| 07/02/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I marked " Debt is not yours '' since it seems to fit better than " Debt was already paid ''.
Thesis : The debt Sequium is trying to collect regarding my XXXX residential ( XXXX ) account is invalid.
Summary : I have uploaded a record that Sequium was informed of this in XXXX. Sequium never followed up with me, but two months later they still filed collection reports will all three major credit bureaus. I disputed all three. XXXX sided with me and removed the negative collections item. XXXX and XXXX sided with Sequium, saying that Sequium confirmed the debt was accurate. Here is the reason why the debt is invalid. My residential ( XXXX ) account continued to be erroneously billed by XXXX for months after XXXX set up my home 's __Business__ Internet and disconnected my home 's residential ( XXXX ) internet. There is only one coax cable that comes into the home. It goes directly into a cable modem ( no TV ). The technician changed out my residential cable modem to a business cable modem, and changed some things on the pole on the street. While explaining the benefits of the business internet, the technician told me that I was now on the Business network, explaining that it preventing me from experiencing possible congestion with my residential XXXX neighbors at the local loop level. In summary, XXXX continued to _double bill_ me for months for a service ( XXXX residential ) __**from which XXXX itself had already disconnected me**__. Thus, the residential ( XXXX ) debt, which corresponds to XX/XX/XXXX and later, is _invalid_ because that is the day when XXXX switched me over as confirmed by my attached invoices. Note that XXXX pre-bills, not post-bills ( thus, unlike what a telephone company would do ).
That's it for the summary. Everything else is context, backup, and documentation.
Context : The only reason I upgraded to business internet in the first place is because XXXX would not come out to repair my XXXX when I had it. I was getting freezes on XXXX XXXX and other realtime collaboration tools during the Covid pandemic across multiple devices in my home. I could tell it was the XXXX because the problems would go away when I would switch to my cellular hot spot tethering on my laptop ( or when I was using my cell directly, just by turning off wifi to use cellular data only ).
Backup ( this one is _not_ a document attachment ) : I was once able to get a XXXX agent to confirm my account of the story. She told me I could give her information as a reference if there were questions about my account. This was on XX/XX/XXXX. She gave me her agent number as XXXX and told me her name was XXXX. I think she was on the XXXX XXXX side, but she was the only agent that was actually willing and able to pull records from both the business and residential ( XXXX ) sides on one call. All _other_ agents I ever talked to about the double billing were utterly unhelpful, including the one that sent the residential account to collections. It was like the left hand didn't _want_ to know what the right hand of XXXX was doing ( residential vs. business ).
Documentation : Below I walk through each of the documents.
Sequium Never Followed Up XXXX : This automated email memorializes the notification I gave to Sequium 's automated system on XX/XX/XXXX, but Sequium never followed up with me to confirm or deny what I said. Instead they later filed negative items with all three credit bureaus. This email also gives Sequium 's internal reference number.
XXXX Removal XXXX : This shows that XXXX removed the Sequium collection report. All I did when I reported it was to say the same thing I said to Sequium about the debt being invalid due to double billing after residential disconnection. I also mentioned that Sequium was notified about it and never followed up with me. XXXX removed the item within two days.
Driver License XXXX and Driver License Notarized XXXX : Self explanatory ; has my name, SSN and address.
XXXX In Progress XXXX : This is the only email from XXXX that I have about my dispute. It says to expect a result one month from the date of submission.
XXXX Dispute Closed XXXX : This web page printout shows that XXXX closed my dispute on XXXX, exactly 7 days after opening. However, they never emailed me to notify me. ( I checked my email spam also. ) XXXX Dispute Results Original XXXX and XXXX Dispute Results Repaired XXXX : The pdf file XXXX links to on the 'dispute closed ' document above is corrupt, at least according to my XXXX after multiple attempts at downloading and opening. So, I took the file from XXXX and put it through an online PDF repair tool, either XXXX or XXXX XXXX, I can't remember which. I am able to open the repaired file on my XXXX. The repaired file looks like a full credit report ... from the XXXX XXXX XXXX era. On the last page of the file, it looks like it shows my complaint. However, the complaint is incorrectly represented. It looks like they overwrote the contents of my complaint with the contents of one of the other " additional comments '' fields available later on in their dispute tool. I am a highly computer literate person ( a XXXX XXXX and a XXXX XXXX, with experience in XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX ) , so I'm not just some XXXX that does not know how to operate a web form with a combined character limit across multiple fields. I am very confident that their system recorded my complaint incorrectly. Also, we're talking about XXXX, the company responsible ( or should I say irresponsible ) for the largest consumer credit breach in history in XXXX, and whose CEO resigned due to the culture of technical incompetence that he cultivated there. ( Search XXXX for XXXX breach. ) So, I'm not surprised their systems don't work. Anyway, according to the end of the report document, the response from Sequium is that everything is correct. Thus, XXXX will not remove the negative item.
XXXX Dispute Result XXXX : This is the results page excerpted from a letter I received from XXXX regarding my dispute, published XX/XX/XXXX, but received on XXXX via snail mail. Same result as XXXX ; XXXX claimed they verified the debt as correct. Thus, XXXX will not remove the negative item.
XXXX Disconnect Notice XXXX : This is a scan of the disconnect notice for my XXXX account. It has the full residential ( XXXX ) account number on it. I can no longer log in to the XXXX account management website to obtain statements, but it should be possible to compel XXXX to produce the dates that these charges correspond to. However, see the final documents below for my XXXX XXXX payment information corresponding to the XXXX bills. Note, my residential bill was very low, something like {$30.00} per month. Thus {$120.00} is months of double billing. The last page of the disconnect notice says billing was terminated in XX/XX/XXXX. Note that XXXX pre-bills, not post-bills ( thus, unlike what a telephone company would do ).
XXXX Support Message Note Email Envelope Disappeared when Agent Exited XXXX : Here is a chat log of a XXXX agent refusing to correct the service ( not billing ) address of my account. This relates to how it was even possible for XXXX 's system to double bill me in the first place. They invented a non-existent _service_ address for my business account. Never could get it corrected.
XXXX : These are all of my XXXX XXXX invoices, starting with an initial service date of XX/XX/XXXX, which is the day XXXX disconnected my residential internet ( XXXX ). Literally, they came out, disconnected my residential cable modem, and gave me a different cable modem. They also made some changes on the pole where the cable comes from the street, and they changed the grounding stake on my house side as well. After this, I only had XXXX XXXX. ( The reason why I upgraded is that XXXX would never come out and correct the problems I was having with its network, which involved frequent freezes during XXXX XXXX meetings. Not very good during the pandemic. ) You may notice some statements in XXXX where it says I have a late charge on my business account that seem very close to the amount on the disconnect statement from the residential ( XXXX ) account. These confusing late charges were fixed after the XXXX bill came in. The origin of the problem was complex. XXXX, agent number XXXX that I mentioned above, was the one that helped me fix this problem. Essentially what happened is that I had disputed the XXXX residential charges with my credit card company, XXXX XXXX, ( twice ). The credit card company agreed with me both times and refunded my money for the XXXX residential service. We also set up a billing filter that would automatically deny the monthly XXXX charges ( {$30.00} ). At some point after that, what happened is that eventually all of my Visa cards started silently denying any bills from XXXX ( regardless of whether it was business or residential ). It was hard to figure out what happened because initially the charges would be approved ( pre-authorization for automatic billing setup would succeed ), and also hard to figure out because the amounts due were similar. In other words, business internet for one month was similar in price to XXXX residential for several months, so it seemed like XXXX was trying to transfer my residential bill to my business bill. To resolve everything in XXXX, I changed it so the business account is paid directly from my bank, bypassing the Visa credit card network.
XXXX XXXX XXXX and XXXX XXXX XXXX Minus XXXX Dollar XXXX : These are transactions from my XXXX XXXX card, which is what I used to pay my XXXX bills last year. One of the documents is a search of the term XXXX. The other is a search for transactions equal to XXXX dollars. It is the second one that shows the two refunds I mentioned, where the credit card company sided with me over XXXX ( because XXXX could not or would not justify their double billing for residential XXXX service ). I can also get you the individual full monthly statements if needed. Note that XXXX pre-bills, not post-bills ( thus, unlike what a telephone company would do ).
XXXX XXXX All Transactions in XXXX : Here is the XXXX XXXX XXXX summary. It shows *all* transactions in XXXX. The XXXX transactions are grouped on page 15 ( fifteen ). For privacy, I deleted page 18 ( eighteen ), which is wholly unrelated. I didn't include a XXXX version because there are no residential XXXX charges in XXXX and my business account is in good standing as shown by the XXXX business invoices included in my CFPB submission. Note that XXXX pre-bills, not post-bills ( thus, unlike what a telephone company would do ).
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| 01/02/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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In early XXXX the XXXX Customer Account number # XXXX with a balance of {$280.00} was transferred to a collections agency called Sequium. I did not know I owed this balance. Therefore I am complaining about BOTH companies - XXXX XXXX XXXX and Sequium.
The XXXX bill was initially supposed to be in my ex boyfriend 's XXXXXX/XX/XXXX name, but when signing up for service, it was put in mine instead. We were both on the same XXXX XXXX XXXX account, and he was supposed to be responsible for cable/satellite. XXXX XXXX XXXX made a mistake. He stopped paying the bill in XX/XX/XXXX when we split up. I found out the bill was in my name. I couldn't get out of the contract so I asked for the bills to be combined. This combined billing would give me an additional discount of {$10.00} off each month on top of the {$15.00} discount for having both XXXX XXXX XXXX cell phone services and XXXX bundled.
Eventually I couldn't handle the high bills with XXXX XXXX XXXX and fell behind. I discovered my XXXX XXXX account had not been combined in XXXX of XXXX so I requested it a 2nd time. A few months later I chose to keep my cell phone services on and let XXXX close in summer of XXXX. I turned in the equipment in XXXX, but I did not get a final bill from XXXX. I could no longer access the XXXX account in the " My XXXX XXXX XXXX app. '' I assumed this was because the billing was finally combined and my balance was adjusted because of the discounts.
I later found out my account was transferred to Sequium in XX/XX/XXXX. There was no notification or attempt to contact me from XXXX XXXX XXXX or XXXX before this unknown balance of {$280.00} was transferred to collections. I received no final bill.
I did not receive any notification from Sequium when the balance was transferred either! I recieved no letter saying I supposedly owed a debt and they had received my account from XXXX. I got no communication from them at all from the time they were assigned my account XX/XX/XXXX up until they reported the balance of {$280.00} to my credit in XX/XX/XXXX.
I checked my credit report in XX/XX/XXXX and found out that this erroneous amount had been put on all 3 of my credit reports. I called Sequium and disputed the account and the amount. I asked them to remove the collections because they were violating the fair credit reporting act. I had recieved no letter from them.
I was told by a Sequium representative the reason I may not have gotten a letter was due to Covid-19. Sequium had limited their operations for a time. I asked Sequium if I could pay an adjusted balance and get it taken off my credit, they said no. Once it was on my credit, they had a policy to not take it off unless the original creditors indicated it was a mistake.
So I called XXXX XX/XX/XXXXand XXXX. I disputed the balance with XXXX XXXX XXXX XXXX and they did research. After a month of arguments I received an adjustment for {$100.00} on the closed account. XXXX XXXX XXXX acknowledged that there was a technical error in which billing for both ( cell & cable ) services had not been combined correctly. I had not gotten the full {$25.00} discount, XXXX {$15.00} for bundling & {$10.00} for combined billing XXXX monthly discount that I qualified for almost 9 months.
Due to a technical error with combined billing, my XXXX account stopped sending me notices and mail. I could no longer access the XXXX account through the app.
After a month of phone calls, I was told by an agent, XXXX XXXX - XXXX that her manager XXXX saw the problem, but I could not get the full credit owed to me of {$250.00} ... they could only give me {$100.00} off the {$280.00} balance. MsXXXX XXXX and her manager at XXXX XXXX XXXX applied the credit of {$100.00} in XX/XX/XXXX and I was promised that a request would be put in to REMOVE the collections completely. At that time I paid the remaining balance of {$180.00} so it could be over with. I was told my credit would be cleared in 60 days.
I called Sequium back on XX/XX/XXXX and asked about the progress with clearing my credit. I told them about the XXXX adjustment. I spoke with several agents until I got in touch with XXXX, a branch 2 manager Sequium, who said he would get in touch with Credit reporting department. He would ask to delete, but it may take up to 60 days to come off.
I called back in XXXX and was told by XXXX my request was denied. Sequium only reported the balance of {$280.00} as paid. This amount is wrong on my credit ( should be only {$180.00} ) because I recieved a {$100.00} credit from XXXX XXXX XXXX. This credit is in Sequium 's records. They know that I recieved an adjustment due to an error, but refused to take the collections off. XXXX said that XXXX XXXX XXXX has to tell them to remove it.
In XX/XX/XXXX of XXXX I spoke to a rude collections agent XXXX. He and his manager XXXX told me that even though it was XXXX 's technical error, I was still responsible for the remaining balance and all the other agents at XXXX XXXX XXXX who PROMISED me they would help me get Sequium to remove the collections were lying. They just wanted to get me off the phone. He said there was no way to help me and communicate to Sequium to take the collections off my credit.
I recorded this conversation. I honestly do not believe that this balance should be on my 3 credit reports because : 1 ) Due to technological issues with XXXX XXXX XXXX XXXX combined billing, I did not know the XXXX balance existed. My XXXX account had closed the summer of XXXX. I thought my XXXX balance was adjusted and what little remained was combined with my XXXX XXXX XXXX cell phone bill. I recieved no notification ... otherwise I'd have paid OFF the balance in XXXX if I had known it existed.
2 ) The final bill with XXXX XXXX XXXX should have included my XXXX cable/satellite balance after I switched to XXXX in XX/XX/XXXX. I had been making payments on the XXXX XXXX XXXX balance. Its not my fault that the balance I made payment arrangements with XXXX XXXX XXXX did not include XXXX and was not the full amount.
3 ) The {$280.00} balance reported to Sequium from XXXX is now incorrect by {$100.00} becauseof an error by the original creditor. They knew this but refused to remove the collections or adjust the amount. It is still shoe on my credit report as {$280.00} even though they were informed otherwise by both myself and XXXX. Instead Sequium just reported my account as " paid '' on my credit report.
4 ) I should never have been sent to collections in the first place. Iwas not informed of this balance by phone, letter or mail by Sequium before it was reported to my credit as a collections. I had already made payment arrangements for the XXXX XXXX XXXX account, so I would have done the same for XXXX too!
5 ) I was told by 5 or 6 different people over 4 months ( XXXX to XXXX XXXX in XXXX XXXX XXXX customer service, including the XXXX ( internal collection ) division that they would request Sequium, the 3rd party collections agency, TAKE THE COLLECTIONS OFF MY CREDIT COMPLETELY. Then I was informed by a rude XXXX XXXX XXXX agent, XXXX, that I had been lied to for months and that it was my fault for not paying my bill. They could not or would not send communication to Sequium to remove the error from my account.
I am soooo upset! Yes having a past due balance was partially my fault, but if I had known the balance was owed and going to be reported to my credit I would have disputed it and paid it off much earlier.
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| 04/20/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!!
I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within XXXX days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of XXXX ( FACTA ). I will be taking action.
I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information.
Policy states.
According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy.
( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.
Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts.
Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities.
It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries.
It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files.
1. SEQUIUM ASSET SOLUTIONS, bal. {$1000.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted.
According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft.
1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than f
our ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer.
I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted.
Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX CC : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.
XXXX, FL XXXX CC : Attorney General Office XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
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| 10/12/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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XXXX XXXX XXXX Dear Sir You are being given a solid HE owes you XXXX XXXX and your XXXX XXXX XXXX debt XXXX company nothing based on the violations against the FDCPA and THE DODD - FRANK ACT AND CFPB YOU AND YOUR CREDIT COLLECTION COMPANY HAVE COMMITTED VIOLATIONS AGAINST MY PEOPLE, HIS NAME AND HIS CREDIT WORTHINESS WITH WILLFULL INTENT TO DAMAGE HIS NAME, HIS REPUTATION, AND CREDITBILITY AGAINST MY UNCLE. THIS IS YOUR ONLY WARNING PRIOR TO LAWSUIT FOR COLLECTORS VIOLATIONS OF THE FAIR DEBT COLLECTORS PROTECTION ACT XXXX XXXX XXXX XXXX COMPLIANCE TO DELETE ADVERSE, ERRONEOUS AND INCORRECT INFORMATION FROM THE ASSUMED CREDITORS REPORTS IS MANDATORY & IMMEDIATE!
2001 US CODE 15 1692g VALIDATION ( NOT INVESTIGATION OR RE INVESTIGATION OF DEBTS THERE WAS NO INITIAL COMMUNICATION WITH ASSUMED CONSUMER 5 DAYS AFTER NO KNOWN CONTACT OR WRITTEN NOTICE OF ANY DEBT. WHICH IN TURN, CREATED THE VIOLATION AGAINST THE FAIR CREDIT REPORTING ACT AS WELL AS THE FAIR DEBT COLLECTION ACT.
HARASSING OR ABUSIVE PRACTICES XXXX5 U.S.C. 1692d, CFPB, THE FTC, THE DODD-FRANK ACT , THE FACTA ACT YOU HAVE ALREADY VIOLATED THE HARASSMENT, OPPRESSION RULES WHY NOT JUST LITIGATE YOU NOW?
ALONG WITH DEFAMATION, INJURY TO THE ASSUMED CONSUMERS CREDIT REPORTS WITH A GREAT PRESENT. YOU XXXX XXXX VIOLATED AND ENACTED LAWS DESIGNED BY THE FDCPA, FEDERAL RESERVE BOARD & 15 U.S.C. 1692 ET SEQ.
THERE WAS NO STATEMENT MAIL ELECTRONIC OR OTHERWISE THAT NOTIFIES THE ASSUMED CONSUMER OF ANY SUCH DEBT.1978 AMENDED BY FEDERAL LAW IN XX/XX/2021. SCARE TACTICS. OPPRESSIVE, DECEPTIVE AND ABUSIVE AND UNFAIR DEBT COLLECTION PRACTICES VIOLATION SELF SAME & AMENDED LAWS WILLFUL NON COMPLIANCE NEGLIGENT NON COMPLIANCE 15 US CODE SUBSECTION 602 CONGRESSIONAL RULES AND FINDINGS 15 US CODE 603 DEFINITIONS ; RULES OF CONSTRUCTION, 15 US CODE 604 PERMISSIBLE PURPOSE OF CONSUMER REPORTS, 15 US CODE SUBSECTION 616 WILLFUL NON COMPLIANCE, 15 US CODE SECTION 617 - CIVIL LIABILITY FOR NEGLIGENT NON COMPLIANCE AND 15 US CODE SECTION 619 OBTAINING INFORMATION UNDER FALSE PRETENSES.
XXXX XXXX XXXX XXXX OF XXXX XXXX SOLUTIONS GAVE NO NOTICE XXXX XXXX XXXX GAVE NO WARNING. GAVE WAS NO NOTICE OF ASSUMED LIABILITY TO OR FROM ANY 3 RD PARTY CONTRACT OF AGREEMENT HAND - SIGNED WITH THE ASSUMED CONSUMERS OF AN ORIGINAL CONTRACT DOCUMENT FROM THE ASSUMED CONSUMER PER THE FDCPA. & THE CFPB. THEREFORE, THE COMPANY ALSO KNOWN AS THE SEQUIUM ASSET SOLUTIONS , LLC. IN WHICH THE XXXX - XXXX XXXX OWNS HAS VIOLATED & EMPLOYED HARMFUL AS WELL AS DECEIPTFUL VIOLATIONS OF FEDERAL LAWS OF THE CFPB AS WELL AS THE FDCPA BY NOT NOTIFYING THE ASSUMED CONSUMER BY NOT SENDING ANY MAIL NOTIFICATION TO ANY CREDIT BUREAU NO MAIL OR CONSENT GIVEN BY ASSUMED CONSUMER NO INITIAL WRITTEN VALIDATION. XXXX XXXX XXXX FAILED & AND VIOLATED THE LAW WITH WILL NON COMPLIANCE AS WELL AS NEGLIGENT NON COMPLIANCE BECAUSE XXXX XXXX XXXX XXXX NEEDED TO OPPRESS, FRIGHTEN AND SCARE THE ASSUMED CONSUMER INTO INVOLUNTARY, AND COMPLETE SERVITUDE. WITH FEAR TO ACQUIRE AND ADVERSE RESPONSE.
1692e ( 8 ) FALSE OR MISLEADING REPRESENTATIONS THE COMPANY DOING BUSINESS AS XXXX XXXX SOLUTIONS, XXXX XXXX - XXXX XXXX VIOLATED THE ( FDCPA ) BY COMMITING IDENTITY THEFT, BY HARASSING, OPPRESSING, DAMAGING THE ASSUMED CONSUMERAND STRIPPING THE CREDIT POINT OF THE ASSUMED CONSUMER IN ORDER TO GAIN ACCESS TO INFORMATION FROM THE ASSUMED CONSUMER TO VALIDATE INFORMATION THROUGH ABUSE, ANNOYANCE OF ASSUMED PERSON OR ANYONE ELSE THEY CONTACT. THIS PRACTICE WAS BANNED BY THE CFPB & IS ALSO DESIGNATED AS A BANNED PRACTICE BY THE ( FDCPA ).
1 ) 1692g ( b ) 15US CODE 1692g SEQUIUM ASSET SOLUTIONS XXXX XXXX XXXX DID NOT DISCLOSE THE INFORMATION ON THE ORIGINAL CREDITOR WHICH CONSTITUTES A VIOLATION OF THE FAIR DEBT COLLECTORS PRACTICES ACT.
1692g ( a ) ( 1 5 ) SEQUIUM ASSET SOLUTIONS , LLC.
C/O XXXX - XXXX XXXX XXXX XXXX FDCPA BY NOT NOTIFYING THE ASSUMED CONSUMER BY NOT SENDING ANY NOTIFICACTION NO INITIAL WRITTEN VALIDATION.
SEQUIUM ASSET SOLUTIONS , LLC.
( 4 ) C/O XXXX - XXXX XXXX VIOLATED THE FDCPA BY BREACHING THE ASSUMED CONSUMERS CREDIT REPORTS AND CLAIMING TO BE THE OWNER BY CRIMINAL IDENTITY THEFT BY POSTING ADVERSE INFORMATION WITHOUT IDENTIFYING ORIGINAL CREDITOR TO GAIN ACCESS TO PRIVATE CONTACT INFORMATION. IN DOING SO, THE COLLECTOR CEO XXXX XXXX DOING BUSINESS AS SEQUIUM INTENTIONALLY, WILLFULLY, NEGLEGENTLY WITH INTENTIONAL ACTION OF FULL MALICE INFLICTED HARM AS WELL AS DEFAMED, & WILLFUL NON COMPLIANCE THE ASSUMED CONSUMER.
SUBSECTION 1692f. UNFAIR PRACTICES A DEBT COLLECTOR MAY NOT USE UNFAIR OR UNCONSCIONABLE MEANS TO COLLECT OR ATTEMPT TO COLLECTANY DEBT. WITHOUT LIMITING THE GENERAL APPLICATION OF THE FOREGOING, THE FOLLOWING CONDUCT IS A VIOLATION OF THIS SECTION : ( 1 ) THE COLLECTION OF ANY AMOUNT ( INCLUDING ANY INTEREST, CHARGE OR EXPENSE INCIDENTALTO THE PRINCIPAL OBLIGATION ) UNLESS SUCH AMOUNT IS EXPRESSLY AUTHORIZED BY THE AGREEMENT CREATING THE DEBTOR PERMITTED BY LAW.
( 2 ) THE ACCEPTANCE BY THE DEBT COLLECTOR FROM ANY PERSON OF A CHECK OR OTHER PAYMENT INSTRUMENT POSTDATED BY MORE THAN FIVE DAYS UNLESS SUCH PERSONIS NOTIFIED IN WRITING OF THE DEBT COLLECTORS INTENT TO DEPOSIT SUCH CHECK OR INSTRUMENT NOT MORE THAN TEN OR LESS THANTHREE BUSINESS DAYS PRIOR TO SUCH A DEPOSIT.
( 3 ) THE SOLICITATION BY A DEBT COLLECTOR OFANY POSTDATED CHECK OR OTHER POSTDATED PAYMENT INSTRUMENT FOR THE PURPOSE OF THREATENING OR INSTITUTING CRIIMINAL PROSECUTION.
SEQUIUM ASSET SOLUTIONS , LLC.
( 5 ) C/O XXXX - XXXX XXXX XXXX XXXX FDCPA BY UTILIZING FEAR, DURESS, INVOLUNTARY SERVITUDE, SUBJUGATION, AND FAILURE TO VALIDATE INFORMATION SUBMITTED THROUGH INDENTITY THEFT CASE NUMBER TO FOLLOW.
TO BE ENTERED AT A TIME OF MY CHOOSING. YOU ARE OUT OF JURISDICTION YOU SEQUIUM ASSET SOLUTIONS , LLC.
C/O XXXX - XXXX XXXX OBVIOUSLY EXTENDED YOUR REACH THROUGH DURESS, DAMAGING PRIVATE CREDIT REPORTS BY IDENTITY THEFT & INTENTIONAL WILLFUL NON - COMPLIANCE, CIVIL LIABILITY FOR NEGLECTFUL NON COMPLIANCE, IDENTITY THEFT OF PRIVATE PERSONAL INFORMATION.
THESE ACTIONS CONSTITUTE VIOLATIONS OF NOT ONLY OF FEDERAL FCRA, XXXX XXXX XXXX XXXX. ALSO VIOLATED FAIR DEBT COLLECTORS PROTECTIONS ACT FEDERAL LAW BY NOT GIVING ANY NOTIFICATION COMMITING WILLFUL & NEGLIGENT NON- COMPLIANCE UNDER BOTH FAIR CREDIT REPORTING ACT AND FAIR DEBT COLLECTOR PRACTICES ACT THIS IS TO REMIND YOU BECAUSE OF HIS PROTECTED STATUS, THE ASSUMED CONSUMER DISPUTES ANY AND ALL DEBTS YOU CLAIM HE OWES YOU.
CEASE AND DESIST ALL ACTIONS IN ANY FORM. ACCORDING TO 15 US CODE 1681 A4 CONSUMERS RIGHT TO PRIVACY, INJURY BY IDENTITY THEFT COMMITTED BY THE 3 CREDIT BUREAUS WITHOUT HIS CONSENT. YOU WILL DELETE THIS ERRONEOUS, INCORRECT, INACCURATE ACCOUNT FROM HIS PRIVATE CREDIT REPORTS IMMEDIATELY.
15 US CODE 1681 A3 UNDER FEDERAL FCRA LAW, ANY MEDICAL COLLECTIONS CHARGE OFFS, SHOULD NOT BE REPORTED TO HIS CREDIT REPORTS.
15 US CODE 1681IA ( 1.A ) ANYONE DISPUTING ANY ACCOUNT THAT BY FEDERAL LAW ( which is the law of the united states government XXXX THEREFORE, THE ACCOUNT HAS TO BE REMOVED FROM ALL CREDIT REPORTS WHILE UNDER INVESTIGATION!
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| 03/16/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Collection Agency : Sequium Asset Solutions XXXX XXXX XXXX XXXX GA XXXX ( XXXX ) XXXX Original Creditor Name : XXXX Date Assigned : XX/XX/2019 Original Amount Owed : {$240.00} XXXX XXXX XXXX sent a fraudulent item to my credit report which hurt my credit score. I do not owe the debt that they claim and nothing was ever sent to collections as verified by the client ( XXXX/XXXX ).
We had canceled XXXX/XXXX almost two years before this unpaid amount showed up on the credit report. Since I had received no bills or notifications for this including no calls or letters from collections, I called the day after it posted in XXXX as soon as I received notification from my credit monitoring service. It is also not possible that the bill could have gone unpaid considering we had auto pay on the account for many years. The final amount would have been deducted from my bank account automatically.
I spoke with XXXX/XXXX XXXX several times and they confirmed that we had no unpaid bills with them and we were in good standing with a zero balance and that nothing was ever sent to collections. I spoke to multiple representatives on the phone and via chat who verified this for me. A cursory search online found that Sequium Asset Solutions is well known for perpetrating this kind of fraud. I have the following documentation to prove my assertions, including : 1. A transcript from XXXX/XXXX confirming that we have zero balance with them and nothing was ever sent to collections. XXXX/XXXX does not have a mechanism for providing an email or letter stating this, but I have the transcript from my chat with one of their representatives.
2. XXXX/XXXX was able to send me a final bill that shows XXXX balance on my account. It has the XXXX logo on it because XXXX is the parent company for XXXX.
3. I also have documentation showing that XXXX bought out XXXX/XXXX to validate the info on the bill.
4. I have documentation from the XXXX XXXX XXXX ( XXXX ) on Sequium Asset Solutions collections agency with accounts from other customers ( some of who did not even do business with the original clients ) who they have done this to.
XXXX. Here is a link to multiple complaints about Sequium Asset Solutions : https : XXXX I filed disputes with all three credit agencies. XXXX investigated and dropped it from the report the next day because Sequium Asset Solutions is a known fraudster. It took more doing to get them dropped from XXXX XXXX and XXXX including sending in all of my documentation. This item was finally taken off of my credit reports after hours of time spent gathering documentation and on the phone explaining the issue over and over and over again. Just when I thought this hassle was over with, I received a bill from yet another collection ageny ( XXXX XXXX. ). Apparently, Sequium sold the ficticious debt to them and I now have to do this process all over again. When will it end?
Here are just some of the laws they have broken : 1. Sequium Asset Solutions , LLC added this item to my credit report without first sending me a letter which is in violation of the Fair Debt Collection Practices Act Pub. L. 95-109 ; 91 Stat. 874, codified as 15 U.S.C 1692-1692p.
2. Sequium Asset Solutions can not be verified in my state as registered to do business which is also in violation of the Fair Dept Collection Practices Act.
3. Sequium Asset Solutions must be able to produce the following information : 1. Full original account number 2. Date account was opened 3. Written agreements saying that this debt is owed by me 4. Account summary with itemization of debt 5. Date of first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency 7. A copy of a contract with my signature on it and the company name 8. A cop
y of their license to collect in my state 9. The name of the registered agent in my state 9. A certified copy of the judgement made against me by the company in a court of law. Sequium Asset Solutions was unable to provide the above information and yet they dec
ided to sell the fictitious debt anyways. This is unverifiable debt as I have never even heard of, much less had a written, signed agreement with this company.
It should also be noted that Sequium Asset Solutions has class action lawsuits pending for shady business practices.
I take my credit score very seriously. I have never had a late or unpaid bill in my life. My credit score has been over 800 for decades. I have credit freezes on my credit reports because I try so hard to protect my score. A random company should not be able to assign a fraudulent item to my credit report nor should they be able to sell unverified debt so that consumers must spend their valuable time dealing with each successive threat to their credit which they had nothing to do with. They should have to provide evidence that the item came from XXXX/XXXX which they will not be able to provide because XXXX has confirmed in multiple methods that I have no balance with them and nothing ever went to collections. Even without my documentation, my record shows that I always pay my bills on time and Sequiems record show that they make a habit of falsely assigning collections to random people.
They rely on people paying them to make it go away. This is beyond unfair. It can really hurt people and impact their lives in such detrimental ways, especially for those who can not afford to just pay it off. Impacting someone's credit score when they did nothing to deserve it could result in people losing a house they are trying to secure a loan on, not being able to purchase things that they need that require credit checks like cell service, or not be eligible to rent an apartment because of a low credit score. Fortunately my score was so high, this was not the case for me, but this needs to be addressed for all of the people who aren't in my same position.
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| 01/11/2022 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXXXXXX Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts.
1. SEQUIUM bal. {$500.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX
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| 12/31/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Last year I was a victum of identify theft. Supposed someone used my identity to have XXXX XXXX XXXX in my name. So XXXX XXXX turned me into collections and that's how I found about all this. So ok I completed a police report, FTC identity theft report, Identify theft dispute letter, Copy of credit report, Fair credit credit reporting act 609e, FTC notice of furnishings, Copy of my ID, and faxed all this info to XXXX with the supplied fax number they told me to send it too. I'm including proof attached. Ok fast forward a few weeks after that all 3 credit reporting agencies XXXX, XXXX, ,XXXX and the dept collector at that time XXXX XXXX XXXX they all removed and deleted the dept from my credit report all around XXXX. So I thought this nightmare was over. Well fast forward to today XXXX I was recently getting calls on my phone from different collection companies calling about this same dept that was deleted off my credit report on XXXX well XXXX the original collector must of not wanted to delete this so they must of sold the debt to other collection agency 's because the same dept is back on my credit report with different collections companies calling me saying I owe debt when I don't. So XXXX currently refuses to end this even though I sent all the needed documentation to them with proof this was identify theft. A few key notes I would like to provide please. I have talked to so many XXXX people on the phone most of of them agree this is crazy and just the information they have about this whole thing they can see its clearly fraud and was not me. I never lived in Kansas, never had a XXXX account in my life, Clearly its not hard for XXXX to see whom lived in this place in question the phone reps told me yes they don't see my name ever anywhere around this address. They know it was not me yet they refuse too take action. Also should be noted I'm the one whom first called XXXX and gave them all my info, my address my phone number my ssn my email basically any info they wanted because they dint know nothing about me because I never used them before that's why. OK heres another fact seems to me if someone was getting Cable services and equipment then a persons ID would be checked and copied so I asked them ok is someone walking around with my ID and they would not answer. Clearly XXXX dint check anything otherwise they would of seen my ID has been the same address since XXXX in MI. And again XXXX knew nothing about me until I called them and gave all my info to them that alone proves they had no ID. So if you ask me with the facts presenting themselves someone either just used my name and SSN to get services and XXXX dint check anything if they did they would of had my ID and known how to contact me. XXXX wont release any info to me because they know this is fraud either on XXXX Part or Identify theft some one using my SSN that's why I did the identify theft report and police report because I had these charges on my credit report and XXXX claims someone was using my info. Very important to state XXXX will not send me any proof of anything even though I sent them a notice of furnishings in the 17 pages I faxed them on info they was requesting. It would of been nice to know if someone is walking around Kansas with a fake ID pretending to be me or was this all just made up by XXXX and they pinned it on my and my SSN that someone just said and that's all XXXX asked for. XXXX needs to be investigated for fraudulent behavior on this account. I tried with all my power with XXXX emailing all sorts of info, documents and it falls on deaths ears. Ok this brings me too the lastest information today. Yesterday On XXXX I filled out the Identity theft verification form I guess XXXX Is now using online stuff so I filled it out again including 7 documents again, police report. FTC id theft, Copies of my ID this current one issued XXXX-XXXX and my old ID that was issued XXXX-XXXX both have same addresses as I lived here since XXXX just to prove hey here 's my addresses is has not changed. So more game playing by XXXX as this email comes back today with a ladie from the Fraud Analyst department at XXXX XXXX XXXX XXXX, XXXX KS. office number XXXX that's the person I guess in charge of account now. She said I need 2 proofs of residency between XXXX and XX/XX/XXXX and a notarized affidavit I told her on the phone you received everything you need and then some but these people will not budge they are crooks and need investigating. I have wasted {$16.00} dollars of my own money faxing everything they asked for back on XXXX, I have followed all rules by the book with a FTC id theft report, a police report, Sending XXXX copies of my ID, several calls to XXXX on the phone giving all my info trying to get this straight telling them any info they want, my credit has been affected severely, the stress these people have put on me is crazy, I get phone calls from debt collectors only to be hung up on when I try to explain this is fraud identify theft, I spent several hours of my time emailing sending documents. If XXXX would actually take 5 min to review stuff I sent several times now they would see this is not right but so far they been unwilling. I need your help in this matter thanks.
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| 09/08/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
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Re : Security Monitoring Monthly Service XXXXXXXX XXXX XXXX I received a letter from Sequium Asset Solutions, a debt collector, attempting to collect XXXX XXXX, 2023 monthly services {$150.00} plus fees in the amount of {$590.00} for a total of {$740.00} - increasing the amount attempting to be collected by 80 %. ( See Supporting Documents Attached ) XXXX XXXX XXXX is attempting to collect 4 months of security monitoring services that I do not owe, PLUS fees increasing the balance by 80 %.
XX/XX/XXXX : I called XXXX to inform them I had entered into a sales contract on my home, and that the security system is connected to the home and must transfer to buyer per Florida law. I gave them the closing date of XX/XX/XXXX, and buyers name : XXXX XXXX. I asked how to transfer the monthly monitoring service over to the new owner. I was informed the buyer would need to call XXXX to get service transferred over to him. The XXXX rep also advised me that I would be responsible for any monthly services should the buyer delay contacting XXXX to set up his payment account.
XX/XX/XXXX : I met with the XXXX XXXX at the residence, where I gave him all XXXX folder records of purchase and services. I informed him I had paid for XXXX monitoring, and reminded him to contact XXXX to initiate transfer the monitoring service for a home in XXXX, XXXX XXXXXX/XX/XXXX : XXXX XXXX called XXXX, providing them with the address, my name as current and account, and having purchased the home, asked to transfer the monthly services to an account in his name. ( See Supporting Attachments ) XX/XX/XXXX : I received a monthly statement from XXXX. I called XXXX and explained the transfer to XXXX XXXX. The XXXX representative reviewed records and confirmed that XXXX XXXX had called and is paying for monitoring services. He went on to say that at the time of XXXX XXXX call to XXXX, the representative had trouble getting it to transfer and as a work around opened a new account for XXXX XXXX. I called XXXX XXXX who assured me he had set up the transfer with XXXX. He agreed to call XXXX again to see if he could help get this issue corrected.
On XX/XX/XXXX XXXX XXXX called XXXX and was told the payment plan didnt carry over. The XXXX rep told XXXX XXXX that he has made the corrections and that XXXX XXXX would be billed going forward. ( See Supporting Attachments ) XXXX - XX/XX/XXXX : I continued to receive bills from XXXX, and each time I called them. Each time I retold the previous conversations with XXXX and statements made by the representative who spoke with XXXX XXXX on XX/XX/XXXX.
On 2 of my calls XXXX representatives told me they reviewed previous call notes, agreed it was an error on XXXX part, and stated they had corrected it.
XX/XX/XXXX ( Date of the 2nd call ) This representative stated that he located previous call notes, confirmed that both I and XXXX XXXX were being billed for same service dates to the same address, that XXXX XXXX had paid all 4 months of services. This rep stated it was clear this was a mistake on the part of XXXX. I requested and this representative assured me that I would receive an email confirming XXXX has corrected the error and of any refund I may be due. However, I never received an email.
XX/XX/XXXX : In desperation I located my Vivint salesmans email address and sent him an email detailing the above and requesting he assist in getting it corrected with XXXX. However, he has never responded. ( See Supporting Attachment ) In XXXX, XXXX I received a text from XXXX that my service would be turned off for non-payment.
CONCLUSIONS : XXXX Participated & Advised how to Transfer Monitoring Services : In XXXX Vivint provided instructions for transfer of services to both myself and XXXX XXXX in several phone conversations. This supports XXXX has an established process by which they permit monitoring contracts to be transferred. ( See Supporting Attachment ) Continuous Monitoring & Payments : XXXX XXXX contacted XXXX in XXXX and paid for services for the months of XXXX XXXX, XXXX and continues monitoring services and payments on his account.
XXXX XXXX : The error by the XXXX representative who opened a new monitoring account for XXXX XXXX, failing to transfer or notate the work around, caused further error by my account remaining open. ( See Supporting Attachment ) Full Payments to XXXX : XXXX has been paid by XXXX XXXX for all 4 months they are attempting to collect from me.
Attempting to Collect for Duplicate Services : XXXX has been paid by XXXX XXXX for all 4 months and continued to bill me those same dates for the same address in spite of numerous times both XXXX XXXX and I notified them of the duplicity. ( See Supporting Attachment ) SUPPORTING DOCUMENTS ATTACHED : XX/XX/XXXX Sequium Asset Solutions debt collection statement XXXX XXXX XXXX XXXX XXXX Text Messages beginning XX/XX/XXXX XX/XX/XXXX.
XX/XX/XXXX Email From XXXX XXXX to XXXX XXXX XXXX Written Statement of XXXX XXXX dated XX/XX/XXXX.
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| 01/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Older American, Servicemember |
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XXXX XXXX with XXXX XXXX XXXX ... .I am writing to see if CFPB could investigate Sequim Asset Solutions a collect agency in XXXX , GA. I was very shocked to find ( first time ever ) to have a collection show up on my credit record. I learned from XXXX XXXX, I Called the number listed to find out when. I fulfilled my obligations to XXXX XXXX, XXXX XXXX never fulfill what they say, nor monthly billing for the contract period for the year XXXX. In having to call them every month to straighten out what they had stated when switching from XXXX to XXXX XXXX. If you check my records that is noted, of course they probably didn't state the long hours of being on the phone to try and correct their mess each month. I stayed on the phone with agent l hour XX/XX/XXXX, again after finding out on XXXX this agency put collections on my credit, I was in shock!! The guy, after hour of not being able to understand the billing, or the {$58.00}, transferred me, to another wrong dept. This has been the norm for XXXX XXXX. reason I switched and them not being truthful. He could make no sense out of the transactions, as usual when you call XXXX XXXX XXXX. I stated will go to the Corp. office in XXXX, which I plan to do Thursday, XX/XX/XXXX to talk to the Corp. Manage at that store, I did that once before. We have our cell phone services with our son with 4 on account, we pay over {$200.00}, our account is good standing, as was in good standing with XXXX XXXX haven't heard anything billing from them until I see this on XXXX XXXX for {$58.00}. After all the headache, heartaches, talking to back office the year we had XXXX XXXX. I switched back to XXXX, I mailed everything back to XXXX XXXX, have the receipt from PO as to date ( I made sure dealing with XXXX XXXX ), have receipt of that with my records. I do not owe {$58.00} and never had a collection on my credit at XXXX years old. You can never get a straight answer, nor CS can't help you, the guy couldn't understand the mess either reason he transferred me, ( I tell them upfront to connect me with back office ), I know CS can not help, then it was the wrong dept. It was not the back office. I check the XXXX there are many complaints about this company, & collection agency, please add this complaint, also, XXXX XXXX, has many, many complaints with the way they handles customers, billing, contract. Note : XXXX XXXX does not live up to the contact, yet they harass customers, have to stay on phone for hours at time to try and get bill corrected, they tell you it stays same for year, it does not as the records show on my Bill for the year, had to call, try to get corrected which was long process. If you see on my credit account I pay 100 % on time. Have always paid our bills, regardless of how many. I have not received anything from XXXX XXXX, about the {$58.00}, yet this agency sent this on my credit, after me calling XXXX XXXX, they made not sense either. It is very sad that good paying customers have to deal with this. Dealing with XXXX XXXX was a nightmare, and their Customer Service, couldn't correct anything they would transfer a customer 4 times on phone hours at a time. XXXX paid the {$120.00} to switch. I paid what was considerate correct for the the mess XXXX XXXX created. It is truly hard to explain the mess, I, as many customers state, I believe they do things on purpose so you will get discouraged in talking with them about issues they create. If they record everything, as they say, I would say listen to recording of all the many, many times I had to contact them, if they were honest in their dealing with customers. In fact, I would state, I do hope you are recording our conservation. Also, hard to get Enlish speaking person, unless you could talk to back office, after all the transfers, requesting staying on phone for hours to get to correct dept. They don't want you talking to back office ... I would to request the Agency remove that {$58.00} from my Credit, and would like both XXXX XXXX this Agency, be listed somewhere as being contacted investigated as to their information practices, contacting practices, etc. They do have a lot of complaints on the XXXX site. As stated I have never had one collection on my credit, and XXXX years old. Thank you for your help in the matter. Look forward to hearing from someone who can help me. With the heartache I went through for the year on with XXXX XXXX, they don't list the back office calls, CS calls that made not sense on the phone for hour upon hours, false statement to get your business, not fulfilling what they state for monthly billing, and for {$58.00} dollars. I will. never deal with XXXX XXXX again and will never recommend to other customers. We have XXXX XXXX XXXX cell phone and good customers, on our sons account of years. Thank you for your help in this matter.
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| 06/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have left XXXX voicemails to this company. I receive an email with a scanned photo of anything I receive from the US mail office they scan every letter prior to delivery. This company never a validation letter for right to dispute debt within 30 days. Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed, and validation is requested. In return due to the erroneous reporting to the credit Bureau, this collection has highly negatively impacted my personal credit report.
Request for VALIDATION, NOT Verification XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX XX/XX/2023 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX RE XXXX XXXX MOBILE BILL To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and, more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed, and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : a copy of proof from the original contract agreeing to service with my signature Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Send proof that you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the three major Credit Bureau { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit.
This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact, there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report, and a copy of such deletion { to any/all of the three major credit reporting bureaus : XXXX, XXXX, and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer-generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment, and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by XXXX.
It would be advisable to ensure your records are in order before I am forced to take legal action against your company and your client. I know I have not received this letter as I receive an email with a scanned photo of every letter I receive from the US mail office. They scan every letter before delivery, so adding this to my credit report is an {$1000.00} fine according to Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809. Also, I have recorded three attempts to contact your company, and all three times, I got a voicemail and left three messages. This is an attempt to correct your records ; any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX ( XXXX ) XXXX
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| 06/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against SEQUIUM ASSET SOLUTION, for committing identity theft. I have never given SEQUIUM ASSET SOLUTION, any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have not validated any alleged debt with SEQUIUM ASSET SOLUTION and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/23, I have not received any documentary evidence, such as a trilateral contract, giving SEQUIUM ASSET SOLUTION Subject : Cease and Desist Illegal Activity and Collection Efforts Dear Sir/Madam, I am writing to bring to your attention the serious matter of identity theft and fraudulent collection activities that I have been subjected to by your company, SEQUIUM ASSET SOLUTION. This letter serves as an official notice demanding an immediate cease and desist of all illegal activities, communication, and collection efforts regarding the alleged debt you claim I owe.
First and foremost, I want to assert that I have never given SEQUIUM ASSET SOLUTION any authorization or permission to use my identifying information for the purpose of committing mail fraud or engaging in any other unlawful activities. It has come to my attention that in accordance with Article 9, the assignment of a defaulted note is illegal, rendering both the assignee and the assigned liable for violations under 15 U.S. Code 1692e ( 12 ).
Furthermore, I would like to emphasize that I have not validated any alleged debt with SEQUIUM ASSET SOLUTION. My failure to dispute the validity of these alleged debts should not be misconstrued as an admission of liability on my part. As of XX/XX/23, I have not received any documentary evidence, such as a trilateral contract, that grants SEQUIUM ASSET SOLUTION any right to collect on this alleged debt.
Additionally, it has come to my attention that SEQUIUM ASSET SOLUTION has furnished this alleged debt to my consumer report without providing any prior documentation requesting validation. This action constitutes multiple violations under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ), including but not limited to 15 U.S. Code 1692d ( 4 ), which the Federal Trade Commission ( FTC ) defines as debt parking.
In light of the above, I demand that SEQUIUM ASSET SOLUTION provide me with sufficient documentary evidence to validate this alleged debt. This evidence should include a tracking number or any other lawful means by which you attempted to validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report. Failure to produce this documentary evidence will lead me to conclude that the account has been fraudulently furnished with forethought and malice, with the intent to harm my financial reputation.
I want to make it explicitly clear that I am legally refusing to pay this debt in accordance with 15 U.S. Code 1692c ( c ). Therefore, I demand an immediate and unconditional cease and desist of all collection activities and communication related to this alleged debt until such time that SEQUIUM ASSET SOLUTION can provide me with sufficient documentary evidence of my legal obligation to pay.
Please be aware that should SEQUIUM ASSET SOLUTION continue its collection efforts without producing the requested documentary evidence, I will have no choice but to pursue legal action. This may include filing a lawsuit to claim actual damages caused by your company 's actions. Furthermore, SEQUIUM ASSET SOLUTION may be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, as well as for extortion, theft by deception, securities fraud, and mail fraud.
I expect your full cooperation in this matter. Upon receipt of this letter, you are hereby notified pursuant to UCC 1-202f. Your prompt attention and response to this serious issue are both requested and required. Failure to comply with this cease and desist notice may result in further legal action being taken against SEQUIUM ASSET SOLUTION.
Please acknowledge receipt of this letter within ten ( 10 ) days from the date of this correspondence.
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| 05/26/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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I have recently did a previous complaint with this company with CFPB # XXXX. They sold the debt during the previous complaint and now reporting under a different company illegally!
I received a notification from the Credit Reporting agencies that Sequium Asset Solutions had added an account showing me as being deliquent with them. I have never contracted to do business nor are they in receipt of any such request on my behalf. I have sent them a cease and desist letter because of the following : Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information from them because I have some questions. I need to hear from them to make an informed decision about your claim that I owe this money. I am open to communicating for this purpose. In order to make sure that I am not put at any disadvantage. Please remove this entry until all research and validations are completed. I have no idea who Sequium Asset Solutions are.
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| 07/22/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I transferred cell phone services for my family from XXXX XXXX XXXX to XXXX XXXX during XX/XX/2020. There were multiple processing issues which delayed porting my lines of service over from XXXX XXXX XXXX to XXXX. These issues resulted in several of my phone lines not having service with either XXXX XXXX XXXX or XXXX for multiple days around the time that they were to have been ported. When I noticed that the lines that were not working were still showing as active on the XXXX account page, I contacted XXXX XXXX XXXX and was told that the lines were in a porting pending status and not to worry, that my account had in fact been closed. My balance at the time with XXXX XXXX XXXX was a credit of {$39.00}. However, I subsequently received a final bill from XXXX XXXX XXXX for {$110.00} since my account had still been " active '' during a few days during the subsequent billing period. XXXX XXXX XXXX initially stated it was because of another line of service shown on my bill as " International Roaming '' with a monthly charge of {$0.00}. After multiple inquiries this line was eventually identified as a " XXXX XXXX '' for a vehicle that I had not owned for several years and the line was not actually in service. XXXX XXXX XXXX then stated that the new charges were due to two lines of service which had not be ported over to XXXX by the end of the XXXX XXXX XXXX billing period and therefore I was required to pay for a full month of service. I provided the information above along with information that the phones had already been activated on XXXX and were not working on XXXX XXXX XXXX 's network at that time. I even provided a copy of my XXXX bill which showed the phones were active with XXXX during this time and I had paid XXXX for the same period of time that XXXX XXXX XXXX was charging me for. I received assurances that this information was sufficient and the matter would be escalated and resolved. I was also told I didn't need to pay anything and that once the charges were corrected, I would be receiving a refund of my {$39.00} credit balance. I was also assured that all of this information would be documented in their system in case there were any future issues or questions.
I just found out that XXXX XXXX XXXX subsequently submitted by " debt '' to a third-party collection agency ( Focus aka Sequin Asset Management ). After talking to numerous people at XXXX XXXX XXXX, I was told that they couldn't do anything since they had " sold '' the debt to a third-party. They provided me their phone number of XXXX. I contacted this third party and initiated a dispute. However, I was told by them that they couldn't do anything since they were only acting on behalf of XXXX XXXX XXXX and they could not do anything without XXXX XXXX XXXX 's approval. They suggested I contact XXXX XXXX XXXX and ask to speak to a manager. I did that and was again told that XXXX XXXX XXXX could not do anything since the debt had been sold to a third party.
I have probably spent over 50 hours and hundreds of phone calls to XXXX XXXX XXXX over the past year regarding this matter. I told them that if this was a valid debt, I would pay it immediately. However, every time I talk to XXXX XXXX XXXX I get a different explanation. As recently as today in my first call to XXXX XXXX XXXX I was told by their representative ( first name " Thridy '' employee id " XXXX '' ) that the matter had been fully resolved and my account now had a {$0.00} balance. When I asked for written documentation to provide to the third-party collection agency, he said his system was not allowing him send me an e-mail and so he transferred to another person who then told me the account had been " sold '' to Focus and he could not do anything. This is so typical of the misinformation and empty assurances I have received from XXXX XXXX XXXX.
During my final interaction with XXXX XXXX XXXX today, I was told that their policy would not allow them to do anything relative to a " sold '' account and that I would need to deal exclusively with the third-party collection agency.
I appreciate any assistance you can provide in helping me resolve this matter. Thank you.
XXXX XXXX XXXX XXXX
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| 08/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I attempted several options to resolve this matter by first offering to pay this debt in full to get it quicky removed from my consumer report because the debt is not mine and it could mess up my ability to qualify for my mortgage loan. I mailed a letter on XX/XX/2023 to address on consumer report XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, Cy XXXX which was returned back to me because of a faulty address.
I XXXX XXXX called XXXX XXXX XXXX telephone number XXXX on a recorded line and spoke to XXXX XXXX. I told her I mailed them a letter and it was returned back to me due to a faulty address on file. She stated they are not at that address and gave me a different address XXXX XXXX XXXX XXXX XXXX, Ct XXXX. On XX/XX/2023 I asked for her email address : XXXX so I can sent her over a new letter of pay for deletion because I'm currently buying a house and I need this off my consumer report immediately also need them to review and sign an agreement if I pay this debt in full they are to remove it off my credit report and not put this as a paid collection. I explain the situation to her that this debt isn't mine but due to me being in the process of buying a home I am willing to compromise to offer a full settlement amount {$220.00} in exchange to remove this inaccurate information from my consumer report.
XXXX XXXX stated their office provide no such option and the collection will remain on my credit report and it will get updated as paid collection. I told her It makes no sense to pay a debt in full that is not mine for it to remain on my credit report for 8 years. I explained to her I just disputed this same account {$220.00} from a previous collection agency SEQUIM XXXX SOLUTIONS same account number and same amount of {$220.00} and they removed it and then XXXX XXXX XXXX bought the same debt for the same amount {$220.00}. XXXX claim that XXXX XXXX XXXX removed it from the old collection agency and XXXX reassigned the debt to them. I explained that I resolved this situation already and I owe no such debt for alleged cable bill because I am not at that address. That it is not my address they claim the bill to be owed which is the main reason why SEQUIM XXXX SOLUTIONS which the old collection agency removed it from my consumer report because they couldn't verify or validate the account.
XXXX then stated they will review my email pay for delete letter but will not consent to signing anything or will not consent to accepting my offer. That they will follow up with a phone call. I stated I will only email or correspondence by mail no phone calls.
I XXXX XXXX requested for validation of the debt and sent several letters of Validation of debt request pursuant to 15 USC 1692g under the Fair Debt Collection Practices Act. The Second Letter was sent certified mail on XX/XX/2023 and signed for tracking number XXXX XXXX XXXX XXXX XXXX it was signed for but no response or letter to validate my request which all letters is attached to my CFPB Complaint.
They were acquiescence more than 30 days which is a violation of the Fair Credit Reporting Act... So I sent out another letter certified mail on XX/XX/2023 for Failed to provide validation of debt pursuant to 15 USC 1692g. The certified letter # XXXX XXXX XXXX XXXX XXXX was signed for and returned signature receipt # XXXX XXXX XXXX XXXX XXXX XXXX by XXXX no response or letter sent back.
So I sent out 2 additional letters XX/XX/2023 about furnishing inaccurate information on consumer reports and how this have severe damage my ability to obtain future credit and let them know they are willfully violating the consumer laws under FCRA 15 USC 1681s-2 Responsibilities of furnishers and 1681 for willful noncompliance.
XX/XX/2023 I sent a final letter registered mail # RE XXXX XXXX XXXX XXXX of demand for validation and proof of claim which XXXX XXXX XXXX has only been acquiescence and been willfully non compliance under 1681 and now I will be seeking legal actions against this company for 616 civil liability for willful noncompliance, Defamation of character and much more.
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| 07/15/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Sequium Asset Solutions XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX RE : Account # XXXX To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. XXXX ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/XXXX, nineteen days after the date of Brennans debt collection letter, Spears counsel XXXX sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the XX/XX/XXXX notice of claim. Brief of XXXX at XXXX. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, Brennan violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against Spears after Spears had notified Brennan in writing that he was disputing the debt but before Brennan had mailed verification of the debt to Spears. We reverse the trial courts entry of summary judgment in favor of Brennan on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX Please remove this account from my credit and do not contact me by phone only contact me by mail.
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| 07/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Servicemember |
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Sequium Asset Solutions has added an account showing me as being deliquent with them. I have never contracted to do business nor are they in receipt of any such request on my behalf. I have sent them a cease and desist letter because of the following : Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information from them because I have some questions. I need to hear from them to make an informed decision about your claim that I owe this money. I am open to communicating for this purpose. In order to make sure that I am not put at any disadvantage. Please remove this entry until all research and validations are completed. I have no idea who they are. I have never received anything from them, talked or communicated with them in any fashion.
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| 11/30/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Under the Fair Debt Collection Practices Act ( FDCPA ) creditors must validate the debt. This company did not verify the debt via mail nor by phone.
The company did not validate an assumed debt of {$80.00}, did not provide me an opportunity to dispute the false debt, breached the ( FDCPA ) several times as well as the TCP, and used deceptive practices.
The agency did not send me any communication in writing notifying they believed a debt to be mine, nor did they verify the assumed debt before reporting the unverified debt to the three credit bureaus.
In addition, the collection agency uses deceptive practices in their collection attempts. The representative I spoke with stated on a call I recorded that this company uses predictive dialer, XXXX, ROBO calls to contact consumers to trick them into answering the phone. Those Automatic Phone Dialing Systems are illegal under the TCP ( Telephone Consumer Protection Act ). The ( FDCPA ) in section 807 in the False or misleading representations subsection ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer is also against the law.
The agency also is in breach of section 807 subsection ( 14 ) The use of any business, company, or organization name other than the true name of the debt collector 's business, company, or organization. The company will not tell you their company name and intentionally attempt to deceive consumers.
Under section 804 Acquisition of location information of the ( FDCPA ) subsection ( a ) Communication with the consumer, line ( 1 ) the collection agency must not attempt collection at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer being before XXXX XXXX XXXX and before XXXX XXXX XXXX, local time at the consumer 's location ; Acquisition of location information. The TCPA prohibits any company, not just a debt collector, from calling on my cellphone using an automated telephone system or pre-recorded voice without my express consent. The company called my cell phone via robo dialer 47 times at XXXX. These two actions alone constitute litigation. This collector knows they are breaking the law and do it anyway.
I was never notified of any potential debt nor was I ever notified in writing of my rights by law. Under the Fair Debt Collection Practices Act ( FDCPA ) section 809. Validation of debts, creditors must notify consumers of any assumed amount of the debt, the name of the original creditor, that the assumption that the debt will be reported as valid unless I dispute it within 30 days, given a notification that I could request verification of the debt within 30 days, nor a notification that I can request the name and address of the original creditor within 30 days. I was never notified of any debt of any kind and was not provided any opportunity to dispute the debt.
When I realized that this company has reported a collection on my credit report I immediately contacted them via phone call on XX/XX/04 at XXXX XXXX by the phone number provided on the credit report. Upon answering the call the debt collector began asking for personal information to ensure that they're talking with the right person. I am not required to give out your personal information to anyone. The information they did have on file for me was totally incorrect which further made me suspicious as any debt collector should have the correct information.
I contacted the original creditor and found out that this company was attempting to collect on a closed account with a XXXX balance. I notified the original creditor and they notified the agency of the XXXX balance. This company then " updated '' the bureaus of the XXXX balance rather than remove the false debt fully from my credit report.
I have disputed the debt with the three credit bureau and file a complaint with the XX/XX/XXXX XX/XX/XXXX and th3 collection agency has not responded at all.
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| 10/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OK XXXX Social Security # XXXX DOB : XX/XX/XXXX XXXX I hereby make a ghost-letter attempt to a resolution on various credit items and/or items of public record that currently show on XXXX, XXXX, XXXX XXXX and XXXX respectively . My position is legal based upon sections of the Fair Credit Reporting Act as well as the Fair Debt Collection Practices Act. These laws are to make sure that a level and fair playing field exist to protect American consumers from abusive reporting procedures on credit reports, as well as illegal and deceptive collection practices. I stipulate at this time that are no condition am I making an identity theft claim or accusation, so I demand that policy be adhered to by all creditors and respective credit reporting agencies.
Amended consumer rights Fair Credit Reporting Act Public Law 15 U.S.C. 1681 : https : //www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf Fair Debt Collection Practices Act : https : //www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text CREDITOR CONTACT INFORMATION : Sequium Asset Solutions XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX XXXX ) XXXX XXXX ACCOUNT # XXXX THIS COLLECTION IS FRAUDULANT, I STILL HAVE XXXX XXXX XXXX MERGED WITH MY WIFE. WE PAY OUR XXXX XXXX XXXX ON TIME AND ANY PAST INVOICES HAD TO BE PAID AS PART OF THE CELL PHONE MERGER PLAN. XXXX XXXX XXXX MUST HAVE YOUR AGENCY REMOVE THIS COLLECTION IMMEDIUATELY, OR WE WILL GO TO XXXX.
Please be advised that this is not a dispute, but a request to review the above listed tradeline, collection or item of public record. I realize that your job as a subscriber to the affiliated credit reporting agencies is a valuable service to the credit community, but as there are over XXXX, ( XXXX ) individuals just in the United States alone that depend on fairness on credit reporting, and mistakes do happen. At no time consider my objective to be a dispute against any of the bureaus, XXXX, XXXX, XXXX XXXX and XXXX respectively. I believe all medical collections if applied against me, should be removed without exception. However, I will negotiate any of those encumbrances if the collection is legal on its merits. I also request the deletion of tradelines if any prior payment histories have been removed or cut from my credit bureaus. In most cases, the 84-month timeline is valid, and my account, if showing a late payment within that 84-month timeline means under FCRA that the account should be removed, or if still a current account, brought to positive status. I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act by-laws as mandated. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I especially desire compliance under the 84-month timeline for deletion of negative information, with the deletion of the account details altogether. My dispute is quite specific in the exception area posted below : 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ], Section 609 of the Fair Credit Reporting Act ( FCRA ), Disclosures to consumers [ 15 U.S.C. 1681g ] ; Section 610 ( a ) ( 1 ) [ 1681h ], and 611.
I am posting this dispute through the Consumer Financial Protection Bureau, the governing body of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Please respond to this dispute within 30-days as mandated within federal guidelines.
Sincerely, XXXX XXXX
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| 08/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX XXXX : Collection account : XXXX To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of XXXX Vs. XXXX ( IN THE COURT OF APPEALS OF INDIANA, No. XXXX ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/1996, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at XXXX. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to XXXX ] in the XX/XX/1996 notice of claim. Brief of XXXX at XXXX. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ XXXX.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX.
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| 04/02/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX SEQUIUM ASSET SOLUTION XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX RE : Collection account : XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository thatA could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harasment and I will have no choice but to file suit. All future comunications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Remove thIS account from my credit report, do not call me on the phone, only contact me by mail or via CFPB portal.
Best Regards, XXXX XXXX.
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| 03/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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In XX/XX/XXXX I moved with a current XXXX account and service ( so, I thought ) I transferred my account to the new apartment, in fact I went into the store and had no problem not at any time was I told I had a past due balance from my old apartment and all of my mail was forwarded. My account and service set up was seamless.. Skip to late XXXX of XXXX and I received a phone call from Sequium Asset Solutions XXXX collection agency that XXXX uses for past due accounts and to my surprise they had informed me that I was in collections for {$280.00} how could that be, when I have service and no interruptions - I gave the collection agency my new address and expressed because of COVID I was not working, they told me I can make payment arrangements every month until it was paid off and they would NOT report me unless otherwise - It clearly states in writing on there mailed statement that they will work toward a solution - ( I have 2 statements that have different verbiage ) I made my first payment of {$50.00} on XX/XX/XXXX as scheduled and I would pay again on XX/XX/XXXX of {$40.00} which I also kept, thus going forward I would make the same payment on the XXXX until PAID IN FULL. The collector asked if I was going to pay it online and I said yes.
XX/XX/XXXX the collection agency Sequium reported me anyway to all credit bureaus and found out by XXXX notifying me of the negative item via email that I had lost XXXX points on my FICO because its showing not paid/deliquent '' and that it " was a loan '', ultimately I paid the remainder {$170.00} XX/XX/XXXX online as promised then I immediately called Sequium and disputed the reporting and ended up speaking to a collector in the XXXX mistaken me for another account of a XXXX and realized they also did NOT have my phone number correct either, they said it showed I paid the rest I had owed and its showing XXXX balance.. I asked to speak to a manager shortly after, the manager XXXX got on the phone and she ALSO did not have the proper account said it would be corrected and gave me a ticket number as reference that it would be updated/removed by XX/XX/XXXX it was paid in full no remainder of {$18.00}. Forward to update XX/XX/XXXX I looked at the dispute correction/update and had to dispute it because it hadn't been removed in fact, Sequium reported inaccuracies ; Reported it was a loan, and it was delinquent ( not so ) I paid as agreed thru the collection agency and had a payment agreement in place, so I submitted a 2nd dispute and they reported it as " account paid for less than full balance '' again not true because there is no outstanding balance as of today XX/XX/XXXX or my statement XXXX wouldn't say paid in full.
Through the collection agency website which said the full balance was {$170.00} instead it should of said {$190.00} - If you add up what I had paid the total is {$260.00} less {$18.00} ( which is designed on purpose ) so the collection agency can say it wasn't paid in full ( PIF ) vs ( SIF ) settled in full or what they like to say " account paid for less than '' .The first dispute didn't say " account paid for less than full balance '' the XXXX dispute outcome did. I filed a complaint with the XXXX and XXXX XXXX XXXX in Colorado, the XXXX has nearly 800 complaints about Sequium about this exact type of predatory debt practices, distributing the wrong information, and accuracy issues. I need your help clearing this up for me, its extremely damaging I lost XXXX points on my FICO score I can no longer help my son with his student loan to transfer his loan to another servicing company to lower his interest rates, I cant buy a house, cant buy a car and will have issue with leasing a apartment.
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| 09/02/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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As stated in Department of the Treasury - Internal Revenue Service Publication 1212 Guide to Original Issue Discount ( OID ) Instruments ; OID is a form of interest. It is the excess of a debt instruments stated redemption price at maturity over its issue price ( acquisition price for a stripped bond or coupon ). Zero coupon bonds and debt instruments that pay no stated interest until maturity are examples of debt instruments that have OID. As stated in Department of the Treasury - Internal Revenue Service Publication 1212 Guide to Original Issue Discount ( OID ) Instruments ; The term debt instrument means any instrument or contractual arrangement that constitutes indebtedness under general principles of federal income tax law ( including, for example, a bond, debenture, note, certificate, or other evidence of indebtedness ). It generally does not include an annuity contract.
No contractual arrangement exists with said debt collector and it appears that said debt ( evidence of indebtedness ) was purchased pennies on the dollar from the previous Holder in Due Course/ Payor ; hence, said debt collector was not authorized to furnish private information or assume to be the Power of Attorney regarding myself ( Identity Theft ) ; Consequently, the debt is considered void. Nevertheless, it appears that said debt collector is persistent by way of said consumer credit report stating that a debt is owed. However, said evidence of debt constitutes indebtedness under general principles of federal income tax law. The debt collector is considered the Holder in Due Course/ Payor and are liable for the federally withheld amount of {$330.00}. Consequently, said debt collector has committed the following violations regarding said debt instrument ( s ) : failed to provide a 1099 OID regarding said debt instrument ( s ), failed to report income, failed to withheld tax, failed to file return, and failed to pay tax.
it is impossible to furnish information to the Credit Reporting Agencies without first assessing the tax accordingly regarding said debt instrument ( s ) ; Otherwise it is evident that said debt collector knowingly participated in a transaction to effectuate criminal or fraudulent avoidance of tax liability. As the recipient of said debt instrument ( s ), I am being hindered from assessing said tax accordingly by way of form 1099 OID and 1040. Consequently, said debt collector has intentionally impacted ones credit worthiness negatively regarding said debt instrument ( s ) which is considered irrefutable proof that the debt collector does not respect the general principles of the federal income tax law.
Attach you will find Department of the Treasury - Internal Revenue Service Publication 1212 Guide to Original Issue Discount ( OID ) Instruments, Pages 1 and 2 ; Emphasis on the following Definitions ( Circled ) : Original Issue Discount ( OID ) and Debt Instrument, Credit Report ( Emphasis on the highlighted area ) regarding proof said debt collector participated in a transaction to effectuate criminal or fraudulent avoidance of tax liability ; hence, does not respect the general principles of the federal income tax law. The following forms have been prepared accordingly and are on standby should any issue arise regarding said complaint in association with said debt collector : Department of the Treasury - Internal Revenue Service Form 3949-A - Information Referral and Department of the Treasury - Internal Revenue Service Form 211 - Application for Award for Original Information. All statements/ responses regarding said complaint will be forwarded to the Internal Revenue Service along with said forms in order to substantiate my complaint.
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| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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As a result of car accident, I utilized the services of XXXX XXXX XXXX. I hired an attorney ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ) to handle my motor vehicle claim. The attorney contacted all medical providers involved. It took over a year for all claims to be closed. XXXX XXXX XXXX contacted XXXX XXXX XXXX XXXX XXXX XXXX in XXXX of XXXX. XXXX advised XXXX XXXX XXXX that balance in my account had been charged off and there was a XXXX balance in my account and even emailed them an invoice showing the XXXX balance.
I began the process to purchase a house in XXXX of XXXX. In XX/XX/XXXX I was notified by XXXX, my credit monitoring services, that SEQUIUM Assets Solutions ( SAS ) had reported a past due medical debt of {$1300.00}. I immediately called SAS and explained that this debt was part of a litigation and they needed to contacXXXX XXXX XXXX XXXX and I asked them to remove this bad debt from my credit and they refused. During the call on XX/XX/XXXX I told them that they never notified me that this debt was outstanding. We found out that they had a very old address in their system : XXXX XXXX XXXX XXXX XXXX # XXXX XXXX Ga XXXX, and I explained that that address ( a XXXX XXXX had been inactive since XX/XX/XXXX ). I also provided them with address since XX/XX/XXXX and my phone number which has been the same since XXXX. I explained that I had been preapproved for a mortgage loan of 2.5 % and now with that collections item on my credit I was being told that my new APR would be 4.1 %. In the middle of this I also purchased a new car and ended up with a 4.49 % APR because of this collections being on my credit, unfortunately I couldnt hold off because the dealership can not hold a car for 30+ days while the collections company waits for payment. I called XXXX XXXX XXXX who stated that they would take care of this. I also disputed the information with each credit bureau to no avail! The item stayed on my credit report because SAS claimed that the debt was valid. In the midst of all of this, I would call SAS and tell them that they needed to contact my attorney because my attorney kept telling me that theyre trying to get this resolved, and its not moving. Finally at the end of XXXX, I called both XXXX XXXX XXXX and SAS and put them both on three way only to find out that XXXX XXXX directed my attorney to call XXXX and XXXX never returned my attorneys calls or notify XXXX XXXX XXXX that the debt was now with SAS.
On Friday, XX/XX/XXXX, XXXX XXXX XXXX agreed to pay SAS to settle the account. Payment has been made XXXX as of Friday, XX/XX/XXXX XXXX yet SAS are still refusing to remove this item from my credit report until 5-7 days have passed to ensure that the payment is not stopped. They are threatening to leave it in my credit report until payment is fully process and refusing to remove it even though Ive explained that my offer on an house has been accepted and I was ready to proceed with the financing of my mortgage loan! I reiterated to them that they never notified me of this debt, and when I found out about it and notified them that it was part of a litigation it should have been removed and they should have contacted XXXX XXXX XXXX! It is completely unfair what they have done to me and they should be held responsible! They should not be allowed to practice collections in this manner!
Their lack of training has caused me problems with a 30 year mortgage over {$1300.00} and a 5-year auto loan, which Im also waiting for them to remove the collections from my credit so that I can refinance! I will be seeking compensation for the difference in what I had to pay because of their lack of common sense handling the medical debt!
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| 07/25/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Reference closed XXXX Business account # XXXX. I have contacted 5 people at XXXX on 10 separate occasions, as well as opened a XXXX internal Ticket Escalation.To reference today 's contact attempt the XXXX call reference number is : XXXX.To recap : My Commercial Landlord of XXXX XXXX XXXX. XXXX XXXX, GA XXXX deceased and property was sold to new owners on XX/XX/XXXX forcing my Business ( XXXX XXXX XXXX XXXX , XXXX ) to vacate to a new location. I attempted to maintain service with XXXX however per XXXX Employee, XXXX, the new location is listed as non-serviceable ; a field specialist was sent to verify that the service could not transfer. This would render the contractual agreement nullified as I was not able to continue use for their service. XXXX informed us that I would be released from the contract due to the new location being non-serviceable as well as verified by the field tech. I had already met the 2 year minimum contract agreement as stated on the contract I have in my records. XXXX service was cancelled as of XX/XX/XXXX and XXXX equipment was returned on Friday, XX/XX/XXXX. The commercial phone number ( s ) port was approved as evidenced in the contract and email communications I have in my possession from new service provider, XXXX Telephone Company. I can offer these supporting documents. The conversation with XXXX ended that the deposit with XXXX would be applied on our XXXX bill which is also evident by the billing statement that I have also. The Cable box XXXX was returned it was never even hooked up but was necessary to receive the " Triple-Play '' discount. The XXXX XXXX was also returned at that same time to the XXXX location in XXXX XXXX, Georgia. For some reason, a new modem was sent out to our old location at XXXX XXXX and we were being told that we had additional equipment that we didnt return. We were forced to use tax records to find out the new owner of the property, contact them to allow us to enter the old building in which they had to drive 20 miles to allow us in, there was a modem that had been sent XXXX not certain why since service was cancelled ) but was returned back to the XXXX XXXX XXXX Office location AGAIN! I have all documents deemed pertinent to the information included to support this complaint. XXXX continued billing XXXX XXXX XXXX XXXX at XXXX XXXX XXXX, XXXX XXXX, GA XXXX ( the old address ) in the amount of {$840.00} for XXXX, XXXX, XXXX and forwarded the account to XXXX XXXX XXXX, XXXX XXXX XXXX., XXXX XXXX, XXXX, GA XXXX Email : XXXX Phone : XXXX ( Collection Agency ) in XX/XX/XXXX. This amount was negatively reported to my personal credit report. I am requesting that you aide me in having this corrected as well as force XXXX to refund the {$840.00} since it shouldnt have ever been billed. I paid the collection amount of {$840.00} because my impeccable credit score dropped 91 points as a result! During the call today, XXXX informed me that they continued to charge me for equipment I DONT HAVE in the amount of {$50.00} per month! XXXX employee, XXXX, XXXX and XXXX stated that there was a required cancellation form, but it was sent to an email for a former employee, who was not and had never been an authorized user or party to the contractual agreement with XXXX and my Agency. The contract contains my contact information and I never received the supposed cancellation document, despite their own employee telling me he would apply my deposit to close my account to my XX/XX/XXXX bill. I look forward to your timely response and resolution. This is a Fair Credit Reporting Act violation as well as an issue with the Consumer Reporting Bureau violation.
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| 11/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To Whom It May Concern, I am writing to file a formal complaint against XXXX XXXX regarding an unjust collection account placed on my credit report. I was a loyal customer of XXXX for XXXX XXXXars, from XXXX to XXXX. In XXXX, I utilized XXXX XXXX XXXX XXXX and the {$10.00} a month overseas calling plan. However, I consistently encountered overcharges by XXXX, with instances where I was billed over {$1000.00} in a single billing cycle. Despite having full bars in areas with 5G coverage, my phone service was often unreliable, frequently disconnecting.
Frustrated with these issues and the unaddressed overcharges, I decided to switch to XXXX XXXX XXXX in XXXXXXXX XXXX. Upon canceling my XXXX service, I updated my address multiple times and communicated with XXXX customer service about the overcharges and my service concerns. While some charges were removed, I was promised further follow-up and a final bill that I never received. I never heard from XXXX again until I discovered a significant drop in my credit score ( a XXXX drop ) due to a closed account placed in collections by Sequium Asset Collection, stating that I owed XXXX XXXX {$470.00}, plus {$75.00} in fees.
When I reached out to Sequium Asset Collection to inquire about the debt, they were unable to provide specific information regarding the debt, apart from the outstanding balance. The {$75.00} in fees was explained as their charge for debt collection services. I informed them that I was uncertain about the debt and that I intended to contact XXXX directly.
Upon contacting XXXX, I was unable to reach customer service due to my account no longer being active. After hours on the phone, I was finally directed to the billing and collections department, where I was informed that they couldn't assist me further as the case was closed on their end. I was redirected back to Sequium Asset Collection. With no other option, I paid the debt in full to Sequium and subsequently filed an internal complaint with XXXX, requesting the removal of the payment from my credit report.
In my complaint to XXXX, I emphasized that this situation was not my fault, as I had never received a final bill from XXXX, and they had inaccurate information. I also raised concerns about Sequium 's persistent calls, despite my request for them to cease, and that selling my debt to a collection agency without my written consent is a violation of my consumer rights.
During my interaction with a XXXX billing and collections supervisor, I was met with a lack of empathy, indifference to my situation, and rudeness. The supervisor maintained that, according to company policy, they were not responsible for updating credit reports, even when XXXX was in the wrong. Additionally, she falsely claimed that Sequium was not a collection agency but a third party working on behalf of XXXX, despite substantial evidence to the contrary.
I inquired as to why I was required to pay Sequium rather than XXXX directly if they were acting on XXXX 's behalf, to which the supervisor provided no satisfactory explanation. I also requested her full name and employee number, to which she refused, providing only the name " XXXX. '' This situation has resulted in multiple violations of my consumer rights and has had a detrimental impact on my credit score and overall financial well-being. I kindly request that the XXXX XXXX XXXX investigate this matter thoroughly and work to rectify these violations and ensure a fair resolution in my favor.
Thank you for your attention to this matter.
Sincerely, XXXX XXXX
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| 03/10/2019 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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The XXXX XXXX XXXX debt of {$470.00} is invalid. It should not be collected on my credit reports from the 3 credit reporting agencies ( XXXX XXXX XXXX ) which destroy my credit.
Contrary to its promise, XXXX XXXX XXXX devices ( for which I already paid $ 1000+ for them ) did not work with XXXX. I asked XXXX XXXX XXXX ( XXXX ) to help solve the issue, but XXXX XXXX XXXX did not cooperate.
XXXX XXXX XXXX provided wrong instruction for unlocking its devices. After I paid off the balance of my phones on XX/XX/2018, XXXX XXXX XXXX told me that the devices would be unlocked and then work for other carriers. I waited a few days and received an email of unlock instruction ( first email of unlock instruction, attached below ). I followed the instruction but without success. The instruction says max 5 tries are allowed before a phone becomes permanently locked to XXXX XXXX XXXX. I suffered a lot. I called XXXX XXXX XXXX customer care. I waited another few days and received another email of unlock instruction instruction ( second email of unlock instruction, attached below ) .which is completely different from the first unlock instruction. I followed it and seems like it was successful. However, when using the phones with XXXX, I never had mobile data connection. I had unlocked other XXXX XXXX XXXX phones in the past and they work well with other carriers -- but only one unlock instruction was received. Therefore, I believe that problems happened somewhere inside XXXX XXXX XXXX which caused my phones does not work with other carriers even if I paid them off. It is illegal for XXXX XXXX XXXX to sell defunct product. Either XXXX XXXX XXXX refunds the money I paid for the devices, or replaces them with functioning devices.
-- -- -- -- -- -- -- -- -- first email of unlock instruction -- -- -- -- -- -- -- -- -- - From : XXXX XXXX XXXX Order Status XXXX Sent : Thursday, XX/XX/2018 XXXX XXXX To : XXXX Subject : We approved your unlock request Use these instructions to unlock your device.
Device IMEI number : XXXX Request number : XXXX Hi XXXX, Your unlock code : XXXX Unlock instructions : 1. Power off the device and remove the SIM card. 2. Power on the device. 3. Enter # XXXX, the unlock code, and #. The device cycles off and back on. Note : You are allowed five attempts to unlock before your device permanently locks to the XXXX XXXX XXXX network. Note : If your device has been altered from the original manufacturer? s standards, such as rooting the device, your unlock code may not work and you will need to contact the original manufacturer for assistance.
-- -- -- -- -- -- -- -- -- second email of unlock instruction -- -- -- -- -- -- -- -- -- - From : XXXX XXXX Sent : Wednesday, XX/XX/2018 XXXX XXXX To : XXXX Subject : Subsidy Device Unlock Request Thank you for contacting XXXX XXXX XXXX Customer Care about unlocking your XXXX XXXX XXXX XXXX device : CASE : XXXX IMEI : XXXX UNLOCK CODE : XXXX We have reviewed your request and confirmed that the device may be unlocked. Please allow 24 hours upon receipt of this notification to complete the unlock process. To unlock your device, simply : Five unsuccessful unlock attempts permanently locks the device to the XXXX XXXX XXXX network. 1 ) Power off the device, remove the battery, and insert a non-XXXX XXXX XXXX SIM card. 2 ) Re-insert the battery and power on the device with non-XXXX XXXX XXXX SIM. 3 ) The device displays Enter the device unlock code. 4 ) Enter the unlock code. 5 ) Press OK.
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| 10/27/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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A third party collection agency is attempting to collect a invalid debt which was previously created by XXXX XXXX a debt that I do not owe.
Before I left my former home which I rented at the end of XX/XX/XXXX beginning of XXXX of XXXX. I called and spoke to a XXXX XXXX customer service representative and requested to have my internet service be disconnected which I was told would be terminated immediately. Before I left my previous home, my internet bill was current since XXXX XXXX DO NOT allow past due account to continue to have internet service and would promptly disconnect service.
Also, I do not owe XXXX XXXX any cable or internet equipment. I opted to provide my on wireless internet cable router which I purchased used at XXXX XXXX in XXXX XXXX, Nevada.
XXXX XXXX Wireless Internet Cable Modem was returned to their retail store location at XXXX XXXX XXXX in XXXX XXXX by me over two year prior to moving out of my former resident as a means to reduce my monthly internet bill.
More than 15 months later or around early XX/XX/XXXX I received notification via XXXX and other consumer credit agencies that a company by the name of Sequium Asset Solutions , LLC is seeking to collect on this ILLEGAL/Fraudulent XXXX XXXX bill in the sum of {$270.00} which I do not owe.
This collection account has cause great harm to my credit files which I am trying to rebuild.
Recently, I submitted a dispute with XXXX, for the record, I have worked in the credit reporting field and understand the dispute process and strongly believe that this false debt was not properly validated nor verified and would like to know when this so-called debt was first delinquent since I moved out of my previous home in the beginning of XXXX of XXXX.
I would like Sequium Asset Solutions , LLC to provide me with a complete record of my payment history or previous equipment rental from XX/XX/XXXX XXXX XX/XX/XXXX from XXXX XXXX in order for verification purposes. I would also like a complete equipment audit pertaining to the device 's serial number and MAC address and the date when the equipment was first put into service.
I can provide proof via XXXX payment confirmation which I received in my XXXX email account that my final payment was made prior to moving out in XXXX of XXXX the time when I spoke to the XXXX customer service agent in their billing department. Please find the attached file of full payment.
Furthermore, It appears after research that XXXX XXXX have a bad habit of not disconnecting cable or internet service when a customer calls and request a disconnect. They will allow service to continue long after a customer no longer reside at a former resident.
I am also submitting a copy of the invalid equipment requested I receive from XXXX XXXX for equipment I do not owe which contains the account number.
I would appreciate if you would have this issue fully investigate and removed from my credit report.
Thank you, XXXX XXXX XXXX XXXX XXXX SEQUIUM ASSET SOLUTIONS , LLC Original Creditor Name XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$270.00} Amount {$270.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number # # # # # # XXXX Creditor Classification CABLE_OR_CELLULAR Last Payment Date Date of First Delinquency XX/XX/XXXX Comments Contact SEQUIUM ASSET SOLUTIONS , LLC XXXX XXXX XXXX XXXX ( XXXX ) XXXX
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| 07/12/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I had XXXX XXXX for approximately 4 years. In this time frame I never missed a payment or was late on any payment. For the majority of the time I had XXXX I was enrolled in automatic bill pay.
My contract with XXXX was set to expire in XX/XX/2019. On XX/XX/2019, I was on XXXX 's website attempting to view what my bill would increase to when my contract expired in XX/XX/XXXX. At this time, XXXX 's webpage glitched and sent me to a page that said " Thank you for your XXXX Order - XXXX ''. I immediately recognized their websites mistake, I had not agreed to a new contract, I did not sign up for a new contract, I did not click any box acknowledging I was getting a new contract.
The next day ( XX/XX/2019 ) I called XXXX and explained the glitch on their website. I asked them to cancel order XXXX because it was created due to an error on their website. They explained to me they could not immediately cancel but can submit a request and it will be handled in a couple days. They gave me a ticket number # XXXX.
Despite submitting a ticket to cancel the order, a few days later my bill went up in price. I contacted XXXX on several different occasions because they were not understanding ticket number XXXX should have completely cancelled XXXX. If this had properly worked, I would have paid {$130.00} instead of {$190.00}. They were able to give me a credit but since they didn't properly cancel the order it appeared I was on a brand new two year contract. By this time, all I wanted was to stay on my original contract until XX/XX/2019, then stop my services with XXXX once the contract was completed.
They shut off my account in XX/XX/2019, per my request and my original contract. However, they issued me a bill of {$300.00} for cancelling a 2 year contract ( Specifically {$230.00} of the {$300.00} was due to cancelling a 2 year contract ).
I got a letter from XXXX 's internal collections about this account. I called them and after being on the phone for over an hour, the XXXX representative was able to find XXXX as well as ticket number # XXXX. She agreed that the bill was incorrect and they would fix the situation. Unfortunately, actually fixing the problem is something customer service handles, so she transferred me to customer service. I spent another hour on the phone with customer service. They understood the issue and was working to resolve it. I was unable to stay on the phone any longer but they explained they would be able to fix the issue.
A few months later, I received a letter from Seqium to collect the debt. I called Seqium during normal business hours. Their number sent me to a voicemail, the voicemail says it is full and automatically hangs up the phone. I reached out to Seqium on their website around XX/XX/XXXX and never received a response. I think they may be intentionally difficult to contact.
Before this issue my credit score was XXXX, I never missed a payment with anyone and never had any credit conflict. This mistake by XXXX is causing my credit to drop 200 points and will take me years to get it back where it was.
Some of the dates I contacted XXXX are listed below : Online Chat - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Customer service on the phone - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX.
|
| 05/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am writing to report on various violations of the Fair Credit Reporting Act ( FCRA ) from the following organizations, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX and Sequium Asset Solutions ( further known as DEBT COLLECTORS ) and XXXX, XXXX and XXXX ( further known as CREDIT REPORTING AGENCIES ). First, all companies, including DEBT COLLECTORS, have agreed to follow the regulations to protect consumers ' information. The information that is shown on the consumer report has adversely affected my life as it bears on the credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics and mode of living. The violations are as followed : Opt Out Laws - Exhibit A shows an example of a letter sent to the debt collectors expressing my choice to opt out. 15 USC 1681 section 604 ( a ) section 2 states that In general subject to subsection, any consumer agency may furnish a consumer credit report under the following circumstances and no other : in accordance with the written instructions of the consumer to who it relates. The CREDIT REPORTING AGENCIES and DEBT COLLECTORS do not have, nor did I ever give, my permission to and written or any other consent to furnish this information. Any and all consent to the CREDIT REPORTING AGENCIES and DEBT COLLECTORS for these collection items have been revoked. 15 USC 6802 ( b ) ( c ) states that A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless- the consumer is given an explanation of how the consumer can exercise the non disclosure option. The DEBT COLLECTORS never informed me of my right to exercise my nondisclosure option. To add, this account is an adverse item that is in violation of of USC 1681 ( c ) ( 5 ) which states : Except as authorized under subsection ( b ), no CONSUMER REPORTING AGENCY may make any consumer report containing any of the following items of information : Any ADVERSE item of information other than records of convictions of crimes which antedates the report by more than seven years. Further, the credit reports shows information that falsely represents the DEBT COLLECTORS as ATTORNEYS. These agencies are not attorneys and should not appear as falsely representing themselves in accordance with Title 15 USC 1692. It is stated that every consumer reporting agency shall maintain reasonable procedures when there is cause for information to be inaccurate. 15 USC 1681 ( a ) states A person shall not furnish any information relating to a consumer to any consumer if the person knows or has reasonable cause to believe that the information is inaccurate. All of this is also in violation of the Privacy Act of 1974. The CREDIT REPORTING AGENCIES are not maintaining reasonable procedures to avoid violations of for fair credit reporting. Per 12 CFR 1026.7, A consumer may exercise the right to opt out at any time : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX and Sequium Asset Solutions, I am opting out of your reporting services per the attached written notices. XXXX, XXXX and XXXX, I am opting out of the reporting of XXXX XXXX XXXX, XXXX XXXX XXXX XXXX and Sequium Asset Solutions and I am holding you accountable to ensure these measures are taken.
|
| 06/27/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American |
|
In XX/XX/XXXX, I contacted XXXX XXXX XXXX - of whom I had been a customer for over 25 years. to request a replacement SIM card for my daughter, who is on my family account. I was then engaged, by an XXXX XXXX XXXX employee, in a 1.5-hour conversation, during which he attempted to sell me new phones, new accounts, etc. ad nauseum and infinitum. I said " No '' to all of it. I just wanted one SIM card. The SIM card, which was to be delivered within two days, never arrived. I did not buy a phone. However, XXXX XXXX XXXX started billing me for an entire new account ( including an additional phone number, which I neither wanted nor needed ). I always buy unlocked phones directly from the manufacturer, so I can determine which cellular provider I will choose.
When the charges started showing up on my bill, I contacted XXXX XXXX XXXX immediately to request that they be removed from my account. I was shuffled from department to department - frequently to the various companies to which XXXX XXXX XXXX has outsourced customer service, or phone insurance, and/or more. Through diversion and inaction, XXXX XXXX XXXX simply refused to remove these unwanted services/charges. I have spent hours and hours and hours on calls, in chat, and etc. with them. Several times, a rep. would tell me : " This is fraud. I am not allowed to handle that. '' They would either route my call to the Fraud department, which would not pick up, or give me a phone number for the Fraud department, and when I called, I would get a recorded announcement indicating that the group was too busy to pick up. Voice mail was unavailable : I could call back later. Which I did : to no avail. I also visited an XXXX XXXX XXXX store in person, to request that this account be deleted. The staff told me they could not do anything and gave me the number for customer service, again. I requested, each time, that my complaint be noted.
Afraid of the consequences of not paying an incorrect bill, I made full payment every month, up to the point when I gave my business to a better provider ( XXXX ). Changing providers was the only way I could get them to stop billing me for services I did not want and did not use. I called in XX/XX/XXXX, after I had left XXXX, because I was worried that their mistake would hurt my credit rating. I have attached the transcript of the chat conversation I had with XXXX at that point. Then, as I feared, in XX/XX/XXXX, I got a letter from a debt collector, XXXX XXXX. I wrote them immediately to say the debt was not valid, and heard nothing further from them. I thought it was over, but NO : I checked my XXXX score last week and discovered to my horror that it had dropped over XXXX points. Apparently, there was a new debt collector involved : Sequium Asset Solutions. I disputed the debt through XXXX, which had alerted me to the problem. Sequium " reviewed '' my dispute for - all of 2 days, if not less - then issued a " verified '' ruling- in other words, saying the debt was valid. They also claimed that I had been through credit counseling and made a payment plan, which is a bald-faced lie. These things simply did not happen, ever. Until I got that awful notice, I had never even heard of this company
|
| 05/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
To Whom It May Concern : This letter is a follow-up to my original letter dated date regarding an inaccuracy on my credit reports, regarding accounts XXXX XXXX which you claim chargeoff {$370.00} Sequium, which you claim chargeoff {$480.00} XXXX XXXX XXXXt Info # reference XXXX Upon further investigation, I have retained new copies of my credit reports and noticed that you did not furnish the credit bureaus with the required disclosure, within the period required by law. You are required by federal law to place a notice of dispute on my account within 30 days of my dispute, which you signed for on the signature date. I have retained a copy of your signature and date of receipt, as well as time-stamped copies of my credit reports, showing that you have violated the Fair Credit Reporting Act, Section 623 ( a ) ( 3 ) by not placing the disclosure within the required 30-day period. Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate and incomplete and represents a very serious error in your reporting. Additionally, you have broken federal law by not placing the notice of dispute onto my credit reports within the time required by law. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office, should you continue in your non-compliance of federal laws under the Fair Credit Reporting Act. I further remind you that you may be liable for your willful non-compliance, as per FCRA XXXX ( a ) ( XXXX ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] ( 3 ) Duty to provide notice of a dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. ( B ) Time of Notice ( I ) The notice required under subparagraph ( A ) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603 ( p ). As you have violated federal law, by not properly providing the credit bureaus with proper notice within the required timeframe and I have evidence of such, via certified mail receipts, you must now remove the item. Any other action ( or inaction XXXX on your behalf will result in a small claims action against your company. I will be seeking {$5000.00} in damages for the following : 1. Defamation 2. Negligent Enablement of Identity Fraud 3. Violation of the Fair Credit Reporting Act and Fair Debt Collection Practices Act You will be required to appear in a court venue local to me, in order to formally defend yourself.
My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX XXXX Please be aware that depending upon your response, I may be detailing any potential issues with your company via an online public press release, including docu mentation of any potential small claims action.
|
| 09/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received an email from XXXX that a collection had been reported on my credit. I immediately called Sequium to inquire what it was for and the phone was answered by a recording that sounded very similar to the recording used by the IRS scam calls that are being perpetrated around the nation. I pressed 0 and someone with an untintelligible voice answered. It was extremely difficult to understand and when I asked to be transferred to someone in the US they stated that they were in the US. Fearing a scam, I called again during the week and spoke to someone who I could understand but she explained that she need to transfer me overseas. I found this very suspect but I was able to get enough information from them to determine that the account was for an old XXXX XXXX account that I had terminated and XXXX XXXX had continued charging me for two months. I confirmed with the person that if I paid XXXX XXXX directly ( so I could continue to dispute ) the item would be removed from the reporting agencies within a reasonable time. This was an extremely important condition of my satisfying the account because otherwise I would have continued communication with XXXX XXXX about the dispute. I was applying for licensing in Florida and having the item remain after paid would be something that would more than likely affect the outcome. I called XXXX XXXX immediately and settled the amount. I called Sequium some time later to confirm the payment and that account would be removed. I was advised that it took some time to update the account and to call at a later time. In the meantime, I disputed the account to the three reporting agencies in an effort to expedite the matter. I just received a response to one my disputes and the only thing Sequim did was revise the account to show that it was paid. When I called this afternoon and spoke to a supervisor they stated that no one had told me that it would be removed and too bad. I believe this is a very unfair tactic used by this company to collect on these probably small amounts from unsuspecting consumers. They do not send notice of the item and immediately report to the credit reporting agencies with a promise to remove upon payment. They are probably one of the few collections agencies that employ this tactic as I have seen online that most credit collection agencies remove the negative item from the report as soon as it has been satisfied. Unfortunately, the matter remains on my reports, I have no standing with which to dispute the account with XXXX XXXX since I have paid them and the negative account will affect my application. I believe this is something that should be investigated and that companies such as Sequium be penalized or fined for this deceptive trade practice and unfair credit collection. I am sure they have done this to countless unsuspecting consumers who are now looked upon as felons or criminals since they have a collection report on their credit reports. Sadly, I would like everyone who reads this TO NOT PAY SEQUIUM AND CONTINUE TO DISPUTE THE DEBT since paying the debt off will give you no leverage to have the item removed even if it was reported incorrectly.
|
| 03/07/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
My name is XXXX XXXX. I am writing in regards to a XXXX XXXX/XXXX XXXX XXXX account ( XXXX ) that I have in collections. After calling and trying for weeks to resolve the debt in question as well as writing the company, I have not received any response from them. At this point I feel as though I have exhausted all of the resources offered by their associates and website. This debt stems from an account that I had with XXXX XXXX in XX/XX/XXXX that was reported to collections in XX/XX/XXXX. During XX/XX/XXXX, I moved from the address where I was receiving services from XXXX XXXX. Once they were notified of my intent to relocate they assured me that my services could travel with me and that if they couldn't my contract would be nullified. Once I had arrived to my new address in XXXX, California, it was discovered that XXXX XXXX did not actually provide services in that area at that time. Associates from XXXX XXXX then apologized for their inability to serve us and lamented that our contract would be absolved. After roughly three years, I noticed an account in collections being reported to my credit. When I realized it was for this XXXX XXXX account, I immediately called in to see where our miscommunication was. The first representatives name was XXXX, he maintained that the account was in fact not in collections nor reported to credit bureaus and that I only needed to return the XXXX XXXX equipment that was still in my possession. XXXX continued that if the equipment was returned that I would not owe anymore money to XXXX XXXX. This seemed reasonable as I know that the equipment is of value to their business. Within a week I had the equipment returned, I called in to report the reference numbers ( XXXX & XXXX ) provided by the mailing agencies that XXXX XXXX uses to track returns. At this time I spoke with a female associate who stated that she had input the reference numbers and that I should give their system some time to reflect the returns and call back. Once I did call back, however, the next associate I spoke with told me that the balance was not cleared but only lowered and that I still owed for an early cancellation fee. After explaining my particular situation to him and eventually escalating my call to a manager I was able to speak with someone who said that they would annotate my account and have someone with the ability to honor what was guaranteed to contact me. After allowing a week to pass and not getting any updates I called back in to follow up only to find out that my account had not been notated at all forcing me to re explain the situation and start all over. At this point my frustrations began to develop and I escalated my call once again to management. This time the manager instructed me to write a letter to XXXX XXXX Collections department. That has been over a week and a half ago and I have yet to hear back from them. I am looking to buy a home and these types of discrepancies on my credit are unacceptable in this process. I am not paying for a debt that I should not be charged for in the first place. I hope that this attempt may bring me to some type of resolution.
|
| 12/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX, I sent a final payment to XXXX in the amount of {$64.00} for the account I closed with them. They cashed my final payment check, then sent the balance XXXX says that I owe to Sequium Asset Solutions , LLC a debt collector. I will not pay XXXX or Sequium for the balance they say I owe, because they used deceptive sales practices so I would use them as Internet provider at our new address. Also, I will not pay XXXX for an installation that was not complete and for internet service that did not perform as promised. Please see below, the letter I sent to XXXX with my final payment.
