Simon's Agency, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 070XX	Web
My name is XXXX XXXX XXXX I reside at XXXX XXXX XXXX XXXX NJ XXXX I recently applied for a student loan for my daughter who is going to college in XXXX . I was denied, due to collections from a corrupt collection firm named Simons Agency! I have superb medical insurance, I was shocked to find out that all these alleged collections came from XXXX XXXX XXXX , some in the amounts of {$5.00} and XXXX $! ( See below. ) This is a disgrace and a well-respected medical center such as yourselves should be mortified for contracting a renowned ( in the jurisdictive world of lawsuits ) for unscrupulous, unprincipled business such as Simons Agency ! I called your medical billing department yesterday for help, was told sorry cant do anything for you they are too old you need to deal with collection agency! Then asked to speak to a supervisor and got hung up on after being on hold 10 minutes. I then called Simons and was treated rudely and talked to like Im a criminal, I asked for payment plan to clean this up, I need this loan for my daughter school, he laughed at me over the phone! I am absolutely livid right now I have filed a complaint with the XXXX XXXX and Indiana AG office due to the company headquarters being there, the Assistant AG knows of them well, multiple lawsuits and settlements. Seriously, Summit s hould be ashamed of themselves. Look below and tell me what you think of their collection practices! I refuse to let this go, no one can provide validation of the debt and your office hangs up on me! Please advise as to how Summit will handle this! XXXX XXXX XXXX CC : By certified mail XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX . BOD : By certified mail XXXX XXXX XXXX ,. XXXX XXXX ,. XXXX XXXX ,. XXXX XXXX , XXXX XXXX ,. XXXX XXXX , Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$49.00} Amount {$49.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX / XXXX / XXXX Status PAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number XXXX XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX / XXXX / XXXX Status PAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$19.00} Amount {$19.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$33.00} Amount {$33.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY IN C Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$160.00} Amount {$160.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$110.00} Amount {$110.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Nam e SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$5.00} Amount {$5.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$11.00} Amount {$11.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$62.00} Amount {$62.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Nam e SIMON AGENCY XXXX Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$100.00} Amount {$100.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY IN C Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$170.00} Amount {$170.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name e simon agencyDate Assigned XXXX / XXXX / XXXX Original Amount Owed {$68.00} Amount {$68.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code JOINT_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments
06/08/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ XXXXX	Web
Simons agency is attmepting to collect bdebts that have already been paid for by insurance ( double billing ) addtionally yhey report to the bureaus nominal amounts see below Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$49.00} Amount {$49.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX / XXXX / XXXX Status PAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number XXXX XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX / XXXX / XXXX Status PAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Nam e SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$19.00} Amount {$19.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC D ate Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$33.00} Amount {$33.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$160.00} Amount {$160.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$110.00} Amount {$110.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$5.00} Amount {$5.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$11.00} Amount {$11.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$62.00} Amount {$62.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$100.00} Amount {$100.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$170.00} Amount {$170.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$68.00} Amount {$68.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code JOINT_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX / XXXX / XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX / XXXX / XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX / XXXX / XXXX Status UNPAID Balance Date XXXX / XXXX / XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX / XXXX / XXXX Comments
06/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
10. Collections Collections are accounts with outstanding debt that have been placed by a creditor with a collection agency. Collections stay on your credit report for up to 7 years from the date the account first became past due. They generally have a negative impact on your credit score. Date reported : XX/XX/XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$110.00} Amount {$110.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code JOINT_ACCOUNT Account Number XXXX XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$49.00} Amount {$49.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX/XXXX/XXXX Status PAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number XXXX XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$1.00} Amount {$0.00} Status Date XXXX/XXXX/XXXX Status PAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$19.00} Amount {$19.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$33.00} Amount {$33.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$21.00} Amount {$21.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$52.00} Amount {$52.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$15.00} Amount {$15.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$160.00} Amount {$160.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$110.00} Amount {$110.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$5.00} Amount {$5.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$11.00} Amount {$11.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$31.00} Amount {$31.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$62.00} Amount {$62.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$100.00} Amount {$100.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$170.00} Amount {$170.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$68.00} Amount {$68.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code JOINT_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments Consumer disputes? reinvestigation in progress Consumer disputes this account information Date reported : XXXX/XXXX/XXXX Original Creditor Name SIMON AGENCY INC Date Assigned XXXX/XXXX/XXXX Original Amount Owed {$10.00} Amount {$10.00} Status Date XXXX/XXXX/XXXX Status UNPAID Balance Date XXXX/XXXX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number xxxx XXXX Creditor Classification Medical or Health Care Last Payment Date Date of First Delinquency XXXX/XXXX/XXXX Comments
08/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07920	Web	Older American
I have been subjected to SEVERE harassment and abuse by the grossly unethical conduct of Simons Agency , Inc. through their pernicious and nefarious attempts to destroy my credit ratings on entirely fraudulent claims that I owe money to their client, XXXX XXXX XXXX ( now XXXX XXXX ) in New Jersey. Simons is a grossly unethical collection agency that has not only lied, as well as refused to communicate with me, but they are also engaged in repeated attempts to destroy my credit ratings, even after I have prevailed against them in multiple disputes I have filed against them with the credit bureaus, for their entirely fraudulent claims that I owe money. I have previously filed multiple complaints against XXXX XXXX with the New Jersey Office of the Attorney General and the XXXX XXXX XXXX, which has given them a rating of XXXX. ( XXXX XXXX XXXXXXXX ). Attachment 001a, page 2 contains a portion of my complaint against XXXX. As noted, I made countless attempts to deal directly with them but they refused. XXXX XXXX also refused to respond to the XXXX ( Attachment 001b ). Simons Agency acts as XXXX XXXX XXXX hired guns. Just like their client, Simons engages in grossly unethical conduct, lies, and plays games. I filed against Simons with the XXXX XXXX XXXX on XX/XX/2021. My complaint stated in part, This has been an ongoing problem for more than a year in which XXXX XXXX XXXX ( now XXXX XXXX ) has engaged in billing fraud, has lied repeatedly to me, has refused to communicate with me, and has also refused to respond to the XXXX XXXX XXXX ( I've attached my most recent communication from the XXXX regarding this fact ). Now, Simons Agency, acting on behalf of XXXX, has maliciously filed not one but TWO negative hits to my credit reports. This is OUTRAGEOUS AS I DON'T OWE ANYTHING TO XXXX. I demanded that my credit report be corrected. Simons responded with their nonsense on XX/XX/2021 ( Attachment 002 ). At their behest and also the XXXX, I immediately contacted Simons, via phone and e-mail ( Attachment 003 ), and spoke with XXXX XXXX on XX/XX/2021. Please note that this e-mail outlines many of the relevant dates and some of the multiple attempts I made to get XXXX to stop their abuse. It also demonstrates that I do not owe XXXX any money. On XX/XX/2021 and again on XX/XX/2021, the XXXX requested more information from me. Their XX/XX/XXXX request asked if I had contacted Simons. I immediately responded on XX/XX/2021 via both phone and the XXXX web site ( Attachment 004 ) ; I noted that not only had Ms. XXXX refused to respond to the my communications with her but that I had given Simons my explicit permission to contact me by phone. Disgustingly, while Ms. XXXX was refusing to contact me, Simons was engaged in destroying my credit rating with all three credit bureaus on their completely fraudulent claims I owed money to XXXX XXXX XXXX. Of course, I disputed those fraudulent claims. Heres a brief outline of the outcomes of my disputes : 1. XXXX : Simons has maliciously reported me to XXXX TWICE for the SAME fraudulent bills! Both times, Ive disputed them and XXXX REMOVED them TWICE. The first set was removed on XX/XX/2021 ( Attachment 005 ). Simons then lied again and I had to dispute the EXACT SAME fraudulent bills again with XXXX. That second set of duplicitous bills were removed on XX/XX/2021 ( Attachment 006 ). 2. XXXX : XXXX incompetence is exceeded only by that of Simons Agency Ive spent at least three hours on the phone with them dealing with Simons malicious actions against me because their web site didnt work and they disconnected me after waiting more than an hour. Simons abuse with my XXXX credit report is similar to the others in that they have filed fraudulent claims for the SAME sets of bills more than once. On XX/XX/2021, XXXX REMOVED the first set of fraudulent claims while, at exactly the same time, Simons filed NEW fraudulent claims for the SAME bogus bills! It is important to note that between XX/XX/XXXX and XX/XX/XXXX, Simons had TWO SETS OF FRAUDULENT CLAIMS AGAINST ME, FOR THE SAME FAKE BILLS ( Attachment 007 )! Once again, I immediately filed NEW disputes with XXXX. I just learned today ( because XXXX had NOT notified me of the results of my second set of disputes ) that this time, Simons refused to remove their entirely fake claims I owe XXXX XXXX and, despite the extensive information I sent to their dishonest employee, Ms. XXXX, that demonstrates that I did NOT owe any money ( refer to Attachment 003 ), theyre now claiming I do. Of course, Ms. XXXX and Simons have never responded to my direct communication with them on XX/XX/2021. After more than two more hours on the phone with XXXX call centers in third-world countries, I learned that they ( XXXX ) has now opened up a THIRD set of disputes ( Attachment 008 ). This is outrageous! 3. XXXX ( Im afraid I cant find my records if I do, Ill forward them to your office ). I have now spent well over a year dealing with the corrupt XXXX XXXX XXXX and their hired thugs, Simons Agency for money I dont owe. I have spent countless hours dealing with their extorsion attempts. My damage to my credit ratings has caused tangible harm Ive been forced to pay higher insurance premiums, as well as higher interest rates on loans. Criminal charges need to be brought against both Simons and XXXX XXXX XXXX. I urge your office to take aggressive actions against both.
11/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MA 016XX	Web
This complaint is based on violations of the FCRA, the FDCPA and the MDCPA ( including MGL Chapter 93A sec. 2 ) by SIMONS AGENCY INC. ( hereinafter SIMON ). ___ In XX/XX/XXXX, I reviewed my XXXX and XXXX credit reports and saw a collection account reported by SIMON. ___ SIMON is not a licensed debt collector in Massachusetts and is attempting to collect an alleged debt thru use of the credit reporting system. Attached is a copy of the NMLS Report on SIMON reflecting that they have no license to collect debts from Massachusetts residents, nor are they authorized to conduct business in Massachusetts. The following state and federal court decisions support this position : Accordingly, XXXX is, in our view, required to submit to the licensure requirements and corresponding oversight and supervision mandated under G.L. c.93, 24B and 209 Code Mass. Regs., and subsequent sections. XXXX XXXX, XXXX v. XXXX, No. XXXX. Additionally, Because reporting a debt to a credit reporting agency can be seen as a communication in connection with the collection of a debt, the reporting of such a debt in violation of the provisions of 1692e ( 8 ) can subject a debt collector to liability under the FDCPA. XXXX v. XXXX , XXXX, XXXX. XXXX, XXXX XXXX XXXX ( XXXX XXXX XX/XX/XXXX ). In XXXX v. XXXX XXXX. XXXX., XXXX , XXXX XXXX XXXX XXXX ( XXXX Cir. XX/XX/XXXX ) the Sixth Circuit Court of Appeals. assume [ d ] without deciding that the reporting of the debt to XXXX constitutes a collection activity under the FDCPA. Id. at 304, n.5. ___ On XX/XX/XXXX, I mailed to SIMON a demand letter pursuant to Chapter 93A of the Massachusetts Consumer Protection Act. My demand letter advised SIMON that they violated the MDCPA because they reported the account in a name other than that of the creditor in violation of 940 CMR 7.07 ( 21 ). My demand letter sought the removal of the wrongly reported account from my credit reports. I have attached a copy of that letter. ___ SIMON received my demand letter on XX/XX/XXXX via certified mail receipt number XXXX XXXX XXXX XXXX XXXX. ___ My letter dated XX/XX/XXXX also included a request for validation of debt. I requested all of the required materials under Mass. law 940 CMR 7.08 ( 2 ). These materials include ( a ) all documents, including electronic records or images, which bear the signature of the debtor and which concern the debt being collected, and ( b ) a complete transaction history which reflects the date and amount of payments, balances, and charges concerning the debt. My letter also included the very same form letter requesting validation of debt as provided on the website of the CFPB. ___ At no time did SIMON reply to my letter and/or validate the alleged debt. ___ On XX/XX/XXXX, I disputed the account thru the credit reporting agencies. My dispute included that ( a ) I had no knowledge of the debt, ( b ) that SIMON failed to validate the debt as required by the FDCPA, and ( c ) that SIMON reported the account in their own name, in violation of the MDCPA 940 CMR 7.07 ( 21 ). ___ Between the dates of XX/XX/XXXX and XX/XX/XXXX, I received the results of the investigations from the credit reporting agencies. According to the credit bureaus, SIMON had falsely verified the account even though they failed to validate the debt, and further, where they have no authority to collect a debt from Massachusetts residents such as myself. ___Based on the aforementioned facts ( and supported by the attached Exhibits ), SIMONs conduct includes the following : ___ ( a ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( A ) in that they failed to conduct a reasonable investigation of my dispute thru the credit reporting agencies. ___ ( b ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( B ) in that they failed to review all relevant information provided in my dispute to the credit bureaus, including their failure to mark the disputed account as disputed as required by 1681s-2 ( a ) ( 3 ). ___ ( c ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( E ) in that they failed to modify, delete, and/or permanently block the reporting of inaccurate information on my credit reports. ___ ( d ) Violation of the FDCPA 15 USC 1692g in that they failed to validate the debt and have continued collection activity thru use the of credit reporting system. ___ ( e ) Violation of the MDCPA 940 CMR 7.08 ( 2 ) and MGL c.93A sec . 2 for continuing collection activity while failing to provide all of the required materials that would validate the debt under Mass. law. ___ ( f ) Violation of the MDCPA 940 CMR 7.07 ( 21 ) and MGL c.93A sec . 2 in that they reported the account in a name other than that of the creditor ___ ( g ) Violation of the FDCPA 15 USC 1692 ( e ) in that they have taken action that can not legally be taken. ___ ( h ) Violation of the FDCPA 15 USC 1692e ( 10 ) in that they employed false or deceptive means to collect a debt. ___ ( i ) Violation of the FDCPA 15 USC 1692e ( 2 ) ( A ) in that they misrepresented the character, amount of legal status of the debt.
07/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08755	Web
Simon 's Agency , Inc. ( Simon ) inaccurately furnished data regarding a medical debt to XXXX XXXX XXXX. ( XXXX ). Notwithstanding a conspicuous billing discrepancy and repetitive disputes as to liability ; Simon continued to report the negative information to XXXX, failed to conduct a reasonable investigation and did not properly report the tradeline as being disputed by the Consumer. See attached. At an undetermined time, an allegedly delinquent XXXX medical debt with a listed unpaid balance of {$170.00}, was referred to a third-party debt collector, Simon. As a collection strategy to ostensibly motivate payment of this balance by the Consumer, Simon reported this medical debt as a collection account to one of the nationwide consumer reporting agencies, to wit, XXXX. Upon learning of the existence of this collections tradeline, the Consumer first disputed the alleged delinquency directly with Simon and demanded that the account promptly be deleted from his Consumer Report, as it was erroneously reported in the first instance. Additionally, the Consumer requested that should Simon disagree with this assertion, Simon should provide the Consumer with a written summary of the nature, extent and scope of their investigation, along with an explanation as to why it believes the account was not previously paid as agreed. Simon failed to respond. In XXXX of XXXX, the Consumer submitted an initial dispute with XXXX, asserting that this medical debt was timely paid-in-full by the Consumer remitting partial payment via co-pay at the time of service with the remaining balance subsequently paid by the Consumers health insurance company at the contracted reimbursement rate. It is important to note, the provider was in-network and the Consumers health insurance plan at the time did NOT have a deductible or co-insurance provision associated with it. Admittedly speculating to some degree, the alleged debt likely originated out of the providers billing department incorrectly crediting monies paid by the insurer, improper balance billing beyond the pre-negotiated rates or a failure to timely/properly invoice the insurer by transmitting the appropriate billing code. Simon, apparently without conducting any investigation whatsoever on the veracity of the Consumers dispute, generally confirmed to XXXX the accuracy of the reported tradeline, but did apparently backdate with XXXX the alleged delinquency date. Since the initial dispute, the Consumer filed numerous detailed disputes with XXXX in regard to this tradeline, effectively challenging the delinquent payment status of this account, accompanied by repeated demands for Simon to conduct the required reasonable investigation. Despite notice of these disputes, Simon refused to conduct an investigation on the accuracy of the reported tradeline, reasonable or otherwise. When the Consumer directly contacted Simon to resolve this issue - specifically to seek information relating to the nature and scope of their prior investigation ( s ), Simon advised that the provider would not have referred the account balance for collections if it was not past due and that no further investigation was required on their part. To this point, the Consumer quipped that this compliance policy is unequivocally misguided and clearly contrary to Simons responsibilities under the Fair Credit Reporting Act and its progeny. In conclusion, Simon has repeatedly attempted to obfuscate its legal responsibilities through its unscrupulous credit reporting practices. Simons investigation procedures for credit bureau disputes are clearly inadequate, which has in turn directly and adversely impacted the Consumer. As this regulatory complaint hopefully elucidates, Simons seemingly unapologetic perversion of the Consumers rights can not be tolerated and needs to be outright discouraged. One can reasonably surmise that Simons credit reporting practices are not isolated to this particular Consumer, as illustrated by their repetitive and deliberate disregard for their solemn duties as a furnisher of consumer credit data. It is readily apparent that Simons internal debt collection procedures are critically lacking compliance safeguards and are designed solely to maximizing collection recoveries to the competitive disadvantage of those debt collectors who refrain from using abusive debt collection practices. Simons deficiencies serve only to further undermine the publics confidence in our nations consumer credit markets, the efficiency of which is in large part reliant on fair and accurate reporting of credit information by data furnishers.
06/22/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07305	Web
Date : XXXX/XXXX/2017 XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Phone : XXXX RE : Account # XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the major credit bureaus ( XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for Simon Agency Inc. in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards XXXX XXXX cc Consumer Financial Protection Bureau Federal Trade Commission
08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 20852	Web
Dear XXXX : I am submitting this complaint to bring to your attention the violations of FDCPA committed by Simon 's Agency. There are multiple inconsistencies including dates reported, type of account, balance, etc that even if the debt reported was an obligation of mine, and not unverified or out of the statue of limitations, it would still place Simon 's Agency in clear violation of the law. Section 623 ( a ) ( 5 ) of the FCRA, which specifies that any entity that reports information to credit bureaus about a delinquent consumer account that has been placed for collection or written off must report the actual month and year the account first became delinquent. Simon 's Agency reports " date opened '' as XX/XX/XXXX, which is misleading and self-contradictory even according to their own claim which states that the last payment was received in year XX/XX/XXXX.There are several inconsistencies in the days and years on the credit bureaus reports. And there is no document, contract or any evidence produced as a frame of reference for any outstanding or existing debt. Note that section XXXX of the Fair Credit Reporting Act creates a cause of action for a consumer against a furnisher of erroneous Credit Information XXXX XXXX XXXX XXXX XXXX. XXXX Please further note that The Court holds strong legal and ethical policies against filing suits after the statue of limitations has expired. A call from a XXXX XXXX XXXX and XXXX XXXX XXXX/XXXX/XXXX and XXXX/XXXX/XXXX XXXX was in clear violation of the law when he called me. Please note that Simin ; s Agency have/are violating the FDCPA several times by reporting to the CRA 's. Among others, following statutes have been violated : Violated XXXX XXXX XXXX ( XXXX ) ( A ) by falsely characterizing the account as " Open '', with date opened listed as XXXX XXXX. Violated XXXX XXXX XXXX ( by communicating credit information which is known or which should be known to be false, by reporting the account as " Open '' and with the XXXX XXXX as the date it was opened. violated XXXX XXXX XXXX ( XXXX XXXX by using any false representation or deceptive means to collect or attempt to collect any debt by knowingly reporting the account as " Open '' and with the XXXX XXXX date. Violated XXXX XXXX XXXX by using unfair or unconscionable means to collect or attempt to collect any debt by reporting the account as " Open on XXXX XXXX '' to result in a greater negative impact to my credit scores. Furthermore, I have never received any notice of default from collection agency Simon 's Agency. Despite the fact that Simon 's Agency had no record of my residence/address in XXXX ( it only lists the XXXX XXXX XXXX XXXX XXXX MD XXXX as my address in their records ), it now claims that it has sent a legal Collections Notice to me in XXXX of XXXX. The fact is it had not, and could not because according to its ' own records it had no knowledge of my residential and mailing address in XXXX XXXX or at any time thereafter, until I sent them the Validation request in XXXX of XXXX. Multiple attempts ( including filing a complaint via XXXX ) to resolve this matter with Simon 's Agency ( third party collection agency ), or XXXX and XXXX directly ( allegedly the original creditor ) have failed. Simon 's Agency collection company had failed to produce any evidence to substantiate it 's claims, or to correct erroneous information. It continues to willfully submit inaccurate and unsubstantiated information to credit bureaus in an attempt to collect the debt while employing deceptive and unconscionable means.
