transferred {$620.00} to my account now i owe them {$4600.00} for the loan. I believe that is racketeering however my purpose for this now I'm being harassed with multiple emails and phone calls along with overdraft fees
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| 09/24/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
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- Struggling to pay your loan
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Web |
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I fell behind on payments then after speaking to an attorney I found out the loan was illegal in my state. The loan company went on to send a letter to my employer to garnish my wages without a court order. The deducted 15 % of my pay. This is illegal and I will be filing a lawsuit
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| 10/28/2022 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
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- Money was taken from your bank account on the wrong day or for the wrong amount
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Web |
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This company is Garnishing my checks Without my knowledge Never took me to court never sent me papers that they're gon na send me to court I'm just wondering how they are able to do This
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| 01/12/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
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- Can't stop withdrawals from your bank account
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Web |
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| 12/12/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
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- Charged fees or interest you didn't expect
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Web |
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| 12/11/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
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Web |
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| 08/07/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Charged fees or interest you didn't expect
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Web Referral |
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| 07/13/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Charged fees or interest you didn't expect
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Referral |
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| 05/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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|
Web |
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| 04/18/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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