State Collection Service, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/16/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MO 63129	Web
State Collection Services ( Document 1 ) will be notified of this complaint by certified mail ( tracking # XXXX ). It is recommended that the collection of this debt be returned to XXXX XXXX XXXX XXXX, in order for it to be sent to the FTC alongside the other complaint lodge with the FTC against the XXXX XXXX Hospital organization. It is also recommended that this be transferred, unless State Collection Services ( acting as a representative of XXXX XXXX XXXX XXXX ) would also like to be held accountable as an accessory in the unethical and illegal actions conducted by the XXXX XXXX medical staff/physicians/and representatives. First interaction with XXXX XXXX XXXX XXXX ( will be referred to as STA through the remainder of this letter ) was on XX/XX/XXXX, which I received a phone call from Representative XXXX XXXX confronting me with this debt. I had previously not received any physical mail stating any additional bill due and stated this to her ; in which she emailed it to me directly while we were on the phone ( Document 2 & 6 ). This also is roughly sixty days after my last hospital visit. While on the phone, I asked specific questions as to whom some of the doctors were ( such as XXXX, XXXX, etc ) and the response I received was they work at the hospital. I contacted the office on XX/XX/XXXX ; when I finally received a paper bill that matched the one I was emailed ; again questioning who the doctors on the bill were. I will acknowledge two of them ; one was my XXXX XXXX XXXX and the other a XXXX that I spoke to twice while I was in the hospital. Again I was given the generic response of they work at the hospital by the representative I spoke with. I inquired further, asking if these were doctors who were overseeing a floor I was on ( such as overnight, or mid-day ). The representative told me that there was always a doctor on shift, which would imply that there is a doctor available for consultation at any time. On XX/XX/XXXX I spoke with a doctor that morning ( after being admitted the afternoon of XX/XX/XXXX ) that stated I would be discharged that evening. When roughly XXXX came around and the nurses shift change occurred, I asked if I was being discharged. One nurse said I was being detained under directions of the consulting XXXX ( who I never saw, I spoke with his nurse practitioner due to him being in XXXX ). The same nurse also stated that she knew her personally, and would call and see why. Around two hours later, I asked the nurse what the status of my discharge was ; and was refused an answer. I asked to speak with a floor doctor and was denied. I got on the phone and spoke with the patient advocate center, and they sent a representative to my room. She came in with the same nurse who refused to send the floor doctor in for a consultation. We spoke, but she said openly that she could not help because she had no access to medical records. She stated she would bring the floor doctor to me to review my case. Roughly XXXX a charge nurse came in, and read the doctors orders from the computer. I questioned some of the statements, and there was no mention that the consulting XXXX gave directive for me to be detained. I asked the charge nurse what doctor wrote that order, and was denied that information. I asked to speak with the floor doctor, and she told me no one is going to come see you. I was given the option to leave, but would be against doctors orders. My reaction to her was no doctor has given me any orders or direction. She stated that I just read them to you. I told her a statement can not be questioned or cross-examined, that unless the doctor that wrote it or the floor doctor comes in to give it to me directly, then it is void. Again, she stated that the only way I was allowed to leave was against doctors orders. The next morning, I spoke with the XXXX nurse practitioner about the situation ( again he was in XXXX ). She stated that they were only consulting, and had no authority to detain me. So I caught the staff in a complete lie. A different doctor that the one I spoke with the previous morning came in to see me shortly after ; and I questioned why I was no discharged as the previous doctor had stated. I was given no answer other than I needed to be observed. The following day, I filed formal charges against the hospital staff with the hospital. I never received a follow-up as to the status of my complaint. It was obvious that the hospital staff lied to me as to why I was being detained. I also do not feel I should have to pay for the doctor who said I was going to be discharged, but never received a follow-up stating that I was not eligible. I was never given any directives as to my care status. I do not feel I should have to pay for any floor doctor who REFUSED to consult me, even after patient services were contacted ; nor do I feel I should have to pay for the doctor on XX/XX/XXXX when I should have been discharged the previous day as I was directed by the doctor in charge of my care the previous day. Since we have established the unethical concerns, lets document the illegal concerns. When speaking with the representative for XXXX on XX/XX/XXXX ; I asked a specific question. A statement that the representative made was I could not return to a XXXX XXXX physician until the bill was paid. I asked so you I can not see my primary care physician because I did not pay him {$3.00} that took you six months to provide me a bill for?. Her reply was no you are not allowed to see any XXXX XXXX XXXX because you have not paid this bill. This statement violated the Emergency Medical Treatment and Active Labor Act, which states that I can not be discriminated against based on ability to pay. During my THREE hospitalizations in XX/XX/XXXX I have lost income. I have been struggling to pay other bills ( such as rent and utilities ) to provide myself standard living conditions. Also, with that statement she has excluded me from being able to seek emergency medical care ; as there are TWO XXXX urgent care facilities and ONE XXXX hospital under five miles from my residence. So in a medical emergency those are my only options to go to. I also take this as an IMMEDIATE threat to my health, as my primary care physician manages many of the minor medications in relation to my sever XXXX XXXX ( covered under the ADA ). I wrote XXXX to let them know I disputed the charges. XXXX received the letter XX/XX/XXXX and received a reply ( Document XXXX ). I did state to XXXX that I had intentions on turning them over to the FTC due to the same issues I have stated so far. The letter was hand written, and someone took the time to type the official statement, but refused to sign it. If someone would have given me a direct contact, instead of not putting their name on the statement, then maybe we could have worked it out before now. I do however want it to be known that I did turn the XXXX XXXX Hospital organization into the CFPB who then forwarded the complaint to the FTC for some of the same reasons as stated in Document 4 of this complaint. First off, I have a right to have my questions answered as to who or what I am being billed for by the person presenting the bill. As it is written, I am told to consult my explanation of benefits. At the point I was presented with the bill, I no longer had a contract with that insurance company nor had do I have access to the explanation of benefits which were presented ONLINE only and my account expired. So that is a written, documented refusal to answer my questions. Second, on page two of Document 4 where I was offered a soft apology for failure of delivery of XXXX statements. Document 5 is pictures taken at various points during a week time ; showing failure to properly deliver letters/magazines by the USPS. I am not accountable for failure of delivery by a third party in this issue ; nor am I responsible for actions by a fourth, fifth, or sixth party who has intercepted delivery, disposed of delivery, or returned delivery. These issues are the reason why the XXXX XXXX Hospital organization now has a complaint resting with the FTC. Failure to answer questions ; pushing responsibility to a third party for explanation of bills being presented by a first party organization ; and pushing blame of failure of delivery of invoices to me. Finally, Document 7 is a statement from the XXXX XXXX Hospital organization. The final line of the invoice states XXXX XXXX XXXX XXXX for {$650.00}. Since the hospital failed to provide a definition of this term, but the XXXX can not prove that one of the doctors on their statement was not part of this bill presented by XXXX XXXX Hospital. In which case, this would be a double bill and overpayment for doctor services.
12/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30101	Web	Servicemember
This debt is for XXXX XXXX received by a dependent but this debt was not filed with insurance as required in the contract between the insurance company XXXX XXXX XXXX XXXX XXXX XXXX XXXX and the preferred provider ( XXXX ). I continuously call XXXX about medical billing issues even though we informed the providers many times our insurance information has changed. In XXXX, I had XXXX XXXX XXXX XXXX ( XXXX ) health insurance. In XXXX, I switched to Government XXXX XXXX XXXX ( XXXX ) managed by XXXX for billing purposes. In XXXX, I stayed with XXXX but XXXX took over the billing. With all of these changes came new billing addresses. My insurance member ID changed when I went from XXXX to XXXX but was the same when XXXX switched from XXXX to XXXX. I see how this could cause confusion in processing early in the calendar year but not months later. I cant count how many times I called XXXX to provide them with the correct information. Upon receiving a bill weeks ago stating the bill was going to collections, I called XXXX and told them there must be a mistake because I have insurance. Without looking into it, XXXX turned it over to collections. I responded to the collections company in writing. I explained I had insurance but XXXX must have never filed ( at least correctly ) a claim with XXXX. Today, I had other bills needing corrections by XXXX so I decided to tackle the XX/XX/XXXX bill again. First, I called about a XX/XX/XXXX bill. A XXXX customer service representative ( CSR ) told me it was in collections so I was transferred to the collection agency. The CSR I spoke to seemed compassionate as she took my insurance information to submit the claim correctly. Will it be? Who knows? I would like for the collection company to submit the claim for {$140.00} correctly before it becomes an issue like the bill I am about to discuss. Later the same day I called XXXX about the XX/XX/XXXX ( date of service ) bill. The XXXX CSR informed me my claim was filed by a doctor that did not join the network until after my claim was filed. I explained to her XXXX turned me over to collections. She told me she would call XXXX if I wanted and explain what needed to be done to correct the claim. She informed me XXXX was under contract and had to follow the submission rules for reimbursement. She told me I would not be responsible for their mistakes. She called XXXX while I was on the phone. Unbelievably we sat in the queue for XXXX to XXXX minutes as number one in the queue. Finally someone answered. After pulling up the account information, the XXXX CSR informed us she could not help but she would transfer us to the person handling our account ( code for collections ). After sitting on hold for XXXX to XXXX minutes more, a CSR in collections finally answered. We explained the situation. The CSR told us she could not fix that problem. She said only XXXX could fix that problem. We explained XXXX was the one that said we had to speak to them ( collections ). The CSR said we needed to call XXXX back and explain the situation so they would understand it was a problem only XXXX could fix. We told her we explained the situation to XXXX the same way we explained it to her. The XXXX apologized. After realizing we were getting nowhere, we hung up. I gathered some information from the XXXX CSR and told her I wouldnt put her through the torture of sitting on hold for a half hour again. I then called XXXX without her. This XXXX CSR told me the same thing - XXXX cant fix the situation because it was in collections. Round and round we go. I am writing this letter to document everything I tried to correct the situation and show that my dependent nor I are responsible for this bill. Here is the information I received from XXXX : Their customer service number is XXXX. The person from XXXX that tried to speak to XXXX today is XXXX. She said she is the only XXXX in Customer Service. My XXXX member ID number in XXXX was XXXX. XXXX stated that if the bill would have been submitted with XXXX XXXX, there would have been no issues. I may not completely understand how insurance works but I do know XXXX screwed this all up when they took over the practice. Heres what I know. We have been going to this family practice for years. It was a family practice run by a husband/wife doctor team. XXXX purchased the practice but the doctors continued to work there. Since the purchase, we found out our medical records have been lost and apparently our billing records have been compromised as well. We always paid our copay before the doctor would see us. After our doctor visit, they filed the insurance claim. These are things I can not control. I spoke on the phone to XXXX and XXXX Collections about this matter. We did not come to a satisfacory resolution.
08/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL XXXXX	Web
After several years of not monitoring my credit reports, I finally requested a copy of my XXXX, XXXX and XXXX XXXX credit reports in XX/XX/2019, where I first noted a collection account present from the State Collection Services/XXXX XXXX Hospital ( XXXX ). I didnt know that there was a bill, as I have never received any billing or notification from these companies saying that this amount was owed. I was shocked to see that they said I owed {$4700.00} on my credit reports and that it was in collections. On XX/XX/2019, I wrote the State Collection Services/XXXX, requesting them to validate this debt and sent the request via certified mail with return receipt. The State Collection Services/XXXX did not send a response, to my request, to validate the debt. Since I was never given a billing statement or any information to validate this debt, I wrote letters to XXXX, XXXX and XXXX XXXX requesting this collection to be removed from my credit reports, to no avail. The only change that I saw was made by the State Collection Services/XXXX, was ONLY to update the balance date and update the status date to the following month on my credit reports. Updating the dates was not enough as I needed to be able to validate this debt! My USPS tracking number XXXX indicates that the validate debt letter was delivered and accepted on : XX/XX/2019 at XXXX XXXX Delivered, Individual Picked Up at Postal Facility XXXX, WI XXXX As a consumer, I have the right to receive proper notification of debts to review before I pay any bill. I have not received ANY billing notification or validation of debt letter from the State Collection Services/XXXX and my rights have been impinged upon, as we all are protected by the Fair Debt Collection Practices Act. Please have this collection removed from my XXXX, XXXX and XXXX XXXX credit reports. The information in this letter is true and real and I appreciate any help in removing this collection from my credit reports. Thank you. I have tried to upload 4 Word documents into this report and CFPB 's system will not accept them. I have also tried to find a customer service phone number to report this problem and I can not find a phone number that gets me to a person. I am now going to copy and paste my request to validate the debt letter as follows : XX/XX/2019 STATE COLLECTION SERVICE XXXX XXXX XXXX XXXX, WI XXXX Re : XXXX XXXX Hospital To Whom It May Concern : I am writing this letter in response to our phone conversation on XX/XX/2019. In conformance to my rights under the Fair Debt Collection Practices Act, I am requesting you to provide me with a validation of the debt that we spoke of. Please note, this is not a refusal to pay, rather a statement that your claim is disputed and validation is demanded. ( 15 USC 1692g Sec. 809 ( b ). I do hereby request that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you. Please provide me with the following : 1. Agreement with the creditor that authorizes you to collect on this alleged debt. 2. The agreement bearing my signature stating that I have agreed to assume the debt. 3. Valid copies of the debt agreement stating the amount of the debt, breakdown of the charges and interest charges. 4. Proof that the Statute of Limitations has not expired. 5. Complete payment history on this account along with an accounting of all additional charges being assessed. 6. Show me that you are licensed to collect in my state ; and Your license numbers and Registered Agent. If your office fails to reply to this debt validation letter within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased. Your non-compliance with my request will also be construed as an absolute waiver of all claims to enforce the debt against me and your implied agreement to compensate me for court costs and attorney fees if I am forced to bring this matter before a judge. Thank you for your help in this matter. Sincerely,
05/16/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	VT 056XX	Web
XXXX XXXX called me in XXXX XXXX XXXX and told me i was eligible for supplies for my XXXX XXXX every 6 months to include face mask hoses filters and humidifier. i checked with my insurance benefits department and the y said yes XXXX is correct these items are covered. Ordered items received items and XXXX XXXX XXXX XXXX paid for items and sent me a statement staing i owed {$0.00} for all items. A few months later XXXX sends me a statement for XXXX not sure of exact amount. I call there company and request an invoice to back up their statement. I never receive an invoice and no one ever calls me back. Month later I receive a statement from XXXX . I request an invoice i never get an invoice ... i call XXXX and tell them about XXXX statement which shows i owe {$0.00}. No one calls me back i do not receive any proof from them. Next month i get statement from XXXX . We do the same dance we get the same results. a year later i get a notice from a debt collector about overdue account. i call them explain situation ask them to provide me an invoice or itemized bill from XXXX they do not .I send them copy of statement never hear from them again. a year later i get a letter from a different collection agency. i call them ask them to provide an itemized bill from apria they do not provide. I send them XXXX explanation of Benefits statement and never hear from them. Last week i receive a notice from XXXX XXXX to check my credit report. i check and see a derogatory and inaccurate remark and my score has gone down from XXXX or so to XXXX . i call XXXX XXXX XXXX XXXX State Collection Services i sp eak harshly with a woman going by the name XXXX .Asking her how the hecvk does she have the right to send any information about me to anyone without notifying me first. Im mad as XXXX and she informs me State Collection Services called me 9 times and never were able to contact me.I ak her why not leave a message on my voice mail if you really wanted to get in touch. She admitted that a real live person ... you know a breathing sentient person known as a human being had not done the actual calling. it was a robocall and robots do not leave messages. Asked her why they did not notify me by a letter addressed to me and she unequivocally told me XXXX SPECIFICALLY requ ested no letter be sent. Am i missing something here? Is this a business practice allowed in the USA? I informed her i would be making complaints and she said i could have XXXX fax them a statement to prove my side of the story. I requested XXXX do this and they said it was not their practice to do so as personal information could be revealed and they declined. They have provided me with a statement of Benefits for the date requested and i would be happy to fax this to you so as not to reveal any personal information to back up my side of the story Will be requesting written documentation from this State Collection Services when i finally do receive written notification from them .... as XXXX said i would a week ago when i initiated contact. .You know by actually calling them myself and waiting to speak in English to another live breathing thinking human being. XXXX also proudly stated State Collection Services was rated " A '' by BBB. Why would such a firm associate themselves with XXXX who has " F " rating with XXXX Disclosing in formation adversly affecting reputation of credit worthiness with knowledge or reason to know information is false is not a practice which should be employed by a reputable firm or one who tries to impress others as being reputable. XXXX has never provided me with an itemized accounting to prove their statement. Is this normal practice or a form of double billing and intimidation? If XXXX had provided me with an accounting and they were correct i would pay..as i have paid every other legitimate bill i have received the past twenty y ears. i have never bounced a check nor have i been late on any payment in any account in fifteen years or better.
02/08/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60619	Web	Servicemember
This is a formal complaint against State Collection Services InXXXX for violations of the Fair Debt Collections Practices Act. I the consumer, XXXX XXXX first was called on my cell phone by State Collection Services attempting to collect a debt on XX/XX/XXXX then I received a letter dated XX/XX/XXXX from State Collection Services Inc alleging to be a third party debt collector collecting a debt on behalf of XXXX XXXX XXXX XXXX medical collection ) Exhibit XXXX. I responded with a debt validation request of XX/XX/XXXX Exhibit XXXX as I was unfamiliar with this debt collector and had not given them any permission to contact me nor did any other alleged creditors. XXXX XXXX responded to the validation request by only sending me an alleged print out of detailed medical procedures and pricing from XXXX XXXX XXXX XXXX for services provided to me on XX/XX/XXXX ( Exhibit XXXX ). XXXX XXXX Collections reported and is currently reporting this alleged debt on my consumer credit report greatly hampering my ability to acquire new credit. The FDCPA violations include : Violation of 15 USC 1692 b ( XXXX ) State Collections ( a third party debt collector ) contacting the consumer stating that I owe a debt. Violation of 15 USC 1692 b ( XXXX ) State Collections used an envelope or symbol in their communications indicating it was a debt collection business. Violation of 15 USC 1692 d by State Collections conduct in the matter has the natural consequence to harass, oppress, or abuse the consumer by reporting this alleged account on my consumer credit report. Violation of 15 USC 1692 XXXX by State Collections by participating in false, deceptive, or misleading representations by failing to provide by what legal authority they have to collect a debt from me the consumer. Violation of 15 USC 1692 e ( XXXX ) by State Collections by failing to validate the character and legal status of the alleged debt after being requested to do so. Violation of 15 USC 1692 e ( XXXX ) by State Collections by using unvalidated false representations or deceptive means to collect a debt by failing to validate how they have the legal authority to contact me, the consumer to attempt to collect an alleged debt. Violation of 15 USC 1692 g by State Collections failure to send the consumer a 30 day validation notice within 5 days of the initial communication by calling on my cell phone on XX/XX/XXXX then I sending a 30 day validation letter past the required 5 days on XX/XX/XXXX alleging to be a third party debt collector collecting a debt on behalf of XXXX XXXX XXXX XXXX medical collection ) Exhibit XXXX Violation of 15 USC 1692 g ( a ) ( XXXX ) by failing to state in the initial communications that the consumer had the right to dispute within 30 days. Violation of the Health Insurance Portability and Accountability Act because in paragraph numbered XXXX of the validation request it reads as follows : XXXX. An itemized statement from the alleged original creditor that a debt is owed by XXXX XXXX XXXX for an alleged business transaction to include ( XXXX ) the charge-off balance and itemized principal, interest, charges and fees ; ( XXXX ) itemized post charge-off interest, charges and fees; and ( XXXX ) a description of the debtors obligation to pay and the supporting legal documents required by your company. Although I, the consumer asked for an itemized statement that a debt is owed I did not ask for or grant the debt collector to permission to obtain detailed personal medical procedures. If the collector was unclear about that fact at the end of paragraph XXXX I stated they provide any supporting legal documents required by their company. Legal documentation would have been signed medical releases by me which I knew they did not have. They have failed to provide me not only signed medical releases but no authorization to collect a debt from me. The remedy I am requesting is that this account be removed from my consumer credit report immediately and that I be awarded {$50000.00} USC for the violations of the FDCPA and HIPAA
12/06/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	UT 84119	Web
This complaint is in regards with : State Collection Service XXXX. XXXX XXXX XXXX, WI XXXX I have never received any mail, letters, or written documents from this company before today 's phone call. I received a call from ( XXXX ) XXXX on XX/XX/2017 at XXXX XXXX XXXX XXXX. The caller started asking who I was and for personal information. This caught me off guard and I asked what the call was about before I would give out or confirm any personal information to an unknown party. My identity has been compromised with recent hacks and I frequently receive scam calls from outside the United States. Even the CFPB officially says " If the collection agency first contacts you by phone, insist that they contact you in writing. Do not give personal or financial information to the caller until you have confirmed it is a legitimate debt collector. '' The caller repeatedly refused to give any information when specifically asked, including only simply giving the name and contact information about the company. The caller claimed giving the name of the company would give away the nature of the call. It is not my fault if a company 's name is poorly chosen where giving just the name of the company could be illegal. I got very upset and agitated and the caller felt very harassing towards me because I refused to confirm or supply any personal information to someone who refuses to identify themselves while contacting me. I felt the behavior was harassing, intimidating, dishonorable, unethical, and unprofessional. I felt as if the caller was trying to beat me down until I gave into her demands and supplied my personal information. The call ended and I was very XXXX. I called the number back at XXXX XXXX XXXX XXXX and got a what sounded like a general secretary. I tried asking her for information on the company as her caller ID had my phone number and she began many of the same tactics of the first company. I had to tell her even if I was not the person they were trying to reach if I SPECIFICALLY asked for the company name and address they were required to give it to me and she eventually gave me just the company name. When I asked for the address she literally told me, and I quote " You can XXXX it ''. I have never had any company treat me with such disrespect. The person who called me stayed polite in her tone despite being very harassing and intimidating, but this person was short, rude, disrespectful, and unprofessional. She did eventually give the address of the company which I then did XXXX as she so rudely requested I do. I confirmed the company was real and since Utah is a one party consent state I am legally allowed to record my own phone calls. I installed a call recording app and called the company back to confirm the phone number and the information and ended up speaking to a supervisor. I called back at XXXX XXXX XXXX XXXX. The supervisor 's name was XXXX. In my discussion with XXXX I told him how upset the call made me and asked if that kind of behavior was standard procedure. He said on outbound calls that yes it was. He seemed to disagree on whether or not if I was the subject or a third party that the name and address of the company had to be disclosed when specifically asked. Also troubling is the fact the first initial incoming call was made by a robodialer to my cell phone. I am unaware of any debts I may have, especially where I would have given consent to call my wireless number. If I do not have a valid debt with this company or no paperwork I signed gave specific consent for calling my wireless number then that call possibly violated both the FDCPA and TCPA. My call history also shows a call from this same number on 1XX/XX/2017 ( time unknown ). I have never received any mail or written notifications from this company.
07/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CO 80122	Web	Older American
This complained is about : Their information is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX ( XXXX ) XXXX And also involved : State Collection Services XXXX XXXX XXXX XXXX XXXX , WI XXXX The referenced XXXX account number is : XXXX This is the culmination of a two year battle with XXXX XXXX to get them to bill my health insurance for a XXXX machine that my doctor ordered in XXXX. They consistently failed to submit bills for the machine to my wife 's insurance company and instead marked our account as self pay and tried to collect from us. I spent hours on the phone over the course of XXXX as did my doctor 's assistant who tried to work with their XXXX representative. During XXXX XXXX sent bills to us without details of what we were being billed for and also used my bank card we had on file with them to charge our account for several hundred dollars on two separate occasions. Our bank, XXXX XXXX XXXX XXXX, was able to reverse the unauthorized withdrawals and recover the money from XXXX. In early XXXX I decided I'd had enough of their incompetence and asked my doctor to order a XXXX machine from another provider and remove XXXX as our durable medical equipment supplier. I negotiated a payment with XXXX for on XX/XX/XXXX paid with my Mastercard for the amount of {$480.00}. I talked to their phone agent XXXX and asked specifically if this payment was all that I owed XXXX XXXX She verified that it was. I told her that I never wanted to hear from XXXX again. She said we wouldn't. This is the important part - I asked what to do with the XXXX machine that I'd gotten from XXXX. She said " It's yours. Do whatever you want with it. '' Fortunately I kept it and in XXXX of XXXX XXXX sent a threatening letter demanding that the machine be returned within 7 days of when their letter was mailed or we'd be charged {$400.00} for the machine. I returned it the day after I got the letter to their XXXX Colorado office and their representative gave me a receipt showing that I owned nothing further. I asked her specifically if I owed anything else and she said no. Last week I received a notification from XXXX that a debt collection company had opened a file on us. I immediately called the company and asked what was going on. The amount they gave me that XXXX was trying to collect was {$71.00}. I wrote up a format dispute and faxed it to them. A few days later I received a letter from them ( after I had asked them not to contact me again about this matter ). This time there were charges for the time between XXXX when I paid them off and when I turned the machine in totaling {$400.00}. XXXX had been charging me for rental on the machine after they were not longer our official provider and after they had told me I owned the machine and could do whatever I wanted with it. They lied to me and also have been charging me for supplies which I never received. I also did not receive any bills for the amounts shown on the State Collection Services statement. The first I heard of this whole debacle was from the Credit Bureau reports. I'm including all the documents I sent to XXXX XXXX and the collection agency 's letter. I notified State Collection Services and XXXX that I did not want to be contacted again about this and that I do not owe them anything. What they're doing is nothing less than fraud. I would request that XXXX drop this collection attempt and work to repair the damage they've done to our credit. I also filed a complaint with the XXXX ID number XXXX. From the documentation I provided it's clear that XXXX has lied, attempted to collect false rental and equipment charges and sent us to collections without ever sending us any kind of bills so that we could dispute them.
09/12/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI XXXXX	Web	Older American
Between XXXX we had bills for our daughter XXXX ( especially for XX/XX/XXXX ) due to a XXXX XXXX XXXX XXXX XXXX We were on several payment plans ( for her bills as well as my wife 's bills for XXXXXXXX XXXXt ) and were very careful to pay them all off, fulfilling all our billing obligations. Imagine our shock when, on XX/XX/XXXX we received a bill for {$470.00} from the XXXX XXXX XXXX WI. The bill was dated XX/XX/XXXX and had no explanation other than " XXXX XXXX and had printed in red " PAY IMMEDIATELY '' and " OVERDUE. '' I called the XXXX XXXX immediately to find out 1 ) What was this bill for specifically and 2 ) Why would we just receive it now, XXXX years later? I was told they would pull the records and send an itemized bill. That was on XX/XX/XXXX. In XXXX I called again and was told that they requested it from the XXXX XXXX, hadnt received it, but promised again to send it. *The very next day, we got a letter from State Collection Service letting us know we were in collections! HOW could they send us to collections when we simply asked for proof of the bill, why we're receiving it NOW, which is a patient 's right! I called State Collection immediately, explained that we are waiting for an itemized bill! I explained that this is an open case and our credit should not be in jeopardy because we asked for proof of this XXXX old bill ( again, we paid all previous bills and met all obligations. If we hadn't, we would have been sent to collections back then! ) State Collection assured me that it was understood, not to worry. " The case was so new '' a note would be made re : this information. Week of XX/XX/XXXX I received a bill from the XXXX XXXX " Final Notice. '' We called, explained -still waiting for proof of bill - itemization. If we truly owe we'll pay, But a bill for XX/XX/XXXX deserves an explanation. XXXX, manager @ XXXX XXXX said " I've been working on your case '' and will " expedite '' the itemization for this bill. She said that State Coll. should be also. '' I told her the collection agency was my other concern. Never having dealt with a collection agency before I assumed when we explained the situation a few weeks earlier and that we were dealing directly with the XXXX XXXX, the rep from State Coll was understanding and reassuring, -no worry until research on this bill was completed. To be sure, I called State Collection Agency ( XX/XX/XXXX ), spoke with " XXXX '' who told me that they also requested an itemized statement and was surprised it was taking so long. She said they also had not received the requested itemization and would " escalate this with management. She assured me not to worry and that " this account is on hold. '' She said, " Why don't you call us to follow up in a couple weeks? '' I told her I was worried that this would affect my good credit. She assured me it WOULD NOT because - and I quote - " the account is on hold. We still have time '' and said it was or would be pulled from collections. Well on XXXX, XX/XX/XXXX, my credit dropped XXXX points with a note from " State Collection Agency . This is very unfair! State Collection Agency should be held accountable for misleading us and not working to try to help us get to the bottom of this bill. As well, they should be held accountable for being untruthful in telling us not to worry, notes were made in the file, we have time, and to call back in a couple weeks. It's a huge shame that businesses are allowed to operate like this, and it is what makes a person lose all faith in people and these systems. State Collection Agency needs to be held accountable for the way they are handling this and for promising that this case is on hold and that our credit would not be affected.
09/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 546XX	Web
