Stuart-Lippman and Associates, Inc CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/11/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29229	Web
Stuart Lippm di d not send me a letter to ask for validation or verification of the debt that is on my credit report. I requested validation and verification of this amount to its entirety as written to them XXXX / XXXX / 2017 Re : Acct # { XXXX } To Whom It May Concern : Ive received a copy of my credit report and you are claiming I have an account with you or I owe you something. I have never entered into any business arrangement and I have never signed any contract to conduct any kind of business with you. Also, because you are a 3rd party collector, you have no permission to furnish any information on my credit report in the first place. The law states that before you collect any information, about me, you have to get my authorization to access my credit report for any reason. You didnt do that first, and theres no way I would ever give a slimy collection company permission to slander me on my credit reports. Heres the law in case you never read it before . ( o ) Excluded communications. A communication is described in this subsection if it is a communication ( 5 ) with respect to which ( A ) the consumer who is the subject of the communication ( i ) consents orally or in writing to the nature and scope of the communication, before the collection of any information for the purpose of making the communication ; ( iii ) in the case of consent under claus e ( i ) or ( ii ) given orally, is provided written confirmation of that consent by the person making the communication, not later tha n 3 business days after the receipt of the consent by that person ; Now, I am also exercising my right under the FDCPA to dispute the alleged account and demand validation from you. Ill br eak it down very easy for you. But know this, should you fail to provide every single thing I request form you, and dont worry, the list will be short, sweet and to the point, you will be required to cease all collection activity immediately. Notify me in writing that you indeed are ceasing and deleting all information you have furnished to any and ever y one of my credit reports from every single credit repository to which youve submitted this unverified and un- validated information. This is request of PROOF OF CONTRACT to substantiate your claim. Therefore, youll need to provide me with a CERTIFIED copy of an authenticated original contract with my signature, specifically naming, XXXX XXXX XXXX , as an entity entitled to enforce a commercial claim You do not conduct commerce ) against me. *Certified shall be done through the presence of a notary public, who authenticates and duly swears the copy made is in fact a copy of the original paper contract in question ( meaning the original contract from the original creditor would need be provide to the notary, and the notary would need to make the copy themselve s ). Y ou will also need to provide the following : 1. Provide a CER TIFIED copy of Authorization signed by me, naming y our company as having my consent to furnish, update, verify, inquiries, add comments and/or dispute codes of any access to my personal credit report/file. 2. Provide a Certified copy of my full chain of assignment starting with the original creditor to any and every 3rd party collection company to present. 3. Provide a full accounting. Every charge, every payment, every fe e, interest, credit, and any other amount attributed to the alleged account, and the date on which each event occurred, as well as a description of each event or purchase causing an amount to allegedly be owed. Your failure to respond and provide strict proof of contracts and all the items noted above, presented to me in certified format, sworn unde r Penalty and Perjury an d Authenticated by a notary, will constitute your tactic agreement that you are not entitled to enforce a claim against me. In the event you contin ue your collection efforts against me without providing proof of contract, I may do one or more of the following : 1. File a complaint with the Attorney General 2. File a complaint with the Better Business Bureau 3. File a complaint with the Consumer Financial Protection Bureau 4. File a complaint with the Federal Trade Commission 5. File a Police Report against your company for harassment, invasion or privacy and attempting to extort money. 6. File a Law Suit against you for harassment, fraud, extortion, and invasion or privacy. You have 15 days upon receipt of this lett er to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX an d XXXX XXXX XXXX for code of e thics violations. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act , 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, b ut a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. IN ADDITION - Please provide me with the following : What the money you say I owe is for ; Explain an d show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time I will also inform you that if your offices have reported invalidated information to any of the 3 m ajor Credit Bureaus ( XXXX , XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist WHICH MEANS THAT REPORTING IT TO THE CREDIT BUREAUS ALONG WITH VERIFYING IT WITH THE CREDIT BUREAUS IS STILL COLLECTION ACTIVITY. I KNOW THE LAW AND MY RIGHTS. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. PLEASE KEEP IN MIND THAT I NEED THAT PROOF ON CONTRACT INFORMATION WITHIN 15 DAYS. YOU HAVE AN ADDITIONAL 15 DAYS TO SEND ME THE REMAINDER OF INFORMATION REQUIRED BY LAW. I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this lette r by USPS. I t would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.
05/17/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	VA 20120	Web	Servicemember
Stuart Lippman ha s been attempting to collect an " supposed debt '' from my old employer, XXXX XXXX XXXX XXXX XXXX XXXX since early 2016. It was n't a large amount, however, considering the fact that I left the company with thousands of dolla rs in trail and settled the account when I left, I did not know what this " debt '' they were attempting to collect was. As any sane person would do, I politely requested that they send me some documents to explain what this is about and if this was a legitimate debt that I owed. If they could provide proof that I owed the amount, I had no problem paying it. The agent, XXXX XXXX , said all the nonsense in threatening manner, then agreed to send me document via email. The email that I received had an attachment with shoddy excel spreadsheet, which obviously did not serve as any legitimate proof. What made things even more comical was that it had a list of names on the excel sheet, but my name was not on the list. I told XXXX that this document does n't even ha ve my name on there, and asked not to contact me unless they can send me some kind of proof that I owed the debt. He proceeded to shoot me another email, containing the same excel spreadsheet. In the meantime, he continuously called me at least 2-3 times per week. As my irritation grew, I searched the web and learned that I can request debt validation and under FDCPA, they are not able to contact me until they provide requested documents to prove that I indeed owed the debt that they are claiming that I do. So, I have sent a polite letter via certified mail, requesting these documents. Few days later, I received a call from XXXX again. When I explained that I have filed a formal request for debt validation, he started getting upset and said they 're not going to bother with all the steps when it 's such small amount, and it 's my debt so I should pay it ( to put it nicely ). He then emailed me the s ame excel files again, I told him that any contact and attempt to collect before they fulfill my request is a violation of the law and I will be forced to report should it occur again. He replied, in all caps, " I SENT YOU WHAT XXXX SE NT US. I R EALLY DONT CARE WHAT YOU DO WITH THE INFORMATION. IT 'S UP TO YOU HOW YOU DEAL WITH YOUR DEBT. YOU DONT HAVE TO ENTERTAIN ANYTHING. THE BALANCE IS IN YOUR NAME AND ATTACHED TO YOUR SOCIAL ''. After a few months, I received another call fro m Stuart-Lippman, who by the way has won derful 1 star rating everywhere. It was a different agent attempting to collect. I do not recall his name, but he was reasonable enough not to contact me again after I had to, once again, explain the situation. I believe that was around XXXX of 2016 or so, and since then I did not receive any mail or call from Stuart-Lippman, so it slowly faded from my memories. Of course, I should mention throughout that time, never did I receive any official letter nor notice about 30 day limit of debt dispute. On XXXX , I receive an email from XXXX XXXX saying I should contact her about a debt I owe to my previous employer. When I emailed that I had already sent them Request for Debt Validation and they need to stop contacting me until they send me the requested documents, I receive a call from XXXX XXXX , who identified that she was ca lling from Stuart Lippman in an attempt to collect a debt. I was pretty irate but explained to her what the situation was, said I had no problem paying the amount that they are saying I owe as long as they can provide enough information proving that I owed the debt. She apologized and said I should receive a mail shortly. In few weeks, I received a mail from Stuart-Lippman. All they sent was that I owed x amount and I should pay it. It was a one page mail without any other documents that I 've requested to prove that I owed a debt to them or my previous employer, and that they had an agreement to collect this debt. Today, XXXX , I had my day interrupted by a call from XXXX , who started the conversation saying that she is " with the client '' right now and this is an " attempt to collect a debt ''. These people are just impossible and it really put me to shame that I tried to be civil with them over and over, since I understand that everyone has to make a living one way or the other. She ended the call saying she will file this as refusal to pay, after trying to shift the blame on me with nonsense.
02/19/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	SC 293XX	Web
I am disputing being held liable for an accident that I did not contribute to on XX/XX/XXXX. I was in an accident with the other party on XX/XX/XXXX. Per the police report, I contact the insurance company to inquire about getting an estimate for my vehicle to be repaired. At that time, I offer to send pictures of the accident. The insurance company stated they had pictures of the accident but if I wanted to send additional pictures I could. The police report stated that I did not contribute to the collision and the other party did contribute to the collision. It was stated to me that XXXX XXXX did not accept any responsibility for the accident. At that time, I did not have insurance. My license has been suspended because the Department of Motor Vehicle mailed the appeal letter to the incorrect address. I have spoken to representatives from XXXX XXXX Claims and Stuart, Lippman and Associates , Inc. ( collection agency representing the insurance company ) who have all been uncooperative on some level in handling this claim. They have misrepresented this claim. My complaint is that I am not liable for this accident which is the reason Stuart, Lippman and Associates is representing XXXX XXXX XXXX. I should be held liable for an accident I did not contribute to this accident. I have been required by the South Carolina Department of Motor Vehicle to have the following : 1. add XXXX to my insurance, 2. pay a fee to the DMV and 3. compete a release of liability form. The insurance company had pictures of the accident and the police report which it did not share with the collection agency. I am attempting to get my license reinstated and have to meet all three requirements. They have based their decision of who is liability based on their own reasoning. The determining liability should remain with the officers at the seen who submitted the police report. This claim as not been handle with professionalism. This has noting to with the fact that I did not have insurance but that XXXX XXXX XXXX company does not want to accept responsible for an accident their client was liable. The collection agency has mishandle the claim by withholding information ( for example compliance information ), they would not provide complete and and contact information for their employees ( for example the compliance officer 's and general manager 's names along with their contact information ) when I requested them, they did not disclose at all times who I was communicating with ( for example I started a conversation with one person who placed me on hold then another employee came by to the phone and did not identify themselves to me ) and not being honest about information that they did, not have or have access to obtain. I will continue to maintain my innocence in this matter from the date of the accident. I have all dates, times and names of the individual I have spoken with since XX/XX/XXXX and can provide them if necessary. This has been a major inconvenience to me having to be transported to and from places ( for example work ) that I need to be and times I need to be there. I was unable to get an estimate for the repairs to my vehicle. The insurance company 's decision to hold me liable was unjustly bias and the collection practices are discriminatory at best. I did not receive return phone calls once I requested them from the compliance officer and general manager. I am still waiting to receive a return phone call from the general manager from XX/XX/XXXX.
