SG and Associates CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 480XX	Web
Hello, I received a notification at approximately XXXX. from my XXXX credit monitoring service today that a new collection account had been reported to my consumer report from STAFFORD GROUP AND ASSOCIATES. I have no idea who this alleged creditor is, nor have I ever done any business or signed any contract with this alleged creditor. I have never received any notice in the mail nor any communication at all from this alleged creditor before it was reported to my consumer report. I dispute the validity of this account. I called this alleged creditor to get more information regarding this alleged debt and was met with hostility and animosity. I spoke with XXXX XXXX, I expressed to XXXX that I didnt have any recollection of this alleged account with STAFFORD GROUP AND ASSOCIATES nor did I have any idea of any of the other information he spoke of where this alleged debt originated. XXXX didnt have any of my contact information only my name and birthdate, so I knew this couldnt have been any lawful or a legal account of mine. I told XXXX that I would like to dispute the validity of this account because it is not mine and I have no idea where it came from, or what it was about. XXXX continued to try to coerce me into taking responsibility for this alleged debt. I assured XXXX this account wasnt mine and to notate the account for dispute and closure being I have no idea who this alleged creditor is, I never gave consent for STAFFORD GROUP AND ASSOCIATES to house, store, nor share my personal/private information. I expressed to XXXX I didnt understand why something I never received any notice or communication about prior to it being reported to my consumer report was being reported to my consumer report, which is a major violation of my consumer rights per FDCPA. XXXX hung up on me after he said I asked the same question 10 times what didnt I understand. I proceeded to call right back only get another STAFFORD GROUP AND ASSOCIATES representative XXXX that was just as rude and obnoxious. I politely began to tell her the situation that this alleged debt had just appeared on my consumer report without any notice or prior communication, I have no clue what it is and would like to formally dispute the validity verbally over the phone with her since XXXX had hung up without seemingly completing the task to dispute. XXXX began to get frustrated once I started to demand that this alleged account be notated that I the alleged consumer disputes this account. XXXX told me there was no way that I could verbally dispute the claim and there was nothing she could do even if I didnt know what it was about. She then says she sees why XXXX XXXX up on me I couldnt believe what I was hearing! My rights have been and are being totally violated by this company who I have no clue who or what they are. I proceeded to inform XXXX that my rights were being presently being violated and I would be filing complaints and protesting this alleged account. XXXX said go ahead who are you going to complain too again I was shocked and appalled that this company is arrogant enough to think they are above the laws of this great country and the rules and regulations set forth by the FDCPA and FCRA. I do not authorize or consent for STAFFORD GROUP AND ASSOCIATES to have any of my personal information. This account has caused great irreparable harm to my consumer report and my life by reporting false unverified derogatory information without proper validation. I demand this information be immediately removed from my consumer report and my private/personal data be removed from STAFFORD GROUP AND ASSOCIATES database and system. STAFFORD GROUP AND ASSOCIATES this company is breaking the law and they are violating my consumer rights. Thank you, XXXX XXXX
05/05/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 957XX	Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against STAFFORD GROUP ASSOCIATE for committing identity theft. I have never given STAFFORD GROUP ASSOCIATE any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have never received any type of documentation requesting validation from STAFFORD GROUP ASSOCIATE before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If STAFFORD GROUP ASSOCIATE can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until STAFFORD GROUP ASSOCIATE can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and STAFFORD GROUP ASSOCIATE continues its collection efforts, I will file for litigation for actual damages caused and STAFFORD GROUP ASSOCIATE will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
09/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NM 87124	Web
On XX/XX/2021, I receive an email from XXXX XXXX stating there had been a significant do in my credit score rating. I immediately loved into my account and to my surprise discovered that not only did I have some {$480.00} in collections but it was something that I knew NOTHING about!! Upon further investigating the matter, I saw that it was a debt in the amount of {$480.00}, that was apparently taken out on the XXXX of XXXX, XXXX, with a company called XXXX XXXX XXXX XXXX, which I KNEW absolutely nothing about. Not only had I never heard of them but had no clue what type of product of services that they offered that they were claiming I owed a debt for?? I have been working with XXXX XXXX to rebuild my credit for the last few months and have not taken out ANY new debts! Their this tells me that it could be two things. One that someone fradulently took out a debt in my name and with my information with them intent of never paying on it or paying it back because it wasn't in their names. Or Two, that the business in question XXXX XXXX XXXX XXXX, misconstrued information in their records and their numbers are incorrect this reflecting on MY credit report. Regardless of the incident, I WANT MY CREDIT RESTORED! I want this removed from my credit and want the situation investigated if it was some type of fraud situation. I have tried reaching out to the company directly and they asked for a police report of a report from the FTC regarding this incident. I don't know enough information to file a police report so this is my attempt at getting there ball rolling and lighting the fire underneath this company to remove this from my credit. I have filled a dispute with XXXX, I have filled as formal complaint with the XXXX XXXX XXXX and now with you guys. Hopefully something gets done!
09/16/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 127XX	Web
On XX/XX/2021 I received a notification from XXXX I opened it up to fine a collection on my credit report That was unfamiliar to me. I called the collection agency by the name of Stafford Group associa. A gentleman answered the phone by the name of XXXX XXXX, I explain to him that I was calling because received a notification stating that I had a collection from his collection agency he stated to me that the original creditors was XXXX and that he took over the debt and the sum of {$9300.00}. I explain to him that I never had an account with XXXX I explain to him that this must be a big mistake he then became very hostile stating that he was going to sue me if I didnt pay the money XXXX try to explain to the man that this must be some type of identity theft because I had no idea who he was, and I had no idea about a company named XXXX. I asked the gentleman to send me some type of verification because he had no right to put a bill on my credit report without verifying it with me.he told me that he can do whatever he needed to do to get his money and hung up the phone on me. I called to XXXX and filed a identity theft report, I went to The police department and filed a report I also filed a Identity theft complaint with the federal trade commission. Upon further research this account was transferred/ sold By the original creditor, Debtors Creditors did not verify this collection also there Was no written form of communication contact or written signature for this accused Debt at all. A bill without a written signature does not validate the Debt, and anyone can send a bill and say its mine according to the FCRA Stafford group associate has violated my rights as a consumer and Im requesting legal action to remove this account immediately.
