Receivables Management Partners, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32836	Web
Debt collector obligations 809. Validation of debts (Part 1 of a 2 Part CFPB Complaint) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida. XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX Reference # XXXXXXXX XXXX XXXX XXXX undated notice/letter Dear Debt Collector: It was a bright cold day in XXXX and the clocks were striking thirteen, XXXX XXXX XXXX XXXX XXXX XXXX In this case, Defendants argument is like the thirteenth chime of a clock: you not only know its wrong, but it causes you to wonder about everything you heard before. Chief United States District Court XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida, in case # XXXX, wrote the above OPENING LINE at Page 1 by quoting the famous opening line of XXXX XXXX dystopian novel XXXX the book that introduced the world to the concept of XXXX XXXX XXXX XXXX OPENING LINE sets the stage of exactly what to expect in his XXXX page scathing decision in his Order on Motions for Preliminary Injunctions filed XXXX. The XXXX thirteenth strike of all of the clocks at the same time calls into question not only the credibility of itself but of the previous twelve. In the XXXX world of XXXX XXXX the clocks striking thirteen is not an aberration, but a normal way of life where Every record has been destroyed or falsifiedevery date has been altered. Was the Novel XXXX writing about and predicting the out of control and never ending Credit Reporting and Debt Collector fiasco ??? Another relevant XXXX XXXX quote stated: In the end the Party would announce that two and two made five, and you would have to believe it. Well Debt Collectors and Creditors, like the totalitarian XXXX Party, can make outrageous false claims, such as [2 + 2 = 5], but Im not buying it, Im not getting tricked and Im not getting abused as I have the freedom, power, law and common sense to reject them. Just keep continually revisiting the OPENING LINE many times as you read, take notes, reread, investigate, research, talk to experts, talk to clients, reinvestigate and get to know and understand the following facts and argument!! Start by first trying to figure out and explain how my credit score was impossibly reduced on my XXXX credit report. Did you cause it??? Are you responsible??? But first, should your limited resources be wasted on pursuing an insolvent judgment proof XXXX dying XXXX year old XXXX XXXX on Social Security whose bills were required to be paid by my Medicare and other insurance??? Since it is alleged you received $XXXX obviously that is enough and you must cease and desist communication and rebill insurance if your non-profit client is so desperate that it gives illegal aliens a free ride yet over bills US citizen XXXX with insurance required to pay 100%. Why would I or anyone ever go back to Orlando Health??? Are they insane??? Is a fee of maybe $XXXX worth your time when you cannot report any nonpayment under $600 on my credit report? Do you plan to willfully violate the FCRA and FDCPA so I can obtain statutory damages of $XXXX per violation plus XXXX fold punitive damages per XXXX XXXX XXXX XXXX Do you want the CFPB and other regulators to come after you and your clients for fraudulent and deceptive practices? At a minimum, I demand every detailed document that exists including videos, regarding the alleged procedure including agreements, charges and notes by service providers. Everything. In XXXX XXXX Congress passed the NO SURPRISES ACT (NSA) which you and your client have willfully violated. The NSA established rules outlining the need for providers to establish an independent dispute resolution process which prohibits your attempt to coerce me into paying bills that are more than what is actually owed. Obviously, you and your client have violated the obligations imposed by the FDCPA with regard to interactions with health laws and regulations. The CFPB issued a XXXX bulletin reminding debt collectors that attempting to collect a debt from a charge that exceeds the amount permitted by the NSA would violate the FDCPA. Health care providers that generate an invoice that violated the NSA would also be held liable for the actions of debt collectors acting on other behalf. Debt collectors and their clients would also willfully violate the FCRA if they report that a consumer must pay a debt from a charge that exceeds the amount permitted by the NSA. Judge Walker needed 139 pages to address the obvious. Your appropriate response requires many many many more than 139 pages to address my following issues. It should be a NO-BRAINER that you and your predecessors and successors in interest MUST UNCONDITIONALLY and PERMANENTLY STOP, CEASE AND DESIST ALL COLLECTION EFFORTS on the disputed purported debt to mitigate damages. Its not rocket science, Its not brain surgery, Its a piece of cake and Its a walk in the park are common phrases that describe concepts or tasks that are easily understood or performed that are certainly applicable here. Dont be STUPID!! You have no viable ALTERNATIVE! Tell the CFPB in your required response that you permanently cease all collection efforts with a notation that an ARBITRATION filing, if one exists and is applicable, is the only permissible future communication!!! If an ARBITRATION agreement exists, which I demand a copy of any agreement, please be absolutely clear and dont directly or indirectly wrongly threaten or imply filing a prohibited court action or lawsuit as it would be considered a FDCPA violation intended to harass, threaten and abuse!!! Here's the relevant section of the FDCPA, 15 U.S.C. 1692g, on debt validation, for your response, prohibitions and obligations: 809. Validation of debts (a) Notice of debt; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- (1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector; (4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and (5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. (b) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection (a) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumer's right to dispute the debt or request the name and address of the original creditor. (c) Admission of liability The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer. I am responding to your attached letter(s) about a purported debt as set forth in your attached letter(s). I request that you mail me a written Validation of Debt which must include all of the proof and documents described at length below. I vigorously DISPUTE the purported debt in its entirety. This is NOT my Debt and I DISPUTE it. I want you to send me by USPS mail the name and address of the original creditor and any successors in interest or transferees, if any. I do not have any responsibility for the purported debt youre referencing and trying to collect. So I DISPUTE it. This is not my purported collectible debt. Again, I want to make it absolutely clear by repetition that I DISPUTE it in its entirety so that you can clearly red flag and mark your files as DISPUTED to avoid Willful FDCPA violations. If you have good reason to believe that I am responsible for this DISPUTED purported debt, mail me by USPS every document in your and your clients entire file, including but not limited to every direct and indirect written dispute with the CFPB, CRAs or otherwise including those documents that make you believe that the purported debt is valid, enforceable and collectible. Immediately STOP, DESIST and CEASE all other and further communication with me and with this address, (except to respond one time in writing by USPS mail to my request for every piece of proof of the purported debt that would be presented to an ARBITRATOR or in a federal motion for summary judgment with incorporated memorandum of law) and record that I vigorously DISPUTE having any obligation for this purported debt. The USPS, email, text messaging, social media or other unsecured communication means cannot be trusted to safely and securely deliver mail and communications or to prevent receipt by unauthorized individuals, at other addresses, by accident, scammers, fraudsters or negligence. To wit, much of my USPS mail is delivered opened and tampered with and read by others many times as, for example, the name and address window is not visible due to mailing incompetence. Similarly, the USPS tracking service for certified mail is unreliable and cannot be trusted. I am requesting no further communication of any kind whatsoever to therefore prevent mail or communications to be received at other addresses due to sender issues, hackers, scammers, and USPS errors and negligence. Likewise, kindly immediately STOP all further unwanted direct and indirect text messages, emails, phone calls, voice messages, or any other social media or other communication with me regarding your attempts to collect the purported DISPUTED debt. I will make as many CFPB complaints regarding FCRA and other violations needed to stop you and I suspect that the recent XXXX XXXX CFPB DATA BREACH affecting at least 256,000 consumers has almost certainly affected me so I must be overly careful to guard against scammers to limit erroneous release of my private data and communications. For this and other obvious reasons, I need you to STOP further communications and I obviously need the requested documentation proof regarding any claims as any claims are suspect absent complete documentation. Notice is Given that I forever object to the voice recordings of any kind and I therefore do not consent for anyone to record calls with me without my prior written consent which I will never authorize. Once a debt collector receives this letter requesting that they immediately STOP contacting me in any way, theyre not allowed to communicate with me again except to tell me there will be no further contact, provide me with documents requested, or advise me of specific planned legal actions within 20 days that may legally be allowed, such as filing an Arbitration action against me as a lawsuit is not permissible and cannot be threatened under the FDCPA if an Arbitration Agreement exists. So please dont threaten me with any barred court litigation which would violate any Arbitration Agreement as I will consider it a violation of state and federal statutes. If you stop your collection of this purported debt, and forward or return it to another company, please indicate to them that it is DISPUTED in its entirety by forwarding all past documents in the file and communications including this letter. If you report it to a credit bureau (or have already done so), also report that the debt is DISPUTED as required by FCRA, FDCPA and the 350+ page XXXX XXXX Compliance protocols. I insist on compliance with every applicable state and federal statutes, including but not limited to the FCRA and FDCPA. Any willful past, current or future violations of credit reporting and collection procedures shall incur maximum statutory and punitive damages plus attorneys fees and costs against violators, personally or otherwise. I have reviewed my entire paper credit reports of XXXX XXXX dated XXXX XXXX XXXX and XXXX August 12, 2023 and the account number referenced in your letter is not included in my credit reports, so be warned about your obligations under the XXXX XXXX compliance protocols contained in its 355+ page manual. Accurate account number reporting of accounts is required under XXXX XXXX to prevent purported accounts from being inaccurately reported twice (or more) instead of once otherwise additional willful FCRA violations and statutory damages shall accrue. Since my XXXX and XXXX credit reports do not contain your referenced account number, I must consider that it involves identity theft for which your obligations must be followed exactly as required. I have never received any Notice from anyone stating that you are a bona fide authorized agent for Debt collection purposes. So consider this letter a formal Notice that I DISPUTE the purported debt due to IDENTITY THEFT. The most troubling, malicious and intolerable willful FCRA violations possible occurred when my credit score was impossibly reduced due to XXXX, BOTS, SCAMMERS, debt/bill collectors and/or FRAUDSTERS illegally tampering with my credit files via XXXX XXXX and other data submissions to purposely damage my credit score for a sinister purpose. XXXX XXXX IS WATCHING YOU!! That includes the CFPB, the FED, the OCC, the FDIC, the DOJ, the FTC and other regulators who are ALL watching every move