Remex, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/23/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07304	Web
I have a collections debt from the hospital that came about due to a miscommunication with the charity care program. This debt was purchased by " REMEX inc. '' operating out of XXXX NJ. About a month and a half ago ( today is Monday XX/XX/2022 ) I receive a call from this company saying they're calling to collect a debt that was their first time attempting to make contact. Some unknown person called me claiming to be collecting a debt so I told them I would seek some legal advice before continuing. At no point since then and up until the moment of this complaint did they ever send me a letter of validation. They did not inform me of any account number, any of the debts owed, or my right to dispute through mail or e-mail. About two weeks later I receive a call again but I was at work and asked to be called later on in the day and they never called. Then on XX/XX/XXXX I get a notification from my bank that my credit went down XXXX points due to a derogatory mark from a long past due collection from " REMEX inc ''. Concerned I call them and get transferred to the " person in charge of my case '' " XXXX XXXX '' and she informs me that I am on a recorded line. She tells me that she put that mark on my credit but that they can remove it if I pay it off or make a payment plan right now. She says that there is also a second strike that she was going to put on my report but that if I set up the payment plan now that she wont do that ( which I just learned is a treat and predatory tactic which is illegal ). I tell her that I'm willing to negotiate on a settlement and she proceeds to tell me that " a lot of people say that you can negotiate but you're not allowed to '' ( which is a lie ). Desperate to repair my credit I tell her fine Ill just make a payment plan but you have to send me in writing or an email that she would remove the mark from my credit and she told me that it was against their " policy '' to do so. I told her that I was educated in the topic and that I am well within my right to request this and she was set on denying this to me even taking a disrespectful tone with me. After a few minutes of back an forth I requested to speak to her supervisor and she told me that her supervisors were XXXX XXXX and XXXX XXXX but when I asked to speak to one of them she tried very adamantly to redirect the conversation, cutting me off, telling me she doesn't know how to pronounce her supervisors name or spell it to avoid getting me in contact with them then tells me that she will transfer me, puts me on hold and then ends the call. I call back asking for XXXX XXXX the only name I was able to catch from the conversation and they fumble a bit and get me on the phone with XXXX XXXX. ( At this point im not sure if this is even who I am actually talking to as clearly lying seems to be a part of their " policy '' as well ) She tries to feed me the same line " its against our policy to tell you well take it off your report. '' At this point I have looked up the company and see that XXXX XXXX is the director and I request to speak to him about the matter as I am considering reporting them for their predatory tactics. She tried to avoid getting him on the line telling me he's not in the office and that I should call later. I wait and call later on and then she tells me that he's in a meeting and that they'll call back when he's free. I still have not received contact since then so I have moved forward with submitting my complaint.
08/02/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 18064	Web
Remex does not contact consumers to rectify debts prior to placing collections on credit reports. Remex reported a delinquent account in the form of a {$110.00} collection to the credit bureaus, however made no attempts whatsoever to contact me to notify or rectify the situation at any point before they reported this debt. When I called, they claim that they sent a communication in XX/XX/XXXX. I never received any communication and asked for a copy of the original communication, with date. Instead they sent a collection notice dated for XX/XX/XXXX. Their " client '' is a medical provider which is now permanently closed for approximately one year so I had I been aware I would have been able to contact the provider directly to fix the error. That is no longer possible. I received care on XX/XX/XXXX through a workers compensation claim. I have a discharge summary from their client dated for care on XX/XX/XXXX. The worker 's compensation insurance denied the claim because the provider did not supply the required information to the insurance, and had a date of service of XX/XX/XXXX. This date does not match the date of service on the discharge summary from the provider, their client. Instead of resubmitting the insurance claim with the correct information or sending me an invoice, the provider let this debt sit for five years until they permanently closed in XXXX, and then Remex obtained the debt as a collection, which was reported to my credit in XX/XX/XXXX and dropped my score significantly. The drop in score is what alerted me to an issue as I had no knowledge that any of this had occurred. When I called the worker 's compensation insurance company, they stated that the provider did not supply the necessary information, which is why the claim had been denied. I contacted Remex and explained that the date of service is incorrect and I have no balance due for XX/XX/XXXX. I asked repeatedly for an invoice which outlined services rendered on XX/XX/XXXX and amounts due, to which Remex said they could not provide an invoice but that it was customary for their client, who is now permanently closed, to send invoices. I have still not received an invoice for to substantiate that services or care were provided on XX/XX/XXXX and that anything is owed. The worker 's compensation insurance has also requested an invoice in an attempt to rectify this situation. Remex has been difficult to work with as they stand by their claim without providing an invoice, only repeatedly referring to the collection notice they sent in XX/XX/XXXX. I've never been late on a bill in my life. Now, because their " client '' made a mistake six years ago, I am being punished over {$110.00} that I don't actually owe. I don't understand how they can allege that money is owed for a date of service that does not match and without providing an invoice, bill, or discharge summary. Since there is a dispute that this is accurate information, a collection notice or a date provided to Remex from their client is not sufficient evidence that services took place on XX/XX/XXXX, since my records from their client indicate otherwise.
01/31/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07202	Web
You are in violation of the following subsections of the FCRA ( Fair Credit Reporting Act ) 15 USC 1681. Before I proceed I would like to make it clear to your company, and those in positions of Authority at your company that congress makes it clear that the banking system is dependent upon my consumer reports being fair, and accurate to me. Pursuant to 15 USC 1681 ( a ) ( 1 ). Pursuant to 15 USC 1681 ( a ) ( 2 ) congress made it clear that you are an elaborate mechanism with no real standing, or authority. Pursuant to 15 USC 1681 ( a ) ( 3 ) you were not given this role. You assumed this vital role, and because of your assumption you have negatively affected my life, and those around me causing me severe hardship, mental anguish, and XXXX. I have been unable to get a job or access credit cards because of you assuming this role. You are in violation of 15 USC 1681 a ( d ) ( 2 ) ( A ) ( i ) if this was a factual transaction ( which you wouldnt know because you were not there ) it would in fact be a transaction that solely took place between me and the person who allegedly made this report. So pursuant to 15 USC 1681 a ( d ) ( 2 ) ( A ) ( i ) it should be excluded from my consumer report. THE COMPANY REMEX INC, PURCHASED A DEBT FROM ANOTHER COMPANY AND I HAD NO INVOLVEMENT WITH THE TRANSACTION. ACCORDING TO XXXX XXXX XXXX i AM A NATURAL PERSON WHICH MEANS MY NAME IN ALL CAPS IS NOT ME. MY NAME IS XXXX XXXX. 15 USC 1692 ( A ) ( 1 ) The term " Bureau '' means the Bureau of Consumer Financial Protection, XXXX, XXXX, XXXX, and XXXX are assumed to be credit Bureaus and their is only one Bureau and that is the Consumer Financial Bureau. On XX/XX/1933, Congress enacted HJR-192 which is Public Law 73-10 to suspend the gold standard and to abrogate the gold clause. This resolution declared that " Whereas the holding or dealing in gold affect the public interest, and are therefore subject to proper regulation and restriction ; and whereas the exiting emergency has disclosed that provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency... are inconsistent with the declared policy of congress ... in the payment of debts. This resolution declared that any obligation requiring " payment in gold or a particular kind of coin or currency, or in an amount in money, policy ; and ... Every obligation heretofore or hereafter incurred, shall be discharged upon payment, dollar for dollar, in any coin or currency which at the time of payment is legal tender for public and private debts. 15 USC 1681 ( 3 ) ( E ) ( e ) The term " investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characterstics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or whom may have knowledge concerning any such terms of information.
10/05/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 63129	Web
I am writing to dispute my debt of {$1300.00} from XXXX XXXX XXXX, related to a purchase made on XX/XX/XXXX. The dispute centers around the communication and handling of the debt collection process by XXXX XXXX XXXX. Here is a detailed account of the events : Purchase Date and Initial Contact : On XX/XX/XXXX, I made a purchase from XXXX XXXX XXXX On XX/XX/XXXX, at XXXX XXXX., I received an email from CC Loss Prevention stating, " Please be advised that if this balance of {$1300.00} is not resolved within 30 days, the account will be sent to 3rd party collections. '' Contact with XXXX XXXX XXXX : On XX/XX/XXXX, I reached out to XXXX XXXX XXXX and spoke with a representative. The representative informed me that if I returned the requested items, I should reply to their email with a photo of the new shipping receipt, the tracking number, and the date of the return. They assured me that once the items were confirmed as returned, they would cancel the debt settlement request. It was also mentioned that if the balance of {$1300.00} was not resolved within 60 days from the original email, the account would be sent to 3rd party collections. Return of Items : On XX/XX/XXXX, I returned the two shoes ( XXXX ) to XXXX XXXX XXXX as negotiated. I provided a photo of the drop-off receipt as requested. I sent an update on XX/XX/XXXX, to inform XXXX XXXX XXXX that both shoes had been delivered. Lack of Communication : XXXX XXXX XXXX has not provided any updates or communicated with me regarding the resolution of this case since XX/XX/XXXX. Incorrect XXXX Invoice : I received a XXXX invoice for {$800.00} on XX/XX/XXXX. However, this invoice was sent to a different XXXX account, not the one used for the purchase. The invoice stated that it did not include the XXXX pairs of XXXX XXXX XXXX XXXX XXXX Item No : XXXX, for {$240.00} each, which I had expressed my intention to return. Unresolved Balance Notification : On XX/XX/XXXX, I received an email from the XXXX XXXX XXXX XXXX, stating that I still have an outstanding balance, even though XXXX XXXX XXXX never responded to my messages back in XXXX. I am also interested in accessing the notes under my XXXX reward account related to my interactions with XXXX XXXX XXXX, including communications with the supervisor who claimed to assist in resolving this issue but did not respond. I am willing to provide emails, call logs, and any additional information upon request to support this dispute. Out of the {$1300.00} debt, I believe I owe only {$800.00} ( including tax ) for the returned shoes that were approved and delivered on XX/XX/XXXX, with a signature. Please review this information and assist in resolving this dispute with XXXX XXXX XXXX Thank you for your attention to this matter.
05/07/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 10304	Web
REMEX IMC. XXXX AND REMEX IMC. XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious REMEX IMC. XXXX AND REMEX IMC. XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX XXXX of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NY XXXX
12/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08901	Web