06/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75034	Web
XXXX XXXX XXXX Case # XXXX Federal Trade Commission Case # XXXX Attached Attorney General Cases from Texas and California XXXX XXXX XXXX Account # XXXX NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617 I NEVER Opened an account with XXXX XXXX XXXX XXXX on the reported date of XX/XX/XXXX. I sent my letter off on XX/XX/XXXX. I asked the credit bureaus to investigate every piece of information, on the accounts. The bureaus responded that the account was verified which is not true because the account is not mine. I never opened the account and I need this account removed. Here are the tracking number XXXX and XXXX. I sent out multiple letters trying to resolve this issue. Now I will seek legal assistance if this false report is not removed. According to 15 U.S.C. Sec. 1681i ( a ) my rights are being violated and if the account is not deleted I will seek Monetary damages up to {$1000.00} per violation. XXXX Notice : XXXX XXXX, We have added an Extended Fraud Victim Alert to your credit report as requested on your behalf by one or more of the nationwide consumer credit reporting companies. This message, which will remain on your credit file for XXXX years, alerts credit grantors that you are a victim of fraud and to verify your identity in case someone is using your information without your consent. As an additional precaution, we have removed your name and address from prescreened offer mailing lists for five years. You can request two free copies of your credit report within 12 months of your request for this alert by visiting our secure Web site, www.experian.com/extendedfraudreport or by calling XXXX XXXX XXXX XXXX.
10/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX XXXXX	Web	Servicemember
I have wrote and disputed the same item by " SG & associates '' on my credit several times. I have requested the method of validation, written and verbal. I have written that the item is unverified and remains on my credit against XXXX XXXX. I requested the original creditor documentation on file and that the information be verified. They REFUSE to provide me a copy of ANY original documentation required under section 609 ( a ) ( 1 ) ( A ) and Section 611 ( a ) ( 1 ) ( a ) and ( 5 ) ( A ). In addition, when researching the company, SG & associates, they are not even a real debt collector. Their address provided XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX provides no suite number, to send formal written correspondence. I contacted them at ( XXXX ) XXXX. When I contacted them, a male representative, XXXX, threatened me and said that they are a law firm and have filed suit against me and that my wages would be garnished for {$3100.00} and my license suspended. I advised him that I never had an account with XXXX and that I would be filing a complaint against him and he hung up on me. XXXX refuses to comply with the law and has only replied that the debt collector has only provided that " the company that reported the information has certified to XXXX that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details. '' This response is insufficient and does not provide any information that I requested by written request on XX/XX/XXXX & XX/XX/XXXX. I am respectfully requesting either they adhere to my written requests or remove the items outright from my credit report.
04/26/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	GA 30144	Web
To Whom IT May Concern My name is XXXX XXXX. On XX/XX/2022. I submitted a dispute letter to XXXX. I saw many addresses that were not mine as well as other information. So, as a consumer, I sent a certified letter to dispute this information. I asked them to please send me my report after the investigation and how they verified it but, nothing ever came. I just happened to log on to my profile and saw that all my information was verified. How though when nothing was sent to me in regard to what they did to verify my dispute. I asked for the credit report in my letter and the means they used to verify this information was mine. I sent a utility bill to show my address as well as my ID. Still nothing. Two proofs of residence and they still refuse to remove all the other addresses besides the only one I currently live. My current address is XXXX XXXX XXXX XXXX Apt XXXX, XXXX GA XXXX. As of today XX/XX/2022, I still do not have an updated credit report from them. I called as well to ask them about their verifcation process and nothing has happneed. They told me they verify with their source and then I asked them what source casue these addresses are not mine they didnt say anythign but ok we updated and thats it. I take my credit very seriously and with these collections that are not mine as well as, addresses and phone numbers that are not mine are disturbing. I hope that this issue is taken seriously and that my character as well as my credit report will be reported moving forward. They left threatening messages on two family member voicemails directed to me, since they don't have my phone number. They said that the police was involved.
08/23/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11421	Web
Whom It May Concern : I am writing to complain about a collection account that appears on my credit report. The account is for {$1100.00}, original creditor XXXX XXXX. I have never conducted any business with Stafford Group and Associates, nor have I signed any contract with them. I believe that they are illegally using my information without my consent. I first became aware of this collection account when I recently checked my credit report. I have never received any bills or correspondence from Stafford Group and Associates, and I have never made any payments to them. I have done some research and I believe that it is illegal for a debt collector to report a debt to a credit reporting agency if the debtor has not been given proper notice of the debt. The Fair Debt Collection Practices Act ( FDCPA ) requires debt collectors to send a debt validation letter to the debtor within five days of first contacting them. This letter must include the name of the creditor, the amount of the debt, and the date the debt was first incurred. I have not received any debt validation letters from Stafford Group and Associates. Therefore, I believe that they are illegally reporting this debt to my credit report. I demand that you immediately remove this collection account from my credit report. I also demand that you send me a debt validation letter. If you do not comply with my demands, I will be forced to take further action, including filing a complaint with the Consumer Financial Protection Bureau ( CFPB ). Thank you for your time and attention to this matter. Sincerely, XXXX XXXX XXXX
09/02/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75028	Web
Account name : STAFFORD GROUP ASSOCIATE Account number : XXXX Account type : Debt Buyer Responsibility : Individual Date opened : XX/XX/2022 Status : Collection account. {$2.00}, XXXX past due as of XX/XX/2022. The information is inaccurate. Stafford Group is unable to produce authentic proof for loan obained by me. Yet they are not correcting the issue. Nor is XXXX who has negatively impacted my credit report fixing it. Fact is, I have not taken any loan from this creditor or original creditor who sold the debt to Stafford. They both are pointing fingers to each other for the responsibility, but I am being hurt by them illegally and due to no fault of mine. Both parties ( XXXX XXXX and Stafford ) are acting irresponsibly hurting my credit score and credibility for no involvement of mine, I am not a party to this debt. I never heard or had any bank or financial transactions for this reported account at any of my banks or institutions. Nor did I ever applied or received the debt. Both these companies have or made no effort to collect this debt from me. I challenged it to both of them so many times. Neither are they providing proof, nor collecting. Straight reported to credit beureo. If it is genuine debt, why are they not contacting me? Stafford is victimizing me. As a result, my applications for Credit card are being denied due to Stafford 's illegal reporting of debt on my account. I would like to amicably resolve this and get off my credit reports from 3 beureus. Otherwise I will have to exercise my right to sue Stafford and XXXX XXXX at a court near to me.
