Robinson, Reagan and Young PLLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TN 37211	Web
I lost my job after ten years in XXXX the business suddenly closed without warning. I had XXXX houses, XXXX new cars and XXXX kids and was a single parent. I paid my bills on time always up until about two years after I lost my job. I used all savings and retirement. It was the years when the mortgage and housing bottomed out. I had a loan with XXXX. I begged XXXX then XXXX XXXX XXXX to help me. They gave me the run around. So in XXXX I finally had to file ch XXXX. My payments were {$4500.00} a month to the trustee for five years. I only owed basically for my house and a second mortgage. I successfully completed the ch XXXX a couple of months ago and the XXXX collections accounts were added and removed over and over to my credit report. The collection agency was told and sent the ch XXXX paperwork they were included in and they continued to harass me. I filed disputes with all credit bureaus. The collections would be removed only to return over and over. The collection agency did n't even have my information on XXXX she said my name but had incorrect address, no social, no birthday nothing. I kept telling collections that it was n't even my bill. She called me a liar and said I was trying to get out of paying. Which it was already included in my bankruptcy. So that was a mute point at that time. After I disputed they removed all XXXX collections only to show back up over and over. My score was almost XXXX they added the collections back and it dropped to XXXX. I really do n't understand how a collection agency can do this over and over. I 'm trying to refinance my house and this has affected my score so much I ca n't apply now. The agency is rude, they say just about anything to scare you to death and harass me with saying I better pay. Please help me. I XXXX after I lost my job which I work 7 days a week but am doing well. This is not fair I worked so hard to pay such a high bankruptcy payment plus about {$4000.00} more in other bills. I do n't know how I did it for five years but paid almost {$9000.00} in bills plus food, gas and other things. I 'm very proud I accomplished this but want to be treated fair and given a fair chance. Any help would be greatly appreciated.
09/24/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98058	Web
XXXX XXXX has wrongly submitted a collection action against me. I began new service with XXXX XXXX, and have nothing but consistent billing errors ( always overbilling ). It has been very difficult working with their customer service department to resolve the issues, but a couple of months ago, I thought everything had finally been resolved, and I suddenly received a collection notice on a bill I was unaware existed. XXXX XXXX refuses to recall the notice, and told me to pay the bill and I would have to deal with the credit reporting bureau on my own. This is unlawful as this bill is in dispute, and I do not believe it is owed. Additionally XXXX XXXX has very confusing billing practices, that confuse not only customers but their customer service group. When I contacted XXXX XXXX they also confirmed they did not show an outstanding balance. Here is the monthly copy of my bill. Since working with their customer service, and resolving all of the disputed amounts, or so I thought, I have not received a notice from XXXX XXXX that there was even an outstanding balance. I will not be blackmailed into paying a bill I was not aware I owed, by threatening me with collection actions. I have outstanding credit and will not allow XXXX XXXX to use these strong arm tactics. I pulled a XXXX report, which I have included as an attachment, and it is showing a consistent trend that they are using these unlawful tactics with everyone. Noticed, the complaints are never on the side of under billing, they are consistently on overbilling issues. And their customer service group is not resolvoing the issues corrected. When calls and discussion happen, I have requested they put it in writing because of all of the errors and miss billings and they refuse. This is also unlawful, since they are quoting pricing and locking consumers into three year contracts. They are not charging what they are quoting and we do n't find out until months later as we are trying to sort through the billing.
10/27/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TN 37214	Web	Servicemember
This began as an eviction from a previous apartment complex due to my XXXX military registered service dogs being American Staffordshires ( pit bulls ). They claimed they were not aware that they were pits when I moved in despite my presenting copies of thier service registry. There was a neighboring dog which had a chow ( also an 'aggressive ' breed banned by the complex which had initiated an altercation with XXXX on my dogs. I received notifications from Robbinson Reagan and young of XXXX to vacate my apartment which I did after the end of the month and two weeks which covered the deposit I knew I would never receive back and the impossiblity of vacating in the allotted time. I never received any further contact from Robbinson Reagan and young until I received an email from my payroll department at work that they were going to garnish my wages for the following paycheck. I was informed by the civil court that because I had not gone to court to object my only recourse was to submit a slow pay motion and make regular payments. At this time I began to see several secondary collections on my credit report from Robbinson Reagan and young for debts from previous creditors. It seems like they are going through my history and soliciting debts for collections which they are now persueing me for. And now in the last few days I have been recieving calls from another agency called XXXX XXXX that refused to give me any information without verifying several addresses. The person I spoke to was vague at first when I stated that I had received calls from the phone number and then became rude about any indication of what the issue was. I told her to mail me any corespondence and not to call me again.
04/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TN 37214	Web	Servicemember