07/27/2022	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	TN 37160	Web
In accordance with the fair reporting Act 15 U.S.C 1692 Stuart- Lippman has violated my rights Stuart XXXXLippman and Associates has been trying to collect a debt from me concerning an accident that my daughter and their client minor son was involved in. Originally, they called at least 10 times and sent at least 4 letters to my address trying to collect the debt from my minor child that was driving. I then called and asked why they were trying to contact my daughter. The woman I spoke to stated that they were trying to collect a debt for their client XXXX XXXX. I explained to her that XXXX is a minor and that i believed their client maybe committing was insurance fraud because the insured party was not driving the vehicle and that their minor son was driving and crashed into my vehicle the police on the scene stated to me that the kid did not have a driver 's license. I wanted to know how it was possible to collect a debt from a child the Stuart - Lippman associate that I spoke to said that according to the police report that XXXX was XXXX. Explained to her that she was not XXXX she then proceeded to say that I am then responsible I asked her how when that child caused the accident, he should not have been in the car driving without a driver 's license. I explained to her that i believed the father made a claim on the son 's behalf because there is no way an insurance company will insure a child without a driver 's license. S then said that she did not care and that i was responsible because I didn't have insurance, I explained that my truck was XXXX yrs. old and not owned by the bank so i really didn't need it furthermore I explained that this kid actually crashed into my car. She once again said she didn't care and that i was responsible. I then stated that i was not involved and to stop calling me by this time someone from that company called me at least 10 times under the 15 usc code 1692 ( a ) There is abundant evidence that abusive, deceptive, and unfair debt collection practices occurred by the debt collectors. They continued to mail letters to the house and call me until i changed my number then they continue to call on the new telephone number. 15 usc code 1692c ( b ) communication with third party, without the prior consent of the consumer given directly to the debt collector. Stuart Lippman contacted the Department of safety financial responsibility department in the attempt to collect the debt causing the action to revoke my driver 's license for myself and my daughter 15 usc code 1692d Harassment or abuse. Debt collector may not engage in any conduct the natural consequences of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Stuart -Lippman took action to revoke my driver 's license with the XXXX district court in Tennessee in connection with debt that threatened my ability to work due to the fact I held a XXXX XXXX XXXX XXXX. 15 usc code 1692e ( 3 ) False representation or implication that any individual is an attorney or that any communication is from an attorney, Stuart-Lippman Assocaites never XXXX the fact that they were a debt collection company. This was disclosed after I sent them an affidavit of proof concerning the accident In accordance with the fair reporting Act 15 U.S.C 1692 Stuart- Lippman has violated my rights
10/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	LA 70816	Web
I was contacted by Stuart-Lippman & Associates, INC who is a debt collection agency on behalf of XXXX XXXX XXXX regarding a auto insurance claim. I was in an accident on XX/XX/XXXX with someone in which I rear ended his car. I was contacted XX/XX/XXXX saying that I owed {$13000.00}. Mind you we had never received direct correspondence or a bill from XXXX in regards to an amount owed to their insured. In XXXX, we also found out that Stuart-Lippman and Associates sent a bill to the DMV ( which they never sent to us to suspend my license until I paid them {$13000.00}. ) They never even sent a bill to even give me the opportunity to pay. We sent three notarized certified letters as well as an affidavit of truth requesting a breakdown of the how they calculated the amount, paperwork and proof they are actual representatives of XXXX, validation of the debt pursuant to Fair Debt Collection Practices Act 15 USC 1692g Sec.807 ( 2A ), what the money they say we owe is for, a copy of the check paid to insured XXXX XXXX XXXX XXXX XXXX , proof that they are licensed to collect in the state of Louisiana , and proof of their agreement to collect on behalf of XXXX . Stuart-Lippman and Associates has failed for over 6 months to produce a any of the above evidence, validation, or any other substantive documentation requested. They have failed to substantiate their claim with proof or validation. Furthermore, they submitted a claim to the Office of Motor Vehicles- Louisiana Department of Public Safety and Correction Driver Management Division without validation OR proof of claim or even a judgement. They refuse to send an itemized bill. We are disputing the amount they claim is owed. I consider this an attempt to illegally defraud me both through the mail and is ground for a lawsuit. We have included the police report. We recently contacted XXXX XXXX to receive a letter of the actual damages. XXXX XXXX confirmed that the ESTIMATE OF RECORD AMOUNT FOR DAMAGES IS ONLY {$5600.00}. This company is fraudulently trying to extort more money than is actually owed by trying to bullying me into agreeing to a payoff amount that is not actually owed. In the meantime, they have contacted the Department of Public Safety to suspend my license. So they are trying to make us agree to their {$13000.00} or my license is suspended forever. We sent a letter on XX/XX/XXXX saying the following : I only agree to repay the reimbursement amount that is consistent with what your letter to the Louisiana Department of Public Safety Driver Management Unit and the Louisiana Department of Motor Vehicles which is the net cost of repairs {$5600.00} + {$650.00} of additional costs which the net total is {$6300.00}. They totaled their clients car. The estimate of record is {$5600.00}. The amount they recouped from the auction was {$1500.00} which means XXXX only paid out {$4100.00} which is no where near {$13000.00}. In XX/XX/XXXX, all of a sudden they sent a remittance from XXXX XXXX for a bill in the amount of {$1500.00} insinuating that the sold and salvaged the car instead of repairing. We confirmed on XXXX come that it was indeed salvaged. None of this adds up to {$13000.00}.
01/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33404	Web
From XX/XX/XXXX - XX/XX/XXXX I worked as an agent for a new XXXX office. I was explicitly told by management that for my entire first year, I would not have to pay rent or other office related fees. It's common for many insurance and financial companies to charge agents/representatives rent and other fees associated with running an office. I remember accepting this job because I thought a first year with no rent was a fair offer for a brand new office trying to establish itself. Anyways, I left the company in XX/XX/XXXX for a better job opportunity. And I specifically asked my manager, when I gave my notice, if I owed any money to XXXX. He told me " No, '' and I thought that was it. And it was, until XX/XX/XXXX. On XX/XX/XXXX, I received a letter in the mail from XXXX stating I owe them {$1400.00} and that I was delinquent on it. I asked for a breakdown of the charges and an explanation on how they could fail to notify me of an alleged debt of {$1400.00} for well over a year and then threatened me with collections. Needles to say, they had a poor explanation for the delay and a majority of the money I allegedly owed XXXX was rent and technology fees ( effectively office expenses I was told I wouldn't have to pay during my first year ). I told the XXXX finance director trying to collect this debt that I disputed it and that I never agreed to these expenses either verbally or in my written contract with XXXX. Furthermore, XXXX couldn't even provide me with a contract that I physically signed. XXXX ignored my dispute and didn't respond to any of my concerns. I would have happily paid them back for any charges they could show me I agreed to. I figured they would take me to court or arbitration ( part of my contract with them ) in order to collect and I would be able to make my case. Instead, they sent my " debt '' to a collections agency called " Stuart-Lippman & Associates. '' My lawyer immediately responded to the collections agent from Stuart-Lippman when he contacted me via e-mail on XX/XX/XXXX about the debt. My lawyer notified this collection agent that the debt was disputed and no evidence of me consenting to these charges existed. I did not sign or consent verbally or in writing to pay rent or other office expenses at all, let alone at whatever rate XXXX charged me. The collections agent sent my lawyer the same few documents that XXXX had already given us ( i.e my " bill '' and employment contract ). None of those documents have me agreeing to pay these charges. My lawyer explicitly asked the collections agent to please show and prove where in XXXX 's documents I agreed/consented to these charges. Again, I would've gladly paid once I was shown where I consented to these charges and agreed to pay them. The collections agent ignored my lawyers request and reported me to the credit reporting agencies. I now have a delinquent/late payment impacting my credit score and it's for charges I never consented to. Furthermore, myself and my lawyer have disputed the charges and asked for evidence. Our requests were either ignored or given useless documents that don't prove anything.
11/02/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 017XX	Web	Older American, Servicemember