06/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07065	Web
I don't have an account with Simons Agency Inc. Nor did I give permission to share my medical information. This letter was sent to Simons Agency. I am awaiting a response : Be advised this is not a refusal to pay, but a notice that your claim is disputed, and validation is requested. Under the Fair Debt Collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for VERFICATION OR proof of my mailing address, but request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your office continues to report invalidated information to any of the major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate to bring legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with FTC and other state or federal agencies. If your offices can provide the proper documentation as request in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 days from the date of receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTION DECLARATION : Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any judgements obtained by any creditor regarding this account. Name and address of alleged creditor Name on file for alleged debtor Alleged account number Address on file for alleged debtor Amount of alleged debt Date this alleged debt became payable Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt Commission for debt collector if collection efforts are successful. Your claim can not and WILL NOT considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back.
03/30/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 132XX	Web
I XXXX XXXX was entered into credit inquiry transactions that I did not authorize or consent to.I am a victim of identity theft and I believe my information is being used by bad people on the dark web. Having these False and misleading inquiries reporting to my credit report is very damaging and is hindering my ability to purchase a brand new car for me and my baby girl. I ask that you please remove all these false misleading inquiries from my credit report so I can began to repair my credit and eventually get my daughter the new car that I promised her. please resolve this matter quickly. I have included a list of all inquiries and accounts that I did not authorize below along with the dates. My information was obtained without permissible purpose. XXXX XXXX XXXX defines Civil liability for willful noncompliance in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I identify all the inquiries accounts listed below as to be a result of identity theft, therefore they should be removed from my account no later that XXXX days of receiving this complaint. XXXX XXXX Code XXXX defines as a Block of information resulting from identity theft ( a ) Block Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) a copy of an identity theft report ; Please remove all the accounts listed below : XXXX XXXX XXXX Account Number : This Account is inaccurate and Im seeking litigation please delete at once XXXX. SIMONS AGENCY, INC. Account Number : XXXX This Account is inaccurate and Im seeking litigation please delete at once XXXX Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 2.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 3.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 4.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 5.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 6.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 7.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 8.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 9.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 10.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 11.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 12.XXXX XXXX Date of inquiry : XX/XX/2019 13.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 14.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019
06/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
simons agency Failed top provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information because I have some questions. I need to hear from you to make an informed decision about your claim that I owe this money. I am open to communicating with you for this purpose. In order to make sure that I am not put at any disadvantage, in the meantime please treat this debt as being in dispute and under discussion between us. In addition to providing the information requested above, please let me know whether you are prepared to accept less than the balance you are claiming is owed. If so, please tell me in writing your offer with the amount you will accept to fully resolve the account.
08/15/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 132XX	Web
This is my 2nd complaint against the collection agency as well and I will be submitting a complaint against the original credior this evening. I will also be making complaints with attorney general and BBB. For the original creditor themself, I will be submitting my press release to XXXX publications as well as XXXX and XXXX. I am attaching the letter I sent to XXXX XXXX on XX/XX/XXXX where I specifically asked to " please send a breakdwon or itemized invoice for costs & expenses which should clearly identify costs and expenses provided along with costs and expenses incurred. '' I received a 1-line " itemized '' statement which says " court testimony and prep '' for {$540.00}. This is NOT at all, in any form what I requested which means that XXXX also does not have this information, which means that they can not legally state this has been verified. Therefore, they are illegally reporting an account as " verified '' when it was not. This would not hold up in any court of law. I ca n't understand how no one 's fixed this issue and the blatant disregard for federal law. It seems that the Consumer Financial Protection Bureau does n't really even " protect '' consumers either because you 're just accepting what the credit bureaus and creditors are saying. If you look back at my complaints you will clearly see that XXXX XXXX responded and said they sent me the requested information. If it was sent to me, I would n't be requesting it, and if it was sent to me, they would n't have an issue furnishing it, would they? Collection agencies do NOT obtain the original contracts or any documentation except for in situations of lawsuits during the discovery process, so I know for a fact that they never had anything to send to me in the first place. In regard to XXXX, how are they verifying this account as accurate or " verified '' when the collection agency has not produced anything? Congress states in XXXX XXXX XXXX XX/XX/XXXX that they need to have the physical documentation to ascertain that this account # 1 belongs to me ; # 2 is verfied as accurately reported ; # 3 meets the requirements of the FCRA. NO ONE AT ANY TIME FURNISHED THE INFORMATION THAT VERIFIES THIS ACCOUNT and for that reason alone, it does NOT meet the requirements of the FCRA. HOW was this account verified? What documetnation was provided to XXXX to make the determination that it 's reporting accurately? I requested numerous times the breakdown of the bill including receipts and at no time, like I already stated, was this provided to me. I want to know EXACTLY how this balance was achieved. The original creditor was paid the required expert witness fee already and then I received a bill without receipts. I requested an itemized statement showing the allowable expenses ( once again, with receipts ). I am tired of hearing from all parties involved that the itemized statement was furnished with receipts. The proof is in the attachments that this did not ever occur and therefore, I do not legally owe this debt. ********See the proof attached which clearly shows that this debt was never verified and for that reason, it was never paid. It is illegal to charge for services that were not rendered and those that I did not agree to pay or owe.
04/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 075XX	Web
I have recently found a medical collection from your office on my credit report for {$2000.00} with XXXX XXXX XXXX. Under my rights under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you validate the reported debt associated with the account number listed above with the creditor and verify that balance listed on my credit report. There is no way that I owe this debt from XX/XX/2017. I have insurance and have never had any issues. This is definitely an error and needs to be addressed. Additionally, I am permitted under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving authorization to the medical provider to release my medical information to a third party or to you specifically. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. I do not remember giving authorization to Simon 's Agency. Therefore my request is two-foldvalidation of debt along with HIPAA authorization. Please provide a breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this complaint as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. The federal Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681-1681y, imposes responsibilities on all persons who furnish information to consumer reporting agencies ( CRAs ). These responsibilities are found in Section 623 of the FCRA, 15 U.S.C. 1681s-2. Section 623 imposes the following duties : If a CRA notifies a furnisher that a consumer disputes the completeness or accuracy of information provided by the furnisher, the furnisher has a duty to follow certain procedures. The furnisher must : Conduct an investigation and review all relevant information provided by the CRA, including information given to the CRA by the consumer. Sections 623 ( b ) ( 1 ) ( A ) and ( b ) ( 1 ) ( B ). Report the results to the CRA that referred the dispute, and, if the investigation establishes that the information was, in fact, incomplete or inaccurate, report the results to all CRAs to which the furnisher provided the information that compiles and maintain files on a nationwide basis. Sections 623 ( b ) ( 1 ) ( C ) and ( b ) ( 1 ) ( D ). Complete the above steps within 30 days from the date the CRA receives the dispute ( or 45 days, if the consumer later provides relevant additional information to the CRA ). Section 623 ( b ) ( 2 ). Promptly modify or delete the information, or block its reporting. Section 623 ( b ) ( 1 ) ( E ).
09/07/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19120	Web
This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient and that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment. and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY.The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XXXX ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX, XXXX.. Agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days. or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on fraudulent extortion and illegal collection activities on any account that may be time-barred as well as in violation of ( name of your State ) medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages. Please provide validation for the following accounts as listed on my credit reports : XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX. If you can not provide me the proper validation remove off my credit reports immediately.
04/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07080	Web
It has come to my attention that Simons Agency has placed a two derogatory remarks on my credit bureau files pursuant to me having paid them what you claimed that I owed them. They are account numbers XXXX and XXXX. When I paid them, I relied upon the belief that they would do the honorable thing and remove this derogatory comments from my credit bureau files which they not only failed to do but actually updated the date of last activity on this account, which extends how long it can be reported for. In doing so, they obviously failed to realize that the Doctrine of Estoppel directly applies to this type of situation and is cause and more than sufficient grounds for me to file a complaint against them with the Consumer Financial Protection Bureau ( CFPB ) for your violation of the estoppel doctrine of law. Here is what the Doctrine of Estoppel is and how it applies to their violations of it. In order for the Doctrine of Estoppel to apply, the party of the first part ( Simons Agency, the collector ) must make some statement or engage in some conduct upon which I have relied and acted upon which later proved to be to my detriment or prejudice. In their communications with me they told me that they would update my credit reports as soon as I had paid the debt to them. Quite naturally, I assumed and relied upon their statement to that effect to mean that they would remove the account in its entirety from my credit report. The federal Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681-1681y, imposes responsibilities on all persons who furnish information to consumer reporting agencies ( CRAs ). These responsibilities are found in Section 623 of the FCRA, 15 U.S.C. 1681s-2. Section 623 imposes the following duties : If a CRA notifies a furnisher that a consumer disputes the completeness or accuracy of information provided by the furnisher, the furnisher has a duty to follow certain procedures. The furnisher must : Conduct an investigation and review all relevant information provided by the CRA, including information given to the CRA by the consumer. Sections 623 ( b ) ( 1 ) ( A ) and ( b ) ( 1 ) ( B ). Report the results to the CRA that referred the dispute, and, if the investigation establishes that the information was, in fact, incomplete or inaccurate, report the results to all CRAs to which the furnisher provided the information that compile and maintain files on a nationwide basis. Sections 623 ( b ) ( 1 ) ( C ) and ( b ) ( 1 ) ( D ). Complete the above steps within 30 days from the date the CRA receives the dispute ( or 45 days, if the consumer later provides relevant additional information to the CRA ). Section 623 ( b ) ( 2 ). Promptly modify or delete the information, or block its reporting. Section 623 ( b ) ( 1 ) ( E )
10/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	NY XXXXX	Web
I have made disputes to XXXX to delete medical collection accounts that are displaying medical information in the original creditor name on the credit reports where the data furnishers refused to protect my private medical information. My private medical information has been compromised. The law under the Fair Credit Reporting Act, specifically the Fair and Accurate Credit Transactions Act Section 412 ( amendment to FCRA ) indicates that this information should be protected. Before all the disputes I had a 3rd party access my credit report and they started reading me medical collections and I was hurt by this and asked them to stop as it reminded me of the bad medical situations. Additionally, I felt hurt that 3rd parties could see this. This brought me to research why it's legal for this to be on the report in this way. Turns out that it isn't legal per the above mentioned laws. I have had no cooperation from the collection agencies and made multiple disputes with XXXX, including an XX/XX/XXXX dispute through the CFPB about XXXX not exercising oversight over the collection agencies regarding protecting medical information. The data furnishers ( collection agencies ) have refused to protect my private medical information and have compromised my medical information. The medial collection accounts are currently as of the day of this report, displaying what should be protected medical information, therefore are continuing to compromise my medical information per the above mentioned laws and refuse after repeated disputes to correct this alleged illegality. Previously a dispute was made through the CFPB on XX/XX/XXXX. These collection agencies ( data furnishers ) received a copy of that CFPB report via the XXXX XX/XX/XXXX dispute investigation. XXXX confirmed to me that the CFPB report was attached to the dispute that sent to each data furnisher. Sadly, they responded to XXXX by only verifying the status and balance and did not respond at all to the issue of medical privacy that was very detailed in my CFPB report. I have spoken to collection agencies on the phone and was disrespected and was given the impression that all that mattered was what they say I owe and otherwise they seem to have indicated that nothing else matters, including the privacy of my medical information. SIMONS AGENCY received one dispute through XXXX prior to this complaint. XXXX has told me that my XX/XX/XXXX CFPB complaint was attached to the dispute sent to Simon agency. I contacted Simons agency and was told there was an attachment to the dispute.
10/22/2017	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 132XX	Web
I 'm including all of my CFPB complaints, my AG complaint, my proof that substantiates the fact that I never received a breakdown of the amount they are claiming that I owe, my identification and all other communication. Reason for complaint : XXXX XXXX Simon 's Agency have failed to provide me anything that substantiates the amount that is listed on my credit report for a collection account. I am tired of going back and forth and it is my RIGHT to have the proof that backs up the amount I allegedly owe. Section 609 protects me against false reporting. Section 1681 guarantees me an investigation into this and for the bureaus to investigate independently. I 've provided the proof directly from the collection agency that I did not receive a breakdown and only received an invoice with a total amount. I refuse to pay an amount listed on an invoice without the breakdown showing where that amount came from, the receipts that back it up and it must be within federal limits. XXXX XXXX of XXXX XXXX provided court testimony and was paid the federal fee of {XXXX. I stated that I would pay for the expenses but wanted a breakdown, and this was the understanding. As you can see from the attachment, the only thing that I ever received was an invoice with the heading " itemized statement '' with 1 line that says " court testimony and prep XXXX ''. Where did this amount come from? Where are the receipts for this amount? Where 's the breakdown that lists the mileage, gas, and anything else allowed by law? When I call, I get hung up on. When I dispute this with XXXX, they state that this has been verified. This is willful negligence on part of both parties and this could have been easily solved by providing me what I had requested, what I had been promised and what is my right to have. XXXX is now in violation of sections 623, 609, 1681 and 603. Simon 's Agency is purposely not providing me this information because THEY DO NOT HAVE IT. If I take them to court, they will need to provide this information during the discovery process. This means that the office of XXXX XXXX does not have, nor did they ever have, the required information to verify this alleged debt. This MUST be removed from my credit report because over and over again, I have proven that this is a violation of my rights and that there 's no proof substantiating the claim that I owe this amount. Once again, I am not refusing to pay the actual amount that I owe. I am, however, refusing to pay a debt that was not legally verified, nor do I have to.
07/04/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ XXXXX	Web
Based on the below facts, Simon 's Agency 's claim is fraudulent. This account needs to be completely removed from any credit bureaus. Simon 's Agency has failed to provide the following : 1. Agreement with your client that grants you the authority to collect on this alleged debt. 2. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. 3. Any insurance claims been made by any creditor regarding this account. 4. Verification that this debt was assigned or sold to collector. 5. Complete accounting of alleged debt. 6. Commission for debt collector if collection efforts are successful. 7. FAILED TO PROVIDE LEGAL RIGHT OF SUBROGATION OF DEBT Simons Agency has not provided the legal right of subrogation of debt. A subrogation will not be allowed to the third party as it is only entitled to the insurance company. The insurance company would have the right of subrogation. A debt collector here Simons Agency can not have the right of subrogation because they are " a mere volunteer '' to the situation. SIMON 'S AGENCY had no loss. This is a case of insurance fraud by the original creditor because they got paid by the insurance company and sold a paid debt to a 3rd party. If XXXX XXXX XXXX ( XXXX )., charged it off, it means they wrote it off on their tax returns and received a tax credit so they got paid twice and then sold the debt. This is a case of INSURANCE FRAUD and TAX FRAUD. N.J.S.A. 12A:3-305 Subrogation will not be allowed to a third person who without any obligation to do so pays an indebtedness and this rule is fully applicable to payments of an indebtedness secured by a mortgage. '' ( for debt collectors ) also see title 15 usc 1691 I ( Federal Debt Collectors Protection Act ) which says " nothing in this title ( FDCPA ) shall be construed to authorize the bringing of legal action by debt collectors. '' When a debt collector misrepresents that it is a subrogee ( has the right of subrogation like an insurance company ) it is actionable ( see federal case XXXX v XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). N.J.S.A. XXXX XXXX, XXXX XXXX without information or knowledge sufficient to form an opinion as to the truth or accuracy of SIMONS AGENCYS claim , and based on that denies generally and specifically SIMONS AGENCYS claim. ANY FURTHER MAILS OR THREATS OF THIS ALLEGED INVALID DEBT WILL BE SENT TO MY ATTORNEY FOR SUIT.
11/01/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19382	Web
I am having an issue with a medical bill that was apparently sent out to a collection agency ( Simon Agency ). However, I had paid the bill directly at the physician 's office. The collection agency still has me as owing the bill, even though I paid it directly at the doctor 's office months ago. The amount of the bill is {$100.00} I paid it using a credit card on XX/XX/2018 when I was at my doctor 's office for a subsequent visit. I spoke with XXXX in the XXXX XXXX Billing department on XX/XX/XXXX, and was told that I do not have anything in collections, and my account is up to date. However, the collection agency that my bill was sent to says I still owe the {$100.00}, and to date, I have not been able to get this marked as paid on my credit report. I emailed Simon Agency on XX/XX/XXXX with proof that this was paid, and additional proof was emailed to them on XX/XX/XXXX. I received NO response from them whatsoever. I sent a follow-up email on XX/XX/XXXX, and again, received no response from them. I submitted a dispute via XXXX, and they closed the dispute saying that Simon Agency says I still owe the {$100.00} ( which I had paid directly at my doctor 's office ) and so this item is still appearing on my credit report as an unpaid item in collections. On XX/XX/XXXX, I then submitted an online from found on the Simon Agency website. I received an automated response : " Thank you for submitting the contact form on our website. Please allow up to two business days for a reply from a customer service representative. If you would like immediate assistance please call us at XXXX. '' Today, XX/XX/XXXX, a full week after submitting the form, I still hadn't heard back from Simon Agency, so I called them. I spoke to someone who identified herself as " XXXX '' and was told that I'd have to wait, these things take time, etc. She was supposed to transfer me to someone else to talk to, and I was dumped into " XXXX '' 's voicemail. I left a message and have had no response. I have no way to get this agency to understand that I paid the bill. They are reporting that I owe {$100.00}, when in fact, I owe XXXX, because the bill was paid. The only thing they seem to want is for me to pay them the full amount for the same bill that I had already paid, otherwise, they do not respond to me.
01/22/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 13021	Web