I had severe XXXX XXXX pain which I was not aware about it before on april 1st and hence I went to nearest clinic urgent care from my work place. Now this place doctor was so XXXX and rude and XXXX he behaved in such a manner that anybody in this world shouldn't receive treatment like this in their worst moment. Thank god the nurse on that day was so nice she gave me XXXX before I run away from this urgent XXXX XXXX XXXX. I had to go XXXX hospital near to my home and get everything done. Now this doctor charged me and insuarnce paid him including my part as deductible even though very same day XXXX XXXX I called and told them to not to give any single penny because of his behavior. I again called XXXX to tell them this doctor has put on my credit debt and trying to collect my deductible by Remex Inc, so XXXX called me back and said they are reviewing my case by their own physician as many of the test that are filed by this doctor are false. XXXX gave me reference number XXXX to give to Remex Inc debt collector so as to tell them until and unless the review is completed they can hold my debt which is XXXX$ deductible so as to not to ruin my credit. And this is not about the money this is about the way doctor behaved to me while I was XXXX down on the floor and was not even able to XXXX properly he came inside and just started yelling on me. I even asked the nurse for another doctor but there wasn't any. Remex inc against whom I want to file the complain as they are trying to please their client while collecting the debt emphasizing on the deductible part whereas currently the claim is under review by XXXX physicians. Unless resolution comes which is either my side or doctor's side they are not suppose to collect anything and I even said I can tell my insuarance company to send you the letter but Remex Inx's supervision Ms. XXXX was not ready at all to listen and trying to emphasize they dont care and they have to retain their client like this doctor.
02/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08873	Web
Good morning, I received medical bills from XXXX XXXX for dates of service of XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. I was told by XXXX XXXX that my insurance company did not pay said claims. I contact my insurance company, XXXX XXXX XXXX XXXX New Jersey, which is XXXX managed health insurance. I was told I needed to file a grievance. I filed a grievance and the grievance was substantiated and the claims would be paid. The letter also states that " we have notified your provider in writing that they should not be billing you for these services. '' However, I am still being billed for the services and XXXX XXXX hired a collection agency, Remex , Inc. to collect the debt. I contacted Remex , Inc. and explained the circumstances. I advised XXXX XXXX at Remex , Inc. that the claim will be paid by insurance. On XX/XX/XXXX, Remex placed negative information on my credit report regarding date of service of XX/XX/XXXX in the amount of {$410.00}. Subsequently, I had a conference call with XXXX XXXX and the insurance company on or about XX/XX/XXXX. I was told that the claims were no longer at issue and the negative information would be taken off of my credit report. However, not only did Remex not remove the negative information, they put additional negative information on my credit report on XX/XX/XXXX regarding the same date of service of XX/XX/XXXX. On XX/XX/XXXX, I spoke to XXXX XXXX XXXX XXXX New Jersey and was told that XXXX XXXX is in violation of their contract and that I should not be billed as I was covered by a XXXX managed care. A patient has 0 % responsibility under XXXX and should not be billed. I was also told that negative information should not have been placed on my credit report. Companies like XXXX XXXX and Remex , Inc. should not be able to harass patients and place negative credit items on their credit reports. Please assist me with resolving this issue.
01/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85281	Web
I would like to file a complaint against XXXX XXXX XXXX XXXX and Remex , Inc.. I rented a furnished vacation rental from XX/XX/XXXX XX/XX/XXXX from XXXX XXXX XXXX. We paid in full for the two months stay and also paid {$200.00} for move-out cleaning. During our stay, we had 2 mid-stay cleaning services and paid {$150.00} for mid-stay cleaning. After we moved out on XX/XX/XXXX, XXXX XXXX XXXX from XXXX XXXX XXXX alleged that we damaged the house and claimed an additional {$930.00}. The claims were unreasonable and false as normal wear and tear occurred during the 2-month short term stay. We offered to pay {$200.00} to settle the matter on top of already paid cleaning fees. I filed a complaint with Arizona State Attorney Generals office ; however, we could not settle the matter. That complaint was closed in XX/XX/XXXX. Thereafter, in XX/XX/XXXX, XXXX XXXX XXXX hired Remex , Inc., a debt collector agency to collect the outstanding amount. I asked Remex, Inc. to send me the documentation in support of the debt claim, however, no documentation was received from their office. I followed up with Remex on XX/XX/XXXX and was informed that XXXX XXXX XXXX has withdrawn the debt claim, and my account ( Account No. XXXX ) has been cancelled and no payment is due. It was confirmed by Remex that my account was closed and no action was required on my end. However, in XXXX XXXX, Remex negatively reported to the credit bureau and my credit score decreased by 131 points. I called Remex as to why that action was taken after being told that my account was closed. Remex changed their statement and claimed that they never advised me of account closure on XX/XX/XXXX. I requested them to check their call recordings of XX/XX/XXXX but they did not co-operate and hung up without providing an explanation. Remex, Inc. used false tactics and misinformed me about cancellation of account.
09/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07203	Web	Servicemember
Dear CFPB Staff, My complaint is about Remex, Inc who submitted a derogatory posting to my credit report. I believe that, given the timing of their credit report posting, that they took this action with pernicious motives. Towards the end of XX/XX/2018 or beginning of XX/XX/2018, I started receiving telephone calls/messages during the daytime from Remex , Inc . They would call my personal cell phone and my work telephone number. My job requires a high degree of concentration with minimal interruption, so I could not answer these calls. However, they left messages indicating that it was a bill collection matter. Therefore, after finding out that this was related to a medical bill that I had overlooked, I initiated an FSA payment to XXXX XXXX XXXX ( the service provider ) on XX/XX/2018. XXXX XXXX XXXX received the payment on XX/XX/2018. I also wrote a letter to Remex requesting that they stop their telephone calls and quoting the FAIR DEBT COLLECTION PRACTICES ACT ( the letter was mailed out on XX/XX/2018 ). In the letter, I requested that they submit any future bill-related communication in writing. To my surprise, on XX/XX/2018 I received a text message alert from XXXX that there was activity on my credit report. When I logged in, I found out that Remex had issued a derogatory on my XXXX credit report. This derogatory was posted by Remex on XX/XX/2018. This action by them was taken 17 days after XXXX XXXX XXXX received their payment. Given the more than three-week lag between the time of my payment and their derogatory posting together with my written notice to them, I believe that their credit report posting was a retaliatory action that was taken to cause harm. ATTACHMENTS : XXXX XXXX XXXX - Proof of Payment - XXXX XXXX XXXX - XXXX Remex - Cease and Desist - XXXX - with XXXX XXXX XXXX XXXX Remex Credit Report Derogatory XXXX XXXX
09/14/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 074XX	Web
I am Complaining about ; Remex Inc XXXX XXXX XXXX, XXXX, NJ Report them to the " CONSUMER FINANCIAL PROTECTION BUREAU '' ( CFPB ) Fill out the form. Dont let them intimidate you. Dont be so quick to pay. You do not owe them anything. They bought these accounts for pennies from the actual creditor. If you wish to pay, then pay the creditor/s directly do NOT pay these people. Request they validate the debt. According to reps XXXX, XXXX, XXXX, at Remex Inc during a phone conversation that On XXXX of 2016 I was XXXX from XX/XX/XXXX to XX/XX/XXXX at XXXX XXXX XXXX in XXXX NJ. And XXXX XXXX XXXX XXXX, MD who performed the XXXX on me 's office has billed me a bill of a service according to them was performed on the XXXX of XXXX and it went to Remex XXXX, and Remex reps claim that the hospital care insurance only covered from the XXXX of XXXX to the XXXX. I've sent them proof of my XXXX responsibility of that bill, and verified XXXX XXXX XXXX XXXX XXXX that the only time the XXXX performed on me, or seen me was during the period of XX/XX/XXXX and XX/XX/XXXX, which is covered % XXXX on the hospital care insurance that I've provided. Case in point, other bills were issued by the same office and they were paid in full by the insurance. As of the communication with Remex, they have not been able to provide me with any proof of the validation of the bill. They have not been communicative at all with me, and they claim that it's against their policy to communicate by email, or any digital means. They only allowed me to either Fax them the proof or Physically mail it to a po box . The physical address they have on their website, is a commercial address of many companies, and can't be located.
01/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 117XX	Web
I received a letter from Remex Revenue Management Excellence in New Jersey collection Agency claiming I owed a debt on XX/XX/XXXX but letter was dated XX/XX/XXXX. I replied to their letter on XX/XX/XXXX through Certified mail, asking to verify this debt they claim I owed. I also asked by certified letter that all communication must be done in writing. They had 30 days to respond to me with verification. Before the 30 days, they went ahead and added this debt to my credit report when it was still being disputed. I received another letter from them recently stating that I owed this debt and send me a ledger instead of my request to validate that I in fact owe this debt. I contacted the original creditor and it was confirmed by them that my insurance had paid for this procedure. Remex Revenue Management Collection Agency in New Jersey ( I live in XXXX County ) violated my rights by not providing proper verification pursuant to 15.U.S C. 1692g of the fair debt collection practices Act. They also violated the fact that it was still under investigation and yet added to my credit report causing a negative remark. I continue to dispute the validity of this debt and I ask that they immediately remove this from my credit report. I have read all their reviews and they seem they have a habit of doing this to people. By law, they are required to validate this debt with original statements and or contracts stating that I even owe them ( Remex Revenue Management ) any monies. This account has been sold from one collection agency to the other. Again, they are in violation of my rights pursuant to the debt fair practice act when this debt was paid by my insurance years ago.
05/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 11205	Web
REMEX INXXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) has failed to send me a response with my requested information for alleged collection account XXXX within the first five initial days of receiving my dispute. I have already been suffering enough with this inaccurate data on my credit report, I prepare ways to circumvent talking about my financial status or shortcomings with everyone from family members to co-workers causing changes in the relationships that have shaped my life until this day. The stress that comes with this alleged debt ruining my creditworthiness can not be managed. As a single mother, the financial expectations I am required to meet are unimaginable and it is a no-brainer that if I had the financial boost that good credit offers I would be in better shape to face daily challenges that come with my current predicament. Due to lenders turning down my applications I was forced to move out of my original state and ended up at my current address with no family or close friends to vent to leaving me visiting more social programs to help me deal with my stress and anxiety. Now that I contact this company about this alleged debt there is no response?? furthermore REMEX INC ( Original Creditor : XXXX XXXX XXXX XXXX ) is also reporting this alleged debt as an " Account '' which is inaccurate according to USC Title 15 1693A2 Therefore at this point this collection agency is knowingly furnishing false data on my credit report in violation of15 U.S. Code? 1692e. False or misleading representations and I demand them to Cease and desistfurnishing this alleged debt and notify all credit reporting agencies to delete it immediately.
02/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07052	Web