I wrote to XXXX XXXX of Stuart Lippman Associates of XXXX on XXXX XXXX, XXXX to protest the extortive demands of their client, XXXX XXXX XXXX or XXXX : Under the provisions of Massachusetts General Laws, Chapter 93A, Section 9, The Consumer Protection Act, I am writing to request relief as outlined in that statute. On or about XXXX XXXX, XXXX, the following unfair or deceptive act ( s ) or practice ( s ) occurred : Your debt collection entity called Stuart-Lippman and Associates , Inc. ( SLA ) purchased an unsubstantiated debt file from XXXX XXXX XXXX XXXX with the intent of making a modest profit on fabricated claims. To clarify : my brief and indirect connection to XXXX XXXX ended when the group leader left after less than a year and disbanded our team. I left XXXX shortly afterwards and I have had no further communications them. The bill of attainder that SLA forwarded is pure fabrication. I never had an office at XXXX XXXX, never used the telephone, never had a voicemail box ; I didnt use the XXXX, or the fax. I paid for my own health insurance and my registrations/licenses, so I am not only puzzled but annoyed that I am being charged for alleged services that I never received and then hounded by your extortionist claims. The form letter that your entity, SLA, sent to me refers to a commercial debt and warns that you will pierce the corporate veil of my non-existent company. Clearly, your entity has confused me with someone else. There is no company, no corporate veil, and no debt. I can depose the former team leader of our small group to confirm that we met no more than XXXX times in XXXX. We explicitly chose to not rent overpriced and unused space there ; we all used home offices. It is remarkable how barren the support from that firm was to assist our team in business development. In addition to the total absence of office amenities, there was no marketing support, no lead lists generated, no outbound calling, and no clerical support. I believe that your practices are declared unlawful by Section 2 of Chapter 93A, which declares unfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce unlawful. I hold you and your entity accountable for threatening me with legal action, with damaging my credit, and with regulatory action. Given the nature of my work, your entitys threat to damage my credit and to lodge a regulatory complaint that is based on blatant lies undermines my ability to pursue my professional career in financial advising. This letter serves as my request for the following relief : XXXX. Under the provisions of Section 9 Chapter 93A, I am providing you with the opportunity to make a written offer of settlement of this claim within 30 days. If you fail to make a good faith offer of settlement in response to this request, and I institute legal action, a court may award me double or triple damages, attorneys fees and costs if the court finds in my favor.
12/20/2020	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 452XX	Web
this is a new complaint with reguards to stuart-lippman and associates a collection agency as i was involved in a accident on XX/XX/2020 as the other person involved in the auto accident they insurance company which was XXXX XXXX paid for they car damage of XXXX as XXXX insurance turned over the amount of the car repairs to stuart-lippman and associates as i was in contact with a person name XXXX XXXX who work for stuart-lippman and associates collection agency as she stated she attempting to collect a debt which was XXXX i told her i am disputing the car accident because i was not at fault in the auto accident because i did not run a red light so XXXX XXXX told me that she is submitting documents to the dmv to have my license suspended as she told me this more than once if i dont pay the XXXXon XX/XX/2020 XX/XX/XXXXXXXX submitted documents to the dmv to have my license suspended as i did some research and talk to some attorneys with legal aid a collection agency can not submit documents to the dmv to have my license suspended thats a violation of the fair debt collection practice act i faxed the documents to stuart-lippman and associates that states that a collection agency can not submit documents to the dmv to have to someone license suspended as XX/XX/XXXXXXXX did that on XX/XX/2020 i contacted XX/XX/XXXXXXXX and ask her can she show me documents that state that a collection agency can submit documents to the dmv to have my license suspended she told me she will have to contact her manager her manager XXXX XXXX contacted me and i ask her also can she show me any type of documents that states that a collection agency can submit documents to have someone license suspended she told me she cant show such documents of that i ask her repeatdly and i also told her that a collection agency can not submit documents to the dmv to have someone license suspended she said yes they can i said again can you provide me documents that states that she said she cant also on my first complaint in a response to my complaint a person said that the collection agency is required by our clients to notify the appropriate state agency that handle responsibiltiy issues as i want stuart -lippman and associates to provide documents to me stating that a collection agency can subit documents to the dmv to have someone license suspended as i provided documents to stuart -lippman and associates that they can not do that because they dont have the power to tell the dmv what to do only the court system can not a collection agency so im requesting documents from thus collection agency stating they can subit documents to the dmv to have someone license suspended as this place is in violaton of the fair debt collection practice act
12/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CT 06484	Web
My name is XXXX XXXX and my life has been turned upside down by Stuart Lippman and Associates. This collection agency is bottom of the barrel and will go to any step to XXXX you off to try to get paid monies that arent even owed. Approximately almost two years ago I saw something pop up on my credit report from Stuart Lippman and I contacted them to show me proof of what I could possibly owe them. I am very diligent when it comes to my credit, so I was shocked to see a blemish on my report. Stuart has not been able to come up with ANY information showing that I owe them anything. The only thing that they sent me was an independent contractor agreement and an XXXX document with a name of XXXX XXXX, and I have no idea who this person is. They have no proof of anything owed in my name and refuse to stop the collection process. This company robo dials me all hours of the day and has been harassing me nonstop. After pain staking work, I was able to get the account off my credit via each of the 3 bureaus and I thought all this was behind me. However, recently I saw that they changed the account number and double the amount they are collecting and have put it back on all 3 bureaus without my knowledge or consent. Needless to say, I hit the roof as you could imagine as this slimy no good collection agency should be shut down for ruining peoples lives when they have no proof and are operating above the law. In accordance with the requirements of the FCRA section 611 ( a ) ( 5 ) ( ii ), you are required to notify me with the reinsertion in writing within 5 business days. ( B ) Requirements relating to the reinsertion of previously deleted material ( ii ) Notice to consumer if any information has been deleted from a consumers file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing no later than 5 business days after the reinsertion or if authorized by the consumer for that purpose, by any other means available to the agency. I received no such notifications and they have no proof to show notification. This is a HUGE VIOLATION of the FCRA and I reserve the right to pursue legal action for their blatant and outright disregard for the law. This company thinks that they can operate above the law and as I see with the hundreds of complaints about this company, something needs to be done to shut them down and make they operate lawfully. They use scare tactics, robo dialers and hire unethical dangerous thugs to try to collect money that isnt owed. Please have Stuart Lippman remove the account they have on file for XXXX XXXX from all credit agencies immediately. Thanks in advance for your help.
06/14/2019	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	GA 30127	Web
Our XXXX year old son hit a car in a neighborhood on XX/XX/XXXX. The woman whose car we hit went through her insurance and a collection agency for the damages, which we took responsibility for. In XXXX of XXXX, my husband received a call from XXXX XXXX of Stuart Lippman and Associates requesting the amount of {$5800.00} to cover damages. At this time we had no bill to go over charged with him. He informed my husband that something came in the mail ( it had not ) and he would also email it ( also did not ). He demanded a down payment of nearly XXXX upfront and XXXX a month, which we responded was not possible. We ceased communication at that point as we attempted to go through home owners, which denied us XX/XX/XXXX4. Again, we have received 3 communications from Mr. XXXX. 1 on XX/XX/XXXX when he gave the figure XXXX to my husband who wrote it in his book. 2 When I spoke with Mr. XXXX on XX/XX/XXXX regarding an invoice he sent at XXXX with the amount owed as {$5800.00}. 3. On XX/XX/XXXX at XXXX an invoice for the amount {$5800.00}. During occasion 2, Mr XXXX and I were going over the invoice as he showed me what added up to the amount owed. About 20 minutes into the conversation Mr. XXXX stated XXXX had every right to demand XXXX from us. I stopped him there and asked was he mistaken with that figure. He stated no, that was the amount owed. I asked him where in the document I could find this and he told me to hold, coming back a moment later asking me where specifically I was looking and then to just go ahead and throw that one out. Mr. XXXX then continued to speak of payment of this larger figure, to which I said I would not continue or agree to anything without a correct bill. He intimidated me saying he had calls on hold and he needed to say his piece, which I didnt allow. We ended the conversation. At XXXX that same day I received an email with a note in the body stating please see correct documents requested. Satisfied that his response was quick and I could see a breakdown for the total of {$6400.00} only to find the same invoice that was previously sent for {$5800.00}. I have sent two emails since requesting the information I am owed before my first payment of {$1000.00} is due XX/XX/XXXX. We have received no response. I do not feel comfortable sending in payments for a claim I have received ever changing figures for. I should have had those invoices in hand before Mr. XXXX initially called my husband threatening to revoke his license. It is an extreme amount to pay with no assurances how much is due and if that amount will change again. It feels like that are pocketing money.
05/08/2023	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NC 28625	Web
On XX/XX/XXXX I refinanced my auto loan through XXXX XXXX XXXX in XXXX, NC. My previous auto loan servicer was XXXX XXXX XXXX. I decided to refinance with a different lender based on my credit ratings and to get a better interest rate. The refinance was done over the phone and via e-mail with the payment being deducted from my account weekly in the amount of {$95.00}. On XX/XX/XXXX my daughter had an accident in my vehicle which resulted in a total loss of the vehicle. I didnt find out until the day of the accident that I didnt have full coverage on my XXXX XXXX XXXX XXXX I was insured by XXXX XXXX with full coverage on my vehicle up until XX/XX/XXXX. The coverage was dropped & changed to just having liability on the vehicle due to my driving history. Not realizing that this had happened since my payments were on auto pay. I decided to refinance my vehicle with XXXX XXXX XXXX 6 months later since they were offering a refinance special for their members. After the accident I contacted XXXX XXXX XXXX and spoke to the loan officer about my options going forward. I called XXXX XXXX and they insured me that there was nothing that could be done on their behalf and to call my lender to see if they had a force placed policy on my vehicle. The loan officer stated that they didnt have any insurance of that type on my vehicle. At this point my only option was to surrender the vehicle because it wasnt drivable. I called and they had a tow truck to come out and pick up the vehicle and I had to stop payments on my account after I no longer had the vehicle. On XX/XX/XXXX I received an email from the loan officer about the final details on the auto loan. It stated that the car sold for {$3700.00} and their XXXX insurance paid {$10000.00} and it left a balance of {$810.00} on the loan and was asked would I like to setup a payment plan to get it paid off and that we could do {$25.00} a week. My ending balance on my auto loan was {$14000.00}. Two weeks after I no longer had possession of the vehicle. In XX/XX/XXXX I received a hit on my credit report for a collection added in the amount of {$11000.00} from a collection agency XXXX XXXX and XXXX. After finding out that it was XXXX XXXX XXXX that sent my account to collections Ive tried contacting them to see why my account was in collections for an amount that was different than what was discussed. From the 1st day that I signed this contract I was in breach and I was never notified about not having the proper insurance and that I had a force placed policy on my auto loan. I feel like Im having to suffer from the lenders carelessness with my auto loan.
06/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02740	Web
Hi ; Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