09/17/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78244	Web	Older American, Servicemember
The Collection Company that is trying to collect right now is called Stafford Group & Associates. It seems that the original company was called XXXX XXXX XXXX, whom I have never heard of and the company is no longer in operations. My credit report says that the account was opened XX/XX/XXXX. From what I understand by research XXXX XXXX XXXX is an independent financial services firm helping people to manage and grow long term wealth??? I purchased my current home in XX/XX/XXXX, I would have never looked for a company of this sort, nor did I need them. It seems as though XXXX XXXX XXXX sold a bunch of fraudulent accounts to the Stafford Group and Associates and the have been trying to collect on these accounts and these accounts are showing up on certain Credit Bureau Report and affecting consumers who have no idea what these accounts are about. There are multiple complaints with the XXXX XXXX XXXX that are very similar to mine. Most of them are complaints by consumers stating they have never heard of this company ( XXXX XXXX XXXX XXXX and it just showed up on their credit report by a company called Stafford Group and Associates, who you can not contact. I believe this is one of the phone numbers, XXXX. I believe the address shows up as XXXX XXXX XXXX, XXXX Ca., XXXX. XXXX is telling me to contact them to ask for documents and you can not reach anyone and XXXX is just taking their word that these are legitimate accounts because I disputed on my XXXX Credit Report and they say it came back as legitimate. This is not on any other report except XXXX.
11/20/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19152	Web
My personal information was stolen/ missing a few years ago. As the result, around XXXX, someone had used my identities ( SS Card, Driver 's License, etc. ) to open an account with XXXX XXXX XXXX, as I was told. This matter was reported to the police and the XXXX. XXXX XXXX XXXX was also notified. Following a series of investigations, XXXX XXXX closed and marked the account, FRAUDULENT/ ID THEFT. However, XXXX XXXX continues to harass, threaten, and seek to extort {$1400.00} from me. I have filed several disputes with XXXX XXXX, alongside XXXX XXXX XXXX but the negative mark is yet reflected on my credit, causing me prolonged damage/ undue suffering/ pain, as they have all, refused to correct/ remove a damaging account from my credit report for almost 2 years. This action of XXXX, XXXX and XXXX and XXXX. violates, the FCRA Guidelines/ Regulations, given that the Debt Collector/ Collection Agency ( XXXX XXXX AND XXXX ; AKA : XXXX XXXX XXXX XXXX XXXX is a FRAUD -- acting criminally, as it claims to represent a company/ original creditor ( XXXX XXXX Leasing ) with whom it has no ties or whatsoever. Moreover, XXXX XXXX Leasing ( i.e., the purported " original creditor '' it claims to represent ) has investigated and CLOSED the account, marking the said account as IDENTITY FRAUD. Sadly, my life is destroyed, as XXXX XXXX XXXX continues to call, threaten, and refuse to remove this off my credit until I pay them the amount of {$1400.00} for a debt I do not owe. XXXX and XXXX have failed to request evidence from XXXX XXXX XXXX... ignore my disputes.
12/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 28210	Web
Stafford Group and Associates have called me numerous of times harassing me in a threatening intimidating manner about a debt I do not owe. I have contacted the company several times via phone and email, to provide me with the original contract with my signature but they failed to do so. This has caused irritably harm as the two credit Bureaus ( XXXX and XXXX has placed this on my credit without a proper investigation of facts. This is illegal. In accordance with the Fair Credit Reporting Act 15 U.S.C 1681 & Fair Debt Collection Practices Act 15 U.S.C 1692 XXXX XXXX # XXXX XXXXas violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1692 Section 805 A States a debt collector may not communicate with a consumer in connection with the collection of any debt at any unusual time or place or a time or place known or which should be known to be inconvenient to the Consumer 15 USC 1692 Section 805 A Section 3 States at the consumers place of employment if the debt collector knows or has reason to know that the consumers employer prohibits the consumer from receiving such communication. 15 USC 1692 Section 806 Section 5 Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
01/09/2022	No	Debt collection Auto debt	Communication tactics Frequent or repeated calls	CO 80229	Web
I voluntarily relinquished a vehicle that was a lemon years ago that I bought with a loan from XXXX loan at XXXX XXXX in XXXX Co. They sold the car and the remainder of the loan became my debt which Stafford and Associates became the owners of that debt. They contacted me using a name and the gender I no longer use for I had my legal name change and gender marker change completed 8 years ago. I explained to them to use my correct information and I set up a pay arrangement of {$200.00} a month. If I was late one or two days based on my pay dates, they would call me 2-3 times a day using the wrong name and pronouns repeatedly. I made 3 payments and in XXXX I missed my payment because I fell behind. My intention was to call them in the new year now that I have a new job and do a different pay arrangement that I can afford. They called me 4 times on my number and began to call my family in both XXXX and XXXX harassing them for my information. They got a hold of my sisters partner somehow who does not know my gender identity and proceeded to ask for me with the wrong name and pronouns. This is private information that this new family member does not know and was for me to tell not for XXXX or XXXX who called 4 times to my sisters house in XXXX. I have called angrily to Stafford and Associates to all the numbers I have on file and could find letting them know that this was inappropriate and that my private information was not to be shared with anyone.
09/15/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AL 35811	Web
I received an alert on my consumer report regarding an alleged debt back on XX/XX/XXXX that I did not recognize nor do I believe this to be any debt that I owe. As the natural person my rights have been violated by this company. I mailed a letter to the company certified with a return receipt via USPS tracking number XXXX so I know they have it by now. I'm very upset and XXXX XXXX because I'm about to close on my home and this is costing me time and money!!!! Pursuant to 15 USC 1692g this company has violated my rights, as this debt has never been validated nor was I provided any written notice of any alleged debt. They have also Violation of 15USC 1692e Misleading and False reporting because this is not my debt and now you have attacked my character by reporting false information about my to the credit reporting agency without my permission which is a violation of the FDCPA in accordance to my right to privacy. You can just go around putting debt on people like its a game. I'm a teacher so I'm not XXXX nor XXXX to the law. If this is not deleted I will have no problem bringing legal action this company for violating the FDCPA, FCRA, defamation of my character and invoke my right to seek monetary damages under 15 U.S. Code 1681n Civil Liability for willful noncompliance and 15 U.S. Code 1681o Civil liability for negligent noncompliance and 15 U.S. Code 1692k civil liability
03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30084	Web