you make and ready to put you out of business. Moreover, I need to know your opinion and representation as to whether the documents which I need and request will include an ARBITRATION clause which would require disputes to be resolved through ARBITRATION rather than a United States District Court individual or class action lawsuit. While I believe any account with your purported client may contain MANDATORY ARBITRATION clauses, I cannot be sure without all the purported agreement documents and a binding representation. The CFPB has warned consumers to be on the lookout for Identity Theft and bill/debt collector SCAMMERS falsely claiming entitlement to amounts not owed. I obviously need the documents requested and I will continue to consider this a matter of IDENTITY THEFT unless and until I receive an AFFIDAVIT from the purported original creditor providing me all the requested documents. In XXXX XXXX, I was a victim of Identity Theft when scammers wiped out my checking account funds due to my bank breach and bank error when multiple debit card numbers were submitted and approved by possible random guessing without my card expiration date, 3 digit security code, Name, address, or other required data to process a transaction. I never used the debit card and my debit card was safely locked away and under my exclusive control at all times. After multiple calls and secure messages to my bank, I filed a complaint with the CFPB and the bank still has not discovered how the breach and fraud happened. If a random guess at a debit card can wipe out my checking account, it would be easier to guess at bank credit card numbers in a debt collector scam warned by the CFPB. Are you a SCAMMER victimizing me with IDENTITY THEFT? Are you trying to SCAM an XXXX XXXX citizen? I need AFFIDAVITS with the requested proof. I need the requested proof! I will not get scammed again. I trust NOONE, even ROBO attorneys. Get your ducks in a row!!! I would not be happy if I am forced to file a U.S. District Court action only to be faced with a Motion To Compel Arbitration due to concealment of agreement documents. Any such frivolous conduct would be rightfully countered with my Motion for Summary Judgment and a temporary restraining order request to punish violators for willful FCRA violations and other statutes, further claiming a WAIVER was created by concealment. If warranted, I will have no problem also naming the CFPB and its Director, Rohit Chopra, in any federal court action to the extent necessary to obtain 100% compliance with the FCRA, FDCPA and related statutes. I also advise you that I am a XXXX years old XXXX female and American with XXXX in poor health and judgment proof and all my income is from EXEMPT sources such as federal Social Security benefits with my average balance in my social security account is below my monthly SS deposit and never more than 2 times my monthly deposit. I simply have no assets or income which anyone can attach from pointless, abusive or frivolous litigation intended merely to harass and abuse me. Moreover, last year I have been affected by medical malpractice, XXXX a declared natural disaster by a direct hit by Hurricane Ian, illnesses and other medical matters all at the same time. Plus, as stated ago, my checking account was wiped out by fraudsters. Moreover, I discovered that my credit file reported false delinquencies even though I actually had a perfect credit payment record and such concealments reduced my credit score by 200 points totally destroying my credit. Everything bad happened to me all at once starting with medical malpractice, health issues and SCAMMERS and then by Hurricane IAN and then by creditors promising publicized payment deferrals yet then falsely reporting delinquencies. My credit reports are inaccurate and incomplete as the required coding for my situation is not on my credit report for any listed account. How hard is it to insert the XXXX XXXX code AW into every account? Do you even know what AW means? However, I am ready, willing and able to litigate and defend any frivolous litigation or arbitration including seeking relief from the U.S. Court of Appeals for any appealable order including the delay or denial of injunctive relief requests. I shall also insist on compliance with federal Rule 11 and motions for Rule 11 violations shall be filed promptly after the expiration of applicable safe harbor periods for incurred violations. Moreover, if I live long enough, I am prepared to seek personal XXXX XXXX bankruptcy relief if and when necessary, filing objections to all claims and submitting my claims for damages through bankruptcy adversary proceedings. Do you want to pay an Arbitrator $XXXX to gain nothing? Do you think you can avoid my USDC DISCOVERY requests and information subpoenas? Do you want the CFPB to come after you when you violate your obligations? Again, I am responding to your contact about a purported debt you are attempting to collect which, as stated multiple times, I DISPUTE in its entirety. Again, please STOP all direct and indirect communication of any kind with me and with this address about this purported debt except to respond to me in writing regarding my requested documents by delivering me requested documents. Furthermore, due to hearing problems and issues, I am unable to receive phone calls so I am unable to discuss any matter over the phone or otherwise under any scenario. Just STOP all communications! The Telephone Consumer Protection Act (TCPA) restricts calls to residential and wireless telephone numbers absent the prior express consent of the called party. I do not want any calls or direct or indirect communications of any kind whatsoever to be made to me in the future. I do not consent to receiving any calls made to me in the future and any calls received by me after you receive this letter shall be considered willful violations of the TCPA for which maximum possible penalties shall become automatically and immediately due and owing to me by violators without notice. Again, record and prominently FLAG in your records that I forever DISPUTE having any obligation for this purported debt. Again, if you forward or return this purported debt to another company, please indicate to them that it is DISPUTED. If you report it to a credit bureau (or have already done so), also immediately report that the purported debt is DISPUTED. Once I notify a CRA and/or Furnisher and/or Debt Collector that I DISPUTE data (such as this dispute) my credit report MUST INDEFINITELY include the required PERMANENT Notice that the account is DISPUTED BY CONSUMER even if the CRA/Furnisher/Debt Collector disagrees. If my credit report from any CRA has at any time in the past (or in the future) included an account related to your purported disputed debt without the required DISPUTED status, then such FCRA violation shall be considered a Willful, wanton, malicious, deliberate, abusive and intentional violation for which the maximum statutory damages of $1,000 shall be sought against every violator, plus punitive damages. XXXX XXXX is quite complex and impossible to comply with so the best procedure of reporting is to never report at all and to never change, delete, update or alter dispute status as such will almost certainly result in manual negligent incompetent user errors for which damages will accumulate quickly to entirely offset purported debts. While some untrained incompetent employees may willfully violate the FCRA to purposely destroy a consumers credit score in hope to collect purported disputed debts under duress, I demand compliance with the FCRA, FDCPA and every other statute. In my opinion, Furnishers/Debt Collectors are best served by permanently DELETING from credit files Disputed/Uncollectible accounts to mitigate damages from Furnisher/user errors and willful unlawful conduct. Every interaction with a creditor, a CRA and/or debt collector constitutes an opportunity for me to obtain statutory, punitive and other damages, including attorney fees, when laws are broken for willful and negligent non-compliance with known statutory requirements and protocols. The best possible settlement obtainable would be to walk away and abandon any and all disputed purported uncollectible claims otherwise I will be one your creditors with exponentially increasing claims after you continue to violate my rights. I never agreed to permit anyone to report inaccurate or incomplete information of any kind on my credit report. I have never been offered my statutory right to OPT-IN or OPT-OUT of credit reporting to protect my right to privacy to prevent FCRA violations. I hereby unconditionally and unilaterally REVOKE and terminate for CAUSE any imaginable right to report data of any kind on any of my credit files with any CRA. Obligations under the FCRA, FDCPA and other debt collection and reporting statutes TRUMP any purported creditor claims so compliance of every statutes is a precondition to collect and report any purported claims. If you want to do business with consumers, you must first learn how to comply with extensive ever changing obligations, including XXXX XXXX which is impossible to accurately report even by a specialist due to arbitrary and confusing possibilities. Stated another way, an original credit card purported creditor is not entitled to collect claims unless and until all its obligations have been satisfactorily completed without violations of any law. You should be careful to comply with mandatory statutory imposed record retention requirements to enable the CFPB to administer and carry out the purposes of the FCRA, FDCPA, the Dodd-Frank Act, as well as to prevent evasions thereof. The record retention requirements also will facilitate supervision of debt collectors and the assessment and detection of risks to consumers. The CFPB has published a comprehensive checklist to audit and insure compliance with regulatory obligations. I suggest you review the checklist to insure compliance before responding to me. You should know that as soon as Hurricane IAN hit me directly and my health was affected by XXXX and other health issues with other issues plus a wipe out of my checking account, I diligently contacted every creditor seeking publicized payment deferrals and other relief only to be effectively denied relief by incompetence. The general creditor response was to retaliate against me for merely asking for relief by inaccurately reporting every account inaccurately. No one knows how to code XXXX XXXX except for simple payment reporting but when things get changed errors are everywhere, either negligently or willfully. If I made 100% of my payments and if I was never late how could credit reporting agencies say I was 60 days delinquent? More importantly, I discovered that each CRA provided me with conflicting data on my paper reports and my paper reports did not contain all the data reported to CRAs under XXXX XXXX Why is data reported on XXXX XXXX but concealed from my paper credit reports? Why do my paper credit reports only contain a small portion of data reported by XXXX XXXX and contained in my credit file? How can I properly dispute my credit file if 50% of the data in my CRA file is concealed from consumers? How can I discover inaccurate data on my credit file if 50% of data is concealed from me and excluded from my paper credit reports? The entire credit reporting system is a disgrace in complete disregard for consumers rights and rights to privacy. Every communication with a creditor seemed to result in negligent data entry errors by users. Furnishers are incapable of complying with statutory obligations and the XXXX XXXX system. Again, I need every document, including every XXXX XXXX submission, submitted to every CRA to compare my numerous paper reports with data in my credit files reported via XXXX XXXX Moreover, many of the XXXX XXXX data fields are reported blank forcing fraudulent submission overrides rather than blocking incomplete or conflicting data. Even when errors are discovered and acknowledge by top senior bank officials in charge of USA credit cards, nobody knows how to correct inaccurate reporting even after reporting ETHICAL misconduct to the bank Chairman of the Board. One bank even hires incompetent High School Graduates to handle CFPB disputes without any knowledge of the FCRA or XXXX XXXX protocols and obligations. I subscribe to a variety of services so I see daily changes to my credit files so I see the daily mistakes of credit reporting by erroneous coding under XXXX XXXX. Many