SinglePoint GI CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/15/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	LA 700XX	Web
Per 15 USC 6805 and FCRA and as a federally protected consumer, I am opting out of any and all authorizations reporting of my personal data to anyone without my prior written consent. Any further sharing of my personal data will be in violation of my rights under the Privacy Act of 1974 and copyright protection. My right to have a fair and equitable consumer report has been and continues to be violated by GENERAL REVENUE CORP. In addition to the above complaint, per 15 U.S CODE 1681 ( b ) PERMISSIBLE PURPOSE OF CONSUMER CREDIT, I did not give permission to report on my consumer credit. Experian & the listed creditors and alleged debt collectors is in violation of the law. Under 15 U.S code 1681- Permissible purposes of consumer reports. a ) general subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other 2 ) in accordance with written instructions of the consumer to whom it may relates. I did not give any written instructions to furnish my transaction history on my consumer report and furthermore the FCRA 15 U.S. Code 1681a - definitions ; rules of construction SO EXCLUSION from a CONSUMER REPORT containing information solely as to transactions or experiences between the consumer and the person making the report. Credit reporting agencies such as XXXX, XXXX and XXXX are defined by the XXXX XXXX XXXX XXXX as financial institutions subject to its rule making authority pursuant XXXX XXXX XXXX. XXXX, XXXX and XXXX are not upholding its role pursuant XXXX XXXX XXXX. You ( GENERAL REVENUE CORP ) are not upholding your grave responsibilities with fairness, impartiality, and respect for my right to privacy in the vital role you assumed in collecting, storing, assembling, and sharing an accurate and equitable consumer credit profile on my behalf. This is MY consumer credit profile and reporting inaccurate information is a discriminatory practice and is prohibited pursuant per the Equal Credit Opportunity Act. Your failure in responsibilities includes but not limited to, a violation pursuant 15 USC 1681a ( 2 ) ( a ) ( I ) - XXXX, XXXX and XXXX continues to furnish reports containing my transactions histories, debt utilization, payment history, inquires, and credit card balances are a few examples of transactions and experiences. A violation pursuant 15 USC 1681c ( a ) ( 5 ) - any adverse information shall be excluded from the consumer report. You are subject to civil liability pursuant 15 USC 1681n, 15 USC 1681o and a violation of 15 USC 1692c- you are acting in capacity of a debt collector when you communicate/ advertise my transaction history. My consumer report is a form of communication and advertising my transaction history is an attempt to coerce payment of the alleged debt. The provisions of 15 USC 6801 ( a ) this requires financial institutions to notify consumers of their information sharing practices and provide a right to opt out of certain sharing. I never received an opportunity to opt out of notice from GENERAL REVENUE CORP. As a violation of 15 USC 6802- you ( GENERAL REVENUE CORP ) communicated my nonpublic personal information to unaffiliated 3rd parties without my consent and without giving me the opportunity to direct such information not be disclosed. All of the information contained in my consumer report is nonpublic personal information unless I give you permission. You ( GENERAL REVENUE CORP ) are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( GENERAL REVENUE CORP ) furnishing this information to my consumer report. I did not give you authorization or permission to have my personal identifying information, which you have obtained by aggravated identity theft in accordance with 18 U.S.C 1028A. Per 15 U.S CODE 1681 ( b ) PERMISSIBLE PURPOSE OF CONSUMER CREDIT regarding inquiries, if the accounts are not open on my credit report all inquiries will have to be removed ; please provide documentation that you used to verify that the inquires ( i.e. promotional or otherwise ) are open accounts with the creditor. Please be advised that I dispute the validity of the listed alleged debt in its entirety. I request a copy of a contract or agreement signed by the alleged original creditor and all parties to any such contract provided. Be advised that a billing statement, notice or any unsigned document is not verification of the alleged debt. You are on notice that you are unlawfully attempting to collect the listed alleged debt. If you opt to provide verification, also provide me with proof of the chain of title ownership of the debt. Also, if the alleged debt was acquired by a debt buyer, you would also need to provide proof of the chain title of the alleged debt, and this must be from the original creditor to the current alleged without a break in chain. This is a notice to CEASE and DESIST of all illegal activities, including reporting which constitutes collection activities. This is also a NOTICE exercising my rights to prevent the processing of my personal data. Failure to remove these debt collection accounts and update transactional history as PAID AS AGREED/ON-TIME on these accounts within 4 days from my consumer report as requested will result in legal matters being taken upon you. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by XXXX. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. During this time collection activity must cease and desist. If any adverse action that is taken during this validation period that negatively impacts my Credit Report, including any potentially inaccurate information, I will instruct my legal consul to take relevant action against the guilty parties. You must immediately remove the collections you fraudulently placed on my credit reports until such a time as the debt is proven valid. If I personally do not receive any response from you for VALIDATION of this account within 4 days, all references and claims to this account must be deleted from your files. Adverse actions taken against me denying my rights, of which the civil damages pursuant to 15 USC 1611 ( 1 ) are up to { { { {$5000.00} } } } per violation, civil damages for 15 USC 1692 ( j ) are up to { { { {$1000.00} } } } .per violation NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE.
05/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 782XX	Web
This notice is to inform you that you have unlawfully reported an alleged debt to my consumer report. Under the New Rule REGULATION F which took effect XX/XX/2021, You GENERAL REVENUE CORP. You have violated the FDCPA 1006.30a and its new rule by parking this alleged debt on my consumer reports. Cease and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not given you written permission to put anything on my credit profile 15 USC 1681b2. You have no permissible purpose by law to contact third parties with my private or personal information. Your offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C. 1028A. You have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I AM A LITIGIOUS CONSUMER I WILL NOT HESITATE TO TAKE LEGAL ACTION AGAINST GENERAL REVENUE CORP. 15 USC 1692c ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. I refuse to pay this alleged debt. Cease and Desist all collections activity regarding this alleged debt and PROMPTLY Delete it from all consumer reporting agencies that you have reported this inaccurate, incomplete, erroneous and misleading information to at once. The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and house purposes. You and your inaccurate reporting have damaged my livelihood. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION 1 ) PROHIBITION ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Duty : a moral or legal obligation ; a responsibility Accurate : correct in all details ; exact. PROHIBITION : a law or regulation forbidding something 15 USC 1681 s-2 Says you GENERAL REVENUE CORP are a furnisher of information to a consumer reporting agency. You ARE PROHIBITED BY LAW to furnish inaccurate information 15 USC 1681 s-2 ( a ) ( 1 ) ( A ) 15 U.S. Code 1681s2 ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION XXXX ) PROHIBITION ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate ; and ( ii ) the information is, in fact, inaccurate. In conclusion I have shown you and you have been put on notice that you are reporting inaccurate information. The information is, in fact, inaccurate. The continued reporting of this inaccurate information is a clear violation of the Law 15 USC 1681 s-2 of your responsibilities as a furnisher of information. You have caused me and my family severe harm due to your negligence and inaccurate reporting. This is a final opportunity to Cure and DELETE This Erroneous, inaccurate account from my Consumer report. YOU HAVE 10 Calendar days to DELETE THIS ACOOUNT FROM MY CONSUMER REPORTS! or I will take legal action for consumer law violation under 15 USC 1681 n, 15 USC 1681 o and 15 USC 1692k. DELETE THE FOLLOWING ACCOUNT/S FROM YOUR RECORDS AND ALL CONSUMER REPORTING AGENCIES. GENERAL REVENUE CORP Acct # XXXX Failure to respond satisfactorily with deletion of the above referenced account, and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company, for which I will also be seeking {$1000.00} per violation for : 1. Defamation of Character ( per se ) 2. Negligent Enablement of Identity Fraud 3. Fair Debt Collections Practices Act 15 USC 1692g violations 4. Fair Credit Reporting Act 15USC 1681 violations for willful noncompliance - XXXX. Civil liability for willful noncompliance [ 15 U.S.C. 1681n ]
05/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 782XX	Web
I have asked you to validate the alleged debt that you claim that I owe, and all you have provided me are statements and signatures to an account that you can not prove is mine. You have violated my consumer rights under the Fair Debt Collection Practices Act ( FDCPA ) 15USC 1692 ( g ) - Failure to validate this alleged debt. I refuse to pay this alleged debt until the proper validation of this debt is provided. Please cease and desist all collection activities until you can properly validate this alleged debt. 15 USC 1692c ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. Furthermore, you do not have any jurisdiction or authority to even collect on this alleged debt. FDCPA 811 [ 15 USC 1692i ] Legal actions by debt collectors ( a ) Venue Any debt collector who brings any legal action on a debt against any consumer shall -- ( 1 ) in the case of an action to enforce an interest in real property securing the consumer 's obligation, bring such action only in a judicial district or similar legal entity in which such real property is located ; or ( 2 ) in the case of an action not described in paragraph ( 1 ), bring such action only in the judicial district or similar legal entity -- ( A ) in which such consumer signed the contract sued upon ; or ( B ) in which such consumer resides at the commencement of the action. ( b ) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. By the way, if you ever decide to turn this alleged debt over to an attorney to collect and violate my rights under the FDCPA 15USC 1692 even further, just keep in mind that an attorney can not be a debt collector and a debt collector can not be an attorney. FDCPA 807 [ 15 USC 1692 ( e ) ( 3 ) ] False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : The false representation or implication that any individual is an attorney or that any communication is from an attorney. With all that was said above, for each VIOLATION of the FDCPA that you have committed I am entitled to {$1000.00} per violation. You dont believe me? Ok, let me show you what the law says : FDCPA 813 [ 15 USC 1692k ] Civil liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of -- ( 1 ) any actual damage sustained by such person as a result of such failure. ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. Your Options are as follows : 1 ) Delete this account and cease and desist with all collection activities. 2 ) Settlement ; or 3 ) We go to court and you incur lawyer fees, plus pay me {$1000.00} per violation along with more in damages.
12/09/2020	Yes	Debt collection Federal student loan debt	False statements or representation Attempted to collect wrong amount	FL 32305	Web	Servicemember
On XX/XX/2020 at approximately XXXXXX/XX/XXXX. I spoke with multiple agents within the General Revenue Corporation. I first spoke with an agent who went by the name XXXX. I called GRC in an attempt to close the account I had with their company and was informed that the account could be settled for 50 % of the amount allegedly owed. The settlement amount was supposed to be {$880.00}. I was unsure whether the offer was valid and was transferred to a supervisor who went by the name XXXX. The supervisor assured me that the offer was valid and if paid the account would be closed and have a {$0.00} balance due. I questioned the supervisor about receiving confirmation of the accounts closure via email and the supervisor informed me that the company was in the process of changing " systems '' and that she was unable to send an email at the time. XXXX stated that the transfer of their systems would take a few days and that if I called back at a later day that she would be able to email a confirmation of the payment made and also confirmation that the account had a {$0.00} balance due. I assumed that the company and its representatives were acting in good faith and that the information I was being given was true and factual. I submitted the payment on XX/XX/2020 in the amount of {$880.00}. XXXX also stated that GRC reports all of their accounts to the credit bureaus on the first of each month. On XX/XX/2020 I called GRC in an attempt to follow up with someone regarding the statements that XXXX had made and to receive confirmation that the account did indeed have a {$0.00} balance due and to inquire whether the same information was being reported to the credit bureaus. On XX/XX/2020 I spoke with another supervisor who went by the name XXXX. I spoke with XXXX at approximately XXXX XX/XX/XXXXand XXXX offered completely different information than what XXXX had previously offered. During the conversation XXXX stated " you do not know what you're talking about '', " it doesn't matter what XXXX said they will not send any sort of email '', " I am absolutely sure that no one ever told you anything like that ''. Every call placed with GRC is allegedly recorded and can be monitored. XXXX stated to me that it was impossible for me to speak with anyone in their compliance department and I could not speak to anyone other than her. I have attempted to deal with this account several times in the past and have not been successful in any attempt to close this account. GRC has been responsible for sending letters that were misleading in the amount owed and have been misleading with providing information on how and when this account would be closed even after it has been paid. I feel as though I have been lied to by an agent of this company and when the misleading information has been brought to their attention they have done nothing to rectify their misleadings and have been disrespectful as well. XXXX words were verbatim, " it doesn't matter what she told you, we don't do that period. '' The tactics this company has used have been misleading from the beginning of their attempt to collect this debt and now they have become disrespectful verbally and have used abusive language when discussing their misleading tactics.
12/14/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34655	Web	Servicemember
I am writing to address a matter of utmost concern regarding an alleged debt collection activity initiated by the General Revenue Corporation ( hereinafter referred to as " GRC '' ) approximately XXXX months ago. The purpose of this complaint is to underscore what I perceive to be a blatant violation of the Fair Debt Collection Practices Act ( FDCPA ). During the aforementioned time frame, I was contacted by a representative of GRC via telephone. The purpose of this communication was to request payment for an alleged outstanding balance associated with XXXX XXXX. At that time, I took the opportunity to clarify my stance on the matter. I explained to the female representative on the phone that I had previously disputed the balance in question directly with XXXX XXXX. I emphasized that, according to the terms of my XXXX loans, it was XXXX XXXX XXXX responsibility to address and manage any financial obligations on my behalf. To my astonishment, my sincere explanation was met with a sarcastic comment from the GRC representative, which I found to be highly unprofessional and discourteous. Furthermore, during this telephone conversation, I explicitly requested that GRC provide me with all pertinent documentation pertaining to this alleged debt in writing, as mandated by the Fair Debt Collection Practices Act. According to this legislation, debt collectors are obligated to furnish a written debt validation notice within five days of their initial contact with a debtor. This notice should include crucial information such as the amount owed, the name of the creditor, and instructions on how to dispute the debt in writing. Regrettably, I have not received any such documentation from GRC despite my repeated requests. To compound these concerns, I have recently discovered that GRC has reported this disputed debt to a credit bureau. This action has had a detrimental impact on my creditworthiness and financial standing. This act, coupled with the aforementioned issues, demonstrates a disregard for both ethical debt collection practices and the legal obligations outlined in the FDCPA. I am deeply disappointed by the unprofessional conduct exhibited by GRC during our interactions and the apparent disregard for the FDCPA regulations that are in place to protect consumers. Therefore, I kindly request that GRC immediately cease all collection activities related to this alleged debt and rectify any negative reporting made to credit bureaus. I understand that GRC will try AFTER this complaint to mail me the required information, but at this point, they have violated the FDCPA.
11/22/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV XXXXX	Web