" Enclosed is my final payment of {$64.00} to settle my closed account nnnnnnnnnn.
I am subtracting the {$110.00} ( {$15.00} Flex Activation Fee and {$100.00} Install fee ). The installation was never complete. I was unable to use my wifi printer at all with your service. Your onsite technician could not get it to work nor could your chat support. After your onsite technician said he could not resolve, on XX/XX/XXXX I spent an hour on a chat with XXXX who also could not resolve the wifi printing issue. XXXX put in a ticket and promised someone would contact me to resolve the issue. I never received a call from XXXX to address the supposed ticket initiated by XXXX. Now that I have XXXX XXXX XXXX internet, wifi printing with the exact same printer is working just fine. Also, the installation was not satisfactory, because there were frequent outages of internet service that made all of our devices unusable. I am not paying for Flex Activation when the internet service was not reliable. Flex may have been activated, but without reliable internet, it was useless.
Additional dissatisfaction with XXXX is with your deceptive sales and billing practices, and poor customer service. I was a customer in good standing for many years under account nnnnnnnnnnnn. My contract on this account included a discount of {$30.00} per month, because I agreed to sign up for an XXXX Mobile Phone. I had no need for a mobile phone, but the discount more made up for the cost of the XXXX XXXX billings. When I called XXXX to determine our internet provider for our new home in TN, I was informed that the mobile phone discount would continue. He said I just had to contact XXXX after the installation was complete. I spent hours on this issue that you should be paying me for. This issue never was resolved. I was told by a person in chat that the representative who signed me up for XXXX services at our new home was incorrect and the mobile discount could not be applied to the account at our new address. I was never given the opportunity to talk with a person. The only communication on this issue was through a very long chat session on XX/XX/XXXX, and this was after waiting on the phone line for hours to talk with a representative.
I expect you will accept the enclosed check for {$64.00} as my final payment. If I receive further billings from XXXX, I will file a complaint with authorities XXXX lack of performance for the services being billed and the deceptive sales and billing practices. ''
|
| 04/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Step 1 : What is this complaint about?
XXXX XXXX is attempting to collect a debt that is not owed.
Step 2 : What type of problem are you having?
We used XXXX at our last residence, and had service with XXXX for many years. When we moved XX/XX/XXXX, we cancelled our service and they claim we owe an early termination fee of {$180.00}, when in fact we were years out of our contractual obligation and they are maliciously and willfully attempting to force us to pay them money in violation of the " Fair Debt Collection Act. '' Step 3 : What happened?
XXXX claims we entered a new contract with them in XX/XX/XXXX, which is false and we have e-mail documentation proving it. We contacted them in XXXX of XXXX to try add a phone line. After their representative made various changes to our service, he discovered he could not, in fact, add a phone line as there was already a phone line at our residence ( out housemate had put it in a couple years before ). So we told the agent to just keep our old plan, and he supposedly corrected the account and cancelled all the changes. He sent an e-mail which seemed to us to support the cancellations. Whether he made an error and accidently made the cancellation of the changes a " new '' plan, misrepresented what he was doing, or just lied to us is irrelevant. The change we wanted - getting a phone line - could not happen, we had no need for other services or changes in our previous service and never utilized any changes they may have put against us without our permission, we never agreed to a new plan, we requested the changes be cancelled and that we be kept on our original contract, and we were led to believe, verbally and by e-mail, that what we requested occurred. We never authorized the change and the account is not in my legal name.
Step 4 : What company is this complaint about?
XXXX XXXX.
I called three times to dispute the charges with XXXX and offered to send the e-mail proof, and even read the e-mail over the phone to them one time. They never made a record of the dispute, so in XXXX I provided a written dispute with the e-mail evidence. They have refused to respond though I have written them twice more. They sent the account to collections, being Sequim, who contacted me to pay the account. I notified them of the dispute, and they have since e-mailed me to say they are no longer handling the account. No other collections agency has contacted us about this account and XXXX has never responded to us.
Of note, when I called to dispute, I also offered to pay the outstanding service charge, but was told to wait for the outcome of the dispute and pay whatever was owed then. But, as mentioned, they ignored my disputes and reported late payments on the monthly bill as well, so in XXXX, when I did the written dispute, I paid what I believe was the monthly charge remaining.
Step 5 : Who are the people involved?
XXXX XXXX, XXXX XXXX XXXX, XXXX, NJ XXXX, Account No. XXXX, under XXXX XXXX, service address XXXX XXXX XXXX, XXXX, VA XXXX Sequim Asset Solutions LLC, XXXX XXXX XXXX, XXXX XXXX, XXXX, GA XXXX, XXXX
|
| 02/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
We are a military family and received orders to the XXXX in XXXX of XXXX. We contacted XXXX XXXX to let them know we were moving and they told us that under the military clause they could suspend our service until we return to the States and furthermore they would pay off our phones. We submitted all required paperwork to get the process started. We had to email several times and submit the paperwork several times because the departments within XXXX can not communicate with each other. We finally arrived to the XXXX in XX/XX/XXXX to only find out our phones were not unlocked as promised. I stayed on the phone with XXXX for over 3 hours trying to resolve the issue. I had to contact them at least 2 more times before we were finally to unlock two of the phones. We were informed that the 3rd phone would not be unlocked because I had switched an upgrade option with my son. We were never told about this when we did the upgrade that the phone would not be unlocked nor were we told about this when they made us the initial offer to pay off our phones.. Because of all the headache we decided to cancel our service with XXXX altogether and in XXXX of XXXX while I was in the States to pick up our dog I went to an XXXX store to pay of the remaining phone and cancel our account. I did this on XX/XX/XXXX in XXXX, GA. When I arrived back in the XXXX I discovered that they did not apply my payment to my phone but rather to my account. I once again had to go on the phone and spent over two hours trying to get the issue resolved.
My son who remained in the States went to an XXXX store in XXXX XXXX, Texas on XX/XX/XXXX to get a prepaid plan for his phone because we cancelled our contract. His phone was unlocked and paid for. He was told the system was down and to come back later. My son decided to get a new number and switched to XXXX that same day.
We received a bill in the amount of {$160.00} in XXXX of XXXX. I contacted XXXX to find out what the bill was for. I was informed it was for my sons number which was XXXX. I told them that we did not owe this and after explaining that he was no longer with them I was told that this would be taken care of. We received two more bills in XXXX and XXXX of XXXX and each time I contacted XXXX trying to get the issue resolved. After receiving another bill in XXXX of XXXX we went to the military Judge Advocate Office to get some help. Staff Sergeant XXXX contacted XXXX on our behalf. After spending another 2 hours on the phone with XXXX it was determined that the XXXX store opened up an account for this number under my husbands name without our authorization. Staff Sergeant XXXX was transferred to the Fraud department and was told they would investigate this. We did not hear anything back from XXXX so we assumed the issue was taken care of.
My husband received a notice in XX/XX/XXXX from XXXX XXXX that he had a collection on his account. After some research we have discovered that XXXX sold this bill to a debt collection agency and now my husband has a negative collection on his report that should not be there.
|
| 08/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
another account, keeping your card balance low and making payments on time can help show lenders you're a responsible borrower.
new credit card See your offers 2collections Total balance : {$840.00} XXXX XXXX XXXX Original creditor XXXX XXXX XXXX XXXX
Balance {$490.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor XXXX XXXX Balance {$350.00} Balance updated XX/XX/XXXX owl-branch When your account is in collections, consider these options : Verifying the debt You can ask for a debt validation and verification letter confirming details of the debt. Consider keeping copies of written communication with the debt collector for your records.
Negotiating the debt Disputing the debt Collections can stay on your credit report for up to 7 years from the delinquency date, but they typically affect your XXXX Score less over time.
4inquiries These lenders have accessed your credit file : XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX, XXXX XXXX Inquiry date XX/XX/XXXX Removal date XXXX XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX Your XXXX credit file is unlocked.
Locking your credit file can help prevent unauthorized access.
file unlocked More on XXXXXXXX Keep in mind, not all inquiries are factored into your FICO Score. Inquiries stay on your credit report for two years but only impact your FICO Score for the first year. Also, FICO may group loan inquiries together so you aren't penalized for shopping for a better rate.
0public records This is where public records, such as bankruptcies, would appear on your report.
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Learn more FAQs What is a credit report?
What is included in a credit report?
What is not included in a credit report?
Where does the information in your credit reports come from?
Will checking your credit reports hurt your credit score?
When is your XXXX credit report updated?
SEQUIUM ASSET SOLUTION Original creditor : XXXXXXXX XXXX Balance details 0 % paid off Balance {$350.00} Balance updated XX/XX/XXXX Original balance {$350.00} Account info Account number XXXX Date opened XX/XX/XXXX Account type Collection Status Collection account.
Status updated XX/XX/XXXX Payment summary XXXX XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX XXXX XXXX - XXXX - XXXX - XXXX - PAYMENT HISTORY LEGEND Comments- Your statement - Contact info Name SEQUIUM ASSET SOLUTION Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone number ( XXXX ) XXXX I have previously disputed the original Debt as fraud with XXXXXXXX XXXX XXXX and account was closed and removed a few weeks later this company pops up seeking same debt that was removed as fraud this company needs to come off all 3 credit bureau reports
|
| 06/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
RE : XXXX Request for Method of Validation To Whom It May Concern : I recently received an unsatisfactory response from XXXX XXXX ( Compliance Specialist ) to a dispute that I made under FCRA 809 ( B ) regarding the validation of an account which you show as validated and allegedly belonging to me. This is hearsay and defamation of character because Sequium Solution has no firsthand knowledge or ever bore witness to any of my private or public Consumer Credit Transactions yet still choose to represent this alleged client.
I am hereby exercising my rights under FCRA 611 ( a ) ( 7 ) to request a complete description of all methods used to investigate my aforementioned dispute. I am very interested to learn how your investigator ( s ) arrived at this conclusion. I would like to see a complete list of all documents and correspondence with. Please include all names and contact information of employees that you spoke to as part of your investigation. In order to help you process this request all previous correspondenceand documents that I sent to you can be accessed from my initial complaint on CFPB.gov ( Reference : XXXX and XXXX ) As mentioned in the beginning of my notice Sequium Asset Solutions continuing to allegethat I owe anydebtis hearsay and will beconsidered defamation of character because they do not have firsthand knowledge of or ever bore witness to any of my Consumer Credit Transactions. I have no account with them, nor am I their customer, nor have I ever entered into a legally binding contractual agreement with Sequium Asset Solutions. I request the following information that I AM entitled under Title 15 USC 1692 ( The FairDebtCollection Practices Act ).
1. ) Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter.
2. ) What is your authorization of law for your collection of information?
3. ) What is your authorization of law for your collection of this allegeddebt?
4. ) Please evidence your authorization to do business in my state.
5. ) Please evidence proof of the allegeddebt, including specifically the alleged contract or other instrument bearing my signature.
6. ) Please show proof to establish balances, payments, interest rate disclosures, etc. as alleged in initial correspondence.
7. ) Provide Proof that you are within the statue of limitations to collect on this alleged debt according to the laws in my state.
I also demand thatSequium Asset Solutions DO NOT send me a template letter in response to this request or a statement like the one I have attached to this letter.
I am in the process of seeking litigation in order to settle this matter and seek redress. I require specific answers to the specific questions demanded of you in this letter. I expect to receive a response within 15 days of receipt of this letter, or I will expect to see the item in question permanently expunged from my record and compensation for any and all violations. Thank you for your prompt attention to this matter. I very much look forward to getting this resolved assoon as possible.
|
| 01/31/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
This complaint is to address an allegation against a collection agency known as Sequim Asset Solutions. LLC aka XXXX XXXX XXXX, located at known address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX.
VIOLATION : Sequim Asset Solutions, LLC has reported an adverse collection in a different name as XXXX XXXX XXXX at the same address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX. Therefore, this is a violation of U.S.C. Title 15 807 ( a ) ( b ) ( 14 ). False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 14 ) The use of any business, company, or organization name other than the true name of the debt collector 's business, company, or organization.
VIOLATION : This agency is in violation of U.S.C. Title 15 809 ( b ) ( 4 ) and 809 ( 5 ) ( b ) of the fair debt collection practices act that states any collection activities and communication during the 30-day may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address.
VIOLATION : This agency has violated my right to dispute under the 30-day window which I have the right to dispute under Rule of Laws. This agency by reporting adverse information to the credit bureau the account known as XXXX placed for collection on XX/XX/XXXX and updated XX/XX/XXXX.
VIOLATION : I was notified by letter from the collection agency known as Sequim Asset Solution. LLC about their attempt to collect a debt letter date XX/XX/XXXX, XX/XX/XXXX in addition to their attempt to collect their XX/XX/XXXX letter also stated that this matter will not be reported to a credit reporting agency until day validation notice has expired or validation has sent to me VIOLATION : Please note the timeline that this agency reported the account they reported an adverse action to the credit bureaus versus the date on the letter they mailed too me. The timeline of my response was within the 30-day window. Therefore, I was exercising my right in accordance with Fair Debt Collection Practices U.S.C. Title 15 809 ( b ) by responding in writing and mailing them via-certified return receipt.
In addition, I received a letter dated, XX/XX/XXXX from this collector referencing my dispute by sending me a copy of wireless statement new charges of {$57.00} dated XX/XX/XXXXthis statement was from the creditor ( XXXX XXXX XXXX XXXX ). This account was already closed as of XX/XX/XXXX all terms and conditions were satisfied in accordance with my XXXX XXXX XXXX contract.
Also, I have exercised my option accordance with the term and conditions of my XXXX XXXX XXXX Contract to dispute all new charges that have been dated after that account was closed. However, I never received a response from XXXX XXXX XXXX but was sent to collections as per this aforementioned complaint.
|
| 04/21/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2021 To whom it may concern at the Consumer Financial Protection Bureau : Today I received the attached collection letter from a collection agency by the name of, Sequium Asset Solutions , LLC. AKA XXXX XXXX XXXX.
And I would like to file a complaint against both of the above named collection agencies, and I am disputing this debt through your agency, because I do not owe it, and I want XXXX, and this Sequium Asset Solutions , LLC, AKA XXXX XXXX XXXX, to cease and desist from harassing, and contacting me about this debt that I do not owe.
I have had no dealings with XXXX XXXX for almost 2 years, and I do not owe this fraudulent collection that I am being charged with.
I have previously disputed this fraudulent debt with XXXX XXXX, and yet they insist on slandering my credit with a debt that they know full well, that they have run up.
XXXX XXXX has wrongfully and maliciously ran up this debt with fraudulent charges and fees that I do not owe to them, and they are passing this fraudulent information onto these shyster collection agencies to use harassment tactics to try and collect.
XXXX XXXX places themselves onto consumers credit files with fraudulent status date information trying to make their fraudulent collections look as though these are debts that the consumer has recently had dealings with, as recently as 2021.
And I want theirs, as well as this Sequium Asset Solutions, LLCs false information removed from all of my credit files.
On consumers credit files XXXX places themselves, and thieving XXXX XXXX will also be on the credit files as well, destroying consumers credit files with 2 false fraudulent collections for the same debt.
And if they use other collection names like this Sequium, they will also add them as well to the credit files, so the consumer is left battling to get off 3 collections that have been placed onto their credit files for the same false collection information.
XXXX XXXX has no problem doctoring up statement information to make it look as though their information is accurate, and XXXX XXXX has no problem running with it.
As previously stated, I am disputing the collection, and I want any and all derogatory information removed from all of my credit files.
This Sequium Asset Solutions, LLC/ XXXX XXXX XXXX , and all of their other related affiliates, are claiming that they have the right to pass on any, and all of my private information, and I want to contest that.
By Law, just because they are collection agencies shouldnt give them the right to invade my privacy, and pass on my private information on to whomever they feel like they want to, and I would like your assistance dealing with that.
XXXX XXXX XXXX, and their affiliates have a way of handling their companies as though they are above the law, and they can do as they please, and as stated above, I should have rights, and I dont feel that they should have free reign with my private information.
|
| 04/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hello, I purchased a washer and dryer from XXXX XXXX XXXX in early 2021. The dryer had problems from day 1 with the door opening and barely drying clothes. We checked the exhaust vent but that was not the issue. When we went back to the store and told them we wanted a replacement for our faulty dryer, they told us the only option was to send out a repair technician and have them look at it. We refused and said we wanted a new one, but they told us the only way to do that was to return them, paying a 15 % restocking fee and buy new ones. As a result of this outcome I decided I was not going to do business with conns and elected to return them and buy a washer/dryer elsewhere. Unfortunately this was only the beginning of my nightmare.
I moved forward with the return and had conns pick everything up from my house. We went to the store here in XXXX and spoke with the manager, who gave us a strong attitude about the fact we were returning these appliances. Regardless, we moved forward and paid the restocking fee. He also notified us we had to pay for the hoses as they could not take them back. We accepted and paid a return fee.
Months later I started suddenly getting harassing phone calls from XXXX picking up the phone and directly getting to the point telling us we owe a balance of over {$1000.00} and asked me how Id like to pay. I refused and opened a case with XXXX where they told me it would be investigated. No one ever called me about the case, but they had no problem continuing to call me about a fictitious balance. Months continued to go by with no resolution to this case. We have several phone calls recorded where conns employees admit that in our account notes our account should be closed long ago.
Skip ahead months later and Im now being harassed by collection agencies saying we owe over {$1400.00} to XXXX. I started a 3 way call with both of these companies which I have on record and will display as evidence as needed. The XXXX employee admitted once again that this account was supposed to be closed and the offline team will need to take a look. Again, we have this on recording too.
I never got the phone call from the offline team, but I finally harassed them on their web chat for someone to look into my account further. They were very rude to me however I finally got them to admit that my account is supposedly not closed because of these 2 XXXX hoses that we were told could not be returned and were being paid for as part of the return. This is absolutely ridiculous as these were {$20.00} hoses and they should have been clear that this was the issue from day 1. The balance has been over {$1000.00} and increasing as they continue to charge me late fees. This company must be stopped, as they are thieves and conn artists ruining my credit and my ability to get a house for my family. If this continues much longer I will be seeking legal action for damages to my credit and well being.
|
| 12/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This complaint is based on violations of the FCRA, the FDCPA and MGL c.93A of the Massachusetts Consumer Protection Act by the Respondent.
___ On XXXX XXXX 2019, I reviewed my credit reports and saw a collection account reported by the respondent. This was the very first time I discovered the alleged debt. The respondent never mailed me an initial letter, and did not instruct me of my right to dispute the debt as required by the FDCPA and Massachusetts law.
___ OnXX/XX/XXXX2019, I disputed the debt directly with the respondent in writing. In my letter, I requested the materials required by Massachusetts law 940 CMR 7.08 ( 2 ) to validate the debt. Attached please find a copy of my certified letter to this complaint.
___ At no time did the respondent reply to my letter or validate the debt.
___ On XXXX XXXX, 2019, I then disputed the account with the credit reporting agencies. In my dispute, I stated that I had no knowledge of the account, and that the respondent failed to validate the debt as required by Massachusetts law and the FDCPA.
___ In the second week of XXXX 2019, I received the results of the re-investigations from the credit reporting agencies, where the respondent failed to cease collection of the debt, by telling the credit bureaus that they verified the account.
___ It is well settled case law that verifying a debt to the credit bureaus before validating the debt to the consumer is the failure to cease collection of the debt, in violation of the FDCPA. See Semper v. JBC Legal Group 2005 WL 2172377, _*4 ( W.D. Wash. 2005 ).
___ The Respondents failure to send validation of debt can only be construed that they do not have these materials in their possession. By verifying information to a credit reporting agency without account-level documentation, Respondent violated section 1681s-2 ( b ) of the Fair Credit Reporting Act. See Hinkle v. Midland Credit Management , Inc, No. 3:2013cv00033 ( S.D. Ga. 2015 ).
___Based on the aforementioned facts ( and supported by the attached certified letter ), the respondent engaged in following wrongful conduct : ___ ( a ) Violation of the FDCPA 15 USC 1692g ( b ) in that they have continued collection activity while failing to validate the debt.
___ ( b ) Violation of the FDCPA 15 USC 1692e ( 2 ) ( A ) in that they misrepresented the character, amount of legal status of the debt.
___ ( c ) Violation of the FCRA 15 USC 1681s-2 ( b ) ( 1 ) ( A ) in that they failed to conduct a reasonable investigation of my dispute to the credit reporting agencies.
___ ( d ) Violation of the FCRA 15 USC 1 681s-2 ( b ) ( 1 ) ( E ) in that they failed to modify, delete, and/or permanently block the reporting of inaccurate or unverifiable information on my credit reports.
___ ( e ) Violation of 940 CMR 7.08 ( 2 ) and MGL c.93A 2 in that they failed to cease collection of the debt before providing the materials required by Massachusetts law.
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights and not using proper communication methods when showing up on my credit report. I need the CFPB office to please look into my case. This SEQUIUM ASSET SOLUTION account with a balance of {$65.00} has just popped up on my credit report without ever communicating to me. There was no written letter to me or calls to me so I can explain that they have the wrong person. They have recently just popped up on my credit report and I am not familiar with how they got my information or how they have my social security number. I do not owe this company and I Right now I am getting an alert on my credit karma and credit monitoring service saying my credit score has dropped tremendously. I can furnish the images of this alert showing the collections company. They are hurting me financially and this is a really big issue. To my understanding they must be compliant with laws and regulations that say they must write the consumer within days of the first communication. They are using my credit to communicate with me yet they NEVER wrote me before. If they don't write me then how could send me a right to dispute or explain my rights? Please review the original paperwork for this account. I request they send me a copy of this information to my address. I also request the original contract signed showing my signature long with all other pages of the original agreement. I am suffering damages because of this error. I have been a victim of ID theft before and I monitor my financial affairs very closely. To me this seems like an instance of debt parking that I read about on the FTC website. The Federal Trade Commission has taken action against debt collection companies that allegedly placed bogus or highly questionable debts onto consumers credit reports to coerce them to pay the debts. They label this as DEBT PARKING. The Federal Trade Commission recently took action against a XXXX XXXX XXXX and its owners, alleging that they collected more than {$24.00} XXXX from consumers, largely by placing bogus or highly questionable debts on their credit reports. The defendants used this illegal debt parking to coerce people to pay debts they didnt owe or didnt recognize, XXXX XXXX XXXX director of the F.T.C.s bureau of consumer protection , said in prepared remarks about the agencys settlement with the company, XXXX XXXX XXXX XXXX I DO NOT HAVE ANY BUSINESS RELATIONSHIP WITH THIS COMPANY and I am concerned they have unethicality acquired my information and they are acting unethically with their debt collections. There is a process in law that protects consumers from these illegal actions. This account is lowering my credit score and if I am declined for anything, I will seek financial remedy by talking to an fdcpa lawyer.
|
| 02/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
In XX/XX/2019, I received a phone bill from XXXX XXXX XXXX in the amount of {$500.00}. I have not opened an XXXX XXXX XXXX account and neither did my husband so we were taken back by this. I started looking online and there were a lot of forums with others stating the same thing happened to them and it was fraud. I contacted the XXXX XXXX XXXX fraud department to notify them of this unauthorized account and that it was not me that opened it but the fraud representative was so rude, I thought it was from a scam company ( as I have been scammed before ). She stated that considering the information matched, she had to report it as not fraud and I would be liable for the bill.
I then contacted the XXXX XXXX XXXX customer service number to ensure the fraud number was actually connected to them and to see what else I needed to do. The customer service rep assured me that it was the correct number and I would need to speak to them. The next few times I called, the wait time was so long I ended up calling the customer service number again. This representative notified me that the account was flagged as fraud and that it seems like everything was in progress already.
I then received a final notice in the amount of {$4800.00} in XX/XX/XXXX. I contacted the customer service team again and they still assured me that the account was still flagged as fraud.
I then received a notice that the bill would be sent to collections.
I contacted the XXXX XXXX XXXX fraud department again and they stated the account was marked as fraud because they believe it was fraudulently opened by me and I was not paying my bills. Once I realized XXXX XXXX XXXX would not perform their due diligence to properly investigate, I went to file a police report. I called the fraud department to inform them of the report, gave them the report number and still nothing was resolved.
I have since then faxed the police report to the XXXX XXXX XXXX fraud department and started a second dispute with the credit agencies to have this collections removed from my credit report. I have also mailed the report to XXXX.
The XXXX Co Sherriff 's department is currently working on the investigation and has already found more information about the numbers listed and accounts then XXXX XXXX XXXX did in 6 months. The collections agency will not change any of their information as long as XXXX XXXX XXXX is stating the account was started by me. I feel as if they do not care about ruining someone's credit history or good standing because they only care if they receive the money, no matter how the account got opened. It has been a very aggravating process with XXXX XXXX XXXX and I feel completely mistreated. According to forums online, I am no where close to the only victim as this situation is blasted all over the internet that others are going through as well.
|
| 10/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
So we have had issues with the billing and payments through XXXX. For months before we ended our services we would make payments and they would deny the payment from our debit card. Then they would run it again and it would go through. In XXXX of last year we had the same thing happen, didn't think much about it at the time, until they started deducting the payments that they said didn't go through and still charging us. So in XXXX of XXXX I was reviewing the bills with support form XXXX and found I was being charged for things we did not have for years. The lady was going to credit the account XXXX one week and another XXXX the following week as that was the most they could do to help fix the issues. The credit never came and in XXXX and they shut the services off in XXXX. You can see there are XXXX transitions and technically there was a XXXX as well for XXXX, but that got resolved and does not show.
All payments were made through XXXX.
The payment through XXXX XXXX XXXX XXXX for {$260.00} on XX/XX/XXXX XXXX said it posted for 3 days then unposted. I have attached the statement from XXXX XXXX showing in was never returned.
XXXX turned off TV on the XXXX and declined the payment for XXXX. I immediately get a notification the payment of XXXX must now be paid. So I pay that. Now I look at my banking and I have XXXX payments made to xfinity.
A stop payment on the XXXX was started through XXXX as the account was over paid, but XXXX fought it and it went through.
So now I have paid XXXX XXXX not just XXXX in the month of XXXX and the account is overpaid. They billed me again for the XXXX from XXXX in XXXX.
On XX/XX/XXXX a payment for XXXX was made, but never credited to my account until XXXX.
This is how screwed up they had my account.
You will see over the next several statements along with a credit of XXXX. That was supposed to be XXXX, ( but they need a higher manger approval to do it all at once ) because they had been billing me for several years for equipment that was turned in years before.
This is why I ended my services. There are literally days I have wasted on XXXX, trying to sort this all out. Not to mention I'm getting hit with all these fees and they are not being responsible for any of it.
I have attached the documentation. I spent a large amount of time after work with XXXX trying to resolve this, I also spent hrs. during work. I should not have to spent this much time trying to undo the issues. I tried to work with them for months, trying to be understanding as they tried to figure out what happened. Then they tried to explain what they thought happened and at this point I was done. My kid could not do his school work, our security system was not functional and had no TV. I was done with trying to be reasonable. I dealt with this for 4 months.
|
| 09/28/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, I am hoping to resolve an outstanding collection pertaining to an equipment charge for which XXXX XXXX billed me in error. XXXX XXXX acknowledged the oversight in the amount of {$140.00} and adjusted it. By that time however it had been turned over for collection to Sequium Asset Solutions , LLC XXXX XXXX # XXXX XXXX. Having made no attempt to verify the status of the debt with XXXX, Sequium is insisting that the debt is valid after I made them aware of the oversight. Having obtained no help from Sequium, I filed a debt dispute with XXXX. Apparently XXXX directed their inquiry to Sequium rather than XXXX, the original debt holder. Consequently XXXX is saying the debt is valid based on the outdated information supplied by Sequium. In order to resolve this matter, XXXX XXXX the original creditor needs to be contacted as the matter was resolved directly through them, but neither Sequium nor XXXX will apparently do so.
Particulars : XXXX/XXXX/XXXX XXXX turned over a debt in the amount of {$140.00} that had been incorrectly billed to my XXXX account XXXX for equipment that had actually been returned but got lost on their end.
XXXX/XXXX/XXXX XXXX adjusted the balance of account XXXX to XXXX and advised that the collection agency would be contacted. I continued to get calls from Sequium and contacted XXXX once more who again verified that the matter was resolved and told me to ignore the collection agency but if they persisted provide them with reference number XXXX.
XXXX through today. I contacted Sequium to advise them of the resolution and provided them with the reference number provided by XXXX concerning the resolution. When Sequium failed to investigate and resolve the matter I contacted XXXX and requested their assistance ( File Number XXXX ).
XXXX 's response to my request to investigate was to contact the current account holder listed as XXXX XXXX XXXX and declare the debt valid. After the first time they did this I contacted XXXX and asked that they contact XXXX the original debt holder who can confirm the debt as satisfied. For the second time they contacted XXXX XXXX XXXX formerly known as Sequium Asset Solutions LLCthe current debt holder rather than XXXX and have again declared the collection valid.
XXXX has and continues to show the adjustment of the {$140.00} however neither the XXXX XXXX XXXX ( aka ) Sequium Asset Solutions , LLC nor XXXX appear to be willing to verify the matter as closed and my credit score is continuing to be adversely impacted.
I am requesting the assistance of an objective 3rd party to act as a liaison to cross reference the information with XXXX. Only then will it be possible to confirm the debt as closed so that the misinformation now showing on my credit report may be removed.
Thank you.
|
| 01/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hi This account from XXXX was originally with XXXX collection company reporting fraudulent, and it was removed from my credit report. Now i'm looking at my credit report, and it's now under different debt buyer with different name, and different open dates... it's illegally reporting. Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the XXXX major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : XXXX. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. XXXX. What is your authorization of law for your collection of information? XXXX. What is your authorization of law for your collection of this alleged debt? XXXX. Please evidence your authorization to do business or operate in this state. XXXX. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. XXXX. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association and Professional Liability Fund for code of ethics violations.
|
| 08/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a bill from XXXX XXXX XXXX XXXX regarding a past due balance on XX/XX/2019. I immediately contacted customer care and was assured it was a billing error and to disregard and it will take one billing cycle to balance to XXXX. Weeks followed and I began receiving harassing phone calls from individuals whom I could barely understand. I finally figured out it was a collection agency and asked to not be called again ; any further communication should be in writing to the address for the alleged balance. On XX/XX/2019, I obtained the services of a consumer protection advocacy firm to represent my interests against the erroneous bill from XXXX XXXX XXXX. On XX/XX/2019, without a response from XXXX XXXX XXXX, I moved froward with arbitration.
Since that date, I have contacted the collection agency ( XXXX XXXX XXXX ), the firm representing XXXX XXXX XXXX ( XXXX XXXX, GA ), as well as the agency I hired ( XXXX ). To date, I have been turned over to FOUR collection agencies and now, XX/XX/2019, discover that my {$73.00} alleged debt has been placed on my credit report, causing a significant drop in score as a derogatory mark.
I have been very proactive in resolving this, however, XXXX XXXX, the paralegal assigned by XXXX XXXX XXXX 's ( XXXX-XXXX ) firm has been negligent to communicate, and I received a bill from XXXX XXXX XXXX XXXX regarding a past due balance on XX/XX/2019. I immediately contacted customer care and was assured it was a billing error and to disregard and it will take one billing cycle to balance to XXXX. Weeks followed and I began receiving harassing phone calls from individuals whom I could barely understand. I finally figured out it was a collection agency and asked to not be called again ; any further communication should be in writing to the address for the alleged balance. On XX/XX/2019, I obtained the services of a consumer protection advocacy firm to represent my interests against the erroneous bill from XXXX XXXX XXXX. On XX/XX/2019, without a response from XXXX XXXX XXXX, I moved froward with arbitration.
Since that date, I have contacted the collection agency, the firm XXXX XXXX XXXX XXXX ( XXXX XXXX, GA ), as well as the agency I hired. To date, I have been turned over to FOUR collection agencies and now, XX/XX/2019, discover that my {$73.00} alleged debt has been placed on my credit report, causing a significant drop in score.
I have been very proactive in resolving this, however, XXXX XXXX, the paralegal assigned by XXXX XXXX XXXX 's ( XXXX-XXXX ) has been negligent in her duties to communicate, and currently no longer with the firm. Enough is enough.no longer with the firm. Enough is enough.
|
| 07/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Good day, I had XXXX XXXX XXXX XXXX at my home for more than 6 years. The system was plagued with issues, from blank panel screens to no images being captured despite persons entering and leaving my home and yard space. It became untenable during the pandemic when we were mostly shopping online. I had my delivered parcels stolen regularly and I had no proof of them being removed, despite the fact that I have a XXXX XXXX XXXX that covers my front yard and part of my neighbors on both sides. Each time I complained to XXXX customer service they would read from their script and tell me to ( 1 ) shut down all power to my home from the main panel ( I have to go outside to the main electrical panel to do this ) ( 2 ) They would tell me to go outside to the door bell and give me instructions to press and report the lighting colors on the door bell to them ( 3 ) They would required me to get a screw driver and instrut me on how to remove the panel cover and perform the instructions that they would provide over the phone from their script.
I am not a yong person and I am not inclined in these areas or skills. I became frustrated with these tasks and they gave me the option of paying for a technician to come to my home to perform these repair work. Problems usually return within days or a few weeks.
In XXXX of XXXX, one morning I wok up and my property that faces the doorbell camera was removed from my premises and there were no images captured by that camera for days including that morning, I was livid. I spent 45 minutes on the phone on XX/XX/ until I got a representative. I told her that I wanted to cancel the security service that they provide at my home, effective immediately. They told me it could not be done that way, I have to send a written letter requesting cancellation and wait thirty days for their cancellation process. They text me their email information with instruction for cancelling the service. I came home from work and did as I was told.
I never received an email or letter from them in respose to my request. On XX/XX/, my husband and I obtain securty service from XXXX, which has been providing effective monitoring service to our home. XXXX has been billing me continuosly even after my cancellation request and the 30 day they told me that they needed. Their useless equiptment has been sittin in a box at my house since it was remove from my walls by XXXX on XX/XX/. Please have the cancel these bills and do all that is need to clear the negative reporting from my credit report.
Thank you in advance for your review and assistance in the resolution of this matter.
Regards.
XXXX XXXX XXXX XXXX XXXX XXXX
|
| 05/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT I hereby give your Company notice pursuant to 15 USC 1602 ( k ) that your Company never provided an adequate notice which clearly & conspicuously mentions the pertinent facts of this transaction. Your Company didn't even inform about the Cost of Credit and the only evidence of the indebtedness was just a computer-generated agreement.
According to 15 USC 1602 ( k ), the term " adequate notice means a printed notice to a cardholder which sets forth the pertinent facts clearly and conspicuously so that a person against whom it is to operate could reasonably be expected to have noticed it and understood its meaning. Such notice may be given to a cardholder by printing the notice on any credit card, or on each periodic statement of account, issued to the cardholder, or by any other means reasonably assuring the receipt thereof by the cardholder.
Since adequate notice was not given as per the above-mentioned section, I couldn't understand its meaning which is a violation under 15 USC 1602 ( k ).
Further, pursuant to 15 USC 1601 ( a ) a consumer must be aware of the cost of transaction. Since I was not aware of the transaction therefore made an uninformed decision and it resulted in multiple filling errors, and unfair credit card practices.
From your end, I have not benefited from this transaction which is again violation of 15 USC 1602 ( p ).
According to 15 USC 1602 ( p ), The term " unauthorized use '' means a use of a credit card by a person other than the cardholder who does not have actual, implied or apparent authority for such use and from Which the cardholder receives no benefit.
I hereby request you to do the below-mentioned things ; Delete THESE ACCOUNTS OFF MY REPORT AND VALIDATE THE DEBT 15 USC 1692G ( 4 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ALSO UPDATE THE LATE PAYMENTS TO PAID ON TIME.
REMOVE THESE INQUIRES AS THEY NEVER RECEIVED PERMISSIBLE PURPOSE TO FURNISH THIS INFORMATION IN PURSUANT TO 15 USC 1681B THEY ARE IN VIOLATION OF FEDERAL LAW. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I demand a validation of debt in pursuant 15 USC 1692g If you accept my request, I will not escalate this matter to Federal Court . In case, you don't accept the above requests, a legal action shall be taken against your Company for compensatory damages.
Thank you for your attention to this matter.
Sincerely, XXXX : XXXX All rights reserved without Prejiduce UCC 1-308
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| 09/01/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
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|
After receiving an email alert from XXXX notifying me of a credit rating decrease, I logged onto my XXXX account and checked my credit report. To my surprise, my credit rating dropped a whopping XXXX points, from XXXX to XXXX.
The reason for this was due to a collection agency named Sequium Asset Solutions whose listed address is XXXX XXXX XXXX, XXXX XXXX, XXXX, Georgia, XXXX, with a listed number of XXXX. Apparently, Sequium is a debt collection service who posted an XXXX XXXX XXXX XXXX debt to my credit report in the amount of {$1400.00}. The date of the debt is listed as XXXX, 2023.
To be clear, I've never had, nor do I currently have, a mobility account with XXXX XXXX XXXX.
After disputing the debt 's authenticity with XXXX I contacted Sequium Asset Solutions and spoke to a XXXX XXXX. He asked if I'd been alerted by email or regular mail regarding any outstanding debt and I told him no. XXXX XXXX then asked for my social security number, which I declined to give, offering instead the account number of the debt ( XXXX ) the company listed on my credit report so he could access the information. He then informed me he couldn't access the information by that number and again asked for my social security number, which I again declined, and after a few more minutes of dialogue it was obvious I wasn't going to get the matter resolved without providing my SSN, so I hung up.
An online search of Sequium Asset Solutions revealed they're a debt collection service dealing primarily with telecommunication debts and have had several complaints, due, in large part, to inaccurate or unsubstantiated claims of indebtedness. Interestingly, the site I referenced lays claim to Sequium 's legitimacy even though many who've dealt with the company ( including myself ) believe them illegitimate. As I spoke with the gentleman over the phone, I could hear in the background several people talking simultaneously.
Under no circumstances would I give a company I'm unfamiliar with or haven't done business with my Social Security number over the telephone. In my belief, any account information regarding a debt could - and should- have been accessed by Sequium 's own assigned account number.
A XXXX point drop in my credit rating has the potential to damage my financial future, so I need to have the issue resolved immediately. Please investigate this matter with all expediency and diligence that I may again enjoy above average credit and have the debt removed immediately from my credit rating.
Sincerely, XXXX XXXX XXXX
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| 01/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Hello Sequium Asset Solutions , LLC : Happy New Year! Im confused XXXX and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor.
Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediately reported to the America Bar Association and Professional Liability Fund for code of ethics violations.
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| 05/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hi XXXX XXXX Sequium Asset Solutions/ XXXX XXXX / Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association and Professional Liability Fund for code of ethics violations.
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| 01/25/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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Dear CFPB, My name is XXXX XXXX, and I am writing to demand the removal of an inaccurate collection account from my credit report and compensation for my time and effort in disputing it. The account in question is from Sequium Asset Solutions and it is showing on my credit report without my consent.
I have no contract with Sequium Asset Solutions and have given no consent for them to use my name, likeness, or credit data. Furthermore, this collection account violates the Fair Credit Reporting Act ( FCRA ) as per Section 607 ( a ) ( 1 ) and ( 2 ) of the FCRA which requires credit reporting agencies like XXXX to ensure that the information they report is accurate, complete and up-to-date. Also, Section 615 ( a ) ( 1 ) states that no person shall furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate. Additionally, this violates Section 621 of the FCRA which states that any person who willfully fails to comply with any requirement imposed under this title with respect to any consumer is liable to that consumer in an amount equal to the sum of any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00}, as the court may allow. Furthermore, this violates 15 U.S.C 1681 et seq, particularly 15 U.S.C. 1681i and 15 U.S.C 1681j which states that credit reporting agencies must follow reasonable procedures to ensure the maximum possible accuracy of the information concerning the individual about whom the report relates and any person who fails to comply with any requirement imposed under this title shall be liable to the United States for a civil penalty.
Furthermore, this collection account was fraudulently bought and sold, which is a violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Rosenthal Fair Debt Collection Practices Act ( RFDCPA ), which prohibit the sale or purchase of a debt that the seller or purchaser knows or should know is not legitimate. This also violates the prohibition of any form of deception or fraud under the federal laws such as 18 U.S.C. 1341 ( Mail Fraud ) and 18 U.S.C. 1343 ( Wire Fraud ) I demand that you immediately investigate this matter and take necessary action to remove the illegal collection account from my credit report and also compensate me for my time and effort in disputing it.
Thank you for your prompt attention to this matter.
Sincerely, XXXX XXXX
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| 12/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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|
HI, This was deleted and why it's back into my credit without any re-insertion noticed?!!! I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
|
| 08/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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|
This was the email sent to this company that received my identification as a third party to attempt to contract with the Executor that has privately discharged all debts and has protect all of his assets by a XXXX lien filed and accepted by the superior courts. Which ever company violated my Due Process of law and illegally gave my personal information to this third party without my consent should be investigated immediately and this bound to the Fee Schedule filed to the court on XX/XX/XXXX. Here is the letter sent to this company and is considered to be a Notice before they violate my Fee schedule and copyright infringement.
I received a call from this agency on XX/XX/XXXX. Notice to Principal is Notice to Agent, Notice to Agent is Notice to Principal ; Applicable to all Successors, Assigns, and Agents : Silence, when there is a moral or legal Duty to respond, constitutes Agreement.
I never gave consent nor have I contracted with this company. I would like to know why this company is calling in regards to my trust information. I demand within XXXX hours who gave my personal information to this third party debt collector ( Identity Theft ). If you believe my trust owed any money to the previous debtor I want to Thank This Company for paying off any loans my trust had contracted with the previous debtor. Your company was tricked into believing my trust was the debtor and not the Creditor and you paid whatever for a loan that was already discharged by the IRS and State Treasury. I demand the payoff amount this company paid and to whom, full disclosure of the contract and what is your authority and jurisdiction to operate in this capacity. This is a Notice making sure your company knows my assets are fully protected by Affidavit ( XXXX ), XXXX and a Fee Schedule and will be presented to your company if they choose to steal my private property. Your Debtor forgot to tell you of the Affidavit ( XXXX ) and you paid off whatever debt was owed. As it appears right now this company is in violation of Due Process of Law and is operating as a Executor XXXX XXXX XXXX while and are attempting obstruct of Commerce and violating these laws, 18 USC 241 and 242,15 U.S. Code 1692e, 16 CFR 433.1, 12 CFR 1026.13, 16 CFR Part 314, The Fourth Amendment and Fifth Amendment. I am giving this company 48 hours to respond to my demand otherwise I will start with a public report on the CFPB followed by the FTC, SEC and the IRS. I the Living Man I Reserve All Rights without Prejudice
|
| 09/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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Debt Collection Agency Name XXXX XXXXXXXX XXXX, Focus Receivables Management Issue Never received any written notices of an attempt to collect a debt or any explanation of my rights.
Details In XXXX I applied for a mortgage loan. I was advised that there was a collections account in the amount of {$410.00} on my credit report. The credit agency listed was XXXX XXXX XXXX. It stated that it was for XXXX XXXX and it was added in XXXX of 2020. I had never received one letter or phone call regarding this debt, but it was added to my credit report.
I found that it appeared on my XXXX and XXXX report. In XXXX I filed a dispute regarding this debt. The results came back stating the debt was verified by the collections agency. No additional information was provided, and I never received any calls or letters. The debt remained on my credit report.
In XXXX I received a collections call. The collections representative stated that this was an attempt to collect a debt for XXXX XXXX. The same debt that has been my credit report since XXXX without one attempt to communicate with me by phone or in writing. I was very upset. I asked them why they lied to XXXX stating they verified a debt they never contacted me about. I also asked them why they were calling me for a debt they already placed on my credit report. The representative stated that she did not see that it was on my report.
I proceeded to tell her that if they had contacted me, I would have told them that I dont owe anything to XXXX XXXX and I want a full explanation of this debt. She stated that should contact XXXX XXXX and have them reach out to me. I never heard from anyone. No calls and still not one written communication from a collections agency or XXXX XXXX, but the collections account was removed from my XXXX and XXXX report.
Today, XX/XX/2020 I received a credit alert stating that this exact debt was added to my XXXX report on XX/XX/2020. It was added by a collections agency named Focus Receivables Management and states it was opened on XX/XX/2020. I still have not received one written communication from a collections agency and no explanation of the debt reported. I also have not received any additional calls from anyone except the one where they stated they would have XXXX XXXX contact me and never did.
My rights have been violated on more than one occasion for the same matter. This should not be allowed and I am sure if youre doing it to me, youre doing it to others during an already trying time.
|
| 10/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Hello, I am a person with extremely high standards of ethics and never engaging in any wrongdoing. All my debts and payments are always on time. Today, i noticed a huge drop in my credit score. Upon further checking, I found that a credit collection agency called Sequium has left a derogatory mark of having not paid {$110.00} for XXXX XXXX XXXX company. I am shocked to see that on my credit report.
History with XXXX XXXX XXXX : I own a XXXX XXXX XXXX phone and had called XXXX XXXX XXXX to enquire about any newer plan or phone upgrade eligibility. They convinced me to get a brand new phone with {$0.00} down payment and ensured that it will not require a new line. I agreed to find later that they had charged me for the phone and also asked me to get a new line. As soon as I recieved that email, I contacted XXXX XXXX XXXX and said I do not want the phone in that case. The representative on the other line assured me that he has cancelled the order and that I will not be charged since I had not recieved the phone yet. Few days later, i recieve the phone. I call them again and they ask me to send it back saying that it was a mistake. I sent the phone back immediately. A month later I recieve a bill of {$110.00} for the phone i never agreed to buy but recieved, for the phone i never opened, for the phone i never used and for the phone i returned promptly. I called them yet again and they assured me yet again that it was a mistake and that the phone line was cancelled and can not be found in my name at all so i should not liable for that payment. Months later, I receive a letter from collection agency notifying me of the pending payment of {$110.00}. Furious at this, I called XXXX XXXX XXXX again and they maintained their stance that it could have been an accident and that their system does not show that new phone and line in my name and hence i never was liable for any payment. I am attaching the proof from that last call because I had insisted that they send me that in writing because of multiple calls involved. Months later, today, i see a huge drop in my credit score. And I must say, I am HUGELY DISAPPOINTED, SHOCKED and FURIOUS all at once! The fair resolution would be for the SEQUIUM collection agency to drop these charges against me on my credit report. I also demand a written apology from both XXXX XXXX XXXX and SEQUIUM for causing mental trauma by doing this.
I demand justice and i demand the credit agency dropping this charge against me!!
|
| 05/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hi XXXX ; XXXX confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediately reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
|
| 01/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX.I have never had an account with this company SEQUIUM ASSET SOLUTION, REMOVE from all credit agencies from reporting.
XXXX.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are SEQUIUM ASSET SOLUTION the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or XXXX to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value.
8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt.
10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
|
| 06/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
HI Sequium Asset Solutions ; Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association an
|
| 03/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
The original creditor was XXXX XXXX ( XXXX ) the reason for my debt when I moved from my townhouse to my new apartment my apartment complex had an contract with XXXX XXXX XXXX so I inform XXXX XXXX ( XXXX ) of my situation. I spoke to a XXXX ( XXXX ) representative about my situation she asked could I pay my balance in full and I said no she said you can make payments but make your sure you make the payments within 30 days so it won't be reported to collection and she asked for my new mailing address in case XXXX ( XXXX ) need to contact me so I paid on my account within 30 days every month. A couple of months later I get a letter from a collection agency called XXXX XXXX they inform me they were were working for XXXX ( XXXX ) and explained to them that I was paying XXXX ( XXXX ) something every month to keep this debt off my credit report and XXXX XXXX also agreed to a payment plan witch I had them to automatic draft {$10.00} a month to protect my credit. I noticed months later XXXX XXXX stop sending my receipt so I called them and they inform me that XXXX cancel their contract. I called XXXX ( XXXX ) and wanted to know do I started back paying you because I don't want this on my credit report XXXXt ( XXXX ) told me to contact Sequium Asset Soluti. I contacted Sequium about making a payment I also asked why they didn't contact me the representative they sent a letter out to my old address XXXX ( XXXX ) failed to give Sequium my mailing address they only gave Sequium my the address where i had service at XXXXXXXX XXXX XXXX XXXX XXXXXXXX, Texas not my new address XXXX XXXX XXXX XXXX XXXX, Texas so i wasn't notified of the change of company. I asked the Sequium what do i need to do first he said could you pay in full i said no I wanted to make a payment I said {$10.00} he said that was to low so I said {$48.00} and you can draft the rest out of my account each month in the sum of {$40.00} so it won't go on my credit. The next day it went on my credit report so now i need it to be paid in full if he would have said no matter if you pay payments its still going on your credit report i would have paid it in full. I was also told it would be removed off my credit after i paid in full it's still on my credit I don't have any negative reports on my credit because i am trying to get a home for homeless veterans. I was lied to by Sequium they are some criminals which XXXX has a lot of complaints against Sequium.
|
| 07/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
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It all started after I closed my account with XXXX wireless on XX/XX/XXXX Ive been receiving emails and letters and calls from a debt collection agency called sequium asset solutions. I tried calling this company and XXXX bud never to get through to anyone. They never answer their phones so I assumed it was false or scammers. I was under the impression that it wasnt real because I contacted XXXX months ago back in XXXX and I was assure that I should ignore it and my credit would not be ruined by them. After I closed out my account the XXXX XXXX assured me my account would be zeroed out and I have no financial obligations to XXXX being that I did not have a contract with them I brought over my own phone and I was on a month to month plan. The reason I closed my account was because from the date of XXXX XXXX XX/XX/XXXX of closing my account it has been nothing but a mess I could not access my phone I could make or receive calls I had zero data usage where I can show proof of and not only that an agent took it upon his/herself to upgrade my plan to a more expensive one because they thought it would be better for me and better data usage so I was credited {$40.00} for the inconvenience. From them I was not comfortable keep this account open. I should noticed when they threaten to send my account to debt collectors and ruin my credit when I was in good standing with them when it was the company who was at fault the entire time I was in full compliance with them. I have proof to show the hours on the phone with them and emails and constantly contacting them. I was even sent emails saying that I never used my line upon opening the account with them. Any how I was told by the agent that I should ignore the monthly bills and letters because XXXX was in the wrong and the account is close theyre should be no active bill. So Im utterly confused as in to why they ruin my credit and sold my information wrongfully to a debt collection agency who dont even have the decency to answer their phone. This is not right I was even told legal actions will be taken against me if I dont pay off the debt. This is downright outrageous! Whats even worst is XXXX refusing to speak with me about the matter at hand. After ruining my credit. All of this was occurring during the Covid-19 pandemic at a time where Im supposed to focused on the safety of my family and myself this occurred? Great job XXXX and Sequium Asset Solutions!
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| 08/02/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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1.XXXX XXXX lied about rate 2.final bill was in dispute w 1st collect agency for 8 months 3.results were to send charges back to XXXX XXXX 4.when i call XXXX back for 2 months reps claimed no knowledge and that i would receive info in mail to be patient 5. 1 year later i receive letter not from XXXX XXXX but from new collection agency SAS, LLC 6.Called immedietly made payment 7. CURRENT SAS, LLC COLLECTIONS REFUSES TO REMOVE COLLECTION WRONGFULLY REPORTED FOR FINAL BILL I PAID FOR AND STAYED ON TOP OF FOR OVER 1 YEAR.
I CURRENTLY HOLD 17 ACCOUNTS OPEN ALL IN GOOD STANDING AND 100 % PAYMENT HISTORY FOR OVER 6 YEARS. I KNOW THE IMPORTANCE OF MAKING PAYMENTD ON TIME. SO I ASK THAT U LOOK INTO MY MATTER SO I COULD HAVE THIS WRONG REPOTING TO MY CREDIT REMOVED. THANK U.
XXXX XXXX LIED ABOUT THERE OFFER TO ME.
I had decided to use XXXX XXXX for my cable tv needs. i was offered XXXX a month w more channels that i had w XXXX XXXX. also no activation, free XXXX XXXX, free movie channels and all sounded good. at first i was exited that i was getting a good rate so for the first 3 months i recieved no bills in the mail, turns out that when they asked me to give them a XXXX dollar DEPOSIT from my credit card it was to show that i was being serious about the service. come to find out out through my bank account they had really set me up w automatic withdraw from my account witch i never authorized. i called immidetly and had charges adjusted and for months i continued to call back and get adjustments. till the 1st year of our 2 year contract witch by the way i also didnt know about came about. after the 1st year was over rates tripple witch at that point i made the dicision to cancel the service. I continued to dispute the charges and was referred to a collection agency witch said they would put my account in investigastion. after 6 months collection agency said accoun t was sent back to XXXX XXXX. i called XXXX XXXX and asked for info on the aACCOUNT. THEY WERE unable to pro-vide me w any info and that i would recieve something in the mail.i waited and waited till today i recieved a letter froma new collection agency asking me to pay full balance and making aware that it was wrongfully notified to my credit witch i take good care of. i paid them there balance immidetly and asked them to remove it ferom my credit and they refude to remove so that why im filing my complain.
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| 07/04/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This inquiry is in response to a letter I received from Sequium Asset Solutions , LLC asking for a response by XX/XX/2022. [ Reference XXXX ] On XX/XX/2022 I started receiving calls from this debt collection company alleging that I owe a debt and the company will be attempting to collect the said debt. I do not agree to pay or settle, admit to guilt, and/or any prior knowledge of said debt. I also do not know who gave this company the authority or jurisdiction to contact me, demand, request, or collect a debt from me. This is vey odd because I have never done business with Sequium Asset Solutions , LLC nor given this company permission to contact me. This company is based in another State and I do not have any obligation or signed contract to do business with Sequium Asset Solutions , LLC as an equal or as a consumer. I do classify as an American consumer and know that there are statues in place to protect my rights as a consumer but I'm not highly educated or claim to have mastered all or any legal terms, language, and clauses. However, I am indeed sure that Sequium Asset Solutions is a well known debt collection agency because they stated that multiple times during the call and it is stated in the letter that I received from the company. Some of the language used is confusing and gives me XXXX as a consumer ; It also makes me feel threatened and forced to be obligated or to comply although I do not admit guilt or prior knowledge of any alleged debt. I disputed this debt and collection thereof wholeheartedly and asked that Sequium Asset Solutions , LLC and/or affiliates stop collection immediately on the said debt and any additional amounts alleged to be owed by XXXX XXXX and to Cease and Desist contact by phone immediately. Any correspondence from this date of XX/XX/2022 is requested and can be accepted by U.S. Certified Mail to the address stated in the letter. I also requested all methods of verification, validation, to be thoroughly done. and documented for reference or further inquiry by me, within reason and their legal responsibility in accordance with Fair Debt Collection Practices Act. I have reason to believe this company is unfamiliar with or blatantly ignores FDCPA laws and regulations or practices. I have attached the letter I was sent and highlighted violations including 15USC 1692 b ( 2 ), 15USC 1692 b ( 5 ), 15USC1692C ( A ), 15 USC 1692d ( 2 )
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| 08/24/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XXXX/XXXX/3023 I've rwcieved an email regarding a change to my XXXX consumer report. Upon checking I noticed that the company by the name of XXXX XXXX XXXX had unlawfully place a collection account on to my report. Per law I'm requesting that this company provides me with notice of validation of debt pursuant to 12 CFR 1006.34a ( 1 ) In general. Except as provided in paragraph ( a ) ( 2 ) of this section, a debt collector must provide a consumer with the validation information required by paragraph ( c ) of this section either : ( i ) By sending the consumer a validation notice in the manner required by 1006.42 : ( A ) In the initial communication, as defined in paragraph ( b ) ( 2 ) of this section; or ( B ) Within five days of that initial communication ; which this company didn't do. Pursuant to 12 CFR 1006.34c ( 1 ) DEBT COLLECTOR COMMUNICATION DISCLOSURE.1. Statement required by 1006.18 ( e ). The statement required by 1006.18 ( e ) .Section 1006.34 ( c ) ( 1 ) provides that validation information includes the statement required by 1006.18 ( e ). Section 1006.18 ( e ) ( 1 ) requires a debt collector to disclose in its initial communication that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose. Section 1006.18 ( e ) ( 2 ) requires a debt collector to disclose in each subsequent communication that the communication is from a debt collector. A debt collector who provides a validation notice as described in 1006.34 ( a ) ( 1 ) ( i ) ( A ) complies with 1006.34 ( c ) ( 1 ) by providing on the validation notice the disclosure required by 1006.18 ( e ) ( 1 ). A debt collector who provides a validation notice as described in 1006.34 ( a ) ( 1 ) ( i ) ( B ) complies with 1006.34 ( c ) ( 1 ) by providing either the disclosure required by 1006.18 ( e ) ( 1 ) or the disclosure required by 1006.18 ( e ) ( 2 ). The following example illustrates the rule : i. ABC debt collector has an initial communication with the consumer by telephone. Within five days of that initial communication, ABC debt collector sends the consumer a validation notice using Model Form B1 in appendix B to this part. ABC debt collector has complied with 1006.34 ( c ) ( 1 ) even though Model Form B1 includes the disclosure described in 1006.18 ( e ) ( 1 ) rather than the disclosure described in 1006.18 ( e ) ( 2 ).
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| 10/07/2022 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX XXXX XXXX, FL # XXXX This is not an owed debt. During our lease the upstairs apartment flooded into ours causing major mold issues. We all ended up having to move out early and sleep elsewhere for our health. Still with us having to do this we paid our lease in full to the end date XXXX and always paid on time or early every single month. Not once were we late. Many work orders were made due to the mold that was constantly " cleaned '' or " taken care of '' that would immediately come right back. We then got sent a final bill that billing said they were taking care of with management and waiting on them to respond. I had to contact them for months when this first happened. I was under the assumption it was handled until yesterday when I got an email from this debt collector. This money is not owed to my knowledge. If anything we should be owed for our deposit we never got back when we left the place looking better than when we moved in, the mold kits we had to buy to cover ourselves in the event this would happen, the roach products we had to purchase constantly, the months we couldn't even stay there from the mold and flooding. We never asked to be credited for any of those so it's very disappointing that this is happening. I have contacted the XXXX in regards to this as well. The apartment was unlivable and we got very sick. I have attached photos of the mold as well as our mold kit results. Also the mold was coming up from carpets that also shows in the work orders with management. The carpet was left the exact same way as when we moved in except for the mold spots that was coming from underneath that I can not control. We spent months trying to get this resolved, thought it was, but clearly never got resolved. I called the debt collector to get an itemized statement. She immediately asked for my social and I said I am not giving that out over the phone. She signed real loud then transferred me to another lady and she asked for it again and other personal info and I was like Im not giving that out and the second lady yelled " yeah she already told me '' then just started literally screaming " have a nice day '' over and over again. They already have my email and was just asking for an itemized bill to be sent to the same email they already have but refused because I would not give them my social number. Please help! Thank you!
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| 07/16/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Notice for Proof of Claim Account : SEQUIUM ASSET SOLUTIONS , LLC BAL {$7300.00} To Whom it may Concern : This is a this complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assign ability because it violates contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX, XXXX XXXX XXXX. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692 ( g ) : Under the Law, FDCPA, Section 1692 ( g ), you have 30 days to supply these proofs, if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
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| 10/07/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Notice for Proof of Claim Account : Sequium Asset Solution account XXXX To Whom it may Concern : This is a this complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assign ability because it violates contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX, 13 Id 646. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692 ( g ) : Under the Law, FDCPA, Section 1692 ( g ), you have 30 days to supply these proofs, if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
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| 08/27/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX SOC SEC # XXXX DOB XX/XX/1964 ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX TODAYS DATE:XXXX SEQUIUM ASSET SOLUTION XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious SEQUIUM ASSET SOLUTION XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/1964 ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX
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| 02/18/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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On XX/XX/XXXX a technician cam to my home to complete my XXXX one gb internet service order. Once he connect the internet he was not able to get the gb speed connection. It was only 200 mb speed. He contacted his office and tried a lot to get the speed. He was at my home almost for an hour but was not able to fix the problem. He told me to contact XXXX on Monday, XXXX of XXXX in working hours. When Monday comes I called XXXX and they sent the same technician. Again, was not able to fix the problem. The same day after he left I called XXXX and asked them to cancel my order immediately. On XX/XX/XXXX, they sent me this email this email asking to stay with them.
" XXXX, stay with Fios and you could save XXXX XXXX XXXX To : XXXX XX/XX/XXXX at XXXX XXXX Stay with Fios and enjoy this special offer.
Your personalized bundle is just Continue with Fios and you could save money.
Its not too late to keep enjoying the benefits of our 100 % fiber-optic network. Weve received your request to disconnect your Fios service and wanted to extend a special offer to you.
To learn more about this offer, visit us online or call XXXX before your disconnect order completes.
We look forward to hearing from you. '' They told me they cancelled it right away. They ask me to return the equipment which I returned. Here is the confirmation email from XXXX about the equipment return.
" XXXX Notification XXXX To : XXXX XX/XX/XXXX at XXXX XXXX Hi Valued XXXX Customer, Your equipment was received and processed on XX/XX/XXXX. There is nothing additional for you to do.
We look forward to working with you in the future. '' The same day I contacted XXXX and ordered a service which I am still using. After a while XXXX sent me a bill. I called them and explained the situation that I never received a service from them. Then they said they will adjust my account to XXXX balance.
On XX/XX/XXXX I received a letter from debt collector that I owe them {$40.00}. Then I called XXXX to talk about this bill. When I called XXXX number and put my account information, the call is transfer to the collection agency. I was not able to access XXXX anymore.
I am filling this complain because XXXX is sending a bill for the service they never provided and also send my account to collection agency who intimidating me and create a fear on my financial history.
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| 04/16/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I was contacted via mail by Sequium Asset Solution, LLC in XX/XX/XXXX. Their letter was dated XX/XX/XXXX about an outstanding balance with XXXX of {$400.00}. Which includes {$200.00} for the final bill and {$200.00} for the equipment charge totaling {$400.00}.
I paid the balance of {$200.00} on XX/XX/XXXX through XXXX ( XXXX ) website and called Sequium Asset Solutions stating that I paid the final balance of the bill that XXXX sent to me dated XX/XX/XXXX. On that bill from XX/XX/XXXX that XXXX sent me, it was noted that the {$200.00} charge was credited because I had returned the equipment back to them which is also noted on the XX/XX/XXXX bill that I returned the equipment in-store to XXXX on XX/XX/XXXX. The gentlemen that I spoke to noted my account and stated they would contact XXXX and dispute the charge with them. After receiving no response of the dispute or an account update I sent them a debt validation letter and they did not response to it. Instead they listed the account on my credit reports for a balance of {$200.00} still due. I have verified with XXXX over the phone during the month of XXXX, as well as most recently XX/XX/XXXX in-person at the XXXX- XXXX store and over the phone to make sure that I owe XXXX no further debts on my previous account. I have disputed with the credit bureaus and showed proof that XXXX has received both final payment and the equipment back. There is no further amounts or equipment that I owe.
When I noticed the Collection account on my credit report on XX/XX/XXXX I contacted Sequium and even though I provided proof via mail and online they refuse to acknowledge that I returned the equipment and even wanted me to pay the {$200.00}. They specifically mention it is for the equipment and they ignore any proof coming from XXXX which is the Final bill dated XX/XX/XXXX which is clear as day stating that there is a credit of {$200.00} and a new balance of {$200.00} ( which I mentioned I had already paid ). They also choose to ignore the receipt of return which even provides the serial numbers of the equipment I returned.
XXXX has stated multiple times that I do not owe any debts with them and they have received final payment and equipment. They have stated they do not know why the Collection Agency continues to try and collect the debt.
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| 03/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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On XX/XX/XXXX of XXXX, I noticed the presence of an adverse account on my credit report that I viewed from my banking application. According to the account, I owed {$160.00} to Sequium Asset Solutions, a company I had never heard of before. I knew that I did not owe any money to any agency, so I went to dispute the account. My banking application directed me to XXXX to perform the dispute, but the account was strangely not listed at all on XXXX. I then noticed that the account originated on XXXX and began a dispute on their website. The charge was verified as incorrect and removed from my credit report within a few days time. I had thought that was the end of it until it remained on my credit report on my banking application, though the account was STILL not appearing on XXXX, so I had no way to remove it.
Finally, on XX/XX/XXXX of XXXX I was able to see this account on my XXXX report so I could dispute the account. I did so and I received the results of this dispute on the XXXX of XXXX, XXXX only to find that somehow they claimed that the account was correct.
I am absolutely certain that I owe no money to this company. The only debt that I currently have is my student loans, which I am in the process of paying back, and whatever bill I have for my credit card this month, which I pay in full and on time each month and have never missed a payment. I have never owed any other money to any company and I do not know how this company even received my information. I have seen online that many other people have had this exact same issue with Sequium Asset Solutions claiming they owe money out of the blue, so I know that this is not an isolated incident to just myself. XXXX has said that the company is somehow linked to cable/charter communications and I do not pay or subscribe to any sort of cable service.
I would like this account removed from my credit report so I can put this issue behind and not have to worry about the long term consequences of having an adverse account on my credit history, especially when I do not even owe this money. As of right now, XXXX is the ONLY credit reporting agency of the three largest ( The other two being XXXX and XXXX ) that still insist I owe this fee. That should be indication enough prove that this is a false claim.
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| 08/02/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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SEQUIUM ASSET SOLUTIONS, Last reported XX/XX/XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious SEQUIUM ASSET SOLUTIONS, Last reported XX/XX/XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXXXXXX *
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| 07/26/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/XXXX I was moving to a new address so I went to the Corporate XXXX office in XXXX m, TX to change address on the account and to make me the primary account holder removing XXXX XXXX ( my mother ). I was receiving bills in my name and everything. Everything was changed and completed. XXXX we decided to switch providers to XXXX XXXX had a deal to buy you out of the contract. They told me it takes about 3 to 4 months to let XXXX know. XX/XX/XXXX I called XXXX to make sure we were squared away and everything had been taking care of. The employee told me I was good to go and if I decided to come back to the XXXX family to let them know. I never received anything regarding non payment or anything. XX/XX/XXXX I received a phone call from Sequium Asset Solutions looking for my mother. They reported to my mothers credit for the amount of XXXX. My mother called them. They told my mother that the actual amount was for XXXX but your daughter sent in a check that has bounced multiple times which has accrued the additional charges for insufficient funds. I never sent a check I was under the impression that everything was taken care of. She gave them permission to talk to me. So I called them XX/XX/XXXX and told them that my mother shouldnt even be on the account anymore that I had her removed. So they should t be calling or reporting to her credit at all. That XXXX bought out my contract and XXXX told me I was squared away. I also let them know about the check I supposedly sent. I asked for a copy they refused to send it. The woman named XXXX XXXX said it sounds like you are disputing this debt. I said yes maam this information you have is all wrong. Well we can work with you and you could just pay the amount of XXXX would you be willing to do that. I am disputing all of this debt. She never told me what I needed to do or what my options were to dispute the matter. She hung up on me. They called my mother and said they have no records of mine and their conversation or my mothers previous conversation. She also asked again about the check they claimed had bounced and they denied they said that. They told my mother they will continue to attack her credit every month until the debt is paid. My mother disputed the collection on her credit through XXXX XXXX
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| 06/17/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I cancelled my service with XXXX back in XXXX of XXXX due to the horrible experience, customer service, and billing errors on my account, mainly due to the fact I was also moving to an apartment that didn't take XXXX. XXXX XXXX charged me multiple fees on my account that shouldn't had been such as two early termination fees on the dates of XX/XX/XXXX and XX/XX/XXXX along with unreturned equipment fees on XX/XX/XXXX in the amount of {$390.00}. In around XXXX I started received calls from a 3rd party collections company stating I owed them a balance and I notified them that I was in dispute with XXXX about the billing errors on my account and that I don't owe anything I've already paid my balance which included the 1 early termination fee of {$210.00} equal to a total final payment of {$560.00}. However, XXXX continued to charge me a total of {$1100.00}, I contacted XXXX multiple times between XXXX and XXXX when they sent me my final statements to let them know they were charging me incorrectly and that I had already returned all equipment when i cancelled service in XXXX and that they double billed me for two early terminations in XXXX, they then advised me they would adjust the charges and notate the account and that it would be updated in 24 hours of our call. Well that didn't happen they only adjusted the returned equipment fees for the {$390.00}. They then sent my account to a third party collection again for the balance of {$770.00} that I did not owe. I called XXXX today about the situation for the 5th time because it was reported to my credit on XX/XX/XXXX that I owed a balance which is inaccurate information! I had already paid my debt to XXXX back in end of XXXX beginning of XXXX for {$560.00}. They proceeded to still sent me to a 3rd party collection and have them report negatively to my credit for a debt I did not owe! I want this removed from my credit and for them to stop harassing me about a debt I don't owe when I have been calling every month about this balance they keep telling me they removed already. So just as reference I called again today and they told me they removed the {$210.00} AGAIN and gave me a ticket # XXXX or it might be # XXXX and they told me the debt would be removed and I don't owe them anything.
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| 04/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XX/XX/2020, I submitted an online dispute with XXXX because I received some communication that showed that I had an account in collections on my credit report. I called the collections company listed on my credit report ( Sequium Asset Solutions ) and the representative could not find any record of an account in my name in their system. I contacted the " alleged '' original creditor ( XXXX XXXX ) as well and they confirmed that there was no delinquent account in my name in their system. At that point I filed an online dispute. On XX/XX/XXXX, XXXX sent me notification that my dispute was results were ready. Unfortunately the results stated that Sequium Asset Solutions verified that the information on my report was accurate. This can not be the case. Today, again, I contacted XXXX XXXX to again verify that I did not have a delinquent acccount in the amount of {$540.00}. This was verified. I then called Sequium Asset Solutions again. I spoke with 3 representatives. The first representative clearly could not find any account information for me, they hung up on me. The second representative could not find any account information for me either and put me on hold several times to get a supervisor.
She then asked for a phone number for a supervisor to call me back. Hours passed and I never got a call from a supervisor. I called again and yet again, the third representative could not find any information for me either. She too kept putting me on hold with promises of getting a supervisor on the phone. Again I gave her my phone number. Again, no call from a supervisor.
This account that has been attached to my XXXX credit report clearly does not belong to me and Sequium Asset Solutions refuses to explain what information was sent to put this deliquent account on my report. XXXX is telling me that the only way to get this removed is for Sequium notify them to remove it. However, based on my interactions with this company and attempts to resolve this, I suspect that it's practices may be fraudulent. I simply want this issue resolved by having this inaccurate information removed from my account and Sequium Asset Solutions is refusing to fully look into this situation, offer any information, or evaluate their own practices.
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| 10/06/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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This co. was nice up to the point I paid them off. I tried to call back to find out when they would notify XXXX so I could get my service set up with my new move. They assured me a number of times which was a lie, that XXXX would " automatically '' be notified once I used my debit card to pay the debt. Well that was a false statement made by them! The office I went to in XXXX, CA did not have that info on their system & tried to charge me a deposit because of it. I told them what happened, the rep gave me her info for them to fax proof of payment or email it to her. They declined to do both, became very argumentative & declined to send anything to their client - XXXX to prove I paid the debt so I could have my service set up. It's a good thing I am an honest person, because the lady I dealt with set up the service & eventually verified it with her collection dept. She also confirmed they never sent her anything. I spoke to a manager who was super rude & argued with me about his co. 's policy. I checked my email blocked list & found I blocked them because they kept sending me emails they were not authorized to send by me. So I never got the proof of payment because of that. They were very nice & cordial up to the point of getting paid. Once they got paid their attitude changed and they turned rude. They refused to assist me when I told them I paid the account. They said if I didn't owe anything they had no reason to acknowledge my requests. Who does that?! All I wanted to do was get the proof of payment so I could present it to XXXX. I was told I'd get it in the mail, guess what I got? NOTHING!! So they lied and likely never tried to send it to my email address either. If they didn't get something stating the email address of theirs was blocked, which it was, then they're lying again, they never tried to or sent me any proof of payment. I'm officially demanding it now & want it on record about their bad behavior after they were paid. Lying doesn't really get anyone very far and they lied & purposely complicated my business with XXXX making it difficult for us to schedule my services. I went 5 full days without services of any kind until we got proof of the payment settled. I didn't appreciate it then and still don't.
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| 02/23/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My complaint is regarding two companies known as Sequium Asset Solutions and XXXX XXXX XXXX. On XX/XX/XXXX I initially complained to the CFPB about XXXX XXXX XXXX placing the false account below on my credit file, When confronted by the CFPB, XXXX XXXX XXXX initially took the false account off my credit files, but they must have sold the false account to another company, Sequium Asset Solutions. This new company added {$1.00} to the balance of the false account and now put it again on my Credit files on XX/XX/XXXX. This is not my account and i will be pursing legal remedies against the above mentioned companies if they do delete this false account from my credit files and cease and desist from these activity in the future.
SEQUIUM ASSET SOLUTION Original creditor : XXXX {$570.00} Balance updated XX/XX/XXXX Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/XXXX Account type Collection Department / Agency / Attorney Paid off : 0 % Balance on XX/XX/XXXX Loan Amount {$570.00} {$570.00} I was a victim of identity theft and the account was proven to be not opened by me, and it was removed from all 3 credit credit reports in XXXX of XXXX. An identity Fraud alert has been placed on all my credit files yet the company tried now to use the another agency to place the same two accounts on my XXXX XXXX and XXXX credit files. This is not my account and i want it removed from my XXXX, XXXX and XXXX Credit files permanently. Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/XXXX Account type Collection Department / Agency / Attorney Paid off : 0 % Balance on XX/XX/XXXX Loan Amount {$570.00} {$570.00} Payment Info Original loan amount {$570.00} Balance {$570.00} Status date XX/XX/XXXX Additional info Comments - Your statements - Contact XXXX XXXX XXXX XXXX XXXX XXXX, TXXXXX ID FRAUD VICTIM ALERT FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY XXXX OR EVENING XXXX. THIS VICTIM ALERT WILL BE MAINTAINED FOR SEVEN YEARS BEGINNING XXXX.
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| 03/12/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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I moved from the property that was receiving the XXXX service on the XXXX of XX/XX/XXXX. I then leased the property to XXXX XXXX and XXXX XXXX beginning XX/XX/XXXX. I agreed to pay the utilities until they moved in and got the accounts switched into their name.
I had XXXX phone service and internet service both at the time. We were told that if I was to cancel my service then it would not be possible for the new account holder to obtain internet service at that time because there was a waiting list? What we were instructed to do was just transfer the account into XXXX & XXXX name, which we did. This involved at least 2, 3-way calls between XXXX, XXXX and XXXX to obtain permission.
After we thought his was done I continued to get phone bills at my new address which was not serviced by XXXX. I continued to pay them, and XXXX would reimburse me but then after a couple of months XXXX and I both were getting separate bills. I had my payments to XXXX set up as automatic payments through my credit card and in XXXX I wrote them and disputed the payments and told them that I had cancelled the service. My credit card company investigated the dispute, after their investigation they refunded the payments that I disputed. ( letter enclosed ) I then began to get collection letters that I disputed with the debt XXXX. The 1st one was from Sequium Asset Solutions , LLC on XX/XX/XXXX, after I disputed it I heard nothing further from them. Then on XX/XX/XXXX I received another letter from XXXX XXXX. I disputed this again and once again i heard nothing further from them. I went for a mortgage in XXXX of XXXX and my credit which for as long as I can remember has been above 800 was now below 700 because of this false charge and I ended up getting a much higher interest rate because of this.
Now on XX/XX/XXXX I received another letter from XXXX XXXX debt collection company.All of these companies are after the same debt and none respond after I dispute the debt so I assume that it has been cleared up. XXXX is the absolute worse company to try and deal with, you just keep getting sent to different people and never get anything accomplished.
Thank you, XXXX XXXX XXXX
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| 08/28/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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DEBT : SEQUIUM ASSET SOLUTIONS, Reported : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Validation of Debt Request & Accuracy I am writing this letter to formally request validation of the alleged debt associated with the above-mentioned account, as allowed by the Fair Debt Collection Practices Act ( FDCPA ) under 15 USC 1692g . Pursuant to this law, I am exercising my rights to ensure the accuracy and legitimacy of the debt being pursued by your agency.
I am requesting the following information to be provided to me : 1. The original creditor 's name and contact information.
2. Detailed information about the alleged debt, including the amount owed, the nature of the debt, and the date the debt was incurred.
3. Documentation providing evidence of your agency 's authorization to collect this debt.
4. Verification that the statute of limitations has not expired on this debt in accordance with applicable state laws.
5. Copies of any agreements or contracts related to the alleged debt.
6. Proof of your agency 's compliance with all relevant state and federal laws, including licensure to operate as a debt collection agency in my state.
7. A statement confirming that negative reporting to credit bureaus will be ceased if the debt is found to be inaccurately reported.
Furthermore, I would like to remind you of your obligation under the Fair Credit Reporting Act ( FCRA ) as outlined in 15 USC 1681i. If the debt in question is reported to any credit reporting agency, you are required to investigate and verify the accuracy of the debt upon my request. Inaccurate or unverified information must be promptly removed or corrected.
Please provide the requested information and documentation within 30 days from the date of receipt of this letter. Failure to respond or provide the requested information within the specified timeframe will be considered a violation of the FDCPA and FCRA.
Please note that all communications regarding this matter should be in writing and sent to the address listed above.
Thank you for your prompt attention to this matter. I look forward to receiving the requested information within the specified timeframe.
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| 06/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
Older American, Servicemember |
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RE : CFPS # XXXX Dear Sir/Madam : Please help me in my dilema, my credit score was almost at XXXX & I just reviewed and XXXX has reported a collection of {$110.00} and has brought my credit score down 25 points.
I was a customer of Bright house for 30 years NEVER a late payment their price increase when XXXX took over were too high so had no other choice but to go with XXXX.
I have worked for XXXX XXXX XXXX settings and the collection agencies work for you so you do have the capability to pull an account from collections. I continuously called a XXXX no respone you would think someone would take the time to reveiw a persons good standing record and correct it.
I am attaching an original letter sent to you for my original complaint from a {$49.00} package that was sold to me with a promise to pay the remainder of my XXXX contract which I was paying {$77.00} per month owing 3 months their bill totalled $ XXXX for basic cable which the package they installed was a spanish package which I did not order and by the early evening it was cancelled and my husband returned the equipment the next morning.
We are senior citizens living on a fixed income and quite frankly {$160.00} for basic cable is " outrageous '' By the Grace of God XXXX took us back and only charged us {$89.00} for cancelling before hand as opposed to {$300.00} however our new monthly payment is {$100.00}.
This is a multimillion dollar company and when XXXX took over it spend millions on their new ads and of course who pays the consumer. It is not the money that is owed it is the principal of the matter.
PLEASE help me obtain justice in this matter, these companies have insurance for these issues it was their error misleading customers, selling a package and installing another.
I want this collection pulled from the credit burea completely as if it was their error because if it remains on my credit report it is hindering me.
Thanking you in advance for all your efforts " CFPB ROCKS '' I am totally confident that you will be able to assist me in this matter and/or direct me to someone that can.
Again, thank you in advance Please Stay Safe XXXX
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| 03/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Sequium Asset Solutions is in violation of federal law. In my initial letter on XX/XX/XXXX requesting verification of the alleged debt they have placed on my consumer report, I stated " ASIDE FROM PROVIDING WRITTEN VERIFICATION OF THIS DEBT, do not contact me about this debt. The Fair Debt Collection Practices Act requires that you honor this request. '' In the letter, I also request that they cease reporting the account to credit agencies until after they have verified it, per federal law.
On XX/XX/XXXX, I received another of many harassing phone calls from Sequium Asset Solutions. In response, I informed the representative that I have sent a letter requesting verification of the alleged debt, and demanded that Sequium Asset Solutions stop calling and contacting me about the debt until they have sent written verification. This is in keeping with the Fair Debt Collection Practicies Act, which states that upon the consumers request for verification, a collector must stop ALL collection activity until they verified it.
As of XXXX, Seqium Asset Solutions NEVER responded to this request, which is a violation of the Fair Debt Collection Practices Act. On XX/XX/XXXX, in response to my complaint to the Consumer Financial Protection Bureau, representative XXXX XXXX from the Corporate Compliance Office LIED in her statement that this account has been closed due to a cease and desist order. As a corporate compliance officer should know, asking not to be contacted until verification has been sent is not a cease and desist order.
The likely reason that a cease and desist order that I DID NOT IMPOSE has closed my account, rather than providing the requested verification of the debt is because NO SUCH DEBT VERIFICATION EXISTS. In a sloppy effort to conceal the fact that they are knowingly collecting debt that has not been verified, Sequium imposed a cease and desist on my account to escape their legal responsibility for procuring verifiable documentation. Sequium Asset Solutions has been FRADULENTLY collecting on and alleged debt that I do not owe. I will also be submitting a complaint with the federal trade commission.
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| 01/02/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a credit monitoring alert via XXXX XXXX regarding a Collection Account that was placed on my credit reports by SEQUIUM ASSET SOLUTIONS. I immediately researched this name and contacted the company by phone. They told me that this was placed with them for collection by XXXX XXXX for a XXXX XXXX bill. Their representative told me that they've had the account placed with them since XX/XX/2019 and that the address on the account was someplace in New York. She also said it looked like a pretty obvious case of identity theft.
She gave me a URL to follow in order to file an identity theft claim with XXXX XXXX. When I reviewed the materials after hanging up I discovered that they want me to prepare a notarized statement and file a police report with my local police department. I am not going to do this. These requirements are onerous, punitive and frankly ridiculous. Local law enforcement has no jurisdiction over, nor interest in an act of consumer fraud committed in New York. Their resources should not be diverted away from protecting the local community just so the idiots at XXXX and Sequium can have a piece of paper to cover their mistakes.
I am a victim of XXXX XXXX poor account verification procedures and of Sequium 's violation of the Fair Debt Collection Practices Act. Both parties should be severely penalized for what I consider to be gross corporate misconduct.
I have resided at the same address in South Florida for 25 years. If XXXX XXXX ( whoever THEY are ) performed even the most cursory review before opening this account, they would have known that this wasn't me. Had Sequium Asset Solutions done the same upon receiving the account they would also have known immediately that this is not my debt. They did NOT contact me to verify the debt as required by law. I contacted them when I learned about the reporting. Instead, they maliciously reported negative information causing severe damage to my financial standing via a XXXX point drop in my credit score. In 60 years I have never had a single late payment, much less a default, so I do not take this lightly.
Thank You.
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| 08/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I created a XXXX Account in XXXX XXXX. After the account was created i wanted to transfer all of the devices from 1 account to the new account. What was done was, all of the mobile devices were transferred but XXXX did not transfer the tablet that was on the account and by their policy you can not have only a tablet on a mobile account so after 6 months of various charges piling up, I was finally notified about what was going on. After trying to resolve the matter what ended up happening was that there was a payment plan set up to pay off the current bills and the bills accrued from the other line still being open.
The account was fully paid off and up to date with no missed payments and as of XX/XX/XXXX there was a {$0.00} balance on the account and i decided to transfer all of the lines again and close my current that was in my name and transfer them to my mothers name so that i may leave XXXX due to them cutting my phone off for no reason every few weeks and having to call and stay on the phone with them for hours just to correct the problems they were causing.
The account was closed and all of the devices were transferred correctly this time, but this time there were charges applied to the account AFTER it was closed, not transferred to the new account, but applied to the closed account.
I was notified by a collections agency in XX/XX/XXXX that they had taken over the debt from XXXX and that XXXX had filed negative remarks on me to the credit bureaus. After contacting the debt collector to gain information they simply wanted me to pay it but had no control over what would happen with my credit. After contacting XXXX and asking them would they give documentation stating that if i did pay them the debt, even though i knew that there shouldn't be a debt, would they give me or send information to the credit bureaus to have the item removed, they stated that whether if i chose to pay the debt or not that it is their company policy to not change any information sent to any credit bureau as they want the negative remarks to remain on the accounts for no less than 7 years.
|
| 07/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
|
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Web |
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submitted Deputies and verification of debt VIA Certified mail on XX/XX/XXXX along with a settlement of debt offer to companies listed below Via certified mail, see USPS Receipts.
None of the companies listed below have responded to the 15 day requested time frame Per the Fair Debt Collection Practices act and are still actively reporting negative debt on my credit report.
XXXX - XXXX XXXX XXXX XXXX - amount stated owed {$560.00} Credit limit was {$300.00} paid. Unsure how {$560.00} is falsely being reported and no information will be returned or has been verified by company.
XXXX XXXX XXXX XXXX, MN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX-amount stated owed- {$670.00} XXXX XXXX . I believe amount was paid being that on another report it shows paid in full. No response back from company for debt validation or Debt settlement offer response .XXXX Dispute report # XXXX shows the XXXX # XXXX Paid in full and acct closed by me XX/XX/XXXX.
XXXX XXXX XXXX - Amounts have conflicted info on reports {$580.00}, {$720.00} acct # XXXX This collector agency has been deleted from XXXX conformation # XXXX due to unable to verify debt but still reporting on XXXX, and XXXX.
XXXX XXXX Amount stated owed {$1200.00} acct # XXXX XXXX XXXX XXXX XXXX FL XXXX - XXXX CC used was not me, I asked them to provide validation of debt that it was me that used the CC. The cc was used for a XXXX company whom was not me, I also sent a Settlement offer letter agreeing to pay a refused amount of XXXX for deletion. No response back to both requests.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX - {$7000.00} acct # XXXX SeQuium XXXX XXXX XXXX, XXXX XXXX, XXXX GA,XXXX- {$7400.00} acct # XXXX Both companies reporting same debt and conflicting amounts owed, also XXXX reports same acct as paid in full, and {$0.00} owed under same acct # XXXX. Report attached.
XXXX XXXX XXXX - XXXX XXXX XXXX , XXXX, MS XXXX {$580.00} Both companies XXXX XXXX XXXX & XXXX XXXX XXXX are reporting same account on my credit report. No response back for Debt verification and Settlement offer sent.
|
| 10/10/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have no idea who SEQUIUM ASSET SOLUTIONS is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. SEQUIUM ASSET SOLUTIONS is indicating that an account with the account number XXXX was opened with their company in XX/XX/2018. I never opened an account with them or anybody else. This account must be a result of identity theft or someone opening an account in my name using my identity. I have no knowledge of this account nor did I give anyone permission to open an account with my name.
When a debt collector engages in the collection of DEBT they must provide copies of the following items : 1. Provide a certified copy of the complete credit application that debtor signed to secure the credit with your entity.
2. Provide signed verification of each transaction that is part of the alleged cumulative debt.
3. Provide the contract or other instrument through which [ Alleged Creditor } authorized SEQUIUM ASSET SOLUTIONS as third-party collection agent.
4. Provide a true and correct copy of the instrument by which [ SEQUIUM ASSET SOLUTIONS } was authorized as a mixed-ownership government corporation with authority to hypothecate credit of the United States ( 31 U.S.C. 9101 ).
5. Provide the delegation of authority from the Director of the Office of Management Budget to SEQUIUM ASSET SOLUTIONS, that authorizes your company to settle accounts of the United States ( Public Law 104-316 ).
6. Provide the Certified Assessment Certificate.
Violation ( s ) : * Failure to provide a notice prior to reporting negative information to a credit reporting agency ( CRA ).
* Failure to provide a notice within 30 days after reporting negative information to a credit reporting agency ( CRA ).
* Failure to provide an Opt Out Notice.
* Failure to disclose as required by federal law mandatory information in their Privacy Policy notice.
* Sharing Non Public Information ( NPI ) without providing an Opt Out Notice
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| 12/11/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
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Web |
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This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and XXXX Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
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| 02/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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In XX/XX/2020, I was moving and tried to change my XXXX XXXX internet to my new address. XXXX told me they served my new address, but when I plugged in the equipment and it didn't work, I called them and they admitted they do not serve my new address. I immediately cancelled my account and returned my equipment on XX/XX/XXXX.
A few weeks later I got a notice that I had a bill due on the cancelled account. I called XXXX and they informed me the bill was an error and my account had XXXX balance. I confirmed this in their online portal ( using my existing account info ). They also told me to ignore any additional statements sent in the next few weeks. Then, on XX/XX/XXXX, I received a collections notice ( reference # XXXX ) from Sequium Asset Solutions for a {$49.00} XXXX bill on an account number I had never seen before.
I logged into XXXX and only my old account -- not this account -- showed up, and it told me I had {$0.00} balance. I called XXXX and discovered that they had, without telling me, created a new account at the address they had never provided Internet access for and transferred a charge they had never informed me about to my new account. I made repeated attempts to log in to the new account to verify the balance but was unable to do so -- it kept showing {$0.00} balance on the old account.
Finally, on XX/XX/XXXX, I was able to reach someone at XXXX who allowed me to pay the balance on the new account over the phone. ( I still don't know if this charge was legit or where it came from, but at this point I just wanted to be done with the whole thing so I paid it. ) I am alarmed that they sent the bill to collections while I was actively trying to figure out whether it was legit, and that they transferred it to an account that they never told me about ( therefore making it impossible for me to pay ), and that they told me repeatedly that I had already paid my outstanding balance. I am concerned about the impact this could have on my credit score when it's all a result of really, really bad customer service on XXXX XXXX part.
|
| 11/26/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
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Web |
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In the final week of XXXX, 2018, I switched from XXXX XXXX XXXX XXXX provider service to another wireless carrier. I asked for complete cancellation of services and to pay my bill in full. I paid the rest of what I owed them and they said I was released of all obligations, liabilities and debt. I don't have a reference number from the phone call because I didn't think to ask for one and they didn't offer one, but they should have my phone call in their records still ( from number XXXX ). Yesterday, I am alerted by XXXX ( official XXXX mobile app ) that my credit scores have begun dropping due to a new collection. I was never contacted by XXXX XXXX XXXX about a past-due balance, if they told me in error that I had closed and paid-off my entire account XX/XX/2018. The collections company they apparently sold the debt too, " Sequium Asset Solutions '' ( SAS ) as they are showing on my credit reports, has also failed to initiate any sort of contact with me or notify me of my rights to dispute the debt. I am reaching out to you proactively before I start down a " black hole '' of call center futility reaching out to XXXX XXXX XXXX or XXXX as I am closing on a house in XXXX and can not afford this gross incompetence and flagrant violation of consumer protections in place to affect my credit score. If there truly was anything owed after they told me there wasn't, I would have promptly paid it immediately upon receiving receipt of valid charges/billing. Thank you in advance for your help. My account with XXXX XXXX XXXX is/was also under the phone number XXXX and my wife 's number XXXX, now ported out to our current provider service. To further complicate matters, because my phone numbers are no longer with them, upon logging in to my XXXX XXXX XXXX account, they are refusing to show me any records like bills or receipts. I received 100 % of my correspondence in my online profile with them, they never mailed or even emailed ( except to send me a PIN or let me know my credentials were updated when I requested those maintenance items ).
|
| 11/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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XX/XX/2020 To Whom It May Concern : which you claim I owe {$920.00}. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XX/XX/XXXX and XX/XX/XXXX) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Protection Bureau CC : Attorney Generals Office CC XX/XX/XXXX
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| 04/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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XXXX XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Derogatory XX/XX/XXXX {$270.00} Reported Illegally on my consumer report this above collection item On XX/XX/XXXX I not only contacted the consumer reporting agencies regarding this illegal item, which would constitute as identity theft as I never did any business whatsoever with XXXX and wrote to XXXX as well requesting they provide all documentation regarding our contracting them, billing and payment history, contract to do business with them, life of the account. They did not respond in any way, what they have done is now sell or transfer this debt to XXXX. XXXX, XXXX Address XXXX XXXX XXXX XXXX XXXX, MN XXXX Account XXXX Date opened XX/XX/XXXX Account type XXXX XXXX XXXX account. {$270.00} past due as of XXXX XXXX.
Status updated XX/XX/XXXX. This is how they ruin and abuse consumer 's creditability and consumer profile. I never did any business with XXXX XXXX, nor have I received any information from them. How they are allowed to illegally furnish information to my consumer profile is not only injurious to me but alarming.
Aside from the personal injury to me, these persons ( XXXX and XXXX. XXXX XXXX ) in collaboration with consumer agencies are breaking the law. In fcra 15 USC 1681 Congress specifically stated what can be reported to a consumer 's report and equally important what MUST BE EXCLUDED. Any transactions and experiences are to be excluded from a consumer 's ( my ) profile. In addition, in my communication with XXXX I exercised my right given to me by congress to request XXXX to cease and desist from this illegal activity they in turn chose to collude with XXXX XXXX XXXX to further injure my consumer profile. I have never done any business with XXXX not XXXX XXXX XXXX. I have never opted in to their reporting to the consumer agencies on my behalf. I am pleading to CFPB and FTC to get these persons and agencies to provide my OPT IN and life of the transaction proof as well as any contract of me agreeing to do business with them.
|
| 06/11/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have tried to dispute the account with XXXX XXXX XXXX on my credit report I learned about this account after pulling my credit reports. The credit card was open in XX/XX/XXXX. The amount owed is {$1100.00}. I called the creditor to inform them that I am disputing this account due to identity theft. I sent all the documents needed to prove my case. I did not apply for this credit card. I can also provide proof that I did not apply for this credit card or send payments for this credit card. I then reached out to my monitoring service to see if they could help and they also sent a dispute for me and called the creditor to see if they received documents and was told to fax power of attorney again. I called the creditor after speaking with my monitoring service to see what the outcome and was told they did have all of my documents including the power of attorney. While I was disputing the credit card from XXXX XXXX XXXX and while they were investigating. I received an alert stating I owed a balance and the balance was increasing. I called them to inform them this account was in dispute and why are they still reporting while being disputed and this is illegal. I also received a letter from them stating that they sent me a Fraud Affidavit to fill out again which was already sent as I have informed delivery from the USPS and I can prove they never communicated with me by mail, as the letter states that they sent me the information. I called again on XX/XX/XXXX after receiving the letter and explained to the Fraud Team again this identity theft and to remove the card from my credit file, and the representative named XXXX advised will re-open fraud claim and sent the fraud affidavit again and remove from my credit, however they have failed to do so and the account is in dispute again with credit reporting agencies. Now XXXX XXXX XXXX XXXX states that I didnt get documents to them in time and have sent the account to Sequium Asset Solutions and my Attorney In Fact and POA and myself have disputed the debt.
|
| 10/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am writing to request your assistance in resolving a distressing issue related to erroneous collections accounts that are inaccurately reporting on my credit report. I am a victim of identity theft, and these accounts do not belong to me. The XXXX accounts in question are as follows : 1. Account with XXXX XXXX XXXX for {$210.00} 2. Account with XXXX XXXX for {$90.00} I have diligently checked my credit report and can confirm that these accounts have been inaccurately reported and are negatively impacting my credit rating. These erroneous accounts have the potential to cause long-lasting harm to my financial standing, which is of great concern to me.
As a victim of identity theft, I have taken all necessary steps to report and address this issue, including filing a police report and working with the credit reporting agencies to dispute these inaccuracies. However, despite my efforts, these collections accounts remain on my credit report.
I kindly request the Consumer Financial Protection Bureau 's intervention to facilitate the closing and resolution of these unknown collections accounts. A fair and just resolution would be the immediate removal of these erroneous accounts from my credit report. Removing these inaccuracies is essential to restore the integrity of my credit history and ensure that my financial future is not negatively affected by circumstances beyond my control.
I understand the importance of maintaining the accuracy of credit reports and the potential impact on one 's financial well-being. I trust that the Consumer Financial Protection Bureau will work towards ensuring the removal of these erroneous accounts, as this is crucial to my ability to access credit and financial opportunities.
I request your prompt attention to this matter and your assistance in resolving this issue. Your support in helping me achieve a fair resolution by removing these inaccurate collections accounts from my credit report is greatly appreciated.
Thank you for your time and consideration.
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| 03/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Sequium Asset Solutions for committing identity theft. I have never given Sequium Asset Solutions any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that the that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ).
I have never received any documentation requesting validation from before they Sequium Asset Solutions committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Sequium Asset Solutions can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation.
I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Sequium Asset Solutions can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Sequium Asset Solutions continues its collection efforts, I will file for litigation for actual damages caused and Sequium Asset Solutions will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
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| 02/14/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I have accepted a settlement agreement with XXXXXXXX XXXX XXXX XXXX I have made payments on time as agreed. According to settlement letter ( I am attaching ). I have had several problems with Sequium including trying to collect the wrong amount from my account. -- This happened multiple times.
I asked instead of making a draft on my account could we delete the future payments and I would call to make the payment each time. I was NOT told this would void the settlement offer in any way. The WRITTEN offer says NOTHING about requiring the payments to be automatically debited.
Today I called to make an EARLY payment of {$53.00} to my account. The customer service rep. TOOK my payment it was TAKEN OUT of my account right away.
I was then informed that the settlement agreement was no longer in place per a SUPERVISOR who noted my account ( noted that because I deleted the automatic draft the agreemtn was no longer in place ).
I asked to speak to a supervisor who finally found the WRITTEN agreement that was sent to me ( although it took an act of Congress for them to send it to me ).
This supervisor said she would have a settlement letter sent to me but I don't trust anything this company has to say. I want to make sure this is resolved per our WRITTEN agreement. I have done EVERYTHING as AGREED.
Finally, I don't appreciate the curt and crass tone of the supervisor today. She wanted to treat me like a child and FINALLY agreed to look at the documentation but not before telling me how many things she " can't '' do and asking me if I have documentation YES, I have documentation and I have made all payments on or before the agreed time.
This is more than poor customer service it leaves a frustrated customer with no recourse. I have complained to the Texas Attorney General. To remove the agreement after a customer has followed the agreement to the letter is not just poor customer service it is against the Texas Deceptive Trade Practices act and amounts to fraud on a customer.
|
| 08/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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|
We terminated our service with XXXX and anticipated a final itemized bill. XXXX never provided an itemized bill, only a total amount that we owed. I spent countless hours on the phone with XXXX in an attempt to get them to provide us with an itemized final bill. They refused and threatened to turn us over to collections.