Many Many times I see a DISPUTE ADDED one day and then fraudulently and inaccurately REMOVED the next day. Everyone knows that Debt Collectors try not to report Disputes, even though required, as a dispute may not negatively affect a credit score which may hinder chances to force consumers to pay even fraudulent disputed claims as consumers generally want good scores. Well, the system tanked my scores needlessly! Is your Debt Collector commission of peanuts worth $100,000+ in attorney fees and punitive damages? Do you want to risk the CFPB coming after you demanding $10,000,000+? Do you want to lose clients and be put out of business by the CFPB? I object to having accounts reported on my credit reports as reporting is unconscionable! While your letter fails to disclose what I consider a complete mandatory inclusion of the statutes set forth at the beginning for consumers rights regarding Debt Validation, I am responding even though the failure to respond would not have consequences in litigation. The CFPB and others suggest some of below type of questions for Debt collectors to respond to. I like to purposely repeat points so that there can be no misunderstanding about what I am writing about and requesting. Please supply the information below so that I can be fully informed: Why you think I owe the purported debt and to whom I owe it, including: The name and address of the creditor to whom the purported debt is currently allegedly owed, the complete account number used by that creditor and the previously issued account numbers, if any, the complete account number reported to every CRA for current and past account numbers and the detailed amount allegedly owed since inception including amounts and all data reported to every CRA. Please note that there is no reason to NOT report a complete account number in letters and credit files especially when an account has been closed to future transactions especially if consumers have ZERO liability for unauthorized activity, especially after closure. If an account has been closed or an account number has changed in the last 7 years, please send documentary proof of the dates of closure and/or account number change and the dates reported of the mandatory mid-cycle update to every CRA to ascertain whether the mandatory XXXX XXXX protocols have been compliant or violated. If this purported debt started with a different creditor, provide the name and address of the original creditor, the entire account number used by that creditor, and the detailed amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me the exact date and complete terms of the relationship when the current creditor and/or debt collector obtained the purported debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the purported debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? Again, I need to know about any ARBITRATION provision buried into any original or amended agreements as I cannot rely on the search results of the CFPB or other websites. I also need any purported contract provision that authorized the reporting to a CRA (if it exists) which I hereby revoke as invalid ab initio if any data was inaccurately reported to any CRA, either willfully or otherwise. Reporting to a CRA must be 100% accurate otherwise DELETION is mandatory. Inaccurate credit reporting, standing alone, is unconditional grounds to bar future credit reporting at the request of a consumer to guarantee the consumers right to privacy. I object to credit reporting of all my closed and disputed accounts due to willful violations of the FCRA and other statutes. If you are asking that I pay a purported debt that somebody else is or was required to pay, (such as an insurance company through a credit card benefit) identify that person or entity. Provide verification and documentation about why this is a purported debt that I am required to pay. The amount and age of the purported debt, including: A copy of the every billing statement sent to me by the purported original creditor since inception. State the required Date of F
01/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32506	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. RMP SRVC LLC bal. {$3000.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau po box 4503 Iowa City, Iowa 52244
11/18/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33626	Web
This is the information regarding the creditor. Allied Business Services is the collection company acting on behalf of XXXX XXXX XXXX. I am filing this complaint regarding the following hospital and the manager of their billing department. XXXX XXXX Accounting Manager XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX On XX/XX/XXXX, I applied for XXXX XXXX through Family and Social Services. At the current time, I had insurance coverage through XX/XX/XXXX XXXX. I had recently relocated to Indiana to take care of my mother, who was having health issues. On XX/XX/XXXX, Indiana family and social services mailed me a letter of approval for XXXX coverage. On XX/XX/XXXX, XXXX. XXXX sent me an invoice for the first premium for XX/XX/XXXX XXXX. In this letter, they stated that my conditional eligibility date was XX/XX/XXXX. On XX/XX/XXXX, I was admitted as a patient into the emergency room at XXXX XXXX XXXX. At the time of admission, I provided the hospital with my XXXX XXXX information. I informed them that I had applied for XX/XX/XXXX XXXX on XX/XX/XXXX. On XX/XX/XXXX, XXXX XXXX XXXX sent me a letter telling me that I could be eligible for community assistance. The letter made no mention of my existing XXXX coverage or my Indiana XXXX application. When I received the letter, I called the XXXX XXXX XXXX accounting department. I spoke with their financial counselor and explained that I had already provided my XX/XX/XXXX XXXX information when admitted into the emergency room. I also explained that I had already applied for XX/XX/XXXX XXXX and received my approval letter. She asked me to send her the approval letter fromXX/XX/XXXX XXXX. She told me that I should fill out the community assistance application anyway, in case there was a problem billing XXXX. On XX/XX/XXXX, XXXX XXXX XXXX sent me an invoice for {$2000.00}. On XX/XX/XXXX, I paid for my first six months of XXXX premiums. At that time, my Indiana XXXX became effective as of XX/XX/XXXX, and my XX/XX/XXXX XXXX terminated as of XX/XX/XXXX. On XX/XX/XXXX, I received another letter from XXXX XXXX XXXX telling me that I could be eligible for community assistance. Once again, I contacted the XXXX XXXX XXXX accounting Department and spoke with the financial counselor. I informed her again that at the time of my hospital admission, I had existing XXXX coverage through XX/XX/XXXX and that my XX/XX/XXXX XXXX was now in effect. She said she would look into the situation and call me with the resolution. She never called me back, so I assumed that the situation had been resolved. On XX/XX/XXXX, Allied Business Services placed a collection account on behalf of XXXX XXXX XXXX for {$2000.00}. On XX/XX/XXXX, I sent a letter to Allied Business Services, disputing the debt and informing them that I had XXXX coverage at the time of my hospital visit. I also notified them that placing a collection account on my credit bureau file without first notifying me is a violation of the Fair Debt Collection Practices Act. I asked them to provide me with documents to validate this collection account. I did not receive any response from Allied Business Services. The collection account has never been deleted from my credit bureau file. On XX/XX/XXXX, I sent a letter to XXXX XXXX, Accounting Manager of XXXX XXXX XXXX, detailing all of the events surrounding the account. I included copies of all of the relevant documents as attachments to the letter. Included in the attachments was a print-out from the state ofXX/XX/XXXX licensing Department website showing that Allied Business Services is not licensed to operate as a collection agency in the state of Florida, which is a violation of Florida state law. I requested that she remove the collection account from my credit bureau file. On XX/XX/XXXX, I received a call from XXXX XXXX, notifying me that she was in receipt of my letter and that she would look into the matter and get back to me. She also acknowledged that she was in receipt of all of the attachments regarding my XXXX account, as well as a copy of the application for financial assistance. I never heard back from her. On XX/XX/XXXX, I sent another letter to XXXX XXXX, notifying her that if the account was not deleted from my credit bureau file immediately, I would file formal complaints with all of the appropriate agencies. As of today, nothing has been removed from my credit bureau file, and I have not received any response from XXXX XXXX XXXX regarding the situation. I am filing this complaint against XXXX XXXX XXXX and requesting an investigation by the Consumer Financial Protection Bureau. I am also filing a separate complaint today against Allied Business Services regarding their illegal collection activity. According to the Consumer Financial Protection Bureau complaint database, Allied Business Services has multiple complaints that have been filed against their company. I am also filing formal complaints today with the Office of the Indiana Attorney General, Office of the XXXX Attorney General, and the XX/XX/XXXX
03/08/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 787XX	Web
RMP Services has three collection accounts under my name and are refusing to share any of the details required by law and this is not my account. Name * XXXX XXXX Phone Number * ( XXXX ) XXXX Account Number Credit Account Account # XXXX ( Dispute ) Reason for contact * I don't know why I'm being contacted How can we help you? * XXXX XXXX XXXX XXXX XXXX XXXX, XXXX TX XXXX XX/XX/2022 Receivables Management Partners , LLC XXXX XXXXXXXX XXXX XXXXXXXX, MI XXXX, United States RMP LLC, I see that you placed an item for collection on my credit report. I have contacted XXXX XXXX XXXX XXXX, based in XXXX XXXX, CA. I reside in XXXX, TX, and have never done business with them. I spoke to their manager, and they have no record of me in their system, furthermore, any debts with any of their locations, providers, physicians, or properties ( under the umbrella of XXXX XXXX XXXX XXXX ). Furthermore, they do not have locations in Texas, and even when I attempt to go through your payment portal to confirm information, my social security is not accepted, which means you are incorrectly reporting this information, as you do not have the correct information. Despite the above, If you believe I am still responsible for this debt, please send me any documentation you have proving that I owe it along with the below information/ request. Until then, please cease all communication with me and note on your records that I dispute any responsibility for this debt, and you will be responsible for any financial losses due to erroneous information on my credit reports. Please supply the information below so that I can be fully informed : Why do you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them if that is different from the official name. In addition, tell me when the current creditor obtained the debt and whom the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If any additional interest, fees, or charges have been added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying tocollect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt in Texas I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address, and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address, and telephone number of the state agency issuing the license. If you are reporting this information to a credit bureau or have already reported it, report that I am disputing this debt. XXXX XXXX
06/22/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN XXXXX	Web
