St.John Cobb Inc CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/08/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 280XX	Web
There is an item from XXXX XXXX XXXX XXXX, a collection agency that hit my credit report on Saturday XX/XX/2019 today and the office is not taking my calls. Someone is there because it is dated today. I just moved into this town. That may have been a mistake and I believe someone is intentionally trying to ruin my credit. This should not be on my credit report and is not a valid debt as it reports a XXXX balance and was not previously reported. It needs to be removed and blocked and the company is not taking calls on the issue. Someone was there to help me because it literally just posted today. My guess is that this company collects for the community I moved into last month. The collection agency is in the same town as my community. The community manager is not aware that I saw that my apartment went onto the market after I failed to pay my rent on XX/XX/2019. I paid it on the XXXX having utilized the grace period. They took the apartment off the market on XXXX after discovering that I paid the rent the day before. I have no idea if the community manager was spawned by the XXXX and a lying XXXX at the time, but she did all she could to hold me up from getting into this apartment. They recently left a card on my door with their core values which included serving the TEAM first. Shouldn't they be serving residents?? This was a personal message that they will back one another at all costs. Other residents have encouraged me telling that she will always do what she has to to feel like I am beneath her. It was the nicest way of calling her XXXX without saying the word I guess. I've seen so much come out of her that I can't put it passed her to get a head start on sending me to their debt collection agency prematurely sure of herself that I was not going to have my rent for XXXX on time. I need this company removed and blocked from my credit report until I am done legally following through on all matters accordingly. This is fraudulent.
10/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28273	Web
XXXX XXXX Ss # XXXX ST JOHN COBB INC XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation which is binding on me to pay this debt. Your legal staff will agree that compliance with this request is required under the laws of Federal Statutes. In addition to the questionnaire below, please attach copies of : Agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment. Agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with appropriate Federal authorities, the XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on fraudulent extortion.
05/01/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 28262	Web
I am requesting an immediate deletion of a DEROGATORY PUBLIC RECORD OR COLLECTION FILED note in my credit report. XXXX XXXX XXXX XXXX ( of XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX ; XXXX ) is failing to acknowledge that the debt that they are trying to collect on behalf of XXXX XXXX XXXX XXXX XXXX ( of XXXX XXXX XXXX XXXX XXXX NC XXXX ) is inaccurate and that they should not have placed it into collection and reported to XXXX. I have repeatedly informed them and their client ( the XXXX XXXX office ) that the Insurance ( XXXX ) indicated by a letter ( see attached ) that the XXXX XXXX office failed to verify the eligibility of my son for the treatment. I also acknowledged that I failed to do the same and accordingly offered to pay half the amount. The XXXX XXXX office should have acknowledged their mistake in handling the insurance eligibility verification and should not have sent the account into collections when I had offered to resolve the issue by offering to pay for my portion of the mistake. The collection agency - XXXX XXXX XXXX - should do a better job in verifying the accuracy of the claims before reporting to credit bureaus.
05/11/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85326	Web	Older American
Re : St John Cobb Inc. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX NC XXXX Phone # XXXX I received a letter from them claiming that I owed them {$36.00} for False Alarm fees that I had not paid. They said my case had been referred to them for collection, and I had 5 days to pay them. I went to the City of XXXX utility billing office and they said they never heard of this company. I also went to XXXX Police dept and they had never heard of this company. I called XXXX XXXX XXXX, and they said they were not showing any false alarms or late payments on my account. I therefore believe this is a scam, and I am not paying it.
11/13/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27284	Web
Collection Agency XXXX XXXX Creditor XXXX XXXX XXXX XXXX XXXX Opened Date XXXX XXXX, XXXX Closed Date -- Balance {$600.00} Placed for collection Disputed XXXX/XXXX/XXXX for the second time Disputed the first time XXXX This account is fraudulent. I am not aware of what I am being charged for what so ever. It has also been transferred to another agency but remains on my credit after dispute.
02/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NC 28215	Web
Never received bill for these services which should have been paid by my insurance. I wasn't aware of this bill until I pulled my credit report 7 months ago and saw this was in collections, negatively effecting my credit
03/08/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NC 28216	Web
Car accident witch the other driver was at fault and company wanted medical insurance information which was provided but it wasnt resolved ... so I was stuck with a bill that I didnt know I had until the phone calls
02/16/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NC 28216	Web
Harassing phone calls
04/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 28117	Web

05/27/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28229	Web

08/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29731	Web

05/06/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75354	Referral

02/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28117	Web

07/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 14215	Web