I started to learn about credit and how it actually works. Step one was getting my 3 credit reports. Everything was fine on them except for when I found a collection agency ( State Collection Service , Inc ) demanding that I pay a debt to them. The account number is supposedly as follows : Account # XXXX. I had no idea of this debts existence. They claimed it was a medical bill. I have always paid all such bills in full. I signed myself up for the XXXX XXXX site to help track my records and learn further information on what to do. I also bought several books on self-education concerning credit repair. I used this new knowledge and the tools provided to fix the issue by dispute. The items were simply removed from both XXXX and XXXX. This issue had only appeared with their reports. There was nothing on XXXX about the account at all. I thought alright perfect I can finally get better credit established no problem. The two bureaus had followed the law they are suppose to awesome. Then all of the sudden that same account which was removed by them was posted on my XXXX report dropping my score significantly. Making me unable to get the car and home loans. Unable to get the loan for the teeth implants I so desperately need. So I then decided to write the same kind of letter to XXXX that I had previously written to both XXXX and XXXX. I thought well they followed the law so XXXX obviously will realize its a mistake also and remove it from my report. All of the letters I sent were sent certified mail, so I know that they received them. I asked for proof of method of verification. That would prove the debt to be mine. No verification ever came. What did come was a Derogatory remark posted onto my XXXX XXXX account. Which stated Medical, customer disputes. This further dropped my score and killed my chances of ever getting the loans I needed. I then found another approach and decided to write a letter that way. Since they had violated my Hippa rights if they had recieved medical information without my consent. ( That would be the Hippa release form required to have my signature on it in order to release such information to them. ) That's when they sent me the letter stating that no such account could be found. They also spelled my last name wrong writing Mr. XXXX, I am not sure if it was just a typo or them trying to belittle and insult me. Sorry not happening!! I also feel its necessary to point out I have no signed contract with the collection agency originally in question. ( State Collection Service, Inc ) I feel that the resolution to this problem is still simply to removed this account from my records. Has I originally had requested, As I do not owe a Bill that does not belong to me and therefore should not be forced to pay it. One more thing to add to this is the fact that I received a letter telling me that such an account could not be found. If they can't find this account it should not be negatively effecting my Credit! I have spent a lot of time and effort on getting this issue corrected. I recently learned that your site could be of great help. So I'd like to thank you for your time and effort on assisting me with this matter. Sincerely, XXXX XXXX XXXX Dates of letters will be on attached files.
02/10/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	IL 60060	Web
On XX/XX/XXXX I called XXXX XXXX XXXX after receiving a text message stating a new statement was available. I hadn't received any statements from them but I was aware my Son had received care from them in the recent prior months. We do have insurance with great coverage but wanted to make sure it was authentic and get information. I spoke to the representative who informed me that there was in fact a balance due for my Son from his XX/XX/XXXX visits. I then began to question why no statements had been mailed to me. She asked me to confirm our address which was in fact our old address from 3 years ago. I provided my correct updated address. ( Mind you at the time of service I provided my ID and it was scanned. Told the receptionist to make sure the our new address was in the system as well and provided our insurance information ) After updating our address I confirmed the service dates and asked for an itemized bill to be sent and scheduled a payment plan. I also questioned if a bill was due from a prior visit on XX/XX/XXXX when my son had emergency XXXX. I was informed they had that bill sent to collections. I asked why did I never receive this bill they stated they had mailed multiple statements and that the bill was available on the online portal. I don't have an online account or access to said portal. Not once have I been informed on how to set it up. I tried myself but don't have a access code requested by the portal fon initial set up and I realized none of my information will match because they don't even have my full legal name on the bill and the services were for my son. I never received the bill from that service date. To this date I have yet to receive a bill. If they sent the bill to this address I want proof. The only bill I have received is the itemized bill I received postmarked XX/XX/XXXX which only included services from XX/XX/XXXX and on. Since the phone representative realized the address was incorrect she stated that she made a request for the bill to be withdrawn from collections and that I would be informed via a phone call about the formal decision. I haven't received any phone calls or official notice from XXXX XXXX XXXX from this review. I did however received a state collection service letter dated XX/XX/XXXX from the XX/XX/XXXX service date. Such a coincidence that this collection letter also has the same date as the itemized statement and again my name is incorrect. I called today XX/XX/XXXX and requested an update on said review and the representative stated that their department didn't find any wrong doing on their end because they had my correct address from my ID at the time of service. Which is exactly my point I provided my correct address to them from the beginning, my full legal information including full name and address but they had been mailing the statements to the wrong address this entire time and still have my name wrong. It wasn't until I called them and updated by address on XX/XX/XXXX that they updated the mailing address in their system and the representative also informed me that they refused to pull the bill from collection. They said all I could do was contact the collection company.
12/15/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 342XX	Web
This complaint is based on violations of the FDCPA and the FCRA by State Collection Service ( SCS ). ___ On XX/XX/2018, I reviewed my credit reports and saw a collection account reported by SCS regarding an alleged medical debt. I was never aware of this account so I had no opportunity to dispute the debt until this point. ___ On XX/XX/2018, I disputed the debt directly with SCS in writing. In my dispute, I included the very same form letter provided on the website of the CFPB for consumers to request validation of debt. ___ SCS received my letter on XX/XX/2018 via certified mail. ___ In my letter, I instructed SCS to cease collection of the debt until it was validated. ___ In my letter, I advised SCS that I intended to dispute the account thru the credit reporting agencies, and that if they verify the account to any credit reporting agency prior to validating the debt, then this would be a violation of the FDCPA for failing to cease collection of the debt. ___ On XX/XX/2018, I disputed the account thru the credit reporting agencies. My dispute included that I had no knowledge of the account, and that [ SCS ] failed to validate the debt as required by the [ CFPB ]. ___ Between the dates of XX/XX/2018 and XX/XX/2018, I received the results of the investigation from the credit reporting agencies, where SCS failed to cease collection of the debt because they falsely verified the account thru the credit reporting agencies. ___ At no time did SCS validate the debt or provide the answers and materials set forth in the form letter as provided from the website of the CFPB. ___ Based on the aforementioned facts ( and supported by the attached Exhibit ), SCS engaged in following violations of the FDCPA and FCRA : ___ ( a ) Violation of the FDCPA 15 USC 1692g in that they failed to validate the debt and have continued collection activity thru use of the credit reporting system. ___ ( b ) Violation of the FDCPA 15 USC 1692 ( e ) in that they have taken action that can not legally be taken. ___ ( c ) Violation of the FDCPA 15 USC 1692e ( 10 ) in that they employed false or deceptive means to collect a debt. ___ ( d ) Violation of the FDCPA 15 USC 1692e ( 2 ) ( A ) in that they misrepresented the character, amount of legal status of the debt. ___ ( e ) Violation of the FCRA 15 USC 1681c ( a ) ( 6 ) ( A ) in that they published the name of a medical provider on my credit report. ___ ( f ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( A ) in that they failed to conduct a reasonable investigation of my dispute thru the credit reporting agencies. ___ ( g ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( B ) in that they failed to review all relevant information provided in my dispute to the credit bureaus. ___ ( h ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( E ) in that they failed to modify, delete, and/or permanently block the reporting of inaccurate or unverifiable information on my credit reports.
04/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IA 52317	Web
XXXX XXXX in XXXX notified me, a renter, that the landowners meter that was over XXXX years old and equipment owned by the XXXX XXXX XXXX was not reading correctly a.k.a. XXXX, being me was being assessed charges that XXXX XXXX Claims that they can not validate in any way is a correct amount that should be paid, but calculated the usage of the home, which was empty for 8 months before I moved in and came to the average of the neighborhood and assessed me over XXXX dollars was owed. I filed a dispute with the Iowa Utilities board in which I agreed in XX/XX/XXXX to pay XXXX for. On XXXX XXXX I was given a disconnect notice for that ageed amount and forced to call XXXX XXXX to " make Arrangements '' to pay. I emailed stating I would pay XXXX a month extra a month until it was paid and my monthly bill. In turn a employee by the name of XXXX stated she could n't write the agreement up that way the computer was n't allowed to but she I quote you stated '' But I can fix this and write up the agreement for you '' So she returned the agreement. Me believing that I had to pay the monthly bill by XXXX XXXX, which I paid my monthly bill and had to start paying the XXXX dollars. What the employee did was slip in not only my monthly payment, but I would also pay an additional XXXX dollars and they she wrote the agreement that the additional XXXX would be paid by XXXX dollars, totally rewriting the debt in full after agreement was made to pay XXXX. Then when the error I pointed out to them from XX/XX/XXXX-XX/XX/XXXX the XXXX XXXX against the Utility board settlement agreement renigged on that deal to find out, all along they were charging me incorrectly as they sent me a notice to pay state taxes as a renter for the usage of electricity because XXXX XXXX was not charging me residential prices, but they ahd been charging me based on a Business rate. When I called to place this in my name they were told it was residential use, they were told several tmes I am a renter not running abusiness. So the entire bill itself from XXXX XXXX until XXXX of XXXX I was being charged as a business rate not a resident which make the whole XXXX debt wrong. They have falied to listen they have failed to do anything but now send collection people after me and damage my credit they breached the deal and over charge dme and charged me for months I was n't even living there, They were blling me and the bill shows for two months before I was even a renter. I signed and moved XX/XX/XXXX They are charging me for XX/XX/XXXX through XX/XX/XXXX on this business rate and business rate from XX/XX/XXXX Until I was notified of state taxes due for business rate XXXX. Illegal billing. I notified over sixty days ago alliant energy and the collect company this is a illegal debt and a breached debt on the settlement by the alliant energy they are ignoring the disputes and ignoring everything and making demand I pay them for whatever they say and are damaging my credit over it
01/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WI 530XX	Web
# 1-Date reported XX/XX/XXXX amount is {$8200.00} XXXX XXXX XXXX- Date opened XX/XX/XXXX, date account closed XX/XX/XXXX This belongs to XXXX XXXX XXXX I divorced him XX/XX/XXXX. I filed filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance. My lawyer said that is illegal because I filed Bankruptcy. # 2-Date reported XX/XX/XXXX amount is {$3400.00} XXXX XXXX XXXX showing also Derogatory, date account opened XX/XX/XXXX and date account closed XX/XX/XXXX. This also belongs to XXXX XXXX XXXX. I divorced him XX/XX/XXXX. I filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of the bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance on my credit report. My Lawyer said that is illegal because I filed Bankruptcy. # 3-Date reported XX/XX/XXXX amount is {$15000.00} XXXX XXXX showing also derogatory, date account opened XX/XX/XXXX and date account closed XX/XX/XXXX. This also is belongs to XXXX XXXX XXXX. divorced him XX/XX/XXXX. I filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of the bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance on my credit report. My Lawyer said that is illegal because I filed Bankruptcy. these three credit cards that are reporting a balance illegally on my credit report total = XXXX # 4- state collection- date reported XX/XX/XXXX, amount {$89.00}, date account opened XX/XX/XXXXI filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of the bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance on my credit report. My Lawyer said that is illegal because I filed Bankruptcy. # 5- state collection - date account opened XX/XX/XXXX, amount {$170.00}, I filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of the bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance on my credit report. My Lawyer said that is illegal because I filed Bankruptcy. # 6-State collection- date account opened XX/XX/XXXX, amount {$100.00}, I filed chapter XXXX on XX/XX/XXXX with XXXX XXXX # XXXX Bankruptcy Docket # XXXX this amount was part of the bankruptcy even though under my ex husband this is not my debt and should not be reporting a negative balance on my credit report. My Lawyer said that is illegal because I filed Bankruptcy. Please I had to pay a lot of money for a bankruptcy lawyer and paid my dues this is not fair these are illegally reporting on my credit report please help.
08/01/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WI 53711	Web	Older American
In XX/XX/XXXX my XXXX, Dr. XXXX, assigned me to monthly XXXX sessions with a licenced certified XXXX, XXXX XXXX, at the University of XXXX XXXX XXXX XXXX. I was insured by XXXX XXXX XXXX XXXX Insurance Company. In XX/XX/XXXX I became eligible for Medicare. I chose XXXX XXXX XXXX XXXX for my Medicare supplemental insurance. In XX/XX/XXXX, unbeknown to me, Medicare refused to cover my XXXX sessions because, I later found, Ms. XXXX did not have an XXXX. or XXXX XXXX. XXXX XXXX XXXX XXXX XXXX did not inform of this. In addition, XXXX XXXX XXXX XXXX supplemental insurance had refused to pay 20 % of my coverage because, they claimed, Medicare would not pay the 80 %. I was not informed of this either. Nor did XXXX XXXX XXXX XXXX XXXX inform me that, as of XX/XX/XXXX, the price of XXXX visits with Ms. XXXX increased from {$220.00} per visit to {$350.00}, a 65 % increase. When I finally understood what happened, I requested that XXXX XXXX XXXX XXXX XXXX assign to me a XXXX XXXX who was qualified under Medicare. By this time my bill was {$2700.00}. XXXX XXXX claimed that their organization did not have the capacity to inform Medicare patients about the necessary requirements under Medicare for service reimbursement. Nor did they notify me of the 65 % price increase, knowledge that would have helped me make an informed choice for an alternative, less costly service provider and avoid debt. I also pointed out to them inconsistencies in the attached billing record. For example, from XX/XX/XXXX to XX/XX/XXXX a XXXX visit cost {$340.00}. In contrast, from XX/XX/XXXX to XX/XX/XXXX a XXXX visit cost {$220.00}. Then a reversal. On XX/XX/XXXX a XXXX visit cost {$340.00} and on XX/XX/XXXX it cost {$350.00}. The billing department could not explain this, nor did they assume any responsibility for it. Last, I am under qualified for partial financial assistance through the XXXX XXXX XXXX because I own my own home. I found that one nearly needs to be a pauper for financial assistance. They denied any responsibility for the untoward chain of events and flatly refused to negotiate an equitable resolution. On XX/XX/XXXX, my medical bill was referred to XXXX XXXX XXXX XXXX in XXXX, WI. I contacted and explained everything to them, but they too refused to fairly negotiate a resolution or allow any monthly payment plan. I was told that the entire amount was due in a lump sum. It was suggested that I should take out a second mortgage on my home to pay this debt. I was told that if I did not comply with their terms, the entire bill would go on my credit record and they would continue to seek reimbursement. My credit record has been above average for many years, and, at my age, it means everything to me. I hope to replace my thirty-year ARM to a fixed mortgage loan in the future but will not be able to do so under this burden. Can you please help me?
06/19/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA XXXXX	Web
I was determined to be XXXX by the Social Security Administration. Although I received financial benefits I was not eligible for regular XXXX. I applied to the XXXX XXXX XXXX XXXX ( XXXX ). I was determined eligible at 100 %. My doctor decided it was time for me to have XXXX. After the XXXX I inquired to XXXX regarding unpaid bills. The XXXX billing office ( which I visited in person no less than twice ), referred me to XXXX XXXX 'for help applying XXXX ' to the unpaid bills. Instead of 'applying XXXX XXXX to bills ', XXXX XXXX said they were sending me a " XXXX application '' in the mail to sign. The documents I received were little more than a debt collection attempt. Documents authorized full access to my social security XXXX file appointing XXXX my authorized representative -and- granted XXXX XXXX access to all my financial records. I told them I would apply for XXXX on my own and would not make them my authorized representative. XXXX XXXX then marked my file " Non-Compliant '' which revoked all access to XXXX XXXX XXXX XXXX a.k.a. XXXX XXXX '. I appealed the denial/revocation of XXXX XXXX. At that point XXXX XXXX XXXX ( speaking as XXXX XXXX with access to all communications with XXXX and XXXX ) wrote many emails to the effect that I was in fact " non-compliant with XXXX XXXX ''. When I presented documents and telephone transcripts to the effect - I did apply for XXXX, was approved for a XXXX Spend Down, and the only objection I held was releasing my entire life to XXXX my appeal was said to be won and I was again eligible for XXXX XXXX ( XXXX. ) -- at least I was on paper. However XXXX XXXX XXXX then reported to XXXX CEO that I was " non-compliant '' with XXXX XXXX. CEO XXXX XXXX wrote me to get in compliance and only AFTER XXXX paid all the portion not relating to my spend down XXXX XXXX would cover the balance. XXXX/XXXX had/has no record of my non-compliance. When questioned in person, there were no documents to sign, etc. XXXX/XXXX simply told me to submit the bills for payment -- nothing more. Bills went into collections. The final statement I received from XXXX showed a balance of {$3000.00} - a balance that would coincide with my spend down portion. However the balance in collections is {$6600.00} - more than double the amount of my most recent XXXX statement. I have had no new XXXX appointments, proceedures, etc. I believe XXXX/XXXX used retaliation tactics to not only deny me access to healthcare ( at a vulnerable time immediately after my XXXX ), but also created medical debt that should not exist. I believe XXXX/XXXX has not only broken public law, but also behaved in a manner lacking every possible code of ethics.
11/09/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	WA 98499	Web
For the past month, I've been receiving call from state collection service inc. This is their address : XXXX XXXX XXXX XXXXXXXX, XXXX The phone call i received from them is at all hours, morning as early as XXXX XXXX, night as late as XXXX XXXX. They said that I owed them a medical debt of $ XXXX. I requested the representative send me a copy of the debt along with the copy of my ID that shows the name, address, date and time of the copy of the debt that they said belonged to me. The associate i spoke with by the name of XXXX XXXX, told me that they are not going to comply with my request when I'm the person that they try to collect the $ XXXX debt from, explained to him that it is my right to request this information that state collection service have on me. That's when he started threatening me by saying that state collection is a powerful collection agency that have connection with the law enforcement and will use the law enforcement not only to destroy my credit history and my life, but also the lifes of people around me, which is my wife, XXXX of my kids, friends, families, relatives etc. The state collection agency associate also threatened me by claiming that state collection agency will put me in jail without any chance of parole if i didn't pay up the $ XXXX that they claimed i owed them and slammed the phone on me. After that conversation that's when the call started coming in at different time through out the day and night, spoke to a friend of mine from church who is an attorney, he told me that state collection service inc doesn't have anything on me since they are not able to provide the information that I requested, he also told me to ask state collection to call his office if they called the next time. I followed his advise and told the next person that i spoke with by the name of XXXX XXXX to call my attorney and provide my attorney with the proof that i owed them $ XXXX in medical debt they said that incurred in Wisconsin which doesn't make sense as i have never lived in Wisconsin XXXX give XXXX ' my attorney address too, she said that state collection agency will use their contact with the government to go after me and my attorney and make sure that my attorney and me will never see the light of the day per se. It's been a week now they still keep calling me night and day on the daily basis to harass and threaten me. So far neither me nor my attorney have received any official documentation from State collection agency.
06/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 558XX	Web
On XX/XX/2021 at XXXX XXXX and XXXX XXXX, respectively, I received 2 back-to-back calls from phone number XXXX stating the following " We have a message from State Collection Service ; this is a call from a debt collector please call XXXX '' ( and the second voice mail left the exact same message, but with phone number XXXX ). Upon researching State Collection Service, I discovered they are located in XXXX, WI -- an area code of XXXX, NOT XXXX ( which is norther MN area code ). I also read their MANY customer reviews, 95 % of which accused State Collection Service of being fraudulent and/or collecting debts in illegal manners that do not comply with standard debt collection practices ( over charging their credit cards, threatening them, using vulgar language, reporting non-payment to the credit bureaus even when they paid, etc. ) I have ZERO debt, as I pay my bills using automatic payments to my credit card ( and then pay that down to XXXX multiple times each month ). Things like my mortgage are ALWAYS paid on time, and my auto loan is so new that I do not even owe my first payment on it yet. I had ONE case where a medical bill of {$25.00} was sent to collections ; however my paid-in-full check for {$25.00} was in the mail at the same time that XXXX sent that past-due bill to collections, and this was after their representative told me NOT to pay it as my assistance application was being reviewed ( to which I have still not heard back regarding that status, hence why I just paid the {$25.00} off in full. ) -- ALL of this was explained to the debt collector who called me. That issue was no more, as XXXX received my payment, and all debts were settled. I have recently ( and by recently, I mean yesterday ) looked to see if I had an ( y ) outstanding bill ( s ) with XXXX as I have been going in for numerous appointments as of late to diagnose potential XXXX. My running balance as of XX/XX/2021 is {$0.00}. Due to the fact that my ONE collections experience was a total mishap, my recent balance due being {$0.00}, all bills paid up in full amounts owed for the period, and the fact that I manage my finances EXCEPTIONALLY well, I do believe that this attempt to collect a debt ( that I obviously do not owe ) is FRUAD, and I would expect that this report be taken seriously so that someone in a less-managed position than I am in can avoid being taken advantage of by these criminals.
07/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53189	Web
Im writing to share a serious concern regarding our familys interaction with XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX In summary, a billing dispute has now escalated to the point of harassment, and we are asking for your help to resolve this matter. Please allow me to share the fact pattern for this issue : -Our son was born at the XXXX XXXX XXXX XXXX XX/XX/XXXX. -The birth is a fully covered cost. Our insurance coverage is through XXXX XXXX XXXX, and our healthcare coordinator is XXXX. We have a confirmed EoB [ Evidence of Benefits ] from XXXX stating that this is a covered cost. XXXX XXXX XXXX has communicated that this claim has been paid in full. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX has been unable to identify the payment. As such, weve been contacted by the XXXX XXXX billing department on several occasions [ dates listed below ] stating that the invoice status for XXXX birth is unpaid and has now gone into a formal collection process. -To trace the payment, XXXX has communicated to XXXX XXXX XXXX XXXX XXXX must initiate a request to the local XXXX office to research and find the payment that was made. When weve communicated this requirement to XXXX XXXX, the response has been, Thats not my job. Neither XXXX, in its role as the healthcare coordinator, nor we [ the covered parties ] can initiate a check trace as we are not parties to the financial transaction between the payor [ XXXX ], and XXXX XXXX, the payee. Weve worked diligently to resolve this matter with XXXX XXXX but unfortunately have been unable to come to a resolution. As mentioned, the tone of the conversation has now been raised to the level of harassment, and this is now unacceptable. XXXX XXXX is currently requesting payment of {$380000.00}. Please note that there have been several iterations from XXXX XXXX requesting different amounts. Dates of communication : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX Attached with this submission are : 1. The EoB [ Evidence of Benefits ] from XXXX stating that this is a covered cost and the payment for this claim has been made. Please note that they payment made is equal to the negotiated rate between XXXX [ our insurer and the payor ] and XXXX XXXX [ the payee ], and is not equal to the amount in the collection 's notice. 2. The collections notice
02/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60618	Web
Hello, I have repeatedly tried contacting XXXX XXXX XXXX since XX/XX/2021 about a derogatory account that appeared on my credit report for {$90.00}, part of an alleged {$150.00} owed that I was not given information about. They apparently sent it to a collections service, State Collection Service, with whom I contacted. I disputed this due to the fact I had not received notice of this. They too found that they had received incorrect contact information from XXXX XXXX XXXX ( on behalf of Illinois XXXX XXXX XXXX in XXXX ). They closed the account and sent it back to XXXX XXXX XXXX. I received a written notice of this and two phone calls confirmed. I have repeatedly contact XXXX XXXX XXXX XXXX XXXX XXXX XXXX to check if this debt is legitimate and to verify it and have received various replies. The contact was in the form of several certified mail letters ( with receipts showing they were delivered to the correct address ) and about 8 phone calls or so. They admit they are upgrading to a new computer system and had my old address on file ( which doesn't make sense since I've used 3 other XXXX offices from the same XXXX and they have the correct contact information ). Each call I was told they are not showing anything, then a rapid call back, I was told that they do have a record of it but they haven't verified it with the Collections Company ( State Collection Service ). I now contact the collections company again and the representative as well as automated system has no record of any accounts for me. I call XXXX XXXX XXXX again and they say they received notice of this, but the system hasn't updated. I provided them with my correct information and each subsequent call I am getting a somewhat different story or finding out they still have the wrong contact information. I have repeatedly and in good faith tried to contact XXXX XXXX XXXX and its associated XXXX and they will not provide me with an answer except " call back in 10 days '' which I had been told 4 times. Each time I call, they have issues looking up the account, which actually exists, and then I am told that the account isn't " updated ''. This is ridiculous as if I owe a debt, I will gladly pay it, given I am informed of it. I have a perfect record of doing so, and when I am trying in earnest for almost 6 months to verify if it existed at all, they provide ambiguous 'answers '.
02/21/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL XXXXX	Web
I wrote and sent a Certified Letter with Read Receipt for debt validation to State Collection Service on XX/XX/XXXX at STATE COLLECTION SERVICE XXXX XXXX XXXX XXXX, WI XXXX. In conformance to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I have requested that STATE COLLECTION SERVICE provide me with complete documentation to verify that I owe said debt and have any legal obligation to pay them. I have not received a satisfactory response within the 30 day period for Debt Validation. ( 15 USC 1692g Sec. 809 ( b ) ). I asked for the following : 1 ) Agreement with the creditor that authorizes State Collection Service to collect on the alleged debt. 2 ) The agreement bearing my signature stating that I have agreed to assume the debt. 3 ) Valid copies of the debt agreement stating the amount of the debt and interest charges. Accounting of all charges is required. 4 ) Proof that the Statute of limitations has not expired. 5 ) Complete payment history on this account along with an accounting of all additional charges. 6 ) Show me that they are licensed to collect in my state ; and their license numbers and Registered Agent. On XX/XX/XXXX I sent a second Certified Letter with Read Receipt for debt validation to State Collection Service at STATE COLLECTION SERVICE PO BOX XXXX XXXX, WI XXXX. The communication I received both times as shown in the attached documentation they have provided myself - did not meet FDCPA requirements. The documentation provided by STATE COLLECTION SERVICE does not provide : There is no Chain of Title provided that in fact evidences Standing. The assignment, whereas, the assignment refers to the contract between original creditor and credit collection agency, is to be established by a written contract of assignment, which can be established through multiple documents that are incorporated by reference into the contract of assignment. The contract of assignment, however, must contain the information required by the Illinois Collection Agency Act ( ACC ) including the date of assignment, the consideration paid, interest, charges, and all accounting of the matter and the identifying information for the account. Illinois Collection Agency Act Section 8 ( b ) ( 225 ILCS 425/8b ) Debt Collection Agency added to this Actrequires written agreement evidencing assignment of debt, recording of assignments.
10/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 199XX	Web	Older American, Servicemember
Disputed through XXXX, Debt was removed by the investigations findings. State Collections added it right back a few days later. Disputed through XXXX. Same thing deleted from account and the collection agency added it right back. I did follow up with each, deleted by both credit reporting agencies and added back a few days later. My reason for the dispute is because I was never notified of a collection company. I found it by checking my credit report. Through the dispute I found it to be hospital bills for several XXXX and hospital stay for XXXX 2 days. Then disputed the amount claimed by collections that I owed. The dispute was for the collections amount of {$1200.00}. Last reported XX/XX/2019 Then the same collections company added another collection for {$1100.00} Last reported XXXX XXXX same date. Now State Collection Service says I owe them a total of {$2400.00} I have been paying XXXX, the hospital regularly every month and the balance owed is {$900.00} not the {$2400.00}. Apparently the collection service is going to try to get me to pay them a second time for the hospital services. XXXX hospital refuses to tell me rather they sold my account to State Collection service. XXXX told us back when we started making payments that they dont send out statements after 90 days. So my wife kept track of what she paid leaving todays balance of {$900.00}. When I found out there was collections reported I called the Hospital to ask if they sold the account to State collections or if state was acting as a collection resource on their behalf. The Hospital refused to answer that question which makes me even more nervous because I might have to pay the same bill twice. We used checks to pay them so proof of payments can be gotten from the bank. The amount starting was {$2900.00}. The difference is the payments we made to XXXX in the 90 days before they sent the balance to State collections. The hospital said that the turn all bills owed after 90 days to collections. They said they sent a contract for payments to be made monthly which we never received. But, we made payments because we knew we owed them even without statements. As my credit report shows all of my other payments for car loans, credit cards etc. are marked monthly as paid on time.
09/12/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60618	Web
Hello, I was recently checking my credit report via a credit card application on my phone. I had noticed a discrepancy a new negative account was opened so I decided to check it out and it said that there was a charge-off / collection flagged on my account for XXXX and now apparently XXXX. The issuer of this flag is State Collections. I noticed that the original alleged the owner was XXXX XXXX XXXX XXXX. I have since used this very same consumerfinance.gov website to make a complaint about them as well. I tried to verify the debt and it is not matching up with what is listed on my report and what XXXX XXXX XXXX XXXX specifically XXXX XXXX XXXX XXXX in XXXX Illinois stated. They stated that they sold the debt to a collection company ( State Collections ). I have received quite literally nothing whatsoever indicating that I had any debt and this hospital has my current information so I do not understand. The hospital in question had stated that there was allegedly {$150.00} in delinquent co-pays. I tried to work with them to investigate the debt but XXXX XXXX XXXX XXXX part of XXXX XXXX XXXX XXXX, did not seem interested. On my credit report the alleged debt that they purported to have sold to State Collections is listed as {$90.00}. Not {$150.00} I am wondering if this company now is holding something back and if I dispute this that they will place another flag on my credit. I truly believe this to be a huge misunderstanding as I have not been late on a single debt in my life. Although with all the aforementioned information provided, I did make another CFPB report for XXXX XXXX XXXX XXXX, and I am to make another about this company State Collection as I believe this listing is invalid and even if it were the alleged amount, the amount is incorrect and they may further damage my credit. I have likewise received absolutely no correspondence, alerts, mail or phone calls from anybody at State Collections about owing this and I am extremely upset about this entire ordeal. I have worked hard to maintain a great credit score and to get it damaged for something that I wasn't aware of or is happening by mistake is horrifying Perhaps there is an accounting error, perhaps sent to wrong address, or perhaps a bad SS number.