I contacted Receivables Management Partners , LLC ( RMP ), who appeared on my XXXX credit report. I contacted them at XXXX and spoke with representatives and explained that I have filed bankruptcy, gave the case number and attorney information. I advised my bankruptcy was discharged and that they have reported to my credit report in error. I received a phone call from this agency on XXXX at XXXX central time which is out of my time zone because of my relocation and move. I advised them I was not aware of any debt owed and to cease contacting me by phone and send any details to me in writing. I still received harassing automated calls, and sent a letter on XXXX to XXXX XXXX XXXX XXXX, OH XXXX requesting for debt validation documents in accordance with FDCPA15 U.S. Code 1692g - Validation of debts. On XXXX I received a call again and provided my provided my attorney 's name and number XXXX XXXX with XXXX XXXX XXXX P : XXXX \| F : XXXX \| D : XXXX and advised debt was disputed and I'm in process of filing bankruptcy requested all correspondence to be forwarded to my counsel to validate debt. After setting up forwarding mail with USPS and also notifying my attorney I never received any correspondence from this agency or the original creditor showing the debt as owed or validated. They confirmed they sent the debt to my credit reporting agency as of XXXX even after validating the debt. After they confirmed these details I requested for them to remove the error off of my credit report. The manager XXXX ( Indiana office ) who refused to provide me her full name and extension was extremely abusive, over talked me, and asked me questions and refused to allow me to provide details in the answer by raising her voice and overtalking me during my attempt to respond. I felt horribly belittled and she was extremely condescending. When advising her that she is over talking me she threatened to disconnect the call. I then requested for physical address of her company to where I can send formal complaint letter. She taunted me stating that she will leave account open and cease and desist only when they verify discharge and she can fix this ( credit report ) at the stroke of a button if I cooperate with her and prove to her that their name is listed on my bankruptcy discharge '' I laughed with XXXX in disbelief of this response, and she stated I was being rude which gives her reason to disconnect the call. When I advised that she is violating my rights she disconnected the call. I called back and talked to rep XXXX ( Michigan Office ) who confirmed they received my dispute and attorney info on XXXX and sent debt to credit report on XXXX. Transferred to Supervisor XXXX XXXX ( Michigan office ) who I confirmed filing date and discharge date of bankruptcy and was told that they can report to my credit if they want to even if debit is disputed and not validated. I revisited harrassing phone calls and confirmed dates with her of dispute. She then states allegedly now they don't have record of my dispute after previous rep confirmed receipt of it. She stated she is transferring my account to another manager since our conversation was not productive. I spoke with XXXX XXXX advising of the errors of their handling of my dispute and bankruptcy he stated " My window to dispute the debt was in XX/XX/XXXX - XX/XX/XXXX stating they sent correspondence in XX/XX/XXXX and that my fault that I did not update my address to them ''. I advised that I again no longer resided at that address since XXXX of XXXX and I am not aware of the alleged original creditor as I documented in XX/XX/XXXX. He then stated he will log my dispute today. I advised him that is unacceptable. I already disputed the debt and plus it is under bankruptcy. He confirmed that they have validated my bankruptcy and stated he is refusing to remove the error from my credit report and will only update it that is a bankruptcy account if I have a problem with his answer to get my attorney to contact him instead and since I am choosing to not accept their answer he will disconnect the call. I advised him that the debt is not a valid debt and that their XXXX window from XXXX expired and they willfully reported my debt to agency in XXXX when the burden of proof is on them and never given. XXXX disconnected call. This type of behavior and practices violating someone rights and using their credit report as a weapon against them I THOUGHT was illegal. I am requesting for immediate relief and action to be taken against this agency for their abusive and manipulating collection practices. I have been protected under the dispute process and even furthermore the bankruptcy process of which they have willfully ignored. I am extremely afraid based on their threatening and obtuse behavior they will continue to weaponize my credit report against me after I did everything within my power and rights under the law to rectify this. PLEASE HELP
11/24/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77070	Web	Servicemember
I am filing a complaint of non-compliance requesting validation, made pursuant to the Fair Debt Collection Practices and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting VALIDATION ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay these companies : 1 ) RMP LLC ACCT # XXXX. I pull my credit report for 1st time on XX/XX/XXXX not nothing that this collection was on my credit report. I found out I have a right as consumer because I didnt even know that this was on my credit report. So, I found a letter that I can use to dispute this collection on the website of FTC. So, I sent them a letter of validation which I mailed certified on XX/XX/XXXX ( I have attached the letter I sent them ). They received it on XX/XX/XXXX and respond back with a letter on XXXX XXXX. I not only wrote them to give me 'VALIDATION '' but the 3 credit bureaus who are breaking laws of the FCRA along with t RMP LLC They are taking money from RMP LLC they reporting wrong amount that owe and wrongs dates of when the account was closed etc. ( 1 ) The FCRA which I saw on the FTC and CFPB website says that if my information is being reported inaccurately. This is defamation, financial injury stating the case : US Court of Appeals Ninth Circuit, No. 00-15946, Nelson vs. Chase Manhattan. The result if file in court damage incurred by the wrong parties as deemed by the court. I have told the 3 bureaus that RMP LLC is reporting these things incorrectly. 2 ) RMP is violating me by " Re-Age '' my account by reporting the date of last activity instead of the date of XXXX delinquency. Consumer protection afforded by the FCRA Sec. 605 ( c ) fine of XXXX I have a copy of my credit report on XX/XX/XXXX and on XX/XX/XXXX showing they didn't follow the law.. 3 ) If collection Agency doesnt validate a debt and continually to pursue collection activity. The consumer protection afforded by the FDCPA Section 809 ( b ), FTC opinion letter XXXX from XXXX. Fine {$1000.00}. ( 4 ). The above account # XXXX by RMP LLC was deleted from my credit report but reinserted without notifying me in writing within 5 business days. Consumer protection afforded by the FCRA Part ( A ) ( 5 ) ( B ) ( ii ) fine of {$1000.00}. The Credit Bureaus are also continually refusing to correct information after I have proved them proof of inaccuracies. Which is defamation, willfully injury. FCRA Section 623 CUSHMAN V. TRANS UNION CORPORATION US Court of Appeals for the Third Circuit Court Case 115 F. 3d 220, June 9, 1997, Filed ( XXXX XXXX ) This month the FTC, and Federal Law Enforcement Partners have announce Nationwide Crackdown on Abusive Debt Collection Companies. This is formal complaint that you have failed to provide me with copies of any viable evidence, bearing my signature to my dispute letter deposited by certified registered mail with USPS. ( have attached certified letters that were sent ). I have maintain careful records and for your benefit, and as a gesture of goodwill final attempt to have you clear up this matter. You have 15 days to cure. How are you guys reporting or verifying these accounts to the CRAs when it lacked underlying documentation. InXX/XX/XXXX the FTC held that the FCRA barred a debt buyer from " verifying a tradeline disputed by a consumer when it didn't posses the original documents. FTC allegations was that upon receiving a CDV form from a CRA that the debt buyer ( s ) and furnisher ( s ) they can not use the PCM for verification does not constitute an " investigation '' for purpose of section 1681s-2 ( b13 ), when a consumer disputes the accuracy of information reported by debt buyer ( s ) or furnisher ( s ), they should either verify the information with the original documents bearing a signature within the time period set forth in the FCRA or take all necessary steps to deleted the information from the files of all consumer reporting agencies to which the information was reported within 5 business days after receiving the consumer dispute, notify all consumer reporting agencies to which the information has been provided that the information is to be deleted from the file of the consumer who has disputed the account. Consent Decree Order, Section II. Please delete this items from my report immediately.. These accounts have hurt my ability to obtain credit
02/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 223XX	Web
This is major violation this was supposed to be deleted off my credit report. We will be seeking damages against RMP LLC and original creditor. This was the last message we got from RMP LLC as followed : Receivables Management Partners , LLC has reviewed the consumer 's complaint and appreciates the opportunity to provide a response. The account in question was assigned to our company on XX/XX/XXXX. We sent the consumer a validation notice on XX/XX/XXXX with no notification of mail return. The validation notice would have advised the consumer that the account was placed for collections and provided her 30 days to dispute the validity of the debt. The consumers written correspondence was received and notated on her account XX/XX/XXXX. The account was placed on a cease communication status and marked as disputed. Our office sent three requests for verification of the debt from our client. We will request the tradeline be deleted due to untimely response from our client. If our client does not return verification of the debt the account will be closed and returned to our client. If the consumer needs any additional information, we can be reached at ( XXXX ) XXXX Monday through Thursday from XXXX XX/XX/XXXXto XXXX XX/XX/XXXX EST and Friday from XXXXXX/XX/XXXX to XXXXXX/XX/XXXX EST.\\\ Does your agency have a debt collection license in Virginia? If so, please provide the name on the license, the license number and the telephone number of the state agency that issued the license.. On XX/XX/XXXX I pull my credit report and found out that RMP LLC : ORIGINAL CREDITOR : DRS. XXXX XXXX XXXX ACCOUNT # XXXX. I am filing this complaint against them for non-compliance violations. I wrote them a letter of validation on XX/XX/XXXX certified mail with return receipt. They received on XX/XX/XXXX. The RMP LLC, did not response with in 30 days. By not replying in timely manner to my initial letter on XX/XX/XXXX, you have not only violated federal and state laws, but you have also failed to provide me with copy of any viable evidence, bearing my signature, showing the account is being reported accurately. The following non-compliance violations:1 ) They show no proof that they have an agreement with the original creditor to collect this alleged debt. 2 ) They have no copy of a signed contract where I allegedly agreed to pay the charges. 3 ) The medical bill reveals personal medical information about me. ( This is violation HIPAA- HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ), rules prohibit disclosing my individual 's protected health information unless you specifically authorized them to. 4 ) Creditor is reporting history inaccurately such as last date reported and last activity dates are all wrong : The case US Court of Appeals, XXXX XXXX, No. XXXX, Nelson vs. Chase Manhattan. This defamation and causing me financial injury. The fine extent of damages incurred by the wronged party as deemed by the court. 5 ) Collection agencies " Re-Age '' by reporting the date of last activity instead of the date of the first delinquency. 6 ) Collection Agency, has not validated my debt and they are still continue to report to the credit bureaus. Consumer protection afforded by the FDCPA Sec. 809 ( b ) FTC opinion letter XXXX from XXXX fine of {$1000.00}. Be aware that I am making a final goodwill attempt to have you clear up this matter by removing this item from my credit report. I am maintaining a careful record of my communication. I further remind you and the credit bureaus as in Wenger v. Trans Union Corp., No.95-6445 ( C.D.Cal. Nov. 14, 1995 ) you may be liable for your willful non-compliance. This matter is harmful to me especially doing this COVID-19 pandemic please delete immediately. Please answer all those questions on the attachment and send documents we requested. Are your claim is not justified.