On XX/XX/XXXX I was contacted via telephone by a representative of Sequium Asset Solutions , LLC ( A debt collection company owned by XXXX ). Her name was XXXX XXXX and that phone call took place at approximately XXXX XXXX XXXX I politely informed XXXX that I was aware of my rights under the Fair Debt collection Practices Act. I then requested that any and all future communications take place in the form of letter mail exclusively.
Shortly thereafter, we received an official letter from Sequium Asset Solutions , LLC informing us that they were now responsible for collecting the debt. In response to this letter I crafted a letter requesting debt validation and mailed it promptly.
In our letter we requested all the pertinent information needed for us to adequately determine whether the debt they said we owed is valid. We informed them that If their offices fail to respond to this validation request within 30 days from the date of receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
We never received a response to this letter.
XXXX XX/XX/XXXX - XXXX sent a pair of Senior Business Account Executives to our business to try to discuss this debt with us. I politely informed them that their method of contacting us could be a violation of federal law and that any and all communication should be done via letter mail as originally requested.
This improper action by XXXX and their Senior Business Account Executives is the reason for my report today. Based on my understanding of the Law this action on their part may have violated my rights.
|
| 06/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Complaint is against Sequium Asset Solutions.
XXXX XXXX XXXX continued to charge me for an account I did not intentionally open. On multiple occasions I attempted to cancel the account and refund charges. The account was closed and refunds discharged in XX/XX/2021. On or about XX/XX/XXXX a new charge for {$330.00} appeared on the account even though it was closed. I was unaware of this charge and later unaware that it was referred to collections because I suspended all service with XXXX XXXX XXXX due to military service.
When I emailed Sequium to contest the debt in accordance with their notice ( which I eventually obtained via mail forwarding ) I received no response. I contacted them 3 times, once via their online system and twice by phone. I was told on the phone that they would address my contest of the debt with XXXX XXXX XXXX.
After finally making headway with XXXX XXXX XXXX whose support team determined the charges were incorrect I was able to have the amount due cancelled. The debt is effectively resolved.
But.. prior to this I received an email with a from line of XXXX XXXX XXXX Mobility but was emailed from XXXX as a reply to my request to contest the debt that read " Thank you for reaching out to us about your account. Attached is your final bill of {$330.00} which also includes detailed balance information. You may visit www.sequium.com to make a payment using your debit/credit card or checking account. Please feel free to reach out to us if you need additional payment options.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector. '' It is clear that Sequium repeatedly willfully ignored my requests to contest the debt, failed to communicate properly with the status of my contest of the debt, demanded payment instead of respo ding to my contest, and possibly failed to allow me to contest it at all ( because rhey did not communicate confirmation or status ).
|
| 04/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
A number of years ago XXXX XXXX launched a program whereby employees could sign up for " business '' internet connectivity at their home, through XXXX XXXX. We signed up, though apparently few employees did. I was working in XXXX 's XXXX office, not at home ; this predated covid.
We used this account for years, paying every month. We never missed a payment, were never late on a payment. XXXX is internally so confused about the whole mix of " business '' and " XXXX '' that it was, and still is, impossible to get any information from them. To this day we can not sign up for a XXXX XXXX home account because they claim that our ordinary suburban home is " a business address. '' As if they know and we don't. Neither XXXX XXXX nor XXXX XXXX seems able to figure this out because the XXXX program disappeared long ago.
We eventually closed our Internet account, but kept the landline for an extra year or so. We still paid monthly. On every monthly printed statement, many of which we still have, it is clear that we paid the prior balance ; there are details of partial month charges, state sales tax, " voice XXXX fee '' of {$.00}. We paid them all.
Much later, XXXX sent us a bill for {$3000.00}, for who-knows-what. We sent back their modems, we disconnected their phone lines, we can not find any accounting of what service they claim we owe them for. We have had XXXX fiber for years now.
XXXX keeps sending this account to collection agencies. The prior collection agency had a way to say " we contest this bill ; we owe nothing. '' The new collection agency, Sequium Asset Solutions , LLC offers no such possibility.
We don't owe anybody anything. And XXXX has never indicated just exactly what they think we owe {$3000.00} for. That would be for years of service. Are we supposed to believe they just ignored our supposed lack of payment month after month for years, never contacting us, building up a debt of thousands of dollars, and then suddenly they needed the money?
|
| 09/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
1 ) Closed my XXXX XXXX XXXX account in XX/XX/XXXX.
2 ) Received calls relating to returning my XXXX equipment. Waiting on finalized bill after return of equipment.
3 ) Called ( I don't remember the date ) to pay my finalized bill after no contact, only to be told that the account could not be found and does not exist. I verified several times with the customer service rep that they could not find my account 4 ) XX/XX/XXXX found an account in collections on my credit report. It was this XXXX account.
5 ) XX/XX/XXXX called current creditor only to be told they had received this debt in XXXX of XXXX. I had no communication from them until I made this phone call with the number on my credit report.
XXXX ) They claim they emailed me in XXXX of XXXX. I do not have record of this, and to this date they have not provided record of this correspondence.
XXXX ) XX/XX/XXXX called XXXX to be told they tried to contact me regarding this bill. The only phone calls I had received from them were asking me to return the equipment ( which I did ). They said they sent letters, but I have no record of these letters. They said they do not email people once their account is closed. I looked for these records and every voicemail they left was from an unknown number, which is a tactic used by telemarketers. I will include screenshots of these voicemails.
XXXX ) XXXX also informed me that they wrote off this debt to a third party in XX/XX/XXXX. Once again, I have not to this date received any correspondence on the status of this debt.
XXXX ) XX/XX/XXXX called current third party creditor to ask for their history of correspondence with me. They claimed they most likely could not do so because the time frame was 3 months from the sate of correspondence.
XXXX ) XX/XX/XXXX filed a dispute on XXXX and XXXX.
XXXX ) XX/XX/XXXX XXXX removes this account from my credit report XXXX ) XX/XX/XXXX XXXX updates information on my report regarding this account.
|
| 02/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
Servicemember |
|
I moved to XXXX in XX/XX/XXXX to support the US Military as a XXXX. I received notification from my credit monitoring service in XX/XX/XXXX while preparing to purchase a car that Sequim Asset Solution, LLC entered a collection on XX/XX/XXXX for XXXX XXXX XXXX.
I never had an account with XXXX XXXX XXXX and had no prior knowledge of Sequim Asset Solutions attempting to collect on a debt. I have an account with XXXX that has been in dispute after damage to my property occurred by their installation crew in XX/XX/XXXX that they never took care of ).
So - I sent Sequim an email with a copy of the Certified Letter disputing the account and requesting information so I can proceed accordingly. I cited both the FDCPA and FCRA in my letter and requested information on the item and that they intiate an investigation IAW the FDCPA and FCRA.
My letter was the 'Initial Contact '. In my letter I requested Sequim Asset Solutions, LLC to provide all information as required by FDCPA. I also requested that the information be treated as a disputed and demanded that it be removed from my credit report if not validated. By Law - Sequim had 5 days to provide me the information I requested. By Law - they had an additional 25 days to complete an investigation and provide me the results and/or remove the information from my credit report ...
I have called multiple times since XX/XX/XXXX - the day they received my Certified Letter. In each instance I have received the run around and have been told they do not have access to my letter nor any validation. I was actually told by a manager from their company - XX/XX/XXXX that Sequim ( itself ) does not have to send me a validation and that by putting remarks in my credit report that it is disputed - that they have complied with the laws ...
Nearly 3 months has passed. Sequim Asset Solutions has failed to comply with FDCPA Part 809 - 'Validation of Debts ' and FCRA Part 660.4 - 'Direct Disputes '.
|
| 03/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was a XXXX XXXX customer, due to lack of service- I was let out of my contract by XXXX ( all documented ) - in XXXX of XXXX. By the time i FINALLY got the return shipping letter ( XXXX ) - all i had to do was return my phones. Again, i was approved via " tier 2 '' within XXXX. I XXXX XXXX the phones back on XX/XX/XXXX. The tracking number is XXXX. It was received on XXXX. I had my friend/also works for XXXX call from the local XXXX store shortly after, and it was confirmed again by him and within XXXX the phones were received. This was documented. I continued to get calls and bills showing a {$1100.00} bill. Now my monthly bill was around {$200.00} and i was never late. The jump was due to not returning the phones. Again, both myself and the XXXX employee called. This was XX/XX/XXXX. Again, the spokesperson said the account showing a XXXX balance. I got another bill and I called on XXXX. Again, told me XXXX balance, but i keep getting bills. The XXXX rep then called on Sun XXXX.. this was an " internal support ''. He tells me this is unfortunate standard practice and it happens a lot- they dont credit the account for returned phones. Due to this call from the XXXX employee ( getting his manager involved too ) XXXX was supposed to have a special appointment call me later that day, their confirmation number was XXXX. I never got a call.
They sent to collections and now wont discuss it. I've sent an email to XXXX ( the debt collector ) but they are XXXX help and just sent me a copy of the bill. Again, jumping from {$200.00} to {$1100.00} in 1 month. They offered XXXX response to my detailed explanation and have refused to write back. I've also had the same XXXX rep call on XX/XX/XXXX, but they wont discuss the account due to it being " charged off '' I would like this complaint against XXXX XXXX and XXXX. The reference number from XXXX is XXXX. I messaged them on XX/XX/XXXX, XXXX XXXX all they did was send me a copy of a bill.
|
| 02/04/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
Dear Sir or Madam, on XX/XX/2021 I was notified by my credit monitoring agency of a negative declaration on my XXXX credit site. This was generated by Sequium Asset Solution XXXX XXXX XXXX XXXX XXXX XXXX, XXXX GA XXXX. I informed their representative the amount in question was an error. Nothing they could do as their client XXXX had turned this matter over. I have attempted numerous times to have XXXX correct their error. Nothing was done at XXXX due to their lack of coordination in establishing and maintaining accurate customer records. XXXX, XXXX, XXXX /XXXX does not have the ability to verify information with their own subsidiary companies nor share or view billing information on their customers. I decided to start a consumer complaint with the Illinois attorney general 's office. The attorney generals site recommended contacting XXXX, which I did on XX/XX/2021. Speaking with XXXX at XXXX they could not find an issue with my account, after determining the correct account number I was transferred to XXXX XXXX and continued the process of reconciliation, I was then transferred to XXXX at XXXX XXXX XXXX, once again my account could not be reconciled I was then transferred to XXXX in XXXX XXXX and informed they cound not see the separate charges for XXXX, XXXX, OR XXXX XXXX XXXX. I was told they can only see records for a certain period of time. From the initial phone solicitation from XXXX I have been mislead by poorly trained representatives who make promises of services ( XXXX XXXX ) that XXXX can not deliver. Slower speeds of internet are then crammed to the customer. XXXX takes no responsibility for their representatives misinformation, lack of coordination of customer records and the sends false amounts to a collection agency potentially damaging credit score. XXXX should resolve this issue, correct the credit report and remove any and all erroneously placed information by their company or subsidiaries.
|
| 12/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Please reference previous CFPB complain # XXXX SEQUIUM ASSET SOLUTIONS , LLC XXXX XXXX XXXX XXXX, GA has had more than adeqate time to investigate the grossly inaccurate information which they are consistantly reporting, irregardless to it's inaccuracy monthly to all three major credit repositories an as a result has caused me injury. On XX/XX/XXXX XXXX XXXX who works in the interest of SEQUIUM ASSET SOLUTIONS , LLC informed Consumer Financial Protection Bureau that she would be responding to my complaint in 10 business days. It is now XX/XX/XXXX and no follow up has been provided nor has my credit file been corrected by the removal of this inaccuracy.
Furthermore, shortly after filing my initial complain to the Consumer Financial Protection Bureau, I contacted XXXX XXXX and spoke to a billing specialist who confirmed that a Cable Modem was returned in my name back to XXXX XXXX back in XXXX at one of their retail stores and was curious as to why a credit was not issued to my account.
The representative told me that they would have to investigate the error and update my previous account accordingly. Please note, that before moving out of my former residence, I was not paying any equipment fees for several years and the XXXX XXXX billing representative confirmed that with me. She said that if I owned equipment, I would be charged a monthly rental fee.
I also provided to CFPB by way of an attachment in a previous complain " XXXX '' my final PAID bill from XXXX XXXX which I received via email prior to moving out of my former residence.
I DO NOT OWE XXXX XXXX any money.
I have been dealing with this issue for several months now and no remedy have been provided nor any law enforced. As a consumer who is protected under the law of the State of Nevada and Federal law. I asked that the Consumer Financial Protection Bureau act under the full power of authority to assist in the timely removal of this inaccuracy.
|
| 08/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I opened an account with XXXX XXXX XXXX several years ago. On or around XX/XX/2023, I suffered financial hardship due to health issues and could not keep up with and pay my monthly payments. I called up XXXX around this time and was placed into what I thought was a deferment program. XXXX stated that I would not have to make any payments until XX/XX/2023 and that my past-due balance would not be due until XXXX. By enrolling into this program, XXXX validated several times that I was protected from being sent to collections.
On or around XX/XX/2023, I contacted XXXX about the past due balance that I owed them, and we came to an agreement/settlement that the {$300.00} past due balance would be settled for {$260.00} ( please see documents of this being paid in attachments ). From there, I thought that my account was taken out of deferment and was reactivated.
On or around XX/XX/2023, I received a letter in the mail from Sequium Asset Solutions , LLC. They stated that I owed them for this XXXX Account for the debt that I had settled with XXXX on XX/XX/2023. I immediately called XXXX and spoke to several customer reps and supervisors ; none of them had any record of this debt being sold to Sequium Asset Solutions. After several hours on the phone with XXXX, they stated that my account ending in XXXX was current and no prior debts were due from the deferment.
I then called Sequium Asset Solutions ; upon speaking with them, they refused to acknowledge that my debt was already settled with XXXX, and insisted that I owed them the {$300.00} with an additional {$260.00} in fees. Upon speaking with them, they stated that failure to pay these debts that had already been paid and that they would take legal action if necessary. They refused even to consider that I had already settled these debts with XXXX. I then said I would take this matter to the CFPB, in which they hung up on me.
|
| 08/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
So today XX/XX/2021 I called a number that kept blowing up my phone, hassarssing me XXXX the name of the company is sequium asset solutions. Before I got to say anything 1. They told me it was an attempt to collect a debt which is illegal pursuant to 15 usc 1692e ( 10 ), ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. They never asked who they was speaking too. Also the lady I spoke to XXXX asked if the address they had on file was the address I stay at. How are you going to blow my phone up and ask if I stay at an address that I never stayed at before! Before y'all call people make sure you have your facts STRAIGHT! Do NOT call my phone any more, DO NOT report any information you have onto my consumer report I do not give you permission to sell any information to any consumer reporting agencies or anyone else who is seeking information. if you violate my right 15 usc 1681 ( a ) ( 2 ) you will be committing Idenity theft defined 15 USC 1681a ( q ) ( 3 ). Since you have violated 15 usc 1692d ( 5 ), ( 5 ) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
You caused my phone to ring 3 times I am demanding {$3000.00} and {$1000.00} for violating 15 usc 1692e ( 10 ) which I stated above. Pursuant to 15 usc 1692k ( a ) ( 2 ) ( a ) I am entitle {$1000.00} for each violation ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00} ;
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| 05/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I looked up my credit report on XX/XX/XXXX to find I had a collection outstanding from SEQUIUM ASSET SOLUTIONS / XXXX XXXX that was causing negative score ( it dropped from XXXX to XXXX because of this ). I checked my mail to find I had received letter from Sequium dated XX/XX/XXXX with an account number and a demand to pay {$120.00} ( letter attached ).
I submitted an inquiry/ dispute to Sequium via the website on XX/XX/XXXX to stop the collection process and requested information on the debt. I also mailed a written notice of dispute dated XX/XX/XXXX to supplement my electronic submission. Then I called XXXX on XX/XX/XXXX ( who acquired XXXX ) to find out details, since I had never received a bill from them. They do not have a record of the account nor have an outstanding balance owed. I called Sequium on XX/XX/XXXX, since I had not received a response to my written note. Sequium told me this verbally : XXXX sent them notice on XX/XX/XXXX that I had not paid a " final bill '' of {$120.00}, that the acct went into " collection '' status on XX/XX/XXXX with another collection company, then was transferred to Sequium on XX/XX/XXXX. I requested Sequium to provide me the information in writing so I could take this up with XXXX/XXXX but Sequium refused.
So I called XXXX/ XXXX again on XX/XX/XXXX. XXXX filed a 'collection dispute ' on my behalf on XX/XX/XXXX to record that I have no open account with XXXX/XXXX and no balance owed to support this dispute.
Furthermore, I understand from the letter I was sent by Sequium that I have a 30 day validation period from XX/XX/XXXX before this collection gets reported on my credit report. Those rights were CLEARLY VIOLATED as mentioned above, I found about this situation because it showed up on my credit report as of XX/XX/XXXX, apparently reported in March/ XXXX timeframe before the date of the mailed letter.
|
| 06/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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|
Greetings, I am filling a complaint against XXXX XXXX XXXX also known as Sequium Asset Solutions as well as XXXX XXXX. The complaint is that they never sent me any written notification of a debt or contacted me via email, phone, nothing. No communication at all. I found out about the debt when I applied for a car loan and was completed blindsided that I had a negative mark on my credit report from XXXX XXXX XXXX also known as Sequium Asset Solutions.
After doing some research and looking into the situation I now know what happened. The original debt was with XXXX XXXX. When I first got my service installed they had the wrong apartment number listed. They fixed it in there system and to my knowledge everything was in order but they ended up billing me twice ( which I was unaware of ). The second bill was listed to the wrong address so I never received any notification from XXXX XXXX about the debt either. I always pay my bills on time and have never had an issue with my service from XXXX XXXX so after spending an hour or two on the phone with XXXX they apologized for the mix up but said since the debt was with a collection agency I would have to deal with them. The agency they directed me to was Sequium Asset Solutions. I was a little surprised since the debt was listed on my credit report as XXXX XXXX XXXX. That's when I found out they're the same company. Anyway, I explained the situation to them to which they didn't care. They just wanted their money and since I wanted it removed from my credit on XX/XX/XXXX at XXXX I paid the amount of {$130.00} in full. Since paying the debt they have neither removed it from my credit report or reported it as paid. It still shows up as an unpaid open account.
I feel very cheated that I was not given any notification about this debt and therefor had no chance to pay it before it was reported to my credit.
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| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I had an account with XXXX XXXX Acc : XXXX from XXXX to XXXX which I later ended because my apt building was providing free internet. After some time, XX/XX/XXXX, I had a slow connection in the apt building so I opted to get my own router from XXXX and reactivate my old account which was already connected to my phone app and mobile. This I directly stated to the XXXX representative. a few days later the internet connection with the XXXX router was not any better and so I called XXXX to deactivate my account and I decided to go back to the apt internet. At this time I did not know that they had assigned me a new Acc XXXX. I kept checking my mobile XXXX app that continued to show that I had XXXX balance to pay. I did not receive any email or mail from XXXX informing me of any outstanding bills apart from the non solicited advertising mails/emails. I did not receive any communication from Sequium regarding any outstanding bills. Recently I checked my credit score and I realized it had gone down by XXXX and it was due to unpaid bill from XXXX as posted by Sequium. I contacted XXXX who initially told me I had XXXX balance and on my 3rd attempt to get answers, that's when I was informed they had 2 accounts under my name. I have paid the bill XXXX {$170.00} ) and returned their equipment. My attempts to explain my case to Sequium have been unsuccessful.
I feel I was treated unfairly by both XXXX and Sequium and I am wondering why there was no free communication if this is not an act of fraud. In addition, I specifically informed the XXXX representative that I was reactivating my old account. If by error they assigned a new account without educating me as their customer, why didn't they send me an email or give me a call to clarify this. In addition, why didn't sequium contact me about the debt before posting a negative report on my account.
|
| 12/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Company : Sequium Asset Solutions , LLC Date : XX/XX/2019 No money lost as I was able to identify the attempt to scam.
XXXX contacted me saying I owed them money for bill that had been sent into debt collection for XXXX dollars from XXXX. They would not provide me a bill/statement or anything. They informed me I was in collections and I probably would not be able to pay bill directly with XXXX. I declined to pay and contacted XXXX where I was told the bill was not in collections and I paid it off in full on phone. I attempted to contact Sequium back when there automated phone answering service notified me I owed them {$130.00} associated with my account. The front desk/receptionist said no one was available to take my call ( they were on break or lunch ). Multiple calls over 2 hours and no one would take my call. I left message for supervisor to contact and no one called me back either. I requested a statement showing XXXX balance from company and they refused saying it would be 2-3 business days before anyone could reassess it. They never would provide me a statement/invoice/bill of any kind.
XXXX declined knowing this company and currently I have no way of controlling how this company got my information nor what the {$130.00} the automated phone system says I owe is about. The receptionist said it was error but no one would clear it or provide me proof of said money owed.
Please investigate this business as it is predatory fraud scam that uses threat of credit reporting to extort money from unknowing citizens. XXXX declined any knowledge of this company and I have perfect payment record and credit in my financial my history. Please review the XXXX XXXX XXXX nurmerous complaints very similar on how this company attempts to extort money. I am more concerned they have my information in their system without my approval or knowledge.
|
| 04/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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|
Web |
Servicemember |
|
On XX/XX/XXXX I cancelled my account with XXXX XXXX XXXX for our mobile phones. I had switched over to XXXX. My bill had auto paid to XXXX XXXX XXXX for 1 month in advance on XX/XX/XXXX XXXX XXXX XXXX when i called and cancelled on XX/XX/XXXX said they would refund all of my money.
I told XXXX XXXX XXXX that I had used 8 days of service and not to refund all of the month I had paid in advance only the what I had not used. They said they always refund the entire bill.
This went on for 3 months. I would call every month. Then I received a bill for {$190.00} and I called again. XXXX XXXX XXXX said I only owed {$48.00} for the 8 days I had used their services and they did not show a bill for {$190.00} This was on a recorded line by XXXX XXXX XXXX and I said you are sure you do not show {$190.00} you only show I owe {$48.00} and they said yes. I agree and Paid the {$48.00} Then the next month I received a collection notice from Sequim Asset Solutions for {$130.00} the balance of the {$190.00} that XXXX XXXX XXXX said I did not owe. I called Sequim and explained the whole situation to them and they would not listen. I do not owe this bill. I then contacted XXXX XXXX XXXX XXXX XXXX and XXXX took this off of my credit report. XXXX did not and said that Sequim said I owed the bill. Which I DO NOT OWE. Now a different collection company is calling me XXXX XXXX XXXX Now Sequim does not even have this account anymore and is still reporting on my credit report. Of which again, I had paid this bill in full to XXXX XXXX XXXX. Please help me to get this off of the XXXX credit report I have also tried to contact XXXX again and I can not get through to them via phone. I have mailed another letter to them. My credit was perfect until this was reported and should not be reported. I w paid my bill in full. I DO NOT OWE XXXX or XXXX anything.
|
| 09/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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I am a senior citizen and Sequium Asset Solutions , LLC has inappropriately placed an inaccurate and unknown collection account ( account # XXXX ) I never opened on my credit reports for XXXX XXXX XXXX. I obtained my annual credit reports from XXXX, XXXX and XXXX credit reports. On my credit reports I found a collection account for a cable bill/account that I never opened. The collection account is being reported by Sequium Asset Solutions , LLC, a company located at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX, contact number XXXX, email address is XXXX and website address https : //pay.sequium.com. A company I am unfamiliar with because this company is located in XXXX, GA and I reside in Louisiana. I have never had any business and/or contact with Sequium Asset Solutions , LLC. This collection item just popped up on my credit reports by Sequium Asset Solutions , LLC.
I contacted the credit reporting agencies to dispute the unknown cable account and to gather additional information regarding the unknown cable account. I was made aware by the representatives I spoke to at the credit reporting agencies that the XXXXXXXX XXXX account was opened XX/XX/2021 and linked to an address that I have never lived at. I have lived at the same address for over thirty years. As I told the representatives I spoke with at the credit reporting agencies, they have and know my address because my home mortgage is reporting to all my credit reports.
In addition, the address I was told the XXXXXXXX XXXX account is or was linked to has never been reported on my credit file until this year. Lastly, I have never had cable and/or opened an account for Cox XXXX because I live in a very XXXX XXXX I have had a satellite dish for TV and Internet for over sixteen years. I have absolutely no knowledge of this account, nor did I open this account.
|
| 02/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
My XXXX contract has been never renewed they do not have a signature on file to continue this service and as of today 's date I have on numerous attempts ask them to send the contract they said they have. They have renewed the contract themselves without a signature and continue to bill me fees for anything regarding their own upgrade or update of their alarm. Sometimes the system would work and there are days when it would not. I called them on numerous occasions to fix their system. They advised they would finally show up and that I would not be billed. Unfortunately they did bill me for up keep of their own system in charges that were more than {$500.00} in up keep they would not put batteries in their system to update nor would they update smoke detectors under a contract making the customer pay more than {$500.00} just for the smoke the detectors and glass breaker up keep. The customer is not advised after the tech leaves of the bill and is never aware of what is owe. The customer does not get an on site bill and later is in shock on money owed. When a customer calls they do not get accurate billing and it is a considerable long time in wait to get a hold of someone to handle account. I paid my bill they advised that I owed the amount of {$310.00} this amount was paid. Today I get a bill from a collection company for the same amount of {$310.00} that they deducted from my checking account. They are not advising the customer what they are doing not sending notices and billing the customers for services without the customers consent. The company is making money from the consumer by not upgrading their system and making the customer pay to do so. The company is not straight forward with the consumer about charges owed and the consumer is blinded not knowing money owed. The company renews contracts without signatures.
|
| 10/04/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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I had internet services with XXXX at my home. Their costs kept going up without explanation and their late fees were too high! I am a Single working mother on XXXX and our insurance is XXXX. I found a much better deal with XXXX XXXX and had them connect our internet on XX/XX/XXXX. The following day, I tried to call XXXX by phone to have it disconnected, but could not get through, so used their chat function. I told them I wanted it disconnected that day. The Customer Service Person kept trying to convince me to stay every time I said, " No, disconnect now, I already have a new provider. '' I had a feeling there was going to be a problem, so when they FINALLY agreed to disconnect, I took screen shots of the chat. I have attached them below. The Customer Service Agent said, OK, we will disconnect on XX/XX/XXXX, and prorate your bill. I don't know why they made me wait this long, probably because of their billing period. They also verified my email and phone number in the chat screen, proving it was my account.
Unbeknownst to me, XXXX DID NOT close my Account, and continued charging me for 2 more months! They closed the account in XXXX due to " non-payment ''! This is now affecting my Credit Score, and it is not fair! I have asked XXXX Twice to look into this. I am going to send them documentation now and I also sent the collection agency the evidence I am attaching below. The first time was XXXX, XXXX, and they did not change anything. The 2nd time was today, XX/XX/XXXX, and I will be following up with written documentation and proof.
I do not like XXXX. They are very pushy and untrustworthy. I only signed up with them initially because the previous owner where we lived had purchased the router so we wouldn't have to pay rental charges. With XXXX, there are no rental charges, so I am much better off.
|
| 04/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
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Fraudulent activity has incurred with this acct using my name because lady I spoke with ( XXXX XXXX ) & her supervisor ( XXXX XXXX ), with Sequium Asset Solutions, told me this acct had an email address attached to it ( XXXX XXXX of which I've never opened an email acct by this address in my name, nor have I ever had an account with XXXX XXXX ( the original account holder ). I initially disputed this debt collection through XXXX, in which the negative account was finally removed after filing a fradulant claim & attempting to clear up this account through Sequium Asset Solutions on XX/XX/2020, in addition to filing a dispute with XXXX & a complaint with the XXXX ( followed up with " several '' moderated interactions between me & Sequium Asset Solutions ). My credit score with XXXX dipped to XXXX because of this, in which it's now XXXX after negative account was removed. However, it has come to my attention that I now have the same negative account, reported by Sequium Asset Solutions, on my XXXX & XXXX credit reports, of which neither credit reporting agency has removed this account because Sequium Asset Solutions is refusing to have it removed and is still saying this is my bill, which it is not. Thus, since this negative account has already been removed from XXXX, I'm requesting it be removed from XXXX & XXXX also. Furthermore, I never received a debt collection notice from Sequium Asset Solutions on this bill, nor have I ever received a bill from XXXX XXXX, and only learned of this debt collection when checking my annual credit. Thank-You ... XXXX INFO ATTACHED TO BILL ( info given to me by Sequium Asset Solutions ) : Address : XXXX XXXX XXXX XXXX
XXXX, KY XXXX XXXX Acct # : XXXX Amt : {$680.00} Original Company : XXXX XXXX Collections Agency : Sequium Asset Solutions ( XXXX ) XXXX
|
| 06/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am a living, breathing woman representing myself. I recently pulled my credit report and noticed a fraudulent collection item added by a company I've never contracted with nor have ever done business with SEQUIUM ASSET SOLUTIONS LLC. I have no idea what this alleged debt is and was NEVER contacted by SEQUIUM ASSET SOLUTIONS LLC in writing prior to this false information appearing on my credit file which is a violation of the Federal Debt Collection Practices Act. Furthermore I never authorized SEQUIUM ASSET SOLUTIONS LLC access to my credit card which is in fact my social security card. In order for them to put this false claim on my credit report they had to have access to my personal information including my name, date of birth and social security number which is a grave breach of a consumers right to privacy. This corporation has stolen my personal information & attached an alleged debt to my consumer report in an attempt to collect money not owed or due to them. It says this " account '' was opened XX/XX/2022 but I have NEVER been contacted by this debt collector. They even reported on my consumer report that this " account '' was transferred to an attorney which by federal law is also a debt collector that I have never entered into an obligation with. I have filed an identity theft report with the Federal Trade Commission, the Attorney General of Georgia, and will be personally pressing charges on XXXX XXXX XXXX. This false collection has gravely impacted my ability to extend credit, my brand & my mental and physical health. This is a grave breach of personal information by a corporation I have never done business with. Give this the attention that it gravely needs because I am invoking my consumer protected rights & will not stop until this company doesn't harm another consumer.
|
| 04/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
While monitoring my credit I found a collection account for XXXX dollars, I immediately contacted SEQUIUM ASSET SOLUTIONS , LLC XXXX XXXX XXXX XXXX GA XXXX ( XXXX ) XXXX and was informed XXXX XXXX had placed my account for collections as a result of missing equipment. I did not agree that I had not returned the equipment, but I paid the XXXX dollars to avoid having an active collection account. I Called XXXX XXXX / XXXX XXXX XXXX XXXX. XXXX XXXX XXXX TX XXXX and disputed that I had not returned any equipment. After an Investigation XXXX XXXX agreed with my assertion that they had placed my account in collections erroneously and refunded the XXXX dollars. I then contacted Sequim Asset Solutions at which time I was informed XXXX XXXX would have to notify them the account was not supposed to be in collections and they would remove the negative information from my credit report. I then spoke with XXXX XXXX and they informed me that they had notified Sequim and XXXX XXXX could do nothing more with regards to my credit report. To date, nothing has been removed from my credit report with regards to this collection account. I have disputed the accuracy of the information and the information remains. I do not believe that Sequim has actually investigated the validity of the information only that at one time a false assertion and collection was engaged in. I spoke with XXXX XXXX and was informed they had notified Sequim the balance was paid and no further action was taken. This was in XXXX XXXX XXXX investigated My assertion in XXXX and a refund was sent to me in XXXX of XXXX. XXXX at XXXX XXXX considers this matter closed and I would have to Write to XXXX XXXX for Further assistance. This seems to be a simple mistake to correct but both Sequim and XXXX XXXX refuse to do anything about it.
|
| 05/31/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I had XXXX for multiple locations for over 11 years. When I sold my home in 2020, I turned in my equipment and completely cancelled service because I was moving out of state and could not transfer service. I had my realtor drop off all equipment and confirmed that my disconnect notice was put in. Fast forward 2 months later, I called to check on the final bill and was told the bill was significantly higher than it should have been. I was told i was charged for equipment as well additional monthly fees as the account was not terminated per my initial request. The initial request was submitted via a XXXX corporate location not via phone. I called in as I was now in Maryland to try and resolve the issue. I provided the equipment drop off slip confirming that all equipment was indeed turned in and to address an adjustment of the account for the overage charges for the additional time of service, past the requested service termination date. A representative claimed my account was submitted for a service adjustment and that it would be updated that the equipment was confirmed to be received. I was advised the adjustments would take at least a billing cycle to reflect the final bill on the account and that it was closed. I gave my new address in XXXX MD as the address of record to send the final bill.
We proceeded to check with XXXX several times over the next few months awaiting the final adjusted bill. They refused to adjust the account as promised and even charged late fees and then an account termination fee. Despite our detailed information regarding the agent via the corporate store and the promise to correct the billing. They then charged the account off and placed it on my credit file. They never sent the adjusted bill or resolved the additional month of service from the bill.
|
| 12/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2020, I had called XXXX XXXX XXXX Customer Service, spoke w/ Mr XXXX XXXX I told him to please cancel my XX/XX/XXXX) Account number XXXX and which he proceed with my request, had canceled my account.
After paying OFF my last billing with my XXXX XXXX XXXX XX/XX/XXXX account, I was shocked to received XX/XX/2020 billing statement stating that I still owe my XX/XX/XXXX) account in the amount of {$82.00} so I had immediately contacted XXXX XXXX XXXX Customer Service, I spoke w/ Ms XXXX XXXX she assured me, she will update my account appropriately. But she had failed to do so. On XX/XX/2020, I had mailed my 2nd Dispute letter regarding this already paid services, But to no avail from XXXX XXXX XXXX. On XX/XX/2020, I had contacted XXXX XXXX XXXX Customer Service in the hope to RESOLVE this problem. But instead Mr XXXX instructed me to contact XXXX Customer Service Directly to update my XXXX XXXX XXXX XX/XX/XXXX Account. Per Mr XXXX at XXXX Customer Service said he will fix and update my account and he will mail me a copy of final billing statement dated XXXX XXXX reflecting XXXX $ XXXX XXXX ) balance and I had immediately notifiedXX/XX/XXXX by telephone and via U.S. Mail letter, both were ignored by XXXX XXXX XXXX. Instead of updating my account balance was paid in full, XXXX XXXX XXXX referred my account to SEQUIM ASSET SOLUTIONS, LLC ( Debt Collector ). I had replied to their demand letter of XX/XX/2020, simply ignored the fact that is account had been paid in full and had a XX/XX/XXXXbalance. Recently, I just received another demand letter from SEQUIM dated XX/XX/2020 and once again did NOT response to my Dispute letter of XXXX XXXX.
I am totally stressed right now created my XXXX XXXX XXXX and SEQUIM Asset Solutions, LLC Please advise Thank you and Happy Holidays!!!
|
| 09/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION is reporting a collection on my report after I have disputed the debt and asked for very specific verification details in which they will not provide. I am asking for verification of the alleged debt pursuant to my rights under the FDCPA. With respect to my verification request under the FDCPA, I requested a copy of a signed contract. Additionally, I requested that you cease and desist all collection activity, including credit reporting. That is, I requested that you delete any and all reporting made to any consumer reporting agencies. You have failed to address my very specific legal requests and are in clear violation of the FDCPA.
First, you failed to obtain and send verification of the alleged debt by not mailing me a contract. Instead of sending me a signed contract or agreement as requested, you mailed me something stating the original creditor but this is not a contract or agreement and is nonresponsive to my verification request. Under the FDCPA, it is unfair or unconscionable to attempt to collect an alleged debt in any amount that is not expressly authorized by an agreement creating the debt or permitted by law.
Second, you failed to cease and desist and delete your credit reporting of the disputed alleged debt. Under the FDCPA, it is a false, deceptive, or misleading representation or means in connection with the collection of any debt to communicate to any person ( e.g., a consumer reporting agency ) credit information that is known or which should be known to be false.
Addittionally this is still reporting to XXXX XXXX and XXXX and they never listed the account as being disputed from the collection agency which is another violation. Its sad that they are ignoring my mail and breaking the law without a care to do the right thing.
|
| 04/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I received a letter from Sequium Asset Solutions , LLC offering a settlement amount. When I called about the amount a representative from the company XXXX XXXX XXXX XXXX said if we paid the offer amount this would be deleted from my credit reports. That conversation was around XX/XX/XXXX. The rep XXXX XXXX XXXX XXXX said to call her back after I made the payment. I paid the collection agency {$660.00} on XX/XX/XXXX, and called XXXX and spoke with XXXX XXXX to let her know I made the payment of the agreed upon amount of {$660.00}. I again discussed getting this deleted, and she XXXX XXXX XXXX XXXX stated that I should call her back in 30 days and they would do a deletion. On XX/XX/XXXX I called XXXX and spoke with XXXX XXXX who stated that her supervisor would send me a paid letter to my email by the end of that day. In that same conversation she stated that they could not delete this from my credit report and I had to call the initial creditor which is XXXX XXXX, XXXX about the deletion. I reminded XXXX XXXX of our conversation on her recorded line about deleting this, she continued to say I had to go through XXXX for that. On XX/XX/XXXX I spoke with XXXX XXXX about the letter not being received, and she said that her manager said it wasn't processed yet. Again she stated that I needed to talk with XXXX about the deletion. I called XXXX on XX/XX/XXXX about the deletion and they suggested I call XXXX back about the deletion because they couldn't ' do it on their end. There is no need for me to call XXXX back because I've already spoken to them several times. I'm getting the run around. I just want XXXX to be deleted off all XXXX of my bureaus because that's what they said they would do. I feel as though we were mislead about the deletion.
|
| 10/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I submitted a complaint on XX/XX/XXXX to the CFPB regarding collection efforts by Sequium to collect a debt after I sent a validation letter and received no requested documentation in response. The initial complaint and the Company 's response are attached to this complaint.
As of today, XX/XX/XXXX, I have still not received any documentation in response to my validation/ dispute letter. However, Sequium is now listed as as a collections account on my credit report. The Fair Debt Collection Practices Act prohibits efforts to collect a debt when the debt has not been validated, if the supposed debtor requests validation of debt within 30 days after the first debt validation notice is received ( I have, see attached ). These efforts include listing the debt on the supposed debtor 's credit report.
Further, the listing shows that the collections account was reported to XXXX on XX/XX/XXXX, only three days following their response to my CFPB Complaint, in which XXXX XXXX states " The account has been placed in a disputed status and verification of the debt is being requested from our client and will be mailed to the address on file. Collection activity will cease providing you time to receive and review the validation of the debt provided by our client. '' I never received any verification of debt via mail or otherwise. Also, listing the collections account is, by definition " collection activity '' and due to the timing, I suspect it may have been in retaliation to my CFPB Complaint. A remark on the listing even notes " meets FCRA requirements '' when this is clearly not the case.
This is illegal and predatory in the best of times, but during times as vulnerable as a global pandemic should be taken extraordinarily seriously.
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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This is the letter i sent to them about what they are trying to do and how they have fraudulently attached this to my credit report.
XX/XX/2021 Sequium Asset Solutions XXXX XXXX XXXX XXXX XXXX XXXX, Ga. XXXX Re : Your mailed statement to me about an Alleged Debt you are collecting on behalf of XXXX XXXX for {$1400.00} : You are now listed as a collection account on my credit report as some entity who claims I owe you money. I have no idea who you are and have never contracted with you or with XXXX XXXX for ANY services. I have never received a bill from you OR from XXXX XXXX regarding this account because I have also never had an account with XXXX. I need you to immediately provide me with this information : # 1 ) signed contract or application where I allegedly obtained credit with you.. # 2 ) Copies of all invoices mailed to me during the time I allegedly had an account with XXXX including what services they provided to me. # 3 ) Verification of all payments made by cash, credit card, bank debit or check on this account during the time it was open.
Please mail this information to me within the next ten ( 10 ) days or remove this from my credit report as erroneous and do not ever attempt to collect this false debt from me again.
By copy of this letter, I am notifying XXXX, XXXX XXXX and XXXX that I am filing a formal dispute of this account. I am also notifying the CFPB and the Consumer Protection Division of the Office of the Attorney General in New Jersey that you are violating the law by reporting an account I DO NOT OWE AND HAVE NEVER HAD TO the credit bureaus. You may e-mail OR mail your response to me at -- -cc : XXXX , XXXX XXXX , XXXXXXXX and CFPB, Attorney General Consumer Protection Division, XXXX , New Jersey
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| 08/02/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Subject : Complaint against Sequium Asset Solutions- Violation of Consumer Rights Dear Sir/Madam, I am writing to file a formal complaint against Sequium Asset Solutions , a debt collector, for their violation of my protected consumer rights under the Fair Debt Collection Practices Act ( FDCPA ).
On XX/XX/2023, I noticed an unauthorized collection entry on my consumer credit report from Sequium Asset Solutions. To my dismay, I have not received any prior notice or correspondence from Sequium Asset Solutions regarding an alleged debt. This lack of communication deprived me of the opportunity to dispute the debt within the given time frame, as required by the FDCPA.
The FDCPA explicitly mandates that debt collectors must send consumers a written validation notice within five days of their initial communication, detailing the amount owed and the creditor 's identity. However, I have received no such communication from Sequium Asset Solutions.
I firmly believe that Sequium Asset Solutions has failed to adhere to the guidelines set forth by the FDCPA, which are in place to protect consumers from unfair debt collection practices. This not only constitutes a breach of my rights but has also caused undue stress and XXXX due to the unjustified entry on my credit report.
In light of these violations, I kindly request that the Consumer Financial Protection Bureau investigate this matter thoroughly and take appropriate actions against Sequium Asset Solutions. I seek redress for the damages caused, and I hope that your intervention will result in a prompt resolution to this issue.
I eagerly anticipate your response and appreciate your attention to this matter.
Thank you for your time and consideration.
Sincerely, XXXX XXXX
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| 10/21/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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The following Hard inquiries were made on my credit : XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/2018 XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX In XX/XX/2018, I Applied credit Freeze to my XXXX and XXXX accts via XXXX XXXX I then Called XXXX cust service on XX/XX/XXXX to inquire as to why they were making inquiries on my credit They had no record of my name/address I then Checked XXXX XXXX for my credit report XX/XX/XXXX I Found that there was an account in collections that was attached to my credit Collection agency XXXX XXXX XXXX # XXXX ( acct ) Reported XX/XX/XXXX The information on the account : Acct : XXXX XXXX - {$1600.00} Client # XXXX Acct holder XXXX XXXX ( authorized user XXXX XXXX ) XXXX XXXX # XXXX, XXXX VA XXXX I do not know XXXX XXXX or XXXX XXXX - i do not have any connection to this address in XXXX, va - and I NEVER opened this account - I Explained situation ; ( XXXX XXXX @ XXXX ) advised me to call XXXX I then called XXXX cust serv XXXX XXXX advised I needed a police report or go to XXXX file a claim and email it ; Went to two police precincts neither were able to help ( no one in to handle this type of report ) Went online and filed claim and emailed to to XXXX XXXX XXXX. XXXX Filed claim of fraud with XXXX acct : XXXX spoke to XXXX XXXX @ XXXX stated the collection file was removed as of XXXX Now, as of XX/XX/XXXX SEQUIUM ASSET SOLUTION has placed an account for collections on my credit file - SAME PROBLEM -- Original creditor : XXXX XXXX {$1400.00} I tried to call SEQUIUM -- they say they can not help me - On XX/XX/XXXX, I received an email from XXXX XXXX ( REC DOCS ) stating that they had received the fraud packet, and assigning a customer ticket # - XXXX
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| 06/28/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX I received notification from Sequim Asset Solutions of a debt supposedly owed to XXXX. I had been a XXXX cable subscriber for 20 years and cancelled the service after changed had been made in my neighborhood and the service continued to freeze and go out. I have XXXX several months to try and fix the problem. They ran new lines, switched equipment, tried many things and each time told me this would fix it. Fox the last month I could not use my services at all and called XXXX and told them so. When I cancelled they want to charge me for the last month of service. I spoke with them and the rep told me that they could see that the cable boxes and internet had not been turned on during that period and they would submit the account for a credit. Then on XX/XX/XXXX I received the collection notice. I contacted Sequim in writing on XX/XX/XXXX ( within the 30 days noted in the letter ) via fax and have the confirmation page, asking them to provide validation of the debt. I never received any communication from them. I then called and was told that I should have not sent the letter in writing but called instead, even though the letter says to submit the dispute in writing. I was then told that it was too late and the debt had already been reported to the collection agencies but a supervisor would call me back. I was in disbelief. I never received any phone calls back. I then sent several more letters via fax requesting validation of the debt as well as removal of the collection from my credit report ( XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ). Never received a reply of any type. I am requesting that the collection be removed form my credit reports as I have never received validation fo the debt.
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| 10/10/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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During the first week of XX/XX/XXXX my wife spoke to someone at Sequim regarding an acct for XXXX XXXX. My wife stated we can make small monthly payments and made a {$25.00} payment in good faith. On XX/XX/XXXX I received a call from Sequim and had my wife call them back on my behalf. My wife requested a mailed statement from Sequim and the Sequim rep stated one was mailed in XXXX and one mailed on XX/XX/XXXX. We have not received any statements in the mail and when my wife again requested a mailed statement the Sequim rep said we can get this info online. My wife then told the rep we agreed to a {$50.00} payment on XX/XX/XXXX. The rep stated there was no agreement in their system. My wife asked for a detailed accounting of how the total balance Sequim is claiming is owed is made up and Sequim stated they can not provide that. My wife then hung up and sent an email disputing this debt as the amount is more that the last XXXX bill, we asked for the name of the creditor, the acct number and an itemization of the current amount of the debt that reflects interest, fees and payments made to date. Sequim responded by saying " Thank you for reaching out to us about your account. Attached please find for your review supporting documentation concerning the debt. If your questions concerning this debt have been resolved, you may visit www.sequium.com to make a payment using your debit/credit card or checking account. Please feel free to reach out to us if you need additional payment options. '' Sequim attached XXXX XXXX statements for XXXX - XX/XX/XXXX. The XXXX statement shows a balance of {$1500.00} and the XXXX statement shows a balance of {$1200.00}. Sequim shows an account balance of {$1400.00}.
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| 03/23/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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Sequium Asset Solutions reported a delinquent XXXX XXXX account on my credit report. Neither the name or address are mine. I contacted Sequium and informed them to which they stated that they would place the account in a fraud status until further investigation was done. That simply means they won't try to collect the debt, but they were not saying that they would remove the account from my credit. I informed them that this is the 2nd collections company to have reported it to my credit and the first one was deleted by the XXXX XXXX XXXX and the credit reporting bureau. Additionally, I have a fraud alert on my credit specifically due to this activity. They made no effort to collect any amplifying information from me with the intent to delete the inaccuracy from my report. I was told by Sequium that I would need to contact XXXX XXXX XXXX to have them " pull it back ''. I did that and XXXX XXXX XXXX told me because it was already sent to an external collections company that Sequium would have to delete it. Sequium is the 2nd company to irresponsibly report negative debts on my credit for this account and should be reprimanded for it. Collection companies should have a responsibility to verify the identity of accounts before sending them to the credit bureaus. Based on the information contained on my report, Sequium made little if any effort to make notification or attempt a collection before reporting it. The time between the account being deleted the first time to the second reporting of it was less than 60 days. I only found it by happenstance.
Attached is the correspondence with XXXX XXXX XXXX. They determined the account to be fraud and deleted it, so I expect Sequium to do the same.
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| 06/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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A company called Sequium had sent a collection agency notice to XXXX XXXX downgraded my score by many points 17 ( points pus ) There was an option where I could dispute the collection notice.
Before I opted to dispute the credit reporting. I researched the source of the filing It appears that the original creditor was XXXX XXXX XXXX on an account that was opened in XX/XX/2020 for apparent cable connections o A balance of over {$300.00} was due I called Sequium and they had no reference on my name tied to any account I called XXXX XXXX and they had no reference on my name tied to any account I opted to file the dispute because I have no cable service. Opened an account with XXXX for the filing of the dispute On XX/XX/2020, I receive an e-mail by XXXX stating that the re-investigation was completed, and that there were no changes to the purported facts. I was never called, mailed, or e-mailed to corroborate any facts.
On XX/XX/2020, I called Sequium 3 times.
o The first time ( a XXXX XXXX ) advised me ( after not being able to find my physical address ) that they were removing my phone number from collection calls because I did not owe them anything.
FYI - I was never getting collection calls o The 2nd time after the phone call was failed I am again told that there my name is not tied to anything with XXXX or Sequium o The 3rd time I speak to a XXXX XXXX who told me to call back on Monday After the Sequium call, I call XXXX XXXX ( after researching that they are the XXXX division behind the original debt.
o XXXX XXXX was very friendly and courteous to the extent they could be.
o XXXX told me that they could not find any link to my name with my address ( or known addresses )
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| 10/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2023 I paid my phone bill with XXXX in the amount of XXXX. As their website states, they bill one month in advance. On XX/XX/2023, I switched carriers to XXXX and cancelled my verizon account XXXX The following month I received a bill for XXXX dollars and some change. I immediately phoned XXXX to inquire about the bill. The first call the fella attempted to tell me my billing started on the first. If that is the case, then why do I pay on the XXXX? I called back after I had calmed down and spoke with someone else who acknowledged that I didn't owe this money and that I was in fact owed the balance on the account, {$71.00}. I kept getting phone calls and bills from XXXX and I kept calling to inform them that it was in error. I phoned them again, this would be the third time, and spoke with someone who again told me that this bill was in error and I DID NOT owe this money and that i should be receiving a refund credited to my checking account. After receiving another call about them trying to collect on this bill I called AGAIN. I was told to ignore the phone calls as it takes them a bit to get all of this information in the system and moving. Unfortunately, the 5th phone call I received I didn't receive well and blew up at the poor gal on the other end. In XXXX of XXXX my husband had a XXXXXXXX XXXX and we were not at home to receive any mail and I did not receive bills until we arrived home in XXXX. On XX/XX/XXXX I received an email from a company named Sequium who were trying to collect this debt from XXXX. I have submitted a dispute letter to them in accordance with their rules. I find this atrocious. I DO NOT owe this debt and am hoping for some help in resolution.
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| 08/09/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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After several years of not monitoring my credit reports, I finally requested a copy of my XXXX, XXXX and XXXX XXXX credit reports in XX/XX/2019. I continued to monitor them, and on XX/XX/2019, I noticed Sequium Asset Solutions/XXXX XXXX, noted on my credit report as a collection. I originally ordered the service because XXXX XXXX talked me out of a streaming service and agreed to provide me with 1 ) XXXX XXXX cable TV, 2 ) 100MB internet, and 3 ) cell phone service through XXXX for a total of $ XXXX/month. XXXX XXXX only provided me with cable TV. I did not receive the 100 MB internet or cell phone service as was agreed upon and contracted for. I called XXXX XXXX on multiple occasions with no return call received from the problems department. Of course, I cancelled my service because XXXX XXXX reneged on their end of the agreement. I never received a written notification from either company stating that I owed a debt or with intent to collect a debt.
On XXXX.2019, I wrote Sequium Asset Solution/XXXX XXXX, with a request for them to validate the debt and sent it via certified mail, as is in my rights under the Fair Debt Collection Practices Act. I did not receive return communication from Sequium Asset Solutions/XXXX XXXX. The validate debt letter was sent via USPS certified mail with tracking number # XXXX and was delivered and left with individual at Sequium Asset Solutions/XXXX XXXX on XXXX.2019 @ XXXX per USPS records. I have not received any communication from Sequium Asset Solutions/XXXX XXXX to date.
I would like Sequium Asset Solutions/XXXX XXXX collection account to be removed from my XXXX, XXXX and XXXX XXXX credit reports. Thank you for your help in this matter.
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| 06/06/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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My identity was stolen in mid-XX/XX/XXXX. Since then multiple fraudulent accounts have been opened around the country using my name ( most of the accounts were with cable companies ). I have put a freeze on my credit report and have successfully challenged all of those fraudulent items on my credit report except this one that I am submitting this complaint about.
In XX/XX/XXXX, Sequium Asset Solution put a negative item on my credit report for a claim of {$1700.00}. When I became aware of this around XXXX, I contacted Sequium to ask what this was about. They told me that they could not tell me and that I had to contact XXXX. I did speak with XXXX about this and other fraudulent negative items on my report. XXXX was not sure what Sequium 's claim was for but XXXX did give me very helpful instructions on the process for submitting paperwork to them to challenge all of the claims. After following those instructions, every negative item on my report was removed except the one posted by Sequium.
In XXXX I called Sequium to ask again what this claim was about and to find out how I can challenge it with them. They initially told me that they couldn't tell me what is was about, when I informed them that I would report them to the CFPB, the person then said she would transfer me to a supervisor who could help me. After waiting on hold for 30 minutes without speaking to anyone I hung up and instead used their online form to submit my questions. I submitted my question approximately 3 weeks ago and I have not received any response. I still do not know what this claim is for and Sequium refused to remove the negative item even after I submitted proof of my actual identity to XXXX.
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| 10/07/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I previously had cellular phone service with XXXX XXXX XXXX in which I was a customer for 10 years and the problem began after I purchased a new cell phone on XX/XX/XXXX in their XXXX XXXX XXXX store in XXXX XXXX NY. The purchase price was {$910.00} but I was given a trade in credit of {$200.00} which lowered the price to {$710.00} which were to be paid in installments on my monthly bill. I still have my original receipt verifying the purchase and trade in. When I received my first bill in XX/XX/XXXX, the price of the phone was changed to from {$710.00} to {$910.00} and subsequently remained that amount. I have contacted XXXX XXXX XXXX numerous times to try and correct it and they never did. Therefore, all of my monthly bills from XX/XX/XXXX to present have all been incorrect. I became extremely upset and frustrated with the company due to the issue not being resolved that I cancelled my service and switched to another provider in XX/XX/XXXX. I have made several attempts to have my final bill corrected but it still has not. Therefore, I am refusing to pay it until it is. Now, XXXX XXXX XXXX has sent the bill to Sequium Asset Solution Collection Agency and they put it on my Credit Reports. I want it removed from my Credit Report because I do not owe XXXX XXXX XXXX {$910.00}. I spoke with the collection Agency on XX/XX/XXXX who offered to reduce the amount ; however, the reduction was not to my satisfaction. Then the representative made a conference call with XXXX XXXX XXXX and myself trying to get an accurate amount of my bills but could not because XXXX XXXX XXXX XXXX representative could not access my account from XX/XX/XXXX, she could only go back as far as XX/XX/XXXX.
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| 05/28/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XX/XX/2021 : A door to door sales man came to my house and asked if I would like to try XXXX internet service for 30 or 90 days for free ( I do not recall the stated trial period ). I told him I was happy with my existing provider. He said that I do not need to give up my existing service to try XXXX. They would just mail me a modem. I allowed him to send me the modem.
About 1 week later, I received the modem but did not remove it from the box. I did not try the service. The modem remained in the box.
XX/XX/2021 : I received a late bill from XXXX XXXX XXXX XXXX XXXX stating I have a past due balance of {$60.00} plus additional charges for the current month {$58.00} for a total of {$110.00}.
XX/XX/2021 : I received another late bill notice for {$170.00}!!! I telephoned them to inform them that I have never used their service and the modem remained in the box. They provided instructions for me to return the modem which I did, following the instructions to return the modem to a XXXX store. I kept the shipping receipt with tracking number as proof. The modem was returned to XXXX on XX/XX/2021.
XX/XX/2021 : I received another Past Due Notice for {$110.00} from XXXX
XX/XX/2021 : I called them and explained the details above. The person said she will take care of the issue and to please allow 7 to 10 business days to resolve the issue.
XX/XX/2021 : I received a Collection Agency ( Sequium Asset Solutions , LLC ) notice that I owe XXXX XXXX XXXX XXXX XXXX {$110.00} dated XX/XX/2021. They wrote that I have 30 days from receiving the notice to resolve the debt issue or they will obtain a Judgement of the debt and a Negative Credit Report will go to my credit record.
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| 12/26/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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My wife and I moved to our new apartment, in the middle of a COVID national shutdown, in XXXX of 2020. XXXX was the company I chose to be my cable/internet provider. Before leaving to my new place, I closed my account at XXXX. My new apartment will provide cable & internet for me, that would be included in my monthly rent. XXXX was also going to be my cable provider once I moved to my new place. Now, Ive been here at my new place for months, without any issues, until I get an alert from my credit monitoring app on my phone. The alert was for a new collections account added to my credit report by XXXX for the amount of {$230.00}. After several attempts to resolve the issue with XXXX, and several promises made by XXXX to delete the Collections account from my credit report, all they have done for me is update the balance of my new collections account to {$0.00}. Which does absolutely nothing to repair my credit, that they so effortlessly destroyed. Its still a collections account on my credit report, that unless deleted, or removed, will have catastrophic effects to my financial freedom. I was in the process of buying my first home, but thanks to XXXX, that may be impossible. At least for the next 7 years. XXXX absolutely refuses to do good business with a loyal customer. XXXX gave me an excuse. XXXX says that because of COVID, they werent requiring customers to pay their bill for a few months, without penalty. And, although there is obvious evidence that I closed my account, before moving to the place I live now ( which they see my active account, with my current address ), their system kept charging me for reasons unknown by them.XXXX scammed me for no reason!
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| 09/04/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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ON XX/XX/XXXX I received a cancellation notice from XXXX XXXX XXXX XXXX phone. They stated in the notice that I had a past due balance of {$140.00}, and my services had been suspended for all numbers associated with the account. I did not take any action as I had paid the bill in full on XX/XX/XXXX amount {$140.00}.
I opened the account with XXXX XXXX XXXX on XX/XX/XXXX but I started having billing issues beginning of XX/XX/XXXX. I was charged {$110.00} even though my monthly payments was {$71.00} an overcharge of {$48.00}. I talked customer service and they stated they will prorate and I will pay {$23.00} instead on XX/XX/XXXX my bank was charged {$29.00}. I complained again to customer service about the increase but nothing was done.
I was in a 2 years contract but after 8 months I decided to terminate early my contract. I went to XXXX XXXX XXXX store in XXXX, TX on XX/XX/XXXX. The manager offered me a deal to pay {$140.00} of the remaining 12 months of the contract. I paid it off on XX/XX/XXXX.
I went again to XXXX XXXX XXXX on XX/XX/XXXX after receiving the cancellation notice but, the store attendant could not pull up any of my information, it's like I never existed. Apparently, when one of the technician was working on my phone he accidentally erased the number I was using at the time.
Because XXXX XXXX XXXX is falsely collecting this amount and reported me to all 3 credit bureau my credit score went down 23 points. The turned this bill to a collection agency SEQUIUM ASSET SOLUTION who opened a collection account on XX/XX/XXXX and the account is noted in my credit report and it is having an enormous impact on my credit score
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| 06/19/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Around XXXX XX/XX/XXXX phone line was ported from XXXX XXXX XXXX mobility to XXXX. My account with XXXX XXXX XXXX was required to be in good-standing and paid in-full BEFORE porting.
In late XX/XX/XXXX I received a collection notice from Sequium Asset Solutions , LLC. The Date of the letter is XXXX XX/XX/XXXX. The letter advises that XXXX XXXX XXXX placed my account with your agency for an alleged outstanding debt in the amount of {$340.00}. I do not owe this amount as XXXX XXXX XXXX XXXX continued to bill me for services for a phone line that was absent a phone number because the voice line had been ported.
Furthermore, the date of the collection notice is XXXX XX/XX/XXXX, placing it within the period over which the Governor for my state has issued a " Stay At Home '' order restricting my right to travel within my state. The instructions of that order specifically stat that I am not to leave my home for reasons other than obtaining groceries or prescription medications. Consequentially, I have been unable to dispute any alleged collection notices in writing by mail during the COVID-19 crisis/epidemic. That is, outside of the CFPB I have not had the ability to exercise my Right of Notice and Opportunity to Be heard that I am afforded as a part of my rights of Due Process. In fact, the stay-at-home order was not rescinded until XXXX XX/XX/XXXX and my state continues to operate under a a state of emergency declaration pursuant to Executive Order 2020-106 issued XXXX XX/XX/XXXX, and superseded by Executive Order 2020-127 issued XXXX XX/XX/XXXX by the Governor of the State of Michigan.
I do not owe the alleged amount.
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| 06/04/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On or about XX/XX/XXXX, Sequim Asset Solutions added a collection account to my credit report naming the original creditor as XXXX XXXX XXXX XXXX and date as XX/XX/XXXX. The amount is {$80.00}. I contacted Sequium to tell them this is not my debt. I have not had XXXX XXXX XXXX since XXXX and they said this eminated from an account from XXXX of XXXX. They did not provide any written notification to me although they claim this debt is from XXXX XXXX XXXX XXXX and I am account holder. I have not had XXXX XXXX XXXX XXXX since XXXX. I do have their internet service and t.v. but that was obtained in XXXX of XXXX when we moved to XXXX NC. We also switched to XXXX XXXX XXXX XXXX in XXXX of XXXX but that is in my husband 's name. Sequium did not have my telephone number, address or email address. This account belongs to my daughter and they refuse to provide ANY proof that it is mine. I paid the {$80.00} because my daughter is a single parent and asked them to again remove from my credit reports and although they have NO PROOF THIS IS MY ACCOUNT, they still refuse to remove the account and stated it will be on there up to SEVEN years and they can't remove it although I have had this happen to me before on the collection agency involved promptly removed the item. I ask that Sequium either provide written proof this is my debt ( their failure to do so has stopped my right to dispute within the allotted 30 days ) or remove this immediately. My daughter is responsible for this debt and although they named me as the account holder, they had no information about me except my name. This is outrageous and must be rectified!
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| 01/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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This company sent me a debt collection letter ( see attached ) in XX/XX/XXXX ( letter dated XX/XX/XXXX ). I have never heard from this company or the company they claim to be working for ( XXXX XXXX ). I have been a XXXX XXXX customer since my days in the military ( XXXX ). I do not recognize this debt. I contacted my attorney about this, and she recommended to send the company a debt validation letter. We sent the debt validation letter ( see attached ) on XX/XX/XXXX. This was sent via certified mail and we have confirmed that the correspondence was received on XX/XX/XXXX. As of today, XX/XX/XXXX, we have not received any correspondence or debt validation documentation from Sequium.
Even though Sequium did not validate the debt, they still went ahead and reported this incorrect information to the three Credit reporting Bureaus. According to my credit report ( see attached XXXX and XXXX ), the information was reported to the credit Bureaus on XX/XX/XXXX. The company claimed to provide me 30 days to request debt validation before they reported to the credit reporting agencies, they still went ahead and reported the incorrect information to the Bureaus. My credit scored dropped over 80 points and now I can not access needed credit or refinance my house. As of XX/XX/XXXX the company is still reporting incorrect information. This company 's actions are unfair and abusive, and they are not complying with the Fair Credit Reporting Act.
I would like them to be held accountable. They must cease and desist these unfair and abusive practices. It appears that they are doing this to many other consumers out there.
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| 10/09/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Older American |
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I owned a house in XXXX, on the XXXX XXXX of Hawaii in XXXX. In this house, I had XXXX XXXX XXXX to tv and internet.
Due to the volocano and fire, the house was destroyed and currently and as in XX/XX/XXXX, the property was covered in 80 to 100 feet of lava. There is NO way to get to Property, Everything was Destroyed.
I was in contact in XXXX and XXXX with XXXX regarding this.
The cable box was burnt up and destroyed which I believe is the basis of this bill they say I owe for {$280.00}. XXXX told me that I would Not have to pay for this and they would take care of this. Many, many phone calls, this continues to be a problem.
The collection agency contacted me last year. I wrote them a explanation on this problem and they said they would take care of it.
Since XXXX told me I would not be responsible for owing or returning this equipment, which COULD NOT be returned, due to this Natural Disaster, I am asking to have this removed from my credit report.
It is a small amount of money and I have in Good Faith, followed the procedures and talked to XXXX over and over about this.
This lava flow with a Federal Natural Disaster and is widely known to have occurred About 720 houses were taken out, I personally had 2 homes lost, only one have XXXX XXXX. Address of property involved was at that time, Before Lava : XXXX XXXX XXXX XXXX, XXXX, HI XXXX, owners. No address, no access, no mailboxes, nothing Left, except for the presumed 80-100 feet of Lava covering Everything. Please help me resolve this, nothing else has seemed to work and what they told me and what happens are two different things Thank you
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
On XX/XX/2022 at XXXX XXXX I was contacted by Sequiem Asset Management saying my wife XXXX XXXX owed a XXXX XXXX bill for XXXX. They called me on my cellphone number XXXX. I explained to them that we have never had a XXXX XXXX account. They were obviously trying to extort money from us. When I asked where the bill came from the account number or any other information they said they had to verify my address to give out any information. I gave them my address and they said it was not the address and would not discuss it with me. I am a XXXX citizen and I'm really worried because I gave them my address. So I then asked if they would talk to my Wife and give Her the information on the bill they said they would so i put her on the phone. once again they asked for the address again and once more said that the address didn't match up so they could not give any information about the bill except it was someone on my street with the same name as my wife because it is a common name. They said we owed the bill. I hung up and called XXXX XXXX they said there was no one with my wife 's name that owed any money. When I called sequiem asset management back and confronted them with what XXXX XXXX said that person said it was probably someone in the united states with the same name as hers as that was the most common name in the united states. Each time I called XXXX there was a voice recording saying there is an attempt to collect XXXX. I want them to provide me account numbers street addresses and an actual bill that they were calling me about. I Truley believe they were trying it extort money from a XXXX citizen.
|
| 10/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have recieved a notice from Sequium Asset Solutions on XX/XX/2021 of an illegitimate debt they were trying to collect, ref number XXXX.
I sent a response challenging this debt via certified mail on XX/XX/2021 they signed and received on XX/XX/2021 stating that I was challenging this debt and to case and remove it from any credit reporting agencies within 30days if they could not provide adequate dated information, payment records, and contact details of someone who had original knowledge of the debt of this collection. I requested all communications be performed via certified mail and I have yet to receive any additional mailings from Sequium.
Today I was notified of an alert on my credit report that they have opened an account in my name on XX/XX/2021. I believe this is to harvest information illegally and the FCRA has protections against this. They have not responded and this is an illegal attempt to collect a debt even after I requested additional information and a contact to refute the debt. They have not responded to my challenge in any way and I want this to stop.
This is not the first company to attempt this illegitimate collection and the others who have tried to know this as they ceased collection efforts immediately. I want to ensure Sequium/Comcast does not attempt to sell or continue to pursue this debt as this has been re-sold numerous times and is harassment at this point and it goes against the FCRA guidelines XXXX Before it was sold into collections, a supervisor at XXXX said it would've been handled and removed when this all started as it was their error and this needs to stop.
|
| 11/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Dear sir or madam : The following debt collection agency - SEQUIUM ASSET SOLUTIONS , LLC located at XXXX XXXX XXXX XXXX GA XXXX is reporting an account in collection that does not belong to me.
I disputed the issue with the thee credit agencies. Within 48 hours XXXX had the account removed from my report. The other two reporting agencies are still waiting for a response. What I find troublesome is not only this error is stopping me from re financing my home but when I call Sequium they say they have no record of my account. I offered to provide them the information that is on my report and they said if they can't find it in their system there is nothing they can do.
Below you will find the specifics of the account in question. I do not nor have I ever had an account with " XXXX XXXX '' What I find interesting is that when visitng the XXXX website the first three complaints are exactly the same ; XXXX XXXX and the person says they never had an account with them or they once did and the information is wrong. I would apprecaite any help your organization can provide.
Date Reported : XX/XX/XXXX Collection Agency SEQUIUM ASSET SOLUTIONS , LLC Original Creditor Name XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$120.00} Amount {$120.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number # # # # # # XXXX Creditor Classification CABLE_OR_CELLULAR Last Payment Date Date of First Delinquency XX/XX/XXXX Comments CONSUMER DISPUTES REINVESTIGATION IN PROGRESS Contact SEQUIUM ASSET SOLUTIONS , LLC XXXX XXXX XXXX XXXX ( XXXX ) XXXX
|
| 08/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Good morning, I have previously submitted the dispute for deletion of collection account from my credit report, please review your decision and delete this collection from my credit report.
Initial dispute message : Good morning my name is XXXX XXXX, and I was the victim of identity theft back in XXXX, yesterday I started seeing a collection account from XXXX on my credit report, and i want this account to be investigated and deleted. The most important thing is that I have not been living in United States since XXXX ( proof attached ), please delete it from my report Sequium Asset Solutions , LLC response : Good Day Mr. XXXX, please be advised that I have thoroughly reviewed your written complaint. Sequium Asset Solutions , LLC is a collection agency representing XXXX XXXX XXXX XXXX in association with a collection claim on account number XXXX. XXXX XXXX is listed as the responsible party and all communication from our office has been regards to the account. As of XX/XX/XXXX, the account has been recalled by our client. Since we do not own the debt and the account has been returned to our client, a deletion request has been processed to have our account deleted from your credit file with the three major credit reporting agencies ( XXXX, XXXX and XXXX ). Please note, the time varies by credit reporting agencies to complete the deletion request. There will be no further communication from our office regarding the account. On behalf of Sequium Asset Solutions , LLC I want to apologize for any inconvenience that this may have caused you. Thank you, XXXX XXXX, Corporate Compliance Officer, XXXX XXXX
|
| 09/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Good morning, I have previously submitted the dispute for deletion of collection account from my credit report, please review your decision and delete this collection from my credit report. Initial dispute message : Good morning my name is XXXX XXXX, and I was the victim of identity theft back in XXXX, yesterday I started seeing a collection account from XXXX on my credit report, and i want this account to be investigated and deleted. The most important thing is that I have not been living in United States since XXXX ( proof attached ), please delete it from my report Sequium Asset Solutions , LLC response : Good Day Mr. XXXX, please be advised that I have thoroughly reviewed your written complaint. Sequium Asset Solutions , LLC is a collection agency representing XXXX XXXX XXXX XXXX in association with a collection claim on account number XXXX. XXXX XXXX is listed as the responsible party and all communication from our office has been regards to the account. As of XX/XX/XXXX, the account has been recalled by our client. Since we do not own the debt and the account has been returned to our client, a deletion request has been processed to have our account deleted from your credit file with the three major credit reporting agencies ( XXXX, XXXX and XXXX ). Please note, the time varies by credit reporting agencies to complete the deletion request. There will be no further communication from our office regarding the account. On behalf of Sequium Asset Solutions , LLC I want to apologize for any inconvenience that this may have caused you. Thank you, XXXX XXXX, Corporate Compliance Officer, XXXX XXXX
|
| 11/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2021, I received a letter to collect a debt from Sequium Asset Solutions , LLC. It stated I owed {$130.00} to XXXX XXXX XXXX XXXX, which is untrue because I paid the remaining balance when I canceled the XXXX XXXX XXXX service with the representative over the phone.
I wrote back Sequium within 30 days after receiving the notice using XXXX to verify the debt 's validity. Also, I asked for proof to show I owe a debt and agreed to pay a debt in the same letter. Sequium never responded.
The following month I received an alert from my credit monitoring service that something 'negative ' was added to all three of my credit reports. I was appalled to see it was Sequium on my credit reports. So in XXXX of XXXX, I wrote Sequium again by XXXX asking for proof to show how I owe a debt that did not exist. Sequium never responded.
I disputed the debt 's validity to all three credit bureaus by XXXX, and each credit bureau reported back that Sequium verified the debt. However, this time the debt was verified, but Sequium updated the date of the debt.
So far, I have written Sequium three ( 3 ) letters through the XXXX XXXXince XX/XX/2021, and I have not yet received any response. Additionally, I have not received any information on the original creditor 's debt, how Sequium came up with a balance of {$130.00}. I also asked to show proof Sequium is allowed to collect debts in the XXXX XXXX South Carolina.
As of today 's date, XX/XX/2021, I have not received anything from Sequium regarding this frivolous debt which continues to have a detriment on my credit score and financial well-being.
|
| 03/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I had been a member with XXXX XXXX for almost 15 years until they decided to almost double my annual costs for TV service. Every year, I would have to call and re-negotiate a billing price and every year they would reduce my costs from around {$220.00} per month to about {$120.00} per month, thus giving me their " promotional rates ''. In late XXXX, they stopped allowing me to get better rates, so I began searching for a cheaper TV/Internet provider. In XXXX XXXX, I had numerous phone calls with managers and people claiming that I would receive " credits '' to my accounts, or that I would see the price adjustment on my next billing cycle. After each month, and very little promises kept- in XX/XX/XXXX I cancelled my service. They gave me a final bill, instructions to send the equipment back and told me I'd receive a final credit from them, which should have been about {$150.00} credited back to me. Instead, they somehow said I owe them {$170.00} and kept calling me to tell me I owed them money. They couldn't explain how, or show me records of anything, but that was the " bill they saw ''. Now, they farmed it out to SEQUIUM ASSET SOLUTION for {$170.00} collection and Sequium can't produce any justification, billing statements, credit promises or anything. I've called XXXX and they can't produce anything other than a system saying that I owe them, Sequium can't produce anything other than a statement from XXXX saying I owe them. Nobody will even listen to me at XXXX to determine if they credited me back what they said they were going to do, nor can they even find records of my account.
|
| 07/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had cable and internet service through XXXX XXXX in XXXX, Alabama. The company advertises that they require no contract with its customers. After the company raised rates I notified them that I wanted to cancel my service and gave them a cancellation date. They did not dispute this date and service was cancelled as of this date.
After cancellation they billed me for a full month when only 3 days of services were rendered during that time. This was after my prior cancellation notice and their acceptance of that date. Their explanation was that they do not pro-rate bills. Since they have no contract with their customers, I did not feel bound by their billing system limitations and I sent them payment for only the XXXX days services rendered. They accepted the payment.
Given my prior notice to them of the cancellation in advance of their billing cycle, their cutting of service on the date I requested, the lack of a contract, and their acceptance of the check I sent in payment for the services actually rendered I do owe them anything.
Despite this, they are continuing to try to collect {$170.00} for a time when they rendered no service. They have turned the bill over to a collection agency, Sequium Asset Solutions , LLC. I have disputed this bill several times, in writing and over the phone, but the collection efforts have not stopped. I have included documentation with the written responses and have received no proof of any debt, beyond copies of the fraudulent invoice.
I consider this bill to be fraudulently issued and the continuing collection efforts to be in bad faith.
|
| 04/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX a federally protected consumer, and I am making this complaint against Sequium Asset Solutions , LLC for committing fraud and identity theft. I have never contracted with Sequium Asset Solutions , LLC and I did not authorize nor consent to the use of any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe them. These abusive, deceptive, and unfair debt collection practices committed by Sequium Asset Solutions , LLC have brought me severe XXXX XXXX XXXX I am aware that in accordance with Article XXXX, the assignment of a defaulted note is illegal and both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Sequium Asset Solutions , LLC can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Sequium Asset Solutions , LLC continues its collection efforts, I will file for litigation for actual damages caused, and Sequium Asset Solutions , LLC will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
|
| 01/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am a consumer as identified in FDCPA 15 USC 1692 a ( 3 ) and I have a right to privacy pursuant to 15 USC1681 ( a ) ( 4 ). Sequium Asset Solutions are in violation according to the Gramm-Leach-Bliley Act for comprising my information since I have never given any consent for them to share my information in writing. They have damaged my reputation of not being able to apply for any loans and investments. I am contacting my lawyer and you will be getting information sent in the mail because of my damages for breaching my information. I have suffered financial losses and other harm as a result of consumer fraud or violations of consumer protection laws. Also financial institutions are required to take steps to protect the privacy of consumers finances under a federal law called the Financial Modernization Act of 1999, also known as the Gramm-Leach-Bliley Act. The FTC is one of the federal agencies that enforces provisions of Gramm-Leach Bliley , and the law covers not only banks, but also securities firms, and insurance companies, and companies providing many other types of financial products and services. Under the law, agencies enforce the Financial Privacy Rule, which governs how financial institutions can collect and disclose customers personal financial information ; the Safeguards Rule, which requires all financial institutions to maintain safeguards to protect customer information ; and another provision designed to prevent individuals and companies from gaining access to consumers personal financial information under false pretenses, a practice known as " pretexting. ''
|
| 06/20/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had cancelled my cable service provider in XX/XX/2022. As far I knew, I was caught up bill-wise with them. I then received subsequent charges for after the service was cancelled, as well as being charged for contract termination ( there was no contract ). A couple of months later, I started receiving calls from the collection agency, and received a letter in early XXXX saying they are demanding a total amount ofXXXX ( image attached ). This was simply NOT right! On the bottom was a response form, which per the top, indicated I could respond that I am disputing the amount. I chose that option, and sent the completed form to them on XX/XX/2022.
Even though I sent in the notice of dispute, a few weeks later I saw on my credit report that the collection agency had posted that debt on my credit, thereby lowering my overall credit score. I was upset, as I had obliged by their requests, and yet they STILL hit my credit. Not having heard anything from the company, I then sent a letter dated XX/XX/XXXX of this year ( also attached ), letting them know that I was upset they had hurt my credit without even contacting me to resolve this. As of yet, I STILL have heard nothing from this company ( it's now XX/XX/XXXX ).
I'm not sure what this company 's " deal '' is, but I know they have harmed my credit by posting an erroneous collection on my credit report ( which I thought would at least be delayed after sending them my original response, since it was incorrect ). Between that and their complete lack of response, I can only question the legitimacy of this so-called business.
|
| 07/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
On XX/XX/2023, I was told by a loan company ( I am applying for a loan ) that on my credit reports from XXXX and XXXX, I had an account from XXXX XXXX that had been sent to collections. I do have a current account from XXXX for XXXX years that I have never been late on a single payment. On XX/XX/XXXX, I called XXXX XXXX XXXX times and talked to XXXX people including managers, All said they could not see details on the account -- yet they said one was there. I was able to give them an account #, listed on the credit report, # XXXX. A XXXX XXXX manager said to drive to an XXXX store where they could likely see more information on the account. On XX/XX/XXXX, I drove to the XXXX store and spoke with a manager. She said she would look into it and call me back within an hour, No call. On XX/XX/XXXX, I called and spoke with the XXXX store manager and she said she looked up the account and the name listed on the account was not XXXX XXXX, but she could not tell me what name was there. I called the collections agency, Focus Receivables Mgmt at XXXX and this is a message only line. I left a message to please call me. No call. On XX/XX/XXXX, I filed disputes with XXXX and XXXX. I also tried to get a phone number for a fraud problem for XXXX. No one from XXXX XXXX would give me a phone number. No one at XXXX XXXX seems to care about this at all. My credit score is downgraded XXXX XXXX points for this incorrect posting on my credit reports. Even if I pay the debt {$1000.00}, it stays on my report for 7 years. I will include a copy of the information on my vredit report below.
|
| 12/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have not been to Georgia I live in Florida.
I have contacted all three bureaus : xperian says the account is ligament.
I have had XXXX for over 20 years and have no products or services from XXXX!
XXXX XXXX inquire # XXXX dispute center Fraud # XXXX I have contacted XXXX this is what they said : Thank you for contacting XXXX XXXX XXXX XXXX XXXX XXXX on XXXX. XXXX XXXX XXXX has received your inquiry and determined that the account you have provided is currently being held by an outside collection agency and must be disputed directly with that agency.
Please contact Sequium - HQ, phone : XXXX to file your claim of fraud. Once your claim has been submitted and all required documentation has been received, you will receive notification of a decision within 14 days No response from this company leaving messages.
SEQUIUM ASSET SOLUTION Original creditor : XXXX XXXX {$810.00} Balance updated XX/XX/2021 Account Info Account number XXXX Collection opened XX/XX/2021 Account type Collection Paid off : 0 % Balance on XX/XX/2021 Original balance {$810.00} {$810.00} Payment Info Original balance {$810.00} Balance {$810.00} Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XX/XX/2021 Additional info Comments Account information disputed by consumer Your statements- Contact XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX Is everything correct?
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail.
|
| 08/29/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Around XX/XX/XXXX I moved homes from one location to another and needed to take my XXXX with me. In a call at that time I was told there would be a fee to transfer service. Upon this, after being a customer for 8 plus years, I told them I would rather just cancel the service as I owed them nothing at the time and was not on a contract. I was transferred to an account specialist whose job it was to save accounts. I told her the issues and she told me they would waive the moving fee and not be stuck in a contract. I made multiple points that I did not want to be on a contract and that I had fulfilled the terms of the original contract and no new contract was signed. Nor was a new contract agreed upon.
Fast forward to the summer of the following year when XXXX took over XXXX and began raising everyone 's rates. I was done. I cancelled service and returned the equipment. I owed XXXX or XXXX nothing. I owe them nothing today.
They immediately used threats of the contract to keep me as a customer but I told them to send proof of a signed contract and look at the previous call. They couldn't find proof and the call verified I was correct. This was never disputed by XXXX or XXXX again.
Fast forward 2 years later to today XX/XX/XXXX. I get a call from sequium asset solutions regarding the very debt.
They threatened to destroy my credit regarding the false debt. I called XXXX and they refused to fix this.
Proof of the contract can not be found. They committed fraud by sending the original contract from 8 years ago attempting to say it was the new contract.
|
| 02/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX Bank emailed me on XX/XX/2023 alerting me to new negative items on my credit report. After reading the email and reviewing my report on the morning of XX/XX/XXXX, I called XXXX and alerted them to the fraud that had occurred ( I had two new 'collections ' items from XXXX XXXX despite never doing business with XXXX ). After helping me mark the items as 'Fraud ' and opening up a dispute with them, XXXX recommended that I call the collection agency ( XXXX XXXX XXXX ) as well to inform them that the debt was resultant from identity theft. However, for some reason XXXX has my father 's name ( XXXX XXXX attached to my ( XXXX ) phone number. They told me they couldn't help me unless I provided them with my social security number, which I refused to do because they had already managed to bungle a simple name & phone number combination. So, in a nutshell, I tried to tell them that I had been a victim of identity theft, but due to a mistake of their own ( possibly resultant from the fraudulent activity ) they refused to believe that I was who I said I was and would not take any action to remedy the problem. It was bizarre to hear, as a XXXX XXXX XXXX man, " Can we speak to your father? '' Also, one of the strangest parts of this whole thing is : if XXXX has the name XXXX XXXX attached to the file with my phone number, why did they ding MY credit report, which is under my name XXXX SoAndSo? They seemed to be talking out of both sides of their mouth by dinging one person 's report and only being willing to talk to a completely different person about it.
|
| 01/01/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I canceled our service with XXXX XXXX months ago. The 2 years equipment leasing contract had expired back in XXXX of 2016. Earlier last year they were promoting an upgrade to XXXX service. All of the promotional information on tv, on our statements, or provided directly from the customer service representative stated no contracts or extensions of current contracts for the upgrade. When the tech showed up to add the connector to our existing box, he also confirmed no contracts. Going forward there was nothing reflected on our statements, as had been in the past either. Well the service was lacking and their pricing for viewing packages continued to increase. We decided to cancel, and never received our final bill. I had paperless billing which means you can only access your statements online. However, once you cancel, you can no longer access your account! it took months for a representative to finally provide me with the final bill. Much to my dismay, it showed a contract cancellation charge, which never should have been. I have tried for months to get this corrected and get my true final billing. Unfortunately it is nearly impossible to speak with someone that is not in an off-shore call center and they just repeat scripted responses! I was told finally that apparently once XXXX XXXX has your digital signature on file, they apply as they see fit! this is completely unscrupulous! There was never to be a contract for what turned out to be a joke of a XXXX upgrade! I am demanding that they provide me with the correct final bill, so I can pay.
|
| 04/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX loyalty line original told us they would give my husband {$750.00} for my husbands XXXX XXXX and {$750.00} for my XXXX XXXX ( both in mint condition ). We were going to to go to XXXX if XXXX XXXX XXXX wasn't going to give us anything for 18 years of loyal business. We decided to stay with XXXX XXXX XXXX and bought XXXX XXXX maxes. When we went to to turn in our XXXX XXXX XXXX XXXX XXXX then said they wouldn't give us the money they agreed to. {$75.00} for my phone, {$35.00} for my husband 's. We then returned the phones to XXXX XXXX XXXX within the 14 days they require, when they broke their end of the contract ( I have the USPS shipping receipt & tracking that is was delivered ). They are now trying to charge us for the XXXX in the amount of {$2700.00}. I have called XXXX XXXX XXXX a total of 13 times and spoke to 25 different people, they keep telling me they are taking care of it. I have gone to the XXXX XXXX XXXX Store 5 times and talked to 6 different people and we have now been sent to collections at Sequium Asset Solutions. XXXX XXXX XXXX has now removed {$2500.00} from our bill but still says we owe them {$260.00} which Sequium Asset Solutions is trying to collect. I don't know for what, I can't locate anything on our past bills what the charges are for?! We have been with XXXX since XXXX. We paid our last bill which was {$180.00} XX/XX/2021. XXXX XXXX XXXX still owes my husband {$100.00} for the tax he paid on my XXXX we returned to them and they received XX/XX/2021. Delivery proof is in the attached document.
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XXXX of XXXX I received a phone call from XXXX XXXX and they told me that I had a debt owed to them. I informed him that I had now moved from XXXX to XXXX and didn't have any knowledge of the debt. I then paid {$52.00} and was told that it would resolve the debt. I received no additional communication in regards to this debt until I reached out to them due to doing an inquiry of my credit score in XXXX due to looking for a home for my children to move to XXXX with me. It was only then that I noticed that XXXX XXXX XXXX had put a {$100.00} collections on my credit report. I initiated a call to them and they informed me that this was a debt that I owed to XXXX XXXX. I disputed the claim and patiently waited for the outcome knowing that this was taken care of in XXXX of XXXX. Needless to say they didn't contact me with the result and I was only made aware that the dispute was declined by calling them. So from XXXX of XXXX to XXXX of XXXX not one form of communication and when we finally speak it was already placed on my credit report. I feel that this is unfair as if they had communicated to me via phone or the by mail to my new address in XXXX it would have never got to this point. Impacting a persons credit in the middle of the Covid Pandemic with no communication to the individual has had a life changing impact on my ability to secure the things I need to make my children 's and my life better. {$100.00} = 40 point impact on my credit score with no communication is simply not fair nor business like. Simply careless on their part.
|
| 11/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I started receiving phone calls in the middle of the morning on XX/XX/2020 about a XXXX bill I do not owe about around XXXX. I tried to call the collection agency and the number would connect or it would disconnect from service which I though was odd and crazy. I do not have a comcast account in the account above nor is it mine. I tried multiple times to call and discuss this collection bill which started months I got cable with the XXXX cable provider. I was receiving a bills in the mail from Sequium Asset Solution, LLC and applied for a job from them also when they sent me an employment application to fill out. I fill out the application twice but did not hear anything back from this business. I had gave them my personal information which I think they have been using to send me collection bills and to keep calling me in the morning around XXXX and until XXXX at night. Sequium has been sending me unsolicited mail with collection of bills I already paid or already a paid account with no disputes or issues when these companies because I still have my internet, cable and utilities on in my name. They started contacting other utilities and my employer to find my whereabouts and showing up at my house knocking on the door and messing with my car. I don't once this collection bill and they keep sending me collection bills and phone calls. All my bill are bill on time and this company keeps harassing me about a bill not owe to them because I have not been given anytime to pay this so call bill or heard anything about a XXXX cable bill.
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| 12/17/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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During the last week of XXXX I was given a settlement offer on my XXXX XXXX account. I was assigned Sequium Asset Solutions reference # XXXX. I was told 4 payments of $XXXX would be taken monthly during XXXX, XXXX, XXXX and XXXX.It was not made clear to me that these are post dated payments. I made XXXX payment by phone with a customer service rep. In XXXX I decided to call a make the payment early. I made a payment for $XXXX on XXXX.On XXXX a transaction for $XXXX by Sequium was showing on my XXXX XXXX Checkoing account, this was charged by the merchant to my debit card.I filed a dispute with XXXX XXXX and the funds were credited back to my account.I called Sequium on XXXX. The Supervisor informed me that my account was debited on XXXX because the payments were posted dated.--She also said the rep who set the payments up, set up the wrong amount.I asked if I could make the payment on or before the XXXX of each month through the automated system instead of having the account deibited. She said she would cancel remaining payments and note the account that I would make payments. She asked for the date I would make each payment. I told her I would make payments on or before the XXXX of each month.Today XXXX once again, the amount of $XXXX has been debited to my XXXX XXXX account, this was a Debit Card transaction done by Sequium.I called Sequium today and again, Supervisor XXXX said she would cancel all post dated payments and note the account I will make payments on or before the XXXX of each month(XX/XX/XXXX, XX/XX/XXXX).
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| 01/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XX/XX/XXXX I received a credit monitoring alert of a collection agency Sequim Asset Solution having a collection to my experian credit report with a delinquent dated XX/XX/XXXX. I have contacted the company and spoken with XXXX XXXX XX/XX/XXXX and explained that I wanted this debt verification because the address provided I have never lived in XXXX Florida and need copies of correspondence. He hung up the phone twice and today I received another notification that this same company has also added the same collection to my XXXX credit report of {$1200.00} with a date of first delinquent XX/XX/XXXX I called again and spoken with XXXX and let her know I do not own this debt and I need verification and wanted this debt correspondence to file a report she took my post office box address and says my correspondence will be in the mail within 7 to 10 days. I asked since I were disputing this debt and asked for this to be removed until this debt is resolved. XXXX says the debt can not be removed. Like I listed previously I have been with my current cell phone carrier over 9 years this debt is nothing that the law would allow to listed on my credit. I ask XXXX if I can have the original creditor 's name and number she gave me the name XXXX XXXX XXXX cellphone company and says I would have to look up the number myself. If this original company she says sold it to them wouldn't that information be available. I know that something unlawful credit reporting is happening and my credit is taking a hurting because of this company.
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| 08/18/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/20 I switched from XXXX XXXX to XXXX XXXX. On the XXXX final bill they added {$80.00} account charges for the period of XX/XX/20 - XX/XX/20. Dispute both the unknown charges and the dates for those charges. They also assessed an early termination fee of {$170.00} for XX/XX/20. I do not recall ever signing anything that calls for an early termination fee. XXXX can not dispute the date of cancellation. They had to release the numbers in order for me to switch.
I tried contacting XXXX on after I received their final bill on XX/XX/20. Was transferred to the billing department and hung up after waiting 60 minutes. Called back and the customer service rep told me I could wait for a collection letter. All attempts at phone contact result in long wait times.
I started receiving text messages for Sequium Asset Solutions ( XXXX XXXX? ). I texted back asking them to call me, they never did. I received their letter dated XX/XX/20. Went to their website and instead of letting me file a dispute, the site only allowed me to arrange or make payment. I used their contact link to formally file a dispute. I also used an email link to send a duplicate dispute through my email. I have never received an acknowledgement much less an answer. They have since place a collection account on my credit bureaus. I have request them to be removed but again no answer.
I acknowledge I owe the balance for the phone equipment but I won't pay that until we agree on the total billing.
Sequium ref # XXXX XXXX acct # XXXX Amount {$650.00}
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| 03/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Received a mail from Sequium Asset Solutions , LLC last XXXX XXXX, letter was dated XX/XX/XXXX, reference # XXXX, creditor name : XXXX XXXX XXXX found out from XXXX it is XXXX ) creditor account # ending XXXX, total due {$64.00}.
Letter with bold print You are here by notified that a negative credit report reflection on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
I called XXXX XXXX XXXX ) XXXX last XXXX XXXX XXXX staff confirmed that I do not have any pending balance, NO due amount. I informed the staff that I NEVER receive any equipment thus no service at all from XXXX in my XXXX XXXX address.
I called Sequium Solutions today, XX/XX/XXXX XXXX XXXX line kept ringing then my call got cut. I called Sequium using another number at XXXX XXXX answered, he informed me that it was indeed from XXXX for an equipment costing {$59.00} plus tax which amounted to {$64.00} that delinquency was reported XX/XX/XXXX. I told XXXX XXXX am disputing the charge and I NEVER received any equipment and NO service availed in my XXXX XXXX address, I am currently using a different internet carrier.I also told him that I verified with XXXX and XXXX confirmed that I do not have any pending balance.I also mentioned to XXXX that if XXXX XXXX was the delinquency date, XXXX never sent any bill to my XXXX XXXX address that I could have disputed it earlier or XXXX never sent any mail that showed any documentation that I received any equipment from them.
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| 05/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/XXXX I contacted Sequim Asset Solution, LLC I spoke with XXXX XXXX, and ended up having to speak with a manager due to her rudeness over the phone. I spoke with a Supervisor named XXXX, I was advised that once I paid the account in full, I would get a letter of confirmation via email stating that the account was paid in full the payment cleared, and the collection would be removed from my credit report. At the time the only one it was reported to was XXXX
The next day I received a notification from a credit monitoring source that I have, stating that a new account has been reported to XXXX on XX/XX/XXXX right after I paid the account off on XX/XX/XXXX, They had no right to do that, this was pretty foul, I did not receive anything in writing via email as promised, and I was not advised that it would he reported to another credit bureau that they have not reported to. This is bullying my credit, why would you report a collection that has been paid off to a credit bureau that you didn't report it to in the first place. They said it would be deleted, and I want it removed. This is credit report bullying, here it is XX/XX/XXXX, and have yet to receive the letter of confirmation via email as promised.
There was not reason for them to report a new account as they told me that it would be deleted once the balance was paid in full. The said that the would send communication to the original creditor advising them that it was paid in full. The account is settled and I want the account removed as promised.
|
| 02/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I spoke with a XXXX XXXX representative XX/XX/2020 asking about this deliquent account with them. I provided the account number on the collection letter and the respresentativr stated that was not a valid account number and have no record of an account with them being in collections or past due. I asked the XXXX representative if they were affiliated with the collection agency Sequium Asset Solutions , LLC. Which representative said no and it sounds like a scam. After speaking with XXXX, I checked the XXXX XXXX XXXX and found that this collection agency had over 271 complaints against them. Most of them were for the month of XX/XX/2020. The complaints were all the same ; complaints about debt being collected that they did not own and being reported on their credit report. None of the consumers accounts being collected on were legitimate accounts and how this company got their personal information to even report it is crazy.
I want this issue resolved before I get a reporting on my credit report from this collection agency.
XXXX confirmed that this was a fake account number and not associated with me or their company.
The amount of {$420.00} is not a bill from XXXX and was advice that this was a scam. Judging by the complaints I see online I definitely believe that.
The account number from XXXX that this company is trying to collect on XXXX is not a real account number. Please have my personal information from your company and do not send me any further correspondence regarding this fake account.
|
| 09/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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On XX/XX/2020, I received a notice from Sequium Asset Solutions that they were collecting a debt I owed to XXXX ( see attached ). I do not recognize the debt or believe that I owe anything to XXXX or Sequium, so I sent a validation letter ( attached ) asking for additional information about the debt. I sent the letter to the address provided on their letter asking that they stop collection efforts until they provide me information proving that I owe the debt they are trying to collect.
I did not receive any of the information I requested in my validation letter. I did, however, receive calls from Sequium attempting to collect the debt on XX/XX/XXXX and XX/XX/XXXX ( see attached phone records, relevant calls are highlighted ). On both occasions, I answered the call and explained that I sent a validation letter and I need further information about the debt before I was willing to discuss payment. I further advised that further attempts to collect the debt are in violation of the Fair Debt Collection Practices Act, at least until they can provide the requested information. On both occasions, the person I spoke to advised me that if I have questions about the debt, I will need to contact XXXX XXXX billing department and that they do not have to provide billing information since they are collecting on XXXX XXXX behalf.
I have continued to receive calls from Sequium Asset Solutions, most recently on XX/XX/XXXX, twice on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX ( see attached cell phone call logs ).
|
| 05/17/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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This is regarding the account I had with XXXX XXXX XXXX XXXX, account # XXXX. My regular monthly billing for the internet service was {$30.00} which I paid diligently. One fine month my bill increased by {$55.00} to a total of Appx. {$87.00} ( just for internet service! ) without any contract notification to me. I called them to rectify the ghost billing, and they said that there is now increase to my billing amount ( without notifying me and giving me the opportunity not to renew their services with them ) and that I had to pay that extra amount. I disagreed to that and Paid them the {$30.00} that I was actually obligated to pay. I also cancelled their services and returned their equipment to the nearest service center I had three phone calls with XXXX XXXX XXXX to resolve this. I also notified them on 2 separate call that I was also receiving separate ghost billing with a different name ( XXXX XXXX ) to my mailing address. XXXX XXXX XXXX acknowledged that it was a case of fraudulent identity theft.
XXXX XXXX XXXX did not rectify the ghost billing. They sent the {$55.00} amount to a collection agency called SEQUIUM ASSET SOLUTIONS, ( XXXX ) XXXX who did not notify me of any collection via Mail, but placed a claim notification with XXXX. Now my credit score is negatively impacted for no fault of my own.
I want to lodge formal complaint against XXXX XXXX XXXX XXXX and Sequium asset, for harassing me for bills that I do not owe. They need to be penalized for creating undue financial misery.
|
| 06/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
on XX/XX/2023 I received an email from Sequium Asset Solutions , LLC stating allegedly that I owe a debt to XXXX XXXX XXXX XXXX I have not supplied proof under the doctrine for estoppel by silence. Engelhardt V Gravens ( MO ) 281 SW 715,719. I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists. In a good faith effort to resolve this matter amicably. I state my demand for proof of the debt, specifically the alleged contract or other instrument bearing my signature as well as the proof of your authority in this matter. Absent such proof you must terminate this collection action and correct erroneous reports of this debt as mine. For the record I state again that I have no account with you, nor am I your customer, nor have I entered into a contract with you. I must ask for the following information please evidence your authorization under 15 U.S.Code 1692 ( e ) and 15 U.S.Code 1692 ( f ) in this alleged matter. What is your authorization of law for your collection of information? What is your authorization of law for your collection of this alleged debt? 15 U.S. Code 6802 Obligations with respect to disclosures of personal information. A financial institution may not directly or through any affiliate, disclose to a non affiliated two party any non public personal information unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 disclosure of instituition privacy policy.
|
| 06/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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|
Web |
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Sequium Asset Solution, LLC XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX My name is XXXX XXXX, I'm making a complaint against Sequium Assets Solution, XXXX XXXX XXXX transferred the collection account to Sequium Assets Solution which is a third party, Im no longer under contract with XXXX XXXX XXXX ... ... ..On XX/XX/2020, I called Sequium Assets solution paid {$290.00} in full, 1st representative told me a paid to delete letter will be mailed to my home within 7-10 business days, never received a letter, called on XX/XX/2020 requested my pay to delete letter to be sent to my loan officer, I'm trying to purchase a home, this has been a nightmare resolving my paid to delete account, 2nd representative said the company will not send a paid to delete letter, the account will showed paid in full through the credit bureaus, I'll receive a letter within 7-10 business days, again no letter was sent, I requested to have the letter emailed or faxed, my request was denied, I was given a reference number to go on the website to receive a letter which will take 24 to 36 hours, it was the wrong reference number ... .. I called on XX/XX/2020, 3rd representative stated the account is paid in full, the company has a right to keep the collection on my credit report for 10 yrs because they are within their right according to the FDCPA, I need to call the credit bureaus to remove the collection a letter will be sent within 7-10 business days Very Hopefully, XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX
|
| 09/08/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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I submitted a complaint against Sequium Asset Solutions on XX/XX/XXXX for a false claim that I owe XXXX XXXX XXXX debt that was already paid. XXXX XXXX XXXX presented false records for cable service that I didn't have after XX/XX/XXXX, and they were uncooperative in resolving the issue. The previous CFPB Complaint Number was XXXX.