05/26/2018	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	GA 30024	Web
Around mid XX/XX/XXXX I starting getting calls from XXXX XXXX since my wireless provider flagged the number as suspected SPAM/Fraud. I refused to answer the number. The calls keep coming daily and multiple times per day. I finally out of curiosity answered the a call later in the month XX/XX/XXXX around XX/XX/XXXX of the month. I asked who they were and why were they calling me. They refused to id themselves and asked for my birthday social security number to id me before they would tell who they were and why they were calling. I told them I would never provide sensitive information that could result in ID theft to unidentified caller id as SPAM suspected Fraud by my wireless provider. They still refused to say who they were and demanded my personal info again. I hung up on them. The calls kept coming and I decided this time to co call back around the end of XXXX hoping to hear a company name or information. None was provided Rep picked up refused to say who they were. Again demanded my personal information before they would provide who they were and why they were calling. On XX/XX/XXXX I got letter dated XX/XX/XXXX from State collections Service Inc with XXXX number listed that was calling me. I proceeded to call and asked why? the couldn't have said I'm with State Collections Service Inc and I'm debt collector attempting to collect a debt? The person said we don't do that until we verify we have the correct person. This is appalling a debt collection company will not at least say who they are. How is that in line with FDCA orr ACA practices? I settlement the final amount owing to the Hospital and bill is not paid in full. But, I wanted this complaint noted as I don't see how the XXXX gives this company A+ with all the negative complaints. How is anyone raving about debt collection company that calls you for weeks before sending the letter on the debt. In this day and age of rampant ID theft how is it fair practice to call people and not at least saying your company name and your debt collector? Where is that problem you're not discussing the account they're calling on or any other information.
11/28/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 941XX	Web
Dear Sir/Madam, I just received a debt collection letter dated on XX/XX/XXXX from State Collection Service , Inc. XXXX XXXX XXXX XXXX, XXXX WI XXXX for {$30.00} to my mailing address at XXXX XXXX XXXX XXXX XXXX, XXXX CA XXXX. The letter indicated the past due account have been referred to its office for debt collection. I initially made an appointment for XXXX on XX/XX/XXXX @ XXXX with XXXX XXXX XXXX XXXX XXXX Hospital XXXX XXXX for preliminary XXXX a ( XXXX ) XXXX at XXXX XXXX XXXX , XXXX XXXX XXXX XXXX CA XXXX. But I called their office at the number stated above may be around ONE week prior to the appointment date to cancel the appointment because I did not want to go through with the XXXX after consulting with friends and family. The secretary on the phone reaffirmed me that the appointment has been cancelled and I had nothing to worry about because there will be no XXXX. Now, 6 months later today on XX/XX/XXXX, I received their first notice of payment of {$30.00} through this credit agency. Why did the secretary tell me it was cancelled and still billed for for an office visit I did not go to? I 've never received any bills from XXXX or any written notification from their office for this {$30.00} bill either to my mailing address ( XXXX XXXX XXXX XXXX XXXX, XXXX CA XXXX ) or my home address ( XXXX XXXX XXXX XXXX XXXX XXXX, XXXX CA XXXX ) until now through this collection agency. This is NOT good for my credit nor is it fair for me. I am going to mail the {$30.00} payment to State Collection Service, Inc. today. But please request XXXX Hospital to remove this from my credit history as it is clearly NOT my fault nor was I aware of what has transpired. Thank you in advance for all your help in this matter. Sincerely, XXXX XXXX XXXX Creditor : XXXX XXXX XXXX Client Account Number : XXXX Service Date : XX/XX/XXXX Account Balance : {$30.00} Total Amount Due : {$30.00} From : State Collection Service , Inc . XXXX XXXX XXXX XXXX, XXXX WI XXXX Phone Number : ( XXXX ) XXXX or Toll Free ( XXXX ) XXXX Hours : Mon - Thurs XXXX - XXXX Fri XXXX - XXXX, Sat XXXX - XXXX
01/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30102	Web
On XXXX XXXX, 2015 my husband was treated by XXXX XXXX, this provider is a PPO provider with our insurance and they paid everything except for {$120.00} which I paid by check to XXXX XXXX and clearly stated the payment was for services rendered to XXXX on XXXX/XXXX/15. My check cleared XXXX on XXXX/XXXX/15. On XXXX/XXXX/15 I received notice from XXXX that we owed {$61.00} & {$26.00} for these same services and when I tried numerous times to talk to XXXX XXXX with XXXX to explain this had been paid and send a copy of the cleared check, he advised they sometimes take the money and place it in different accounts but could not tell me why or where the money went. He then referred the matter to State Collection and they continue to write me repeatedly for the same services I have already paid to the XXXX and neither the collection agent or XXXX will provide a complete itemized bill showing where the funds went and what if any other charges we owe. I have spent hours on this and have incurred severe emotion upset because of this. I feel they have fraudulently taken my money and continue to ask me to pay the same charges. XXXX also stated they may have taken some of the XXXX money and put it on my charges, however, XXXX and I both have deductibles and I met my out of pocket this year so I have no way of knowing what was paid or where my money went. All I know is that I paid the full amount to the ENT that they are repeatedly requesting and they refuse to resubmit it for review to my insurance carrier which is required by their PPO contract with my insurance company if we owe additional money that the insurance company has not reviewed. At this point I have invested hours in emails, letters, research and discovery and have advised them I am charging them {$45.00} an hour for all the time I spend on this as well as mail, copying, research etc. Today just in my time alone they owe me over {$630.00}. Please help, I cant continue this. I have XXXX XXXX XXXX and we pay our bills I can not have this continue. Thank you so much XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, GA XXXX
02/07/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53151	Web	Older American
XXXX XXXX XXXX XXXX at XXXX This incident has been ongoing since at least XXXX. Previously, I had an oxygen concentrator, which was returned to XXXX at XXXX on XXXX, because my doctor tested my overnight oxygen levels and found that I no longer needed the supplemental oxygen. On XXXX, I received a statement from XXXX at XXXX for charges for the oxygen concentrator for the months of XXXX, XXXX, and XX/XX/2022. At that time, I spoke with XXXX from XXXX at XXXX, who indicated that an annual approval from my insurance company, XXXX, was required for use of the oxygen concentrator. She stated that she would check with XXXX to obtain the necessary approval. She also stated that, if the authorization was not received, these charges would be written off. My next statement, dated XXXX, indicated that these charges were still outstanding. In addition, there was a charge for {$60.00} for new XXXX supplies. I paid the {$60.00} online on XXXX and received a receipt via email. I received my next statement, dated XXXX, which indicated that nothing had been paid as of this date. I spoke with XXXX from XXXX at XXXX ( XXXX ), who said that I should ignore this statement, because the pre-authorization had gone through. My next 2 statements still indicated no payment had been made. I called XXXX again, and again, she said to ignore the statement charges. She said she was going to contact customer service and that this bill was supposed to have been escalated for payment on XXXX but, instead, it was sent to collections. I spoke with XXXX again on XXXX, because my XXXX statement still indicated no payment AND I received notification from XXXX XXXX XXXX XXXX XXXX that {$60.00} had been sent through to collections. She stated that the {$60.00} was applied incorrectly to the XXXX oxygen concentrator charge and that it was re-applied correctly in XXXX. She further stated that she would check with XXXX re : payment. I have now received a new statement dated XXXX, and the charges for the oxygen concentrator for XXXX, XXXX, and XX/XX/2022 are still showing!
03/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 531XX	Web
On XX/XX/XXXX of XXXX, I XXXX my hand at work. I went to the XXXX at my local hospital. I was treated in the XXXX and had follow up visits set up with the XXXX XXXX department at the hospital. I had and went to four follow-up visits in the XXXX XXXX department. I did receive a bill from the hospital for the initial XXXX visit. When I called the hospital about it, they told me they had not yet received the XXXX 's " XXXX XXXX XXXXnformation from my employer. I took the bill to work and received the XXXX 's XXXX XXXX information which I then gave to the hospital. I later received a second bill from the hospital, I called them again and explained that it was a XXXX 's XXXX XXXX. The Hospital apologized and said they would take care of it. The hospital has not contacted me again about that bill. States Collection Service is trying to fraudulently collect {$200.00} towards that XXXX visit. I have received numerous phone calls where they have left voicemails, they have sent text messages to my phone, they have written me. They are threatening to steal my tax refund. I did reply to them last year ( XX/XX/XXXX ) when they first contacted me. I explained that this was a XXXX 's XXXX claim. And that I had already given the XXXX 's XXXX claim information to the hospital and the the hospital bill was paid in full. I included with my response, their original request, the after visit paperwork from the hospital showing it was a XXXX 's XXXX Claim, a copy of the accident report turned in to my employer, a copy of the XXXX 's XXXX Claim information I supplied to the hospital, and a printout from the hospital website showing that insurance had covered 100 % of the bill and my balance was ZERO. I told them to never contact me again, including by phone, text message, email, or in writing. State Collection Services has again written me trying to fraudulently collect {$200.00} towards a fully paid XXXX visit. They are threating to steal my tax refund if I do not pay them.
02/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 532XX	Web
I Have received medical treatment for various reasons, including an accidental fall at a XXXX store thru XXXX XXXX XXXX. The medical bills from this accident, has been submitted properly to XXXX because XXXX has neglected to pay anything. I have being in therapy for a year now, XXXX 's and other specialty treatments have taken place because of this. XXXX health has also treated me for other important tests proper of women 's health. XXXX has paid all of this bills reasonably, but XXXX has continously sent us billing even if I am not visiting the hospital, to a point where I dont know if we are paying more or not or the same bills. Without prior notification, this bills have been placed on my credit report, and has created our economic situation worse, because my husband, who is a XXXX veteran, has even paid some of these out of our own pocket to avoid them damaging my credit, but the problem is, now I have 4 colelctions and always from diffrent colectors with no prior notice of neither. By the time we get the bill, this are on my record. My husband, who is a former medical manager from the XXXX, has told me, that they might also be violating the federal law, because supposely when they charge and accept XXXX, that suppose to be final. By the dsame token, XXXX XXXX is overcharging, by dividing one visit into different medical professionals within the same clinic for that one visit, so i keep getting bills as if we were reach. The last bill I got for {$3000.00}, stated for us to contact XXXX to pay them, because they have not succeeded. Why should we do work of this anture for free and we dont know the process, they have been getting paid all along, and suddenly, Iam afraid this debt is going to suddenly show up on my credit. You will see that my credit has been ruined by this medical company in a short amount of time. Also, froederert hospital does the same XXXX and charged me only XXXX dollars as a residual for a bill of similar charges by XXXX.
09/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DE 19977	Web
I have no knowledge of this debt and did not receive a notice of debt or any notices stating that I could contest the debt or asked for it to be verified but it has been reported to the credit bureaus which is a violation of my consumer rights under the FDCPA 15 USC 1692g. A debt collector violates the FDCPA and the Fair Credit Reporting Act if it reports a debt that it knows, or should know, to be false, this is a violation of my consumer rights under 15 USC 1692e. I hereby notify you that your claim is disputed, and I am requesting complete validation per the Fair Debt Collection Practices Act. Please note that I require full validation under the law, to include copies of completed and signed documentation indicating that I have a contractual obligation to pay you, or had such an obligation to pay in the past. Your failure to remove inaccurate information from my credit files will be documented as a violation of the Fair Credit Reporting Act for the sole purpose of pursuing legal relief under current consumer laws. Please submit any substantiating evidence of your claims regarding the account listed above to the following address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, DE [ XXXX ] If I do not receive a response from you regarding your claim within 30 days of the verified receipt of this letter, I will assume that you do not have the required documentation and that your claim is invalid. Per this assumption, I will move forward with legal proceedings to retrieve damages for your ongoing violations of the FCRA and FDCPA. Please note that any and all information provided by you will be documented thoroughly as part of the ongoing validation process. I look forward to your timely response and correction of this oversight. Please also see the attached affidavit and invoice detailing the violations of my consumer rights. Please pay the attached invoice upon receipt.
03/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 98012	Web	Older American
For the period from XXXX XXXX, 2015 thru XXXX XXXX, 2015, my medical insurer was XXXX. During the same period, XXXX XXXX was my medical device provider. XXXX has repeatedly attempted to collect for rental for a XXXX for the treatment of XXXX XXXX. According to XXXX, XXXX did not obtain pre-authorization to bill XXXX for the rental of the XXXX and denied charges for the certain months, but has paid their portion of the charges for other months. XXXX has advised me on multiple occasions that I am not responsible for payment under the terms of their agreement with XXXX and that I can not be billed for the contested charges. However, XXXX has repeatedly attempted to collect directly from me and on several occasions has placed the charges with a collection agency. ( I will note that my complaint is strictly against XXXX, not the collection agency ) Furthermore, I have documentation from both XXXX and XXXX that the CPAP rental for XXXX 2015 was paid, yet XXXX continues to claim I owe them {$300.00} for that period. Presently XXXX claims I owe them {$980.00} although this figure seems to fluctuate from month to month with little explanation as to why. As recently as XXXX 2015 XXXX claimed the amount due was {$1900.00} Finally, I made a payment of {$490.00} in XXXX 2015 for for the XXXX, 2015 machine rental, under duress, in order to prevent the charge being sent to collections. I am contesting that charge as well and want the money refunded. I have referred this issue to the Washington State Attorney General 's Consumer Protection Division but their role in this matter appears to be limited to mediation with no apparent enforcement authority. To date neither XXXX nor XXXX have responded to the WaAG-CPD inquiry. I was advised by the AG 's CPD office that private legal action may be my only option, but did suggest that a complaint with CFPB may also be helpful.
03/28/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60628	Web
In XX/XX/XXXX I applied for a small personal loan to consolidate my debt but was denied due to a collection placed on my XXXX Credit Report. The issue is not only am i know the responsible party but I never even received the bill because the collection notices were being sent to an address that I haven't lived in in over a decade. Additionally, this bill was to be paid by my attorneys office on my behalf due to a car accident that I was involved in over 2 years ago. I made the collection agency aware of this when I first discovered the issue. All collection attempts were to go through his firm and not myself. XX/XX/XXXX I applied for a small furniture loan in which I was denied because the inquiry still wasn't removed from my report at which time I reached out to my attorneys office and was told that they were working on the issue. At this point, the collection agency refused to talk to me about my issue because I was being represented by an attorney. We are now approaching XX/XX/XXXX and we aren't any closer to getting this resolved and I cant refinance my loan on my home because of this inquiry. I am devastated and have been unable to sleep for months! According to my attorney, I sworn officer of the court, his office has requested a verified bill from them to submit payment " many, many times '' but to know avail. ( See attached emails. ) On XX/XX/XXXX, in a desperate attempt to get this matter resolved immediately, I relieved my attorney of his duties so I can deal with this matter directly since my life is being affected so drastically. After doing so, I asked if I can resolve this issue by making a payment and have the collection removed from my credit report immediately since I, nor my attorneys office was made aware of the bill in a timely manner. I was denied this right, thus, prompting my complaint.
08/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30253	Web	Servicemember
On XX/XX/2018 at XXXX I contacted State Collection Services in regards to a medical bill on my credit that was so to them. I was told in order to settle this debt they would have to get approval from the original debtor and it could only be discounted 30 %. I put in an offer. I then called XXXX XXXX Hospital in XXXX Illinois billing which is the original debtor on XX/XX/18 at XXXX to confirm this was in fact a true practice and I was told they had nothing to do with how the debt is handled. I also proceeded to ask to speak with the manager and was told " she '' was out of the office until next week. So I called State Collections back on XX/XX/2018 XXXX XXXX to check on the status of the settlement. I was told that it was denied and that a counter offer of a different amount was offered. I questioned when this was approved and they informed me they got an answer back on a Saturday XX/XX/2018. I didn't feel like I was being told the truth. So I attempted to verify this with the manager on XX/XX/2018, XX/XX/2018, XX/XX/2018, XX/XX/2018 and each time I was told that the manager has not received anything from State Collection Services. So after numerous attempts to actually speak with the manager my last call was placed today XX/XX/2018 at XXXX where I was put on hold for quite a while. The first time the receptionist got back on the phone I was told that they still have not received anything from this company. I then was placed on hold again and at this point I was told well we received an offer and what they said is what we approved. So I believe they lied to me and because they hired this company so to save face they went ahead and confirmed what to me is a lie. On top of that the amount I was told that was offered today was different form the amount offered when I spoke with them on the XXXX of XXXX.
03/05/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60629	Web
The company then sent me information about trying to collect a debt from me but they didn't provide the proper validation to prove that i owe a debt to the company Even though they provide me a statement according to law that 15 usc 1692 g that still doesn't suffice that the debt was mine only an assumption also they are in violation of 15 Usc 1692g because they never sent this information within 5 days of initial communication. Also they are in violation 15 usc 1692b, Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt. The Debt collectors are also violating 15 usc 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. The Debt collector also contacted me at an time of inconvenience. According to 15 usc code 1692c at ANY unusual time or place or a time or place known or which should be known to be inconvenient to the CONSUMER. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after XXXX oclock antemeridian and before XXXX oclock postmeridian, local time at the consumers location ; On the attachments i provide proof of each violation by highlighting
02/23/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53223	Web
I was a XXXX Employee a couple years ago at XXXX in the XXXX XXXX Illinois XXXX and had a minor on the job injury. I reported it and they sent me to the hospital, XXXX XXXX Hospital in XXXX IL, on company time to get an XXXX. The XXXX came back clean and the diagnosis was a XXXX in the XXXX. I got sent the bill from the hospital and gave it to my HR Representative at my XXXX location. I was assured that the bill was going to be taken care of at that time. A few months later I got another statement from the hospital stating that the bill was not being paid on. Again I gave the statement to my HR representative and was assured it was going to be taken care of in a timely fashion. I had left the company a few months later and continued to receive statements from the hospital. I was put in contact with the corporate HR who put me in touch with their XXXX XXXX XXXX and they told me it would be taken care of as well. A considerable amount of time has past and I am now getting letters from the state of Illinois Collection Agency about the bills not being paid on. I have repeatedly attempted to reach the corporate offices of XXXX company and there has not been any response. I have also tried to reach the people from the XXXX XXXX XXXX that worked with XXXX and found that the first person no longer worked there and the next person and agency is also not returning or answering calls. This is now starting to pin me in an unfortunate place and the company responsible, the company who had told me time and time again it was being handled, and their partners are being highly unprofessional in their communication and ways of handling the situation.
04/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92679	Web
my son required an XXXX XXXX and my insurance was contracted with XXXX XXXX for this service. after having the machine for a few months my son no linger needed the machine and I called apria to come and pick up the machine, ( waited nearly XXXX mins for to speak to a rep ). They never showed up to pick up the machine. Called again a few times over the next few weeks waited on hold for over an hour to request for someone to pick up the machine. Finally about a month later I was able to sit on the phone and wait to get through to schedule a pick up. I then received a bill for aprox {$83.00} and I called and waited on hold for another hour or so to speak to someone about my bill. I had requested the machine be pick up last month and no one ever showed up. It is not my fault that they have no one answering the phone to schedule pick ups, i requested that the total be reduced. They would not work with me and extremely frustrated at this point, I ended up just paying the {$83.00} in order to just be done with them. Then a few month later I received a check from them for around XXXX dollars. I was confused but just figured they had done some kind of internal Audit and realized that they had over charged me. Then a couple month after that I received a call from a collection agency requesting the {$50.00} for XXXX XXXX, I called the Collection Agency and discussed this with them and told me that XXXX received the {$50.00} from my insurance and then paid it to me and now I need to pay it back to them? Why are they still collecting money from my insurance and why I am being sent to collections for the this?
03/02/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21742	Web
My insurance, XXXX, rented a XXXX pump from XXXX XXXX and covered the cost for me. However, I had to return the XXXX pump to avoid any charges, which I did. I called XXXX to send me a return label to return it ; they sent me an empty box with a return label. I put the XXXX pump in the box and dropped it off at XXXX, located at XXXX XXXX XXXX XXXX MD XXXX, on XX/XX/XXXX ; my tracking number XXXX. When I tracked it, the package was delivered. On XXXX XXXX, I received a letter from XXXX stating that I had in my possession its XXXX pump that needed to be returned if I didn't want to get charged. I called XXXX right away to explain that I had already returned it. They said they did not receive it and will investigate, so they will let me know their findings. I said, ok, but I can not be held accountable for the pump if they did not get it because I dropped it off with their return label that XXXX provided. They did not call me to make me aware of anything but sent me a bill of {$500.00} on XX/XX/XXXX. I called them back again. On the billing letter, it was stated, " call on XXXX if you do not have the equipment in your possession ''. I called right away and explained to them again that I had returned the pump. The XXXX ' representative, said that was fine ; the charge will be dismissed. In less than a month on XXXX XXXX XXXX sent me to collection and I received the collection letter from State Collection Service , Inc . I'm reporting this unfair matter, and I would appreciate getting help regarding this matter please. Thank you
07/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76210	Web
I received an initial demand letter from State Collection Service dated XX/XX/2018. My husband contacted their agency the following week and spoke with a XXXX XXXX ( legal supervisor ). He asked if their agency was aware that the debt was disputed in the last 20 days with the previous agency she stated no and they were not made aware by either the previous collection agency or their client ( XXXX XXXX ). After discussing the account with XXXX XXXX for over 10 minutes my husband asked if she knew who she was speaking with and she stated XXXX. My husband explained to her that he was not XXXX and she continued to address my husband as XXXX four other instances. When asked if she was aware that she had violated third party disclosure laws by not verifying who she was speaking with, XXXX XXXX responded by saying she did and then stated that the agent who transferred the call told her that she had done it. My husband explained that no one asked who they were speaking with at any point and that she had released personal information relating to the debt and asked to be transferred to her manager. XXXX XXXX stated that would be XXXX XXXX but he would not take or return the call as we claimed there was an FDCPA violation. We requested that she go back to the call and review it for quality control to verify that she did violate third party laws but she stated their agency does not record any conversations. This is the second agency we have requested validation of debt from only to have no one return our calls or provide any documentation.
08/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WI 53206	Web
The accounts in question are listed below. Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. State Collection Services Account Number : XXXX Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. Please provide me with a copy of an updated and corrected credit report showing these items removed, I demand the following accounts be properly verified or removed immediately.
04/25/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 117XX	Web
Hi, My name is XXXX XXXX and this debt of {$30.00} was a medical co-pay from XXXX / XXXX when I had back surgeries. I was never notified and have no clue when this collection agency has put this derogatory remark on my credit report. When I called them, they tried to multiply the {$30.00} co-pay that was paid by a entire year and said I now owe {$360.00} and that 's what they wanted. I 've never been without medical insurance and never had a problem in the past with a co-pay, but they are impossible to speak with, rude, foul and unreasonable. I 've asked them several times to please validate the dept and that they ca n't do! Can you help at all, there was a link from creditkarma to your web site? Here is a copy and paste of the derogatory remark, which destroys my credit report. It 's not reported to XXXX or XXXX , only reported with XXXX . Thank you, XXXX XXXX XXXX my e-mail These are the collections accounts that are reported as open on your credit report. Agency Open XXXX Balance Open Equifax Balance STATE COLLECTION SERVICE , INC {$0.00} {$30.00} 0 accounts reported on XXXX XXXX XXXX 1 account reported on XXXX XXXX XXXX This agency did not report an open account to this bureau. Open Account # 1 {$30. 00} Balance XXXX XXXX Original Creditor {$30.00} High Balance XXXX XXXX XXXX Opened Date XXXX XXXX XXXX Last Reported Individual Account. Responsibility Consumer disputes this account information Medical Remarks Note See something wrong?
01/14/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MN 55416	Web
In XX/XX/2019 I recieved a phone call from the above mentioned business. I answered and asked them not to call me again. In XX/XX/XXXX or XX/XX/2019 I recieved another call, which is in direct violation of the FDCPA but in good faith to make payments on the account I set up a payment arrangement for the XX/XX/XXXX of the month for XXXX via my debit card. In XX/XX/2019 I advised i would not be able to make the payment due to a job change and that my new pay period lands on the XX/XX/XXXX and my payment arrangement would need to be adjusted. A XXXX payment was drafted from my account successfully on XXXX. On XXXX a XXXX payment was drafted from my debit account that I did not authorize. I called the company and spoke to a XXXX who told me the charge could not be reversed and would need permission from the client. Thus, over drafting my debit account. My bank has assessed and applied a XXXX overdraft fee for a transaction I did not authorize. XXXX told me it's noted in their system that I did call and change the date to the XX/XX/XXXX, it was just never done. She then proceeded to tell me if I didnt want to pay it that they can reccommed to have this sent to the credit bureaus thus, affected my credit and intimidating me to pay a debt that i've never recieved a verification of debt for. When I called on XX/XX/XXXX I spoke to an XXXX, I asked for a supervisor and was told no. The above mentioned company is engaged in unfair and abusive tactics and I request that they be investigated.
12/14/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	GA 30064	Web
State Collections is a third party collections agency is contracted through XXXX XXXX XXXX to collect debts for them. State Collections agency has repeatedly contacted my wife and me several times asking them verbally to stop calling us regarding this debt. It has been explained to them on several occasions that there was an error in the billing and we are working with XXXX and the insurance agency to correct the billing error. The problem is that when XXXX XXXX makes call they refuse to provide their name when asked what company is calling. They state that they can not legally provide the name of there company until they can verify the person they are looking for. Its only after you threaten to file a complaint will they then provide the number. They have called on back to back days ( XX/XX/XXXX & XX/XX/XXXX ). On XX/XX/XXXX a man called looking for my wife and when I explained to him the situation I asked that he remove my phone number and my wife 's phone number from his call list, which he stated that he would. Not even XXXX hours later a get another phone call from a different number with the same routine of refusing to provide me information regarding who the company is. It took for me to threaten them with this complaint that they provided me the name of State Collections. I again asked them to stop calling us. State Collections is now stating that they are protected under the disclosure laws and they do not have to provide any information to the anyone who calls them.
01/20/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	IL XXXXX	Web	Older American
This following scam information was sent to me by text ( XXXX ) XXXX again on my phone in this order and reported previously to FTC : PLEASE REVIEW THE BELOW FOR INSTRUCTIONS TO ACCESS YOUR SECURE COMMUNICATION, XXXX : XXXX? XXXX. REPLY STOP TO END************************************** This private message is from State Collection Service , Inc. ( " SCSI '' ) a debt collector. Please review the contents of this message and any attachment ( s ) in private so that other people may not view it. The attached message is encrypted. To open your encrypted message : 1 ) Double click on the secure PDF attachment. 2 ) When prompted for a password, please enter your current 5-digit zip code to open your encrypted message. This is a post-only communication from SCSI. Please only respond to this communication with " STOP '' if you do not wish to receive communication via text message from SCSI in the future. If you have questions or concerns regarding this communication or if you experience trouble opening the attached document, please call ( XXXX XXXX XXXX. This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector. Sincerely, State Collection Service , Inc . I do not know who this scam company is. I do not have a bill with them. I have received this message 3 times before and sent them a text message to stop sending me texts and they refused. I blocked this number in the past and they got back in.
08/29/2019	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	WA 99223	Web	Servicemember
I would like to notify you about a problem that occurred today regarding one of XXXX 's billing contractors, specifically " State Collection Service , Inc. '' which is located at XXXX XXXX XXXX XXXX, XXXX, WI XXXX. The corporate office has a website and several toll-free numbers XXXX ( XXXX ) XXXX or XXXX ( XXXX ) XXXX. An employee of State Collection Service, identifying themselves as " XXXX XXXX '', was using a WA State phone number XXXX to collect payments ( in my case - in error - no money was owed ) today. Unfortunately, XXXX XXXX decided to record and use the robocall from the XXXX XXXX XXXX XXXX office as her own Caller ID/ Announcement to entice XXXX customers supposedly owing money to pick up their phone. While it was an ingenious idea on the first day of school in the district ( to make parents think their child was in trouble or sick on the first day at school ), it was also clearly illegal IAW both WA State and federal law, specifically The Fair Debt Collection Practices Act which prohibits debt collectors from " The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. '' If State Collection Service , Inc. tries to deny the allegation, it should be reminded that the collection agency is often not the only party on the line recording phone calls - many consumers, like myself, do it now for their own protection. Thank you.
11/09/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 41051	Web
Hello. I have a doctor 's visit at XXXX XXXX on XX/XX/2023 ( this year ) at XXXX XXXX XXXX XXXX # XXXX, XXXX, OH XXXX. I had something weird on my lips and around them. I never got a real doctor to see me. It was a nurse, and she gave me the very, very wrong diagnosis and assured me it was XXXX. She prescribed me very strong medicine for that and 100 % didn't do anything I just kept getting worst it was super painful.. Then I went to my dermatologist ( a really great, well-known doctor in the best hospital in XXXX ( XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX de XXXX. And the doctor said it was not XXXX at all, not even similar. So he gave me medicine for a dermatitis, which is what I had, and it solved the problem. But in the midtime, I was wrong diagnosed by this person in XXXX XXXX and taking very strong medicines that I didn't need. I was really upset I called them and told them, so the person that I spoke with on the customer service told me to send my doctor 's letter and prescription for the diagnosis I had, and I did. So he said not to worry about the payment, and then suddenly I was in collection. I want to sue them if necessary. I don't mind going to court and proving that they are giving very wrong diagnoses and medicine to people. So please help me and tell me what to do because I am not willing to affect my good credit, and I am not willing to pay for this terrible medical mistake they made with me.
