Stevens Business Service, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Hi STEVENS BUSINESS SERVICE ; Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association and Professional Liability Fund for code of ethics violations.
08/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
STEVEN BUSINESS SERVICES XXXX XXXX- # XXXX ; Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
01/06/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 027XX	Web
XXXX XXXX ACCOUNT FOR {$870.00}??? NO WAY!!!! I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
01/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02125	Web
Dear XXXX XXXX and Steven Business Services ; I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
12/20/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02721	Web
I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
11/16/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02302	Web
I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
02/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MA 02740	Web
On XX/XX/2021 I disputed a claim for debt and requested validation of alleged debt with Steven 's Business Service located in XXXX Massachusetts. I requested they prove the statue of limitations has not expired on the account. I requested proof that Steven 's Business Service is authorized to collect in my state. I requested license numbers and registered agent contact information as they are incorporated. I requested copies of verifications that show I agreed to pay the alleged amount of debt. I requested 30 days to validate any information the Respondent should supply. I requested a cease and desist of reporting any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is. On XX/XX/2021 Steven 's Business Service responded with copies of medical billing statements. I did not ask for simple verification of the alleged debt, I asked for validation. I was not supplied with proper documents. I was not supplied with proof that the above respondent can collect in my state. I was not supplied with license numbers or registered Agent information. I was not supplied with proof that the statue of limitations has not expired. I was not supplied with verification of an agreement with any party to pay the alleged debt. Steven 's Business Service continues to verify and report invalidated information to the credit reporting repositories. I have proof that Steven 's Business Service is attempting to collect and reporting debt that is time barred according to Massachusetts General Laws on the statue of limitations. Furthermore the above Respondent is in violation of the Fair Debt Collections Practices Act. The alleged debt occured when my employer changed the employee benefits group insurance company. I was fully insured through my employer, however the medical office had incorrect billing information due to the employers change in carrier. I do not owe this alleged debt. The correct carrier was billed for this. This is duplicate and time barred alleged debt. I request that the incorrect information be removed from all credit reporting repositories, as it has no validation and is inaccurate. This is detrimental to my credit report. Please assist me in rectifying the inaccurate information and providing me with any proof of such.
05/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 027XX	Web
HI ( STEVENS BUSINESS SERVICE /XXXX XXXX XXXX ) Delete now because I have not supplied proof under the doctrine of estoppel by silence. Engelhart v Gravens mo 281 SW 715, 719, I presume that no proof of the alleged debt nor therefore any such debt, in fact therefore exists ... ..Im shocked, surprised, stressed out both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees ( Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
01/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27518	Web
Upon looking at my credit report, there is infomation reporting that I have no relation to. As you know, my credit report, UNDER FCRA, must be accurate with each agency. Negative fraudulent information reporting that is damaging to a consumers report, must be removed within ( 4 ) business days. This information has hindedred me in obtaing more credit, in order to build my credit profile. According to FCRA 609 ( E ) Fraudulent information reporting to a consumers credit report MUST be removed within ( 4 ) business days of receipt of this information. According to FCRA ( 609A ) you must provide me with the ORIGINAL signed contract ( also referred to as WET COPY ), between me and the creditor that you claim that I owe a debt to. If you can not provide this information IMMEDIATELY, the information listed in this report must be REMOVED. PLEASE NOTIFY EACH AGENCY REPORTING THIS INFORMATION AS MY CREDIT REPORT MUST BE ACCURATE UNDER FCRA. This agency is in direct violation of the FCRA. FAILURE TO COMPLY WILL RESULT IN A LAWSUIT AGAINST EACH PARTY INVOLVED, INCLUDING ANY AGENCY REPORTING INACCAURATE INFORMATION. XXXX XXXX XXXX {$90.00} XXXX XXXX XXXX XXXX {$130.00} XXXX Stevens Business Service/XXXX XXXXXXXX {$1300.00} XXXXXXXX XXXX XXXX- {$910.00} XXXX Collection Account- {$56.00} XXXX The following inquiries are done without my consent and are in error. This is a direct violation of the FCRA XXXX XXXX XXXXXXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Us Small Business Admin Oda XX/XX/XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Adress that are not mine XXXX XXXX XXXX XXXX XXXX XXXX , NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX MY ONLY NAME IS XXXX XXXX XXXX , PLEASE REMOVE ANY " ALSO KNOWN AS '' NAMES THAT YOU HAVE LISTED