In accordance with the Fair Credit Reporting act, The list of account below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Dispute made with XXXX. Report XXXX XXXX Date Generated XXXX XXXX XXXX - Advising to contact the entity who originated. But this entity is no longer in business and has never contacted me. There is no way to contact this company so how was this able to be purchased. FRAUD. ACCOUNT NUMBER : XXXX ; {$410.00} ACCOUNT NAME : XXXX XXXXXXXX XXXX XXXXXXXX XXXX has violated my rights. 15 USC 1681 Section 602 A : States I have a right to privacy 15 USC 1681 Section 604 A : Section 2 : Also, state a consumer report agency can not furnish an account without my written instructions. 15 USC 1681c. ( a ) ( 5 ) section states : No consumer report agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of conviction of crimes which antedates the report by more than seven years 15 USC 1681s2 ( a ) ( 1 ) A person shall not furnish any information relating to consumer to any consumer reporting agency if the person knows or have reasonable cause to believe that the information is inaccurate.
10/14/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19355	Web
I lost an apartment back in XXXX and the Sherif office seized furniture and items I could not get moved out due to lack of funds and very little to no help moving out. I was at the time making payments for a few items via a company called XXXX XXXX Lost my job and could not pay it back so the account was closed. 6 + years later XXXX XXXXXXXX sold the debt to an agency called STAFFORD GROUP & ASSOCIATES. I contacted XXXX XXXX and was told the debt is charged off and no longer associated with an existing account. I never contacted STAFFORD GROUP & ASSOCIATES nor agreed to pay or schedule payments for the debt. There's no agreement that binds me with this collection company and I'd like the debt to be removed from my credit report on all 3 bureaus. I'm NOT liable for this dept with XXXX XXXX, I do NOT have a contract with STAFFORD GROUP AND ASSOC, no paper work signed, no agreement for any amount of payment has historical value or legitimacy, also there has not ever been a COPY of the original contract as requested to prove my debt as this DEBT with XXXX XXXX is a charge off, therefore the account is closed and has been sold to a collection agency STAFFORD GROUP AND ASSOC XXXX XXXX XXXX XXXX XXXX XXXX XXXX.
09/16/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MO 63301	Web
I have been repeatedly contacted by a Stafford Group on behalf of a XXXX XXXX account that I have been trying to dispute. My brother did a lot of fraud and identity theft on family members, I'm not sure this debt is mine and have asked for confirmation in the past. I never get it, and they stop chasing me a while. I moved almost two years ago. I was contacted today saying that they have sent legal documents for proceedings against me. I told the person that I haven't lived at the address they were sent to for some time. I get bumped up to what I am told is a legal case officer, who proceeds to tell me that she refuses to allow me to contest the debt as she is already in legal proceedings against me over such. We wind up in an insult match where she tells me that she will have me in court and take money from me regardless. This is heated, unscrupulous behavior. This agency knows full well that I have attempted to refute this debt on every occasion they have contacted me, and now that they know I have not received the filings sent to me are still trying to pursue this debt I ask to contest. I need immediate assistance please.
08/31/2023	Yes	Debt collection Telecommunications debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NC 27893	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with the account listed under convergent outsourcing and validation was requested as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/XXXX and the account continues to reflect on my credit report and I have not received any correspondence from the creditor to validate this account as correctly belonging to me nor has my credit report been updated to reflect that the account is disputed and therefore a XXXX validation letter was sent out on this day. After reviewing the credit report again on not believe the account belongs to me nor do I believe that the creditor has the authorization to access the account and attempt to attempt to collect on the account the account continues to negatively affect me, Please strike and remove this account from all XXXX credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
10/27/2021	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IA 50014	Web	Servicemember
Approximately 2 years ago, a company called SG Associates, also doing business as the Stafford Group on Credit Report began contacting both myself and my parents. This was regarding a vehicle bought by my ex-wife using false means in XXXX that I can not prove. Anyhow. The original loan was through XXXX. She paid for this vehicle using my VA benefits, which she had full access to. When I divorced her in XXXX, she was no longer on my benefits anymore. For almost two years, she lied and said her parents gave her said vehicle. Anyway. I was not contacted by these people for over 3 years. My credit counselor told me to let this debt drop off of my report. Stanford Group said they were attorneys. Threatened lawsuits, and also said they could call anytime they want. Anytime I have tried to dispute, I have NEVER received paperwork, but the consumer reporting agencies, buy their act. I never get to see why! I want them off and this company penalized!
09/13/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	GA XXXXX	Web
I received a notification, Friday XX/XX/2022 from XXXX that a new collections account was added to my profile. The collections account is from a debt buying company I've never heard of, nor have I done any business with. The company is called : Company Name : Stafford Group & Associates Phone number : ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX and Fax # XXXX Website : staffordga.com Address : XXXX XXXX XXXX, XXXX, CA XXXX Email : XXXX I called the company immediately, after speaking with an XXXX representative ; there was no answer. On Monday, XX/XX/2022, I received a message from someone at Stafford Group & Associates by the name XXXX XXXX I returned the phone call, and things went downhill. The rep from Stafford Grp & Assoc was very rude, mean, and condescending. I asked to speak to someone above him and he would not transfer me to anyone. I then told him that what they were doing is complete fraud, and his response was " prove it ''.
05/21/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	FL 34787	Web
On XX/XX/2023 I reviewed my credit report and saw a COLLECTION was placed on my credit report. I immediately sent a Certified Mail & Return Receipt on XX/XX/2023 requesting full validation not request for verification of the account nor of my address showing I owe them. XXXX XXXX I received a letter back from Stafford Group & Associates located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX stating to give them 60 days from that date to validate the debt, they also mentioned that they had initiated the process to get proof from the original creditor. I demanded in my letter that they delete false information off my credit report because they can not prove what they are stating on my Credit report and it is Violation of defamation of character. They were given more than enough time to provide such claim. They should not make false claims if they don't have proof beforehand.They received and signed for my Certified mail on XXXX XXXX.
02/14/2022	No	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33321	Web
started receiving calls approximately a week ago from a company Called the Stafford Group located in California. Tel number ( XXXX ) XXXX from a XXXX XXXX XXXX STAFFORD GROUP AND ASSOC 1940 XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX They are trying to collect a debt that they say i owe in the amount of over {$1000.00} which is not even close to the charge off amount by the bank. I contacted the bank today to find out that the account was sold to someone else. During this time, there has been possible fraud on my social security number and drivers license information all within the same time period. In the meantime, i have freezed all credit reports and placed a fraud alert on my records. They claim that i have been mailed collection letters which to date, i have not received and they also promised that they would send me an email to collect because they do not want to use paper because electronic files work best for them.