I was in a car accident on XX/XX/XXXX and received services from XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX. XXXX XXXX billed my car insurance company XXXX XXXX {$1500.00}. XXXX XXXX allowed {$650.00} and paid {$520.00} leaving a deductible of {$130.00}. XXXX XXXX also submitted the charges to health care insurance XXXX XXXX XXXX XXXX XXXX which allowed only {$280.00} of the submitted charges of {$1500.00}. XXXX XXXX paid -0- and determined that I did not owe the provider because the other insurance ( XXXX XXXX ) paid more than the allowable amount. It should be noted that XXXX XXXX was a participating provider. Remex, the collection agency hired by XXXX XXXX is claiming that they are refusing to comply with the insurance determination and require full payment/ {$1500.00} to be paid. Their records show that the insurance company made 2 payments of {$520.00} and {$560.00} on XX/XX/XXXX leaving a balance of {$410.00}. My issue is that credit bureaus are not verifying the debt fairly. Supporting documentation submitted by me was not reviewed and/or taking into consideration. The bureaus are leaving it up to the debt collector to decide if they want to accept the information. Their process allows debt collectors to harass and threaten consumers and force payment that they are not entitled too. My credit score has been substantially affected by this debt and I am being force to pay a debt I do not owe if I want to improve my score. I have been harassed, threatened and punished by the collection agency and credit bureaus.
07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07728	Web
I've been disputing fraud accounts on my credit report since XX/XX/2021. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of " we didn't get it '' doesn't happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven't even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 100 days later, I'm still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they " can't confirm my identity '' to get away with taking no actions on my credit report. Please investigate this as well.
07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08831	Web
I've been disputing fraud accounts on my credit report since XX/XX/2021. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of " we didn't get it '' doesn't happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven't even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 100 days later, I'm still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they " can't confirm my identity '' to get away with taking no actions on my credit report. Please investigate this as well.
07/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07753	Web
I've been disputing fraud accounts on my credit report since XX/XX/2021. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of " we didn't get it '' doesn't happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven't even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 100 days later, I'm still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they " can't confirm my identity '' to get away with taking no actions on my credit report. Please investigate this as well.
11/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07840	Web
I received a hospital bill in the beginning of XXXX for a deductible for the XXXX of my child on XXXX/XXXX/XXXX. I disputed the bill with XXXX XXXX, and a woman called and spoke to me regarding the deductible. She informed me that she will send me some information regarding the bill, and I should call my medical benefit provider to discuss more about my deductible amount. I was disputing the deductible, because I 've paid over {$1000.00} in XXXX as a deductible for visits during my XXXX. In the interim, I received a collection letter from Remax Inc, attempting to collect said debt. I called the debt collector on XXXX/XXXX/XXXX, and I informed him that i am disputing the debt. He advised me that he will notate the file, and he will follow-up with me regarding the results. I called the accounting department at XXXX XXXX on XXXX/XXXX/XXXX, and the lady claims she had no clue I was disputing the hospital bill. She insisted that I pay the bill. I started paying the bill in monthly payments of {$25.00} a month, which is the same arrangement that I made with XXXX on the other deductible payments in XXXX, So far, I have paid {$75.00}, and I received a notification that Remax , Inc. has entered themselves as a collector on my credit report. Remax never called me after XXXX/XXXX/XXXX, and they should have been notified by XXXX of my payments thus far.
12/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33020	Web
Dear Sir or Madam I am writing to complain regarding the illegal Debt Collector tactics that was used to collect the debt. On XX/XX/2021 I have received a Collection Letter requesting me to pay {$450.00} to XXXX XXXX and XXXX. from REMEX Collection Agency located XXXX XXXX XXXX, XXXX, NJ XXXX. I don't recall having any services rendered from XXXX XXXX XXXX XXXX therefore I requested a Validation of this debt. For this purpose I have sent a letter on XX/XX/2021 to Remex Inc with the Dispute of the claim and Validation request under FDCPA 15 USC 1692g Sec. 809 ( b ). Up until now XX/XX/2021 I have not received any responses from REMEX confirming that this debt is in fact belongs to me. I have contacted my Health Insurance Company and they were unable to confirm that I received any services for the amount of {$450.00} from XXXX XXXX XXXX XXXX REMEX however is continuing sending me requests for payment without properly validating this debt. I have send the letter to REMEX asking them to either provide me with the proper documents confirming that this debt is mine or stop pursuing this matter. However they are still harassing me with their requests. I believe this is frodulnet activity by Remax in violation of Fair Debt Collection Practices Act. Thank you
01/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 121XX	Web
I have spoken repeatedly with Remex to resolve this issue. I have a claim number and a payment number provided by a state employee. Remex is requiring an explanation of benefits as proof - however, consumers are not able to request this information. The provider is to request a remittance by calling XXXX and providing an NPI number. I have spent days and countless hours speaking with representatives from both the NY XXXX and Remex, and nothing has been resolved. I am physically unable to obtain a copy of the EOB due to HIPPA regulations, and Remex/Well Now has made it blatantly clear they will take no steps to follow the procedure set in place to acquire this documentation. As I have taken the steps to provide proof and have been met with accusations that the debt remains unpaid, I consider this a fraudulent attempt to collect a debt that has been paid over a year ago. A state employee with the NY XXXX has suggested I file a report with the state. Claim : XXXX Payment number : XXXX This has severely damaged my credit score. I have gone from an XXXX to XXXX after a history of perfect payments. Please help me to resolve this issue! Thank you! Best regards, XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX
06/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07042	Web
On date of medical procedure XX/XX/2022 I informed staff I could not afford the procedure, they informed me I can go on with the procedure and be put on a payment plan, which I did and made regular payments. Once on the play I called and even inquired about how long I could make payments for and was told it would not go into collections. I made regular payment and once I had a surplus of savings ( less than 9 months after receiving a large bill ) I paid off the full remaining balance -- -then I received notification that it was sent to debt collectors : 1 ) I was told I could go on a payment plan, this should have never been sent to collections since I was making payments in good faith 2 ) If I was not meeting minimum timeline or payment amount I should have been contacted before it was sent into collection to see if I could meet their minimum 3 ) Sending a willing patient payer into collections is just plain mean and unnecessary especially when told my account would not go into collections 4 ) The debt was paid and should be removed from nay trace of being sent to collections, considering contacting an attorney to see how this can be rectified without having it effect my good credit standings.
01/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 077XX	Web
In XX/XX/XXXX a debt collection agency added an alleged delinquent account to my credit report for a medical bill from XXXX. I had medical insurance at all times and all bills that were submitted as a claim were paid by my insurance company. There was no claim submitted to my insurance for the bill they are claiming is delinquent. I am not responsible in NJ for a medical claim that was not submitted in a timely manner by the provider. I have called the agency but they refused to remove the debt from my credit report. The agency is Remex, located at XXXX XXXX XXXX, NJ XXXX. Their phone number is XXXX. The alleged account number ends in xxxXXXX. The charge amount is $ XXXX.My health insurance company, XXXX XXXX XXXX , has no record of a claim being submitted for XX/XX/XXXX for me from the provider, Immediate Walk-In of XXXX, NJ. This same company did the same thing to my son about 2 weeks ago for the same alleged debt type and the same amount. He paid the account charge of {$91.00} by credit card because he didn't know how to dispute it. This alleged debt also should have been paid by medical insurance but only if the claim was filed by the provider.
01/27/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 088XX	Web
The debt collector is Remex Inc. located at XXXX XXXX XXXX XXXX, NJ XXXX. Remex illegally reported my medical debt before the 180 day period according to the Medical Debt Relief Act of 2016. The debt went to collections XX/XX/XXXX and was reported to the credit bureaus in XX/XX/XXXX. When they were notified that the debt should not have yet been reported since it was medical debt that was less than 180 days old- they said that they would not correct their mistake and notify the credit reporting agencies. They then tried to manipulate the situation by saying they could get the debt removed after it was paid. However, I informed them that after a debt is paid it is unlikely to get removed by credit bureaus. Since the debt should not have been reported yet, they needed to remove it and then I would pay the {$59.00}. Remex then lied and stated that the law says they can report medical debt 180 days after your doctors appointment rather than 180 days after the debt goes to collections. When I informed them that I was aware of the law, they continued to make misrepresentations and being contentious by telling me to call the credit agencies instead.
06/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 077XX	Web
I received a letter in late XX/XX/2021 from Remex Inc for a XXXX dollar copay that I apparently did not pay for XXXX XXXX in NJ. No clue how it ever got to this point. Never received a letter. Would have just paid it immediately had I known about it. Neither here nor there though. I immediately paid Remex with my XXXX Credit Card to avoid this from showing up on my credit report as I am in the middle of closing on a house. I can't imagine a XXXX dollar mortgage deal being ruined because of a XXXX dollar copay ... I was recently checking my XXXX Credit Card transactions and noticed there was an additional XXXX dollar fee for " Cash Advance. '' Basically, the way Remex charged me wasn't a regular credit card transaction. It was some sort of weird cash advance. I called Visa and they removed that fee for me. I asked Visa why this went through as a Cash Advance and they told me it's because Remex Inc charged me using some sort of cryptocurrency. The whole Remex operation seems really shady. I called Remex and asked them why they charged me as a cash advance and they couldn't give me any sort of explanation. They're just rude and unhelpful.
01/11/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	NJ 07306	Web
yesterday i checked my credit report through XXXX and i found many incorrect informations about me as : 1- My first name 2- My last name 3- My mailing address so i contacted the XXXX '' which is credit report Agency to ask about this wrong informations they told me this informations has been added by : REMEX INC their phone number : XXXX XXXX XXXX their mailing address : XXXX XXXX XXXX XXXX, NJ XXXX -- -- -- -- -- -- -- - they added a collection account to my credit report for service which is i didnt use and i didnt ask for this service ( I didnt use or receive any services from this company the collection account number is : XXXX I didnt authorize them to do this to my credit report, i didnt give them my informations and it didnt use any service from this company before so : 1- I need to know who gived this informations to this agency 2- I need them to delete this incorrect informations from my credit report 3- kindly they have to get this collection account removed from my credit report unless i will have to show up in the court asking for XXXX for each incorrect information they added to my credit report without my autorization
10/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08028	Web