I was involved in an accident in XX/XX/XXXX where I was hit by a car while riding my bicycle. The driver was at fault as they t-boned me while they were turning onto a side road and I was traveling in the bike lane. This debt is regarding a bill from the XXXX Fire Department which provided me with an ambulance ride to the hospital. I had attorney representation immediately following the accident which informed me to provide them with any bills I received. I did so, and the bills from XXXX was part of that stack of medical bills I provided. XXXX was paid by my attorney 's office once the lawsuit was settled out of court. While this collection shows that it was paid in full, this should not be on my credit report. None of the other healthcare providers ( which also had to await payment ) placed anything on my credit reports. At no time was this an attempt not to pay, nor does it accurately portray my credit worthiness. I attempted to contact XXXX XXXX and XXXX in XX/XX/XXXX. The person who answered the phone stated that there was no one available to take my call. I asked that someone call me back and she took my information. She stated she would pass it along, however, they were not obligated to remove this from my credit report as it was a valid debt and it did n't matter that it was paid. All they had to do was mark as paid and they had done so. I never received a contact back from their offices. I just want this removed from my credit. It is not a fair reporting of my credit worthiness and is unfairly inhibiting me from gaining the credit required to move forward with reasonable home and auto loans. Please help. Thank you for your consideration of this situation.
04/12/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 94608	Web
After pulling my credit report as a XXXX year old in XXXX XXXX I discovered XXXX and XXXX XXXX had placed an account onto my credit report with all bureaus. I have absolutely no knowledge of this account and immediately proceeded to take the proper steps to identify the account. After calling and speaking to a rep I was given the name of the original creditor whom I contacted shortly after. After speaking with the original creditor by giving my social I was able to find out that the account that existed did not match my legal first name what so ever. From there it was n't hard to determine that someone had fraudulently used my social security number and attached it to their own name. I contacted the office several times via written letters demanding that they provide me with proof that the account that existed on file was in fact mine. In my validation request letter I disputed the entire amount, explaining that the account was opened while I was an 18 year full time old college student living in a completely different state. Each time XXXX and XXXX XXXX has failed to respond and provide me with any verification that I owe the debt or any documentation/proof from original creditor. After speaking with a lawyer it is my understanding that under FDCPA, I have the right to debt validation and a collection agency must prove that they have the legal right to collect a debt. This fraudulent collection account had prevented me from receiving/opening accounts and ultimately caused me a considerable amount of hardships over the past 6 years.I am reaching out to the Consumer Financial Bureau as a last step in order to avoid legal action.
06/19/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30329	Web
Hello, I have been a victim of fraud which has affected my credit reports with the following credit bureaus XXXX, XXXX, and XXXX. The agency Robinson , Reagan & Young, PLLC is reporting as a collection account with a balance of {$420.00} past due as of XX/XX/2022. I have sent continuous verifying letters to this company, and they have continued to send " verified information '' that the account is mine without adequate proof that the debt actually belongs to me. I was not the person who opened this account with the original creditor XXXX XXXX XXXX. They have continued to violate my rights as a consumer by continuing to report this information on my credit report. They have not accurately verified that this account belongs to me nor has any of the collection agencies they have placed the account with been able to verify either. I am asking that you all immediately assist with rectifying this matter and getting these inaccurate items removed from my credit report immediately. Thank you
01/06/2022	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TN 373XX	Web
I called XXXX and made payments directly to them. I still have {$98.00} remaining to pay. I still have debt collectors calling me from Robison & Regan daily from multiple different numbers throughout the day. Leaving several voicemails stating this is a very important call for ( my name ) trying to collect a debt. I have talked with them before and let them know I worked out payment arrangements with the actual company itself to whom I owe money. The amount {$230.00} they are claiming they need to collect from me is incorrect. I want Robison and Regan to stop harassing me daily with numerous calls and voicemails. Also the balance reflected of {$230.00} is incorrect and it affecting my credit. This is not an accurate balance on my credit report and I want this updated immediately. I will be happy to provide receipts, & phone number where XXXX can be reached for proof the balance Robinson & Regan collections agency is trying to collect from me is incorrect.
04/05/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 79109	Web
The collector is actively trying to collect on a debt in which the last activity was in XX/XX/2012. As a resident of the State of Texas, the statute of limitations on debt is four ( 4 ) years. In addition, I contacted the collector and asked for debt verification that met the standards of the Fair Debt Collection Practices. The collector only provided a " balance due '' statement with none of the characteristics that qualify under debt verification standards. I have subsequently sent another letter to the collector via certified mail, return receipt requested, informing them their response did not meet the requirements. I asked the debt be removed. I also notified them they are trying to collect a debt past the statute of limitation. As a " Law Firm '' standards exist for ethical behavior that include knowing the laws of the States in which they practice. They know, or should know, the statue of limitations in the State of Texas.
02/22/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	TN 37075	Web