05/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22192	Web
XXXX XXXX XXXX in XXXX, XXXX intentionally denying my Error & Omission Certificate at the time of going into contract with them. Three day after signing a partial contract with this company, I returned to the office to void the contract due to the rediculous demands on the forms and also the manager XXXX who was about to hire me was terminating the agency and their management system and therefore, I quit with him. So, I was advised to submit my resignation letter to them by XXXX XXXX XXXX and I did that within in a month in XXXX 2013 and also submitted only XXXX policy to the management and left the office. Note, my E & O certificate was already submitted at time of employment application and also gave copy to XXXX administrator manager. Now, six months later XXXX agency in XXXX sent me to collection and asking for a debt amount of {$920.00} for E & O charges I did not pay to the agency simply because I sold XXXX policy and made commission and they also made money on the policy too. But they do n't want to honor my E & O certificate. I tried reached out XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and General Mgr XXXX XXXX by emails and even office visit to resolve this issue. They did not even look at my face and my credit report is been abuse by these agencies. All attempts did n't work out and I feel that they are discriminating against me. I tried XXXX XXXX collection agent in XXXX to resolve the issue. The manager XXXX XXXX XXXX refused and said, my E & O coverage requirement should be {>= $1,000,000} liability coverage and therefore they wo n't accept mine. So I requested them to send me a copies of E & O which XXXX agency paid in my absence of terminating their contract. It took the collection agency about three months to provide me copies. When I received those copies and reviewed it, I found out that they even have cheap liability coverage compare to what I have originally. So I asked XXXX and his representative XXXX XXXX ; why XXXX lied to me that they need XXXX liability coverage? Whereby XXXX coverage did n't come close to what I have, Why XXXX refused to honor my better E & O certificate and asking me to pay something they did not bring to my attention before when I was in the office? XXXX replied he was sent to collect a debt. Then I answered him so you were sent to lie to collect debt if so then I think we have to go court for the judge to rule this. He responded I can do so.
07/19/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60611	Web
The debt was not discharged in bankruptcy. It was forced off by personnel from the Illinois Attorney General 's office. The agency ( former ) of XXXX XXXX XXXX XXXX XXXX, of the XXXX XXXX XXXX XXXX instituted theft of alleged account base that I had developed in Statutory employment XXXX IXXXX XXXX which had some start up costs to develop account base ( s ) for commission earning purposes. After some deception of broker of record letter solicitation there persisted an agreement unsigned by the general agent factor and following termination in writing, the agency evidently hired a XXXX XXXX of XXXX, Arizona to persist in collection harassment of a contractually unsupported debt that persisted on the credit report of my own during which my Mother XXXX and during quite the estate challenge, from an impounded resource after three correspondences occurred from an attorney. The attorney whom had reviewed the contract of my own had corresponded three times in writing, which have, about removing the debt from said credit report in time for a family gather and in time for return to licensure employ which eschews any debt type of the agency owner for future employ and thus ruins licensure. Although the first attorney dropped matter as it coincided with important planning, it has been so hard to obtain an attorney qualified to speak about unlawful debt reporting, yet I 've observed in the law library which laws were broken and attempted partship myself, yet there was no accounting and no explanation of what the amount consisted of and why they persisted so long after the XXXXXXXX XXXX had been told three times in writing that the debt was n't contractually supported. This has caused a lot of uphold on my part, and it has imploded resources, not wanted. There are so many letters inquiring of what a full contract dispute looks like adept to the US DOJ, and something must be done my angle. It 's a long time to be on my credit report without contractual support and being a financial services company, commission related ailments should be documented over and not credit report harassment alleged.
01/04/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	OH 452XX	Web
i already filed two complaints against stuart-lippman and associates one complaint is still pending as stuart-lippman and associates viloated the fair debt collection practice act this is a new complaint against stuart-lippman and associates i was involvled in a auto accident on XX/XX/XXXX i was in contact with XXXX XXXX i told XXXX XXXX that im disputing the car accident and the amount of XXXX because i was not at fault in the car accident XXXX XXXX said she was go submit document to have my license suspended as she did on XX/XX/XXXX she and this company stuart-lippman and associates violated the fair debt collection practice act by submitting documents to the dmv to have my license suspended as i sent stuart-lippman and associates documents stating that they can not submit documents to the dmv to have someone license as a person said that they could do that i request documents that say that the new complaint now is that stuart-lippman and assocates sent documents to the dmv to have my sister license suspended and my sister was not even invovled in the auto accident period my sister received documents from the dmv of suspension of her license dated XX/XX/XXXX and demand a security deposit of XXXX her suspension starts on XX/XX/XXXX the problem here is stuart-lippman and associates should have nver submitted documents to the dmv telling them to suspend someone license when myu sister was not even involved in the accident nor driving the car period now the dmv want my sister to make a security deposit of XXXX when she was not even involved in the accident at all now they want my sister to pay up money for a accident she was not even involved in the dvm suspended her license for a accident she was not involved in and again stuart-lippman and associate violated the fair debt collection practice act by subitting documnet to have someone licsence suspended when stuart-lippman have no power or authority to do so as my sister was not even apart or invovled off the accident on XX/XX/XXXX XX/XX/XXXX
01/19/2022	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NY 11210	Web	Servicemember
I received several annoying phone calls from Stuart-Lippman and Associates , Inc. On XX/XX/2022 at XXXX XXXX XXXX called this company to enquire about the annoying calls that I was receiving, I spoke to XXXX, who refused to give me her last name, but connected me to XXXX, whose last name sounds something like XXXX. I explained to her that their company was making mistake and Oh my XXXX, she took off on me like a pitt bull. I was extremely surprised because I never knew that a customer service representative could be so abusive to someone on the other line the way she was talking to me it ridiculous. This representative claims I owe XXXX which I do not know about. Then I visited the credit bureau and saw the XXXX plus XXXX. Now that's vindictive. Consumer Finance how could a company operate like with such anger to someone on the other line. How could they abuse their authority like that. I had called to inquire about the erroneous debt that I was being accused of owning and that's what I encountered. This company Stuart-Lippman and Associates is very malicious and inhumane. I never heard about this company before now and after this I would not want to hear from them again. I don't have a contract with them how could they have the audacity to boldly destroy someone's credit just like that. My only debt is my student loans. I would like this company to be reprimanded to the highest degree. They treated people like animals and that's not right. So after XXXX XXXX disrespected, then she asked if I was going to pay up I said no. Then she hung up the phone in my face. At XXXX I called again and spoke to XXXX and requested to speak to a supervisor, she the transfered me into someone's voice mail. Please investigate their aggressive and abusive behavior towards the public, it's obnoxious and distasteful and should be stopped immediately. They are destroying innocent peoples ' life who is trying to make it in society. Thank you.
10/08/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89103	Web
I am a renter in a condo complex. Starting around XX/XX/XXXX there was some kind of back up in the main pipe line under the building. After my owners plumbers could not fix the issue from my side of the unit it was eventually fixed by my adjacent neighbor 's plumber 's company in his own unit. Since all four units connect to this one main line both plumbers established no one could be made at fault, due to the fact it would always back up where all these pipes meet. To my knowledge that was the last of the incident. Around four months later on XX/XX/XXXX I get a call from Stuart-Lippman and Associates saying that I owe XXXX XXXX over {$3000.00} due to this event. They brought up the fact that I didnt have renters insurance at the time, but knowing the insurance industry I know that renters insurance only covers personal property anyways. It has nothing to do with another persons dwelling unless you are purposefully caused damage. My main issues are being that they seem to be violating multiple FDCPA violations. First off, I have never seen any written proof of this debt [ 15 USC 1692g ] 809 ( a ). XXXX XXXX has never even contacted me about this issue, so to me it looks like they are trying to collect on a debt that they know isnt valid. The second issue is that they refuse to validate the debt. The incident was never determined to be at my fault, not even XXXX XXXX contacted to me to establish a liability issue. Yet Stuart-Lippmann keeps telling me it was my fault for the incident and that I need to pay them which makes me think they are lying. When asking them to verify this debt the collector simply ignored me and tells me thats not what I heard, and they still are trying to collect [ 15 USC 1692g ] 809 ( b ). Basically they are trying to collect on a debt they have not verified, and refuse to verify. The collectors information : Stuart-Lippman and Associates ( XXXX ) XXXX XXXX, Arizona XXXX
06/11/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NC XXXXX	Web
Today, I received a letter stating that I supposedly owe XXXX to XXXX XXXX XXXX XXXX. There was no known prior notice of any supposed debt. After reviewing my call records, I see that a call was received on XX/XX/2020. There was no voicemail message left. XXXX XXXX violated 15 USC s 1692 ( g ) ( a ) that says " Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. '' The company has violated the above federal law when it failed to provide written notice within five days, as required. This company seems to have had numerous issues with its debt collection practices, which makes this situation very questionable. I can not possibly validate information when information is not made available in a timely manner as required by federal law.
06/04/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92211	Web	Older American