08/01/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 381XX	Web	Older American, Servicemember
On XX/XX/2023, a female phoned me stating they were with a company name XXXX XXXX XXXX, phone number XXXX, where they confirming that a complaint was filed by me and I should have recieved a notice by mail I stated I do not know of mailing from such name company, at which time female talker insist that i provide personal information to verify my identiy. Thus I told her that this a scam and I am not willing to provide any information, as they have not provided to me what is the nature of this complaint in any details, thus I hung up phone, Later a close relative stated they were given a call asking about my whereabouts in order to obtain information, this person ask how does this involve me, their response was they were a reference, to which my relative response share they have no knowledge of, as well I do not have knowledge of giving information of them as a reference from a unidentified source
12/14/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 44137	Web
For years now Ive been fighting with this company XXXXXXXX XXXX to dispute fraudulent charges thats on my personal credit report. This business is report and that I owe a company name XXXX XXXX XXXX XXXX which I personally never collected because this account was never opened in my acknowledgement or consent. I believe the account was open sometime in XXXX and Ive been fighting since then to get these fraudulent charges off my credit report. another company is XXXX XXXX theyre stating that I owe them over XXXX, from XXXX. This account as well, its not mines, or was an open to my acknowledgment or to my consent. The previous home that I was in I left my personal wallet in my phone inside of a hidden closet inside of a closet totally forgot about it. The house was remodeled and whoever went inside that cubby space has access to my personal information.
09/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX XXXXX	Web	Older American
XXXX notified me via my membership of a NEW collection acct called SG and Associates - Amt XXXX There Address XXXX XXXX XXXX XXXX XXXX CA XXXX They List the original creditor is XXXX XXXX and then XXXX XXXX XXXX in XXXX TX They list this debt to be XXXX ** This is MAIL AND WIRE FRAUD * FRAUD BY DECEPTION - XXXX and XXXX XXXX Refuse to enter this fraud debt on my reports, XXXX is the only bureau to report=- Twice I have sent XXXX an FTC AFFIDAVIT of ID THEFT. I ask The CFPB step in and delete this from my Credit Bureau Immediately - I am XXXX, XXXX and have been since XXXX- I phoned the manager at XXXX XXXX XXXX and they have no record of a XXXX XXXX XXXX . The Stute of Limitations on said debt no matter who it was is expired in Texas This blatant Fraud has cost me thousands of dollars and I will seek legal relief immediately
10/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90057	Web
2 months ago I started getting phone calls from different numbers asking for my information, when I asked what was the call for they would say they couldnt say anything about the reason of the call until I give them all my information. I would tell them to stop calling they kept harassing and threatening me. Saying they were going to take legal matter and file a report, stated that they knew where I lived and where I worked, and they were going to send someone to personally deliver documents about the report if I dont pay them right away. I logged on to my XXXX XXXX and noticed that there was a collection of {$880.00} from Stafford Group Associate. I looked it up online and noticed from the same company that they were doing this to other people. If you could please help me to dispute this transaction/collections.
01/11/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	NC 28348	Web	Servicemember
XXXX : XXXX On today XXXX XXXX at approximately XXXX at no caller ID contacted me by phone stating that I was about to be took to court on false charges and allegations that I had no clue about. The contact person name XXXX stated it was from a diamond jewelry store in XXXX NC in XXXX. I have never lived in XXXX or even heard of the company. I dont have or own any diamonds and never had a purchase for it. I proceed to let her know that this is fraud and I would be making a report. She called out my whole social which was really a red flag. She also sent the document like I ask her and immediately I noticed the date was wrong. I explain to her that I started working for the federal government in XXXX and have and had a active top secret clearance which there is no way I would have missed this on my credit.
07/11/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	IN 46143	Web
Stafford Group and Associates bought a debt from XXXX XXXX in the amount of {$5300.00} regarding a charger that I had purchased back in 2019 from XXXX XXXX ( XXXX XXXX XXXX ). Within a month, the car 's transmission faulted out and was covered by the warranty under the vehicle. Due to the fact the car was non-functioning XXXX XXXX agreed to return my initial deposit and 1 payment that was made on the car. Because they gave me back my deposit and payment we signed paperwork completely dissolving the agreement that was signed, by mutual agreement. Stafford Group & Associates is now trying to collect on a debt that was dissolved. This is inaccurate, illegal and I have the paperwork from XXXX XXXX to prove this. I have never had any contact with Stafford Group & Associates either regarding this debt.
01/24/2022	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MI 48221	Web
On XX/XX/XXXX I received several harrassing calls back to back from this company. The company went on to reach out to family members that I did not use as references and told them that there is a legal complaint filed against me. By doing this the company is tarnishing my name and reputation by making people think I have committed a crime. I called this company back to see what this was all about they claimed to have sent me paperwork in XXXX that I never received. They then threatened to place a lien on my home and vehicle. I would like this collection matter closed out with this company due to their unlawful practices. I would like this company removed from my credit report and I would like them to cease and desist. I am also looking into taking legal action due to defamation and harassment.
06/03/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 34983	Web
I noticed this on my credit and this was paid off through another company XXXX years ago. Ive signed in to XXXX and it shows a XXXX balance for me which I attached to my previous complaint. Even if I still owed XXXX it would have been two payments under {$100.00} each not the {$310.00} they are posting on my credit report. However the below letter shows that this debt was already paid XXXX years ago, for the {$200.00} actually owed, and XXXX is illegally damaging my credit over a debt that was already paid, and they are attempted to charge over {$100.00} more than the debt was. IF this company attempts to say XXXX XXXX XXXX I also included a screenshot that took me two seconds to XXXX " XXXX acquires XXXX '' so they bought out XXXX which is why the debt was paid to XXXX.
04/21/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN 37040	Web
* XX/XX/XXXX-XX/XX/XXXX I contacted the collection multiple times regarding this matter to get resolved I explain to them this was not me and never signed for the devices as well did exactly what the representative requested a police report in XX/XX/XXXX because was not acknowledged of this purchase will not take ownership of it. *On XX/XX/XXXX I contacted the same collection agency about this matter and tried to resolve the representative was very rude and refused to hear me out after contacting smart pay with the collection agency they informed me could not release any information because would have to be the person who owe the account and also discover they don't have photo copy of my id either that link me to this account
02/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44137	Web
