Shermeta Law Group, PLLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/04/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MI 48197	Web
This is not a student loan issue but a collection issue with both institutions that claimed and collected a debt I do not owe them. I do NOT have a issue with student loans.it us with these 2 businesses and the staff. THIS IS A COLLECTION AND CLAIMED BILL ISSUE. SHERMETTA LAW GROUP ( COLLECTIONS AGENCY, XXXX XXXX UNIVERSITY were okayed (? ) by Court to garnishe my check. Being XXXX sick and forced to work 17 hours a day daily I could not attend court and repeat what I ALWAYS said.i took federal loan in XXXX youll are not federal government the loan not NOT WITH YOULL. My check garnished as okayed by court but I did not recall getting letter to attend court they attempted lien XXXX XXXX and shermeta. I DID NOT TAKE PRIVATE OR COLLEGE XXXX XXXX XXXX OR ANYTHING FROM XXXX XXXX SHERMETTA THAT SEEKS TO COLECT A DEBT I DID NOT SIGN FIR WITH THEM. They did not give me and I did not sign with them. I would work 80 + hours a day and paid {$1000.00} every 2 weeks for {$25.00} a hour for many MANY YEARS. Than at tax time or ask about check told it right. Why is a state college sending me collection letters fir a federal loan thats in hold from payroll by because sick and financials? A femake would argue BECAUSE YOU TOOK OUT THEM LOANS THAN DROPPED YOU GOT TO PAY!!. I said but I pay the federal company not you not a private loan was stated XXXX. A lie was attempted placed on my home. It was Shermeta Law Group where I called stating same. She said We know you are XXXX and have XXXX income this is why we put lien on your home. I repeatedas I had for years but added all of my student loans from federal government have been canceled for XXXX why have youll collected from nds from my check all these years when I DO NOT OWE XXXX XXXX UNIVERSITY ANYTHING? SHermetta ANd staff said Oh federal government not charging you Oh well tell XXXX XXXX university financial aid to tell us to stop. Than federal government student loans called ( strange that they called but called and said are you going to XXXX county XXXX college or XXXX in XXXX I said no he said go to colleges tell them that we have you XXXX but someone is attempted by at both colleges to take out loans in your name XXXX said file a police report with them where they took MY PICTURE and said ok your stating you not taking loan I said I have not been to college since many years no. ) STILL THIS-DOES NOT ADDRESS-WHY XXXX STAFF STATED THEY HAVE A POLICY WHERE THEY CHARGE TOO IF ALL COURSES DROPPED AFTER YOUR CHARGED 100 % for classes ( I had all A job was moving 500 milesup north and I was XXXX many years total permanent XXXX told XXXX XXXX XXXX ) but I owed feds After signing and disbursing charges for federal student loan I still had to pay for courses I had to drop but financial aid at the state college told me our policy is to charge you TOO because you got the loan (?? ). I am owed all money back because I did not ever take out a private loan of any kind from XXXX XXXX University for the dates XXXX and Shermetta claim a debt is owed them. If XXXX policy was legitimately representing federal government they would of known my other federal loans were cancelled - I do not owe the federal government. Yet they persisted even after I wrote maybe once but called on before few times to both. It was hard to do due to pain out of breath. They owe me for every penny collected. I could not got to court because I worked at state in a field where they can mandate you to work 24 hours or more daily so I was at work and mandates are legal too and could not attend.
08/10/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI XXXXX	Web
XX/XX/2018 Shermeta Law Group XXXX. XXXX XXXX XXXX, MI XXXX ( XXXX ) Attention : XXXX XXXX XXXX Shermeta Law Group Chief Compliance Officer Reference to : CFPB Complaints # XXXX # XXXX # XXXX plus This complaint! plus Attached 4 documents to this Complaint. As of XX/XX/2018 I have yet to receive the refund check that Shermeta Law Group has several times now has stated that the refund check " has been placed in the mail '' as agreed, but has failed to actually comply with! Letter of XX/XX/2018 states a refund has been issued on XX/XX/2018! As I have informed you that I have not received this refund and the address listed on this letter is almost 2 years old and the home has been foreclosed and vacant for the past year! Letter of XX/XX/2018 then states that a refund was issued on XX/XX/2018! Again I informed Shermeta Law Group via email on XX/XX/2018 that I have not received the refund and also due to a change of address error with the USPS that all mail is being forwarded to my son 's home! Since every piece of mail received from Shermeta Law Group has been with the USPS service of " Return Receipt Requested '' this mailing would have been returned to the sender! Also, an email sent to Shermeta Law Group general email along with an email to XXXX XXXX, the Chief Compliance Officer, both on XX/XX/2018. To which there has not been any response from either Shermeta Law Group or the Chief Compliance Officer, even though I requested them to email me a response. I also subscribe to the USPS Informed Delivery Service that emails me a photo of all first class and traceable items each day, in either case no such mailing has been recorded from Shermeta Law Group. It's now been 46 days and 4 Consumer Financial Protection Bureau ( CFPB ) complaints and still do not have Shermeta Law Group 's refund as stated they would provide in CFPB complaint # XXXX response XX/XX/2018 and their letter if XX/XX/2018! Also CFPB complaint # XXXX response XX/XX/2018 and their corresponding letter. It's apparent that Shermeta Law Group has not actually mailed a refund check for this issue since ALL other correspondence has not had any problems being mailed and delivered in a couple of days. Yet after 7 weeks their refund check has seemed to consistently get " lost '' in the 40 miles or so journey to my mailing address! Why? RESOLUTION EXPECTED That a certified check in the agreed amount of {$520.00} USD be IMMEDIATELY mailed by certified mail with tracking or hand delivered to me! Sufficient notice and all tracking information be given prior to mailing for certified mail or sufficient notice for hand delivery. To ONLY this address! XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX Also a photo copy of certified check and all delivery information be attached to Shermeta Law Group 's and Capital One 's response to this CFPB complaint.