I sent a debit valadation letter to General Revenue they continue to try to collect on a debt that is not mine and are ruining my credit on a fraudulent debt. They have yet to validate the debt is accurate and send me proof this is mine. They sent out the notification of debt after they submitted it to the credit bureaus without validating or letting me know I have a debt which is in Violation of my rights as I have submitted proof from the credit bureaus they did exactly that and a dated letter from them after they submitted it to the credit bureaus. I have also attached proof I have no current balance with XXXX XXXX XXXX Nevada ( XXXX XXXX XX/XX/2020 XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX To Whom It May Concern, I am sending this letter to you in response to a collection notice I received from you on XXXX/XXXX/2020. Be advised, this is not a refusal to pay, but validation is requested. I XXXX XXXX dispute this fraudulent account representing a balance of XXXX. I do not owe XXXX XXXX XXXX Nevada as I am in good standing and proper financial aid in place. This is not a valid account under XXXX XXXX. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : Provide a statement which matches the balance being claimed Provide a list of charges that total the amount claim in your original letter Identify the original creditor Please produce all documents relating to the chain of custody authorized by XXXX XXXX XXXX Nevada to collect on the mentioned account. If your offices have reported inaccurate information to any of the three major Credit Bureau 's ( XXXX, XXXX or XXXX ), said action might constitute fraud. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you. I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter. XXXX XXXX
01/29/2021	Yes	Debt collection Federal student loan debt	False statements or representation Attempted to collect wrong amount	LA 711XX	Web
General Revenue Corporation XXXX left a message on our home phone voicemail stating that they are a collection agency for student loans for our son. Leaving a different telephone number XXXX to call them back with a identification number. My son called them back and they gave him a collection amount of {$8000.00} he owed on student loans. Which this amount is incorrect. They told him that to pay off right away the amount is {$6800.00} or the other option would be a down payment of {$1000.00} with monthly payments of {$200.00} a month.They also mailed a letter with a demand of payment that was suspicious. The method of payment was for a credit card or debit card only. We did some research on the internet about this company and their webpage was very suspicious. We checked the student aid website to confirm that Subsidized and Unsubsidized Direct Loans are protected by the Cares Act. Private loans like Perkins Loans and FFEL-Federal Family Education Loan are not protected by the Cares Act. Login into your federal student loan account and check the status first. Then he contacted federal student aid XXXX to check on his account to make sure that the same loan servicer that manages his account was still in effect. After that he called his Loan Servicer company which confirmed also that his student loan payments is still deferred under the Cares Act. That deferred status has been extended to XX/XX/2021 by the Cares Act, and his account has never been turned over to collection. Never give these people any personal information. Always check on your own student loans accounts yourself first by logging into your account. Then call federal student aid at XXXX for additional help and questions about your loan status. Do not call these people back. If there is a problem with your loan find out from federal student aid who your loan service company is and how to contact them first. Then follow their instruction. If your loan service company changes you will be notified in writing who the new company is. The new company will contact you in writing with all the contact information and explaining that they are your new loan servicer. Check your credit report, it will contain all your student loan accounts and the name of your loan servicer, address and telephone number.This telephone call is a student loan scam.
07/02/2020	Yes	Debt collection Federal student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32305	Web	Servicemember
On or about XX/XX/XXXX I received a letter from General Revenue Corporation regarding an alleged debt. According to the letter that was dated XXXX/XXXX/2020 I was in debt with XXXX XXXX University in the amount of {$2100.00}. This amount included a collection cost of {$420.00} and the entire balance was assigned account number XXXX. Upon receipt of this letter I requested validation of this debt from GRC. I submitted multiple letters to GRC requesting further validation of the debt and my requests were received by GRC on XXXX/XXXX/20 and XXXX/XXXX/20. The letters were received by XXXX XXXX and XXXX. On or about XXXX/XXXX/2020 I received another letter from GRC that alleged to validate this debt. The letter stated that the information we provided to the consumer reporting agencies is accurate and will continue to be reported in accordance with the Fair Credit Reporting Act. Enclosed is validation to support the reported information. The letter I received on or about XX/XX/XXXX stated that I was in debt to XXXX XXXX University in the amount of {$1700.00} and this amount included a collection cost of {$350.00}. Both the total amount owed, and the collection cost were different than the original amounts alleged on the letter I received on or about XXXX/XXXX/2020. The letter suggested that it validated the original debt however the amounts owed on each letter were different. The letter I received around XX/XX/XXXX2020 that allegedly validated the debt also included a statement from XXXX XXXX University. The statement was not a contract and it also did not contain any type of identifying marks that suggested that I had agreed to this debt with the university. The statement alleged that the debt was derived from federal financial aid. I was not a student with the university during the time of the alleged debt and I am also currently enrolled in school with the University XXXX XXXX. All of my student loans with the U.S. Department of Education are in deferment status while I am a student. I am unaware of the legitimacy of this debt and have not ever been contacted by XXXX XXXX University regarding this debt or any other debt. GRC is attempting to collect an unvalidated debt and have sent numerous misleading and threatening letters in their attempt to collect this alleged debt.
09/15/2022	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	IN 46375	Web
GENERAL REVENUE CORP IS IN DIRECT VIOLATION OF THE FOLLOWING : Fair Debt Collection Practices Act As amended by Public Law 111-203, title X, 124 Stat. 2092 15 USC 1692f 807. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The false representation of -- ( A ) the character, amount, or legal status of any debt 15 USC 1692g 808. Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. 15 USC 1692h 809. Validation of debts ( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor.
10/19/2020	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	FL 32305	Web	Servicemember
I was initially contacted by General Revenue on or about XX/XX/2020 regarding an alleged debt. The debt allegedly derived from XXXX XXXX University and was allegedly {$2100.00}. The initial letter I received stated that the principal balance was {$1600.00} and additionally a " collection cost '' of {$420.00} was added to the principal balance bringing the total alleged debt amount to {$2100.00}. I have attempted to resolve this issue multiple times with General Revenue in the past. I have also contacted the financial aid office with XXXX XXXX University and have been told " it was not heir problem ''. When I requested validation of the alleged debt I received a letter from General Revenue containing a list of charges. The alleged debt derived from a Federal Student Loan that I never received from XXXX XXXX University and the loan was allegedly received by myself when I was not enrolled in the university. The list of charged stated that I owed a principal balance of {$1400.00} along with a " collection cost '' of {$350.00} bringing the total alleged debt to {$1700.00}. General Revenue alleged to validate a debt with a completely different principal balance and a different amount charged as their " collection cost ''. General Revenue has placed this account on my credit report without validating the debt or even the actual amount allegedly owed. The Fair Debt Collection Practices Act ( FDCPA ) specifically states that " A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. '' Falsely representing the amount of a debt is a blatant and direct violation of section 807 of the FDCPA. General Revenue falsely represented the amount allegedly owed in regards to the Principal balance.General Revenue has also added their own fees to this alleged debt in the amount of a " collection cost ''. Section 808 of the FDCPA states '' The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law '', is a violation of the law.
05/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV XXXXX	Web
I have attempted to address this matter in the most amicable manner. I sent the enclosed statement ( included on the bottom of the email ) on XX/XX/XXXX and your company failed to address this matter. Today is XX/XX/2021 and you are still clearly avoiding to correct your mistake. I sent a dispute letter which was received by your company on XX/XX/2021. Your response was dated XX/XX/2021 which is more than the allowed time frame allowed by the FCRA, therefore I demand that you remove the information from my credit report immediately. If you fail to fulfill my request and if you continue to flagrantly violate the FCRA I will pursue legal action against your company. XX/XX/2021 To Whom it May Concern, This letter is a formal notice that GENERAL REVENUE CORP has failed to respond to my dispute letter of ( XX/XX/2021 ). I sent this letter registered mail and have enclosed a copy of the return receipt which was signed by was signed for by XXXX XXXX at XXXX XXXX on XX/XX/2021 in XXXX XXXX XXXX The item was signed for by XXXX XXXX. ( Tracking # Tracking Number : XXXX ) As you are well aware, federal law requires Creditors to respond within 30 days. It has now been over that period since the receipt of my letter. As you are no doubt aware, failure to comply with federal regulations by credit reporting agencies are in serious violation of the Fair Credit Reporting Act and may be investigated by the FTC. Obviously, I am maintaining detailed records of all my correspondence with GERNERAL REVENUE CORP I have included a copy of my original request, the dated receipt of your reception of the original letter and a copy of the proof verifying the incorrectness of the credit item you have mistakenly placed on my records. The following information therefore needs to be verified and deleted from the report as soon as possible : CREDITOR AGENCY - GENERAL REVENUE CORP XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please delete this erroneous item from my credit report as soon as possible. Sincerely,
07/26/2020	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web	Older American
XXXX XXXX XXXX XXXX ( XXXX ) forced XXXX to Resign prior to taking certain classes. XXXX then proceeded to demand payment for those courses they restricted XXXX from taking. XXXX entered into an Enrollment Agreement ( Exhibit A ) to pursue training in XXXX XXXX XXXX at the ( XXXX ). XXXX 's courses were to be taken at the XXXX Branch Campus in NJ. The Enrollment Agreement is signed by XXXX XX/XX/XXXX and is attached as Exhibit A. XXXX 's first course ( XXXX XXXX XXXX ), he was given a failing grade because of his final exam grade of XXXX. His overall grade for the course was XXXX. On XX/XX/XXXX, XXXX was place on academic probation ( Exhibit B ). He was told that he must score a passing grade of XXXX on all subsequent courses. XXXX 's next course ( XXXX ) he did receive a Final Exam grade of XXXX and an overall grade of XXXX ( Exhibit C ). On XX/XX/XXXX XXXX was pulled out of his third course and forced to resign despite satisfying the requirements of the academic probation ( Exhibit D ). It should be noted that up to that date, XXXX had a perfect attendance record and had overall scores of no less than XXXX On XX/XX/XXXX XXXX received a collection notice alleging a balance outstanding of {$4500.00} ( Exhibit D ). This amount represents those course ( s ) those courses that he was not allowed to take. They were NOT the courses that he took and allegedly failed. Those courses that he completed were paid for by grants and loans ; those loans XXXX will be paying XXXX XXXX directly ( and possibly other loan sources ). According to their own paperwork, this will be {$6000.00}. XXXX is not denying the obligation to pay back the {$6000.00} to creditors for the courses he did take. XXXX wants to collect on courses they prevented XXXX from taking. The {$4500.00} XXXX alleges is owed is denied and constitutes an attempt at Unjust Enrichment by XXXX.
01/06/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	MI 48237	Web
My name is XXXX XXXX XXXX XXXX, I am the original creditor, natural person, and consumer moving in commerce on behalf of my estate. I have been reaching out to this Collection agency, demanding that they delete all of my information out of there system because they are a third part company that I never did business with. I never gave them consent to have any of my information. They are infringing on my privacy. They are regulating under the FDCPA, in which they are violating there laws. This is abusive practices because this in hindering my lively hood. I never gave them written consent to have any of my information. 15 U.S. Code 1692b - Acquisition of location information- ( 2 ) not state that such consumer owes any debt ; I called them 56 times today every call they stated that they were attempting to collect a debt. Therefore they are violating my rights. I also demanded that they delete all of my information out of there system. And everytime they refused that they wouldnt, and told me I had to pay. Those responses made me feel that I am being extorted and if I dont pay them I am going to continue to be forced to be stagnant in life because this collection is hindering my well being. ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. Also, ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00} ; or
07/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77057	Web
This company, General Revenue Corporation is going against the law and reporting a debt in my name that not only doesn't belong to me, but they also have not provided any documents with my signature attached as requested as well, and they have received my information from a third party, which was shared without my consent!!! I also did not pay any debt with this company as they stated! This company does not even have my correct information. General Revenue Corporation stated that they received my personal information from a third party, in which I did not consent and/or give any permission to do so! I have never given consent to share any of my personal information to anyone and my personal information has been shared to report something to my name! This is against the law and General Revenue Corp should not be reporting anything on my name since they do not have any consent to do so from the third party that they stated they received my information from. The general rule under the Privacy Act is that an agency can not disclose a record contained in a system of records unless the individual to whom the record pertains gives prior written consent to the disclosure. A. The No Disclosure without Consent Rule No agency shall disclose any record which is contained in a system of records by any means of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains [ subject to 12 exceptions ]. 5 U.S.C. 552a ( b ). This company, nor the third party company, ( XXXXXXXX XXXX XXXX ), has not been given consent from myself to share my personal information, which is a breach and dangerous. I request that this be taken off of my record, as it is against the law!
05/13/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	IN 46037	Web
I received a letter from a company called General Revenue stating I owe them {$5500.00} from an alleged debt owed to XXXX XXXX XXXX. I pulled my credit report to also find General Revenue as a debt owed. I have never heard of this company before and have no legal obligations to pay them. On XX/XX/XXXX, I sent a certified letter asking the company to validate the debt. The letter was received and signed by General Revenue on XX/XX/XXXX. The letter also stated to cease and desist all collection activity during this 30 day timeframe of validation. General Revenue sent me a statement from Indiana XXXX XXXX, but the statement did not validate the debt showing my signature as a legal agreement to pay a debt to General Revenue. So General Revenue continued collection activity on XX/XX/XXXX at XXXX XXXX. I received a voicemail from XXXX XXXX attempting to collect on a debt that was never validated and I put a cease and desist in writing asking the company not to contact me. I consider this harassment, especially since I was not provided the proper documentation validating a debt they claim I owe. I contacted General Revenue and asked for a manager and they put a team lead on the line by the name of XXXX who said she would have her manager call me when she returns from lunch. I received a call from a manager representing General Revenue by the name of XXXX who stated they validated the debt and it was within their rights to continue collection activity. I have the conversation with XXXX and XXXX on recording for proof. Per FDCPA, I requested validation of a debt owed and told the company to cease and desist collection activity and she and her company completely disregarded my demand. I am filing this complaint with the CFPB for a violation of FDCPA guidelines and harassment.
04/22/2020	Yes	Student loan Private student loan	Dealing with your lender or servicer Keep getting calls about your loan	CA 93630	Web