I also submitted a XXXX Complaint on XX/XX/XXXX and XXXX XXXX with Sequium Asset Solutions agreed to resolve the complaint on XX/XX/XXXX by " A deletion of our account will be processed to have our account deleted from your credit file with the three major credit reporting agencies. There will be no further communication from our office regarding the account. On behalf of Sequium Asset Solutions , LLC I want to apologize for any inconvenience that this may have caused you. '' However, Sequium began corresponding with me by mail last week by sending the same XXXX XXXX XXXX debt collection bills. Ms. XXXX didn't keep her word that was previously given. She doesn't answer her phone and her voicemail is always inactive.
This morning, I received an email from XXXX Credit Bureau stating that my " FICO Score decreased, and my FICO Score Rating changed. '' My credit score dropped 22 points from XXXX to XXXX from Excellent to Very Good for no apparent reason. I checked by credit report and there is no change to my report. I can't file a dispute on the XXXX site because there is no change to my report except for the decrease of my credit score.
|
| 08/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Sequium Asset Solutions , LLC Is in violation of 15 USC 1692 ( C ) ( A ). A debt collector may not communicate with a consumer in connection with the collection of any debt. Sequium Asset Solutions , LLC. Is in violation of 15 USC 11692 ( B ) ( 2 ). Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall not state that such consumer owes any debt. Sequium Asset Solutions , LLC. is in violation of 15 USC 1692 ( B ) ( 5 ). Not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt. Sequium Asset Solutions , LLC. Is in violation of 15 USC ( D ) ( 2 ). The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. Sequium Asset Solutions , LLC, Inc has failed to provide me with proof that I owe a debt. I do not want to see statements, I want to see actual proof that I owe thjs " alleged '' debt to Sequium Asset Solutions , LLC. There is no contract Ive signed with them or accounting ledger. According to 15 USC 1681 Section 602 States I have the right to privacy. Sequium Asset Solutions , LLC has no right to report any information onto my credit report without my written consent according to 15 U.S.C 1681 Section 604 A Section 2.
|
| 04/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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In XXXX XXXX XXXX XXXX XXXX had told me I owe XXXX for a free phone. I had informed them in XXXX I didn't not owe the amount. I am being charge wrongly I had to contact the complaint office, President office, corporate office, receivable office. it took until the end of XXXX. I just decide to pay the XXXX in full so I would not have XXXX XXXX XXXX on my credit, they found out I didn't owe the bill and they did a reversal and refunded my payment removed XXXX XXXX XXXX off my credit and cleared the account Before they had fixed the issue this company Sequim collection agency LLC brought the account from XXXX XXXX XXXX. began sending letters and calling I didn't know what was going on I called XXXXXXXX XXXX XXXX back I was told that the account issue was cleared. I told them I had talked to a MsXXXX XXXX at Sequim asset solutions who was not very cooperative. XXXX XXXX XXXX response was the sent Sequim solutions to remove me off there account. It was reported to the credit bureau that my account was XXXX they were ask to release me from there account. by I was told because I never owed the bill. They are yet on my credit. I informed I was told they had contacted Sequim asset solutions to remove themselves off my credit they are yet in denial of removing Sequim asset solutions off my credit. Here it is XXXX and have yet to get this in correction. I have taped conversation of all party including Sequim asset solutions upon request of what all parties response was.
|
| 08/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I was a XXXX customer for over 5 years when I decided to switch to another carrier ( approximately XXXX of XXXX ). When I switched, I *believe* XXXX continued to bill me ; therefore, I called their customer service number ( early XXXX of XXXX ) to receive an accounting. XXXX informed me that they could not give me an accounting because they could not access my account. They stated that they could no longer use my phone number to look up the information. I went to the XXXX store in XXXX, Arizona but they could not look up my information either. I informed XXXX that I would not pay their bill until I had an accounting, which I have never received. I have spent more than a few hours trying to obtain this information.
I discovered recently that my XXXX XXXX dropped from XXXX to the low 600 's because of the XXXX dispute. I, therefore, called them again on XX/XX/XXXX to inquire about the amount of the bill and to ask that they reverse all damaging reports to my credit related to this matter. The collection arm of XXXX informed me that they would send documentation in the mail but I have not received this information.
The amount that XXXX is attempting to collect is {$170.00} but what concerns me most is the damage to my credit which is nearly perfect. XXXX has made a few offers to settle but has still not provided an accounting nor will they promise to expunge my credit damages.
Finally, I wonder if XXXX has a pattern of this practice.
Thank you, XXXX XXXX
|
| 06/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/20 : I received a notification from my credit monitoring service that there was a new collection on my account by sequium.
On XX/XX/20 : I called sequium paid off the entire amount in full, eventhough I never received written notice of the debt or it was going to be reported to my credit bureaus. I was told by the representative that it will be deleted from the 3 credit reporting agencies within a week and I should receive a letter in my email stating the debt was paid in full.
On XX/XX/20 : I called sequium back and spoke to numerous persons on the phone. I was actually hung up on twice. I told the customer representatives that I never received the letter of paying in full as promise and I asked how long would it take for sequium to remove this collection off of my credit reports. They said they do not remove collections off of credit reports, eventhough they are the ones that reported them.
I also told them that I didnt receive written notification about the debt prior to it being reported to credit bureaus. So, I could atleast review the debt or dispute it. They failed to comply with FCRA ; after stating this to one of the customer service representatives. I was told to email them as to why it should be deleted and to write that I didnt receive written notification and they were not complying with the fair credit reporting act.
I still havent received any definitive reply stating that when the collections will be removed off of my credit.
|
| 01/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
In XX/XX/XXXX I checked my credit report and found a collection agency filed a collection report {$260.00} charge for XXXX services from an address in XXXX FL. I have never done business with XXXX or been to XXXX, XXXX XXXX XXXX FL. I have lived in XXXX XXXX FL for XXXX yrs. The collection agency is Sequium Solutions, XXXX XXXX XXXX, XXXX. XXXX GA. XXXX. I've contacted them 3 times by phone. They only want my SS #. Nope. Or immideate payment. Nope. They will not tell me how they connected my credit report with an address 300 miles from where I lived at the same address for 24 yrs. I never received any phone calls, ( same number 16yrs ) or mail ( same address for 24 yrs ) Obviously wrong person. I filed an ID theft report with XXXX XX/XX/XXXX, but have heard nothing back for 3 months. On XX/XX/XXXX I filed complaint with State of FL, as that is where action took place. I also file with the State of GA, to examine Sequiums business practices, as that is Sequiums home office. Also filed with XXXX. I am filing next with FCC against XXXX as the originator of the info to Sequium. Sequium has ruined my credit rating causing me to pay more for auto/home owners insurance. I can't get a new credit card. I sold my house in XXXX county and closed on XX/XX/XXXX. This may have made my name pop up. My belief is Sequium found numerous names near mine, with similar demographics, filed on numerous credit reports, hoping something will stick. No matter whose credit they ruin.
|
| 11/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
In the response to my original compliant, Sequium Assest Solution response was Sequium Asset Solutions , LLC is a collection agency representing XX/XX/XXXX XXXX University in association with a collection claim on original account number ending in XXXX ; our account number XXXX. XXXX XXXX is listed as the responsible party and all communication from our office has been regards to the account. The account has been placed in a disputed status and verification of the debt is being requested from our client and will be mailed to the address on file. Collection activity will cease providing you time to receive and review the validation of the debt provided by our client.
This account need to be removed from my credit URGENTLY or I will seek legal action!!! Ceasing collection activity is NOT a problem OR SOLUTION TO MY COMPLAINT AS THE COMPANY NEVER CONTACTED ME TO BEGIN WITH ( AS THEY ADMITTED IN THEIR RESPONSE ).
PLACING A UNVERTIFIED DEBT ( AS THEY ALSO ADMITTED IN THEIR RESPONSE ) IS ILLEGAL. THE REPORTING OF THIS ACCOUNT IS NOT RIGHT.
The Fair Credit Reporting Act PROHIBITS credit bureaus and collectors from furnishing incorrect and unverified information on a consumer reports, this account is admittedly not verified. Also as stated in my original dispute, XX/XX/XXXX XXXX is a result IDENTITY THEFT. Legal documentation of such identity theft has been provided go XX/XX/XXXX XXXX and Sequium Assest as well as ALL credit bureaus.. REMOVE THIS ACCOUNT.
|
| 07/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
On XX/XX/2020, I contacted XXXX at XXXX to cancel my wireless service. At that time, I was told that I would be sent a final bill. On XX/XX/XXXX, I received an email notification stating the following : Friendly reminder Past Due Amount : {$130.00} Total Amount Due : {$170.00} Account Number : XXXX Date : XX/XX/2020 On that very day ( XX/XX/2020 ) I contacted XXXX at XXXX and spoke to an agent for 15 mins explaining that I had cancelled by service on XX/XX/XXXX. The agent agreed with the cancellation date and stated I would receive a final bill.
Yesterday, XX/XX/XXXX, I received a notice from Sequium Asset Solutions informing me that I owe {$170.00}. I have now spoken to 2 agents and only a few moments ago I was notified by XXXX XXXX # XXXX that even though I had transferred by phone number to another carrier on XX/XX/XXXX, I still have to pay for service through XX/XX/XXXX hence the bill for {$170.00}.
Not one person from XXXX on either the XX/XX/XXXX or XX/XX/XXXX mentioned that I would continued be charged through XX/XX/XXXX. This is deception at every level. Here I was expecting a final bill of approximately {$20.00} only to NOW be turned over to collections for a bill of {$170.00} which no XXXX employee notified me of or took the effort until explain that I will still have to pay the full bill. Their one and only response is " you will be receiving a final bill. '' On the XX/XX/2020 I was told to expect the final bill in a couple of months.
|
| 09/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After being denied credit, i pulled my credit report. As i reviewed it i noticed several bogus accounts listed. As such i disputed with the three bureaus. The collector verified the debt. I was never sent any notifucation letters or right to dispute communications from them. I therefore sent a dispute letter i. Accordance with my rights under the FDCPA which was ignored. Its been over 60 days and i have had no response. This is not my debt, the have willfully ignored and violated the FDCPA and laws. This continued to hurt my credit and inflict damages to me fininacially as well as my reputation.
I have also sent numerous emails to both the caand XXXX. I discontinued my service in XX/XX/XXXX due to fhronic issues with XXXX for charging me for cable but it never worked, equipment i couldnt use since servicedid not work andfor charging me rates thatwere not agreed to. Thry illegally chsrged me for three months service st inflated rates after i stopped service. They also promised me full credit for service and equioment fees for the 7 months i chrinically complainedut was forced to pay on threats till i saidenough was enough and i would not pay. They then cut me and i cancelled all services. I had no contract no committment when wegot the services. Ivebern fighting this over ayear now and they keep damaging my credit. I have filed aFGG complaint. They havent responded to my responsesfor infotmation thry requested and are violating oth the FCRA and FDCPA
|
| 10/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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First- I see over 400 reviews on XXXX saying that this FAKE debt collection company is a SCAM and so many users claim they have been reporting to government agencies. So I implore you to take action before more vulnerable people lose money.
The company is called Sequium Asset Solutions , LLC In my case, they keep claiming they are representing XXXX XXXX XXXX XXXX ( I can see from many other complaints that they typically claim they are representing any sort of phone or internet or cable companies ).
Personally, my phone is linked to a Business account in my partners name so I have NO account at all with XXXX XXXX XXXX. It also shows that the account is related to an INTERNATIONAL mobile number and I have never lived outside the US or had an international number.
When you call them they attempt to " VERIFY '' your account and try to get very personal information from you. If you do not provide this additional information ( info that the real XXXXXXXX XXXX XXXX would never ask for ) they will not talk to you.
I have been receiving multiple threatening letters from them since XX/XX/2022. The letters claim that I owe {$250.00} for an XXXX XXXX XXXX XXXX number XXXX. I have also confirmed at an XXXX XXXX XXXX store that this is a SCAM and they do not call their company XXXX XXXX XXXX XXXX and that is not a real number.
I have put an identity fraud block on my credit report. I am not sure what else I can do other than report this company here.
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| 09/04/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor.Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. I've disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 07/13/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Around XX/XX/XXXX I cancelled all services with XXXX XXXX XXXX. I returned all equipment expect modem because the XXXX person would not take it to return it. She said they would just throw it away if I gave it to them, I didn't. I put it away when I got home and forgot about it. Not long after I received a check for overpayment. As far as I was concerned I didn't owe XXXX XXXX XXXX anything. That is until late XXXX when I started to receive collection mail and phone calls. I called XXXX XXXX XXXX and explained, again, XXXX would not take the modem. They did not care I owed the money they said.
I bought a 2nd house and in the move I found the modem. I called XXXX XXXX XXXX on XX/XX/XXXX to let them know I found it and would be returning it. They said OK and would make notes about me calling and stating I would be returning it. I took the modem to XXXX on XX/XX/XXXX and retuned it, XXXX # XXXX. I called XXXX XXXX XXXX on XX/XX/XXXX to confirm receipt, they said it was not returned. I gave all the information from the return slip, and started an escalation process. On XX/XX/XXXX received an email stating ; STATUS : CLOSED-NOT-ADJUSTED ROOT CAUSE : Equipment Not Found in DB or Supply Chain I returned their equipment per their process yet XXXX XXXX XXXX will not accept the proof I returned the modem. I was able to get the XXXX location to provide even more proof that I returned the equipment.
This collections was reported on my credit reports.
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| 04/11/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In XX/XX/XXXX, I was living as a student in MD and wanted to set up internet service with XXXX. They kept getting my address wrong and were not able to set up service in that exact area but multiple accounts were opened under my name to correct their mistake. After dealing with them not getting the internet service set up in a timely manner, I asked all accounts be closed under my name. I was assured that was the case.
XX/XX/XXXX, I received a bill in my name on my current address in PA that I owed {$88.00} and another {$1200.00}. I called XXXX and she removed {$88.00} charge and closed the account. She said I'd have to call back regarding that {$1200.00} charge because she could not see it on her end of the system.
I call back multiple times in XX/XX/XXXX and XX/XX/XXXX and they have had difficulty looking up my account because the account is closed. It took several agents and being bounced from one department to another until I landed a representative who was able to look up the information. She told me I did not owe this amount because I received no services. She assured me she removed all charges and I would not have to make a call again.
I received a letter from a Sequium XXXX XXXXr agency this XX/XX/XXXX that I owe {$1200.00}. This is grounds for harassments against XXXX and XXXX XXXX XXXX for billing me charges I received no services of and potentially reporting it to credit bureau agencies to harm me financially and emotionally.
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| 08/01/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor.Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. i disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
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| 07/21/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Date of Installation : ( at current address ) XX/XX/XXXX XXXX Number : XXXX ( which is supposed to be closed due to a change of address ) XXXX ( my current account that they gave me after the move ) The money I paid XXXX : $ XXXX ( for service ) {$1000.00} ( for equipment ) {$0.00} balance due as of XX/XX/XXXX ( see attached ) XXXX has been harassing me for {$500.00} for an account that is supposed to be closed. I have called them multiple times about the matter, and they have been no help to me, because they keep lying to me over the phone stating that the account is closed and wiped.
I even showed them proof that I sold the house and no longer lived at XXXX XXXX XXXX, and I also attached the closing disclosure of the house to show proof that I'm no longer at that residence. No matter how many times I call them and tell them that I don't owe them money on a account that is supposed to be closed, they still don't hold up on their end and close the account, they just keep charging it. Now they have sent a total of {$710.00} to a debt collector, Sequium Assets Solutions, LLC, which is detrimental to my credit score, because it looks like a delinquent that doesn't pay my bills. I have attached a full story of the mayhem XXXX is putting me through in a file named : XXXX XXXX XXXX XXXX Claim ', and you are free to post it on your site as a complaint as well.
I can also give any further information needed to rectify this situation.
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| 11/18/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/ XXXX XXXX sent a debt validation letter to XXXX XXXX XXXX XXXX XXXX XXXX XXXX GAXXXX, Its been more than 30 days and they have not responded my request. ( letter attached ) I am distressed that SEQUIUM have included the information below in my credit profile and that they have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy.
Re : Account # XXXX Please remove it from my credit report. I respectfully request to be provided proof of this alleged item, specifically the contract with me and your company SEQUIUM, note or other instrument bearing my signature. Failing that, the item must be deleted from the report as soon as possible. The listed item is entirely inaccurate and incomplete, and as such represents a very serious error in your reporting.
Please delete this misleading information and supply a corrected credit profile to all consumer reporting agencies who have received a copy within the last six months, Pursuant to 15 USC 1692c ( c ) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with through any and all mediums.
Pursuant to 15 USC 1692c ( c ) ( 2 ) I am invoking my specified remedy as a consumer, and the original creditor I am demanding all of the following : XXXX XXXXXXXX XXXX out the balance on this account Deletion from all consumer reports.
Best Regards XXXX XXXX XXXX
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| 07/12/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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For several months I have tried to fix my bill with XXXX XXXX XXXX I would call their 800 number and they would keep me on hold and constantly hang up the phone. I disputed the bill they sent me and waited for a new one which I never got. I also received a letter from them stating that they would cut it in half which I also sent to them and they did not honor what they wrote so I contacted their head office and send them the letter I was also told that one of the phones was free they never took it off the bill as well as the activations and half of specials was not on the bill after several months of waiting. I never got a bill after contacting the head office and sent them all documentation. As of today 's date I never got the final bill that was suppose to be half off and then 800 off the phone. I do not owe the amount of {$3700.00} as stated in the collection notice from Sequium Asset Solutions LLC the consumer has letters where XXXX XXXX XXXX promised to cut bill in half and as of today 's date that has not happened nor the {$800.00} credit nor the activation specials taken off of bill. During the time I had the phone it was constantly having to search for wi-fi even after they told me I had unlimited data. If I have unlimited why is the unlimited never working? I would call about this for I constantly required the use of WI-FI from other carriers after having to be billed full price for services not received.
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| 01/13/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I went to get a credit report from XXXX to apply to an apartment on XX/XX/XXXX. I saw that my credit score was over XXXX points lower than the last time I checked because I supposedly opened an account with XXXX MOBILITY on XX/XX/XXXX and owed {$1600.00} which was sent to Sequium Asset Solutions for collection. The problem is that I never opened an AT & T account at all. I called Sequium and they said they couldn't pull up my account based on the account number I could see on XXXX - XXXX - or my name. They said I had to give them my social security number. This seemed very suspicious to me and I refused. I asked to speak with a supervisor and they said I could not. They said I could give them the last four digits of my social which I did. They found my account. I confirmed that I did not open the account or give permission to anyone at any time to open any accounts in my name. They asked me if an email address was mine that used a variation of my name and it was not mine, which tells me this was a case of identity theft. They asked if I recognized an address which I did. They asked how long I lived there and what my current address was. They gave me a link to report fraud with XXXX XXXX XXXX. When I went to the link it also asked for my social security number and wouldn't let me submit my report without it. I did not trust this. I sent Sequium a certified letter telling them to remove this debt from XXXX.
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| 01/30/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I had an account with XXXX XXXX XXXX as part of my business in XXXX, XXXX through XX/XX/XXXX. When I sold the business and left the city in XX/XX/XXXX, I returned the equipment and closed the account thinking I was in good standing. Unbeknownst to me, XXXX XXXX XXXX continued billing me apparently for months and I was given no notification in order to be able to sort it out with them ( I had moved back to XXXX, XXXX ).
Fast forward to XX/XX/XXXX, I get a notification that there's a collections on my credit file from Sequim Asset Solutions for {$180.00} related to that account. I called XXXX XXXX XXXX and spent over 6 hours talking through it with them - they agreed verbally that it was likely a system mistake but since it had gone to collections, it was out of their hands. I called Sequim and they said it wasn't in their hands but rather, it was up to XXXX XXXX XXXX to pull the record.
I'm a person that had over an XXXX credit score and now this company has ruined my credit - it dropped over 60 points. I have no recourse and I feel helpless because I've worked very hard for the score I have. Just when I'm thinking to buy a home, XXXX XXXX XXXX falsely puts a collections on my account for a debt they agree I don't owe. I really need help fighting this corrupt company - it's not fair. I've never missed a single payment for even thousands of dollars EVER and now I have a derogatory mark on my credit.
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| 09/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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Sequimm Asset Solutions also know as Focus Receivables Management is posting a paid collection on my credit profile with the major reporting bureau this is the 3rd attempt at having this paid collection deleted from my credit profile the company is falsely reporting this debt and is in violation of my rights granted to me under the Fair Debt Collections Practices Act, this account was turned over to this collection agency whom i am not under contract with nor have i ever been under contract with nor was i ever notified of the attempt to collect on this debt upon seeing the debt posting to my credit profile i contacted the company and settled the debt i was never notified that this debt was due prior to posting nor did i ever have a chance to validate and dispute this debt. which the FDCPA grants me the rights to do those things before they can post to the major reporting agencies .by continuing to post this Paid debt to my credit profile is illegal, deceptive, and abusive i was never notified of this attempt to collect this debt. The FDCPA states that within 5 days of attempting to collect this debt i should have received a validation letter, Section 809 Stats that legally i should have been notified of the debt and then had i chance to dispute this debt which i was never granted, the company listed are in violation and if the collection is not removed from my report farther legal action will be taken
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| 04/02/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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To Whom It May Concern, The reason for my dispute is FOCUS RECEIVABLES MANAGEMENT {$870.00} was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ).
However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, FOCUS RECEIVABLES MANAGEMENT failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) FOCUS RECEIVABLES MANAGEMENT failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation FOCUS RECEIVABLES MANAGEMENT is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where FOCUS RECEIVABLES MANAGEMENT is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report.FOCUS RECEIVABLES MANAGEMENT has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
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| 03/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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( all times Eastern Standard Time XXXX XXXX ) XX/XX/2022, XXXX XXXX I received a notice from XXXX about activity on my credit report. I looked up my credit report on XXXX and found a collection account that is not mine on the report : - Credtor : SEQUIUM ASSET SOLUTION - Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX - Phone : ( XXXX ) XXXX - Original creditor : XXXX XXXX - Account number XXXX - Balance : {$1100.00} XX/XX/2022, XXXX XXXX I called the creditor at the phone number listed on the credit report. A voice response system answered, offering either a dial-by-name directory or an operator. I chose the option for an operator. I left a voice mail message with my name, location, phone number, and the nature of my call.
XX/XX/2022, XXXX XXXX I called the creditor at the same phone number. A voice response system answered, offering either a dial-by-name directory or an operator. I chose the option for an operator. The " My Tell Voice Mail System '' said the mailbox was full and did not allow me to leave a message.
XX/XX/2022, XXXX XXXX I sent a message to the creditor via a form on their website at this URL with my name, phone number, email address, and the nature of my request : http : //www.sequium.com/ContactUs/ContactUs.
I received a confirmation via email that the message I sent to this creditor via the web form was received. I have received no communication from any human about my issue.
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| 11/18/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I, XXXX XXXX received a letter from Sequium Asset Solutions on XX/XX/2021 in reference of a Debt for XXXX original creditor XXXX. On XX/XX/XXXX I wrote a notice to dispute the Debt and requested for validation of this debt with competent evidence that I have legal obligation to pay Sequium Asset Solutions LLC. For this debt. I mailed my notice on XX/XX/2021 certified mail. This debt has never been validated by Sequium Asset Solutions LLC and my notice for validation was sent within a timely manner of the 30 days of validation. Sequium Asset Solutions took it amongst themselves to assume that this debt was valid and completely ignored my my rights and my request for validation by not validating this debt or any portion thereof before reporting this debt to credit reporting bureaus slandering my name and damaging a portion of my credit. Sequium Asset Solutions also stated in their notice to me pertaining to this debt. That I should, '' please be advised this matter will not be reported to a credit reporting agency until 30 day validation notice as stated below has expired or validation has been sent to you. '' So Sequium Asset Solutions intentionally assumed that I let validation letter expire without requesting for validation within a timely manner and there was no reason for validation to be sent so this debt is valid. Intentionally taking away a consumers right to request for competent evidence.
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| 12/25/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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In 2019 I opened a cell phone contract with XXXX XXXX XXXX. A few months later, I decided to upgrade my phone early in the XXXX XXXX. I traded in my phone and the upgrade was complete. I got my next bill and it was about double what the bill typically should have been. I also noticed there was an additional line on my account. I called XXXX XXXX XXXX and was told that the representative in XXXX signed me up for a buy one get one deal, so I was being charged for 2 phones and 2 lines of service although I only had one. I asked what could be done to fix it, and I was told to return the phone that I had gotten in XXXX and the contract would be cancelled, and I would be charged nothing additional. I returned the phone, and XXXX XXXX XXXX claims that the return isnt reflected being reported by XXXX even though I have provided XXXX XXXX XXXX the return receipt, they need the return to be reported by XXXX. I had gone to the XXXX store, and the manager on duty spoke to a manager at XXXX XXXX XXXX. Neither business wants to adjust my bill, they agree that I shouldnt be penalized for the mistakes made at XXXX, but XXXX XXXX XXXX refuses to waive my bill. They are billing me for a phone that was returned to XXXX as well as services for an additional line that never existed. I am outraged and disgusted by XXXX XXXX XXXX. Theyre ruining my credit as a result of something that is absolutely not my fault.
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| 03/09/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was an XXXX customer with my mobile phone. I took out an insurance policy with their carrier ( XXXX ) in the event that my phone was lost/stolen/damaged ... I filed a claim and received a new phone and paid my {$220.00} deductible. Several months later I again reported my phone lost and was sent a new phone. However, I found the phone I reported lost and sent the replacement phone back ... and therefore should never have had to pay the deductible. So at this point, I am at one replacement phone. I later did crack my phones ' screen and requested another replacement phone. XXXX denied my the replacement phone ( which would have been my second phone ) as they said I already got two new phones. However, I only had one replacement phone, because the second replacement phone I sent back.
Keep in mind I had been paying XXXX XXXX a month for the insurance with their carrier.
I called XXXX and they said I was entitled to a new phone. I took upon myself to use three way calling and put an XXXX rep on the line with an XXXX representative The XXXX rep explained to the XXXX rep that I was entitled to a new phone after checking their records.
Before I switched to XXXX I paid the remaining balance with XXXX and just thought I'd have to eat the cost. I didn't know CFPB existed..
Can u please help me to resolve this dispute with XXXX and Sequium Collections My Sequium reference # is XXXX
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| 04/06/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
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I received notice from my mortgage loan officer, since I am doing a refi, that my credit report, from XXXX XXXX, my FICO score had dropped significantly by 60 points!
He stated to me, as result of a {$300.00} Collections on my credit score that I knew nothing about, I know I had return all my XXXX XXXX XXXX, equipment by XXXX on XX/XX/21.
I have the receipt from the local XXXX store. It was late, do to me getting sick last year, I called XXXX XXXX XXXX, on XX/XX/21, about my return immediately! of all my equipment and to remove the collection on me. The representative stated, once the next cycle hits, it would be removed. It never did.
I called XXXX XXXX XXXX a second time on XX/XX/21, to check if they notify Sequium Asset Collection they said they are still waiting for another cycle! I am frustrated now, so On XX/XX/21, I contacted Sequium Assets, the Collection agency, They would not remove or do anything. I returned all equipment and proof, but this did not matter. The representative stated, I had to pay to remove the collection, which he offered me 50 % discount, to settle the collection.
I mistakenly, by pressure by the stress of this major drop in my FICO score, I paid it!
This is wrong!
I want justice!
This is an unfair credit practices, by both XXXX XXXX XXXX and Sequium Assets, since I returned all equipment and had no ending balance owed by me for anything else.
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| 05/29/2020 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This debt is not mine I have enclosed proof of my identity and a copy of my FTC Identity Theft Report.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify [ the business where the account was opened ] and tell them the debt is the result of identity thef I have enclosed a copy of the Federal Trade Commissions Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Inform me that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
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| 05/13/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Copy of transcript from XXXX XXXX, the identity theft protection service to which I subscribe : Hello XXXX, Attached is our XXXX XXXX XXXX XXXX, which is being sent to you regarding the unrecognized alert for SEQUIUM ( xxxxxx XXXX ) collection XX/XX/2022 ( XXXX ), SEQUIUM ASSET SOLUTI ( XXXX XXXX ) collection XX/XX/2022 ( XXXX ), XXXX XXXX ( xxxxxx XXXX ) collection XX/XX/2022 ( XXXX ). Be sure to login to your XXXX XXXXXXXX account at www.idwatchdog.com to review your recent 3-Bureau credit report before completing the kit.
Please specify these on your police report, FTC report, and identity theft details page.
Before completing the attached kit, you will need to contact the collection agency directly ( SEQUIUM XXXX, XXXX XXXX XXXXXXXX ) for specific account information, such as who the original creditor is. After speaking with them, if you still do not recognize the account or the original creditor our Identity Theft Resolution Kit may be completed for resolution assistance.
Email the completed XXXX XXXXXXXX XXXXXXXX XXXX to begin the resolution process. Reply to this secure encrypted email when your documents are complete. If you have any questions or are not able to send your documents electronically, please call me directly at XXXX.
Sincerely, XXXX XXXX -- XXXXXXXX XXXX XXXX XXXX. Guaranteed.
XXXX XXXX XXXX XXXX XXXX - XXXX, Colorado XXXX T : XXXX Fax : XXXX XXXX XXXX
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| 08/02/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Sequium sent me a letter dated XX/XX/2022 claiming I owed {$100.00} to XXXX XXXX XXXX. Following the instructions in the letter I emailed XXXX on XX/XX/2022 ( see attachment : XXXX ). I used a CFPB form letter, changing very little of the text, requesting a copy of the last billing statement sent to me by the original creditor and all of the other information from the CFPB template ( XXXX XXXX XXXXXXXX XXXX
I did not receive any kind of reply.
I recently received another letter from Sequium, dated XX/XX/2022, trying to set up a payment arrangement. Since I already emailed them for more information about the debt on XX/XX/2022, I ignored the letter.
On XX/XX/2022, I noticed on my XXXX account that Sequium had added the debt to my credit history, taking me down XXXX points, even though they never got back to me with the requested information, which I thought was their obligation under the Fair Debt Collection Practices Act ( FDCPA ). So I emailed them the same text again ( attachment XXXX ). I have not received a reply.
It is possible that this company thought I never replied within a specified time, but I did email them on XX/XX/2022. Their letters were not sent via registered mail, no delivery confirmation, and the envelopes were not postmarked and dated, so I threw them away. Maybe they never saw my email, but the attachments show that I sent it, per their instructions.
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| 08/03/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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SEQUIUM ( Original Creditor : XXXX XXXX XXXX ) has filed a collections against me. I have submitted disputes in XXXX, XXXX, and XXXX regarding this account. It was removed for lack of verification by all three creditor bureaus and sold to another creditor and was again placed back on my credit report. Sequium and charter communications are the same company. I called this afternoon to request a debt validation letter and the two individuals I spoke with where leading the conversation and basically trying to get me to admit I owed this debt without telling what this debt is even for. I never received anything in the mail stating that I owed this debt and I ask them to validate this debt for me and the man on the phone stated that I had to provide all my personal information. The first woman I spoke with found my account with just my name. But they didn't have any other information about me because the types of questions she was asking seem to me like they were gathering it as we spoke. When I did not provide my social security number and address the gentleman hung up the phone. Before he hung up I asked them to send me a debt validation letter and he did not confirm he would. I would like a debt validation letter for this company. If this company can not provide me with this information they must remove this account from my credit report. Please assist me with this dispute.
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| 03/09/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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1 ) I disputed XXXX 's {$600.00} bill in letters via a ) Sequium Asset Solutions LLC dated XX/XX/2019, answering their billing dated XX/XX/2019 ; & another collection agency b ) XXXX XXXXXXXX, XXXX dated XX/XX/2019, answering their billing dated XX/XX/2019.
COMPLAINT : XXXX began porting over phone service XX/XX/2019 and completion date was delayed XX/XX/2019 because XXXX failed to assist me with unlocking the phone numbers associated with my PIN, which I could not remember causing a delay in porting services by XXXX. For that reason, XXXX knew I was cancelling service which was stated in a brief conversation with a female representative verifying service cycles that had just ended from XX/XX/2019 to XX/XX/2019, which I paid iao {$260.00} on XX/XX/2019. The new cycle began from XX/XX/2019 to XX/XX/2019. I also spoke with XXXX from XXXX just to verify that I no longer had service with them and owe nothing at that point, to which XXXX agreed. So, I was quite surprised to receive a XXXX bill via two different collection agencies. I would submit that nine days of service may be appropriate for billing by XXXX, which would be 9 days divided by {$260.00} being about {$29.00}. I then asked XXXX to investigate twice to which they sided with XXXX with no other explanation. I want to receive recordings of my calls to XXXX during the periods indicated above to support my complaint.
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| 07/17/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a negative reporting from this company. I disputed this debt in XXXX from another collections company. The CFPB reference number is XXXX. I spoke with the XXXX XXXX company and was able to get more details. The cable account was opened at family members residence with out my consent. Ive never reside at the house and authorize service and never signed any contract for that service agreement. After filing the dispute with CFPB in XXXX and advising the original creditor the account was not mine and I never authorize the account to be opened. The collection company removed the negative account from my credit reports.
On XX/XX/XXXX a new collection company SEQUIUM ASSET SOLUTIONS trying to collect on the same debt.
The company has never sent me any written notification. Ive called and was transferred to several people. I tried to explain the details above and was advised to just pay the debt.
This just appeared on my credit again and this is unethical and wrong, I'm asking for this to be removed from my credit .There trying collect a debt again that's not mine and never was authorized and was never able to provide some kind of contract agreement that I authorized. Im a victim of a family member opening an account with out my authorization at their residence .This was explained to XXXX XXXX . The account was removed and Im Requesting for it to removed again.
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| 03/09/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX, I penned a debt verification letter to Sequium/XXXX XXXX for an account placed on my consumer report that I do not recognize. In this letter I requested a verification of debt, including amount and account number, information for original creditor, documentation that they have verified that it is indeed I who is responsible for this debt and their license to collect in the State of Florida. I also requested that they remove this account from my report while they investigate. This letter was received by an individual from their office on XX/XX/XXXX ( documentation enclosed ). Because I requested this information within 30 days of the initial contact regarding this debt ( XX/XX/XXXX ), then according to the Fair Debt Collection Practices Act, I am entitled to all of the information that I requested in my letter to Sequium dated XX/XX/XXXX. As of today, XX/XX/XXXX ( well over 30 days since they received my request ) I have not heard back from Sequium. THIS IS A VIOLATION OF THE FAIR DEBT COLLECTION PRACTICES ACT. Since they have not supplied the demanded proof then I may presume that no proof of the alleged debt, nor therefore any such debt actually exists. Because they are unable to verify this debt, Sequium MUST remove this account from my consumer report. They have failed/refused to provide substantiated documentation or to even respond to my request.
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| 09/12/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Recently my credit report was pulled and I was told that I have a collection report form Sequium ( collecting for XXXX XXXX ) I have been a client and still am a client of XXXX and XXXX XXXX since 2015, so I didnt understand why they were reporting me as a collection.
So today I first called Sequium. A lady by the name of XXXX answered. I told her that I wanted to find out why I am being reported in collections with XXXX XXXX as I am not behind on anything. She asked for my name, telephone number and zipcode. She then asked for reference number. I did give her my name, telephone number and zipcode but I didnt have a reference number as I had never received anything in the mail from them. I did ask if she could look up my account with my social security number and she said she couldnt. She said she wasnt able to locate my account and she wasnt able to explain why they are reporting me as a collection I then called XXXX XXXX and spoke to a lady named XXXX ID XXXX. She is in the billing dept and said then there is no balanced owed and no lates showing in the system, and couldnt tell me why I am being reported as a collection on my credit report.
Please help me get this removed as this is clearly a mistake. I spend 3 hours today but got nowhere. Thanks for your help! I am attached a pic of that section of my credit report so you can see how they are reporting it.
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| 08/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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My ex wife was supposed to take my name off of the XXXX account and did not and even though my name is not on the account as per the collections company and the account was paid by my ex-wife they still will not immediately take it off of my credit report.
Below is the payment to collections for XXXX XXXX XXXX XXXX, account XXXX. XXXX did not know he had to return the old receiver. When The account was transferred over to his name, the representative messed-up and kept your SSN on the account.
Begin forwarded message : From : XXXX Date : XX/XX/2020 at XXXX XXXX CDT To : XXXX Subject : Payment Confirmation Dear XXXX XXXX, Thank you for making your payment in the amount of {$290.00} for reference number XXXX.
Please allow up to 3 business days for this payment to be reflected on your account.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.
Name, address and history of Collections Company SEQUIUM ASSET SOLUTIONS Last reported XX/XX/2020 {$0.00} Reported balance Original balance {$290.00} You owe 0 % of the original balance OVERVIEW Opened XX/XX/2020 ( 2 mos ) Account status Closed Type -- Responsibility Individual Remarks Consumer disputes this account information Original creditor name SEQUIUM ASSET SOLUTIONS XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX ) XXXX
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| 08/30/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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I had a personal account at : XXXX XXXX XXXX XXXX, FL XXXX. This personal account was closed and the company refuses to send me a return label for the equipment and final bill reflects these errors. They offer by phone to send return box for equipment but it never comes. When i call each phone rep gets an attitude and gives random addresses, with varying instructions. It took a XXXX and attorney general complaint each and every time no resolve. My credit report needs fixed asap as well. I know the company likes billing me for old equipment at top dollar, but id prefer a return label. All this during a hurricane fema disaster that caused me to move. On the phone since an XXXX american lady informed me since I used a derogatory language they would derogatory hurt my credit on purpose. This kind of tribalism in call centers is something that many call centers dance around, including this one. Please do not let a sensative young phone rep dictate and corrupt my credit score anymore. Lawsuits will soon be filed if the above isnt immediately remedied. Also please send a return label and final bill for the business account : XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, FL XXXX. Also please issue the 2 week prorate credit for the outage in XX/XX/2020 that was promised, as it still never was fixed and I got tired of arguing with the same people who are protesting like idiots.
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| 01/14/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In regards to a XXXX XXXX XXXX phone debt I called a debt collection agency by the name of Sequium ( ref # XXXX. I spoke with a representative by the name of the pseudonym XXXX XXXX. I told her I would call back due to my work schedule at approximately XXXX on XX/XX/21.
I called back and spoke with another representative, pseudonym XXXX XXXX at on XX/XX/21 at approximately XXXX XXXX. XXXX gave me terms to settle my debt. During this conversation XXXX explained that a settlement offer of 30 % of the full amount due. I agreed to these condition and a payment arrangement over the course of 4 months. Before the transaction could be completed this call was disconnected.
On XX/XX/21, I received a call from XXXX at approximately XXXX and she explained that the 30 % settlement terms were not possible. After explaining that this was not what I was told, she became rude, abrupt and clearly hung up the phone.
On XX/XX/21 at approximately XXXX XXXX I spoke with a representative with the pseudonym of XXXX XXXX. During this call, I was spoken over, the tone of her voice was very disrespectful and I was also hung up on.
I called back on XX/XX/21 at approximately XXXX XXXX to try to straighten the situation out and spoke with a representative with the pseudonym XXXX ( can not recall her last name ). Once I explained the same situation, I was hung up on AGAIN.
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| 08/20/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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I cancelled service with XXXX XXXX XXXX XXXX XXXX. I paid my final bill to them on the account. I then got a {$40.00} bill for unreturned equipment on XX/XX/XXXX. I had returned the equipment on XX/XX/XXXX. I have a receipt for the return from the XXXX store. I called and informed XXXX of this and they said that the warehouse probably had not recorded the return yet. They said they would get back to me, but never did. I assumed they found the equipment had been returned and canceled the payment due. Instead, they must have turned the debt over to Sequium Asset Solutions for collection.
On XX/XX/XXXX I got a collection letter from Sequium Asset Solutions , LLC demanding {$40.00} for a debt I can prove I do not owe. They threatened my credit rating. I called them and explained that I did not owe this debt and that I have proof the equipment had been returned. They said they would send the collection request back to XXXX XXXX XXXX XXXX XXXX for review. After verifying that this debt was not owed, I attempted to call XXXX, but the call ended when their automated system checked my account.
I called XXXX XXXX XXXX / XXXX on XXXX/XXXX/XXXX and was told the equipment was returned and not only did I not owe money on the account, I had a credit owed to me of around {$8.00}. And yet, XXXX XXXX XXXX / XXXX obviously sent this " debt '' to a collection agency.
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| 10/14/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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The reason for my dispute is Sequim ASSET SOLUTIONS XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ).
However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, SEQUIUM ASSET SOLUTIONS failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) SEQUIUM ASSET SOLUTIONS XXXX failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation SEQUIUM ASSET SOLUTIONS is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. XXXX I fail to see where XXXX XXXX XXXX is in compliance with OHIO LAW. I also have reported this account to the FTC, and XXXX Police Dept. I need this collection account to be removed from my credit report. SEQUIUM ASSET SOLUTIONS XXXX has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
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| 02/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Sequium Asset Solutions LLC, XXXX XXXX XXXX, XXXX XXXX, XXXX, GA XXXX is claiming I owe {$1300.00} for an account that I have no knowledge of. I have never owned/opened an account with XXXX XXXX XXXX I wrote Sequium Asset Solutions on XX/XX/2023 and disputed the debt and requested the name and address of the original creditor. Sequium Asset Solutions has not responded to date.
On XX/XX/2023, XX/XX/2023, XX/XX/2023, XX/XX/2023 and XX/XX/2023, the true owner of the account ( the individual who signed the contract ) called XXXX XXXX at XXXX to receive information on the past due balance. The information provided by XXXX XXXX was that the account balance was XXXX dollars. This information is different than what was provided by Sequium Asset Solutions , LLC.
On XX/XX/2023 ( XXXX XXXX ), XX/XX/2023 ( XXXX XXXX ) the true owner of the account ( the individual who signed the contract ) emailed XXXX to receive information about the debt and to date, has not received a response from XXXX, XXXX.
I called XXXX XXXX at XXXX on XX/XX/2023 to discuss with the company directly as to why my name is listed on an account I have no knowledge of and never signed for. After being on the phone with XXXX XXXX for 31 minutes, I was transferred to three different departments and eventually was transferred to a voice mail which said that there was no one available.
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| 01/07/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I began receiving multiple credit alerts through my credit card company in XX/XX/XXXX. The alerts claim that I have an account with Sequium Asset Solution & received a major derogatory status. They claim that they have not received payments for a past-due account for 120 days or longer. These credit alerts have negatively impacted my XXXX XXXX even though these claims are completely false. My credit card company was able to tell me that the creditor was XXXX for a collection of {$570.00}. I have not had an account with Spectrum since XXXX and after reaching out to XXXX directly, they confirmed that my account was closed and there was no active account under my Social Security Number. They did not recognize any report to Sequium Asset Solution. I have attempted to contact Sequium directly many many times, with two different phone numbers, and have had no luck in reaching someone. I have also tried to reach them through their message portal on their website without any success. I have never had an account with Sequium as they claim and do not owe any outstanding bills to XXXX. Even if I did owe a debt, they have made it impossible to reach them. I have submitted a request to dispute these false claims through my credit card company and am hoping to delete this from my credit score which has been Excellent, a score over XXXX, for many years.
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| 06/13/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
Older American |
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XX/XX/2020 - started receiving phishing emails and spam calls from several entities. I reported each, as well as this particular agency, Sequium Asset Solutions, as spam since I carried no debt, and did not know the company XX/XX/2020 - saw a drop in my credit score ; and a collection action for {$100.00} by Sequium Asst Solutions LLC for a cable company called XXXX XXXX ; I immediately filed disputes with XXXX and XXXX. Did not receive a fraud alert from XXXX, although I registered for fraud alert thru XXXX. I've maintained my cable services through a totally different company for years, never from this company.
XX/XX/2020 - both reports inaccurately claim the debt as accurate. It is not. My identity was hacked. I do not know the company, never made or authorized any merchandise or service or account from the company.
I want it rectified and my personal information protected. I do not, and have never had an account with XXXX XXXX.
I called XXXX but since I could not immediately recall past loans and exact amounts during my XXXX years of life, they want me to mail copies of my state ID, utility bill, name, SSN, Date of birth email, and phone numbers to a PO Box . I fear my identity was hacked, and better judgment dictates I do not put physical copies of every piece of personal identification in the mail.
I need this rectified now.
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| 01/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a call from Sequium Asset Solutions on XX/XX/22. They immediately asked me to verify my name and address. I replied saying I am more comfortable with her telling me what they have on file and I will confirm if it is correct. The lady ended the call.
I called back and told the person who answered what happened and she asked for my name which I gave her. She gave me their website, www.sequium.com and a reference # so that I could look up my account. I kept her on the phone so that she could walk me through the screens. I put in the reference number and then it prompted me to enter the last 4 of my SSN which I entered, to no avail. I entered the last 4 of my SSN twice and got an error message saying it was invalid. The lady on the phone instructed me to enter 5900 which worked. I told her those number are not the last four of my SSN, but she said that is what they have on file. Also the address they have on file for me is from 7 years ago and she wanted me to give her my current address, which I refused. I then asked her who the original debtor is and she said it should show the name of the hospital on the screen next to 'Original Creditor ' but that information is not present. I told her their claim of my owing {$430.00} to an unknown party doesn't seem legit and that I plan to report them to the FTC. I then ended the call.
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| 03/26/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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I noticed a collection notice placed on my Credit Report ( all 3 bureaus ) by a collection agency named Sequium Asset Solution on XX/XX/2019. The original creditor name is XXXX. This is not my account and I never received any collection calls from the collection agency or XXXX.
I have no XXXX accounts so I reached out to XXXX, they said that they couldnt find any accounts under my name or the address i have lived at for the past 7 years.
I then called Sequium Asset Solution at the phone # provided on the credit report ; XXXX. They couldn't find any account under my name or address either but they said they will get back to be. I didn't hear back from them so I called again and the same thing, they said they couldn't find any account with my information. I asked to be transferred to another department that could tell me more about this account. I was transferred to another department and they asked my for my SSN and other info. They still couldn't find any account under me. They asked me to fax them the Credit Report where is see the collection notice, i have been trying to fax them the credit report at the number they provided, XXXX, but that number is not accepting faxes.
My Credit score has dropped by 100 points due to an account i never had and i am not sure how to get this resolved. The Collection agency has been of no help.
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I have been trying to resolve issues regarding a debt on my credit report that does not belong to me. My first letter to the credit bureau was in early XXXX I have asked to be sent copies of original documents signed by me stating these are in fact my debts but neither the original creditor or debt collection agency has provided these to me. All they have repeatedly sent to me is a notice stating the debt was confirmed but nothing was provided to me as asked. I have copies of all the letters I have sent to them XXXX original creditor and debt collection agency ) trying to get this resolved since XXXX with no avail. I have tried to resolve this with them before making a complaint but I now feel like I have no other choice. The companies I am referring to are listed below. I hope I can get this resolved quickly.
Sequium Asset Solutions ( XXXX ) Acct # XXXX debt {$440.00} " Not mine '' I have a current account with XXXX since XXXX and I am still with them and my account is in good standing. I have asked for copies of original documents and none have been provided.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Acct # XXXX debt {$280.00} and Acct # XXXX debt {$370.00} " Not mine '', " Not mine '' It's from XXXX. No verification of debt has been sent to me. I have asked for copies of original documents and none have been provided.
|
| 06/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
Servicemember |
|
I have made an attempt to reach out to the debt collector, in XX/XX/2022, to resolve this manner for {$1400.00}. The contact number that is listed, there is never anyone available to reach. I do not feel comfortable leaving a voicemail with my name and contact information due to the circumstances. I spoke with a representative at XXXX to gather more information that was listed by the debt collector because I was sure that I had no dealings with " XXXX XXXX XXXX, XXXX ''. I have also reached out to the original creditor, in XXXX XXXX, and they stated that there was a {$0.00} balance and no outstanding balance with them. The original creditor stated that everything was already paid for by my insurance, in both XX/XX/2022 and XX/XX/2022. On XX/XX/2022, I was provided the number to XXXX XXXX XXXX, XXXX patient services for billing and spoke with ( XXXX XXXX who also stated that there was no balance for services with them. She also stated that she was able to see all dates of services and the balance ( s ) were {$0.00}, all paid by insurance. Also, she ( XXXX XXXX stated that if anything was sent out with collections she would have been able to see that on her end and there was nothing in collections. This account is deemed to be fraudulent and I am requesting for further actions to take place so that proper removal may be rendered.
|
| 03/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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Sequium assest solutions has reported an account in collection to all 3 credit bureau. I do not recognize this account. Under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting you to provide me with a validation of the debt. Please note this is a statement that your claim is disputed and validation is demanded. ( 15 USC 1692g Sec. 809 ( b ) ) I do hereby request that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you. Please provide me with the following : Agreement with the creditor that authorizes you to collect on this alleged debt The agreement bearing my signature stating that I have agreed to assume the debt Valid copies of the debt agreement stating the amount of the debt and interest charges Proof that the Statute of Limitations has not expired Complete payment history on this account along with an accounting of all additional charges being assessed Show me that you are licensed to collect in my state ; and Your license numbers and Registered Agent. If your office fails to reply to this debt validation within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased.
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a notice from this company stating that I owed them money ; I have never done business with them. I sent them a letter requesting debt validation and verification on XX/XX/2020 via certified mail. As of today, XX/XX/2020, I have not received anything from this company validating this debt. The letter that I sent them was received. I have confirmation that they received the letter. Sequium Asset Solutions failed to comply and did not send me back debt validation, which does not show me any services rendered or what I am supposedly being billed for. Instead of sending me debt validation, they reported this negative item on my credit reports. I ask this company to only communicate with me via mail in which I have that right to do so. They have failed to communicate with my regarding this alleged debt. They are violating several laws and my consumer rights. Under FDCPA Section 809 ( b ), you are not allowed to pursue collection activity until the debt is validated. Therefore, this should not be reporting on my credit reports until this matter is validated by providing valid and proper debt validation. I see this is how they handle others as well and this is clearly them violating the laws that are set to govern the collection process. I have all my copies of all documents sent, including the certified receipt numbers.
|
| 07/16/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I spoke to XXXX about a billing issue post termination of my account and was waiting on information I was told would be sent to my email.
I do not want to spend another XXXX minutes on the phone when the issue has already been identified. I have all conformation and interaction reference numbers from the call.
Amount owed {$120.00} XX/XX/2019 at XXXX XXXX, call duration 1 hour 13 minutes.
Call Notes : XXXX were to send my original contract outlining events upon termination and terms of service. I was told that I can not access this information because I changed my service provider and my account login was removed. My wife terminated her contract with XXXX within minutes of me terminating service, she was charged 30 % of her normal bill which was prorated for the termination date. My bill was not prorated and was for the full month. There should not have been a difference in how the two accounts were handled which is why I wanted a copy of my contract before blindly paying the full amount while they explicitly and intentionally withheld my agreement.
They have now sent me to a collections agency as of XX/XX/2019 I have XXXX FICO and do not want any impact on my credit, particularly when XXXX intentionally withheld information. I have clearly identified the issue and will be happy to pay once I have the documentation.
|
| 05/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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first let me start by saying I do not owe anything that is in collections, I have had nothing show on my credit report as owing a debt, and I have received no notices in the mail regarding owning a debt that is in collections. This company Sequium Asset Solutions located at XXXX XXXX XXXX XXXX # XXXX XXXX, GA XXXX repetitively call me and my mothers phones from spoofed local numbers when I do not owe anything that is in collections. When I called the number back, instantly there was a recording to state you were calling Sequium Asset Solutions and then rambled off a debt owed amount without even speaking to someone or confirming who was on the line ( isn't this illegal? ) once I was connected to a representative and I asked to not get phone calls anymore, they instantly hung up on me before I could even muster that sentence out of my mouth. This company also TEXTED my phone before with a link to collect debt, obviously I did not click this. I am concerned this is not a legitimate company, collecting on debts that are old/do not belong to people or are scammers. The calls have been going on for a week now and finally today ( XX/XX/2020 ) I have had enough. This " company '' uses very deceptive practices. I also noticed upon a quick XXXX search of this " company '', numerous people have stated the same or similar events.
|
| 06/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Summer XX/XX/2019- My Identity was Stolen to open several Cell phone accounts with : -XXXX XXXX XXXX XXXX They paid the bill until I noticed this theft. Their accounts were canceled but they had device leases ( so they owe money on devices ) The companies do not seem to close out the accounts after I report fraud.
They also tried to rent an apartment They also tried to open Credit Cards I have opened Police Report in XXXX, Texas. I am from & live in XXXX, TX area.
The identity theft all seemed to be conducted in Ohio.
I keep getting calls for collection- but I have no known open accounts. My credit is almost perfect, no past due items on my credit report. Im not sure why the collection companies believe they can call me in Texas for accounts opened elsewhere.
They do not seem to verify the credibility of accounts they purchase and run against where the supposed accounts are located against where I live. I live in XXXX, they have my address, but they call for accounts in different states.
In the end- there are probably more accounts open that I do not know about. But at this point my credit is frozen, and in good standing. All accounts opened outside of Texas should be a clear indicator of fraud. Especially if accounts originate from somone with my info out of XXXX, Ohio Attached is XX/XX/2019police report
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| 03/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
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Web |
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I received letter from Sequium Asset Solutions , LLC regarding an alleged debt to XXXX XXXX dated XX/XX/XXXX. On or about XX/XX/XXXX I sent Sequium a Validity of Debt letter inquiring on said debt. I closed my account with XXXX XXXX in XX/XX/XXXXand paid {$100.00} on or aboutXX/XX/XXXX. I again received an invoice from XXXX XXXX - stating they didn't note my account was closed. I again paid {$100.00} on or about XX/XX/XXXX. After continued communication from XXXX XXXX that my account was past due- I spoke with a representative on or abouXX/XX/XXXXwherein I received a credit on my account for {$100.00} and {$4.00}. A subsequent email was sent from XXXX XXXX stating that my account was finally closed. I then get another invoice in XX/XX/XXXX stating my balance. I again called XXXX XXXX to advise them that my account had been closed since XXXX. No further communication came from XXXX XXXX until this letter from Sequium in XX/XX/XXXX
As stated above, I sent a letter requesting validity of debt on or about XX/XX/XXXX. To date, as of XX/XX/XXXX, I still have not received a copy of the validity and it is now being reported to my credit bureau as a collections account. Sequium did not comply with the validity request pursuant to the FDCPA. I am requesting this be removed from my report as I was never provided validity.
|
| 01/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I am a senior citizen who never received services from XXXX XXXX XXXX XXXX. I called and inquired about services but never contracted to receive any services. XXXX XXXX XXXX sent a technician to my home without my consent and I turned him away telling him that I did not sign up for services. No service was installed at my residence. I began receiving bills. I called XXXX XXXX XXXX to notify them of the error. I was ignored and then I began receiving harassing bills from debt XXXX. I notified the first debt collector of the discrepancy and they quickly sold the debt to XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX, XXXX sent a statement stating that {$130.00} is due. On XX/XX/XXXX, I asked this company to send me the contract that I signed with XXXX XXXX XXXX. XXXX XXXX XXXX, XXXX responded with a bill from XXXX XXXX XXXX. This is not a signed contract. I have not entered into any contract with XXXX XXXX XXXX. I never had their services. XXXX XXXX XXXX, XXXX has failed to show that I have had any services from XXXX XXXX XXXX. I am tired and I need the corporate harassment to stop. I am not consenting to any more written or verbal contact from this company or any newly assigned companies. If any of these companies have placed any negative entries on my credit report I am demanding them to be removed promptly without delay.
|
| 06/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I negotiated a delete off my credit with these people, for payment. I paid, requested confirmation, and documentation of the delete. They now refuse.
Initial Call and payment made Tuesday, XX/XX/2020 - Agent on a record line agreed that a payment made at the amount I was informed of and paid would result in a credit deletion. I requested confirmation via documentation, they said it was being sent.
Thursday XX/XX/XXXX, after multiple days waiting an no confirmation recieved, I called again. After an hour on hold, I was informed an email would be sent within 24 hours confirming once again, a delete would be performed, and that the account was satisfied.
Monday XX/XX/2020 - Did not receive confirmation, called again. Automated system implied that I owed money, Agents incredibly rude, insisted on talking over me, did not want to transfer me to supervisor to resolve. Insisted they don't DO deletes, and that if someone promised me that, they were wrong. Agent was incredibly rude, kept talking over me like I was stupid, refused to let me speak, tried saying it took over two weeks to send an email.
When I complained previously about the debt, it took them less than 12 hours to reply when I still owed, so it seems like this company only wants to work with you when amounts are owed, not when they are on the hook.
|
| 09/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a credit report alert that my credit had changed. A debt of XXXX was added to collections on my credit. The originator was XXXX XXXX and the collector was sequium. So, I call sequium immediately. I was told that the collections was for services rendered from XX/XX/XXXX. I asked what services and what charges. She told me she didnt know. I asked her repeatedly the same question and how am I supposed to pay a debt I dont know what its for. Oddly enough XX/XX/XXXX is when I started services with XXXX. I still have that same line and services and have made XXXX changes to my account. I looked at every bill from XX/XX/XXXX to XXXX and found nothing. I was actually calling them from the account erroneously sent to collections and explained this to her. She claimed all I can do is dispute it but still owed the debt.
I called XXXX and spoke to three different departments. Not a single representative can find any charges to my account that would be sent to collections and my account was current and there is nothing on my account for {$990.00}. I even spoke with XXXX internal collections and there is nothing on my account.
XXXX said they cant do anything and I can file a dispute with the credit company.
So, in short, my credit has taken a major hit for a bill I never owed and not even XXXX can find.
|
| 02/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
on XX/XX/XXXX i open 4 phone lines plan of XXXX XXXX at XXXX. on XX/XX/XXXX, i called to XXXX XXXX to moved 4 phone numbers from XXXX XXXX XXXX to XXXX XXXX. However, one phone line was change the number, so 3 phone numbers was successful to port out of XXXX XXXX XXXX, still one phone number in it. After i receive the bill, i called to XXXX. I used to pay a 4 phone lines plan is XXXX, each phone line is XXXX. i did not use ever 1 mins in the month of XXXX XXXX why XXXX billed me XXXX. I told the XXXX rep, i can pay XXXX per phone line plus tax even thought i did not use the plan service because a phone number leave. The XXXX XXXX XXXX rep said he can not adjust. I paid with my credit card first. Then i asked my credit card for consumer right, so i got the money back. on XX/XX/XXXX, i got the called from Sequium Asset Solutions , LLC, I told them all situation, and said that was XXXX XXXX XXXX false. SAS, LLC rep not listen to me, because XXXX XXXX XXXX hire them. on XX/XX/XXXX, i received a letter of collection .It very hurt my credit score, so i paid it. XXXX XXXX XXXX AND SEQUIUM ASSET SOLUTIONS , LLC, BOTH COMPANY ARE OVER THE LAW OF CONSUMER RIGHT OF THE UNITED STATED OF AMERICA. WHY WE STILL NEED THE FEDERAL TRADE COMMISSION? IT ALWAYS PROTECTS BIG COMPANY AND HURT OUT SMALL POTATOES ( PEOPLE ).
|
| 12/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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I left XXXX to go to XXXX on XXXX due to terrible service. The worse in the last 20 years. I called and spoke to XXXX. I asked XXXX how much my early termination fees would be if I left that day and went to XXXX. She said {$480.00} or {$520.00}. I had her check both my number and my sons number. I also told her about a {$500.00} gift card that I was given by XXXX for bringing my own device. She said you do not need to pay that back. It is yours to keep. We even tried to make a payment on the {$480.00} or {$520.00} with that card. My first bill from XXXX was emailed to me a week after porting out and was {$1000.00}. I immediately called and asked them to escalate it to a team manager. He was rude and condescending. I asked that the transcript from that call be pulled and preserved for evidence of the conversation. He could not tell me what the {$1000.00} was for. Then, XXXX took {$1000.00} out of my checking account without approval. then the bill went to {$1400.00}. And no one could explain why. I spoke to them a dozen times after this, spending hours and hours on hold and then in discussion. During one of these calls, XXXX offered to take {$250.00} off, but I politely declined. I owe what XXXX said that I owed on XXXX. When I get a bill for {$480.00} or {$520.00} as I was told, I will gladly pay it.
|
| 12/03/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
During XXXX I called sequium to settle a time barred debt I have with XXXX. Excepted a settlement offer. When payments did not come out of my account as promised, I called sequium and was told payments failed. I have no idea why, because the money was in my account. The rep spoke with claimed my settlement offer. Supervisor XXXX XXXX magically found the offer in the payment system. Made payments with her. I asked why the settlement offer was not showing on my account on the website. She said that something I need to do on my end Today ( XX/XX/XXXX, information was still not visible on my account. I called and AGAIN representative tried to collect Full amount of the debt. Supervisor XXXX informed me that I would not get information about the settlement until ALL PAYMENTS WERE MADE. I called back and was informed by another supervisor that I should contact the compliance department through email. However, he could make no promises about any documentation.
I am applying to take the XXXX XXXX XXXX in Texas. I am required to provide information to the character and fitness committee, showing that I am making satisfactory arrangements on my debts.
Believe I am entitled to this information. I have gotten this information from other creditors. I have no idea why I am having to jump through these hoops.
|
| 05/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
On XX/XX/XXXX I received an alert on my credit report provided by XXXXXXXX XXXX I found that an unpaid debt was recorded in my name for an account with XXXX XXXX. It was for approximately {$240.00} XXXX I don't recall the exact amount ). I did not have an account with XXXX XXXX, and do not believe I ever have. First, I filed a dispute with XXXX on XXXX XXXX, Case number : XXXX, then I followed up with a call to XXXX on XX/XX/XXXX where I spoke with a representative named XXXX. She informed me that they did indeed have a record of an account opened using my Social Security number. XXXX had already turned over this account to a debt collection agency called Sequium Asset Solutions , LLC. XXXX then transferred my call over to Sequium where I spoke with a representative named XXXX XXXX. He asked me about an address used on the XXXX account in question. It was an address where I had lived almost 20 years ago. Mr. XXXX told me the XXXX account in question had been opened just last XXXX, XXXX. He also asked me about an email address listed for that account that was not my own. Mr. XXXX then told me that he would report this account to XXXX XXXX as fraudulent and that XXXX would conduct an investigation. He noted my true email address and said that I would be contact for updates of my claim status.
|
| 06/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I noticed on XX/XX/2023 that there was a debt of {$280.00} from a company called SEQUIUM ASSET SOLUTION on my credit report. The original creditor iXXXX XXXX XXXX the account was opened XX/XX/2023, I did not open nor do I have knowledge of this account being opened. This is a case of identity theft. In addition to this I also have a letter from a company called XXXX XXXX XXXX XXXX XXXX XXXX, which is a company that offers XXXX XXXX XXXX and XXXX XXXX to XXXX XXXX. XXXX XXXX is a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and these two companies share my personal information between themselves including SSN and NAME and BIRTHDAY. In the letter it states verbatim " On XX/XX/2023 XXXX XXXX identified unusual activity on certain systems within our computer network. '' This also is stated verbatim in the letter, " On XX/XX/2023 the investigation determined that certain files were copied from our network without authorization between XX/XX/2023 and XX/XX/2023. This also is stated in the letter from XXXX XXXX verbatim " Our investigation determined that the affected files contained information including your Social Security Number, and name.
So far concerning this urgent and stressful matter I've contacted XXXX and reported the problem procedurally.
Please help me in this case.
Thank you
|
| 09/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I entered into q contract with XXXX to provide residential internet service. The contract included a 30 day trial period, cancel the service within 30 days of signing up and you dont pay anything. I called and canceled my service on XX/XX/XXXX. I talked to the representative and confirmed I was within the 30 day cancellation window.
In XX/XX/XXXX I began receiving collections calls from a debt collector, Sequium Asset Solutions, collecting the XXXX debt they claimed I owed. I requested a verification letter, which I never received. I then called XXXX to inform them that they were collecting a debt I did not owe. The XXXX representative confirmed I did not owe the debt and stated that it would be resolved.
On XX/XX/XXXX I received another call from Sequium again collecting on the XXXX debt. I called XXXX again and was escalated to the department that handles collections, they assured me that this would be removed from collections and my credit report. I received a call several days later from another representative confirming that I did not owe the debt and that collections would cease and the negative report would be removed from my credit report.
The collections is still showing on my credit report and this has been negatively affecting my credit for over 6 months.
|
| 08/17/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Servicemember |
|
Sequium Asset Solutions originally contacted me via e-mail on XX/XX/2023 stating that I had a debt with XXXX that they were trying to collect. I acknowledge the debt since I shut off my XXXX bill after moving in the middle of a billing cycle. However, the company said I had until XX/XX/XXXX to set up arrangements or they would report it to the bureau. I reached out via their website, as suggested, on XX/XX/XXXX. It gave me a confirmation that I was good to go. It was supposed to be paid off by the time XX/XX/XXXX came around. I thought nothing of it aince it would come out of my account automatically. Today, XX/XX/XXXX, I got a notification from the bureaus that they had reported this debt to all of the credit bureaus as unsatisfactory AFTER I set up an arrangement with them. I called them to see what was going on. The first agent told me he did not see an arrangement as ever being made. The second agent, which was supposed to be the manager, told me she saw the arrangement but it was MY job to go back after I received confirmation from them to make sure THEY took the money that they were trying to collect. We went back and forth about this issue. The company was not apologetic about the error, nor did they ask to fix it, and my credit was severely affected due to their tactics.
|
| 06/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium ( XXXX ) added an account to my credit that does not belong to me. I never received any notice, letter, or contact from this company and never heard of them until I checked XXXX XXXX. When I call Sequium ( XXXXl ) ( FOCUS RECEIVABLES MANAGEMENT ) no one answers and the voicemail is full. I have sent several emails that go unanswered. I have never had a XXXX XXXX XXXX account. This account does not belong to me. I sent Sequium ( XXXX ) a letter to dispute XX/XX/2020, got no response. As of today, no reply has been received. Sequium ( XXXX ) first broke the law by failing to provide any notice before it was added to my credit. Sequium ( XXXX ) continued collection activity after I contacted them by verifying the item with all three major bureaus while ignoring my request for verification. This is wrong and illegal ; Sequium ( XXXX ) has no signed contract, no audio recording, no e-signature, nothing to verify this is mine because it is not my account. I do not even know the address where the service is located because no one responds. Also. I am a former XXXX XXXX XXXX employee, but I have never had the service. The phone number listed for the company does not work. The voicemail has been full for months. Per the last communication this was to be removed from my credit.
|
| 11/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
I was applying for a refi. XX/XX/XXXX I was told my credit score went from XXXX to XXXX because of a negative report by a collections company report for {$1600.00} due to XXXX. XXXX I called XXXX, gave my account number, told them I returned their modem XX/XX/XXXX, the day before moving to XXXX from XXXX, I could not find the XXXX receipt. She submitted a dispute ticket. No updates XXXX and XXXX. XX/XX/XXXX I called Sequium Collections, told them the XXXX info, they offered to settle for {$900.00}. Their info is all incorrect : name, DOB, address, account number. Only SS last 4 digits were right. XX/XX/XXXX I called XXXX, gave MY account number, who said my account had a " credit balance '' of {$74.00}, and it was NOT sent to collections. I never received invoices for the {$74.00} if its was owed. Just to be careful, I paid {$74.00} with a credit card, got a confirmation number, and we agreed that if it was not owed, they would pay me back. She said customer service dept will handle this by XX/XX/XXXX, and they will fix the problem with the collection company, gave me a reference number. I requested and received an email from them stating that MY account balance was XXXX. I sent info to XXXX, who immediately removed it from my info. XXXX and XXXX are still " investigating. ''
|
| 10/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Sequium Asset Solutions. LLC.
Sequium Asset Solutions , LLC. is attempting to collect a debt that does not exist with XXXX.
Further, XXXX XXXX XXXX, XXXX. is breaking the law under the Federal Credit Reporting Act ( FCRA ), overseen and enforced by the Federal Trade Commission ( FTC ). Sequium Asset Solutions , LLC backdated the Collections Account entry to my Credit Reports for XX/XX/XXXX ; however, the collections account was entered into my credit profiles on XX/XX/XXXX, and I had not received written notice of potential debt or any information pertaining to negating said debt.
Today, XX/XX/XXXX, I received a letter from Sequium Asset Solutions LLC., dated XX/XX/XXXX informing me of the proposed debt.
The Fair Credit Reporting Act ( FCRA ) protects consumers from this practice in two ways. First, it requires a creditor to inform the consumer when it is reporting negative information about you to a CRA. Second, it limits the amount of time negative information can remain on your credit report. When debt buyers fail to inform a consumer that it has reported the debt to a CRA or falsifies dates in order to park old debt on your credit report, it is breaking the law.
Sequium Asset Solutions , LLC. has violated the Fair Credit Reporting Act ( FCRA ), which is illegal.
|
| 02/26/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sometime between XXXX - XX/XX/XXXX, XXXX began calling me claiming that I owed {$210.00} for cell phone service, after I had changed to another provider. I explained that I could not this amount. They insisted but would not provide me the dates of service. I then requested the bill and usage information for the bill that they were trying to collect totaling {$210.00}. XXXX sent me the requested information which showed that I could not possibly owe {$210.00} based on their own usage records. I called the company numerous times but no one would review the bill. They insisted that all they could do is collect the money. XXXX refused to listen to me about that even their own records show that I do not owe XXXX. Rather than investigating the matter and checking their records, made a negative reporting to the credit bureaus and referred me to a collection agency XXXX referred me to a collection agency I have contacted the collection agency, Sequium, which stated that they can not verify the debt or state if XXXX 's bill is inaccurate. The agency stated that it opened a dispute with XXXX on XX/XX/XXXX. I dispute this account with XXXX about XXXX months before the debt was referred to Sequium.
Attached is the bill with the usage information and a letter that I wrote to Sequium.
|
| 03/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was a customer of XXXX last year. I cancelled the service after I was no longer happy with their service and frustrated with the customer service. I cancelled it some time last XXXX or XXXX and was given confirmation and my account was up to date. In XXXX or XXXX I saw that the company was still billing me after I cancelled services. I spent hours on the phone with different employees to fix the issue and was guaranteed it was fixed and that the charges would be removed and my final bill would be sent ( which should have been {$0.00} ). That clearly did not happen.
I now see that SEQUIUM ASSET SOLUTION is reporting this as a debt collection on my credit report. I have never even heard from this company. I had no idea this debt was still on XXXX 's system and XXXX has never even attempted to reach out to me so I could correct this or dispute it.
XXXX has apparently closed my access to this account as I am no longer able to login to it to get any specific dates. This all happened months ago so I am not sure when I spoke with anyone on the phone or confirmation numbers as I believed this was taken care of. There should be all of the call records of when I called and spoke with people.
I have disputed this with XXXX and will be reporting to BBB as well
|
| 04/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The alleged original debt was from XXXX for collection of services on an account that had been closed prior. The debt was assigned to Sequium Asset Solutions , LLC in 2022. I immediately contacted Sequium Asset Solutions, on XX/XX/2022, in writing to provide proof that the account had been closed on XXXX informed them that the servicer XXXX XXXX ) was trying to collect for services not rendered after the date of the closed account. I provided email confirmation of the closed account. Instead of responding to my request to correct the mistake, Sequium did not respond and instead assigned the alleged debt to XXXX XXXX XXXX On XX/XX/2022, I contested the debt again with Convergent. I did not receive a response. Now, it seems as though XXXX has assigned the item to XXXX XXXX. XXXX XXXX has NOT provided me with any necessary paperwork to date.
I was alerted to this through my credit bureau. I am again contesting the validity of the debt and request prompt action in correcting the mistake.
Each company has reported incorrectly to multiple credit bureaus. I request help and demand that each company correct their records AND work to remove any derogatory marks created on my credit report as a result. I also request confirmation that the matter is closed.
|
| 07/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notice from this company stating that I owed them money ; I have never done business with them. I sent them a letter requesting debt validation and verification on XX/XX/2020 via certified mail. As of today, XX/XX/2020, I have not received anything from this company validating this debt. The letter that I sent them was received. I have confirmation that they received the letter. Sequium Asset Solutions failed to comply and did not send me back debt validation, which does not show me any services rendered or what I am supposedly being billed for. Instead of sending me debt validation, they reported this negative item on my credit reports. I ask this company to only communicate with me via mail in which I have that right to do so. They have failed to communicate with my regarding this alleged debt. They are violating several laws and my consumer rights. Under FDCPA Section 809 ( b ), you are not allowed to pursue collection activity until the debt is validated. Therefore, this should not be reporting on my credit reports until this matter is validated by providing valid and proper debt validation. I see this is how they handle others as well and this is clearly them violating the laws that are set to govern the collection process.
|
| 08/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I moved and canceled service with XXXX on XX/XX/XXXXXXXX XXXX XXXX I have the emails that I sent and received regarding the cancellation. I then called repeatedly every single month when the continued to bill me for service and threatened to turn it off. I spoke to countless off-shore agents who assured me it was resolved. I picked up the phone every time they called and explained that service was shut off XX/XX/XXXX. They continued to bill ; I continued to resolve it. And before it could resolved, they sent it to collections without ever even sending me a final bill. And they struck all records from my account, so I can not even contact them anymore.
The collection company is attempting to collect a debt not owed to XXXX. I canceled service with them on XX/XX/XXXX. I have the emails and the dates of calls to resolve this. They continued to bill and and call until XXXX and never resolved the account and sent it to XXXX. XXXX has emailed on XX/XX/XXXX, XXXX and XXXX and has called my business phone almost daily since XX/XX/XXXX even after being instructed to stop calling my work phone. They have reported this matter to all of the credit bureaus. I have explained that I am disputing this error with XXXX and through you. They are relentless.
|
| 05/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2020, I received an alert regarding a collection on my credit report. I have a good credit and all my credit card, utility and other bills are paid automatically through my bank account. It says from Sequium Asset Solutions - XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX. Phone numbers : XXXX and XXXX. The account # XXXX - {$720.00} for XXXX. This collection had been for 2 months, I have not received any letter from this company regarding this supposed collection account. I have XXXX XXXX XXXX XXXX for almost 10 years now. I disputed with Sequium, XXXX, XXXX and XXXX that this is not mine and it's fraud, someone got my information fraudulently and used it to purchase or open the XXXX account. Sequium stated that this is my account but has not even given me anything that I have signed or agreed to with XXXX. Have called them daily from that time, can't get through, only forwarding voice mail but that it's full. This company is creating false accounts to get money from people and I want this taken off my credit report because it has already affected my credit ( 45 points down ). They should not be operating fraudulently and trying to get money from consumers like me who have always been paying on time. Please assist, thank you, XXXX.
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XXXX XXXX used unallowed tactics to drive up late fees and reinstatement fees for several months.
We do not owe XXXX XXXX anything, they owe us {$250.00}. They used a fraud tactic to produce these false charges. The account was on automatic monthly pay by credit card, but the last few months before cancelling XXXX XXXX, the company began dropping our automatic payment, leavening late fees and reconnection fee. Each time I contacted to inquire about the issue they had the credit card on file still and promised to remove the charges but instead began charging the credit card for the late fees. The fees were disputed and each time they promised to reverse them. They began calling me at all hours of the night. Started not paying the fees and that is what they are pursuing, the illegitimate fees charges thru what I believe is fraud tactics. Have found other customers that the same tactic was being applied. Several credit agencies have tried to collect, but request cease and desist and relayed the issue. Each agency never contacted me again. This is now harassment and purposely destroying my credit.
Is there no solution available to stop XXXX XXXX from harassing me? I am elderly and XXXX on limited income and feel it is becoming elderly abuse.
|
| 08/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018, i received an unsolicited email from " XXXX '' with the subject XXXX Account Information The body of the email states : Hello XXXX XXXX, If the reader of this message is not XXXX XXXX you are hereby notified that any review, dissemination, distribution, use, or copying of this message is strictly prohibited. If you have received this message in error, please notify us immediately by e-mail at XXXX, and permanently delete this message and your reply to the extent it includes this message.
Important account information is now available regarding your XXXX Account. To view your this information, please click here.
Sequium Asset Solutions , LLC XXXX XXXX XXXX XXXX, XXXX XXXX | XXXX XXXX GA XXXX XXXX I assumed it was a phising attempt and moved it to my spam folder. Also, I noted my FIRST name and LAST name were transposed.
On XX/XX/2018, i received a written letter from Sequium Asset Solutions LLC that states I owed XXXX {$26.00}. I have not had XXXX XXXX for several months and never received any notice that I had any past due outstanding balance.
I called XXXX Customer Service at approximately 5:00 pm on XX/XX/2018 who confirmed I had no outstanding debt past due.
This appears to be a sophisticated phishing scam.
|
| 04/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
On XX/XX/2020 I spoke with a young lady from Sequium Asset solutions concerning a XXXX report that appeared on my credit report recently. I informed her that I had disputed the charge and that the account was not mine. I confirmed my name and date of birth with her and asked how did they get this information being I had not given it to XXXX. she was rude and stated I had to have done this other wise she wouldn't have it. she continued to cut me off as I explained I'm trying to get to the bottom of what happened so that I can resolved it. she stated that her company does not delete at all. I stated to her can I speak with a supervisor and she stated no just her, even if I call back it will be just her. She insisted she take me down memory lane ( her exact words ). This was embarrassing and frustrating. She informed me that a fraud packet could take up to 45 days or settlement for 7-14 days. She continue to bully the situation stating they would not delete it off my credit. I am unclear of how to get through to this company or the information needed to dispute this comcast ( Sequium ). This call lasted 26 mins of resulting in tears and no incite other than take the settlement ma'am. I have no contract or documents concerning this account.
|
| 08/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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received an outdated collection bill on behalf of Att end of XXXX dated XX/XX/XXXX that was reported to the credit bureaus for XXXX $ Called No answer Around XX/XX/XXXX th I received an outdated bill from Sequium on behalf of XXXX for. XXXX dated XX/XX/XXXX stating that I had 30 to dispute the validity of the bill. I called and called no answer it was already past 30 days when I talked to someone they said well we sent it out on XX/XX/XXXX th which isn't true. I contacted XXXX directly and they said I could pay them directly that Friday. Before I could pay I got an alert that Sequium reported a collection on the XXXX App XX/XX/XXXX a day before the alleged mailing. I sent a verification letter immediately no response as of date. Because I am in the process of trying to buy a home I relented and payed on XX/XX/XXXX th after I called and explained the error in dates on my letter and when I actually received it. I was rudely told after my request that we don't honor pay to delete. I feel that I was set up to get a mark on my report to get me to pay a debt without a fair chance. And I am requesting that it be removed from my credit report since I did not owe the collection agency in the first place I had no contract on writing with them.
|
| 10/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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|
I cancelled my service with XXXX and chose XXXX cable service. I no longer had any contract term and was looking for better pricing which XXXX was able to bundle. Equipment boxes were sent to us and all XXXX equipment was promptly returned.
I never received another bill from XXXX but rather was sent a collection notice from XXXX ( {$220.00} ) I sent a letter ( attached ) to XXXX who sent a letter back to me stating that they no longer were handling the account ( also attached ). The date of this letter was XX/XX/18, the same date as yet another letter had been sent to me from Sequium, a different debt collector asking for the same debt information. I then sent a letter to Sequium ( attached ) which to this day has been unanswered. I noticed that this false debt is now registered with the reporting agencies. This is clearly a shell game for collection agencies who feel they don't have to respond to consumers. As you can see, I have spent much time and money on certified letters and tracking information but still have no resolve. This clearly is an attempt to simply wear down consumers and just have them pay.
I've never received any details as to what the debt could possibly be. Service was terminated by choice and equipment returned.
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| 09/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
On XX/XX/2019, I received notification from the credit bureaus that a debt from Sequium Asset Solutions was being reported on my credit reports. Prior to this I had no idea who Sequium Asset Solutions was, had no contact with them or had done any business with them. On XX/XX/2019 Sequium Asset Solutions LLC received my faxed letter requesting validation of an account XXXX. I have not received a response. Under Texas Finance Code Section 392.202 a debt collection agency has thirty ( 30 ) calendar days to respond to a debt validation request. If they fail to respond to validation request then they have essentially admitted, per Texas Finance Code 392.202 ( b ) ( 2 ), that the debt in question is inaccurate. As of XX/XX/2019, they are still reporting account on my credit. Which puts them in violation of various state collection laws. After suffering actual damages due to their willful negligence, I am making every effort to resolve this matter without presenting this matter in court. I am confident that by channeling this dispute through the CFPB, a more simple resolution can be made. If they delete the account, cease reporting it to the credit bureaus, and provide written confirmation of the same, I will consider this matter resolved.
|
| 03/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received 3 debt collection notices in the mail from Sequium Asset Solutions stating that I owed XXXX XXXX {$42.00} on each of three " sub-accounts '' for a total of {$120.00}. My existing service with XXXX includes 8 devices all of which are under the main account which is current and makes direct withdrawals from my bank account, with no late payments or insufficient funds events.
I have called XXXX or Sequium about this issue at least 4 times and most recently spent almost 2 hours on the phone ( I was transferred to at least 8 different reps ) where I discovered the following : - Recovery Department seemed like they were going to help me and transferred me to the Fraud Department to " investigate ''.
- XXXX with the fraud department confirmed with me that this was a " XXXX XXXX '' and referred me back to recovery to correct the situation.
- The recovery department has refused to help me and has referred me back to the debt collector.
- The debt collector has said I need to resolve the dispute by paying them or going back to XXXX to address.
Upon researching this issue it seems like it has occurred in the past and continues to occur on a regular basis to new customers.It seems to be a great case for a class-action lawsuit.
|
| 10/07/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
I tried cancelling XXXX XXXX XXXX XXXX service in 2017. I spoke with an agent over the phone who acknowledged that my service was being terminated. XXXX continued to bill me for this service for almost a year afterward, even after I moved from the address where service had been initiated. I eventually got my service terminated but they wanted to collect {$140.00} for three months of service I did not use.
At some point XXXX XXXX XXXX transferred this account to a credit collection agency called SEQUIUM ASSET SOLUTION. In response to a written notice I got in contact with this agency earlier this year telling them I disputed the debt. They stopped contacting me or so I thought.
A few months later I started receiving call from a XXXX, NY number I didn't recognize. The agent asked who I was, but I asked them to identify themselves before I confirmed my own identity and they would not, saying only it was a private matter. Because I didn't feel comfortable confirming my identity, they hung up, and I had no idea what it was about. Then, yesterday, I see a delinquent account reported to XXXX and since those XXXX calls stopped, I now assume they were about this XXXX XXXX XXXX XXXX charge that I've been disputing for over two years.
|
| 06/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I've attempted to report a wireless account under XXXX XXXX XXXX as fraud. Several phones were ordered and corresponding phone lines were opened under my XXXX XXXX XXXX account. These phone lines were later canceled and supposedly paid off. However, the payment made was reversed as the individual that made the payment utilized fraudulent cards and card information. Unfortunately, I naively trusted the sophisticated scammer that made the purchase as this individual assured me that they would cancel the lines and pay for each. I do not have access to any of the phones ordered nor have I heard from this individual since. Furthermore, the current amount owed is {$6200.00}. I've completed a fraud form, and the fraud team has dismissed this incident with no resolution, I have been transferred from department to department, representatives are seemingly incompetent, and I have not been able to contact the fraud department by phone due to the high call volume. Lastly, I am out of the country at this moment which makes communication more difficult. This balance has been recently sent to collections and XXXX refuses to acknowledge it as fraud merely suggesting that I handle this civically. This person also defrauded XXXX under my name.
|
| 03/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I got my cell phone connection with XXXX in XX/XX/2019. As part of the deal I was supposed to get a {$150.00} gift card, which I never received. I closed the account in XX/XX/2019. I was retroactively billed for {$150.00} gift card. I reached out to XXXX, who assured that they will investigate. I explained them that if investigation concludes that I never received/used the initial {$150.00} gift card, then they can cancel off the charges. Instead I was told, if that's the case they can not cancel the charges since the rewards department and billing department are separate.Instead, I would be issued a new {$150.00} gift card by the rewards department, I can then call the billing department and use the new {$150.00} gift card to pay back the outstanding bill. They never returned back to me with the results from their investigation. Instead, they keep reaching out to different debt collectors ( 3 different debt collection agencies so far ) and continue to harass me to pay for the gift card. They have also got these charges listed on my credit report/credit history. I have tried to get this issue investigated through equifax but they are not able to move forward and keep sending me the bill that was issued by XXXX for {$150.00}.
|
| 08/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I learned about my debit when I was denied for a car loan. I had a perfect XXXX score and to my surprise, I discovered I had a XXXX and did not know why. After pulling my credit report it I found that I had a debt against me of over {$700.00} from XXXX. All I could find was the name Sequium Asset Solutions. I spent the next 3 days calling, emailing and leaving voicemails. I never received a return call. On the 4th day, I was able to speak with one of the rudest people I have ever spoken with. I was unable to provide any reference number as I had never received a single letter, email, or phone call notifying me of the debt. I was finally able to get the woman to pull up my information and they had an address that I hadn't lived at in 10 years. The woman continued to be rude and kept asking how I planned to pay for the debt. It appeared to be from an account I opened when I was XXXX, but that my parents had closed and might have not paid the bill. I don't have any proof of the debt or any paperwork on my rights or how to pay it, but yet they keep increasing the cost even though I was never notified. I learned of the debit on XX/XX/18 and set emails the XXXX, XXXX, XXXX. I also called all 3 days before finally reaching someone.
|
| 04/28/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We signed up for a plan with XXXX phones with XXXX, as offered by a XXXX salesman . One of the phones did not work upon arrival, and the other never worked properly. The first phone was returned but we never received a replacement, even though they continued charging us. We were also told that the terms of the plan as described be salesman were not accurate. After weeks more of phones calls and broken promises, we began asking how we might terminate the contract. Finally, an associate, on a recorded line, agreed to terminate the plan with no further charges so long as we returned the second phone, which we did. We received a partial refund, for the phones and some for the phone line we were never able to use because we never had onXXXX of the phones. Later, XXXX began trying to recover the funds ( over {$200.00} ) through my husband 's credit card company, XXXX. They lost multiple disputes. After they lost one, they tried to reapply the charge as a " recurring charge '' even though the account had been terminated ; the credit card company again sided with us. He was also able to recover a bit more money in the process by disputing the older XXXX charges with XXXX. Now they are pursuing this through a collections agency.
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Im closing on a house. Sequium debt showed on credit report a day before closing. Sequium is trying to collect a debt for XXXX XXXX XXXX phone service that were fraudulent. Someone stole my identity and opened an account with different address, using my name. I Disputed debt with Sequium collection Agency and XXXX XXXX XXXX. Sequium asked me to send request through email for dispute since I never received notification of this debt ( fraudulent address used ). They have not responded, its been over a week. Mortgage company demanding debt to be paid before closing. So now my closing has been delayed 1 week and rate lock about to expire. Will cost me thousands of dollars to extend rate. Thankfully XXXX XXXX XXXX has recalled the debt from collection agency, realizing fraud. Sequium collection agency also admits verbally they can no longer locate the account, shows debt was recalled. The debt Still shows on credit report and Sequium says it can take up to 30 - 90 days to be removed from credit report but REFUSES to help me with some sort of letter simply stating any of these facts so that I may close on my home. Still no response through email either after repeated requests for any validation or invalidation of debt.
|
| 09/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I previously had an account with XXXX for two years from XXXX, I was a loyal paying customer and had my account under auto pay. A few months before I disconnected my services, I called to lower my bill as I was going through financial hardship due to COVID but was informed by a Representative that due to being on a contract that the Covid relief was not offered to me.
I called back and spoke to a supervisor who said theyll work with me, but all that can be done was stop the XXXX XXXX XXXX XXXX XXXX only if I made the payment in full which was done, unfortunate for me It really made no difference, mind you at this time I just had internet.
I was then billed as if I were receiving services that I honestly was not. I researched on XXXX how to submit a complain and claims in which I did back on XX/XX/XXXX, I have not heard back from them. However, I did have a collection agency reach out to me today via Mail ( Sequium Asset Solutions LLC ) to inform me that I am in collections for approximately {$690.00} which dates to XX/XX/XXXX, again keep in mind I disconnected this service back in early XXXX, and have a credit freeze. Can someone please advise what other protocol can be done to finally resolve this problem?
|
| 09/02/2021 |
Yes |
- Debt collection
- Federal student loan debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
XXXX was paying a company to call me everyday and I was being spammed. I signed fafsa forms against my parents will and they continued to call.
Reference Number : XXXX Total Due : {$4300.00} Settlement Offer Amount : {$2600.00} Dear Friend, XXXX XXXX, Settlement Offer XXXX XXXX University will forgive 40 % of your balance!
Welcome to our emailing service! We received your email address from XXXX XXXX University. The account listed above has been in a delinquent status for an extended period of time and remains unresolved.
We have an offer to resolve your unpaid balance with XXXX XXXX University. We are willing to settle your account for 60 % of the Total Due stated above which equals {$2600.00}.
It is understandable that you may not be able to take advantage of this opportunity at this time. We are willing to work with you on a payment plan that meets your current financial situation. You are encouraged to contact our office at the number listed below so we can assist in putting this matter behind you.
If you would like to make a payment on your account we have many convenient ways to pay : Pay Online : Click on the button below to access our payment portal and use your reference number to log in.
|
| 06/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I started receiving calls from a debt collector starting at XXXX XXXX. I answered the call multiple and there is no response from the caller. I called a variation of numbers throughout the day. The numbers are XXXX, XXXX, then XXXX. The representatives all refused to tell me who they are calling for and don't leave messages they just hang up. I have received a total of 8 calls since XXXX XXXX. I do not have an account in collections all of a sudden. The company is called Sequium and the amount owed is stated on a recording for {$2700.00}. When you choose to speak to a representative they refuse to tell you who they are looking for and disconnect the call.
I called the number on their website and was met with the same challenge. How can they collect a debt from the right party if they refuse to tell you who they are calling for? This is my number and I do not have to disclose my identity to strangers requesting money. My husband passed away a little over a year ago and I need to know that this is not some scam because I pay my bills and this is annoying while I am working. Thank you in advance for your assistance. I am listing myself as the borrower, however, I have no idea what account they are referencing.
|
| 05/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Sequium Asset Solution is reporting a debt on my credit file that is not mine. Please note that this is not a refusal to pay, but I am asking for validation. Under the FDCPA, I have to right to request validation and I am requesting proof that I am the party you are asking to pay this debt and that there is some contractual obligation that is binging on me to pay this debt. I am NOT requesting verification but a request that validation is made. I ask that your offices provide me with competent evidence that I have any legal obligation to pay you. During this time, if your office continues to report invalidated information to any of the 3 major credit bureaus, this can constitute fraud under both federal and state laws. If you continue to report I will not hessite in bringing legal action against you for violation of the FDCPA and defamation of character. If Sequium Asset Solution is able to provide proper documentation I will require 60 days to investigate this information and during such time all collection activity must cease. If you fail to respond within the 30 days, all references to this account must be deleted and removed from credit and copy of a deletion letter shall be sent to me immediately.
|
| 09/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Just discovered via XXXX XXXX that you have put a collection on my credit report for {$2000.00} on XXXX XXXX.
I have not used XXXX for any phone, cable or Internet connections. I have been with XXXX XXXX for years and its all in my husbands name.
Ive contacted the Collection Agencys and the Creditor directly XXXX XXXX which got me absolutely nowhere the collection company stated they have only Notes and couldnt provide me with sign documents on any of the information and or reason for the collection to be placed on my credit report I asked why they dont have documents and if they are able to contact cox to get them and email me them so I could have them to proceed further in this erroneous collection that has significantly dropped my credit score I am completely confused and mad at the creditor/collection agency who has not been able to provide probable support in order to place this on someones credit and ruin their score without contacting me prior or helping me with proper documents supporting the amount they have placed upon my credit reports.
Im asking Please remove this collection from my credit report - it is not my debt ... not mine!!! Ive disputed it also with XXXX/XXXX and XXXX also
|
| 02/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was informed by XXXX on XX/XX/2021 that Sequium Asset Solutions had placed a Debt Collections notice on my credit report ( filed on XX/XX/2021 ).
-- Report # XXXX -- Acct # XXXX I have never received any notice from any creditor or company about this matter. The notes in XXXX placed by Sequium Asset Solutions resulted in an immediate 125 point reduction to my credit score.
Sequium erroneously filed claims with all three credit rating agencies that I owe {$1800.00} for an account opened on XX/XX/2021.
-- No details or proof of purchase for this claim have ever been provided or even mentioned to me by Sequium or any other party/company.
-- By the way, the emails and pop-up adds from the credit reporting agencies when one begins the dispute settlement processor are also unsettling and unhelpful as they seem to imply that debt collector must be correct and that it will likely lead to a protracted dispute process. Then they barrage the person disputing with numerous expensive services.
-- A note on one credit report seems to connect the action by Sequium to services by XXXX XXXX XXXX. For the record, please note that I have not used any XXXX XXXX XXXX service or product for more than 20 years.
|
| 12/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Applying for a home loan in the month of XX/XX/XXXX, suddenly a collections appears on my credit report from a 3rd party collection agency, sequium asset solution. The collection was referred to them by XXXX XXXX. In XX/XX/XXXX I was a victim of identity theft, someone opened a account with XXXX, I followed all the necessary steps to have this removed from my credit reports. I then had the credit agencies flag my account as identity theft. I filed a report with the FTC, and also put a credit freeze on with the 3 agencies. Whomever opened this account with XXXX XXXX, should not have been able to do so, seeing that my credit was frozen and flagged from the identity theft in XX/XX/XXXX. I disputed the account with the credit agencies, submitted a fraud affidavit with XXXX XXXX, filed a report with the FTC. Spend a small sum of money and alot of time trying to straighten this out, and they are telling me it will take 6 weeks to investigate. This will cost me hundreds, if not thousands in interest for my home loan. With all the safeguards I put in place in XX/XX/XXXX, this account should never have been opened, if only XXXX XXXX had tried to run my credit. I really need for this to be corrected asap.
|
| 06/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
Sequium Asset Solution placed a {$360.00} collection default on my account on behalf of XXXX XXXX. I tried calling them but they do not respond to messages I had to leave at XXXX. I have never done business with XXXX and never had an account with them. The email address they referenced for this debt, is not mine. They obviously have me mixed up with someone else. I have never been late on any payment to anyone in my entire life!
Yet in there response to you, complaint number XXXX, instead of XXXX XXXX like it says in the credit report, they now refer to XXXX, instead of XXXX They have now changed there story!! Regardless, I have never been late to XXXX!!! In fact, I still have accounts with XXXX, and all my bills are current!!! Why would they give me service, if they claim I owe them money on some other account!?
I have never received any bills from the account they say I owe. In there response to you, they said they will send the response from their client " to the address on file ''. I will never see it because they do not have my address, and like I said I never got any bill related to this! Then she says we can call her, which we have tried to do in the past, but she does not respond!
|
| 11/08/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
A collection agency by the name of Sequium Asset Solutions out of Georgia, called My XXXX XXXX XXXX work cell phone, I gave verbal permission to speak to my Case XXXX, the ageny representative XXXX XXXX, informed me that they received the account on XXXX XXXX XXXX First, he identified himself as collecting for XXXX XXXX, then he said it was XXXX I am formerly homeless, in low income subsidy housing and there was a deal that XXXX was giving to all the clients on site, XXXX received the equipment back, which should have been XXXX removed off the bill. Secondly, XXXX never notified me via email or mail that my bill was past due, nor that it was being sent to collections, NOR did i receive any sort of electronic or mail from the collection agency about the validation notice and was never given the 30 days i have to dispute the debt.
According to FDCPA section 809 ( validtation of debt ) this was a violation because I never received the validation notice via email or via mail, and never notified that my bill was in collections, I am being charged for equipment never recived & it was never hooked up and was never informed that i had a past due until now and alledgely the bill went past due in XXXX
|
| 10/07/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Good morning, back on back on XX/XX/XXXX i submitted a complaint to XXXX about a debt not owed. The company did respond back and say that they had got with there client and that a deletion of the account was processed on XX/XX/XXXX to remove the collection from all 3 credit bureau 's which they did. i get an alert that the collection has been added back to my credit for the same issue. Guys i need this to stop happening and not trying to keep adding this to my credit. This issue has to stop as it's already been decided that this is something i do not owe. Please kindly remove this ASAP This is the company 's response back on XX/XX/XXXX XXXXompany 's Response Good day, After thorough review of your complaint, please be advised that we have reached out to our client in regards to your claim. A deletion of our account was processed on XX/XX/XXXX to remove the account information from your credit file. Please note, once we submit the request to the credit agencies, it may take up to 60 days to reflect the update to your credit. On behalf of Sequium Asset Solutions , LLC I would like to apologize for any inconvenience this may have caused. Thanks, XXXX XXXX XXXX XXXX Sequium Asset Solutions , LLC
|
| 01/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I applied for a home equity loan and was turned down due to " Derogatory public record or collection '' information on my credit report. I contacted XXXX about my credit report and was advised that I had an account with adverse information. My report stated that Sequium Asset Solutions was/ has attempted to collect a past due debt of {$7500.00} from XX/XX/XXXX. I have never heard of, been contacted by or done business with this company.