Ive contacted this company many times about this account being opened by being a victim of identity theft and fraud. Ive also requested a copy of my signature and of the purchase agreement. XXXX loans provided the customer agreement but didnt provide my signature or any other proof to indicate the account was indeed mines. I never owed a sectional and I moved out of XXXX the year of XXXX. The agreement states the account was opened on XX/XX/XXXX and it states the contact was signed on XX/XX/XXXX. Which makes no sense at all. Enclosed is another police report since they wont honor all the others I sent over the years, this account was never opened by me and needs to be closed admittedly and removed from my credit reports.
08/10/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL XXXXX	Web
Stafford Group is calling me about a supposed debt. They have called my XXXX yr old Daughter on her cell phone, my ex husband, my elderly parents. Stafford Group never disclosed to anyone it was an attempt to collect a debt, they told XXXX yr old Daughter there is a case against me and also called my ex-husband. I have screenshots of all of their calls. Stafford Group called XXXX XXXX and left a message on a random phone stating I owe money and there are charges being filed against me. I have a statement from XXXX XXXX. My elderly parents and ex husband are getting calls all day from them. They have threatened all of us, used illegal debt collection tactics. We have hired an Attorney against Stafford Group
05/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92110	Web	Servicemember
On XXXX2023 Stafford Group and Associates a debt collector reported a collection account on my credit report with XXXX. Stating {$830.00} is past due as of XX/XX/2023. My credit is being severely damaged due to this debt collectors actions. This debt collector is violating my consumer rights that the Fair Credit Reporting Act ( FCRA ), and the Fair Debt Collection Practices Act ( FDCPA ) enact. Please help to stop this company from causing more damage and harm. The XXXX has reported Stanford Group as an u reputable and unethical company, they should be put out of business or fined and banned from collecting affecting hardworking Americans lives and reputations.
05/10/2023	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	SC 29732	Web
I got a call from a debt collector a person named XXXX from XXXX something their phone number is XXXX. She left a voicemail saying she was calling about a debt for XXXX XXXX. That person is not me and I have already called and told this company not to call me. That person is my ex husbands brother. I do not want to be called. When I called back the person on the phone was very nasty with me. I told her she is not allowed by law to leave a voicemail about someone elses debt on my phone and she told me I dont know the law. Someone needs to shut this company down they are rude and probably a scammer bc they do not seem very professional.
11/20/2020	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	TX 799XX	Web	Servicemember
I have already filed a previous complaint for this company to stop calling me or my family or my job. They are refusing to STOP. The are constantly calling and using abusive language to threaten me to pay this debt that I do not owe them. I have already mailed them a request for verification of the debt and they refuse to send me a copy of the balance or payment history, what the debt was and where it was from, instead they insist on calling and calling and calling. They are calling my family and my work giving false statements and representations that I am being sued and that my wages will be garnished.
08/13/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85281	Web
A company by the name of Stafford and Associates I googled the name and all of the people I spoke with where mentioned in other people 's complaints. They demanded I give them a debit or credit card for money I owed to XXXX XXXX from 2015. They have no website or any way to verify who they are. The name they go by is Stafford and Associates. There number is XXXX ask for XXXX he is the manager. If you XXXX the number you will see what I mean. Thank you. I called XXXX XXXX after I got off the phone to verify there status with them, they never heard of them and they dont use them, case closed!!!
08/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33137	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
10/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 303XX	Web	Servicemember
In accordance with the fair credit reporting act XXXXt account # Stafford group associates has violated my rights. 15 USC1681 section 602 states I have the rights to privacy. 15 USC1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. I have no knowledge of this account. I did not engage in commerce with this company. I am a victim of fraud and identity theft. I demand this account to be removed from account immediately.
07/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33137	Web
I am writing to bring to your attention that my credit file contains a collection entry from your agency. However, I have never received any prior notification regarding this collection. Furthermore, I strongly believe that the debt being claimed is not accurate. According to the Fair Debt Collection Practices Act, I am entitled to request and receive validation of the debt. Therefore, I kindly request that you provide me with the necessary validation and take appropriate action to rectify this matter.
08/27/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 31909	Web
Stafford Group has contacted several family members, work, etc. demanding money for a collection account for the entire month of XX/XX/2022. My personal vehicle was brought up as a threatening tactics to try and scare me. Did research on this company and have found several negative reviews of this being a scam company the XXXX has lots of complaints from this company including a website that redirects you to XXXX Validation letter from the company has never been received with break down any debts own.
12/20/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95351	Web
I was contacted by a debt collector without confirmation of my identity started to talk about my debt without even verifying Im the right person. Got transferred to a rude lady who said I would be sued and she will see me in court. Also stating Im mad that I dont how to be responsible and pay my bills being absolutely rude before I can ask for a manager she hung up. I called back asking why she hung up and she said dude we already gon na send to the courts so we will just see you in court.
11/27/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 357XX	Web
-This debt collector engaged in abusive, deceptive and unfair practices of the FDCPA which it prohibits. They furnished this account which we did not agree upon and I didnt sign an aggregation on either. A legal contract is signed by two parties and I did not participate in any of it. More so they did not follow the proper XXXX step validation procedure which makes this unfair practices. According to the FDCPA Im entitled to XXXX dollars per violation and they clearly violated my rights.
01/20/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Problem with personal statement of dispute	FL 33525	Web
They sent me an original contract that is not mine. Does not have any signature from me, nor does it even have there name anywhere in the contract that they sent to me. But yet they are negatively reporting this info on my credit report. When i mentioned this to the company Stafford Group Assoc directly they stopped responding, And the credit bureau continue to say the information is verified even with this company name being nowhere in the so called Original contract.
11/03/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	OH 453XX	Web
Original debt was from XXXX XXXX XXXX sold to debt collector paid XX/XX/XXXX. Received receipt that was off collections. In XX/XX/XXXX new debt for XXXX was put on account through Stafford group and associates. Stafford is not Better Business Bureau accredited phone number goes straight to voicemail. Ive called XXXX XXXX XXXX XXXX disputed the debt almost 8 times now spoke with XXXX and second creditor. Stafford is a scam. XXXX XXXX will not take off.