12/13/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MN 56560	Web
Your prior menu was not pertinent to my specific complaint today, but repeated phone calls which I did not answer have occurred. Today, XXXX XXXX, 2017 at approximately XXXX CST I received a call from XXXX. A female gave her name ( I do n't remember but it will be in the attached recording ) and said " this is a monitored and recorded call about a personal business matter. '' She asked if she was speaking to XXXX XXXX. I said she was and I am also recording the call. She asked to verify my identity by asking for additional information. I asked her to provide the business name before I provided additional information. She said she needed the information first for a personal business matter. I advised her that by law I am entitled to the company name before providing personal information. ( I did not say to her that I am not an attorney but was speaking in a pro Se capacity when discussing laws. ) She said she would send me information and then I could call. That ended the first call. An Internet search did not provide the company name but did confirm that the number belongs to a landline in XXXX, MN. I called the number and a male said " this is XXXX and this is a monitored and recorded call. '' I told him I needed the company name before filing a regulatory complaint due to his colleague refusing to give me that information. He said " You have called XXXX XXXX XXXX. '' I thanked him and disconnected.
06/26/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	VA 24151	Web	Older American
Received XXXX services from XX/XX/XXXX-XX/XX/XXXX. XXXX received in XX/XX/XXXX did not appear to have proper insurance reimbursement and network adjustment through XXXX. Contacted XXXX and provider. XXXX response was unclear but blocked further inquiry. Began monthly letters to provider ( XXXX XXXX ) asking for clarification of charges. Provider only responded with additional invoices which had different amounts almost monthly. Received occasional phone calls from provider rep who agreed to look into the account but never submitted requested information. Engaged a medical billing dispute firm in XX/XX/XXXX. They also did not get the requested information. Today we received a notice from a collection agency in Wisconsin who asserted that they had been retained to collect the amount due, now shown as {$2100.00}. We had not been advised that this action was pending. Sent certified letter to that collection agency stating that the account is and has been in dispute since XX/XX/XXXX. We are basically being asked to pay an amount that they say is due without providing any substantiation. We are able to pay and have offered to do so with validation of the amount due. Total lack of response and responsibility by provider. May simply be a matter of how the charges were coded for insurance reimbursement ; but they have been unwilling to take necessary steps or provide the information that we requested.
12/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MN 55744	Web
My credit score was recently reduced from a creditor claiming that I owe money regarding a traffic citation. I had made disputes on my report regarding several alleged citations issued by the state of Wisconsin and was removed from my credit report. 2 months later, a new collection agency appeared to have maid another claim. At no point had I ever made a promise to pay to the state of Wisconsin either through verbal or contractual agreements. I would also like to add, throughout the last 10 years these creditors have continuously reported to the credit bureau 's for citations that have been paid. When asked why it had even reached a collection agency being the citations were paid on-time, the response was " because you did n't pay a {$5.00} fee along with the citation. '' This includes XXXX XXXX XXXX XXXX XXXX. This has been going on with the state of Wisconsin for MANY years now. I ca n't help but feel that I have been treated unfairly by the state as well as their creditors. These traffic citations has not only hurt my driving record, my credit report as well as my occupations. At what point is this punishment enough? These citations have dramatically impacted the quality of my life ... .. A TRAFFIC CITATION. My credit score dropped XXXX points from this most recent attack. I really had high hopes in creating a better financial profile for myself being I 'm going into accounting.
09/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 53140	Web
On XX/XX/XXXX I received a phone call from State Collections about a debt. They stated I owed {$280.00}. I asked who the original biller was and what the charges were for. They stated XXXX XXXX XXXX ( XXXX ). I told them that that was a medical billing company and not the original biller, I wanted all the info. I was put on hold for a long time and the woman basically wouldn't tell me anything else. She finally said she would mail me all the info, as I wanted it. Didn't hear anything about it again so thought it was just some scam. On XX/XX/XXXX I FINALLY received info from them on what the bills were pertaining to. Not only did they NOT include any info on debt dispute ( or the fact that I have to do it within 30 days ) they also didn't even send the correct information. The bill verifications they sent only added up to {$100.00}. I finally called them to see what was going on as every time I hear from them I either don't get information or don't get correct information. Now, suddenly there were " missing pages '' they didn't send. They could send it if I wanted. I told them they also did not send ANY information on the debt dispute that I am allowed. She says she is not required to but I can get it if I want. They are supposedly sending me copies of these. Since it took over 3 months to get the previous info, I have very little faith in anything they state they will send.
10/11/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KS 660XX	Web
Finally, on XX/XX/XXXX, XXXX XXXX XXXX issued a letter by postal mail and I received it on XX/XX/XXXX. It said that based on the information that I submitted with my application for financial assistance for my outstanding balance was reduced by 100 %. I had been granted full financial assistance with 100 % reduction on hospital bills. On XX/XX/XXXX, I received and email from XXXX XXXX, letting me know that an adverse action was reported on my credit report. After accessing the report, I found that STATE collection agency had reported this account as unpaid and and still outstanding. Immediately, I filed a dispute with XXXX and included documentation that should have proven the XXXX balance. However, STATE insists that their records are correct and the balance is still outstanding. On XX/XX/XXXX, I again checked my credit for a different reason and still saw that the negative collections mark from XXXX still existed on my report. Again, I disputed it with XXXX, this time including the letter that I had been sent from the hospital, proving my 100 % reduction for the balance. On XX/XX/XXXX, I received the results of the XX/XX/XXXX dispute, and again, XXXX maintains that the balance is still unpaid and outstanding. I do not know how to clear my name of this collection action. The bill has been reduced by XXXX XXXX XXXX. I will provide all documentation proving that fact.
02/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30102	Web
This complaint is related to a previous complaint I forwarded to you on XXXX/XXXX/XXXX under Case Number XXXX, XXXX & XXXX. The same collection agency, State Collection and XXXX XXXX XXXX are now sending me, collection notices for services I received from XXXX XXXX on XXXX/XXXX/XXXX. I paid the amount my insurance did not pay in the amount of {$76.00} on XXXX XXXX, XXXX in the amount of {$390.00} which included the amount I owed for my mastectomy at the same hospital on XXXX XXXX, XXXX. This check cleared XXXX XXXX XXXX on XXXX XXXX, XXXX. The check is made payable to XXXX XXXX for services rendered on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX. A copy of the cleared check was sent to XXXX XXXX on XXXX XXXX, XXXX and a copy was later sent to State Collection Agency, so there is no reason they should be harassing me over these charges. This is only a continued harassment over the charges I have proven we do not owe on my husband via my previous notices to you. The physical and mental toll of this harassment is taking it 's toll on me and my husband and I feel they are completely out of line and that their actions are punitive. I have notified them repeatedly that I am charging them for the time I have had to invest in responding to these unowed charges and my time charges alone are currently at {$720.00}. This does not include processing fees as well as punitive damages.
04/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	RI 02904	Web
In XX/XX/XXXX I discovered a Collection Agency " State Collection " on my credit report ( XXXX ) claiming funds on behalf of XXXX XXXX XXXX. I contacted the Collection Agency XXXX XXXX / Supervisor ) to let them know my account is and has been paid in full since XX/XX/XXXX. XXXX told me this account would go to their " Client Services " for review. I also contacted XXXX XXXX XXXX ( XXXX ) to clarify this claimed account, and it was verified any debt ( s ) have been paid in full. I was told by XXXX XXXX XXXX to call State Collections back to let them know it was verified the account was paid in full, and they do not understand why I was submitted. Since then, this claim has not been removed from my credit report. I called State Collection again today ( XXXX ) and spoke with XXXX, and this time she gave me XXXX stories. The first story was they sent me an itemized bill on XX/XX/XXXX ( not received ) then she changed her story telling me they contacted XXXX XXXX XXXX but received no documentation from them. I immediately called XXXX XXXX XXXX back and spoke with XXXX, and she again verified I owe nothing to the hospital, and they DO NOT conduct any business with " State Collection '' and do not understand why they would be making this claim. I am at a loss of what to do now. I am not getting any results from either claimant.. Please advise ...
06/27/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85339	Web
First, this company ( state Collection ) is reporting multiple amounts on my credit report from the SAME medical office. XXXX XXXX XXXX is the original creditor. I have been paying them XXXX small amounts and filed for financial assistance in XXXX, and again in XXXX. NEVER heard back. The next thing you know, I see that State collection has me reported for the following amounts on my credit reports. - {$970.00} - {$610.00} - {$430.00} - {$200.00} - {$180.00} - {$150.00} - {$110.00} - {$86.00} - {$70.00} What XXXX does is they bill you one large amount on one bill. As you pay it down they apply the money to the MOST RECENT date of service then they charge off each date of service separately to make it more of a hit on your insurance. I applied for financial assistance. I am on XXXX. I am struggling. I do not need this from either State Collections or XXXX. Please investigate this as this is how they operate. I do not agree with these dollar amounts. I ased State Collection for a DETAILED statement when I got a letter from them as I did not agree with it. No response at all. Now it is all over my credit report on 9 different lines! This needs to be removed off of my credit reports and XXXX needs to respond to my financial assistance request. I am attaching a debt validation letter mailed to statewide collections on XXXX/XXXX/XXXX
05/16/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web	Servicemember
XX/XX/XXXX : Purchased a part for my XXXX machine from XXXX XXXX. Paid by credit card. XX/XX/XXXX : I received my receipt via email for above purchased item. XX/XX/XXXX : I found an {$1100.00} charge on my debit card. I tried to contact the company that charged my credit card but was unable to speak with anyone. I called my bank, told them the {$1100.00} was not an authorized charge to my card. XX/XX/XXXX : I received a invoice from XXXX via email. I saw this and dismissed as a scam. XX/XX/XXXX : Again received an email from XXXX and again I disregarded and deleted the email. XX/XX/XXXX : Another statement and it was deleted. XX/XX/XXXX : Another statement and it too was deleted. XX/XX/XXXX : I received a letter from State Collection Service requesting {$1100.00} on behalf of XXXX. I spoke with the agent from State Collection Service. I told the I never ordered anything, I never received anything and I was not going to pay. I tried to contact XXXX via phone with no luck. XX/XX/XXXX : I was alerted that a negative/derogatory remark was added to my credit score. XX/XX/XXXX : I contact XXXX to dispute this alleged purchase. After a couple of weeks I receive a letter from XXXX with the results of the investigation. They verified the action as accurate with no other explanation of how the action was validated.
11/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46234	Web
The agency " State Collection Service " is in violation of the Fair Debt Collection Practices Act, the agency claims that I owe a medical balance of {$330.00} for an account that was put in collection due to XXXX XXXX XXXX XXXX in XX/XX/XXXX, I was contacted in XXXX of XXXX stating that I owed this bill from XXXX XXXX, the state collection agency failed to provide written notice of the bill amount, and failed to inform me that I was able to dispute this transaction within thirty days of receiving a statement. Their phone number is XXXX. Within a week of being contacted the collection agency put my debit in collections and have impacted my XXXX XXXX. I then contact XXXX XXXX XXXX XXXX and was informed by XXXX representatives that the {$330.00} charge was actually a service " adjustment '' from the insurance company and that the hospital had no record of my bill being put into the collection. The collection agency claimed that they provide notice to my apartment in XXXX however, I lived in the apartment until XXXX of XXXX, I then moved to XXXX and had my mailed forward up until XXXX of XXXX. Over a recorded line of the state collection agency, I asked the agency to provide proof of when they sent a statement and the agency had no record of providing me with a notice that I had a debt in collection.
01/14/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 95008	Web
Dear Officer, the original creditor, XXXX XXXX XXXX, never submitted a statement nor any reminder for a medical service provided to me on XXXX/XXXX/XXXX despite other similar statements were duly received, including a statement dated XXXX/XXXX/XXXX related to other services also provided on XXXX/XXXX/XXXX. On XXXX/XXXX/XXXX, while at XXXX XXXX XXXX for other services, upon my suspicious that something was wrong, I checked the account in person and paid the amount due of {$590.00} of which I hold a receipt. Today, I received a letter dated XXXX/XXXX/XXXX from State Collection Service requesting a payment of {$590.00}. In addition, please note that XXXX XXXX XXXX has yet to provide a statement for the XXXX/XXXX/XXXX service and for services at a later date, making me suspicious that this is a recurring practice. Please investigate into the practice of both XXXX XXXX XXXX ( not sending a statement, not sending a reminder, selling an already paid debt or not cancelling it after accepting a payment ) and State Collection Services Inc. ( trying to collect an already paid debt, potential links to XXXX XXXX XXXX bad practice of not sending statements and whatever else you may find ). Best Regards, XXXX XXXX, Husband and financial guarantor for XXXX XXXX State Collection Service Inc. Client Acct # XXXX
02/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 21207	Web	Servicemember
A company illegally shared my medical information with a third party ( debt collector ) without my consent. They illegally have done it already and I had it removed from my credit report. The first time they did it, they used XXXX XXXX XXXX, Address : XXXX XXXX XXXX XXXX XXXX, XXXX, IN XXXX, and destroyed my credit report/ and score. Now they used STATE COLLECTION SERVICE, account number on one of the credit bureaus XXXX. Both time they are asking for a different amount of money. Highly illegal, strike three. They are trying to intimidate me with phone calls and using " Collection Department / Agency / Attorney " on my credit report. Their Contact information is listed below. I am in the process of rebuilding my credit and they illegally flagged my account and dropped my credit score 32 points. That's very unfair and highly illegal. I have written letters to the debt collection agency, The Company that hired them ( XXXX XXXX ) to perform an illegal act, and the three major credit bureaus, asking them for collection validation, HIPPA Violation Warning, and disputing their claims ; to which I have received no response. Can you help a struggling single father in a time of extreme crisis? Thanks for your time. STATE COLLECTION SERVICE XXXX XXXX XXXX XXXX XXXX, WIXXXX XXXX XXXX ) XXXX
05/17/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77022	Web
I am contesting this charge because XXXX XXXX XXXX XXXX neglected to secure an insurance referral before the appointment. They never reached out to me to obtain this referral on my own, therefore I was under the impression as before that they would handle this referral between them and my insurance company. I was then charged as an out-of-network patient because of a lack of a referral. Then, based on the suggestion of my insurance company, I filed an appeal with XXXX to investigate why no insurance referral was on file in XXXX. The business office informed me that I would receive a response within 30 days which never happened, and upon my follow up calls with XXXX they claimed there was no record of an appeal. I attribute this to their own negligence. The collections agency has neglected to ever inform me of the outcome of the second appeal that I filed with them, and continue to notify me that the amount is owed. The company that owns my debt now is the State Collection Service. It should also be noted that I already paid the XXXX copay on XX/XX/2022, the date of my appointment. Upon making the payment I was not informed that an insurance referral had not been obtained. This is the correct and final amount that I should have owed for this appointment, as it was in-network.
02/12/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53212	Web
Good morning I would actually like to petition the CFPB to make changes to the current law about demand letters. If a collection agency buys your debt and they legally own that debt and the debt is no longer owned by the original creditor, the debt collection agency should be required to send you an itemized bill of ALL debts in your name owned by them not just per the one creditor. I.e I received a letter from State Collections Agency saying I owe {$31.00} due to an unpaid XXXX XXXX bill. I call to make payment and the debt collector says no no no, you owe 8-9 different accounts and the balance of the accounts total are {$810.00}. Well if the creditor now owns all of these debts, you need to send a bill as you would receive from your wireless company or electric company saying this is what you were billed for this is your total balance- they dont just mail you a partial balance owed and then you call in and it be ok to say no you owe {$400.00} instead of {$100.00} like you thought. That is illegal and predatory practices and this actually needs to go to court. You dont get a half bill for any other debt you owe to a company. If you owe a certain debt collection agency {$900.00} you should receive an itemized bill for {$900.00} not one individual bill at a time to be FAIR.
03/19/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TN 371XX	Web
I was told a needed a nebulizer for a company called XXXX XXXX. I picked up the nebulizer and I was never given any training or told that I was just leasing the nebulizer. nothing was explained to me by the company. I have been getting bills for XXXX every month for more than 2 years now. I have insurance I was never told how the billing works. I have tried to contact them and I have never had a conversation with them. I stopped paying because I thought this charge was fraudulent. I also filed a complaint with the XXXX XXXX XXXX against them. Since I could never get anyone to contact me I stopped paying. They now are sending these XXXX charges to a collection agency called state collection service. Numerous attempts to contact them and no response. I pay the XXXX because I do not want to mess up my credit. These companies are predatory and they do not care about patient care. I did not even need the nebulizer. I do not have it any more I didn't not know I didn't own it. when I moved I got rid of it. Now I guess I will be charged in perpetuity for this nebulizer I didn't need. I would like to get closure for this and put both these predatory companies in my rear view. I am now filing complaints against them both because they have not tried to reach out and fix this problem
12/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 211XX	Web	Servicemember
State Collection Service , Inc XXXX XXXX XXXX XXXX, WI XXXX I discovered a debt belongs to my late wife in my credit report. This company was hired by XXXX XXXX XXXX in XXXX Maryland last XX/XX/XXXX. I paid the debt in full for the final bills they never sent to me after my medical insurance paid them {$17000.00}. I paid {$370.00} in postal money order and sent to XXXX XXXX XXXX on XX/XX/XXXX as agreed with a representative in their billing department. On XX/XX/XXXX this collection company updated the debt {$370.00} as current. This is Fraud and false information for the debt no longer exist. Today XX/XX/XXXX I contact and leave message and a written explanation to ask them to verify the debt and remove all negative remarks and not accurate information from my credit report. I also call their consumer relations leave message. Everyone at their company are notified. US Postal Money Orders XXXX {$370.00} XX/XX/XXXX XXXX XXXX XXXX XXXX Maryland Mailed Certified with Return Receipt I am asking the FTC Consumer Protection to fully investigate this company and their bad business practices hurting consumer like myself. I am a citizen of this country and a XXXX XXXX, and this is how they repaid me for served this country for shady business like this in America.
11/01/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53209	Web
XXXX XXXX XXXX is reporting over $ XXXX in debt on all three of my credit reports. I contact the company on XXXX XXXX to get validation of the 6 debts and never received said information. On XXXX XXXX, XXXX I sent another letter certified listing several items that I was looking for to validate the debts.In addition, I contacted both the original XXXX XXXX XXXX XXXX and the XXXX XXXX XXXX to get clarity of the debts and they both said they did n't have any debts in my name and when I asked about my daughter they could n't find said information as well. State Collection Services sent me a itemized list of specific medical procedures and dollar amounts of said procedures that they list was supposed to have been preformed on my daughter when she was a minor. ( HIPPA Violation ) they never sent a signed copy of my alleged signature authorizing said procedures or agreeing to pay for these debts nor have the company provided something proving to me that they have permission to collect on said debt as the original creditors listed above states they never provided State Collection with debts nor my daughters personal information in which they have. I have never authorized a third party permission to look at nor receive personal information on my daughter nor myself.
02/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 541XX	Web
I am in the beginning of a medical malpractice case with mediation in process. Part of the case was charged for medical bills for the initial XXXX that severed my XXXX and the 8 months of ongoing procedures, hospital stays, XXXX, doctors visits, etc. The hospital sent all medical bills to collections which I paid to avoid further injury from the malpractice on XX/XX/2018. I received another debt collection letter on XX/XX/2018 for the amount of {$3300.00}. All of which had been paid for previously for every date listed and every amount listed. I have the credit cards receipts as well as the payment confirmation from the website in the form of screenshots. I am not allowed, by law, to contact the hospital with anything including my case and this is part of it. I feel threatened and intimidated now. That debt was paid even though it shouldve been held once the proceedings of mediation were initiated. I will not have my tax refund or home etc be threatened over a best firstly in the process of litigation and secondary one that has been paid in full. The hospital in question that is violating my rights by sending the debt is XXXX XXXX XXXX XXXX of XXXX XXXX, WI. The State Collection Agency violating my rights is State Collection Services Inc. XXXX , WI.
12/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 530XX	Web
Found a medical bill collections on my credit report, Sent to collections by XXXX XXXX it was not for me and nor was I responsible for any bill outstanding with them. They placed a bill in my name and sent the bills to an address I had 8 years ago, even though I was a current patient who had an account with current info on it. It was not my bill, it was someone else 's services and I never received a bill, nor statement it was in collections. I have been trying for over 3 months to get it off my credit report and getting the run around from XXXX, State Collections Agency and Equifax. I had wanted to refinance my home, and this is causing months and months of delay and a financial nightmare. Not XXXX of them claim responsibility, but all state it should not be on there ... .They guaranteed me it would be resolved in XX/XX/2016 it has not. XXXX acknowledged the bill was not mine but refuse to provide me with a letter stating that they billed me in error, sent it to a wrong address and admit they made a mistake. The collections agency states they sent notice to the credit bureaus for removal, but it is not removed. XXXX states it is the collections fault, the collections agency states it is Equifax 's fault ... but no one corrected it.
01/14/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WA 98072	Web	Servicemember
This concerns a debt reporting by XXXX and the University XXXX. It began with an attempt to collect a debt that I had paid in the amount of Apporx. {$70.00}. I submitted my proof. Then somehow with out a billing XXXX sent notices that {$38.00} ( approx ) was due with NO PROOF. Just letters. I spoke with XXXX today upon learning that they had reported the {$38.00} to the credit reporting agencies. This XXXX item has signifiicantly effected my score. So I asked XXXX if I were to pay the bill would they asked that the {$38.00} be removed. They said no. I aaaked to speak to a supervisor and was sent to VM. No return call at this time. However State Wide told me that there was no bill for the amount they had reported to the Agencies. And they had no bill for this amount came from their client, The XXXX billlinh system in convoluted and difficult to follow. The bills dont carrry an account number or an invoice number that you can track. Each bill, even rebills all carry a separate " MRN '' number.You are not sure where rhe bills, some the same amount, are rebill and separate billings. The XXXX billing / collections staff are unhelpful. Some work at home. i received a call from a XXXX employee at XXXX on a Saturday morning.
04/07/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WA 98027	Web
A medical company I am a client of XXXX XXXX has claimed for some time that XXXX owe them money, but can never say what for. So because I continued to challenge them on the issue, they sent their " alleged : debt to a company called State Collections. They started calling me. The first call was a live person, who demanded to know all my personal information. When I refused, she said that I would be sued if I did not pay the debt. I told her she would have to send a letter stating who they were, who they were collecting for, and how much the alleged debt is for. So far they refused, and since I did not handle this over the phone they placed it on my credit. Now I receive " robo calls '' from State Collections daily. No person on the other end, just a message that they are debt collectors. I am trying to get this removed from my credit, and I have complained to the local XXXX about XXXX XXXX. State Collections have called before XXXX and after XXXX on several occasions, XXXX time being called as early as XXXX and as late as XXXX. I need these people to follow the law, and at the very least, send a letter stating their purpose so I can respond. Calling them back does not result in any communication either. You sit on hold forever.
10/29/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 606XX	Web
I am filing a complaint against State Collection Services, XXXX XXXX XXXX XXXX, XXXX wi, phone XXXX. State Collection Services placed a derogatory item on my credit report XX/XX/XXXX.I have never received any correspondence, bills, notices, phone calls, or any other attempt to reach me before this action took place. I called State Collection Services and they informed me that it was for a medical bill, from XX/XX/XXXX. They could not verify the details. I have been at the same address for XXXX, same phone for at least 10yrs, and nothing was sent to me regarding this Item. I have requested Validation of the Claim from both the Collection company and XXXX. The action of affecting my credit rating without making a reasonable attempt to make any contact seems at the very least inappropriate and at its worst- likely unlawful. In speaking with the representative from State Collection Services, I was able to learn that the claim is a medical claim, but they could not provide any further documentation. They would have to request that information. It seems that to put an item on a credit report without a satisfactory attempt to reach me and without having the details of the claim, should be brought to your attention. thank your
07/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21117	Web
As of XXXX XXXX, State Collection Service , Inc. is still furnishing my consumer report with a derogatory mark. Upon, further research, this account was transferred/sold and I am no longer responsible for the account. I sent State Collection Service, Inc an Affidavit of truth, Cease and Desist, and Debt Validation letter on XX/XX/2021. On XX/XX/2021 I received an itemized statement of medical services which I assume is the debt collector 's attempt to provide the " debt validation '' I requested. A bill without a signature DOES NOT validate the debt and anybody can send a bill and say it is mine. According to FDCPA, State Collection Service , Inc is in violation of 15 USC 1692b ( 2 ), 15 USC 1692b ( 5 ), 15 USC 1692d ( 1 ). Enforcement of penalties against State Collection Service , Inc is covered under the penalty rules of the Omnibus Final Rule, FCRA, and FACTA. As a consumer I am requesting his account be removed from XXXX XXXX and XXXX immediately and State Collection Service , Inc send payment for the violations I presented. If this is not resolved within the next 5 business days, I will file charges. I have been dealing with this entirely too long and will no longer tolerate this blatant violation of my rights.
01/03/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	WI 54449	Web
On my XXXX XXXX account I have an outstanding debt with the State of Wisconsin Public Defenders Office. I did not receive notice from State Collection Service Inc. I'm time to dispute.The roomate I just kicked ouerdsyt had the letter in his room for some reason. I found it yesterday. For one : I never received the required payment envelopes except on one occasion. Made a partial payment, never received notice of balance due. I forgot about the obligation cause I XXXX XXXX XXXX XXXX. According to them there was 5 lawyers assigned to me. I can find only 4 in my court records. In one case I had 2, which I was unaware of, did not request two, and there was no need for one. They were worthless. They failed to provide defense for a misuse of justice. Were I'll prepared and could provide no argument for the judge. Another lawyer I was assigned, I was unaware of. It was for a XXXX - breaking a window. I would never request a lawyer for that. I didn't need or use their help. Just made my plea and accepted my fine. Around {$55.00}? Not worth having a lawyer. So, I dispute these charges because they are false, forced on me, failed to perform their job, excessive to have 2 lawyers - which was done without my permission.
05/18/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60619	Web
On XXXX at XXXX XXXX I received a text from Stat Collection Service XXXX I was told to call XXXX about a alledge debt I called at XXXX XX/XX/XXXXput my phone number in so they could find my information once located then I was transferred to XXXX ( XXXX XXXX XXXX I asked who I owed the this alledge debt to XXXX XXXX states he didnt know who I supposedly owed the alledge debt to, if thats the case how can you say I owe alledge debt if you dont know the company name phone number or address, he changed his story to ( XXXX XXXX ) then stated he needs me give my personal info before he can proceed XXXX XXXX only stated that because I was asking him questions about Alledge Creditor info he state he doesnt have an idea who he trying to collect for he couldnt provided debt company information but at the beginning of the State Collection Service call stated they have XXXX account in my name so they had whatever information they may need XXXX XXXX was not being truthful about alledge debt I told him this is a scam what I dont know I wasnt given no info about this alleged debt nor did I receive anything in writing just a text from State Collection Service on XX/XX/XXXXso you can assist me Thanks in advance.
06/22/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11215	Web
received noticed of unpaid medical bill from debt collector ( not sure when first received - sometime this year XX/XX/XXXX ). possibly received from State Collection Service in WI. debt is from services received from XXXX XXXX of Wisconsin. date of service XX/XX/XXXX & XX/XX/XXXX. we would gladly pay any amount owed however we never received any bills from the hospital. naturally upon receiving the debt notice i contacted XXXX immediately to try find out any information regarding the service etc. At that time they acknowledged that they had the incorrect address on file and perhaps the reason why we never received any bills. they told me they would send the information to the correct address. however after not receiving i contacted them again ( repeatedly ) only to be told that they would not provide any information, that they had turned the debt over to state collection service and i could only discuss with them. again, have absolutely no problem paying this bill. first however i never received any bills in the first place and second obviously i need detailed information as to what i 'm being billed for. i have an excellent credit score. thank you, XXXX XXXX
02/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 199XX	Web
I incurred a bill at XXXX XXXX XXXX ( XXXX ) in XXXX of XXXX. The billing was incorrect in that about a {$9000.00} insurance payment had not been applied. After I called and spoke with a representative of XXXX in mid XXXX, the insurance info was re-submitted and the remainder was my portion of the bill to pay. I made bi-weekly payments until XX/XX/XXXX when I paid the remainder of the bill ( {$100.00} ) in full. XXXX never sent me any notice stating that my account was sent to a collection agency. In fact, my balance was still on the website where my payments were received and as stated, I was still making payments on the balance of over {$200.00} dollars, bi-weekly. I did get a letter from a collection agency but I disregarded it because the balance was incorrect, I never received notice about my balance going to collections, I had never heard of State Collection Services and it looked like a scheme to impersonate a non-existent state agency, and XXXX was still showing the correct balance and accepting my regular payments. XXXX received the last payment on XX/XX/XXXX and I received a credit monitoring alert today, XX/XX/XXXX that a collection agency has posted to my account.
04/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 32127	Web	Older American, Servicemember