In XX/XX/XXXX I had a routine medical checkup for lower back issues. As this medical practice was reported in network for my insurance company at the time, I only was charged a copay of {$25.00}. That was the last I heard anything in regards to this visit until I received a collection letter from Remex collection agency over 4 years later, in XXXX of XXXX. That letter states that I owe an amount of {$1300.00}. The insurance companies refuse to help or pay claiming that it was out of network and they claim that this was my responsibility as well. Once again, first time I heard anything about this. I dont think anyone would be happy or count it fair to send out a collections letter over 4 years later from a doctors visit. Im trying to refinance my home and this just lowered my credit hindering me from doing so. This is not fair or legal for any corporation to wrongfully and unfairly slap this on someones credit report. I had an attorney send a letter but they ignored that as well. Any help for restitution and looking into an unfair and shady practice such as this would be helpful to myself and any pat and future victims. Thank you
06/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07208	Web
These accounts don't belong to me. Please remove them from all 3 credit reporting agencies. Please see below the list of accounts that are reporting derogatory on all 3 credit reporting agencies. 1. Identity Theft XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. 2. Identity Theft XXXX Date of inquiry : XX/XX/XXXX This is not mine. 3. Identity Theft XXXX Date of inquiry : XX/XX/XXXX This is not mine. 4. Identity Theft XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. 5. Identity Theft XXXX XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. 6. Identity Theft XXXX XXXX XXXX Account Number : XXXX This is not mine. 7. Identity Theft XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. 8. Identity Theft XXXX XXXX Account Number : XXXX This is not mine. 9. Identity Theft XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. 10. Identity Theft XXXX XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. 11. Identity Theft XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. 12. Identity Theft XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine.
03/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07206	Web
I, XXXX XXXX, under the penalty of perjury certify and affirm that all forthcoming statements are true. I have been attempting to dispute an alleged debt via the XXXX online dispute tool being furnished to my XXXX credit report and file by Remex inc, since XX/XX/2021. XXXX has reported Remex INC, partial account # XXXX opened on XXXX XXXX2021Remex inc has failed to produce the original instrument of indebtedness that proves that I am obligated to pay them anything. I never signed a trilateral contract including Remex INC., myself, and XXXX XXXXXXXX XXXX authorizing Remex INC to conduct business on my behalf or on behalf or for XXXX XXXXXXXX XXXX. If Remex INC can not immediately provide to me or produce the original instrument of indebtedness then they shall immediately stop reporting this fraudulent account to any of the credit reporting agencies and must stop attempting to collect this alleged debt! Remex INC is not authorized to obstruct contract law. This is a violation of the truth in lending act as well as the fair debt collection practices act and Remex INC must prove that they are not committing fraud!
01/20/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 947XX	Web
REMEX INC MEDICAL DEBT COLLECTION in the amount of {$600.00} Original creditor is XXXX XXXX XXXX at XXXX Opened on XX/XX/2022. I never received any documentation or written notice regarding this debt collection. I found about it today when it showed up on my credit report. This is adversely affecting the interest rate on my student loans - I had a near perfect credit score of XXXX with XXXX that is being damaged by this unlawful collection. They did not fulfill their legal obligation to notify me in writing before marking the collection on my credit report. I immediately disputed the charge with XXXX and XXXX. When I called them to find out more and request an itemized bill or any form of written documentation, they claimed they had already sent it in XX/XX/2022. XXXX of XXXX XXXX was extremely rude and accused me of lying. I am also filing a complaint with the XXXX. I dispute this charge in full it is unlawful, unprofessional, unwarranted and disgraceful. My credit score is essential for me as a young XXXX looking to enter the industry and this is damaging my financial future. Thank you for your help.
07/04/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ XXXXX	Web
XX/XX/2018. XXXX XXXX XXXX XXXX ( Remex ) XXXX XXXX XXXX XXXX, NJ XXXX Telephone : ( XXXX ) XXXX Received numerus calls from this agency. Also just received a letter for collections for a medical doctor they represent. XXXX XXXX XXXX XXXX. Remex stated in the letter that I owed money for an outstanding bill. In their letter it states that they would like to resolve this matter prior to reporting derogatory information to the credit bureau. Called Remex about the claim as the balance doesn't correspond to any of the bill 's that I have received from the doctor. Remex proceed to tell me the inflated bill was because I had to pay a collections fee. I proceeded to ask for an itemized bill to show the amount owed and was told by Remex that I needed to supply them with my social security number and Medicare number for them in order to obtain an itemized bill. Didn't give them any private information and proceeded to call XXXX XXXX XXXX XXXX about an outstanding bill that was over a year ago. I was informed by their billing department that I owed no outstanding bill and nothing has been sent to collections.
06/28/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 08619	Web
I had several MRI 's with XXXX XXXX as a result of a serious XXXX. They submitted the bills incorrectly and I was told they would be reprocessed. Remex, Inc contacted me and I never ran from the calls. When I spoke to my attorney about it, they also contacted Remex to advise they were working with the provider to correct it. Remex took my account off hold and for {$220.00} dollars it was report to my credit and resulted in an over XXXX point decline. I have had exceptional credit for decades and was furious. I called and they were extremely curt and would not call my attorney to resolve the issue. I suffered a XXXX XXXX and have XXXX for an serious accident that was not my fault. The last thing I need is to be dealing with this for {$200.00}. I would have paid it but was advised by attorney that according to the provider it was being resubmitted because it was not billed properly. They have unfair and unethical collection practices and judging from all the reviews I read that can be verified by others this same thing has happened to. Someone should investigate.
08/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07032	Web
The Company name is REMEX , INC . They have called me at work on XX/XX/2023, demanding payment, telling me to borrow the money from someone. I have asked that they send me proof of this debt, the man told me no that it had already been sent, I told him that I had never received anything. And asked him to resend me any documents that can verify this debt, who it is from and the amount owed. I then told him, once I receive this information, if it was indeed legit that i'd be happy to go on a payment plan of $ XXXX per month - again he told me no, that it needed to be paid in full. After explaining several times that I would not just a pay someone that I had never heard of nor received any information regarding money owed, and asking for documentation to be sent to me and after that time if it were legit we would work up a payment plan. I still have not received anything, but have just noticed that this is now on my credit report However, this debt was paid in full to XXXX XXXX, XXXX - I expect Remex , Inc. to take this off of my credit report!!
08/17/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32701	Web
1. Received free annual credit report on XX/XX/XXXX. ( XXXX, XXXX XXXX XXXX ) 2. Saw medical debt being reported by " Remex , Inc. '' for the total sum on {$510.00}. 3. Debt is not mine nor have I ever resided at company reported address attached to Remex , Inc reported debt. 4. Sent Remex XXXX Inc. Certified Debt Validation letter on XX/XX/XXXX. 5. Asked company to ( a ) provide documentation baring my signature ( b ) original documents with dates of services rendered and ( c ) ALL information they obtained to verify that this debt was indeed belonging to me. 5. Remex , Inc responded with their company typed transcripts of supposed services received and dates. They failed to provide any of the requested information in the original debt validation letter. 6. Sent Remex, Inc Certified Failure to validate letter on XX/XX/XXXX. 7. In Failure to validate letter I outlined how Remex, Inc were violating several of my consumer rights according to the FDCPA & FCRA. 8. Filing a CFPB complaint. I would like invalid debt immediately removed.
10/12/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
I received a debt collection letter on XX/XX/XXXX for a debt of {$370.00} allegedly incurred on XX/XX/XXXX at XXXX XXXX XXXX XXXX PA. I do not have a record of visiting a doctors office by that name. Additionally, no request for payment was made at any medical facility. In fact, this is the first time I hear of this alleged debt. Therefore, this is not my debt. Additionally, when I called the Remex Inc number provided XXXX the person I spoke with did not provide me their name. I provided them the reference number from the letter and asked me for additional information other than what was listed in the letter. Thats in clear violation of their own disclosure that any information provided can and will be used to collect the debt. They can not accuse me of owing anybody anything without providing copies of the medical services statement or other supporting documentation from the original creditor. Last but not least, my right to privacy as a private citizen were materially disregarded by the Remex representative.
08/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NJ 07871	Web
The XXXX XXXX XXXXXXXX XXXX XXXX is a medical imaging office that workman 's compensation scheduled for me. My XXXXXXXX XXXX workman 's compensation adjuster scheduled the imaging and I was only told to bring my ID which they took at the appointment and said everything was taking care of by my adjuster. It is also under {$500.00} so it shouldn't be on my credit either way due to President Bidens executive order signed on XX/XX/XXXX, H.R.773 Medical Debt Relief Act of 2021. It is {$390.00} but is effecting my credit by XXXX points.The XXXX XXXX just took my NJ ID and said everything was covered. Remex INC took over and last reported XX/XX/XXXX. This is destroying my credit and it needs to be taking off my credit score immediately due to the information I states above. Thank you for your time and I will make sure Remex INC takes this off my credit or will sue them due to being a medical bill under XXXX XXXX that destroyed my credit costing me not being able to get a credit card, loan, mortgage, or car financing.
02/17/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08527	Web
On XX/XX/XXXX I called Remex , Inc. ( XXXX ) and spoke with XXXX XXXX and with XXXX XXXX did not get her last name ) regarding a medical collection appearing on my credit report in the amount of {$120.00}. I asked if I can settle the account and obtain a letter stating the account will be deleted from my credit report. They informed me they can not delete it from my account unless I pay a debt from XX/XX/XXXX ( {$1200.00} + ), this debt does not appear on my credit report.. In the State of New Jersey, the statue of limitations on debt is 6 years. ( Collection of Debt on Account -- XXXX yrs. XXXX ). Basically they are holding my credit hostage unless I pay a debt that has past the statute of limitations. I am trying to obtain a mortgage and need to have these deleted from my report. When I advised them of the statute of limitations, they said that wasn't the law, when clearly it is. This is unethical in terms of trying to obtain payment on a debt that is no longer collectable.
12/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 076XX	Web
Remex INC sent me collection letters for a debt that was not mine. I requested further information regarding the debt including the following : 1. A full invoice 2. A signed agreement to pay the debt issued by original parties 3. State of NJ Bond which allows them to collect debt in the state of NJ. Unfortunately the company could not provide # 2 and # 3 of the requested information. Because I was being difficult they just sent my incomplete information off to credit agencies. I disputed with one agency which immediately scrubbed the collection attempts from my report due to them not having complete personal information submitted. Remex INC. does not have my social security number which led them to believe this is a fraudulent collection attempt. XXXX still has the collection attempt on my report despite them not receiving my social security from Remex, their fraud department told me they do not have my social. The amount is for {$280.00}
