RICHLAND HOLDINGS, INC. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/02/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OK 73112	Web	Older American, Servicemember
On XX/XX/XXXX, XXXX became my primary health insurer, and XXXX XXXX XXXX became my secondary health insurer. Since that time, these two insurers have paid 100 % of all my medical costs, with no copay required. On or before XXXX, XXXX, I was a patient at the XXXX Hospital in XXXX XXXX, Nv. During that period, I was allegedly attended to by a doctor from the XXXX XXXX XXXX XXXX, I was in a XXXX, and remained in that condition for a period of ten days. It was the responsibility of the attending physician and/or XXXX XXXX XXXX XXXX to obtain my insurance information from XXXX Hospital. They had it because the information was in my wallet, and bill the insurance companies. The fact that XXXX XXXX XXXX XXXX contractual agreement with XXXX XXXX which doesnt provide for XXXX to provide them with patients insurance information is a serious flaw in that agreement, which I have no responsibility for. XXXX XXXX XXXX XXXX has a standard billing practice like every other hospital, doctors office and medical clinic in the United States of America. Obtain patient medical insurance before treatment is administered. Collect any co-payment due from the patient before treatment Bill the patients Insurers for the balance due.In this case, XXXX XXXX XXXX XXXX negligently failed to comply with its own standardized billing practice.XXXX XXXX XXXX XXXX had several other available viable options to obtain my insurance information. First, they could have called me at the XXXX Hospital and left a voice message if I was still in a coma. Secondly, they could have sent me a letter to me at the XXXX Hospital requesting such. Thirdly, they could have contacted the hospital social worker and informed that person to obtain the information or have me contact them. None of these options were exercised, which led to the none payment of this bill. Subsequently XXXX XXXX XXXX XXXX XXXX XXXX XXXX has referred this matter pertaining to this {$450.00} bill to the ACCTCORP of Southern Nevada for collection, which has resulted in a negative entry on my credit report. I would like to point out that XXXX Hospital and all outside attending physicians were paid in full because they followed standard billing procedures.
04/12/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NV 891XX	Web
AcctCorp of Southern Nevada XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX XXXX XXXX XXXX XXXX, XXXX, NEVADA, XXXX ( XXXX ) XXXX XXXX The collection company above garnished my wages without any formal notice. They claimed they served my address but later I found out they served my sister 's ex partner 's address. They were not living together during the time so I was not notified. I have proof of the address I was living in during the time they " served '' me. I was living with a friend while I get back on my foot. XXXX should have record of me as a resident. I found out my wages were garnished on payday. When I called, they said they could not help reverse the garnish. When I emailed them, they said they can not reply back, they didn't call me to let me know. I had to call back days later. They claim they can not communicate in writing. They did not allow me to record the call. If I was to record, they " have to hang up. '' They are ruthless and rude. My ex had an XXXX XXXX account under my name and owed {$1100.00}. I end up having to pay over $ XXXX to close the account. They wouldn't allow me to settle, I had to pay the full amount. I asked to start a payment plan since I wasn't able to make a living. I was a 100 % commission-independent contractor. The company that I was working for allowed me to borrow {$60.00} a day ( " Draws '' ) until I make a commission but Account Corp was garnishing the wages. Some commission finally came in to help but due to the garnish, I was not able to pay my IRS tax and had to push it back. I visited the XXXX XXXX to ask " my '' account rep, XXXX, if I can do $ XXXX payment, but she denied it. I finally got the account closed XX/XX/2021, I asked if there's any way they can help me settle. They agreed to settle for an amount after all. Even though, they told me XXXX that their firm does not offer settlements and that they are not " that type of agency. '' P.S : I did not receive any receipt of any of my payments or payoff.
09/05/2023	No	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 08081	Web