07/11/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48423	Web
TO : Whom it May Concern FROM : XXXX XXXX XXXX XXXX XXXX XXXX XXXX . XXXX, MI XXXX XXXX XXXX, MI XXXX RE : Fraudulent Misconduct by Collections Company SHERMETA LAW GROUP PLLC Case # XXXX, XXXX County File # XXXX Plaintiff : XXXX XXXX, Case # XXXX XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) In Reference to previous CFPB complaint 's # s XXXX & XXXX & XXXX 3rd Complaint! They still can not get it correct! The Fraud and Misconduct continues by SHERMETA LAW Group PLLC, Third ( 3rd ) complaint! This is with regards to information obtained from the SHERMETA LAW GROUP resolution dated XX/XX/XXXX. Its been 17 days since the refund check has been mailed. Less than 40 miles between the Law Firm and my current residence. Have NOT received any correspondence from XXXX XXXX XXXX! From looking at the response from SHERMETA it has an old address even though my current address is in their files. See included 3 letters each showing correct address from SHERMETA LAW GROUP and XXXX XXXX clearly showing correct current address as was given to both in XX/XX/XXXX. Problem being this, check that issued was supposedly mailed to me on XX/XX/XXXX shows an old address that I have not resided at for almost 2 years! They clearly have my current address! so why is the response addressed to an old address not used for almost 2 years? Why not send it to my current address? Was it really sent? Since so much time has elapsed since moving the USPS does not nor will not continue to forward mail beyond 12 months! Also, I am and have been using USPS Informed Delivery service for the past 18 months and have never received notification that anything from SHERMETA LAW GROUP is in the mail to me at my current Address! My complaint is that SHERMETA LAW Group PLLC had knowingly sent the refund check to an invalid address while knowing the correct address as shown on the included 3 documents. Continuation of improper handling of legal matters. If check has been submitted for payment it has not been done so by or for me! That it takes, so far 3 complaints, to get items taken care of that are legally, ethically and morarally correct! WHAT DOES IT TAKE FOR A SUPPOSED PROFESSIONAL LAW FIRM/COLLECTION AGENCY TO DO AS THEY SAY THEY WILL AND DO IT CORRECTLY THE FIRST TIME! The resolution I would like ( Expect ) to see is the return of the full amount ( {$520.00} ) of the Michigan Income tax refund Garnished to myself AT MY CURRENT ADDRESS ( see above for address ), since this is the resolution expressed by SHERMETA LAW Group PLLC in the previous complaint in a timely manner. If check has been submitted for payment it was not done by me or in my behalf and request a NEW check be reissued for the amount of {$520.00} USD be mailed to me at : XXXX XXXX, XXXX XXXX XXXX XXXX. XXXX, MI XXXX in a timely manner.
11/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48073	Web
On XX/XX/2022, the medical debt vulture company, XXXX XXXX XXXX XXXX XXXX XXXX, sent debt they purchased from XXXX XXXX XXXX XXXX to Shermeta Law Group. On XX/XX/2022, Shermeta sent me a letter saying they were servicing the debt now. They call this their demand letter. There was no demand for payment, no option for a payment plan, nothing. Just a letter from a law group with a law group letterhead saying they service my debt now. This was intended to intimidate me. I sent back a letter to them disputing and asking for validation on XX/XX/2022. Shermeta sent validation showing XXXX XXXX of purchased medical debt leading to Shermeta Law Group between XX/XX/2022 and XX/XX/2022. But, by XX/XX/2022, Shermeta Law Group had drawn up both validation and legal papers to sue me, filing the legal complaint XXXX days after the dispute was received, with a summons ultimately issued on XX/XX/2022 in the XXXX XXXX in XXXX XXXX MI. Service was attempted the week of XX/XX/2022, but I was out of town. I called Shermeta and spoke with XXXX on XX/XX/2022 who told me that I 'can ' respond to the summons after I am served, misrepresenting the fact that no answer virtually always means a judgment in their favor. I set up a payment arrangement that day, XX/XX/2022. They told me there was 'nothing ' they 'could do ' about dismissing the lawsuit because XXXX XXXX with the courts now. ' This is another lie. On XX/XX/2022, I paid in full and called the next week to ask whether this could get Shermeta to serve me dismissal papers. They said the lawsuit was 'canceled ' and nothing else would happen with the lawsuit because I paid in full. This is yet another lie because I was served today, XX/XX/2022, over this fully paid debt. I believe they broke the law with the timeframe between my dispute and their lawsuit. I think they attempted to deceive me into not answering the court case. I think they lied by telling me they can't do anything to dismiss the case. I think they lied and will continue to try to collect on this debt to double, maybe even triple collect. If they're trying this with me, they've done it to others. Last, I think they are nothing but a law firm that uses incredibly deceptive and aggressive methods to collect for clients. They took my down payment for my first house for my children and gave it to corporate investors. I know it was my debt -- it was for the birth of my child -- but there was no offer for partial payment or even a payment plan before they filed legal paperwork. They should not exist.
04/18/2018	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	MI 48423	Web