I am filing a complaint against SIMON 'S AGENCY INC ACOUNT # XXXX & XXXX the ORIGINAL CREDITOR : XXXX XXXX XXXX. I wrote to them on XX/XX/2020 for validation they received the letter on XX/XX/2020. They responded back on XX/XX/2020 past the 30 days. They are non compliance of Federal, State, FCRA and FDCPA violation status on fraudulent extortion. I hereby reserve my right to take private civil action against you to recover damages. Here are violations that I will be filing : 1 ) They have " Re-Age '', your account by reporting the date of last activity instead of the date of last delinquency. Protection under the FDCPA Section 807 ( 8 ) fine. 2 ) They have report my credit history inaccurately. Defamation, financial injury. U.S.Court of Appeals, Ninth Circuit, No.00-15946, Nelson vs. Chase Manhattan. Extent of damages incurred by the wronged partly as deemed by the courts. 3 ) Liability : Bryant v. TRW - the Defendant consumer reporting agency unsuccessfully argued that, under 607 ( b ) of the FCRA ,15 U.S.C. 1681 et seq., it was not liable as a matter of law, for the reports it issued in good faith, and as a result of inaccurate information provided to it by Plaintiff 's creditors. the court held that the Defendants was not free from liability when the credit reports at issue was not accurate. Once inaccuracy was determined, defendant 's agency procedures were not determined to be not reasonable to ensure maximum possible accuracy, pursuant. the consumer was rewarded $ XXXX. 4 ) I am also including in the civil suit CRA 's who you pay to keep these items on my credit both you guys refusal to correct information after I ask in the letter that I wrote them and you the accuracy. This defamation, willful injury. FCRA Section 623 CUSHMAN, v TRANS UNION CORPORATION US Court of Appeals for the Third Circuit Court Case 115 F.3d 220. Extent damages incurred by the wrong party, as deemed by the courts. 5 ) They also fail to tell the following so they have no claim to have me pay this : Show me that you are licensed to collect in my state Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent. I hereby demand that you immediately delete the item from my credit report in order to avoid legal action.
04/18/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 07728	Web
XXXX XXXX, XXXX To Whom It May Concern : I am filing this complaint against Simon Agency attempting to collect on behalf of XXXX XXXX XXXX, using abusive tactics in soliciting an invalid debt for medical services billed incorrectly to my insurance. The claim was billed under an incorrect XXXX code in an effort to seek higher reimbursement. As a result, instead of a XXXX ( which would have been reimbursed without liability to the policy holder ), the claim was processed as a diagnostic procedure, which resulted in deductible and co-insurance liability to me ( the patient ). Also, Simon Agency collected money from me, claiming that I have unpaid co-payments for claims that were paid in full, and for which I have receipts. I disputed the abusive entries in my credit report, which lowered my credit score by at least XXXX points. My dispute letters were rejected and returned unopened to my residence. The abusive calls continued. Due to unbearable stress of watching Simon Agency destroy my credit, I offered to pay the alleged debt, with the condition that it is removed from my credit report. They refused my offer and continued with their abusive practices. They demanded payment on fees that were previously paid to XXXX XXXX XXXX, and for which I have printed receipts. Since this medical claim dates XX/XX/XXXX, XXXX is unable to retrieve claims older than 18 months ; it is very hard for me to retrieve the records. However, I was able to obtain the XXXX codes billed by XXXX XXXX XXXX to XXXX and was able to verify the XXXX codes against the XXXX XX/XX/XXXX-XX/XX/XXXX reimbursement rate table at : XXXX This clearly demonstrates that the service billed was incorrect, which resulted in liability to me. I am therefore reporting : Simon Agency for abusive, illegal collection practices for unverified debts XXXX for fraudulent insurance billing My last attempt to resolve this with Simon Agency and with XXXX XXXX XXXX was today, unfortunately unsuccessful. I am currently filing an appeal and working with XXXX in retrieving the records in question. However, I wonder how would the damage done to my credit report be corrected? Your prompt attention at this matter is greatly appreciated. Sincerely yours, XXXX XXXX
06/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 45356	Web
They are calling every day always from a different number for NY XXXX AND NY XXXX. They never leave a message as to what it pertains to and I have sent proof of a divorce and proof that I had medicaid via an XXXX dispute but all they say is we 've verified it belongs to you. I was married at the time of these occurrences to XXXX XXXX XXXX, we divorced she goes by the name of XXXX now in XXXX of XXXX. I am now married to XXXX XXXX XXXX. They never do much more than to keep sending back that it belongs to me. Every debt I disputed on XXXX has been removed because of this divorce. They said a divorce does n't have nay bearing, i beg to differ. Via nycourts.gov New York 's XXXX XXXX Law recognizes marriage as an economic as well as a social partnership. The law requires that a judge divide property as fairly as possible. So medical debt should be included, and ever since I have disputed items, things have dropped, because my ex wife will not pay it, so why should I shoulder the burden alone. The XXXX Law talks about XXXX types of property for purposes of divorce : marital property and separate property. Marital property will be divided between the XXXX spouses. Marital Property : all property either spouse bought during the marriage, regardless of whose name is on the property. Pension plans and other retirement plans are considered marital property. Previously in a complaint, XXXX responded saying medicaid could not verify because the dates of service were more than 4 years out. NYS medicaid listed my college insurance as being my primary at the time, they paid out the maximum for XXXX, and I was not enrolled in XXXX. I was however covered by medicaid. The coordination of benefits is something I am not responsible for, CALL MEDICAID THE DATE OF SERVICE WAS XXXX of XXXX it is not more than 4 years old. Also found from XXXX " Collection activities are not permitted and are illegal against individuals who are eligible for Medicaid at the time of their health care service. Any debt collection practices need to stop. '' I was covered by Medicaid at the time. For some reason, XXXX is refusing to research the issue.
04/19/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NC 28376	Web
I have been called once from Simons Agency Inc back in XXXX when on my way to a close family members funeral. I told them I was not familiar with this debt and I was out of state and to please send me info on the debt. To date I have received nothing from them. That was my only communication with them till today. I received notification that I had a collection on my credit report and was shocked. I pulled a report and found this collection. I called and spoke with XXXX at XXXX ext XXXX and she told me someone spoke to me while I was at a funeral and I was going to pay them. I honestly had completely forgotten about the conversation with them as it was rough time when I had originally spoken to them and had no other written or verbal communication with them. I told XXXX that I was not familiar with this debt and have received nothing from them at all. Was not notified that this was an attempt to collect a debt nor of any right to dispute the debt or anything. I brought up my rights under the Fair Debt Collection Practices Act under part of the FCRA and how they were in violation of section XXXX. She stated she did not care and was not even going to discuss anything to do with the FCRA and only that I needed to pay my bill. I stated I wanted to discuss having this removed from my credit report while I checked into the account as I have never received anything on this account from them. XXXX stated all they would do is mark it paid with the credit bureau and I needed to pay it by Friday. I stated that I would be filling a complaint with the CFPB and to not contact me until I hear back from them and then ended the call. I received a call with in 5 minutes of ending that call. I have no problem paying the bill if I owe it. I feel I have the right to check into the original bill as I have not received any notification on it. In the meantime I do not believe this should be held against my credit. Simons Agency has violated several sections of the Fair Debt Collection Practices Act. I should be felt like I have to pay a bill to have my credit report updated when I do not even know if that bill is mine.
07/28/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10027	Web
XXXX and XXXX are horrible and thieves, they have taken me to collections for furniture I never received, I never signed an agreement with them and it is bizarre and crazy that almost XXXX years to the date of supposed delivery and purchase I was taken directly to collections never receiving paperwork or letters. Heres the full story back in XX/XX/XXXX I walked into a XXXX and XXXX store and wanted to purchase a couch, I applied for progressive leasing and was approved but was told the couch was out of stock given XXXX and delays in shipments. I left my personal information at the store located in the XXXX, NY. I never signed an actual purchase agreement. Fast forward to XX/XX/XXXX ( XXXX yr later ) I received a call from a gentleman claiming to be from XXXX and XXXX talking about a purchase done a year and how progressive leasing did not cover the purchase now imagine my surprise as ( a ) I never received merchandise ( b ) never placed an actual order ( c ) never received letters, emails nor a phone call in the year from XX/XX/XXXX to XX/XX/XXXX. I dispute this transaction and order and I was told theyd investigate, great. I follow up twice with the company and never heard back until this past XX/XX/XXXX when I get a notification from the credit bureaus about a collections account from the XXXX XXXX regarding a balance owed to XXXX and XXXX again surprised and in utter disbelief. I reach out to the collections agency and dispute the charge and of course no help! I reported to the credit bureaus and its under investigation. I asked the collections agency for proof and all I received was a copy of a supposed signed delivery receipt which is XXXX because its not my email nor my signature. I have been transparent providing affidavits of fraud, disputing the account and working with XXXX and XXXX and the collections agency to get this removed and resolved and its been XXXX. No resolution. This is theft as they are charging me for an account I never opened nor had, I am being charged and unlawfully taken to collections for a purchase that never happened.
02/08/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY XXXXX	Web	Older American
Briefly describe your complaint : On XX/XX/XXXX/19 I had noticed there was {$27.00} from my XXXX account from XXXX XXXX XXXX XXXX. I then contacted them at XXXX. I asked to speak with a manager regarding a transaction that was debited from my bank account without my authorization. The person transferred to a Mrs. XXXX and statred to give her my information on what happen. I then stated that I changed my account back in XXXX and then in XXXX I called to cancel all my payments. I asked to speak to the person that I tooked to but she stated she no longer worked there.Then she started to talk over me and I asked if she was a manager and she stated SHE WAS NOT. So then I asked to speak to a legal manager and what was his or her name. She then stated it was XXXX and then she transferred my call. HOWEVER SHE NEVER DISCLOSED THE MINI MERANDA. I then spoke to XXXX XXXX and I stated to him why I was calling. He then verified who I was but he had my wrong address on the account and stated the MINI MERANDA. I advised him that Mrs. XXXX stated she was a manager and she never disclosed the mini meranda. We then went over my account and I again asked for the person I spoke to last year and he also stated that she no longer was working there. He then stated that his company tried to debit my account 3 times -XXXX, XXXX, and XXXX but there were no funds in the account and also he stated THAT THEY DID NOT DEBIT IT IN XXXX BUT THEN ON XX/XX/XXXX/2019 .AND HE ALSO STATED THAT NOT ONCE DID ANYONE CALL ME TO VERIFY ANY OF THOSE TRANSACTION TO BE APPLIED. I THEN ADVSIED HIM THAT YOUR COMPANY SHOULD HAVE PLACED THE ACCOUNT IN NSF STATUS THE FIRST TIME AND I SHOULD HAVE BEEN NOTIFIED THE FIRST TIME WHEN THERE WAS NO FUNDS TO COVER THAT ACCOUNT BECAUSE I CANCELLED THE PAYMENTS. HE STATED HE WOULD REVERSE THE CHARGES. HOW EVER I ADVISED HIM THAT I WOULD BE FILING A COMPLAINT FOR EACH VIOLATION OF THE FDCPA THAT HIS COMPANY VIOLATED INCLUDING CONSIDER MY ACCOUT PAID IN FULL AND TO REMOVE THIS FROM THE CREDIT REPORTING AGENCIES.
02/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07039	Web
CFPB - Please review this for all consumers who are disputing collection accounts on credit reports as this issue is systematic - and against FCRA Simon 's Agency, is reporting data on my report that is wholly inaccurate, and then failed to identify this alleged debt as a medical collection and as mandated by FCRA. This is my dispute. Where these accounts exists - at a CRA XXXX, XXXX and XXXX the following, is occurring : 1. Simons Agency, a Debt Collector, is knowingly sending data to CRA 's, as if they are a Credit Grantor and with data attributes that Metro2, specifies should not be sent when a DC 2. Metro2 File Standards ( industry norm for accepting data at the CRA ) is followed, DC 's are required to send data in their file to a CRA : - Header ( Who is reporting, including ID or the data furnisher ) - Trailer ( File counts of records sent/activity ) - Base Segment - Consumer detail, tradeline info - Some attributes are not expected to be sent ( values are not defaulted ) to a CRA - K1 Segment ( Original Creditor/ Creditor Classification Code or Client Name/Client Type ) Many fields, are not expected to be sent - see attachment of Metro2 DC do not send Simons is sending them. The Metro2 file - does not default There are no terms, no contract with or pay history expected of and from you. No contract exists with a debt collector. The Original Creditor - should not, and is not expected to be in a comment ( free form text field ) I have never - added a dispute on this account, and I am not impacted by a natural disaster This tradeline - collection account, fails to even show up in the raw data reports directly from the CRA - because, mimicking in data, a CG account. Its inaccurate, incomplete and defaming. This account does not have any FLAG for Medical collections - you list a specific hospital. This account acts like i owe you and as if your are a lender. monthly, and we have no such terms. This also serves as a DO NOT CONTACT request, and as per FCRA
10/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 190XX	Web
On XX/XX/2022, I also submitted a debt validation dispute letter to SIMON 'S AGENCY INC. via certified mail : XXXX pursuant to rights under the Fair Debt Collection Practices Act. See Exhibit 1 SIMON 'S AGENCY INC. failed to respond within 30 days of receiving my debt dispute letter which would have been XX/XX/2022. Now the disputed accounts are now deemed invalid. On XX/XX/2022, I mailed SIMON 'S AGENCY INC. a notice informing them of their failure to validate the alleged debt and that they were in violation of my rights under the FDCPA. See Exhibit 2 SIMON 'S AGENCY INCXXXX still failed to provide proof to validate the alleged debt. SIMON 'S AGENCY INC. never provided a Letter of Sales agreement, an assignment agreement from the original creditor and never provided a copy of the original contract with my signature on it for none of the disputed accounts. On XX/XX/2022, I reported the furnisher and the disputed accounts to the Federal Trade Commission via a Identity Theft Report report number XXXX. I then got my official identity theft report notarized on XX/XX/2022. See Exhibit 3 On XX/XX/2022, I submitted an Identity theft dispute to XXXX. I provided XXXX with proof that I previously been in contact with SIMON 'S AGENCY INC., proof of my identity, proof of my social security number, proof of address along with a copy of my notarized FTC Identity theft report. See Exhibit 4 Then on XX/XX/2022, XXXX sent me results XXXX weeks later stating " IF ACCOUNT WAS OPENED AS A RESULT OF IDENTITY THEFT, THE CREDIT GRANTOR MAY NOT KNOW HOW TO CONTACT YOU TO DISCUSS THIS MATTER. THE CREDIT GRANTOR REQUESTS THAT YOU CONTACT THEM DIRECTLY .... '' See Exhibit 5. SIMON 'S AGENCY INC. already knew how to get in contact with me. After failing to validate and verify the disputed accounts, SIMON 'S AGENCY INCXXXX has continuously attempted to collect the invalid and unverified disputed debts by reporting it to XXXX and XXXX.
01/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27518	Web
Upon looking at my credit report, there is infomation reporting that I have no relation to. As you know, my credit report, UNDER FCRA, must be accurate with each agency. Negative fraudulent information reporting that is damaging to a consumers report, must be removed within ( 4 ) business days. This information has hindedred me in obtaing more credit, in order to build my credit profile. According to FCRA 609 ( E ) Fraudulent information reporting to a consumers credit report MUST be removed within ( 4 ) business days of receipt of this information. According to FCRA ( 609A ) you must provide me with the ORIGINAL signed contract ( also referred to as WET COPY ), between me and the creditor that you claim that I owe a debt to. If you can not provide this information IMMEDIATELY, the information listed in this report must be REMOVED. PLEASE NOTIFY EACH AGENCY REPORTING THIS INFORMATION AS MY CREDIT REPORT MUST BE ACCURATE UNDER FCRA. This agency is in direct violation of the FCRA. FAILURE TO COMPLY WILL RESULT IN A LAWSUIT AGAINST EACH PARTY INVOLVED, INCLUDING ANY AGENCY REPORTING INACCAURATE INFORMATION. XXXX XXXX XXXX {$90.00} XXXX Simons Agency Inc- {$130.00} XXXX XXXX XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX- {$910.00} XXXX Collection Account- {$56.00} XXXX The following inquiries are done without my consent and are in error. This is a direct violation of the FCRA XXXX XXXX XXXXXXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Us Small Business Admin Oda XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX- XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX Adress that are not mine XXXX XXXX XXXX XXXX XXXX XXXX , NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX MY ONLY NAME IS XXXX XXXX XXXX , PLEASE REMOVE ANY " ALSO KNOWN AS '' NAMES THAT YOU HAVE LISTED
06/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 190XX	Web
I received a letter from the Simon 's Agency regarding a debt that had previously been satisfied with the hospital network. When I received the letter, I first called XXXX and they stated that they could see that the service from this date had been paid and that they would send it to the case manager to have it investigated. I then reached out to the Simon 's Agency , Inc. and explained the situation and requested that they put my confirmation of payment ( I had the number to provide them with ) in my file for reference and they told me that they didn't want it and that unless XXXX told them otherwise, they were going to continue to collect. I sent the Simon 's Agency a hand written dispute in the mail. I provided my payment confirmation number and requested that the matter be investigated. On XX/XX/XXXX, I received a call from XXXX, my case manager at XXXX ( XXXX XXXX XXXX ) .She stated that I was sent to collections in error and that the matter would be resolved that day. Yesterday, I received the attached letter from the Simon 's Agency allegedly " verifying my debt ''. Please find my Bank statement with proof of payment, verification letter, and confirmation number from the date this payment was made. This is literally the 3rd time that the XXXX XXXX XXXX has sent my file to a debt collection agency in error and it is exhausting. My health has been very poor recently and I have already spent a great amount of time proving that I do not owe this claimed debt. It is clear that the Simon 's Agency has no interest in researching the validity of the debts that they are attempting to collect on, as sufficient proof was made available to them. I have excellent credit and do not want their in-compliant practices to have a negative impact on me and my family. Thank you so much for your assistance in this matter. Best Wishes, XXXX XXXX
12/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web
On or about XXXX XXXX, I took my son XXXX to XXXX XXXX located at XXXX XXXX, XXXXXXXX XXXX NJ XXXX for a XXXX XXXX I took my son toXXXX XXXX because his XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX retired after takingall my children to him for approximately 30 years. Unfortunately, I was erroneouslyled to believe by XXXX XXXX that I would not receive a bill because they are in networkwith XXXX and they treat patients for urgent AND NON URGENT MATTERS. Sadly, XXXXXXXX XXXX is trying to be slick by INTENTIONALLY billing XXXX at an urgent care rateknowing that XXXX is not going to pay because a physical is not an urgent matter.XXXX may have paid XXXX XXXX approximately {$60.00} IF, XXXXXXXX XXXX had billed themcorrectly because they are in network and have a contractually agreed upon setprice. XXXX is culpable too. XXXX is aware XXXX XXXX wrongdoing because I notifiedthem of the crime that XXXX XXXX committed to complain about the billing and XXXXTRIED to use an excuse by stating that XXXX XXXX is an XXXX XXXX faculty. However, XXXX is INTENTIONALLY IGNORING the fact that XXXX XXXX treats urgent and NON -URGENT matters so they would not have to pay any bill. Therefore, XXXX shouldhave advised XXXX XXXX to correct their erroneous billing and XXXX should have paidtheir contractually agreed upon set-rate of approximately {$60.00}. XXXXXXXX XXXX is inNetwork with XXXX. A XXXX IS NOT an urgent matter and XXXX XXXX DECEIVEDthe subscriber into believing that he would not be billed because XXXX XXXX treat/seesurgent and non-urgent patients and a XXXX is not an urgent matter, however XXXX is trying to be slick and deceive XXXX and the subscriber by billing XXXX as if XXXX is an urgent matter so that they increase their profits! This is criminal! Now, the FAKE bill has been sold to Simon 's Agency Inc., this is criminal!!
07/14/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NJ 07050	Web
on my XXXX report i have an item in collection from simon 's agency inc for {$200.00}, the date opened is unclear ( approx 5 years ). i have asked this agency numerous times to supply me with a original contract signed by me with their agency for a few years now and still i have not received this document. i dispute this item with XXXX numerous times and they keep stating the item was verified by simon 's. i disputed this item again in XXXX and received the results today XXXX XXXX from XXXX and again they stated simon 's verified this information is correct by me contacting XXXX by phone. i asked the first equifax representative XXXX ( id # XXXX ) if she could supply me with the documentation simon 's supplied XXXX to prove this item belonged to me, fcra states all items on a person 's credit report is supposed to be verified by the cra by an original signed document from the company. XXXX stated she could not supply this information, only the outcome of the dispute. i again asked how did XXXX verify the information and she stated she didn't know. i asked for a supervisor or an american representative. i was transferred to an american representative XXXX ( id # XXXX ) and asked for the same information i asked the previous representative. she stated she couldn't give me any information how XXXX verified the account with simon 's or who i could contact to get a copy of the information ( original signed contract ) simon 's sent to verify my dispute. i than informed this representative it is against the law to put unverified information on my credit report and i would like it removed. she stated she couldn't help me and i was going to file a report. i also explained that because of the false information the cra could be sued.
01/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19116	Web
This letter is to inform you that the above referenced accounts being reported by your company on my credit reports is hereby disputed for lack of completeness and/or accuracy. I have recently opted out from all secondary credit reporting so please do not rely on them for accuracy for they should not be sharing any of my information. I recently tried to verify these accounts with the credit reporting bureaus. You have yet to provide proof other than word of mouth. Where are the documents and authorizations for these accounts? I am disputing the following information directly with you, the furnisher of information, and I am requesting that you conduct a full investigation and provide me with the documents showing where these accounts originate. Please provide documented proof that I am the owner. If you were able to conduct a proper investigation of the records for this account, and have identified the information that was being incorrectly reported, please update that information on my credit reports to reflect the accurate information found during your investigation. I am also requesting that you send me an explanation of the methods used, and a description of the records reviewed, when you conducted your investigation ; including, but not limited to, sending a copy of that information to me so I can conduct my own investigation into the accuracy of your records and verify that a reasonable investigation was completed. I am exercising my right under the Fair Credit Reporting Act, Section 609, to request information regarding these items listed on my consumer credit report. As per section 609, I am entitled to see the source of the information, which is the original contract that contains my signature.
05/14/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