04/05/2023	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07108	Web
I have attempted several times to validate this debt, and that this company contacted me owns the Debt and they have failed to provide me proof of validation. They are not providing enough information and also using abusive language to scare me into paying them without them providing proper documents that they on the Debt in full. Pursuant to 15 USC 1692g as requested by the consumer the company must provide validation of debt
12/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 464XX	Web
In accordance with the fair credit reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 states I have the right to privacy 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose
08/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85705	Web
On XXXX XXXX I got an alert on my credit report that a company by the name of SG and Associates added and account under my social security number. Total of {$630.00} this account was open XXXX XXXX. At XXXX XXXX XXXX XXXX in XXXX Arizona. This account is fraudulent because I dont have any idea when this account was open. I contact them this morning at XXXX XXXX and they explain to me what the charges are for.
11/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75104	Web
STAFFORD GROUP ASSOCIA is reporting an account in the amount of {$2300.00} on my consumer credit report. I do Not know this company. I have NEVER done business with this company. I have never signed a contract with this company for anything. I have NEVER given permission to anyone verbally or in writing to pass my information to this 3rd party company.
03/23/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Getting a credit card Card opened as result of identity theft or fraud	NY 10701	Web
Person keeps leaving me voicemails on my phone from a credit card company or some kind of supposed credit place that comes up as fraud when you XXXX XXXXhe phone number XXXX. They also contacted family members and Im not quite sure how they got their numbers. This is harassment and I want it stopped! I do not owe anyone money it is fraud.
05/24/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 34983	Web
I noticed this on my credit and this was paid off through the company XXXX years ago. Ive signed in to XXXX and it shows a XXXX balance for me which I have attached to this complaint. Even if I still owed XXXX it would have been XXXX payments under {$100.00} each not the {$310.00} they are posting on my credit report.
09/25/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92630	Web
This company called everyone I know and left them voicemails about my case. They called 4 of my family members, before they called me to tell me about the debt being collected. In addition, they claim that they mailed me information about the debt but I have not received anything. They are operating in bad faith.
04/06/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29678	Web
I would like for these accounts to please be removed because these are not my accounts.. Remove all fraudulent accounts immediately. Stanford Group And Assoc for XXXX XXXX XXXX for {$6100.00} XXXX for {$530.00} and {$390.00} XXXX XXXX for {$110.00} Please remove accounts these accounts are not mine.
06/29/2022	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	IN 468XX	Web	Servicemember
Company began calling my cell phone number ( XXXX ) repeatedly leaving voice mails with incorrect mailing address but my correct name in regards to a debt owed. They also began to call my spouse and may be calling my extended family repeatedly throughout the day to try and get a hold of me.
01/21/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	FL 33024	Web
I CONTACTED THEM AND THEY TOLD ME THAT THE DEBT WAS MINE BUT THEY HAVE A DIFFERENT SOCIAL AND WRONG ADDRESS. THEY WERE THREATNING TO ARREST ME AND SAYING THAT THEY WERE CALLING FROM ATTORNEYS OFFICE THEY CALLED MY JOB- MY NEIGHBORS OLD FRIENDS FAMILY MEMBERS ETC. THIS NEEDS TO STOP
11/29/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 33020	Web
Since XX/XX/2022 The XXXX XXXX and associates have been contacting my Mother, Uncle and my daughters telling them that a company has filed a legal complaint against me and asking my whereabouts. I do not know what this debt is about and i want them to stop contacting them
03/21/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11746	Web
Stafford Collection Agency called several of my family members to collect a debt. I forwarded a debt verification letter to Stafford. It's been over 30 days and I have received no debt verification or correspondence from them yet the debt sits on my credit report.
06/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19111	Web	Servicemember
Someone stole m my identity and used my name and its error on my report and i am being XXXX by this company every day.fraud all on my account that someone using my name and credit and its not fair I had a bad divorce and my name bein ruin again.
10/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75287	Web
This debt was report to XXXX. Never received written notification of this debt. Amount due is incorrect. Contacted the company to validate and requested documentation. Was immediately threatened with a lawsuit and wage garnishment.
06/11/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	FL 33156	Web
The stafford group and associates repeatedly calls friends, work, relatives, stating they are calling in for legal department collecting a debt and have to deliver legal documents. They call early morning, at night and weekends.
08/12/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32177	Web
I just had this collection agency added to my credit report and they have never sent a bill or called me regarding the debt. The original creditor has not sent me any bill or called me either.
01/12/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	IA 514XX	Web
They put a collection report on my account!! They are trying to collect money not owed, and they are circumventing state laws on interest and lending safety. They are using tribal immunity
07/25/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	LA 70458	Web
I RECENTLY PULLED MY CREDIT AND THIS COLLECTION WAS ON IT. THE COMPANY NEVER SENT ME ANYTHING BY MAIL, EMAIL OR ECT. TO GIVE ME A CHANCE TO VERIFY ( CHALLENGE ) THE DEBT WAS EVEN VALID.
08/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28311	Web	Servicemember
After Stafford Group & Associates verified the debt they claimed I owe, I sent them a debt settlement letter ( attached ) and they have yet to respond. The letter was sent XX/XX/2022.
06/28/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Problem canceling credit monitoring or identify theft protection service	CA 92020	Web
My childs mother XXXX XXXX used my social security number while I was XXXX to buy a cellphone underwear my name and I did not give her permission I was XXXX
04/14/2023	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 10704	Web
STAFFORD GROUP AND ASS. Has place a collection account that doesnt belong to me. I have called them multiple time and they have not worked with me.
01/04/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 32168	Web
Represented themselves as lawyers to me on the phone. Continued to call after being asked to stop communicating by phone with me.
02/08/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	OH 454XX	Web
Stafford Group and Associates is trying to turn an old debt into new debt that has already been filed in Ch XXXX case # XXXX
07/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 620XX	Web
The company put fraudulent information on my credit report and will not provide me with a wet signature signed by myself
02/08/2022	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	OH 454XX	Web
Stafford Group XXXX XXXX is trying to turn an old debt into new debt that has already been filed in Ch XXXX case # XXXX
12/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77047	Web
I have not received any response back from them. They are reporting negative items on my report that are affecting me.
04/04/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60440	Web
Victim of identity theft.
02/04/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30096	Web