TO : Whom it May Concern RE : Fraudulent Misconduct by Collections Company SHERMETA LAW GROUP PLLC Case # XXXX, XXXX XXXX XXXX. XXXX XXXX XXXX, MI XXXX P. ( XXXX ) F. ( XXXX ) On XX/XX/XXXX I received a letter from the Michigan Department of Treasury informing me that my State of Michigan tax refund is being garnished. This comes as a complete surprise to me since I was not aware of any legal action against me regarding this issue. Nor was I served either by mail or in person, I believe that to get this far in the legal process it takes 4 or 5 different filings with the court. At least 2 of these should be served in person on myself! None of this has occurred! How does the legal system allow this to happen? According to the letter from the Treasury department, the filings occurred in XXXX County XXXX District Court. I have not resided in XXXX County since XX/XX/XXXX. In XX/XX/XXXX I placed a Change of Address with the USPS along with signing up for the USPS Informed Delivery, which emails me a photo of the front of all mail being sent to me. This email arrives about 2 to 3 days prior to actual delivery. From XX/XX/XXXX to Present, I have not been sent anything from either the XXXX County Courts or from the law firm of SHERMETA LAW GROUP PLLC, XXXX. XXXX XXXX, XXXX, MI XXXX ( XXXX ). My Complaint is this, Who, When and Where signed for the Proof of Service or where, if any, did the mail go? According to the USPS ALL First Class mail IS forwarded to the new address. None of this happened! Who Forged the Proof of Service? Where was the mail sent, not to me! Why was it filed in the wrong County Court system? When there was more then enough time to file, serve and process the complaint in the Courts where I live? Its harassing enough to deal with Collection Companies, but how can they get away with the Fraud and Misconduct ( illegal nature ) of not following the rules! Its a shame that Collection Companies can get away with doing business this way. Being basically XXXX and XXXX, on a limited XXXX income ( normally exempt from creditors, though not a tax refund based on that exempt income! doesnt make sense. ) it is financially difficult enough to make do. Let alone when the system allows this too happen, the Fraudulent Misconduct by NOT properly serving and informing me of the situation. How many other people have also had this done to them by this company?
03/18/2017	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	MI 49017	Web
On XX/XX/XXXX I received 2 requests and writs for garnishment of income tax credits from Shermeta, Adams, & Von Allmen, P.C. for XXXX XXXX credit card accounts that had been charged off. I was never served a summons before this action. Ever since the judgment was filed I have had any and all Michigan State tax credits taken by Third Party Withholding Unit in the Michigan Department of Treasury. I started receiving offers to pay this debt off after the judgement, in XX/XX/XXXX, from XXXX XXXX XXXX , XXXX. Shermeta, Adams, and Von Allmen sold my debt to another collection agency. I continued to receive tax refund garnishments and found out the garnishments are still on file with the court and still active. How is it possible to owe the same debt to two different agencies? In XX/XX/XXXX I received a request for income information from the Michigan Department of Treasury. On the form were the plaintiffs who filed garnishments on behalf of XXXX XXXX. Listed are XXXX XXXX and XXXX XXXX XXXX, both for the same debt. They seized the refund of {$170.00}. I contacted the offices of Shermeta, Adams and Von Allmen in XX/XX/XXXX to make an arrangement to stop the garnishments and find out why two different collections agencies were trying to recover the same debts. The customer service agent I spoke with, XXXX, was not friendly nor was he willing to help me. I told him I wanted to resolve my debt and he told me unless I had cash to pay in full there was nothing he could do and that the garnishments will continue until the debt is paid. I contacted the XXXX Judicial Court regarding this as well and there is nothing they can do without the collection agency filing motions to close the cases, or for me to file a motion to quit. I 've been attempting to resolve these issues with no movement from this law office. Selling my debt to another recovery group while continuing to receive garnishments from my state tax refunds should not be legally allowed and I can not find any information in the state laws to support their doing so. I Thank you for your time and help in this matter.
06/21/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OH 455XX	Web
Recived a court summons for a credit card by shermeta law group for a credit card debt i for a unknown amount a credit card debt i know nothing about i feel if i owe thus debt id like to know what its for and how it got to the amount they are suing for it says the plaintiff is I have hired a attorney to file an answer so they don't get a default judgment i would like to see a contract that i signed they did attach a generic copy of terms and conditions that i could print off my self from SHERMETA.COM website. and i would like to see transactions that were made from the start of the debt to the end to validate this debt belongs to me and the amount.You, Shermeta Law Group , PLLC must be a Third Party Debt Collector and I do not give you permission to interfere into My Commercial affairs. If you are assuming that you are representing Me, you are Hereby Fired and your Power of Attorney is Hereby Revoked. As proof of claim, complete the attached CREDITOR DISCLOSURE STATEMENT and return within 15 days. Failure to respond with the completed CREDITOR DISCLOSURE STATEMENT, thereby providing your verified Proof of Claim, signed under the Penalties of Perjury and verified by your affidavit, you, Shermeta Law Group , PLLC are agreeing to your Commercial Dishonor, exhausting My Administrative Remedies. I will accept your Silence as an Acceptance, and your agreement that a Default be entered against you. You will also agree to a Full Tacit Contractual Agreement being a participant in Fraud and to forfeit all remedies under Administrative Law, Judicial Law, and / or MARITIME CLAIM RULES C ( 6 ). You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees.