I dispute this debt because my XXXX machine is paid off completely and has been over-billed and paid for based on previous correspondence with XXXX and XXXX XXXX. This was paid for in 2013 and now all of the sudden they are trying to get us to pay for it again. XXXX XXXX confirmed that the XXXX rental was converted to a purchase on XXXX/XXXX/2013 and was paid off, at most I would ever owe the insured percentage not covered by insurance which would be less than or equal to {$83.00}. This amount was covered by my original payment to you. This information was verified on XXXX separate occasions by XXXX XXXX employees XXXX, XXXX, and XXXX. Furthermore, my {$500.00} deductible was met after 3 months of rental payments and thus the remaining payments should have been billed to and paid by my insurance, XXXX per their policy and the pre-authorized agreement. I have spoken to this company multiple times and they have stated they will resolve the issue and instead of resolution I get another bill and it has been sold to a debt collection agency. This is beyond unprofessional and is a fraudulent attempt to steal more money from myself and the insurance company.
12/19/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OH 45011	Web
XXXX XXXX XXXX is collection on behalf of XXXX XXXX. I do not disagree that the debt is likely valid and I will settle via XXXX. This company is spoofing its outgoing phone numbers to appear to be different phone numbers in WI. EX : XXXX called me at XXXX on XX/XX/XXXX. The actual phone number for this company is XXXX. In addition, when called on XX/XX/XXXX by this company I answered this WI phone number. They asked me to verify my information, even though they had called me via a dialer. I asked if this was an attempt to collect a debt because via my FDCPA rights they are required to tell me this is an attempt to collect a debt regardless of who is on the phone. They refused to tell me what company was calling or why, including the supervisor I was transferred to despite my protections under FDCPA. In addition, when I finally called back and verified, they did not tell me that I could dispute the debt or that I could request the name and address of the original creditor, which is part of my protection under the law. They gave the disclaimer, said they were collecting from XXXX a $ 100ish amount. And asked how I would like to pay.
10/27/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34286	Web	Servicemember
I lost my son last year to an overdose. I admit there is a hospital bill. This company State Collection Services and their CEO have been issuing hits against my credit weekly over 6 times in XXXX alone for the same {$2200.00} doctors bill. The first 5 times they reported the account was in collection the amount owed was false. I filed a dispute via XXXX and the amount was dropped over {$1000.00} only after XXXX did the research. XXXX agrees that there is not a real reasonable explanation for them to list this debt so many times a month ( sometime twice a week ) and they speculate that it is purely punitive in nature. I do not dispute the debt. I dispute their practice of making XXXXne bill seem as though it is late every week. This is not true misleading and to my understanding against the law. This week State Collections has reported the same debt " in collections '' twice to the three credit bureaus. I am requesting that you take action against this company and their CEO XXXX XXXX. In my opinion XXXX XXXX is human garbage for the way that he has treated me in this terrible time of my life.
12/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78130	Web
Under Texas Finance Code 392.202 for debt validation I have had my rights as a Texas consumer violated and ignored. I sent State Collection Services a debt validation letter to confirm this debt is mine and they ignored my request. Under the current law,30 days should be enough time to validate such requests. I mailed the above named company XXXX letter on XXXX/XXXX/15, they received and signed for the letter on XXXX/XXXX/15. They violated my request in XXXX ways. XXXX, for ignoring my request, and XXXX, for continued attempt to collect on this debt by actively reporting to the XXXX major Credit Bureaus ( XXXX, XXXX and XXXX ). There is plenty of supporting case law to back this claim up, that actively reporting to the bureau 's is in deed a form of debt collection. I have not received any info from this collection agency to prove I owe this debt. I find it malicious, and I feel I have been taking advantage of by State Collection Services and I would like this collection removed and deleted from all XXXX credit bureau 's. I have uploaded supporting documents to help prove my case. Thank you
07/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KS 66109	Web	Servicemember
I believe this collection company called State Collection Services Inc. violated the Fair Debt Collection practices act by attempting to collect a debt, which should be covered by my insurance 100 %. The collection company attempted to collect a debt using an automated service or robotic form of contact, by Text message, which occurred on Friday, XX/XX/2021. I had called the company and asked for a statement of charges, which has alluded me to believe that XXXX XXXX XXXX XXXX shared my personal medical information which is located in Missouri violated my right to medical privacy under HIPAA. I do not owe the debt, and I will also like to include that I called my Insurance company, on Friday, XX/XX/2021, and they stated that XXXX XXXX never submitted the claim to my insurance. The collection agency stated that my insurance paid a portion and maybe I should call my insurance. My Insurance company has implicitly stated that XXXX XXXX never sent the claim to be paid. The collection agency also lied to collect a debt. I believe these are unfair practices and should be dealt with immediately
07/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA XXXXX	Web
In XX/XX/2019 State Collection Service placed a debt on all three credit bureaus. I recently sent State Collection Service a letter asking for validation of the alleged debt amounting to {$340.00}. State Collection Service did not provide any documents or evidence to validate the account, they did not even respond to my letter that I sent them. This company kept this account on my XXXX, XXXX, and XXXX credit reports despite providing any validation of this debt. Again, State Collection Service did not provide any documents or evidence to validate the account and ignored my request for them. Under the Fair Debt Collections Practices Act, I have the right to request validation of the debt, therefore I am requesting that you investigate this matter and delete this account from my XXXX, XXXX, and XXXX credit reports or provide me with PHYSICAL PROOF, such as a signed legal binding contract of the debt. I have attached the letter that I sent to State Collection Service back in XX/XX/XXXX but again never received a response from them. Your immediate response will be greatly appreciated.
04/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30033	Web
Had a medical bill of {$730.00} from XXXX XXXX hospital in XXXX, Ga. The bill was sent to collections mid XX/XX/XXXX. The collection agency is called State Collection Service in XXXX Wisconsin. I paid off the {$730.00} in XX/XX/XXXX with my HSA. I have the proof in my statements. For some reason, in XX/XX/XXXX, after the bill was already paid in full, XXXX XXXX hospital sent the bill to a SECOND collection agency ( called XXXX XXXX XXXX XXXX. In XXXX, FL. ). This is now on my credit report, negatively affecting my credit, dropping my score quickly. I've made numerous calls between the hospital and the collection agency, and no one will listen to me. State Collection Service told me they show where I paid the bill XX/XX/XXXX, but that it's the hospital 's responsibility to fix it, not theirs. XXXX XXXX says they show no record of the bill being paid. They say the Collecting agency needs to report to them that the bill was paid. One keeps sending me back to the other and neither will listen or help. While all of this is happening, my credit score continues to suffer.
02/22/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78222	Web
I entered into a rental contract on XX/XX/XXXX with XXXX through XXXX XXXX XXXX. Per XXXX XXXX after 13 months of rental equipment becomes property of patient. Around XXXX XXXX I started receiving threatening messages from XXXX that they were coming to pick up equipment because I did not have insurance coverage. Please note that I informed XXXX if they stepped foot on my property the XXXX XXXX Police Department would be called to remove them and charge them with trespassing and harassing the XXXX for life threatening equipment. I have attached my proof of coverage. I switched to a different XXXX XXXX plan in XXXX. Nonetheless, XXXX opened up several investigations to XXXX 's threats and correspondence those can be found yellow attached post it note beginning with # XXXX ...., XXXX also reached out to XXXX to inform them of the XXXX guidelines as well as the fact that I owed them nothing. XXXX has ignored XXXX and myself and has now turned me in to State Collection Service. I am now receiving calls and collection notices from both State Collection Service and XXXX.
09/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL XXXXX	Web
I had already disputed these accounts with all three Credit bureaus and with state these accounts that are on my credit report are accounts that are still pending with XXXX XXXX. insurance they are not supposed to be in collections I have tried to explain this to them and they just ignore it what they did they took it from a charge off-collection status on my XXXX and made it a closed account but left it in collections then on my XXXX and my XXXX reports there still in charge -off account status they didnt send me any notification that they were going to be putting these accounts on my credit file didnt give me any notifications so that I could dispute the charges with them at all some of these accounts theyre taking one account and breaking it down bill by Bill to make it seem like more account, the account for the XX/XX/XXXX bill thats one account it should not be two separate accounts that was one bill for one service but state took it and broke it down there now Its two collections on my credit report instead of one there are Multiple bills like that
12/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94025	Web
I received a letter on XX/XX/2019 from State Collection Services, stating that they were collecting on a debt that I allegedly owe in the amount of {$750.00}. I sent them a request for verification on XX/XX/2019 ( copy attached ). In return, I was mailed a letter that provided no additional information ( copy attached ) and only gave the name of the provider ( XXXX XXXX XXXX ) which I already had. I am not aware of any past due accounts with that provider, and would like State Collection Services to verify whether or not this debt is valid, and belongs to me, as is prescribed by law. Without verification, I can not, and will not hand over money to a company Ive never heard of. In addition, I was called at least once per day seemingly more than once per day on some days. They even used a phone number in my local area code once a tactic called spoofing used by scammers. This was quite frustrating and bordered on, if not qualified as, harassment. Finally, when I told them that I prefer written correspondence, and the calls stopped for some time.
03/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95050	Web
Performed a routine, preventative XXXX in XX/XX/2022, at XXXX XXXX. XXXX are done every couple of years as a routine preventative measure for those with XXXX XXXX, including myself. There was no emergency at the time, and this was not an ER visit. Had active medical insurance at the time under XXXX. XXXX terms and conditions advertised 100 % coverage of preventative services. XXXX had also sent me written communication saying the XXXX was covered under my insurance and pre-approved. A few months later, XXXX had only paid a portion of the amount to XXXX XXXX ( rather than 100 % ), and claimed in communications that the service was not preventative, leaving me with a balance of $ XXXX. XXXX XXXX claimed in communications they had billed it as preventative. XXXX XXXX was unwilling to work with me, and referred it to State Collection Service , Inc., a debt collector. I responded to the debt collector disputing the debt, saying it is not my debt, and that they should collect the amount from XXXX. They are still trying to collect from me.
04/06/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	GA 30064	Web
State Collection Services sent me a notice regarding medial bills from XXXX. We informed them that XXXX was provided the wrong provider number and had to resubmit the insurance claims to insurance payer XXXX in XX/XX/2017. Instead of sending us the updated statements XXXX sent them back to State Collections Services. In XX/XX/2017 My husband contacted XXXX in regards to the update statements. XXXX mailed us all the updated statements on or about XX/XX/2017. We have been sending the final payment for the updated bills to XXXX and they have been accepting payment. Today XX/XX/2017 XXXX sent me a payment regarding a balance of XXXX. The statement provided evidence that a payment was recently made by us for XXXX, but we still received a collection notice from State Collection Services for the same amount. XXXX is allowing us to pay the balances off, but we are still receiving notices from the collection company. In addition XXXX has also sent these same bills to a second collection company called XXXX for Collections.
04/26/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	HI XXXXX	Web
In XXXX 2017, I received a debt collection letter from State Collection Service , Inc., for {$8.00}. I immediately called the debt co llector and asked what this amount was for. Customer rep said if I owned a XXXX XXXX . I said no. She then said Okay, sorry to bother you. In XXXX 2017, I rece ived another debt collection letter from the same company but this time saying I owe {$93.00}. I immediately sent them a Debt dispute letter requesting they provide proof it is my debt by sending me signed contract agreement, detailed and explanation of how they came about this amount. On XXXX XXXX , 2017, the y respnded to my letter and failed to provide me the information I requested to validate the debt. It still does not show how they came about this amount and any signed contract that I agreed to pay this amount. And now they are claiming I owe {$110.00}. This company is fraudulently trying to collect money from me. They keep changing the debt amount and failed to provide proof it is my debt.
12/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	WI 54601	Web
I made settlement with collection agency and paid the agreed amount. The agency after this, reported the XXXX Credit Bureau that I have a balance of the remaining amount. It dropped my score for almost XXXX points. When I called the agency to find out why they did it, they have no valid answer. I requested to speak with the supervisor, but he wo n't talk to me. I am planning to buy home soon, but now due to this I have to wait for months before my score gets up. I am really frustrated and request you guys to ask this collection agency why they did this. The debt is about three years old. They never contacted me. Recently, like they called me a month ago, and I settled the debt. During the last three or more years the agency never reported this debt this to any Credit bureau, but as soon as I settled this this debt they reported to the Credit bureau that this is a collection account. I really do n't understand this. All I can think is sheer negligence, incompetence, and carelessness on the part of the agency
09/11/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85635	Web	Servicemember
XXXX XXXX XXXX Hospital in XXXX XXXX Colorado flatly refused to submit a request for payment to XXXX, even though it was thoroughly explained it was set up as a secondary form of payment. Previously they have a debt that was paid by workmens compensation as still owed also. They were repeatedly told to take this matter to the XXXX county court if they wanted to prove their claim, and neglected to do so. State Collection in Wisconsin then made false claims about owing this debt, and was also informed about their " CLIENTS '', willful neglect to use the proper channels to answer why they neglect to submit payment to an authorized provider. and to take it to the proper court in Colorado, if they wanted to establish any claim, and they also neglected to obey the law, instead slandering me with their coconspirators XXXX and XXXX, whom willfully and knowingly post these slanderous statements, even though they were informed about this failing to follow the requirements of the Law.
03/31/2017	Yes	Credit reporting	Incorrect information on credit report Account terms	IL 60031	Web
I have disputed this account with the credit bureaus on several occasions as well as disputed with State Collection Service. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in XX/XX/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agreed to pay what they say I owe them, as well as prove the statute of limitations has not expired on this account. See attached documentation. The documents sent to me from this company DO NOT VALIDATE THIS DEBT AS BELONGING TO ME. Since this third party collection company is unable to validate the debt, this item must be deleted from my report immediately.
12/21/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 156XX	Web	Servicemember
I pay XXXX {$250.00} a month on a payment plan between my son and I. On numerous occasions, I would get excess bills or told I owed more than once in a monthly cycle. They take the money directly from my account automatically. Not once have I received a bill for what the collection agency is trying to say I owe. When I call XXXX, they stated I owed 3 different amounts and all went to the collection agency. When I look at the statements, none of them reflect the charges. I only received one bill from collections yet they state their are 3 different ones. If I am paying on a plan with the same company and have been for two years straight, how is it possible they can do this? I call and ask for statements showing the amounts and that they sent them to me. I still have no statements, no calls, no emails and nothing on my XXXX app showing the amounts. This should be completely illegal. I am a newly single mother with no help from the childs father.
07/12/2016	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	IL 61554	Web
In XXXX 2016, I submitted a payment in full for the amount of {$490.00} from my XXXX card. I received a call stating that XXXX did not allow collection companies to charge customer accounts. I called XXXX and they stated there was no reason they would refuse to pay the account was in good standing and credit was available. I submitted {$250.00} from my debit card. I got another call and this time the rep said that they did not accept XXXX cards as payment contrary to the last rep that said they tried to run the card and the authorization failed. This company lied and now it XX/XX/XXXX and this should have all been resolved in XX/XX/XXXX. They are destroying credit by falsely refusing to apply payment. By Illinois UCC the refusal to accept payment for {$490.00} ( the full amount owed ) is grounds for dismissing the debt in the amount of the attempted payment. By law I should owe nothing and they should have to refund my {$250.00}.
09/02/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60618	Web
I saw a doctor on XXXX XXXX, 2016. I was never billed, nor did I owe any sum. The doctor had my correct billing address. State Collection Services sent a collection letter to my father 's address for {$25.00}. I received recorded phone messages, even when I actually answered the phone, making me believe this agency was phishing and it was a scam. I confirmed twice with the provider that that fee was already settled, that I owed nothing. State Collection services told me, falsely, today, that the provider would not know if the fee was still owed because their account would be closed. On a previous call, they told me they would contact the provider. They did not do so. The provider confirmed today that they never work with State Collection Services and that this likely a scam. State Collection gave their phone as XXXX. Their mailing address is XXXX XXXX, XXXX, WI, XXXX, their physical address is XXXX XXXX XXXX XXXX, XXXX, WI, XXXX
02/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 30349	Web
On XX/XX/XXXX I was approved for a 100 % discount on my XXXX hospital account ( s ). This approval was based on the 6 months long processing of my application after I submitted all required information, all of which was factual and accurate. On XX/XX/XXXX XXXX demanded that I begin the financial assistance program anew, thereby voiding my previously approved 100 % discount despite not having any legal justification to demand such since I already provided complete and accurate information upon which the 100 % discount was based. On XX/XX/XXXX State Collection Services , inc. claimed that I have unpaid debt owed to XXXX XXXX XXXX XXXX XXXX XXXX. I promptly disputed this false claim. On XX/XX/XXXX State Collection Services , inc. acknowledged my dispute and attempted to validate a debt which I don't owe. As they will place said debt on my credit profile I'm forced to take action to remedy this grievous error.
04/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21206	Web
I received a letter in the mail from an attorney 's office in an attempt to collect on a debt owed to XXXX XXXX. I sent the attorney 's office a letter requesting debt validation. The attorney sent back a letter stating that they were no longer going to collect on the debt and would send it back to the original creditor. A few weeks later I received a letter from a debt collector ( State Collection ) attempting to collect on that same debt. I again sent them a debt validation letter ( XX/XX/20 and XXXX ) via certified mail. I have also sent letters to the credit bureaus and haven't received the requested information from the collection agency or the credit bureaus. I reached out to XXXX to obtain information about the bill and they directed me to State Collection Agency. I have no knowledge of this bill and it is listed on my credit report causing my score to drop drastically. I would like it to removed ASAP.
02/17/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MD 21117	Web
I never received early warning notice from collector. I called the collection agency and they I advised them that one of the bills was never sent to my health insurance, the young lady stated that they sent It to XXXX XXXX, I explained to her that I had XXXX at the time and provided the insurance information. She stated that they will not remove it from my credit report but will bill the insurance company and it may get denied for timely filing and if so then I will have to appeal it with the insurance company. I explained to her that they have 365 days from the date of service to send a claim and that at the time I went to the hospital I provided my insurance card and the hospital still submitted the claim to the wrong insurance company. I also told her that I never received and early warning notice in reference to neither of the bills, therefore not giving me a chance to validate the debt.
08/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 531XX	Web
State Collection Services Inc. XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XXXX {$0.00} XXXX {$0.00} XX/XX/XXXX - {$0.00} XX/XX/XXXX - {$0.00} XXXX {$0.00} XXXX {$0.00} XXXX {$0.00} All show open status, derogatory Mark 's, zero amounts owed, remarks on Credit report state XXXX Bankruptcy Chapter XXXX. I have contacted them thru multiple letters and emails to please close accounts and provided proof of my Chapter XXXX Bankruptcy as of XX/XX/XXXX. As of XX/XX/XXXX, over a year now ... ... all are are still listed on my credit report. I'm unable, at this point to seek further care from these medical professionals due to these still being listed as BAD DEBT on my medical accounts. All because State Collection Services Inc., has not provided their clients with my updated information.
04/17/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	WI 53511	Web
I tried to contact state line collections in XXXX Wisconsin for medical bills. I talked to a lady today at XXXX XXXX. I asked her what bills I owed from XXXX XXXX XXXX. She then said that there is a XXXX XXXX on my account. I was super mad saying I dont have any kids and that is so hurtful to me. She then asked do I have any family members named XXXX. I said there is no one in my family named XXXX XXXX. I said my nephew goes hunting for deer but that is the hunt we do. She then puts me on hold for like 2 minutes comes back and says I realized I had you on hold. I said listen I am turning you in to the government for fraud. I can not express how hurt I am. Every which way I turn there is someone trying to hurt me. I want proof of these medical bills. I asked her what is hunters date of birth. She said she cant tell me that information even though this fake XXXX is on my account.
06/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 530XX	Web
I was injured at work on XX/XX/2017 and went to the hospital. They billed me 6 times, I kept telling them it was workmans comp claim. Talked to XXXX the insurance company they first said they paid it then I got another bill. They then said it was the hospitals fault cause they didn't fill out the correct paperwork. They wouldn't help me get this resolved. I have been calling XXXX and they will not return my phone calls. I then filled out a form for the department of workforce development workers compensation division. No one has gotten back to me. I leave message and no return call. Collections wants me to pay, and get the money back from the insurance company. I told them that if they won't return my calls how am I gon na get my money back. It is on my credit report and I am only XXXX and trying to build up good credit. It's been a year and a half of calling and being ignored.
04/06/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53210	Web
On XX/XX/XXXX, I made a request from State Collection Service, Inc to receive a statement with the total that I owed on all and any open accounts. In response to my request, the company sent me information for one " agency. '' I asked for clarification on if this is all that was owed and since my records indicated that about {$200.00} more was owed at the time. I was informed by the employee that this is all that was owed within State Collection Service , Inc. About a week later I requested a follow up to ensure I was receiving payoff receipts that indicated I owed nothing else. I was then informed that I owed and additional XXXX that was withheld from me at this time. The company has taken these off of credit reporting and has since denied any fault of their own and will not expunge the amount even though they had originally withheld the information from me and I was unaware.
05/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95835	Web	Servicemember
I spoke with XXXX XXXX and last week, he is the manager of the XXXX XXXX at the XXXX XXXX XXXX WI, and XXXX XXXX XXXX WI, Today he told me that he could not find a file on me, I reminded him that I was in the middle of trying to purchase a home, but I couldn't move forward unless the two derogatory marks there company reported to XXXX were removed, he instructed me to contact XXXX at State Collection Services. I spoke with XXXX, and I also sent him a copy of the 2 derogatory marks that are now in Collections on my XXXX credit report, I also informed XXXX, that these derogatory marks were disputed before I could dispute them, I told XXXX that I wanted the derogatory marks removed from my credit reports, because I never utilized any of the services from there clients, I also informed him that I am in the middle of purchasing a home, and this error is stressing me out
01/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53051	Web
I was contacted twice by State Collection Service about two accounts that were outstanding. For one they wanted to talk to my XXXX yr old daughter about the debt as they had put it into her name instead of myself ( her mother ) or her father. Second when I tried to get more information on them they said to take it up with XXXX XXXX about the bill. I had contacted XXXX XXXX and they have NO bill for us. When I went onto State Collection Online to see about these accounts to pay if it is there, even their site states they have no account for us. This is an amount for only {$31.00} but I have no paperwork nor anything from this company about these accounts. I have tried to talk to XXXX XXXX XXXX about getting more information but they refuse to talk to me as I am not my daughter. I 'm not going to put my XXXX yr old daughter on the phone to talk to someone about this.
03/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34243	Web
I sent a certified letter and XXXX by regular mail requesting information on this debt. I also asked for proof of their authority to collect this debt and their license and bonding required to collect debts in Florida from a Florida resident.. The return receipt shows they received the letter on XX/XX/2023. XX/XX/202XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX RE : Collection on my Credit File Account Number : XXXX Amount : {$500.00} Account Number : XXXX Amount : {$1700.00} The {$500.00} collection was removed ; the {$1700.00} remains and no response from the collection agency. Since I never received anything about this debt, I sent a second letter stating I had no knowledge of this account or debt, never was at the hospital and asked them to remove it. No response since through XXXX. I also called XXXX and was put on hold and disconnected.
10/09/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	PA 19125	Web
State Collection Services Inc. ( XXXX ) continues to call my cell phone after i have repeatedly asked them to remove me from their list. They state that for security purposes they need my date of birth and name which I will not give them because they called my phone number and want personal information. After speaking with the representative XXXX & XXXX they both state that they will not remove me from the list because I will not give my date of birth. This is continued HARRASSMENT! I have received a number of calls from this company and continually ask them to remove me and they will not. I have never done anything with this company based out of Wisconsin, i am on the other side of the country in XXXX, PA. I asked them to put me on with their supervisor and they put me on hold and hung up leading me to have to go back through another 3 representatives.
07/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 604XX	Web
For a year and a half, I have disputed an alleged outstanding balance from XXXX XXXX XXXX from service on XX/XX/2021. During my visit with my provider on XX/XX/2021, I was asked if I was interested in genetic testing. I made it clear that I was not interested and this statement was marked clearly in my medical chart. The alleged outstanding balance is directly connected with a service ( XXXX XXXX XXXX XXXX XXXX XXXX Includes XXXXXXXX XXXX ) that I declined verbally and said declination was clearly documented in my medical record. The continued claim that this balance is outstanding is inappropriate as I did not consent to this service to begin with. I have sent dispute letters to XXXX, to XXXX XXXX XXXX, to the first collection agency State Collection Service , Inc., and to the second collection agency XXXX XXXX XXXX XXXX XXXX.
08/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53224	Web	Servicemember
Began receiving communication regarding multiple medical bills that were not submitted to the insurance companies although the information was provided. Informed the Debtor that the bills for my daughter should be properly submitted through my personal insurance and the state insurance. The debtor insisted that I pay in full although I requested that they submit the bills through the proper channels for payment. I reached out to both insurance companies to ensure that I was correct to find that the bills had never been submitted to the insurance companies for payment. They have submitted 22 bills to my credit file in the amounts of XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX without attempting to properly process the bills for payment.
05/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 539XX	Web	Servicemember
I am a XXXX veteran. Several times as a XXXX, WI veteran, the VA send me to the XXXX hospital and clinics to be treated and they ( the Veteran Affairs Office ) pays them directly. In particular I have several debts that a ) never received notice of ; never given a chance to dispute until this year ; and they immediately sent this information to the credit bureau and collections which have failed to inform, notify or head my numerous attempts to dispute this debt. The debt collectors from XXXX XXXX hospital from XXXX 2009 assert that I owe {$220.00} from care they provided on behalf of the VA. Despite more than XXXX phone calls, and letters from the VA verifying they are going to pay it but they may some bureaucratic snafu, they still have this report on my credit report, I am not late, nor do I owe this debt!!
10/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 640XX	Web
I have paid XXXX on this bill directly to XXXX XXXX so far as I have a payment arrangement with them and this collection company is threatening me for XXXX. I have 2 more payments set up for XX/XX/XXXX for XXXX XX/XX/XXXX or later XXXX XXXX XXXX XXXX *XXXX AutoPay {$50.00} XXXX XXXX XXXX XXXX XXXX Scheduled Cfm # XXXX Show payment details for XXXX XXXX XXXX XXXX XXXX AutoPay for {$50.00} on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX AutoPay {$50.00} XXXX XXXX XXXX XXXX XXXX Processed Cfm # XXXX Show payment details for XXXX XXXX XXXX XXXX XXXX for {$50.00} on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$50.00} XXXX XXXX XXXX XXXX XX/XX/XXXX Processed Cfm # XXXX Show payment details for XXXX XXXX XXXX XXXX XXXX for {$50.00} on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$50.00} XXXX XXXX XXXX XXXX XXXX Processed Cfm # XXXX
12/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	DE 199XX	Web	Older American, Servicemember
I received a letter from, State Collection Services of XXXX, Wi. dated XXXX XXXX stating that a past due amount has been referred to their office. It also stated that I had 30 days to respond with a dispute of the debt. I mailed my response to them and requested documents which would validate the debt on XX/XX/2019. It was received by them and signed for on XX/XX/2019. I did not receive anything back from this company in the 30 days their are allowed by law to respond and instead they immediately contacted the credit reporting agencies and put the unverified, disputed debt on my credit report. I have certified receipts showing that I needed more information to validate these charges. They could not produce the documents I asked for and knowingly disregarded the fair credit reporting act and practices.
09/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 161XX	Web
I received a notice in the mail from State Collection Service Inc. with phone number XXXX. The letter was dated XX/XX/2016. It stated this communication is from a debt collector for a past due account from XXXX XXXX Hospital with service date XX/XX/2016 in the amount of XXXX. Per my bank, my check for payment of this account was cashed by the hospital on XX/XX/2016. I spoke to XXXX at State Collection Service and stated these facts. Her response was if the hospital had received payment from me on XX/XX/2016 then they would not have reported it to State Collection Service Inc. I replied I have a copy of the cancelled check so they had not only received it, but had cashed it and it had cleared my account by XX/XX/2016 which was 8 days prior to the debt collector mailing me the debt collection notice.
12/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60031	Web	Servicemember
I sent several letters to State Collection Service in XXXX Wisconsin to verify this account. They continue to report it to all credit bureaus XXXX XXXX XXXX, XXXX XXXX XXXX ). The letters I sent to them were dated XX/XX/2021, and the final letter was sent on XX/XX/2021. They continue to report the unverified accounts to the credit bureaus. This account is a fraudulent account and without verification is under State and Federal violation. This should be REMOVED from ALL CREDIT BUREAUS. I have tried many times for State Collection Service to provide me with the contract with my signature on it. They continue to ignore my request. All letters sent were certified and returned receipt and it was received by State Collection Service. Yet they continue to report it to the Credit Bureaus.
04/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO 64119	Web