First off, I could not find an appropriate description of my problem in the drop down menu for the question : " Which of these best describes your issue? " In XXXX I started to receive calls from a Simon Agency for unpaid medical debt since XXXX that I was not aware I had. After several conversations with them clarifying what they are asking for, as I believed I had paid all my medical bills, I ended up paying this unexpected additional claim for {$750.00} that they came up with. I just realized today that this XXXX delinquent medical bill I paid in full in XXXX XXXX has been reported as XXXX different delinquent accounts some of which for {$30.00}, others for {$18.00}, etc - all broken up. I spoke with this Simon agency today and they claim that these charges are for different doctor visits and therefore reported as separate accounts. However, I visited the same hospital and all the work was done within this XXXX hospital, and this was XXXX bill that was unpaid. I am XXXX person and I went to XXXX hospital that claimed I owed it money. I personally would not care how they reported but in this case this policy seems to be invented so as to hurt my credit score. I realize how beneficial this is to the financial institutions who can now use the excuse to charge me higher interest rates on any services I might need within the next 7 years. Unless you are part of the scheme created to hurt innocent citizens, I would very appreciate your backing me up and consolidating the appearance of these separate accounts into XXXX. Also, if your bureau really stands for consumer protection, I would expect you to go after such practices and remove them from existence before they occur. Thank you, XXXX
10/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 27705	Web
SIMONS AGENCY INC. stated, Our office was retained by XXXX XXXX XXXX for an outstanding balance due them. The file was placed on XX/XX/XXXX and initial correspondence was sent to the address provided to our client. My question is, if I owe this alleged debt to Summit Medical Group, shouldnt I be paying XXXX XXXX XXXX instead of SIMONS AGENCY INC? How do I owe XXXX XXXX XXXX? Furthermore, SIMONS AGENCY INC is violating my right to privacy as a consumer. I never gave SIMONS AGENCY INC my information so they bought it along with this alleged debt that theyre trying to make me pay. It sounds like SIMONS AGENCY INC already paid for it, which is not my problem. I will not pay anything. Im not SIMONS AGENCY INC client nor do I wish to do business with them. SIMONS AGENCY INC claim they never had a conversation with me but stated, The file was placed on XX/XX/XXXX and initial correspondence was sent to the address provided to our client. Again, I am not SIMONS AGENCY INC client but that was COMMUNICATION. On XX/XX/XXXX that alleged validation did not include the 5 requirements pursuant to 15 USC 1692g. Im not obligated to pay this alleged debt. From my understanding, SIMONS AGENCY INC already paid it. So how do I owe SIMONS AGENCY INC? Who is SIMONS AGENCY INC and where is this alleged contract or agreement with my WET INK signature with SIMON 'S AGENCY INC? The fact SIMONS AGENCY INC want me to resolve the still outstanding balance is obscene and profane language to me. I do not owe anything nor will I ever pay SIMONS AGENCY INC. According to 15 USC 1692k civil liability, SIMONS AGENCY INC owe me for the violations and damages against me. I expect my check in the mail within 30 days.
05/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 131XX	Web
Negative information appeared on my credit file XX/XX/2020 in the amount of {$500.00}. On XX/XX/2020, I called the collection agency, Simon Agency, and spoke to them to find out why, as I had never had any communication from them and had no idea who they were. They said it was a hospital bill for my son, dating from the previous spring that had not been paid. I explained that my son had insurance and I had called the hospital and given them that information several months prior. I also explained that I was not there and had not signed anything at the hospital, and my son had given them his insurance card when his ambulance arrived, I only arrived in time to take him home. The collection agency told me that didn't matter, however they did take his insurance information and said they would put it in dispute. I called the agency XX/XX/2020 to follow up was told the matter was not cleared up and I needed to be patient due to COVID-19, but they felt it would be resolved and removed soon. On XX/XX/2020, I pulled my annual credit report and was surprised to see the collection agency had verified the collection account on XX/XX/2020. I called them again and said it needed to be removed at this point as it had been far more than 30 days that it had been in dispute, it was not my debt, it was covered by insurance and they were wilfully hurting my credit. They told me they were going to wait to hear from XXXX XXXX 's billing department, and it did not matter how long it took. I explained that the law gives them 30 days and I had gone beyond that as requested, however, it now needs to be resolved. They passed me to several people, none helpful, then sent me to a voice mailbox.
03/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 07006	Web	Older American
I recently checked my XXXX credit report and found a total of XXXX collection accounts that date back to XXXX and XXXX. The Agency is Simon 's Agency, XXXX XXXX XXXX. XXXX, NY XXXX. The phone number is XXXX. The XXXX accounts were all from the same Company, XXXX XXXX. Since I was in the hospital for XXXX XXXX during that time period, I am assuming it was related to that. I did have Insurance and I believe I had payed everything that was due. One of those charges was for {$420.00} which I can't understand that I owe as I had Insurance that should have covered the expenses if they are even related to me. I called Simon 's and they were not helpful to say the least. They E-mailed me a bill that did not help one bit, as it did not mention what the charges were for, who did them and what was done, were they denied by the Insurance company and if so, why? I filed a complaint with XXXX and I was told to contact Simon 's agency for copies of my bill. I did that, got nowhere with them. They told me they will mail me the information, but I recieved the same balance sheet they had faxed. It in no way explained any part of my bill so I can't even check into it. I called XXXX XXXX and the phone was disconnected. I called the Hospital and they Informed me that they no longer do business with XXXX XXXX and that they are out of business. The hospital also said I do not owe them anything from back then. I need Simon 's agency to send me copies of the XXXX bills with the proper medical coding so I can submit them to my Insurance Company or challenge them if they are not my biils. If they can't do that than the XXXX accounts in collections should be removed from my credit repoirts.
11/16/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 07307	Web	Older American
The dept. collector by fraud and scam got access to my personal record such my social security and date of birth, I discovered that tonight when I was review my annual credit report. I have never called or spoke with that collector or any of their agents anywhere previously, I do not even know their phone number before until I found their information on my credit report showed medical billing collection. I have XXXX government insurance and before that state health insurance, I never ever have any issue with medical. THE MOST IMPORTANT MATTER IS I NEVER RELEASE MY SOCIAL SECURITY TO ANY DOCTOR OR HOSPITAL OR ANY MEDICAL PLACE, I JUST PROVIDE MY DATE OF BIRTH ONLY! THEN HOW THAT COLLECTEOR GOT TO MY SOCIAL SECURITY?. the insurance company are not allowed by law to provide patients or consumer personal or medical information to collectors unless if the have dairy business together. I am seeking your protection to my identity and force that collector to explain how their fraud case has been built without me releasing my personal information to that collector or his doctor or so ever involved in that fraud case. please do what you can to help me got this issue investigated HOW THEY RECEIVE MY PERSONAL INFORMATION IF I DID NOT GIVE IT TO THEM. the following is what It was on my credit report : XXXX XXXX XXXX # XXXX ( XXXX ) XXXX Individual XXXX {$880.00} {$880.00} {$880.00} $ XXXX monthly XXXX Collection XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CREDITOR : XXXX Dispute indicated for Applicant XXXX XXXX XXXX Thank you
07/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10901	Web
I've been disputing fraud accounts on my credit report since XX/XX/2020. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of " we didn't get it '' doesn't happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven't even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 160 days later, I'm still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they " can't confirm my identity '' to get away with taking no actions on my credit report. Please investigate this as well.
09/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 145XX	Web
On XXXX I found an error on my credit report from Simons Agency in XXXX, New York. It was for {$150.00} and when I called they explained that they were a collection agency who was handling a balance due on an Ambulance ride for another member of the household. I was surprised to learn that the amount due was sent to the collection agency in my name, especially since I received no bills or notices ( or personal contact ) that the account was being turned over for collection. After speaking to Simons they told me the bill was generated from XXXX XXXX XXXX. I phoned XXXX XXXX and they confirmed that the service was not for me. They said that a second party handles all their billing and referred me to XXXX XXXX at XXXX. They also confirmed that the service and billing should not have been made in my name and it was an error. They couldn't explain why the bill was generated in my name and sent to collections in my name but said it was erroneous and shouldn't have happened. I asked how I would get this removed from my credit report and she said that they would take care of updating the credit report and it would probably take a week. I didn't know if this was true so I am submitting this complaint on my behalf to ensure that they do remove this mistaken reporting from my credit record. I was more than willing to cover the balance due and paid XXXX XXXX XXXX directly. Thank you for your assistance in clearing this erroneous report on my credit record. XXXX XXXX.
01/31/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 145XX	Web
A False claim of collections has been on my financial records for over two years. A false claim was reported to the Simmons Collection Agency. The Buisness ( a dance studio ) falsified records stating that I paid tuition for my XXXX children to take " recreational dance ''. This is not true. My Children were selected and I enrolled them, and paid for in full at the beginning of the year for the required classes for Competative Dance. I alerted them ( The Simmons Agency ) that the collection was false MANY TIMES. We hired a lawyer to communicate to the Collections Agency and the buisness it represents the Debt and impending Collections was fraudulent. I have calledSimons Agency many times. It has been almost 3 years of communication! Today I sent in even more supporting documentation asking them to take it off my credit report immediately. The Dance Studio that has made this Collection has falsified records and is being vindictive because they did not want to refund funds that they owe me including tuition, competition fees and costume fees. This is a false claim on my fanancial record!. It is on my credit report and is causing continual financial harm. We did not " drop '' dance classes as states in the contract. The girls were kicked off the Team in the middle of the Competition Season, after we paid for all fees, costumes and tuitions, in full, upfront.
08/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13069	Web
Reported : XX/XX/XXXX Collection Agency SIMON 'S AGENCY , INC . Original Creditor Name XXXX XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$200.00} Amount {$200.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XX/XX/XXXX Account XXXX XXXX INDIVIDUAL_ACCOUNT Account Number # # # # # XXXX Creditor Classification MEDICAL_OR_HEALTH_CARE Last Payment Date Date of First Delinquency XX/XX/XXXX Comments MEDICAL Contact SIMON 'S AGENCY , INC . XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX Date Reported : XX/XX/XXXX Collection Agency SIMON 'S AGENCY , INC . Original Creditor Name XXXX XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$42.00} Amount {$42.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number # # # # # XXXX Creditor Classification MEDICAL_OR_HEALTH_CARE Last Payment Date Date of First Delinquency XX/XX/XXXX Comments MEDICAL Contact SIMON 'S AGENCY , INC . XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX I have no knowledge of this bill I have health insurance that have paid these bills around that time I have proof of that. it just appeared on my Credit report now it showing that I owe this and its bringing my credit report down on my credit numbers I also get phone calls from this agency disguising numbers at all times of the day
03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 145XX	Web	Older American
Several weeks ago saw that my fico score dropped 99 points. Got XXXX report. It showed I owed {$2200.00}. for medical debt. Creditor was. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, NY XXXX. XXXX XXXX XXXX Called them found that the debt was my sons for an ambulance run in XX/XX/XXXX. Called XXXX XXXX XXXX. They told me that they reported to Simons my sons name ( he is a XXXX ) address and DOB. No SS number as they did not have it. Turns out that they had his DOB off by one day which happened to be my day and month date. Simons then added my SS number to the information and reported to XXXX that I owed the money. My address is not my sons address. Called numerous times to Simons ( 11 ) got transferred and disconnected three different times. Was told early on by XXXX that she would call billing company and call me back. No call. Spoke to XXXX next day. Explained situation to him. He put me on hold to check things, was then disconnected. Called back at once got his voice mail. Left message, no response. Sent email to XXXX XXXX ( supervisor? ) explaining again the situation. No response. Called XXXX XXXX on XX/XX/XXXX. She told me my credit was fixed and would email me confirmation. Nothing. Emailed her again. Nothing. Want them to acknowledge their mistake and give me written confirmation that my credit is fixed and that this was never my issue.
08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MD 20852	Web
I have never received any notice of default from collection agency Simon 's Agency. I have discovered the collection activity while reviewing my credit report in late XX/XX/XXXX, and I have sent a notice to Simon 's Agency ( a debt collector who does n't own but is assigned to collect the debt on behalf of XXXX XXXX XXXX ) on XX/XX/XXXX. A subsequent follow up complaint was sent to XXXX via XXXX. XXXX is the current account owner and allegedly the original creditor. I have advised both them of dispute of the information submitted to Credit Bureaus. A notice sent to Simon 's Agency specifically stated that " this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. '' Neither Simon 's Agency nor XXXX provided any viable evidence, copy of the signed contract or even copy of the statement to substantiate the claims made. Instead, both companies refer to internal printout of alleged payments made in XX/XX/XXXX-XX/XX/XXXX and admit that they have no other evidence to back up their claims. However, despite the lack of evidence to substantiate the claims both companies insist that the debt will be reported to credit bureaus as validated and refuse to resolve this matter.
06/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ XXXXX	Web
simons agency was supposed to remove negative info from credit reports per the CFPB investigation they did not! XXXX XXXX requested they remove and they did not " The original placements provided by our client were submitted in XXXX XXXX . Additional placements were sent in XXXX and XXXX XXXX , XXXX XXXX , XXXX XXXX , XXXX XXXX , XXXX XXXX , XXXX XXXX , XXXX , XXXX , XXXX XXXX , XXXX XXXX and XXXX XXXX . Each placement was followed by a letter to XXXX XXXX at the address indicated in the complaint. There has not been any returned mail received from these mailings. Each notification letter includes complete instructions on how to submit a dispute regarding the balance due. Additionally, despite multiple attempts to reach XXXX XXXX by phone there has been no positive response to any calls. He is claiming that XXXX has refused to accept payment arrangements but the file notes from XXXX indicate he would follow up with his insurance. There are no file notes between XXXX XXXX , XXXX and XXXX XXXX , XXXX when he disputed his credit report tradelines and Simons confirmed the information to be accurate. As our client has requested the file be closed, the related tradelines will be recalled from XXXX XXXX credit report ''
10/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10452	Web
A few weeks ago I got a credit report alert stating that a negative item was reported on my credit report. After I log in to check it out I found out that a collection agency name XXXX agency on behalf of XXXX and XXXX was reporting information to the XXXX credit bureau without validation of the alleged debt. I called the agency and spoke to the first rep and I informed him that why was negative item being reported to the credit bureau and this allege debt is not validated and I requested that the debt be validated. He refuse to hear what I have to say and I requested to speak to a supervisor and one came on the phone with the same attitude stating that they requested a bill from the original creditor and as soon as they get it they will forward it to me. I told them that this is not satisfactory because the alleged debt should have been verified before they put a negative mark on my credit report. Up to this date I have never received any correspondence from XXXX agency or XXXX and XXXX who they are supposed to be represented. I have never received any validation on this allege debt. Reporting negative information to the credit bureau without validation is a violation of both federal and state law.
11/15/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ XXXXX	Web	Older American
Dear CFPB : On XX/XX/2018, I received another letter from the Debt Collector Company Inc. Saying to my self on there letter that I have one Amount to be paid and also that I have Various other Accounts to be paid also. this debt collector keeps calling me 6 to 7 times a day. And if i can not be reached on my cell phone number they call me at home. I explain to them to please to DO NOT CALL ME NO MOE.I also wrote them a letter dated : XX/XX/2018 and i am asking them for the fallowing information : 1 ) Verification of my debt,2 ) copies of the original creditor, 3 ) any statement or bill from the original creditor, 4 ) Provide copies of Various other accounts, 5 ) copy of insurance card that was used at the time of service, 6 ) provide me with each date of service from the original creditor, 7 ) Do not contact me any more, 8 ) do not call me either any more, 8 ) provide me with there name and ext number, 9 ) do not harras me and or thretenig me on the telephone no more,10 ) They have 15 days as per State and Federal Laws to provide me with the requested documents, 11 ) This debt from the Radiology Department was paid already bye my insurance Company. Thank you. Very truly yours..
10/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98270	Web
I am so upset right now! Several months ago, this debt collector, XXXX XXXX , XXXX started reporting an account on all of my credit reports. I sent a request for validation to them on XX/XX/2019, and waited 60 days. They were supposed to respond within 30 days according to the FDCPA, but they did not. I then sent another letter on XX/XX/2019, over 40 days ago, and they still have refused to send me validation. I called the company about a week ago and asked them to tell me about this account. They said it belongs to someone named " XXXX XXXX ''. That is NOT me. I told them this, but they are still reporting it on my reports. My name is XXXX XXXX, not XXXX, and my name has NEVER been XXXX. This debt does not belong to me and should not be on my credit reports. Not only that, but now they've violated the FDCPA twice by NOT sending me validation after I requested. It has now been over 100 days since I mailed them my first validation request, and I still have not received anything. I sent both letters via certified mail, so I was able to see that they received both letters. I demand for them to remove this account off of my credit reports immediately!
09/22/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	MD 20850	Web
I received a letter from XXXX XXXX XXXX whilst I was in process of working with XXXX XXXX XXXX on a work related injury medical case. It was beyond me as the facility sent the bill to collection instead of waiting for me to get things settled. I can not do anything beyond XXXX. I can understand the impatient agency reported me to the credit bureau which I dislike. I called and paid off the amount with the understanding that they remove from my credit. They refused to remove from my credit. The other credit agency I spoke too confirmed that the law bar agencies from collecting debt out of state. This means they have to send back to the issuer who will have to work out with me again before finally sending it to another agency in where I am. This law is fair however I have paid the said agency they refused to remove from my credit despite breaching the law baring them from contacting me out of state. I issued an official letter stating to them they erred and gave them 1 month grace period starting XXXX XXXX, XXXX to fix it. They NEVER responded. I am therefore using this medium to get them do the right thing by removing from my credit.
12/25/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 077XX	Web
I was a victim of identity theft and person used information to open a XXXX XXXX card and purchased furniture with some of my information. I disputed this account and purchase with XXXX XXXX XXXX and was cleared by their fraud division. They sent a letter and had the account removed from my credit and provided a copy I have as well. I saw on my credit report a collection agency by the name of Simons collection agency and have disputed this with them directly. I was advised that I should fax in the information from the fraudulent XXXX XXXX card clearing my name and they would review it. I faxed the documents about 4 times and they never received them. I later delt with a representative by the name of XXXX XXXX who had my email them the documents to review. I later followed up with XXXX who told me these document are not debt they are collecting even though the amounts are the same. He later told me he was requesting a file from the company directly. My complaint is I was cleared of this Debt and the company most likely purchased this debt from XXXX XXXX or was hired in an attempt to collect on a debt I was cleared from.
11/04/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NJ 070XX	Web
At XXXX I received a call from a woman at Simon 's Agency Inc. based in XXXX, NY. She did not provide her name and said that the debt they were attempting to collect was for a doctor 's bill. When I pressed her for information on who was claiming the debt, she would not give it to me. I asked for a copy of the bill and she said she was not allowed to provide it. I asked her for contact information for the person claiming the debt and she would not provide it. When I got upset and questioned the legitimacy of her claim, she told me that if I did not change my attitude she would report it to the credit rating agencies. I called the hospital and XXXX billing services that the hospital recommended -- all said my bills were paid. I called back to Simon 's Agency and the gentlemen who answered the call, who also did not identify himself, said he could not provide any other information to me and said I should call my insurance company. He said that they would know who the debt was owed to. When I explained that I had a right to know who was claiming the debt, he said " seems like you are afraid to call your insurance company. ''
05/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60527	Web
I received a collection notice for {$1500.00} from Simon 's agency Inc. dated XXXX/XXXX/XXXX. On XXXX/XXXX/XXXX I notified them that we are disputing the validity of this debt as : 1.We were billed for services not performed. 2.We did not authorize some of the services that were performed. 3.Some of these charges are for fraudulent billing. Simon 's agency has been notified about this. 4. My insurance and I have already paid them about {$1600.00} Instead of providing us the requested info Simon 's Agency reported this amount to credit bureaus XXXX as " unpaid '' and " collection '' in an attempt to damage my credit report. When I wrote back to them they informed me that they have reported the account as disputed. However, none of the credit reporting agencies is reporting the account as disputed. In spite of my repeated requests Simon 's Agency has not properly investigated this matter and has not provided us the information that we requested. I last wrote to them on XXXX/XXXX/XXXX. As a result of misreporting of this information to credit reporting agencies My credit score has dropped by about XXXX points.
05/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60527	Web
I received a collection notice for {$1500.00} from Simon 's agency Inc. dated XXXX/XXXX/XXXX. On XXXX/XXXX/XXXX I notified them that we are disputing the validity of this debt as : 1.We were billed for services not performed. 2.We did not authorize some of the services that were performed. 3.Some of these charges are for fraudulent billing. Simon 's agency has been notified about this. 4. My insurance and I have already paid them about {$1600.00} Instead of providing us the requested info Simon 's Agency reported this amount to credit bureaus both as " unpaid '' and " collection '' in an attempt to damage my credit report. When I wrote back to them they informed me that they have reported the account as disputed. However, none of the credit reporting agencies is reporting the account as disputed. In spite of my repeated requests Simon 's Agency has not properly investigated this matter and has not provided us the information that we requested. I last wrote to them on XXXX/XXXX/XXXX. As a result of misreporting of this information to credit reporting agencies My credit score has dropped by about XXXX points.