05/06/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IN 46168	Web
So today on XX/XX/XXXX, I contacted IMC Credit Services regarding paying off a debt that I had a payment arrangement on. I was well aware that I was a payment behind due to forgetting to make a payment and I had noted that with the gal I spoke to on my call for payment prior to today 's payment call. Upon providing my information I was asked if I was making a double payment, I said yes and asked for my payoff amount which was {$190.00}, only {$20.00} more than what a double payment would have been so I said I'd just pay it off. This was something that I was going to be sued for but I was able to make arrangements to pay on it before it went to court. Every time I have called to make my payment on the current balance I'm paying on I'm being told that I have other " debts '' in other " departments '' with their agency. I have requested copies of those " debts '' to review to make sure nothing is being duplicated ( I've had to pay quite a few bills that I don't recall incurring or receiving actual bills for from the providers office ). After calling today and speaking with XXXX and making a final payment of {$190.00} on this current debt, she informed me that there were other " debts '' in another department totaling {$1600.00} and asked about making payment for that. I told her I had requested copies of these and needed to review them before I made any kind of payment arrangement and she proceeded to tell me in a very rude manner that I've had 3 years to review these and I should know what they say and that they can't " hold '' this debt and that it would be filed for suit if I couldn't make a payment or payment arrangement. I've spoken with this lady more than once to make payments on my now previous debt and each time she has been extremely rude and forceful about making payments on the " other debts ''. The other gals I have spoken with when calling to make payments have not given me any problems or made it seem like I " had '' to do something and treated me like I'm some ignorant piece of trash like XXXX has. It should also be noted that on this recent debt I've just paid off, I was told I couldn't extend my payments out for more than 6 months and that I " had '' to make payments of {$85.00} every two weeks when I got paid otherwise they'd take it to court and garnish my wages for more than that. The last time they sent me anything they were filing suit against me for other medical bills, I missed the court date because I was in the emergency room with a XXXX XXXX. I tried to reach out to XXXX XXXX XXXX to let her know of the situation but of course couldn't reach her directly. So naturally she was granted whatever she asked for and my wages were garnished at {$270.00} a paycheck every two weeks. That was {$540.00} out of my checks for 3.5-4 months as a single mom with XXXX kids on an income that barely supported us before the garnishment. I had to continue to make arrangements with my landlord for rent payments, I had utilities shut off because I wasn't able to pay my bills. Yet I had no other options. If I'm attempting to make a payment arrangement on something, don't give me a cap of 6 months because that's what the debt collector wants. Not working with people and what they can truly afford is probably why so many people have so much debt they can't pay off because debt collectors make it unreasonable for you to be able to do such a thing. The old saying, " you get more bees with honey than you do vinegar '' stands true for any company that provides any type of customer service, and right now XXXX with IMC Credit is putting out more vinegar than honey!
07/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 475XX	Web
To Whom It May Concern : I received a phone call from Receivables Management Partners on XX/XX/2020 advising of a debt owed to XXXX XXXX. Prior to this communication, I received no phone calls or letters via USPS mail regarding the debt by RMP. I advised the representative that at least one of the amounts she was showing was in dispute with XXXX XXXX and that I would have to look into the amounts and status of dispute before paying debts that may or may not be owed by me. On XX/XX/2020, I noticed that 3 separate collections had been reported to my XXXX and XXXX reports from RMP. I immediately sent an email to them ( as it was a Saturday ) requesting a phone call back reference this issue. I received a call back on Monday, XX/XX/2020 from the same rep do which I had spoken to previously. I inquired as to the collections on my report, at least 2-3 times, during the call and was advised by her ( at least twice ) that she showed no notes regarding the amounts being sent to collections. I promptly advised her that someone had sent them, and the contact on the report was RMP. When she continued to deny this, I advised her that I would call the original creditor, XXXX XXXX. I immediately hung up with her and called XXXX XXXX to inquire as to the amounts and previously stated dispute. I was advised during this call that, basically, they could see my original call regarding the dispute but that it had, basically, gotten overlooked, but given the situation would be escalated. In addition, I was advised that a second amount, as reported by RMP, was incorrect as adjustments were never made to the original bill. I requested that these amounts be recalled from RMP for inaccuracies and am awaiting a phone call to determine the result of that request. In the mean time on XX/XX/2020, I submitted a complaint to the XXXX regarding the practices of RMP due to their refusal to delete inaccurate information from my credit report, which is hurting my report. In my complaint, I noted the information obtained, by me, from the original creditor ( XXXX XXXX ). I requested that the accounts be deleted from my report, pending validation of the debt ( which I never received from RMP ) and the XXXX XXXX resolution. The response that received from this complaint was a basic form letter advising that they ( RMP ) had attempted contact on multiple occasions ( by phone ) prior to the initial contact on XX/XX/2020. They also advised that they initially received the debt from XXXX XXXX in XXXX of 2020 and mailed a notice to my address. I have never received any communication from RMP via phone or USPS mail prior to the initial call on XX/XX/2020. At this point, they are refusing to delete this accounts from my credit report, pending resolution and validation of debt, they can not provide me with proof of a notice sent to me in XX/XX/2020. It is my assumption that they can not provide proof of a notice sent and/or received to me because they bypassed this requirement. I was never afforded my 30 day right to dispute the debt in question. In addition, they are continuing to report inaccurate amount information to my credit. This company is using illegal practices to collect amounts larger than owed and report inaccurate ( damaging ) information to consumer reports. And, if they are doing this me, Im sure Im not the only consumer that is suffering from these illegal and, grossly unethical practices by RMP. My right as a consumer is the accuracy of my report and, RMP, has refused me that right. Respectfully, XXXX
08/07/2019	Yes	Debt collection Medical debt	False statements or representation Told you not to respond to a lawsuit they filed against you	IN 46074	Web	Servicemember
XX/XX/2019 Attempted to call the phone number on the complaint, XXXX. Spoke with Rep. XXXX. XXXX advised that I was not calling IMC Credit Services LLC. That I was actually calling RMP. A separate company that Attorney XXXX XXXX represents. Violation False or Misleading Representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt ; or ( 14 ) The use of any business, company, or organization name other than the true name of the debt collector 's business, company, or organization. XX/XX/2019 Contacted IMC Credit Services and spoke with Rep. XXXX. I asked her that if I agreed to the terms of the proposed payment agreement, minus the 20 %, if I would still need to go to court. She told me that I would not need to go but there would still be a judgement entered against me so that IMC still had some recourse if I defaulted on my payment agreement. Violation Section 807 False or Misleading Representations ( 15 ) The false representation or implication that documents are not legal process forms or do not require action by the consumer. XX/XX/2019 Contacted IMC Credit Services LLC and spoke with Rep. XXXX. While trying to work out payment arrangements, RepXXXX XXXX told me that she could not take a less payment than the garnishment amount of {$150.00}. Being a reasonable person, I believed what she told me and agreed to {$150.00} monthly payments, which I can not afford but felt like I had no choice but to accept what she claimed to be the minimum garnishment amount. Violation Section 807 False or Misleading Representations ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. XX/XX/2019 Contacted IMC Credit Services LLC and spoke with RepXXXX XXXX. I made a payment of {$1500.00} this day and reluctantly agreed to make payments of what I was told the minimum garnishment amount of {$150.00} a month till the debt was paid in full would be. I asked XXXX if there was an agreement letter or something to show I paid the {$1500.00} and what my new balance was. She responded that IMC doesn't have that to send out. That the only thing they can send me was a letter showing my payment. I also asked her if I was going to receive a bill in the mail and she said they do not send out bills. I was to call my payment in by the end of the month. Violation Section 807 False or Misleading Representations ( 15 ) The false representation or implication that documents are not legal process forms or do not require action by the consumer. This is also a violation of Small Claims Court procedure. The court requires a settlement letter be signed by both parties and filed with the court. Respectfully, I have been deceived and flat out lied to by IMC Credit Services LLC. I have attempted in good faith to pay and settle this debt but have only been taken advantage of, to the point a physical illness at my work place from stress.