I contacted this company by the number listed on my credit report and spoke with XXXX on XX/XX/XXXX who stated this account has been returned to the original creditor and is no longer with them. He provided the account and indicated it was with XXXX XXXX I contacted XXXX XXXX on XX/XX/XXXX and XXXX stated there is no account in my name, social security number or my phone number with her company.
I have initiated a dispute with XXXX to have this false information removed from my credit report and I am contacting you to advise you that this debt is not mine and potentially my name or information has been used fraudulently.
Although both companies were mentioned in the adverse information of my credit report, neither were helpful in resolving the issue.
|
| 05/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was charged for move-out items by Sequium Asset Solutions two years after moving out and after paying the charges via a payment plan to the management company XXXX. Sequium sent a collections letter in XXXX of XXXX ( I moved out XXXX of XXXX ) saying I owed {$790.00}. After trying to verify this debt from the management company and apartment complex, I received no further information saying that I owed this amount. The apartment complex told me that they switched management companies in XXXX of XXXX and had no information on these charges. When I spoke to Sequium they would not provide any additional information except the balance owed, and used aggressive communication tactics to get me to pay the debt without verification that it was legitimate. Due to the time that passed between moving out and the bill being sent to collections, as well as it not showing up on my credit report, and without confirmation of the legitimacy of these charges, I believe this may be a scam. I see Sequium has numerous reports against it, and it is very difficult to discern as a consumer whether this debt being collected is legitimate, except for viewing my credit report where there is no collection reported.
|
| 03/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I've been receiving several calls per day ( see attached screenshots ) from Sequium Asset Solutions , LLC ( http : //www.sequium.com/ ) who are using a telephone number spoofing service to appear that they are calling from my area code ( the area code for my phone is XXXX, which is the XXXX area of XXXX XXXX. They are based out of XXXX, and even admitted to this while I was in communication with them. The last individual I spoke to from their call center, likely outsourced to XXXX, had a very thick XXXX accent and claimed his name was " XXXX XXXX ''. They do NOT have prior permission to call my personal phone number, nor have they ever received permission to call my personal phone number.
While I am from XXXXXXXX XXXX, I currently live in XXXX and have been living here for several years. My current number is a rather new number and I have no contacts ( including family ) from the XXXX area nor anyone from that area who has my number. As you can see from the screenshot provided, the spoofing algorithm from whatever likely illegal service they use for this sort of calling is rather lazy and there is little variation in the spoofed numbers they call from.
You may contact me for more info.
|
| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This morning I received an XXXX notification about a debt collection opened against me on XX/XX/XXXX, for a {$77.00} balance supposedly owed to XXXX XXXX ( XXXX ).
I've been a client since XXXX with XXXX XXXX XXXX ( now XXXX ) and I've NEVER owed anything to them. I have my payment settings on AUTO PAY so there's not a chance that I couldn't have paid an internet bill.
I do not have TV or telephone with them, I've only hired nternet services all this time. In fact, I've already had a similar issue with the same company a couple of years ago. They initiated another debt collection that had to be removed because it was incorrect.
I don't know if maybe there is someone with a similar name to mine, but this debt collection definitely does not belong to me. I have PROOF to support my statement, and hence I'm attaching the last balance statements from Spectrum since XX/XX/XXXX that show I owe NOTHING. Even my account page on their website home page reflects a {$0.00} amount due.
Hence, I am opening a dispute of this collection to publish this information and make this go away since it is damaging my credit, name, image, and credit history that has been impeccable for many years.
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| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a letter in the mail from Sequium Asset Solutions , LLC claiming that I owed a debt to XXXX XXXX XXXX, which is not true. The letter, dated XX/XX/2020, says clearly that I have 30 days from the time I received the letter to dispute the debt. I disputed the debt and sent the letter off XX/XX/2020 because I did not receive the letter until some time around XX/XX/XXXX, possibly because of Covid-19 delays with mail.
Being that I disputed the information, then why was this inaccurate information reported to my XXXX and XXXX credit reports on XX/XX/2020? This is clearly before the letter was even sent as well as well before the 30 day time frame I had to dispute the validity of the debt.
The fact that they submitted this debt without validation is a clear VIOLATION of the Fair Credit Reporting Act. I am allowed 30 days from the time I receive the letter to dispute the validity of any debt collection. They did not do that and the credit bureaus did not even verify if the debt was mine.
Attached to this complaint is the letter that I sent to Sequium requesting proper validation to this debt, the certified letter receipt, and the collection notice I received in the mail.
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| 03/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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XX/XX/2023, {$200.00}, Sequium Asset Solutions reporting inaccurate information to the credit reporting agency and this need to be remove immediately. This need to be remove from transition, XXXX and XXXX.
There is no such law that states anything that needs to be reported to a consumer reporting agency. Therefore, your organization is liable.
Further, pursuant to 15 USC 1681 ( a ) ( 4 ), a consumer reporting agencies must exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer 's right to privacy.
Your organization neither exercised its responsibilities with fairness and impartiality nor protected my right to privacy.
I request you to give me a piece of evidence that the information which is being reported has been properly investigated. Also, provide us with the details of the system adopted by your organization to determine whether the transaction took place or not.
Further pursuant to 15 USC 1681 ( a ) ( b ) your organization did not adopt such procedures that meet the need of commerce for consumer credit. As a result, I hereby demand to do the following ; _______________ Thank you for your cooperation Sincerely______________
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| 04/09/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
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Sequium Asset contacted me in regards to my outstanding account with XXXX, Account # XXXX. I agreed to settle the debt for {$1000.00} on XX/XX/XXXX. Agent advised me that I will receive an email that states that account had been settled and that they will contact XXXX XXXX, XXXX to alert them that debt had been satisfied. I received the " paid in full '' letter from Sequium as promised, but XXXX XXXX claims that Sequium has not yet released the money I paid. I tried calling Sequium 11X and advised them that XXXX is still waiting for them to release money I paid. Sequium continues to give me the run around. At first Sequium advised me that they will contact XXXX right away, the next time I called the agent said the end of the month and on another call the manager said on the XX/XX/XXXX they will contact XXXX and on the last call I made the manager said he can no longer assist me since account is no longer with them because debt was already settled. I don't know what else to do no one seems to have the answer to where my money went. XXXX as of XX/XX/XXXX has not yet received my payment.
Attached is receipt of settlement I made with Sequium to satisfies debt owe with XXXX XXXX.
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| 10/22/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX I closed out an XXXX XXXX account, received a credit towards my balance, resulting in a XXXX balance.
In XX/XX/XXXX I received a negative report on my XXXX credit report saying I owed {$89.00}. The collection agency was XXXX XXXX XXXX. I spoke with an XXXX rep who said they had screwed up and that I still owed them money even none of my subsequent XXXX bills ( after XX/XX/XXXX ) showed any XXXX balance due. After lengthy discussion with several XXXX reps, I was told the problem would be resolved in my favor. XXXX also removed the disputed fee from my credit report. My last combined billing statement in XXXX/XXXX XXXX from XXXX showed a XXXX balance for XXXX XXXX charges.
On XX/XX/XXXX, I received an alert from XXXX that a negative report had been placed on both my XXXX and XXXX credit reports for the same {$89.00} XXXX fee. This time, the collection agency was Sequium Asset Solution. I was able to once again successfully dispute this charge and get it removed from my XXXX and XXXX credit reports. However, Sequium calls me daily regarding the {$89.00} and I have now started blocking their calls thanks to caller ID.
I need help stopping this nonsense.
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| 08/16/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American, Servicemember |
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XXXX. After returning equipment in CtXXXX on XX/XX/2020 and paying balance owed by automatic payment method, an additional bill was sent in error. I disputed this with the credit card company and after several weeks a credit was issued.
Several months later i received a collection notice from XXXX XXXX XXXX requesting payment for the previously credited amount. I discussed all pertaining issues and thought it was over. Several months later I receive a collection request from XXXX XXXX XXXX for the same account. I gave them all pertinent info re : the issue and requested a full history of my account so as to forensically correct the issue. I receive a plain non descript bill for the claimed amount due and nothing else. I recently again received a collection notice from a third collection agency, Sequium Asset Solution requesting same payment.
The biggest issue I have is that 3 companies are reporting me in a negative manner and affecting my credit score, all for the same acct. And amount.
Not only has the bill been paid in full but i continue to be a loyal customer in good standings with XXXX.
I would like to see the negative portion of my credit report corrected.
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| 06/12/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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im being attacked by a subsidiary of XXXX trying to collect on something i had removed from my credit reportXXXX XXXX.i have not had them in a long time and had a clear balance on my account i demand to see the original contract and my signature on the contract .there is none this is a scam from another big corporation abusing their power under the f.d.c.p.a. XXXX keeps abusing their power when will you cfpb stand up to them and demand the original contract and my signature on that contract.it says i owe XXXX but XXXX has one on me for XXXX i think its just a change of numbers or cooking the books as they say.im being harassed by these companies ..if something is not done and these items removed from my credit report that are subsidiaries to XXXX ..ill be left with no choice but file a commercial lien in a amount that this company or no lawyer can fight.ill file with the secretary of state. i under penalty of perjury am telling the truth under the dod act ive also been violated against by XXXX an sequium asset solutions..i have used XXXX XXXX XXXX for two years. i use this site for help against corrupt companies and i have had very little luck with this company.
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| 11/10/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Older American |
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XXXX XXXX XXXX To : XXXX Mon, XX/XX/XXXX at XXXX XXXX Sirs, I received a collection notice from your company about a XXXX Account I closed . Reference your number # XXXX. The account number is XXXX and was closed in XXXX. I returned a phone on XX/XX/XXXX, per XXXX 's directions, on RMA ( RETURN MATERIAL AUTHORIZATION ) XXXX. The USPS Number was XXXX and was received at XXXX 's XXXX XXXX, TX. facility on XX/XX/2020. Why they sent it all the way to Hawaii is beyond my comprehension. I have spoken to XXXX representatives at least three times to resolve this issue. The last call the representative confirmed the package had been received and said it would be credited after being processed. I wish you now to resolve this once and for all because now XXXX representatives won't talk to me because they sent it to you. I'm pretty aggravated with the service I received from XXXX after being their customer for over 20 years and never being late on any payment!
With respect, XXXX XXXX Email : XXXX I have now found out they lowered my credit score on all three credit companies because of this and I'm upset because I have always been responsible for any payment I owe. XX/XX/2020
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| 04/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I have a debt collection for XXXX XXXX using XXXX XXXX as the collection agency. The amount is for {$920.00} and is on my XXXX and XXXX credit reports. I have never had an account with XXXX XXXX or any other cable/communication service in 24 years. My family has been with XXXX XXXX XXXX for the past 9 1/2 years and the account is in my husbands name. I called XXXX and verified Id never had an account and asked them to contact XXXX to remove it. They said Id have to work with XXXX. I hired XXXX XXXX for help with no resolution in 5 months. I called XXXX over these 5 months and finally got someone yesterday who could not find any information of a collection against me. I asked for contact with someone with more authority and information access. I was given the email address of XXXX. I wrote it and today I get an email with a reference number because theyve magically found me in their system. I wish I had never done that. They have my first and last name, my present address and an email address, XXXX, that is not mine. They did not want to help me fix this other than by paying it.
This has greatly impacted my credit score. I can find noone who can effectively help.
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| 06/17/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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SEQUIUM ASSET SOLUTIONS Account Name XXXX Account Number Collection Account Type Individual Responsibility XX/XX/XXXX Date Opened Collection account.
Status Updated XX/XX/XXXX $ 0 Monthly Payment {$1600.00} Original Balance {$0.00} Highest Balance 1 Months Terms XX/XX/XXXX On Record Until {$2000.00} Balance Updated XX/XX/XXXX The information above is another debt collector, possibly the 3rd I am not sure. I disputed this debt which was through XXXX XXXX last year. XXXX sent me an update in XXXX XXXX stating that it was removed from my credit. It was sold off to this new debt collector SEQUIUM ASSET SOLUTIONS which the only phone number online to call them is an 800 number and it only allows you to punch in an account number and pay a debt. I disputed this AGAIN with XXXX, the results came back as the debt is " accurate '' This is a debt that originated in XX/XX/XXXX somewhere in the south XXXX XXXX area. I have never lived down there, I never had accounts with XXXX XXXX, I called XXXX XXXX last year, they sent me paperwork to dispute it. I thought it was done, but it's back again and It has taken up so much of my time, destroyed my credit which I try to maintain.
|
| 05/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Older American |
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Over the last few years several debt collection agencies have registered an unpaid debt to XXXX XXXX with XXXX. In the past I challenged this debt ( twice ) and it was immediately dropped since I have never done business with XXXX XXXX. ( I don't believe they even do business in my region. ) Sequium Asset Solutions apparently bought the debt and has placed it back on my credit report. I have disputed this several times to no effect. I have called numerous times. Upon my fifth try I was able to speak with a representative who handles the " XXXX file '' to address this matter ; but when I would not give him my full SS # he declined to help other than refer me to an email address.
I contacted the Sequium e-mail address to handle complaints. After three attempts ( with my SS # ), they finally answered that " they have no record of this account ''. Yes, I have the e-mail. Subsequently they have never responded to my e-mails nor phone calls.
After several more requests by XXXX, they still can not be bothered to remove this from my credit report.
In closing, FYI, my credit report is spotless other than this error that Sequium Asset Solutions refuses to address.
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| 08/24/2022 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Used obscene, profane, or other abusive language
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|
Web |
Servicemember |
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I dispute this debt, knowledge of, and collection thereof wholeheartedly and asked that Sequium Asset Solutions , LLC and/or affiliates stop collection immediately on the said debt and any additional amounts alleged to be owed by XXXX XXXX and to Cease and Desist contact by phone immediately. Any correspondence from this date of XX/XX/2022 is requested and can be accepted by U.S. Certified Mail to the address stated in the letter. I also requested all methods of verification, validation, to be thoroughly done and documented for reference or further inquiry by me, within reason and their legal responsibility in accordance with Fair Debt Collection Practices Act. I have reason to believe this company is unfamiliar with or blatantly ignores FDCPA laws and regulations or practices. I have attached the letter I was sent and highlighted violations including 15USC 1692 b ( 2 ), 15USC 1692 b ( 5 ), 15USC1692C ( A ), 15 USC 1692d ( 2 ) According to 15USC 16811n ( a ) ( 1 ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} I would like monetary relief of {$1000.00} per violation.
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| 05/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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|
Web |
Servicemember |
|
As of XX/XX/2019, Sequium Asset Solutions , LLC, a collection company, account appeared on my credit report for {$500.00}. I contacted Sequium regarding the debt and learned it was for a Spectrum cable account for service at an address in Texas that was never paid. I have never lived in Texas and I have a XXXX account at my home in XXXX XXXX in good standing. Sequium referred me to the original creditor XXXX aka Spectrum. XXXX aka Spectrum reviewed the account and determined it was fraud and issued a deletion letter for the account to be removed from my report. I submitted the deletion letter with the dispute to the collection account and it was dispute returned that the account was correct and not to be removed. I called Sequium and they said they advised the bureaus on XX/XX/XXXX to remove the account. XXXX denied receiving correspondence from Sequium to remove the account. XXXX said Sequium collection company is the only one that could authorize to remove the account-they are the name on the credit report. The account is a fraudulent account which has really decreased my credit score. I am stuck between the collection company and the original creditor.
|
| 09/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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XXXX XXXX XXXX XXXX XXXX XXXX, New Jersey XXXX Sequium Asset Solutions , LLC XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX Federal Trade Commission CFPB XXXX XXXX XXXX, XXXX Washington, DC XXXX XXXXFEDERAL TRADE FEDERAL TRADE XXXX XXXX XXXX, XXXX XXXX did not handle a simple broken phone issue. So we switched to XXXX because XXXX offered a contract buyout plan and {$200.00} credit card gift card. I had 60 days to do online paperwork for XXXX offer and give XXXX itemized bill for early termination fee.
I wrote XXXX within 30 days asking for an itemized bill that shows the early termination fee so I would be able to submit to XXXX to get my offers. XXXX did not give me an itemized bill only a bill that states {$470.00} is due immediately which did not break the charges down. I went into a XXXX store to get the itemized bill, again I was given the aggregate bill charge. I wrote XXXX again with 45 days again I did not get itemized bill so I lost my offer with XXXX!!!! I was not able to submit the required information to XXXX because XXXX did not, would not or could not give me the information I requested 3 times.
Now I get a bill collector notice.
IRespectfully,
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| 07/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I received a text message from Sequium on Thursday XX/XX/XXXX at XXXX to contact them and that Sequium is a debt collector and then provided me with a reference number. After inputting the reference number I have a collections from XXXX in the amount of {$870.00}.
On Wednesday XX/XX/XXXX I called XXXX to ask for solutions and prevent my account from going into collections. Only to find out I have been charged for a service I haven't used in over 2 years! There's XXXX accounts I have for the XXXX security system. XXXX XXXX which is the loan for the products and XXXX for the services ( apps ). I was being charged for the app services which I have called in to pause the account because my system isn't set up and not in use since I moved in XXXX of XXXX.
I was being charged for a service that is not in use, nor was I notified or contacted in any way about the status of my account on when my services started again, when they started charging me, no billing statement was sent via email, and then I wasn't notified of my account with an owed balance. The only time I was notified of my XXXX service account was when Sequium texted me trying to collect a debt.
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| 12/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I switched from XXXX XXXX XXXX to XXXX in XX/XX/XXXX. I was contacted by a collector from XXXX XXXX XXXX XXXX in XX/XX/XXXX that I had an outstanding balance of {$1200.00}, I informed them I was disputing the debt and then contacted XXXX XXXX XXXX directly. I spoke with an XXXX XXXX XXXX agent and we worked through the charges and identified some major discrepancies in the charges. I was told they would look into the charges and escalate. I received no communication until I was contacted on XX/XX/XXXX by Sequium XXXX informing me that I still had an account with XXXX XXXX XXXX that had a balance now of {$1700.00}. I informed the agent that was disputing the debt and would be contacting XXXX XXXX XXXX directly. I asked that they send me an official letter since I wanted to make sure it wasnt a scam. I received the letter on XX/XX/XXXX and was dated XX/XX/XXXX. On XX/XX/XXXX, I was informed by the credit bureaus that I was reported as having a collection account with Sequium. I am disputing the debt and it is my understanding under my rights as a consumer to dispute and have 30 days to do such before they report anything and negatively affect my credit.
|
| 12/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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Received an alert from XXXX XXXX that shows a delinquent collections had been placed on my account XX/XX/21. It's a company called Sequium Asset Solutions in XXXX GA. The only information listed shows XXXX XXXX.. so I had to XXXX to find that supposedly XXXX XXXX XXXX had a breach of data and are aware of fraudulent behavior from this company. We had closed our account on XX/XX/21 and actually have an {$18.00}. credit ( good standing always ). The amount XXXX shows owing is {$2800.00} and doesn't have any of our information attached, states it was from XXXX for 1 mth and due in 1 month?? Also states turned over to collections. We've never received anything from this company but yet they place this on our credit report. I attempted multiple times to contact this company to no avail. We contacted XXXX XXXX XXXX and was transferred 4 different times, all in an attempt to speak directly with their fraud dept. But finally was told they are not taking calls due to this major fraud taking over the phone lines. So we placed fraud alerts on our accounts in hopes that this company or person will not be able to do any more damage to our credit. Thank you. XXXX
|
| 09/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
An account was allegedly opened in my name at an address I didn't live at. Apparently an account was opened XX/XX/2019, at XXXX XXXX XXXX XXXX in XXXX GA. I have never lived there, nor did I authorize this account to be opened in my name or cosign for anyone.
I keep explaining that I never lived at the said address and the account opened was not opened by me nor did I authorize for it to be opened in my name. No one wants to make the creditor show proof I opened the account. I ask for either a recorded call, an electronic or physical signature where I authorize use of my name to open this account or where I opened the account. Secondly I've owned my house since XX/XX/2019, i got free cable the entire year of 2019. I would not need to get cable plus I live at XXXX. I was not living at XXXX XXXX XXXX XXXX when this account was opened. I have never lived at XXXX XXXX XXXX XXXX. Everyone is passing the buck instead of producing some for of proof i opened this account.
XXXX XXXX, sequium assesses solutions and the other major credit reporting agencies are violating my rights and grossly reporting inaccurate information that is adversely impacting me.
|
| 07/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I responded via certified letter to a letter I received from a collection agency in which I requested validation of the debt they claimed I owed. I requested specific signed documents showing that I owed said debt and also included a declaration to be completed, signed and dated by the authorized creditor ; then I sent the letter via certified mail with return receipt requested. On XX/XX/XXXX, my letter and its attachments ( 6 pages ) was received and signed for by the collection agency. As of XX/XX/XXXX, more than 6 months later, I have not received a response from the collection agency, yet they continue to report to the credit bureaus, a clear VIOLATION of my consumer rights pursuant to the Fair Debt Collection Practices Act. This action may constitute as FRAUD under Federal and state laws. On XX/XX/XXXX, I sent a certified letter to the credit bureaus asking that they remove said invalidated account from my credit profile. I received an updated credit report from XXXX dated XX/XX/XXXX that showed the account was still being reported. These violations has caused me harm and must be remedied immediately. Kindly help. Thank you.
|
| 10/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I ordered my free credit reports online and went thru them to find a few inaccuracies on them. I furnished XXXX XXXX with absolute proof that I returned a XXXX XXXX cable box along with the XXXX XXXX pictures and tracking confirmation. Also a letter that was from XXXX XXXX stating they received the box with a credit to me for the amount of XXXX which they forwarded a credit card with the balance amount to me. After speaking with the girl today she says it's up to Seaquim collections to take off the negative report with them after I furnished them in black and white the evidence that XXXX XXXX got it with the letter they sent to my home and also with the tracking from the XXXX XXXX office with pictures of proof of the cable box returned to XXXX XXXX.
Also I applied for a loan with my credit union bank and my score was. XXXX now down to XXXX with the inaccuracies on my report. I kindly asked them to adjust that to reflect what it was previously to be fair which I assume they don't wish to do and also send me the revised credit report and to my bank for them to see these items were not to be on my report for them to reconsider the loan.
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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This issue started when I lived in XXXX XXXX, Tn. I don't remember the exact dates but I lived in my house from XXXX. I ordered XXXX XXXX from XXXX XXXX XXXX. The service man came out to connect my service but informed me that because of where my house was sitting I would not be able to get a signal. My house sat at the bottom of hills that surrounded my house. I called to inform customer service of this and they said since i called within the 3 day grace period that I would not incur any charges. Now I have a strike against me on my credit report because of them and XXXX XXXX XXXX has sold my account to a collections agency who is trying to collect {$110.00} from me. I had called XXXX XXXX XXXX to discuss the charges and what I had been told and they said that I had been given misinformation and that I had to pay the installation charges even though I was unable to get service. I was totally lied to by XXXX XXXX XXXX. First of all the customer service rep should have been able to let me know if I could get service at my address or not. This is such bad business practice. I want this report removed and closed from my credit report.
|
| 03/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I continue to receive DIFFERENT collection agencies over an alleged debt owed to XXXX XXXX XXXX. Not my debt. I have said to XXXX XXXX XXXX many times and I continue to receive collections notices. I started to report this to the CFPB and there is a prior case number of XXXX. There is a clear pattern of going from one debt agency to another debt agency, in perpetuity. Perhaps the law has a loop hole that requires patching up since the consumer is still being harassed by the same alleged debt just by different collectors. Shame on you XXXX XXXX XXXX. I have already communicated with you on more than one occasion ( and each time I must bear the incredible wait time ). Each time I must wait for your associate to find the file, the information and these poor associates are clearly from another country trying to figure out what is going on. I then sit through a tricky session where I barely comprehend the XXXX. Then I repeat my story. Each time, promise to sort it out but I continue to receive collections letters.
I have spent countless hours dealing with this.
Sequium Asset Solutions , LLC is another collector sending me letters.
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS : illegally placed debt on my credit report without properly verify the debt actually belongs to me. I never received any notification on this debt, from the above company, nor did I get a chance to respond to this incorrect debt. The debt collector never allowed me a request for VALIDATION pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay this debt, and that they are legally allowed to collect any debts in my state they are in non-compliance with this request to allow me to validate this incorrect debt.to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for a suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated.
|
| 08/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have received a notice from Sequium Asset Solutions , LLC on XX/XX/2021. This notice stated that I owed {$59.00} to XXXX XXXX. I have called the company stating that I no longer have an account with spectrum because when I purchased their services, the person who was setting up the Wi-Fi, threw a modem box at my father and upon hearing what had happened, I canceled my service and stated that I will not be paying for their services. I thought that XXXX would understand and told me that I would not have to pay anything and remove the equipment from my home on XX/XX/2021. I spoke with Sequium Asset Solutions today on XX/XX/2021 and they said that I had all them {$59.00} and say that they would add a notation to the account whoever stated that they would not be willing to forgive the {$59.00} after I told them what had happened. After that call, I contacted spectrum and they say that I do not have a balance and gave me a ticket number. The ticket number is XXXX. During the call with Sequium Asset Solutions, the customer service representative told me that they can not let me know if this would affect my credit report negatively.
|
| 02/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
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On XX/XX/2021 I was alerted to negative information being reported to the credit bureaus. On that day I researched the negative information and found that Sequium had reported me for not paying a {$1200.00} bill to XXXX XXXX XXXX. I contacted XXXX XXXX XXXX and Sequium and provided both of them with all requested documentation to prove I did not owe this bill. My evidence was accepted by XXXX XXXX XXXX and the bill and collection authority was rescinded. XXXX XXXX XXXX provided me with a letter stating I was not responsible for this bill and all negative collection information was to be removed. I provided that letter to Sequium and they acknowledged the account has been rescinded by XXXX XXXX XXXX. I asked when the collection information would be removed and they would not comment on removing the negative information. I made several calls and sent several emails between XX/XX/2021 and XX/XX/2021 but have not gotten a resolution or responses from Sequium stating they would remove the negative information even though XXXX XXXX XXXX ( their client ) clearly says I am not responsible and to have all negative information removed..
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| 05/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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I am in the process of purchasing a new home and my credit report showed a collection from a company I never had services with. I disputed the charges with the credit bureau ( report # XXXX ), the collection agency and the company involved ( incident # XXXX ) in the fraudulent charges. The name of the collection agency is SEQUIUM ASSET SOLUTIONS. The name of the company is XXXX XXXX. The account number associated with the fraudulent charges/account is XXXX. The address used for the fraudulent charges is XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. The charges show on the credit report as being opened on XX/XX/2023. I need these fraudulent charges from identity theft removed immediately as this is affecting my ability to purchase a new home. I worked hard to get my credit score to over XXXX and now my credit score is around XXXX and continues to decrease with each report of these fraudulent charges. The credit bureau responded to my dispute saying the charges were verified as accurate. This is not accurate so I re-disputed the charges again with the credit bureau who states they have turned this over to their fraud department.
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| 04/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I revoke all power of attorney to Sequium Asset. Sequium Asset does not have a certificate of Authority to do business in Alabama. Sequium Asset have not sent me a dunning letter but they have put a fraudulent account on my credit report.Sequium Asset do not have the authority to collect any money from me.Sequium Asset is guility of racketeering, forgery, and obstruction of justice.Sequium Asset is in violation of the FDCPA and FCRA Violation of 15 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of owing an alleged debt to Sequium Asset, Violation of15 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of owing an alleged debt to Sequium Asset. Violation 15 USC 1692e ( 2 ) ( A ) False representation of the character and amount of the alleged debt, Violation of 15 USC 1692f ( 1 ) ; Attempting to collect a debt unauthorized by an agreement between parties.And a violation for collecting on behalf of another company 803 of fdcpa.Acccording to the FDCPA 1692H I am owed money for all violations.Also, I have attached a copy of the false reporting on my credit report with a fraudulent open date, fraudulent amount owed.
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| 12/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I was contacted by Sequium Asset Solutions seeking to collect the debt in the amount of {$260.00} on behalf of XXXX XXXX as per attached XXXX letter. I have spoken with the Sequium Asset Solutions representative on XX/XX/XXXX and informed them that my roommate XXXX XXXX and I have paid the above amount to XXXX XXXX back in the Summer of XXXX and that we have the payment confirmation receipts to prove it. I was instructed by Sequium Asset Solutions representative to submit the proof of payment information via email address XXXX for the Sequium Asset Solutions review. I have submitted the same proof of payment information receipts as I am attaching to this complaint to the Sequium Asset Solutions using the email address provided. After not hearing anything back from Sequium Asset Solutions I have contacted them again on XX/XX/XXXX and was told by Sequium Asset Solutions representative that no information about the case could be provided at this point. I think it is a blatant violation of my consumer rights to seek to collect debt that has been previously paid and not to respond to my request for further information.
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| 01/15/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
|
I graduated from XXXX XXXX University in 2012. A few years after graduating, I was informed that the tuition balance owed ( {$1600.00} ) would be dismissed as a result of a lawsuit filed by the Department of Education. Soon after the notification, the debt was removed from all three of my credit bureau reports. XXXX XXXX University Online then dismissed the debt and soon after emailed me my college degree ( please see link below ).
Please review link below : XXXX XXXX XXXX? XXXX The debt was recently picked up by Sequim Asset Solutions Collections Agency who added it back on to my credit reports. I've spoken to them on several occasions explaining to them that the debt is not only a debt that was dismissed, but it is an 8 year old debt, but have gotten no results. They have recently added this old and dismissed debt to all three of my credit reports. I'm writing to file a complaint with this collection agency as well as to have that debt removed from all three of my credit reports. Sequim Asset Solutions telephone number is : XXXX. Their address is : XXXX XXXX XXXX, # XXXX XXXX, Ga XXXX. Thank you in advance.
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| 10/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I switched mobile service providers in XX/XX/XXXX from XXXX XXXX XXXX to XXXX. XXXX advertised they would pay off my final bill. XXXX XXXX XXXX said they never got payment yet XXXX said they did. I informed XXXX XXXX XXXX of this on XX/XX/XXXX. I heard nothing else from XXXX XXXX XXXX until XX/XX/XXXX when Sequim appeared on my credit report, no notice sent prior to being placed on my credit report. I asked them to validate the debt. They did and I paid {$30.00} more than the oringal debt of {$95.00} for {$120.00} on XX/XX/XXXX. When I paid the debt I asked the collection be removed from my credit report. Sequim stated only XXXX XXXX XXXX could do that. I contacted XXXX XXXX XXXX for the removal they have stated that Sequim is the one that placed it there and they need to remove it as it is satisfied. I called Sequim again on XXXX and they again gave me the XXXX XXXX XXXX story and then I informed them that was false and they said I was a liar. The agreement was to delete this from my XXXX and XXXX credit reports as this is not reporting on my XXXX report. THey have not kept up their end of the bargain.
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| 09/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
Servicemember |
|
My realtor checked my credit profile and there is a collection on all three bureaus for {$500.00} from SEQUIUM ASSET SOLUTION. ALLEGED ACCOUNT # XXXX that does not belong to me I have lived at my address for 41/2 years I have never had XXXX XXXX
DEMAND FOR VALIDATION AND PROOF OF CLAIM This Notice is being sent to you in response to the reporting on my credit profile which is not VALID. Be advised that your reporting is being disputed and validation and proof of claim of the disputed debt is requested in accordance with the The Fair Debt Collection Practices Act,15 U.S.C. 16921692p, and as amended by adding the following new Title 8 USC 802., and the Fair Credit Billing Act, 15 U.S.C . 1666- U.S.C . 1666- All of which work in conjunction with each other, including the Truth Lending Act ( TILA ) 15 USC 1601 et seq.
In accordance with the Fair Credit Reporting Act Alleged account #, has violated my rights. 15 U.S.C 1681 section 602 A. { States I have the right to privacy. 15 U.S.C section 604 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions.
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| 11/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Sequium Asset Solutions , LLC emailed a debt collections notice for {$150.00} from XXXX XXXX XXXX XX/XX/2022. The debt originated from unauthorized access directly related to a XXXX data breach that compromised my personal information. At about XXXXXXXX XXXX XXXX XXXX, I telephoned the company and told one of the debt collectors named XXXX XXXX that the original creditor, XXXX XXXX did not send any correspondence that validated the veracity of the debt. XXXX XXXX did not listen and tried sidestepping the issue by verifying my address in backdoor attempt to force me claim the debt. I told XXXX XXXX that per Fair Debt Collections Act, the original creditor has to provide written information. Also, I told him that I currently participate in the class action lawsuit against XXXX and included the debt in question as part of unauthorized XXXXXXXX charges directly attributed to the XXXXXXXX data breach.
Shortly thereafter, I disconnected the call with the debt collector because he was in no position to resolve the account dispute because his sole purpose included forcing to pay a debt for which I did not owe.
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| 10/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
|
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A company named Sequium Asset Solutions , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX : ( XXXX ) XXXX has filed a collection for {$220.00} against my name claiming they are collecting on behalf of XXXX XXXX XXXX XXXX. The charge they claim is for XX/XX/2020. I contacted XXXX XXXX XXXX directly and they have no knowledge of any debt I owe them. Besides, all my XXXX bills are paid directly via auto pay linked to my debit card or bank account. This includes the XXXX XXXX component as well as 4 wireless lines. I do not have any other accounts with XXXX. I am enclosing a chat transcript with XXXX and screen shots of my bill pay history for all my XXXX accounts.
I also researched on XXXX and other websites that there have been over 530 complaints against Sequium Asset solutions https : XXXX I believe this company is a fraud and they are trying to scam people. Such people need to be shut down and criminally investigated.
I tried to resolve this with XXXX but they said they investigated the dispute and believe the account is indeed mine - which is completely baseless unless my identity was stolen.
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| 01/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I sent in a dispute to XXXX regarding Sequium. The info doesn't match real time issues that took place. Instead of fixing it they keep updating the date which means it stays on my report many more years longer than it should. My goal was to force Sequium to update the information on XXXX XXXX and XXXX. Either XXXX failed to send the request to the creditor or the creditor ignored it. That seems to be common place with both companies. Sequium is not the most ethical company and neither is XXXX. So my complaint is regarding both 's failure to correct an issue that was simple to fix. It needs to be identical on both reports period! This updating the date constantly is not fixing nor resolving the problems. Therefore I'm not letting it go! I will go to civil court on both if this is not corrected! See the highlighted info on the bank statement, highlights on page 2 of the original letter sent to XXXX and XXXX 's lame response attached that's still not corrected. Even the date the credit was received is inaccurate on XXXX 's response! It just gets worse! All info is on Sequium 's correspondence to me.
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| 04/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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I received an XXXX alert yesterday that a collection had been reported on my credit report. I checked my report and saw that it is from a collection agency called Sequium Asset Solutions and originated from XXXX XXXX. I have an account with XXXX for cell phones, so I called them. My account is up to date and always paid on time. XXXX had no record of another account in my name. I tried contacting Sequium, but they had no record of an account in my name. I disputed with XXXX and the result was the account came back with my information. This has to be a case of fraud. I have had issues in the past two years with someone trying to open accounts at XXXX XXXX XXXXXXXX, but I was able to catch these and have them denied. I placed a fraud alert on my account last fall. It appears that this situation didn't generate a fraud alert since it wasn't a line of credit but cell phone service, I assume. I am not sure how to proceed other than to work with XXXX and try to figure out what is happening. My perfect credit is ruined because of someone else and I feel like I've been taken hostage. It's most distressing.
|
| 12/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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In XX/XX/XXXX, we started receiving multiple calls daily regarding collection of a debt.
For several weeks we ignored the calls until we received a letter with the same name of the collection agency. " Sequium Asset Solutions , LLC '' We contacted the Collection Agency by phone to get information regarding the collection. It was for an account we closed in XX/XX/XXXX, XXXX Service. We explained that we paid the account in XX/XX/XXXX and paid in full. We were never contacted by XXXX, nor anyone until XX/XX/XXXX for any additional debt owed. On the phone call we asked the collection agency to provide us with the billing information so we could verify the account and billing to verify the collection attempt.
We also contacted XXXX for billing information for verification. They deferred to " Sequium Asset Solutions , LLC ''.
Neither company was able to provide the information requested to verify the collection attempt.
On XX/XX/XXXX we sent a certified letter to " Sequium Asset Solutions , LLC '', requesting the billing information for verification. We have not received a response to our letter.
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| 08/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Through checking my credit report/score, I saw that there was a collection notice submitted by Sequium.com on behalf of XXXX XXXX XXXX XXXX. It was for an a phone bill that was overdue. The account was opened in GA and I live in XXXX. I never traveled to GA and I am already a good customer with XXXX XXXX XXXX in a very good standing.
I tried contacting Sequium.com through phone and email to dispute my debt but I could not get in touch with them and did not get an email back. I called XXXX XXXX XXXX and put in a dispute. I have not heard from them yet.
I have disputed this with all credit bureaus and both XXXX and XXXX removed this collection from my notice. XXXX claims that the debt is mine but did not provide me with additional information. I have called XXXX and they told me to gain contact XXXX XXXX XXXX and file another dispute.
I am not sure how this happened but it is a lot of work to remove a fraudenlet activity espcially when XXXX is not cooperating very much with me even though the other bureaus were quick to remove this collection from my account and restore my credit score.
|
| 03/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have disputed this account twice through XXXX, twice through XXXX XXXX, twice through Sequim Assests ( the collection agency ) and twice through XXXX XXXX XXXX which is the company that created the debt. When I spoke to XXXX XXXX XXXX in XXXX they opened a case and confirmed that the money was not owed and closed the account. I followed up with both the debt collector and XXXX XXXX.. it has been over 60 days and the dispute was still open even though this was an invalid collection account on my report. I again reached out to XXXX XXXX XXXX where they confirmed a SECOND time that the money was not owed. This account caused my credit to Drop by over 50 points and it was put on my account in error. Everyone I talk to sends me to someone different. I was under the impression if you put in a dispute and no response is received within 30 days from the collector wthen the account legally has to be closed. I am upset because it has been over 2 months and it is still not resolved. This is unfair for people like me who are working very hard to try to increase my credit score for home buying options
|
| 07/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Hi my Im having a big issue with XXXX I never had account with them before in XXXX I seen a collection on my credit report from then I co reacted then XXXX XXXX after a few months or so the credit Bureau took it off my report for fraud it was in XXXX it happens again I could reacted XXXX XXXX again immediately complained I never had acct with yall its fraud once again the credit burea took it off now again XXXX there sayin theres multiple accounts in my name I complained again said how when I never had XXXX before the guy on the phone from XXXX then tells me that someone used my info I said thats fraud he tells me a female used my info and there policy is if someone has somebody info then there allowed to go threw service I was furious like how this is my life my credit fraud how can yall let them do that he said because they had my info something needs to be done about this the credit bureau gave me yall info told me reach out ASAP to let yall no whats goin on so something could be done about it please let me no what steps I should take or do to stop this from keep happening thanks a lot
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| 12/01/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS Located submitted XXXX XXXX XXXX obtaining information under false pretenses to the consumer 's credit corporation claiming to strike fear and under false pretenses, used FALSE impersonating to gain access to the consumer 's credit reports. Their claim and VIOLATIONS SUBMITTED information of being collector 's/ as well as claiming to be ATTORNEYS submitting a collect claim - a violation of the Fair debt collection practices Act. Also, the false. DECEPTIVE TRADE PRACTICES. By not notifying parties of the consumer 's dispute with FCRA. The CONSUMER will submit evidenciary proof in a report case information to the local authorities XX/XX/2022. Each XXXX was given a different and more DECEPTIVE view of their DECEPTIVE TRADE PRACTICES than the NEXT XXXX dispute XXXX XXXX. Alleged CONSUMER IS REPORTING VIOLATIONS AND DISPUTE TO CFPB AND FTC. ALONG WITH FEDERAL PROTECTIONS GIVEN. PRIOR BY THE FEDERAL SOCIAL SECURITY ADMINISTRATION MAKING THE CONSUMER " JUDGEMENT PROOF. '' I SEND THIS WARNING FOR THE COLLECTOR NOT TO AGGREGATE AND AGGRAVATE MY DISABILTIES ANY FURTHER.
|
| 03/14/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
On XXXX XXXX, XXXX notified me that my Credit Score went from XXXX to XXXX due to incorrect reporting by XXXX XXXX XXXX, a collection agency of questionable reliability, at XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX from an overdue XXXX XXXX XXXX XXXX charge for an XXXX XXXX XXXX for {$1000.00}.
This was incurred on XXXX XXXX by a XXXX XXXX, for phone # XXXX at a private residence which is also listed as a XXXX XXXX XXXX.
I have never had a personal account of any type with XXXX XXXX XXXX ; in addition, I hadn't lived in XXXX XXXX since XX/XX/XXXX. I have never lived at that address. All of this can be verified by my Credit History. I have an Excellent Credit Card record. I have never had a cell phone number at XXXX.
I have done Disputes with all the 3 big Credit Reporting Services. XXXX has never contacted me in writing or by phone. I have tried to call XXXX at their listed phone # : XXXX but the phone messages are always full. I have contacted them by numerous Emails with no response to resolve.
I have always worked hard to establish my good credit..this is a frustrating situation.
|
| 09/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I attempted many times to contact Sequium Asset Souloution located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX via phone, mail and email but I can not get in contact with a single employee. I have 2 accounts that are fraudulent on my credit that are due to my identity being stolen. The first account was opened on XX/XX/2018 for the amount of {$710.00}. The second account was open on XX/XX/2018 for {$1200.00} which both are in collections. I have obtained a police report and forward it to the XXXX credit reporting agency but they can not remove the charge from my file stating that I have to deal directly with the creditor, I had other fraud charges on my credit report that were cleared up with the police report but Sequium Asset solution is the only company left and After many many attempts I can not get a hold of a single employee. The company never even contacted me to let me know that I have a past due account not one phne call letter in mail or email. Also there are 2 address on my report that are associated with the the 2 accounts that are fraud, I would like the removed also.
|
| 03/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
|
In XX/XX/XXXX I relocated out of the city and changed my address. After trying to purchase a home in XXXX my lender informed me there was a debt in the amount of XXXX from XXXX XXXX on my credit report. I never received notice of this bill, was not contacted by mail, phone or email of this bill. And after contacting the company and explaining I would have resolved this debt had I known about it and asking them to please remove the debt from my credit after I pay it. They explained to me that they can not remove the paid debt and that it would still report stating paid in full. It is very important to me, my fiance, my kids that this is removed because our future depends on it. But instead of this company be willing to resolve the situation they were rude, inconsiderate of the situation and explaining to me even if I did not know about the debt its still my responsibility. Can you please help resolve this situation? I have spoken with XXXX XXXX and I have also spoken with Sequium Asset ( which is the collection agency forwarded too ) and neither of them have come up with a resolution
|
| 01/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX I received an email from a company called Sequium regarding their attempt to collect a debt on behalf of XXXX XXXX XXXX XXXX for {$840.00}. I have never received a phone call or anything in the mail even though the email communication informed me that XXXX XXXX XXXX shared that information with them. I paid off my account in full with XXXX XXXX XXXX and closed it. I do not owe this company money and they practiced deceptive ways to ruin my credit without verifying the account with XXXX XXXX XXXX first. The account in question is under my married name XXXX. I have been divorced and legally changed back to my maiden name in XXXX. President/CEO failed to send me my initial communication before placing this alleged derogatory status on my credit reports further violating the FCRA. I understand that according to the Fair Credit Reporting Act, failing to provide this notice can result in a penalty up to {$2500.00} and can be enforced by the Consumer Financial Protection Bureau, FTC and that my state attorney general can also enforce this with a {$1000.00} penalty as well.
|
| 01/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notification from a my credit monitoring service that a collection from Sequium Asset Solution has a collection for {$1200.00} for a collection that says that I owe a debt. On XX/XX/XXXX I called the company to asked why they reported this debt and never contacted me about this debt as report XX/XX/XXXX. I have never received a phone call nor written information for me to dispute this debt. This is not my debt I have been with my current cellphone company for 9 years and this debt is not mine and I have called to company to let them know I haven't received anything in written nor by phone of this debt and they put it on my credit report. I called this company any they have a XXXX Florida address where I have never I told them someone has committed fraud and they need to take that account off my credit report because that address I have never lived in that part of Florida ever. The reference number # XXXX and with an account number XXXX I have called twice to give this company my address to send correspondence I spoken to a XXXX XXXX to send and he hung up the phone.
|
| 05/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My nature of dispute is that this company placed a medical debt collection on my credit report without proper notice. I reach out to this collection agency, spoke with XXXX XXXX ( Unit Manager ) who was not helpful and very rude. I request this medical debt be removed off my credit report and I will resolve the matter with XXXX XXXX XXXX. XXXX XXXX stated that they did send a letter and called my cellphone, which the letter was sent to an old address and this agency did not leave a message because they stated they are a debt collection. This medical debt is for a person who is covered under New York XXXX XXXX since 2010. Sequium Asset did not follow the Fair Debt Collection Practices Act. Sequium Asset fail to inform me of the debt in writing and notify me of my right to dispute this debt within 30 days. They are illegally placing medical debts and refusing to remove them. The are not properly informing the consumer and they are refusing to remove the debt until payment is receive. XXXX covers these services and this company refused for me to send a copy of proof of insurance.
|
| 01/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company called Sequium asset solutionsXXXX XXXX XXXX, XXXX GA XXXX is acting as collections for XXXX XXXX XXXX phone.
Both XXXX XXXX XXXX and this company mistakenly tried to bill me for this debt.
I submitted to both companies copies of all canceled payment checks and proof of invalid charges.
I have tried to clear this matter up by communicating with this company for over a year!
This company has yet to provide me with any form of documentation what so ever and they refuse to communicate with me even though I submitted payment proof via certified mail. ( Actually the issue was that XXXX XXXX XXXX continued to bill me after service had been canceled so there was truely never a debt that I paid but a billing issue that was late in being corrected ) They act as though because they send me a bill that makes it valid.
I am sick of the abuse and I have requested on 3 separate occasions that they remove this inaccurate information from my credit report but like i previously stated, they are silent in and response.
See credit report record # XXXX Their listed phone # XXXX
|
| 09/05/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Received a telephone call at approximately XXXX XXXX ( EDT ) from a gentleman representing himself as an agent for XXXX XXXX XXXX. He stated he was calling to follow-up on an inquiry I had made regarding debt consolidation. I had to ask for the gentleman to identify himself repeatedly. He claimed I had made inquiry about debt consolidation with Sequium and he was calling to verify my account information. I told him I had not made such an inquiry and wanted to know where he had gotten my phone number. I told him I would not give him any identifying information over the phone. The next day, I received a notice in the mail stating that Sequium was a debt collector and an account was sold to them for collection purposes. The caller misrepresented the purpose of the phone call by claiming to be a debt consolidation company and did not advise that he was a debt collector attempting to collect a debt and that all communication would be used for that purpose. He lied and was deceptive in his statements about being a debt consolidation company. This is a clear violation of the FDCPA.
|
| 05/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was alerted about a collection account being added to my credit reports ( XXXX, XXXX XXXX XXXX ) After reviewing the information it stated it was From Sequium Asset Solutions- XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX for a XXXX account from XX/XX/XXXX in the amount of {$310.00}. I have never had a XXXX account. After speaking with XXXX today I have learned that a address of XXXX XXXX XXXX, XXXX XXXX, Tx XXXX was added as a address for me through the credit bureau. I have never lived in Texas or have even been in Texas. At this time I am disputing the above account and address being added.
XXXX I was told by XXXX to include this information also when submitting the above information. In XXXX of XXXX a application for a credit card for XXXX XXXX XXXX was submitted, which I never applied for and the inquiry for this account was removed. ( # XXXX Research request number ) I just noticed now after reviewing my account that there was to additional Inquiries on XX/XX/XXXX and XX/XX/XXXX which I am disputing also through XXXX.
Thank you for your time in the above matters.
|
| 11/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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On XX/XX/XXXX, I received a phone call from Sequim Asset Solutions about a {$100.00} debt they received from XXXX XXXX XXXX XXXX for unpaid fees. I currently receive services from XXXX XXXX XXXX and pay monthly however they told me this from a previous account which was closed. The account was closed XX/XX/XXXX because billing responsibility was transferred to another account holder/ After the account closed, the old account accumulated recurring fees for a XXXX XXXX service I asked to cancel. I still made a payment in XX/XX/XXXX after learning the account was still not closed. A year and a few months later, I learned the recurring service for the XXXX XXXX was never cancelled and they sent the bill to collections ( Sequim Asset Solutions ). I was on the phone with over 10 different employees from XXXX XXXX XXXX for 9 hours just to find out that theres nothing that could be done and was left needing to pay for a bill on an account that was cancelled. I cried and have lost sleep since. This is by far the most traumatic thing that happened to me in such a challenging year.
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| 08/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Sequium Asset Solutions , LLC has placed a collection account on my credit reports that I do not owe them. I have never done any type of business with this company nor have I ever heard of them. I've never received any services, merchandise, or any sum of money from this company.
I received a collection letter from Sequium Asset dated XX/XX/2022. I sent them a letter on XX/XX/2022, asking for validation of the alleged debt showing that I legally owe them but I never received a response from the company. Instead, they place the frivolous debt that I do not owe them on my credit reports.
Oddly enough I received a letter from a totally different company for this same frivolous debt and the account was previously placed on my credit reports but was deleted because I didn't owe them either!
So as stated before I have never done business with Sequium Asset Solutions , LLC nor have I ever heard of this company. I've never spoken to a representative from the company. There is no contract containing my wet ink signature and the signature of Sequium Asset Solutions , LLC.
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| 01/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I checked my credit and noticed that I had a collection mark on my credit from Focus Receivables Management on behalf of XXXX XXXX for the amount of {$38.00}. I was unaware of this debt since when I closed my account with XXXX XXXX I returned all the equipment and paid off the account in full. I called about the debt since I should have not owed anything and in addition, I never received notification of any type of remaining debt from XXXX XXXX or Focus Management prior to maliciously applying it to my credit. When I talked to the representative from Focus Receivables Management she said I could pay the amount and dispute the balance. This is a false statement as it will still leave a negative mark on my credit. My credit is very valuable and should not be used as a collection tactic to an amount that I am unaware of and also the original creditor made no attempt to contact me. How can I owe a debt if everything was paid and returned? How can some destroy my credit which hurts me personally and professionally with no contact, no prior communication, or anything?
|
| 05/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Sequium added an account to my credit that does not belong to me. I never received any notice, letter, or contact from this company and never heard of them until I checked XXXX XXXX. When I call Sequium ( FOCUS RECEIVABLES MANAGEMENT ) no one answers and the voicemail is full. I have sent several emails that go unanswered. I have never had a XXXX XXXX XXXX account. This account does not belong to me. I sent Sequium a letter to dispute XX/XX/2020, got no response. As of today, no reply has been received. Sequium first broke the law by failing to provide any notice before it was added to my credit. Sequium continued collection activity after I contacted them by verifying the item with all three major bureaus while ignoring my request for verification. This is wrong and illegal ; Sequium has no signed contract, no audio recording, no e-signature, nothing to verify this is mine because it is not my account.
I do not even know the address where the service is located because no one responds. Also. I am a former XXXX XXXX XXXX employee, but I have never had the service.
|
| 05/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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I had a negative account listed on my XXXX Credit Report on XXXX for the amount of {$340.00}. I disputed it because it was not my account. And, I had disputed it previously with XXXX on XXXX and they had removed it on XXXX. However, on XXXX, XXXX reported that their investigation this time had resulted in the negative account staying on my report.
I contacted the collection agency, Sequium Asset Solutions, XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX, on XXXX by phone. They asked me if I had ever lived in Georgia, which I haven't. I informed them that I had never received any bills from XXXX XXXX, nor from their collection agency. They told me that the billing address associated with this adverse account was located in XXXX XXXX, Georgia. I gave her my address which is in North Carolina. She informed me that they had indeed made a mistake and it should not have been on my credit report and that they would have to investigate the other guy who had the same name as mine, for possible fraud.
The adverse account is still listed on my credit report as of today, XXXX.
|
| 08/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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Web |
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Sometime in early 2019, I closed my XXXX XXXX XXXX account for cable. I returned the cable box by mail, but started receiving collection demands to pay for the allegedly unreturned cable box in the approximate sum of {$200.00}. I disputed this debt with the first collection company ( can not remember the name ) and assumed it was resolved. Then, the " debt '' was apparently " sold '' to another collection company, Sequium Asset Solutions. Even though I disputed the debt, I paid the amount to avoid being harassed again. This was paid in XX/XX/2019 and I have my bank statement to prove it ( attached ). Now, just this week, I got a notice from credit karma that I had a derogatory addition to my credit report. A new debt collector, XXXX XXXX XXXX, has reported a collection account of {$200.00} against me to the credit bureaus. I PAID this debt eight months ago. XXXX never contacted me, I never received any letters. This is a complete fraud and a lie. And now it has damaged by credit as it is affecting my ability to obtain a car loan at a reasonable interest rate.
|
| 03/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was first contacted by XXXX in XX/XX/2020 about the remaining balance owed. I disagreed with that amount as I had returned the equipment and felt it was {$200.00} higher due to that. They noted the system and I asked for an updated billing statement to reflect that amount. I never received it but did get a collection noticed from Sequium Asset Solutions , LLC for the full amount. The date on the letter was 30 days old when I received it so I contacted them inquirying. They advised that the total about was {$420.00} which again I shared what happened and they stated to call XXXX again. I did this and they acknowledged that it was noted and would send to that company. I never received a phone call, another letter and forgot about it until an email sharing my credit score dropped 57 points and a collection was reported.
Called today and paid the amount I felt was due and they advised that no other calls, letters were warranted and that I would have to dispute with XXXX on getting it removed from my credit report.
Account # XXXX Sequium XXXX # XXXX
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| 06/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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2 years ago I purchased XXXX in my apartment complex and paid for the installation fee and all fees that applied. My apartment complex notified me shortly after we could not have a dish in my location and I was unaware. I called XXXX and explained the situation and at the time they were very understanding and I had a XXXX balance. I turned in all boxes and remotes and got XXXX cable shortly after. Come to find out this collection on my credit report shows up recently 2 years after and they said it was from XXXX. I explained the situation and they said rudely we dont care just pay your bills. Very unprofessional and I just couldnt believe 2 years later they are being this unprofessional when I truly wanted the service but was unable to carry them on my property. This was never about paying a bill. They charged me XXXX for an early cancellation fee even though they assured me this wouldnt happen.
Solution- I would like this false charge removed from my credit report immediately and for them to conduct good business. This is definitely an unfair charge
|
| 01/25/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2020, I received a letter at my home address indicating that a debt I was alleged to owe to XXXX had been placed into collections.
The letter is from : Sequium Asset Solutions , LLC XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX XXXX The letter came as a complete surprise as I have had no contact of any type from XXXX or any of its representatives suggesting that some type of financial obligation exists between myself and XXXX.
I have lived at my current address for three ( 3 ) years and had both my cell and landline numbers for the same period of time. My current email address is approximately 15 years old.
I immediately called SEQUIUM at the number on their letter. They refused to provide any information about the alleged debt, instead demanding to know whether I had ever had an account with XXXX.
At my request, the call was escalated to XXXX XXXX, ( XXXX ) XXXX. After a brief discussion, Ms. XXXX acknowledged that SEQUIUM is not in possession of any document that would show that I ever had any type of account or other contract with XXXX.
|
| 09/15/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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On XX/XX/, I noticed a charge off and many collection entries from XXXX. XXXX XXXX XXXX, XXXX, Account No. # XXXX XXXX. XXXX XXXX, XXXX, Account No. # XXXX and 3. Sequium Asset Solutions, LLC., Account No. # XXXX respectively trespassing on my XXXX XXXX XXXX, and XXXX consumer credit reports. I've requested that the consumer reporting agencies produce the original contract and after a month they still haven't responded to my notices. They are erroneously reporting a contractual debt and that a civil dispute exists us which is false, there is none to my knowledge. In accordance with the Fair Credit Reporting Act these reporting agencies have violated my rights as a natural person, and living human being numerous times.
XXXX5 U.S.C. 1681, Section 602 A. states that I have the right to privacy.
15 U.S.C. 1681, Section 604 A, Section 2, states that a consumer reporting agency can not furnish a account without my written instructions.
I demand in these instructions that the three accounts listed above ( 1-3 ), be removed according to 15 U.S.C. 1681.
|
| 11/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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On XX/XX/XXXX I purchased a cell phone from one of XXXX XXXX XXXX 's retailers for {$570.00} and had buyers remorse less than 7 days after purchase of the phone plan. I returned the device back to the retailer and was handed a detailed receipt/confirmation of device returned. This account was sent to collection in the amount of {$580.00} in XX/XX/XXXX. I'm am being charged for a device that they have receipt of receiving. I have contacted XXXX XXXX XXXX as well as the Collections agency ( Sequium Asset Solutions , LLC ) several times over the past several months to attempt to resolve this issue with no luck. Ultimately, I spoke to XXXX XXXX in customer care on XX/XX/XXXX regarding my complaint and was informed that this would be resolved within 30 days with XXXX XXXX XXXX, the credit bureaus, and the collection agency. A confirmation email was sent to me ( I will attach ) with the summary of our conversation with no resolution to date as I keep getting tossed around to different departments with no one taking initiative to help resolve the issue.
|
| 09/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
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Web |
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I checked my credit report and notice a collection that I wasn't aware of. I don't have any contract with this or have received any correspondence from them explaining where they come from and how I'm to pay an alleged debt. The company simply went and bought a debt for pennies on the dollar and assumed it was mines instead of going through the proper channels and giving me my right to dispute. They are in violation of my FCRA rights. XXXX says the collection was open in XX/XX/XXXX on the other hand XXXX says it was open XX/XX/XXXX, and I'm completely confused with these discrepancies especially not knowing who this company is to begin with and how are they putting invalid information on my credit report stating I owe them a debt. I don't have a contract with them, I never signed anything with them, I never had a phone conversation, and I never received any mail from this company. They claims are false and destroying my credit it is hard enough to survive the pandemic and hold on to your credit especially when you working to become a homeowner.
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
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XXXX XXXX. ALL OF YOUR NEWST ADVERSE INFORMATION WILL FOEVER BEEN UNDER DISPUTE FOR INACCURATE NEGATIVE INFORMATION! SEQUIUM ASSET SOLUTIONS INC. WILL ACQUIRE NOTHING. IF XXXX DID NOT TELL THEM ABOUT WHO I AM- THEY WILL GET NOTHING FROM ME. SOMETIME AGO, REINSERTED OLD OUTDATED ADDRESS XXXX NUMNERS AS WELL AS OTHER ADVERSE AND INCORRECT INFORMATION. XXXX AQUIRED XXXX PARTY INFORMATION TO DIG UP AND THROW ONTO PEOPLE 'S CONSUMER REPORTS WITH CONSUMER CONSENT BEFOREHAND VIOLATING THE CONDITIONS UNDER WHICH LAY THE CONCRETE OF 15 U.S.C. 1681 BACKBONE OF THE FCRA. XXXX GOAL - MAKE PROFIT BY ANY TERMS. THIS WILL SET THE STAGE IN THAT XXXX AND THE OTHER CRAS ARE INCAPABLE OF HOLDING AN KEEPING ANY PRIVATE PARTY SAFE AND PROTECTED BECAUSE XXXX XXXX ITSELF IS A COLLECTOR AND SELLER OF PERSONAL INFORMATION TO THE HIGHEST BIDDER - FOR THE XXXX PRICE. BE WARNED XXXX - FOR DIGGING THROUGH MY REPORTS FOR FOR OWN GAIN. YOUR TIME IA PASSED. YOUR COMPANIES SHOULD AT ALL COST. SHOULD BE BROKEN UP AND AOLD TO THOSE THAT HONESTLY KNOW THE MEANING OF " PRIVATE ''
|
| 05/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I checked my XXXX account on Sunday, XX/XX/XXXX because I got an email that my credit score has dropped.
My XXXX Credit Report stated that I had a new " Collection '' of {$6800.00} and a late payment for this collection.
The collection was owed to Sequium Asset Solutions in XXXX, Georgia and originated with XXXX XXXX.
The problem being that none of this is mine! The collection account isn't mine and the debt isn't mine. It doesn't seem like anything else has been compromised.
As of Monday, XX/XX/XXXX I have filed a police report with the PA State Police, reference number " XXXX '' and called XXXX. XXXX put a " fraud '' on the account and is disputing the account.
I called Sequium on the XXXX as well and they are looking into it. They gave me the account number and told me that the account was created back in XXXX of XXXX, and is connected to an address in Ohio. I live in PA!
I just tried to log back in to my XXXX but can't for some reason. I'll try again tomorrow, I hope they are just experiencing some tech issues on their end.
|
| 10/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
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The name of the company is Sequium Asset Solution. I called the company, paid for the past due bill of {$290.00}, and asked for a letter of deletion and the representative informed me that they would mail me one. I call back and ask 3 times for a letter that the bill was paid in full, and went ahead and paid for the bill in full but never received a letter. This company reported it as a collection owing {$0.00} but it stills impacts my score 35 % and I know that companies can discriminate according to zip codes. This is the only derogatory account on my credit report and for an account that is paid in full, so why wouldn't I think that this is a discriminatory act on behalf of XXXX and Sequuium. The account was opened in XX/XX/2020 and paid in XX/XX/2020, and there has not been an update and it is now XXXX XXXX.The name of the company is Sequium Asset Solution-XXXX XXXX XXXX XXXX XXXX, XXXX, Ga. XXXX and phone number is XXXX. The original creditor is XXXX. XXXX representative has informed me to contact Sequium.
Please Help, XXXX XXXX
|
| 02/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
In XXXX of XXXX, I transferred a line from a separate XXXX account, to my XXXX account. At the time, XXXX explained that a temporary account needed to be created in order to make the transfer.
A month, later, I received a bill for the temporary account that XXXX created. After a dozen phone calls and 5 trips to different XXXX stores over the course of a month, someone at XXXX finally said that the issue had been " resolved. '' In XXXX of XXXX, a collections agency reported delinquency on my credit report. XXXX did not resolve the problem, and send the amount to a collections agency. After more calls to XXXX, they again said it had been resolved.
I was, at the time, pursuing a refinance that would have saved me thousands of dollars. This delinquency on my report stopped those efforts immediately, as my credit no longer supported these rates.
However, XXXX seems uninterested in ensuring that this is permanently removed from my credit report. I have made dozens of efforts to resolve this in good faith with XXXXXXXX to no effect.
|
| 08/04/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
on or around XX/XX/2020 i contacted Sequium asset solutions in an attempt to settle a debt owed to XXXX XXXX. The original debt claimed was {$500.00} ( which I dispute the amount owed ) After talking to a representative i was told they would settle for {$120.00}. I agreed to this settlement and paid it in full. Approximately a month later i noticed that this item was still reporting as collections for the same amount, so I disputed the transaction with the credit bureaus. The dispute comeback unchanged the collections where not closed and the amount owed continued to be {$500.00}. At this point i contacted the company again. I was then informed that the {$120.00} was not enough to settle the account. I then proceeded to ask why they hadn't even applied that towards the collections. The representative was vague and could not give me any answers. This company has made a false contract and collected funds towards the collection under false pretenses and as of XXXX they have not applied the amount toward the debt or refunded the amount.
|
| 04/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent this company numerous communications but all they ever did was sent me a invoice.This collection, originally reported by XXXX XXXX XXXX was removed by XXXX XXXX XXXX. This collection agency refuses to remove. It's even been updated to say IN DISPUTE. Why not say placed in error and remove it completely. This charge is the result of inaccurate billing and even though slow in doing so, was corrected by XXXX XXXX XXXX.
Since this reporting is inaccurate, there is NO supporting docs that can be produced and fabricating an invoice is not appropriate.
The truth also is that because of this companies failure to respond with requested support docs in a timely manner it is unfair that this is still allowed to be reported.
I first requested an investigation back in XX/XX/2019 YET they failed to provide docs.
CAN'T - NOT A VALID COLLECTION ATTEMPT I've sent numerous request for removal even certified mail but I get no response.
SETTLED /PLACED IN ERROR/ PAID AS AGREED ( Accurate charges with XXXX XXXX XXXX =JUST ASK XXXX XXXX XXXX
|
| 01/01/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I got a XXXX XXXX XXXX XXXX from XXXX XXXX XXXX with monthly installments I was paying everything on that this was in XXXX come XXXX of XXXX had a bit of misfortune I was XXXX which payment stopped after that month was my last payment I come home XX/XX/XXXX and Im trying to get my phone back on I forgot the Lock Screen code took a couple of to get that right called all around trying to fix the problem when I find out who the XXXX party collection was called them like the XXXX week of XXXX explained my situation again asking to set payment plan no they want it in full I stressed that I couldnt come up with that when I only had XXXX left to pay on phone for it to be mine anyway still nothing they wanted it in full I exhausted all my resources like I told XXXX XXXX XXXX record show I was a excellent customer until my misfortune happened and I cant get any leniency what was I a good customer for XXXX I only owed XXXX XXXX dollars on my bill when I got incarcerated come home on XX/XX/XXXX they want {$1200.00} how thats so unfair.
|
| 11/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
This is a bill from almost 3 years ago from XXXX. I disputed the bill it was found and taken off of my credit report. XXXX credit reporting Agency was the last person to actually buy it they keep selling it to different agencies even though I have disputed it with the credit report and has been removed. This reinsertion is illegal is constant and these companies are incessant they have harass me and I explain to them that the last person who brought the bill also had to remove it its been removed three times and they keep trying to ruin my credit by putting this on there as if I havent paid the bill when in fact I dont alter them any money they took their equipment I could never use anything so they just showed up at my home at a nowhere when I called and canceled they are the ones who canceled it not me I dont owe them anything I never did Ive always pay my bills they keep trying to ruin my XXXX credit score with a three year old {$60.00} bill that I am not going to pay because I dont know its intimidation this is disgusting
|
| 04/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt to XXXX referenced in my previous complaint ( XXXX ) has been sent to a collection agency by XXXX. As I explain in the details of that previous complaint, I do not owe XXXX any money. I repeat the text of that complaint below : I canceled XXXX XXXX service to my address in XX/XX/2018. I am unsure of the exact date, but I have an email from XXXX saying " Thanks for your recent call '' dated XX/XX/2018 and I believe that to be a response to my call to cancel service. I paid my last bill of {$54.00} on XX/XX/2018. Since then, XXXX has continued to send me bills first for {$54.00} and now for {$100.00}. I have made at least 3 calls to XXXX since XX/XX/XXXX to determine why they continue sending me bills. Each time, the representative assures me that 1 ) they are aware I canceled service in XX/XX/XXXX, 2 ) I do not owe them any money, and 3 ) they will make sure I stop receiving bills. But I continue to receive paper bills in the mail as well as telephone calls almost every day informing me of this " debt '' that I owe.
|
| 01/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.
|
| 02/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have reached out to Sequium several time to dispute the debt. Sequium claims the debt is from an unpaid service from XXXX XXXX XXXX internet account. However, XXXX XXXX XXXX says it from not returning equipment, which I returned.
On XXXX an XXXX rep gave me a {$20.00} credit off the {$120.00} bill and submitted the rest of said balance to management to be reviewed for a credit. As he didnt have the authority to rectify the entire balance. XXXX, manager from XXXX called around XXXX EST on XXXX and said the bill was zeroed out. I called XXXX to confirm, it was.
On XXXX I called Sequium. The representative was very forceful trying to get me to pay money I didn't owe. After threatening legal action and telling her the call was being recorded ( at that time it wasn't ) she allowed me to proceed to 3 way XXXX. The XXXX rep and the Sequium rep spoke to each other. XXXX reiterated the {$0.00} balance. However, Sequium refuses to remove the debt. Please see my recorded call on their refusal on XXXX XXXX XXXX XXXXXXXX
|
| 05/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
In XX/XX/XXXX and in XX/XX/XXXX I contacted Sequium Asset Solutions for attempting to collect on a debt that was paid to XXXX XXXX prior to the reporting of this account on all three of my credit reports. I contacted XXXX XXXX to validate that this debt was paid in full and they stated there was no debt owed and they have attempted numerous times to recall the Debt from Sequium Asset Solutions with no response. I contacted them again and spoke to the manager of the customer service section who stated that he refused to acknowledge that the debt was no longer owed and refused to acknowledge, even with proof from XXXX XXXX, that there is no debt owed. I have sent in all correspondence to the debt they are trying to still collect on for XXXX that is not owed ad they have yet to remove this account from my XXXX credit report, falsely reporting a debt that is not owed. I have contacted them in XX/XX/XXXX as well and they still refuse to adhere to the FCRA and negatively reporting an account that is not owed and was paid.
|
| 09/05/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I received 12 calls, all times of the day and night, over a period of 3 days from Sequium Asset Solutions ( XXXX ) XXXX. The agent indicated she was a legal firm collecting a debt in the amount of {$340.00}. She requested my credit card number and said that if I did not provide it I could be arrested. When I asked what company was owed the {$340.00} debt the agent indicated it was 'confidential '. I responded that I did not have any debt and unless she could provide proof of to please stop calling me. The agent became aggressive and said that I could go to jail TODAY if I did not pay. I specifically asked if this was a SPAM call and if so to remove me from the call list. The agent responded that the call was not SPAM and that she was calling from a legal firm and repeated that if I did not provide my credit card I could be arrested. I said I felt I was being harassed and asked that she not call me again. After, I received 3 more calls. I have since blocked the number. The calls were very threatening and disturbing.
|
| 05/31/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
*Approx XX/XX/XXXX : we changed from XXXX XXXX to XXXX XXXX, on advice of XXXX . I currently have a XXXX XXXX Acct.
XXXX : XXXX demanded payment of {$610.00} for services on consumer acct., which they switched to a bus. acct. Since acct was closed, I could not access that acct online. I spoke w/ numerous XXXX reps and each time they referred me back and forth to diff't depts. No one @ XXXX was able to help, including managers. Several hrs on phone.
*Approx XX/XX/XXXX : started getting harassing call from XXXX XXXX XXXX. I explained situation, but they said they could only collect or my credit would suffer.
*XX/XX/XXXX : I filed complaint with FTC ( XXXX # XXXX ) and sent detailed letter w/ copy to XXXX and XXXX. XXXX never called again.
*XX/XX/XXXX : Rec 'd collection notice from new agency : Sequium Asset Solutions , LLC , XXXX XXXX XXXX, # XXXX, XXXX GA XXXX XXXX ( XXXX ) XXXX. I called FTC and was advised to file complaint w/ CFPG.
XX/XX/XXXX : I will send a copy of this complaint to all parties involved.
|
| 03/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
XXXX XXXX canceled our internet while we were in the process of moving because the new owners of the house had requested their internet. On their end somewhere timelines were messed but because I called to notify them the last day we were going to be in the house. They shut off our internet and switched it to the other individuals account prior to us moving out. I spent over 8 hours dealing with this issue multiple times. Once we moved, I called XXXX to send my equipment back and she asked about my final bill. I explained to her what happened and told them that the bill was inaccurate as I was originally paying $ 60ish per month for my services and they wanted to charge me over {$140.00}. That is when she notified me that due to them creating a new account and it being within a 30 day window that their policy is, if you are not satisfied ( which I clearly was not XXXX they would cancel the service and I would not be charged. I am not wasting any more of my time on the phone with those people at this point.
|
| 12/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was shopping at XXXX back in XXXX when a XXXX XXXX employee approached me and offered to check if I was qualified for some sort of discount on an internet plan. I gave her my information purely out of curiosity to see if I was qualified. She then offered to sell me an internet package, which I declined considering I already have internet through XXXX XXXX. I then left the store. I never set up an internet connection in my home through XXXX, and I did not take home any XXXX internet equipment from XXXX that day. Later on I received a bill in the mail from XXXX claiming I opened an account and owed them money for the first month of internet access and alleged equipment. I called several times asking for this problem to be resolved, and I was told that the account that got opened under my name by the XXXX XXXX at XXXX would be closed. I then received a notice in the mail from XXXX debt collections telling me I owe XXXX {$140.00}. I have sent XXXX in writing via email a dispute of the full debt amount.
|
| 01/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is violating my rights when it comes to the FCRA in N.C. It put a fraudulent collections account on all 3 of my credit reports I was told by a very nasty attitude rep from this company that they will not remove a fraudulent account even if its determined to be fraudulent when their company policy says that they will only remove fraud accounts reported or identity theft accounts theres a thousand responses on XXXX from the compliance officer saying they will delete those accounts but the rep I spoke with was very rude and condescending I was threatened that if didn't provide certain information to this rude woman that me wanting to speak with a manager or supervisor would not be granted and the she was just gon na hang up on me because she was tired of waiting on me I have the right to speak with a manager or supervisor when the rep is being unprofessional and I was denied that and hung up on I would like this company to remove this fraudulent account from my credit reports immediately.
|
| 01/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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XX/XX/XXXX : XXXX pulled my credit report ( hard pull/inquiry ) XX/XX/XXXX : I notified XXXX they did this erroneously and someone was trying to access my credit. I had no idea who did so. They required me to submit multiple things, such as my SSN, license, and utility bills, to even continue the investigation.
XX/XX/XXXX : XXXX sold the debt to a creditor, SEQUIUM, who placed a collection on my report.
XX/XX/XXXX : I reached out to XXXX to inform them of the issue. They required me to submit SSN, license, utility bills and said they were opening fraud investigation.
XX/XX/XXXX : I also dispute the account with XXXX, XXXX, and XXXX.
XX/XX/XXXX-XX/XX/XXXX, XXXX : I reach out multiple times for an update with XXXX. They give me no updates.
XX/XX/XXXX : XXXX tells me the dispute is completed and the debt is mine. I reopen the dispute.
XX/XX/XXXX : I speak to XXXX and they tell me they will not remove it from my report unless XXXX and SEQUIUM also agree it is fraud.
XX/XX/XXXX : I contact you.
|
| 07/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
There is a account from XXXX in which I was charged for not returning equipment. I however filled a complaint with the FCC and have since been in contact with XXXX office of the president. They have credited my account to a zero balance and sent me a letter stating that this account will be removed from my credit report because it was giving to Sequium asset solutions for an account that was misreporting. I have contacted Sequium and I am told that the account will only be updated to show paid in full. I have emailed them the form from XXXX and I am told that they can not verify me I then responded back to the email with my address and phone number and never got a reply back. I also called many times to speak with a supervisor and I finally got one and she took some information and told me she would call be back in ten minutes and never did. I then called back the next day and was told that Sequium does not do pay for deletion and that I could not speak with the supervisor and to call back later.
|
| 10/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
hello, On XX/XX/19 an call was placed to this agency for the debt that is on my credit report. this amount is wrong. Payments were paid to the previous agency and the converter boxes has been sent back. I was supposed to received at least {$200.00} credit for the boxes being sent back, seeing that the original debt was for service that has not been rendered. The cable service was to be paid a month a head of time every month. If not paid they will cut off your service. So bad enough I still have to pay for a bill on cable I didnt get the opportunity to watch but they are trying to make me pay for the boxes and for payments I already paid. They offered me a {$230.00} settlement that I declined, the balance they said that I owed was {$470.00}. I told them if they take in light that I did send the boxes back with they said was {$160.00} and deduct that from the {$470.00} and then offer me a settlement, I would be more inclined to take that offer so it can come off my credit report. but they declined
|
| 03/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Sequium Asset Solutions : XX/XX/2020 I received a bill from Sequium in the amount of {$3700.00} from an XXXX XXXX XXXX bill. Due to Covid I was unable to pay right away. On XXXX XX/XX/XXXX, I contacted Sequium and arranged a payment plan for 10 equal payments to which they agreed to begin withdrawing from my checking account on XXXX XX/XX/XXXX. On schedule they took the money out of my account. On XXXX XX/XX/XXXX I received communication from a company called XXXX stating they had taken over the debt. The money was returned to my bank by Sequium. On XXXX XX/XX/XXXX my account was charged again by Sequium.
I have tried to call them on every number available to the public and their automated systems will only go to a full voicemail account. I have notified my bank to block all further charges, however this company still needs to be investigated. they owe me money now because my financial institution charges me for every month I block their fraudulent activity, but its is too expensive to sue.
|
| 12/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
This is my THIRD compliant with this company!!!! The agent whom is responding does not answer her phone and her voice mail is full. Her response of " Sequium Asset Solutions , LLC is a collection agency representing XXXX in association with a collection claim on a defaulted account XXXX XXXX is listed as the responsible party and all communication from our offices has been regards to account XXXX. Per your complaint, the account has been closed as cease and desist. You will receive no further communication from our office regarding the account. On behalf of Sequium Asset Solutions , LLC I want to apologize for any inconvenience that this may have caused you. '' DOES NOT FIX THE PROBLEM! They are refusing to REMOVE the account from my credit although they have admitted it is not valid, agreed to close it and agreed to cease collection. The problem is the account is appearing on my credit and is hindering me from obtaining a mortgage. REMOVE the account from all three credit bureaus urgently.
|
| 03/27/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Since XX/XX/2018, Sequium Asset Solutions , LLC received a collections file from XXXX XXXX stating that I was past due. XXXX XXXX then received a call from me asking why. XXXX then explained and expressed their deepest apologies for the incorrect information. They " accidentally '' opened a second account in MY name!! XXXX, the Supervisor at XXXX sent in a ticket, # XXXX, to Sequium Asset Solutions , LLC to immediately remove this item and No One has yet to respond. It has been well over 3 months now and still no results!! I have never lived in unit # XXXX, which is where they are reporting these lies. My apartment complex has also tried to reach Sequium to inform them I never lived their and no answer ... I am trying to buy a home and Sequium Asset Solutions , LLC has destroyed my chances and my credit, yet I nor XXXX can get get them on the phone!!! I am pressing charges for breaking the Fair Credit Reporting Act ... But not even my lawyer can get them on the phone!!! Please help ...
|
| 02/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
i noticed this debt got added to my credit file circa XX/XX/XXXX. Sequium Asset Solutions Failed to send me a notice that they were trying to collect a debt therefore they have violated my consumer rights. I have disputed this debt with all three credit bureaus as well as Sequium. Sequium did respond to my dispute with the bureaus with a questionable bill of service but was unable to provide any solid proof of this account being mine. I also sent Sequium notice via USPS certified mail circa XX/XX/2019 that they have violated my consumer rights by not sending an initial dunning letter giving me my rights to dispute the debt and they have ignored my request to remove this from my credit reports they also have ignored the letter i sent notifying them of their failure to comply by sending me an initial debt notice. I demand this be removed from my credit file otherwise i will seek legal council against Sequium Asset Solutions for their non compliance with the fair credit reporting act!
|
| 04/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX # XXXX, XXXX, GA XXXX called me on my cell phone. They asserted that I owed XXXX XXXX a balance in excess of {$500.00}. When I disconnected XXXX as far as I know there was no balance. In addition, I contacted XXXX about their equipment in order to avoid an equipment charge and they indicated, in writing that we could dispose of our equipment. There was not mention of any balance. Now more than XXXX year later XXXX is allegedly sending my account to collections.
When I asked for documentation that would show such a balance the person on the phone put me on hold or mute and did not come back to the phone. XXXX are my notes from the call.
Called from : XXXX Caller ID shows : XXXX XXXX XXXX Called at XXXX XXXX - Alleged the call was about a XXXX XXXX balance Asked for payment I asked for what I am entitled to under FDCPA to verify this balance.
They mute the phone and do not hang up but refuse to continue the conversation.
|
| 05/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a letter today from Sequium Asset Solutions informing me that I owe XXXX {$260.00}, with no information on the nature of the charges, and threatening me with a negative credit report to three bureaus if I do not comply.
When I called the number that the letter directed me to call for next steps, no one picked up.
There are two issues : 1. I did not receive any prior notice that XXXX is alleging I owe {$260.00}. I have received no information from the XXXX, the debt collection agency that they are using, Sequium Asset Solutions, nor have I been informed of any process I can engage in to receive that information or contest the debt.
2. I do not agree that I owe the charges. I closed out my account with XXXX when I moved from my previous home in XX/XX/2019. I spoke with a XXXX agent on the phone who confirmed that my account was closed and that all charges were paid. I have received no notice or information from XXXX or Sequium about the nature of the charges.
|
| 03/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is concerning a XXXX XXXX bill for an account that I never established. Sequim Asset Solutions at XXXXXXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX filed a judgement on my credit report against me stating that I owed {$840.00} for an account I never established. I never received any communication from the company despite my previous attempts. I contacted all three credit bureaus to rectify the situation and filed a complaint but they have responded that Sequim Asset Solutions reportedly verified and validated the account in spite of the fact that I never opened the account. There are no contracts, letters, or receipts to show that I ever established this account but they said they were able to verify that this account existed. This information was never sent to me because I never established this account.
The credit bureau stated that I would need to contact your company to attempt to resolve this matter. I hope to hear from you soon in my attempt to resolve this matter.
|
| 03/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I previously filed a complaint ( complaint ID XXXX ). This is my original complaint : " Beginning XXXX XXXX, I have received calls daily until XXXX XXXX today, XXXX XXXX. The calls are from phone number XXXX, Sequium Asset Solutions. I am not the person they are trying to contact. I have spoken to them twice to confirm this and they confirmed I am not the person they are attempting to contact. I was told by both employees that my number would be removed from their contact list. It has not been removed. My next step is to contact an attorney. '' The company responded with an apology and stated they had removed my number from their system yet I am still receiving calls multiple times daily and have informed them they have the wrong number. The reason for this is the company removed the wrong number. The number they removed is XXXX. My number is XXXX. I will be forwarding all of this information to my attorney because this is totally unacceptable and I plan to seek damages.
|
| 10/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notification from XXXX that I had a new collection on my credit file. I reviewed the credit file alert, and verified that Sequiun put a collection on my account from XXXX XXXX on XX/XX/2020 for XXXX. I have never had a bill from XXXX XXXX that was not paid, I've never been notified by XXXX about an outstanding bill, nor have I been notified by Sequiun about a collection or a past due bill. I only discovered this by the credit file alert. I do not owe this, I've no idea where this comes from. I've reported this as fraud to all three credit reporting agencies. I reviewed the website for this company after multiple times of trying to reach them. All XXXX 's at their company are full, there are never any people answering calls. There are many reports on their website of fraud occurring with other people, as well as on XXXX search. I've also reported them to XXXX.
Sequium Asset Solutions XXXX Phone ( XXXX ) XXXX Address XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX
|
| 11/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
Servicemember |
|
On XX/XX/XXXX and XX/XX/XXXX I received a bill by email from Sequium Assets Solutions that stated I owed the amount of {$820.00} when in fact I never signed a contract and I complained on numerous occasions that they continued to bill me and my husband even though neither one of us have a contract with this company and the contract had expired years ago and each and every time I would complain about the double billing sending 2 statements to 2 people for the same account they continued to double bill us and we do not have a contract and are not obligated to pay them any money I do not owe this company for I do not have a contract with them and complained to get the account in my name and they would not do it and attached both of us to one account double billing us as of todays date I am waiting for them to fix this error they would not stop sending XXXX bills for the same account when neither of us is contractually obligated to pay it for the contract expires years ago
|
| 11/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I did business with XXXX in XXXX -- they provided me with internet service for a period of several months until I ended my relationship with them. In XXXXXXXX XXXX XXXXXXXX I closed my account with them and returned by mail all of their equipment, using the prepaid label they provided me. They claimed for several weeks that I did not return the equipment and tried to charge me for it.
I received confirmation from a XXXX representative ( call reference number XXXX ) on XX/XX/XXXX that all equipment was returned to them in XXXX of that year. I emailed their legal team on XX/XX/XXXX to that effect and told them to stop harassing me ; see the attached copies of correspondence. I heard nothing further from them after receiving their reply on the same date ( XX/XX/XXXX ) and assumed the debt was discharged. However, today I received a bogus and entirely fabricated request from Sequium Asset Solutions , LLC for payment of {$320.00} for equipment that I had already returned!
|
| 06/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Received a notice from Sequium Asset Solutions , LLC of a debt owed to XXXX XXXX XXXX XXXX at least 2 years after leaving XXXX XXXX XXXX. Never received notice of any money owed to XXXX XXXX XXXX. Thought it was a scam until the collection showed up on credit report without sufficient information on Credit Report or from Debt Collection Agency to prove the debt as valid. Paid the agency to get the collection taken off my credit report since it negatively affected my score, but noticed from XXXX search that unknown XXXX XXXX XXXX XXXX changes have been found to be fraud. Please look into this matter and let me know if my identity has been compromised. I have been with XXXX and do not know what XXXX XXXX XXXX XXXX does. Either XXXX XXXX XXXX is incompetent in notifying previous customers of a past due amount, or someone has stolen my identity and has used this XXXX XXXX XXXX XXXX ( whatever it is ) with my SSN to get some charges for who knows what on my Credit Report.
|
| 02/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have made multiple attempts to get this debt verified. I even contacted the original company since I have sent 2 certified letters to Sequium Asset Solutions , LLC and the only correspondence I have received is the amount owed not the original information. I dispute this debt is owed and this company will never send me any information on the original debt. As a consumer I have a lawful right for this collection company to verify the debt with the original debt with dates of services and the first date of delinquent payment. enclosed the only correspondence that I have from the company. I took it into my hands and contacted XXXX XXXX XXXX and enclosed is the only services that the copy only had on file for me. According to those documents this debt is too old to lawful to be showing on my credit report. I need this company to send me the original correspondence from XXXX XXXX XXXX not just numbers and verify this debt is owed. I have sent the verify letter twice.
|
| 06/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
I tried to call this company called XXXX XXXX XXXX, because I just now received a letter from them dated XX/XX/2022 with File Number XXXX XXXX XXXX PIN number XXXX for the amount of {$53.00}. The letter shows creditor being XXXX XXXX XXXX, and they offered a discounted amount of {$42.00} for me to pay. However I received a text from another company called Sequium with reference number XXXX there contact number is XXXX requesting money for this same alleged debt. Top level I now have on my credit report listed that I owe {$53.00} but it does not specify to who and my credit report went down terribly.
I am requesting an official debt validation letter from each one of these companies. I want to get proof of sale with my signature that shows I in fact owe this alleged debt, and I want this collections remark to be officially removed unless they can provide me with signed bill of sale or alleged contract and to whom do I alleged owe this debt to but this is unfair.
|
| 08/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I requested service from XXXX XXXX on XXXX XXXX, 2023 for home internet service. However, after I received my router, I was told by the support service that I would need a co-axil port in my apartment in order to use the service. I informed them I did not have the necessary port and was told that the service would be discontinued as they could not physically provide me the service. I returned the equipment the following day and went to XXXX for internet. XXXX XXXX continues to try to bill me for phone and internet services they have never provided to me and have even received account termination information on. They have gone so far as to refer an {$86.00} collection account to my credit for one month of service despite providing no service. XXXX investigated this account and found it fraudulent ; however, XXXX continues to report it, causing me financial damage. I was notified that XXXX XXXX has a history of litigation for fraudulent account practices, as well.
|
| 03/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
This company has called me on several occasions. In XXXX alone, they have called on XX/XX/XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, and XX/XX/XXXX.
Last week when I spoke to a person, they refused to tell me what the call was about and were asking for my personal information including birthdate and part of my social security number. I have specifically asked them to stop calling me and to take me off of their list.
Then on XX/XX/XXXX at XXXX, I received another call, and it was silent on the other end when I answered. They eventually disconnected.
Recognizing the number, I called back in frustration. The automated recording said it was about a debt that I am unaware of. I eventually spoke to an agent and requested again that they remove me from their list.
The repeated calls are a disruption to my day. I am a business owner and answer my phone more than most people and this is highly aggravating.
Thank you for taking the time to receive this complaint.
|
| 08/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I XXXX XXXX just recently checked my XXXX credit report and discovered a new collection that I have no knowledge of whatsoever.From a company named XXXX with a parent company of XXXX XXXX XXXX. No account number is listed. Neither of which I have ever had an account with or done business with. So then why are they trying to collect an alleged debt from me? Also I was NEVER sent any communication at all from this company about this debt, my right to dispute it within 30 days.Nor any sort of validation on the account. And if so I am requesting to be shown these documents with dates and to what address they were sent because I believe that they weren't. Clear violations of FDCRA.I am submitting: 1. a screenshot of the entry on my XXXX credit report. 2. copy of cease and desist letter sent to them back on XX/XX/2019. They were going by the name Sequin Asset Solution then. Same account number and same alleged original debtor_XXXX XXXX.
|
| 10/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a letter from Sequium Asset Solutions , LLC ( a debt collection agency ) dated XX/XX/2022 saying I owed {$1400.00} ( reference number XXXX ) to XXXX XXXX XXXX mobility with an account ending in XXXX. I called them to get details. ( XXXX ) They said I had opened the phone account on XX/XX/2022 and the account was canceled for nonpayment. I told Sequium I wanted to dispute the debt. For the following reasons.
-The name it was mailed to is my maiden name which I have not used for 7 years.
-I have not had an XXXX XXXX XXXX account. For the past year or so I've used XXXX XXXX for phone service.
-I no record of an XXXX XXXX XXXX account on my bank or credit card statements.
-When I XXXX this company and the debt from XXXX XXXX XXXX XXXX found that many people have had the same debt information told to them, and the XXXX XXXX XXXX has many complaints about this under the company 's name. ( see below ) hXXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 11/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/21 I received an email from XXXX indicating that I have a new account under my name. When I looked at the account, it indicated that the account was Sequium ( XXXX ) with descriptors of collections derog and was opened on XX/XX/21 with a balance of {$280.00}. I have no idea where this charge would have come from. From research, it indicated that the company tends to work with internet/cable providers so I looked into my previous and current internet companies ( XXXX-previous ; XXXX-current ), and those are fully paid. All of my other accounts and medical bills are paid. I have no idea where this charge would have come from. I also have not received any calls, emails, or letters regarding this collection. Relatedly, I have zero documents to attach to this complaint because I haven't received any. I believe they are falsely making this claim and highly damaging my credit score in the process. I would like this resolved and removed as soon as possible.
|
| 06/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I received a notice that a new collections account had been added to my report on XX/XX/. Over the last couple of days contacted all the parties involved with the credit report, most recently was today, on XXXX when I contacted XXXX regarding the information. Sequim Asset Solution was the reporting agency, and rather than verifying the information they submitted when I disputed the account, they updated my credit report with a false address. I contacted them ( as they are the only party that can remove the collections account from my report ) and they stated that they no longer had this account XXXX XXXX XXXX XXXX had recalled it for review ) and that I needed to contact XXXX XXXX XXXX regarding the report on my credit report. I explained that they were the company that submitted that information and in turn they were the only ones that could get it removed. Even with it being false/incorrect information they still stated they were not going to do anything.
|
| 02/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
Sequim Asset Solutions, XXXX XXXX XXXX XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 03/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XXXXXXXX XXXX XXXX XXXX claimed that equipment was not returned. After providing proof that the equipment WAS returned and signed for, XXXX acknowledged their error then issued a refund to my bank. The following month, incredulously, they decided to rebill my account. The charge was disputed, investigated by XXXX XXXXXXXX XXXX XXXX, who found in my favor.
Since then, the supposed " debt '' has been passed on to two different collectors, and every six months or so I have been forced to send them all the information by registered mail, along with a request for them to supply the information on how they determined the validity of the debt ( as is required by law ). this request is always ignored and the debt collectors resell the bogus debt.
Attempts are currently being made by Sequium Asset Solutions who have been informed of the invalidity of the debt, and asked, again, to provide their attempts to determine said validly.
They have refused to answer.
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I utilized XXXX XXXX services and was informed i owed {$500.00} which the sales representative over the phone waived partial {$250.00} balance of the XXXX informed me i only had to pay {$250.00} plus and additional {$230.00} for activation and to restart services. Few months later i noticed my bill increasing to XXXX to XXXX to XXXX per month as i called them to question them about the bill a billing representative informed me they were collecting on an old bill which i disputed the agreement between the sales rep and i, but instead they gave me the run around. So i cancelled my services with them and they continued adding extra fees and charges totalling to {$930.00} for no reason on the final bill. I do not owe them one red cent. They have sold the account to a collection agency Sequim Asset Solutions who is reporting me negatively on my credit. XXXX XXXX committed fraud by using deceptive practices in trying to collect money from me i did not even owe.
|
| 12/13/2018 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX XXXX claimed I owed one last payment on my lease which was up in XXXX of this year. I had disputed the claim, asking for proof of which payment was missed. I was then sent a letter by Sequium ( Debt collector ) which I received XX/XX/XXXX. I called them XX/XX/XXXX. At which time they asked me to pay the debt, even though I disputed it and requested the proof of owing it. They told me I had to call XXXX for that. I did and was put through to their collections. They told me that Sequium was told to suspend collection activities on XX/XX/XXXX due to account review. I called Sequium back and told them what XXXX told me. I was told that XXXX doesn't make mistakes and she asked me how I wanted to pay off the debt. When I insisted that XXXX suspended collection activities the week before she acknowledged it and I was told to call back when XXXX adjusts the account. My complaint is that they tried to collect a debt after they were told to suspend activities.
|
| 01/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I was diagnosed with XXXX XXXX right before the Governor of Oregon State shut us completely down in 2020. After the removal of a XXXX XXXX XXXXXXXX and a XXXX XXXX I phoned all Creditors that I felt I didnt need and canceled their services as I was out of work from the shut down and facing huge Medical bills. I asked on several occasions to XXXX where to ship my equipment ( it is still in a box in my trunk ), they refused to give me an address and told me I only put off the servicefor a couple of months. They started back up without me knowing and not once sent me a bill. So, they said I owed for several months. How is that possible when they never even sent me a bill? I pay my bills. I have 100 % paid ON TIME in my Credit History. I feel this I a total scam. I do not owe them ANYTHING. I will gladly return the equipment tomorrow if given an address. Thank you for listening. You are more than welcome to check my Credit.
Sincerely, XXXX XXXX
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| 06/14/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Sequium is an LLC in Georgia that is essentially a credit pirate. Back in XXXX they showed up on my credit report as a delinquent account. Upon contacting them I found out that I owed {$1100.00} on my XXXX XXXX account that was overdue. Sequium said that they had been contracted by XXXX XXXX XXXX to collect. The funny thing is that Ive never had an XXXX & T account.
I contacted XXXX XXXX XXXX and according to the account representative I spoke with, they do not do business with Sequium. Ive contacted Sequium numeros times. You can not reach a manager of any type. Additionally, their representatives are clearly trained to say anything to get a payment out of you. One rep I spoke to said to me Look, whether or not this is your bill, for {$1100.00} I can get this delinquency off your credit report.
Clearly Sequium is not only an illegitimate business, but an illegal business - willfully and knowingly breaking many state and federal lays
|
| 08/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I received a collection account statement from Sequium this week asking me to pay {$270.00} on ; XXXX XXXX XXXX '. I called Sequium and asked what this collection was about, he looked in to the accoount and said he wasn't sure about the original creditor and said it could be XXXX or XXXX XXXX XXXX. I asked for the service date but he did not have that information either.
I told him that I have a different pest cpontrol company that I have been using ever since I moved in to this address and NEVER used XXXX or XXXX XXXX XXXX but he wouldn't listen. I asked him to verify the service address but he was sure about the address. I requested him to send me a detailed statement that shows the activity on my address under my name but he refused to do so and asked me to review the bill he sent to me. HE SAID THE BILL HAS ALL THE INFORMATION ON SERVICE PROVIDED TO ME. Please see attached bill and see if it provides any details on the service.
|
| 01/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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This is the 3rd or 4th time this debt has shown up on my XXXX report since XX/XX/2019. I've fought it, disputed it, tried police reports and it continues to get purchased by new debt collectors and resubmitted. Why am I paying for a monthly service to protect and monitor my credit if XX/XX/XXXX continues to " deem the information as accurate '' when I have never lived in Louisiana? I have shown that I have lived here in Ohio my entire adult life yet somehow someone gets a hold of my information in Louisiana at XXXX XXXX somewhere in XXXX XXXX and they decide that it's " accurate ''???? Then when I speak with XX/XX/XXXX they leave notes about my previous complaint like they didn't do anything wrong? Its ridiculous and unacceptable that I continue to pay for a service yet I have to spend my time researching and fighting to clear my name when all they have to do is look at my billing addresses for the past 10 years and know it's not me.
|
| 08/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was disputing the way XXXX XXXX was handling this debt ( Federal Trade Commission ( Consumer Financial Protection Bureau ), Complaint Number XXXX ). Today, I was looking at my XXXX Credit Reporting agency credit file when I saw that the XXXX debt was reported, which drove my credit score down 75 points from XXXX to XXXX. The collection agency company, Sequium Asset Solutions , LLC never sent me a letter or a Notice that the XXXX debt would be reported to the credit agencies. What I gathered from a phone call with a representative of Sequium, the money of the debt plus the collection fee goes to XXXX even though XXXX and Sequium are separate companies. I was never given Notice that unless I paid the debt owed the XXXX account would be reported. This is very unfair to me as a consumer. In good faith, I decided to pay XXXX the {$150.00} owed on the XXXX XXXX web site ; yet I still owe a collection fee of {$37.00} to Sequium.
|
| 08/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom It May Concern : Im responding to your letter. This is the first piece of correspondence Ive received from you on this matter.
I believe I do not owe your firm what you say I owe, and I request that you please provide me with the following : tell me what I owe money for illustrate how your firm calculated the total amount in question.
provide me with any copies of signed documents showing that I agreed to pay what you firm claims I owe.
show me that you are licensed in my state, and give me your license number.
stop contacting me about this matter, or any other you have, except to provide me with proof that I owe what you say I owe.