I keep getting calls from this number ( XXXX ) XXXX, saying they are calling from general revenue corporation to collect a debt. I know I was behind on payments, but I had just received a letter from the school asking if I wanted to apply for a deferment, due to my income. I signed the letter and sent it back. About two weeks ago, I was still receiving that I had an amount due, so I made a payment of {$170.00}, so I can catch up on the {$1400.00} I owed. I then later on kept getting calls from this number, which I answered and they kept asking for my birthday to verify identity, but I felt uncomfortable giving them that information since I had no information about them, or made payments through them before. Right after I hung up, my mom calls me saying that a company is calling my uncle asking for myself, and my husband. The number that called my uncle was ( XXXX ) XXXX. I found this very rude, since I do not want any of my family members receiving calls about my business! I don't even have my uncles numbers, so Im wondering how did they have that information? Also my uncle said they mentioned my husband in the phone call, and I have never given any information about my husband in any paperwork for my debt nor my uncles. I went online to check on XXXX since that is where I make my payments, and it says I have no payments due as they are extended until XXXX of 2020, BUT this company continues to call me while I am at work. Yesterday, XX/XX/2020 they continued to call my uncle asking for my information, as well as disclosing I have a debt with my student loans. That is information I don't share with anyone, not even my parents so I don't think they should be sharing it with people who I have very little connection too. I am tired of receiving these call
07/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32303	Web	Servicemember
I was first contacted by General Revenue Corporation ( GRC ) on or around XX/XX/XXXX regarding an alleged debt. The debt allegedly originated as an account with XXXX XXXX University. The amount owed on this alleged debt was {$4800.00} and was assigned file number XXXX. I was never contacted by XXXX XXXX University regarding this alleged debt and never agreed to any type of arrangement with the University. I was once a student with XXXX XXXX University and all of my student loans are current with the United States Department of Education. I ended my enrollment with the University in XX/XX/XXXX. I responded to GRC via multiple certified letters that I was unaware of the alleged debt and its origins and I sought validation of the alleged debt. GRC responded to my correspondence with a list of charges that allegedly came from the University. GRC has not yet provided any contract between me and the University. GRC has refused or been unable to provide any documentation that will legally validate the alleged debt. The University has placed the same account with a different collection agency in the past, XXXX XXXX. The account was investigated and removed from all credit bureaus when XXXX XXXX was unable to validate the debt. GRC has since reported this account to multiple credit reporting agencies without proper validation or proof of validation. The initial amount of the alleged debt is different than the amount of the debt in the alleged validation letter that I received. The unfair reporting of this alleged debt has caused damages to my credit report and my reputation as a consumer and as a professional. GRC has been misleading and have not been willing to validate this alleged debt prior to taking adverse action against me.
12/01/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02780	Web
I received calls and letters from General Revenue Corporation about a debt they claimed i owed. They threatened me that if i dont pay they will mess up my credit and sue me. They messed up my credit score. I was very afraid and started making some payments. After paying over {$1000.00} to the collection agency even without them providing verification, they claimed that all the money i have paid were just applied towards their collection fee and not the so-called debt. I sent out a request for debt validation and verification ( Original contract signed with creditor with my signature ). They refused and failed to provide the required verification that meets the Fair Debt Collection Practices Act. They started shout and yelling at me over the phone and told me that they will not provide any more verification of the debt ( Original contract signed with creditor with my signature ). Instead they sent me a statement list all the previous payments I had made on the debt. I am requesting that they delete this unverified account off of my credit report or provide me the Original contract signed with creditor with my signature that shows that their claim that I am the person who owes the debt. They have been violating my Rights and Defamed my Character for over 3 years. My credit score has suffered terribly as a result. I have been denied apartments and credit as a result of their bullying and fear tactics and refusal to do what is lawful and to stop this illegal act against me. I am filing this complaint as another opportunity for them to do what is right and I am also filing this request as proof that i will use when i sue them according to the FDCPA.
11/06/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89119	Web
General Revenue sent out a collection letter XX/XX/2020. In this letter it states " Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid.If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgement and mail you a copy of such judgement or verification. Upon your written request within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. General Revenue place this collection account on my credit report XX/XX/XXXXbefore validation was done, or even notifying me that there even was a collection account. I never received a letter from them until XX/XX/2020 and they mailed it out XX/XX/2020. 3 days after placing it on my credit report. I received this letter XX/XX/2020 and sent out a Request for Validation letter XX/XX/2020. This is not my account and has now dropped my credit score because this fraudulent account was placed on my credit report and the collection agency violated my 609 rights to have accurate information placed on my credit and gave false information and tactics in their letter of stating that sending written notice within 30 days to dispute the validity and placed this collection account on my credit before I was even notified that there was a collection account.
07/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	IN 46176	Web
My credit report continues to show a collection account for a company called General Revenue. The amount is {$790.00}. I have paid {$840.00} for the exact same thing through XXXX XXXX to pay off the creditor XXXX XXXX XXXX. I have all receipts that I have paid this off through XXXX XXXX. In XX/XX/2021, I spoke to XXXX XXXX at XXXX XXXX and she said XXXX XXXX XXXX would be able to take small balance payments to get this paid off. That is what I started to do, once I realized the account was in collections. I paid this off in XX/XX/2021. Around XX/XX/XXXX I spoke to a XXXX at General Revenue XXXX when I received a statement saying I owed money to XXXX XXXX XXXX. and she gave me the information to dispute the statement that I received saying we owed the exact same thing through XXXX XXXX XXXX, although it is paid off. I disputed this through General Revenue on XX/XX/XXXX at XXXX and submitted all receipts. On XX/XX/2021, I called XXXX XXXX XXXX and spoke to XXXX. She said the account is paid in full through XXXX XXXX XXXX On XX/XX/2021 at XXXX I called Student Account Services at XXXX XXXX XXXX and the collections department said we are paid off. The collections account continues to pop up on my credit report although I have told General Revenue it was paid off and disputed it through the credit reporting companies. I don't know if they're trying to scam us, but the information is inaccurate. I have all of the payments that show this amount has been paid off, plus extra charges.
01/02/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 190XX	Web
To Whom It May Concern : This notice is to inform you that you unlawfully reported an unauthorized account on my consumer report. I have not given you written permission to put anything on my credit profile. You have no permissible purpose by law to contact third parties with my private or personal information. Your offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C. 1028A. You have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I am writing this letter to dispute the following accounts : XXXX XXXX This agency is in violation of 15 USC 1692g. They were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can validate this debt. I do not validate this debt. Therefore, the following accounts must be deleted from my report. Failure to respond satisfactorily with deletion of the above referenced account, and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company, for which I will also be seeking {$1000.00} per violation for : Defamation of Character ( per se ) Negligent Enablement of Identity Fraud Fair Debt Collections Practices Act 15 USC 1692g violations Fair Credit Reporting Act 15USC 1681 violations for willful noncompliance - 616. Civil liability for willful noncompliance [ 15 U.S.C. 1681n ]
07/07/2021	Yes	Debt collection Federal student loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	KY 40219	Web
On Wednesday XX/XX/2021, I received a call from General Revenue Corporation. They asked me to verify personal information without giving me any information, to which I declined due to the increased phishing and scam attempts due to COVID. Without verification they could not speak to me. That was the end of that conversation. A couple of hours later, I received a call from a previous boss that general revenue corporation had contacted him attempting to get information about me. The representative went as far as insinuating he is my husband and proceeded to tell him that if he could confirm that she would discuss the matter with him. This made him extremely uncomfortable. Not only that, they contacted his mother. I understand harassing me, but my bosss mother? They left a voicemail for her leaving a reference number for her to call. I called them and asked them to cease all contact, because what they were doing was not legal. The representative denied the allegations and did not care that I asked them to the discontinue their attempts to contact third parties. I told the representative at general revenue Corp that I would be taking care of the matter ( they insisted I consolidate my student loans, which I have completed ). However, even after speaking to them they proceeded to call others, this time my brother and mother, and also called my workplace. I have been beyond patient with them, but general revenue Corp has crossed so many lines. Please help
01/01/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23231	Web
I should not be contacted for this debt because it was incurred when I was an employee for XXXX. The classes were supposed to be paid for by XXXX through the employer. Ive told this company that before and they continue to harass me and call looking for money. They havent provided me with anything from XXXX to say that they refused to pay the amount so as it stands I dont see why Im being contacted for the funds. On top of that, XXXX University was neglectful in providing me with timely information which they admitted especially when it came to processing my claim to them because during the time of my Tuition Credit Waiver. I had a death in the family which I informed them ( sent them a copy of the death certificate ) of and was unable to complete the course due to mental stress. They took their time getting back to me and I dont recall being aware of owing any funds. I need proof sent to me that I owe General Revenue Corporation these funds. XXXX never contacted me and may have written off this debt. They were the original creditor so the money is not going to them. I dont owe General Revenue Corporation and would like them to remove the debt they are trying to collect on me until they have sent proof in the form of a debt verification letter that they are legally entitled to speak to me regarding this debt. I am a victim of identity theft and I need documented proof regarding this debt.
11/09/2023	No	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	NM 88012	Web	Servicemember
I received a letter from General Revenue Corp. dated XX/XX/2023 and received on XX/XX/23 ; Acct # XXXX regarding an alleged debt of {$4700.00} I assume it's for tuition bills. XXXX University is named in the letter as a creditor and charged me erroneously for classes when they knew the charges were excessive and not required due to providing students with misguided information and knowingly advising students about false degree completion times. And, I haven't taken any of those classes associated with the charges and or timelines. This situation was specific to XXXX students and the school was identified in several lawsuits, of which some are settled and some ongoing. The lawsuits speak to this very situation, where students were taken advantage of with erroneous tuition charges and were charged due to ongoing timelines for degree completion, when in fact students were led to believe that they would obtain their degrees sooner based on fraudulent advertising ( " Bait and Switch technique '' ) I can't personally divulge any particulars of those suits due to confidentiality. However, XXXX 's alleged and fraudulent charges indicated in the General Revenue Corp letter, are within the timelines for the lawsuits. The tuition amounts XXXX alleges I owe, do not match with any XXXX classes taken and are fraudulent based on this explanation in this writing.
10/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	ME 049XX	Web
I regularly check my credit reports and noticed that XXXX is now reporting a debt that is over 15 years old with the last activity on the account in XXXX. I previously had to dispute this debt when the previous collection agency tried to add it to my credit reports in XXXX, when it was already over nine years past the credit reporting limit. A new collection agency, General Revenue Corporation, apparently purchased the account and is illegally trying to " re-age '' the debt, stating that it is four months old, rather than more than 15 years old. No date of last payment, date of last activity, or other pertinent information is included-just an amount and the illegally " re-aged '' date of four months ago, even though the account is older than 15 years ( well over the 7.5-year credit reporting limit ). I'm not sure how or why XXXX allowed this, but I am submitting this complaint in order to get them to immediately remove this illegally re-aged account. I am currently in the process of applying for a mortgage and my XXXX credit report shows a soft inquiry from General Revenue Corporation within the last month. I'm assuming they are trying to re-age the debt in hopes that I am not familiar with the laws and using this scare tactic to try to force payment of an illegally re-aged account.
02/01/2022	Yes	Student loan Federal student loan servicing	Struggling to repay your loan Can't temporarily delay making payments	NY 141XX	Web
Other family member, whom I do not reside with, an employer, who is no longer my employer and myself are getting calls constantly from General Revenue about my student loans. They don't ever send anything to in writing, just phone calls/voicemails. They claim they are a collection agency and are trying to collect a debt. I have filed for a forbearance and was approved back in XXXX well before the pandemic hit. Then the pandemic happened and that put a hold on all student loan payments. So I have the forbearance and student loan freeze both still intact yet General Revenue won't stop calling and harassing that I owe them and must make payments. They even insinuated that they could take legal action if I don't pay. They go as far as calling multiple times within a 24 hour period on my personal cell phone. My ex employer has repeatedly told them I don't work there and yet this company still calls her. All of my students loans show active, in good standing and on time. It does not show anything about being in collections. I also have never received any correspondence from the loan servicing company about sending my account to collections. They have only sent ways to help reduce my payments or offer relief once the freeze is lifted in XX/XX/XXXX. I need this harassment to stop!!!
03/22/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	PA 19002	Web	Servicemember
On XX/XX/2021 I received many phone calls to my cell phone from The General Revenue Corp. I was finally able to answer one call and reached XXXX ( I am not sure if that is the correct spelling of her name ) ; however, she is a collector and I advised her that my phone number ( XXXX ) had been dialed two times to her and I speaking and that it was a violation of the FDCPA. I advised that the times that I was called were XXXX, XXXX, and then at the time that I was speaking with her which was at XXXX. She became combative and defensive and made me seem as if I was a liar. I advised that I would be able to supply proof of it and requested to speak with a supervisor. I was transferred to a senior representative that has manager capabilities. He did not provide his name when asked but he did provide the complaint numbers of XXXX and also XXXX. I was able to leave a message on both. Neither the senior representative or the initial person ( XXXX ) verified my information either. I advised to place my number on the XXXX ( do not call ) list. I left a message at the complaint numbers but there has not been any response on this. I felt as if I was being harassed because the calls were coming in constantly from this agency while I was at and it affected my ability to be productive.
06/22/2023	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	MI 48505	Web
I'm a natural person, I am a living being, I have rights under 15 USC 1681.or 15 U.S.C 1681 section 602 A. states I have the right to privacy. In accordance with the fair Credit Reporting act ) IN COLLECTIONS GENERAL REVENUE CORP I OWE THEM {$160.00}. 15 U.S.C 1681 section 604 A. section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section states : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( a ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C. 1666b A Creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late any reasons. According to 15 USC 1681 : I have the right to privacy, and I did not give XXXX, XXXX, XXXX, written permission to furnish these accounts. REMOVE OR THE LATE PAYMENTS OR DELETE THE ACCOUNTS.