12/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46218	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX XXXX XXXX, MN XXXX To : The XXXX XXXX XXXX XXXX for RMP LLC From : XXXX XXXX XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX XXXX XXXX My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : XXXX ) An explanation of what this alleged account balance is for. XXXX ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. XXXX ) Documentation that shows I agreed to pay this debt with my signature. XXXX ) The Agreement that grants you authority to collect on this alleged debt. XXXX ) A copy of your state license, including license number that give you rights to collect in my state. You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector XXXX XXXX passing XXXX XXXX XXXX XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX XXXX XXXX. Courts require your contract for jurisdiction. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act. Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have, except to provide me with accurate verification of this debt by XXXX mail only. I also submitted this letter to the Consumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and XXXX XXXX XXXX XXXX to have confirmation of proof if you respond without the proper validation request or not in the 15 day timeframe you have. You have 15 days from the date of this letter to respond with all items requested or this is considered an insufficient validation response and this item must be removed immediately or I will seek litigation for XXXX damages. Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles. If you lack understanding of this paperwork, forward to your ATTORNEY. By : XXXX XXXX XXXX XXXX
04/25/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 473XX	Web
In XX/XX/XXXX I was involved in an auto accident and was taken to XXXX XXXX XXXX in XXXX , IN for examination and XXXX . XXXX XXXX XXXX performed the XXXX services. I provided the hospital with my insurance information, which they forwarded t o XXXX XXXX XXXX . According to my insurer, I was left with an outstanding balance. I never received any written statement or notice from XXXX XXXX XXXX XXXX during XX/XX/XXXX . All other medical bi lls were settled i n XX/XX/XXXX , so I was under the impression that XXXX XXXX XXXX XXXX had also been paid in full. I n XX/XX/XXXX , I was notified that a debt of XXXX had been turned over t o IMC Credit Services for collection. I disputed the charge, as I had no other notice of any outstanding debt. IMC notified me a few weeks later that the debt was from XXXX XXXX XXXX XXXX . I made inquiry to XXXX XXXX XXXX XXXX about this bill, and received the following reply via e-mail : " Thank you for the kind compliment regarding the services that were rendered to you by the hospital and the reading radiologist. Our practice strives to offer the highest quality care. The insurance information provided to the hospital was appropriately forwarded to XXXX by the hospital, and your insurance in fact processed the claim. The balance that remained was your out-of-pocket expense. The following day after receipt of your insurance XXXX XXXX XXXX ( XXXX ), a statement generated to the address provided by the hospital. Regretfully, this statement returned in the mail due to no available mail receptacle. We engaged a third party to perform skip-tracing on the account, as we do for all accounts with an invalid address. Respectfully, XXXX XXXX XXXX XXXX '' XXXX XXXX XXXX XXXX had addressed the statement to my physical address ; I live in an area in which all residents have post office boxes, and the post office returned the mail as " undeliverable as addressed. '' Not one other attempt was made on the part of XXXX XXXX XXXX XXXX or their skip tracer to contact me, either by e-mail or telephone, to establish my correct mailing address. I have lived in the same home for over 20 years and have established utility accounts in the area, so I 'm not that difficult to locate. I paid the debt as requested, but would like to have the collections report to the credit bureaus rescinded. XXXX XXXX XXXX is largely responsible for the fact that the debt remained open for nearly a year, as they failed to make reasonable attempts to contact me. It 's difficult to pay a bill that is never received, and even a meager attempt to locate me or find my mailing address would have resolved this in a timely manner.
01/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 768XX	Web
Financial Control Services , LLC ( FCS ) is in violation of multiple provisions of the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). Specifically, FCS has violated the following provisions of the FCRA and FDCPA. FCRA : 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) 15 U.S.C. 1681s-2 ( a ) ( 3 ) FDCPA : 15 U.S.C 1692c ( c ) 15 U.S.C 1692e ( 2 ) ( A ) I originally received correspondence from FCS of an alleged debt dated XXXX XXXX, 2015 ( Attachment : FCS Debt Notification ). I replied to FCS in regards to this correspondence on XXXX XXXX, 2015 asking for validation of the alleged debt ( Attachment : Debt Validation Letter to FCS ). I also requested that FCS " cease and desist. '' This correspondence to FCS was sent via United States Postal Service ( USPS ) using certified mail receipt and delivery confirmation. My correspondence was received by FCS on XXXX XXXX, 2015 by FCS 's employee XXXX XXXX ( Attachment : FCS Dispute Letter Receipt ). FCS provided correspondence dated XXXX XXXX, 2015 ( Attachment : FCS Dispute Response ) in response to my dispute notification. In the correspondence, FCS stated that they were ceasing collection efforts and removing the account from all consumer reporting agencies. On XXXX XXXX, 2015, I received a notification from my credit monitoring service, Identity Guard, that a new account had been placed on my credit report. This account was an alleged collection account reported by FCS with a balance of {$620.00}. This is after FCS stated that they were ceasing collection on this account and that they were not reporting the account to the consumer reporting agencies. FCS is in violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) because they are reporting information that they know is erroneous. FCS is also in violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) because they are reporting information after I sent them notice of the inaccuracy of this debt and they confirmed the errors. Additionally, FCS is in violation of 15 U.S.C. 1681s-2 ( a ) ( 3 ) because they have not annotated the account as disputed and are still reporting this disputed account on my credit reports. FCS is in violation of 15 U.S.C 1692c ( c ) since an employee named XXXX at extension XXXX contacted me several times after I provided written notice to FCS to cease communication. FCS is also in violation of 15 U.S.C 1692e ( 2 ) ( A ) by falsely representing the amount and legal status of the debt. As per evidence presented above, FCS is in violation of multiple provisions of the FDCPA and the FCRA. I request that FCS delete this tradeline from all consumer reporting agencies including, but not limited to, XXXX, XXXX, XXXX, and XXXX.
04/11/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 30339	Web
A collection was filed with Berks Credit and Collection in XX/XX/2015. I was not made aware of a collection and there was no attempt on the part of Berks to contact me, although they claim to have sent XXXX letter in XX/XX/2015. This letter was not sent via certified maiI and, per an employee at Berks Credit and Collection, was sent to an address I had not been associated with for almost 3 years. In order to speak with the collection agency, I had to call Equifax for the company information. I first spoke to XXXX XXXX and asked her to remove one of the collections showing on my credit report since, for whatever reason, the same collection had been reported twice. She refused and told me to take it up with the credit agency. XXXX already told me the duplicate is because of an error from Berks and they can not remove it, only the reporting collection agency can. I then asked XXXX to remove the collection from my credit report when I pay and she refused that as well. She would not give a reason as to why they would not remove the collection when it would be satisfied today after I had to reach out to them. The call was ended so I called back and spoke to XXXX XXXX who was equally rude and condescending. XXXX ended the call with me as I tried to question the company practice of reporting paid in full versus removing the debt collection from the credit report. I want to understand this practice before the account is paid in full. Once reported tot the Better Business Bureau, the company responded by stating they will remove the duplicate account from my report since it was an error made on their end that has caused XXXX hits to my credit, but they have not addressed the fact that I was not given proper notice of this collection before it was placed on my credit report. In speaking with XXXX XXXX, Berks Credit and Collection admitted to sending a letter in 2015 to an address that I had not been associated with in almost 3 years. This letter was not sent certified mail and XXXX stated, " We ca n't send everybody with a collection a certified letter for their collection. We send a letter and if it does n't get returned, we assume it was received ''. I explained this is a poor assumption as mail is lost or thrown away all the time and there is no way to account for if someone received the correspondence unless it is signed for. XXXX continued to be rude, condescending and disrespectful on the call and threatened to end the call when I told her that she needed to watch her tone and attitude when speaking to a customer/client. Since proper notice of the collection was not given prior to the collection being placed on my credit report, it should be removed from my report altogether upon payment.