I am writing this letter to file a formal complaint regarding an ongoing dispute with ACCTCORP OF SOUTHERN NV, an account that I had disputed with XXXX. I am deeply concerned about the inaccurate information presented in the original documents provided by ACCTCORP OF SOUTHERN NV during the verification process. On XX/XX/2022, I initiated a dispute with XXXX regarding an account held by ACCTCORP OF SOUTHERN NV. In accordance with my rights under the Fair Credit Reporting Act ( FCRA ), I requested that ACCTCORP OF SOUTHERN NV verify the information they were reporting. Subsequently, ACCTCORP OF SOUTHERN NV responded by sending over what they claimed to be the original documents related to the account in question. Upon reviewing the documents provided by ACCTCORP OF SOUTHERN NV, I was shocked to find that the information contained within them was grossly inaccurate. According to the documents, my address was listed as " XXXX, NV XXXX. '' However, it is important to note that there is no such place as " XXXX, NV '' either in the state of Nevada or anywhere else in the United States. This glaring error raises serious concerns about the accuracy and validity of the information being reported by ACCTCORP OF SOUTHERN NV. Attached to this letter, you will find copies of the documents sent by ACCTCORP OF SOUTHERN NV as well as a map showing that no such location as " XXXX, NV '' exists within the state of Nevada. This clear discrepancy not only questions the authenticity of the documents provided but also the integrity of the information being reported by ACCTCORP OF SOUTHERN NV. I strongly urge the Consumer Financial Protection Bureau to investigate this matter thoroughly and take appropriate action to rectify this situation. It is crucial that inaccuracies and errors in credit reporting are addressed promptly to ensure the fair and accurate representation of individuals ' credit histories.
04/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 70119	Web	Servicemember
I was accused of damaging a room ( Door Frame and Door ) at the property address located at XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX Nevada XXXX ( XXXX ) ; during my stay between the dates of XX/XX/XXXX XX/XX/XXXX. This frivolous accusation is 100 % false. On XX/XX/XXXX when I checked out of the room, the dwelling was inspected before check out was completed. I turned in the keys and the bill was paid in full and I left the property. The incident in question took place after my check out and departure ( The Staff contacted me over 48 hours later to inform me of the damage ). Therefore by law I can not be held accountable for whatever occurred in an empty unit after the lease/agreement has come to an end and all bills/ ( and or ) fees have been satisfied. I have also contacted XXXX XXXXXXXX XXXX on XX/XX/XXXX. I spoke to the current Property Manager Mr. XXXX. He informed me that I was cleared from the unit with no outstanding bill/ or fees at my departure. Mr. XXXX also notified me that the cost to replace a door, and its frame is {$900.00} ( Door {$500.00} and Frame {$400.00} ) but however the credit collection company : XXXX XXXX XXXX XXXX XXXX XXXX has place the ludicrous amount of {$2900.00} on my account. This is in clear violation of the Fair Debt Collection Practices Act as Amended by Public Law 111-203, tittle x, 124 Stat. 2092 ( 2010 ). Section 15 USC 1692, Section 807 False or Misleading representations 2A, 8, Section 808 Unfair Practices, and Section 809 Validation of debts. Your immediate assistance is appreciated in helping me to resolve this matter.
05/21/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV XXXXX	Web
On or about XXXX XXXX , 2017, I recei ved a letter from AcctCorp of Southern Nevada regarding a collection of alleged medical debt. On XXXX XXXX , 2017, I se nt a letter certified mail to AcctCorp of Southern Nevada requesting the following : - Breakdown of any and fees including any collection costs and medical charges. - Copies of any and all XXXX XXXX XXXX XXXX bills, documents and correspondence in your possession. - Copy of my signed contract with XXXX XXXX XXXX XXXX authorizing release my medical information to ACCTCORP. - Copy of any and all contracts between ACCTCORP and XXXX XXXX XXXX XXXX as set forth in, but not limited to, T itle 45, 164.502 ( e ) and 164.504 ( e ) of t he Code of Federal Regulations. - Cease any credit bureau reporting until the debt has been validated by me. AcctCorp of Southern Nevada failed to provide the information I requested as per the Fair Debt Collection Practices Act, and Tit les 45, 164.502 ( e ) and 164.504 ( e ) of the Code of Federal Regulations. In addition AcctCorp is in violation of HIPPA and my privacy has been violated according to 45 CFR 160.103 as AcctCorp is in possession of my private medical records and history without my express written consent. AcctCorp of Southern Nevada is also in violation of the FDCPA ; having posted the alleged debt on my credit report prior to responding to the requests made in my letter to them, dated XXXX XXXX , 2017. A copy of the letter is attached.
07/24/2020	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95370	Web
