| 05/16/2023 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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Ran into unavoidable financial trouble and unfortunately was unable to make payments to a XXXX XXXX XXXX XXXX Was served with a lawsuit in XXXX by the law firm Stewart Zlimen and Jungers out of XXXX Minnesota. I immediately called and tried to get it taken care of and get some sort of payment arrangement set up as I was not trying to deny the debt, I just could not afford payments temporarily. The law firm made it almost impossible to get in contact with them, I left a message on or around XX/XX/XXXX stating my name and that I wanted to settle the debt. They did not respond and went ahead with the lawsuit. I didn't fully understand the nomenclature on the papers served and lost the lawsuit by default as I thought there would be a court date attached at some point, there was not. Then on XX/XX/23 my checking account was offset {$1300.00} and my savings was offset {$3100.00}. These funds were a combination of payroll funds I had saved up, and deposit for a job that services had not and still have not been performed as the money that was supposed to go to that job was taken. I did not take action then as I thought it would be a one time thing wouldn't happen again. I then tried to settle the debt with the lawyers but my offer of $ XXXX was rejected and they wanted the balance in full. This after they had literally drained my accounts so I had nowhere near the almost $ XXXX they wanted. Then in XXXX I received a letter they were going to garnish my wages. Not much I could do about it so the garnishment began on XX/XX/23 in the amount of {$550.00}. My next paycheck was on XX/XX/23, also the day I was let go from my job. On that check, {$680.00} was taken out of my last paycheck. On the morning of XX/XX/23 I filed for unemployment at around XXXX XXXX. At XXXX my checking debit card was declined, which it should not have. Turns out the law firm did another offset of my accounts, on wages that had already been garnished! This time they took {$2800.00} from my checkings and {$410.00} from savings. Again this was out of funds that had already been garnished, so they basically took 100 % of my paycheck, and what other funds were in there were from the same job that has yet to be completed as the homeowner floated me another payment to pay for material and labor costs. I had just made a mortgage payment on XX/XX/23 that is now going to be declined causing not only an overdraft with their client ( XXXX XXXX ), I will now incur late fees from the mortgage company and am left unable to pay it as all my funds were seized.
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| 11/08/2020 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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When Stewart Zlimen & Jungers first contacted me they didnt send anything about the debt, I told them I am XXXX XXXX live on 112 % XXXX and have been having major issues with my health. I supplyed them with info about my ssdi and told them I have nothing of value. I also asked that they stop contacting me all together and asked them to provide what should have been sent within 5 days of contacting me. Thats the only response I wanted as I have been having major health issues and am on 11 medications and have been sick for 26 years.
I also have XXXX and then the wife and I are home on a saturday and there is a knock at the door we opened the door to find a server serving me with a lawsuit, or what appeared to be.
Again no information on where this came from I wrote a response as best I could with the info I had. This was not what I asked of them I asked that they not contact me. After the answer I then got more stuff asking me toi call and discovery. ' Thats when I told him I needed to get ahold of legal aid.
I did and they informed me that this was no lawsuit nothing filed in the court in my county and it stated atempt to collect a debt. So after I told him what was going on and asked to not be contacted serves me with a fake lawsuit like legal aid said he was only harassing 's me me which I didnt need The name of his firm is not him and the people stewart no lawyer license same with the other 2. I am not even sure who it is that is contacting me and harassing me and my wife. The server made entry into a secured building without even buzzing us. I am not sure how he forced his way into the building. Debt collectors by order of the Governor XXXX were not to be collecting or trying to collect debt at this time. And a no garnish is still in place. My funds are not able to be taken anyhow. This debt is from XXXX.
A junk debt buyer.
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| 12/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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currently there is negative information provided by XXXX XXXX XXXX XXXX XXXX. this account was sold/referred to collection company Stewart, Zlimen & Jungers , LTD. a case was then brought to court which I tried to self-represent. XXXX stated I needed to file a complain. but the stress and agony that comes with the harassment from Stewart, Zlimen & Jungers , LTD, was unbearable to the point I just agreed to settle the amount on XXXX. I initially disputed this account and provide all information to the collection company. this account was fraudulent opened by my brother and his friend. both of them was since jailed and deported. in any event, in the wake of things, I was forced to settle the debt in the amount of {$4000.00}. a phone conversation with XXXX XXXX stated that once the debt is paid, it would be adjusted on the credit report. it has been more than 90days now and this debt instead of reflect as paid in full, shows a reduced balance which is contrary to the agreement made for settlement. I've disputed this account 2 times and there was no changes in result even though I satisfied the agreement of {$4000.00} in full as of XXXX which I have proof of. when this account was disputed under XXXX XXXX XXXX - Direct disputes. there was no investigation result mailed/delivered to me. instead, was taken directly to the courts.