11/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Hello, Im shocked, surprised, stressed out both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. I am really smart and demand all these documents or you will face an immediate lawsuit. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees XXXX Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
10/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 027XX	Web
Hello, Im shocked, surprised, stressed out both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. I am really smart and demand all these documents or you will face an immediate lawsuit. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees ( Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
07/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02740	Web
Hello, Im shocked, surprised, XXXX XXXX both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees ( Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
05/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Hello, Im shocked, surprised, XXXX out both XXXX and XXXX to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees XXXX Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
05/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MA 01453	Web
Stevens Business Service is reporting an account under their own name on my credit report. Under Massachusetts state law, a debt collector may only report on a consumers credit report while using the name of the creditor only. They are in violation of : 209 CMR 18.17 : Unfair Practices : A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of 209 CMR 18.17. ( XXXX ) For a debt collector to report to a consumer reporting agency on its transactions or experiences with a debtor in the debt collectors name. 940 CMR 7.07 : General Unfair or Deceptive Acts or Practices : It shall constitute an unfair or deceptive act or practice to engage in any of the following practices to collect or attempt to collect any debt : XXXX XXXX ) Using any business, company or organization name other than the true name of the creditors business, company or organization ( XXXX ) Reporting to a consumer reporting agency on transactions or experiences with a debtor in a name other than that of the original creditor I have contacted XXXX 's 3 times via certified mail and informed them of their illegal reporting. They have failed to remove their illegal listing. XX/XX/2021 I reached out to the Attorney General 's office. The AGO stated that a formal complaint should be filed with the CFPB for removal of the account.
10/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 19122	Web
on XXXX/XXXX/2015, I filed an dispute with Steven Business Service. I advised them that I am not refusing to pay the alleged debt, but their claim is disputed. I advised Steven Business Service to send me copy of contract with my authentic signature that begun this alleged debt and should the contract not be available with my authentic signature to delete the trade line off the CRA. More importantly, I advised Steven Business Service that not complying wit the FDCPA will put their company in a bad position with the CFPB. Steven Business Service never sent me a contract with my authentic signature that begun this alleged debt and is still reporting the account to the CRA .Steven Business Service sent me correspondence dated XX/XX/2015, and it stated that they have responded to my previous disputes and there is not any new facts to form a new investigation pursuant to the fair credit reporting act U.S.C. section 1681s-2 ( a ) ( 8 ) ( F ) ( i ) ( 11 ) and no further replies will be forthcoming.
07/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02124	Web
I have no knowledge of the alleged debt. I have never entered into any contract or agreement with Stevens Business Service. I have not received any written communication from Stevens Business Service which is a violation pursuant to 15 U.S.C 1692e False or misleading representations. ( 10 ) The use of any false representations or deceptive means to collect a debt or obtain information concerning a consumer. This is also an alleged medical debt which pursuant to HIPPA Laws is a violation of my conusmer rights. Stevens Business Service did NOT provide me a HIPPA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPPA rights. I am proceeding with legal action as prescribed by law against the Stevens Business Service should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation.
08/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60614	Web
A XXXX, XXXX, has been attempting to collect debt I do not owe for over 5 months now. My physician 's office, The XXXX XXXX XXXX, is responsible for this debt. I have provided a receipt showing that I paid The XXXX directly for the services rendered by XXXX on XXXX/XXXX/2016, which I explained in a fax to XXXX dated XXXX/XXXX/2016 and subsequent phone call on XXXX/XXXX/2016. On XXXX/XXXX/2016, the secretary at The XXXX XXXX XXXX also confirmed with XXXX that this bill was sent to me in error. I have explained the situation again in a letter dated XXXX/XXXX/2016 in which I asked XXXX to stop all communication with me about this debt. XXXX never acknowledged any of my communications. On XXXX/XXXX/2016, I received a communication from debt collector, Stevens Business Service. This now feels like harassment and poses a threat to my credit history.
12/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MA 02122	Web
XXXX XXXX has an account that was put in my without my consent so someone stole my identity, I’ve gone to the police, filed a report, I did everything XXXX XXXX wanted to prove to them I did not set up or reside at the address where services were fraudulently used. XXXX XXXX has agreed to remove the balance and account yet the company that bought the debt won’t stop reporting it to the credit bureaus! Stevens business services out of XXXX MA is still reporting to the credit agencies and even tho I’ve disputed it they’ve said they won’t stop until it’s paid! XXXX XXXX the original owner of this debt agrees that it’s not mine so why is this company still reporting it? I don’t know what else to do! I’ve done what I’ve needed worked with police the company itself and the 3 major credit reporting companies