I've never owed this credit collection company, nor the original creditor, any of the unwarranted debt they claim that I owe, nor do I owe the additional unwarranted debt accrued since originally making me a victim of their illegal, debt-accruing, crime operation in early 2018. Note : this company is known for accruing false debt and subsequently purchasing more debt on top of what they initially, unjustly, and illegally accrued ; just check their XXXX reviews [ Account Corporation of Southern Nevada ], in order to slander one 's financial reputation for their company 's own personal gain/debt reconsolidating purposes, I presume. Another note : I don't have any other history or slew of derogatory accounts except for this and if I do they are well under XXXX $ and are also in the process of being disputed/litigated, as I've never had an instance where I haven't paid an amount on the correct date it was owed. Hence, my credit report shows a mostly accurate depiction of my financial history, in which this unwarranted derogatory account [ Account Corp of Southern Nevada ] does not support and is tremendously out of the ordinary/ doesn't following my usual financial patterns. XXXX has already removed the report as a result of inaccuracy. Currently in the process of disputing the inaccurate information/ relaying the removal to the rest of the credit bureaus. Again, this account is an error/unauthorized and should not be on my credit report.
05/15/2018	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89149	Web	Older American
During the Month of XX/XX/2016, I had a XXXX XXXX done at XXXX XXXX XXXX in XXXX Nevada. The cost of the XXXX per the statement i received was reported as {$1000.00}. Of this amount, {$760.00} was paid by my insurance leaving a balance of {$250.00} which was billed to me as my portion. I called the XXXX XXXX XXXX and told them that I was unable to pay the balance off right away and that, I would like to make payment arrangements. They refused to take payments and as a result, reported me to a collection Agency known as XXXX located at XXXX XXXX Nevada. XXXX intend reported me to the Credit Bureau as owing {$470.00}. I disputed this amount with the credit Bureaus but they said per XXXX record, the amount of {$470.00} was verified to be correct. I contacted XXXX and requested the breakdown of the charges and also the reason why they are asking me to pay {$470.00} instead of the {$250.00} bill that was originally sent to me. They have so far refused to give me the breakdown or the reasons why they arrived at {$470.00}. I do not believe I owe {$470.00}. I am willing to pay the {$250.00} but not the {$470.00} they asking me to pay. I do believe they are ripping me off. I am a XXXX years old man in poor health with XXXX and this people are trying to rip me off.
09/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NV 89044	Web	Servicemember
There are XXXX debts originally owed to XXXX ; the first with a last known balance of approximately {$5000.00} and the other with a last known balance of approximately {$2800.00}. Over the course of 16 months we 've seen the balances of these debts increase by over 150 % each. As of this writing, XXXX hired collections servicer, ACCTCORP OF SOUTHERN NEVADA, has filed a suit against us alleging that the balance of the aforementioned debts are now {$14000.00} and {$7500.00}, respectively. This is an absolute outrage! Especially since these new amounts which equate to over 160 % appreciation are well in excess of the 24 % penalty rate that XXXX has in their own documentation. Furthermore, in doing the math in the summons that we received, we found that ACCTCORP, again, miscalculated the total amounts i.e. the itemized amounts in the summons do NOT add up to the total amount for which they are suing both my husband and I. We strongly feel that ACCTCORP numbers are highly dubious and that the final amount being sought is comprised of exorbitant interest fees! REFERENCE INFORMATION : ACCTCORP OF SOUTHERN NEVADA Account No. XXXX
03/15/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NV 890XX	Web
On XX/XX/2017 I received a letter in the mail with no return address on it. I opened it it was papers copied from a letter from the courts. It appeared bogus a scare tactic to collect a debt. I tried calling but got no response back. I tried emailing got response back, with a number to call. When I called it was a fax number. Previously before I tried to pay back this debt. But the gentleman I dealt with at XXXX XXXX XXXX did not want to negotiate. Months passed maybe a year. Then I receive this in the mail. My complaint is if I am going to be sued I am supposed to get papers delivered by a constable from the courts. I never did.At home or where I work. The number I researched online came back as a SCAM. That's why I did not respond back. three months later they are garnishing wages from my paychecks. When the original debt was less than {$500.00}. This organization should follow rules, It appears they did not. If this issue is not resolved I will have to go to the local media to see if they can investigate.
12/03/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32819	Web