08/04/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MO 64118	Web	Servicemember
As a student at XXXX under the GI Bill accrual of fees are paid quarterly. I received notification from General Revenue Corp first week of XXXX in regards to the accrued XXXX fees. I stated to them the account was paid in full on XX/XX/2020. He stated he did not receive notification of any payment, but would verify it. I thought nothing of it because I had the paid invoice in my email as well it being updated on the XXXX site. I received a notification from XXXX that there is a negative impacting report posted on XX/XX/XXXX. The negative report was for collection from General Revenue Corp on behalf of XXXX. My credit was decreased significantly from this false report. When I called them first and stated my issue I was told it is not their problem and they only receive information from their customers monthly and was unable to update the credit reporting until XXXX. I stated again that the account has been paid and has a XXXX balance since XXXX XX/XX/2020. The rep restated her comments. I called again after my credit dispute returned with no change. The rep stated they made a mistake, but she did it know how to correct it. A manager got involved, but made no guarantees on it being removed from my credit report anytime soon.
06/18/2020	Yes	Debt collection Federal student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32305	Web	Servicemember
I was notified by General revenue of a debt allegedly owed by myself to XXXX XXXX University. The debt is allegedly derived from a period where I was not a student at the school and was not enrolled in the school. I was never contacted by XXXX XXXX University regarding this alleged debt and was never offered the opportunity to dispute this debt directly with the school. I am currently enrolled in school and all of my student loans are in deferment status with the United States Department of Education. I explained to General Revenue in two separate correspondence letters that I was unaware of this debt and its origins. I received the most recent correspondence from General Revenue On or about XX/XX/XXXX and the letter stated that the account would be reported to the credit bureau if I failed to pay the debt or make payment arrangements. The validation provided by General Revenue was a form void of any signatures or any identifying markings from me. I am still unaware of the origin of this debt and. The form allegedly validating this debt was allegedly for the summer of XXXX. I am completely oblivious of this alleged debt and was first contacted about this alleged debt by General Revenue
09/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 290XX	Web
I received a notice on XX/XX/XXXX from this company with several violations that I cited on the notice. On XX/XX/XXXX I sent certified mailing informing them of these fraudulent actions. I have discovered that this debt collector Pursuant to 15 USC 1692 ( a ) have violated my privacy completely. I did not provide this debt collector with direct consent that they could contact me via mail or any other communication which is required pursuant to 15 USC 1692c ( a ). On the communication sent via mail from this company pursuant to 15 USC 1692g ( 4 ) and 15 USC 1692g ( 3 ) I did not receive notice that I have the right to dispute this debt. This company also seems to have committed identity theft due to myself never doing business with them or giving them my location information about this matter and also purchasing my information concerning me as a consumer in order to collect on a debt which according to 15 USC 1692e ( 10 ) is also a violation. Having to deal with this has literally caused me mental anguish and stress. I have attached documentation that I have sent to this company concerning this matter certified mail # XXXX
08/24/2019	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	GA 30168	Web
This is my third or fourth time requesting debt validation from General Revenue Services. Recently on XX/XX/19 they provided me with a generic bill ledger that does not clarify the detail summary for the collection amount of {$540.00}. I have requested and General Revenue Services has failed to deliver the proper documents need to prove validity for {$540.00} is owed to them or XXXX XXXX University from me. Please provide specific details or billing invoices on what I am being billed for in the amount {$990.00} + {$150.00} = {$450.00}. After that please provide a billing summary for the {$540.00} that you are actually collecting on an have reported to my credit report. There are nothing but numbers on the ledger and a general enrollment notice but NO DETAILS on these charges. I am requesting that this item be removed from your collection office until these further details can be provided. It has been beyond 30 days required by law for General Revenue Services to provide debt verification and validation of the items I have requested. I have already submitted an Estoppel Letter this is my second notice
09/01/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	FL 33897	Web
To Whom it May concern, I have reviewed my credit reports reflecting an account with General Revenue Corp. However, I was uninformed of this account. I was never provided any written documentation validating this debt was mine nor was there anything sent in the mail such as a statement, etc. Not to mention, when reviewing this file on my credit report it is showing incorrectly. This account is a collection that is showing opened and this is a way to continue to re-age this false account in order to impact me negatively. According to the FCRA Section 6. 23.5A it states that the date of delinquency determines how long the debt can be reported on a consumer credit report, they are trying to damage me long term so it will never fall off my report. This a violation of my rights and as mentioned in my dispute directly to them I will be forced to seek legal action and in return I will request up to {$1000.00} in damages. They have withheld notices from me and I ask this company to cease all communication and reporting on my credit since they have violated my legal rights.
12/09/2021	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	IN 46375	Web
This company is using predatory collection tactics in order to have me repay them on a debt, that I am paying to the original creditor. I was contacted by phone from this company in XXXX of 2021. They informed me that they were attempting to collect a debt that they purchased from XXXX XXXX University. I informed the representative that I was making payments directly to XXXX XXXX University, and I would not send any payments to them. They told me that they would review the account with the original creditor and update me on the situation. Without any previous notice, on XX/XX/2021, The company GENERAL REVENUE CORP, placed this derogatory collection account on my consumer credit report. They have falsified information about the account stating that the account was placed in collections on XX/XX/2021. I have proof that the original creditor accepted two payments from me between XXXX XXXX and XX/XX/2021. GENERAL REVENUE CORP, has violated my Consumer Rights and damaged my Credit Report with these predatory tactics. I demand the immediate removal of this false account.
03/26/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	MN 553XX	Web
I owe money to the university of XXXX. I was contacted by general revenue corporation in XXXX to collect on this debt. I didnt know I had the right to dispute it. I did ask for an itemized invoice of the debt and received one. We made a payment arrangement plan and I was told the longest I could extend the payments was 7 months which seemed weird to me. They told me originally it would need to be paid all at once, then in 3 months, until I kept saying I couldnt afford that and got it pushed back to 7 months with weekly payments of {$78.00}. I have been paying this debt since that phone call In mid XXXX. Now, due to the coronavurus, my hours have been cut at work and I can no longer afford the extra $ 300+ A month. I have contacted the company numerous times through calling the number they gave me, the number on their website, and submitting multiple inquiries online through their website. Their office is currently closed and I cant get a hold of anyone about this and Im terrified Im going to be in more debt and wont be able to afford my other necessary bills.
07/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75035	Web
I am a victim of fraud and identity theft. General Revenue Corporation first contacted me by letter dated XX/XX/2019. The letter falsely stated that I owed the XXXX XXXX XXXX a {$18000.00} debt. The {$18000.00} debt that General Revenue Corporation was hired by the XXXX XXXX XXXX to fraudulently attempt to collect is the result of fraud. I provided General Revenue Corporation with a copy of my FTC identity theft report supporting this fact on two separate occasions. Nevertheless both General Revenue and the university continue to attempt to collect this fraudulent debt. As an identity theft victim, I have asked the debt collector and the university to provide me with copies of all their records relating to this account, this debt, and the theft of my identity. To date, both have intentionally withheld and/or refused to provide response records. General Revenue Corporation is the second debt collection agency that the XXXX XXXX XXXX has retained to intentionally harass and oppress me about this {$18000.00} fraudulent debt.
10/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 331XX	Web
On XXXX of 2021 I learned about a collection for a course that my previous employer suggested I pursued- I contacted General Revenue Corporation in order to satisfy the collection and dispute with university. I asked what did I needed to do to have that collection removed from my credit report. I was told by XXXX that in order to have it removed I must pay it in full or they can also accept a settlement. I chose not to do the settlement because the collection was affecting my credit. I paid it in full, and I am in the process of disputing the debt with the school. Today XX/XX/XXXX I contacted the collection company to request an update on why the collection has not been removed if payment was made in full on XX/XX/2021. I was now told that they would update the account but those collections dont get removed. I was lied to and provided incorrect and deceiving information in order for them To collect payment. I am requesting this collection is removed entirely from my credit report and they refuse to do so.
12/11/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KS 676XX	Web
Thank you for your recent contact dated : XX/XX/XXXX. I would be happy to settle any financial obligation I might lawfully owe, as soon as I have received the following documentation from you : 1. Validation of the alleged debt ( the actual accounting showing a loss ) ; 2. Verification of your claim against me ( either a sworn affidavit or a hand-signed invoice in accordance with The Bills of Exchange Act 1908, Section 23 ) ; 3. A copy of the contract signed by both parties and therefore binding both parties. 4. Please also provide me with a true and certified copy ( NOT photocopy ) of the Original Note ( Credit Agreement ), under penalty of perjury and with unlimited liability and confirm that this Note, has never been sold. Please also confirm the name of the individual who is the duly authorized representative from your company, who has carried out due diligence under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and what actions s/he has taken in relation to this account.
07/12/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	CA 92019	Web
XXXX XXXX XXXX / Rep name : XXXX The above company called two family/friends ( that I know about ) trying to get a hold of a XXXX XXXX. That was my maiden name. However, I do not have any debt or student loan for that matter. I verified with them with my full name and last 4 of my social security number and address. I asked who else they called trying to get a hold of me and they refused to tell me. I should have EVERY right to know who they contacted trying to get a hold of me. This is outright embarrassing and not okay to have my family and friend call me telling me a debt collector was looking for me! I work very hard to keep my credit clean. This company did not do their due diligence on the person they were trying to reach. It was clearly not me. A simple search would have told them that. I want to report their practices and I want to know who else they called on my behalf since they refused to tell me. I consider this harassment. Especially since the person they were looking for was clearly not me!
12/23/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	KS 676XX	Web
Thank you for your recent contact dated : XX/XX/XXXX. I wrote to you on XX/XX/XXXX, requesting the following documentation, so that I may settle any financial obligation I might lawfully owe : 1. Validation of the alleged debt ( the actual accounting ) ; 2. Verification of your claim against me ( either a sworn affidavit or a hand-signed invoice in accordance with The Bills of Exchange Act 1908, Section 23 ) ; 3. A copy of the contract signed by both parties and therefore binding both parties. 4. Please also provide me with a true and certified copy ( NOT photocopy ) of the Original Note ( Credit Agreement ), under penalty of perjury and with unlimited liability and confirm that this Note, has never been sold. Please also confirm the name of the individual who is the duly authorized representative from your company, who has carried out due diligence under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and what actions s/he has taken in relation to this account.
09/18/2020	Yes	Debt collection Private student loan debt	Communication tactics You told them to stop contacting you, but they keep trying	LA 70124	Web
General Revenue Corporation has been contacting me relentlessly since XXXX of 2020. I have told them to stop contacting me 8 times, but I still receive harassing calls asking for my employers information and asking for my social security number. The last call that I had with XXXX from General Revenue Corporation, he told me the last 4 digits of my social security number and my full name before he confirmed my identity on the phone. I told him that I had a serious problem with him just blurting out my name and social before confirming the identity of the person on the phone. This company is also not the original debt collector for this debt that I do not owe. The previous debt collector did not close my account like they should have, instead they passed the debt around to another company. I've been disputing this debt for over 5 years now and I feel that General Revenue Corporation has overstepped their rights by harassing me with calls and by harassing me with my personal information.
02/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60636	Web
15 usc 1681g disclosure to consumer I was not informed of any activity. And my credit profile is freezed. 15 usc 1681 ( a ) ( 4 ) General revenue corp accounts that reporting false and misleading Information. XXXX XXXX XXXX accounts that reporting false and misleading Information. They never properly verified account. Contract caller Inc. accounts that reporting false and misleading Information XXXX XXXX XXXX accounts that reporting false and misleading Information. XXXX XXXX XXXX accounts that reporting false and misleading Information I've disputed several collections accounts that reports a s open and some have information that's not valid. None of these accounts was properly verified. I have had a credit freeze and my report is being accessed without my knowledge. I would like accounts to be removed due to false reporting and defamation of character. I've also checked some of these company online through XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
05/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	VA 23693	Web	Older American, Servicemember
according to my credit report, General Revenue Corporation ( GRC ) has stated on my credit report through the Consumer Financial Protection Bureau, that I settled this debt for a lesser amount. That is not " TRUE ''. This company has engaged in deceptive practices. XXXX XXXX University told me what was due based on my student loan. The bill was paid. see attached. Now GRC wants to put on my credit report that I settled this debt for a lesser amount. GRC can not think that reporting misinformation about a consumer credit report, is with the Guide Lines of the Fair Credit Reporting Act. Fair Credit Reporting Act, requires that all information must be accurate. It is my understanding from XXXX XXXX that they have tried to reach out to GRC but no reply. See Attached Lastly, GRC has failed to mention that I responded back to them within their 30-day time frame back in XXXX, letting them know that it was not a valid debt, that they had received. I never heard anything from them.
08/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OR 97219	Web
On XX/XX/2022 I was notified by General Revenue Corporation that they are now trying to collect an outstanding balance from XXXX XXXX University from Fall term 2022 in the amount of {$1300.00}. I have double checked with XXXX XXXX and have confirmed that the amount owing is {$1000.00}. I have disputed the additional amount in collection fees in the amount of {$260.00}. I have contacted the both by phone and email about this issue. Today, XX/XX/2022 I got a huge packet of information from them which went over my entire payment history with XXXX which included information that has nothing to do with the amount in question. I would really like them to stop contacting me about this matter because I will take care of the {$1000.00} owing to XXXX but will definitely not be paying any thing else. I have a meeting with XXXX on XXXX regarding this matter. Again I never disputed the amount owing just do not feel I should be resonsible for their collection costs. XXXX XXXX
07/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 851XX	Web