I paid this collection immediately when I realized that I owed it. I was told at the time that it would be DELETED from my credit reports if I paid in full, which I did. This was in 2013. I have recently found out that it was still being reported to my credit reports that I have a paid charged off collection. I disputed this with the credit bureaus. XXXX and XXXX have since deleted the account, but it remains on my XXXX account, and they are refusing to allow XXXX to remove it. I did not know that I needed to keep my letter from Robinson Regean and Young bc I thought it had been deleted years ago. I have call Robinson Regean and Young also and they have basically told me thats to bad we dont have to delete it now years later. I want them to take this off my XXXX Credit Report bc thats what they told me they would do, in writing and over the phone.
11/26/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 37013	Web
I recieved a letter from Robinson, Reagan, and Young in XXXX TN located at XXXX XXXX XXXX XXXX # XXXX, XXXX, TN XXXX. The letter said that I owed {$6900.00} due as a medical bill From XXXX XXXX XXXX. I called the firm and asked about this I said to them that I did not owe this amount and that this was a mistake. The firm said that I did and to call XXXX XXXX XXXX. When I called XXXX XXXX XXXX they told me that they could not find any debt in my name. So I called the firm/Collection Agency and they denied it, and told me to call again. So I called again and they again denied that I owed anything. So I called the firm again and they agreed that they would look further into my case. When I called them back they said that it was a mistake and that they would take it off of my credit Report. It has been about a month and a half and it has not been the case.
03/31/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75287	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
08/17/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33914	Web
I recieved a letter marked XXXX XXXX 2015 from Robinson, Reagan, and Young pllc.The letter states that I owe {$160.00} to XXXX.I sent a letter back certified and it was signed for by an XXXX XXXX I believe ( cant make out signature and name was not printed ) on XXXX/XXXX/15. In the letter I asked for validity of this debt, copies of bills, why they think I owe this debt, and name and license number of the agent for debt collection in the state of Florida.I recieved another letter a few days ago just saying I failed to communicate with them about this supposed debt and to avoid action taken against me to call and make arangements.they did not address any of the questions I sent in the certified letter.I believe I am being scammed by this " business '' and would like some help please.
11/14/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	TN 370XX	Web	Servicemember
Credit report My son received a letter dated XX/XX/XXXX from Robinson , Reagan & Young , PLLC. In the letter, it stated that my son had an outstanding bill of {$130.00} with an added fee due o {$42.00} for a total of {$170.00}. Upon receipt of the letter, I first tried to call the company and left a message for a person named XXXX. I then sent a letter dated XX/XX/XXXX requesting a copy of the original bill. I then received another letter, which did have a copy of the bill. I then called Robinson, Reagan & Young PLLC to confirm that this was a valid bill and I was willing to pay it. But I was informed that it was already on my son 's credit report. I had done everything required within a 30-day window. Now I'm reluctant to deal with this law firm.
06/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 64081	Web	Servicemember
I mutually terminated my cable and internet contract with XXXX because of a job move from XXXX to XXXX XXXX XXXX XXXX where they have no coverage. Consequently, XXXX sent me a prepaid XXXX mailing box for me to return their equipment 's with instructions to drop it off at any XXXX store. Which I did and subsequently received a credit from them. However, I recently found out from my bank that there is a collection notice on my credit report from XXXX for un- returned equipment and as a result my mortgage application was turned down. After several phone calls to XXXX XXXX of their staff was able to locate the returned equipment but unfortunately for me the damage has already been done to my credit report just because XXXX failed to do their home work.
08/18/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98683	Web
I cancelled my XXXX service on XXXX XXXX, 2015. I was told by the representative that my final balance was XXXX. XXXX never sent me any bill or demand. Instead, on XXXX XXXX, I received a collection letter from XXXX, a collection company. I filed a complaint with the Bureau of XXXX Financial Protection, and XXXX ceased working on my account XXXX Case number : XXXX ]. Subsequently, on XXXX XXXX, 2015, I received a new collection letter from a different company : Robinson, Reagan and Young, P.L.L.C. Since I have never received any bill or request from XXXX, and since they referred my account to collection agencies after telling me I had a XXXX balance when I cancelled, I am filing this complaint.
09/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CO 80503	Web
Promised to completely remove debt collection record if debt was not valid. Did not remove automatically as promised. Cited computer coding error from XXXX. Would not apologize. Said they did nothing wrong. Debt was sent to them for collection from XXXX. Called to tell them that it was already paid. They reported to credit bureau before I sent proof. They promised to remove completely if debt had been paid. Checked my credit report said and XXXX bureau had marked as closed and XXXX showed a zero balance. Called today to complain and they blamed XXXX. Would not apologize nor send me a letter that debt had been satisfied. If I had not called, it would still appear on my report.
01/31/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AL XXXXX	Web
I have not lived in XXXX since XXXX and yet I find a collection on my credit report of {$350.00} reported in XXXX XXXX clearly my credit history shows I lived in XXXX from XX/XX/XXXX until XX/XX/XXXX when I bought a house in XXXX and moved there. someone in XXXX tn however used my identity to get utilities through XXXX and not pay for them. Robinson, Reagan and Young refuse to remove this from my credit history. I am willing to sue them for the damage to my credit score. This entire account was a surprise to me when I did my annual credit report check. I have had stellar credit for over ten years and am very angry with this identity theft.
06/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	WA 98685	Web	Servicemember