This resulted from a Payroll dispute with a XXXX XXXX XXXX, in XXXX. I resigned from the agency in XXXX, and received my final paycheck. I was contacted by them 4 months later ( XXXX ) saying that I was paid too much, ( Overpaid ) and owed them {$340.00}. I disputed this with them, at the time, as my pay was correct and did not hear from them again. The agency that I worked for went out of business a short time later, and closed. Prior to closing, they sold this false debt claim to a collection company, ( Stuart Lippman & Associates XXXX XXXX XXXX XXXX # XXXX XXXX, Ariz XXXX XXXX ), who listed it on my credit report. I Disputed this Collection immediately with all 3 Credit reporting agencies. After investigating, XXXX and XXXX removed it from my record. XXXX did not. They say they can't remove it, until Stuart Lippman & Associates retracts the claim. After seeing the numerous complaints on this company from the XXXX, I avoided all contact with them. I have disputed this 3 times with XXXX, and just re-disputed it again. This act by XXXX XXXX was recently part of a CLASS ACTION Lawsuit against XXXX, of which I was a member, for their improper payroll practices to their employees. XXXX Settled that lawsuit, with thousands of their Agents, ( me included ). As a result, XXXX Paid me an additional {$420.00} in back pay owed to me, as settlement of the Class Action suit, in XXXX. Despite the settlement, Stuart Lippman & Associates kept the Collection on my file. My original Agency can no longer be contacted, as they went out of business. This Erroneous/False collection claim has prevented me from making a major purchase, as it was the reason for my recent credit denial. I am seeking your assistance in removal of this from my record, as has already been done with the 2 other credit reporting agencies.
02/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 327XX	Web	Servicemember
In XXXX, I was an independent life insurance agent and appointed with XXXX XXXX XXXX XXXX XXXX in XXXX, TX. In XXXX of XXXX, I received commission from this company, assigned by another agent. In the second half of XXXX, XXXX XXXX notified me that I owed the commission back, however I was no longer independent and had moved on to being employed at new job. Since I didn't see the email they sent, I didn't address it and a couple of month later ( in XX/XX/XXXX ) they hired a law firm to collect the debt. I received letters from Stuart-Lippman & Associates, Inc.at my home and my work informing me they had been hired by the insurance co. I contacted XXXX XXXX but they would not speak to me stating that I had to speak with their attorney. I asked attorney XXXX XXXX to provide me proof of the debt. He sent a snippet of my agent contract & a commission statement, which did not validate the debt. I have disputed the debt and am still disputing it. Recently, the law firm reported their collection activity to XXXX. I disputed this with the credit bureau and after investigation, said they couldn't remove it because they had confirmed the debt. I don't believe it is fair to report this against me to credit bureaus for a number of reason 's related to my ongoing dispute. This doesn't fall under the scope of what should be reported to credit bureaus as I did not default on credit extended to me nor did I fail to pay for good/services received. I am asking that this be removed from my credit report based on it being something that should not be reported to credit bureaus.
09/02/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IN 47630	Web
Stuart Lippman and Associates based in XXXX, Arizona first called me on Thursday, XX/XX/XXXX at XXXX. XXXX XXXX spoke to me over the phone. She stated the name of the person she was wishing to contact. For the purpose of this report, let 's call him XXXX. I informed her that I was not XXXX and asked her to please not contact me again, as I am obviously not the right person. I received another phone call from XXXX XXXX on Thursday, XX/XX/XXXX at XXXX. Exactly one week after I informed her that I was not XXXX. I believe they record all of their phone calls so all of this information should be available to them to listen to again. I missed their first call, so I called back on the same day ( XX/XX/XXXX ) at XXXX to once again ask them to stop contacting me. On the call on XX/XX/XXXX at XXXX, I informed XXXX XXXX once again that I am not XXXX. Again, I requested that she not contact me further as I have no debts, am NOT XXXX, and have already requested once to not be called. I asked them to place me on a " do not call '' list and XXXX informed me that they don't have a " do not call '' list. I told XXXX that it was illegal for her to continue contacting me, as I have requested she stop calling, AND informed her twice that I was not XXXX. In response, XXXX stated, " well then have your dad call us back. '' I believe the behavior of this company and XXXX XXXX is absolutely inappropriate. XXXX XXXX 's actions on behalf of her company were a direct and illegal breach of the Fair Debt Collection Practices Act of 1978.
03/29/2023	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70808	Web
I was driving my boyfriend car but the car is registered to me. I was a secondary driver on insurance policy. I was in a motor vehicle accident XX/XX/XXXX. I was hit by a driver and had no fault. The person the vehicle belonged too was not the driver. I received a phone call from XXXX XXXX in XXXX of XXXX stating I will be sued and my drivers license suspended if I do not pay the estimated amount of {$6000.00} back to them that they paid for the other parties vehicle without hearing my side of the story I was out the loop. This accident is on my drivers record and it states no at fault. I notified my insurance adjuster about the claim. XX/XX/XXXX she reached out through email to see if spoke with my insurance company. I received a call from my insurance company stating that they can not make contact with XXXX XXXX and have I spoke with her and I told them not since the last contact. My adjuster stated they will close the claim since they had no correspondence. I was never contacted by the other party insurance company to hear my side of the store that the other vehicle hit my car. I fixed my vehicle on my own. I have not heard anything from XXXX XXXX until today XX/XX/XXXX I received a phone, but I missed and called back and XXXX XXXX did not answer. I do not believe I should pay them back for fixing the other driver vehicle for hitting the vehicle I was driving and I did not cause the wreck. This is an unlawful debt collection and I will like the matter dismissed against me.
08/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07050	Web
XXXX XXXX XXXX XXXX put an invalid Collection entry on all 3 Credit Report Bureaus on XX/XX/XXXX. Now this matter in which they are trying to collect for is being handled through XXXX. The Judge in this case that collection of monies owed will be collected by the State of New Jersey and that was assigned in XX/XX/XXXX. XXXX XXXX filed charges on me and everything being handled in court. I received a letter from this Collection agency and took it to my probation officer and they told me that XXXX was n't suppose to do this as they are the ones collecting the funds. I then in turn called and spoke to the rep that is handling my account and told her that this is being handled through the court system and that my Probation Officer stated that they should not had put this on my credit report. She told me they had that right as XXXX hired them and that they were n't going to remove it at all. She also stated that they have n't received a cent and wanted my contact info for the court and I gave her my probation officer. This is n't fair in any way I am paying my monthly allotment for this and they went and retained someone else to come after me and ruin my credit. This is already being handled. I will attach the same copies of the payments that are being made. I now have a criminal record and now they are also trying and have successfully ruined my credit.
10/05/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 701XX	Web
Stuart-Lippman and Associates first attempted to contact me on XXXX XXXX, XXXX by phone. They left me a voicemail stating they were a claims collector and that they needed me to call the regarding a claim. This call was followed up by an undated letter that was received on XXXX XXXX, XXXX stating that I had XXXX days to respond and dispute the validity of the debt. I responded by certified letter mailed on XXXX XXXX, XXXX disputing the debt and requesting verification. This letter was signed for as received by XXXX XXXX on XXXX XXXX, XXXX. Stuart-Lippman and Associates sent me another letter on XXXX XXXX, XXXX stating that they had previously contacted me, but did not verify the debt in their letter. I have since received XXXX additional calls, the first on XXXX XXXX, XXXX and the second on XXXX XXXX, XXXX. Today, I received a letter dated XXXX XXXX, XXXX stating that Stuart-Lippman and Associates wanted to allow me to " satisfy this claim on a voluntary basis '' and that if I did not pay within XXXX days of receipt that it would " result in increased collection efforts '' and that I should " govern '' my " actions wisely. '' I perceive this to be a threat to sue me or damage my credit illegally, especially because I followed the law and disputed the alleged debt within the legally prescribed number of days.
12/16/2016	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NC 28226	Web
I have been paying on a promissory note related to a settlement since XXXX 2015. I have never missed a payment. However, a collection agency, Stuart-Lippman and Associates, started calling me stating that a payment was not made, and that if I do n't pay the required amount, then, I will be in default, and they will start the lawsuit all over again. The person from Stuart-Lippman claimed that I had to pay {$790.00} plus an additional payment of {$620.00} for a previous month to consider the settlement not in default. If I did not pay, then, he threatened that the settlement would be null and void. Then, subsequently, when I said those numbers did not make sense, he pressed and said the balance was more than it was, and falsified additional payments amounts to pressure me into making payments that were not required. Under the note, the payments are only {$500.00} per month. When I said he was wrong, and that he is violating Consumer Protection laws by making false statements, he then, retracted his statements and basically agreed that it was {$500.00} per month. Though he has retracted what he meant, he was still previously pressuring me and providing false statements to entice me to pay a higher amount that was not required, which is illegal.
05/27/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	PA 15001	Web
I have XXXX accounts with Stuart Lippman that I d isputed, due to the fact that these are payments to an insurance company for money owed to credit unions. I currently pay this money every month to a clerk of courts. After I filed the original dispute back in XXXX around the XXXX , of 2017 , XXXX accounts were removed from my credit files. However, around XXXX XXXX , 2017 XXXX of the accounts were added back to my file without my knowledge. In accordance with t he requirements of the FCRA section 611 ( a ) ( 5 ) ( B ) ( ii ), you are required to notify me of the reinsertion in writing within 5 business days. ( B ) Requirements relating to reinsertion of previously deleted material ( ii ) Notice to consumer If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or if authorized by the consumer for that purpose, by any other means available to the agency. I received no such notifications . This is a very serious violation of the FCRA, and I reserve the right to pursue legal action for their blatant disregard for the law.
04/04/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19023	Web
I was suppose to work for a company by the name of XXXX XXXX. In 9 months nothing materialized and we mutually decided to end the contract. Once it was ended, I received notices from a debt collector Stuart Lippman and Associates. They stated that I owed XXXX XXXX for E & O Insurance through XXXX XXXX. I asked them for the policy that bears my name so that I can have the policy cancelled, as I have E & O that I purchased through XXXX. I explained to them that I am in the process of disputing this with XXXX XXXX and they told me that if I don't pay they will put this debt on my credit profile. I am in the process of purchasing a home, and I no longer can get the rate I had once I applied because since they did this, my credit has suffered as it dropped 40 points. I have had NOTHING negative on my credit in 5 years I worked very hard to get a good credit rating, and now I no longer qualify for the tier I was approved for and I am an Insurance Broker and I cant work for Companies with negative credit. I have continuously asked them to validate the debt by sending my the policy and instead they did just what they said and put this negative information on my credit profile. This has really affected me negatively and I do not owe this debt.
05/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33027	Web