10/08/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98270	Web
This complaint is a HIPAA complaint against this debt collector. I made a complaint recently about this debt collection agency because they had not validated a debt they are reporting on my credit reports. They're reporting a debt for someone named " XXXX XXXX '', which is NOT me. My name is XXXX XXXX. In their reply to that CFPB complaint, they included a list of medical procedures that this " XXXX '' had while at the hospital. They did not include a HIPAA release form, which means they have now given ME a list of medical procedures for somebody else which means they've violated HIPAA laws, which can come with a {$10000.00} fine. I fully intend to try to track down this " XXXX XXXX '' and notify him/her of what this debt collector has done so that she can file complaints, and/or take this company to court for violating her HIPAA rights. Again, this debt does NOT belong to me, and needs to be removed from my credit reports immediately. If not removed, as legally needs to be done, I will be seeking legal counsel, as well as contacting the state attorney general for assistance.
09/16/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NJ XXXXX	Web	Older American
DEAR CFPB, MADAM/SIR : On : XX/XX/2019. Simons Collection Agency send me a letter that I owe my provider ; XXXX XXXX XXXX the amount of : {$16.00} Than on : XX/XX/2019. I Responded via U.S. MAIL, that this debt was already PAID BYE XXXX. Today, XX/XX/2019. Around! XXXX XXXX New Jersey time. I received a telephone call from unknown male person that refuse to give me his name and He stated to me that he was calling from XXXX XXXX XXXX, asking me to give him : 1 ) my date of birth and 2 ) My adress. I told Him that i DO NOT GIVE NO NAMES OR ADRESS TO NO BODY ON THE TELEPHONE. And when i called his telephone number back he was not form XXXX XXXX XXXX. He was from Symons Agency debt collector. I called than my provider XXXX XXXX XXXX and told the lady that some body call me asking for my date of birth and adress and that was FRAUD. I also in my letter dated : XX/XX/2019 to Symons agency to please NOT TO CALL ME, NOT TO HARRAS ME, NOT TO THRETENING ME< AND NOT TO CONTACT ME ANY MORE AS PER FEDERAL AND STATE LAWS DICTATE. Thank you : Respectfully yours : XXXX
05/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OH 45356	Web
They are calling every day always from a different number for XXXX XXXX XXXX AND XXXX. They never leave a message as to what it pertains to and I have sent proof of a divorce and proof that I had medicaid via an XXXX dispute but all they say is we 've verified it belongs to you. I was married at the time of these occurrences to XXXX XXXX XXXX, we divorced she goes by the name of XXXX now XX/XX/XXXX. I am now married to XXXX XXXX XXXX. They never do much more than to keep sending back that it belongs to me. Every debt I disputed on XX/XX/XXXX has been removed because of this divorce. Previously in a complaint, Simon 's responded saying medicaid could not verify because the dates of service were more than 4 years out. NYS medicaid listed my college insurance as being my primary at the time, they paid out the maximum for XX/XX/XXXX, and I was not enrolled in XX/XX/XXXX. I was however covered by medicaid. The coordination of benefits is something I am not responsible for, CALL MEDICAID THE DATE OF SERVICE WAS XX/XX/XXXX it is not more than 4 years old.
03/25/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 132XX	Web
Company is Simmons Agency. I had a visit to XXXX XXXX XXXX during a time when inhad no insurance. I paid my XXXX Then i was billed XXXX. They said thst i would owe nothing when i called them. Now i have this company simm9ns agency calling me daily from phone numbers all over the USA. This agency is also calling me about a mefical debt from XXXX XXXX. I am refuting validity of. They are charging me for xrays i never took. I went to there over wsited over 1 houe .. Got up and walked awsy with no tests. They turned it in to my insurance company. I asked for the films. They refuse to give me. They sent a piece of paper. I know i never took. This is XXXX. The XXXX XXXX was 3 yesrs aho XXXX. And XXXX was XXXX. I have repeatedly told Simm9n Agency not to call on my work phone. I have asked and told community that this is unfair. I am at a liss. They call me constantly. There is no one there when you pick up and then they come 9n and ask you to wait for a telephone operator.this goes on 3 to 4 times a day. All from different masked numbers
07/02/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 132XX	Web
I would like some intervention with this company for the following reasons : # 1 I have repeatedly asked the original creditor for a breakdown of the amount allegedly owed. I never received any such breakdown. ( i.e. mileage, billable hours, gas, etc. ) # 2 This is not a refusal to pay ; this is an attempt to receive a breakdown in the billing which was requested numerous times from the collection agency and original creditor and never received. I will not pay a debt that is not adequately and legally explained to me # 3 When I call and attempt to get this information which is my right to have, I receive a hang up I will not pay a debt that I do n't owe. I will not pay a debt that is not broken down for me to understand where the debt originated from as described above. I am not refusing to pay this debt, but I will not accept a statement with the full balance ; this must be broken down into billable hours, mileage, gas, food, etc. This was the agreement between myself and the original creditor and was not delivered to me.
07/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 190XX	Web
To whom it may concern : This is formal complaint that XXXX is reporting inaccurate credit information. I am very upset that false information was included in my credit profile due to its damaging my credit standing. I have been wrongly denied credit recently which is very stressful for me. The inclusion of this inaccurate information is a mistake on either XXXX, or whoever is reporting this inaccurate collection. I am formally requesting an investigation into this item. SIMON 'S AGENCY XXXX with amount of {$100.00} This collection was removed from XXXX and XXXX!!!!! This collection was removed from XXXX XXXX XXXX conformation of removal # XXXX. It inaccurately reappeared XXXX XXXX I recently spoke with an XXXX supervisor XXXX employee ID # XXXX and was told this should remove once I send a clearer version of my verification which has been mailed and fax and still no changes. Thank you for your prompt attention to this matter. Please DELETE/UPDATE the above account as quickly as possible. Sincerely, XXXX XXXX
03/08/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91601	Web
I used a template found on the CFPB site to dispute this collection account and they failed to properly validate the account. I followed all the steps the CFPB told me to take so I feel that this account should be deleted from my credit report since this collection agency failed to properly validate and send me everything that the CFPB says I can request. RE : Account Number : XXXX Balance : {$13.00} Original Creditor : UNIVERSITY XXXX XXXX / Account Number : XXXX Balance : {$15.00} Original Creditor : XXXX Account Number : XXXX Balance : {$15.00} Original Creditor : XXXX Account Number : XXXX Balance : {$360.00} Original Creditor : XXXX Account Number : XXXX Balance : {$200.00} Original Creditor : XXXX XXXX Account Number : XXXX Balance : {$920.00} Original Creditor : XXXX Account Number : XXXX Balance : {$15.00} Original Creditor XXXX Account Number : XXXX Balance : {$15.00} Original Creditor : XXXX Account Number : XXXX Balance : {$15.00} Original Creditor : UNIVERSITY XXXX XXXX /
03/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27520	Web
I recently became aware of a debt that was sent to collection. I became aware of this when I checked my credit report this month as I am applying to XXXX school and will need to apply for federal loans.These are bills from medical procedures from XX/XX/XXXX. I did not receive a bill from the hospital, If i did I would have paid the debts. After these procedures, I moved from XXXX to XXXX and had my mail forwarded. I received many other bills from my procedures that were forwarded to my XXXX address and paid those in full. When I became aware of this collection debt, I contacted the hospitals who could not provide me any information as to what the debts were for and I was told to contact the collection agency. I did contact them and have paid the debt in full. I would like these two debts removed from my credit report. I have been accepted into XXXX school for fall XXXX and will be applying for XXXX loans. I will not be able to go to XXXX school with this affecting my credit.
04/27/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19082	Web
The DOS was XXXX none of my hospital bills were NEVER SENT to my insurance Company XXXX XXXX XXXX the collection agency keep harassing me telling me to pay I try explaining that I never reciprocate the bills they were mailing to an old address the hospital also listed me as SELF PAY with all my insurance information on file I contacted the Hospital XXXX and they confirmed they never sent to XXXX!! XXXX contacted both hospital and agencies requesting them to put these account on hold on XXXX they have still been calling me and sending letters with new dates of open debts so they are still reporting as if this was updated debt whn two representatives spoke to me and the insurance company stating it was on hold the hospital billing department call me saying they pulled it from collection but the collection company called me after all these conversation with hospital and collectors still asking for payment I reach out to management team no reply
08/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 132XX	Web	Servicemember
In XXXX I played XXXX XXXX XXXX XXXX XXXX. I signed up for a membership there to use the facility aside from tennis and changed my mind. Within XXXX hours of signing the contract I brought in a letter expressing my desire to void the contract as I would not be using it as I was no longer going to be playing XXXX at the end of the season. The clerk, XXXX I believe his name was, took the letter and attached it to the contract. Here it is XX/XX/XXXX, and I am placed in a collection agency and apparently they were told the contract was signed XX/XX/XXXX. This is absolutely false, the agency does not have a copy of the contract which one representative told me she did and they refuse to verify it. They call several times a day and tell me I need to email them a dispute but have yet to give me the address to send my dispute. This is adversely effecting my credit file and I need it to be fixed immediately!
04/17/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 28227	Web
Simon Agency Inc. XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX {$4200.00} XX/XX/2018 i pulled my credit and noticed that i had several accounts on it that are not mines. I reached out to all of them to explain my situation of being a victim of identity thief as well as to the credit bureaus. I wrote letters to this collections asking for the original contract with my signature on it, in return they sent my a copy of monthly statements from the original collector. I filed a report with the FTC and the Internet Crime Complaint which i mailed them a copy as well. I also wrote and sent a copies to each credit bureaus as well. I also asked each bureau to send me the original documents that the collector sent them that keeps them saying they varified the account is mines and they are sending me nothing with my signature on it as well. Iam asking they remove and delete this collection from my credit report please.
07/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07104	Web
On XX/XX/2018 the company below claimed I owed them ( 1 ) {$20.00} for a debt ( 1 ) {$30.00} for a debt ( 1 ) {$30.00} for a debt I asked them to send me proof I owed it to them. I asked them to verify and validate this so I could have a better understanding. I asked for a contract between them and I along with my signature and any agreement containing such.They said all they could send me was a receipt. They sent me a typed receipt that says " Paid In Full '' I asked them to show me a receipt with a transaction number and authorization to use any banking information or credit card containing my information. Since they didn't respond to me right away after asking for this information I submitted this same request to XXXX and XXXX. This company has yet to reach out to either company or me and produce what I asked for. I have never paid this company any money nor do I know who they are.
05/12/2016	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	NJ 07871	Web
I have notified Simons Agency Inc by Certified mail about this complaint and they completely ignored my complaint about this issue. Simons Agency Inc in NY has been trying to illegally collect from me and has left XXXX entries on my credit reports. I have asked NJ Treasury to look up Simons Agency to verify if they are bonded or not ... NJ Treasury has confirmed to me that Simons Agency is not bonded to collect in NJ and is not legally allowed to collect in NJ without bonding. According to New Jersey Section 45:18-1 Collection agencies must file bond to engage in the business of collections in NJ, there for Simons Agency is not legally allowed to collect from me or put anything on my credit report because they are not bonded to do so. Simons Agency Inc has already broken NJ law and is in violation of the law. I ask that this be fully investigated and to comply with my resolution.
10/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 121XX	Web	Servicemember
I contacted simons agency on XXXX XXXX 2017 after numerous accounts were reposted by this company. after reviewing my bankruptcy filing I noticed that all of the listed accounts were included in my bankruptcy and only the service date was changed to make them appear to have validity. I spoke with XXXX XXXX who told me that I would be jailed if I reported this which is in clear violation of FCRA regulation. XXXX also misquoted FCRA incorrectly and attempted to badger me when he was corrected. XXXX was also advised that since the information was disputed well over 30 days ago and they did not provide documentation within the time allowed under 13 U.S.C and 15 U.S.C. that they must remove the information disputed. he refused and instead lied and stated that they were not required to provide a validation of the debt and could do what they like.
07/22/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NJ 088XX	Web
3 accounts from my Doctors office were sent to this company for collection, I spoke to a very pleasant representative that agreed with me to delete the account on collections for a full payment, she used of verbiage tactics to agree with me and the account was never deleted. When I called for a follow up I spoke to a manager named XXXX who kept repeatedly using confrontational language and trying to talk me out of what I had originally agreed with the Representative to whom I had made payment to. He multiple times suggested that he wouldn't listen to the recording of the call because he already " knew his employees would never do that '', despite me kindly asking him for a review. The way he spoke to me was more stand offish than the debt on my credit file itself. I felt lied to and manipulated by this company using abusive tactics.
05/01/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 070XX	Web
The Simon 's Agency in XXXX XXXX put a medical debt that my ex-husband is responsible for in the name of my XXXX year old child. They have relentlessly called my personal cell phone and sent letters to my address where my ex-husband has never lived. They also suddenly changed tactics and decided to put the debt in the name of my daughter. When I called they refused to change the name to the father of the child who is listed on the health insurance and who 's address is listed on the insurance ( I have nothing to do with and have never had anything to do with this insurance ). I spoke to XXXX XXXX about this matter and they called Simon 's Agency to change the name to the father, but Simon 's refused to change the phone number or address so I will continue to get the bills and phone calls. I just received a phone call XXXX mins ago.
01/18/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 114XX	Web
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, New York, XXXX SS # XXXX Debt Collector : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX : Collection Account # XXXX To Whom It May Concern, I would like to file a complaint against Simons Agency who has reported negative information to credit bureaus. I mailed them a certified letter on XX/XX/XXXX and requested them to validate my debt, identify the original creditor and provide me with competent evidence of this debt. Till today 's date they have not been able to provide me with any kind of evidence. I called them on XX/XX/XXXX and spoke to XXXX XXXX at XXXX - XXXX XXXX. She was unable to provide me with any kind of evidence. Again, I called on XX/XX/XXXX and spoke to someone name XXXX and got a run around. There tactics are so misleading and should be investigated. Thank you, XXXX XXXX
07/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19143	Web
I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureaus are having data and system issues. I decided to look at my credit reports from the 3 major credit bureaus and found that XXXXhisSIMONS AGENCY INC was reporting to be negative on XXXX. I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
12/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 190XX	Web
I move to my new address almost 3 years now. Before moving I did a change of address so that I could receive my mail. I started working contract work for XXXX XXXX. before working for XXXX XXXX, they did a credit check on me. While doing a credit check, I found that a collection agency by the name of Simons Agency Inc had a numerous of medical bills on my credit report that I never received at no time. After further review, the medical bills where mine but I never received any bill for them in the mail. I maid a paid to settlement to Simons Agency Inc. All my debt was paid off but Simons Agency who said it would be removed from my credit is still showing on my credit report now as a negative. I attempted to contact them to remove it from my credit, but they refuse to remove it off my credit.
02/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	VA XXXXX	Web
I am a federally protected consumer and a natural living person. I am aware that this company by the name of Simons Agency INC, is committing fraud and claiming that I owe this company an alleged debt. I hereby refuse this alleged debt and request that this company provide me with documentary evidence which shows that I legally owe you this alleged debt. I am also aware that this company has violated the Fair Credit Reporting Act by reporting unfair and inaccurate information as according to 15 USC 1681a ( d ) ( 2 ) ( A ) ( i ) information solely as to transactions or experiences between the consumer and Simons Agency INC should be excluded from personal reports. I am saddened to see that this company thrives on deceiving its consumers and hope to find a resolution to this problem.
04/16/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07080	Web
In XXXX, I've disputed a medical charge on my credit report for Simon 's agency. The company insisted that I was informed by them AND by XXXX XXXX XXXX about unpaid debt. They have items listed in the following amounts from 2015 : {$10.00}, {$2.00}, {$15.00}, {$.00}. I advised the company that I have NEVER received a letter from them OR XXXX XXXX XXXX regarding these amounts and requested they send me proof from XXXX XXXX XXXX confirming these amounts. My representative - XXXX ext XXXX - advised it will take too long to send the proof that this was my bill. Till this day, they have NOT sent me the actually bill from XXXX XXXX XXXX regarding these amounts that are now in collections. PLEASE HELP with getting these documents so I may clear my name. Company number : XXXX
06/13/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 087XX	Web
I have tried to contact XXXX XXXX XXXX and Simmons agency regarding this debt unfortunately a previous roommate took my information and ordered items without my knowledge I do not have any information on how to track them down I have been trying to resolve this for quite some time now please consider removing this account from my name as I did not incur these charges. I have tried to contact XXXX XXXX XXXX and Simmons agency regarding this debt unfortunately a former roommate took my information and ordered items without my knowledge. I do not have any information on how to track them down. I have been trying to resolve this for quite some time now without any luck. please consider removing this account from my name as I did not incur these charges
10/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 130XX	Web
i have a debt on my XXXX credit report that expired on XXXX of XXXX for the amount of {$610.00} that i asked simons agency of XXXX XXXX XXXX XXXX ny XXXX to be removed from my credit report. i disputed this with XXXX and they told me it was up to simons agency to remove this. i talked to XXXX XXXX over at the simons agency this morning XX/XX/XXXX and he told me simons would not be responsible for removal from my credit report. i have explained in several calls and through written letters that this debt is past the statute of limitations and debt reporting in new youk state but to no avail. simons will also not offer better terms of negotiation on former debts and is still trying to collect on debts that are more than 7 years old.
12/07/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 191XX	Web
I have reached out to SIMONS AGENCY several times. Most of the correspondences were sent certified mail. Initially I asked for validation of debt. Simons Agency responded several weeks later outside of the allotted time allowed by law. I sent an invoice for this violation. Simons Agency sent for the second time copies of an alleged debt on XX/XX/21. A cease and desist was sent to Simons Agency. A notice of fault and opportunity to cure was sent on XX/XX/21. As of todays date Simons agency has not replied to these violations. Simons Agency is in violation of the cease and desist as they are still reporting to my credit reports. I have never contracted with this company and validation of debt was not permissible by law.
10/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 91344	Web
The medical practitioner at XXXX XXXX XXXX in New Jersey overcharged me for basic services. I paid in full at the time of visit. I never agreed to additional charges or services after the visit. They then tried to bill me an additional XXXX after I already paid them. I only received a basic physical with no blood work or extensive services. It was a 10 minute visit. They were not transparent that a basic office visit would cost XXXX dollars. This is what is wrong with health care in America. XXXX made no effort to provide evidence or help when I reported the issue. All of the other credit bureaus removed it along time ago. Simons Agency , Inc is the debt collection agency assigned to this account.
08/03/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28227	Web
Simon 's Agency Inc. is the bill collector trying to collect on a account that was opened XX/XX/2014. they said the original account belonged to XXXX XXXX Special SVCS. I wrote several letters to the credit bureau and to Simons Agency stating that this account does not belong to me or was it opened by me. I asked for original and signed documents for this account and the Agency just send me copies of statements. I wrote several time and I keep getting the same respond. This account is only showing up on XXXX of my credit report, the other 2 bureau XXXX and XXXX has deleted and removed this account from my credit report. I would like for this account to be removed and deleted from XXXX as soon as possible.
07/09/2021	Yes	Debt collection I do not know	False statements or representation Told you not to respond to a lawsuit they filed against you	PA 19026	Web
On XX/XX/2021 I pulled my XXXX Credit Report to dispute this account on my credit. I found the address information on my XXXX report, and sent a letter to SIMON 'S AGENCY, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, NY XXXX, the address on my XXXX report. The mail I sent them was returned, which is a direct violation of the FCRA, as data furnishers are required to report only 100 % factual information to a consumer 's credit, that includes the dispute address to the company that is reporting said information. THEY HAVE FAILED to report their own address, thus, this account must be deleted and they must cease and desist all collection activity until they are deemed fully compliant with the FCRA. .
04/13/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08753	Web