I request that the company that you say I owe money to be sent a copy of this dispute, so that they do not report this on my credit report. I further expect that if you already reported me to a credit bureau, you notify them that I have not and do not agree with this debt in question.
|
| 03/03/2023 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I spoke to XXXX XXXX on XXXX between the times of XXXX from Sequium collection agency. I was told if I paid the amount in full he would send over an emailed letter stating it would be sent over to the credit bureaus for request of deletion. I asked him if " request for deletion '' would be on the letter and he said yes if I paid in full today it would be on there. I ask a couple times before I paid cause it was important to have that information on the letter along with the company name. I received the letter but the information promised was not in the letter. I have not been able to get In touch with XXXX XXXX since. I've spoken to other managers trying to get in touch with XXXX XXXX and I was first told he was in a meeting and he would call me back, after not receiving a phone call I called again and was told he wasn't in the office that day. When I call the number XXXX XXXX gave me XXXX it says the number is disconnected.
|
| 05/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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On XXXX XXXX, I disconnected my XXXX services in preparation to move to XXXX OR, which is not a service area for XXXX. They removed the early termination fee from my bill and credited the account. That left my account with a credit of XXXX. Once my final bill was printed the cancellation fee was added to back to my account along with other minor charges that were clearly AFTER my termination.
This account has been turned over to a collection agency- it is not a valid charge and I should have received a credit BACK from XXXX. The balance on this account is simply due to the charge of the Early Termination.
XXXX was also aware that I was moving to XXXX Oregon as they sent my final bill to my Oregon address as seen on the enclosed bill.
XXXX has not been willing to help or rectify this bill. The collection agency changes every few months and no one is willing to help. I am not sure of where to even send this cry for help.
|
| 04/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A fraudulent collection account has been placed on my credit report. This was placed on my report in XX/XX/2021, disputed, won, and removed from my report. It returned last week. It is from Sequium Asset Solution with the original creditor being XXXX for an address in Illinois ( XXXX XXXX XXXX XXXX XXXX, Illinois XXXX to be exact ). I have never lived at this address, nor do I know of anyone I am acquainted with or have done business with who would be at this address. As such, it is fraudulent. I have reported this to Sequium and XXXX. Both have labeled it as fraud and submitted a fraud report. They also recommended submitting a police report. I attached the notification on my credit report as a reference ( uploaded document ). Please advise on what I can do to not only have this removed ( Sequium and XXXX I believe will take care of this ) but also take measures so that it does not return on my credit report again. Thanks!
|
| 03/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company SEQUIUM ASSET SOLUTIONS has fraudulently placed their information against my social security number and it's causing great harm to my report. I reached out to this company multiple times over 30 days ago that this account is not mine as I have not signed a contract with them or any company they affiliate with and they have been unable to validate the debt and have not stopped reporting it against my social security number. They have no proof or validation that this debt belongs to me and refuses to remove it. This account is fraudulent and was made without my consent. This is the only thing on my credit profile that's holding me up and it's not my responsibility. SEQUIUM ASSET SOLUTIONS is a scam and doesn't care about consumer rights. I am not obligated to pay this account as it's not mine. This account need to stop reporting against my social security number and be removed immediately from my credit report.
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
about a month ago, I submitted a complaint on this same website about a collections account against my credit From and sequium solutions saying that I owe them over {$350.00}. i didn't get a email, call, text, or letter warning me or telling me about the situation it just all happened at once. I even tried calling the collections agency myself and they never picked up the phone. my credit was plummeted and I had a collections account on my credit report without hearing a word from anyone. the people at CFPB also saw this as an issue and resolved it by taking the account out of my report which ill be forever grateful. everything since then has been fine until today, XX/XX/2022, XXXX emailed me saying they're attempting to collect the same debt I already disputed and that this communication is from a debt collector. I want these people to leave me alone how can they still try to collect a debt that was already disputed?
|
| 06/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I had an account with XXXX XXXX which I had cancelled over the phone with a XXXX employee months ago. I recently noticed an email from my bank informing me that there was a potential negative on my credit report from Sequium Asset Solutions. I had never been contacted by this collections agency regarding a debt until my bank notified me of the problem. I would have paid this debt if I had known it was being sent to collections. I tried to contact the collections agency about this but only received a pdf of the bill in return. The pdf of the bill had my name spelled wrong and had an old address that I no longer live at. I just got off the phone with XXXX and was able to find the bill which I promptly paid for. If the collections agency would have contacted me, I would have paid this bill before it had the chance to be put on my credit report. I hope to have this resolved since my credit is extremely important to me.
|
| 04/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681 CONTRACT CALLERS, I XXXX XXXX Credit report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX credit report .15 U.S.C 1681 section 602 A state I have the right to privacy. 15 U.S.C 1681 section 604 section 2 it also states a consumer reporting angency can not furnish a account without my writing instructions 15 U.S.C 1681 ( a ) ( 5 ) section states : no consumer reporting agency may make any consumer reports containing any of following items of information any other adverse items of information, other than records of convictions of crime which antedate the report by more than seven years. 15 U.S.C 1681 -2 ( A ) ( 1 ) a person shall not finish any information relating to a consumer reporting agency if the person knows or has reasonable
|
| 07/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I recently submitted disputes to all three of the major consumer reporting agencies ; XXXX, XXXX, and XXXX regarding an account that was opened without my knowledge or consent. The name of the account was from a company named Sequium Asset Solutions for an apparent bill or account through XXXX XXXX XXXX I've never owned or received any services from XXXX XXXX XXXX which I included several pieces of supporting documentation in addition with my disputes. For some reason even after being notified from the credit bureaus Sequium Asset Solutions continues to report this fraudulent account to the three consumer reporting agencies which violates the Fair Debt Collection Practice Act and the Fair Credit Reporting Act. This illegal action has caused me to be denied credit and has given a false sense of reflecting an inaccurate credit score. Sequium Asset Solutions must and should be held accountable for their actions.
|
| 04/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I applied for a car loan and was notified that I had a negative mark on my credit for a collection for {$130.00} from XXXX XXXX XXXX also know as SEQUIUM ASSET SOLUTIONS , LLC. I contacted the company and told them that I never received any type of notification about the debt, not 1 letter or notice of any kind. They had the wrong address on file. I paid the debt on XX/XX/XXXX. They never sent me a verification letter and just recently ( between XX/XX/XXXX - XX/XX/XXXX ) the debt has shown up on my credit report again. It went from a balance of {$0.00} back to {$130.00} and is listed as a derogatory mark. I already paid the debt in full. This company is terrible. I tried to dispute an error with them and they refused to delete it from my credit so I disputed it with XXXX and they didn't remove it either. It's a helpless feeling to know that you were wronged and there's nothing you can do about it. Please help.
|
| 07/12/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sequium Assets put this account on my credit report years ago and it was removed. Now they have put it on my account again with a new open date of XX/XX/2020, which is when COVID hit, but the same {$81.00}. I have spoken with XXXX XXXX at Sequium Asset and he refused to even tell me what kind of account this is. Also, I have proof that I did not live at the address he has on file during the time they claim this account was open, as I lived in an entirely different city ( I have a lease for the address I actually lived at during that time ). I can not even get an account number for this debt, which was put on my credit report years ago and removed because they could not validate the debt, now it is back on my credit report with a new open date, but the same amount. They should be banned from credit reporting since they report false information in order to blackmail people into paying debts they do not owe.
|
| 07/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This company " XXXX XXXX Asset Solutions LLC '' or " XXXX Asset Solutions LLC '' has been calling me for months trying to collect a debt from an estranged in-law that I don't even speak to and haven't spoken to in 8 years. When they first called and asked me if I know this individual I asked them who they were and they said a debt collection agency and I told them to not call my phone again. They continued to call and leave messages and I would block each number. I called them back and told the employee to take my number out of their system because I do not owe any debt and I don't know the person they're trying to contact. They called me back today from the number XXXX and told me to call them back at XXXX.
I don't know if this is a scam or a legit company but they're harassing me. I do not owe them money. I have absolutely no debt and I'm not responsible for an estranged family members business.
|
| 02/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021, I add two lines an older line I got from XXXX mobile. I bought the cell phones from them when to activate them I called the xfinity mobile the agents keep asking an account number from other company ( XXXX ) then I didnt buy the cell phones from XXXX XXXX for this reason the cell phone stay home for many months and Xfinity mobile never sent any laber to send back the cells phone to them. From this time, XXXX keep charging me money even I canceled services from them until complaint them before to The federal consumer.
I pay for every month {$45.00}, I didnt stay stopping pay for many months.
I receive from Sequium Asset Solutions LLC a letter to ask me money.
I request to stop this company to keep calling anytime.
And XXXX mobile must pay me the penalities because they tried to take money from me unjustly.
Please help me to resolve this issue I called before for Thank you XXXX
|
| 05/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have previously received an attempted debt collection from the company Sequium Asset Solutions LLC in regards to our equipment that was provided for XXXX XXXX. We cancelled our service for XXXX XXXX, paid a cancellation fee and returned all the equipment. This was over a year ago and now I am receiving additional letters from this company trying to collect this debt saying that the equipment ( tv boxes ) for XXXX XXXX were not returned and this is a fee for the collection of the equipment. We already submitted the receipt from XXXX XXXX or XXXX ( forgot which one ) of the shipping label that confirms the equipment was returned because the lady at the shipping store advised we keep the receipt as this kind of tactic is used often. I'm sick of being harassed by this company for money that is not owed. Please put an end to this as now I have a debt that's affecting my credit score for no reason.
|
| 06/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this complaint for identity theft. I have never given any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC |1692c ( c ). I am demanding a cease and desist of all illegal and unlawful activity, any communication and collection activity, of this and any alleged debts until they can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and collection attempts continue I will file for litigation for actual damages caused and XXXX XXXX XXXX will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. The credit reporting agencies were notified this account is result of identity theft.
|
| 12/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2021, a Collection Account came up on my credit report saying I owe XXXX XXXX {$1700.00} for an account I have no affliation with. I have a personal XXXX account which I have never missed a payment on. This account was attached to my credit report by Squium Asset Solutions. I have looked up the reviews for this XXXXection Agency and this type of scenerio is happening to a lot of people. They put a fraudulent charge to your credit with hopes you will call them to pay it. This is slowly ruining my credit score. I have heard if you call them directly, they will somehow make the situation worse for you. I have filed disputes with all 3 credit bureaus ' but have not heard the results yet. Please help me resolve this and have my credit restored to which was near perfect prior to this situation. I'd like to bring down Sequium in the process and will do whatever it takes to help with that.
|
| 02/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I had a XXXX XXXX account for over 25 years and the final bill contained late fees that were charged erroneously. I received a collection notice which is attached to this complaint from Sequium Asset Solutions. The notice provided 30 days from receipt of the notice to dispute the item contained in the notice.
I was not given the benefit of the full 30 days of the notice to dispute this debt, and Sequium reported the debt to XXXX and likely other bureaus, on XX/XX/2021, just 20 days inside of the 30 allowed by law. This debt was already paid in full via electronic check and still remains on my credit file with XXXX.
Due to the fact that I was not given the proper 30 days from receipt of the notice dated XX/XX/2021 to dispute the debt which was already paid, I was treated unfairly for not allowing me the proper time to dispute the debt, a full 30 days, which Sequium reported prematurely.
|
| 05/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX Notified via mail by Seqium Asset Solutions , LLC , of their attempt to collect debt owed from our XXXX XXXX XXXX XXXX XXXX XXXX My wife, who is the alleged debtor, and I tried to resolve via phone. No avail.
XXXX Sent certfied letter stating we disputed the debit in full due to contacting XXXX XXXX XXXX prior to the alleged charges. XXXX XXXX XXXX verified at the time our service was cancelled with no debt owed. Asked for letter stating no debt owed and that it will not be reported to the credit reporting agencies within 10 days.
XXXX Contacted Seqium Asset Solutions, LLC , via phone and informed it may take another 30 days for them to remove and they will send us documentation via e-mail and USPS . Not satisfied as this violates FDCPA. We would like any reward sent to us and removal of the debt and any negative credit reporting by XXXX XXXX XXXX and Seqium Asset Solutions, LLC.
|
| 06/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been violated and trespassed against pursuant to 15usc 1692d ; Harassed and oppressive use of XXXX of an alleged debt 15usc 1692e ; Using false and misleading representation 15usc 1692f ; unfair practices attempting to collect an alleged debt 15usc 1692c ( e ) ; Communications without prior consent and many other violations including the truth in lending act and executive order XXXX ; Promoting the rule of law through transparency and fairness in civil administrative enforcement and adjudication. As a federally protected natural consumer, original creditor and principal on all accounts, I feel like this is an attempt to extort and rob me, personally, my family and my household. This is criminal activity at the least and is unacceptable. Each violation has a statutory cost of {$1000.00} and this does not include emotional distress, defamation of character, or any unseen injuries.
|
| 08/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Recently I checked my credit report due to interest in a new vehicle and seen a couple of accounts with errors. Mainly it seems as though these credit XXXX are reporting that the account was just opened a month ago or few months ago when in fact these accounts are over 7 years old and should of been removed from my credit report. I requested that they update the info with accurate dates and they refused. These accounts are so old I don't even have a clue of when they were opened. I've tried disputing with credit bureaus but nothing happens. If in fact I did open any of these accounts please have them show you proof. An order form, an jnstall date, or how about an address? I have been living in hotels and traveling state to state for close to 3 years now. So when did I start cable? Or electric? Thank you consumer finance for your assistance in this matter and the work that you do.
|
| 02/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XX/XX/XXXX a balance of {$110.00} was paid IN FULL to the collection agency Sequium Asset Solution. When paying this account I was told that a request would be send to XXXX and XXXX to have the paid in full collection account deleted from my credit report. I called and spoke with many representatives that were extremely rude telling me that the account would not be deleted and that the account would still report on my credit as a derogatory collection account til XXXX. Also the last reported date XXXX is reporting inaccurate I paid the account off XX/XX/XXXX and they are reporting XX/XX/XXXX this is inaccurate, as well as both bureaus reporting this account as a paid collection account. This account needs to be deleted off of my credit report as soon as possible or I will take legal actions to resolve this matter!
Thank you, for your prompt response in handling this matter!
|
| 12/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I just changed my XXXX mobile phone number four days ago and every day since than I have received a call from this company called Sequium Asset Solutions. I block the number and they continue to call from other numbers identical to the previous. This last time I called the number back to ask them to kindly stop calling me because the individual they was looking for no longer has the number they are calling which is how I know who this company is. Upon calling I was immediately greeted by a prerecorded message stating this number owes $700 plus for something, I remained on hold to speak to a representative but I was never connected and I hung up. I have no idea who had this number before me but I am not the person this Sequium is looking for and wish for them to stop harassing me. Calling everyday from a new number is annoying considering I just received this number from XXXX
|
| 01/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a call this morning on my phone number for my elderly mother. They stated she had debts owed.
I told them, this is my cell phone, not hers and hung up. We have been getting a lot of elderly scams going on.
I back traced the number and found that it was listed as two things, aggressive debt collection and scam.
I then traced to the company name and called them. When a representative answered, I asked why they were calling my number for my elderly mother, he said she must have debts to pay. This is incorrect, my mother has been debt free for quite a few years.
I asked how much debt was owed and was asked if I had Power of Attorney, I am not. When I stated that their company called me, and if they were willing to do that, they should be willing to discuss the debt with me. He refused, at that point I blew up on them and informed them I would be filing with the CFPB.
|
| 09/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To XXXX XXXX XXXX at compliance of Sequium Assets Solutions your sorry and explanation do not help me. I have never done business with you. I do not owe Sequium Assets Soution any money and I do not owe XXXX XXXX XXXX any money. Your sorry for the inconvenience just results in : XXXX : dropped 19 points XXXX dropped 44 points XXXX dropped 12 points So while you are giving time for me to review you need to REMOVE this from all three credit agencies. You have violated my rights and have never contacted me to verify if I owed a debt instead you just placed this on all three credit bureaus without verification. REMOVE IT IMMEDIATELY!!!!
You are a despicable company that has no morals and is just out to ruin others. No contact, no verification yet you placed this on all three credit bureaus and then have the nerve to say sorry for the inconvenience, You are truly disgraceful
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I was seen on XXXX, at XXXX XXXX XXXX XXXX emergency room. I provide proper billing information and XXXX XXXX was billed. It took a while as they thought I had other health care. I solved that but SEQUIUM ASSET SOLUTIONS , LLC, XXXX, GA, keeps calling me and saying I owe them {$700.00}. I contacted both the hospital billing ( XXXX ) and physician billing XXXX - XXXX ) several times. I spoke with both today ( XX/XX/2021 ) and they assure me I have no outstanding balance with them yet this agency keeps calling me. They called me just this morning ( XX/XX/2021 ) but I refuse to take any more of their calls. My credit report still shows a collection and has hurt me for 2 years. I need them to take me off credit reporting but they won't listen. All I ever get is an argument and high pressure to pay over the phone. I pay my bills but I don't owe this one. Thank you. XXXX XXXX XXXX
|
| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I was notified on XX/XX/2021 by a credit monitoring service that a collection was placed on my credit report. The debt collector is Sequium Asset Management. I called them and was in structed to pay an outstanding balance to XXXX XXXX in the amount of {$1900.00}. The debt was from a residence in XXXX XXXX XXXX Florida. I have never been to or resided in Florida and have never purchased XXXX XXXX in my lifetime. I was never notified by Sequium Asset Management or XXXX about any debt in my name. The only way I found out was because they placed a collection on my credit reports. I have filed an identity theft with the FTC, Report number XXXX on XXXX XX/XX/2021. I recommend that Sequium Asset Management be closed and employees imprisoned for committing fraud by not contacting me or verifying that the account was indeed my debt prior to reporting my account to the credit bureaus.
|
| 11/02/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have contacted XXXX XXXX XXXX several times regarding inaccurate account information. I have a balance of XXXX reporting on my credit report from a company by the name of Sequium Asset solution, a company that my information was sold too. I canceled my service with XXXX XXXX XXXX XX/XX/2019 due to the service not working properly. On two occasions a technician came out to repair the problem but was unsuccessful at doing so. Im being charge for a month that I was without service. I also returned my equipment via XXXX and that charge is still reflecting on my on my account as not returned. After canceling my service in XXXX, XXXX XXXX XXXX tried collect a payment from my bank account XX/XX/XXXX which was not authorized. I would like further investigation on my account and for the amount owed to be adjusted and waved due to the service not working properly and inconvenience.
|
| 06/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I'm submitting a complaint against Sequium Asset Solutions or XXXX XXXX XXXX, XXXX for not contacting me and providing the validation letter from the alleged creditor. It's been 15 days later, and I still have not received the following documents : Proof that I agreed to the alleged debt that is described in the enclosed letter, your proof shall include a full record of principal, payments and fees.
Proof of unbroken chain of title from ( XXXX XXXX ) to ( Sequium Asset Solutions or XXXX XXXX XXXX. ) authorizing ( Sequium Asset Solutions or XXXX XXXX XXXX. ) to collect alleged debt.
If debt was purchased from ( XXXX XXXX ) by ( Sequium Asset Solutions or XXXX XXXX XXXX ) provide proof of purchase and the amount that was paid.
Show me that you are licensed to collect in my state, and provide licensed number if you are.
I have yet to receive the requested information.
|
| 11/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
This below is on my Credit report and I have never had an account with XXXX. I called to report to XXXX as fraud and they want a police report? I googled and started reading about reading about SEQUIUM collection adgency who now if looking for me to pay, and others have had false reports from XXXX placed on their credit report as well. This has effected my credit report.
Overview You have 100 % left to pay on this collection.
Balance {$4100.00} Highest Balance {$4100.00} Opened XXXX. XXXX, XXXX ( XXXX XXXX ) Account status Open Type Derogatory Responsibility Individual Remarks Placed for collection Original Creditor Name XXXX XXXX XXXX Closed No Info See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.
DISPUTE AT XXXX Creditor Information SEQUIUM ASSET SOLUTIONSXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 10/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
XX/XX/XXXX We switched our smart phone service from XXXX to XXXX XXXX We had two XXXX XXXX phones and one reader board. For some reason, the reader board, which was subsequently not used, was not able to be switched at that time. We did not realize XXXX would keep charging us for it.
XXXX sent a bill in late XXXX for {$84.00}. I sent check # XXXX dated XX/XX/XXXX for that amount and that check cleared my bank on XX/XX/XXXX. I sent notification with the check that we were no longer using XXXX for our service.
XX/XX/XXXX XXXX continued to bill us, and I phoned them. My notes show I talked to XXXX, who assured me there would be no more charges, and that our account was closed with the CLOSING CODE XXXX.
However, XXXX kept sending emails that we owed them. Please see the copies of billing documents emails and subsequent debt collection notices and our replies thereto.
|
| 12/06/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my report for accuracy and saw an account for XXXX XXXX XXXX and the Original creditor : XXXX XXXX in the amount of {$1100.00}. I was in an XXXX marriage for the last XXXX years. My husband used my name and caused all of the bills to move into collection. The relationship caused me to XXXX XXXX XXXX XXXX XXXX XXXX XXXXes due to the ongoing XXXX. I finally came forward about the XXXX and the XXXX put him in jail, and expedited the divorce. I am now on my own and in the process of trying to get XXXX XXXX XXXX XXXX TXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I just started a new job, and now i am trying to get approved for my home. I am requesting to settle this debt with {$500.00} and deletion of this debt when paid in full. I need to start over successfully with my kids as a XXXX mom.
|
| 08/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello I am writing this statement and want to say thank you for confirming that the SEQUIUM ASSET SOLUTIONS , LLC is a debt collector. Congress has made it known in the Fair Debt Collection Practices Act ( 15 USC 1692 ) that there is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors including the SEQUIUM ASSET SOLUTIONS , LLC. Since the SEQUIUM ASSET SOLUTIONS , LLC decided to infringe on my personal privacy to communicate with me without my prior consent pursuant to 15 USC 1692c ( a ). Due to the SEQUIUM ASSET SOLUTIONS , LLC fraudulent actions, this constitutes as aggravated identity theft for knowingly, possessing and using, without lawful authority my identification with intent to commit unlawful activity which is a direct violation of Federal Law and felony pursuant to 18 USC 1028 and 18 USC 1028A.
|
| 11/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received notification from XXXX XXXX XXXX of an CLOSED account added to my Credit Report. The CLOSED account was Sequium Asset Solution. It was with XXXX XXXX XXXX, however, I do not own, have, ever have an XXXX XXXX XXXX account, internet, phone bill, or cable.
A few months prior to XX/XX/XXXX, I received notification from XXXX XXXX XXXX of another CLOSED account added to my Credit Report. The CLOSED account was XXXX XXXX. I attempted to contact XXXX XXXX, however, due to having an account with them I could not talk to a representative. I file a claim with XXXX about this incident including the place report.
I could not file a claim/dispute with XXXX XXXX XXXX due to not having an account. I attempted to contact Sequium Asset Solutions but they continued to hang up, not answer, or sent me to voicemail when I attempted to ask them about this Credit Report.
|
| 08/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a call when I answered the call was disconnected. Called back the recording indicated a balance of {$310.00} was due and provided ways to make payment. I prompted for a representative of whom refused to say who the call was for and that I will need to I.D my name. I advised I received a call and according to the FDCPA they are required to say who the call was for as they initiated contact by calling my phone. The unknown representative refused information and hung up. I called a second time and spoke with XXXX XXXX, requested to know who they are calling for and repeated the same with the previous representative ( she hung up as well ). The third call was immediately terminated without a representative acknowledging the call had been answered.
SEQUIUM ASSET SOLUTIONS , LLC XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX Phone XXXX https : //www.sequium.com/
|
| 08/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Changed cell phone service from XXXX to XXXX XXXX XXXX in XXXX. XXXX did all the cancelling and moved our service with same telephone numbers to XXXX
I have continued to get bills from XXXX and they now have bill at {$900.00}. I paid my bill every month up until transferring to XXXX. I wrote a letter on XXXX bill a few months ago stating I needed a detailed accounting of bill as I didn't understand why my bill was now, at that time I believe {$800.00}. Now they have turned me into a collection agency. I've written another letter to both XXXX and Sequium Asset Solutions , LLC asking for an accounting of my bill. Today I received notice from XXXX that I've been turned in for non-payment of a debt and my credit has dropped at least 21 points!!
I'm sick of these people thinking they can bully and bluff but not suffer any consequences.
Regards, XXXX XXXX
|
| 12/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American, Servicemember |
|
{$30.00} claimed due to XXXX XXXX XXXX Had XXXX XXXX XXXX internet in XX/XX/XXXXBilling cycle was XXXX of one month to the XXXX of next month Charge was {$60.00} per month Cancelled service on XXXX XXXX and sent XXXX XXXX XXXX {$30.00} payment in full settlement Receive another billing for {$30.00} I contacted they three different times and their response was " We do not adjust bills '' My response was I do not pay for something I cancelled did not use and did not want They gave my account to two collection agencies so far. I explained the situation to the fist agency and I never head from them again The second agency ( Sequium Asset Solutions LLC ) began contacting me in XXXX XXXX sent them an email on XXXX XXXX Explaining the circumstances They ignored my email and reported me to an outside credit reporting agency. My XXXX credit score dropped 10 points
|
| 09/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Is it your policy to LIE to consumers in order to get them to pay you?
There are laws to protect consumers like me I guess I will remind you of them now.
FDCI SUB SECTION 807 STATES.
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : FDCI SUB SECTION 808 STATES A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : I should not have to remind of you of this since you are debt collector If you choice to ignore me again I will contact my lawyer and take action i have no problem suing you over this!
|
| 12/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This company is hindering my credit score by posting a fraudulent collections account on my credit profile. From a company I've never did business with. I've never lived at that address. I don't have any identification from that address. The address for that account isn't even on my credit file. I've asked them several times to remove the fraudulent account to no avail. They posted the same account multiple times drastically decreasing my score. They can't verify this account because it is fraudulent. They are in direct violation of the Fair Credit Reporting Act. They must remove inaccurate and unverified information from my credit file within 30 days. If you look at their XXXX reviews you will see this company Sequium Asset Solutions have a 1.6 rating out of 5 with over 380 reviews. Majority of the reviews are on their fraudulent and illegal practices.
|
| 11/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On XX/XX/XXXX a debt showed up on my credit report as " in collections ''. The debt collector who listed it is Sequium and it is in the amount of {$210.00}. It also has " XXXX XXXX XXXX '' as the original creditor. I have not had an account with XXXX since 2015, and that account was paid in full and the equipment was returned. I have emailed Sequium twice. I have also sent them messages through their website twice, but have not received any response. In addition, I initiated a dispute with XXXX through XXXX XXXX. I looked into this company ( Sequium ) on the XXXX XXXX XXXX and they have 557 complaints filed against them. This entire situation is incredibly upsetting, especially since we are trying to refinance our mortgage ( which is how this fraudulent collection listed my credit report came to my attention ). I hope someone can help ... .thank you!
|
| 07/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American, Servicemember |
|
A company by the name of Sequium Asset Solutions placed a collection notice on my credit report on or about XX/XX/XXXX. They did not list the amount and this was the first I had heard of this. No prior notice of any kind. I contact the company and they said it was for {$210.00}. and was for cable service to a address that I have not lived at since XXXX. I ask that they provide me with a validation of debt of they said they could not do that. They had no information of what the debt was about. Then I ask this to be removed from my credit report until it was determined to be a valid debt. I told them I could not confirm or deny the debt without additional information, but they stated they had no other information in the file. I requested once again that they removed the collection notice from my credit report until the validity of the debt was confirmed.
|
| 10/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Since the month of XXXX, the company Sequim Asset Solutions, address XXXX XXXX XXXX XXXX # XXXX, XXXX, GA XXXX, has been making constant calls to me, sending me correspondence, inquiring into my credit and social security information, charging the amount of {$190.00} under the Reference number XXXX. This has affected my credit history and they send me an alert that a fraud page is inquiring into my credit. I was investigating on the Internet and this company, which I have no knowledge of, is dedicated to committing fraud with people by collecting money and inquiring into people 's credit. I need action to be taken on this matter and this company to be removed from my credit. They have even offered me % XXXX and % XXXX to lower that amount and make me pay a debt that I am not aware of. Please carry out the necessary investigation to resolve this fraud.
|
| 02/01/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
CEASE AND DESIST YOU ARE HEREBY ON NOTICE TO HAVE ALL MY DEMANDS COMPLETED UPON RECEIPT.
This is a communication to cease and desist all communication and collection efforts pursuant to 15 USC 1692C ( c ).
As the consumer, the natural person, natural creditor, administrator, and executor, I legally refuse to pay this alleged debt pursuant to 15 USC 1692C ( c ) and demand the following actions taken effectively ; 1. Pursuant to 15 USC 1692C ( c ) ( 2 ), I'm invoking my specified remedies as the creditor.
2. Pursuant to 15 USC 1692C ( c ) ( 1 ), I hereby advise you to terminate all collection efforts.
3. Pursuant to 15 USC 1692C ( c ) ( 3 ), I demand you delete my account from all credit reporting aagencies.
SEND ME A COPY OF MY CONSUMER REPORT UPON COMPLETION.
FAILURE TO COMPLY WITH MY DEMANDS WILL RESULT IN LEGAL ACTIONS AGAINST YOUR COMPANY.
|
| 10/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions , LLC has been reporting a debt that is not familiar to me.The debt is for a XXXX XXXX bill that they claim I owe. I have repeatedly attempted to dispute this company off my credit and they always return as " verified ''. I have called them and asked them to send me the " verification '' documents they are using to retain their company on my report however they state that they can not provide that information to me that they can not locate me in their system and that I have to call the company that they are collecting on behalf of for those docs. Because they ( Sequim ) are reporting to the credit bureaus and are the ones trashing my credit score and are the ones who are reporting that this " debt '' that is allegedly owed is " accurate '', I feel they are incorrectly and misrepresenting themselves to the credit bureaus.
|
| 12/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The calls go right to voicemail and give no name or what the debt is for. They call more than 7 times in 7days in fact at one point it was 12 times in 7 days. But I never get the call and I can not attempt to contact them back. I will copy the transcribed voicemail here for you to see why this has become rather stressful and disruptive to myself and my family.
This message is for business name, XXXX This is Sequim asset solutions calling regarding your spectrum account. Please call us back at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX from XXXX XXXX XXXX XXXX to XXXX XXXX XXXX XXXX XXXX XXXX XXXX thank you. but the actual message is a recording and says this message it for name XXXX XXXX XXXX. Its to the point it's disrupting the flow of my day and caused me to avoid answering my phone at all causing additional issues in my life.
|
| 10/19/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
XXXXEQUIUM ASSET SOLUTIONS LLC is reporting a wrongful erroneous collection on my report that is NOT mine .... SEQUIUM ASSET SOLUTI Account number XXXX Original creditor XXXX XXXX sold - Account type Collection Account Date opened XX/XX/2021 Account status - Payment status Unpaid Status updated XX/XX/2021 Balance {$440.00} Balance updated - Paid off 0 % My numerous attempts to resolve this issue with Sequium went either ignored, or they start calling me for collections harassing at work, home and relatives. However when I tried to pay to get this over with they told me they do Not have this account and I have to call XXXX but have no number or account for me to call, AND they keep reporting this account on my credit report. When I dispute this with the bureau, the process of harassing calls starts again ... this is rediculous and illegal!
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notification from XXXX XXXX ( XXXX ) of a collections on my credit report from XXXX ( Sequium Asset Solutions , LLC ). I am only aware of 2 accounts that I have had for the past few years : Auto Finance XXXX XXXX XXXX XXXX-closed ) and XXXX XXXX XXXX XXXX ( Open- Good standing ). I am not sure why they had this placed on my credit report. If, I did owe on this account why didnt someone get in contact with me via mail, phone or email before it went to collections. I have had issues with XXXX i the past and placed coplaints on XXXX ( complaint ID- XXXX ) and XXXX ( complaint ID- XXXX ). I am not sure if these are related to the issue at hand since its XXXX. I need some final resolution to this problem with XXXX completely and want this collections off my credit report. I will also be sending letters the Reporting Agencies.
|
| 04/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On about XX/XX/XXXX, I got notification of a collection on my XXXX credit report from Sequium Assets, asserting that I owed a {$170.00} bill to XXXX XXXX. I have never had a contract with XXXX XXXX, and my contract with XXXX subsidiary XXXX XXXX is fully paid.
I have never received a paper bill or demand for {$170.00}, nor has XXXX tried to contact me.
I contested the collection with XXXX, and it was immediately taken off my XXXX report. Today, XX/XX/XXXX, I got notice that XXXX had decided that the collection was legitimate. I am trying to contest the collection so that all my credit reports will match.
Having done some research, it looks like this debt collector is a serial problem. I'm wondering how to proceed, because their website asks you to give them more information than I'm comfortable with to register a complaint.
|
| 07/28/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Loan payment wasn't credited to your account
|
|
Web |
Servicemember |
|
SEQUIUM ASSET SOLUTIONS , LLC The phone and surveillance equipment was not working properly when purchased and credit was not applied as representative stated. The service were not activated when a crime against victim XXXX XXXX XXXX was committed on XX/XX/2022 a police report was done by XXXX XXXX XXXX and XXXX continued to bill me for services not used. XXXX called several times and reported she was not at residence XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and reported breaking and entering.
The company had continued to send a bill after notice of entry of judgement and told the company not to contact me anymore that no bill was due. Phone and surveillance was my equipment from contractual agreement between parties. XXXX XXXX XXXX reported to Attorney General office of risk Management for fraudulent charges for service not used.
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was notified on XX/XX/2020 by my credit card company ( XXXX XXXX XXXX ) that my credit score plummeted 133 point from XXXX. So I ran my credit reports to see what the issue was. Apparently, I was referred to collections ( Sequium Asset Solutions Inc. ) on XX/XX/2020 by XXXX XXXX for {$690.00}. I have never done business with either, XXXX XXXX or Sequium Asset Solutions, or received any communications.
I proceeded to call XXXX XXXX on XX/XX/2020 to see what the issue was. They told me they had no records of me!! Then I called Sequium Asset Solutions on XX/XX/2020 and they had no records of me.
I spoke with representatives from XXXX, XXXX and XXXX to file fraud complaints ( XX/XX/2020 ). To date, XXXX has restored my credit score back to XXXX. I am still waiting for resolutions from the other two credit reporting agencies.
|
| 02/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have called them back multiple times and they hung the phone up in my face or they told me that I needed to verify my account and provide them with my address or other identifying information. I called back on Thursday, XX/XX/XXXX and spoke to XXXX and I informed her that I was making a complaint to the National Do Not Call Registry and to please stop calling me and she simply okay you have a nice day. I said cease and desist and once again she said okay have a nice day and the call concluded. They have called me on XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, XXXX at XXXX XXXX, XX/XX/XXXX at XXXX am, XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, and XX/XX/XXXX at XXXX XXXX. Those are just some of the call logs that I haven't deleted from my phone.
|
| 06/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions sent me a collection letter, which I received on XXXX XXXX XXXX regarding an alleged {$1200.00} debt to XXXX XXXX. I've never had an account with XXXX XXXX, so the debt is fraudulent. On XXXX XXXX XXXX, I requested they provide me with the name and address of the original creditor ; rather than doing that, they responded with a phone number they asked me to call. When my lawyer called that number on XXXX XXXX XXXX, they refused to discuss the matter with her, and indicated they would only discuss it with me personally ; my lawyer indicated it sounded like an overseas call center.
Sequium has reported this collection action to the credit reporting agencies, damaging my credit. They have failed to provide the name or address of the original creditor, or to prove I owe the debt they are attempting to collect.
|
| 06/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX began sending a statement in XXXX of XXXX which stated that I didnt send back equipment from XXXX XXXX XXXX XXXX . I spoke to the customer service representative along with their supervisor and advised them I did send the equipment back. I even went as far as giving them the return reference number, serial numbers of returned equipment, and the date and location in which I returned the equipment.
They assured that they would clear this up and it would not be reported on my credit.
I was sent a collection letter from XXXX on XX/XX/XXXX. Called XXXX XXXX XXXX again on XX/XX/XXXX and they assured me theyd clear it up again.
It is now XX/XX/XXXX and I received a notice from XXXX that I now have a collections from Seqium collections. I called Seqium and theyve placed a dispute on the account.
This is ridiculous!
|
| 05/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was first notified by Sequium Asset Solutions , LLC saying I had an open balance with XXXX for {$470.00}. They assigned me an account # XXXX.
The account was opened by them on XX/XX/20. They contacted me 2 times in XXXX and I told them on both calls I was disputing the claim because I had no balance with XXXX.
I began getting bills from Sequium in XXXX. Reference # XXXX, for the amount of {$470.00}.
I have sent Sequium 2 letters, the first letter was sent XX/XX/2020 the second letter was sent on XX/XX/2020.
Both letters asked for validadation of debt and giving them a formal notice that this claim was being disputed. The letters were sent certified mail with returned signature.
I got no futher calls or correspondence, and the account is now in collections and adversely effecting my credit.
The amount owed is different.
|
| 10/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
I have received numbers calls on my cell phone asking to speak with XXXX XXXX. I advised the representative they had the wrong number and that I have had my cell number for 10 years.
After that I mysteriously, received a collection notice at my home address in this persons name. Originally I was told the service address was totally different from mine- it had to be because I have never had an account with XXXX.
I called them again to advise they had the wrong person. After that the calls continued and the collection notices now appear in my name. They are threatening to damage my credit if I don't pay the balance due. I am scared and afraid .... I have stellar credit and I don't want to be scammed. I have contacted the Attorney General and the FTC.
Reference Number XXXX Creditor Name XXXX XXXX Creditor Account Number XXXX
|
| 01/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive been contacted on 4 occasions by a debt collection agency named Sequium Assets Solutions. They always start by asking me to confirm my name and street number of my address. From there they immediately ask how I will pay my debt and get aggressive about it. They claim I have an outstanding balance with my internet provider, XX/XX/XXXX The first time, I contacted XX/XX/XXXX and they confirmed that I did not have an outstanding balance. The second time I was called by XXXX, I asked what it was in regards to because they dont say that immediately. When they said my XX/XX/XXXX balance, I told them that I knew they were a scam and they immediately hung up.
Date / time / number called from : XX/XX/XXXX / XXXXXX/XX/XXXX / XXXX XX/XX/XXXX / XXXXXX/XX/XXXX/ XXXX XX/XX/XXXX / XXXXXX/XX/XXXX XXXX XX/XX/XXXX / XXXX XX/XX/XXXXXXXX
|
| 10/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
A collection account appeared on my credit report for a {$100.00} outstanding balance, I never received any type of notice regarding the debt. I called XXXX ( the original creditor ), they stated there is not a balance owed and that the account should be removed. I contacted Sequium Asset Solutions informing them that the creditor said the debt is to be deleted, they refused. So I had a conference call between XXXX ( the original creditor ) and Sequium Asset Solutions where XXXX told them the account was to be removed from the credit report. The representative refused to do so. They said they do not care if XXXX is telling them its an error and needs removed that they will not remove the account. This account needs to be removed quickly, how can they refuse to remove an account when the creditor is telling them to do so?
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681 :. SEQUIUM XXXX .15 U.S.C 1681 section 602 A state I have the right to privacy. 15 U.S.C 1681 section 604 section 2 it also states a consumer reporting angency can not furnish a account without my writing instructions 15 U.S.C 1681 ( a ) ( 5 ) section states : no consumer reporting agency may make any consumer reports containing any of following items of information any other adverse items of information, other than records of convictions of crime which antedate the report by more than seven years. 15 U.S.C 1681 -2 ( A ) ( 1 ) a person shall not finish any information relating to a consumer reporting agency if the person knows or has reasonable
|
| 06/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company have obtained my personal information from a company without consent of the consumer in order to sell personal private information. I have disputed this account and have not received any information that has verified accuracy. The reporting status violates this company not sending me a 1099-C form and conspires to tax fraud 18 USC 1028 Fraud and related activity in connection with identification features, and information knowingly and without lawful authority. The malicious intent of willful noncompliance causing damage to my consumer financial reputation without legal justification. Failing to provide proper forms falls under The False Claims Act, please cease and desist all communication in regards to this account. I have not received the accounting on this account which is unfair practices 15 USC 1692f.
|
| 11/07/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX I sent a certified letter ( tracking # XXXX to Sequium Asset Solution which was received on XX/XX/XXXX at XXXX. The letter sent requested proof of contract or applications obligating me to this debt this company claims I owe since I never recall establishing an account with the creditor in question. Sequium Asset Solution has only provided a copy of bill dated with my name on it as means of validation. This is not considered proper validation under the court of law. No chain of command, application, or contract, containing my signature has been provided on behalf of Sequium Asset Solution. Sequium Asset Solution is in violation of the fair debt collection practice by continuing to report this account to the consumer reporting agencies as well as attempting to collect on a debt without proper validation.
|
| 06/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a letter from Sequim Asset Solutions regarding a past due amount from XXXX XXXX. I had been in contact with XXXX numerous times regarding their incorrect charges for services they were not able to provide, have been told this would be escalated and resolved and despite numerous calls and hours being kept on hold they have never responded or corrected the bill so I refused to pay. I also put this in writing and mailed this statement to Sequium Assets on XXXX which was prior to their stated dispute final date of XXXX however they still put this collections on my credit report and never reasoned to my written dispute. I have also called Asset and was told the will note my account and look into it but could not tell me why they still sent this to collections despite having my dispute prior to their deadline.
|
| 11/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2020 I recieved a letter from Sequium Assests Solutuions About and alleged dedt of {$42.00} from XXXX XXXX. I Immediately I responded and requested that send any and all information on this alleged debt disputing the debt and sent the letter with a return receipt from the postal service on the same day XX/XX/2020 To sequim disputing the alleged debt, requesting all and any information proof of the alleged debt, the creditor, proof that they are licensed to collect debts in our state etc. At that point it is illegal for them to put a derogatory report on my credit because responed within 30 days and I have never heard of this debt and they did not give me any information etc. I have attached the requested letter that I sent to them. I also contacted them and was hung up on twice. I file a dispute with XXXX.
|
| 09/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
On late XX/XX/2018, I received a letter, dated XX/XX/2018, from XXXX XXXX XXXX XXXX trying to collect for XXXX XXXX XXXX. It gave me 30 days to dispute this. I called them and obtained their fax number. I issued a response on XX/XX/2018 which was faxed to them on the same day with fax confirmation. In my written response, I dispute their charges and asked that they stop calling, and they should respond in writing. Collection company frequently taped the phone conversation, but do not release the tape to the customer. As a rule, I requested all phone call be stopped, and all communication be in writing. Since my fax, this collection agency continues to call, the last call being today, XX/XX/2018 about XXXX. They also reported this disputed debt to Credit Bureau, both of which, I understand is not permitted by laws.
|
| 08/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was alerted to a drop in my credit score via my credit card company in. After accessing my credit reports from all three reporting companies, I discovered a fraudulent collection entry by Sequium Solutions ( XXXX XXXX XXXX, XXXX XXXX, XXXX, GA XXXX ) on XX/XX/21, saying we owed money to an internet provider and claiming we lived at an address we never lived at. We contacted the collection agency, Sequium, who made NO attempt to resolve our issue. They seemed only set on collecting as much personal information from us as they could. We declined to provide any additional information. We have filed disputes with all three reporting agencies alerting them to the fraudulent collection claim as well as asking to remove previous address entries and phone numbers that were fraudulently added to our personal information.
|
| 10/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
Hi, I originally disputed XX/XX/2022, via mail handwritten letter. I was never notified about a debt I owed with XXXX ( Orgiinal Creditor XXXX XXXX ) Account # XXXX. I asked XXXX to verify the debt and I never received a response. I included my updated mailing address in the letter to make sure XXXX would know where to respond to my dispute. I also noticed on my credit report a few details didn't match across the credit bureaus which raised some concerns. The Date of last payment doesn't match, and the Date of last Active is different as well. This is my SECOND WRITTEN REQUEST asking you to remove the unverified accounts listed below that remain on my credit report in violation of 15 U.S.C. 1681. You are required under the FCRA to have properly verified the accuracy of an account listed on my credit report.
|
| 02/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company Sequium Asset Solutions has fraudulently and illegally placed their information against my social security number and it's causing great harm to my report. I tried to explain to this company that this account is not mine and get debt validation as I have not signed a contract with them. This account is fraudulent and was made without my consent. They have sent no verification of debt or a right to dispute the debt before reporting on my credit. This is the only thing on my credit profile that's holding me up and it's not my responsibility. This company is a scam and doesn't care about consumer rights. I am not obligated to pay this account as it's not mine. I will take legal action if this account does not stop reporting against my social security and is removed immediately from my credit report.
|
| 09/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently obtained a copy of my credit report from XXXX and was alarmed to discover a fraudulent collection item on my report. The collection is associated with an XXXX XXXX XXXX cell phone account, which I have never owned or had any affiliation with.
Upon reviewing the details, it is clear that this entry is a result of identity theft or an error, as I have never been an XXXX XXXX XXXX customer. I am writing to formally request the immediate removal of this fraudulent collection from my credit report.
I understand the importance of maintaining accurate credit information, and I kindly request your prompt attention to this matter. Please investigate and rectify this issue as soon as possible to prevent any further damage to my credit score.
Thank you for your assistance in resolving this situation.
|
| 05/20/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I have been receiving literally dozens of calls for the last few weeks, day and night. They are from many different phone numbers, many with a XXXX, FL ID. Here are a few of them : XXXX ( XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX, and more. They are asking for someone I do not know. I looked them up and see that they are a debt collector named sequium that I know nothing about and I have no debt myself, I never have. Every time I have been called by a debt collector over the last 50 years, they were always, always, always looking for someone else that I have never known. Now they are still calling me and my caller ID says : No Caller ID. They called me at least five times in the last few hours with the No caller ID showing on my mobile phone. They are harassing me!
|
| 06/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
On XX/XX/2023 I paid my XXXX XXXX amount due of XXXX, for my billing cycle ending on XX/XX/2023. On XX/XX/2023 I closed my XXXX account. On XX/XX/2023 I received a close out statement with a balance due of XXXX ; this statement did not give me credit for the payment of XXXX I made on XX/XX/2023. I received an email from Sequium requesting payment for XXXX. I called the week of XX/XX/XXXX stated I did not owe the amount requested and the bill was paid, and I tried to call XXXX direct several times with no success using the number I was given by Sequium.
I will attach a cop of the following : XXXX XX/XX/XXXX stmt that shows my XX/XX/XXXX Pymt.
XXXX XX/XX/XXXX payment received email XXXX XX/XX/XXXX stmt that does not show my XX/XX/XXXX pymt XXXX cancellation request email Sequium collection attempt email.
|
| 06/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a federally protected consumer and a natural living person. I am aware that this company by the name of SEQUIUM ASSET SOLUTION, is committing fraud and claiming that I owe this company an alleged debt. I hereby refuse this alleged debt and request that this company provide me with documentary evidence which shows that I legally owe this company this alleged debt. I am also aware that this company has violated the Fair Credit Reporting Act by reporting unfair and inaccurate information as according to 15 USC 1681a ( d ) ( 2 ) ( A ) ( i ) information solely as to transactions or experiences between the consumer and SEQUIUM ASSET SOLUTION should be excluded from personal reports. I am saddened to see that this company thrives on deceiving its consumers and hope to find a resolution to this problem.
|
| 02/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I do not know what this debt is nor the amount. Sequium Asset Solutions continues to call my personal cell phone number many times a day and sometimes back to back calls. Below are the numbers, dates, and times they have tried to contact me after my request to stop.
XXXX - XX/XX/2021 - XXXX, XXXX, XXXX, XXXX XXXX - XX/XX/2021 - XXXX, XXXX XXXX - XX/XX/2021 - XXXX XXXX - XX/XX/2021 - XXXX XXXX - XX/XX/2021 - XXXX, XXXX XXXX - XX/XX/2021 - XXXX XXXX - XX/XX/2021 - XXXX, XXXX, XXXX XXXX - XX/XX/2021 - XXXX, XXXX XXXX - XX/XX/2021 - XXXX XXXX - XX/XX/2021 - XXXX XXXX - XX/XX/2021 - XXXX, XXXX, XXXX XXXX - XX/XX/2021 - XXXX, XXXX XXXX - XX/XX/2021 - XXXX, XXXX XXXX - XX/XX/2021 - XXXX, XXXX There are many other numbers before and after these calls from Viop lines in the same area as these numbers above.
|
| 02/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Got a XXXX Credit Alert that I had an account added to collections. Upon looking at my report, I noted that I had an account in collections with Sequium Asset Solutions. I called them immediately and spoke with their representative. They were unable to look up any account using my phone number, we tried my SSN and tracked down an account to a XXXX XXXX service address in North Carolina. I have never lived there, I have lived in California for the last 30 years. XXXX then made me call XXXX who can not track down any account in my name or by using my SSN. XXXX then directed me back to the collection agency, Sequium Asset Solutions, and they have not been able to help me any further. I am being sent back and forth between these two companies for an error I did not make and they have offered no solution.
|
| 12/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I noticed my credit score dropped substantially so I pulled my credit from XXXX and found that a collection account for {$3900.00} was being reported incorrectly on my report. I tried to dispute the record on the XXXX report but could not complete the dispute because I didn't have any information about the fraudulent activity except the company that reported the charge and the amount. I called XXXX XXXX XXXX on XXXX to report the fraud and they said they were opening a fraud investigation but they would not give us any information regarding the fraud that occurred. Received a letter from XXXX XXXX XXXX today on XXXX that the matter was referred to Sequium and asked me to call them at XXXX to open a fraud claim. I called Sequium and they refused to confirm or deny any record. They also hung up on me.
|
| 06/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On Thursday XXXX I was notified through my credit card company that I had a significant mark that was reported on my credit report. Concerned about this I obviously went to find out what the issue was. Upon looking at my credit report I have a supposed account in collections from XXXX XXXX XXXX XXXX XXXX in Florida. I immediately got in contact with Spectrum and had them look up all previous accounts/addresses that Ive ever had with them and they have zero record of any debts/balances on any accounts with my name. As far as XXXX XXXX is concerned they say its fraud and that they are attempting to contact this fraudulent company as well. I have attempted to call/contact that scam company XXXX XXXX XXXX with no answer or response from them. I have never been notified about a debt owed or balance due.
|
| 04/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I have been receiving repeated calls from a collections company that identifies as Sequium Asset Solutions. I have checked this company online and they are located in XXXX, GA. I believe I do not owe money to any provider. The representatives do not discuss what this alleged debt is about not do they give me information, unless I first confirm the numeric portion of my residential address and the last 4 digits of my social security. I have consistently declined to provide this information, unless I know what the call is regarding to and have repeatedly requested that they instead send me a letter, since they seem to have my address. I am concerned because the XXXX has received MANY complaints about this company reporting to the credit bureau on accounts that do not exist or where money is not owed.
|
| 10/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2020, XXXX XXXX filed a collection bill with Sequium Asset Solutions. The collection for {$460.00} showed up on my credit report on XX/XX/2020 and my score significantly dropped. Since I have never opened up an account with XXXX XXXX, I was concerned. After making a few phone calls, it appears that XXXX opened the account without a social security number. Since I have a very common name, and lived in the general vicinity of the person who accrued this debt, Sequium associated the debt with me somehow. We do not share the same middle name or any address, so I'm not sure how it appeared on my credit report. I have filed investigations with XXXX and Sequium, but this is completely out of their scope. I suffer because they did not find or attempt to contact the original person in debt to XXXX.
|
| 06/13/2020 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
A debt for XXXX from a creditor Moblie bill when I contact the company they verified the info didnt match mines so Im confused on why its showin up on my report I sent in my government id and social security card company name sequium XXXX I call several times XXXX XXXX XXXX bill I thank they sayin I owe prestige financial {$25000.00} also keeps reporting to my credit something I didnt open identity theft once again the information wasnt correct as well but its still on my credit medical bills showing up from XXXX {$320.00} and {$90.00} also all theses inquiries I definitely didnt do XXXX, selects automative, XXXX, XXXX, and a few more can u guys please please check the social security number before placing these things on my credit report I done contact u guys more then once and its still happening
|
| 11/09/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
My loan with XXXX XXXX XXXX was consolidated into one loan as a federal student loan which is in good standing. My XXXX account was then closed and removed from my credit history as a result. However, Sequium Asset Solution has apparently reopened the account stating that I owe them {$2500.00} as of XXXX and they are reporting that I opened the account on XX/XX/XXXX. My loans from XXXX were from XXXX so I have no idea where they got this information. I have never had an account with them, I have never borrowed money from them and for them to send me to collections for an account that has been consolidated is fraudulent. I even spoke to them when they called and told them that it was already closed out. I have had ZERO collections accounts since XXXX and had no new loans of that amount since then.
|
| 09/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/XXXX Reviewed credit report and discovered a XXXX point reduction. Have never received notification nor calls from collector.
Called on XX/XX/XXXX was not able to reach collector. Unable to leave voicemail either as I box was full. Dispute claim with XXXX.
XX/XX/XXXX XXXX stated that collection is valid. Reviewed and confirmed it was XXXX service for mobile. The service was transferred over to an XXXX XXXX in XXXX and I was removed from the contract.
XX/XX/XXXX Attempt to contact collector again but can not reach anyone. Voicemail full again.
XX/XX/XXXX Attempt to contact collector again but can not reach anyone. Voicemail full again.
XX/XX/XXXX Attempt to contact collector again but can not reach anyone. Voicemail full again.
Unable to reach collection agency yo resolve issue.
|
| 02/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Switched cell phone companies from XXXX XXXX XXXX to the sister company XXXX XXXX. When I switched Phone calls to XXXX XXXX and XXXX XXXX XXXX were recorded for when XXXX XXXX XXXX again acted in deceptive manors similar to the actions of XX/XX/2016 by using deceptive trade practice acts, to encourage buying one phone and receiving the second free. XXXX XXXX General Counsel of XXXX XXXX XXXX admitted XXXX XXXX XXXX owed {$520.00} from the deceptive training they use to get extra sells. When I was switching from AT & T I knew such actions were to be aware of there for I covered my bases of which I can prove the statements made. XXXX XXXX XXXX has instigated this attempt to collect money that was not owed account XXXX XXXX XXXX is using this tactic to get even with their loss from XX/XX/2016.
|
| 10/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am complaining because there are many violations to my consumer rights that XXXX is committing. Account information : Opened : XX/XX/XXXX, High balance {$190.00}, original creditor : XXXX XXXX XXXX. I am demanding Sequium to cease and desist from all collection activity pertaining to this account.
These are my reasons : - The account has been re-aged.
-They have failed to provide debt validation letter sent on XX/XX/XXXX.
- They have ignored my requests and have also failed to investigate.
- They are reporting discrepancies across bureaus.
All this have make my score to drop month by month. I have not ben able to obtain loan due to this. All I am asking is the item to be removed as a compensation for all the damages that they have caused to my credit and personal life.
Thank you.
|
| 05/29/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently get a phone this morning and they didnt leave me a message I called back and it was some company saying that tied in with XXXX which longer in business.the rep claimed that she had all my infomation and she wanted me to verify and she said she had my information which is wrong and my wife I both listen to her .my wife know it was scam she wanted me to pay {$140.00} which is not my debit.i told her that am temporary laid off because XXXX and I cant pay. Anything that she demanded me to pay I told what does understand about I dont have the money plus this my debit.my wife tryed to research the phone number is come up as a scam call and this person is calling from possibly a hotel room.am tried of this scam company calling me and trying to scam me .I want them to stop calling me.
|
| 05/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
about a year ago my service was canceled with XXXX XXXX XXXX XXXX amount at that time was around XXXX I had no cable the service was canceled due to me being out of work due to XXXX so now this account has gotten sold to a company called XXXX who constantly calls me from numerous numbers they called me 4 times today XXXX from XXXX approximately XXXX XXXX back to back XXXX and XXXX they called me saturday from XXXX at XXXX XXXX i spoke to someone on XX/XX/XXXX approximately XXXX about how im not paying almost XXXX when my service was cancelled at XXXX i told her to no longer call my phone this company uses multiple numbers that are not linked to them uverse is no longer a active service with XXXX XXXX XXXX any more i have XXXX and i dont appreciate these tactics at all i told them this
|
| 01/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Back in XX/XX/2019, I received a collection bill of {$210.00}. It was from a collection agency located in XXXX, Giorgia. According to them, the bill was from XXXX a company for which I am still a client. I contacted them via certified mail in order to confirm and prove that the account was not mine. The tracking number is XXXX ( copy of the letter is attached below ). I waited for them and after the holiday I received noticed that my credit score had come down more than 100 points. I started the dispute process just to find out that the amount was confirmed without giving me any details of the debt. I was successful to dispute the debt with XXXX and the account/debt was deleted but not with XXXX and XXXX. Please help me solve this issue that it is affecting my financial well-being.
|
| 04/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021, I received notice that a new collection account was added to my credit report. Upon calling the collection agency, I discovered this account was never mine and was fraudulently opened.
The account was originated by XXXX XXXX with whom Ive never had an account. Additionally, the address used has never been my mailing address, place of residence, or familiar to me.
The collection agency, Sequium Asset Solutions recorded my dispute and will investigate. I contacted XXXX and placed a fraud alert on my credit report and initiated an investigation. They asked me to file a report with the FTC.
Dispute information : Sequium Asset Solutions Amount : {$460.00} Phone : XXXX XXXX Dispute reference number : XXXX Fraudulent partys address : XXXX XXXX XXXX.
XXXX XXXX, TX XXXX
|
| 09/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed that my credit score, which was near perfect, had gone down significantly within a short period of time, and found through my credit report, that a collection had been placed in my name on XX/XX/2019, for {$290.00} for an account through XXXX XXXX, that is not related to me whatsoever. I have never had any kind of account with XXXX XXXX. I have tried to contact the debt collection agency, Sequium Asset Solutions on three separate occasions at XXXX ( XXXX XXXX, who is the corporate compliance officer with the company ), to try and get this resolved and removed from my credit report, however, I still have yet to receive a call back from them. They continue to avoid my phone calls and refuse to discuss this dispute with me, while I suffer the impact of a lowered credit score.
|
| 03/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX ASKED FOR EQUIPMENT RETURN. IT WAS DELAYED AS I WAS XXXX XXXX XXXX OVERSEAS. UPON MY RETURN I RETURNED THE EQUIPMENT TO THE XXXX LOCATION AS REQUIRED. THEY SENT IT ANYWAY TO XXXX XXXX WHO PROCEED TO THREATENED ME WITH LEGAL ACTION. I TOOK ACTION AGAINST THEM IN SMALL CLAIMS AND WON. THINKING IT WAS OVER, XXXX XXXX XXXX XXXX XXXX XXXX IT TO ANOTHER AGENCY SEQUIUM ASSET SOLUTIONS. i TOLD THEM NOT TO CALL MY CELL AS I PAY FOR MINUTES AND THAT THE DEBT IS DISPUTED AND NOT OWED. THE LADY SAID SHE WILL CALL, TAKE LEGAL ACTION AND DAMAGE MY CREDIT IF I DON'T GIVE HER MY CREDIT CARD.THE EQUIPMENT WAS OUTDATED BECAUSE I WAS SERVING MY COUNTRY OVERSEAS AND COULD NOT RETURN IN A TIMELY FASHION. TO BE THREATENED AGAIN BY A DIFFERENT AGENCY IS AN ABERRATION. PLEASE HELP.
|
| 09/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I had a collection account with sequiem asset solutions. The debt has been recalled. I tried disputing it and they have not fixed the issue. I called in XX/XX/17 and spoke with a manager and request it be removed. She offered if I paid in full they can update it and it will be removed. I confirmed with her that the debt has been recalled and they no longer have collection authority. I asked they why they would keep reporting. They said its accurate along with the balance it is reflectiing. I can not have two accounts trying to collect the same debt. It is illegal. I told her I was upset and just wanted it resolved. She said I was only upset because she is giving me answers i don't want. Please have them verify collection authority if they are continuing to report or delete it asap
|
| 04/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX SEQUIUM ( Original Creditor : 11 XXXX XXXX ) XXXX XXXX.. XXXX ( Original Creditor : 09 XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 05/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We had a security system through XXXX XXXX XXXX XXXX XXXX. We werent using it. My wife canceled it in XX/XX/XXXX with a customer service rep. The next month we got a bill showing service was still active. We canceled again. The next month same thing. Finally in XXXX they processed our cancellation but said we owed for 3 months previously that we cancelled multiple times. We refused to pay for the additional months of service as it was not used and it was cancelled. They said we still owed. Then they turned us into collections agency. I have over XXXX credit score and had perfect credit. They do this stuff on purpose all the time with all of their services because they can get away with it. Since this now impacts my finances and credit, I consider it to be a CFPB valid complaint.
|
| 01/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions , LLC is reporting false and inaccurate information to my consumer reports and credit file. The account is reporting an alleged amount owed of {$100.00}. I do not have contractual obligation to Sequium Asset Solutions , LLC and have never had any initial communication with this company. I never gave Sequium Asset Solutions , LLC consent to obtain my personal information which constitutes identity theft and is a violation of my individual right to privacy pursuant to to 15 USC 1692. Pursuant to 15 USC 1681 ( a ) ( 2 ) this negative information being reported is harmful to my reputation. On XX/XX/2021, pursuant to 15 USC 1692g, I requested validation of debt from Sequium Asset Solutions , LLC and I am currently awaiting response from their offices.
|
| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
Sequium Asset Solutions sent me a completely fraudulent collections bill for {$300.00}, ostensibly from XXXX XXXX XXXX. I paid the bill immediately thinking I had forgotten to update a new ATM card with XXXX XXXX XXXX. Sequium even contacted all three credit agencies to report the alleged default.
I contacted XXXX XXXX XXXX the next day and XXXX XXXX XXXX said I owed them nothing and was not late on any payments. I called Sequium and they insisted the collections was legit.
I contacted XXXX and they initiated a case with Sequium. Sequium was unable to provide any kind of proof and the alleged strike on my credit report was removed by all three agencies. I have contacted the District Attorney of XXXX XXXX, GA to inform them of this criminal activity by Sequium also.
|
| 01/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Due to relocation, I cancelled monitoring services with XXXX XXXX in XXXX of XXXX by phone. There was no outstanding balance or contract. I was told by a representative that the account was canceled. Starting XXXX of XXXX, the company started sending notifications that were forwarded by the post office, stating I needed to contact them about services. I contacted them and wasn't able to speak with management but spoke with rude representatives who insisted that I owed them money and that I had services with them that were currently being used. Today, I received a letter from Sequium Asset Solutions stating I owe {$140.00} and they're attempting to collect the debt. I called them 5 times and get disconnected each time I start telling the representative why I'm calling.
|
| 06/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Sequium Asset Solutions placed an account for collections on my credit report for {$780.00}. I have never heard of this company. I was never notified of any accounts in collections. So, upon seeing the information, I contacted to company. The automated system stated I had an account balance of {$100.00} so I requested to speak with a representative. They were unable to locate an account using my name, telephone number or ever social security number. I spoke with 3 different representatives. Nothing! The last representative stated she was speaking with a supervisor and placed me on hold. I was on hold so long that my call went back into que and when it did, I was routed to XXXX XXXX Help Line. This company is a SCAM! I need there information removed from my report ASAP!
|
| 03/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXXXXXX XXXX XXXX XXXXXXXX ... XXXX XXXX XXXX XXXX ... SEQUIUM ASSET SOLUTION ( Original Creditor : XXXX XXXX XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 06/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
From XX/XX/2021 to XX/XX/2021, I communicated via emails for XXXX XXXX XXXX a debt collector and who is unknown to me to cease and desist its attempts to collect an alleged debt from this consumer. Unsure of how the company obtained the email address, I repeatedly responded to Sequium to cease its efforts. It did not. Sequium has violated my consumer protection rights through its conduct.
I have given no prior consent for Sequium to contact me nor use my personally identifiable information. Sequium can not state that a consumer owes any debt. It did. Sequium can not use any medium to obtain a consumer 's location information. It did. By using the email address, consumer believes Sequium has committed identity theft. Sequium violated the consumer 's right to privacy.
|
| 08/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION has purchased a collection from another company which I already successfully disputed as identity thief. They are now misrepresenting the date of the actual event by two years and refusing to remove it from my credit file. This is a despicable business practice.
I live in a house XXXX and the fraudulent service address is an apartment in XXXX, XXXX so there is no conceiving way I could have received notice. I previously provided evidence that I had never lived nor authorized anyone living there to use my information to obtain credit. This was previously successfully disputed with the previous collections agency. SEQUIUM ASSET SOLUTION knowingly tries to collect on fraudulent debt and reports to credit agencies on knowingly fraudulent debt.
|
| 12/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
After reviewing my credit profile XXXX, I identified a discrepancy with the account listed below and requested validation as this was an account I did not recognize. Its been over a month and I still have not received any correspondence from the creditor validation that the account belongs to me. I reviewed my credit report again XXXX and the account is still reflected on my account. I sent a second letter of debt validation and have yet to receive any debt validation. I do not believe this account belongs to me, nor do I believe that the creditor has the authorization to access this account or authorization to attempt to collect on this account. this account continues to negatively affect my credit profile. Please remove this account from all three credit bureaus.
|
| 06/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Account # XXXX To whom It may concern : I recently received a copy of my credit report and found proof that you are illegally reporting inaccurate information about me. The following alleged collection account is not only listed as being OPEN, but also as having a PAST DUE BALANCE of {$1700.00}. This is a violation of the FCRA and is in violation of requisite XXXX Complaint reporting standards. According to the Fair Credit Reporting Act I have a right to a completely accurate credit report, and you a required to remove any information that is not true, verifiable and accurate. Please IMMEDIATELY remove this account from my credit report and send me an updated report showing your compliance with all XXXX reporting standards and this account removed upon completion.
|
| 12/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
These is from XXXX XXXX XXXX, I move in 2020 to a new location I cancel all my services with XXXX XXXX XXXX and XXXX took over my services. I am using the same phone number and in order to have another company to accept you your account need to be clearafter a year I get a bill from XXXX XXXX XXXX I call them when around I dont no how many times and diferente manager from different department tell me that was a mistake, that will be taking care. Know I see that is been place on collection, an no one has contacted me to let me no, I dont have any balance with them at all. Do I need to get an attorney. Please help me with these matter, I was a costumer from XXXX XXXX XXXX for over 30 years, and because I change carried due to the high bills, they trying to do these.
|
| 10/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have advised the debt collector Sequium Asset Solutions ( calling on behalf of XXXX ) to stop calls to my work and cell number as they call repeatedly. Most recently on XX/XX/2019 they called my cell number at XXXX XXXX CST which I did not answer, and then again at XXXX XXXX CST. At XXXX I answered I told the representative I have told them multiple times to cease calls and that calling my cell number after I advise Do not Call is a violation of TCPA. She said she would update my account which can take 24 - 48 hours. ( All which I have heard before ). Then at XXXX XXXX CST ( Same day! ) I get another call. I told this representative that not only are they violating TCPA, but now they are violating FDCPA by attempting collections after already speaking with me.
|
| 07/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
The company Sequium has called me on numerous occasions with a recorded message. I have called their number XXXX three times. Each time they told me it was for a different person and I would be taken off their call list. On Friday XX/XX/XXXX they called and again said they would remove me from the list. Today, XX/XX/XXXX they called again. I called them back and they again said they would take me off list. I am tired of dealing with these people. It has been going on for over a month and they have called me no less than seven times. The recorded message says that I owe money. When I call them back they say it is an error and they will remove me from their list. So far that has been promised three times and it still has not worked. We are on the Do Not Call List.
|
| 08/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/23 Sequium Asset Solutions reported a collection in the amount of {$1400.00} to all 3 of my credit bureau. This account is a result of XXXX account that was opened as a results of Identity Theft in XXXX Tx. A state I do not live in. I was first notified of the XXXX acct in XXXX at which time I took action and filed a police report with XXXX XXXX Police Dept . Report # See attached forms. I also filed a complaint Report with the Federal Trade Commision. Report # See attached forms.
I also had to fill out a XXXX Affidavit -See attached. That stated that this was not my account and was a result of Identity theft!!
The first collection agency that had this acct XXXX in XXXX Tx removed the false acct and that is when Sequium picked it up 5 months later.
|
| 11/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Good Afternoon. I am submitting this complaint because this company is trying to collect a debt from myself and from my husband. They sent a collection notice to my husband and then send a bill in my name to my husband via email. This same debt has been sold multiple times to different agencies. I have just reached out to an attorney to help out with this and sue the collection agency. We have not ever had service with them at all. Also, they can not figure out who this alleged debt belongs to. Please see attached information information in this complaint. We have been victims of identity theft. We have police reports as well. This account does not belong to us, either of us. I am guessing they are having a hard time trying to figure that out. This is illegal.
|
| 07/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2020, I recieved a call from XXXX XXXX of a debt, at the beginning of the conversation it was a foreign person, who also asked for my social security number. I hung up. They can not ask for that. XX/XX/XXXX shows up on my credit report, disputed, removed XX/XX/XXXX. Sequium gets this and also reports they have had this since XX/XX/XXXX. I contacted XXXX recieved a statement from both. I never recieved anything. I want this off my report. The collections name also changed a few times. I've had 4 diff companies on my report. I will attach the two letters from XXXX one stating XXXX had it in XXXX and then removed from my report. The other is letter from XXXX sequim stating they have also had it since XXXX.
Plus two other companies that claim to have it.
|
| 03/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 09/09/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I closed both my checking and saving accounts with XXXX XXXX on XXXX XX/XX/2020 because of their poor costumer service. For some reason XXXX XXXX kept my {$10.00} a month electronic transfer from my checking account to my savings account in place. I received a collections letter today, XXXX XX/XX/2020. XXXX sent my checking account to collections for {$59.00} because they stated there were insufficient funds to cover the monthly {$10.00} transfers to my savings account. My saving account no longer exists. No one at the time I closed the accounts stated I have to stop the monthly electronic transfers. My question is why am I paying {$59.00} dollars to cover transfers from a checking account which no longer exists to a saving account which no longer exists?
|
| 09/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Older American |
|
To whom it concern I am filing a complaint on Sequium Asset Solutions LLC XXXX XXXX XXXX, XXXX XXXX XXXX GA XXXX ( XXXX ) XXXX XXXX in to Reference # XXXX XX/XX/XXXX This company called me to collect a debt that was already resolved by XXXX XXXX which is XXXX XXXX. I as this company do not call or send me a letter because it has been resolved by the XXXX XXXX Resolutions Manager, XXXX XXXX XXXX number ( XXXX ) XXXX XXXX EXT XXXX I was wrongfully sold this product and billed for it. I returned the phone and the bill was erased by XXXX XXXX XXXX. I am not sure how this company got this but this was taken off my credit once the issue was resolved with XXXX XXXX XXXX If needed I have the emails from XXXX XXXX this has been resolved.
XXXX XXXX XXXX XXXX XXXX
|
| 04/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XXXX XXXX XXXX, now XXXX XXXX failed to pro rate my cable bill in violation of Maine Law XXXX The law is pending legal review, but at this point the Federal Appeals court has upheld the law requiring the pro rating of the cable bill. The charge is for approximately {$39.00}.
XXXX was told not to contact me in 2020. They violated the XXXX by calling at least 2 more times. They turned it over to a debt collection agency, which contacted me by phone again. A complaint was filed with CFPB at that time and a confirmation was received.
I received an email from Sequium Asset Solutions today regarding this debt. I called them to advise of the prior XXXX. I believe this is another violation of the XXXX filed in writing to the original creditor, XXXX XXXX XXXX
|
| 04/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
1. XXXX claims to have taken off all of the outdated addresses I requested. The following remains on my report after repeated requests and their repeated claims to have removed it : XXXX XXXX XXXX XXXX, XXXX XXXX, CA. See attached page from my actual credit report ran XX/XX/21.
2. Sequium and XXXX have both failed to resolve the issues with accurately reporting this item on my report. Therefore I am requesting it be removed permanently from my report per the FCRA law concerning inaccurate items that fail to be corrected. See attached page from my actual credit report ran XX/XX/21.
It is my legal right to request this item be removed from my credit report since neither company has the ability to read and compare basic information provided to them.
|
| 08/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
" XXXX XXXX XXXX '' is reporting on my credit that I have balance of {$1400.00} for Original Creditor " XXXX XXXXXXXX XXXX XXXX XXXX XXXX ''. I never visited any of such places, so I search and called " XXXX XXXX XXXXXXXX '' XXXX XXXX office and billing team. They do not have any record of mine. I think these guys ( Collection Agency ) has somehow got some of my some info and trying to fraud with it. It's been going for some times as, I got attention only when I saw another fraud of similar nature by another company named " SEQUIUM Asset Solution ''.
I am going to put complaint of that company in other complain as they are showing their Original Originator as " XXXX XXXX '' while I never visited XXXX XXXX for decades or any medical facilities.
|
| 10/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This is my complaint. The company is XXXX XXXX XXXX, a debt collections company. I owed a bill, which I was not even aware of until it showed up on my credit report. I paid the bill On XX/XX/2020. I was told that it would be reported to the credit bureaus within 30-45 days, and that it would also be removed. I have made several calls, spoke to several reps, and supervisors, which, I have names, dates, and times, and NONE OF THIS HAS BEEN DONE!!. I keep being told that they sent a letter in XXXX, however, I have checked my credit report bi-weekly, and it has not been reported at all. Please assist me in this matter, or give me some direction as to how to get them to do what they are suppose to do. Thank you in advance. The amount was for {$300.00}.
|
| 10/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a letter by mail from Sequium asset solutions. They said I owe {$650.00} to XXXX XXXX. I called XXXX trying to understand why I was getting this collections letter. XXXX asked me for my account number, which I didn't have because i closed the account in XXXX XXXX XXXX said without an account number they couldnt help me. When I closed my account with them in XXXX I paid everything out in full and still have that receipt. I then called the collection number and left a message. I also emailed them to dispute it and a day later they sent an email asking for it to be paid in full. I haven't had XXXX or lived in the house where I had XXXX in a year and a half. I don't understand why I'm getting charged this and no one seems to want to help.
|
| 07/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX, I was notified via XXXX that a collections charge dating back to XX/XX/XXXX of {$260.00} from XXXX XXXX was added to my credit report. They advised the debt was associated with my name and SSN ; however, had a " service address '' in XXXX XXXX, MI. I have never lived in, visited or know anyone who lives in the state of Michigan. I contacted XXXX and they advised they have no history with my name, SSN or actual physical address in XXXX XXXX, IA, which is where I have lived my entire life. I then contacted XXXX directly and was advised I needed to file on FTC.gov and contact both XXXX ( which I had already done ) and the collection agency, Sequium Asset Solutions , LLC, who advised they would indicate the charge was identity theft.
|
| 11/24/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
We moved to XXXX XXXX XXXX XXXX. We resided in one apartment from XXXX Then we moved to a second unit in XXXX, where we resided for two years, until XXXX. When we left in XXXX we were not allowed a move out inspection, we weren't sent an itemized list of damages, not were we provided any receipts to substantiate repair costs. We never received any return on our security deposit, and we simply cut our losses and moved on. Now, we have been contacted by debt collectors who have not been provided with any substantial evidence to verify any debt. They have not furnished us with documents to establish that the debt exists or is valid. They seemingly have not read their own evidence as they furnished us with our initial lease for a different unit.
|
| 06/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
" I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
"
|
| 01/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Fraudulent cell phone number and account made at end of XXXX 2020. racked up my purportedly 1 phone account to the amount of {$600.00} for 3 months of cell phone service. talked to customer service numerous times over the past month or so and they agreed to cancel my debt and close the account due to fraud and then account had no phone tied to it or any data used in 3 months. now sequiem asset solutions is demanding payment for {$220.00}. The debt is not valid. And since my account is closed it shows all the cost of the phone on my current phone number and before this website was new working the app wasn't even working well and they were not able to show me that I owed any payments on my phone and I had made all these third party purchases.
|
| 11/11/2020 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received a letter from Sequim Asset Collection attempting to collect a debt from XXXX XXXX from XX/XX/XXXX. i have no debt with XXXX XXXX I sent them written notification to Sequim asking for verification of this debt per federal guidelines. they have sent no verification of this bill as of XX/XX/XXXX. they have posted it as collection against my credit reports from XXXX and XXXX. They have been called and still refuse to get a verification of this debt to me as required by FDCPA and CFPB guidelines. They state I just need to pay this bill. It has already been over 30 days since they signed for my letter. Can you please help me in getting this removed from my credit and getting them to stop harassing me and trying to destroy my credit
|
| 10/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Thank you for providing that additional information. Here 's a revised phrasing for your complaint, taking into account that you asked XXXX to disconnect the service : " About three months after signing up for XXXX 's Internet Essentials service, I received a phone call informing me that I owed them over {$600.00}, which was significantly higher than the expected XXXX XXXX monthly charge. Upon receiving this call, I requested that they disconnect the service and retrieve their equipment, as the charges did not align with the agreed-upon service of Internet Essentials at {$10.00} a month and a 10-channel program for about {$11.00} a month. I explicitly requested no further contact, as the situation did not match our initial agreement. ''
|
| 11/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I started or was looking to start service with XXXX/XXXX XXXX XX/XX/2020. This process was initiated online and completed in the store. I contacted XXXX for technical support and a representative started another account in my name. I called in to customer care several times and didn't receive any help, just kept being transferred from 1 department to another.
Fast forward, early XXXX I received a notification from XXXX XXXX regarding a collection account.
Trouble ticket # XXXX that was closed XX/XX/XXXX, confirms that they have the equipment for account # XXXX that wasn't authorized by me.
Nice representative at XXXX tried to help XX/XX/2020, but she said that she doesn't see where they reported anything to a collection company.
|
| 02/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In XX/XX/XXXX, I sent in writing, a dispute to the debt, believing I did not owe the debt. Sequium did not obtain any verification of the debt nor did they mail this verification to me. However, Sequium continues to contact me both via email and phone to attempt to settle the debt, despite them never being able to obtain verification of the debt in the first place. They have sent emails on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Additionally, this unproven debt has now been reported to the credit bureaus and my credit score has dramatically decreased as a result and I am no longer in good credit standing, and I can not get any further credit, including a mortgage. I feel that they are in violation of the fair debt collection practices act.
|
| 06/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 03/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 02/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 10/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions , LLC. has has sent multiple letters and emails demanding payment on a debt they claim is owed to XXXX XXXX XXXX XXXX in the amount of {$68.00}. I have responded to each and every letter/email requesting validation of the debt. After the fourth contact, they final sent a copy of an original XXXX XXXX XXXX bill for {$68.00}. However, the bill was for service from XX/XX/XXXX - XX/XX/2019. I closed my account with XXXX XXXX XXXX on XX/XX/2019. As such, the bill is inaccurate and includes amounts that I do not owe. Despite having failed to validate the debt after repeated demands for validation, I have received notice that multiple derogatory remarks were placed on my credit file with the credit reporting agencies.
|
| 02/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
To Whom it May Concern : I am notifying you of a collection account on my credit report that I discovered last XXXX and have already disputed once with the three credit bureaus. Sequium Asset Solutions and XXXX has have wrongfully pinned this in my credit file. I do not owe any debts to XXXX and had ever done business with their company. I am urging you to please research this error and it's validity.
I have tried contacting the number for this collection agency and have not made any contact with number from the dispute results. I will keep on disputing this since, again I do not owe any debts to these companies involved.
I will be waiting for any response and may seek legal action if not removed from my credit report.
Thank you.
|
| 12/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My XXXX credit report reflects a false collection amount of {$59.00} due to Sequium Asset Solutions, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone : ( XXXX ) XXXX for a cable/cellular Charter Communication account that does not belong to me or was ever opened by me. I submitted a dispute via My XXXX and their findings from the company stated the account does belong to me when it fact it does not. Written proof about this account ( such as the original agreement ), was never provided by this creditor and their mailbox seems to be miraculously full when you call during normal business hours.
I request a full investigation into this matter and expect my credit report to be scrubbed of such falsified reporting information.
|
| 07/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have filed several disputes with XXXX XXXX and have not received a response to date. I received a collection notice from XXXX in attempt to collect a debt that is not owed. I filed a complaint with the Federal Trade Commission on XX/XX/19. The Company responded that they did not own the debt and that XXXX XXXX never responded them with verification of the debt. Again, to date I have not received any further response. On XX/XX/19 I received a new notice from Sequium Asset Solutions attempting to collect on this debt. I have notified the Company of my dispute. I have made many attempts to stop this collection activity. XXXX did not respond to my dispute as required under the FCRA. Please note that I was affected by the XXXX breach.
|
| 08/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have called the collection company and they will not talk to me because my name/address doesn't match their records.
I also called the XXXX who was listed as the original creditor per my repot and they also confirmed I still have an active account with them and they have never reported me to collections.
I called XXXX, XXXX and XXXX and found out that this collection company is the one who reported the address and the name to my credit report.
I am now filling this complaint, how can this collection company file something on my credit report that is not me. It's not my name, not my address, it's not my bill.
they wont even talk to me because the collection is not mine, but they are still reporting it on my credit report.
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I started receiving collection calls and letters in the mail from a company called Sequium Asset Solutions , LLC. I told them I wasn't responsible for the debt and what I needed to do. I have sent in bills with my name and address, property tax statements, driver 's license, police report, utility and phone bills, etc. showing that I live in MN and did not set up home internet and cable in Georgia at this time. They will not stop sending me letters in the mail and calling me. Everytime I talk to them, they tell me that they are going to take care of it so I don't get contacted anymore and they see the previous notes in their system, but it is never ending. It has now been 6 months of harassment and I can't get them to stop.
|
| 07/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this number has called me repeatedly over the past couple of weeks. It begins as a robocall and I usually hang up but today I actually listened for the option to speak to a person. When a person came on the line she asked me to identify myself. I told her No, you called ME, who are you looking for. She said she wasn't going to say until I identified myself since I called. No I didn't! YOU called ME. Who are you looking for?
She said she didn't have to say so I hung up.
I don't have ANY outstanding debt - if I did how could my credit score be XXXX?? I need them to stop calling me and not only that - if I ask who are you looking for, after YOU called ME, don't ever expect me to identify myself first. You've got to be joking.
|
| 09/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I submitted a complaint with CFPB to contact Sequium Asset Solutions. I never received written documentation of my debt or how to pay or my rights. According to the complaint, Sequim updated my contact information, but they never sent me any information via US mail. They also provided a number in which I contacted numerous times and left messages. The company refuses to work toward a resolution of my debt or getting this removed from my credit. I require WRITTEN documentation via US mail before I'm willing to pay the debt. Sequim has my information and can easily send it to me and I will pay the debt. They have not done so and it has been over a month at this point and is why I'm filling an additional complaint.
|
| 10/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
When I moved from XXXX to XXXX XXXX I put my XXXX service on hold until the move was complete and we had a new address for service. When I called and setup the appointment the XXXX service guy thought it was new service and opened up another account in my name. I told him that no it was an already existing account, he said he would take care of it. Three months later I'm turned into collections for the other account and my current account is always paid on time, and I made sure I set back the old equipment from the other account. I've tried several times to call and explain and each time I'm told it was XXXX mistake and they would fix it. I'm not paying for something that's not my fault. I would like this off my credit ASAP.
|
| 12/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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I checked my mail on Friday XX/XX/16 and had a letter from Sequium Asset Solutions , LLC regarding a {$97.00} debt they were attempting to collect from XXXX.
I closed my account with XXXX earlier this year, returned the equipment, and paid the final balance. I should not owe any money.
I have attempted contacting Sequium Asset Solutions , LLC more than five times since receiving the letter. The amount the XXXX phone says I owe differs from the amount on the letter and I can't get answers from anyone regarding what this charge is for and what the amount is.
This is very unprofessional. This business should be fined for its unprofessionalism in respect to their treatment of consumers when attempting to collect a debt.
|
| 05/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
On XX/XX/2021 I paid the collection agency Sequium Assets for an account with a balance of {$710.00}, open date XX/XX/2021 and the original creditor being XXXX XXXX This account was since updated and closed on my credit report. On today XX/XX/2021 this same information was ILLEGALLY REINSERTED onto my credit report with that same balance and same date only difference is its a new agency called Focus Receivables Management. This was done without my knowledge or consent and without any prior notification. This is AGAINST THE LAW and NOT IN COMPLIANCE with the rules and regulations set forth by the FCRA. This derogatory information needs to be REMOVED from my credit report IMMEDIATELY or I will be forced to take legal action.
|
| 10/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/22, I received the results of a previous complaint that I filed via the CFPB on XX/XX/22 regarding a collections account balance. Sequium Asset Solutions responded, stating the account was closed as fraud and deleted. The dispute was settled. I was then instructed by a CFPB representative ( who confirmed the account was deleted ) to submit this information to XXXX, XXXX, and XXXX so that could be reflected on my credit score. I did so on XX/XX/22. Today, XX/XX/22, they have completed my disputes and said that the debt is still owed on my account according to XXXX XXXX XXXX who has verified that it belongs to me. This can not be correct as it directly contradicts the results I received from the CFPB last month.
|
| 01/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Focus Receivable Management placed a collection on my credit on the behalf of XXXX. I filed a CFPB report and the company ( Sequim ) asked me to contact them directly. I did not email them as I do not feel comfortable providing my social to a third party. The response from the company was to call XXXX XXXX. I have made multiple attempts to call Ms. XXXX and every time I call it goes to voice mail and her box is full. I have made a video recording of me calling and having to deal with not being able to leave a message. At this point, I feel the company just answered the way they did so I would pay something because they placed it on my credit without any mail or call. I am at lost on how to get this remedy at this time.
|
| 05/04/2018 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a company Sequium Asset Solutions who have contacted me via mail on multiple occasions initially when I received the letter I tried reaching out to them this was XX/XX/2017. They have yet to answer the phone I have called them, sent letters and have disputed the account with all three credit bureaus. It was removed from one and not the other two I have even reached out to the original creditor in regards to the account. They could not give me any information because none of the info I gave them matched this account. This is NOT my account I had no knowledge of it prior to XX/XX/2017 and had not given anyone permission to use my info for this company I would like them to be removed off of my credit files ASAP.
|
| 01/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
3-4 weeks ago I received a call from Sequium Asset Solutions regarding bill with XXXX. I still had equipment and owed small balance. I informed them the equipment was returned and they were threatening to put on credit report. I stated that I was going back to XXXX to address it.
This company didn't send any correspondence or notify me by mail regarding the debt. I paid what I owed on XX/XX/19 and Sequium placed item on credit report XX/XX/19. According to FDCPA, collection agencies are required to provide notification by mail, five days after initial contact.
As of yesterday, my credit report updated showing it as a " paid collection ''. How is it a paid collection when it was paid directly with XXXX, not them?
|
| 04/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Im frustrated because yesterday I woke up and my credit points was on XXXX and yesterday when I check my crdit its on XXXX and Im very frustrated and feel bad because I always take care of everything that its on my name and when I check in my credit app I see XXXX XXXX AND A OTHER COLLECTION COMPANY put me a debt that I really dont owed I gave all the equipment back to them every time I move and I feel its a FRAUD because I call the collection company ( SEQUIUM ASSET SOLUTI ) and they ask my information and I gave them and they said that the social security number that I provide its wrong and my birth information THEY TAKE ME XXXX POINTS OUT OF MY CREDIT FOR SOMETHING THAT I DONT OWED I NEED HELP ON THIS SITUATION
|
| 12/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS a collection agency is attempting to collect on an alleged debt in the amount of {$280.00} for their client : XX/XX/XXXX. I have no knowledge of this account and never received written notification from SAS prior to them placing this invald information on my credit reports without due process ... .process XXXX include my rights as a consumer pursuant to the FCRA , FDCPA and the Fair Credit Billing Act. As well as the HIPAA Act I never received written notice of this alleged debt nor did I receive a notice of right to dispute which is my rights as a consumer under federal law. And agency has placed derogatory information on my reports as valid when in fact it was never validated is being mine
|
| 10/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Getting harassed by XXXX different collection agencies over a soon to be ex wife 's and mother in law 's XXXX XXXX XXXX phone bill. first time was disputed back in XXXX XXXX today XXXX I received a letter from Sequium Asst Solutions LLC over the same phone bill. on there letter states on XXXX they are looking for {$1500.00} for a back XXXX XXXX XXXX bill from my soon to be ex wife and her mother. I called the company. all the person wanted was money and demanded me to pay it buy XXXX. Didn't care why or how the bill was in collects to begin with. All the person wanted to was to reduce the bill to {$1200.00}. i am still fighting to get this bill and others but I am waiting for the courts to sort everything out.
|
| 03/03/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The open dates for are not accurate and the account numbers are invalid. Asterisks, never represents or corresponds to appropriate account informations. Its been more than 6 months and you have never given me any response to my request to validate the debt and of its origin. I have never given any approval or permission for you to report this account.
This is a violation of my rights as a consumer. I will be seeking legal assistance due to noncompliance with 15 U.S. Code 1681 ( e ) ( B ) and XXXX XXXX Compliance Standards, there are multiple deviations, deficiencies, inaccurate information, and unauthorized information listed on my credit report. Please remove these accounts referenced from my credit report.
|
| 06/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
A week or so back, I disputed the information on my credit report when I noticed this collection placed. I have no knowledge of this account, and am unsure of the debt. Since then, I still have not heard back from the company or XXXX. I have not received a notification to initiate a dispute for this information, 809 ( a ) of the Fair Debt Collection Practices Act. Under 809 ( a ) ( 3 ) of the act, I know that the 30 days starts upon receipt of notification to dispute. However, I have not even received the information, regardless of when it was mailed out, and it is affecting my credit report. I want this information to dispute the debt, and receive validation of this supposed debt that I have no knowledge of.
|
| 06/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The company Sequium Asset Solutions placed a collection debt on my XXXX XXXX credit report. They are saying I owe {$550.00} for a XXXX XXXX XXXX XXXX. This is not my account. I do not have XXXX XXXX XXXX XXXX. I did receive several phone call from XXXX mentioning about the same account. I did speak with them on the phone XX/XX/XXXX. And I told them this is not my account. I was told to call XXXX XXXX XXXX, which I did. They suggested I file a report with Identity Theft Report. I that on XX/XX/XXXX. I have not spoken with Sequium Asset Solutions, but I did do some research on them and found similar incidences to my case. Also I spoke with XXXX today concerning this situation because I received a notification.
|
| 01/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 05/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I changed cell phone providers in XX/XX/2020 from XXXX XXXX XXXX to Consumer cellular. The hotspot I use was purchased from XXXX XXXX XXXX and paid for in full when ordered. I contacted XXXX XXXX XXXX and advised I needed the device unlocked for use with another carrier. They took about two weeks to unlock the device which left it on their network for about three days which they billed {$110.00}. The amount due is the result of their poor customer service. I had been a customer for probably 20+ years with zero billing issues. I refuse the money grab by XXXX XXXX XXXX which has had a negative effect on my previous Fico score of XXXX. You don't achieve a score like that by not being financially responsible.
|
| 03/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hello, I fell victim to identity theft due to the 2017 XXXX breach that took place. I have spent a lot of time-fighting various claims. This has taken an emotional, mental, and financial toll on me. Time is precious and this is something that is frustrating. There is a delinquency on my credit report for XXXX for an account that was falsely created under my name. I have had to open a XXXX account to keep others from using my personal information XXXX per month. I had to get the record of my credit card statement at {$5.00} per statement for the past 9 months. I've had to spend countless hours during the year of 2020 with XXXX and XXXX XXXX to stop purchases that were made on my credit card fraudulently.
|
| 07/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX ( aka XXXX XXXX ) turned over a delinquent bill to Sequium Asset Solutions ( debt collector ) in XX/XX/XXXX, in the amount of {$680.00}, stating that the account was mine. However, after fighting this since XX/XX/XXXX, I finally got a letter from XXXX ( on XX/XX/XXXX ) stating that the bill is NOT mine and that I'm not responsible for it. But, the delinquent bill has not been removed from my credit report ( as of the date of this correspondence ). I contacted Seqiuim Asset Solutions, the debt collector, to try and resolve this ; however, they have told me I am no longer in their system and that XXXX is the one that placed this on my credit report, and that XXXX is the only one that can remove it.
|
| 06/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I CONTACTED SEQUIUM ASSET SOLUTION @ XXXX & XXXX DUE TO THIS ACCOUNT SHOWING ON MY XXXX CREDIT FILE AND THE ACCOUNT IS NOT MINE AND DOES NOT BELONG TO ME. I SPOKE W/CUSTOMER SERVICE REP WHICH MADE HER MANAGER IN COMPLIANCE ( XXXX XXXX-MANAGER ) AWARE OF WHAT HAS HAPPENED AND THEY VERIFIED WHILE I WAS ON THE PHONE THAT THIS ACCOUNT IS IN FACT ( NOT MINE/DOES NOT BELONG TO ME ). I WAS TOLD THAT THIS ACCOUNT {$930.00} WHICH STATES WAS OPENED XX/XX/18 WHOULD BE PROMPTLY DELETED. CALL REF # XXXX.
SEQUIUM ASSET SOLUTION XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX # XXXX EXT:XXXX ( COMPLIANCE MANAGER XXXX XXXX ) HAS NOT DELETED THIS ACCOUNT FROM MY XXXX CREDIT FILE. I AM ALSO FILING AN ONLINE COMPLAINT WITH THE FTC.
|
| 03/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notice that my credit score had dropped. Checked and saw a debt collection from Sequium Asset Solutions for XXXX from a XXXX XXXX account in NV. Turns out someone opened this account in my name and XXXX did not verify any of the information or have any proof I opened the account despite going in person to install it in NV. I have been trying for over a month to have the debt removed and it is impacting my credit. I have filled out a police report. I believe that XXXX is negligent in letting people set up accounts without any standard verification and then it is impossible to get the debt removed so if you need your credit fixed you end up paying it - even if it is a scam. This is extortion.
|
| 08/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sequium Asset Solutions repeatedly calls me regarding credit-card debts that I've long-since paid off or do not owe. They've been hounding me regarding unpaid debts owed to XXXX from the early XXXX, and I've made it clear to XXXX that I've already paid off those amounts long ago. I've nonetheless received numerous calls at inappropriate hours from a silent robot who then connects me to a phone-operator. They then proceed to utilize identifying information in order to determine if I am the correct party that owes them a debt.
This is irresponsible, dangerous and utterly unacceptable that they are offering my name and phone number out to strangers to find out if the number they've dialed belongs to me.
|
| 05/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Over a year after the birth of my first child my family received a notice to pay an unpaid bill in her name for {$300.00} from a collection agency. We requested that an itemized bill be sent to explain the debt since we had never before had notice it was owed. Now it's two years later and we have yet to receive an explanation or itemized bill, but are still receiving periodic attempts to collect on this debt from Sequium Asset Solutions. Several months ago I called and complained to them and made clear that I'd file a complaint if contacted again without receiving the itemized bill. Earlier this week they again sent a collection notice via mail.
Their address is XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX
|
| 06/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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I am a federally protected consumer and a natural living person. I recently made a report in regards to a validation of debt to this company, " SEQUIUM ASSET SOLUTION '' and I now have new information. I am aware that SEQUIUM ASSET SOLUTION, is also violating my rights to privacy by reporting unfair and inaccurate information and not being in accordance with the FCRA as 15 USC 1681a ( d ) ( 2 ) ( A ) ( i ) clearly states information solely as to transactions or experiences between the consumer and SEQUIUM ASSET SOLUTION should be excluded from personal reports. I have also never given direct consent to SEQUIUM ASSET SOLUTION to furnish anything to my consumer report so they have no permissible purpose.
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| 04/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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There is Incorrect information on my credit report. In XX/XX/XXXX A collection was placed on my credit profile by Sequium Asset Solutions for a XXXX XXXX account I had no knowledge of. I spoke with Sequium, who then told me contact XXXX XXXX, in which I did. On XX/XX/XXXX I received an official email from XXXX XXXX stating that it was investigated and discovered to be fraud, please give it 6 to 8 weeks for the collection to be removed from my credit report. Well Its now been well past their 8 week mark & neither company, SEQUIUM ASSET SOLUTIONS or XXXX XXXX will not properly handle this situation and remove the collection from my credit report. Instead theyre sending me in circles, blaming each other.
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| 08/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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On XX/XX/XXXX, XXXX sent me a letter and contacted me by phone in an attempt to collect an invalid debt from XXXX XXXX XXXX in the amount of {$1100.00}. On XX/XX/XXXX, I sent them an email, which the letter says is valid to accept disputes. In my email, I stated the reasons that the debt was invalid and requested proof from the agency. I stated that the company, nor any future owners of the alleged debt, are to contact me for any purpose other than proving the validity of the debt. I had no further contact from the company.
On XX/XX/XXXX, Sequium Asset Solutions sent me a letter and has been contacting me at least once per day for the same debt, despite never having proven the validity of the debt.
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| 02/26/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Sequium Asset Solution is reporting to XXXX, XXXX XXXX XXXX that I owe a " Medical Debt '' to them for {$1600.00}. I have not signed any contracts with Sequium Asset Solution. Nevertheless, Sequium Asset Solution should not be in receipt of my medical information. This is a violation of my XXXX rights & subtitle D of the XXXX, SEC. XXXX. Enforcement of penalties against me is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the XXXX XXXX XXXX for XXXX and Clinical Health Act of XXXX ( XXXX XXXX ) as issued XX/XX/XXXX and the penalty rules of the FCRA and XXXX including FACT Act changes final rules effective XX/XX/XXXX.
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| 02/26/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I am filing this complaint against Sequium Asset Solutions , LLC, because they are trying to collect a debt that I agree I owe some on but I do not owe all of the fees they say I do and I have tried to contact the company to resolve this issue.. It is an original debt from XXXX, and they will not provide me with the documentation showing what I really owe. My bill was {$72.00} monthly, and the bill they say I owe is {$100.00}, because the last bill owed was {$91.00}, but they could not tell me why the bill was this much. I have been trying to resolve this with XXXX since XXXX of 2021. The XXXX phone number for this account was XXXX. All I want is for XXXX to show me an itemized copy of my last bill.
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| 07/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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|
Web |
Servicemember |
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During A Check of My XXXX Credit Report On XXXX I Discovered Information On My Report That Is Fraudulent, Incorrect, and/or Erroneous. XXXX Report Number : XXXX, XXXX Credit Report, And XXXX Credit Reports Dated XXXX Show That I have A Debt with SEQUIUM ASSET SOLUTIONS AKA Sequastsol AKAFOCUS RECEIVABLES MANAGEMENT. I have never had any account with this company or any of its Listed Affiliates. I have tried unsuccessfully to resolve this Fraudulent, incorrect, misleading, and damaging information from my Credit report. I am trying to avoid having to file Legal action against the Companies and reporters of the Fraudulent, and/or Erroneous Information, for causing damage to my report and reputation.