State Collection Service , Inc. initially mailed me on XX/XX/XXXX which was received on XX/XX/XXXX with a letter telling me I had 2 accounts each of {$2100.00}, that were in collections with them. This was the first contact I had had with them. I sent them a certified debt verification letter that was received by XXXX XXXX on XX/XX/XXXX to which State collections never responded to verify the debt, leaving themselves open to litigation. On XX/XX/XXXX another letter was sent by State Collections which was received by me on XX/XX/XXXX informing me that this unverified debt is seriously delinquent. I believe the debt to which they are referring to is part of a debt currently being disputed in court with both the insurance company and provider and will soon be dismissed entirely.
04/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33569	Web	Older American
XXXX provides me with XXXX and other medical products and services. I am covered by medicare and I carry a medicare supplement to cover all co-pays, etc. I am XXXX % insured. XXXX claims unpaid balances from XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. They never asked me for payment. My first notice of this was thru the collection agency letter ( attached ) which arrived on XX/XX/XXXX. State Collection infers the possibility of referring my name to a credit bureau if I do not pay these amounts. I have spoken to Medicare and found that the only XX/XX/XXXX claim was paid in full on XXXX/XXXX/2014 and forwarded to XXXX XXXX XXXX XXXX for payment of the patient responsibility portion. XXXX claims that the XX/XX/XXXX and the XX/XX/XXXX bills were duplicate billings and were denied.
07/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92394	Web
Just got a notice from my credit monitoring service that a new debt was attached to my credit report. I immediately disputed it online through XXXX and they sent me an email the very next day that said the investigation was complete. I find that very hard to believe there was any 'investigation ' at all, given that I had commented that the debt was 'fraud ' and does not belong to me. How was this debt verified as belonging to me in XXXX day, and how was it 'verified ' if it is n't mine? I do not owe this company money, and this debt is fraudulent. I have a very common name and do n't understand how something can attach to my report without proof of it being mine!!! I need this item completely deleted from XXXX and any other reporting agency, as this debt is fraudulent!!!
03/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 712XX	Web	Servicemember
I sent a letter to State Collection Service Inc. at the beginning of XXXX in response to a collection letter they sent me. The letter they sent was the first one they sent. Days later the debt collection was on my credit report before even trying to resolve the matter. If giving a chance, then I could have provided them with my insurance providers information. I also contacted my insurance provider XXXX XXXX XXXX to make sure they would take care of the bill being that I didnt have my card at the visit. So I sent a letter asking for validation not verification. They responded with a doctor bill for XXXX from XXXX XXXX XXXX XXXX of XXXX XXXX la. I sent back a copy of my insurance card an a letter asking them to remove their inaccurate information from all my reports
09/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 15212	Web
I received a notice from a debt collection agency regarding a medical bill totaling {$1500.00} from XXXX XXXX XXXX Hospital for XXXX XXXX dating XX/XX/18. I was informed by my social worker Medicare would cover any remaining medical expenses after XX/XX/18. I have XXXX as my primary insurance and Medicare as my secondary insurance. I have called XXXX hospital 's billing office at least 7 times to tell them bill Medicare as my secondary insurance. As far as I know they are waiting on Medicare to pay the remaining balance. I was never notified of this debt being sent to collections by XXXX. It should be covered in full by XXXX and Medicare. The collection agency is State Collection Service XXXX XXXX XXXX XXXX WI XXXX. Phone number XXXX XXXX billing office isXXXX
07/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 74011	Web
State Collection Services Inc This company sold a debt I paid. I provided the proof that I paid this and they did not close it. Instead, they sold the debt to another company. I spoke to them many times and they verified the debt was paid, but still sold it to another company. It has been a nightmare for 3 years now. When I requested a letter, they never sent one. This company verified it was paid, and said the letters I got from the other debt collectors was probably from another debt. I have never owed another debt in my life. It is for the same debt, same date, same amount. Instead of closing out the debt properly, they sold it and then refuse to take responsibility and instead, insinuate that I owe money to other companies. This is unethical and insulting.
11/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60647	Web
Original creditor was XXXX XXXX for a XXXX XXXX taken on XX/XX/18. The requisition letter specifically indicates XXXX was to charge the provider directly, XXXX XXXX XXXX. Instead of billing XXXX as they should have, they attempted to bill my insurance, which was likely an old insurance carrier they had in their system. According to XXXX, XXXX kept making billing mistakes and so they stopped sending paper bills to XXXX clients altogether around this time. Either way, this was reported in XX/XX/XXXX of this year. When I found out, I notified XXXX, XXXX, and the collection agency that it was in error. The error was confirmed by both XXXX and XXXX - this bill was not owed by me ever. The account is marked as closed but it should be completely removed.
09/19/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60628	Web
The debt is inaccurate. Hospital incorrectly billed wrong insurance although I gave them updated insurance information for services in XX/XX/2019. I was unknowingly left stuck with a huge bill of {$6900.00} that my insurance would have covered and left me with a small deductible. Ive spoken with State Collections agency about the error. They lured me into making a monthly agreement to supposedly protect my credit, until I Can get the hospital to correct the error with a promise to not flag my credit as long as an agreement was in place. However, my credit was flagged although I paid as promised and XXXX XXXX XXXX will not correct the error because they said they no longer own the debt and it can only be resolved with State Collections Agency.
07/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
State Collection Service Inc was sent a letter to provide validation of {$1000.00} that they claim is owed to them per credit reporting services. State Collection Service Inc sent on XX/XX/XXXX and XX/XX/XXXX itemized statements from XXXX XXXXXXXX XXXX Medical Center with personal information of medical procedures and nonmatching account numbers. There is no documentation signed with permission for State Collection Service Inc to have said medical documentation if procedures were provided, therefore HIPAA rights have been violated. Personal information has been illegally obtained, also erroneous accounts have been created. State Collection Service Inc is attempting to collect a debt that is not legally owed to them and/or is falsely created.
06/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60631	Web
on XX/XX/XXXX I answered the phone and was told it was state collections on behalf of advocate medical group. I had explained to advocate i had filed bankruptcy and was not paying the bills. I had then notified state collections. On XX/XX/XXXX I got a letter from state collections and had notified them once again I had filed bankruptcy. On XX/XX/XXXX state collections sent me a text message asking me to open the attachment that disclosed the same debt I have filed bankruptcy on. State collections has also obtained my new address i just moved into less than a week ago.. if they can tlo my address why can they not close this out for bankruptcy. This is harrasement and I did not give state collections permission to contact me via text message
05/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VT 056XX	Web	Older American
STATE COLLECTION SERVICES OF XXXX WISCONSIN LODGED A DEBT COLLECTION NOTICE WITH CREDIT REPORTING AGENCIES WITHOUT NOTIFYING ME IN WRITING XXXX XXXX specifically requested they Not notify me in writing and only try to call me. Since Robot Callers cant leave a message i had no idea that State Collection Services was trying to contact me. If they really wanted to contact me they would have written a letter to me. So they acted in an underhanded way to affect my credit rating. I have requested XXXX to show me a bill stating what they claim i owe to no avail ... they just send statements and then harrass you by turning your name over to these agencies. All conversations have been recorded by State Collection Serv ices
06/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 21207	Web
Last date that is relevant XX/XX/2019 It is ongoing Dispute with XXXX ( Creditor ) No valid verification method. Inadequately Reporting. I have sent disputes approx. 3 to 4 times with proper information and explanation. no credit debt should be on my XXXX account the balance should be XXXX. It has once again affected my credit rating. I constantly monitor my report with all 3 reporting agencies daily. requesting to remove with prejudice. XXXX should remove promptly from my report. 1ST STATE COLLECTION XXXX has been PAID IN FULL ( Showing on my report ) 2ND state collection -should be deleted not my charge XXXX 3rd XXXX XXXX XXXX should be deleted not verified XXXX Total of XXXX They have received information on this prior.
08/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	DE 19904	Web
On XX/XX/2019 I received a notice of collection from State Collection Services ; located at XXXX XXXX XXXX XXXX, WI XXXX. I sent a letter on XX/XX/2019 notifying them that the debt is in dispute and to cease collection efforts, until the debt is validated. It is my belief that the collection company has illegally continued to collect on a debt which has not been verified, after they received a notice to cease collection. This has been done by putting it on my credit report, thereby damaging my credit and potentially forcing me to pay it off in order to receive a loan from future lenders. This company has broken the law by not providing a verified debt to collect upon after they have been informed to cease their collection efforts.
09/29/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53224	Web	Older American, Servicemember
I became XXXX on my job, the supervisor call the fire department, and I was taken to XXXX XXXX XXXX Hospital , Inc because I has XXXX XXXX I was admitted over night. They took XXXX and put me in a room and given XXXX XXXX for XXXX and I talked to a few doctor about my pain. Than the next day I was discharged. I have received over 4,000 dollar in medical bill. This happen in XX/XX/XXXX XXXX. I just got another bill {$2300.00}, I am already paying collection {$100.00} a month. I don, t believe this is right, I do not owe all this money. I am XXXX year old, now I have to work just to pay this bill. I had a problem with my XXXX XXXX insurance. which did not pay the Hospital. I thank I am over paying these people. What do you thank.
04/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 10306	Web
Upon being notified about alleged debt, I was given 30 days to respond and dispute validity of such debt. I responded within three days period and advised of my intent to dispute said debt. I also provided additional information pertaining to another medical insurance that was supposed to cover medical payments. Approximately one week later I received similar later advising me of same. I responded to this communication in timely manner and once again disputed said debt and provided additional information pertaining medical coverage responsible for the payment. Third communication from the debt collector arrived on or about XXXX XXXX ... This time a payment was demanded and no mentioning of correspondence sent by me was mentioned.
08/14/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 953XX	Web	Older American
State Collection Service , Inc . XXXX XXXX XXXX XXXX. XXXX, WI XXXX Re : XXXX XXXX XXXX State Collection Service , Inc. letter of XX/XX/2019 Account XXXX On a letter dated XX/XX/2019, State Collection Service , Inc. state that they are charged with collecting {$140.00} on behalf of XXXX XXXX. I hereby dispute the validity of this claim. XXXX XXXX claims to have sent me some supplies for my XXXX XXXX. These supplies were not requested by me, and after following up with XXXX XXXX they realized that they had sent them to the wrong address. I have had a couple of conversations with XXXX about this charge, which I do not consider valid because I did not request the supplies, and because they were sent to an address unknown to me.
12/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 54901	Web
The medical insurance I am covered under was delayed in making a payment to XXXX XXXX XXXX, but eventually paid out. Despite this insurance payout occuring several months ago, I have continued to receive 5-6 calls per day from State Collection Service ( PO Box XXXX, XXXX, WI XXXX ) and have a derogatory mark on my credit report with all three bureaus -- with the exception of XXXX, who reviewed a dispute I opened and removed the collection from my report. XXXX investigated and the debt collector did not agree to remove the collection, so I requested a more thorough investigation. The XXXX investigation is ongoing. My credit has been ruined as a result of this inaccurate collection and the phone calls are bordering on harassment.
09/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
I am in the beginning of a mortgage re-fi. I mailed a dispute letter to clear up several inaccurate items on my credit XX/XX/2019. Then this mysterious collection appears on my credit? I was never, ever notified by mail about this medical issue from State Collection Service. I mailed both dispute letters to all CRAs and a direct debt validation letter to State Collection on XX/XX/2019. The debt was validated on XXXX, deleted off XXXX, I do not believe it was ever reported on XXXX. Yet, the direct furnisher letter was never answered? I believe from my credit reading that validating a CRA dispute is a violation until the direct furnisher letter has been verified and a response has been mailed to the person disputing.
10/25/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	UT XXXXX	Web
I got a text message from this company called State Collection Services. Honestly their text looks like a scam. I really am not sure. It doesn't say anything about this is an attempt to collect a debt. I tried to call them multiple times to find out if it was legitimate. When I finally got through they wanted my full name, date of birth and address. That sounds super scammer. That sounds like every other scammer that calls. I said if I have a debt with you can you pull it by my name. The lady was super rude. Didn't say this is an attempt to collect a debt. I still have no idea if this is legit or not. Why would I give my information to anyone with 10 scam calls a day and I don't have any idea if this is real.
05/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98115	Web	Servicemember
On XXXX XXXX XXXX , I discovered a collection account at XXXX and XXXX . The original date of the account was XXXX XXXX XXXX . I have NEVER received any communication from the collection agen cy, State Collection Service, that they had a collection account open for a bill I owed. Instead of notifying me about the collection account, so that I could pay the bill in collections in a timely fashion, then after taking no action to contact me regarding the collection account for FOUR months, they reported the account to the credit bureaus Now that the collection account is shown on my credit reports, it will hurt my credit rating and will stay on my credit record for a long time.
09/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92064	Web
I have received multiple text messages attempting to collect a debt. I am not aware of owing any debt to anyone that would be sent to a collection department. XX/XX/2021 : " We have a notice from State Collection Service, a debt collector. Please call XXXX or visit our website at XXXX XXXX XXXX Reply YES for info or STOP to end. '' XX/XX/2021 : " Notice from State Collection Service, a debt collector. Document password is 5 digit zip XXXX Contact XXXX Reply YES for info or STOP to end '' I did not receive any other information- not who I owe a debt to or how much. I have not clicked on any of their links or called out of fear of getting a phishing virus on my device. I believe this is a scam.
08/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30028	Web
account number XXXX Reference Number : XXXX 1/ Our records indicate someone placed two FRAUD transactions with XXXX XXXX XXXX XXXX brand ) in XX/XX/2022, the total amount are {$52.00} and {$100.00} which were blocked by credit card fraud system automatically. 2/ After receiving the Fraud alert text, I reported to credit card company immediately those are not my purchase. 3/ I contact XXXX brands company and reported those two FRAUD transactions, and they agrees to remove it. 4/In the XX/XX/2022 we received a collection mail from State collection service. in the XX/XX/XXXX again I contacted the XXXX brand collection department ( XXXX ) to reconfirm those are not my debt, and they agrees it.
08/07/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MN 557XX	Web
I answered a potential risk call and the person said that they were " XXXX '' and need me to verify that I am who she said. I asked that I needed to verify what company or business they were before answering any information. After 5 or 6 attempts to get this she stated they were " State Collection Services. I said ok why are you calling. They said they needed to identify me prior to answering that. I refused to give my dob. She said a street address that I had never heard of amd then a secondary one as well. I said you are incorrect and I verified the her name as XXXX and said that this is clearly a scam and I will be passing the number, name and " business '' name off to authorities.
02/26/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 531XX	Web
Over the last few years I have neen disputing the 24 musical bills from the State Collection Service and they are all duplicate debts with late fees/interest tacked on. They keep adding 1,2, {$3.00} dollars and reporting them as a new debt to the credit bureau. I have seen over {$100.00} in just 4 weeks being added on and reported. They are causing me emotional and financial harm at this point. I never signed a contacted with this company. The attorney I spoke with said they are not allowed to charge late fees or interest to medical bills. I have not even recieved a notice in regards to the debt or the debt increase, I get notified by XXXX XXXX every time it increases.
07/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53207	Web	Servicemember
On XX/XX/XXXX State Collection Agency sent me a letter attempting to collect a debt from XX/XX/XXXX for XXXX XXXX XXXX ( clinic ) for 2 amounts, {$26.00} and {$140.00}. Both of these had been paid by insurance and I personally paid the deductibles. I responded with a letter for " debt validation '' and disputed the debts on XX/XX/XXXX. Never received a response as of XX/XX/XXXX but received a credit alert that State Collection Agency had already listed these two " debts '' as collections on my XXXX and XXXX credit reports on XX/XX/XXXX. ( well before the Fair Debt Collections Act 's 30 day period to allow for the debtor 's time period to challenge the alleged debt.
05/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60652	Web
There is a collection account on my consumer report that shows the " original creditor '' and the account type which state DEBT BUYER. Pursuant to 15 USC 1692D ( 4 ) selling a debt is a violation. By these accounts being listed as debt buyer is also a violation pursuant to 15 USC 1692E ( 14 ) due to a 3rd party attempting to collect as somebody else. in this case STATE COLLECTION SERVICE is attempting to collect as XXXX XXXX XXXX. These collections ( junk buyers ) are infringing upon my privacy as I have the right to privacy and never gave them ANY permission to access my personal information as well as well as furnish ANY information on my consumer report.
11/28/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WI 54952	Web
the debt collector engaged in abusive, deceptive and unfair practices of the FDCPA, which is prohibited. They furnished MULTIPLE ACCOUNTS that I did not agree upon and i didnt sign an agreement on. A legal contract is signed by two parties XXXX I did not participate in any of it. More so they did not follow the proper 5 step validation procedures which makes this unfair. In addition, they did not have prior consent to communicate with me. The debt collector can not rely on consent given to a previous creditor or debt collector to communicate with me. According to the FDCPA i am entitled to {$1000.00} dollars per violation and clearly they violated my rights
10/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KS 660XX	Web
On XX/XX/XXXX, I received a bill for XXXX total. My insurance paid XXXX, my copay was XXXX, which I paid upon arrival at the XXXX XXXX, and there was a commercial insurance payment of XXXX. This left a balance of XXXX. On XX/XX/XXXX, I received a letter of financial assistance stating that my debt was forgiven by XXXX XXXX XXXX for an approved 68.8 % discount of the total bill. According to the site, I have XXXX debt and the balance was never given to collections until I noticed a derogatory mark on my credit report. Based off of these facts, I do not have any responsibility for the debt youre trying to collect. Please have this removed.
04/09/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 610XX	Web
In XX/XX/2012, I went into a hospital in Wisconsin with XXXX related issues, I had XXXX. I have provided the original hospital with my XXXX number, which they say they " didn't have '' at time of service. I have called two other times and sent it to them directly, at which they said it was too late to go back and bill them now, so it was just " my responsibility now ''. Now it's been turned over to a collection agency for about 4 years and they have, in addition to refusing to remove it, seeing that I had insurance and it was THEIR mistake not to bill them, have also ADDED to the original bill, nearly {$300.00} in " mystery '' charges.
10/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92627	Web	Older American
XXXX XXXX told me that I had a debt with them. I faxed a letter to XXXX, as the CFPB directed to ask for clarification. I did this on XX/XX/2018. I have still not recieved a written notice of clarification. So, I assumed that the debit was invalid. I was then contacted by a collection service ( State Collection Service Inc. ) trying to collect the debit, on XX/XX/2018. XXXX had still not provided me with a written clarification of the debt. The CFPB website stated that if they tried to seek judgment for payment of the debt without first providing written verification, they would be in violation of the Fair Debt Collection Practices Act.
10/11/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 54220	Web
State collections has called me on a previous bill I owed them during the call they violated HIPAA. I told them then to cease and desist my account and that I did not want an communication. Tonight I had another call via message dial for a new account that had listed in their office and after sitting on hold for over 4 minutes before being connected to a representative they refused to tell me their company name. They insisted I must verify who I am and that they would not give out their company name without that information. I told them to cease and desist my account again and that they are never to call or mail me anything.
10/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 342XX	Web	Older American
My problem is that State Collection Services XXXX XXXX, Wisconsin has not deleted a medical collection from my credit report even though it has been proven that XXXX had covered the bill of {$8200.00} in full. I am 100 % XXXX and the hospital made a mistake, whereas they took the collection back from State Collection Services in XX/XX/2023. The problem I have is that State Collection Services had no right to report a debt that was not 100 % confirmed was a debt at all. XXXX XXXX XXXX has confirmed that they took the collection back and were discharging the collection altogether. The collection must be removed permanently!!!
04/12/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53206	Web
This 3rd party collector deleted this information from my credit report and then reported as a new debt. Lowered my credit score on XXXX or the XXXX major credit reporting companies, and has me looking like I dont pay my debt. I am attempting to land employment, this is hurting my chances of doing so with the negative information reporting. This violates my HIPPA righta nd I have NEVER EVER given consent to be prayed upon by this company. I DO NOT OWE STATE COLLECTION SERVICE A DIME. I have sent count less validation and dispute letters, now they re-insert this on my credit. I can not believe this please help [
09/17/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 15213	Web
I went to XXXX XXXX XXXX ( used XXXX XXXX XXXX, account no. XXXX ) and received treatment on XX/XX/2023. I was informed that I did not need to pay anything by the receptionist. Today ( XX/XX/2023 ), I received a debt collection of {$35.00} from State Collection Service , Inc. ( XXXX, WI ). Prior to this, I have not received any communication or bill from XXXX XXXX XXXX regarding this matter. I will pay the amount as soon as possible but would like to complain against XXXX XXXX XXXX for referring to debt collection and was deficient in providing proper information and communication regarding this {$35.00} debt.
07/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 61704	Web	Servicemember
I noticed 2 collection accounts on my credit report by State Collections for {$200.00} and another one for about {$1200.00}. When I noticed one of them, and before the other one appeared, I attempted to resolve the matter by setting up a payment arrangement. I provided my banking information to this agency but there were no debits from my account I did everything I could possibly do to prevent the listing from hitting my credit report but this agency failed to start the payment arrangement prior to listing. I want these debts off of my credit report because I made every attempt to pay prior to listing.
01/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77057	Web
This company calls and harassed me to pay a debt from a medical provider XXXX a medicine for about {$400.00}. That I paid to another company about a month before this company started calling me. I still have not received any receipts nor any proof of payment from the last company. This company is asking for the same payment. When I ask them to send me proof I owe a debt none of the customer service reps can send an email, or letter to my home. Until they can prove this. They need to stop calling because the harassment is too much. Because when I call XXXX medicine Im not getting the same info.
02/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21133	Web
State Collection Service, debt collection company, reported {$1600.00} owed on my credit report for Medical expenses. Date of service XX/XX/16. Original debtor/account was XXXX XXXX XXXX Hospital . I received correspondence from other debt collectors on the same account by mail. I paid the full balance owed, on this account, to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. In addition, the amount differed from State Collection Service. I called State Collection Service to let them know I paid this debt to another debt collector but they refuse to remove this from all three credit bureaus.
05/09/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WI 53218	Web
I Recently contacted State Collection Service ( XXXX XXXX, WI XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX, WI XXXX ( XXXX ) XXXX-XXXX ) via mail concerning verification of the following accounts XXXXxx XXXXxx I have no knowledge of these debted accounts and want to be sure im not a victime of identity theft. According to the FDCPA i have a right to any and all documentation with my signature connecting me with these accounts. I have requested such documentation in writing and the State Collection Agency have not provided me with it thus far which makes the non compliant with federal law.
12/08/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21239	Web
I received a letter from State Collection Service informing me they are handling the collection of a debt. However, after reviewing my records, I am unable to find any documentation of any contractual relationship between State Collection Service and me which make them entitled to enforce a commercial claim against me. They have not provided any proof of contract to substantiate their claim. Such as providing me with a certified copy of an original contract with my signature, specifically naming State Collection Service as a company entitled to enforce a commercial claim against me.
12/15/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	SC 29607	Web
On XX/XX/2022, my employer received a call from XXXX asking for me in relation to a personal debt. The phone number they called from was XXXX and XXXX. The representative told my employer her name was XXXX. I can not find any information about this company or the phone numbers. When I try to call them back, I am unable to get through. I am not allowed to receive personal phone calls at work and this had XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Since I can not get ahold of anyone, I am unable to tell them to stop contacting me or find out information regarding the alleged debt I owe.
09/14/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78641	Web
I was contacted by State Collection service by text and phone ( even outside of the time window they are supposed to contact ) with claimes I owed a debt. I did not recognize what the debt was for and asked on at least 3 occasions, twice on phone calls and once by letter, for validation of the debt since I did not recognize it. They continued contacting demanding payment but never provided the validation documents and recently reported the debt to credit agencies. I am not going to pay a debt I don't recognize and under the law, the validation documents should jave been provided.
07/27/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 61111	Web
State collection services from XXXX Wisconsin took longer than 30 days after I disputed a medical debt. I was on state aid and the hospital never applied the state aid because I was laid off. I have the dates of this taking longer than 30 days when I disputed it and it is approaching the statue of limitations to be off my credit report. I have suffered long enough with XXXX from what happened and this triggers it constantly. Its debilitating knowing that the hospital was negligent not applying financial aid and I am not able to get get a car or home to live it's sad.
06/12/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30043	Web
State collection agency work for XXXX XXXX XXXX . I am in process to get financial help from the hospital to pay the balance although majority portion of the bills paid my health insurance. Patient is my XXXX years old son. I notify collection agency on XXXX / XXXX / 17 by fax that I am paying regular basis to XXXX XXXX and my financial aid application is on process. I do not owe this debt and they need to stop contacting with us. This account should not be on collection. But they are ignoring my request and they are in process to effete my credit.
02/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 610XX	Web
This debt was charged to me by XXXX. It was covered 100 % by my XXXX XXXX. I turned it into my Benefits Rep at XXXX. He found that the Doctor coded the procedure wrong. I then called XXXX and they gave me the proper code that it needed to be changed to. So, I called the XXXX Doctor and told him the problem. Nothing got done on there end. I repeated this back and forth with XXXX and XXXX for about 8 months. Finally after hours of phone calls, my Benefits Rep stepped in and made the calls. He was told that it was resolved and now years later it is not again.
07/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95206	Web
About a month ago I started receiving calls and collection notice from a company called State Collection Service. I was shocked and wrote the company back upon receipt- the notice claim it was for services rendered at XXXX Hospital . XXXX hospital is 3 hours away from me and I am a patient of XXXX XXXX. That said, I have no knowledge of the debts and they have the wrong person. I have requested they decease and desist with their collection efforts and the phone calls- however they continue to contact me. Client Account Numbers XXXX XXXX XXXX
10/29/2020	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	MN 551XX	Web
I have received multiple text message to contact them ( State Collection Service ) past XXXX. Last one when I had had enough was on XX/XX/XXXX at XXXX XXXX. On XX/XX/XXXX I called the XXXX from that text and asked to speak with the compliance department to which they stated they don't take phone calls. I explained I have been getting text messages after XXXX last one at XXXX central time and she stated would remove text messages from my account. But I want this addressed since they would not let me speak with the compliance department.
01/19/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60448	Web
On the following dates, I have received automated phone calls from XXXX to my cell phone : XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX Researching this number in XXXX identifies the caller as State Collection Service , Inc . In one instance, an automated message was left on my voicemail. I have never given State Collection Agency permission to contact me at this number.
12/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	WI 53029	Web
They " NEVER '' say who this company is, they say it 's on a " recorded line '' and DEMAND your personnel info. I have never once given my info out over then phone, and never will! They have called me in 1-day over 9 times, which immediately throws red flags up that it 's a scam. I did my own search on the internet, and there are 429 complaints against this phone number!! Can you say SCAM? I sure hope the FCC runs them up the flag pole, or I will have no choice but to change my number! Scam ... scam ... .scam ... .scam!
05/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94539	Web
I had paid the debt in full that I owed to the health care provider XXXX last year via their ebillpay system. I was surprised when I got a call from the collection agency this year. After their call I faxed them the proof of payment to the collection agency. Recently, I received another letter asking for the same payment which did n't include my payment in the transaction history that was provided to me. I am being harassed by these letters and the collection agency is not doing it 's due diligence to investigate.
02/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92392	Web	Servicemember
Im not sure. Ive recently received forwarding mail from my old address in XXXX California and have recently moved into our current home. My family and I have been staying with family until our current home was ready to move in. I immediately tried writing but received no response. Why am I receiving this dept? My insurance is still the same. XXXX really confused. If you can call me at XXXX I would greatly appreciate it. The reference number is XXXX and my name is XXXX XXXX. Hope to hear from someone soon. Thank you.
03/14/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90065	Web
In XXXX of XXXX, XXXX notified customers they were recalling certain XXXX products because of issues with the insolation foam. XXXX XXXX is attempting to collect money " owed '' to them for services rendered before XX/XX/2021 despite the fact that the machine would've absolutely been defective before then. They have since sent my bills to collections. I have attempted to contact XXXX repeatedly and can not contact their billing services and all other departments punt me off to another department, getting nowhere.
01/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 62269	Web	Servicemember
I submitted a dispute to State Collection Service for 2 medical bills. State Collection Service first sent me a letter requesting all of my personal information ( account number, name, address, phone number ), before I could respond to the letter, they ( State Collection Service ) sent me another letter with attachments of all medical procedures that were done at the facility. State Collection Service should not have access to the medical records or medical procedures, this is a violation of HIPAA and my rights.