08/05/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 490XX	Web
I have contacted the company multiple times requesting proof of the debt so far they have not provided any proof to me but they continue their collection efforts there are two accounts with the bank that they are representing that were open fraudulently years ago I was never contacted about these accounts until I attempted to apply for a credit card with the bank and then I was made aware prior to that the bank had different phone numbers different addresses different email addresses I mean it's pretty obvious that this was a case of identity theft and all the other accounts that were involved with this identity theft have already been resolved a years ago I've requested the company provide me some proof of the debt Show Me an application that I filled out that has the correct information on it show me where payments have been made because according to the bank payments have been made but I've never made any payments out of any account that I've ever owned how do you explain not having my home address or my phone number or my email address or any of that? Sending me copies of old statements is not proof I'm not disputing the fact that these accounts existed I'm disputing the fact that they belong to me and now you're gone as far as file a case with the courts do you honestly think I'm not going to show up and ask these exact same questions I hope your present because I won't be bullied by you I'm not scared of you and I plan to fight this so far you have not shown any proof that these accounts belong to me when we go in front of a judge he's going to want my questions answered my questions are not unreasonable I hope you're prepared to do that or you've just wasted your money filing a court case against me and just so you know I am not willing to consider the dispute resolution service that the courts are offering I want you to be forced to go in front of a judge and explain your position explain how you and big Banks like to pray on individual consumers
06/20/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48423	Web
XX/XX/XXXX TO : Whom it May Concern FROM : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX XXXX, MI XXXX RE : Fraudulent Misconduct by Collections Company SHERMETA LAW GROUP PLLC Case # XXXX, XXXX County File # XXXX Plaintiff : XXXX XXXX, Case # XXXX P.O. BOX XXXX XXXX, MI XXXX ( XXXX ) In Reference to previous CFPB complaint 's # s XXXX & XXXX The Fraud and Misconduct continues by SHERMETA LAW Group PLLC! This is with regards to information obtained from the Plaintiff, XXXX XXXX. See included letter from XXXX XXXX stating that on XX/XX/XXXX XXXX XXXX was issuing a Cease and Desist and stopping all collection efforts and closing the account with SHERMETA LAW Group PLLC which SHOULD have filled a Garnishment Release shortly after! The Garnishment Release was only filled almost 5 months later AFTER I first filled a complaint on XX/XX/XXXX! Since then SHERMETA LAW Group PLLC has, according to the Michigan Department of Treasury collected a state tax refund of {$520.00}. My complaint is that if SHERMETA LAW Group PLLC had filled the Garnishment Release in a timely manner neither the complaint on XX/XX/XXXX not this one would not have had to be filled! I tried reaching out to SHERMETA LAW Group PLLC by telephone and was only questioned regarding resoling this account! The resolution I would like ( Expect ) to see is the return of the full amount ( {$520.00} ) of the Michigan Income tax refund Garnished to myself, since the Garnishment should have been released months earlier AND that SHERMETA LAW Group PLLC be warned about the Misconduct in their business model and Law Firm handling of issues in a Timely manner.
07/07/2017	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	OH 45013	Web
On XX/XX/XXXX I contacted Shermeta Law Group, LLC regarding two credit cards with XXXX. I set up a payment arrangement to pay {$100.00} to each of my two accounts every two weeks. I told them I could make my first {$200.00} payment ( {$100.00} on each account ) on XX/XX/XXXX and I was asked for my bank account info and then told I would need to call on the 30th to make the payment. I called on XX/XX/XXXX to make the payment and then when I checked my bank account on Monday, XX/XX/XXXX, I saw that two payments of {$200.00} had been deducted. I contacted my bank but was told they could n't do anything until the payments actually posted. I contacted Shermeta on XX/XX/XXXX and was told I would be given a refund. I was told the reason 2 payments were made was because one was set up as an automatic payment and I called and made the second payment by phone. Apparently their payment system does n't list pending payments and the only way the representative would know it was there is if she reads the notes on the account. If I did n't know that other payment was set up, I would not know to tell her to read the notes! I still have n't received the refund, have received overdraft fees of {$36.00} because of it and have had money needed for other bills held hostage because I work in a XXXX XXXX and ca n't spend every day trying to call them. I called them again today, XX/XX/XXXX, but they close at XXXX XXXX and I could n't call until my lunch break. I am still without the money and even though I have disputed it with my bank, that can take 45-90 days to resolve. I just want the refund I was promised.
12/08/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MI 48035	Web