I received and attempt to collect a debt from General Revenue Corporation and responded within the 30 days for request of documents to include a signed agreement that validates this debt was owed by me. In return on XX/XX/2021, I received a copy of an invoice with an additional request I provide them with more information. Then I received another attempt to collect letter, XXXX XXXX, 2021 requesting notification within 30 days that I dispute. Something is not right as I already did this! I am not obligated for this debt, and have requested ALL collection activity cease and if reported to reflect the debt is disputed. to date it is not flagged disputed, only a comment that states consumer disputes account information. Currently the the collection activity has continued, the credit reports do not reflect disputed and the posting date for the collection account shows XXXX.2021 to credit reports which pre-dates the initial attempt to collect a debt correspondence.
06/30/2021	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	DC 20009	Web
I have received several calls and voicemails ( this also happened to me 10 years ago - same exact message and calls reported ). Received on my cell and at work. " This is important message is from General Revenue Coporation from XXXX XXXX the LAW requires that I notify you that I'm calling from a debt collection company this not an attempt to collect a debt and any information obtained will be used for that purpose. Please call us back at XXXX XXXX. '' They called at XXXX pm on XX/XX/XXXX and left a voicemail on my cell phone They called again at XXXX XXXX on XX/XX/XXXX XXXX and left the exact same voicemail on my work phone and called my cell phone but did not leave a voicemail. I have not received any mail from this debtor. I would not like any more calls from this number. I sent them an email today asking them to send me a formal letter with the original debtor, amount, and no calls until I receive this letter within 30 days. Thank you.
04/18/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28262	Web
In response to the collection placed against my credit profile. The information documented on behalf of this collection is incorrect, inaccurate and insufficient. I have no recollection of this debt owed and has been placed on my credit file and in my name. I understand that collection companies are generally not excited about deleting a collection account. However, I have been informed that according to FCRA ( Federal Credit Reporting Act ) no creditor is required ever to report a debt, nor are they required to continue to report it for any set amount of time, reporting to the bureaus is purely elective on the creditors part. I would simply like for Collection Company to have this one account removed immediately from my credit reports ASAP to ensure my credit profile will reflect accurate and correct information. I understand you all are extremely busy so I appreciate your assistance in this urgent matter. Respectfully, XXXX XXXX
04/20/2022	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70808	Web
I attended school at XXXX XXXX XXXX of XXXX. I wanted to enroll in the XXXX, but their XXXX classes start in XXXX. I was using financial aid, after submitting my transcript and other information and started class, I was told I needed to submit a statement why I received a XXXX for a previous college due to the pandemic and I worked at XXXX and I had to work extra hours by my employers not having enough workers. I did that and the representative would not approve it. The representatives had a very nasty attitudes. I attend college now and is using financial aid. This school is ripping students off by trying to make them pay. I was dropped before the semester was over and they wanted me to pay the {$3000.00} and start the XXXX classes over for XXXX XXXX. I should not be held responsible for that lack of trying to use my financial aid. I should not be penalized to make this payment. The school is doing unfair business practices.
09/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33157	Web
General Revenue Corporation sent me a letter on XXXX stating I owed them for a tuition bill for XXXX XXXX University. I wrote General Revenue a letter informing me that I never attended XXXX XXXX or try to attempt to attend XXXX XXXX. I requested General Revenue Corporation to send documentation that I agreed to attend or any contract with my signature. General Revenue only sent me an invoice on XXXX. General Revenue do not have any documentation to hold me accountable for this account ( account number XXXX ). General Revenue has violated the Fair Debt Reporting Act after I contacted them and inform General Revenue this account does not belong to me. Please keep in mind, I never step foot on XXXX XXXX University campus. After graduation, I got a job to help my family to stay afloat after the passing on my grandmother. General Revenue has made it hard for me emotionally. I need this negative account gone from my credit profile
08/20/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63116	Web
My account was initially opened on XX/XX/2014 and my charges in total of tuition and other fees amounted to $XXXX. This debt is subject to Louisiana Civil Code Tit. XXIV, Art. 3494. Actions subject to a three-year prescription(1) An action for the recovery of compensation for services rendered, including payment of salaries, wages, commissions, tuition fees, professional fees, fees and emoluments of public officials, freight, passage, money, lodging, and board;(2) An action for arrearages of rent and annuities;(3) An action on money lent;(4) An action on an open account; and(5) An action to recover underpayments or overpayments of royalties from the production of minerals, provided that nothing herein applies to any payments, rent, or royalties derived from state-owned properties.I mailed a notarized letter stating this information to General Revenue Corporation.
07/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77057	Web
The company General Revenue Corp is inaccurately reporting `a balance/collection of {$3500.00} under my name that is not accurate! I never received any funds from them and they in fact received money from the government, in which they did not return to them after receiving them! I have contacted this company over and over again and even sent them police reports and other supporting documents and requested this be taken off of my credit report and my name. They still choose to report this inaccurate account on my credit report, which is affecting my life! This needs to be deleted from my name and my credit profile immediately. This is causing me stress and other issues. General Revenue Corp said that they received this information from XXXX XXXX XXXX and just reported it without any verification or anything! I never signed any documents with neither institution!
04/28/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 339XX	Web	Servicemember
I do not have a contract with this company. I requested a debt validation on XX/XX/2020 and the company provided me with some Bill. I did not receive any type of mail before my credit report was tarnished! Thats against my rights! As I look over the bill, ( no contract between the company and myself ) I also noticed that this company added a collection fee of {$390.00}. I have NEVER heard of a company being within legal rights to change a fee to another amount just to add their fee to it!! I was violated in many ways by this company and Im embarrassed that I have to submit such a complaint on my behalf. According to the FCRA, I was supposed to receive proper paperwork in the mail first to give me a chance to figure things out. I was never sent anything because I do not have a contract with this company! This company has failed me and stripped me of that right.
08/06/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 085XX	Web
I spoke with the company General Revenue Corporation in XXXX of 2018 and they advised me that if I paid off my debt in full they would remove the mark from my credit score. Now 2 years later I apply for a mortgage and discover the collection is still listed on my credit report. I attempted to call the company to give them a chance to remove it assuming it was a mistake, and they inform me its company policy for them to never remove from a credit report. This contradicts the deal that we agreed on when I originally agreed to make the payment. The manager acknowledged they do have the ability to remove, but due to their company policy they will not do so. I would caution all those who are being contacted by General Revenue Corporation to be wary of payments back to the company as they will tell you they will remove from your credit report, but will not do it.
10/08/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Good Morning ; Hi, i actually just finished talking to XXXX at General Revenue Corporation, a debt collector for XXXX XXXX XXXX. They said that they no longer have the debt and they are in the process of removing them from my credit report. She said that by now their company GRC should've already been DELETED from my credit report. However, it's still reporting on my 2 major credit bureaus, XXXX and XXXX. I been trying to resolve this unknown debt from my credit for over 6 months now, and no one has sent any responses. Finally, i got hold of them on the phone today and she said that she will escalate my complaints so it can be removed soon from my Credit report or profile. Can you please look into this? This process shouldn't take more than 30 days to resolve, but mine has taken more than 6 months and no responses.
11/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	FL 335XX	Web
I owed General Revenue {$600.00} collection from a college I didnt attend back in 2019. I agreed to a pay in full settlement of {$300.00} on XX/XX/XXXX. A week goes by it says I owe a collection of {$300.00} and Im like XXXX so I call them they tell me the account was closed I just need to wait for XXXX XXXX to update. Now 2 more weeks have passed now it says I have a missed payment and the collection is now back at {$600.00}. I tried calling over and over but was told agents were busy until I finally got through to hear someone say end call and hung up the phone on me which this happened multiple times and I grew more and more frustrated. I have a copy of the receipt they sent me where I paid for it but this company has been nothing but rude and disrespectful they whole time dealing with this stuff.
03/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32225	Web	Servicemember
This company REFUSES to acknowledge that I have paid this debt IN FULL with the original creditor Florida XXXX XXXX. On XX/XX/20 I paid {$260.00} then the company said I owed {$300.00} more ... so on XX/XX/20 I paid {$300.00} to XXXX through their online payment system. I have attached proof of payment and also proof that my account is showing a XXXX balance per XXXX payment system. I have tried to get this removed from my credit report twice and this company doesn't even look at the attached documents and proof and immediately says I still owe the {$300.00} even though it was paid on XX/XX/20. This has been PAID IN FULL and needs to be removed from my credit report as it is causing harm to my financial well being by continuing to show I owe it when I do not.
01/11/2023	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70560	Web
I was making monthly payments to XXXX. I received a letter in the mail from General Revenue Corporation and immediately began making payments. This is the same account, XXXXXXXX XXXX. Ive never missed a payment. The new account holder calls me weeks after receiving the letter in the mail and the rep said if I dont pay the entire balance by XX/XX/XXXX then she will report it to the credit bureaus. The letter has options to make payments towards it. She even pulled up my payment that I first made. I didnt know the account was being transferred so I immediately made a payment to remain in good standing. I have made 3 payments toward the account since receiving the first letter and now its been reported before XX/XX/XXXX and without accepting my payments.
09/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT 841XX	Web
Just received my XXXX dispute report number XXXX. General Revenue needs to provide how they verified to XXXX this account that was due to fraud and identity theft, if you never retrieved the XXXX police reports even though the police report numbers were given to you all yet you failed to request the documents from the local police department. How can you legally verify a debt to XXXX and XXXX XXXX as 100 % verified and accurate without retrieving the police report documents? Instead reporting back to the credit bureaus this debt is 100 % complete and accurate? You have failed to do a 100 % complete and accurate investigation and reported this debt anyways. I am seeking damages for these violations and gathering up all necessary documentation.
07/27/2019	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	OH 44120	Web
In XX/XX/XXXX, I discovered General Revenue Corporation had been re-inserted into my credit file for XXXX, XXXX, and XXXX after being disputed and removed in XXXX. Under the FCRA, I should have been notified of any reinsertion and to notify me within five ( 5 ) days of re-inserting a previously deleted item. I did NOT receive any such notification. Also, they have continuously increased and decreased the amount of debt. Which has caused great damage to my credit score and has changed the ORIGINAL date of first reporting date. Please delete this item immediately as to am now seeking legal counseling to pursue further actions. This has been an ongoing issue and they have proven to be deceptive and continuously violating my consumer rights.
05/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44111	Web
Beginning XXXX, XXXX, General Revenue Corporation began attempting to collect {$3000.00} on behalf of XXXX XXXX claiming that this was owed for the summer term of XXXX. I wrote them back explaining that I have never had anything to do with XXXX XXXX never taken a class or even knew of its existence and that this was likely fraud. General Revenue Corporation insisted they supposedly " confirmed '' their information was " accurate '' and keep asking for things like canceled checks and school withdrawal information -- from a school I never attended! This is insanely stupid. They persisted in requesting this even after I shared my driver 's license and a copy of the police report I filed regarding identity theft..
04/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77095	Web
THE SCHOOL XXXX XXXX UNIVERSITY IS TRYING TO DESTROY MY PERSONAL CREDIT AFTER I WAS A TOP A STUDENT THERE. I HAD TO WITHDRAW DUE TO PERSONAL REASONS, AND I ASKED THE DISENROLLMENT COUNSELORS IF THERE WAS GOING TO BE ANYTHING ANY FINANCIAL IMPACT. I WAS TOLD NO AND THAT MY STUDENT LOANS HAD ALREADY BEEN PAID AND COVERED MY TUITION AND EXPENSES. I ACTUALLY CURRENTLY PAY ON THOSE STUDENT LOANS NOW. I RECEIVED A BILL FROM THE SCHOOL FOR ANOTHER {$10000.00} OUTSIDE OF MY STUDENT LOANS. THIS IS FRAUDULENT PRACTICES. HOW CAN THEY COLLECT FROM THE GOVERNMENT TO COVER MY COSTS, THEN ALSO BILL FOR A PORTION ON THE BACKEND WHICH WILL IMPACT MY PERSONAL CREDIT MORE THAN THE STUDENT LOANS. THIS IS UNFAIR BUSINESS PRACTICES.
07/16/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	IL 60618	Web
XXXX this number is calling any person associated with me and leaving voice mails. They called every family member and now found out they called my work and tried to ask personal information about me to an associate. I have no idea who they are. I receive several scam calls from this number and other numbers leaving threats in voice mails saying I will be served and arrested for some collection. Some voice mails provide a social security number which isn't even mine. I get unwanted calls constantly and they should not be calling family members or work. I know it is illegal for anyone to say anything personal about me to anyone else rather that information is false, as well as constantly calling with threats.
10/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21001	Web
General Revenue Corporation has done everything in their power to fight me on removing this from my credit file, this debt collector bought this from someone else and listed on my credit on XXXX as the open date XX/XX/XXXX XXXX. They have a lot of inaccuracies on this account and I never attended the school. Then I have XXXX XXXX XXXX I have reached out to the credit bureau many times and filed many disputes, and there is XXXX another collection agency, on my credit I have contacted the credit bureaus and agencies because all 3 of these are resold accounts with inaccurate information and they change the information on my credit each month, the things they are going against the law 15 U.S.C S.1692d
02/12/2021	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	TX 78210	Web	Servicemember
Company : General Revenue Corp Collection reported on XX/XX/2019 Amount {$430.00} I applied to go to school at the XXXX XXXX Texas and registered for one class, however I ended up attending XXXX XXXX & XXXX XXXX XXXX. I was told that I was charged to withdraw from the class since I never dropped the class. I do not have to pay for school out of pocket because the VA pays my school. Whenever I did not pay for classes they were automatically dropped. XXXX XXXX Texas however did not drop me and I was withdrawn and then charged and I did not know about the debt. When I was made aware about the debt that was filed on my credit report I paid for it immediately.
03/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 93230	Web
XXXX XXXX Balance : {$0.00} GENERAL REV XXXX Balance : {$690.00} XXXX XXXX XXXX XXXX Balance : {$260.00} XXXX XXXX XXXX XXXX Balance : {$4500.00} These accounts are involved in litigation and do not belong to me. I never established this accounts. These accounts are a result of fraud. I was contacted by a collection agency regarding the accounts that were obtained under my name. I have no knowledge of obtaining any of the accounts listed here and was told that I needed to complete an affidavit, along with submitting my personal identification to have the suspected fraudulent accounts investigated and removed immediately.
09/13/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	PA 19122	Web
Provided this company with a permissible request and cease & desist. However this company is still reporting to all consumer agencies which is a medium of indirect communication. This company does not have validation of this allege Debt according to 15 U.S. Code 1692g - Validation of debts all collection activities is to be ceased until validation is proven! 15 U.S. Code 1692g - Validation of debts, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor
04/14/2021	Yes	Debt collection Federal student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IA 507XX	Web
On XX/XX/XXXX and XX/XX/XXXX I received correspondence in the mail from GENERAL REVENUE CORPORATION that violates several of my federal rights. On XX/XX/XXXX I sent a notarized affidavit with exhibits to highlight the serious violation of federal law that this company committed. I intend to pursue this matter to the fullest extent of the law being that this company violated my rights and federal law in the process. Fact, affiant is aware and has proof in the attachments labeled as Exhibit A and Exhibit B that GENERAL REVENUE CORPORATION is in violation of 15 USC 1692b ( 2 ), 15 USC 1692b ( 5 ) and 15 USC 1692d ( 1 )
05/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 71118	Web
I have attempted and spoke with several people on XXXX campus in XXXX, TX. Once I decided I was not gon na attend school at their campus, I called the school within the qualifying days to cancel my classes. I spoke with a Dean and also someone in the Financial Aid Department who told me that they would make sure that I didnt accrue any charges to my account and if i did, they would take care of the charges. The school has since changed Deans so many times ... I have tried to resolve this debt with the school several times and they have recently sold the Debt to a collection agency and dropped my credit score.
07/06/2021	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	FL 33579	Web
I previously disputed an alleged collection debt with a debt collection company by the name of General Reveune Corporation on XX/XX/XXXX. It was then removed from my credit report on XX/XX/XXXX. The debt collector illegally added the alleged debt back to my credit XXXX, XXXX and XXXX report on XXXX XXXX XXXX The debt collector failed to provide me with a dunning letter within 5 business days that it was reinserted back on my credit report. This is a violation of Fair Credit Reporting Act 611 ( 2 ) ( A ). I would like this account PERMANENTLY deleted from my XXXX, XXXX and XXXX credit reports immediately.
03/21/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 149XX	Web
I was a Student at XXXX XXXX. I transitioned from their FlexPath program to their Guided Path program. The Guided Path program had different financial aid requirements for the number of credits required to use financial aid. I was not informed of the 6 credit minimum to recieve financial aide. When I realized I was being billed for course instead of financial aide, I attempted to contact and resolve the issue with my academic advisor to no avail. I was turned into a Collection Agency, General Revenue Service. I notified them in writing of my above dispute and never heard back from General Revenue Service.
09/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 12590	Web
I had registered for the fall semester but quickly learned I would not be able to afford the semester. I attempted to drop the classes a number of times but had issues, to which I had to receive assistance from the school to drop the classes. They assisted me in dropping the classes and told me I do not owe them anything. They forwarded the debt to a creditor prior and I provided proof of me not owing the debt. The creditor then sent the debt back to XXXX XXXX XXXX but they refused to remove the debt per the information I provided, claiming they made a mistake. Now its been forwarded to collections again.
07/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT 841XX	Web
General revenue is violating my rights under section FCRA 605 B, by reporting fraudulent balances on my credit report. This is now the second offense of them doing these actions. I attend to bring litigation in third district court if this reporting is not immediately removed within the next 4 business days. They have also failed to contact the XXXX XXXX police department and retrieve the police documents after being given the police report numbers. Instead they negligently reported to the credit bureaus. Under section FCRA 623 it their sole responsibility to gather this information which they didnt do.
03/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60637	Web
I recently checked my credit report and saw that GENERAL REVENUE CORPORATE ran an inquiry on my credit report without my permission. Under the Fair Debt Collection Practices Act my social security card is my credit card and it was used without my consent. They have never sent me anything in writing asking for my permission to run my social security number now have they even informed me that they ran it and this was a month ago. They are committing aggravated identity theft and a report will be filed with the FTC because I have no idea who this company is or how they accessed my information.
10/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	UT 84065	Web
Refer to complaint # XXXX Which you closed saying you already processed this and yes same problem different collection agency and XXXX. XXXX is reporting 2 collection accounts that were removed when another agency reported it now a new agency is reporting the same information they are trying to collect a discharged student loan and Pell grant and not actually investigating my problem Now you closed my complaint without action who do I ask for help now if you ignore the problem. Please re-open the last 2 complaint # XXXX # XXXX I am filing the complaint for myself and need your assistance
08/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21804	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX and XXXX Data breaches. I decided to look at my credit reports and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureaus and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved.
05/02/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL XXXXX	Web	Servicemember
XXXX XXXX tried to get cash from me for the last class I took with them in winter of XXXX. I am a financial aid student and the DOE was funding my classes. When I reminded them that they get my funding from DOE, they sent my class amount as a past due charge as a deorogratory collection to a collection agency, General Revenue XXXX of XXXX. I contacted General Revenue several times by phone and submitted my documents on file for the investigation ; which I have saved. I have reached out to DOE and my servicer provider to help support me in having this collection taking off.
04/13/2021	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85258	Web
I received a letter in the mail on XX/XX/2021 from General Revenue Corporation. This was the first letter ever sent to me from this corporation. It was dated XX/XX/2021, and in the letter, it stated unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. It also stated that if I did notify the office, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.
11/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91001	Web
My name is XXXX XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. Please confirm the information shown in the collection accounts ( GENERAL REV XXXX Date Opened : XX/XX/2021 Balance : {$800.00} ) This unverified account is still reporting on my credit report in violation of Federal Law. Send any and all documentation that validates your investigation and comments and that the XXXX Credit Bureau are legally allowed to report this on my credit report. If unable to, remove the accounts immediately
05/17/2022	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 31601	Web	Servicemember
General Revenue Corporation at XXXXXXXX XXXX XXXXXXXX XXXX. # XXXXXXXX XXXX PA XXXX has reported an innacurate collection in the amount of {$2200.00}. This company is claiming a debt that was settled with the original creditor and disputed and removed once previously. This is a total violation of my rights according to the FCRA and has caused much turmoil with the accuracy of my credit file. I have not done business with, validated any debts, signed any contracts nor have I given this company my consent to report my personal information.
12/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	ME 049XX	Web
The first dispute with General Revenue Corporation was already closed and they stated that they closed the account and sent it back to the XXXX XXXX XXXX. They stated that the account would be removed from my credit report and to allow time for this to be processed. However, it was not removed from my credit report ( date of last activity was in XXXX ) and they have started leaving voicemails all over again. This account was illegally re-aged to appear as a new negative account as of XXXX although the date of last activity was in XXXX.
01/11/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89012	Web	Servicemember
I received notification from my credit monitoring company that I had a derogatory mark reported. I looked into it and found an open collections account from General Revenue opened on XX/XX/2020. I never received any contact from General Revenue prior to them reporting to credit agencies. I did not receive written notification of the debt, nor did they attempt to contact me by phone. Regardless of the validity of the debt, I was never offered the opportunity to dispute or pay the debt before it affected my credit.
11/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89118	Web	Older American
General Revenue is the company. My bankruptcy was back in 2010. Since then I get constant calls and mail saying " we're not attempting to collect a debt this is for information purposes only. '' yet they continue although I've asked them many times to stop and returned their mail. The company has changed hands several times but it never changes. They've called me 20 times since XXXX. I've called and asked them to stop bothering me but they do not. They've even sent registered mail- which I decline.
02/09/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	KS 666XX	Web
Get daily recorded messages stating " Hi this is XXXX XXXX calling from Gen. Revenue Corporation. Please call me or any of our representatives at XXXX ''. I have contacted them numerous times and advised that this is a law office and the person they are trying to contact ( XXXX XXXX ) is neither an employee or a client of this office and to please stop calling. They have repeatedly advised that this number has been removed from their list, yet I continue to get daily phone calls.
09/23/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	PA 19121	Web	Servicemember
XX/XX/2018 a debt was posted to my credit report by GENERAL REVENUE CORP. There was no prior notice of a debt owed. I was not notified by email, mail or phone. There was no attempt by GENERAL REVENUE to validate that the debt was owed by me. I mailed a written letter to the said creditor with signature service requesting legal debt validation pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ), their claim is disputed and validation is requested.
05/23/2022	Yes	Debt collection Federal student loan debt	Threatened to contact someone or share information improperly Contacted your employer	TX 75115	Web
A representative from General Revenue Corporation contacted my employer on XX/XX/2022 at XXXX XXXX and demanded the front desk provided them with my full contact information and verification that I worked for my employer. When the front desk worker refused to acknowledge any information until the caller provided their name and reason for the call, the debt collector, according to the front desk worker, began to become " hostile '' and " uncomfortably persistent ''.
02/07/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 346XX	Web	Servicemember
The debt was paid after months of back and forth. I contacted the fed loan service because it was as a result of a student loan and they stated that I dont owe the university anything since I dropped the classes due to XXXX and before the drop period. Even though I paid the full amount they still placed it on my credit report which hurt my credit. I would like any negative remarks removed from my credit in good faith from the university since the bill was paid.
04/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
GENERAL REVENUE CORPORATION CALLED ME USING AN XXXXXXXX XXXX TO MY PHONE NUMBER XXXX ON XXXX. I TOLD THEM THEY CALLED ME AND THEY DENIED CALLING ME. THEY USED AN XXXX XXXX XXXX TO CALL MY NUMBER FROM THEIR PHONE NUMBER XXXX. I COMPLAINTED TO THE LADY WHO I SPOKE TO ABOUT THIS AND WANTED TO SPEAK TO SOMEONE IN THEIR COMPLIANCE DEPARTMENT. SHE DENIED MY REQUESTS. I ASKED FOR HER ADDRESS AND SHE GAVE IT TO ME. IT IS THE ADDRESS OF GENERAL REVENUE CORPORATION.
02/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 46375	Web
Per previous complaint, General Revenue Corp has admitted to violating my consumer rights to privacy, 15USC 1681 ( B ) Permissible Purpose, and providing inaccurate amounts owed to original credit. I attached the reply from General Revenue Corp, where they stated that they provided a signed financial-aid certificate as proof debt. This is a/an admission of violating my consumer rights to privacy, and a violation of Permissible Purpose 15USC 1681 ( B ).
04/03/2021	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	GA 303XX	Web
I was not given notification to dispute this debt. Not only that, on my credit report because I reached out to them directly, told me that they had to speak to my school regarding the matter. That was false information they were telling me as they are reporting as of XXXX XXXX that I owe XXXX when in fact I have a letterhead from the school directly saying I owe nothing on the account and I received the letterhead before the date of XX/XX/2021 XXXX
09/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21804	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involve. The XXXX and XXXX Credit Bureau is reporting inaccurate information on GENERAL REV ( Original Creditor : XXXX XXXX XXXX ). Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
05/07/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77545	Web
GENERAL REVENUE CORP hasn't validated this allege debt and is seeking to get money from me as well as report negative debt to the credit reporting agencies. I don't owe this money to them. I asked for the CFPB help on XX/XX/2021 and I have yet to get any resolutions. Its still being reported and I feel General Revenue Corp is getting a way with murder. I feel discriminated against because I am XXXX and they think I don't know my rights.
02/04/2023	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	IN 46375	Web
This is my third complaint against this company. They are now reporting that I paid 2 % of the total debt owed. But they are not reporting any payment history, any amount of payment received, or any dates showing that the payment was paid. These is misrepresentation of payment received, and false reporting of amount paid.These are violations of the Fair Debt Collection Practices Act and a violation of the Fair Credit Reporting Act.
04/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	VA 23693	Web	Older American, Servicemember
XXXX XXXX University made an error. I brought the error to their attention, and XXXX XXXX University fixed the error. However, XXXX XXXX did turn the account over to General Revenue Corporation. It is my understanding that XXXX XXXX University has been trying to reach out to General Revenue Corporation, but no success. General Revenue Corporation keeps contacting me for payment. My student loan paid this bill.
07/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60466	Web
I advise the representative that my account was discharged in bankruptcy back in XXXX and the balance shouldve never been assigned to them. XXXX XXXX was discharged in my BK. The balance was from XXXX. I disputed the information on 3 bureaus, they refused to remove the information. I advised again this balance was included in my bankruptcy. The representative dismissed my request for them to contact my attorney.
10/20/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	NC 27407	Web
I sent 2 letters requesting original documents in regards to me allowing them to have my information but instead I keep getting answers that they have validated my debt in which I have nothing received anything in writing. They have provided no paperwork or original instruments stating I owe the debt nor can they provide any signatures in reference to me agreeing that I owe them for any products or services.
04/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 28269	Web
The Credit Bureau is reporting an inaccurate, incorrect and insufficient debt as of XX/XX/2020 for {$18000.00} listed on my credit file from General Revenue Services. I do not owe this debt and I have not received any type of written notification of this debt prior to this debt being placed on my credit file. I have placed a lock on my credit file to prevent these fraudulent measures in the future.
05/23/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	FL 32301	Web
I checked my credit report, and saw an account for General Revenue Corp for XXXX XXXX University in the amount of {$6000.00}. At the time the account became delinquent and I had to drop out of, I lost my job and eventually became homeless. I was living from one family member to another for a few years working side gigs. Now that I'm stable and gainfully employed, I'd love to settle with {$500.00}.
06/12/2023	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	UT 84660	Web
On XX/XX/2023 I received a notice of a new collection on my credit report under the name General Revenue Corp without any prior communication about debt, attempt to collect, options to dispute or any verification of said debt. This dropped my credit score by more than XXXX points. I have hitherto not received any form of communication from this company and want this removed from my credit report.
08/28/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	OK 735XX	Web	Servicemember
I am filing a complaint against GENERAL REV because they are attempting to collect a debt that I do not owe them. Account Name : GENERAL REV, Account Number : XXXX. I would like for GENERAL REV to show proof of verification that I owe them {$640.00} with the account above. To my knowledge, this account has been paid. GENERAL REV is reporting inaccurate information on my credit report.