06/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 117XX	Web
Stevens Business Services was sent a Validation of debt letter mailed on XX/XX/22 which was delivered on XX/XX/22. The company responded and sent a letter back to me on XX/XX/22. Unfortunately the information is unresponsive to my demand for a Validation of debt from Stevens Business Services, I demanded proof ( NOT A ITEMIZED BILL ) that I owed Stevens Business Services money and that they Validate that information. The documents that they sent back does not show that I owe Stevens Business Services any money, proper validation performed, nor is their name listed on any of the documents that were sent showing that I owe any money to Stevens Business Services Please see attached 1. Validation of debt letter sent to company 2. Document of Itemized bill sent, Not a Validation of Debt which was demanded
10/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 106XX	Web
A new collection was put on my credit report by the Stevens Business Service which does not belong to me. The company originally put a collection on my XXXX account and now they put one in XXXX. Both have been already disputed by me. I never received any details or information prior to them putting the collections in my credit reports. I also already sent a written mail to the company last XX/XX/2022 indicating that this debt in the amount of XXXX for an account number ending in XXXX is not mine and that this is because of identity theft and that they should remove all claims from all my credit reports- which they never did. I never lived in XXXX XXXX nor have I ever had an account in XXXX XXXX XXXX XXXX XXXX.
01/17/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	MA 019XX	Web
I KNOW NO COMPANY OF XXXX XXXX, I NEVER LIVED IN XXXX AS LISTED AS AN ADDRESS ON MY CREDIT REPORT, I AM A VICTIM OF ID THEFT AND XXXX CREDIT CARD WAS DUPLICATED IN XXXX, XXXX, THEN TO XXXX XXXX, I FILED A REPORT WITH MY LOCAL POLICE DEPART, THE FEDERL TRADE COMMISSION, XXXX, A ID THEFT AFFIDAVIT ... THERE ARE MANY THINGS ON MY CREDIT REPORT THAT WERE COMPROMISED OR DO NOT BELONG TO ME AS MY RESPONSIBILITY ... .SOMEONE HAS MY SS # AND HAS TRIED ONLINE TO OBTAIN CREDIT CARDS I ALREADT POSESS, I HAVE SAVE ALL DENIED LETTERS FROM MERCHANTS AS I ALREADY POSESS THESE CARDS THAT 'S THE REASON FOR ALL THESES BOGUS INQUIRIES PRIOR TO MY FREEZING ALL AGENCIES ... FEEL FREE TO CALL ME @ XXXX
08/04/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 122XX	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
10/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11208	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The Credit Bureau chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer. REMOVE THIS COLLECTION ACCOUNT COMPLETELY FROM MY CREDIT REPORT.
01/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 023XX	Web
I was contacted XX/XX/XXXX regarding a debt that they said was owed from XXXX XXXX from XX/XX/XXXX. I moved from an address in XXXX, MA on XX/XX/XXXXand at that time disconnected my XXXX XXXX service and paid off my bill for {$500.00}. The lady on the phone could not tell me my last payment or when I disconnected service. I called XXXX XXXX and they told me to call back the collection company. I have not received a phone call, bill, or letter from anyone since I moved and disconnected service.
02/28/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MA 01420	Web
A Family member stole my identity and used there medical condition to create a utility bill under my name with out my knowledge i was not a resident at the time either and i got a phone call XXXX of 2018 saying i owed XXXX i disputed it but i also no longer live in the state of said incident and want the debt removed cause it was never approved by me, The Electric company is Until Based in XXXX mass, The person whom stole my identity is XXXX XXXX XXXX my father
12/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 14221	Web
Issue : Collections account is in violation of the statue of limitations. Reported incorrectly or not at all : date of first delinquancy, serviced utility address. Disputed with XXXX and XXXX multiple times in the last XXXX years. XXXX amount : {$280.00} XXXX : file accessible : XX/XX/2021 XXXX : XX/XX/2021, XX/XX/2021 Actions taken by reporting agencies : Disputed information accurate. Reported incorrectly. Not sure what to do anymore
04/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 60189	Web
I just came across a derogatory mark on my credit for a {$65.00} collection notice, " opened XX/XX/2018 ''. It is reported under both " XXXX/XXXX '' ( on XXXX ) & " Stevensbs '' ( on XXXX ). I've never been informed or have received any kind of notice or validation of this bill. As a result, I have never known there to be any effort made to collect this debt that is now negatively influencing my credit potential.
03/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	CA 90046	Web
This is a utility service called XXXX that I have never opened or had knowledge of. This dates back to 2009 and XXXX reported as a charge off collection acct that is clearly past stature of limitations. This needs to be deleted immediately off my credit portfolio. Thus this is fraud that I was living in XXXX at the time. This clearley needs to be deleted from my credit portfolio
06/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	RI 02909	Web