I have been dealing with STUART-LIPPMAN & ASSOCIATE INC, I sent a debt validation letter on to them certified mail return receipt on XX/XX/XXXX, and never received any response from them. They received the certified letter on Monday, XX/XX/XXXX. As you can see in my letter I have asked for validation, bearing my signature, showing that I have or ever had some contractual obligation to pay Stuart-Lippman & Associate , Inc. This negative mark found on my credit report from this company is a violation of the FCRA & FDCPA. I never received the paperwork as asked. I have asked XXXX to validate the debt bearing my signature and ask for a method of verification, and still nothing. Yet every month it is on my credit report paid was a collection. This debt is not valid or have been validated bearing my signature, and should not be on my credit report. If STUART-LIPPMAN & ASSOCIATE INC can not provide all the validation this account MUST be DELETED. XXXX deleted the account as they found there was no validation of the account. This account was closed XX/XX/XXXX Also, reporting a debt to the credit reporting agency, XXXX that can not be validated is a violation of the FCRA ( Fair Credit Reporting Act ), and carries a fine to be paid to me.
04/18/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27405	Web
I have an account listed on my cre dit report by the name Stuart Lippman and Associates collecting for XXXX XXXX XXXX XXXX XXXX n. I have no knowledge of ever dealing with the original creditor as listed on this account or with this debt collector. This account is reporting as opened in XXXX XXXX . I have not ever received any response from Stuart Lippman & Associates that validate any information, after mult iple attempts. I am allowed, under the Fair Credit Reporting Act, the right to debt validation. This company has failed to provide any evidence of my signature with the original lender as well as any information regarding as to whether or not they bought a false account. If this account was valid, in the state of NC, the statute of limitations is 3 years. I have not at any point in time, verified that this debt is accurate and therefore should be removed immediately from my XXXX report. If this information is not removed, I will be forced to take legal action against this collection agency, which will allow me to seek damages.
04/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70115	Web
I received a letter dated XX/XX/2019, which stated that an account had been listed with the sender " for collection. '' It appeared from the letter that it was a claim on behalf of an insurance company ( XXXX '' ) relating to a date of " loss '' of XX/XX/2019 and listed the name of an " Insured. '' I have no relationship with either XXXX or their insured, nor was I involved in whatever incident they were cryptically referring to. On XX/XX/XXXX I responded by letter, telling the sender that I disputed the validity of the claim, demanded that they provide information including detail of their so-called claim, and took them up on their offer to identify the " original creditor '' and " current creditor. '' I have not received any response to my letter. Instead, I received a second letter, dated XX/XX/2019, telling me where to send my payment. The letter did not include any of the information I had demanded. I understand that this second communication violates the Fair Debt Collection Protect ion Act.
07/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 081XX	Web
I received a letter from a company that I have never heard of named Stuart-Lippman and Associates , Inc stating that I owed an amount of money to a company that I also have never heard of, named XXXX XXXX XXXX XXXX. This was XX/XX/2018. I called them immediately and found out it was a debt collection agency based out of Arizona. They were very adamant with receiving payment and did not provide me with clear information as to why I owed the amount. Also indicating that it would affect my credit report if I did not pay. After the back and forth they agreed to send me more information which I then informed them that my lawyer will be happy to receive it. A few weeks go by and I still have not received anything until a full month later, XX/XX/2018. They send another letter identical to the first one. It was not the information that I was told I would receive. I am now speaking to my lawyer anyway and of course reporting it to the CFPB.
11/04/2023	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95307	Web
My name is XXXX XXXX this happened on the XXXX of XX/XX/2023 we reported this incident to my insurance I asked for video or proof but never got it. It was one of my very first experiences XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. We all got out XXXX XXXX XXXX XXXX XXXX XXXX the XXXX said she was ok and her passenger as well. My passenger was OK and so was I. No police report was made because I didn't know I could do that they went on there way and I went on my way. Now fast forward 6 months and she's trying to file a claim towards me for {$7000.00}. Which I think is absurd. This XXXX has been XXXX in the past and I believe she's trying to report the claim for something that happened within the XXXX XXXX. The debt collectors called me while I was working.
04/07/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89103	Web	Servicemember
I was sent a collection notice by Stuart-Lippman and Associates for a debt or over four years ago. I do not have any knowledge of these alleged debt. Furthermore I was a customer of the original creditor XXXX for years at the same time I was supposedly to have owed this alleged debt and was never notified by them. On XXXX/XXXX/XXXX I was notified by the above referenced collection agency that I owed {$270.00} with XXXX as the original creditor. I contacted XXXX to be informed that I was being charged for not reporting the sale of an automobile to them in XXXX of XXXX. I dispute this to the fullest measure. They allege That I did not make a payment and after two months canceled my policy. After all the cancelation fees were added up it was {$270.00}. Again I was a customer of XXXX for years and was never notified of this alleged debt. I was only notified after I canceled my policy with XXXX due to moving out of state.
01/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91306	Web
Suart-Lippmann, & Associates , Inc. is aware that they are agents of XXXX who is currently under federal investigation ( EEOC ) as per the current case number : " This is a reminder that you have scheduled an interview with the EEOC to discuss the inquiry you submitted online ( XXXX ). Please note the following information about your interview : The interview will be by-phone Time of interview : XXXX XXXX Date of interview : Friday, XX/XX/2019 At the time of your interview, please have the password for your EEOC Public Portal user account with you. If you are unable to keep this appointment, please reschedule or cancel it. Sign-in to Reschedule or Cancel Appointment '' As such, any and all debts assigned to this case are to be withheld pending the complete investigation by the EEOC.
08/07/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC XXXXX	Web
On XX/XX/2018 I received a call from XXXX XXXX XXXX out of XXXX, AZ. They called asking for a member of a church I use to attend. Im not sure why they had my personal cell number but they did. They asked me was I this particular individual and I said no. They then proceeded to ask me if I knew the individual and I said yes. They then started verifying this individual 's information as if it were me. I quickly stopped the guy and stated, this is a breach of confidentiality and you have no right to verify another individuals information with me. This person could be an enemy of mine and you just gave me their address. He stated his name was XXXX XXXX and was just trying to gather information. This was improper and a breach of the " unnamed '' individuals confidentiality.
08/23/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 14075	Web	Servicemember
I worked for a company named XXXX XXXX that I left employment in XXXX of 2017. In that employment they paid me through a commission draw account. After I left employment with the company they asked for {$2400.00} back of Commission paid through the account and sold it to a collections company ( XXXX XXXX XXXX XXXX ). I live in New York and any Commission paid through a draw account is Illegal and not a debt. I contacted the 3 credit bureaus and informed them of that and XXXX and XXXX XXXX removed this from my credit report. XXXX is refusing to remove this from my credit report and told me that the collection company has to and they have refused to remove from my credit report violating the law.
12/21/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 076XX	Web
1. I received an alert email from the credit institution this morning on XX/XX/2018. 2. A collection agency suddenly put {$4800.00} on my credit report. I do not recognize this amount and did not receive any detailed information although I requested that they should send the the detailed one to the attorney. 3. When I was terminated by phone suddenly on XX/XX/2018, although there was no debt but {$1000.00} credit I could not receive my credit amount when terminated. After several month, the company forwarded the sudden debt to the collection agency, XXXX XXXX & XXXX XXXX without any notice. 4. Please delete immediately the collection amount on my credit report. That's not my own.
11/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94553	Web
My ex wife did not pay a bill owed to XXXX XXXX XXXX. I have contacted them and they know it is not my bill. And since 2008 this has been on my credit report causing me hard ship and paying higher interest rates. I have asked and they have said they would remove this over XXXX times now. Staurt & lippman collection agency is located in XXXX Arizona, Home OfficeStuart-Lippman & Associates, Inc. XXXX XXXX XXXX XXXX, XXXX XXXX, Arizona XXXX Toll Free : ( XXXX ) XXXX : ( XXXX ) XXXX : ( XXXX ) XXXX the trouble it has taken me to try and remove a collection account for {$100.00} dollars, that is not even mine. this is an out rage. Shame on them for doing this to a person
03/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IN 46260	Web
I was contacted by a Debt Collection Company on a debt against me and my company. I asked several times for them to send me proof of Debt, Itemized debt ... I was then submitted a letter saying if I refused to comply within 48 hrs I would be subject of an investigation of my personal bank accounts and property. After speaking with this very rude individual by phone and email. I stated that I would need any further documents by mail only. He continued to email me several times and call my work phone throughout the day. I informed him that I was familiar with FDCA and he would need to contact me by mail, with proof of debt. he continued the harassing by phone and email.
08/18/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95355	Web
XXXX XXXX keeps calling me about a debt to landlord, claiming it was damage to a house beyond the deposit amount. I never had this person as a landlord, nor lived at the address they said I lived at, at any point in my life. I can prove this using signed lease agreements, utility bills and account records, and IRS records. They are also more than welcome to call my previous landlords to confirm I was renting their house during the time I was supposedly living in this made-up house. I keep telling them this, but they either hang up on me when I fight back, or threaten to sue me for this money that I do not owe or threaten to report me to credit reporting agencies.
11/12/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30252	Web	Servicemember
I have reviewed my credit report with XXXX a few months ago made a complaint it was supposed to be corrected. It was removed and put back as a current deliquent account. I had requested that it was corrected and then it is now placed back on there as of XX/XX/2023. This is very damaging as I am working on my credit report and nothing has been fixed. At this moment due to the damage that this is causing I am requesting it be removed not only that, but a mometary payment becasue at this point it is very damaging and keeps causing my closing date for my house because I have to keep disputing these same accounts,
03/26/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60423	Web