12/02/2023	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70560	Web
This was previously disputed, however, the company stated that no threats were made. The call was recorded on their end and the company provided no proof of that recorded phone call which stated this debt would not be turned into a collection until XX/XX/XXXX. That was a lie, they reported it before XX/XX/XXXX without giving me the opportunity to pay the debt in full. XXXX XXXX XXXX.
05/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OR 973XX	Web
General Revenue Corp has a delinquent claim for a debt I do not owe on my credit report. Ive told them I do not owe this debt and requested they produce the note that says I do. They will not remove the bad mark on my credit. It feels like extortion Im taking this step before I take them to court, hoping this will resolve the problem and also show the public that they do this.
12/08/2023	Yes	Debt collection Private student loan debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 14850	Web
Calls from General Revenue XXXX on XX/XX/23 at XXXXXXXX XXXX, XX/XX/23 XXXXXXXX XXXX, XX/XX/23 at XXXX, XX/XX/23 at XXXXXXXX XXXX and XX/XX/23 at XXXXXXXX XXXX Finally spoke to XXXX and was told they were placing an obsolete, time barred debt into collections with the CRA . Requested to be removed from their calling registry and informed them they were in violation of the FDCPA.
02/05/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	NC 28540	Web	Servicemember
I recieved a credit monitoring alert that there was a new collection that was placed on my credit report from General Revenue Corporation. The law states that they have to notifiy me to vaidate a debt. I have Not recieved a call from this company nor have I recieved any other correspondance. They placed a {$440.00} collections debt on my report which The balance is {$0.00}
06/17/2022	Yes	Debt collection Federal student loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MI 48439	Web
I received a call from XXXX people stating that General Revenue Corporation called them stating that I owed a debt of ( approx ) {$1800.00} to XXXX XXXX University which was a XXXX loan. My details should not be shared, especially with people I dont approve. I was never called directly to resolve this, but they could call XXXX other people and share information about me?
06/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 770XX	Web
General Revenue Corporation is reporting debt of XXXX on my XXXX XXXX, XXXX, and XXXX report. This debt was paid directly to XXXX University, not the in-house collection agency. General Revenue Corporation needs to remove collection agency and balance from all three credit bureau. Please see attached receipts and email from XXXX stating the collection account remove.
01/06/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web	Servicemember
I have tried to get in contact with this company multiple times and they refuse to update my balance to the correct amount. On my credit report it shows an unpaid balance of over {$1100.00} when actually all but {$570.00} has been paid. I have attached proof to this complaint and I expect my credit reports to all 3 be updated immediately with the correct amount owed.
05/31/2022	Yes	Debt collection Federal student loan debt	Communication tactics Frequent or repeated calls	NY 109XX	Web
The debt collection agency, General Revenue, states that I owe them a Balance of {$4100.00}. This reflected on my credit score on XXXX XXXX, 2021. Ive tried to resolve the situation via dispute letters and phone calls with no progress. This has really been a financial burden for me and has prevented me from many opportunities in life already. Please help me!
05/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 10031	Web
This account is being shown as 3 separate collections. This is incorrect. The company intentionally split up the incorrect balances to cause irreparable damage to my credit. The initial balance was {$3700.00}. It now shows that initial collection + two additional collections which equal the 1st balance. Three negative delinquencies for one incorrectbalance.
03/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 190XX	Web
I called debt collector General Avenue to verify the debt because I was only sent the list of payments but not the verification of my signature. It was reported to my credit report and I would like it removed and for them to perform a proper debt validation under the Fair Debt Collection Practices also prove they have a legal right to collect the debt.
06/12/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	OH 44212	Web
XX/XX/2023 XXXX phone call message from The General Revenue Corporation from XXXX. Recorded call from XXXX who claims to be collecting a debt. My credit score is XXXX and I do not owe anyone a debt. This is the 5th or 6th spam/scam call Ive received and I am tired of being harassed. They call my home phone at XXXX all hours and I want this stopped.
08/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 841XX	Web
I am requesting the register agent and legal address for General Revenue Corp as I am needing to have a constable service serve them a legal affidavit I filed from Third District court. Please provide that information via the CFPB portal. Marking this complaint as a duplicate to avoid being served will be noted in the legal paperwork if necessary.
05/30/2023	Yes	Debt collection Federal student loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX XXXXX	Web
A student loan through the XXXX XXXX XXXX XXXX Loan Type Acceleration Date Payoff XXXX Assigned Collection Agency Agency Phone Number XXXX XX/XX/2023 {$5200.00} General Revenue Corp ( GRC ) XXXX Total Payoff Due {$5200.00} Is a federal student loan. I have told them not to call me anymore so they have called my brother without my consent.
10/23/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43110	Web
I have been going over my credit report I noticed accounts that I have never done business with and I do not have a contract for business with any of the companies. I was told to file a report and contact the CFPB AND FTC. The following accounts are not mine : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX.
01/19/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	SC 29209	Web
I have never needed nor have i ever took out any type of loan for an education. I didn't even go to school after high school. This is not my debt. There is no reason to try to collect a debt from me, because my credit report is clean, except this and i don't owe any companies money, or in collection status. This is not my debt. Remove it.
06/07/2021	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 77406	Web	Servicemember
I received an alert XX/XX/2021 from my mortgage lender that a 3rd party collection agency General Revenue on behalf of XXXX University had placed a debt for a federal loan amount due for {$720.00} on all three of my credit bureaus. My concern is in light of the America Rescue Plan this debt should not be enforced until after XX/XX/2021.
03/17/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89032	Web
Sent General Revenue Corporation a request validation of alleged debt they reported on my credit report on XX/XX/2021 tracking shows they received my request on XX/XX/2021 it is now XX/XX/2021 30 days after them receiving my request and I have not received a reply from General Revenue Corporation validating this alleged debt.
11/06/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TN 38115	Web
Today I noticed that General Revenue Corporations has placed two collections on my credit profile claiming that I owe {$1600.00} and {$1400.00} to the College of XXXX XXXX. I have never even attended that school. These debts do not belong and I don't owe anything. How can I owe a school that I've never attended!!!!?????
01/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30306	Web
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written permission and instructions.
08/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX XXXXX	Web
i graduated from XXXX XXXX received my XXXX in the mail. my tuition was fully covered by financial aid. I even had a XXXX balance. next thing i know i have aa XXXX balance months later. i dont know what type of came the company is running. but there are plenty of complaints on ever website about this same issue
07/22/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19082	Web
When I paid this account, the representative I spoke to promised me the account would be DELETED from my credit. for the last few years it has remained on my credit, despite many disputes and confusing correspondence. I should not have to go through such incredible lengths to enforce a promise. PLEASE HELP ME
10/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	VA XXXXX	Web
I was contacted by General Revenue Corporation about a collection for a student loan from XXXX XXXX XXXXXXXX XXXX. However Im not a student there and nor did i live in the XXXX XXXX area during that time. The school confirmed that the individual used my social and DOB to request support for a student loan.
01/20/2023	Yes	Student loan Federal student loan servicing	Dealing with your lender or servicer Need information about your loan balance or loan terms	OR 97015	Web
I am attempting to transfer to a University in Oregon but I can not due to defaulted loans. I'm not sure how much I owe. I don't feel comfortable giving out my contact information to General Revenue Corporation just to retrieve information. With the recent student loan forgiveness, isn't this illegal?
08/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33013	Web
there is two cars reporting on my in the amount of {$23000.00} and {$35000.00} that does not belong to me I am a victim of identity theft I have notified every one of this I have also sent a copy a police report to each credit bureau. This has greatly affected my every day well being
12/27/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32225	Web	Servicemember
This is the XXXX time I've contacted this company about a debt for XXXX. The debt is paid in full and the company is still showing over a {$500.00} balance on all 3 of my credit reports. This needs to be removed and shown as a {$0.00} balance immediately on ALL 3 CREDIT REPORTS!!!
08/17/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CO 80922	Web
I have told the original company XXXX XXXX XXXX the debt was no longer owed, sent prove was discharged with my bankruptcy four years ago. Now they sold the debt off to general revenue XXXX XXXX and added XXXX XXXX more dollars and they are harassing me, my work and my family.
03/31/2023	Yes	Debt collection Federal student loan debt	Communication tactics Frequent or repeated calls	TX 77511	Web
XXXX XXXX from General Revenue Corporation has called my place of work three times. On the third time, I picked up. I told them that this was a XXXX phone line and he can not call this number. He said : " I am well aware this is a XXXX phone line. '' So I hung up.
04/06/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX XXXXX	Web
GRC Called my work company at XXXX on XX/XX/2022 told them not to call my job told them I can't receive personal calls .I was told from them that they will sent papers to verifying my employment at my job.leaving only auto messages only on my voicemail
08/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 32835	Web
The creditors GENERAL REV, XXXX XXXX XXXX, and XXXX XXXX XXXX keep reporting accounts to my credit report that I have already paid off and are all XXXX XXXX. Please delete these accounts off my credit report and cease all reporting activities
06/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33614	Web
This collection is not accurate and can not be validated AND Im seeking litgation! Since I studied my rights and found out that under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the alleged debt
08/31/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 33313	Web	Servicemember
I have received multiple phone calls for a debt collection pertaining to someone not related to me in any way, shape, or form. These calls come to my work phone number and I have called repeatedly informing them I am not the debtor in question
03/18/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 94566	Web
General Revenue Corporation is collecting a debt from XXXX XXXX University which I attended college there. I dropped the class already and did not attend the class ; however, the company is still trying to set me up on collecting the debt!!!
05/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93638	Web
I XXXX XXXX do not owe this company any money. I understand this company is a debt buyer. But I request this company to ceast and desist and I want this company to delete this account off my credit report. I want this delete ASAP
05/17/2021	Yes	Debt collection Private student loan debt	Threatened to contact someone or share information improperly Contacted your employer	GA 30152	Web
On XX/XX/XXXX at approximately XXXX I received a call from the debt collector at my place of employment. This was after speaking with them several months earlier and letting them know to not contact me at my place of employment.
04/13/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	IA 50263	Web	Servicemember
A phone number associated with the General Revenue Corporation XXXX XXXX, OH calls multiple times every week day, always at least twice. When I answer the phone, no one responds and they hang up after about 10 seconds.
10/09/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MA 02301	Web
I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
04/08/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MA 02301	Web
I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
09/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19114	Web
I DO NOT RECOGNIZE THIS DEBT. I HAVE ASKED THE COMPANY TO PROVIDE ME PROOF OF THIS DEBT BUT THEY ARE NOT ABLE TO PROVIDE ME ANY DOCUMENTS WITH MY SIGNATURE AGREEING THE THIS UNKNOWN DEBT. PLEASE REMOVE!
06/18/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32301	Web	Servicemember
This collection account is not mines. I asked for Verification that there is a valid basis for claiming I am required to pay the current amount owed from the collection company to no avail.
11/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 31326	Web
I never attended XXXX XXXX University. I XXXX in 2018 from somewhere else. I never went back to college. I think this was listed as a prospective school but I never attended here.
08/10/2022	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	MD 212XX	Web	Servicemember
After General Revenue Corp verified the debt they claimed I owe, I sent them a debt settlement letter ( attached ) and they have yet to respond. The letter was sent XX/XX/2022.
10/13/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93405	Web
The company General Revenue XXXX called my workplace and disclosed information on me and my debt. My work does not allow these calls and they have asked them not to call.
08/10/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07424	Web
Validated my privacy by calling another person on my behalf. By contacting my estranged mother she is now aware that I am in collections. This is private information.
08/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MO 64804	Web
General Revenue Corp is reporting a loan as only 7mo old when it is really almost 7 years old and should fall off my credit report pursuant to the FCRA this year!
03/24/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	GA 30188	Web	Servicemember
I applied for a student loan through the college which was denied and so I did not go to school there so how do I have any debt from a service I never recieved?
10/17/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NC 28216	Web
Someone used my information to enroll in school. They obtained a laptop and the amount of the laptop is on my credit report. The account was opened on XX/XX/.
06/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 11413	Web
XX/XX/2023 XXXX : {$500.00} They refused to remove the collection and also refused to disupute it unless {$1.00} payment was given from a debit or credit card
05/02/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	WV 253XX	Web
They are calling my work- General Revenue Corporation XXXX they should never call your work no debt collector should ever call your work
10/05/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 290XX	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
04/06/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78504	Web
I sent General Revenue Corporation a Cease and Desist Email on XX/XX/XXXX and on XX/XX/XXXX and they keep calling me at XXXX and XXXX
09/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV XXXXX	Web
XXXX XXXX {$760.00} company name general revenue corporation collection not my debt do not belong me wish it be remove asap
12/30/2020	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV XXXXX	Web
XXXX XXXX {$760.00} company name general revenue corporation collection not my debt do not belong me wish it be remove asap
05/20/2023	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	VA 23320	Web
The college is being sued and I got the email saying that the case was won. So the balance is not owed
08/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	PA 19122	Web
Company furnished an unauthorized account without my permission. Violating my Consumer privacy rights.
10/14/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	GA 30097	Web
debt is not mine never had a loan with XXXX XXXX XXXX university. i paid everything with my own money
11/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 32225	Web	Servicemember
This debt has been paid in full through XXXX and needs to be removed from my credit report
07/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ 070XX	Web
Someone stole my identity and opened many accounts without my permission or authority.
11/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31326	Web
Credit Reporting Agencies and Collection Agencies violated the Law.
12/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WI 53216	Web
The debt is showing on my Credit Report with a {$0.00} balance.
01/27/2024	Yes	Student loan Private student loan	Issue where my lender is my school Cannot graduate, receive diploma, or get transcript due to money owed	NC 28278	Web	Servicemember