I called XXXX XXXX to try and make a payment, partial payment, and tried to see if a payment plan can be worked out. At the time I was working XXXX hours a week and had been out of work due to an XXXX, XXXX XXXX sent my debt to collections when I was trying to request a payment plan option. XXXX XXXX Stated it was too late, my account was closed and to pay through collections.
04/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28054	Web	Servicemember
By 18 U.S.C Code 1028 ( knowingly transfers an identification document, authentication feature, or false identification document knowing that such document or feature was stolen or produced without lawful authority ). I have been trying to take these collections out of my credit report for a year cause of an identity of fraud.
05/29/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90028	Web
XXXX XXXX XXXX XXXX. XXXX XXXX XXXX # XXXX XXXX, MA XXXX Failed to contact me about a debt, has no record of contact. I called today after noticing collection on credit report, and verified that they have no record of having contacted me. Claims to be in relation to a gas bill. Can't find record with XXXX XXXX.
07/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	RI 02908	Web
The account is with XXXX XXXX had been sent to Steven bus collection co. Amount that was owed was {$450.00} .paid off Contacted the collection company and said it had been taken care of. This happened in 2011. Still keep showing up on my credit report thought it would be taken off by now.
12/30/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MA 01605	Web
The account is fraudulent this account and theyre trying to collect for is not mine I did not open it I have no knowledge of this somebody stole my identity and open the account I have no knowledge of this Im alerting the proper authorities
12/19/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 37814	Web
This company keeps sending me bills for XXXX XXXX XXXX bill that belonged to me tenant in the upstairs apartment. Not sure how the bill got in my name but they keep harrasing me about it and even put it on my credit report.
02/06/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MA 02745	Web
I called XXXX XXXX XXXX on XXXX. They show no accounts in collections at Stevens Business Services. However, XXXX is showing XXXX accounts in collections from XXXX XXXX, XX/XX/XXXX still open. Accounts do not exist.
05/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11218	Web
i receive letter from national grid i need to pay XXXX for non-utility service, i am disagree for this charge and national grid give this bill i not owe to collection agency " Stevens business service ''
05/13/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92672	Web
I notice d two months a go upon receiving my annual credit report that there was a debt I did not recognize. I suspect this debt to be fraud.
11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11378	Web
see attached dispute letter. I have never even been contacted by this company and I see them on my credit report.
12/25/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MT 59601	Web
STEVEN BUSINESS SERVICES HAS LISTED ON XXXX FOR TOWN OF XXXX WITH NO AMOUNT OWEING - THIS SHOULD BE REMOVED
05/31/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 01854	Web
I have as ked Stevens Business Service multip le times to stop calling and they continue to call.
06/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11218	Web
Someone stole my identity and opened many accounts without my permission or authority.
09/12/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 14136	Web

09/05/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MO 64870	Web

05/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10301	Phone

11/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33180	Web

11/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11234	Web

08/13/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 13210	Phone

06/26/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MA 01420	Web

06/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MA 02740	Web

01/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11354	Web

12/19/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11758	Web

04/06/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11201	Web

07/08/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 14226	Referral

06/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone

01/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11434	Web	Servicemember

10/21/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11211	Web

08/28/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10314	Fax

07/07/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 10312	Web

05/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone

05/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MA 02301	Web

02/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MA 01908	Web

05/21/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MO 63043	Web

04/21/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11520	Web

04/17/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MA 02740	Web

03/20/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11520	Web

03/15/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	RI 02895	Web

11/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MA 02715	Web

11/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94552	Web

01/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MA 03078	Web

07/17/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	VA 23471	Phone

04/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33408	Referral

11/01/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 11001	Postal mail

10/22/2013	Yes	Credit reporting	Improper use of my credit report Report improperly shared by CRC	PA 19154	Web