I emailed Simon 's agency inc asking for a detailed explanation of a bill they have in my name and when/where the charges incurred. I have not heard back from them. They are reporting to credit bureau and I have NOT sent me a letter or any information as to what this is about. I had a lot of problems as a result of a messy divorce and an ex roommate. I am thinking this has something to do with XXXX of those XXXX situations. I came out of treatment for XXXX a few years ago so I had moved to NY temporarily to be treated at XXXX XXXX XXXX XXXX. I have an ID card from the hospital as proof. I would like this removed from my credit right away until I am given the info requested so it can be resolved.
12/10/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NY 134XX	Web
The Simons Agency in XXXX XXXX called my phone in XXXX of last year and threatened to fight me after I told him don't call my phone again. Then around XXXX of this year the simons agency called me again and never even asked for my name. She stated I owed her a debt and the amount and who it was owed to without even getting confirmation of who she was speaking too. After i explained what she just did and that I would be making a complaint she then explained do what you have to cause we are suing you in court for everything you owe and getting your case together now. She still did not ask who I was yet. To this day they continue to threaten and harass me and my friends and family.
02/23/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 144XX	Web
XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. ,XX/XX/XXXX. ,XX/XX/XXXX. ,XX/XX/XXXX ,XX/XX/XXXX, XX/XX/XXXX that's as far back as my phone memory goes but these calls have been going on for months. Come from XXXX. I spoke to an actual person once from their and told them I am out of work waiting to have XXXX XXXX and to stop calling. It has not. Now they call me on a regular basis and when I answer I get a recording saying " please hold for the next available operator '' .. I've held for twenty mins and no answer. I have called them back as well. Also a recording. " This is the simonds agency. This is an attempt to collect a debt, please hold '' again no human answers.
06/23/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NC 27320	Web
My insurance company wanted me to go to XXXX they sent me to XXXX XXXX XXXX I had a XXXX in my XXXX area that had completely XXXX XXXX and was XXXX my XXXX XXXX and it was covered in XXXX XXXX I was in XXXX excruciating pain constantly I tried to do what they asked went in two or three times and it always hurt and I always felt worse not long after I left I tried to tell them this and explain to them but for whatever reason they didn't seem to understand and they said that I just didn't try which is XXXX because I wouldn't have gone at all if I wasn't going to try so I don't feel like I owe them anything because they could not and did not help me
10/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13126	Web
This is a 2-3 year old XXXX XXXX charge that has resulted in this colleciton of a measley {$100.00} I'm reaching out because this has been SETTLED for some time with this hospital yet this continues to show up on my credit report. XXXX XXXX XXXX addressed that the nurse mistook my information and noted I had symptoms for some while which was untrue - deeming this " XXXX '' and resulting in this charge. Please help to remove this collections charge as I have handled this time and time again over past months and attempted to dispute it already. Turning to you guys because I cant even get a Pay for Deletion letter from the Simons Agency Inc .
07/06/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07017	Web
I'm disputing these three accounts. One for {$260.00}, {$40.00} and {$40.00}. I'm asking for them to prove 100 % verified or validation. So I'm submitting through this site for help. This collection agency has not proved this account is mine. These are medical and they have not sent me qnything. They are in violation of Hippa laws. They have not sent me any of the proof I'm asking for. Assignment clause Notarized letter of debt purchase Signed contract from original creditor Copy of license to collect in my state legally *Signed copy of HIPPA form They are saying it is verified but where's my proof? What methods are you using to verify?
03/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91762	Web	Servicemember
Ive asked Simons Agency to validate the alleged debt and they have sent me from what it looks like a scanned/copy of a paper of their so called Current Contact. Nothing on this piece of paper shows a contract that I have with this company nor does it show my signature agreeing to pay this company this alleged debt. Theres nothing on this paper that gives me assurance that this is my debt. Anyone can put a name, phone number and address and claim that I owe them money. This is not an acceptable form of validation. Ive also tried to settle this debt even though it was not properly validated and never got a response from this company.
03/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NY 13126	Web	Older American
I called Simons collection agency in XXXX of 2021 to pay off a pass due account in the amount of {$180.00}. The woman helped me and the account was paid off over the phone via debit card. I asked prior to giving my debit card information and was assured this would be removed within 2 weeks. I proceeded and made payment in full. However even though the woman assured me it would be removed within 2 weeks, its been 10 months and it has not been removed. I keep calling and am put on hold or hung up on. I dont know what else can be done. Collection Agency : SIMONS AGENCY INC ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX, NY XXXX
08/31/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89131	Web	Servicemember
In Early XX/XX/2020 Simons Agency placed a collection account on my XXXX report. ( Exhibit A ) Simons agency is claiming I owed {$170.00}. I never received documentation Or calls from Simons agency validating this debt and was provided no information on services rendered. They are in violation of the the FCRA. On XX/XX/XXXX after speaking with the collection agency, I called XXXX XXXX XXXX and they said I had a balance of {$190.00} which I promptly paid to them. ( Exhibit B ). I never paid anything to Simons Agency. There also appears to be a discrepancy between what XXXX claims I owe and what Simons agency reported.
06/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 070XX	Web
I paid an {$85.00} bill. This collections agency put on my XXXX credit report as I still owe this money. They told me they update the report every Friday. Friday came and no update. the next Friday showed up and no update. Then they told me they would send a receipt and I would have to contact XXXX myself. Three times I asked for this receipt and they never sent anything to me. I had to put a reverse on my credit card. Now they are trying to collect this debt again.They put XXXX more negative things on my report. They could only put negative information on credit reports This collections agency should be shut down
10/26/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 190XX	Web
I previously filed complaint # XXXX against the Simon 's agency for collecting on a debt that they claimed was owed and I provided proof of payment. Their client, XXXX XXXX XXXX XXXX also confirmed that this was sent to collections in error. The Simon 's Agency fabricated the facts in their response to the CFPB, but stated that the file was not being sent to collections and was being handled. They just reported this to XXXX, which has caused my credit score to drop. I demand that they cease all collection activity and fix the damage that they have done. Thank you for your help in making this matter right!
10/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19810	Web
Scam alert!! Debt Collection on credit report by SIMON 'S AGENCY, INC. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, NY XXXX in the amount of {$350.00} for medical care. My Medical insurance, XXXX XXXX, pays full coverage for all of my medical services. I have Explanation of Benefits showing all claims are paid in full. The Simons Agency fraudulently attached this medical debt. The origin is listed as XXXX " XXXX ''. This is a non-existent medical provider and spelled incorrectly. Please remove this fraudulent medical debt. I am a XXXX XXXX XXXX and this has lowered my credit score dramatically. Please help.
09/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07016	Web	Servicemember
The charge was for venous collections {$15.00} ( XX/XX/2015 ) for which my health insurance denied as violating contract with them. XXXX XXXX XXXX ( XXXX ) reduced it to {$5.00}. Neither charge was approved by XXXX. I contacted XXXX the date of the bill and XXXX contacted XXXX and they stated they would remove charge. 1 year later I received a derogatory remark on my credit report by XXXX XXXX on my credit report. There was not attempt to contact me or write me concerning this charge. They claim I owe {$10.00} now. They damaged my credit without giving me notice or the ability to contest the charge.
04/27/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07017	Web
I've submitted a dispute using this site and all I've received were duplicate copies of the same letter but nothing I requested to which is supposed to be furnished to me. Nothing was submitted as proof, validation or verification. So again I'm asking for them to furnish the following documents ONCE again : Assignment clause Notarized letter of debt purchase Signed contract from original creditor Copy of license to collect in my state legally * Signed HIPAA form This is a form of HIPAA violation. If they are saying it is verified then where's my proof? What methods are you using to verify?
09/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 191XX	Web
I am XXXX XXXX I am submitting this complaint for myself. My XXXX credit report dated XX/XX/21 as well as my XXXX report dated XX/XX/21 shows a debt collector by the name of Simons Agency Inc. I have never had an account with this agency. On XX/XX/21 a request for validation of this alleged debt was sent. Pursuant to 1692g this agency under law has 5 days to furnish this information. This agency is in violation ( pursuant to law ) of my privacy. My written permission was never furnished and my request for validation was ignored. Correspondences were sent via certified mail XX/XX/21 & XX/XX/21.
04/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32771	Web
The account continues to come up on my credit report and I have no knowledge of the accounts. where did the debt originate? I sent a letter directly to Simon 's Agency requesting this information via US mail over 30 days ago and have yet to receive a response. I respectfully request that you provide me with the following : 1. the amount of the debt ; 2. the name of the creditor to whom the debt is owed ; 3. proof of the last payment made on the account if any. I have disputed this debt. Therefore, until it is validated, your informationconcerning this debt is assumed to be inaccurate
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$200.00}. I want all this medicals bills to be removed and a XXXX balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$260.00}. I want all this medicals bills to be removed and a XXXX balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$100.00}. I want all this medicals bills to be removed and a XXXX balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$34.00}. I want all this medicals bills to be removed and a XXXX balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$30.00}. I want all this medicals bills to be removed and a zero balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
08/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13088	Web
I get some medicals bills who was send to collection without my knowledge. I was with XXXX and always paid my co-pay to each of my visits. I never received any invoices from medicals institutions asking me to make any extra payments of {$4.00}. I want all this medicals bills to be removed and a XXXX balance also I want the collections to be removed. I request that the collections calls to be stop, I am on the Do not Calls List and still received some blocked number or XXXX all the time. Simon 's Agency inc get XXXX accounts with different amounts due report to my credit reports.
02/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07060	Web
I have been writing Simon 's Agency again and again requesting validation of an alleged debt which was being reported on 2 of my credit reports. For months and months, they have responded with incomplete information and have, to this day, been unable to validate the alleged debt. The only information they have given is that he alleged debt originated from " XXXX XXXX XXXX ''. The inaccurate account has since been removed from my XXXX credit report due to their inability to validate the account. However they are still falsely reporting this information on my XXXX report.
02/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
I have not approved these medical reports. These " medical seevices '' were definitely a result of some misusing my information and requesting something I didn't approve. I was at a doctor office who practiced illegal actives and went to prison so I'm assuming it was there it happened. I also have medicaid which covers everything I have done with no copay so this debt furthermore makes no sense. I habe disputed the charge with XXXX and got nowhere. It it the debt with central tax and XXXX agency. I would appreciate any help getting this resolved. Thanks!
11/02/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 08724	Web	Older American, Servicemember
I received an auto call from XXXX, XXXX XXXX NJ on my home phone ( XXXX ) XXXX. The auto operator asked for me by name and said this is not a marketing call - the caller never identified who they were. When I did not press the prompt to identify myself, the auto operator left instructions to call phone # XXXX with a reference number beginning with XXXX .... When I dialed the XXXX number it was THE SIMONS AGENCY - a debt collection company. The contact tactics used are in clear violation of the FDCPA as the debt collector failed to disclose identity.
05/10/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OH 45356	Web
They are calling every day always from a different number, never leave a message as to what it pertains to and I have sent proof of a divorce and proof that I had medicaid via an XXXX dispute but all they say is we 've verified it belongs to you. I was married at the time of these occurrences to XXXX XXXX XXXX, we divorced she goes by the name of XXXX now XX/XX/2013. I am now married to XXXX XXXX XXXX. They never do much more than to keep sending back that it belongs to me. Every debt I disputed on trans union has been removed because of this divorce.
06/19/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19146	Web
I attempted to reach out to this company and ask that they verify this account was mine. At this time I have received nothing. I sent a letter XX/XX/2018 and asked they show ownership. I reached out to the credit bureau and at that time was told I needed to speak with XXXX again and no response. From there I wrote another letter asking for this to be removed from my credit and contact with me cease. At this time I am currently getting threatening calls and was told the agency will contact my local District Attorney office and have me arrested.
02/16/2018	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07111	Web
I am unsure as to where this is furnishing from and why, but I noticed on my credit report 3 separate amounts reporting XXXX, XXXX and XXXX. I never received a bill for this at all, nor am I aware as to where this is furnishing from. I then found a bill with a single item of XXXX which is the sum of these three amounts. There is no itemization whatsoever on the one bill received. Again, I still don't even know what this bill is. However, why is a single bill being reporting as three separate items to my report. Is any of this even legitimate.
04/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11207	Web
I had 2 health service debts for collection on my credit account amounting to {$40.00} and {$30.00} from XXXX XXXX issued on XX/XX/XXXX. I tried contacting the hospital but they had no record of it in their system. So I contacted the debt collection agency ( Simon 's Agency Inc. ) and paid the full debt owed and cleared my account on XX/XX/XXXX with verbal verification from them that the collections will be cleared from my account in 30 days or less, but it never did and the negative impact from the collection is still on my account.
08/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
I requested that Simon Agency provide me with validation, specifically proof that they were authorized to collect this debt, the name and address of the medical provider, the date and type of service, and to whom the service was provided, the name of the person providing this data, and the manner in which it was provided. They have failed to provide me with the specific requested information in the time allowed, therefore, I am insisting that these items be deleted from my file. Furthermore they have violated my HIPPA rights
05/28/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19050	Web	Servicemember
Simon 's Agency has been reporting a debt/charge off ( {$34.00} ) that has never been verified as mine. As of XX/XX/XXXX the company has been reporting a medical collection that they never contacted me about. Then on XX/XX/XXXX the company reported it as a new account which means it was reporting double. It is negatively affecting my credit and harming my reputation. And then when I disputed it, they verified it with the consumer reporting agency. There is also a statue of limitations on this type of debt in my state.
02/12/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 07205	Web
Simons Agency has been contacting me everyday - sometimes 3 times a day - for the past year from several telephone numbers beginning with the area codes of ( XXXX ) and ( XXXX ). XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Leaving several voicemail and automated messages within the past month. A letter was sent months ago to contact them regarding a medical bill from 2010 that was passed NJ Statute of Limitations of 4 years. ( Sale of goods under the UCC : 4-years, ( N.J.S.A. 12A ; 2-725 ) ).
02/12/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 07205	Web
Simons Agency has been contacting me everyday - sometimes 3 times a day - for the past year from several telephone numbers beginning with the area codes of ( XXXX ) and ( XXXX ). XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Leaving several voicemail and automated messages within the past month. A letter was sent months ago to contact them regarding a medical bill from 2010 that was passed NJ Statute of Limitations of 4 years. ( Sale of goods under the UCC : 4-years, ( N.J.S.A. 12A ; 2-725 ) ).
01/19/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NY 134XX	Web
I owe this agency in several accounts. I called to pay off all but XXXX account. Later I found they placed all the money into XXXX account. Upon calling the agency back was told that they have the right to place the money on any account that they wanted. Was then hung up on. Returned call to them staying the law and that I could pay off the debts of my chosing. Was told I did not specify. So I lied and said I had it on recording. Then they stated oh I see that you did. Claim to be in the process of fixing.
08/30/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ XXXXX	Web
I requested very specific information regarding these alleged debts-proof that Simon Agency owns and is authorized to collect, proof they are authorized to collect in my state-etc. There response was false and inaccurate- The original placement dates vary according to what they provided. On XXXX they claim they sent me notice to my current address-they are lying, I did not live there at the time. I have been disputing these false debts since XXXX. They refuse to provide the requested documwntation
07/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 132XX	Web
Original Creditor : XXXX XXXX XXXX XXXX Date : XXXX XXXX Amount : XXXX $ Collection Agency : SIMONS AGENCY INC XXXX XXXX XXXX XXXX, NY XXXX Complain I talked with the billing department of the original creditor " XXXX XXXX XXXX XXXX '' several times regarding this bill. Everything in my account was paid in XXXX XXXX. Picture1 : I got the letter front the collection agency for a debt which does not exist. Picture 2 : A letter sent by XXXX XXXX XXXX XXXX showing XXXX balance.
05/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 13208	Web
I was never contacted about this debt by the Simons agency or original creditor. Found out about debt by checking my credit report. Called Simons agency three months ago and asked for a bill and still have not received one. I owe XXXX that my insurance did not pay but cant verify that without seeing a bill. I should have been contacted by someone before this was put on my credit report. I never had a chance to pay or dispute because I new nothing about it. XXXX XXXX
08/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 190XX	Web
I have never received a letter providing notice of dept collection. I have never received any phone call in regard to this dept collection. I have no idea what this is about despite my attempts to gain additional information. Simon 's Agency did remove this negative note from XXXX XXXX and XXXX, but NOT XXXX. I have excellent credit and do not want this on ANY of my records and kindly request that this incorrect dept be removed from ALL THREE credit agencies.
04/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19380	Web
On XX/XX/21 I disputed with XXXX the Simon Agency Inc collection. I told XXXX bureau that this collection violates my privacy and should be removed off my credit report. Also I told them they were open to Litigation if not removed. They still havent removed this collection off my report. XXXX bureaus does not have this collection on my report. I spoke to the XXXX bureau and they are removing it from their report. I decided to take matters into CFPB hands
07/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA XXXXX	Web
I am in receipt of my most recent consumer report and I am showing that you are reporting to my consumer report without permissible purpose. this is a violation of my rights. i have never provided you any consent to communicate with me in regards to this alleged debt and due to your negative reporting i am unable to benefit from my credit. this is causing mental anguish as im going through a financial crisis. please follow reasonable procedures immediately.
10/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 13088	Web
XXXX took my insurance card. Asked how injury happened. I said at work. the hospital attempted to collect from workmans compensation, without a claim filed. The hospital set a collection agency after me immediately. I told debt collector i would sue. Appears i now have to since it sits on my report falsely. I also lost my health insurance for 60 days because of this false workmans compensation claim. simonagency stopped hassling me, but here sits the fraud.
04/22/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 11103	Web
A debt collection company : SIMON 'S AGENCY , INC . XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX This company keeps trying to collect a debt that been paid by New York State Emergency Rental Assistance Program I tried to contact them and dispute the false information but they continually harassing me with payments for dates already paid and reporting me to the credit bureau even after more than one year from receiving the government payment
09/27/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13090	Web
they keep calling with different amounts due saying i owe them over 500 dollars in debt. iv tried contacting them and appeal the amounts. my insurance company already paid for the services they are trying to charge me for. they have harassed all hours, i tried blocking numbers and they just keep calling me with different numbers with different area codes. very frustrating. could you please put a stop to this. they call everyday about every other hour.
01/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
I was admitted into the hospital back in 2014 and a doctor who seen me while I was in the ICU kept sending me bills. I called up XXXX XXXX XXXX and gave them my insurance information again. My insurance paid the bill and XXXX XXXX XXXX placed me in collections. I called up the collection agency and they are saying that they have no record of the collection account. When they are the ones who are reporting the account on my credit report.
08/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 077XX	Web
Simons Agency was provided with the dates that I had coverage for my son which started XX/XX/2017. They were informed numerous times to resubmit claims to NJ XXXX as the services should have been covered. The hospital did not bill to the correct insurance company. Also, the debt belongs to my son and not me. I have sent all the information to Simons Agency hoping they will quickly remove the incorrect information from my credit reports.
07/07/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NY 12180	Web
There are several issues with this company. Beyond the nasty attitude received each time I attempted to resolve, they are reporting inaccurate information. The bill includes a Dr From a 2013 visit. They have been very disorganized. They have manipulated information on bill to keep on report. This bill also includes a visit that was a result of a false police report and was even told by sheriff 's department to drop bill and refused.
06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 132XX	Web