I received a threatening phone call from Stuart-Lippman and associates , INC Located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, AZ XXXXXXXX XXXX XXXXXXXX. Telephone number XXXX XXXX, regarding a outstanding debt of {$3800.00}. I was never notified by the original insurance company of an outstanding balance. After I contacted them that the insurance company stated that the balance was {$3000.00}. This is an insurance that was provided by XXXX XXXX XXXX XXXX XXXX for malpractice insurance. I have been receiving harassing and threatening phone calls from this debt collector. Please advise
02/14/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY XXXXX	Web
There is a collection by XXXX XXXX listed on my credit report through Stuart Lipman and Associates. XXXX XXXX dissolved their retail department and released me as a result. This was not a loan, it was never a loan as it is listed. XXXX XXXX NEVER loaned me money. This is a NON-Reportable disclosure and violates FINRA securities rules/laws by having it listed on credit reports. This mark on my report is hindering me from securing loans for my children. COVID has been relentless in causing job insecurity and improper reporting is adding to the stress of this situation.
01/10/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30252	Web
Tried to contact the company and speak with the representative, which she ( XXXX XXXX had a very XXXX attitude. I was then told that the debt was validated and it was sent to an address that I have never stayed at. The companies that placed this on my credit report have never spoken with me until today. I tried to get a copy of all letters sent to an address which I don't stay at and I got copies of the letters without my name on it. When I tried to tell her that I don ' t reside there I was told it didn't matter it didn't get returned so therefore the debt was valid.
01/21/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90744	Web
I noticed on my credit report I have a collection for Stuart Lippman and associations the balance is XXXX. I contacted them early XXXX of 2019 regarding this issue. The first day I called nobody answered, the second day I called a guy told me the person handling this matter was not available I even asked him can he enlighten me on what is this regarding my credit. He went on explaining he could not see what it was and I would have to talk to the person who was in charge. I called again the next day no one answered. I would like to remove this matter from my credit.
05/08/2020	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30248	Web
The company sent me a letter saying I owe a debt to their client..I sent them a debt validation letter In XXXX to which they called me left me a voicemail saying the debt validation letter was not valid and they did not have to comply with it ... to date this company keeps calling me and I do not have a contract with Stuart Lippman and I want them to stop contacting me until they validate the debt and show me my contractual obligations with them. They have not validated said debt and I want them to stop harassing me.
10/27/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60202	Web
I received a letter from an Attorneys office Stuart-Lippman on XX/XX/2019. The letter stated that I own {$780.00} dollars to XXXX for repayment to one XXXX XXXX XXXX for damages from an uninsured vechicle. Driver being one XXXX XXXX whom I don't know at all! I haven't had a car nor a drivers license in about 20 years. The letter has me, XXXX XXXX as the vechicle owners name. I havent owned driven a vechicle in over 20 years. There's a file # XXXX
02/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 186XX	Web
Stuart Lippman located at XXXX XXXX XXXX XXXX, XXXX, AZ XXXX keeps contacting me regarding debt that is not mine, nor in my name. I have repeatedly asked them to stop phoning me and they continue to call. I have told them that it is illegal to continue to keeping bothering me about someone else and to please remove my number from their list. I was told they can continue to contact me even though I am not the person they are trying to reach.
01/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 900XX	Web
collection agency sent a letter demanding payment for alleged amount I do n't own to auto insurance company. I sent a letter with notice of dispute and requested verification of debt. In response i receive a letter from collection agency that stated " documents can be requested from debtor by contacting the customer service center ''. This does not comply with requirement of debt verification under state and federal law.
04/19/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 941XX	Web
On XX/XX/2018 I mailed a letter disputing a debt collection that was inarticulacy file on my behalf upon review of my credit report I notice that I had a derogatory mark file by a company that I did not do business with in the amount of {$300.00} the company name is Stuart - Lippman & Associates. I sent them a letter over a month ago and I still haven't got a response back addressing the false information.
04/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27607	Web
In the past, I had a debt with XXXX XXXX . However, in XXXX , XXXX XXXX issued me a 1099 forgiveness of debt form. I had to count th is 1099 as i ncome and pay taxes on it in my XXXX tax return. Despite that, the collection agency that is reporting this account to XXXX continues to list that I have an outstanding balance of {$7600.00}. They should be reporting the balance at {$0.00}.
06/08/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30248	Web
Stuart Lippman and Associates Inc Please delete the account from my credit report for all 3 bureaus ( XXXX, XXXX, and XXXX ) I have no contract with you and a cease and desist was asked of your company..You are still negatively affecting my credit report by keeping an account that I dont owe you. If the account is not deleted I will be forced to contact the XXXX and legal counsel to file suit.
12/13/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	VA 229XX	Web
A month ago, I was contacted by XXXX XXXX of Stuart-Lipman and Associates . They were attempting to collect on a debt that is not owed. I requested for a validation of debt letter, and for all further communication to cease over the phone and only via mail moving forward. A validation letter was never received within the 10 days, and then this morning, I received another phone call and email.
08/26/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 774XX	Web
I received a collection letter from Stuart-Lippman & Associations claiming they are attempting to collect a debt of {>= $1,000,000} from claimant " XXXX/XXXX/2016. '' The date of loss is " {$1800.00}. '' Despite these strange discrepancies, my name and address are correct. I called the XXXX number on the letterhead and after providing my reference number, I was sent to voicemail.
02/15/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	OH 44052	Web
I received a letter in the mail from Stuart-Lippman and associates inc. on XX/XX/2021 stating that I some how owe XXXX XXXX {$1400.00} from XX/XX/XXXX XXXX which is not true seeing how I never owned a car let alone car insurance, I don't even have a license. What they are trying to collect is fraudulent and I refuse to pay for something that I don't have and never purchased.
05/25/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33880	Web
XX/XX/2014 a collection for {$12000.00} was placed on my credit reports from an unknown collection company. I have no contract and not indebted or owe Stuart Lippmann anything. I had not signed or renewed a lease with the original creditor for many years. This debt was placed fraudulently on my credit report and it needs to be deleted off immediately.
12/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34234	Web
XXXX XXXX credit card is on my credit card, I have contact all three credit bureaus about this, it has been over XXXX, I have not received a response..this account do not belongs to me, I did not open this account..I don't sign any agreement to have this account open in my name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
05/05/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	TX 75034	Web	Older American
My wife received a letter stating she owes {$12000.00} to an XXXX. Here is the information : Stuart -Lippman and Associaion XXXX XXXX XXXX XXXX XXXX Az . XXXX XXXX We do not own this bill. Improper written disclosed. Not a licensed collection agency I own XXXX XXXX XXXX, XXXX and XXXX XXXX. Licensed collection agencies.
04/22/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33067	Web
Good day, I recently learned that a past debt appeared in my credit score history as unpaid recently. I called the company Stuart Lippman & Associates and they confirm that my debt was successfully paid in 2016. I would like to have this corrected in my credit history. I hope you can assist me, Thanks
06/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 11219	Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
05/31/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07111	Web	Servicemember
I starting seeing this debt o n my report. From time to time I request to have it removed and it is then it shows up again on another credit report for similar amounts ( {$1900.00} or {$1900.00} ) but all from XXXX XXXX ( d ebt collector ) -- telephone number XXXX
10/23/2017	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 90706	Web
I recently discovered this collection account on my credit report. I have no idea what it is about and never received a letter of right to dispute. Credit reporting laws require that I be given proper notice and time before any collection activity is started against me.
06/28/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AL 361XX	Web
My complaint is that I have an invoice that states one amount of a collection account and XXXX XXXX is reporting a different amount of {$170.00} to XXXX. I 'm disputing the entire account due to incorrect balance. I have attached the invoice that came from XXXX XXXX.
07/26/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CT 064XX	Web
Stuart-Lippan claims I owe the XXXX XXXX company {$12000.00}. I have written and asked for proof that I owe this money. I did not receive and answer. When I asked XXXX XXXX of Stuart-Lippman for prof he told me they will prove it at court.
01/03/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 864XX	Web
I have received several letters XXXX all sent on the same day plus each letter had different amounts with them increasing ( in one month alone ). In addition to the letters I have received multiple calls as well.
12/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91604	Web
I told the debt collector that I do not own this debt and it is up to their client to prove I owe the debt. I never did business with XXXX XXXX and never had an accident with XXXX of their insureds.
02/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23454	Web
Stuart-Lippman is calling about case XXXX and asking me to call XXXX. As far as I know this is not my debt and I didn't open a case with them myself. I don't even know who they are.
11/01/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AL 359XX	Web
Received letter from company saying I owe {>= $1,000,000} I 've been trying to contact someone from the company but I have n't gotten a response back.
05/29/2020	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	CA 95127	Web
the collection company name Stuart-lippman and associations INC try co email and call me to collection
06/14/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	GA 30815	Web
This account has been placed in my credit report and I have no knowledge of who or what this is.
12/20/2021	No	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	OH 44319	Web
XX/XX/21 XXXX Trying to collect a debt thats not mines. Pursuant 15 USC 1692e. ( 2 ) ( a )
01/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48340	Web
Account is included in Chaper XXXX bankruptcy case number XXXX in the XXXX XXXX of Michigan
10/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 331XX	Web
Account paid in full, debt collector does not want to confirm XXXX balance with XXXX.
06/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OK XXXXX	Web	Servicemember
Attempting to collect a debt that is the result of identity theft,
08/16/2023	No	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 93551	Web