04/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 117XX	Web	Older American
Remex Inc. posted a negative remark on my credit report without notifying me of this debt. No letter or validation of debt was mailed to me. After reading their countless negative reviews, I see they are doing this to many people. People are not being made aware of any debt and find their credit reports have been tarnished by Remex Inc . I do not have a contract with Remex inc . I do not owe Remex Inc any monies. Why would they post a negative remark on my credit without even letting me know there is a debt involved. This was posted on my credit report on XX/XX/2022. This is a violation of the debt fair act. I will reach out to the original creditor noted to investigate. This debt collector, Remex Inc. should not be allowed to do this to people. I would like copies of letters sent by Remex Inc. pertaining to this debt. I also want them to validate this debt and remove the negative credit remark on my credit report until this is completed.
08/03/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07032	Web
The Company name is REMEX , INC . They have called me at work, demanding payment, telling me to borrow the money from someone. I have asked that they send me proof of this debt, the man told me no that it had already been sent, I told him that I had never received anything. And asked him to resend me any documents that can verify this debt, who it is from and the amount owed. I then told him, once I receive this information, if it was indeed legit that i'd be happy to go on a payment plan of XXXX XXXX per month - again he told me no, that it needed to be paid in full. After explaining several times that I would not just a pay someone that I had never heard of nor received any information regarding money owed, and asking for documentation to be sent to me and after that time if it were legit we would work up a payment plan. I still have not received anything, but have just noticed that this is now on my credit report
09/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NJ 070XX	Web
Last year I received notification about a {$52.00} bill in collections that I never received in the mail stating the date of service was in XXXX. I had never heard of the original company listed so I disputed it on my XXXX XXXX account where it was removed from both listed bureaus. In XXXX of XXXX, I received another notification where the same bill was listed and added to my credit report again, once more without any bills in the mail or anything stating what the bill was for. I disputed it again where it was removed from my XXXX account but is not being removed from my XXXX. I attempted to call the collections company to see if I could get a breakdown of the charges to understand where it was coming from and either the numbers I tried would not go through or I would be hung up on before getting to speak to a live person. This is becoming extremely frustrating and I would like this mystery bill to be removed.
06/27/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 08028	Web
On XX/XX/2022 I received a letter informing me of a medical debt I owed. I called Remex Inc and explained I could not afford the debt. I made a partial payment and was told ( on a recorded line ) that I would receive a phone call/s when the next payment would be do. I did not set up an automatic payment because I was afraid I wouldn't have the money available. A representative, on XX/XX/2022 said there was a phone call made on XX/XX/2022 at XXXX, however there is no record of that call or voicemail received. This debt is now on my credit report after I have shown that I am attempting to, and have paid some of this debt. I asked for a statement saying that the debt will be taken off my credit report, but I was told it's company policy that a letter will not be sent out. I was already lied to over the phone, and lied to about receiving a call, so I do not trust that the debt will be removed form my credit report.
02/22/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 088XX	Web
I received a statement from XXXX XXXX XXXX on XXXX/XXXX/XXXX for a medical debt owed. I paid the debt in full on XXXX/XXXX/XXXX via the XXXX online payment portal but I continued to receive numerous calls requesting payment. I spoke to XXXX in customer service who advised me to fax over the receipt which I did on XXXX/XXXX/XXXX and she advised that my account would be updated in 1 - 2 weeks. Approximately 1 month later I received a letter in the mail from a debt collector for said debt. I sent proof of payment to the debt collector and contacted XXXX who advised that my account was still under review 1 month after I faxed over to them their system generated receipt as proof of payment. I informed the customer service rep that their error may now impact my credit and she said nonchalantly we 'll look into it and get back to you. I still have not received an update so I will be calling back.
01/02/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 18104	Web
Well i workeon the road as a XXXX XXXX XXXX for XXXX XXXX XXXX XXXX for many years and my X girlfriend XXXX XXXX was playing with Police Officers behind my back for years and apparently taking credit and getting loans in my name using my information stooe my email etc... When i started finding out the officers XXXX me into XXXX XXXX like 4 times then had XXXX XXXX my X of 17years lived and had kids together start fights and then call when they were on duty she would say that i hit her and then they would lock me up and then live in my house while on duty and im in jail and stole money, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX did this and now that im rebuilding my life and finally a free man i see all this negative XXXX on my credit report and im hatd working and responsible. Please help me fix my Credit History and get me in good standing. Please im XXXX XXXX XXXX XXXX. XXXX XXXX.
01/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07112	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX, I received a bill from a XXXX XXXX who says that he interpreted ( 2 ) venous duplex while I was admitted. He was paid by the insurance what they allow for that type of service. He called me and asked my to ask my insurance company to pay more and I told him that is what they allow for that service. He then sends it to a collection agency Remex ( XXXX ) XXXX. When they contacted me I told them that he was already paid for his services and that I don't owe him anything. He was not a providing physician for me all he did was interpret the venous duplex he did not perform it. He trying to charge me as if I went to his private office and he used his private equipment and performed the venous duplex which he didn't. The reason I need help is because Remex has put this on my credit report, what can I do to remedy this?
03/26/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08873	Web
Remex is a fraudulent debt collector. Reported to XXXX XXXX XXXX XXXX for misrepresentation as a debt collector for XXXX XXXXXXXX XXXX XXXX. Other debt XXXX including XXXX XXXX XXXX XXXX took a legal action although told by XXXX XXXX XXXX XXXX 's XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, Fraud XXXX and XXXX XXXX XXXX, Fraud XXXX that this was fraud - account paid in advance when referred and payments not posting to accounts. Criminal investigation launched in 2012 when accounts began to show cybercrimes. Contact XXXX XXXX XXXX, FBI XXXX, United States Attorney General XXXX XXXX, Chief XXXX XXXX, XXXX Police Department regarding this matter. Judgment by XXXX XXXX, XXXX XXXX XXXX also referred for criminal investigation. An additional fraudulent debt collector, XXXX XXXX, is also attempting to collect this debt fraudulently. They are engaged in telephone harassment, too.
10/05/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ XXXXX	Web
In XXXX XXXX I spoke to XXXX at Remex who explained that Remex does not own this account and it had been sold per XXXX XXXX XXXX to another company. I called recently because the account is still on m XXXX account and I was told to pay them. I explained this is not my debt is part of employment verification done by XXXX hospital inXX/XX/XXXX. I explained to the representative that Remex does not even own this debt to attempt to collect would be abusive on their part and XXXX Hospital is responsible for the debt. I asked the representative to provide all paperwork regarding the debt and she refused to provide. Remex has never provided proof debt the company sent a bill. Remex has not submitted proof signature and proof of my identification, and contractual obligation with XXXX XXXX 's stating they have the right to collect on this debt.
01/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07103	Web
I have reached out to the debt collection company and the Credit Bureaus in reference to this matter. I believe they are both in violation of the ( FCRA ) Fair Credit Reporting Act. Debt collection agencies are not the original debt holders. Also there is a violation of HIPPA laws as it relates to a medical/surgical procedure bill. I have requested proof of the ( date of service/debt ) I was informed by this particular debt collection agency that they don't have the information. How can they allow this to be put on my report without providing proof of the debt. Again it shows a surgical center. This is medically related. Therefore any debt collection agency obviously isn't the original company who holds the debt. More importantly they claim they can't provide proof of the debt ; per my request.
07/28/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11003	Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that REMEX would verify the debt. So I took it upon myself to ask REMEX for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
09/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19063	Web
I am XXXX XXXX and I am submitting this complaint myself and there is no third party involved. I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureaus are having data and system issues. I disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the 3 Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
10/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 089XX	Web
My doctor sent a collection notice for an unpaid bill to Remex : https : //www.remexinc.com/. The collection is for {$250.00} which is correct. When I logged in to Remex site ( https : //www.clientaccessweb.com/Remex/payments/Main/Accounts/ ) to make a payment, I see a balance of {$1200.00} ). When I click on the details I see that they are showing two accounts -- one that belongs to me and one that belongs to a complete stranger : XXXX XXXX. I complained to Remex ( XXXX XXXX ) and they said that they are looking into it but would not provide any details on what went wrong. I am afraid that my data is similarly showing up somewhere else. I think this company has a serious security issue and is exposing client data. Please investigate ASAP.
08/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 081XX	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
06/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NJ 08104	Web
On or about XX/XX/XXXX I requested verification of an alleged account... REMEX INC ... XXXX. They, REMEX INC responded in kind ( attached ) with a notification stating their " investigation '' has confirmed and verified the account. First ... their response has provided nothing more than a name and address. Second ... their response in itself provides proof of their violation of my rights under HIPAA. So I am requesting that they provide proof that I authorized the release of my medical records to them. In addition I am requesting a description of how they recieved my medical records, and if an electronic transfer was conducted they must show their compliance with the HIPAA security rule, specifically the HITECH ACT of XXXX.
02/14/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 08844	Web
On XX/XX/XXXX, I received a court summons from XXXX XXXX under attorney XXXX XXXX XXXX to appear to court for claims owed of {$2200.00}. XXXX XXXX that provides XXXX equipment such as XXXX and XXXX XXXX to various hospitals including XXXX XXXX XXXX XXXX Hospital that I was admitted to in my car accident of XX/XX/XXXX. This company XXXX XXXX attempts to collect money from a poor individual is unconstitutional as I have applied for financial assistance programs that have been in the process of relieving any remainder debt owed at the XXXX Hospital. I urge people to follow up with any XXXX XXXX XXXX service provided at any nj hospital as XXXX XXXX aims to strangle patients that will have them end up back in the same hospital bed.