01/25/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 22310	Web	Servicemember

01/18/2024	Yes	Debt collection Private student loan debt	Communication tactics Frequent or repeated calls	VA 23116	Web	Servicemember

01/09/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 77036	Web

12/20/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95046	Web

12/17/2023	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	NJ 07050	Web

12/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29429	Web

11/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29376	Web

10/26/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	FL 32244	Web

10/02/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33510	Web

09/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70726	Web

09/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77008	Web

08/15/2023	Yes	Debt collection Private student loan debt	Communication tactics Frequent or repeated calls	ME 04240	Web

08/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47353	Web	Servicemember

07/29/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32218	Web

07/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89113	Web

07/26/2023	Yes	Debt collection Federal student loan debt	False statements or representation Attempted to collect wrong amount	TN 38125	Web	Servicemember

07/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89149	Web

07/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47630	Web

06/15/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32211	Web

05/25/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 07111	Web

05/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30034	Web

05/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30152	Web

05/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32065	Web

05/03/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11226	Web

05/02/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 11239	Web

04/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32065	Web

04/17/2023	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive enough information to verify debt	TX 77008	Web

04/12/2023	Yes	Student loan Federal student loan servicing	Dealing with your lender or servicer Keep getting calls about your loan	IA 50311	Web

04/05/2023	Yes	Debt collection Federal student loan debt	Written notification about debt Didn't receive notice of right to dispute	GA 30467	Web	Servicemember

04/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77008	Web

03/30/2023	Yes	Student loan Private student loan	Struggling to repay your loan Can't temporarily delay making payments	MN 56536	Web

03/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89144	Web

02/28/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11226	Web

02/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32211	Web

01/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	MI 48237	Web

01/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MS 39759	Web

01/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30214	Web

01/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

01/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77008	Web

12/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92374	Web

12/06/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33157	Web

12/05/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08021	Web

11/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

11/07/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11226	Web

10/27/2022	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NJ 08075	Web

09/28/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA 31794	Web

09/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

09/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29407	Web	Servicemember

09/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32209	Web

08/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 45424	Web

08/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 32239	Web	Servicemember

08/22/2022	Yes	Student loan Federal student loan servicing	Struggling to repay your loan Problem lowering your monthly payments	NC 28376	Web

08/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

08/15/2022	Yes	Student loan Federal student loan servicing	Dealing with your lender or servicer Received bad information about your loan	LA 70002	Web

08/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30309	Web

08/01/2022	Yes	Debt collection Private student loan debt	Communication tactics You told them to stop contacting you, but they keep trying	MI 493XX	Web	Older American

07/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

07/12/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

06/21/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	OH 43123	Web

06/13/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	MI 48210	Web

06/07/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MN 55404	Web

06/07/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55404	Web

05/15/2022	Yes	Student loan Federal student loan servicing	Struggling to repay your loan Can't get other flexible options for repaying your loan	IL 62002	Web

03/16/2022	Yes	Student loan Private student loan	Dealing with your lender or servicer Don't agree with the fees charged	LA 70072	Phone

02/28/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 77091	Web

01/20/2022	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	NC 28212	Web	Servicemember

01/03/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 38109	Web

12/17/2021	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	TX 78744	Web

11/08/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NC 28303	Web

11/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 46268	Web

11/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 290XX	Web

10/14/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	WI 54751	Phone	Servicemember

09/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VT 050XX	Web

09/20/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web

09/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32607	Web

09/02/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	VA 23223	Web

08/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 38108	Web

08/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30047	Web

07/10/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	TN 37029	Web

07/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34232	Web

06/01/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 44011	Referral

05/26/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48226	Web

05/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30126	Web

05/21/2021	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 95838	Web

05/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MI 48197	Web

05/03/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IL 60649	Web

04/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84110	Web

04/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89160	Web

03/30/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	VA 23456	Web

03/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 71119	Referral

03/19/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 34602	Web

03/16/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	KS 66212	Web

03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90002	Web

03/05/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	FL 33401	Web

02/05/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours		Phone

01/20/2021	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	PA 19604	Web

01/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MD 20676	Web

11/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30168	Web

11/10/2020	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MA 02128	Web

10/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 90301	Web

10/11/2020	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29388	Web	Servicemember

10/01/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	SC 29910	Web

10/01/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	TX 78596	Web

09/18/2020	Yes	Debt collection Federal student loan debt	Communication tactics Frequent or repeated calls	MI 48089	Web

09/10/2020	Yes	Debt collection Federal student loan debt	Written notification about debt Didn't receive enough information to verify debt	VA 23503	Web

09/09/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NY 10977	Web

09/04/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32305	Web	Servicemember

08/28/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32064	Referral

08/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WA 98501	Web	Servicemember

07/31/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10552	Web

06/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 38016	Fax

06/14/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60639	Web

06/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	AR 71667	Web

05/31/2020	Yes	Debt collection Federal student loan debt	Written notification about debt Didn't receive notice of right to dispute	NC 28658	Web	Servicemember

05/18/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60177	Web

04/16/2020	No	Debt collection Federal student loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	ME 04220	Web

04/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31415	Web

01/30/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NY 10940	Web

01/07/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	CA 90712	Web

12/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90266	Phone

11/14/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60619	Web

11/06/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TX 78217	Web

10/09/2019	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was paid	MI 481XX	Web

09/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OH 45238	Web

07/21/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MS 39046	Web