I am having a problem with a collection agency trying to collect on an account which has been disputed by myself repeatedly, and which the company refuses to address. I have asked for documentation under FDCPA guidelines and verification in compliance with the Fair Credit Reporting Act. Documentation in tangible format, which is not a bill from a collection agency. Numerous times I have asked for them to assist me and have received nothing by way of communications. I have no knowledge of the debt as I never took part in any medical rehabilitation services. It is my belief that the company is trying to collect a fraudulent medical debt attributed to me in error. Communication attempts on my behalf have been met with a stonewall approach, where the debt is not verified/validated and no answers are forthcoming. I am asking the CFPB to help mediate this matter with the collection agency as I feel that not only is this an attempt to collect a debt not owed, but flagrant abuse of my rights under the FCCA.
03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NV 89044	Web	Servicemember
RE : Richland Holdings , Inc. d/b/a ACCTCORP OF SOUTHERN NEVADA We firmly believe this debt collector regularly violates the FDCPA rights of the consumers against whom it collects. In our case, specifically, they took a debt approximately worth {$2900.00} and within 2 years turned it into {$10000.00} ( that 's over 3,000 % in interest and fees ). Further, the interest rate, 24 %, which they claim to have used in our case is excess of the max penalty of 19 % assigned to the contract tied to this debt which was with XXXX. This debt collector enriched itself unjustly in my case by misrepresenting the amount that is owed and charging exorbitant interest fees on top of the original debt. I would like this company Richland Holdings , Inc. d/b/a ACCORP OF SOUTHERN NEVADA to be investigated for false representation of the amount owed and unfair practices, which are both violations of my rights under the FDCPA, and for predatory business practices and unjust enrichment.
04/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 891XX	Web	Older American
On XX/XX/2022 I sent the debt collector a letter, requesting that the send me a statement with the current amount due, and a monthly statement thereafter requesting payment. The request for a monthly statement was expressly made because of cognitive challenges I have and I may not remember to make the payment if I do not receive a bill. They have not responded to my letter at all. Further, I previously requested to negotiate a settlement of the debt and they refused to consider any settlement, saying that my bill was considered by my insurer in my deductible and could not be now negotiated or reduced. That's outrageous. That's like saying I received a benefit from my treatment and I can not now negotiate or reduce the payment. Ultimately, I would like to negotiate a reduced settlement and make this go away. But at a minimum, I need them to communicate as requested.
10/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89113	Web	Servicemember
XXXX XXXX XXXXXXXX XXXX XXXXXXXX reported me to a collection agency, Account Corp of Southern Nevada who reported me to the credit bureau for a debt that I don't owe. I contacted Account Corp on XX/XX/22 and was told that I owe for unpaid co-pays and a {$40.00} no show appointment fee totaling {$150.00}. I explained to the representative that I always paid my co-pay because XXXX XXXX office would not provide service before collecting a {$25.00} co-pay and that If I missed an appointment ( which I am not aware ) I was not informed that I owed a missed appointment fee. The representative at Account Corp informed me that they received the debt of {$150.00} and I am being charged an additional {$160.00} in collection fees and interest. The amount that appears on my credit file is for {$370.00} a different amount than what she told me I am being charged for. .
03/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web
The following accounts are inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done may attempts to reach out to XXXX Credit Bureaus but the failed to give me any results or feedback 's about this concern. Please investigate and REMOVE or BLOCK them from my personal credit file. Thank you.ACCT CORP XXXX Date Opened : XX/XX/2018 Balance Owed : {$6900.00}, XXXX XXXX XXXX Date Opened : XX/XX/2018 Balance Owed : {$2100.00}, XXXX XXXX XXXX Date Opened : XX/XX/2018 Balance Owed : {$2300.00}, XXXX XXXX XXXX Date Opened : XX/XX/2018 Balance Owed : {$4100.00}, XXXX XXXX XXXX Date Opened : XX/XX/2018 Balance Owed : {$1900.00},
08/31/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89135	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
04/12/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 333XX	Web	Older American
I keep getting notices from their collection agency Acct of XXXX Nevada and I have sent response letters, XXXX XXXX, XXXX, XXXX XXXX and XXXX to Acct of XXXX Nevada and all XXXX credit bureaus asking for proof it was me using the services of their client. I have asked for : 1. The copy of your agreement with Nevada XXXX XXXX which authorizes you to collect debt on the their behalf. 2. The signed agreement from the debtor confirming to pay the debt or any document signed by me at the offices of Nevada XXXX XXXX. 3. Any documents showing payments made on this account and validation of the amounts. They have not provided any information documenting it was me using the services of their client. Respectfully. XXXX XXXX