Hello, Information given from the paperwork i have from the XXXX district court, on XXXX XXXX, XXXX for the amount of {$3200.00}, {$3200.00}, and {$3200.00} all three ( 3 ) different accounts with the same credit card companies. Shermeta Law Group filed to garnish my wages and my state income taxes with properly doing so. Firstly, i wasnt properly served these documents personally they were served at my mothers house. After calling about these debts i was given attitude and disrespect and if i wasnt paying or trying to resolve some type of payment plan with them there wasnt much he could do to help me. I was also told that if they have to file garnishment i could lose my job as in big companies like XXXX doesnt like to see wages of their employees being garnished. Without notice my wages were garnished and i didnt find that info out till calling my jobs Payroll trying to verify info in applying for sub pay the was notified i guess for my reassurance that my pay was garnish from this company at 25 % then after finding out i went to file a Objection of Garnishment with the district court. In the mist of waiting for my court date i have found out that Shermeta Law Group is not licensed for business nor to collect in the state of Michigan or with the Secretary of State in Michigan therefore with my understanding they arent eligible to collect in debt in Michigan.. If possible please remove these accounts from all three ( 3 ) reporting credit reports immediately. Also i would like help with stopping motion of garnishment if issue is resolved. Thank you!
11/12/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	MI 48430	Web
Shermeta law group is fraudulent cashing check 's made payable to XXXX XXXX and not reporting the payments to my credit bureau since XXXX XXXX. My Payment 's are current and now they filed default judgement againt 's, I am a XXXX Employee that is XXXX and have XXXX. XXXX XXXX XXXX and their Client XXXX XXXX are in Violation of XXXX XXXX XXXX 's code of conduct and zero tolerance anti harassment that covers all XXXX XXXX division and entity 's including their Client XXXX XXXX. A complaint has been filed with XXXX XXXX XXXX of XXXX XXXX, XXXX XXXX HR againt 's XXXX XXXX and XXXX XXXX XXXX, a Complaint has also been filed with XXXX and XXXX. They have also caused me to be evictied by not working with me when I was on layoff XXXX, and Ca n't afford my medications, These companies will not stop harassing me and making me sick with XXXX XXXX and XXXX. Maybe XXXX and their Client XXXX XXXX should review XXXX XXXX 's code of conduct and the zero tolerance harassment, legal action can be sought after XXXX and XXXX XXXX for violation of policy. Make them report those payments to my credit bureau and stop harassing me. Please. Everytime a complaint is filed I get no answer to the question, WHY ARE MY PAYMENT 'S NOT BEING REPORT TO MY CREDIT BUREAU????. I WILL KEEP FILING COMPLAINT 'S DAILY TILL I GET THAT ANSWER? Why will they not answer that question? Do I have to go daily to there office or to shermeta 's attorney house to get a answer??? This also need 's to be sent to XXXX XXXX. Thank you.
09/16/2017	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MI 48111	Web
In XXXX XXXX i was sued by XXXX XXXX for a car i voluntarily had repossed because they asled of i could borrow money to make a payment, they hired shermeta law group to sue me, i was sued and a settlement was reached, I am also a XXXX employee myself. I have been making payments to shermeta law payable to XXXX XXXX since XXXX, XXXX in the amount of {$200.00} a month, in XXXX of XXXX i was on a temporary layoff for 2 weeks, I contacted shermeta lae that i was on layoff they would not work with me, aftdr notifining them in XXXX XXXX of layoff they stopped sending statements of my account and payment coupon, I made a payment in XXXX XXXX without a coupon, on XXXX/XXXX/XXXX i recieved a letter dated XXXX/XXXX/XXXX that says i defaulted and now i owe the amount of XXXX instead of XXXX, they gave me 14 days to respond, this XXXX XXXX acount still shows on my credit report negative non of the payments made from XXXX to XXXX are being reporte to my credit report, i also have fmla due to a XXXX so i miss time from work, i ask tired of being harrased, they dont even send the paperwork to the correct address, they threating to garnish my wages, i am really XXXX from this company, please help.
03/12/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MI 48076	Web	Older American
XXXX XXXX XXXXXXXX started increasing my interest rates drastically after I closed my account in XXXX of XXXX The reason I closed my account was due to the interest over XXXX and the payment was XXXX I ask them why did they increase the interest rate that was already at XXXX and I was paying on time and they gave me no answer. The lady that spoke to me said, just increase your payment. I told her I am unable to increase my payment due to me being on Social security. Because I wasn't able to pay that amount with an additional XXXX in fees, they have started harassing me everyday in the morning and in the evening after XXXX. With that amount I was paying for interest and fees only. Nothing going to the principal. Now they are saying, I will sue you. For what? just because I am unable to pay their high interest rates and fees? Nothing going to the principal? Another credit card company that I have quickly put me into a program where they lowered the payment and didn't charge any fees. They understand my situation and they take the payment out monthly. Now I am almost finish paying for that card.
04/06/2017	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	OH 43202	Web
In my request for production, plaintiff is unable to procure documents showing the transferring of alleged contract or account information from XXXX over to Shermeta Law Group who does not even practice in the county or state that I am in. Counsel objects to my request to provide a contract, agreement and assignment or other means demonstrating that the plaintiff has the authority and was legally entitled to collect the debt. They admit that no such assignment has occurred but they are not required to by law. They cite an XXXX v. XXXX XXXX District XXXX XXXX, but their firm and the original alleged lender do not practice even in XXXX County. Furthermore, I am not employed and I am on XXXX and they threaten to garnish my wages. In their letter which has conflicting dates as to when it was sent and when things are due is confusing. And MOST alarming is the statement that says, " It is to your advantage to avoid garnishment of personal earnings because the extra burden on your employer could possibly cause you to lose your job. '' That is a threat and a fear tactic and illegal!