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| 01/19/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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Prior to my first complaint about Stewart, Zlimen & Jungers I had received what they had portrayed as XXXX County Court documents stating I HAD and was COMPELLED to pay a debt to them I had no knowledge of. I reported them to the cfpb for that and wrote them notice to cease and desist all contact. They responded with the one response they a are allowed with the Fair Debt Collection act to inform me will being legal action against me. Having had the hearing noticed sent to an address I no longer resided at they received a default judgment with out my knowledge. They then began to attempt to garnish my XXXX income and sent me a letter and had the court order I verify my income. After a second collection letter for payment from my XXXX, being exempt income, I informed them once again to cease and desist a second time. I received a letter this week demanding payment from a tax returns and offering a pay off plan that exceeds the amount awarded by the court despite my two prior cease and desist letters and that XXXX is exempt income. I am now issuing a third cease and desist even though they refused to comply with the prior two and continued to and threatened to collect on XXXX income.
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| 02/20/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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Stewart, Zlimen and Jungers LTD have engaged in harassing tactics for going on two years now. They never informed me of my ability to dispute a debt, they sent fake ( ie look like XXXX County Court documents ) to coerce me to pay a debt I dispute, they claim I owe more then the amount and the amount granted by the court, they continually contacted me despite my now three times telling them to CEASE and DESIST and I complied with a court order by XXXX XXXX ( XXXX ) to verify that I the judgement they got against me, with out having me served to the correct address, were not collectable due to my only income being XXXX or other protected assets.
Despite my third informing them to cease and desist and my filing a past CFPB complaint over the issue and they saying they will not contact me ; I received a letter dated XXXX18 trying to garnish a bank account they have already been informed of as only having XXXX as my income.
This is a pure attempt at harassment and they are trying to cause fear and distress in making me think they have a court order to seize money they know is already exempt.
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| 03/07/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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I have XXXX XXXX problems. I lost my job. I have an old credit card with XXXX XXXX originally for overdraft protection that has an incredibly high interest rate that they tell me is high for all these weird surcharges. When Ive tried to work with them they wont help me and tell me not to close it or pay it off. I cant even pay one of the amounts now equal to a standard payment when I worked. They have served me at my door in a house where I am living with a relative. I do not have a home and just a car for assets. I have 12 days left on the summons to pay them {$10000.00}.
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| 09/16/2016 |
No |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Web |
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I checked my annual credit report and I noticed something that seemed in error and disputed it with the XXXX agencies. Before I even heard a resolution apparently this collection agency filed a small claims for nearly double the amount owed and I had never received the court documents/summons. I am now got a letter from them in the format of court document demanding I give them all my finical information and only having one sentence saying this was " voluntary '' while making it look like a court order I do so for a garnishment.
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| 02/21/2018 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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Having issued three cease and desist letters for them to comply. I called about illegal negative actions they were attempting to conduct. Even though I have initiatied this conduct the gentleman who called me b came anusive and disparaging towards me ; despite I can contact them to discuss this matter he refused citing the cease and desist and disenfranchised me from recourse with them.
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| 03/03/2019 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
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Web |
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This law firm, Stewart , Zlimen & Jungers , LTD, Ive never heard of representing a company, XXXX XXXX, Ive never heard of has sent a letter saying they are a debt collection company and a law firm and they stated that Ive teceny been served with the Statement of Claim and Summons.
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| 03/03/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have written and called both Stewart, Zlimen & Jungers , LTD. and XXXX XXXX XXXX. and they continue to send this fraudulent bill/statement. I have no nor have I ever had any affiliation with either company.
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| 09/15/2022 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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| 05/18/2022 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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| 07/14/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was paid
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Phone |
Older American |
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| 03/25/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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| 02/09/2017 |
Yes |
- Debt collection
- Credit card
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- Improper contact or sharing of info
- Contacted me after I asked not to
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Web |
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| 08/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
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Web |
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