01/06/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 890XX	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
04/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92507	Web
I used to live in a house with my then husband., The lease was in his name, I have a copy. I moved out in XXXX and we got divorced. My ex-husband moved out in XXXX. The landlord sent us both to collections for {$3600.00}. I've tried disputing it with the credit bureaus, the landlord, and I sent a letter with a copy of the lease to the collection agency ( no response. ) I didn't get the original collection letter for me to dispute. My ex-husband is disputing the debt too for his own reasons. The debt is not related to rent owe, but for damages to the property. They kept all the deposits and 1/2 of rent. I'm trying to repair my credit, and this is damaging me although the debt is not mine. Please help me.
01/01/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 91402	Web
I rented a home for 2 years and left the home in great condition with no problems. After renewing the lease for a XXXX year i ran into financial hardships and was evicted from the property. At the time I owed for 1 month of rent plus the new month, rent was {$1600.00} so at the most i owed {$3200.00} plus court fees. This company not only kept my security deposit which is understandable but they also put a {$33000.00} debt on my credit report. I called them as asked what is this and they could not explain why I owed these funds. Over the next few weeks I noticed the amount changed to {$19000.00} then to {$23000.00} and this is all confusing to me and my consumer report is reflecting these lies.
05/04/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89011	Web
I'd been living at a house since XX/XX/XXXX. On XX/XX/XXXX, I moved out leaving my last month deposit, {$500.00} pet deposit, and half a month rent. I cleaned the house and dropped off my keys. A couple of weeks later, I got a letter demanding {$3700.00} in damages to the house. I was then sent to collections. I've written twice with no response. I left the house with normal tear and wear. I've attached both letters and the lease. This collection is baseless. The landlord wants to charge me for paint and carpets for the new tenant. When I moved in the house neither the paint nor the carpets were new. I want this removed from my credit report because it's damaging in an unfair way.
05/11/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89147	Web	Servicemember
Never received a letter or called from this collection company. this collection company is breaking federal trade and fair credit reporting.I asked for consumer protection agency to look into this company practices with reporting accounts on credit reports without proof. this is a fraudulent account place on my credit report causing sever damage to my credit ration causing a decrease in my credit card from XXXX XXXX. I was called and notify that a collections was on my credit report and we have lower your credit balance from XXXX to XXXX dollars. Know collection company should be able to just add a debt on anyone credit report when its fraudulent account
04/01/2015	No	Debt collection I do not know	Taking/threatening an illegal action Sued w/o proper notification of suit	NV XXXXX	Web
My employer has taken the initiative without validation of debt in garnishing my wages from XXXX, I do n't even know who they are and now I am on the verge of becoming homeless not able to cover all bills including my entire rent. I know as a consumer I am very aware of the guidelines under the FDCPA and the supervision of the Federal Trade Commission and I am not to be garnish anything without seeing a judge in court. I am ready to take legal action against them if first XXXX does n't validate the debt, I will pursue to file a complain against them ASAP
03/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web
The following accounts are inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done may attempts to reach out to XXXX Credit Bureaus but the failed to give me any results or feedback 's about this concern. Please investigate and REMOVE or BLOCK them from my personal credit file. Thank you.ACCT CORP XXXX Date Opened : XX/XX/XXXX Balance Owed : {$6900.00}, ACCT CORP XXXX Date Opened : XX/XX/XXXX Balance Owed : {$560.00}
12/11/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89102	Web
Collection agency put Collection on my credit report for wrong amount. I stayed at a hotel for 8 months in XX/XX/XXXX to XXXX a weekly pay hotel in XXXX XXXX, made every payment on time last week I didn't pay we moved out, with a balance of XXXX dollars original creditor said this would not be on my credit report, but XX/XX/XXXX it shows up on my credit report for XXXX dollars and the credit agency is adding interest or something because they reported a balance of XXXX dollars as of XX/XX/XXXX they being The acctcorp of Southern nevada
05/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89103	Web