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| 11/30/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2018 I received an " attempt to collect a debt '' letter from XXXX XXXX XXXX XXXX in XXXX GA but the letter was dated for XX/XX/2018. I immediately responded with a debt validation later to send me proof that said debt belonged to me. I mailed the letter on XX/XX/2018 via Certified Mail Return Receipt. The Return Receipt ( green card ) that I received back has a stamped date of XX/XX/2018. I never received information validating this debt as I had requested in the letter. On XX/XX/XXXX, Sequium Asset Solutions LLC added this as a collection to my XXXX credit report. This company violated my rights as a consumer by ignoring my request for validation and simply adding it to my credit report.
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| 04/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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A fraudulent account was opened under my name with XXXX XXXX on XX/XX/2022 at this address : XXXX XXXX XXXX XXXX, OH XXXX I called XXXX XXXX directly to try and resolve the issue, but they were not able to immediately help me. During the call, I was able to determine that the other authorized user on the account is XXXX XXXX. I do not know who this person is. I live in Southern California and have never stepped foot in Ohio. Somebody stole my personal information and opened an account with XXXX.
The thief did not pay the bill, and now XXXX has sent the balance, {$220.00}, over to a collections agency : Sequium Asset Solutions XXXX This has now negatively impacted my credit score with XXXX.
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| 02/16/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I am writing about a {$50.00} debt that originated from XXXX.
I paid Sequium Asset Solutions on XX/XX/2021, and the payment was posted on XX/XX/2021. Unfortunately, Sequium Asset Solutions claims that I did not pay the {$50.00} and turned the account back over to XXXX. I even tried giving Sequium the confirmation number and the agent claimed that I had to contact XXXX. XXXX keeps referring me back to the collection agencies.
XXXX turned the account over to XXXX XXXX XXXX XXXX and XXXX placed a delinquent mark on my credit score, which severely dropped. I tried reaching out to XXXX XXXX to inform them that I paid the {$50.00} but nothing occurred and the mark is still on my credit report.
|
| 06/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
|
On XX/XX/2021 I noticed a significant drop in my credit score. This is from SEQUIUM ASSET SOLUTION a credit collection agency trying to recover a {$750.00} debt for XXXX XXXX.
The debtor is a XXXX XXXX using my social security number and living in XXXX Illinois. This is not me, I have never lived in XXXX and only last year moved to XXXX after living in XXXX. I currently in in Military XXXX XXXX at XXXX XXXX Illinois.
This is the second time in a year that someone using my name and my SSN have owed money to a utility.
the first time was earlier in the year and the debt was to XXXX and the address was in XXXX Texas ( I've never lived there either ) My former address was in XXXX XXXX Texas.
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| 05/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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I had a debt over {$600.00} due to XXXX XXXX XXXX. In XXXX, they sent me a final notice stating that my total due was now {$1200.00}. Once calling XXXXXXXX XXXX XXXX they agreed to a one time payment of {$600.00} if paid that day. I completed payment, and account was to be closed.
On XX/XX/2022 I received a notice from collection agency " XXXX XXXX XXXX, XXXX '' that I owe XXXX XXXX XXXX XXXX {$460.00}. This is incorrect, as I had already paid my agreed upon amount of {$600.00}, and closed account.
This collection of more money is fraudulent on behalf of XXXX XXXX XXXX as I was told my debt was settled, and no further actions were needed the day I paid off and closed account with them.
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| 03/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I found a collection account on my credit report from Sequium. They were collecting for XXXX XXXX. I never received a notice from them as they had an old address. I called XXXX XXXX and paid the balance to them on XX/XX/2019 and at that time XXXX told me that once the payment went through, that this account would be recalled back to XXXX XXXX and Sequium would then be removed off of my credit report. Through many phone calls and lost hours on this, Sequium is stating that they never got these notes and XXXX XXXX is telling me that they have called Sequium to get this resolved.
I am in the middle of my mortgage loan and this is impacting me and it has been 4 months and I need this resolved.
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| 06/24/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Received notice that a collection account was opened by Sequium Asset Solutions , LLC. for a debt " owed '' to XXXX in the amount of {$48.00}. I never received a phone call, email or notice in the mail. The same amount was sent to collection last year. The charge was disputed because I did return my equipment. XXXX credited back my account and the debt was removed from my credit report. I initally paid the {$48.00} owed to XXXX and they issued a refund when they received the credit update from XXXX. Now, I am in collection for same amount as last time. XXXX did not remove the debt from their system and once again, sent me to collection. Attached is the previous report from the last dispute.
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| 04/16/2020 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I had an account with XXXX that went to collections with seqium assets solutions. I called to settle the debt and the collector was very helpful. She said that if I did a payment plan with them that they would credit the account and the account would show settled in full for less than the full balance. My final payment was in XXXX. XXXX is still reporting that I owe XXXX dollars on the account and is refusing to work with me. They told me to call seqium, which I have, multiple times. They have stated that they have no idea why XXXX would report this way and that theres nothing they can do, that XXXX authorized the settlement. This is completely unfair and I have been given the runaround.
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| 09/22/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American, Servicemember |
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When notified that my XXXX score went down XXXX points I asked XXXX what the problem was.They said that a collection agency named Sequium reported that I owed $ XXXX a purchase made to XXXX XXXX XXXXI went to a XXXX office and they did not have a record of my purchase.When I spoke to Sequium about the purchase they said purchase was sent to XXXX, XXXX, XXXX. That address was also in my XXXX credit report.Never lived in Ca.except on Military duty inXXXXSequium did not have my Florida address.I never received notice from XXXX Nor Sequium.I have not had this resolved.and appears that I still owe this $ XXXXWhen I spoke to Sequium rep they asked if I submitted a police report and I did not.
|
| 03/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
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|
Web |
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Company called me about an account with XXXX XXXX XXXX. I called them back on XX/XX/XXXX and told them I had written communication from XXXX XXXX XXXX that stated they were not sending my account to a collection agency, I was working directly with XXXX XXXX XXXX on this account, and that I was disputing this debt. They never asked for proof. They never started an investigation into my dispute. They reported my account to the credit reporting agencies without listing it in dispute which is a violation of FCRA 623 ( a ) ( 3 ).
When I called them on XX/XX/2020, they stated they never started the dispute process or any investigation. Violation of Furnisher Rule 660.4 ( a ) and 660.4 ( e ).
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| 01/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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I did my own research and this debt were already paid with another debt agency in 2018. I'm not sure why the previous debt agency did not record my payment. I have proof from 2018 from the debt agency also my bank proof payments were made and the account were settled. Sequium Asset Solution should not be trying to collect on a debt has been settled in 2018. By the look on this letter this has to be a very old debt that age of this debt. Enclosed is copies of 2018 settlement letter from another credit agency that I have copies of my voided checks that this company ACH from my bank account also have a email from my bank that shows the amount that were offered in the settlement were paid.
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| 07/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
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|
Web |
Servicemember |
|
They called me at XXXX central time harassing me multiple times and threatening me, I sent a debt validation letter XX/XX/22, they never show me any proof of validation.
[ SEQUIM ASSETSOLUTIONS XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX ] They added a derogatory marks on my credit reports, they never validated anything at all, Upon further research, this account was transferred /sold to a third party collection agency they did not verify this collection. Also there was no written form of contract or signature. I'm aware that section 609 of the FCRA requires that you have a contract with my signature. please forward me all documents on this account or remove it from my credit report.
|
| 09/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- You told them to stop contacting you, but they keep trying
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|
Web |
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I have been contacted by a collection agency called Sequium at my email address of XXXX regarding an unpaid XXXX XXXX XXXX wireless bill.
I informed them that I was not the account holder and that they had the wrong email address. ( I have lots of problems with other people using my address. ) They responded by sending me " documentation '' of what they claim is my debt, including copies of the actual debtor 's bills, including his physical address and phone number.
This strikes me as a major violation of the privacy of the person who actually owes the debt.
I have attached PDFs of the two emails they sent me, as well as the copies of the actual debtor 's bills they sent me.
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| 04/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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Good afternoon, I am filing a complaint on Sequium Asset Solution and XXXX XXXX.
The reason I am filing this compliant because both companies misrepresent inaccurate and time information.
I had a service account with XXXX, I told them I needed to cancel my services and they said they would at no charge. One month later they sent me a bill stating the I owed them I tried disputing and ending paying it in full. It was paid directly to XXXX and not Sequium Asset. Know I have Sequium Asset Solutions on my credit profile for no reason.
I was not given any warning or information in writing from Debt Collection Company or XXXX. This information was falsely placed on my XXXX profile.
|
| 11/20/2020 |
No |
- Debt collection
- I do not know
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- False statements or representation
- Indicated you were committing crime by not paying debt
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|
Web |
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A phone call originating with a XXXX, OH based area code ( XXXX ) attempted to collect personal data in order to verify identity, but would not disclose their intent, only that it was a " private business matter '' ; they also indicated that they knew of an old out of state address. They would also not disclose the nature of the company, only that they were in fact calling from Georgia. Return calls indicate that it is a call from Sequim Asset Solutions, a debt collection agency, although there has been no notification or communication from any services that would indicate debts are owed. This was certified after calling the actual services, and validating that money is not owed.
|
| 09/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
|
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XX/XX/2019 Sequium added {$520.00} to my credit report as collections. I did not pay and cancelled service because the service was horrible. Not what was promised at all. This is XXXX XXXX. The service was constantly going out and getting it repaired was awful. I had no TV much more than I had the service. I was on the phone with them all the time and it was not right from the beginning. I was mailed the wrong parts from the company to install and this just went on and on. It got to the point that I had to get XXXX to watch TV and I was still paying for XXXX XXXX! I called XXXX XXXX to cancel and I mailed them back all their parts. After that, they still wanted to charge me.
|
| 10/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
In XXXX, XXXX Sequium Asset Solutions put an adverse report on my credit on all 3 credit bureaus.
This is not my debt. I think it is for a cable bill to a house in Texas. I live in XXXX Florida and have lived here non-stop since XXXX. I don't know anyone in Texas.
I have tried to contact Sequium but could get very little information. I have tried to contact the credit bureaus but they want documentation. I have none. Sequium never called me or wrote to me before they reported it to the credit bureaus.
The bill is for {$180.00}.
I was given the phone number of a compliance manager at Sequium but every time I call it goes to voice mail and I am unable to leave a message.
|
| 12/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Sequium Asset Solutions , LLC has placed an erroneous collection on my credit reports. The account has a balance of {$1500.00} and it is from XXXX XXXX 1. I have never had XXXX XXXX in my life. Because of this erroneous collection, my XXXX XXXX has dropped XXXX points and now I can not access credit. On XX/XX/2020, I sent the company a letter requesting them to provide a debt validation and more information. I never received an explanation letter from them. The next thing they did, was place the collection on my credit report on XX/XX/2020. It appears they are not complying with FDCPA and FCRA statutes. I need this collection removed and I would like to sue this company.
|
| 06/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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SEQUIUM ASSET SOLUTION Account XXXX Historical Info Original CreditorXXXX XXXX Contact Info Phone Number ( XXXX ) XXXX AddressXXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX The company says I owe XXXX for a high speed modem that was hard wired in my apartment that I vacated. The address was XXXX XXXX XXXX XXXX, XXXX, NC XXXX XXXX. I was told by the installers that the modem can not be removed because it was wired into the wall. I spoke to several representatives of XXXX and they took notes and scheduled a technition to reove the modem. I was told that I was not responsible for the XXXX becuase the modem was hard wired into the wall and I would not be able to return it to XXXX.
|
| 01/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I have no knolage of this debt therefor I'm requesting original proof of debt, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
|
| 07/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I discovered a collections account when I pulled my credit report. After digging around it was determined this account was a XXXX account. The address they show that opened the account was in XXXX. I have lived in Washington State since XX/XX/1990.
I have disputed the debt several times. I have never received any bills on this account. The address on file was determined to be fraud and was removed immediately, but the collections still remains on my credit report.
After doing some additional investigation it appears this company does this quite often to other unsuspecting consumers.
Focus Receivables Management XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX Phone : XXXX
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| 11/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Company did not or has not sent me any notice of the debt. The debt popped up on my credit on XXXX/XXXX/2020 without notice. Upon investigation I found out that they are a 3rd party agency collecting on a debt that has been proven to be an identity theft account from Colorado XXXX University. I have never attended that university and the federal loans associated with it had been dismissed. This is a FRAUD account and illegal account and attempt to collect an illegal debt. Placing it on my credit without an opportunity to contest is illegal, attempting to collect an identity theft account is illegal. Remove this account from my credit and stop all collection attempts.
|
| 12/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Around XXXX of 2019, I signed up for the low income internet program through XXXX called internet essentials. The bill was for {$9.00} a month. After about 3 months, the service was shut off due to bill lapse. I eventually received a notice requesting {$53.00} from Sequium collections.
A year later, I noticed that my XXXX XXXX was significantly lower than usual at XXXX. Perplexed, I began investigating the cause. Upon closer inspection, I was able to take note that upon Sequium removing the collections for {$53.00} from my account, my score also subsequently dropped XXXX immediately after.
I feel that losing XXXX credit points for a {$53.00} debt is a bit extreme.
|
| 11/27/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I paid a settlement amount to Sequim debt collector back on XX/XX/19. After that date for a week I was still receiving phone calls. The original debt came from XXXX XXXX XXXX. Then I see it was on my credit report written off as bad debt for the full amount but my balance keeps increasing. These people took my money never reported it as paid. I feel they are scammers. it says I owe almost XXXX dollars but yet comments say written off as bad debt. This is not true the debt has been paid. And I want all 3 credit reports to reflect as paid else I will be looking for a lawyer to see what my rights are. You just don't take someones money and not report things correctly.
|
| 07/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
We owed XXXX business about {$200.00} - which we paid and have a cashed check as proof. Today we received a notice from a collection company called Sequium Asset Solutions , LLC saying they are trying to collect a debt of {$99.00} for XXXX XXXX from us. We absolutely do not owe XXXX a thing. We read on the reviews of Sequium that they are a scam and tried to falsely collect for XXXX ( XXXX XXXX ) from another consumer. This is wrong and I can see how someone who doesnt know any better could be scammed by this. They need to be stopped. They are listed as Sequium Asset Solutions , LLC at XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX. Their phone number is listed as XXXX.
|
| 07/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Greetings.
In XX/XX/XXXX I saw an offer they made on the XXXX channel of an XXXX cell phone and cable. I called and they sent me the product. When I received the cell phone it was locked and could not be used. I immediately called the XXXX company and they told me to go to XXXX and return everything. About 2 months later in XXXX they began to send me invoices. I sent him the receipts that I had returned the equipment. XXXX sent my names to some collectors who have been calling me and harassing that they are going to hurt me on credit and that they are going to report to me. XXXX tells me that I don't owe them money but the collectors keep calling me every day.
|
| 02/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
a Fraudulent company. Name Sequium www.sequium.com has contacted me in the form of an email to try and collect {$10000.00} from me. This is under investigation of 49 attorney general of the school XXXX XXXX University and collection agencies from all over all all trying to extort money from us, This is an 11 year old feud with XXXX this company as no right to send me an email I have no idea where they got my personal information. This issue is also under investigation my the state senator as well. This company has no right to send me anything. I want them added into the lawsuit for trying to collect an 11 year old dispute. They are the 7th company to try this.
|
| 09/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
SEQUIUM ASSET SOLUTIONS , LLC has fraduently put a alert on my credit. I don't know who this company is nor have I ever spoken with them or received mail correspodence as required by law.
The debt in question is for {$7600.00} and was placed on XXXX XXXX. After contacting and getting multiple hangups as the company does this to most customers. This company has a history of XXXX, after a quick internet search and reading XXXX reviews and seeing the XXXX XXXXow rating this company has. I have had to activate my XXXX insurance and lock my credit due to this XXXX company. This company is a high XXXX company and needs to be shut down by the Federal government
|
| 06/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I got a notification from a credit bureau notifying me of a collection on my account from sequium asset solutions for XXXX. This collection agency did not bother to call me or mail me anything to inform me I owed money and they reported it to the credit bureaus before I could make it right and pay the XXXX so they did not report it on my credit history. I paid the collection on XX/XX/XXXX I have a email from them confirming my payment. It is now XX/XX/XXXX and I have yet to receive a paid in full letter that I have requested twice. I also would like to get this off my credit history and they will not report to any of the credit bureaus that is paid in full.
|
| 01/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I've gotten several calls now from a company called Sequium.
Sequium has several times now called my business phone number ( I own my own company, XXXX XXXX ) with an automated recording saying I owe a debt to be collected, does not describe or name the debt, and when I try to follow their menu through to a real representative, it says " searching for your account information '' and then the line disconnects. It has also called and the automated recording calls me by another business name, ( mixed up the phone numbers somehow? ). Again, I could not reach a real person.
The calls are harassing. I've received multiple just today and I owe no such debts.
|
| 04/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am in the process of buying a home. We are about to close next week. Out of the blue, a collection for a bill 2 years ago, is placed on my credit reports, in the amount of {$210.00}. This caused my score to drop XXXX points. The way they put it on there, damaged it extremely hard. I contacted the company as soon as I saw it, and settled the amount for {$150.00}. Its still on my credit reports. This may cause my mortgage approval to fall through, making me homeless. I have a family, and have no idea what to do. I was NEVER given a letter beforehand to dispute, or even see if the bill is accurate. Please help me. I need this off my credit reports now.
|
| 11/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Early termination fee was paid in payments. After debt was paid off, with monthly payments in check form, XXXX XXXX sent me to collections. The debt collections has been asked multiple times to take this off my credit report, they don't acknowledge my attempts at contacting them. They say I never paid XXXX, a copy of the check is attached as well as an additional copy of a check for XXXX cents that I was later billed for. I have filed with XXXX to have it removed from my credit file, they have also ignored me.I have repeatedly tried to call them without success. Please help.
Sequim Asset Solution, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX! XXXX
|
| 01/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
the day I turned XXXX I pulled my credit wanted to see what my credit was showing. when i logged in i saw a collection for a collection company linked to XXXX i filled a dispute and i was removed within a few days. well I got a phone call from another collection company this past week trying to collect again, we told them the account was not mine and that you just turned XXXX and your not responsible well the collection company said i was still responsible. how can i be responsible for something that was opened in my name without my knowledge and prior to me being XXXX this is tied to an address i do not live at.
please remove this is hurting me
|
| 06/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I got a notification from XXXX XXXX that i got a derogatory mark. When i check ny derogatory mark it said i had something in collections and it said i owed {$1200.00}. It showed that that i owed sequium asset solutions that money and the original creditor was XXXX XXXX XXXX XXXX. I have never in my life had XXXX XXXX XXXX so i called them and they said there is no account in my name. So someone in sequium asset solutions got my information and posted that on my credit and now it showing that i owe them {$1200.00} and its effecting my credit. I want this handled and taking care of because someone or this company is scamming and committing fraud.
|
| 05/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
There is a collection account on my consumer report that shows the " original creditor '' and the account type which state DEBT BUYER. Pursuant to 15 USC 1692D ( 4 ) selling a debt is a violation. By these accounts being listed as debt buyer is also a violation pursuant to 15 USC 1692E ( 14 ) due to a 3rd party attempting to collect as somebody else. in this case SEQUIUM ASSET SOLUTIONS is attempting to collect as XXXX. These collections ( junk buyers ) are infringing upon my privacy as I have the right to privacy and never gave them ANY permission to access my personal information as well as well as furnish ANY information on my consumer report.
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Talked to SEQUIUM ASSETS SOLUTION of XXXX XXXX told them I had not used XXXX for more than XXXX years and all bills from XXXX were paid by the XXXX XXXX. And I also paid for a bill in full back in XXXX of 2020. I asked them to provide proof they didnt have it and all they said they will report me to the XXXX XXXX and impair my credit. I complaint to XXXX which was the first I knew and they never answered. To my knowledge this account is being sold to difeerent companies which are barred from collect the money and they claim they just reported. I need your help. Look at my credit and I just found out becuase I went to buy a washer at XXXX for XXXX
|
| 05/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Back in XXXX of 2019, somebody opened up a XXXX account fraudulently in my name. XXXX even sent me an email declaring it to be fraud. However, I have received two separate letters from two debt collection agencies, and now I just lost 200 POINTS ON MY CREDIT SCORE! XXXX is harassing me to the point of undue stress, I would like them to stop. It was almost impossible to navigate their terrible " customer service '' departments to get an email declaring the account fraudulent in writing. I want monetary compensation from them for this harassment, as well as the debt deleted from my credit report, and I never want to receive anything else from XXXX.
|
| 10/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I work for a XXXX XXXX XXXX, and Sequium Asset Solutions calls the direct line to my office at least 1 time per day, sometimes more. I was on vacation 2 weeks ago, and the caller ID registered at least 7 missed calls.
I have spoken to them on maybe 4 or 5 occasions, and they tell me that they are placing the number to my direct line on their " Do Not Call '' list. I have spoken with customer service representatives, and I have spoken to company supervisors. I last spoke to a " XXXX XXXX '' at about XXXX XXXX today, XXXX XXXX, 2017.
I told XXXX XXXX that I feel harassed, especially because I have requested that they STOP CALLING my direct line.
|
| 07/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
When checking my credit report I noticed I had a collections debt that was not mine in the amount of {$1100.00}, the original creditor is XXXX XXXX XXXX and the creditor that is reporting to collections is Sequim Asset Solutions.The account was opened XX/XX/XXXX XXXX XXXX which is puzzling because I had my credit frozen for almost a year as of today and XXXX XXXX still approved someone with services in my name and information. I have reached out to XXXX XXXX and they were no help so I went ahead and filed a dispute with all credit bureas. This debt is not mine along with the address that was linked to this debt. Please help and Thank you
|
| 04/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XXXX of XXXX, I have XXXX XXXX, I keep the service 2 days, so I cancelled it due to XXXX XXXX not having my desire channels. XXXX charged me for a month, I complained about them not honoring there 14 day policy of not paying if canceled within that time so they told me I didnt owe nothing. On XX/XX/XXXX I received a credit alert from the credit bureaus that a collection agency named SEQUIUM ASSET SOLUTIONS placed a collection amount of {$44.00} on my XXXX, XXXX and XXXX. I havent received any kind of correspondence, no mail or phone calls and it was just placed on my credit breaking laws pre the debt collection laws and Fair Credit Act.
|
| 03/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/XXXX XXXX XXXX XXXX added a collections on my XXXX portfolio. I called the company who directed me to att u- verse. I called att and asked questions about the account and the instillation address was in Texas. I havent lived in Texas since XXXX. I proceeded to go through identity theft protocol. I froze my credit and reported the incident to the police. Soon after the collection dropped off. On XX/XX/XXXX I received a collections for the same issue from sequium asset solution I called to dispute the charge due to identity theft and was not given the appropriate information and was given the run around regarding removal from credit
|
| 04/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was a customer with XXXX for over two years. One of their customer service agents fraudulently extended my contract without my knowledge or consent. When I went to cancel my contract because I was moving to a new location that didnt offer XXXX service, they notified me that I had to pay a hefty cancellation fee of {$660.00}. I do not owe this money and the company refuses to help me, even after hours on the phone, including this evening where I was transferred and placed on hold for an hour and a half before hanging up. Its now listed twice on my credit report dragging my otherwise solid score down below where Im able to get a mortgage.
|
| 06/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a notification via XXXX that my credit score went down. Looked into the issue and saw that a debt collection had been added to my account from SEQUIUM ASSET SOLUTION ( original creditor : XXXX XXXX ).
The notification indicates that I supposedly owe {$7500.00} to the debt collection agency. The date the account was opened was XX/XX/2023 on account number XXXX. I have never used XXXX XXXX XXXX and never received any information about this supposed debt aside from the notification from XXXX.
I disputed this debt collection via XXXX and nothing was resolved. I will be attempting to file this dispute directly through XXXX XXXX.
|
| 12/13/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Older American |
|
First I get a collections message from XXXX I sued them and won Now they are sending the same from an account probably from a XXXX XXXX XXXX that they would not give info on Account from 2019 supposedly we paid some - we did not Now it is sequium Asset solutions Close these companies - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX they make money hitting on innocent people- and people can not get jobs because of these XXXX- they call at noght they impersonate they send out collectors at your door - I signed nothing with these companies XXXX is an account they took my ss number address and they harass Move them to XXXX
|
| 06/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Dear CFPB, Madam/ Sir : On or about, XX/XX/2023. I checked my XXXX Credit Report and I saw in my XXXX Credit Report, an Unknown name of a debt collector that I have NO KNOWLEDGE of it at all. Also I never received a letter in writing notification from this debt collector as per Federal Laws dictate. A debt collector MUST write a letter to the consumer and, I have XXXX days time limit to respond. However this Unknown name of the debt collector and the amount that the debt collector wants me to pay. There is also no account number in my XXXX credit report. Thank you, for your assistance in this important matter. Respectfully yours. XXXX
|
| 03/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Collection mailed a request for a response on a debt from XXXX they intended to collect sometime around XXXX or XX/XX/XXXX. I responded that I never received the internet equipment from XXXX, which can be verified by the tracking number for the equipment shipment. The debt was invalid as I never started service with XXXX at that location. Sequium reported a collection on my credit report anyway. The response to Sequium was made through snail mail, so I did not retain a copy.
Before Sequium reached out for collections, I had already notified XXXX via email that the equipment never arrived. This happened on XX/XX/XXXX.
|
| 07/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have previously filed a complaint with the Consumer Finance Bureau, in which you stated that another person is listed as the responsible party. However, this responsible party is my brother, not me. In addition, I have not received any validation of this debt from your office like the previous response mentioned. Nothing has come into my address for me at any of the addresses listed on my credit report or the complaint with the CPFB, nor for my brother, yet I see that you have reported to XXXX that it is verified. I have attached a letter for Sequium Asset 's that I will also be mailing to them in connection with this complaint.
|
| 09/09/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Sequium Asset Solutions claims they do not remove paid collections from my credit report. However, my score has been negatively affected once the collection appeared on my report and although its been paid, my score has not been positively affected at all by paying this account in full. Every other collection gets removed and scores improve. This is not the case with this debt collector and is an unfair debt collection practice. If the collection has been paid then my score should go up. If not, if need to be removed. I have asked for Sequium to remove and they will not comply. XXXX XXXX XXXX has not provided any solutions either.
|
| 04/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
sequium asset solutions is reporting ( 2 ) accounts on all three of my credit files. the collection account is fron XXXX. I took several calls from them and had to jump through hoops for them to verify. i ask them if you are calling me why should i give you my personal info so you have it. but after a couple of minutes of going back and forth i gave it to them. they told me they would remove it because I GAVE THEM MY CURRENT ACCOUNT WITH XXXX AND SIMPLY ASKED IF i owed money how would I HVE AN ACCOUNT NOW AND FOR THE LAST 10 YEARS.
AND THEN THEY REPORTED THE TWO ACCOUNTS A FEW DAYS LATER ON XXXX, XXXX AND XXXX.XXXXPLEASE HELP ME.
|
| 09/12/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX sent bill for collections and ignored my request to investigate the charges. Services were cancelled but they continued to charge my credit card. XXXX was charging me and the new resident for the same service. Then they finally issued a disputed amount in the bill that shows I have a net credit but went ahead and reported the balance with credit bureau. XXXX kept closing the tickets as resolved but never reverted back with any findings.
No notices were received and no one provided any information. Tried to call the debt collector and left numerous messages with XXXX XXXX XXXX ( XXXX ) XXXX XXXX but no one returns my calls.
|
| 01/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was sent a collection notice for {$160.00} from on XX/XX/XXXX Sequim Asset Solutions, LLC XXXX XXXX XXXX, XXXX XXXX XXXX GA XXXX Sequim stated they were collecting on behalf of XXXX XXXX XXXX for a past collection.
When I had XXXX XXXX XXXX several years ago I was on XXXX and never received any additional bills when I switched to XXXX XXXX. All XXXX XXXX XXXX bills were texted to my phone- I never received a text for the above amount.
When I initially found out about the debt collectionI reported this as fraud to my credit reporting agency.
I called Sequim and they stated that they had no information regarding the debt.
|
| 03/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequim Asset Solutions calls me multiple times a week ( using a different number each time so that I am unable to block ) with the exact same recorded message ( a robot call I believe - which does not contain my name nor his ). The message states that he is attempting to collect a debt which does not belong to me. I have no debts. I believe this to be harassing and the constant phone calls interfere with both my personal and professional life. These annoying automated calls should be illegal. I am currently seeking actions so that these calls stop ASAP. Please contact them and urge them to stop using these harassing methods.
|
| 08/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
I recently filed complaint XXXX with CFPB. This complaint is in regards to incorrect and inaccurate items being reported on my credit.
I have emailed this company directly, filed a XXXX claim, and a previous CFPB case. This information is still showing on my credit report.
by law : FDCPA stipulates that the collection agency has 30 days to validate and verify claim against me. It has been over 120 and to date I have still not received this information.
By law the company must stop reporting damaging information to my person or they are in breach of FDCPA and should be fined by CFPB in addition to damages owed to me.
|
| 03/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Last week started getting debt collection calls for a XXXX XXXX XXXX XXXX verse account of XXXX ish usd from Sequium.
I dont owe XXXX XXXX XXXX any money, I never signed anything with them nor noticed and contact with them about a debt.
My service with XXXX XXXX was interupted for 2 months in which I had no service but still had to pay around XXXX each month ( around XXXX total ). I eventually ended my service with XXXX XXXX XXXX and received no notice from them to my recollection.
I just got off the phone with Sequium and tried talking with them. They refused to give me their mailing address twice then hungup on me.
|
| 03/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
A collection agency named XXXX started reporting a {$140.00} collection account on my credit report from XXXX. I contacted them and let them know that I already paid this bill through another collection agency, so they never should have reported it. However, all they did was update their account listing as paid. Its still on my report. Since I paid this debt through another collection agency before they even got it, there is no reason why they should have reported this account and my credit report, much less continue to report it. And now their refusal to take it off of my credit report completely, continues to baffle me.
|
| 02/02/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
|
| 06/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Sequium Asset Solutions , LLC XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX XXXX. This address belongs to Georgia XXXX XXXX XXXX.
Sequium Asset Solutions , LLC Sent a bill in attempt to collect a debt of {$100.00} claiming to represent XXXX XXXX XXXX Date of letter : XX/XX/23. I contacted XXXX formerly charter communications directly. I am not an account holder. Spectrum has no knowledge of this alleged account and does conduct business with the debt collection agency XXXX XXXX XXXX, XXXX. This information was verified by XXXX customer service and billing department. This is a fraudulent attempt to collect a fraudulent debt.
|
| 11/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I found a collection account in my credit report without any previous notice about the origin of the debt. THIS ACCOPUNT DOES NOT BELONGS TO ME. I contacted the collection agency and they realized the account is not mine. But the collection agency NEVER contacted me before summiting the information to the credit report.
Collection Agency : SEQUIUM ASSET SOLUTION Original Creditor : XXXXXXXX XXXX Loan Amount : {$770.00} Account Number : XXXX Collection Opened : XX/XX/2020 XXXX XXXX XXXX XXXX XXXX, GA XXXX The fraud address ( someone used my information for the account ) is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Texas
|
| 03/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
When COVID lockdowns started last year I needed to return cable television equipment my mail because the stores were closed. I sent three pieces of equipment back. The company gave me credit for two pieces and is attempting to collect for the third piece. We know they received the box because they credited me for two of the three pieces of equipment.
They sent me to collections, I submitted a complaint, and they removed me from collections. Now they have sent me to collections again. Ive spent hours on the phone with them and no one in their organization seems to be able to resolve the problem. They are usually rude.
|
| 01/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Focus Receivables Management shows up as a collection on my account. I have contacted this company to verify this debt prior to reporting to my credit report. I still haven't received the information yet. I have been with my current cell phone company now for 9 years and there is no way that this debt can be mine since this company is past the XXXX year old. In XXXX of 2020 anther collection agency tried to put this same account on my credit report and still no one is verifying this debt. How can this debt still report on my credit report this company has not contacted me also being with my current company for 9 years.
|
| 08/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was first contacted by this company via email roughly six months ago regarding a debt they said that I owed to XXXX XXXX XXXX XXXX. I responded back that I am not aware of this debt and to show they are the holder of any Promissory Note or Contract signed by me. I received a letter dated XX/XX/2022 and I responded back to the letter via certified mail with return receipt. I received an email today with an attachment of the so-called final bill but that is not any Agreement I signed or a signed Promissory Note. I continue to dispute this debt and the validity of the debt ; I also dispute who the original Creditor is.
|
| 08/31/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Since XX/XX/2021 I have called many times to try to explain to both parties that I have never had XXXX XXXX. However on my XXXX XXXX, they are showing that I owe an unexplained amount of {$110.00}. Every time I call I get a different response. I am asking to have someone look into this as I am sure it has been happening to other people as well. I have never inquired or received any services from XXXX. I do not want or have cable, wifi, or have any phone services with them currently or in the past. " Focus receivables management '' is their debt collection company and the original creditor name appears " XXXX ''.
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have reached out to Sequium Asset Solutions and requested validation of the debt from XXXX 3 times now. The initial contact was in early XXXX when they called. I also requested the credit bureaus authenticate this debt as I have paid XXXX when i returned the equipment. No debt validation was supplied. I have paid {$130.00} as of XX/XX/XXXX still without debt validation. I would like this to be updated as PIF and removed. I have not received any communications yet they report past due on my credit report which is inaccurate as the debt still has not been validated and I have paid more money to have it removed.
|
| 07/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/20, I received a statement amount of {$130.00} from collection agency XXXX XXXX. This bill was generated from XXXX XXXX which contains the {$40.00} amount for XXXX XXXX as well. I made the settlement payment of {$100.00} on XX/XX/2020 with XXXX XXXX. I thought this matter was resolved until XXXX sent a " final bill '' of {$40.00} to a third party collection Agency entitled Sequim Asset Solutions in XX/XX/2020. I already paid this final bill and XXXX XXXX can validate this payment. I am requesting that XXXX follow-up with the collection agency and cease attempting to retain this alleged {$40.00}.
|
| 11/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights and not using proper communication methods when showing up on my credit report. I need the CFPB office to please look into my case. This account has just popped up on my credit report without ever communicating to me. There was no written letter to me or calls to me so I can explain that they have the wrong person. They have recently just popped up on my credit report and I am not familiar with how they got my information or how they have my social security number. I do not owe this company.
|
| 06/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions , LLC has sent me a letter. They state that I owe {$150.00} for an account that doesn't belong to me. The Creditor they claim I owe is XXXX XXXX. The date they have on their letter is XX/XX/21. I have mailed them a letter via certified mail asking that they send me proof that I owe this debt. Sequium Asset Solutions , LLC has failed to do that. They had 31 days to respond to my letter and they failed to do so.They have spelled incorrectly in their letter. Because that isn't me who owes the debt. Now their destroying my life because they put a derogatory remark on my credit report.
|
| 06/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document to my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 01/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a letter from Sequium Asset Solutions , LLC that was dated on XX/XX/XXXX. It claimed that it was tasked with collecting debt from XXXX XXXX XXXXXXXX XXXX XXXX for {$110.00}. I have never been to that doctors office so I do not know why I am receiving this bill. I sent a letter requesting them to prove that I actually owe this amount of money on XX/XX/XXXX. They never responded. However, they added the debt to my credit report on XX/XX/XXXX. I do not believe that this debt is mine, nor do I believe that it should've been added to my credit report since they never validated my debt in writing.
|
| 07/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I keep getting phone calls every single day. I don't owe any debts to anyone or any company.
Ive called them 4 times in a row to get information & they wont tell me anything. They just ask me questions about my family members and personal information. Which I refused to give them because they are calling ME.
When I called them back they said someone I know used my phone # during an application for credit or utility of some kind. They wont give me any other information.
I told them to stop calling me because I dont owe them anything.
SEQUIUM - ( XXXX ) XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX
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| 02/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
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XXXX has been notified that the collection on my report was removed previously and they have the records that show this. Still they are allowing another creditor to place the same collection on my account after it has been removed previously. These violations should not be allowed, nor have i been given any explanation on what law allows this, whether fcra or the fdcpa, spelling could be incorrect. But i need it removed like it was previously. Please dont have me pull up my records and take this matter before the courts. The collection from XXXX XXXX university was removed, ergo it stays that way.
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| 09/24/2020 |
No |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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You are claiming I have an account with you or I owe you something. I have never entered into any business arrangement and I have never signed any contract to conduct any kind of business with you. Also, because you are a 3rd party collector, you have no permission to furnish any information on my credit report in the first place. The law states that before you collect any information about me, you have to get my authorization to access my credit report for any reason. You didnt do that first, and theres no way I would ever give a slimy collection company permission to slander me on my credit reports.
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| 06/19/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American, Servicemember |
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In XX/XX/XXXX I attempted to have XXXX XXXX installed at my home. The company ran into problems connecting and after several attempts I said forget. The equipment didn't work on all of my systems so there was no use. I spoke to several people there and was told to take the equipment to XXXX and they would pack it up and send it back to them. I than purchase the system from XXXX XXXX. I was told that XXXX would pay for any disconnect fees. WRONG In XX/XX/XXXX my credit took a dip and after checking it out I found that XXXX XXXX had sent the fees into collection. I have no idea what game is being payed
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| 08/30/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX XXXX {$320.00} - - - Account Information Address XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX High Balance {$320.00} Original Creditor XXXX XXXX Past Due {$0.00} Pay Status >Collection< Estimated month and year this item will be removed XX/XX/XXXX Remarks >PLACED FOR COLLECTION< has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
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| 08/29/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I had a derogatory mark appear on my credit report on the XXXX of XXXX, XXXX from Sequium Asset Solution. Looking into it further, I saw the collection was opened on XX/XX/XXXX, over two months ago, giving them plenty of time to try contacting me, but this is the first time I saw anything about this. Seeing as the original creditor was XXXX, I immediately knew this was identity theft, as the last time I had an account with XXXX was in XX/XX/XXXX, before I sold my house and moved. I already started a dispute with XXXX, and I am filling this out, which I hope is the FTC report they were referring to.
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| 04/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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i tried so may times to have this account remove from y credit report, every time the credit bureaus remove the account XXXX put it back on there. they claim that i owe {$110000.00} witch is impossible.i have proof of how many time this account has been removed and put back into the report, this account has created a huge problem financially. and also a few other accounts that i know nothing about that the credit agencies refuse to remove from my credit report such as XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX. i simply ask that these ithems to be remove from my credit report thanks
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| 07/22/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX, I spoke to XXXX & XXXX in reference to the account and was advised that Sequiem Asset did not hold the account. Sequiem Asset has continued to report falsely to all three credit bureaus that money is owed to them when that is not true. I contacted Sequiem Assets on XX/XX/XXXX to request that they correct the erroneous reporting on my credit report and they refused. At the onset of the call, the representative was in full collection mode knowing that XXXX XXXX XXXX had pulled this account back from their agency but they are continuing to try and collect from an uncollectible account..
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| 06/07/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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It's been 2 months and this is still being reported as an open unpaid account. This is ridiculous! Please completely remove this off of my credit report from all three of the major credit reporting bureaus : XXXX, XXXX and XXXX. If not my next step is to get a lawyer involved that understands this area of the law to resolve this issue on my behalf. At this point it's not about the money. I already paid you in full, you've been paid. Now it's about your business practices. Please completely remove this off of my credit report from all three of the major credit reporting bureaus : XXXX, XXXX and XXXX
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| 02/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XX/XX/2020, Sequium Asset Solutions added a derogatory mark on my credit report on XXXX XXXX. Upon further research this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. Also there was no written form of communication, contact, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mine. According to the FCRA Sequium Asset Solutions has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
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| 05/21/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was alerted on my credit report of a collection I owed. The original debt was stated from XXXX XXXX. The agencys name is Sequium Asset Solutions. I have never been contacted by the collection agency. I called XXXX and they confirmed I had no debt. When I called the collection agency directly the person answered hey. No mention of the company name. Many online reviews show this company as a scam. I put in a dispute with XXXX and XXXX and both came back confirmed. I figured since this is an unethical company. Its unnerving how these credit agencies allow shady companies to affect your credit.
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| 02/15/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I did not know of this debt until I check my credit score on XXXX XXXX, It show I did not pay a debt from XXXX of {$610.00}. I never recieved a bill from XXXX or a notification from Sequium Asset Solutions about a debt collection. I think it maybe fraudulent account or identity theft.
SEQUIUM ASSET SOLUTIONS, XXXX XXXX DISPUTE REASON : Ownership I have no knowledge of this collection account.
CONTACT INFORMATION SEQUIUM ASSET SOLUTIONS, XXXX, GA XXXX SEQUIUM ASSET SOLUTIONS, Last reported XX/XX/2019 {$610.00} Open balance XXXX XXXX Original creditor I have no documentation showing this bill.
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| 08/19/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking.My official complaint is against SEQUIUM ASSET MGNT. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas.
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| 11/09/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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The debt collector XXXX ( FOCUS RECEIVABLES MANAGEMENT ) put in my XXXX and XXXX credit report a debt collection for {$560.00} from XXXX. I dispute the collection in XXXX and XXXX for the reason that I've never had any service from such a company neither requested any service at all. XXXX investigated and delete the derogatory mark but XXXX still there. I search for XXXX ( FOCUS RECEIVABLES MANAGEMENT ) online to verify the authenticity of such a company but they don't have any website. In the XXXX XXXX XXXX, this company has a D- and it's no accredited by XXXX ( link Below ).
XXXX XXXX XXXX
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| 11/26/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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This company is reporting that there is a balance owed. According to XXXX there is a XXXX balance but this collection agency is stating that there is amount owed. We paid XXXX {$220.00} about two weeks ago and was informed by over 10 reps that the remainder of the balance will not removed. Well the collection agency only removed the {$220.00} and not the full payment. I spoke with a manager by the name of XXXX at XXXX and informed me that we do not have a balance. The {$230.00} that is left on the account need to mimic what XXXX system has. The services have been disconnected as paid in full.
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| 01/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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XXXX XXXX In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX # XXXX has violated my rights.
In accordance with The Fair Credit Reporting act Sequium Asset Solutions Account # XXXX has violated my rights.
In accordance with The Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX XXXX U.S. Code & 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identify theft.
My action was dispute with the companies wasn't getting no written notice or respond.
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| 08/26/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I am filing a complaint against SEQUIUM ASSET SOLUTIONS , LLC, as I have made MULTIPLE attempts to rectify this account, as well as request debt validation, and the company has made no attempt to provide validity of the debt. I have requested a contract stating the amount owed as well as a surety of facts with a reasonable investigation and the company has failed to respond to any request.
My request was delivered to the company on XX/XX/2020 and it is now 40 days since then and the company has yet to respond.
Account - SEQUIUM ( Original Creditor : 11 XXXX XXXX ) - Account Number - XXXX
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| 06/20/2020 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
Servicemember |
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Company Name : Seqium Dates : -To many to include because we receive calls everyday, several times a day, and from various numbers.
Actions Taken by us -The phone numbers that come up on our cell phone caller ID with ( XXXX ) usually come up as Seqium. The other numbers we get are a ( XXXX ) area code and they have asked for us by name but then hang up or just don't respond after we say hello.
Amount : -Both my wife and I have tried to discuss with them an amount for monthly payment and they will not take the amount we suggest.
-They will only accept the amount they tell us we have to pay
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| 03/16/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I received no notice to my address XXXX XXXX XXXX XXXX XXXX CA XXXX despite a USPS address change after I moved on XX/XX/XXXX regarding an unpaid balance. It wasnt until I downloaded my credit report on XX/XX/XXXX and saw the derogatory marks that I immediately paid the overdue balance from XXXX XXXX. If I had received a notification, I would have paid immediately as the balance was only {$29.00}.
I also have an active account with them and have had an active account for years, set on autopay, so the fact that they werent sending me billing notifications via mail or email is unacceptable.
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| 06/18/2019 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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Multiple harassing calls from a XXXX number about a debt not related to me. Called, told them to take my phone number off because the debt is not me, proceeded to argue with me, telling me I was lying, then cussed in XXXX, once I threatened to report their harassing behavior, I was hung up on, called again and was told that thy werent going to take my phone number off and hung up again. I dont know whats wrong with these people but I may have to get a new phone number because they are calling multiple times a day when I told them I dont have anything to with the debt and to stop calling me.
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| 04/10/2020 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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Sequim Asset Solutions talked to multiple people over the last few weeks told them they had the wrong number and to stop calling multiple times of the day. I was told my number would be removed with in 24 hours and I still continue to get calls. The calls consist of answering the call and silence, then the call hangs up. If you call back you get a rude person you can barely understand trying to collect money on a debt owed by someone other than myself. Then they ask for your name address and date of birth. I then promptly asked to be removed that I was not giving that information to them.
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| 02/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I received a response from XXXX re : Conf. XXXX. It fixed most of the issues but did not resolve the Sequium issue. The dates are still inaccurate and all over the map. They and Sequium need to fix it. How many times do I have to provide the same information for both to pay attention, read what is sent, absorb it and get the hint that I'm continuing to catch their errors? I'm just not clear on why they can't see what's right before them. I want it fixed and I'm not backing down. They can't seem to fix it so remove it! That's a fair resolution in my book. Otherwise they risk my suing them.
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| 10/21/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company called Sequiem keeps calling over and over and I do not have any unpaid bills. I have never made a late payment to anyone, but I still checked my credit report to confirm. I have blocked their number, but they just call me from another one. I do not answer the phone, but it is very frustrating.
XX/XX/XXXX XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX & XXXX XXXX There are more dates and times if I need to send more
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| 05/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I am victim of identity and this issue is never ending as I continue to have fraudulent accounts opened in my name. I have contacted the credit bureaus, and creditors and this is just becoming a daily occurrence of trying to rectify the identity theft issues that are happening on a daily basis. Especially, since I continue to submit documentation to the credit bureaus and I have had no response The fraudulent accounts are XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX and Sequium Asset Solutions. Along with a plethora of fraudulent credit inquiries.
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| 08/09/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Back in 2019, XXXX allowed someone to establish an account for their services using my SS # despite the fact that my credit was locked with all three credit bureaus. I received a notice from a debt collector and after many frustrating months of poor communication and service from XXXX, we believed we had the issue resolved. Now, today I received a notice from a new debt collector about this exact same situation. XXXX, so far, has been completely unresponsive. I am beyond frustrated. Ironically, I have an account with them and have for the past XXXX years. They are totally incompetent.
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| 07/26/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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Received call on XX/XX/2022 at XXXX, clearly its a mass dialer because the line was quiet for XXXX seconds before someone came and started asking for my wife, asked what is this in regards for, he yelled if you dont know her no point in talking to you and hung up. Called back asked to be removed from any list lady slightly laughed. Havent received any other notice of the debt owed, not sure how their complying with the laws on that one.
Additionally when asked for the company name the laughing lady said it very fast, purposefully trying to make sure people write it down incorrectly.
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| 02/24/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Sequium Asset Solutions is calling me constantly telling me I owe viasat XXXX for a satellite dish they installed on my roof. After I cancelled their service for not being able to provide me with the service I was paying for I explained to them we were older and not well and could not climb on the roof to take the satlalite they installed down.and told them they were more then welcome to come retrieve it from our roof.
We constantly are being harassed by phone and mail .by Sequium Asset Solutions LLC XXXX XXXX, XXXX XXXX GA XXXX. XXXX ref XXXX I do not owe them any outstanding money.
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| 08/11/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This company Sequium Asset Solutions has taken excessive extreme actions to put major derogatory actions on my XXXX credit report for at least a year now. This has happened at least every week to every 2 weeks that they put the major derogatory actions on my report. This has caused major damage to my XXXX credit score. Someone has to put a cease and desist order to this company immediately to stop them. I have XXXX this company and this seems to be a thing that this company does on a regular basis to so many people. Its crushing my credit. Please stop this please! Enough is enough.
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| 05/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Credit inquiries on your report that you don't recognize
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Web |
Older American, Servicemember |
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On XX/XX/XXXX my bank informed that XXXX XXXX score had changed in which my score was decreased due to degoratory report from this company ( Sequium Asset Solution .XXXX ) this company had sent a report to credit reporting companies ( XXXX XXXX XXXX XXXX XXXX XXXX ) that I was in collection. I never had a relation with this company before. This report made my credit score down. I had sent a dispute on credit reporting company execept XXXX due computer difficulties.
it states that opened the account on XX/XX/2023 and update the balance on XX/XX/ for {$650.00} in which I am unawared.
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| 03/07/2021 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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The company Sequium Asset Solutions , LLC out of XXXX, GA has been contacting me now for almost 30 days via telephone and via mail. I didn't authorize them to contact me without verifying the debt first. It is now becoming a harassment at this point and it needs to stop now. Also they have report to all 3 credit bureaus that I owe a debt to them without first validating the debt. I spoke to a today and advised I need this contacting to stop now and remove the negative information from my credit report.
They stated to me that they wouldn't stop. They say that I owe {$72.00} to them.
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| 01/30/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Starting around XX/XX/XXXX, I receive a call every day around XXXX XXXX ( except maybe Sunday XXXX from phone number XXXX. I have not answered. Today, XX/XX/XXXX, I inadvertently called the number. I was trying to get the complete phone number so I could file this complaint.
I heard a recorded voice that gave an amount owed, a notice of a convenience fee for collecting payment, and a website : sequium.com. There is no collection account information on my credit report, I've received nothing in the mail, and any collection debt in the past is paid and is at least twenty years old.
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| 07/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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There are incorrect bills being reported to my credit. 1 ) XXXX XXXX 2 ) SEQUIUM ASSET SOLUTIONS, ( a debt collector for XXXX XXXX XXXX The debts are a result of Identity theft previously reported to the above creditors yet they have not removed the accounts from my credit report. I have also previously supplied creditors and the credit companies with information regarding this ID theft and they have failed to properly investigate, remove or stop reporting incorrect collections on my credit report. I have been trying to purchase a home but I can not due to the fraudulent accounts.
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| 09/30/2021 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I XXXX XXXX XXXX XXXX did not consent to, authorize nor benefit from the following account. Block and remove it. The address is different from my physical address. As a consumer my rights are being violated, my reputation has been ruined. Which has impacted my credit in which has impediment me from providing for myself and my family. It has caused me XXXX XXXX that has hindered me and my family from progressing forward in our lives. They violated Federal Law with 15 USC 1692b ( 5 ), 15 USC 1692b ( 2 ) and 15 USC 1681a ( 4 ) 1692d ( 1 ) 1692b ( 2 ) 1692d ( 5 ) 1692c ( c ) 1692g
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| 10/24/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I viewed my credit report and saw that there was a debt in collections. I have never received any mail correspondence, phone call or anything regarding this debt. I am unsure of why it is on my credit report and no one has even contacted me about it. When talking to the company representative and then a manager. They offered me no resolve and told me there was nothing I could do but pay the debt. They have reported it to my credit and that is not fair that no one, not even the company that states I owe a debt has contacted me regarding this debt. The company is called Sequium.
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| 09/20/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/21, I received a notice from Sequim Asset Solutions that I owed {$330.00} to XXXX. This was the third time I have disputed this XXXX bill as it was paid in full. I have sent a notice on XX/XX/21 to Sequim disputing the debt, along with proof of payment and requesting debt verification. It was sent certified # XXXX XXXX XXXX XXXX XXXX. Sequium has failed to verify the debt, but yet has reported this to the credit bureau. When I disputed this through XXXX, Sequium just said " it is valid '', but still has yet to provide ANY proof or remove it since it was PAID IN FULL.
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| 02/28/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2020, an account from Sequium Asset Solutions for XXXX XXXX was added on to my credit report. It was in the amount of {$930.00}. I tried to dispute it through XXXX several times but they said all of the information on my credit report account matches the information on the account from XXXX XXXX, so they can not take it off my report. I can assure you that I have never set up an account for XXXX XXXX or anything else that Ive disputed off my account. I would like to take this step and any other necessary step that I can to get this account off of my credit report.
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| 10/25/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have contacted your department about the fraudulent accounts that are being reported on my credit. I believe this started in XXXX XXXX time period. I discovered it around XXXX when I had to dispute items the first time, and now it is happening again on my credit report. I have had identity theft Report filed with a DC # XXXX around XX/XX/XXXX due to a break in of my property. Also, I have not supplied proof under doctrine of estoppel by silence. XXXX XXXX XXXX ( MO ) XXXX XXXX XXXX, XXXX. I Presume that no proof of the alleged debt, nor therefore exists under my identity
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| 04/06/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On or around XX/XX/2021, there was a new account on my XXXX credit report as collections. The company was Sequium Solutions, the collection agency for XXXX XXXX. I called Sequium twice to resolve and when i mentioned id theft, the representative hung up on me, both times. The first representative mentioned an address of XXXX XXXX in XXXX, TX, which i was NEVER a resident. I then called XXXX XXXX and they do not have an account for me.. not by name, phone number or ssn. How do i get this off of my credit report?. I have disputed once, but they claim the account is valid.
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| 12/29/2020 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I put a formal dispute within 30 days. The debt collection agency acknowledged that they received my request. I have not received the information that I have requested, but have been receiving calls daily. I reached out to the agency to see why I am receiving calls when I have not been given the information I asked for. The agency has not responded.
Before I put in my formal dispute, I had two calls on which the caller would not identify themselves, but wanted me to verify personal information and the callers were rather rude and abrupt when I questioned who they were.
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| 04/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
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| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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Credit Collection Sequim Focus Receivables Management I request that you initiate an investigation into the inquiry listed below on my credit report to determine who authorized the inquiry. If, once your investigation is complete, you find my allegation to be true, please remove the unauthorized inquiry and send me an updated copy of my credit report at the address listed above. If you find the inquiry referenced above to be valid, please send me a description of the procedures used in your investigation within 15 business days of the completion of the investigation.
|
| 02/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
In the beginning of XX/XX/XXXX in my XXXX report I did find adverse account.
The collection company name : Sequium Asset Solutions Inc., # XXXX ( SAS ), located at : XXXX XXXX XXXX, XXXX, GAXXXX, ph. XXXX Collection was placed XX/XX/XXXX, and balance is {$120.00} Original Creditor : XXXX XXXX.
After my conversation with SAS I got information that the debt was opened under my name and SSN but with address in Texas : XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, TX XXXX I never ever lived in Texas and did not use any service from companies listed above.
Regards, XXXX XXXX
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| 11/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My credit score with XXXX XXXX, And XXXX have gone done since Sequiem Asset Solutions has placed a debt with no attempt to inform me that it would be affecting my credit score, Under what law and I do need these companies to quote the law, does XXXX and XXXX and XXXX and sequiem sollutions have, in other words what gives them the legal right to keep placing a account in the credit reports? Please the law and its explanation not a blanket statment stating you mailed, XXXX and XXXX and XXXX, can you guys please answer what legal right? I can not find it under fcra/
|
| 02/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Spoke to XXXX XXXX for {$460.00} for XXXX and I do not have. Live in a private community that provides free cable with XXXX XXXX. Spoke to them on XX/XX/19 and explained situation and would not listened to me. Called again this week at XXXX spoke to a XXXX XXXX and settle on account for {$250.00} to be taken off my credit and to send me a letter showing this. Number makes a weird sound now and they got the money and never sent letter to me email or took collection off my credit. I proof that I made payment of {$250.00} to settle and get my credit situation corrected.
|
| 02/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am currently in the process of buying a home and saw that this collection was on my credit. It was opened on XX/XX/2021 and it is for {$59.00} due to XXXX XXXX ( I guess that is there client ) At this point even when I have no idea what this is about I would rather pay the balance due so that they can delete this immediately. If this is not taken of the credit report in the next 48 hours I would have no choice to get my attorney involved and seek legal action as there is too much at stake for {$59.00}. These people can ruin someone's life by making these mistakes.
|
| 11/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sequium Asset Solutions continues to charge me for a collection that has already been resolved as identity theft fraud by the original creditor ( XXXX XXXX XXXX ). I have already proven my case as identity theft through XXXX XXXX XXXX theft and it is resolved, and XXXX XXXX XXXX has notified Sequium Asset Solutions numerous times to withdraw/close the wrongful collection. Sequium Asset Solutions continues to hold that they have not received this notification and continues to charge me for this wrongful debt, ruining my credit score by 100+ points for over 5 months!
|
| 06/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I do not own or consent nor benefit the information on my credit score, such as late incorrect late payments from west gate resorts, false charges from XXXX i owe nothing or any negative consensus. Multiple violations of my rights have occurred just 18 usc 8 states natural man can not obtain debt congress law of year 1933. Not only did it happen but it enables me from increasing my credit extension possibilities just do to the liable written on these public platforms we call XXXX XXXX XXXX and the 6 secondary bureaus. These must be blocked and deleted at once.
|
| 01/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have two different companies trying to collect the same debts that I supposedly owe. The first company, Sequium, contacted me via email on XX/XX/XXXX, and failed the validate the debt when I requested it. They emailed me again today, XX/XX/XXXX, with a settlement amount for a debt that still hasnt been validated. The second company, XXXX XXXX XXXX, randomly sent me an email on XX/XX/XXXX for the same supposed debt, has never contacted me before, provided zero information about said debt, and did not include any information on my rights to dispute said debt.
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX XXXX Sequim Focus Receivables Management I request that you initiate an investigation into the inquiry listed below on my credit report to determine who authorized the inquiry. If, once your investigation is complete, you find my allegation to be true, please remove the unauthorized inquiry and send me an updated copy of my credit report at the address listed above. If you find the inquiry referenced above to be valid, please send me a description of the procedures used in your investigation within 15 business days of the completion of the investigation.
|
| 06/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as wilful negligence and non-compliance with federal statutes.
|
| 06/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notice from Sequium Asset Solutions LLC regarding a {$34.00} XXXX XXXX XXXX phone bill that I do not owe. I immediately mailed the notice back disputing the charges. I sent the dispute to them via mail on XX/XX/2021. Sequium responded to my debt validation notice and instead, reported the account as collections to the Credit reporting agencies. What Sequium Asset Solutions LLC did was violate my rights as a consumer and I am seeking remedy in this situation by having them remove the erroneous charge from my account and send the proof in writing.
|
| 05/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have disputed this debt on several Occasions and the debt collectors XXXX has only provide a bill statement no other evidence I have submitted police reports and I was apart of XXXX breech and identify theft also XXXX has removed this account and then they put it back on my account and now XXXX is giving a hard removing this fraudulent account when all other credit reporting agencies have blocked this account also the dates of the account being opened are inaccuracies and the year and date The companys are XXXX XXXX and sequim please remove these account
|
| 07/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Receiving automated/robocalls from XXXX onXX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Went to voicemail and automated call left a message saying they are Sequim Asset Solutions, LLC ( might be mispelled ) and they are trying to collect a debt. The first part of the message is cut-off so do not know who they are trying to contact so they could be trying to contact someone else since the number is somewhat new. I have never heard of the company and do not have any debts they could be calling to trying and collect on so it sounds like it could also be a scam to me.
|
| 06/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hi, my social security number has been compromised. Noticed it first when a XXXX account was opened in my old name, XXXX XXXX and my SSN. Took care of that issue and thought it was over. Then I saw that there was a collection on my credit report and when I called, they said someone opened a XXXX account back in XXXX XXXX in an address I do not know, using my old name, XXXX XXXX, ( Legally changed to XXXX XXXX, back in XXXX ), and my SSN. So had to dispute this. Dont want this to get serious where the police is at my door for something and its not me.
|
| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Recently I have learned about my consumer rights and realized a correspondence from Sequium Asset Solutions LLC received on XX/XX/2020 threatened to damage my consumer report in which they did by dropping my score by XXXX points as you can see in the attachment. I have recently sent a cease and desist along with a debt validation to Sequium Assets Solutions, LLC and have yet to receive any correspondence. I am asking for Sequium Asset Solutions , LLC to stop destroying my credit and stop violating my right to dispute the validity of this alleged debt.
|
| 05/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed on XX/XX/2020 that my credit score dropped significantly due to a collection/chargeoff that was not mine nor I have never recognized before. I called the Bureau name ( Sequium Asset Solutions ) who said they don't have any information of me on file. They told me to call the Original lender ( 11 XXXX XXXX ) who also said they do not have any information of me on file as well. 11 XXXX XXXX is a cable provider that does not even service the location I live in. This is a charge that is not mine and would like this removed from my credit report.
|
| 10/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, my name is XXXX XXXX, and I'm writing to request your help in contacting this company. I attempted to contact them in order to see why someone had created an account in my name. This is a serious matter, and I'm disappointed that it's now having an effect on my credit score. I do not give anyone permission to use my name, date of birth, or any other personal information since it violates Data Privacy. They must determine who started the account in my name and simply transfer the information to that person. Kindly help me in fixing this issue.
|
| 09/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XXXX XXXX XXXX, fraudulently enticed us with a false ad and wound up adding XXXX dollars to our bill that WE REFUSE TO PAY. We tried over and over to resolve this matter with their customer service people. However, they hire XXXX who lie and teach them how to lie to the general public, Then they incentivize them to do their dirty work. As a result, we have a XXXX dollar negative hit on our credit rating. I have sent the required letter of dispute within XXXX days to XXXX XXXXXXXX XXXX. I am requesting your assistance in dealing with this situation.
|
| 02/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
This complaint involves receiving a phone call at my phone from Focus Receivables Management , LLC, on XX/XX/2022, the lack of any formal letter following the initial communication on that date, and the repeated calls that have ensued after that date. Attached to this complaint are images of my call logs and the Letter of Intent to Sue which I have prepared in hopes of resolving this complaint amicably. I would like the CFPB to look into this company 's unscrupulous business practices and take appropriate action to stop future XXXX by telephony.
|
| 06/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Problem with customer service
|
|
Web |
|
|
For the past two months I have been Calling Sequim Asset Solutions to get my balance and they always state its at {$0.00} but when a credit bureau is asking them to report I have an open balance. I have called every other week to confirm this and their recorded calls have it all I have also asked for a letter to be sent to me proving that Im zeroed and they say its a 24 hr process that needs to be approved by a supervisor but I have nit received one and I've asked three times that way I can send it to the bureau with my dispute but still nothing.
|
| 10/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a credit report monitoring service through XXXX and noticed a collection item on my credit report with Sequium Assett for {$1500.00} from XX/XX/2021. I know they are pursing a debt for another company, possibly XXXX XXXX XXXX, but I have no idea what this is regarding. I do not have an account with XXXX XXXX XXXX. I already disputed through XXXX, contacted Sequium via email, and contacted the XXXX. If I had any outstanding amounts owed, would they not have sent me a bill/invoice/collection notice via mail. I have received nothing to date.
|
| 07/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Sequium Asset Solutions is reporting an account on my credit file that needs to be removed. I recently checked my credit and noticed this debt reporting for a XXXX bill I had. I never received a 30 day right to dispute or any calls from them regarding this debt. As soon as I found out I paid this debt! However, they are in violation of my 30 day right to dispute under the FCRA and the FDCPA. If this is not removed, I will have no alternative than to exercise whatever rights and remedies we have under the law to enforce the removal of this debt.
|
| 11/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sequium Asset Solutions LLC is claiming I owe them {$64.00} I made the mistake to provide my SSN to XXXX XXXX from XXXX thinking I could open a credit card processing account for my new online business. Days later, identity theft.
I dont owe anything and this is fraud This could also be from XXXX. I tried to open an internet account but there was no connection to them in my building and all service had to be cancelled before it even started all equipment was returned. I even called twice to confirm cancellation, but they didnt ask for my SSN.
|
| 12/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
this company tried to contact me at my old contact information - I never received any calls or mails from them. They then added the item to my credit report without giving me the ability to dispute the charge. i did not owe XXXX XXXX for that amount of money since I had stopped services and they continued to charge me.
I would of disputed the charge. However - I paid it off just to get it removed off my credit even though it was invalid. This agency did not work with me to remove this off my credit report and being able to dispute the charge.
|
| 01/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I noticed this company is reporting a collection from XXXX XXXX, however Ive been in contact with XXXX XXXX and Im currently paying them directly.
Also this account balance is incorrect and is reporting differently to each bureau. How can this account be reported by a collection agency if Im paying XXXX XXXX?
No one notified me of who this company is and I never received any communication from them.
All information must be 100 % accurate when being reported. This is false, I do not owe this company anything as I dont even know who they are.
|
| 01/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have an account from a company called Seqium showing I have a balance for a business account for internet at my place which I never had and currently still have the same companies internet so how could I owe them? It is only showing up on 2 of my reports in collections for XXXX I have sent them a certified letter stating to verify this information or remove it from my credit profile. I called them and they said they would dispute it and give me a call on the outcome and never heard from anyone at all. This a debt they allegedly say I owe.
|
| 05/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
First found sequium asset solutions on my credit report XX/XX/2019. The reference stated this was for XXXX XXXX with an address in XXXX XXXX. I have not lived in XXXX XXXX for 15 years. I called sequium and stated my name and asked why this was on my credit report. They had no record of my name or a debt and that I needed to call XXXX. Contacted XXXX and they can give me no information having given them my name. Seems like I was sent on a wild goose chase. Sent a validation letter to sequium over a month ago and have not received a response
|
| 03/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS opened a collections account for {XXXX} to my account and reported it to XXXX, XXXX, and XXXX on XX/XX/2022. The original creditor is shown as XXXX XXXX XXXX. I have no knowledge of this account as I have no purchase any services or good from XXXX in the last 10 years.
I disputed this negative account on XXXX XXXX to XXXX and XXXX on XX/XX/XXXX but they will not remove it from my account. Only XXXX has successfully removed this from my account. THIS IS NOT MY ACCOUNT AND NEEDS TO BE REMOVED FROM MY CREDIT REPORTS!
|
| 08/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
I received a nasty collections letter from Sequim Asset solutions LLC threatening my credit score of XXXX for an alledged debt of {$91.00} to XXXX mobility. while i have 2 XXXX accounts, one for home internet and one for wireless internet in my XXXX, both of those accounts are on auto pay. I do not have a third account with XXXX. said collections agency is threatening my credit rating. As a small business owner my personal credit is extremely important to me. I do not owe this debt and there collections tactics are extremely threatening.
|
| 01/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reached out to Sequium to get some information in regards to a {$3600.00} collection randomly appearing on my credit report. I have yet to receive verification of the debt nor was I ever notified of any outstanding bills that would warrant Sequium collecting the reported debt. As far as Im concerned, such debt does not exist because there is no correspondence from Sequium letting me know about ANY debts. If such debt exists, why wasnt I made aware from the original person owed? And also, why didnt I receive anything from Sequium as well?
|
| 07/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In XXXX I received a notification from the bureaus that SEQUIUM ASSET SOLUTIONS reported a {$58.00} XXXX bill to my credit bureau. prior to this I did not receive any phone calls ( even though he claimed they did call XX/XX/XXXX ), i never received a letter from this company and XX/XX/XXXX i paid XXXX directly not this so called company. now SEQUIUM ASSET SOLUTIONS is refusing to remove the collection account from my reports and only marked the debt paid. I did not pay SEQUIUM ASSET SOLUTIONS i paid XXXX and this account should be removed
|
| 02/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Ref earlier complaint, XXXX, Sequium Asset Solution. Have been thru the process, attempted to call them with no success. Phone for XXXX XXXX message box full, won't take new message, indicates she will call if she decides to.
Original complaint refers to XXXX XXXX Acct # XXXX, which is NOT mine. Refers to account in XXXX XXXX, TX, in XXXX.
I have lived in XXXX, TN, since XXXX. In fact, had a XXXX XXXX Acct, XXXX. XXXX, from XX/XX/XXXX thru XX/XX/XXXX.
No one, XXXX, Sequium, or any one else, ever contacted me about a delinquent acct.
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/ 2020 I applied for a home loan refinance in which i was made aware of a collection from XXXX XXXX. My wife called the collection agency on XX/XX/2020 to inquire on it. The collection company Sequim stated that the account shouldn't be in collection and directed her to direct tv. She was on the phone between department to department to get a letter that this is an error. Each operator would just pass her off to another operator and nothing was resolved. There was nothing showing I owed this debt and yet we can not get it removed.
|
| 05/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
I activated a cell phone with XXXX. They assigned a number to me that was previously used by someone else. I have only given this new number out to one person : so anyone calling me is actually trying to reach the previous owner or is calling numbers sequentially or at random. Sequium has called several times, the most recent being XXXX at XXXX XXXX and XXXX at XXXX XXXX. They have been clearly informed that I am not the person they are trying to reach, but they continue to call. The telephone numbers shown by collar ID are XXXX and XXXX.
|
| 08/11/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION Attempting to collect amount not owed Placed this credit collection on my credit record without any bill, notice, or past business. No documentation or notice was every given or signed/approved prior to their collection attempt.
NOTED that the company has been reaching out to a large amount of people attempting the same scam to try and get people to pay amounts they don't owe.
I have called the company but they do no answer and do not return calls.
I have filed a complaint with XXXX as well to dispute the claim.
|
| 01/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
On or about XX/XX/2021 I filed online to terminate services with XXXX XXXX XXXX Thereafter I returned the equipment ( cable box ). Several times in XXXX and XX/XX/2021 ( on four ( 4 ) separate occasions ) I communicated directly with personnel from XXXX all of whom agreed over the phone that I did not owe anything further and would make the appropriate adjustment to the account. Since that time XXXX has forwarded the account for collection to XXXX XXXX XXXX who has now damaged my credit report by filing a report claiming I owe {$350.00}.
|
| 06/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX i sent a certified letter to Sequium Asset Solutions , LLC asking for debt verification in regards to a collection letter they sent me. It said to contact them if I disputed the debt. I did dispute the debt. Attached, you will find the letter I sent along with all of the verification that they did receive my request. IE : Certified Mail receipt and Fax confirmation page.
It has been two months and I still have not received verification of debt. This is still showing on my credit report. It needs to be deleted immediately.
|
| 02/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2022, I contact the company XXXX XXXX regarding an alleged item that is reporting to my XXXX, XXXX, and XXXX report. I requested the method of validation used for this alleged account. As a result, I did not receive any correspondence from the company. I had no knowledge regarding this alleged debt before the company violated my rights and reported the erroneous items to my XXXX, XXXX, and XXXX reports. I have also discovered that XXXX XXXX has also sold my personal information to a third-party company, XXXX without my consent.
|
| 03/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Recently a collection was added to my account for {$650.00} and it isnt me I tried to tell transunion but they dont care I guess they just want to pin the bill to someone I have never had cable in XXXX so Im not sure how this is possible please help me I was barley getting my credit score to XXXX and now it was knocked down to XXXXand no matter what I do i cant get me credit score back I go to XXXX college and will need good credit to get student loans. Ive never applied for cable or have had cable or anything in my name in XXXX county.
|
| 02/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company keeps calling and calling and hanging up. At least 5-6 times a week. I called back TWICE and told them I wanted information on their business and just exactly what they are trying to " Collect ''. They became very rude, one woman hung up. I told her I want verification of any debt, including the creditor that is trying to collect sent to me via US Mail. They have refused for the past two plus months. I asked them to stop calling, but they have ignored me, This is becoming harassment. They are in violation of the FDCPA law.
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I continue to 2nd time as of XX/XX/2021 sent verification of this alleged debt but this company continue to reply that I need to send verification to them to update whatever they assumed I owe. XXXX is allowing these companies to furnish false, theft and misleading information hurting the consumer.
XXXX they sent a response saying verify some information so we can match our records. this sound like fraud to me. if the account and information is not aligning with the government and state laws then removal should be timely forced.
|
| 11/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Six months ago A Georgia Company called Sequim Assets entered a false report of a delinquent. XXXX Account. I went through the process of contesting the Debt and they were unable to provide any proof of Debt.
They have now either sold or transferred this fraudulent charge To XXXX XXXX in XXXX XXXX New Jersey.
Do I have to go through the whole process of proof of Debt letters agin to this different company?
IS it legal for collection agencies to just keep selling or transferring a debt that his been proven to be unsubstantiated?
|
| 09/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
There was an account from XXXX on my credit report dated XX/XX/2021. The original collector was XXXX XXXX and there is an amount for {$8900.00}. I did not open this account and I do not owe {$8900.00}. There is also another collector by name of XXXX, and they are XXXX XXXX, I have reached out to them and they stated someone opened 3 accounts in my name at this bank. They told me they would open fraud investigation and have it removed but it is still on my report. I am looking to have these 2 issues removed from all credit bureaus.
|
| 09/17/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American |
|
My credit score dropped almost 75 points and when I got a credit report the only negative was for a collection dept to XXXX XXXX for {$55.00}. The company that reported this was Sequium Asset Solutions fro XXXX, Georgia. I called XXXX XXXX and they have no record of this debt and I am current with my XXXX XXXX bill paid through XXXX XXXX. I have tried to call Sequium but they do not answer the phone. I left a message but they did not return my call. I suspect fraud in this case and this has prevented me from doing a refinance.
|
| 08/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Without contacting me, this company has put a negative mark on my XXXX credit report.
I had already disputed this debt with the Consumer Financial Protection Bureau 6 months ago. The debt is not owed and is the result of fraudulent billing practices.
I closed my XXXX account in person over a year ago. The XXXX representative was friendly, everything was done, there was no equipment that I owed.
I would be interested in joining a class action lawsuit against this billing practice, if there are any lawyers out there listening.
|
| 01/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Sequium asset solutions llc is the name of the company XXXX XXXX XXXX XXXX XXXX XXXX XXXX, ga XXXX They've called on the XXXX and XXXX of XXXX after I've already spoken to them and asked for them to stop harassing me. I've asked them to stop calling and they continue.
They call from local numbers and when you call back the numbers aren't in service. They do not let you know who they are when they call unless you give them personal information over the phone and only after you give them the info do they let you know who they are.
|
| 10/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Good Afternoon. My name is XXXX XXXX XXXX. I received something in the mail from Sequium Asset Solutions in regards to a XXXX Debt that I do not owe. This letter is dated XX/XX/21 and I just received it today. It came from XXXX. It shouldn't have taken 7 days to get to me, but nonetheless, this is a debt that I do not owe. This is the 3rd or 4th time that it has been sold. Everytime that I dispute it due due to fraud, it is removed, it gets sold to another company. I am tired and over it. This debt does not belong to me at all.
|
| 03/31/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I was a customer of XXXX in XX/XX/XXXX, which I finished services and returned the modem to XXXX in XXXX, Kansas. XXXX claims that I did not return the modem, charged me XXXX, then sent my account to collections with XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX. When I had called to dispute this issue, they stated that they needed a receipt, which XXXX was unwilling to give me since they return the item in batches. Thus, I want to dispute this claim as I have turned in the modem ; it has also damaged my credit.
|
| 02/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2021 I received an alert from my XXXX XXXX XXXX that a derogatory issue was added to my credit account. I opened the mail and saw the name as Sequium Asset Solutions. I called my bank to get the telephone number. I called the company. They said it was a bill for XXXX XXXX XXXX XXXX for {$1000.00} some dollars. They asked did I ever live on XXXX XXXX in XXXX. I have never lived at this address and never did any business with XXXX XXXX XXXX XXXX. This is fraud. I have no knowledge if this bill or this address.
Thank you,
|
| 03/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Sequium is reporting a collection account on my reports that I have been disputing for some time now. I sent them a letter requesting validation of debt and it has been over 30 days and they have not responded in any way. Per the consumer laws and rights, if a consumer requests documentation and reaches out to a creditor to dispute an account with a creditor or bureau they must acknowledge and respond to the dispute. Sequium is in violation of the FDCPA and I am requesting that this account is deleted from my credit reports!
|
| 06/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Steady calling me, multiple times a day, for the last few weeks. Phone automatically filters it as spam/scam. Researched numbers ( they call from several numbers, call from new number after I block old number ). Called asking who they contracted with, asked them not to call me. They kept grilling me for personal information which I refused to give. Never received these calls now I receive them all the time.
Company goes by the name XXXX. They need to stop calling my number and harassing me. I dont owe anything to anybody.
|
| 06/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no idea what this debt is about. The spelling of my last name is incorrect and the address listed is not mine. I have never lived at this address and my name should not be associated with it. I can provide proof of name and residency if needed.
I am disputing this debt and have tried to do so, but the company is unwilling to do anything other than collect money.
I looked up XXXX XXXX, which seems to be part of XXXX. I have a XXXX account, at my address that is in current status and the correct spelling of my name.
|
| 01/03/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
During the time I had XXXX the services continued to be disconnected during weather the internet phone and cable continued to stay off I got so frustrated I returned all equipment and waited for a credit due to the services being more off than on. They advised once I return it I would receive a credit as of today 's date that has never happened. All equipment has been returned as I was advised but XXXX never gave the final bill nor the credit that they advised that they would for their services being more off than on.
|
| 02/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Good morning, I have previously submitted the dispute for deletion of the collection account from my credit report reported by sequim asset solutions in the amount of XXXX , and this account again appeared on my credit report. this account now reported by a company called XXXX XXXX, but this XXXX account opened fraudulently under my name, I have left the USA back in 2015 and I physically could not open this account. also, I am including supporting documents to prove that I was not in the US when this account is open.
|
| 09/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
repeated phone calls to my cell phone daily from Sequim Assets in an attempt to collect a debt for XXXX XXXX XXXX. I have advised multiple time not to call during my work hours as I am not able to answer personal calls during this time. I have also advised that I have had some urgent unexpected medical expenses come up and can no longer afford to make payments but will send payments to them as able. Daily calls from numerous numbers keep coming to my cell phone. Even if I have answered and spoken to someone that day.
|
| 05/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company recently added a collections account on my credit report on XX/XX/23. This company has sent many text messages. I ignored them because I get a lot of spam texts and calls. The last text I have is from XX/XX/23. They called me one day mentioned a debt that I have never heard of or had. I advised them this and I thought it was over. Now this is on my credit report. Also, I am under bankruptcy so them contacting for a debt, even though the debt is not mines, is illegal. I want this off of my credit report
|
| 10/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A couple of months ago I received correspondence from Sequium Asset Solutions regarding a debt that doesn't belong to me. I sent Sequium Asset Solutions a sworn affidavit via mail validating and supporting my claim. Currently, Sequium Asset Solutions continues to violate the FDCPA and FCRA laws by reporting and violating HIPPA regulation laws regarding the collection of Medical Debt and attempting to collect on debt for fraud victims. This clearly has caused and financial burden by causing premature credit denials.
|
| 02/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity was used fraudulently to open a personal loan on XX/XX/XXXX with XXXX XXXX XXXX XXXX account # XXXX balance {$11000.00} This account is fraud .MY identity was used fraudulently on XX/XX/XXXX to open this fraudulent account with XXXX XXXX XXXX account # XXXX {$3600.00} this account is fraud.My identity was used fraudulently ON XX/XX/XXXX to open this fraudulent account with SEQUIUM ASSET SOLUTIONSaccount # XXXX balance XXXX this account is fraud i never had any of these accounts they are all fraudulent.
|
| 12/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I have a debt on my account from XXXX, I have no knowledge of this debt nor have I received any letters from creditors naming me as the owner of this debt. This debt is fraudulent. This debt in amount of {$270.00}, from XXXX, dated XX/XX/2020, to be collected by Focus Receivables Management is not valid. Obtain verification of the debt or obtain a copy of a judgment and mail myself a copy of such judgment or verification. I request of this office to provide myself with the name and address of the original creditor.
|
| 10/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have made several attempts to resolve things with XXXX but they continue to willingly and knowingly damage my livelihood and reputation with unlawful and fraudulent reporting on my consumer report. This is my last attempt to settle my issue with them before filing a civil suit in my local magistrate court against their registered agent XXXX XXXX or XXXX XXXX. All XXXX credit bureaus are not on the same page about a late payment that's on my consumer report and now i'm paying higher interest rates on my mortgage.
|
| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is from XXXX XXXX XXXX. I terminated service via their customer service by phone XX/XX/2021. I asked device disconnect before the next billing cycle. I had no idea they continued to bill me until now. I was within the deadline to discontine service because they provided the date. Because this was done awhile ago and by phone I did not write down the customer service person or dates. I do have concern about this done I did take steps to stop services or noticed my request was ignored and sent to a collections
|
| 05/16/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
A collection from sequiium asset solutions appeared on my credit report in XX/XX/2019. I sent them a letter requesting a validation letter and I never received a response. I called them and told them my name and they could give me no information, as if they didnt know who I was. Filed a complaint with consumer finance and in their response said they would send me a fraud packet-never received it. I dont want to sue this company, only want them to stop reporting that I owe money on my credit report that I do not.
|
| 10/03/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company ( Sequium Asset Solutions ) which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of {$210.00} with XXXX, XXXX, and XXXX credit reporting agencies. I requested validation of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.
|
| 11/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I had a debt with XXXX XXXX which was pass to Sequium Asset Solutions, which i settle for {$890.00} which to paid in XXXX payments i made the first payment and i receive a receipt right after the payment i made the second payment on the XX/XX/2021 as agreed upon i have not receive a receipt for payment i call back on XXXX and ask for my receipt of payment and a letter saying that the account was paid upon agreement i was told that i will receive them within 5 days I have not receive them as of today XX/XX/2021
|
| 11/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt from XXXX XXXX was added to my credit report as a collection account. The account is showing that I owe a balance of {$1000.00} from Sequium asset solutions llc. I have not had or have any affiliation with this collection company and this balance is incorrect. I dont owe {$1000.00} to either part and all equipment has been returned to XXXX XXXX. The equipment was returned at XXXX store # XXXX XXXX oh XXXX on XX/XX/2019 return reference # XXXX. The serial numbers of the equipment returned is XXXX and XXXX.
|
| 08/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I had a unpaid debt show up on my personal credit report that is not something I owe. It was filed by SEQUIUM ASSET SOLUTIONS , LLC in the amount of {$920.00}. It was reported by XXXX. In contacting SEQUIUM ASSET SOLUTIONS , LLC they say it is under another person 's name so they will not speak with me. This debt on my credit report has lowered my credit score substantially and cause me serious financial damage. It was put on my credit report starting XX/XX/XXXX and I have already lost over $ 100K as a result.
|
| 12/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
1 collection accountTotal balance : {$810.00} SEQUIUM ASSET SOLUTION Original creditor : XXXX XXXX {$810.00} Balance updated XX/XX/2021 What happened?
The dispute for the account with SEQUIUM ASSET SOLUTIONS that starts with XXXX has been updated.
Source : XXXX Date Submitted : XX/XX/2021 Report Number : XXXX Account Number : XXXX Company : SEQUIUM ASSET SOLUTIONS Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX GA XXXX I have XXXX never would use XXXX. I live in Florida have not been to Georgia.
|
| 08/16/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company keeps appearing on my credit report and they have NOT approach me directly in any way. Every time I dispute this and ask for original terms of agreement for this debt they remove the collection, wait a couple of month and go back on my credit. I keep asking for supporting documents and NOTHING is provided. This is a predatory behavior that needs to stop. I have filed several complaints ; but nothing is provided to me.
SEQUIUM ASSET SOLUTION Account number XXXX Collection opened XX/XX/2020 2020
|
| 08/29/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
I owe a mobile phone bill with XXXX I made an arrangement with sequium asset solutions. They said they would do automatic withdrawal from my checking. They said they would not report this as a collection to credit bureau. I am rebuilding my credit and would like this removed. dated XX/XX/19 company is Sequiuim Asset Solutions address is XXXX XXXX XXXX XXXX XXXX XXXX XXXX GaXXXX. They started withdrawal last month and I want them to continue untildebt is paid but do not want this to show as unpaid collection.
|
| 08/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently was looking at my credit score and saw a major deduction which was tied to a debt collection company called sequium asset solutions. After calling them I found that an XXXX account using my personal information was opened and an address somewhere in South Carolina was used. I do not have an XXXX account so I know that this was fraudulent. At this time I have filed a police report, a report with XXXX, all 3 credit beaureas. I have also placed a freeze and an alert on with all 3 credit beaureas.
|
| 10/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was notified about the amount of {$110.00} owed to XXXX by Sequium Asset Solutions in XX/XX/XXXX. I paid XXXX directly the entire amount owed on XX/XX/XXXX. I have proof of the paid account/account closure, dated XX/XX/XXXX. On XX/XX/XXXX and XX/XX/XXXX, Sequium Asset Solutions, made additional debt collection efforts for a paid account by reporting these fully paid debts to XXXX and XXXX. These attempts to collect a debt that was already paid are affecting my ability to obtain mortgage loan approval.
|
| 09/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, my name is XXXX XXXX, and I need your help in contacting this company. I tried to contact them to find out why someone had registered an account in my name. This is a serious matter, and I'm unhappy that it's now affecting my credit score. I do not authorize anyone to use my name, date of birth, or any other information as it violates Data Privacy. They need to identify out who opened the account in my name and simply transfer the information to that person. Please assist me in resolving this.
|
| 07/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The collection appeared on my credit file with an inflated amount after XXXX XXXX XXXX promised to remove fees. I called the collection company in XXXX and spoke with the representative. The representative stated that even if I paid the incorrect amount in full that the collection would not be deleted/removed, thereby damaging my credit for 7 years. The collection rep stated that there was nothing I could do and my credit is going to have to be damaged regardless of whether I settle and agree to pay.
|
| 07/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX I was on a call with XXXX XXXX XXXX Rep about an upgrade for a new cell phone which was never activated or used I never agreed or informed of the 14 day grace where the restocking fee applies 15 %??? of a phone that cost {$18.00} I was given the wrong number so activation was not completed so I shipped the phone back on XX/XX/XXXX XXXX XXXX XXXX Hired a collection service asking for {$45.00} restocking fee Sequium Assets solutionsat XXXX. and a bill for {$100.00} for a never used phone.
|
| 04/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a call from Sequium XXXX for a XXXX account a few months back. I believed it was fraud beacause I currently have XXXX in good standing. I advised the rep that account was not mine, I was disputing. Last week Sequium started reporting negative tradelines. I have already sent them a police report regarding ID theft. Also, disputed through XXXX. I am attempting to purchase a home and would like to get this resolved quickly. Due to Sequiums actions I was unable to close on the home last week.
|
| 03/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
On XXXXXXXX XXXX 2023 certified mail was sent to SEQUIUM ASSET SOLUTIONS to validate said debt owed to XXXX XXXX XXXX. The company has failed to respond to validate any amounts. Have not received any proper documentation. The letter sent showed my XXXX account at a {$0.00} balance. It is now XX/XX/2023 and I have yet to receive any response to my letter. Failure to validate within 30 days.
The company also does not have proper licensing to collect debt in the state of FL as verified by the XXXX.
|
| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received statement from Sequium asset solutions LLC stating I owed XXXX XXXX money for tv and internet services which I verified with XXXX XXXX was not due and they did not send info to Sequium for collection. Scary that Sequium could get that info. Tried to contact Sequium but could get no one to call me back. According to XXXX XXXX XXXX there are numerous complaints against this company and it is not accredited by XXXX Sequium needs to be put out of business and someone accused of fraud. Thanks
|
| 04/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I mailed out a certified letter to SEQUIUM ASSET SOLUTIONS starting on XX/XX/2021, and allowed the 30 day window for collections agencies to respond to disputed collections, they failed to respond to my request in its entirety, so I followed up with another request allowing them an additional 15 days to respond and again they failed to respond, to this day I have received no communication from the company but yet they are still reporting invalid information on my credit reports from all 3 bureaus.
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received notification through XXXX XXXX that a collection agency reported debt. In XXXX of 2020, my identity was stolen and they opened an XXXX XXXX XXXX account. I disputed with XXXX and their response was that they requested more information from the collection agency. I cent a certified letter to the collection agency, SEQUIUM ASSET SOLUTIONS , LLC, stating that I was a victim of identity theft. To this date, nothing has been resolved and the collection debt is still in my credit report.
|
| 11/28/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/XXXX XXXX2020 Sequium collection open a account under my name to try to collect XXXX dollars from a original creditor XXXX XXXX XXXX. They reported It to the credit bureau. I have a derogatory mark on my credit from something that does belong to me. This company is located in California. I called sequium, I called XXXX ( XXXX XXXX XXXX ) they did not help me with this issue. I live in Florida, I have never open a account with this company located in California.
Please help Thank you
|
| 05/24/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had XXXX and got a loan from XXXX. I fell behind and the loan went into collections. After some time I forgot about it. I tried to call them when I ran my credit and saw it. The redirected me to speak to sequium. I called them and paid my debt. They have not updated this on my report. I received a letter from them but when I call them and XXXX I keep getting the run around. Im trying to obtain a mortgage loan and because this is not updated I am having problems. I dont know what else to do.
|
| 08/22/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I called the phone number back that has been calling me daily for weeks now ( XXXX ) only to hear a prerecorded message stating that it is Sequium Asset Solutions attempting to collect a debt. There are no outstanding debts for either myself or my husband, with the exceptions of our home, cars, student loans, and credits cards, all of which are up-to-date on their payments. I believe these phone calls to be an attempt to extort information from me due to my having good to outstanding credit.
|
| 03/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A collection debt appeared on my credit report that I had never heard of, or was never notified of the debt. My daughter had an outstanding XXXXXXXX XXXX XXXX account that was disputed but was never resolved. The only time that I had an association with XXXX XXXX XXXX was when I moved to South Carolina and the internet was with XXXX XXXX XXXX in XXXX. But I never missed a payment. I filed a Not Mine through XXXX XXXX but they said the debt was verfied. I request proof that this is my debt.
|
| 11/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I got a derogatory mark on my XXXX and XXXX credit report stating this account got sent to collections. However, I don't have no knowledge of this debt and, that it doesn't belong to me. I'm victim of identity theft. I would like to address this immediately and get this negative remark remove from my report. The account was removed and now has being reinserted back onto my credit report without my knowledge of this account. I've proof of account showing deleted and reappearing. SEQUIUM
|
| 12/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is another account listed with this debt collection agency that came under my credit today that cost me another XXXX points. I do not owe this bill this is not my account I never had XXXX. Is has no account number listed.
SEQUIUM ASSET SOLUTIONS, Last reported XX/XX/2021 {$630.00} Open balance XXXX XXXX Original creditor XXXX Opened XX/XX/2021 ( 2 mos ) Account status Open Type -- Responsibility Individual Remarks Placed for collection Original creditor name XXXX XXXX Report info
|
| 02/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I called Sequium Assets and spoke to them about resolving the {$59.00} balance owed to I believe XXXX XXXX which Sequium Assets claimed was {$140.00}. I told them I would call the cable company and pay them and after account has been paid I want this removed off of my credit report. They assured me they would remove it, 2 months later it's still on my report showing unpaid. When I call they assure me they will remove it but they don't. I'm trying to finance a vehicle and I need this off
|
| 12/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
We have received two phone calls from the same number ( XXXX ) reporting to be from Sequim Asset Solutions, LLC representing XXXX (? ) Collector attempting to collect a debt. One caller gave a call back number as XXXX, the second gave XXXX. Both gave the same reference number for the debt. The first call was on XX/XX/2020, the second on XX/XX/2020. We generally do not answer calls not in our contact list and therefore both calls were allowed to go to voice mail. We have no overdue debt.
|
| 05/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Invalid debt, but kept threatening to hit my credit if I didn't pay, I paid them and they reassured it wouldn't hurt my credit or impact would be minimal. Completely destroyed an 800+ credit score down to XXXX and is causing an undue burden on my growing family as we are now unable to buy a home.
I have 15 years of absolutely perfect credit history and this one inaccurate and misleading blemish is detrimental.
Please help in removing this from my credit history ASAP.
Thanks, XXXX
|
| 06/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Im trying to buy a house. Upon the loan application a debt i didnt know i had or ever received information stopped me from getting the loan. I tried to reach out to sequium asset collection s numerous times calling them and i never get a live person. It asks to leave a message that never gets returned. Ive sent emails to no avail as well. My family needs this loan to better our home as we are a growing family. The debt is XXXX XXXX I can easily pay it. They are making this a nightmare
|
| 08/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Problem with product or service terms changing
|
|
Web |
Older American |
|
Reference : XXXX on XXXX XXXX I hadn't use the devices and serviece from XXXX XXXX XXXX company because I returned them back and I have the proof for that.
Return Tracking # : XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/2022 Status of shipping : picked up by shipping Agent XX/XX/2022 at XXXX XXXXXXXX XXXX XXXX OH XXXX as well I have the picture of the returned box as well the receipt.
I send the Company several e mails I call them several times about that but no one tried solve them
|
| 03/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
Repetitive collection practices against me and on my credit reports, with XXXX, XXXX and XXXX.
every time i dispute the accuracy of the account, the collection companies file a new collection account action against me under a different name, with the same amount owed. this has resulted in my credit score going from XXXX in XX/XX/2020 to XXXX XX/XX/2020.
I pay all my monthly bills and credit cards, utilities and phone bills.
I'am service connected XXXX XXXX XXXX Veteran XXXX XXXX
|
| 08/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I attempted multiple times to return a call to XXXX regarding a debt they contacted me about. I received no response, so I submitted a dispute via email ( to XXXX ) on XX/XX/2022. I still received no response via email, paper mail, or phone. Said collections account was reported on my credit score XX/XX/2022 after I was unable to reach them to verify the account or pay anything. I was then contacted by a different collections agency this month trying to collect it ( XXXX XXXX ).
|
| 07/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I called Sequium asset solutions to see If I could speak to a supervisor about getting a settled debt possibly removed. The agent got really mad and tried to start a argument so I repeatedly asked this agent to speak to the supervisor so I can resolve this issue and move on with my life. THE AGENT STILL WOULDNT LET ME SPEAK TO THE SUPERVISOR, just being evil. PLUS, I asked for paperwork of me paying for the debt, they told me that they would email it to me and received that yet.
|
| 06/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
First mail to collect account from XXXX notifications to XXXX XXXX for XXXX death..
Request XXXX be closed.. XXXX requested equipment be-sent back.. received package to box up equipment.. Took the equipment to drop off XXXX near by.. Box would not completely enter in to drop box..Do not know what happened to the equipment after drop off..
Ordered XXXX XXXX XXXX of XXXX after closing XXXX XXXX account..
Never received a final bill from XXXX, just this debt collection notice..
|
| 09/15/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I called about three weeks from today and inquired about the letter that was sent to me about a settlement offer. In the offer its states that they have a very special offer to resolve your unpaid balance. Also that they are willing to settle my account for 75 % of the balance due as stated above. When I called the young lady told me that they dont settle for 75 % and they can only do it for 25 %. I read the letter to her a few times and from what I was told that was in correct.
|
| 09/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
A company with a name Sequium Asset Solutions put a charge on all three of my credit report that I owe them. I do not know this company, have never done business with this company yet they were able to get my social security number and reported collections to XXXX XXXX and XXXX.
This was reported on XX/XX/2021.
I searched on XXXX and found them to be a scam company that wants consumers to pay them. They are demanding payment from me and I have never done business with them.
|
| 09/23/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have previously disputed with XXXX, XXXX and XXXX regarding several accounts which I found inaccurate. Up to date, I have received no response nor proof that they are doing proper investigation with my dispute. They ignored my rights to obtain an accurate credit report. They are non compliant with the FCRA. These erroneous reports badly hurt my credibility. I'm certain that my rights as a consumer protected under the law have been violated by this inaccurate information.
|
| 06/02/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My credit score dropped XXXX points because there was an account opened on XX/XX/2023 under my name and under XXXX XXXX XXXX. This is completely false. I never opened any account, nor did I ever receive any supposed bill I owed in the mail or electronically whatsoever. The company that is trying to collect this XXXX XXXX debt from me is known as SEQUIUM ASSET SOLUTIONS. They are known as a fraudulent and scammy company. I believe I am a victim of fraud and identity theft.
|
| 01/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have recently Disputed this matter with XXXX XXXX, and XXXX Unfortunately They Have failed to reach back by mail with the Burden of Proof within the required 30 days. I have stated to them the information is incorrect on my credit report and is fraud, This falls under The FRCA Requirements, and I have shown a 601 goodwill letter after the first dispute. Please provide Burden of proof by mail that the information is accurate or remove this account due to Fair Privacy Act.
|
| 01/24/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This debt was dismissed two years ago by the Department of Education because the school was determined to have used unfair enrollment practices by promising job placement. In addition, I graduated from this college in XXXX of 2012. The debt is more than the federal statute of 7 years old. XXXX overzealous debt collection agency changed the date of the debt and added it to all three of my credit bureaus. Attempts to communicate with the collection agency was unsuccessful.
|
| 07/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Collection agency SEQUASTSOL reported a debt that I dont own to my credit report. As per SEQUASTSOL I own them {$47.00} for XXXX XXXX XXXX TV service, which is not true. I have other TV service provider and I dont own any money to them. I never received any bill from neither XXXX XXXX XXXX or SEQUASTSOL, I found out because I checked my credit report. They are using this COVID-19 unprecedented time to play with people emotional wellbeing through fraudscam with fake debts.
|
| 05/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Sequium Asst Solutions have been informed numerous times regarding a disputed claim from XXXX. The debt was also removed from credit reports, however, this agency would NOT stop contacting me. My most recent and final interaction with this agency is when I submitted a written notice XX/XX/2023 and informed the agency to stop calling and providing my attorneys information XX/XX/2023.
Since then, this agency has not stopped calling me nor responded to my written notice.
|
| 06/12/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
They call me off of XXXX.