07/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
**resubmitting complaint XXXX for second account on my credit report as this was not sent to debt collector-file is blank**. In early XXXX, my husband and I began to investigate items on our credit reports. After seeing many strange items on our report - we went to the credit bureaus to initiate an investigation. Shortly after submitting a request for verification - We received a response from this RMP company in regards to 2 derogatory items on my credit report. Unfamiliar with the information that they sent me, and since I now had the contact information for the debt collector themselves.. i sent a letter ( attached ) to the creditor asking for further verification. When i asked for further verification to the collection company as to what this was and to verify that this belonged to me ... their response was that they were not required to verify twice. I am incredibly confused by the information that has been submitted to me and do not see how in any way this verifies that the debt was mine. I have been making payments on things that i have had in collections, attempting to do the right thing, but after further evaluation we have realized that we are paying on things that we thought were taken care of already, are old, or just are n't ours, and we are trying to figure it all out so that we can do the right thing. The paper trail does not make sense, and with the lack of and vague responses from the debt collector i am not confident that what is provided is accurate. RMP 's dismissal of my additional attempts to verify a debt that IS NOT MINE is unlawful. This item needs to be deleted by this debt collector as no further verification has been provided that this debt is in fact mine. RMP is being very suspicious in its collection of my debt in ignoring my request for additional verification and is not following the appropriate laws for assuring this debt is mine. It is unforgivable to not provide further information when requested. From my recollection of going to any doctors appointment, my id is scanned - both my id and my insurance card. RMP should be able to provide this at the bare minimum if this is truly mine. If this is not possible, some other form of validation needs to be provided- something with my signature at the least. This is hurting my score and causing my credit limits to be reduced on other accounts. I am very angry and upset with the amount of time this is taking. I should not have to work so hard to have something verified accurately. I genuinely am not sure this item is mine, and am asking you to verify this. I am frustrated that companies are still able to do so little and provide such little information while creating such a great amount of damage.
08/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN XXXXX	Web	Servicemember
The debt that this company has sent to collections was paid by my insurance company ( XXXX ). Below is a letter I am sending to them detailing the actions I am taking. I have contacted them dozens of times with no resolution. They have sent my account to collections and have refused to retract it. I am at my wits end and will be initiating legal action if they persist in tearing up my credit. XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL. XXXX RE : Acct # XXXX To Whom It May Concern : This letter is regarding account # XXXX, which you claim that I owe {$1900.00} for dates of service XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. I have spoke with your agents several times about this issue. XXXX has claimed that they have paid these accounts in full. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation : that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual agreement to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I do not owe, is a violation of the FCRA & FDCPA : therefore if you can not validate this debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for Defamation Violation of the Fail Debt Collection Practices Act ( Including but not limited to section 807 8 ) Violation of the Fair Credit Reporting Act ( Including but not limited to Section 623 b ) Please note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent on your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Protection Bureau CC : Attorney Generals Office CC : XXXX XXXX XXXX
08/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AZ 85210	Web
The Fair Credit Reporting Act USC 1681 Section 602 ( a ) states " There is a need to insure credit reporting agencies exercise their grave responsibilities with fairness, impartiality, and respect for the consumer 's right to privacy. '' XXXX and XXXX are consumer reporting agencies and I am the consumer. Which under this act I have the right to make sure that my information remains private and isn't shared. But it seems that my rights are being violated due to the collections I see on my consumer report. Pursuant to 15 USC 1681b " Any consumer reporting agency may furnish a consumer report under the following circumstances and no other, ( 2 ) In accordance with written instructions of the consumer to whom it relates. I in fact DID NOT give consent to have anything added to my consumer report which is a direct violation of the Fair Credit Reporting Act. This is also considered identity theft according to 12 CFR 1022.3 subpart A ( h ) " Identity theft means fraud committed or attempted using the identifying information of another person without authority. " Again I gave no written consent at all for this action to take place which is against the law. XXXX and XXXX do not gave my consent to furnish this information and for certain do not have my written consent. All consent to XXXX and XXXX whether it is verbal, non-verbal, written, implied or otherwise is revoked. Also according to 15 USC 1681C ( a ) ( 5 ) states " Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information, any other adverse item of information, other than records of convictions of crimes which antedates the report by more than several years. '' These accounts are adverse items they are reporting as I said before without my permission which is against the law. 15 USC 1681e states " Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. '' XXXX and XXXX are not maintaining the proper procedures. And, 12 CFR 1016.7 States that " A consumer may excercise the right to opt out at anytime. '' I am opting out of your reporting services. The following accounts are below : XXXX Services Date opened XX/XX/22 Amount {$1000.00} Furnisher of information : XXXX XXXX XXXX XXXX XXXX XXXX XXXXl Date opened XX/XX/22 Amount {$1800.00} Furnisher of information : XXXX XXXX XXXX XXXX XXXX XXXX Date opened XX/XX/22 Amount {$870.00} Furnisher of information : XXXX XXXX XXXX
07/04/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
In early XXXX, my husband and I began to investigate items on our credit reports. After seeing many strange items on our report - we went to the credit bureaus to initiate an investigation. Shortly after submitting a request for verification - We received a response from this RMP company in regards to XXXX derogatory items on my credit report. Unfamiliar with the information that they sent me, and since I now had the contact information for the debt collector themselves.. i sent a letter ( attached ) to the creditor asking for further verification. When i asked for further verification to the collection company as to what this was and to verify that this belonged to me ... their response was that they were not required to verify twice. I am incredibly confused by the information that has been submitted to me and do not see how in any way this verifies that the debt was mine. I have been making payments on things that i have had in collections, attempting to do the right thing, but after further evaluation we have realized that we are paying on things that we thought were taken care of already, are old, or just are n't ours, and we are trying to figure it all out so that we can do the right thing. The paper trail does not make sense, and with the lack of and vague responses from the debt collector i am not confident that what is provided is accurate. RMP 's dismissal of my additional attempts to verify a debt that IS NOT MINE is unlawful. This item needs to be deleted by this debt collector as no further verification has been provided that this debt is in fact mine. RMP is being very suspicious in its collection of my debt in ignoring my request for additional verification and is not following the appropriate laws for assuring this debt is mine. It is unforgivable to not provide further information when requested. From my recollection of going to any doctors appointment, my id is scanned - both my id and my insurance card. RMP should be able to provide this at the bare minimum if this is truly mine. If this is not possible, some other form of validation needs to be provided- something with my signature at the least. This is hurting my score and causing my credit limits to be reduced on other accounts. I am very angry and upset with the amount of time this is taking. I should not have to work so hard to have something verified accurately. I genuinely am not sure this item is mine, and am asking you to verify this. I am frustrated that companies are still able to do so little and provide such little information while creating such a great amount of damage.
05/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46222	Web	Servicemember
in XXXX of XXXX I received a summons to appear in court for Statewide credit Association about medical bills they were trying to collect. So XXXX/XXXX/XXXX I made contact with XXXX with Statewide credit to set up a payment plain because there were multiple accounts ( 6 accounts ). As I was taking to XXXX I explain I would like to be able to say which account that the payments were going to and that when the accounts was paid it either came off my credit report or showed paid in full. XXXX starting getting upset and explained to me that it could not happen that way the accounts had all been put in to one large account and until the entire account was paid nothing would come of my credit report or showed paid. Not knowing my rights I made the first payment. When I got home that night I started researching and find that Statewide had violated my rights by not applying the payment to the account I wanted. That night I wrote a letter to Statewide telling them that I wanted the payment applied to account XXXX which would leave a balance on that account of XXXX. So on my next payment on XXXX/XXXX/XXXX I sent a letter saying I want the payment to go to account XXXX which would pay this account off with a balance on the payment of to be applied to account number XXXX. I made two more payments on XXXX and XXXX both to go to account XXXX. I had not heard anything from Statewide and the account that I paid off was still on my credit. So I stated to call the original creditors on XXXX/XXXX/XXXX I made a payment to XXXX XXXX XXXX for XXXX pay off that account ( account # XXXX ) and called XXXX XXXX XXXX XXXX XXXX XXXX and paid XXXX paying off this account ( XXXX ) I sent a letter with the receipts to Statewide credit and explained those accounts were paid in full and would like that to reflex on my credit report. on XXXX/XXXX/XXXX I received a summons to appear in court for a garnishment for now payment for these accounts. On XXXX/XXXX/XXXX I paid XXXX to XXXX XXXX XXXX and sent a letter to Statewide explaining the account ( XXXX ) was paid in full and sent a receipt showing these they are still trying to collect on accounts that have been paid and the account are list individual and listed as one large account on my credit report. I just want someone to hold them accountable for there action. I was try to get a new home when all this came up and having the accounts listed more then once and them not letting me pay the account and them remove or showed paid on my credit has hurt my credit.
