| 05/24/2023 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
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- Can't contact lender or servicer
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Web |
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Hi, I applied for a {$2000.00} loan from Salary Finance through XXXX and I was denied without reasoning why. I was discriminated against as a consumer. If this denial was based upon credit score then I would like Salary Finance to be made an aware that deeming a consumer to be eligible based upon income or a credit score if a violation of federal law. I would like to inform Salary Finance of the following information a credit score is defined pursuant to 15 USC 1681g ( f ) ( 2 ) ( A ) the term person highlighted within that law is defined pursuant to 15 USC 1681a ( b ). The federal statues defines a credit score and who a credit score is for which they are for a statutory person defined within the law provided. I am a consumer/natural person born alive defined pursuant to 15 USC 1692a ( 3 ) and 1 USC 8 therefore a credit score does not apply to the living consumer and it is unlawful and discrimination against an applicant pursuant to 15 USC 1691 ( a ) ( 1-3 ). I am requesting that Salary Finance provide a response to this CFPB complaint with the supporting federal laws that are applicable to the denial. Also if a credit score applies to me, as the consumer, then Im requesting Salary Finance to provide the supporting federal law thats states that. This is in no way to be combative or belligerent while exercising my federally protected & constitutionally rights. The action of the company are a violation of the federal FDCPA, FCRA, ECOA, etc. Thank you in advance!
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| 06/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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Someone had stolen my Identity ( SSN and other ) and applied the personal loan in company called " Salary Finance ''. We have noticed that recently when we pulled our credit report. I have given below the loan details.
Company gave the loan - Salary Finance Inc Loan Amount - {$10000.00} Monthly Installment is debited from Pay check since XXXX We have reached out " Salary Finance Inc '' to close the account and reimburse the money. But they closed our request saying that they didnt find any fraudulent during their investigation even though we have submitted all the proofs.
I have attached below documents for your reference. Please let us know if you need more details.
XXXX.XXXX - My Driving License XXXX - My XX/XX/2021 Pay check PoliceReportXXXX -> Police Complain Report filed by us FTC_IDTheftReportXXXX -> FTC ID Theft Report XXXX.XXXX -> XXXX XXXX Report SalaryFinance_MailAndEmailCommunications.pdf XXXX Email Communication between Fraud person and Salary Finance SalaryFinance_LoanAgreement.pdf -> Salary Finance Loan Agreement SalaryFinance_FraudBankAccount.pdf -> Fraud Bank Account for Loan Proof SalaryFinance_DirectDeposit_ACHForm.pdf -> Fraud Person Direct Deposit ACH form SalaryFinance_XXXX Fraud Claim_Closing.pdf - Salary finance closed the complaint that we raised XXXX_Letter.pdf - Letter sent to XXXX to remove this entry
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| 03/29/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Salary Finance approved a loan of XXXX in XXXX of XXXX. Payments were made weekly and account was paid in full XXXX of XXXX Credit Bureaus report no payment since XXXX. Account was disputed through bureaus with proof of paid off statement from Salary Finance. Salary Finance claimed account balance was still at XXXX and last payment was XXXX of XXXX and my dispute was dismissed as they said it was being reported correctly.
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