05/04/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08104	Web
HIPAA VIOLATION Alleged amount owed {$300.00} Alleged account # XXXX REMEX INC ... ..In XXXX of 2020 I submitted an AFFIDAVIT to REMEX INC ( copy attached ) for an alleged debt. REMEX responded with a claim of " verification '' ( copy attached ). They have failed to respond to any points of my sworn testimony, however their response itself and continued reporting of this alleged debt is a clear violation of HIPAA. They also failed to provide any documentation that validates this alleged debt.I requested a copy of their Business Associates Agreement.Also their claim of " verification '' can not be accepted without an accurate accounting to provide proof of the amount they are alleging that is owed.
04/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 087XX	Web	Servicemember
lab bill sent - lst time receiving any bill now stating collections dept of justice federal investigation into allegations of fraud, conspiracy and physician kickbacks between XXXX labs and my XXXX physician. I am disputing theses debt because I do not owe them. the office of my XXXX physician voluntarily elected to send my XXXX to creditors XXXX labs I never enterd any XXXX contract or agreement with them .upon the submission of my health insurance card to my physicians office it becomes their responsibility as network provider to submit any services to the appropriate in network lab. any practice to submit to out of network lab was beyond my control and was without my authorization
06/26/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08857	Web
I found out through credit report agencies that there was a debt collection agency by the name of REMEX INC that I owe {$250.00}. I do not owe this money and do not know why I I was not informed by REMEX INC about this. I have debts that I owe which are in good standing. The only derogatory that I have is bankruptcy that was filed through XXXX, XXXX Court several years ago and was represented by my lawyer along with myself in attendance. I do not know if this is a scam, but I need to have this investigated as my credit score went completely down and I need to have this fixed ASAP. I have put a dispute with XXXX about this. Thank you for your diligence to this matter. XXXX XXXX
01/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	NJ 074XX	Web
Remex Collection Agecy reported me to XXXX and XXXX for a medical bill in the amount of {$210.00}. I have never received a bill, I have received no correspondence from Remex, asking for payment for any services. I called them repeatedly on XX/XX/23 and tried to find out what services I owe this money for, what my account number was, etc. I got their contact info from my credit report. I would like this investigated as I do not want to fall victim to Unfair Collection Debt Practices. The contact info for Remex is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX Phone Number : XXXX Thank you, I am sorry that I do not have any more info. My contact is : XXXX XXXX
03/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07002	Web
Remex ( Revenue Management Excellence ) sent collection notice back in XX/XX/XXXX and XXXX of XXXX, I sent a debt verification letter for both notices. In XXXX Remex ( Revenue Management Excellence ) only sent a copy of a bill but nothing with my signature or any other additional information, instead sent paperwork to the credit bureau to dispute my dispute. In XXXX Remex ( Revenue Management Excellence ) sent a collection notice again, I sent a debt verification letter again, got a response XX/XX/XXXX, and was told " because verification was provided multiple times or to provide verification after the 30 -days validation period under 1692 has expired ''.
09/12/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07201	Web
Assignment clause Notarized letter of debt purchase Signed contract from original creditor Signed HIPAA form I disputed this account awhile ago but still have not received anything I asked for them to prove 100 % verified or validation. This collection agency has three accounts for me and have not proved these accounts are mine. They have not sent me any of the proof : Assignment clause Notarized letter of debt purchase Signed contract from original creditor Copy of license to collect in my state legally * Signed HIPAA form This is a form of HIPAA violation. If they are saying it is verified then where's my proof? What methods are you using to verify?
03/12/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 08205	Web
Since XX/XX/2018, the collection agency ( REMEX, XXXX ) did not tried to call doctor 's office to find out the right amount for the sevice date even though the doctor 's office gave the agency a wrong information and I called for 1 month. There is only 1 service for the same day. I faxed a copy of explanation of benefit to the collection agency. However, they asked a copy of explanation benefit about XXXX dollar which is not existing and they sent me as a bill. During the call, they gave me a lot of stress by asking me of not - existing document repeatedly. I would like to report the agency vioates the consumer right law ( verbal abuse ).
06/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08753	Web
Remax Collection agency contacted me via telephone that I owe XXXX outstanding balance XXXX. I never received any bill stating I owe money XXXX. I am disputing these debts because I do not owe them. The office of my primary care physician voluntarily elected to send XXXX to creditors XXXX. I never entered such contract or agreement with them. Upon submission of my health insurance cards to my physician 's office it becomes their responsibility as network provider to submit any services to the appropriate in network lab. Any practice to submit out of network lab was beyond my control and was without my authorization.
09/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07106	Web
In XXXX XXXX I spoke to XXXX at Remex who explained that Remex does not own this account and it had been sold per XXXX XXXX Hospital to another company. I called recently because the account is still on m Equifax account and I was told to pay them. I explained this is not my debt is part of employment verification done by XXXX hospital in XXXX. I explained to the representative that Remex does not even own this debt to attempt to collect would be abusive on their part and XXXX Hospital is responsible for the debt. I asked the representative to provide all paperwork regarding the debt and she refused to provide.
04/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07305	Web	Servicemember
On or about XX/XX/2020 I learned about an account that I don't recognize that is listed on my credit report ( s ) i then contacted the company that place the item for collection and now is currently reporting the derogatory and negative information on my XXXX, XXXX XXXX and XXXX Credit Report ( s ). The company mentioned an address that I do not recognize and a different name however the account doesn't belong to me and wish to have this item removed from my credit report as it is not valid and is being reported as a result of misinformation, fraudulently as per the FCRA, FDCPA.
02/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07002	Web
while i was checking my credit score i found my score went down from XXXX to XXXX then i checked everything i found account from remex inc for debt collection {$75.00} i did not know for who i called them they did not give me enough information but they told me its from XXXX hospital, but that is wrong i have complaint against hospital for {$1200.00} and the hospital did not send me any statment for $ XXXXand also remex collection agency did send me any notice about that how they give themselves the right to report me and destory my credit becuse i complaint fraud XXXX hospital
10/03/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07040	Web
We are experiencing a national pandemic. I am out of work, yet this company decided to put this derogatory bill on my credit. The bill is {$290.00}. I spoke with someone about 2 weeks ago who said they would work with me. I lost my job which I told them I was NOT working but wanted to see if I could appeal the amount with my health insurance company. but two weeks later they put this on my credit to damage my credit. Do they NOT see where are experiencing a pandemic and there is a lot going on. How can they do this???? I want this removed from my credit.
05/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08043	Web
XXXX XXXX XXXX is reporting a dept on my credit report in the amount of {$170.00}. I am getting harassing phone calls from REMEX INC. w hich is the debt collection agency that XXXX XXXX XXXX submitted the debt to. Each time no one would give me any information. I never received documentation from XXXX XXXX XXXX or REMEX INC. statin g that I owed {$170.00} or even for what service was provided as the reason for owing. I found out about the above issue by pulling up my credit information before I recently purchased a vehicle.
03/11/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ XXXXX	Web
THIS COMPANY IS REPORTING A MEDICAL RELATED DEBT ON MY CREDIT REPORT. ITEMS HAVE BEEN UNLAWFULLY AND INACCURATELY REPORTED EVERY MONTH BRINGING MY CREDIT STANDING DOWN SIGNIFICANTLY. I HAVE ATTEMPTED TO RESOLVE THIS MATTER WITH THE CREDIT BUREAUS ON THREE OCCASIONS WAITING 40-60 DAYS IN BETWEEN EACH INQUIRY WITH ONLY ONE RESPONSE BUT NO INVESTIGATION REPORT. PLEASE INFORM THIS CREDITOR THAT IF THIS MATTER IS NOT RESOLVED WITHIN A REASONABLE TIME, AFTER THIS CORRESPONDENCE IS RECEIVED, I WILL FIND MYSELF WITH NO OPTION BUT TO PURSUE THIS LEGALLY.
01/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CT 06704	Web
I have never received any bill for the XXXX XXXX on my credit report. I have disputed it several times have only received a response stating this account is verified as yours how if I never received a bill prior to collections because my insurance paid the bills to the original providers at the contracted rate they have in place. You dont send someone to collections because you want the difference that what my insurance & the provider agree upon. I never received any bills from XXXX XXXX or XXXX XXXX . XXXX XXXX : XXXX XXXX XXXX ( {$110.00} )
04/13/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	NJ 07201	Web
Before attending the appointment at Remex Inc, the attendee stated that her car insurance was responsible for the charge however the receptionist agreed that the auto insurance was responsible for the charge. The attendee made it very clear that if she made the appointment she would not pay for the visit and the receptionist agreed that she would not have paid for it. Months later the attendee receives a bill that she owes a remaining balance of XXXX which she does not pertain to according to the receptionist and her insurance
08/01/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 081XX	Web
Did not provide enough information to verify debt : In XXXX, XXXX and XXXX of 2019 I requested verification according to the FCRA section 609 ( a ) ( 1 ) ( A ) - verification through the physical verification of an original signed consumer contract or promptly remove from my credit file to which they have repeatedly replied with XXXX are also in violation of HIPAA : to which I have recently requested documentation of what they recieved from the provider of service in connection with this alleged debt
07/28/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 07501	Web
I 've been trying to deal with this doctor XXXX XXXX for years now with no avail. I only saw the guy two time in which he prescribed me medication, that i was n't suppose to be taking. Then I come to find out at this doctor was a fraud for organizing and scheme patients and insurances for years. He was take XXXX of dollars in brides. When I call the office to fight the claim the nurse would give me nasty attitude one even cussed at me and threat me if I did n't pay.
08/12/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NY 11229	Web
I never get bill from hospital after my XXXX in XXXX, because they record my address incorrectly. Then in XXXX I started to receive calls from Remex Collection. They were very abusive, rude and called me every other day. I asked them to provide me with the copy of the bill but they refused it. I called to the hospital to get bill and finally got it. So I called to Remex to arrange a payment plan, but they disagreed and were really rude again.
11/06/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08611	Web
stated to REMEX this is a HIPAA violation and the debt is not mine, i was even willing to pay the debt it if it would be deleted from my credit report ( only on XXXX and XXXX ) XXXX deleted it in XXXX, i was told no the would not deleted even if paid {$370.00}, told cedit bureau several times this not my debt and this is illegal to report this inaccurate information on my reports debt is from XXXX but relisted on my report as new account in XXXX