Please remove this fraudulent unauthorized account from my credit report. I've never lived at the address attached to this account. This false account have caused me to be denied credit on multiple occasions. You have failed to validate this debt and also have failed to remove this account from credit report. My next step is to file suit on all parties involved for damages as well as defamation of character. This is my final time demanding this fraudulent account be removed from my credit report. I am a victim of identity theft.
06/22/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Web
I have been divorced for 15 years. My son lives with his mom. She took him to the doctor couple of years ago. She forged my signature on the doctor 's paperwork. I was not aware she took him to visit the doctor, nor I received any bills since my address was not in the paperwork. I called the collection company Acctcorp of Southern Nevada and they said they do n't care that my signature was forge on the paperwork, and that I never receive a bill, I need to pay this collection because I 'm the father, and hanged up on me.
01/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95380	Web
We lived at the XXXX XXXX XXXX in XXXX XXXX NV. We gave notice to a employee named XXXX after we left we noticed that they reported us to multiple collection agencies when we contacted the collection they said we had skipped out which we did not. I asked for evidence to prove such and to date still refuses to fix it we gave disputes on reports comes back meeting fcra standards which I'm not sure how and they recently reported as a apartment not a hotel causing us to become homeless living in motels. Please investigate.
03/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AZ 85225	Web	Older American
Did not know I owed this to XXXX 7 years ago until went to rent another Apt paid this bill in full to Richland holdings. They said they would remove from my credit report. They just keep resubmitting it I called them and they told me to show proof I paid this was 7 years ago and 3 moves. they told me to go ahead and dispute it was removed nad now is back. I am just wondering if they are collecting and not paying companies they are contracted with.
05/25/2018	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV XXXXX	Web
I have tried many things to get this resolved. I have also submitted a compliant to the States Attorney 's office. There is an account reporting with XXXX XXXX XXXX XXXX that shows a balance but it also shows the account was sent to XXXX XXXX XXXX XXXX N yet XXXX XXXX indicate they still have the account but this company too is showing the account. I am at wits end and feel like I am getting the run around from every end. Please I need your help.
06/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 207XX	Web	Servicemember
Spoke to the company reporting debt to credit agencies, based on the information there reporting, I had medical insurance coverage at the time and the fail to invoice XXXX XXXX XXXX XXXX XXXX. Both companies were on 3 way call and was adviced to send invoice but company could not produce invoice nor where they tried to submit invoice. So this is inaccurate information harm credit causing me Turbulence and request that this be removed ASAP.
03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89115	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an XXXX open end consumer credit plan as late for purpose.
06/22/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	ME 040XX	Web	Servicemember
I contacted account Corp of southern Nevada to settle a debt with them that they bought off of a hotel that I had stayed at years prior. I gave them an offer and they responded that there was no way they could take anything less than the full amount and they couldnt negotiate anything less than the full amount because it was an eviction. They lied to me to try and get a larger commission on my debt.
06/13/2018	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	CA 92373	Web
On XXXX XXXX I paid off {$38000.00} to XXXX XXXX XXXX XXXX which had loan from XXXX XXXX XXXX. XXXX XXXX XXXX also sold my information with that unpaid balance to Richland Holdins, INC DBA. This debt was in full on XX/XX/XXXX and I was promised that all negative information from all these companies will be removed from my credit reports, they did not do it.! Please, help me to fight them and fix it.
08/16/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89011	Web	Older American
Medical Bill was sent to collect however I continued to receive service and paid medical bill to the company 4 months ago, collection company I sent a letter informing them that I had not contract with them, and wanted verification of the debt, dates of services and I never receive any requested information. I also informed them that this debt had been paid.
10/05/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NM 875XX	Web