09/10/2019	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MI 492XX	Web
This company decided to make up a fraudulent ex parte motion and order to renew civil judgement for a non existent debt. What they did was make outtakes faje city document stating renewing the civil judgement was granted. The problem is, that the judge who " signed '' the court document had been retired for 4 1/2 years. So this company forged the signature of a retired judge on a fraudulent court document. When iI was the court to see what this was abot and have the case number, they said it didn't exist ands it sounds like a scam. When I called the company to address this issue, No one would answer the phone. I had to leave a voicemail in order to get somebody to call me back after calling 6 times. When I got somebody on the phone they Try to tell me That the motion was granted in that I owed this money that I know nothing about and when I had ask them about why the judge that signed the court document hasn't been practicing for 4 and a 1/2 years they had nothing to say. This company is a scam artists and means to be charged with fraud and impersonating a judge.
07/15/2019	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MI 48706	Web
I received a letter in the mail recently, stating I need to be in court on the XXXX of XXXX, XXXX for private student loan debt. I experienced the same exact situation last summer ( XXXX ) from the same company. I had to hire a lawyer to deal with this mess and have been paying Shermeta Law {$200.00} a month since. Before I received this court date letter I received a letter from a judge saying the case was dismissed. I can not possibly afford another lawyer to answer my questions and assist with this. I am very confused on why this is happening again if I had already agreed to payment arrangements. Another issue I am having is the debt in question has been cancelled and written off of my and my co-signers credit report. I am currently paying the IRS a percentage for the debt cancellation. Why do I have a court date again for this debt if I am already making payments? How can this debt legally be collected if it has already been written off my credit report?
06/27/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 480XX	Web
There was some type of issue where automatic payments on a XXXX XXXX XXXX did not go through which resulted in Shermata Law XXXX XXXX company taking over the account & getting a court order for garnishment. After I presented my situation to the court the garnishment was set aside & I made payments in full to Shermata & now Shermata is having my wages garnished again for money I do not owe. According to the courts they will be taking 25 % of my wages which is a lot of money & the courts direct me to talk to Shermata but when I call the # listed XXXX it directs me to call XXXX when I call that I get put on hold for a long time then a recording comes on that states no one is available to take my calls so I can not speak to anyone to get resolution. I faxed in copies of my payments which reflect that I actually overpaid on the account but nothing has been done to stop the garnishment & the courts are stating they can't without Shermata contacting them.
06/15/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 48035	Web
On XX/XX/XXXX I received my paid in full notice for a XXXX XXXX XXXXXXXX credit card from XXXX XXXX XXXX XXXX XXXX. I had previously settled with them for the amount of {$4700.00}. The notice, which I have included in this complaint indicates that the matter is closed both with them and their client. Recently, in XXXX a debt collection agency for Shermeta Law group has been attempting to collect on the debt, despite the fact that it had been satisfied with the previous collector. I have contacted Shermeta, and they indicated that if I sent the relevant document they would review it and respond to my concerns, generally within 48 hours. This was several weeks ago and they are no longer responding to me, despite the fact that the Paid in full notice I sent them features the very account number that they are currently trying to collect.
06/15/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 48035	Web
On XX/XX/XXXX I received my paid in full notice for a XXXX XXXX XXXX credit card from XXXX XXXX XXXX XXXX XXXX. I had previously settled with them for the amount of {$4700.00}. The notice, which I have included in this complaint indicates that the matter is closed both with them and their client. Recently, in XXXX a debt collection agency for Shermeta Law group has been attempting to collect on the debt, despite the fact that it had been satisfied with the previous collector. I have contacted Shermeta, and they indicated that if I sent the relevant document they would review it and respond to my concerns, generally within XXXX hours. This was several weeks ago and they are no longer responding to me, despite the fact that the Paid in full notice I sent them features the very account number that they are currently trying to collect.
02/14/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	MI 48085	Web
The debt collector company name is Shermeta. I already set up monthly payments and finished my payments in XXXX and I just recently seen that this company has set up a wage garnishment at my workplace to take even more money from my job on a bi-weekly basis. I had no notification about this, no phone call. When I tried to clear this miscommunication, no one answered the phone and/or called me back. Now after I paid my full amount of the debt I owed, I don't see how charging me more from my workplace in such a sneaky way is fair. I now need to figure out how to dispute this extra {$200.00} dollars and hopefully I will be able to receive it back and stop these automatic payments from getting taken out. I have emails of proof of my payments and bank statements to prove it as well.
01/11/2017	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	MI 48180	Web