11/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 210XX	Web
I was seen at emergency room due to car accident, XX/XX/2021, XXXX XXXX XXXX, I did provide insurance information to hospital at time of visit, the hospital didn't submit to insurance, and I didn't receive any information from hospital for debt, until I found on credit report, I have requested removal several times, without reply. I asked XXXX to submit payment, and State collection didn't reply with any documentation in the time of compliance, therefore debt is not my responsibility per XXXX XXXX XXXX XXXX XXXX
02/12/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60419	Web
State Collection Service , Inc. did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above-named original creditor/collection agency. Should this item not be deleted within the required time allowed by law I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation.
12/26/2016	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	WI 53029	Web
My wife and I have past due medical accounts from XXXX and from XXXX that have been placed for collection with State Collections Services. I have on several occasions requested over the phone and through fax letters that any and all communication regarding these debts need to come to me through my email, my cell phone or my fax. Yet, CSS continues to try to make contact with my wife - either through her cell phone or at work - activities that I have expressly forbiddened and in clear violation of the law.
11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WI 54703	Web
I hired a public defender and was required to pay XXXX dollars. I filled out a form that they say was never received to give me an extension due to no work or reduced hours. I tried resolving this with the company and even called someone in the courts. Now because the time elapsed I owe XXXX dollars and this is on my credit report. I told them I have no problem paying the XXXX or even half of the XXXX, but they would not work with me. The collection company is called State collection services in XXXX, WI.
02/24/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53218	Web
I have requested several times that this company send me formal debt validation. I am allowed under the Health Portability and Accountability Act ( HIPPA ) to protect my privacy and medical records from third party parties, I did n't give permission to any of my current or prior providers to release any medical information to this third party. Please also note that withholding that information that was received from any medical provider in an attempt to be HIPPA complaint can be a violation of the FDCPA.
01/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 98375	Web	Servicemember
Agents from State Collection Service , Inc. ( SCSI ) have been calling once a month since XXXX regarding an account for which I already have a payment plan set up and am current on. Each time the agent calls I have requested a statement, confirmed my mailing address and have yet to receive any thing in writing from SCSI. After 3 months of requesting statements and receiving no written correspondence from State Collection Service, SCSI has added a collection account to multiple credit reporting agencies.
11/09/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	SC 29640	Web
The company calls repeatedly. Today ( XX/XX/2023 ) they called once at XXXX and again at XXXX. They called twice Tuesday the XXXX and typically call 2-3 times a day if not every other day. They are also using my cell number to contact me which is against TCPA compliancy. They have never asked for permission nor do they have permission. They have also texted me numerous times without my consent. Attached are some of the texts/calls I could recover. They have been unable to verify the debt as well.
03/08/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78749	Web	Older American
State collections in Wisconsin has added a medical collection debt to my credit report. This ill was paid 6 years ago. ai can not find my receipt but I know it was paid. The WisconsIn State Attorney office has stated that a medical bill in the state of wi that is over 6 years old has exceeded the statue of limitation of 6 years. According to state law this must be removed from my credit report. However, it continues to appear on my credit report. The collection agency refuses to remove it.
07/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21117	Web
I sent State Collection Service, Inc an Affidavit of truth, Cease and Desist, and Debt Validation letter on XX/XX/2021. State Collection Service , Inc received the package on XX/XX/2021. They were given 30 days to respond and have not. An unrebutted Affidavit stands as truth. State Collection Service , Inc is in violation of 15 USC 1692b ( 2 ) State Collection Service , Inc is in violation of 15 USC 1692b ( 5 ) State Collection Service , Inc is in violation of 15 USC 1692d ( 1 )
04/10/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	DE 199XX	Web	Servicemember
I have XXXX XXXX XXXX but the hospital and the debt collector conspired to collect this debt and damage my credit. They both never attempted to verify the debt or get paid from the insurance company. They must contact the insurance company before attempting to collect this debt. Also, I never used hospital services in XXXX How did the hospital come up with this debt? I was afraid of going to the hospital due to pandemic in XXXX. How did I get charged for services not received?
09/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98003	Web
All of a sudden a XXXX debt collection was added to my credit report. Its not mine or its fraud. I tried to dispute it with XXXX and told them it wasnt mine. They didnt remove it or show why the debt collector could keep reporting this on my credit file. Im contacting you after reading how to handle something like this. Im also going to report this as fraud. Thank you for anything you can do to help me dispute this again and get this off my report. It planted my credit score.
06/21/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	ND 58102	Web
State Collection services spoofed their caller ID to appear as my girlfriends name. When I pressed them on this, they stated they had no idea what I was talking about, and claimed the number I was currently talking to them through was not one on their records. This is a bold face lie. Coincidently, my girlfriend works for the hospital that this debt is owed to. I believe they managed to use data without either my partners expressed consent to reach out to me illicitly.
12/11/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WI 546XX	Web
State collection services is trying to collect debts that are expired has the statue of limitations for the state of Wisconsin they are also reporting it to my credit agency and there are duplicate negative remarks are regarding the same account that should have been already dismissed from my viability of the debt due to the Wisconsin statute of limitations they are negatively impacting my credit score which is negatively impacting my life and my ability to get credit.
02/09/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	WI 53719	Web
I have received calls from this number on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. I do not have any outstanding debts and have requested the caller send me physical mail of their collection request. I have never received any mail from them. They call about once a month asking for sensitive information such as my SSN and mailing address. Their phone number also does not match the XXXX XXXXXXXX XXXX XXXX phone number. The phone number of the caller is XXXX.
09/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60617	Web
Hi! State Collection Service , Inc at XXXX XXXX XXXX, XXXX, WI. XXXX has been sending me collection notices in the amount of {$200.00}. The collection has been reported as past due balance. I don't know or owe this company. I have never had any dealings with this company. I've noticed a decrease in my credit score. OnXX/XX/2021 and XX/XX/2021 something was put on my credit from this company, that I don't owe ... which caused my credit score to decrease.
04/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32043	Web
We placed an order with XXXX XXXX XXXX XXXX XXXX on XXXX for {$48.00}, my wife paid via XXXX . After we received the product we were contacted by the company asking for payment. We sent them the proof of payment from XXXX. Today we received a statement from a debit collector ( State Collection Service Inc ) stating that the account was now in collections. I gave the collections comany the XXXX proof of payment and was told that they would look into it.
07/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34203	Web
I sent a debt validation letter to State Collection Services Inc. at beginning of XX/XX/2021. State Collection Services IncXXXX failed to validate my debt. Instead on XX/XX/2021 they sent a list of my medical records which I know is a direct violation of HIPPA regulations. I never sign a HIPPA Form authorizing them to have access to this information. Please delete this information from my credit file and cease all collection activities immediately.
09/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30127	Web
XX/XX/XXXX ( {$270.00} ), and XX/XX/XXXX ( {$430.00}. Police reports filed in the state of which I reside. Disputing the validity of the debts with the credit bureaus with validated status returned with no proof of claim. I'm not sure how theses accounts were opened and being reported in my name but i've stressed nearly all resources to get them resolved. Contacted company requesting validation of debt but have yet to receive anything from them.
04/11/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 339XX	Web
STATE COLLECTION SERVICE IS ATTEMPTING TO COLLECT A DEBT BY USING AN INTIMIDATION tactic by placing the UN-VALIDATED collection on my report. Under the law, they are NOT suppose to do that! That is considered collection activity! This Debt needs to be deleted immediately. I have NO signed contracts with them OR THEIR CLIENT!!. I believe it's also a violation of the HIPPA ACT by placing my medical information on a credit report!!
03/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34243	Web
I have made attempts to resolve this including providing my insurance information. I was insured at the time this medical bill was incurred. The other accounts that were placed in collections with another agency were removed because I was indeed insured at the time and they were covered services as is this. I have also tried to settle the account with the agency because they are reporting it on by credit report with no resolve.
04/15/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	ME 049XX	Web
Today,XX/XX/2021. and another day from another number I received a text message stating they were from State Collection Service with no information whatsoever about any debt. I have never received a paper notice from them. Furthermore, they sent a link which they say is " secure '' but scammers also say this. I got a previous text message from the same company but with a different number on XX/XX/2021 with the same information.
08/30/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MA 02720	Web
https : //www.statecollectionservice.com keeps calling me and texting me about a debt I do not owe. I have no information about the debtor and have requested them to stop by email, and phone conversation. A relative owes the debt and I have no information about the debt, so I can not help. The relative is an adult. They call numerous times a week from virtual phone numbers including : XXXX XXXX, and XXXX XXXX.
02/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60409	Web
Pursuant to 15 USC 1681a ( d ) ( 3 ) this company is in violation as in regards to Medical Information. There is no permissible purpose for this third party who I never contracted with should have my private information. I never directly or indirectly gave this company to contact me through ANY medium and using the CRA 's is a form of communication federally. As a private flesh and blood woman I was violated.
12/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	DE 199XX	Web
State Collection removed wrong information on my credit report. Report # XXXX Since XX/XX/XXXX I have been waiting for my score too reflect that which before this error my credit score was ( XXXX ). Need Too Update All 3 Credit Agencies. They fixed a previous problem in 24 hrs. I have a new Mortgage credit check inquiry starting XX/XX/XXXX. This is Crucial too get this made correct. Thanks XXXX XXXX.
09/09/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 606XX	Web
Collection Agency has not verified debt and has reported derogatory information to multiple credit agencies. I 've contacted Collection agency to provide proof of debt, rather than provide proof of debt in timely matter State Collections reported collection to an additional credit agency. State Collections also failed to contact me regarding collection and I found out through checking my credit report.
10/26/2021	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	WA 980XX	Web
I received text messages from " State Collection Service '' saying they were a debt collector. On XX/XX/XXXX ( phone # : XXXX ) there was a link in the text message that wanted me to enter my zip code, I ignored the message after doing some research realized this was a fraud. On XX/XX/XXXX ( phone # XXXX ) sent a text claiming they had a " notice from State Collection Service '' and to call.
12/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53225	Web
XXXX XXXX, 2017 State Collection Agency placed a debt collection on my credit report in the amount of {$420.00}. I have requested validation of said debt and have only received a bill. The bill does not prove that the debt is owed. I do not have a written contract with State Collection Agency. I have not been provided a contract between them and the original credits for collection authority.
11/23/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 91709	Web	Older American
On XXXX I purchased shoes at XXXXXXXX XXXX XXXX online ( XXXX XXXX ). On XXXX the shoes were returned and credited. On XX/XX/XXXXXXXX I received a letter from State Collection Service. IncXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Stating I owed XXXX XXXX {$34.00}. They have my name and address and they are threatening that if I do not pay the past due fee, this will affect my credit report.
05/30/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	DE 19977	Web
State Collection Services has reported an alleged debt to the Credit Reporting Agencies without notifying me that I can dispute the debt and without providing validation of this debt. Please see the attached letter requesting adequate validation of this debt, if they can not fulfill this request, I demand immediate deletion of this " debt '' from any consumer agency it was reported to.
03/31/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 43235	Web
I received a text message with a link to a Website and a phone number. The website looked legitimate, so I called the number to resolve the issue. The seemed to have my name on file and phone number, though when I called them out for not correctly having other information attached to my name and that this is an error, they hung up on me which clued me in that it was indeed a scam.
08/24/2016	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	AZ 85635	Web	Servicemember
These people call using blocked numbers and play like they have established an agreement with their victims by having their robot talk to voicemail. Then when I get their address and send them the information notifying them that their " alleged client REFUSED to follow procedure and submit a request to XXXX in Colorado, they wait 30 days and then start in with their harassment.
09/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53132	Web
State Collection Service Inc is trying to collect a medical bill from XX/XX/18 of {$260.00} from me. This is not my bill and belongs to an ex spouse. I have never gone to, or been treated at XXXX XXXX XXXX or any other hospital. I have disputed this claim, but XXXX has not removed it enough it is not my bill and no proof can be shown it is mine as it is not.
06/08/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 54481	Web
A collection was opened XXXX XXXX 2016 by XXXX XXXX Clinic given to me in State collections for my credit report. This account is wrong. I had medical insurance at the time and still have medical insurance. I am a XXXX XXXX who barely makes enough to feed myself. I have explained time and time again. I can not pay this and this is affecting me every turn I make.
05/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 542XX	Web	Older American
I was told that I had to contact the insurance to get a detailed bill. I did get a shot in the knee a few months before the insurance covered it. But at the end of the year being of XXXX we switch to a new insurance. I am having a hard time keeping bills pay around the house here with one income coming into the house the way it is. Thank you for your time..
03/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 641XX	Web
This debt is claimed to be owed XXXX XXXX, XXXX XXXX XXXX, according to XXXX XXXX for which I am an employee of, the debt as been satisfied. When I contacted the debt collector I was told that I owed {$6.00}, when I tried o report to them that the debt was completely satisfied they ignored me and has continued to ssend notices and make phone calls.
04/25/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WA 98031	Web
I had a credit report pulled and a collection appeared for {$1.00} with State Collection Service in favor of XXXX XXXX XXXX. I have not received any other notices or communication in any form from State Collection or XXXX XXXX concerning an outstanding balance of {$1.00} for debt owed and have paid all known medical billings to XXXX XXXX XXXX.
01/15/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 53027	Web
Get calls multiple times every day. Started on XX/XX/2020. They never once left a voicemail. I answered once ( XX/XX/2020 ) ... they said it was " state collection service ''. I told them I would make payments when I'm able to. They have no respect at all. Still continues to call me multiple times a day. This is harassment and needs to stop!!
02/12/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	GA 30121	Web
XX/XX/18 XXXX called the work place of XXXX XXXX from XXXX. XXXX then disclosed information to a co-worker. XXXX never should have called the place of employment much less disclosed information. After this she threatened XXXX by saying " now i know were you work AND where you live! ". These are not acceptable practices by a collection agency.
07/03/2015	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	OH 43081	Web
This medical bill was paid to another collector and Ohio XXXX has been unable to provide an accurate statement that it is a valid charge. I told State Collector to return the collection to Ohio XXXX and they have not sent the disputed charge back to Ohio XXXX. It is not a valid collection and should be removed from my credit immediately.
10/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DE 19805	Web	Servicemember
State Collection Service was contacted by me on XX/XX/2019, regarding a {$1000.00} medical bill from XXXX XXXX. I explained the circumstances regarding the bill. I provided them with all necessary information and documentation to have the debt paid. I have requested this debt be removed from my credit reports. It has not been removed.
07/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28226	Web
I am receiving a debt from State Collection Service, Inc ( debt collector ) on behalf of XXXX XXXX XXXX. My mom was in one of their facilities in XXXX, NC ( XXXX ) and died on XX/XX/2023. Her rent was paid in full and she had no outstanding balances when she died. They turned this bill over to collections saying i owe the {$1200.00}.
04/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34232	Web
I have contacted all three reporting agencies several times through online as well as state collection also disputed. I have tried to resolve as soon as they were added but numbers are disconnected & I can not get anywhere with XXXX or XXXX they say its not me? I have had enough back and forth & no one is doing anything about it.
05/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98023	Web
STATE COLLECTION SERVICE at XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, Wi XXXX has been sending me collection notices in the amount of {$200.00} the collection has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
08/31/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	WA 984XX	Web
Companies have exceeded the maximum allowable days of investigation and have not given verifiable evidence of the accuracy reporting on of credit report. Also they didnt have permissible purpose to furnish this information on my consumer report ; and violation of FCRA 15 U.S. Code 1681i Procedure in case of disputed accuracy ;
12/05/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	WI 530XX	Web
I had a XXXX debt, they did not send me anything and did not call me, they called my son, told him the amount of the debt and the date of service. He told them to call me. And when i called back, they did have my phone number and address. They must have just got the debt, i assume because they did not try to contact me prior.
11/08/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	IL 60543	Web
At XXXX on XX/XX/2021 I received a text message from XXXX ( XXXX ) XXXX purporting that they represent State Collection Service , Inc. ( aka : SCSI ) and are attempting to collect a debt. A link was provided, which I did not access, and the option to opt out of these notifications was provided. I responded yes to opt out.
01/06/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	PA 152XX	Web
I never received noticed from XXXX about the warning to forward to collections. I never was warned that it would be sent to collections when it was. I use the app to pay what I can on it and my recent payments were in XX/XX/2022. I was paying what I could and it just got sent to collections without notification?
07/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98117	Web
I was forwarded to CFPB by the FCC regarding a scam text message. I do not have unknown outstanding debts and have never heard of State Collection Service Scam text message below : Notice from State Collection Service, a debt collector. Document password is 5 digit zip XXXX Contact XXXX Reply Stop to end
11/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	FL 342XX	Web
I get a medical bills on my credit report who was already paid by my insurance still showing due and I start received some calls from collection agency about this debt who made some treated about this issue. I do n't have any knowledge about this issue and never received any last invoice from the office.
01/27/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07731	Web
I was contacted via text message regarding a debt that was owed. I went to download the file linked in the text message and was unable to put in the password to open the document. I know for a fact that I do not owe any debts that would be in collections. I have since deleted the file off of my phone.
09/19/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MN 550XX	Web
State Collection Service Inc. hung up on me after I tried to provide them information regarding why my mother did not owe the bill they stated she owed. XXXX Collection Service Inc. does not provide an email address to speed the communication process, XXXX has to communicate with them via postal mail.
06/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98409	Web
In accordance with the Fair Credit Reporting act XXXX Account XXXX #, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish A account without my written instructions
09/05/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98056	Web
I keep getting robocalls from a supposed debt collector from a local area code. I get a robo message instructing me to call a toll free number, not the number they are calling from noted on my caller ID. More than likely a spoofed number and a phishing attempt for personal information for ID theft.
07/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53219	Web
State collection services in the amount of {$420.00} dollars under dispute since it was first reported to credit agencies in XXXX 2016. Company has repeatedly failed to provide information substantiating debt claim. No account statement or report of any kind has been received despite requests.
08/19/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WA 989XX	Web
I just noticed this accusation on my credit report from XXXX and know absolutely nothing about it. It 's a {$70.00} open collection from State Collection Service Inc. I have medical insurance and always pay my copay, this does not show up in XXXX. I 've never received notification or a bill.
06/21/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 535XX	Web	Older American, Servicemember
spoke to state collections to resolve issue but they were only interested in collecting information from me. on XXXX XXXX told them to send me information about this debt as required by law, still have not received information. they have reported to credit agencies affecting my credit.
06/29/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 170XX	Web
There 's a pass due medical collection on my credit report from XXXX hospital that I do n't remember so I called the hospital and there collection agencies and no one knows why it 's there cause no amount was showing get on anyone 's systems please take this off myour credit report
12/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85339	Web
I received a letter from them a while back. I responded stating I was on a payment plan with XXXX and they needed to validate it. They never did and now it is showing on my credit report. This needs to be fixed as I responded within the 30 days and they failed to validate the debt
08/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC XXXXX	Web
In a letter received in late XX/XX/2020, State Collection Services , Inc. request {$200.00} within 30 days for a non-existent debt. I have written to the company requesting they immediately close this case, and cease contacting me about this, or any other, non-existent debt.
10/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 339XX	Web
I have a account that should had never been put on my credit reports I applied for assistance threw the hospital and was approved. because I was on public assistance at the time and the hospital told me I was approved. and the bill would be paid threw the hospital.
04/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46260	Web
State Collection Service Inc. is attempting to collect a debt that is not owed. I have made several attempts to resolve this issue, but to no avail. This medical debt was covered by insurance and financial aid. I am not sure why they are still trying to collect.
04/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53213	Web
I don't know who these people are. I've never had a contract with them. I've never signed anything with them. I have not done business with them. I've never bought anything from them. They are saying I owe {$200.00} XX/XX/2017, {$730.00} XX/XX/2017. I DO NOT!
11/20/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 53406	Web
I have reached out the State Collection Agency on multiple occasions to attempt to resolve this issue. I also informed them that this was included in my bankruptcy. I have also sent them a copy of the XXXX page stating that it was included in my bankruptcy.
09/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 15210	Web
I have received a debt notice from XXXX under reference number XXXX. I have tried to make this payment, but can not create an account under XXXX. It tells me I have no prior documents with them and therefore I am not a patient. Therefore I can not pay this.
03/15/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60473	Web	Servicemember
I have repeatedly asked for validations of the debts they are claiming, ( by certified mail ) and never receive a response. I have no medical debts, nor would I grant written permission, under the HIPPA laws... For access to any medical information!
03/04/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 537XX	Web
Creditor, continues to change the amount of debt upping by XXXX dollar a month to hurt my credit more. Currently the balance owed keeps going up from original amount, just to continuously drop my credit score. Falsely showing I owe more than I do..
11/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MN 566XX	Web
Improper use of my report from State Collection Service , Inc . This collection agency is violating my rights under the No Suprise Act of XXXX I have a medical bill that an out of network provider is charging me without my prior authorization.
03/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	WA 98042	Web
XXXX XXXX is reporting incorrect information to my credit report. -Two year payment history is incomplete. -Date last active is different and incorrect with all XXXX credit bureaus. XXXXLast reported date is incorrect with XXXX .
10/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45255	Web
Today, XX/XX/2021, I received a text from XXXX that said it was from State Collection Service. They claimed to be a debt collection service and asked me to click on a link to receive information about the debt. It looks like a scam.
06/28/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IL 604XX	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX Attorney General and FTC
09/27/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 36695	Web
the state collection report wrong dept collection ( medical ) to my credit history for negative but this is not my dept also for harassment report to XXXX XXXX and all other credit score company!!? this is not correct for law
04/05/2022	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	PA 15216	Web
I understand I had an appt that was not completely covered by insurance. Then the covid came along and messed everything up. Is there a helper I can apply for? Everything else is helped because of covid ... ... so .....
01/29/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MD 21117	Web
I was received an alert stating that state collection services was added to my credit report. I never received an XXXX notice, I thought the collection agency is suppose to send a notice to give you a chance to validate
09/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Unexpected or other fees	WA 98032	Web
A recent credit inquiry is reporting a medical collection account from state collection services. I have been unable to verify this account and believe the balance should have already been addressed by insurance.
07/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60630	Web
State collections have been notified several times of my bankruptcy and still attempt to collect. Provided false information on prior cfpb complaint. I did not file a ch XXXX i filed a ch XXXX on XX/XX/2019
01/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60605	Web
This company is reporting inaccurate information on my credit report. I have no knowledge of this account or to whom it belongs to. I've reached out to them directly asking them to remove this account.
03/09/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60615	Web
I attempted to contact XXXX XXXX to pay this numerous times. This did not show up On the inline portal. I was advised that the account number and my actual account number with this debt does not match
05/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 080XX	Web
The company never provided details of the alleged debt when requested I have disputed this debt which I do not owe, I am an employee of XXXX XXXX and this should have never become a collection matter
02/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28054	Web
This company State Collection service , Inc sent me collection letter on XX/XX/2023 for {$59000.00}. I don't who this company is or never had a contact or die business with State collection service.
09/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 759XX	Web
I called to have this account disputed but the company is not showing anything under my social. I asked why it would be showing under my social in my credit report but they did not have an answer.
12/31/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 117XX	Web	Servicemember
Negative credit reporting is appearing on my credit report from State Collection Services, XXXX, Wisconsin. I have never heard of this company and am not aware of any debts owed to them.
08/22/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	KY 410XX	Web
This company continued to call me and refuse to tell me about what the debt is for unless I give my sons personal information. I blocked the number now they are sending me text messages
03/09/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 54303	Web
I really needed to get to the ER because I suffered two injuries and i didn't have any insurance coverage. I cant afford to pay this debt because I have hit a financial hardship.
02/08/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 93906	Web
XXXX Health Care continues to bill XXXX XXXX for services rendered in a worker 's compensation matter. XXXX XXXX is NOT responsible for this debt, the worker 's comp. carrier is.
03/02/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 618XX	Web
Failed to honor that this alleged obligation is not mine and failed to grant monetary relief and is unauthorized to conduct business in my state of residence, Illinois.
09/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 170XX	Web
The information is false and it should not be on my account I have contacted the hospital and they have no recollection of me being in the hospital on that date
11/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	WA 98034	Web
This company is reporting that I owe money to them. I have tried to fix this issue with them MANY TIMES and they decline to verify my debt to them.
05/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	WA 98034	Web
I have tried to contact this bank few times and they never responded me back with the information I have with them. This account is not accurate.
07/02/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 604XX	Web
State Collection Service , inc have communicated an assumed debt to me without validating it nor did I give express written consent to do so.
05/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21133	Web
STATE COLLS is claiming that I owe them {$50.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
01/02/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21117	Web
Pulled my credit report and a fraudulent account was listed on my report that I did not open nor authorize State Collection Service XXXX
08/04/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	WI 53224	Web
On XX/XX/2021 found that Collection Service was reporting on my credit file in the amount of XXXX I have no idea what this debt is for.
09/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 99336	Web
Collection agency sent bill for {$90.00} showing for XXXX XXXX and today. I contacted XXXX XXXX and verified I had no balance due.
07/09/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 53212	Web
I have never received anything from this company about debt, and furthermore this debt on my credit is a HIPPA violation!!!!
03/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98119	Web
XXXX XXXX XXXX XXXX is charging me {$430.00} for an appointment that was not mine and impossible for me to partake in.
05/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19709	Web
I always pay co-payment when I visit doctor. This does not to belong. Please remove it from my credit report.
02/25/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 34207	Web
I have no clue about this debt and this company STATE COLLECTION SERVI keeps writing and calling me.
10/24/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	KS XXXXX	Web
Was paying a set amount to XXXX XXXX. Next I receive a call from a debt collection agency.
07/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60652	Web
I HAVE NEW AND UPDATED INFORMATION, PLEASE REVIEW ATTACHED DOCUMENTS.
02/20/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 54303	Web
I didn't have medical insurance when I visited the ER and had no job
02/01/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	WI 53066	Web	Older American
I politely and professionally asked them to stop calling me.
07/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63043	Web
This was place on credit report..
01/17/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 15025	Web	Servicemember