Original Creditor : XXXX XXXX XXXX XXXX Date : XXXX XXXX Amount : XXXX $ Collection Agency : SIMONS AGENCY INC XXXX XXXX XXXX XXXX, NY XXXX I talked with the billing department of the original creditor " XXXX XXXX XXXX XXXX '' several times regarding this bill. Everything in my account was paid in XXXX XXXX. They promised not to send this bill which is fake. I got the letter front the collection agency for a debt which does not exist.
10/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07052	Web
I have two items sent to collection ( XXXX ) at the Simons Agency. One for {$20.00}, and the other for {$54.00} for a total of {$74.00}. This debt was taken care of on XX/XX/20. The information has yet to be removed or marked as paid on my credit report. I have contacted Simons and they told me its a problem with XXXX. I contacted XXXX and they said its a problem with Simons Its been over 3 months. I want it off my credit report.
06/18/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 146XX	Web
I have a derogatory mark on my XXXX credit report stating that is accurate and it got sent to collections. However i was never notified about this debt at all and never received the bill. I would like to address this immediately and get this negative remark removed from my report. The original creditor i never did business with them. My id and ssn card was stolen along with my wallet so this is also an act of identity theft.
01/24/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 132XX	Web
These accounts were to be filed through my insurance. I called the office back in 2013 and the representative said they did not have my insurance on file. I updated it with her. However, she said she can not submit a claim over 30 days. I said her fault ; I have insurance. Your problem you lost it. Then called Simons debt collection agency woman said the 30 day thing is not true and that she would contact the medical office.
04/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34109	Web
I have a debt of {$740.00} for medical debts with the health department of XXXX in the city of XXXX, New York, which is being collected by an agency known as the Simon Agency, with which I have already made a payment arrangement. {$61.00} per month, but I have never received a check of the payments and it has only been reflected in my credit report once, which worries me because I am committed to pay without any problem
01/19/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10308	Web
I received An email that there was a major derogatory on my credit report and I was Checking and it said there was a collection from XXXX and XXXX for {$370.00} I believe someone is using my identity because few months back I received a call from a bank asking if I was trying to purchase or apply for XXXX and XXXX and I said No and they said thank you for confirming its not you. And today it says it Was in collection.
05/21/2019	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 13208	Web
I have been 3 months trying to get a bill from this Simons company. I dont know if the bill is mine or how old it is. I found out about this bill by checking my credit report. Was never told about this. Was never sent a bill or a phone call. I cant pay a bill I dont know about. Dont know who the original creditor is. Would really like to see a bill of what I owe Im not paying for something until I know what it is for
03/21/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07036	Web
I have two negative collections accounts on my credit report from Simons Agency Inc. One in the amount of {$520.00} and another for {$690.00}, both said to have been from XX/XX/XXXX. I sent a request to Simons Agency Inc to validate this alleged debt through certified mail on XX/XX/XXXX. It is now XX/XX/XXXX and I have not heard from the collection agency or received and form of validation for this debt.
03/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 130XX	Web
My children and myself were in a car accident. I was not aware of debt prior to going on my credit report as the man who hit me insurance company was supposed to pay all medical debt incurred by accident I have paid three of the four medical debts to attempt to get removed from my credit as this was not my debt. Collection agency has not furnished any summery of debt as well as sending a summery of debt.
05/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19023	Web
I sent a police report to XXXX in XX/XX/2018 XX/XX/2018 XX/XX/2018 stating my identity was stolen 3 collections from Simon agency I asked them for my identity proof of my I'd, social security card, the bill etc to prove that its mine and they cant prove Along with XXXX XXXX I dont know what that account is I asked for verification of validity for that as well no proof I need those items removed
09/22/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 085XX	Web
The credit bureaus XXXX, XXXX, XXXX has been defaming my character and reporting false consumer credit transactions without my consent .I am a victim of identity theft and i request these account be blocked from my credit file i have provided documents of identity theft and based on the consumer reporting agency and the fair credit reporting act i need this action taken care off immediately
01/15/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19050	Web
There are debts that appear on my XXXX credit report for companies that I have never been contacted by. I have received absolutely no phone message, emails, or letters in the mail regarding any of my medical debt. XXXX XXXX XXXX Simons Agency Inc Neither of these companies have contacted me in any way regarding the debt that appears under their name on my XXXX credit report.
01/12/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07016	Web
On XX/XX/2021 I sent Simons Agency a certified letter requesting proof and documentation of two debts which appear on my credit report through XXXX. To date, they have not sent the documentation and the debt still appears on my XXXX credit report. The letter was received by XXXX XXXX on XX/XX/2021 and was signed for. Accounts are both XXXX XXXX XXXX # XXXX XXXX and # XXXX XXXX
05/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 140XX	Web
Collection Agency submitted invalid debt to credit reporting bureaus but there was no prior contact with me and no ability to dispute. I contacted the company once I found it on my credit report and asked for validation of debt. " XXXX '' told me that their company did not usually send out letters or anything in the mail and that is was my responsibility to verify it myself.
09/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NY 14216	Web
Greetings! This items was removed and then reappeared when the collection company changed names. This account was from greater than 10 years ago when it was removed. I was successful in getting it removed again but then the same company changed its name again and added it back to my credict. This has been an ongoing issue of an account well over XXXX XXXX XXXX.
08/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 11357	Web
I sent a letter to XXXX request that they provide me with " The name of the original creditor, The creditors address and telephone number, The persons name they verified the dispute with and The documentation used to verify the dispute '' they have not honor the request as they continue to be in Violation of the FDCPA 807. False or misleading representations
02/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL XXXXX	Web	Servicemember
I've contacted Simon Agency Inc regarding the report and they admit that the name is incorrect. However, they are still refusing to remove this false information from my credit. I informed them that I was a victim of identy theft and they are refusing to comply. Attached is a copy of the FTC report updating adding them to my fraudulent accounts.
03/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30274	Web
( Simon 's Agency, INC ) at ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX ) has been sending me collection notices in the amount of ( {$50.00} ). The collection notices been reported as pasted due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
07/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07065	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
02/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33993	Web	Servicemember
Simons Agency Inc reports on my credit report that I have two accounts one for {$130.00} and another for {$200.00}. Both accounts opened on XX/XX/2018. Nevertheless, I've never received any correspondence form the agency. I have not received any service from XXXX XXXX XXXX anytime on the date open or anytime during the year of XX/XX/2018.
01/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19116	Web
i was reviewing my credit report and i realize that i have those collections from ( SIMON 'S AGENCY INC. amount of {$1200.00}. XXXX XXXX XXXX. amount of {$210.00}. XXXX XXXX XXXX, amount of {$25000.00} i don't recognize those accounts. i disputed this accounts twice and i requesting the removal of this account that is not belong to me.
03/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 13126	Web
They sold the debt to a law firm so i could be sued for the debt, an agent at simions agency stated that the debt was no longer with them and to dispute it with the credit reporting agency 's, I did that and then simions agency validated the debt in the dispute. Now they are saying they can not talk to me about a debt they do not have.
01/10/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11223	Web
I have a derogatory mark on my credit report from a Simons agency incXXXX acct. XXXX and they say I owe money that is in collection. I was XXXX XXXX state property when this bill was imposed and should be paid by the state of XXXX XXXX i shouldve never been charged this and i want this removed from my all 3 credit bureaus thabk you
06/01/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 190XX	Web
I only knew about this alleged dept by checking my credit score. There are two accounts on there from Simon 's Agency with no additional information other than an amount and hospital name. I have made several disputes and have received no response. I had also submitted an XXXX proving I was insured and this alleged dept is false.
12/29/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07305	Web
Dear Customer Care, I would like to inform that, my credit has been repeatedly hampered by the company. I have no knowledge of this account and it is being put to negatively impact my score. Please Kindly help remove this account from my XXXX Credit File. This does not exist in any other credit bureaus. SIMONS AGENCY INC XXXX
04/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19082	Web
I have disputed these accounts multiple times and I still have received nothing at all from Simons Inc. They are required by the laws, FDCPA and FCRA, to provide me with proper notifications and disclosures which I have never received. They have violated the laws that govern them, you are the proper arbiter. PLEASE HELP ME!
07/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 10002	Web
I have a {$75.00} bill from XXXX XXXX from SIMONS AGENCY INC that is from XXXX. I live in XXXX and my parents live upstate where XXXX hospital is. I never received any mail or phone calls for this bill and neither did my parents. I will pay this {$75.00} bill but i would like to get it off the last 14 months of my credit.
09/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08873	Web
In an attempt to provide me with debt validation. Simon 's Agency XXXX Inc violated my HIPPA rights by accessing and printing my medical ID, Medical Bills and Procedures and sending me without my authorization. Simon 's Agency, Inc never released a HIPPA form for me to authorize access to this medical information.
03/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DE 199XX	Web
I have disputed this account with the credit bureaus and SIMONS AGENCY INC, and I have never received a single letter from them. This is a violation of the FDCPA and FCRA. I HAVE RIGHTS. I do not know who they are or why they are on my credit and they are required BY LAW to send me written notification of debt.
03/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07050	Web
I was working with XXXX XXXX XXXX without verified Debt. I missed a payment and two weeks later XXXX collection reports Where on my credit report. It is my understanding I was paying towards one bill from one company and not XXXX. This is a violation of my rights and an attemp to destroy my credit profile.
12/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 071XX	Web
I been reaching out to this company since XX/XX/2019. I been calling and getting no response, I also been sending in letters every month to dispute false debt. I'm frustrated because this debt is in collections on my credit report. The debt it totaling {$470.00} from XXXX and XX/XX/2019 and its not mine.
11/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
6 attempts in writing as well as notarized letters have been made to Simon Agency to provide validation for items that they are reporting on my credit report. This has been going on since XXXX. The Simon Agency has ignored my requests for validation and continue to report incorrect and false information.
06/19/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
i was advised by XXXX XXXX that they ( XXXX ) directed SIMONS Agency t o remove all collection attempts by SIMONS AGENCY XXXX XXXX advised me of this on XXXX . Simons agency has failed to complete removal of these false collection bills on my credit bureaus. SIMONS fails to cooperate
07/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 132XX	Web
Multiple derogatory marks were placed on my XXXX, XXXX and XXXX account regarding Simon 's agency. This company violated my FDCP rights by failing to 1. Send a 30 day letter to inform me of my debt 2 Failing to validate my debt 3 Failing to provide proof of their ability to collect in my county
08/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 11207	Web
I have submitted several request for debt validation to the Simons Agency who are reporting negatively on my credit report and they have failed to provide any proof of my debt. They have continuously updated the info with the credit bureaus on my report but failing to provide me verification.
06/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
simons agency has multiple collections on all of my credit reports ALL of these have been paid by medical insurance and they are attempting to collect amounts for a dollar in some case. there are multiple law suits against Simons, they refuse to answer my calls and hang up on me when i call
08/24/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11421	Web
I have recently discovered a debt on my credit report that was posted without my prior knowledge or consent. This unauthorized entry has raised significant concerns for me, and I am now actively working to investigate and rectify this situation to ensure the accuracy of my credit profile.
05/10/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OH 45356	Web
Simons agency has also called numerous times to collect I assume from XXXX. I will upload the same documents showing I was divorced from a previous wife XXXX XXXX XXXX in XX/XX/XXXX ( Remarried in XX/XX/XXXX to XXXX XXXX XXXX along with medicaid id etc. My medicaid should have paid this.
02/24/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19104	Web
Simons Agency is refusing to remove the open balance on there end even though it is deleted from my credit report. It say I owe two payments which are false because I went to the XXXX XXXX XXXX in the XXXX XXXX which was a free health clinic. I should have never been charged.
05/10/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OH 45356	Web
Simons agency has also called numerous times to collect I assume from XXXX. I will upload the same documents showing I was divorced from a previous wife XXXX XXXX XXXX in XXXX ( Remarried in XXXX to XXXX XXXX XXXX along with medicaid id etc. My medicaid should have paid this.
01/07/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 077XX	Web
getting multiple calls. I have already paid the due amount to the concerned party, told them the same and " asked them to stop calling ". The lady on phone said we will continue to call, when i said i will block your number, she said that we will dial you from other numbers.
10/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 128XX	Web
I disputed this reporting on my credit reports. It was deleted and does not appear on XXXX and XXXX. However, it appears on my XXXX report. I still dispute the validity of this debt. I have no correspondence from Simmons Agency and will litigate this in court at this point.
04/29/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 19008	Web
calling for a person that is n't at this number, says to call them at XXXX and use a reference number. i advised them XXXX on the phone and left info on their web site this person is not at this number. after telling person on the phone the robo calls started
04/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 132XX	Web
I have tried to reach Simons agency to have them tell me what this could be for. I didn't get any communication before it showed on my credit report and I haven't received and after my attempts. I have no knowledge of this and do not accept this as my debt.
04/12/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 13069	Web
The bill belongs to XXXX and I have been telling them this for the past two years now and after I show prove they removed one bill and sent me a letter saying that it was removed then they but it right back on my credit report and it 's not even my bill!
09/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19018	Web
I sent a letter to Simon Agency Inc a month or so ago about some medical collections they're reporting on my credit report and them attempted to collect on these accounts without legally validating these accounts. Please address this matter immediately.
06/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19023	Web
I sent Equifax a police report in XXXX about my identity theft XXXX agency was advised and notified XXXX acct XXXX Charging XXXX XX/XX/16 ... I contacted cfpb about it already they told cfpb that they will remove it but didnt I need it removed
06/21/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 34684	Web
I communicated certified Mail and online numerous times and this company has never shown any proof of the debt and also responds to XXXX saying that the debt is verified but it NEVER has been, this company should be investigated as a scam.
02/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19013	Web
just recently checked my credit report and found out that this collection agency reported me to the credit agency. I have spoken with this agency representative on the phone and they threaten me with legal action for the bills I do not own.
04/01/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19013	Web
Fact, Simon Agency in is in violation of the following sections of 15 USC 1692 : 1. 1692b. ( 2 ) 2. 1692b. ( 5 ) 3. 1692c. ( 1 ) 4. 1692d ( 2 ) I have attached all exhibits to prove they are in fact in violation of my rights as a consumer.
01/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ XXXXX	Web
SIMONS AGENCY continues to harass me by reporting unknown medical debt to all 3 credit bueaus they add several small value allelged debts they hang up on you when you call them I have no knowledge of these bills this is obviously fraud
03/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
simon 's agency alleging medical debt in the sum of XXXX $ on all 3 credit bureaus I have never received notification of this debt in addition, I have full medical benefits with 100 % coverage. this debt is not owed by myself.
02/08/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08527	Web	Older American
They say I owe them money for medical services from XXXX I offered to pay {$3.00} a month cause thats all I can afford, Im a senior and live on social security and Im XXXX and Im XXXX years old. The will not accept that amount.
08/03/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	NY 130XX	Web
There are two issues. One is the validity of the debt, and the second is the fact that I asked them to stop contacting. I sent a letter certified, return receipt asking them to stop contacting me. They continue to contact me.
06/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NJ 079XX	Web
I requested validation of the debt from Sim Agency Inc on XXXX/XXXX/2016. Collector has not responded with any information regarding validity of thisdebt. I do not believe this debit is mint. Account # XXXX & XXXX.
09/21/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08859	Web
I LOOKED ON MY CREDIT REPORT AND I SAW THAT THERE IS AN ACCOUNT THAT I DID NOT AUTHORIZE OR BENEFIT FROM I HAVE ATTACHED AN FTC REPORT IN HOPES OF GETTING THIS ISSUE RESOLVED I NEED THIS FRAUDULENT ACCOUNT REMOVED
06/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 130XX	Web
I have not supplied proof under the doctrine of estoppel by silence, Engelhard v. gravens ( mo ) 281 SW 715,719 I presume that no proof of alleged debt, nor therefore any such debt, in fact therefore exists.
04/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
simons agency collections has reported multiple time the same debt owed to all3 credit reporting agencies. it appears on my reports multiple times for same amount XXXX $ ive settled this debt ref # XXXX
02/13/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 13027	Web
This debt was discharged on XXXX / XXXX / 2017 after Simons Credit agenc y could not validate the debt. However, they have resubmitted the account to my credit report after deleting it days later.
07/18/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NY 132XX	Web
The Simons agency robo calls me at least 10 times a day. It is to the point where it is affecting my daily life. Ive asked them repeatedly to stop with all the calls and they will not stop.
10/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19050	Web
I recently received a copy of my consumer reports and I noticed inaccurate accounts reporting on my consumer report. this company is in clear violation of the law. Pursuant 15 USC1681B
07/08/2016	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	NJ 07305	Web
they told me i have two years to pay they never contact me last thing i heard my name is an collection .the collection people called i tried to make an agreement they refuse me.
12/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33578	Web
This information is not correct, this company has disclosed my personal information violating my right to privacy, with the purpose of collecting said debt is not correct...
01/24/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07103	Web
The account with simons agency isnt correct. I was in insured at the time and now the hospital says i owe XXXX. I gave birth and was completely insured so this is invalid.
11/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 072XX	Web
There are 5 separate debts listed and I have no knowledge of any of them nor have I received notice of these. These are listed as medical and violates HIPPA.
05/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07083	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has well over 30 days and I have not received any investigation results.
01/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 141XX	Web
Starting in XXXX XXXX XXXX XXXX XXXX than {$500.00} will no longer be reported on consumer credit reports. but my {$470.00} is still being reported
11/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19013	Web
There is no physical proof or documentation ( contractual agreement signed by myself ) showing that this debt is owed to the company requesting it.
07/29/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA XXXXX	Web
Contacted both the provider and collection agency many times sent copy of cancelled check to both still showing up on my report 1 1/2 years later
01/08/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 19064	Web
Simon Agency put a collection on my credit report without giving me a chance to validate debt. I did n't get a chance to see if it is mine.
06/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 070XX	Web
simons still has not cleared credit files of collection attempts on my reports as per client all should be removed see attached
04/12/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY XXXXX	Web
Received a XXXX and received a huge bill despit having insurance. Negative records on credit despit disputing it
11/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07871	Web
I sent in a dispute latter 30 days ago, and still havent received any updates yet.
07/11/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	PA 18702	Web
account has been removed from XXXX & XXXX XXXX still showing need to have removed
06/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
XXXX XXXX XXXX and Simons Agency fail to valaidate a alleged debt owne for medical
02/16/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 070XX	Web	Older American
.I am a Medicare covered patient. Trying to balance bill I am not responsible for.
03/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 13021	Web
I have many debts on my report that are my uncles that has the same name as mine.
01/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19702	Web	Servicemember
This is payment for an office visit which was paid in cash the day of the visit
07/21/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07104	Web
This is a follow up of because I was not able to submit the photos before.
02/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08527	Web	Older American
They call every morning and wake me up. Im a senior and XXXX.
05/08/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10452	Web
ATTEMPT TO COLLECT THIS DEBT ON BEHALF OF A UNKNOWN COMPANY.
01/24/2024	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08734	Web