A debt was submitted to collections based on an incorrect address. The correct address in question was for XXXX XXXX. This debt collector has the address in question as XXXX XXXX. I therefore received no communications regarding this debt from the debt collector or from the original service provider.
08/04/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89147	Web	Servicemember
In the letter that was sent to me, there was no information on how to dispute the debt or how to ask for debt verification. They also stated " You have TEN ( 10 ) DAYS to make satisfactory payment arrangements or a Civil Suit MAY be filed against you.
07/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89122	Web
ACCTCORP OF SOUTHERN keep reporting me as owing funds to the XXXX XXXX XXXX which the prior manager took and was fired. I have already reported this over and over. that funds were paid to the prior manager who was fired.
11/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89108	Web
Inaccurate reporting. I have had no business with ACCT CORP OF SOUTHERN NEVADA there is two different amounts being reported on my XXXX account {$290.00} and XXXX {$300.00}. Last reporting XX/XX/2020.
12/05/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89101	Web
Derogatory mark showing on credit report due to false information amount {$2200.00} debt is not mine. Remove from credit report. Please and thank you.
02/04/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89139	Web
I was a victim of identity theft. My wallet was stolen. From my car XXXX years ago and someone used my identity to stay at a motel.
08/24/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89120	Web
I do not owe on any medical bills nor have any medical bills recently this is inaccurate and false information
08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web
I do not owe this company the amount stated, requested validation and evidence and nothing has been received.
06/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web	Servicemember
I do not know where this credit is being charged for. I have never received services from this company.
02/09/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89103	Web

11/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90220	Web

10/20/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	NV 89119	Web

09/30/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89107	Web

06/23/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89142	Phone

05/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89011	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89011	Web

12/14/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89119	Web

12/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89145	Web	Servicemember

12/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90043	Web

07/18/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89115	Web

02/16/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 454XX	Web

02/15/2022	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NV 89166	Web

02/04/2022	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89166	Web

11/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89117	Postal mail

10/09/2021	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89130	Web	Older American, Servicemember

03/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89146	Web

03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AK 99508	Web	Servicemember

07/19/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95370	Web

07/02/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95370	Web

05/28/2020	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92532	Web

02/27/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90038	Web

02/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web

11/28/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89104	Web

11/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89086	Web

08/08/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89123	Referral

07/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89120	Web

07/12/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89123	Referral

03/29/2019	No	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89084	Web

09/20/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60085	Web

08/17/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85042	Web

07/31/2018	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89147	Web

07/12/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89120	Web

06/20/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89120	Web

05/10/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

05/04/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32539	Web	Servicemember

02/01/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89107	Web

11/21/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89147	Web

08/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NM 87544	Web

01/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89113	Web

05/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	AZ 85644	Web	Servicemember

08/25/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web

12/23/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89108	Referral