05/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07017	Web
I have disputed with them that the account is not mine. I'm in my 2nd round of disputes currently and they still have provided me an original copy of a bill. Nothing with my signature on it, a copy of my hippa form or anything to prove account is mine. They sent a copy of a document that is not an original bill, proof that have the right to collect this debt and copies of my signature with HIPAA form. They are clearly in violation.
10/23/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07304	Web
Medical bills were to be sent to auto insurance company for car accident. The was never sent to insurance company for processing, How Remex Inc a debit collector got my phone and acquisitions that they sent me statements and I did n't respond. They never sent any thing and didnot even have the right information. Even after i ask them to send me a bill they gave me the run around and also filed false information on my credit report.
05/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Personal information incorrect	NJ 07054	Web
Date : XX/XX/2022 Amount : XXXX $ I am doing complaint against my XXXX XXXX Delinquency REMEX INC has someone else information not belongs to me like address and date of Birth just spoke to customer service on phone ( XXXX ) XXXX,, Dispute ref # XXXX Remex Inc XXXX XXXX XXXX, XXXX, NJ XXXX So, please resolve my issue Regards, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NJ XXXX Cell # XXXX email : XXXX, XXXX XXXX
06/21/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 07109	Web
These accounts do not pertain to me at all. Please have them removed from all 3 credit reporting agencies. Please see below the list of accounts : 1. Identity Theft XXXX Account number : XXXX This is not mine. 2.Identity Theft XXXX Account number : XXXX This is not mine. 3. Identity Theft REMEX INC Account number : XXXX This is not mine. 4.Identity Theft REMEX INC Account number : XXXX This is not mine.
09/23/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NC 27705	Web
REMEX INC are violating my private rights as a consumer by reporting inaccurate information on my consumer report. I did not give them my consent to contact me nor state I owe any alleged debts. REMEX INC are using obscene and profane language as well as defaming my character with this alleged debt. I am enforcing my rights, for the damages caused by REMEX INC pursuant to 15 USC 1692k civil liability.
11/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77450	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. This was a corporate account and mistakenly reported on my profile. I believe there may be an error on the payment status, payment history, and the comment to verify this information, correct this if there are errors, or remove this ASAP. XXXX XXXX ( XXXX XXXX XXXX ) XXXX Balance {$340.00}
03/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08611	Web
Never received any notice that {$370.00} was owed, not a phone or notice, just got a notification that a had a bad collection on my credit XX/XX/XXXX, I have ask for validations of debt several times and I have not received anything I have even offered a pay to delete XX/XX/XXXX and it was refused. I need this off my credit or the debt needs to be validated. Remex XXXX XXXX XXXX, XXXX, NJ XXXX XXXX
12/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 236XX	Web
collection added to mycredit report. contacted remex multiple times for proof that i owe this. received a ledger that does not prove anything and includes medical information but no proof that i signed for them to have my medical info. possible hipaa violation? sent another request asking again for validation. Received a final letter from remex stating that they will not send anything else.
03/22/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NJ 08648	Web
Last week I received a call from Remex Revenue Management of XXXX XXXX XXXX XXXX N.J. XXXX. Stating that they was hired by XXXX to collect a Debt. of XXXX at that in formed that I had payed some of that. Then I. was inform they going to report this to my credit report. Then I got letter from them dated XXXX 2016 with the same. so I just payed the entire bill due to my illnesses.
02/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07650	Web
Remex Inc never sent me a letter of the debt owed. When i called and spoke to someone they refused to give me what is on file or send that copy of the bill they sent back in XX/XX/2020. That is because they never sent anything to my address. The person on the phone said they will only send me paid letter. By NJ state law they are supposed to tell us what is on file.
09/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08611	Web
I would like to make a complaint against XXXX XXXX XXXX & Remex Inc.for Opening a cllaim against me dated XX/XX/2015 that I owe {$150.00} for a service I did not use or never have I heard of this Company about any due bills.and now this issues have been given to Remex Inc . Collections to destroy my Credit without trying to contact me about the matter First.
09/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web
I reached out to this company for over 5 years to get this matter resolved and removed from my credit report because this account is not mines. They have failed to show me proof that this account is mines. The information they shared does not match my health insurance company. My insurance doesnt have any knowledge for this account as well.
04/19/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07017	Web
I was emailed a response today that said they knew no knowledge of any dispute. Now they lied and I have proof of their knowledge and deleting it off my credit report and now placing it back on. It was sent for reinvestigation as you can see then my results came back on XX/XX/2018 and was deleted. The photo I submitted proves I am correct.
05/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08050	Web	Older American
XXXX XXXX were billed to XXXX XXXX. XXXX XXXX denied payment as they required more information. XXXX XXXX XXXX has filed bankruptcy. Outstanding debts were sent to Remex Revenue Services for collection action. I provided all documentation to Remex and they refuse to provide me with written confirmation that my record is cleared.
12/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 078XX	Web
My credit report shows that I am responsible for a debt of {$1800.00} for an XXXX from XXXX XXXX XXXX in XXXX, NJ from XXXX. This amount was already paid by my insurance company, XXXX, and I paid the co-pay. There is NO outstanding balance on the account. REMEX is the collection agency that has reported the debt to XXXX.
10/13/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA XXXXX	Web
This medical debt is not owed I have health insurance and do not owe this bill. I did not sign anything with my signature stating this debt belongs to me. Please remove this from my credit report immediately. This is a medical debt that's not owed when there is health insurance. I signed no papers owning this debt
02/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NJ 07060	Web
REMEX INC at XXXX XXXX XXXX XXXX, NJ XXXX has been sending me collection notices in the amount of ( XXXX ) the collection has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
02/13/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08081	Web
For the past few months I've been disputing a debt with Remex, they have not sent me any information to verify the debt. They have continued to call me, at work, even though I've begged them not to! I think they've been using an auto dialer to call my cell phone and work and my parents!
03/10/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30052	Web
I requested a validation of debt from a collection agency and the sent me information that violated HIPAA. They documentation showed procedures that was performed. I never gave permission to that collection agency to have access to any part of my medical records.
04/11/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07017	Web
They are saying that money is owed to which I have no knowledge of. I have not been provided any proof of signature or identification that this account belongs to me. It is on my credit report which needs to be deleted. The amount stated I owe is {$75.00}.
05/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07018	Web	Servicemember
Im a XXXX for the XXXX XXXX. When i went to the hospital, i was under orders and i gave them who they should billed. They never billed the right person. Then they sold the debt, which is my personal info to a debt collector. Which is a violation of HIPPA
12/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MA 02149	Web
XXXX XXXX XXXX collections account number XXXX isnt mine I am a victim of identity theft discount was fraudulently opened under my name. I have no knowledge of this account. I am asking them to provide proof of signature they have not been able to do so.
04/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08520	Web
It has been over a year since I've tried to reach out to these companies about validating the information reporting on my credit report. Can you please help me resolve this issue. It has been interrupting my life and holding me back. Thank you.
10/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08520	Web
Checking my credit report I found a derogatory mark saying that it was a collection debt with another address on there, it 's not my address nor have I ever lived there, the dates listed are from XXXX - XXXX XXXX I do not owe a Medical debt
09/21/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08859	Web
I LOOKED ON MY CREDIT REPORT AND I SAW THAT THERE ARE XXXX REMEX ACCOUNTS THAT I DID NOT AUTHORIZE OR BENEFIT FROM I HAVE ATTACHED AN FTC REPORT IN HOPES OF GETTING THIS ISSUE RESOLVED I NEED THIS FRAUDULENT ACCOUNT REMOVED
11/19/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	WA 98498	Web
XX/XX/2023 I received a letter in the mail saying I owe {$150.00} from XXXX XXXX XXXX and Im not sure what that is. I dont have any record or receipt of receiving anything from XXXX XXXX XXXX XXXX number is XXXX
05/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07650	Web
The representative who helped me to make a payment told me that he is going to remove this as never charged, but still on my credit. can you please verify this and remove this for me? Thank you!
08/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32796	Web	Servicemember
XXXX XXXX DBA XXXX XXXX is in New Jersey. I have never been to New Jersey. Also, this was supposedly created in XXXX. I have been XXXX XXXX in the military since XXXX. XXXX I was in Colorado.
02/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 33326	Web
Hi, I have some hard inquires in my credit report that I didn't ask for, accounts that were closed on good standing that look open and some collections that are not looking accurate.
12/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08873	Web	Older American
I paid this balance of {$560.00} on XX/XX/2023 for a medical bill to that Remex bought from the company. Which has not been undated and needs to be removed
01/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 076XX	Web
XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX {$50.00} Balance updated XX/XX/2022 This Account doesn't belong to please remove from my Consumer report
07/17/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NJ 088XX	Web
This company calls my phone multiple times daily harassing me. They did NOT notify me my credit would be affected and it certainly has been affected.
02/24/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 08081	Web
i do not owe any debt to this company we do not have any written documents or contacts stating to pay them money according to the FCRA
10/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 34743	Web
My information was sold to a different company. I also have medical bills from places I know I havent visited to receive treatment.
03/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AK 99507	Web
Remex XXXX XXXX XXXX XXXX XXXX XXXX XXXX NJ XXXX Reporting debt of {$75.00} when all debts to the company was paid in full.
06/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	NJ 07305	Web
there is a company on my credit report called Remex and I don't know or never opened an account with this company
10/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MA 021XX	Web
The bill being collected was settled through XXXX XXXX - New Jersey XXXX XXXX Payment Assistance Program.
04/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 076XX	Web
XX/XX/22 XXXX XXXX REMEX INC XXXX XXXX XXXX. We have disputed this account. Thanks!
03/26/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 08755	Web	Older American
MY INSURANCE COMPANY, XXXX XXXX & XXXX XXXX SAYS BILL WAS SETTLED
08/28/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08611	Web
REMEX can not and did not verify this debt and it is not mine
01/30/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MA 02128	Web