05/03/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	ID 83854	Web

05/02/2023	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	ID 83854	Web

04/26/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	AZ 85750	Web

04/25/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 44121	Web

12/09/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33579	Web

02/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 20147	Web	Older American

01/07/2022	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	OH 44319	Web

12/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 902XX	Web	Servicemember

11/19/2021	No	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	FL 33570	Web

03/30/2021	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	MO 65043	Web

02/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11416	Web

12/13/2020	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 45206	Web

09/27/2020	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 11710	Web

09/17/2020	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	LA 70005	Web

08/18/2020	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls		Phone

04/18/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 95833	Web

03/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19120	Web

10/17/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46360	Phone

05/17/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75036	Web

03/17/2019	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AZ 85018	Web

01/26/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 18052	Web

11/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33437	Web

07/30/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53151	Postal mail

07/26/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 31907	Web

07/24/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	MI 48085	Web

07/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30067	Postal mail

06/25/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 13461	Web

06/22/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	GA 30349	Web

04/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32826	Web

04/26/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

03/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 38109	Fax

12/08/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 12590	Web

11/07/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MA 01851	Referral

09/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33025	Web

08/22/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	LA 70535	Web

07/20/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

05/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 15219	Web

05/11/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30012	Web

04/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90016	Web

04/17/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33025	Web

04/03/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78577	Web

03/10/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11364	Web

03/08/2017	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	GA 30184	Web

02/27/2017	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	GA 30184	Web

02/21/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 19143	Web

01/02/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78577	Web

12/18/2016	No	Debt collection Auto	False statements or representation Attempted to collect wrong amount	IN 46582	Web

12/18/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 46582	Web	Servicemember

10/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 75182	Web

08/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	VA 22102	Web

07/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98118	Referral

06/08/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	NY 11701	Phone

03/24/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	OH 43230	Web	Servicemember

10/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77088	Web

08/06/2015	Yes	Credit reporting	Incorrect information on credit report Information is not mine	GA 30223	Referral

07/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	LA 71109	Phone

07/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85743	Web

07/02/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 19103	Postal mail

06/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85747	Web

05/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	VA 22202	Web	Servicemember

01/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 99205	Referral

12/02/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	CO 81321	Web

10/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33606	Web