XXXX said they were sequium asset solutions, which has tooken money out of people accounts after looking them up, they are a complete scam ans they call off ID of XXXX. Its really weird they know my adress, my phone number date of birth, etc and they shouldnt know so much information, they think they are smart and use good words but they are complete scammers please stop them .I DO NOT HAVE DEBT WITH THESE PEOPLE THEY JUST WAN NA HARRASS NEEE
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was notified of the debt of a substantially old account related to Television Service. I disputed the account directly with the agency within 30 days of the original notice of the debt with the agency. I requested verification and validation as required under the FDCPA. The company failed to respond to the request or validate the debt as required and requested. The debt has been reported to the credit bureau and has not been reported or or acknowledged as in dispute.
|
| 11/18/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2020, I was notified by XXXX XXXX regarding a substantial decrease in my credit score due to the appearance of a new account. Upon reviewing my credit reports through all three credit bureaus I noticed the appearance of a collection filed by SEQUIUM ASSET SOLUTIONS , LLC, regarding {$120.00} debt owed to XXXX XXXX. I have never been notified of such debt by XXXX XXXX, nor by Sequium Assat Solutions, and my account with XXXX XXXX has routinely been timely paid.
|
| 02/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed on my credit report that there's a new claim by XXXX XXXX XXXX XXXX for {$930.00} from a claim by XXXX. The address associated with this debt claim is XXXX XXXX XXXX XXXX Texas. We have NEVER lived in Texas nor do we ever have XXXX. We live in XXXX CA and have XXXX. I do not know anything about this claim and therefore can not submit any " proof '' as requested by the company. I submitted a online dispute to Sequium Asset by so far have not heard from them.
|
| 07/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I've had ID theft issues for years and on XX/XX/2019 I received a bill from a XXXX XXXX trying to collect for a XXXX XXXX XXXX acct witch I had never used before. I called and submitted information to verify that this in fact was not mine but the company decided to sell my acct to another collector. I now show a new collection for this same acct with Sequim Asset Solutions. 1 ) Sequium Asset Solutions for {$1000.00} it looks like the original creditor was XXXX XXXX.
|
| 05/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Someone else signed for the equipment in my name and they left the equipment any way.
I wasn't even in the area or in town when the alledge equipment was left.
I was out of town during that time. This equipment was signed by whomever and left illegally. I do not have this equipment nor should I have this bill on my credit.
Please remove this off of my credit it is not my bill. Please compare the signitures and you will notice the difference in the handwritings.
|
| 06/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Sequim Asset Solutions is trying to collect on a debt that is not owed, and removed with the original Creditor XXXX
I received written communication from XXXX that confirms it was erroneous sent information to SEQUIM and they are illegally trying to collect on a debt NOT OWED.
It is still reporting on my credit report as a collection and needs to be removed Immediately. In addition they are reporting the account was opened in XX/XX/2020, which is also incorrect.
|
| 01/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This account is fraudulent activity I did not authorize anybody to sign me up for this account with this company if this doesnt get resolved ASAP I will use legal actions according to the federal law the debt that this company is trying to Collect for me was sold and not being authorized to do so I am obligated to use legal actions I want this account to be removed off my credit report as soon as possible if this doesnt get resolved legal actions will be pursued
|
| 09/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am in receipt of a letter from Sequium Assets, XXXX XXXX XXXX, # XXXX, XXXX, Ga XXXX stating that I owe {$8.00} to XXXX. Please note, XXXX has sent no bills to me regarding this. I signed up for their service and cancelled within their no penalty cancellation policy after a few days. My credit card was never charged and XXXX has had full access to it. Not a valid debt and no evidence or supporting documents have been provided. Their number is XXXX.
Thank you
|
| 06/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was contacted by Sequium Asset Solutions on XX/XX/XXXX at XXXX. I repeatedly asked for a letter of debt verification, and the agent told me they had sent one and refused to send another. I have never received anything from them. The woman was extremely rude. She first said the account was open in XXXX ( I was 5 at the time ) and then said it was open in XXXX ( I didnt have credit cards at the time ) and she also stated it was for a bank I have never heard of.
|
| 05/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Trying to collect an erroneous debt from XXXX XXXX. In XX/XX/XXXX, I had service from XXXX for a whole three days. The service was terrible so I called and cancelled also returning all equipment. A month or so later, I start to receive calls from Sequium stating I owe {$120.00}. Told them repeatedly that there is no debt and I had cancelled the service within XXXX 30-day satisfaction guarantee policy. XXXX even told me that my account was cleared and closed.
|
| 03/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Focus Receivables Management is reporting a collection account on my credit report, that they should have never reported. Prior to the account appearing on my credit report, I never received any prior notification. According to the Fair Debt Collection Practices Act, they should have provided me with a 30-day notice to dispute, but they did not do that. Therefore, it is illegal for this collection agency to continue to report this account on my credit profile.
|
| 08/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In 2019 of this year, I noticed a alleged debt was placed on my credit report ( s ) from named debt collector in the amount of {$1800.00} from XXXX. I never received proper information stating this debt was mine or that i signed anything. A copy of a cable bill isn't proof of ownership of debt.I know my rights as a consumer.I disputed this alleged debt to credit bureaus but haven't shown proper verification that this company is allowed to collect alleged debt.
|
| 05/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION account number XXXX has reported to Credit Bureaus a debt in the amount of XXXX XXXX XXXX XXXX and XXXX XXXX as it states on my credit report, I did not receive any initial communication from Sequium Asset Solution, I do not know nor have any business with Sequium Asset Solution, Sequium Asset Solution failed to send initial communication causing a failure for me the consumer to not be able to dispute this account, they claiming I owe.
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXXEQUIUM ASSET SOLUTION has flagged your account as Collections on XX/XX/2022 with XXXX XXXX XXXX for an account with XXXX XXXX. I have never had or had applied for an account with XXXX XXXX, therefore this is an account that was established through fraud and identity theft. I am currently disputing this through XXXX and have contacted the XXXX XXXX Police and filed a police report for identity theft ( Report # XXXX, filed by Officer XXXX on XX/XX/2022 ).
|
| 10/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I contact Sequium XXXX XXXX on more than one occasion requesting information that it was me that open up the account I had sent them police reports, FTC report letting them know that someone opens up an account in my name fraudulently. Then sent me a letter stating that it was me that open it up and a bill. I never signed a contract with them, nor the company they are collecting for and they are not providing me with the details that I requested from them.
|
| 05/20/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
The company Sequium Asset Solutions LLC has repeatedly been calling my father about a debt I have. I have agreed to a payment plan yet they still continue to call my father and provide information about my debt to him without my authorization. They have known they were not contacting me because my father would inform them they have contacted the wrong person every time they contact him. They have not attempted to contact me on any of my own phone numbers.
|
| 04/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Sequium Asset Solutions is trying to collect a debt from XXXX which has been paid. They have violated the FDCPA by refusing to send any documentation which and an actual notice of their attempt to collect a debt. Even though they are calling from XXXX, Georgia they are spoofing number to make them appear local. Apparently, according to the internet they have a long history of violations. This is regarding an account for XXXX XXXX XXXX, XXXX XXXX, CA XXXX.
|
| 04/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
On XX/XX/XXXX I asked this company to provide proof and validation of this debt and nothing was provided in the mail. Also on XX/XX/XXXX since I had not heard anything from this company I sent out a second round of validation letters and still received no response.
I do not recognize this account and I have mo previous knowledge of it. I demand proof and validation of this debt and since it was not provided the account needs to be deleted immediately.
|
| 12/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Beginning XXXX XXXX I have received calls daily until XXXX XXXX today, XXXX XXXX. The calls are from phone number XXXX, Sequium Asset Solutions. I am not the person they are trying to contact. I have spoken to them twice to confirm this and they confirmed I am not the person they are attempting to contact. I was told by both employees that my number would be removed from their contact list. It has not been removed. My next step is to contact an attorney.
|
| 08/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Received collection letter regarding XXXX with someone else 's name at my address.
I don't know this person, they never lived at my address, I do not have apartments in my single family house.
I have also never had XXXX.
Explained the situation to Sequium, asked that they contact XXXX to verify what I had told them, and stop sending me collection letters.
Sequium claimed there was nothing they could do and their collection process would continue.
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION has flagged your account as XXXX on XX/XX/2022 with XXXX Credit Reporting for an account with XXXX XXXX. I have never had or had applied for an account with XXXX XXXX, therefore this is an account that was established through fraud and identity theft. I am currently disputing this through XXXX and have contacted the XXXX XXXX XXXX and filed a police report for identity theft ( Report # XXXX, filed by XXXX XXXX on XX/XX/2022 ).
|
| 06/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
1 ) This is not a valid debt. It was disputed two years ago with no response from the original company.
2 ) I disputed this debt with another collection agency and they stopped action rather than responding, so once again this is not a valid debt.
3 ) I sent them a dispute letter and they never responded. So once again this is not a valid debt.
4 ) They are reporting the date of this debt as being now, rather than two years ago as it actually is.
|
| 01/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
The law firm a corporation had an account with XXXX. There were billing and service issues. As such a final statement was disputed. XXXX then hired a collection agency XXXX XXXX to collect against my personal self and not the company. I disputed the debt and demanded no further contact. XXXX then hired Sequium Asset Solutions , LLC to collect against my personal self. Again I forward a dispute with a no contact demand and a copy of the prior letter.
|
| 05/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I haven't had " XXXX XXXX '' or any of their subsidiaries for years. Once I tried their services in 2007 but since I have had a competitor. On XX/XX/XXXX I get a notification from a collection agency saying that on XX/XX/XXXX I let my " XXXX XXXX '' debt go into collections. I had their competitor on that date. A salesman came by and offered to start services but I declined. It looks like he signed me up anyway.
I do not owe " XXXX XXXX '' a XXXX.
|
| 02/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The XXXX Credit Bureau chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer.
SEQUIUM ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX {$220.00}
|
| 04/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX notified Sequium Assets last week to remove any negative tradelines from my consumer report. Sequium sent me an email this would be done, that they had already received the order. I have already missed out on purchasing a home through this situation. It seems Sequium is still reporting something that has already been proven to be a result of id theft. Sequium representatives also seem to be misled giving me different point of views each time.
|
| 01/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I started disputing this company in XXXX of XXXX into XXXX and this alleged debt has been affecting my credit. The debt collector hasn't provided proof that the alleged debt belongs to me. This is the 4th time this debt was sold after proving that this alleged debt isnt mine due to the companys insufficient proof and a copy of a printout bill isnt proof this is affecting my ability to get a new home. I don't know why I'm being treated like this.
|
| 05/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On XX/XX/XXXX I entered into an agreement with Sequium Asset LLC for the debt that XXXX XXXX XXXX had sent them. I had not known this bill was not paid when we changed services. I entered into this agreement when I was told this would not affect my credit due to the payment arrangements and made the first payment in XXXX. In XXXX they reported the full debt to my credit report, that I had made no payments and made no payment arrangements.
|
| 05/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I got an alert from XXXX on XXXX XXXX XXXX that a new collection account was added to my credit report. The collection account was called SEQUIUM ASSET SOLUTIONS LLC for the account of {$330.00}. The original creditor was XXXX XXXX. When I called the collection company they told me that the account had a New York address attached to it. I then called XXXX XXXX and told them what had occurred and they sent me an ID Theft Information Form.
|
| 04/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
In accordance with the Fair Credit Reporting Act XXXX Account # XXXX, has violated my rights 15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S. C 1681 Section 604.A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose
|
| 01/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have a credit collection fromXX/XX/XXXX of the amount of {$310.00} it was reported from a collection company called sequium there phone number is XXXX they never answer the phone same as att Ive been on the line for more than hour to get details on this charge that has never came to my attention or been contacted about I cant get it resolved the last account I had with them has been paid in full and closed with all equipment returned
|
| 07/18/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
|
Today, got fifth call and hangup from XXXX. I called it for second time and lady told me again that it was mine when she called back. Refused to tell me MY NAME. She called back and used fake number and called me a deadbeat XXXX. I know this is not my debt. I'm retired, own 3 homes in XXXX, XXXX, and XXXX. Have over $ XXXX in LIQUID ASSETS and credit rsting of XXXX. I've had it with this XXXX and wish to take revenge on this miscreant.
|
| 07/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I do believe the neighbor in which the local court granted me a protection order against for stalking/harassment because of the evidence I presented to the court from security cameras is who opened this account in my name.
The XXXX box on my outside wall was found to have a splitter attached to the main line coming in then split off to another cable in which ran to his townhouse. XXXX county civil court case number XXXX Divison XXXX.
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| 03/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I have spoken directly with XXXX and received direct communication that this amount was in error and cleared and was mistakenly sent for payment.
The account resolution team XXXX informed me this was removed and that nothing was owed.
I have informed SEQUIM of this and they still report on my credit reports in error and still continue to harass me illegally.
They are in direct violation of the FCRA and debt collection tactics.
|
| 03/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
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In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 05/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
Sequium Asset Solution placed a {$360.00} collection default on my account on behalf of XXXX XXXX. I tried calling them but they do not respond to messages I had to leave at XXXX. I have never done business with XXXX and never had an account with them. The email address they referenced for this debt, is not mine. They obviously have me mixed up with someone else. I have never been late on any payment to anyone in my entire life!
|
| 03/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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the collection agency XXXX agreed to delete this account from my report completely once paid ... I paid the {$290.00} even though i did not owe this money..I just wanted to take care of this since it is affecting my credit score ... ..They never deleted it even after our agreement and it being paid in full ... ..This tactic that they used is a violation and i demand that they remove this from my credit report completely now..
|
| 02/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
We have service from XXXX XXXX XXXX, canceled service. They were supposed to send us a box to return the equipment. That never happened, I called them back and was told just to box us and return equipment. I returned equipment and once they verified that they received it, was told that we were outside of the window to return so we would have to pay for no return of equipment. So they kept the equipment and want to charge me.
|
| 06/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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On XX/XX/2023 Sequium Asset Solution has flagged my collections for {$2300.00}. I have no knowledge of this debt or where it comes from. I never gave sequium asset solution my personal information or permission to use it. So I dont understand how they are able to flag my credit report with a false debt .Ive tried to contact them via phone, but I cant get in touch with anyone. This has dramatically affected my credit scores.
|
| 09/09/2022 |
Yes |
- Debt collection
- Federal student loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I keep getting repeated phone calls from a XXXX, North Carolina debt collecting company that identifies itself as " Sequium. '' I do not owe debts, and every time they call back they ask if I'm somebody else. I've repeatedly asked them to stop and told them they have the wrong person, that they need to stop calling me, and they refuse to quit. It's getting in the way of my college classes, as these calls are almost nonstop.
|
| 06/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this debt. I do not owe this debt. I have written Sequium Asset Solutions and asks them to provide me with verification that I owe this debt. Sequium Asset Solutions have ignored my demand and provided no response to my Notice of Dispute and Request for Validation. Sequium Asset Solutions have continued to harm my reputation by continuing to furnish false unverifiable information to my credit reports.
|
| 08/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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an amount of {$220.00} was reported to a collection agency and then placed on my credit report. this amount was in dispute amd spoke to the collection agency that it was in dispute because the account was transferred to a different cellular phone company in XX/XX/2020 and they are charging me a bill for the month ofXX/XX/2020. it doesnt make sense. i want this removed from my credit report because i do not owe this amount.
|
| 07/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I canceled service two days after signing up. I exercised the 30 day money back guarantee. They did not have decent collection service. I explained many times that I didnt owe them anything. They would sometimes say ok other times they would say that they would get back to me. In the end I thought it was handled. Now they put the account into collection. I dont owe this money or I would have paid it. This is not correct!!!
|
| 10/20/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION {$2800.00} This debt is fraudulent, I let the company know that I am a victim of identity theft and I requested information from the company that shows my signature that I open this account, was only provided with a statement. I did not apply with this company nor the company they are collecting a debt for. I have received several messages/ phone calls from their company trying to collect this debt.
|
| 04/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
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In accordance with the fair credit reporting act XXXX account # XXXX, has violated my right.
15USC 1681 section 602 states I have the right to privacy 15USC 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account with out my written instructions.
15 USC 166B : a creditor may not treat a payment in credit card account under an open in consumer credit plan as late for purpose.
|
| 06/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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I have been looking at my credit report and it was brought to my attention that there are several errors and fraudulent accounts that I have no contracts with these companies. I do not recall doing business or applying for accounts with the following : XXXX-XXXX XXXX # XXXX, XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX XXXX # XXXX, XXXX # XXXX, XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX # XXXX, SEQUIUM ASSET SOLUTIONS INC # XXXX.
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| 03/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.
Fraudulent account Account Name : Sequium asset solutions Account Number : Account was opened : XXXX XXXX Account Balance : {$1100.00}
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| 08/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/21 I was notified of a negative account on my credit report. The company is Sequium Asset Solutions for an XXXX account that was opened fraudulently. I am currently a victim of identity theft. XXXX XXXX XXXX team has confirmed the account is fraudulent. Sequium Asset Solutions refuses to investigate and remove the account from my credit report. They are reporting inaccurate information to the credit bureaus.
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| 02/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Sequium Asset Solutions company is trying to collect a debt that doesnt exist. They claim it was from XXXX XXXX, but XXXX has confirmed no debt exists and told me it was most likely a scam. I asked the company to provide written documentation so I could dispute and they stated they would not. They accused me of not paying a debt and were very hostile. Please investigate for fraud. There are numerous complaints online.
|
| 11/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Debt reported on XX/XX/22 by XXXX & XXXX XXXX in the amount of {$1500.00}. This debt has no association to me by phone number or social security number on account, Have tried to find out directly at a local XXXX XXXX XXXX store as well as multiple phone conversations with XXXX XXXX XXXX. Neither could provide any information connecting my ss # to this debt. Was advised by their customer service to dispute the debt.
|
| 05/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
On XX/XX/2023 the company responded with a false validation by sending a final bill after it was sold. I am asking for an original signed contract, including any electronic signatures, full payment history from the original creditor, and the original purchase agreement, and if the company can not provide all three of these the debt is in fact invalid and needs to be immediately removed from all three credit reports.
|
| 01/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was contacted by a collection agency on behalf of XXXX requesting an amount not owed. I reached out to the original creditor to validate the service amount. it was verified that I did not owe what this collector is requesting. I am requesting immediate removal from my credit report as this is against the law for them to report a balance that is not due and that has been verfied by the original creditor not owed.
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company called Sequium Asset Solutions keeps calling several times a day on multiple phones I have with different phone numbers each time. They are aggressive with phone calls and harassing each time with different numbers every time they call. Today, XX/XX/2022 I received 6 calls from them. 3 one one phone and 3 on another number. Here are the numbers.
XXXX ( XXXX ) XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX
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| 08/01/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX I sent a debt validation letter to this collector and they have since failed to validate the debt or even respond. After the XXXX days given to respond expired, this is now being reported to my credit report on XX/XX/XXXX, which is a clear violation of the FDCPA. Swiftly remove the debt and credit report remarks before I file suit. This will be my last attempt to resolve this matter before suing.
|
| 12/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Company repeatedly contacts for XXXX business debts, with a different name than mine. Likely whoever owes the debt used my phone number. Multiple calls in a week, sometimes multiple per day. Screenshot included does not include all calls, as the number was blocked after the XXXX call. I have asked them to remove me from their records but they asked for my information, likely phishing, which I refused to give.
|
| 06/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
The debt collector ( s ) have my number but I am not the person they are looking for. They are looking for a person with a similar name. I realize that debt collection calls are allowed but I am not the person they are looking for and they won't stop calling. If I get one collection agency to stop ; they sell my number to someone else and the annoying, harassing calls start all over again. This is harassment.
|
| 02/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello, I have on my credit report of {$800.00} owed on XX/XX/2021 through XXXX XXXX.
Sequium Assest Solution has this in collection. When I attempted to call ( XXXX ) XXXX they stated they had my information for a service in Florida.
I told them it was not me, I didn't have an account nor did I co-sign for anyone with for this.
They were not co-operative. I have tried to resolve through XXXX and nothing.
|
| 02/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Yesterday, a collection agency named Sequium reported a {$280.00} collection account on my credit report. Prior to the appearance of this account on my report, I received absolutely no contact from this collection agency, much less given a 30 day notice to dispute. I don't even have any idea what this is. When I called Sequium to complain, they told me that they don't have to tell me anything about the debt.
|
| 06/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft... someone has used my ssn, dob, name to buy XXXX XXXX.
XXXX has forwarded the account to collections, hurting my credit. I have never lived at, known anyone or given permission to any persons at the address where XXXX provided this service.
I have filed dispute paperwork with XXXX, Sequium Asset Solutions and all credit bureaus, but nothing has been returned to me yet.
|
| 11/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I disputed an account with this company on XX/XX/XXXX. It was sent to their fax number XXXX with confirmation of receipt received. The company failed to respond or provide any results of the request. I am demanding it be deleted as they didn't reply with in 30 days yet reported the account on my credit report as of XX/XX/2019.
I have attached the fax confirmation and dispute letter sent to the agency.
|
| 08/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
MY PURPOSE OF THIS COMPLAINT ISN'T TO GET THIS ACCOUNT VALIDATED, THE PURPOSE OF THIS COMPLAINT IS TO ENSURE THIS ACCOUNT WILL BE PERMANENTLY REMOVED FROM MY CREDIT REPORT AND TO BE PAID FROM THIS COMPANY FOR THEM VIOLATING MY CONSUMER RIGHTS ( FCRA ). Sequium Asset Solutions , LLC violated 15 usc 1681a ( 2 ) ( B ), 15 U.S. Code 1681b ( a ) ( 2 ), 15 U.S. Code 1681 ( A ) ( 2 ), and 15 usc 1692j ( a ).
|
| 10/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Report submitted by Sequium Asset Solution on behalf of XXXX XXXX about collection of a delinquent account that is not mine. Report submitted to both XXXX and XXXX.
No one contacted me about the 'debt ' before the report appeared.
I have resided in my current residence since XXXX, bought and paid for.
I have not lived in XXXX XXXX since the mid XXXX.
The property noted was not built until XXXX.
|
| 05/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company has repeated called me over and over from different numbers. I spoke to a representative on XX/XX/XXXX and informed her please do not contact unless it is by mail. The company called again repeatedly on XX/XX/XXXX and I told them I would be contacting the government in reference to their constant badgering and also not proving the debt. The name of the company is Sequium Asset Solutions
|
| 10/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit and I find out Sequium asset solutions has created a debt collection claim. I look online and there are plenty of people calling this company a scam. This is the first time I hear of this so I naturally dispute the claim because it must have been a mistake. I need to solve this issue because it is not fair that these people can scam so many people out of their hard earned money.
|
| 12/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
To whom it may concern.
Sequium Asset Solutions have placed a derogatory remark on my credit report claiming I owe the company a {$240.00}. The company claims the account was opened XX/XX/2021.
I have not had any dealings or signed any contracts with Sequium Asset Solutions. I am requesting for Sequium Asset Solutions to remove every derogatory marks made on my credit, to be removed immediately.
|
| 12/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
have been getting called at least twice a day for the past 5 days from different numbers by the company Sequium. starting on Friday the XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. Each time the phone number is different. The phone numbers from the the XXXX and XXXX of XXXX are XXXX, and XXXX.
Each time i told them to stop calling me and to remove my number from the call list. They are still calling.
|
| 12/21/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
on XX/XX/2019 XXXX XXXX focus recv, mgmt. phone # XXXX left message that they are trying to collect an unpaid debt.
I have zero unpaid bills.
All of my credit cards and utility bills are always current with XXXX balance.
I receive no statements by mail of any unpaid bills The call asks me to call them to arrange payment.
Focus recv, mgmt. has called many times [ maybe 30 ] Is this harassment?
|
| 12/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I call XXXX and Seqium assets Solutions. On XX/XX/2020 and both company told me by phone and email they could not find I owe anything. I filed with experience an dispute this and XXXX and seqium will not take it off my report. I do not owe money at all! They falsely put it on my report and they wont take it off! Even after Ive contacted them multiple times and they tell me they could not find it!
|
| 02/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XX/XX/2021 XXXX were notified by a credit monitoring application that Sequim Asset Solutions, LLC that a account with XXXX XXXX XXXX XXXX. I contacted Sequim and made contact with many associates inquiring about this account. After many attempts and the help I finally received the information and I now have the police report letting everyone know that I never opened an account in XXXX XXXX, Fl.
|
| 08/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
sequium asset solutions Did not send out a letter in the mail During the 1st communication about the debt This violates the FDCPA Within five days of its first communication to you, the debt collector is required to send a written debt validation notice to you. ... The FDCPA allows the collector to include the debt validation notice in the initial communication if that communication is a letter
|
| 12/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was contacted by a company a few days ago saying i owes a debt I XXXX XXXX told that company i have no knowledge of this debt that i been a victim of identity theft and thats wasnt my debt they told me they would be places this on all three credit reports and dismissed the call this debt just appeared on my credit report with XXXX and XXXX i will like this debt removed because its not mines
|
| 07/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Both XXXX XXXX XXXX and SEQUIUM ASSET SOLUTION have been contacted about said debt. I have offered proof of finals bill payment made to XXXX XXXX XXXX via bank statement and was told to give said proof to SEQUIUM ASSET SOLUTION than told by SEQUIUM ASSET SOLUTION to give to XXXX XXXX XXXX. SEQUIUM ASSET SOLUTION Is enforcing harmful debt collection tactics by weekly reports on credit report.
|
| 06/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sequim Solutions constantly calls from different phone numbers. After advising them they had the wrong number they ramped up the calls. They call at least once every hour from a different number, will not say anything and hang up. These calls start at XXXX and will not end until after XXXX. Anytime I call the number back it will connect with Sequim Solutions but no one ever answers the call.
|
| 08/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Sequim Asesst Solutions, LLC collected {$180.00} from me on XX/XX/19 to resovle an outstanding disputed bill with XXXX XXXX XXXX XXXX XXXX. They then recently contacted me on XX/XX/19 wanted to collect an additional {$100.00} after the account was settled and of course their collection tactic is were going to damage my credit and report the account to the reporting agencies if I don't pay.
|
| 01/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
When recently checking my credit report I noticed that Focus Receivables Management was on my credit report. I don't recognize what this debt is and where they are trying to collect from. I have not received anything from this company about any potential debt that may be owed and I don't recognize the company they are collecting on behalf of and have never had service with this company.
|
| 07/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A collections agency reported on my credit that there is a collections against me. A fraudulent account was created through XXXX in my name. I contacted XXXX global fraud. They determined I should contact XXXX which I think is an affiliate of XXXX, and gave me a number. I could not get a live person. I filled out a form online and no one has responded to me yet. It has been two weeks.
|
| 12/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We received a modem for our childrens schooling. Was supposed to be free for first 2 months. We never used it and returned it. We were billed. I contacted XXXX and they agreed. Now we have a bill in collections for something we never even used or have anymore. We were assured it would be taken care of. Now debt was sold with no explaination. Never even received notification for this.
|
| 04/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I settled a debt/collections directly with XXXX XXXX that was sent to Sequium asset solutions on We've received your payment, thanks.
Payment Amount : {$680.00} Payment Date : XX/XX/2020 Payment Method : MasterCard ending in XXXX Account Number : XXXX and was told it would be updated and permanently removed from my credit report Sequium is still reporting inaccurate information.
|
| 09/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
these accounts that appear on my credit report do not belong to me, and are hurting me, please review them XXXX Account Number : XXXX This is not mine.
XXXX XXXX XXXX XXXXXXXX XXXX Account Number : XXXX This is not mine.
SEQUIUM ASSET SOLUTION Account Number : XXXX This is not mine.
XXXX Account Number : XXXX This is not mine.
XXXX XXXX Account Number : XXXX This is not mine.
|
| 01/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
The debt owed per the agency is false. I had moved to an apartment in XX/XX/2018 where they do not allow XXXX XXXX. The dates owed for this debt is not possible because of this. I updated all my creditors with my new address when I moved and this debt is not correct. I do not feel it is mine due to the dates of the debt are after I moved from my prior location where I had XXXX XXXX.
|
| 08/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2019, I noticed a collections account on my credit report that is not mine. The account is with Sequium Solutions for a XXXX XXXX bill. I have never subscribed to XXXX XXXX in my life and must be a mistake. However, my dispute result somehow verified the account is accurate. I have contacted Sequium Solutions requesting for proof the debt is mine. I have yet to hear back.
|
| 10/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The collection agency below was not updating payments submitted directly to XXXX XXXX and reported the account as unpaid. Account was under payment plan with XXXX XXXX directly.
SEQUIUM ASSET SOLUTIONS INC XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX The report is inaccurate and XXXX XXXX has already contact them to resolve the issue and remove the incorrect report.
|
| 10/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I spoke with Sequium I ask them for proof of debt but they said they dont have it since the bill is owned by XXXX XXXX XXXX. They wont pay for deletion even when they have an old address of mine in XXXX XXXX. I never had communication with them. This is unfair that am trying to make this right and they refuse to help me. My account number is # XXXX XXXX XXXX XXXX account # XXXX.
|
| 03/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I cancelled XXXX XXXX as I did not get stable internet. I cancelled service within 30 days of signing up and returned equipment.
I kept getting bills and now I got a collection notice dated XX/XX/23 from XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX Account no : XXXX Amount {$210.00} I do not owe anything to XXXX XXXX and this is a bogus bill and collection notice.
|
| 05/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I XXXX XXXX THIS IS NOT MY DEBT BUT ITS ON MY CREDIT REPORT AND I NEED IT TO BE INVESTIGATED AND DELETED OFF MY CREDIT REPORT. I DOINT KNOW WHO DID IT BUT IT SURE WASNT ME AND I NEVER EVER HAD XXXX XXXX SERVICES AND NEVER EVER LET ANYONE DO THIS WITH MY INFORMATION. SOMEONE EVEN HAD LIGHTS ON IN MY NAME AND I DISPUTED THAT AND IT WAS REMOVED BUT THIS STILL REMAIN ON MY ACCOUNT.
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
To Whom It May Concern, ''This account is involved in litigation. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. '' Under the Fair Credit Act law I have every right to remove this unknown collection from my account.
|
| 05/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I receive several calls throughout the day and night from Sequium. They never leave a message. I do not know what the calls are about because I do not answer. However, after discovering Sequium is a debt collection agency, I knew I was being targeted for something. I am confident I possess no outstanding debts that would warrant collection. I feel harassed and frightened.
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
This company placed a collection account that was result of identity theft and I previously notified them of such, but they are still attempting to collect on this fraudulent account and placed it on my credit report. Despite me advising them that it is identity theft. I have I have included an additional identity theft affidavit that I recently filed to support my claim.
|
| 08/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with SEQUIUM ( Original Creditor : XXXX XXXX XXXX ) and XXXX XXXX XXXXXXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, SEQUIUM ( Original Creditor : XXXX XXXX XXXX ) and XXXX XXXX XXXX with no successful resolution. There was definitely an error on their part.
|
| 11/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Creditor is reporting accounts that are invalid and unverified. XXXX have investigated this account and they concluded the account was not matching my records of being assigned to me. I would like proof these accounts were disputed per FCRA/ FDCPA. This is causing me anguish and its slandering my good name. Please block this account from my report so I can breathe again.
|
| 07/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt Collector : Sequium Asset Solutions , LLC On behalf of XXXX for {$100.00} Reference XXXX I cancelled the account my XXXX XXXX and paid in full in XX/XX/2023.
I asked for the confirmation from XXXX but they did not provide me with confirmation. They kept calling billing me and I called again in XXXX, XXXX and XXXX. Each time they said they will remove the billing.
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION has reported a debt on my credit report advising i owe {$400.00}. Ive asked this company plenty of times to validate this debt send me supporting documentation that this debt indeed belong to me. This company has failed to do so i would like for this company to STOP reporting this debt have it remove and send me paperwork that i owe this company.
|
| 04/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2023, I received a notification from XXXX that a collections account has been reported. When I looked into it, it said that it was for XXXX. I never received any communication from this collection company and they never attempted to verify the debt whatsoever. In addition, I do not owe XXXX. I don't have a relationship with XXXX. This is absolutely ridiculous.
|
| 02/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
While I was checking my credit report in the XXXX XXXX app, I noticed my credit score dropped XXXX points. I thought this was curious, so I did some digging and saw there is a debt trying to be collected by SEQUIUM ASSET SOLUTIONS dated XX/XX/2022 for {$6800.00} from XXXX XXXX. I have never ever had any affiliation with XXXX XXXX, in any capacity. This is clear fraud.
|
| 05/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX I was alerted to a collection appearing on my XXXX and XXXX credit scores. They were brought by Sequium Asset Solutions regarding an unpaid XXXX XXXX bill of {$2600.00}. I have never had an XXXX XXXX account. They also supplied XXXX with an inaccurate address, XXXX XXXX XXXX, XXXX, OH. This has never been a residence of mine, and I have never lived in Ohio.
|
| 03/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Please reference previous CFPB complaint XXXX.
Previous complaint filed stating company had failed to validate the above mentioned debt. The company responded to initial complaint stating they would validate the debt and provide the requested information.
As of today, 30 days later the debt is being reported, has not been validated, in violation of the FDCPA.
|
| 01/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account is not mine, nor do I know whom it belongs to.
SEQUIUM ASSET SOLUTION keeps placing collections on my credit, even when disputed thru XXXX on several occasions.
This is the only information I have as shown in my XXXX Credit Report : Original creditor : XXXX XXXX {$280.00} Collection opened : XX/XX/2020 Account number : XXXX Thanks for your help!
|
| 11/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I am a victim of identity and tax frad. My information and social security number is on a dark web as of XX/XX/XXXX There is a trace on my social security number and I'm victim of a data breaches as XXXX. I tried contacting the company that data breaches my personal information XXXX XXXX XXXX a company XXXX has my information also on dark web as of XX/XX/XXXX.
|
| 07/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was notified through my XXXX XXXX XXXX account that a negative reporting occurred on XX/XX/23. It is in an amount of {$1100.00} from an unknown source allegedly being collected by Sequium Assets Solutions in Georgia. I attempted to reach this collection agency directly with no response. This is clearly a fraudulent attempt to collect on a non existing debt.
|
| 03/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Greeting, I would to file a complaint and a Dispute against the company name XXXX XXXX XXXX and debt collection company sequium assest solution, recently I had a debt collection for the amount of {$1000.00} for services for a company name XXXX XXXX which i never had account or any services with the company and its seems a been fraudulent. Thanks in advance.
|
| 06/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hi, I didn't receive any bill or collection from this company and suddenly they put it on my credit report, as a result of this, i had to pay the collection company the money i owed, {$9.00}. Also notified them i didn't get a call or letter.
The name of the collection is Sequium Asset Solutions LLC Account was Opened XX/XX/2021 Account closed XX/XX/2021 2021
|
| 04/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Good morning my name is XXXX XXXX, and I was the victim of identity theft back in XXXX, yesterday I started seeing a collection account from XXXX on my credit report, and i want this account to be investigated and deleted. The most important thing is that I have not been living in United States since XXXX ( proof attached ), please delete it from my report
|
| 08/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have received multiple calls every day from Sequium. This is stemming from a XXXX account that was cancelled over a year ago. All my equipment was returned and my final balance was paid off.
They are harassing me during my work hours. Several of the agents have been extremely rude.
I don't owe this debt and don't deserve to be harassed in this way.
|
| 01/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have repeated told them I have had some medical issues arise, I have been put on XXXX, I am aware of the debt and to please stop calling multiple times daily as it doesnt help get them any money or help me get better where I can work and pay my debt. Very nasty individual called today speaking to me like a 2 year old. I may be sick but I am not a child
|
| 02/02/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have received on my credit report, Sequium Asset Solutions, has charged me {$950.00} for an XXXX XXXX XXXX bill. I have contacted XXXX XXXX XXXX and they can not pull anything up when I have given them my information. I have looked online and the company is a scam and they have done this various times. I am disputing the charge from my credit report.
|
| 02/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX XXXX so keeps calling me over and over again after telling them to stop calling. They always insist on me giving them a date to call back but i do not want them to call. They call every single day and sometimes multiple times a day. I DO NOT WANT ANYTHING TO DO WITH THEM. They are annoying and will never get a penny out of me for being so annoying.
|
| 10/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX is attempting to collect in a bill not owed I XXXX XXXX do not have a contract with XXXX XXXX and only time I had XXXX XXXX I had a prepaid account meaning I paid upfront for internet services and if I dont pay I dont have internet This collection been on skin off 2 times and put back on with different companies I dont not have a contract with
|
| 07/29/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I saw a report on my credit that said I was taken to collections by XXXX I have no XXXX account nor have I ever XXXX could not tell me about any account under my name and told me to report it as fraud If this isnt XXXX I also have no debt with anyone.
I have never received a piece of mail with a bill.
My credit took a big dip and this is hurting me
|
| 09/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a call from XXXX stating that I had {$1800.00} debt owed. As my credit score is over XXXX I was sure this was a scam, and when pressed on who I owed this debt to they simply said they would remove me from the call list. This was clearly a fake call and scam attempt. It is scary that these scammers exist and are calling old people in Florida.
|
| 06/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I called them this year. When my bankruptcy was discharged they put this charge on my credit report. I called the company many times. You can only leave a message. They never called back to talk to me about the fraud. XXXXXXXX XXXX XXXX said they sold it it was no longer there problem. I didnt have any information on the account because it wasnt mine.
|
| 06/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company is still reporting that I owe Im this debt after I disputed it and won. I have proof that it would be removed from my credit but it still being actively reported and driving my credit score down. I do not own the account that is being reported on and believe someone else used my identity. I am looking to pursue a lawsuit against XXXX XXXX.
|
| 10/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Never received a notice from SEQUIUM ASSET SOLUTION for a debt {$740.00} I never owed, it is a similar amount as a false collections by resource management and receivables performance management. I do not know where this number came from. I never received notice in writing about it and was never ever contacted about it. I want it removed immediately.
|
| 01/19/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Company sent me a letter asking for collections regarding a debt owed to XXXX in the amount of XXXX. I just called XXXX and verified that I have no balance due on my account. This company is making false claims and threatening to report it on my credit report if I do not respond in 30 days.
I have sent in a letter disputing their claims as false.
|
| 05/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Sequium Asset sent a collection notice dated XX/XX/19. I sent them a letter requesting that they validate the debt. The letter was sent certified mail and was received on XX/XX/19. I did not receive a response from Sequium Asset Solutions but the item appeared on my XXXX credit report. They did not respond to my request that they validate the debt.
|
| 04/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The company disconnected their TV services and continued charging me monthly charges even though I had already returned their equipments and did not have any contract with them. I tried calling them, but my cry fell on deff ears as they didn't want to hear anything from me. They are also very rude and non professional as they kept hugging my calls
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Canceled my XXXX account and returned the equipment as required. Was contaced by XXXX and was told my account would automatically renew without my consent, and at any rate that they decide to charge. They claim that I has a contract with them, and if that was true ; that changed the terms without my consent. That doesn't sound like a contact to me
|
| 07/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
The debt collector pursuant to 15 US Code 1692a ( 6 ) has contacted my by phone and mail with profane language and also stating that I the natural person/consumer allegedly owes a debt which is a violation pursuant to 15 US Code 1692b ( 2 ). Also, violating 15 US Code 1692e ( 2 ) a the character, amount in a positive amount which can not be paid.
|
| 07/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XX/XX/2021 Sequium Asset Solutions LLC placed derogatory entries on three credit reporting agencies claiming I am in default of some kind of debt from who knows who for {$1400.00}. They are wrong. I owe nothing to anyone at this time. I have attempted to contact this company by email on XX/XX/2021 and have not received a response back from them.
|
| 05/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX is charging me a " package that I never seen on tv '' claiming that I purchased the program and cancel withing 30 seconds activation, then a technician came to upgrade and took my own equipment and I call customer service and XXXX XXXX has no idea who was the technician who came to my house, because they said XXXX XXXX hired subcontractors.
|
| 03/10/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I have received a debt letter in the mail. I didn't recognize the debt and emailed the company email that was on the debt letter to dispute and 5 days later the company trying to collect a debt hasn't notify me proof of debt and still contacting me to collect a debt with two text messages.
XXXX is the email on the debt letter.
|
| 06/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Couple months ago I have the same issue with collection agency but now is a collection company named SEQUIUM ASSET SOLUTIONS for a charge amount of {$280.00} from XXXX XXXX XXXX XXXX. Once again I do not own any amount because the address in the original charge is a different one from my actual address. Somebody else is using my information.
|
| 07/07/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
|
| 01/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sequium calls my work number several times a week and leaves no voicemail. Phone number is XXXX. Research shows they are a debt collector from XXXX, GA and collect for XXXX, XXXX, XXXX, etc. I have no unresolved or past due debts with them or anyone else. They have a plethora of complaints about them out there on several different platforms.
|
| 10/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sequium asset solutions called multiple times from multiple lines to my cell number. They call repeatedly. They called 3x today that I answered. 2x I told them to stop calling, 1x specifically to not call that number and they still kept calling. I asked for mail only and have received nothing from them but a ridiculous amount of phone calls.
|
| 07/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I mailed dispute letters to each bureau on XX/XX/2020, XX/XX/2020, XX/XX/2020 asking for factual evidence this was my debt. It was validated each time with no proof. I mailed direct letters to Sequium Assett Solutions on XX/XX/2020 and XX/XX/2020 for validation of debt and date of first delinquency verification. Neither letter was answered?
|
| 04/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Some company by the name of Sequim put a collections from XXXX XXXX on my credit report I have never had an communication with the company in writing or on the phone. I have never received any notifications of collections. I also do not owe anything to XXXX XXXX. I have had another cable in my for years. I want this removed from my credit.
|
| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This collection company used illegal tactics to call 3 times a day everyday for the last month to collect the bill for which it was 20 years old and it was in dispute back then.
They altered the past due date and reported to the credit bureau to damage my credit score and told me to pay them. Such a low class business practice. Stop them!
|
| 12/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have an account for collection from a XXXX account that I'm not aware. I've been victim of id theft and several accounts have been opened in my name. I have a credit freeze since XX/XX/XXXX to avoid this situation, however, XXXX have been opening accounts in my name. This same account was deleted XX/XX/XXXX thru other collection agency.
|
| 07/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Account Number - XXXX Sequium, is in violation of multiple laws set by Congress under the FDCPA : 15 USC 1692 ( a ), 15 USC 1692b ( 2 ), 15 USC 1692b ( 4 ), 15 USC 1692b ( 5 ), 15 USC 1692c ( a ), 15 USC 1692c ( a ) ( 3 ), 15 USC 1692d ( 1 ), 15 USC 1692f ( 8 ), 15 USC 1692g ( b ) ; As the consumer I have a right to privacy and fairness.
|
| 12/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX {$390.00} opened by unknown source on XX/XX/21.
Disputed on XX/XX/21. Returned response... account information meets fcra requirements.
I did not open this acvount nor did I.give anyone permission to open an account.
This account is not mine. I want it remove from all credit relating to me. Thank you.
XXXX XXXX
|
| 06/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Hey, this your warning delete that XXXX off my consumer report or you will be going to jail for aggravated identity theft. You are violating rights to privacy and I didnt give you my lawful authority to get my nonpublic personal information. Now delete that collection account off my consumer report. And I refuse to pay any alleged debt.
|
| 12/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Sequium Asset Solutions has placed a collection account on my XXXX credit report. I have called and spoken with them on 4 occasions and they say they can't find anything on me. The collection is for XXXX XXXX/XXXX which I have never used their services. My last conversation was Sequium was going to get back with me which they haven't.
|
| 04/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I found my credit score had dropped over 100 points for no reason. I checked my credit score and found a collection debt for {$620.00} that is not mine. The company falsely reporting this debt is called Sequium Asset Solutions on behalf of XXXX XXXX XXXX. Please investigate these companies for making false reports to the credit bureaus.
|
| 08/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2019 Sequium Asset Solutions Original Creditor 11 XXXX XXXX Amount XXXX $ I have reported to Each credit company I do not know own this bill I was living with relative since I had a XXXX this is not my bill and I will not pay. I was victim of the breach and want this removed immeditaly. A person who is XXXX can not have cable tv.
|
| 06/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX alerted me to my XXXX score decrease and upon doing so I saw that the derogatory XXXX on my XXXX report that I supposedly opened a account with XXXX XXXX XXXX on XX/XX/2023 for {$650.00} when I know I don't owe anyone anything. I have worked hard to regain my financial independence and now this please help me clear this up.
|
| 10/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I have a collection account from Sequium Asset Solutions with a balance of {$59.00}. The account was opened on XX/XX/2020. I don't know the reason for this charge. I have never had any credit issues in the past. I have had no communication with the company regarding this charge and the charge simply appeared on my latest credit report.
|
| 08/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
I became aware of a ding on my credit report while filling out paperwork to refi my home. XXXX XXXX turned me over to Sequium Collection Agency for {$1100.00} in unpaid charges. Account under same name, XXXX XXXX but living in XXXX XXXX, NV. I have never lived in XXXX XXXX but have lived at XXXX XXXX XXXX, XXXX XXXX, CA for 30+ years.
|
| 02/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received my credit report and found a collection account that does not belong to me. The collection account is SEQUIUM ASSET SOLUTION, account number XXXX. The original creditor is XXXX XXXX. I do not use XXXXXXXX XXXX nor have I ever. I contacted XXXX XXXX and informed them and they told me to contact the debt collector directly.
|
| 09/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
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I am not aware of this debt but the company keeps calling me on my work phone and then my cell phone several times a day. I asked them to send me something in which I still havent received anything. My Supervisor is also getting tired of the many phone calls!! I also asked them to stop harassing me and I plan on disputing the matter
|
| 08/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX and their collection agency XXXX have claimed that I owe them {$340.00}. I have never had service with XXXX, I have never lived in an area that XXXX has provided a service, and I have never received a bill from them. They have negatively affected my credit and have refused to remove a derogatory entry on my credit report.
|
| 05/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
THIS WAS AN XXXX XXXX PHONE THAT HAD INACCURATE INFORMATION STATING THAT THERE WAS A BALANCE IN WHICH THERE WAS NOTHING OWN ON THE PASS OLD ACCOUNT, IN WHICH WAS A XXXX BALANCE, THIS CREDIT COMPANY HAS HARASS ME WITH FALSE INFORMATION.COMPANY NAME IS SEQUIUM ASSET SOLUTIONS XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX PHONE NUMBER XXXX
|
| 07/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
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I sent Sequium Asset Solutions a formal request to send me any documentation bearing my signature. They have failed to do so and stated that their verification is valid and I have to pay this debt regardless of what I say. Sequium Asset Solutions have failed to show me proof of documentation wit their company bearing my signature.
|
| 03/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
Sequium contacted my previous employer via email and included details about the alleged debt. This contact was also not in compliance because it's main purpose wasn't to contact me or get contact information. Sequium violated the law. They have a legal obligation not to give out detail information about why they're contacting me.
|
| 10/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
This account was settled in full on XX/XX/2021, the confirmation number is XXXX, this was done with XXXX XXXX. On XX/XX/2021 XXXX reported derogatory status with a balance still showing. On XX/XX/XXXX, I contacted Mr. XXXX and informed him of this information and requested a XXXX balance letter which he forwarded to me that day.
|
| 03/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
To whom it may concern.
I noticed a collection on my account and disputed it thinking nothing much of it. It was gone but now I am getting collection like every week on all three credit bureaus. I never had XX/XX/XXXXor XX/XX/XXXX. I am tired of this. They say I oweXX/XX/XXXXXXXX. With all collection total probably like XXXX.
|
| 12/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| 10/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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When I logged into XXXX to freeze my account, due to a recent identify theft, I noticed a charge of {$200.00} from Sequium Asset Solutions. I have no idea who they are and why they listed on my credit report for me not paying their charge. I have never received any correspondence from them. I disputed the charge with XXXX.
|
| 02/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The company responded to me threw cfpb stating that they was removing this debt from SEQUIUM ASSET SOLUTION account # XXXX from all my three credit bureaus because I sent proof that this account is fraud I sent proof of police report and identity theft and this account wasn't removed from my credit report its still showing
|
| 07/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
While Conducting a Routine Credit Check Of my Credit Information, I Noticed That SEQUIUM ASSET SOLUTION who listed Original creditor as XXXX XXXX Listed a {$290.00} Debt on my XXXX credit report. Their listed address is - XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX I have never had any account with this company at all.
|
| 04/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MY CONSUMER RIGHTS ARE BEING VIOLATED BASED ON SECTION 609 OF THE FCRA AND 15 USC 1692G. I HAVE NOT BEEN PROVIDED PROPER DEBT VALIDATION IE CONTRACTS THIS ACCOUNT IS HINDERING MY FINANCIAL WELL BEING EXTREMELY I HAVE CHILDREN IN WHICH I NEED TO PROVIDE A HOME NA D LENDERS DONT WANT TO GIVE ME A HOME BECAUSE OF THIS ACCOUNT
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
After reviewing my most recent report, I discovered some items for which I had never applied or received any correspondence. A bill sent without a signature does not suggest that the debt is legal, and anyone can claim ownership of a bill. Be warned that this is an effort to violate FDCPA 1692, which is a federal statute.
|
| 01/24/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Sequium Asset Solutions , LLC sent me a debt collection letter I sent a dispute and asked for verification, which they have not provided. They continue to call ( sometime multiple times per day ). They claim they never got the request for verification but I sent it certified and the post office delivered it on XX/XX/2020.
|
| 10/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company calls every day from Monday through Saturday. They will not give me any information just saying theyre a debt collection company. I do not have any debt as I have all my credit through XXXX XXXX to keep track of all payments. They will say because Im being unhelpful that they will end the call then hang up.
|
| 02/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
This is outrageous XXXX acct XXXX is making false complaints I was trying to fix this in different ways and keeping taking money for my direct payment bank account at the end I talk with some one to stop this and theyre ended with this complain when I own XXXX Ill go to find out how to stop this swindle or cheat thanks
|
| 10/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
On XX/XX/XXXX | sent a request to SEQUIUM ASSET SOLUTIONS to validate the account that was was opened on XXXX XXXX, XXXX with a balance of {$180.00}. To this day SEQUIUM ASSET SOLUTIONS has failed to answer my request as they are required by Federal law and Im very concern because I believe this account was never late.
|
| 01/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been waiting for over 90 days. I am filing this complaint because SEQUIUM ASSET SOLUTION for violation of FCRA 611 - 15 U.S.C. 1681i, they have had 120 of days to investigate the account and have received no response which they have ignored with is a violation of your consumer rights under 611 - 15 U.S.C. 1681i
|
| 04/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I notified SEQUIUM ASSET SOLUTION, Original creditor : XXXX XXXX Reference Number : XXXX, Creditor : XXXX XXXX XXXX XXXX, Creditor Account Number : XXXX, Total Due : {$2400.00} about a fraud account they will not remove it thy received a letter on XXXX XXXX Sent A police report and a fraud letter still not remove it.
|
| 03/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Company refuses to send my receipt of payment to my email address per multiple conversations and being told it would be sent in 48 hours from payment ... .. They are refusing to provide proof of payment causing financial harm and preventing me from buying a house and causing me to loose the house I put an offer on ...
|
| 10/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Credit report updated with derogatory mark from collector. Debt appears to have originated with XXXX XXXX XXXX, however I have paid XXXX XXXX XXXX in full prior to canceling my service with them. I've received no communication from either XXXX XXXX XXXX or this debt collector about this alleged debt. It is not mine.
|
| 07/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XXXX I received notification of a derogatory account on my credit history from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX that XXXX XXXX XXXX XXXX placed debt in collections with them.
However I have never had services with XXXX XXXX XXXX nor did I ever receive equipment from them.
|
| 07/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My car was stolen with my all my important information and documents in 2018 ever since then Ive been receiving phone calls from all kinds of debt collectors saying that Im in debt for a lot of different things that I have no clue about and this collection falls in that category Ive never had any services with XXXX
|
| 12/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Discovered a collection/chargoff from a debt collector on my credit report. Called the original lender, XXXX XXXX, and confirmed an account ( XXXX ) was opened with my SSN fraudulently. I never received emails, phone calls, or mail about this account, debt or anything. Which is why it took so long to discover it.
|
| 05/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I noticed on my credit report that this company added a collection debt on my 3 credit bureau credit reports. I sent them a debt validation letter within 30 days on XX/XX/2021. They have not gotten back to me and have not verified the debt. Due to this, the item must be removed from my credit reports immediately.
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have received a letter from Sequium Asset Solutions LLC XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX This company is telling me I owe XXXX money and I have verified TWICE now with XXXX that there is NO OUTSTANDING DEBT!
Reference # XXXX from XXXX are : XXXX XXXX and now XXXX XXXX Please make the harassment STOP.
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This is my second dispute and it was brought to my attention that there are several errors and fraudulent accounts that I have no contracts with these companies. I donot recall doing business or applying for accounts with the following : -XXXX XXXX XXXX # XXXX -XXXX # XXXX* -SEQUIUM ASSET SOLUTIONS INC # XXXX
|
| 06/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX Account numbers listed below has violated my rights.
15 U.S.C 1681 Section 602 A. I have the rights to privacy.
15 U.S.C 1681 Section 604 A. Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 07/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Focus Receivables Management at XXXX XXXX XXXX XXXX, XXXX, GA. XXXX has been sending me collection notices in the amount of {$550.00}. The collection has been reported as past due. I do not know this company. i have never done business with this company. this company does not have a contact with my signature.
|
| 09/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated phone calls from different numbers and NEVER leave a voicemail, but whenever I call the numbers back whoever answers doesn't say a company name they just say they're on a recorded line. After looking to see what " debt '' they may be trying to collect I haven't had ANY accounts with companies listed.
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I sent you documents of an alleged debt over 30 days ago of a debt you are saying with a certified letter with a return recipe requesting 8 specific items to prove that I owe the debt you are alleging and I did not get any response from you. Your stamp on the return recipe tell me you have my correspondence.
|
| 05/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX is charging me for a service we only had for no more than two weeks, that wasn't completely installed, and could not get to work, which is why the service was promptly cancelled after the sixth technician tried to come out. And equipment that was sent back. Now I have a random collection on my report.
|
| 08/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONSXXXX XXXX collection record ( # XXXX ). {$120.00} the collection is not accurate as its time barred. I received no communication prior to it hitting my credit that would have allowed me to review the validity of the debt. Had you have received that I could have addressed it earlier.
|
| 03/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This is a separate complaint from the other one I filed today, XX/XX/2021. After speaking with a representative from this phone number earlier and requesting once again to be removed, they called me again at XXXX PST. I did not answer, but they have continued to call despite my repeated requests to stop.
|
| 06/02/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX was terminated in XX/XX/2019, and had no contract with my company. My credit card company agreed to review my case with XXXX and determined my company did not owe XXXX about {$250.00} since I HAD GIVEN NOTICE TO TERMINATE XXXX XXXX properly. I was previously on an auto-pay to my credit card company.
|
| 02/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have contacted XXXX XXXX XXXX and this agency to advised this account was opened fraudulently and i have the FTC reports to sustain my claims. The company refuse and have very rude agents. Also I have a Consented phone recording where the debt collector refuse to give me info for the legal department.
|
| 11/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Sequim Asset Solutions just started reporting a {$920.00} collection on my credit report. Prior to this account appearing on my credit report, I did not receive a notice of my right to dispute. I have since called this collection agency and requested a verification of debt, but they refuse to supply it.
|
| 08/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
On XX/XX/XXXX I sent a request to SEQUIUM ASSET SOLUTIONS to validate the account that was opened on XXXX, XXXX with a balance of {$180.00}. To this day, the creditor has failed to answer my request as they are required by Federal law and I'm very concern because I believe this accounts was never late.
|
| 04/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a letter from XXXX XXXX stating I owed {$1700.00} for a XXXX from an account that was opened in my name. I don't own a XXXX, and I never opened an XXXX XXXX account. Now, the account has been turned over to collections to a company called Sequim Assets Solutions, LLC. And they sent a letter.
|
| 05/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have returned the equipment to XXXX and the balance is at XXXX. I have called the collection agency who confirms there is no monies owed, however they are still reporting on all three credit bureaus that I owe XXXX. I have requested they remove it from my credit report, but they have failed to do so.
|
| 09/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XXXX XXXX was sent to collections on XX/XX/2019. This account had already been added to my bankruptcy prior to that and since then has been discharged. I am repeatedly being called and receiving threats from SEQUIUM ASSET SOLUTIONS. XXXX XXXX was discharged a while back and should not be charging me.
|
| 12/10/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Final bill was sent with a credit and as a result of this credit I was sent a debit card for the overpaid amount. I have proof of final 3 invoices. I left XXXX with a credit on my bill and after 90 days they sent me a debit/credit card with the remaining {$99.00} credit that was left on the account.
|
| 07/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have asked for the proper documentation numerous times from this company. Ive asked for a audit trail account notes, account ledger or accounting documents. With no reply! They are furnishing illegal information on my consumer report and has not produced the proper documentation I have asked for!
|
| 06/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights 15 U.S.C 1681 section 602 A. States l have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 08/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
on XXXX I got an alert that a new account was opened in my name with XXXX. I did not open allow it to be opened or gave permission for an account with XXXX to be opened. I have filed a complaint with the FTC and the XXXX county sheriff 's office this has been an ongoing issue. please see attached.
|
| 01/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
ON XX/XX/2018, I RECEIVED NOTICE FROM XXXX CREDIT BUREAU. THAT MY CREDIT SCORE HAD DROPED, AND THAT SEQUIUM ASSET SOLUTION A COLLECTION AGENTCY HAD REPORTED THAT I OWE XXXX XXXX A BALANCE OF {$750.00}. I HAD IT DISPUTED WITH XXXX CREDIT BUREAU TO NO AVIL AND THATS WHY I AM APPEALINGTO YOUR BUREAU.
|
| 05/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call me at least 4 times a day regarding a past due XXXX XXXX bill. I am uncertain how I have accumulated debt with XXXX XXXX as I paid all fees prior to termination. When I attempt to answer the phone there is no one there. They have never left a message or sent a physical bill in the mail.
|
| 09/01/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I checked my credit report, there was an XXXX bill in collections. My credit is close to perfect I do not use XXXX nor did I open this account. I called XXXX to try and see where this originated and they need a cell # or account number to search me. The rep said she was unable to search by name.
|
| 04/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2022, sequium asset solutions LLC, added a collections account to my credit report of over {$300.00} without any notice, letter, phone call, email, text, visitation etc. I have not heard from these people a single time. I even tried calling them once and I couldn't get a hold of anyone.
|
| 08/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I cancelled my internet through XXXX account in XX/XX/2023 when I moved from the residence. XXXX continue to charge my credit card after repeated calls letting them know that I had moved and cancelled the account. I received a collection notice from Sequium Asset Solutions to collect {$380.00}.
|
| 07/16/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Sequium Asset Solutions has repeatedly called me after I told them I would settle the account. After too many phone calls, I blocked their phone number. I was offered a settle via e-mail on XX/XX/2021. Once, I blocked their phone calls, they decided to report this account to the credit bureaus.
|
| 09/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX Sequium Asst Co Called today asking for {$110.00} for unpaid debt of my cable service even though it is active and current. Asked for more information about it but pressed for me to pay. Called 5 times this month. XX/XX/1919, and XXXX. They impersonated a collection company for XXXX XXXX.
|
| 09/01/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
SEQUIUM AT XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX has been sending me collection notices in the amount of XXXX, the collection has been reported as past due. I do not know this company. I have never done any business with this company. this company does not have a contract with my signature.
|
| 07/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a company trying to collect debt that I do not have at all. They are attempting to collect {$140.00} I have no idea why, do not owe anything, have never seen this, and have not opened any new accounts.
The company is : SEQUIUM ASSET SOLUTIONS, XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX
|
| 02/09/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX my Digital lfie account n # XXXX I have not lived at XXXX XXXX XXXX in XXXX since XX/XX/2020 I only owed them {$49.00}. I tried to log into pay bill but was locked ou because new owners had taken ownerhsip. now they are saying I owe them {$160.00} and was sent fraduelently to collecitosn
|
| 10/29/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Sequium Asset Solutions , LLC on behalf of XXXX XXXX XXXX ( XXXX XXXX XXXX, XXXX XXXX. {$3000.00}. Notice Of Judgement Collection. I contacted an Attorney and Submitting A Letter Of No Responsibility for Debt due to Identity Theft Or Fraud ( XXXX XXXX XXXX XXXX. - Acct. # xxxxxxxxxxXXXX ).
|
| 08/31/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX, the collection made by SEQUIUM ASSET SOLUTIONS, creditor is XXXX XXXX XXXX stated that I owed {$4200.00}. I did not use XXXX XXXX nor related with this one.
I've already contacted XXXX. They didn't provide me any document, only said they will create a fraud ticket for it.
|
| 10/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A notice of cease and desist, as well as certified proof of contract was sent to Sequium Asset Solutions , LLC on XXXX XXXX. However, they refuse to respond. Instead they continue to harass and contact me every day a couple of times a day, since the date listed on the notification letter.
|
| 02/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX is charging an additional {$130.00} after attendant per conversation credited amount for multiple months that were not billed with the promo. I have communicated this multiple times and now XXXX has sent this file to collections wrongfully which has decreased my overall credit score.
|
| 04/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I do not have the date of latest letter in 2020 ... .company saying I owe them money ... .I checked with the supposed " creditor name '' and they said I was totally up to date ... in fact, I have an auto payment!!!
Upset because this is a total waste of my time to deal with these people!
|
| 11/08/2020 |
Yes |
- Debt collection
- Federal student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
SEQUIUM has taken the debt collections from XXXX XXXXXXXX XXXX XX/XX/2020 was place back on my credit and it was resolved by the company called XXXX money it was removed and resolved and now it's been place back on there so I will like to file a compliant and a lawsuit for harrasments.
|
| 07/10/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was a past XXXX Customer and did not like the service. The salesman who knocked on my door said if he got my business, the company will give me a {$200.00} gift card.
I have financed the outdated material they gave me for {$600.00}, now they sent me a collection notice of {$930.00}
|
| 04/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Last week, Sequiim added a collection account to my credit report for XXXX XXXX I have NEVER had been contacted by them nor XXXX XXXX for anything and have disputed with XXXX and XXXX. I have NEVER had XXXX XXXX. This collection account is not been vslidated and does not belong to me.
|
| 08/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Effective XX/XX/2020, An account from XXXX XXXX was entered to my credit report. They previously submitted a collection letter both from XXXX, and Sequim. I demanded proof of debt, and neither XXXX or sequim responded. I did not have an account with them. I want this debt removed now.
|
| 10/28/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Called and explained that I was not paying a 2 year cancellation early fee because it was not in my original verbal contract and that they needed to send the postage and boxes for the return of the equipment that they wanted back for the services that didn't work properly from day one.
|
| 07/19/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I noticed a few months ago that there was a account on my report that is not mines, reached out to XXXX XXXX XXXX about said account even told them the name is not my name but for whatever reason they refused to remove account now it is with a collection agency so I'm disputing this.
|
| 12/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
COMPANY REPORTED A COLLECTION ACCOUNT FOR {$130.00} on my credit report for an account that is not mines. They have refused to try and resolve this or remove this off my report. all they say is they cant talk with me because its not my account. I called and they hung up on me 5 times.
|
| 02/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I have received 4 phone calls from Sequim Asst SO at their phone number XXXX I have asked them to stop calling me.
They have my name, but will not give me any information about who they are or what they want. My credit score is around XXXX and I have no unpaid debt.
Please help me!
|
| 04/20/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sequium Asset Solution LLC Date XX/XX/2020 I only received only one collection letter on this date.
I have called 3 different times and sent a letter to them to dispute a collection amount that was not correct and found out as of today Monday XX/XX/2020 to a credit reporting Agency
|
| 04/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not owe this debt, I am 100 % sure. The short, vague description they provide from the debt is enough for me to know it's not mine. They are causing damage to my credit report/score that I don't deserve.
I don't have documents to provide obviously, since this debt is not mine.
|
| 11/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I have not received any notification about attempting to collect a debt. I checked my XXXX XXXX on XXXX XXXX and my credit score has dropped over 50 points. It was not on there the previous day. The date beside the collector says XX/XX/2020 and I have heard nothing from the company.
|
| 07/15/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company XXXX put this debit on my credit report during the COVID -19 pandemic To my knowledge no collection can put anything on your credit during this time. I demand they remove this immediately because it has brought down my credit score and I dont owe this company any money
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sequium Asset Solutions LLC is reporting to XXXX I owe {$120.00} for an account opened in XX/XX/2020. Then reporting to XXXX that I owe {$140.00}. I have never done business with nor made any payments to this company. When I sent out a letter for validation, nothing was returned.
|
| 12/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I would like this collection removed from my credit report. I was NEVER contacted by this company about any owed debt. Now I have a major derogatory account on my credit report. If I had been notified about any debt, I would've paid said debt. But I have not been notified at all.
|
| 06/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have noticed that a collection account was placed on my credit report on XX/XX/2020, by SEQUIUM ASSET SOLUTIONS for {$180.00}. I never received a dunning letter and never had a chance to dispute or request debt validation and am requesting that this debt is deleted immediately.
|
| 04/11/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I HAVE CONTACTED THESE COMPANIES ABOUT MY INFORMATION BEING USED TO OPEN AN ACCOUNT, THEY HAVE BEEN USING MY INFORMATION TO OPEN AN ACCOUNT AND A UTILITY COMPANY ( XXXX ) I DONT KNOW WHY THIS IS BEING REPORTED AND IGNORED AFTER I ASKED THEM TO REMOVE THIS FRAUDULENT INFORMATION.
|
| 08/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This company have not notified me that l legal have a debt with them this company do not have a sign legal contact with me they have no legal right to placed a collection on my credit report attached with there name with out showing me any proof of my signature attached to them
|
| 06/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
An account from a company I've never heard of or done business with appeared on my XXXX and XXXX credit reports. The amount owed for this false account is {$1300.00} and was added on my accounts on XX/XX/2023. The company has yet to take any action so I'm taking action myself.
|
| 07/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 02/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Derogatory Mark place on my credit XX/XX/2021 for {$450.00}. Company contacted me via email correspondence. After communicating I realized that I never was in an agreement with this company or had any debt inquired with Sequium Asset Solutions XXXX XXXX XXXX, XXXX, GA XXXX.
|
| 12/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX aka squium asset solutions and they did not put an account number. I have not had a XXXX XXXX account in over 6 year. They are say XX/XX/2018 through XX/XX/2018. I have XXXX XXXX And on my credit report they dont list an account number so I have no idea what this.
|
| 06/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The company is sending a harassing amount of emails to me .... 12 emails sent on XX/XX/XXXX, back to back, to my email address. I have sent the company an email informing them that I was aware of the Harrassment Laws and that 12 emails back to back is absolutely harassing.
|
| 08/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Has been sending me collection notices in the amount of {$390.00}. I do not k now this company nor have I done business with this company also there is no contract with my signature for this " debt ''
|
| 08/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
They made contact XX/XX/2021. I sent them a certified letter XX/XX/2021 to verify debt. They have not responded at all, have not removed the debt, and they are just tried to contact me. I answered, they hung up. The only reason I knew it was them is because I called back.
|
| 10/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have derogatory { collection account } on my credit report from a collection agency.
The debt they are trying to collect has been paid to the originating debtor prior to the collection account printed on my credit report. The collection account states XXXX balance.
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Sequium Gave out information without getting my consent this would be the second time they have Gave out my information to someone other than me. I have not spoken with Sequium for the bill that was sent out to them by XXXX XXXX XXXX. A woman called as stated by rep.
|
| 12/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this item in XX/XX/XXXX and in XX/XX/XXXX, and both times, I ask the creditor to provide me with the original contract, that holds my signature, and my consent. They have never provided me with these things, and are violating my rights as a consumer.
|
| 06/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Problem canceling credit monitoring or identify theft protection service
|
|
Web |
|
|
I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results. Please resolve this issue ASAP
|
| 04/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Collection company flagged XXXX for an alleged debt amount of {$1100.00} to be placed on my credit without sending me a RIGHT TO DISPUTE LETTER or any information about this alIeged debt.. Iam a victim of identity theft and I did not authorize this alleged account.
|
| 10/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
After unlocking my credit report for past fraudulent activity I received a alert from my credit monitoring service with XXXX stating that I have a new collection reported to my credit report without my knowledge of this fraudulent debt from Sequium asset solutions
|
| 01/16/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX Solutions is attempting to collect on cable bill debt that was removed from XXXX XXXX Kansas that was the amount of XXXX in XXXX XXXX2019 Now they are making a false balance saying I owe XXXX I would like to have this debt removed from my credit thanks
|
| 05/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Was making payments to XXXX XXXX XXXX for a cell phone bill. They decided to send it to collection company. I have sent letters requesting proof of the bill. I have gave time according to the FCRA but have not heard anything from the agency.
XXXX XXXX XXXX XXXX
|
| 05/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have contacted SEQUIUM ASSET SOLUTION once a week to try and resolve this debt and they will not call me back and I have received no written notification about the debt, but when I dispute the debt with my credit bureaus they reply to them to confirm the debt.
|
| 06/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I show three derogatory accounts with the credit bureaus and I'm puzzled as in how this would occur. I have been XXXX for 10 years, which would be 2009. It is impossible for me to have done this. This is not at all fair to me and needs to be removed indefinitely
|
| 12/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
On XX/XX/XXXX at XXXX XXXX, I told them that I did not owe the alleged debt and to " cease & desist all contact regarding the matter. On XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX they emailed again.
|
| 07/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sequium solutions XXXX XXXX XXXX, XXXX XXXX, XXXX, GA XXXX ( debit collections ) On XX/XX/18 tried calling no answer just a message service, on XX/XX/18 I tried to challenge it on line through XXXX credit and gotten a email back saying it was valid and it's not
|
| 08/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have advised Sequium Asst Solutions to stop calling my persona they haven't, I have informed them that i don't give a consent for them to record a phone call they placed into my phone line and they refuse. I was told by their representatives that I am XXXX.
|
| 06/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2020 i paid XXXX XXXX {$310.00} and they said they would remove from my credit within 30 days. Sequium Asset Solutions has the account. On XX/XX/2020 the account shows paid but is still on my credit report when they said they will delete for payment
|
| 09/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solution Acc # XXXX trying to collect account is been paid I'll talk to companies representative and they didn't find the account assuming its a mistake XXXX XXXX stills providing me service Please delete this account out of my credit bureaus
|
| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I called and paid a settlement, they are now saying I did not pay and on my credit report it is a hard inquiry plus I keep getting missed payments from it on my report as well, I paid XXXX and have a receipt saying paid settlement in full. Date was XX/XX/20
|
| 08/19/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I PULLED MY CONSUMER REPORT AND SEE UNAUTHORIZED REPORTINGS OF ACCOUNTS ON MY REPORT. THE COMPANY IS IN VIOLATION OF : 15 USC 1681 ( a ) ( 4 ) 15 USC 1681 ( a ) ( 2 ) ( b ) 15 USC 1681 ( b ) ( a ) ( 2 ) 15 USC 1681 ( b ) ( 2 ) ( a ) 15 USC 1681 ( c ) ( 2 )
|
| 06/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I do not owe any debt and I never have. Sequim continues to call me. It says I have a XXXX balance and they will not remove me from their call list. I spoke with one woman and she told her to take me off the list and she hung up on me. This is ridiculous.
|
| 01/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
They trying to collect a debt i don't owe. The account was closed after 3 weeks of service and they trying to charge me a second month service. All the money i put dow for the device and taxes they never refunded. And now they asking me to pay more money
|
| 09/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
so far today XX/XX/2021 i have received 3 calls from XXXX, XXXX, XXXX, and at XXXX. on XX/XX/2021 i received 2 calls from the same number, one at XXXX, and the second at XXXX. On XX/XX/2021 i received 2 calls from the same number above at XXXX and XXXX.
|
| 06/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I disputed one collection agency on behalf of XXXX XXXX XXXX XXXX. the account was not to my knowledge. it was removed from my credit. XXXX a collection. Sequium Asset Solutions was placed on my credit report for {$3400.00}. This debt was removed once.
|
| 12/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Constant harassing phone calls daily about a XXXX XXXX account I do not own. This has been happening since XXXX. They keep saying that theyll take me off their list but they keep harassing me at my place of business. The companys name is Sequium. XXXX.
|
| 01/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with these authorities/leasers. I attempted to get in touch with them a few times and request verification of possession however they neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 09/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sequim Asset Solutions LLC reference # XXXX creditor account # XXXX they are sending me an account that is not mine and has been settled by a company such as XXXX after switching so I am assuming this is fraud As I do not owe XXXX XXXX XXXX any money
|
| 12/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
This sequium account has been erased from my report multiple times. And its just now back as of 30days ago. Please verify why this account is back after being removed 30 times.
Attached are my identity theft report, ID, SSN, and proof of residence.
|
| 10/08/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received an alert that a derogatory mark was reported on my credit report, but I have never received any communications from this company - " XXXX XXXX XXXX. '' I do not have any information or communications from them regarding the alleged debt.
|
| 11/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX sent a closed account to my credit report knocking my credit score down in XXXX and sent to Sequium fraudulent collection agency. Although, I have a letter from the XXXX company showing it was closed since XX/XX/2020 and no balance owed.
|
| 10/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
SEQUIUM has put a collection on my credit report about an XXXX XXXX equipment charge. Back in May i notified them by US mail that i didnt owe this they never responded. I also challenged this on my credit report and somehow its still on there.
|
| 02/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have gotten probably a call a week for the last few months, and I just did a credit report and I dont have any outstanding debt or collections after me. They never leave a message and when I call back its an automated message saying to standby
|
| 04/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Guess this new company bought this from someone if it is spectrum I never have had thier service I have XXXX XXXX if it is another company I have no knowledge of this keeps popping back up after it was removed the dollar amount has been the same
|
| 02/13/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
returned some of the equipment in XX/XX/XXXX to XXXX and the rest in XX/XX/XXXX also to XXXX, account not showing all returns bal should be {$540.00} instead of XXXX. I have called and visited the store on multiple occasions to resolve the issue
|
| 09/16/2020 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
I have Sequium them that I do not owe this debt and to not call me any more and they continue to call me several times throughout the day.
I block the number and they continue to call me from different numbers.
I want the harassment to cease
|
| 10/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
This is not my debt I never had any account with XXXX XXXX. They tried this before under a different name and the dispute was fixed. Now its back with a different collection company. I need this fixed soon once and for all.
XXXX XXXX XXXX XXXX
|
| 09/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I attempted to dispute this bill and this company wants me to verify the bill. I am not doing your job for you. Stop putting the cart before the horse and learn the business.
Verify the validity of the bill, then contact me. Not the reverse.
|
| 09/25/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a collection that just reported to my credit file name is Sequium Asset Solutions for {$340.00} this debt is NOT mine. I called the company, I never even lived at the address listed on this account. This is fraud and I want it removed
|
| 08/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
A gentleman from sequium assets continues to call me and harass me about a debt that I believe is not mine. I've asked for proof of debt and he said they mailed it but I never received it. I've asked multiple times for them to quit calling me.
|
| 03/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I see multiple XXXX days late marks which is a clear violation of my right under the FCRA. The company has never responded to any of my attempts to obtain any proof or documentation that will prove this account is being reported accurately.
|
| 09/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequim Asset Solutions are calling me and dont appear to be a company operated within the US . Sequim has not provided me with information showing that I owe them any debt. I want this information removed from my credit report immediately.
|
| 02/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Sequim Asset solutions has my account on my credit as opened on XX/XX/2019. I need some type of contract stating that this is the correct date. I did not receive service from them around this time. The balance they are saying is {$210.00}.
|
| 11/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I've received multiple written notices and calls from Sequium Asset Solutions regarding a {$600.00} debt to XXXX XXXX that I don't owe. I have contacted XXXX XXXX to confirm that they don't have any collections against me and they do not.
|
| 05/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Upon checking my credit report I noticed that a fraudulent collection account was placed on my credit report. The collection company is called XXXX XXXX XXXX ( XXXX ) for {$72.00}. I called the company but they could not verify anything.
|
| 02/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
XXXX has already been notified that XXXX XXXX university is improperly collection {$150.00} and it has been removed from the XXXX credit profile listed in my name previously, i need this to be reomved immediatly as it has been removed.
|
| 06/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The account in question isnt mine. I have a different account with someone else since XXXX of XXXX and the account was open in XXXX of XXXX. I called the company and the company couldnt do anything because I dont have the account number.
|
| 05/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
SEQUIUM ASSET SOLUTIONS has reported to the credit bureaus a debt due to identity theft. The police report REPORT NUMBER : XXXX XXXX has been given to their original creditor twice and yet the reporting still exist on my credit reports.
|
| 02/15/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been getting repeated calls and messages from this company. I have explained my situation with my income/bills after loosing my home in the flood, and they still keep calling. Also, I have received calls before XXXX on a Saturday.
|
| 09/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a notification on my credit report from Sequium Asset Solutions for XXXX dollars I didnt receive no letters or calls from said company The person who added the new account was XXXX XXXX the phone number is XXXX ( XXXX ) XXXX.
|
| 02/07/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Last reported XX/XX/XXXX Opened XX/XX/XXXX ( XXXX mos ) XXXXXXXX XXXX Has an Open Balance- {$450.00} Iam the origanal creditor I was wrongly misrepresented as the natural being of this Matter this matter is also outdated from occurred.
|
| 06/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
Sequium Asset Solutions , LLC has harassed me by phone, mail and continued after XXXX advised them that I did not owe XXXX any money.XXXX XXXX of XXXX @ XXXX has advised them ( see attached ) and they continue to write and harass me.
|
| 12/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
As Dated XX/XX/2022, I, XXXX XXXX has come to the understanding that Sequium Asset Solutions , LLC engaged in activity to bring defamation towards my character and extortionate means towards my credit reputation. ( See attachment. )
|
| 11/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
1. I have disputed the debt as invalid multiple times ( on phone and through letters ) but they refuse to acknowledge it and provide more details.
2. However, they keep calling me and sending me letters in the mail multiple times.
|
| 05/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
XX/XX/2022 of {$170.00} Sequium Asset Solutions LLC sent me a letter that I never had nor apply for so I was trying to see can I get this off my credit because I never had a XXXX XXXX XXXX XXXX account I dont ever know what that is
|
| 12/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I have included XXXX XXXX in my bankruptcy filing over 2 years years ago. They came about out of no where recently sending me emails about debt collection and just recently reported 2 separate debt collections on my credit report.
|
| 05/03/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 10/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 I sent a letter to SEQUIUM ASSET SOLUTIONS. requesting information on an alleged debt they say I owe them and I have not received any correspondence back in regards to that matter. Please help me resolve this issue.
|
| 07/18/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 07/14/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am not liable for this debt with XXXXXXXX XXXX XXXX and I do not have a contract with SEQUIUM ASSET SOLUTION plus they did not provide me with the original application like I asked.
Account No:XXXX Amount Disputed : {$770.00}
|
| 04/22/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
Fake company saying I owe a debt, called the real company for which the the suposed debt was owed. The real company said i owe nothing. The fake company said i owed {$50.00}, trying to scam me out of money. Saying they would sue.
|
| 10/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
hi I have reached out to SEQUIUM ASSET SOLUTIONS because I recently checked my credit report and I notice there stating I have a outstanding balance of {$2600.00} from the date XXXX XXXX.I have no knowledge of and this is fraud
|
| 10/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I received three calls on XX/XX/2018 they all say UNKNOWN NAME XXXX, MD. A message was left for me saying this is an attempt to collect a debt. They have been calling me for weeks and never left a message until yesterday.
|
| 04/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is a violation of 15 U.S. Code 1681i ( 5 ) Removal of Inaccurate/invalidated credit information. Please remove immediately.
Sequium Asset Solutions, this is not my debt and Ive never done business with this company
|
| 12/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was NEVER contacted by this company about any owed debt. Now I have a major derogatory account on my credit report. If I had been notified about any debt, I would've paid said debt. But I have not been notified at all.
|
| 09/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I keep getting called about a debt for somebody else but they have been calling me everyday for years. Sequium asset solution is the company they say they are located in Georgia. I keep telling them to stop calling me.
|
| 07/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I keep getting a collection account showing up on my credit report. Sequium Asset XXXX I disputed the report, they removed it. Then they added it back on again. This is not my account they are trying to collect on.
|
| 10/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX / XXXX Please be advised that this account was fully paid off to SEQUIUM ASSEST SOLUTION REF # XXXX VIA XXXX XXXX CHECK XXXX ON XX/XX/2019 AND CASHED XX/XX/2019 XXXX has been sending me debt collection letters.
|
| 06/21/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not liable for this debt with XXXX XXXX XXXX and I do not have a contract with XXXX XXXX plus they did not provide me with the original application like I asked.
Account No : XXXX Amount Disputed : {$770.00}
|
| 06/11/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
they keep calling say i owe these debt when i know nothing about i just want them to stop calling me and my credit score fix XXXX {$620.00} XXXX {$390.00} XXXX {$770.00} XXXX {$840.00} XXXX {$950.00} XXXX {$840.00}
|
| 05/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
While checking my credit report, I noticed a collection from Sequium Asset Solutions in the amount of {$160.00}. I was never informed in writing about owing this debt. It just suddenly appeared on my credit report.
|
| 10/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Ive reach out to the XXXX credit Bureau and as well a creditor I dont have any contract the with XXXX I do not owe them any equipment the address that is displayed does not belong to me as well on my credit report
|
| 07/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX of 2018, we attempted to XXXX XXXX. They did not have the equipment necessary to supply the service. It was cancelled and never used. They still charged {$100.00} even they we never received their service.
|
| 02/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
THIS COMPANY Sequium DEBT COLLECTOR DID NOT VALIDATE THE DEBT I SENT A CERTIFIED LETTER ON XX/XX/20 GOT NO RESPONSE ALL OF SUDDEN THIS POPPED UP ON MY CREDIT REPORT WITHOUT PROVIDING THE LEGAL INFO I ASKED FOR
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
This was the result of identity theft. I contacted Sequium Asset Solutions. Asking them to immediately delete this from my report yet it still remains its on, XXXX, XXXX and XXXX it needs to be deleted ASAP.
|
| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received a letter in the mail from Sequium on XX/XX/22 requesting that I call to settle a debt. There was no validation of debt advising that the debt belonged to me and no notice to dispute validity of debt.
|
| 02/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 10/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 03/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 03/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 03/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 02/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
|
| 05/29/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
DEBT COLLECTION COMPANY IS REPORTING INACCURATE INFORMATION OF A DEBT THAT IS NOT MINE. THEY HAVE NOT RESPONDED WITHIN 30 DAYS WHICH IS A VIOLATION AND HAVE NOT PROVIDED ANY CONTRACT BEARING MY SIGNATURE.
|
| 07/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I filed a FTC report with Sequim Asset Solutions letting them know that I was a victim of identity theft. They have not removed the account from my credit after the request by the way if the FTC report.
|
| 02/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a letter for a debt collection of {$440.00} from sequium asset solution representing a company evolve XXXX XXXX I dont even know what this is and I believe this is beyond fraudulent activity
|
| 07/20/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
THE COMPANY IS ATTEMPTING TO COLLECT DEBT I BELIEVE I DO NOT OWE. THEY'RE FURNISHING INFORMATION ON TO MY CONSUMER REPORT IDENTIFIED AS IDENTITY THEFT AND NOT RELATABLE TO ANY TRANSACTIONS MADE BY ME.
|
| 06/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Daily phone calls I don't answer and they leave no message. XXXX check flagged the number as a scam. Today 's call was XX/XX/21 at XXXX. XXXX complaint identified the number to Sequium Asset Solutions
|
| 01/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no recollection of ever belonging to me with these collectors/creditors. I have asked to submit proprietorship verification on numerous occasions, but they have not yet agreed to my proposal.
|
| 07/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Well they call me saying I got a phone from XXXX. I never had a account with XXXX I had a account with XXXX for almost 20 years. So I told them that but they keep harassing me by phone and letters.
|
| 07/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Checked my credit report and I have the following : SEQUIUM ASSET SOLUTIONS Amount Due : {$970.00} Collector : XXXX XXXX I have never resided in no other state, accept, TN. I have always had XXXX.
|
| 02/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Company failed to validate or verify within 30 days of dispute. Original dispute XX/XX/XXXX. They didnt respond until XX/XX/XXXX during a second dispute. Never received any written communication
|
| 08/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX XXXX I sent a certified letter to Sequium regarding a collection account they placed on my Credit report, to validate this alleged account. I have received no response in over 30 days.
|
| 04/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated calls, all hours, Do not owe anything to this company, not my debt. Don't know why they keep calling. They are threatening me to report to other agencies and damage my credit reports.
|
| 02/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company was notified in writing via certified mail that the debt they were attempting to collect was not valid and that they could not report and never sent me a validation of said debt.
|
| 01/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
SEQUIUM ASSET SOLUTION Acc # XXXX I don't owe them anything call the company and they said that they already removed from my file the collection company still reporting and they cant find it
|
| 06/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
An amount of {$1800.00} was reported to my credit report as a collection account by a company called SEQUIUM ASSET SOLUTION. The original creator was XXXX XXXX. The date open was XX/XX/2023.
|
| 04/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
Dispute was filed with XXXX XXXX on XX/XX/XXXX. Since no verification was ever provided I contacted XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX. Still no basis for disputed charge has been provided.
|
| 12/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX send me to collection for the money I did not owed, I try to called XXXX for fix the issue and they said that they made a mistake. However the debt collection still ask me to pay
|
| 06/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Im not sure whats going on, I have never done business with sequium asset solutions, dont know who they are and they placed a collections account on my credit ruining my credit worthiness.
|
| 03/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
This debt is being reported in my credit report in Error.
I had direct communication with XXXX stating that the amount of XXXX being reported was an error and was removed from my account.
|
| 05/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
THESE ARE THE ACCOUNTS THAT ARE FRAUD 1. CHILD SUPPORT ENFORCEMENT XX/XX/XXXX {$44000.00} 2. SEQUIUM ASSET SOLUTIONS {$270.00} AND A FRAUDELENT INQUIRY 1. XXXX XXXX XXXX XXXX XX/XX/XXXX
|
| 06/01/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Dated on XX/XX/2022, I, XXXX XXXX, Consumer, have a question for Sequium Asset Solutions, the rights to violate my rights to privacy, and how you get my personal identifying information?
|
| 02/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have called multiple times. We never lived in the property for the time they are trying to charge us. The charges on the account are blatantly fraudulent and no one is willing to help.
|
| 01/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
they keep trying to said i hold a bill for medcal bill that i dont no what they talking about iformend them that someone is using my s.s. # and than they put it on my credit report.
|
| 07/19/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Debt collector is attempting to add {$400.00} of fees in a 2-3 week period for a {$100.00} debt. There was no prior or legal agreement with their company that allows them to do so.
|
| 09/09/2020 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
|
| 07/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
|
| 05/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
|
| 11/21/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Sequium Solutions refused to stop publishing inaccurate information in my credit file to all 3 credit bureaus as well as honor my request have the accounts deleted from my file.
|
| 12/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have a collection in my credit for the amount of {$1500.00} for XXXX XXXX which I never contracted or ever had XXXX XXXX This debt was reported to collections on XX/XX/2022.
|
| 07/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Check my credit report and say a collection account placed on my credit from a Sequium Asset Solutions, saying I opened an account in XX/XX/2020 for the amount of {$420.00}.
|
| 06/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted SEQUIUM ASSET SOLUTIONS. I provided my information I asked was this for because I don't have any accounts or utilities under my name they refused to assist me.
|
| 01/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX account was cancelled in XX/XX/2021. Confirmed cancellation email and return receipt of modem. XXXX put Sequium Collections account on my credit report.
|
| 08/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have spoke with XXXX and they said would call Sequium and have them cancel the account and recall it.. Sequium still has not taking anything off my credit report.
|
| 10/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions , LLC, on behalf of XXXX XXXX XXXX, is trying to collect {$190.00} since XX/XX/2022 in services not received from the original account, XXXX.
|
| 07/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
They are attempting to collect a debt that doesn't belong to me. They are demanding immediate payment from me without providing any proof they have the right person.
|
| 03/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
SEQUIUM, a debt collector, emailed me and said I had an account with XXXX. There is fraudulent activity going on here. I do not have an account with either company.
|
| 09/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
I've identified information on all my reports that are a result of identity theft. These items are not related to any transactions completed by me.
See attached.
|
| 05/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
A collection account was opened up using my social security number on XXXX. I have no knowledge of this debt and would like to this debt to be validated/verified.
|
| 11/14/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX THE ITEMS ABOUT WERE PUT ON MY CONSUMER REPORTS AND I WOULD LIKE THEM REMOVED
|
| 02/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
this fraudulent account with SEQUIUM ASSET SOLUTIONS account # XXXX balance XXXX this account is fraud i never had any of these accounts they are all fraudulent.
|
| 11/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over XXXX days and I haven't received any investigation results.
|
| 06/22/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt collection showed up on my report and is not mine. States that account was opened in XX/XX/22. Charge was for {$1600.00}. Definitely fraudulent activity.
|
| 03/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Continually receive calls from Sequium declaring an attempt to collect debt. They wont say what the debt is for or give a name of the person they looking for.
|
| 03/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have asked them to stop calling me every hour every day. I have told them I wanted a signed contract with my signature where they say I owe them for a debt.
|
| 03/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
|
| 03/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
|
| 11/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
|
| 08/02/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sequium Asset Solutions I never heard of, this company is trying to correct a {$970.00} payment from me. On XX/XX/2020, they had put this debt on my report.
|
| 10/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I received a derogatory hit to my credit, a cellular phone was purchased and went in to collection, I have never had any account from XXXX XXXX XXXX XXXX
|
| 03/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I filed a dispute in regards to the incorrect items on my credit report and its been well over 30 days and I havent received any investigation results.
|
| 07/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I've filed a dispute in regards to the incorrect items on my credit report. It's been well over 30 days and I not received any investigation reports.
|
| 01/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I DONT KNOW THIS COMPANY WHY DO THEY EVEN HAVE MY PERSONAL INFORMATION I NEVER HAD A CONTRACT WITH THEM VERBALLY OR WRITEEN NEVER I OWE THEM NOTHING
|
| 03/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
SEQUIUM has committed several violations against my person an is affecting me in a huge way, please forward the following documents to this company.
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
not original creditor account already has being move once for inaccurate information by a different company my credit score has drop over 40 points
|
| 01/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
This account is showing up on my credit report as not paid. I have attach a letting from the company saying that this account was paid in full.
|
| 08/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ) at letter on XX/XX/2023 & I never heard back from this company within the guidelines of the law
|
| 07/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no idea why this company is negetivly affecting my credit reports with their false reporting. I do not Know them or owe them anything!
|
| 11/07/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
they are sending me a letter stating i own money for a XXXX XXXX XXXX and i never has a account with XXXX XXXX XXXX they are asking for XXXX
|
| 01/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity has been compromised by somebody that I do not know. Please feel free to give me a call if you have any questions or concerns.
|
| 12/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 04/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was checking my credit report and i noticed an error on my report. it looks like a Bill that i never had before. can you please remove
|
| 04/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I HAVE FOUR DISPUTE NAME XXXX XXXX THE Account number is XXXX ADDRESS IS XXXX XXXX XXXX XXXX XXXX XXXX Social Security Number is XXXX
|
| 03/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was recently victimized by identity theft and this last account that is still reporting on my credit is a result of the same crime.
|
| 02/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I don't know who this company is. I reached out to them on multiple occasions and there was no response. This is hurting my credit.
|
| 02/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Sequium Assets has charge me for an account that i am paying on and has not paid out yet but i am still paying on it as we speaks
|
| 05/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset Solutions is attempting to collect a debt that I do not owe. I do not and have never had an account with XXXX XXXX.
|
| 07/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I respectfully request that the company offices provide me with competent evidence that I have any legal obligation to pay them.
|
| 04/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
FOCUS RECEIVABLES MANAGEMENT HAS PLACED A FRAUDULENT ACCOUNT ON MY CREDIT REPORT. THIS ACCOUNT IS CURRENTLY REPORTING TO XXXX.
|
| 08/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Squium Asset Solutions reported a XXXX collection to my XXXX and XXXX reports XX/XX/2023. This account doesn't belong to me.
|
| 08/14/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Sequim credit collection still on my report yet is showing a balance. I attached the paid in full statement from my account
|
| 08/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never signed an agreement with this company to file a service or pay any debts. I have no knowledge of this account.
|
| 03/06/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I did not ever in my life receive dish and its on my credit report for XXXX that I do not owe cause it was not me
|
| 01/10/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Sequium is reporting the same debt as XXXX collections. Sequium needs to remove this debt as soon as possible!
|
| 07/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have received a collections notice on my credit reports. I do not have XXXX and XXXX will not work with me.
|
| 03/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Collection agency failed to validate debt. that's not mines. attempted to contact many times with no response
|
| 05/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I requested that the agency/office sends me valid proof that I am legally obligated to pay the agency
|
| 08/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sequium Asset solutions claim I owe them {$350.00}. I dont owe them and never did business with them
|
| 03/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated calls, all hours, Do not owe this company, not my debt. Don't know why they keep calling.
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
on XX/XX/2021 send them a certified debt violation letter no response false information on debt
|
| 05/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
A collection account that was part of my identity theft case just appeared on my credit file.
|
| 07/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
Sequium is going from Agency to Agency reporting an account that isn't mine. It's predatory.
|
| 03/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I want to remove late payments on my credit report from my auto loan financed by XXXX XXXX.
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
They have harrassed me numerous times and violated my consumer rights under 15 USC 1666b
|
| 06/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been making monthly payments, yet they are still calling me at least once a week.
|
| 08/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have any knowledge of this collection account. This debt does not belong to me
|
| 05/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have no idea who this company is and the phone just rings or picks up and hangs up
|
| 08/08/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
PLEASE REMOVE ALL INCORRECT ITEMS AS A RESULT OF BEING A Victim of IDENTITY THEFT.
|
| 11/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
GLB Act, FCRA, and FDCPA violations committed against me. Please see attachments
|
| 11/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Keep applying that i had account which i didn't. Ask for proof. Wont provide it.
|
| 10/29/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Items being charged for have been returned no additional fees or money owed
|
| 12/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I been telling the company stop calling this account does not belong to me
|
| 09/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I don't know anything about this and it just appeared on my credit report?
|
| 08/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Someone is trying to get personal information by using vishing attempts
|
| 08/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021 I filed a FTC complaint and the account was not removed.
|
| 10/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021 a collection was placed on my record from this company
|
| 07/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Charged me for equipment I never received, and services I didnt use.
|
| 01/04/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I only owe {$540.00} the company is claiming I owe over {$1800.00}
|
| 08/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Attached is the Identity Theft Report. Companies refuse to remove.
|
| 08/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/2021 {$76.00} Tried making contact with the debt collector
|
| 01/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is not my debt point blank. Have no knowledge of it.
|
| 08/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was billed $XXXX for a collection which I did not owe.
|
| 11/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
There are unauthorized businesses on my credit report.
|
| 07/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
This is an account I have no knowledge of.
|
| 08/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this account
|
| 07/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt does not belong to me.
|
| 09/09/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I don't recognize that account
|
| 06/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my debt
|
| 02/02/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/01/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/30/2024 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/28/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
|
| 01/28/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/27/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/25/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 01/25/2024 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/24/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/17/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/11/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/08/2024 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 01/05/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 12/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/26/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 12/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 12/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
Older American |
|
|
| 12/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 12/18/2023 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/17/2023 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/14/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
|
|
|
| 12/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 11/28/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 11/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
|
|
|
| 11/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/11/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 10/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/24/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
|
|
|
| 10/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 09/27/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/09/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/09/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/04/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/03/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 08/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/28/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/22/2023 |
Yes |
- Debt collection
- Private student loan debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Postal mail |
|
|
|
| 08/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 07/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/29/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/22/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/16/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 06/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/14/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 05/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/29/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/19/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 03/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 02/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 02/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/20/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 02/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/17/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 02/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 02/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 02/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 02/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 01/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/09/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 01/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 12/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 12/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 12/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
Older American |
|
|
| 11/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 11/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/11/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/08/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 10/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/28/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/25/2022 |
Yes |
- Checking or savings account
- Checking account
|
- Problem with a lender or other company charging your account
- Transaction was not authorized
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/21/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
Older American |
|
|
| 10/08/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/07/2022 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 10/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 10/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Phone |
|
|
|
| 09/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 08/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 08/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 08/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 06/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 06/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 06/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 06/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 06/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 05/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/26/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 05/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
|
| 04/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/02/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/14/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 03/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 03/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 03/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 01/26/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 01/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 01/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 01/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 12/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 11/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
Older American |
|
|
| 11/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Phone |
|
|
|
| 11/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Postal mail |
|
|
|
| 11/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 10/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American, Servicemember |
|
|
| 10/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 09/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/13/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 08/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 08/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 08/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 08/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 08/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 08/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 08/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Referral |
Servicemember |
|
|
| 08/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 07/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American, Servicemember |
|
|
| 07/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with fraud alerts or security freezes
|
|
Web |
|
|
|
| 06/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 06/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
Older American |
|
|
| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/01/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Phone |
|
|
|
| 05/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/25/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 05/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 05/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
Older American |
|
|
| 05/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/10/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 05/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/01/2021 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 04/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 03/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Referral |
|
|
|
| 03/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 03/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 03/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
Servicemember |
|
|
| 03/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 03/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/12/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 03/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 03/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 03/03/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Older American |
|
|
| 02/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 02/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 02/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 02/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
Older American |
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 02/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 02/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/31/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 01/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
|
| 01/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/12/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 01/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
Servicemember |
|
|
| 01/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/30/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 12/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/22/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 12/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
Older American |
|
|
| 12/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/10/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 12/07/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 12/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/02/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 12/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 12/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/28/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/27/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 11/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 11/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/23/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 11/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 11/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 11/15/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 11/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
|
| 11/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 11/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Postal mail |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
|
| 10/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 10/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 10/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 10/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
Older American |
|
|
| 10/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 10/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 09/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/25/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/24/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
Servicemember |
|
|
| 09/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/12/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 09/08/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/08/2020 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/08/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
|
| 08/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
|
|
|
| 08/30/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 08/29/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 08/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 08/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Phone |
Older American |
|
|
| 07/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
|
| 07/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 07/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
|
| 07/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 07/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
Servicemember |
|
|
| 07/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 06/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/25/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Phone |
|
|
|
| 06/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 06/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 06/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 06/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 06/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 06/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
|
| 06/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 06/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Postal mail |
|
|
|
| 06/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/30/2020 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/28/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 05/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 05/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 05/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 05/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 05/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 04/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 04/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 04/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 04/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 04/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 04/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 04/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 04/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 04/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/01/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|
| 03/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 03/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 03/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 03/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 02/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 02/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American |
|
|
| 02/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American, Servicemember |
|
|
| 02/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 02/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
|
| 02/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 02/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Postal mail |
|
|
|
| 02/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 01/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Referral |
|
|
|
| 01/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Phone |
|
|
|
| 01/21/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/20/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 01/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 12/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 12/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/20/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
Older American |
|
|
| 11/19/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/16/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 11/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 10/28/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|