01/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19140	Web

12/14/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 13322	Web

12/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19013	Web

12/09/2023	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19076	Web

11/14/2023	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78260	Web

10/03/2023	Yes	Credit card Store credit card	Problem with a purchase shown on your statement Card was charged for something you did not purchase with the card	NY 10465	Web

06/21/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29445	Web

06/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07885	Web

04/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 11234	Web

04/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DE 19805	Web

04/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13210	Web

03/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 11234	Web

03/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 20705	Web	Older American, Servicemember

02/08/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19320	Web

12/23/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07660	Web

12/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19014	Web	Servicemember

12/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 10710	Web

11/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 07735	Web

11/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NY 11516	Phone

10/26/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	PA 19094	Web

10/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19713	Web

08/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80920	Web

07/18/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07735	Web

06/14/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07040	Web

06/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19120	Web

05/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	NJ 07040	Web

04/18/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 14564	Web

04/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VT 05401	Web

04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07202	Web

03/17/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07208	Web

03/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 13041	Web

02/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07028	Web

01/18/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11364	Web

01/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 13041	Web

12/04/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07960	Web

11/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07111	Web

11/07/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07003	Web

11/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 18002	Web

10/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48843	Web

10/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07108	Web

10/18/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07003	Web

10/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29210	Postal mail

09/23/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NC 27705	Web

09/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75033	Web

09/08/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19142	Web

09/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13205	Web

08/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 08830	Web

08/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19806	Web

08/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19711	Phone

08/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19126	Web

08/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07078	Web

07/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07083	Web	Servicemember

07/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19015	Web

07/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19082	Web

07/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77042	Web

07/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07105	Web

07/07/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NJ 07928	Web

07/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NJ 08701	Web

06/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08859	Web

06/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19015	Web

06/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19023	Web

06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19015	Web

06/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07060	Web

05/17/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07901	Web

05/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10033	Web

05/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19015	Web

04/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45449	Web

03/22/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07039	Fax

03/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NC 28207	Web

02/25/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19086	Web

02/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33065	Web

02/03/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NJ 07747	Web

02/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 13021	Web	Servicemember

01/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27613	Web

01/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08527	Web

12/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07960	Web

12/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07052	Fax

12/04/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11208	Fax

12/03/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07712	Fax

12/01/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07506	Fax

11/24/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07644	Phone

11/19/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07730	Fax

11/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07081	Web

11/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07036	Fax

11/13/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07747	Fax

11/13/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07107	Fax

11/13/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07011	Fax

11/13/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 08836	Fax

11/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07088	Web

11/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07501	Fax

11/03/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08859	Fax

10/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07740	Fax

10/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NY 10035	Web

10/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 19018	Web

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07307	Web

09/09/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NY 14612	Web

09/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19094	Web

09/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NJ 07017	Referral

08/31/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 12180	Web

08/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19087	Web

08/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07017	Fax

07/20/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07848	Web

06/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07081	Referral

06/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07740	Fax

04/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28277	Web

04/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 12180	Web

04/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19342	Web

04/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32824	Web

03/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08701	Web

03/12/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA XXXXX	Web

03/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11204	Web

03/09/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NY 12075	Web

03/09/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10465	Web	Servicemember

03/04/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	DE 19713	Web

02/26/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90025	Web

02/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28025	Web

01/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07828	Web

01/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report		Phone

01/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07052	Web

12/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 12831	Phone

12/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NJ 07081	Postal mail

12/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19023	Web

11/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 95134	Web

10/11/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19064	Web	Older American

10/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 13203	Web

09/19/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32824	Postal mail

09/11/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone

09/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 114XX	Web

04/19/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07458	Web

04/11/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07458	Web

04/10/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08876	Web

04/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08876	Web

03/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98507	Postal mail

03/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08701	Web

03/02/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 08701	Web

02/20/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07458	Web

02/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07060	Web

02/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 132XX	Web

12/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07003	Web	Servicemember

11/16/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 13204	Referral

11/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07712	Fax

11/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07060	Postal mail

11/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 13090	Web

10/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23222	Postal mail

10/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07003	Web	Servicemember

10/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 13090	Web

10/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07081	Web

09/12/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07041	Web

09/11/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07753	Fax

08/25/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 13090	Web

08/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19131	Web

08/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07088	Web

08/01/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07202	Fax

08/01/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07060	Web

06/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	GA 30189	Web	Servicemember

06/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32081	Web

05/24/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 13084	Web

05/18/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10507	Fax

05/16/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 12603	Web

05/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 10462	Web

04/19/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NJ 07106	Web

04/11/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 13204	Referral

03/30/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 13204	Postal mail

03/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07106	Web

03/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07740	Fax

03/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07307	Fax

02/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80210	Web

02/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33432	Web

02/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33432	Web

01/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07712	Fax

01/23/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19013	Web

01/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07003	Postal mail

01/11/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07704	Fax

01/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07081	Web

10/18/2017	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NJ 07735	Web

10/16/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11233	Web

10/02/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	HI 96818	Web	Servicemember

07/27/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	DC 20037	Web

07/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11421	Web

06/27/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07305	Web

06/20/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07016	Web

05/14/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28025	Web

04/20/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NY 13104	Web

04/01/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 13021	Web

03/25/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	NJ 07090	Web

03/22/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NY 13027	Web

01/21/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19018	Web

01/13/2017	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 12303	Phone

12/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07108	Web

12/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 19038	Web

11/25/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 07090	Web

11/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NY 12590	Web

11/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19128	Web

09/07/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	NC 28532	Web

08/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 07470	Web

08/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07090	Web

08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NJ 07083	Fax

07/18/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 14612	Web

05/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NJ 07103	Phone

04/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 13421	Web

04/11/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	NY 14223	Web

03/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07869	Web	Older American

03/16/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 07059	Phone

03/08/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NJ 07901	Web

02/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 13027	Web

12/02/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 14513	Web

10/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 30294	Web

08/13/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07016	Web

08/11/2015	No	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 08527	Phone

05/20/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 14513	Web

05/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 14513	Web