I was contacted by the firm of Robinson , Reagan & Young ( RRY ) regarding a disputed debt with XXXX XXXX. In their letter dated XXXX XXXX, 2015 RRY indicated that they would not submit negative information to a credit reporting agency about this credit until after 30 days had expired. I was notified by a credit monitoring service that RRY filed a collection notice with XXXX on XXXX XXXX 2015 ; with XXXX on XXXX XXXX, 2015 ; and with XXXX on XXXX XXXX, 2015. RRY failed to follow the terms of their letter and provide me with 30 days to contact them before reporting to the credit reporting agencies.
06/19/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32563	Web
I never received notice at all, I am not aware that I have a past due balance but I paid it as soon as I was able to verify that it was valid. I am in the process of a mortgage loan and the only thing that is preventing me from moving forward is this account. My credit score dropped by 90 points and Its beyond frustrating. I would sincerely appreciate if they would submit a request to completely remove it from my credit report.
09/19/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NC 28269	Web
I am a person with a XXXX as defined under the Americans and Disabilities Act and the Fair Housing Act. My reasonable accommodation request is that XXXX XXXX XXXX remove a disputed and erroneous account in my name from collections and eliminate the balance and remove all credit bureau reporting. I never received any notice about the collection and I was struggling to make the payments. I have documentation regarding my XXXX.
07/23/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37209	Web	Servicemember
Have attempted several times to request validation of debt from this company, but the company has yet to provide it. The company has re-aged this account, which is serious violation of the FCRA, and even after disputing with the credit agency, refuses to fix the issue, or provide me with validation of the debt.
05/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 37115	Web
i recently pulled my credit report and discovered that this company has placed this item on my credit report. I was never notified that I owed them a debt and therefore my rights under the FDCPA were violated. I was not allowed to request validation
09/18/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37918	Web
I am keep received some calls from collection agency daily regarding a debt that I do not recognize neither received any bills or invoice explaining the debt I owned and from who. I want this harassment to stop immediately.
08/02/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 37013	Web
This debt is not longer owed. The XXXX forgave the debt and sent this company notification to release and remove the debt. There are two accounts. The balance on one is XXXX and the other one is XXXX
04/15/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30039	Web
XXXX. XXXX, 2016 ( 6 yrs ) Account status Open Remarks Consumer disputes this account information Original Creditor Name XXXX XXXX {$550.00} Closed No Info
07/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30016	Web
An itemized bill does not imply that the debt is valid anyone can send a bill a claim ownership.
05/22/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 37212	Web
On XX/XX/2020 I attempted to validate the debt by Raegan, Robinson and Young via certified mail.
06/24/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 37209	Web	Servicemember
Request that this debt be validated with original company, and removed from my account
03/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN XXXXX	Web
The collection agency is not licensed to collect debt here in the sate of Tennessee.
09/20/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37129	Web

11/28/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TN 37403	Web

10/10/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TN 37403	Web

09/13/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 70808	Web

08/27/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 37027	Web

08/26/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 374XX	Web

08/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 37415	Web

07/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 374XX	Web

10/12/2020	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CO 80908	Web

06/16/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37206	Web

05/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33635	Web

05/06/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37209	Web

09/22/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KY 40509	Web

09/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76542	Web	Servicemember

08/29/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32563	Web

07/08/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78660	Web

04/25/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web

01/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AR 72756	Web

11/26/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30533	Web

10/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TN 37211	Web

07/06/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75033	Web

03/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48045	Web

01/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 41566	Web

11/21/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37206	Postal mail

10/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TN 37189	Web

04/14/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	PA 19104	Web

04/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MN 55117	Referral	Older American

10/22/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MN 55115	Web

09/24/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TN 37129	Referral

09/17/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80212	Referral

07/28/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 32316	Web	Older American

02/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TN 37341	Web

02/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37070	Web

12/31/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TN 37075	Web	Servicemember

09/24/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37218	Web

08/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 18032	Web

07/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37013	Web

06/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NC 27331	Referral

06/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	FL 34102	Web

11/08/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32305	Web