01/18/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	RI 02919	Web

01/14/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21060	Web

12/14/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Investigation took more than 30 days	FL 33137	Web

11/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29332	Phone

10/30/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29154	Web

10/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30294	Web

09/23/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92708	Web

09/19/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30458	Web

08/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31909	Web

08/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33169	Phone

08/01/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48238	Web

05/25/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OR 97402	Web

05/15/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30214	Web

05/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39194	Web

05/09/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92606	Web

05/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AR 72701	Web

05/02/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30326	Web

04/26/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DC 20019	Web

03/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DC 20019	Web

03/18/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 63031	Web

02/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19139	Web

02/17/2023	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77084	Web

01/31/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 34746	Phone

01/16/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NH 03801	Web

01/11/2023	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11213	Web	Older American

01/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11221	Web

11/14/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21044	Web

10/03/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	DC 20020	Web	Servicemember

10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 10459	Web

09/26/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 11224	Phone

09/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	DE 19805	Web

09/14/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60624	Web

08/31/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	TX 751XX	Web

08/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75150	Web

07/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	LA 70785	Web

06/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77038	Web

06/17/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78245	Web

05/27/2022	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85035	Web

05/24/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60173	Web

05/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TN 37405	Web

05/13/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	GA 31904	Web

05/04/2022	No	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 33312	Phone

04/20/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77375	Web	Servicemember

04/10/2022	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 32818	Web

04/05/2022	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	WA 98126	Web

03/23/2022	No	Debt collection Other debt	Communication tactics Frequent or repeated calls	TN 37421	Phone

02/16/2022	No	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	PA 19144	Web

02/09/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19144	Web

01/20/2022	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 43016	Web

01/19/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MS 39402	Web

12/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32818	Web

12/23/2021	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	OK 74127	Web

11/21/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77383	Web

11/10/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19144	Web

11/01/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91763	Web

10/09/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 78249	Web

09/28/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95269	Referral

09/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OH 455XX	Web

08/24/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77407	Web

08/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32832	Web

07/23/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95825	Web

07/03/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78520	Web

04/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CO 80202	Web

04/14/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75231	Web

03/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33426	Web

01/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75150	Web