I did not receive a subpoena for this debt until 7 days prior to trial. I was unable to attend because of a conflict. My attorney contacted them numerous times prior and after court date to settle account but received no response. They then preceded in garnishing my bank account without notice. I spoke with them in XXXX of 2016 regarding a settlement at that time. When I tried to call back after a 2nd garnishment without notice they refused to honor the settlement. They have been uncooperative & gt ; I left a voice mail with the organization once again and it took them over a week to return the call., when I finally spoke with someone they were rude and belligerent.Asked to speak with a supervisor, but no one was available. No one has returned a call.
04/20/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	OH 456XX	Web
On XX/XX/2018 i recived a summons to court for a credit card by shermeta law group for a credit card debt in the amount of {$2100.00} for a credit card debt i know nothing about i feel if i owe thus debt id like to know what its for and how it got to the amount they are sueing for it says the plantiff is XXXX XXXXXXXX XXXX i have hired a attorney to file an answer so they don't get a default judgment i would like to see a contract that i signed they did attach a generic copy of terms and conditions that i could print off my self from XXXX XXXX website. and i would like to see transactions that were made from the start of the debt to the end to validate this debt belongs to me and the amount
09/16/2015	Yes	Debt collection Non-federal student loan	Taking/threatening an illegal action Seized/Attempted to seize property	MI 483XX	Web
Shermeta Law Group with a XXXX XXXX XXXX submitted a request and Writ for Garnishment for a student loan which was consolidated with other student loans. They froze all my parents bank accounts dated XXXX XXXX, 2015. Still to this day, even after agreeing to pay a settlement amount, they have not notified the courts, took the money, or notified anyone, including myself. Also, they did not provide the original loan agreement. I believe this is another company like XXXX XXXX. I have no information regarding this matter except for the Writ for garnishment. Also, this debt is past the statue of limitations.
09/23/2016	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Trouble with how payments are handled	MI 48186	Web
I made arrangements with Shermeta law firm in XXXX Michigan to pay XXXX $ a month. Every month I received a payment envelope and statement. Last month I did n't receive one. So no money was sent. They said they sent one. My account was garnished taking my car insurance and tax payment money. i think they did n't send me a statement on purpose. I wonder how many other people have had this problem. they said it was my fault and that I should have called them. I save every month so that I can pay my insurance bill in one payment. I would like that money returned. Thanks XXXX XXXX
08/07/2016	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	MI 486XX	Web	Servicemember
XXXX XXXX, their representative Shermeta Law Group refused to validate ( their ) the alleged debt for an auto loan, prior to taking legal action. Prior to this, XXXX XXXX made false statements regarding this loan and the loan had been modified ( mutually ) : there was no record of this provided. XXXX XXXX refused to acknowledge any issues and upon request, sent inaccurate information in response.
05/13/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MI 48067	Web
I received a Garnishment Disclosure and Notice of Income Tax Refund Used for Debts form the Department of Treasury both on XX/XX/2020. Both are dated XX/XX/2020. As pursuant to the Covid-19 relief act no wage garnishments are to be made. How do I go about protecting my rights? This is for a 20 year old debt and they are taking my Michigan tax return.
09/30/2017	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48111	Web
On X/XX/2017 company did not answer the two questions asked in orginal complaint, why are my payments not being reported to my credit burea and why did they stop sending payment statements after i notified them about a layoff from work in XXXX XXXX.
09/22/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MI 48089	Web
A debt collector called Shermeta Law Group based out of Michigan keeps calling non stop from various phone numbers for the last week. Ive made requests for them to communicate in writing yet they keep calling.
10/02/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 487XX	Web
I had my paychecks garnished. Paid in full. They are trying to garnish my wages again and take my taxes too. It has been paid for a year, not to mention it is a different amount than I had originally owed!
06/01/2016	Yes	Debt collection Auto	Improper contact or sharing of info Talked to a third party about my debt	MI 48092	Web	Servicemember
I was in a auto accident and I have a judgement against me. the law firm will not report the payments I am making to the credit bureau, so I can be shown as making the payments on time.
06/18/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	MI 483XX	Web
Company states they are a collection agency/lawfirm on a student loan debt that they now are handling. Didn't provide proof or verification that the debt belongs to me.
08/26/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MI 48210	Web
XXXX they are trying to collect XXXX from me and I do n't even know anything about these people. And I think this isunfair. I never had a contract with them.
06/09/2018	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	MI 490XX	Web
XXXX XXXX XXXX denide my identity theft complaint. They continued try and garnish me and take me to court. Have stoped any collection activity against me
12/12/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	OH 43612	Web
I get close to paying debt off they take it to court tack on another 2000 in fees I will never get this paid off at this rate
01/23/2024	Yes	Student loan Federal student loan servicing	Struggling to repay your loan Problem with forgiveness, cancellation, or discharge	MI 48532	Phone