01/09/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 117XX	Web	Servicemember

01/08/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98055	Phone

01/06/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98038	Web

12/19/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	SC 29650	Web

12/16/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 342XX	Web

11/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21207	Phone

11/01/2023	Yes	Debt collection Medical debt	Electronic communications Contacted before 8am or after 9pm	ND 58104	Web

10/25/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60107	Web	Older American

10/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92545	Web	Servicemember

10/18/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29650	Web

09/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84107	Web

09/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60062	Web

09/07/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90069	Web

08/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29160	Referral

07/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 20109	Web

07/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60010	Web

06/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21157	Web	Older American, Servicemember

06/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60637	Web

06/20/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KS 66062	Web

06/19/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92028	Web

05/22/2023	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	SC 29651	Web

05/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21202	Web

05/11/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33946	Web

05/10/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60014	Web

04/17/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95367	Web

04/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 61604	Phone	Servicemember

03/13/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MN 55109	Web

03/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 15061	Web

02/20/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DE 19702	Web

02/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30019	Web

02/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 618XX	Web

01/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98178	Web

01/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 64119	Web	Servicemember

01/16/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	ND 58701	Web

01/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 23883	Web	Servicemember

12/03/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53129	Web

11/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53121	Web

11/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94027	Web

11/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33614	Phone	Older American

10/26/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29650	Web

10/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 53050	Web	Older American

09/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35120	Web

09/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MN 55068	Web

08/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	WA 98502	Web	Servicemember

08/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	WI 53186	Web

07/22/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MD 21117	Web	Servicemember

07/15/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60629	Web

07/05/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	KS 66053	Web

06/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MD 21215	Web

06/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60506	Web

05/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53225	Web

04/29/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34247	Web

04/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 34243	Web

04/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60402	Web	Servicemember

04/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MN 56545	Web

04/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 155XX	Web	Older American

03/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94550	Web

02/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KS 66062	Web

02/17/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 13144	Postal mail

02/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53170	Web

02/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53213	Web

02/07/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KS 66062	Web

01/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20721	Web

01/29/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	DE 19977	Web

01/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30204	Web

01/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 15205	Web

12/27/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98038	Referral

12/01/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OH 45220	Web

11/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60605	Web

11/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 21144	Web	Servicemember

11/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 98024	Web

11/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 34210	Web

11/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53222	Web

10/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 08234	Web

10/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 20774	Web

10/23/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60652	Web

10/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98092	Web

10/21/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 15108	Web

09/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98092	Web

09/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60619	Web	Servicemember

09/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 98422	Web

09/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60637	Web

09/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60478	Web

08/16/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 801XX	Web

08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21234	Web

08/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WA 98405	Web

08/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53233	Web

08/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21207	Web

08/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77611	Web

07/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77396	Web

07/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53216	Web

07/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53223	Web

07/09/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21207	Web

07/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21117	Web

07/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11764	Web

06/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53223	Web

06/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19934	Web

06/03/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53223	Web

06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98002	Web

05/30/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53150	Web

05/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98002	Web

05/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98042	Web

05/12/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21076	Web

05/12/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21076	Web

05/10/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 92111	Web

04/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 15222	Web

03/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21044	Web

03/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 53221	Web

03/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21136	Web

03/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21136	Web

03/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21215	Web

03/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98001	Web

03/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98373	Web

03/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98373	Web

02/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53221	Web

02/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 34287	Web

01/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MN 56649	Web

12/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98374	Web

12/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98409	Web

11/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98002	Web

11/05/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KS 66062	Referral

10/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98407	Web

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98032	Web

09/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MN 55127	Phone

09/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98407	Web

08/29/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98444	Web

07/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98408	Web

07/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45239	Fax

06/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 14718	Web

06/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92111	Web

06/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98406	Web

05/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 14718	Web

05/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34286	Web

05/06/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WA 98329	Web

05/03/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33606	Web

04/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60628	Web

04/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53206	Phone

04/07/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77632	Web

04/03/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DE 19977	Web

02/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33021	Web

01/26/2020	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	WI 532XX	Web

01/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19943	Web	Servicemember

01/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53072	Web

12/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98374	Postal mail

12/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98374	Postal mail

12/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77385	Web	Older American

11/21/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MN 55008	Referral

11/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53578	Web

11/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75370	Web	Older American

10/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53212	Web

09/06/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	CA 95060	Web

09/04/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53713	Web

09/04/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	WI 53219	Web

08/23/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21722	Web	Servicemember

08/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53209	Web

08/21/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IL 60085	Web

07/16/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you instead of your attorney	IN 46825	Web

07/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77665	Web

07/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 53154	Web

07/02/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77385	Web	Older American

07/02/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60620	Phone

06/24/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33021	Web

05/25/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WA 98047	Referral

05/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45203	Phone

05/01/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 98047	Referral

05/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WI 53083	Web	Servicemember

04/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MD 20794	Web

04/15/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53405	Web

04/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 99006	Web	Servicemember

04/03/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 61525	Web	Servicemember

03/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	FL 34202	Web

03/11/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 53080	Web

02/19/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 53714	Web

12/25/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60616	Web

11/12/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MD 21213	Web

10/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77240	Web

10/15/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 61104	Web

10/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	ID 83835	Web

10/10/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90044	Referral

09/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53206	Postal mail

09/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75067	Web

09/07/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53121	Referral

08/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 53209	Web

08/20/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 53590	Web

07/25/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 53121	Web

07/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 16509	Web

07/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98178	Web

06/21/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11361	Postal mail

06/15/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MN 55902	Web

06/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 62521	Web

05/29/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 53208	Web

05/28/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11375	Web

05/22/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30080	Referral

05/21/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 53149	Web

05/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60056	Web

05/01/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WI 53098	Postal mail

04/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 62526	Web

04/03/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MN 55902	Web

03/27/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21206	Web

03/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21213	Web

03/24/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30066	Web

03/20/2018	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt		Phone

03/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53223	Web

03/15/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 60194	Referral

03/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 54304	Phone

02/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37043	Web	Servicemember

02/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34221	Web	Servicemember

02/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60647	Web

02/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53027	Web

02/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 61110	Web

02/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NE 68503	Web

01/09/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 53222	Web

01/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 54914	Web

12/21/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MN 56560	Web

12/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60616	Web

12/11/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53051	Postal mail

12/11/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53051	Postal mail

11/07/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28078	Referral

10/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21229	Web

10/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94134	Referral

10/13/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 54301	Referral

10/11/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21133	Web

09/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 54901	Web

08/30/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 61088	Referral

08/21/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	WI 54476	Web

08/17/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount		Phone

08/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11429	Referral

08/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53224	Web

08/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60102	Web

08/01/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53223	Web

07/26/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA 98203	Web

07/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75370	Web	Older American

07/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	DE 19938	Referral

07/19/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53206	Web

07/16/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53224	Web

07/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53223	Web

07/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85326	Web

07/05/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 53208	Web

06/19/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 53714	Web

06/16/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 61604	Web

06/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Received unwanted marketing or advertising	WI 53207	Web

06/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 86004	Phone

05/30/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53225	Web

05/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 54971	Web

04/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 62206	Web

04/06/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33037	Web

03/30/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 15301	Web	Older American

03/29/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60609	Postal mail

03/16/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MN 98136	Web

03/15/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WI 54302	Phone

03/14/2017	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	WI 54241	Web

02/16/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 15044	Web

02/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WI 53081	Postal mail

02/15/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60616	Web

01/30/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WI 53704	Web

01/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21208	Web	Servicemember

12/16/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 15136	Web

12/01/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53021	Web

11/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21740	Web	Older American, Servicemember

11/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 15227	Web

11/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	DE 19711	Web

10/31/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WI 53548	Web

10/20/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 53208	Web

10/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 61073	Web

10/14/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 13021	Web

10/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WI 53533	Web

09/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	WI 53950	Web

09/19/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60137	Web

09/14/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WI 53110	Web

09/01/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	WI 54143	Web

08/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30101	Phone	Older American

08/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 32609	Postal mail

07/30/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WA 98466	Web

07/30/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53716	Web	Servicemember

07/12/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 11779	Postal mail

06/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 54403	Phone	Older American

06/16/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	AL 36116	Referral

06/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 54220	Web

05/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92122	Web	Older American

05/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 17112	Web

05/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	IA 52241	Web

05/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92655	Web	Older American, Servicemember

04/08/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	AZ 85296	Web

03/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30068	Web	Servicemember

03/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 98465	Web

03/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	PA 17406	Referral

03/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53011	Web

01/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94602	Fax

01/20/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	IL 60453	Web

12/17/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60124	Web

12/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 80501	Web

10/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60187	Web

10/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	NM 88001	Web

10/01/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	GA 30362	Web

09/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53094	Web	Servicemember

09/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 15235	Web

09/11/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	GA 30127	Web

08/21/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WI 53703	Web

08/18/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	FL 34292	Phone

08/13/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60107	Postal mail

08/04/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 53140	Postal mail

07/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CT 06384	Referral

06/24/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98072	Phone

05/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 62269	Web	Servicemember

04/29/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53072	Postal mail

04/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 53227	Web

04/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	ID 83709	Web

04/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	UT 84014	Referral

03/31/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 98204	Web

03/30/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WI 54817	Postal mail

03/03/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53218	Web

02/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 79782	Web

02/10/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 91352	Web

02/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	IA 52240	Phone

02/01/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53221	Web

01/31/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 16502	Web

01/31/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85653	Web	Servicemember

01/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60096	Web

01/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	GA 30349	Referral

01/12/2015	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	PA 15531	Web	Servicemember

01/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17319	Web

12/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77079	Web

12/15/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92692	Referral

12/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53589	Web

11/30/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OR 97225	Web	Older American

11/25/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WI 53221	Web

11/18/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 53207	Web

11/07/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MI 49858	Web

11/03/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53150	Web

11/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95765	Web	Older American, Servicemember

10/02/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	IL 60431	Web

09/16/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KS 67441	Web

08/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called outside of 8am-9pm	IN 46526	Web

08/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	UT 84116	Web

08/04/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53209	Web

08/01/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 53211	Web

07/30/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 53226	Web

07/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19381	Referral

07/08/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	AZ 85019	Web

07/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48801	Referral

06/25/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30013	Referral

06/12/2014	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	WI 53081	Web

05/20/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 14621	Web

05/10/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 16123	Web

04/21/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53050	Web

04/10/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WI 53188	Postal mail

04/08/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	AZ 85048	Referral

04/01/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 61238	Web

03/27/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MS 38804	Referral

03/25/2014	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	IL 60513	Web

03/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53172	Web

03/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53172	Web

03/22/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NM 87402	Web	Older American

03/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85206	Web

03/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34761	Web

03/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	PA 16051	Phone	Older American

02/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53172	Web

02/19/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89130	Web

02/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53074	Web

01/31/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 95076	Web

01/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53916	Web

01/09/2014	Yes	Credit reporting	Incorrect information on credit report Account status	KS 67441	Web

01/04/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 53402	Web

01/02/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	PA 15146	Web

12/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60436	Web

12/22/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	SC 29627	Web

12/10/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53186	Web

12/02/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 28214	Web

11/26/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WI 53158	Web

11/25/2013	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IL 60638	Web

10/27/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77479	Web

10/18/2013	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 62854	Web	Servicemember

09/08/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29203	Web

09/08/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 38075	Web