01/12/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CT 06515	Web

12/28/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 08854	Web

12/19/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MA 02128	Web

11/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11204	Web

11/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 08873	Web	Older American

11/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	AL 35611	Web

11/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33767	Web

10/27/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 63129	Web

05/19/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 17050	Web

05/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07035	Web

04/29/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NY 11373	Web

03/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08012	Web

03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 07002	Web

03/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 20191	Web

03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08105	Web

03/03/2023	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NJ 07030	Web

02/17/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08873	Web

01/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 10013	Web

01/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NC 28303	Web

12/09/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07036	Web

11/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10005	Web

11/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 08050	Phone

11/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07065	Web

10/15/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10031	Web

08/03/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NJ 08854	Phone

08/02/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NJ 07666	Web

07/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07043	Web

07/15/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92122	Web

07/07/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08610	Web

06/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07041	Web

06/14/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08052	Web

06/13/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08610	Web

06/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07002	Web

05/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07076	Web

04/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA XXXXX	Web

04/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	NJ 08009	Web

04/22/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NJ 07002	Web

02/23/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07728	Web

02/03/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07740	Phone

01/24/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 08873	Web

01/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08520	Web

01/05/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08873	Web

01/01/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 07840	Web

12/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 08872	Phone

10/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33020	Web

10/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07083	Web

10/19/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NJ 08102	Web

10/07/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07103	Web

10/01/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07032	Web

10/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 08012	Web	Servicemember

08/14/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 71343	Web

07/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08861	Web

07/15/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07006	Web

07/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 61761	Web

06/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08859	Web

06/20/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77042	Web

06/15/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 44221	Web

05/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20175	Phone

05/09/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	PA 19013	Web

05/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19047	Web

04/26/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NJ 07206	Web

04/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75040	Web

04/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07095	Web

04/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07701	Web

04/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19124	Web

03/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07033	Phone

03/29/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NJ 07206	Web

03/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07306	Web

03/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07306	Web

03/19/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19124	Web

03/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11763	Web	Servicemember

03/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07095	Web

03/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27517	Web

02/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08873	Web

02/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07095	Web

02/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08015	Web

02/03/2021	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	NJ 07747	Web

01/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 08831	Web

12/29/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78745	Web

12/16/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08690	Web

12/11/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07512	Fax

12/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08902	Web

12/01/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07112	Fax

11/25/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07753	Fax

11/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07712	Fax

11/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07724	Fax

11/03/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07756	Fax

11/03/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07757	Fax

10/30/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08053	Fax

10/28/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07205	Web

10/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07201	Web

10/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07201	Web

08/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

07/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07201	Web

07/13/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07105	Postal mail

06/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08902	Web	Older American

05/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07017	Web

04/22/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07832	Web

04/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07305	Web

04/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19067	Fax

12/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11203	Postal mail

11/02/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NJ 08093	Web

10/04/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NJ 07304	Web

08/22/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08536	Web

05/03/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07020	Web

04/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07305	Postal mail

03/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 18301	Web

01/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07748	Web

11/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07712	Fax

10/26/2018	Yes	Debt collection Federal student loan debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NJ 07080	Phone

03/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07730	Web

03/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07724	Fax

03/07/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07753	Fax

02/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 33326	Phone

01/25/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08816	Fax

01/04/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07856	Web

11/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85011	Web

10/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10573	Web

10/06/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM 87121	Web

09/12/2017	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	NJ 08846	Web

09/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 07095	Web

08/22/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07050	Web

07/19/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07751	Postal mail

06/14/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19055	Web

06/09/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28278	Postal mail

03/19/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07666	Web

02/20/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08817	Web

12/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08816	Web	Servicemember

12/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11225	Postal mail

10/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08879	Web

10/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07821	Web

09/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07054	Web

09/20/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NJ 08724	Referral

08/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07202	Web

08/13/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	NJ 08021	Web

04/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08087	Web

04/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07305	Web

10/06/2015	Yes	Credit reporting	Incorrect information on credit report Account status	NJ 07081	Postal mail

07/25/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	NJ 08053	Web

05/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08046	Web

03/18/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	PA 19020	Web

02/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NJ 07202	Web

02/13/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 07840	Web

12/24/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NJ 07461	Web

12/02/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 07109	Web

11/21/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	NJ 08043	Web

11/02/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 12203	Web

10/07/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	NJ 08055	Web

09/04/2014	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 08035	Web

07/29/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07657	Web

06/23/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 07461	Web

06/23/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 07461	Web

04/29/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NJ 08816	Referral

04/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 10710	Postal mail

03/28/2014	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NJ 08853	Web

03/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08873	Referral

11/13/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 18337	Web