12/19/2023	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	OH 43026	Web

02/07/2023	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48186	Web

10/12/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48072	Web

06/29/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 48348	Phone

05/26/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	TN 37074	Phone

05/03/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29410	Web	Older American

03/03/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 49037	Web

10/25/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MI 48118	Referral

10/10/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	MI 48135	Web

08/31/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	MI 49456	Web

07/16/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	MI 49456	Web

06/05/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MI 48234	Web

05/15/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MI 48234	Web

02/05/2021	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48325	Web

08/10/2020	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MI 48706	Web

08/28/2019	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MI 49081	Web

08/25/2019	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MI 49081	Web

02/03/2019	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MI 48706	Web

12/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47630	Web

11/19/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MI 49509	Web

09/24/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OH 44039	Web

06/21/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MI 49013	Postal mail

04/25/2018	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	OH 45371	Web

04/11/2018	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	OH 45371	Web

02/13/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MI 48317	Web

01/11/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	OH 45662	Postal mail

02/14/2017	Yes	Debt collection Auto	Communication tactics Threatened to take legal action	MI 48214	Phone	Older American

07/21/2016	Yes	Student loan Non-federal student loan	Can't repay my loan Can't decrease my monthly payments	MI 49707	Web

06/11/2016	Yes	Debt collection Federal student loan	Disclosure verification of debt Not given enough info to verify debt	MI 48197	Web

06/09/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	OH 44606	Referral

06/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49089	Web

06/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49089	Web

06/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49089	Web

06/02/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	MI 49089	Web

06/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49089	Web

06/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49089	Web

05/27/2016	Yes	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MI 48124	Referral

05/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44606	Referral

05/19/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MI 49855	Referral

03/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49735	Fax

02/10/2015	Yes	Consumer Loan Vehicle lease	Problems when you are unable to pay	MI 48009	Web

01/26/2015	Yes	Credit reporting	Incorrect information on credit report Account terms	MI 49080	Web	Servicemember

07/31/2014	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	OH 44102	Web

07/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	MI 49080	Web	Servicemember

05/13/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	MI 48059	Web

04/08/2014	Yes	Debt collection Non-federal student loan	False statements or representation Attempted to collect wrong amount	MI 48075	Web

03/14/2014	Yes	Student loan Non-federal student loan	Can't repay my loan Can't get flexible payment options	MI 48192	Web

03/07/2014	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	MI 48227	Phone

01/31/2014	Yes	Debt collection Non-federal student loan	Taking/threatening an illegal action Attempted to/Collected exempt funds	MI 49621	Web

01/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MI 49004	Postal mail

12/29/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OH 45140	Web

10/04/2013	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	MI 48390	Web	Servicemember

08/24/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	MI 48323	Web