04/25/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48315	Web
XXXX XXXX XXXX, XXXX XXXX CT, XXXX MI XXXX Phone : ( XXXX ) XXXX I was called on the phone by XXXX and they immediately asked me to verify personal information. I was unwilling to provide to a random phone call. I also identified that I was sure I knew why they were calling because of the collection notice I received. I told them I responded to the initial letter for a collection of {$1300.00} was not correct. On XX/XX/XXXX, I sent them via this website : file : XXXX : XXXX % XXXX % XXXX % XXXX % XXXX % XXXX - the following message : I received a phone call today asking me to verify my information over the phone. I am unwilling to do this. Regarding my account that they called about today - I wrote a letter of dispute and sent it to you on the XXXX of XXXX. I have 30 days to respond as listed in the letter I received on the XXXX of XXXX. I dispute the callers comment that I refused to reply. It is not appreciated and I am documenting this reply. Further on XX/XX/XXXX ( still within the 30 days and using the same website sent this message ) : I previously wrote you on XX/XX/XXXX to report that I disputed the collections that you contacted me about. You have since sent me nothing but the overall bill, that does not equal the amount you are stating you are collecting. I need to understand how you came up with the amount outstanding, as I have cancelled checks and account statements that do not show the amount you are seeking is correct. Please provide me an accounting of how you came up with the amount in collections. To date, I have never received anything from this company other than an " original '' hospital bill with the amount owed that didn't represent the claim. In the interim, I had continued to pay the hospital directly until this was resolved. Randomly, they we call me to harass me, even when I indicated to them that I would deal with them in writing. No communications have come to me since the initial request. Unfortunately, I don't remember the dates of two other phone calls, but both were harassing in nature. The first revolved around me telling them to acknowledge both the mailed letter I sent in dispute and the web based dispute letter ( referenced above ). They refused to do both. The second revolved around me telling them to provide a valid claim and a proper amount and that any monies paid had to go to them. I told them I had a payment agreement with the hospital and was paying down the amount owed monthly ( sometimes twice ).
08/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 480XX	Web
XX/XX/XXXX - I paid XXXX XXXX XXXX ( XXXX ) {$500.00} via debit card for services rendered, including intake tests via an outside facility ( XXXX XXXX ), since XXXX did not provide coverage for treatment at XXXX. The XXXX XXXX XXXX specifically said the {$500.00} was for medical tests performed outside of XXXX. XX/XX/XXXX - I paid XXXX an additional {$24000.00} cash via MasterCard, Visa, and XXXX XXXX credit cards. XXXX business office assured me no further charges would be requested since I was paying cash. However, they would submit claims to XXXX just in case XXXX would reimburse some of the fees. XX/XX/XXXX - I received a {$370.00} bill from XXXX XXXX for services rendered on XX/XX/XXXX through XX/XX/XXXX which totaled {$520.00}. XXXX paid XXXX a portion of the bill ( when XXXX theorectically should have reimbursed me instead ). However, XXXX still charged me the remaining {$370.00} ( which I had already paid XXXX ). I continued to receive this bill from XXXX XXXX even after I explained I had paid XXXX cash for all services rendered. XX/XX/XXXX - I called XXXX again, after receiving several more bills, and told them I had paid XXXX already. They responded that I owed them {$370.00} for services rendered anyway. I wrote a letter to XXXX explaining I did not owe any money and that I had already paid XXXX. They returned the letter with a statement that I must pay XXXX, and subsequently turned my account over to a collection agency, ALLIED. This is now on my credit report. I filed a dispute via XXXX. The result of the dispute did not change the situation. After many attempts to contact the XXXX business office ( no one was answering the phone, email was returned as invalid ) I was at a loss of what to do. XX/XX/XXXX - XXXX sent me a bill for {$48000.00}. This bill said I had not paid ANY portion of the billed services. I continued to call the XXXX business office daily for several weeks before I was finally able to speak with someone named " XXXX '' on XX/XX/XXXX. XXXX told me to ignore the {$48000.00} bill. He said it was sent because someone had not realized the services were financed via self pay. He said he would contact the XXXX Director regarding the {$340.00} bill and call me back. He did not call back and did not return any subsequent calls or reply to several voice mail messages. I've sent email and called several times daily since XX/XX/XXXX with no one answering the phone or returning my calls.
07/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32246	Web
XXXX / XXXX /2014 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , Fl XXXX This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. The accounts in question are listed below. Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. You are required by federal law to provide me with verifiable proof on file of each account listed below. It is against the law to retain in my file, assemble, and sell a credit report containing unverified and invalid information. Your failure to positively verify the validity of the accounts listed below has hurt my ability to obtain credit. Under the FCRA you required to promptly DELETE NOW all unverified and invalid accounts, to avoid potential violations of FCRA 605. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. Please verify and validate all data for each listed account, every notation, dates and balances, whether reported or not. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. Please provide me with a copy of an updated and corrected credit report showing these items removed, I demand the following accounts be properly verified or removed immediately. Name of Account : ALLIED COLLECTION SERVICES Thank You, XXXX XXXX
04/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IN 46140	Web
XX/XX/XXXX We needed new utility service my wifeI was notified we had an old debt for utilities my wife was told we had to contact collection agency to which my wife did she called XX/XX/XXXX and spoke with XXXX XXXX who verified the service address to which we owed money for she was told by XXXX we could split payment up and then was given a confirmation number to which we had to supply to utility company for even being able to start new service-once utility company verified payment with collection agency our new service was started-Now over a 2 years later after reviewing both of our credit report we are both surprised to see where this debt still remains on our credit reports as unpaid as well-when I researched I discovered Collection Associates the collection agency did NOT apply the money we authorized for utility company debt to be paid but instead Collection Associates paid an ALLEGED debt we knew nothing about nor have we ever acknowledge-So we contacted Collection agency via emails along with emails to utility company asking this to be taken care of-the collection agency response was for my wife to call them-my wifes response to them was no seeing how last time she called you screwed that payment up-I did call the collection agency to which this was to be all taken care of and as of todays date it has NOT-Collection Associates withdrew money out of our bank account and applied money to an account we did not authorize the money that was withdrawn to be applied towards-when Collection Associates was notified of this they want to dispute any Wrong Doing they done-I also requested that they pull phone conversation up to which XXXX and XXXX on XX/XX/XXXX at XXXX and XXXX both said they would not do-I also requested that the phone conversation he was having a copy be mailed to us and I was denied this as well-XXXX also told me on the phone conversation of XX/XX/XXXX that their err of Collection Associates would be removed from our credit reports and as of todays XX/XX/XXXX date this has not been done nor has there been any copy of conversations mailed to our address as we requested-We want this collection agency removed from our credit files-if they pull up the conversations and mail them to us this would be proof our our account was paid and this collection agency made MISTAKES-needs to removed via the collection for XXXX that we ow {$0.00} to and ultility bill {$0.00}
01/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49341	Web
XXXX XXXX constantly changed the amount they said I owed for my treatment with them in XXXX and early XXXX. However I paid it every time they gave me an amount, always thinking I was paid in full after insurance. At one point I was actually overpaid over {$100.00} because they were overcharging me. Then in XXXX XXXX, XXXX they sent me to collections for {$32.00} and {$7.00} for a total of {$40.00}, which they never sent me a bill for just sent me to collections. On XXXX XXXX, XXXX I paid and did n't argue with them, thinking I was paid in full six months after my XXXX ended. XXXX XXXX, XXXX they sent me a bill for {$180.00} and I called for a detailed statement. All I got was another statement with credit adjustments and now saying I owed {$36.00}. This time I went to XXXX XXXX to try and resolve the matter. There they said I owed {$3.00}, as I was going to pay this I decided to make them call the Accounting Department to explain the {$36.00} versus the {$3.00} because I wanted this paid in full, over and done with since I had not been there for treatment since XXXX XXXX. When Accounting forwarded the statement after waiting about an hour, it showed {$36.00}. I paid that instead of the {$3.00} and said I wanted something showing I am paid in full and do not owe them anything more. I received the attached detailed statement showing I paid them {$36.00} on XXXX XXXX, XXXX with a Patient Responsibility of XXXX. I do believe this was for one of the overcharges they they credited me at one time and reversed but I just wanted it done and paid it, it was clear they did n't know what they were doing. They assured me they would get everything taken care of with the credit reporting agencies because this was all their mistake in their Accounting Department with changing the amounts and not filling me in six and nine months after my XXXX was over, when I thought I was paid in full. I do not owe this {$32.00} on my credit report, another new amount, but from the XXXX XXXX date where they started the collection process and I immediately tried to take care of it. This should not be anywhere on my credit, nor should it ever have been. I was not aware they never fixed anything with the credit reporting agencies until I applied for my car loan in XXXX XXXX. And this says {$32.00}, It took me a while to find all the receipts and documentation, but I did and it is attached. Thank You.
04/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 78238	Web
XXXX, XXXX XXXX SOC SEC # XXXX XXXX XX/XX/1971 ADDRESS XXXX XXXX XXXXXXXX XXXX XXXXXXXX, XXXX XXXX XXXX TX XXXX RMP SERVICES LLC XXXX RMP SERVICES LLC XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious RMP SERVICES LLC XXXX RMP SERVICES LLC XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX DOB XX/XX/1971 ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, TX XXXX
10/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46112	Web	Servicemember
XXXX XXXX reported on my credit there was a bill for services rendered at XXXX XXXX XXXX. I told the person over the phone that there was a XXXX balance ( paid in XXXX XXXX - all three bills XXXX XXXX XXXX ( 2 ) and XXXX XXXX ( 1 ) ) ; I requested that they send the proof of the bill. I got no response. I challenged it on my credit report and recevied no response. I requested that the proof of the bill be sent from XXXX XXXX and got no response. Then, approximately, in XXXX XXXX, I received notice that XXXX XXXX had filed a lawsuit to sue for the amount plus court costs and 8 % annum. I spoke with XXXX XXXX and stated it was paid. I was spoken down too and threatened with various things and told I was a liar. XXXX XXXX continued on and tried to tell me to just no show up in court if I didnt believe this to be true. The paralegal also prescribed unsolicited legal advice that it was in my best interest to pay. I esculated the issue with IMC and was told XXXX XXXX was the supervisor and person responsible for the return call. I never received a call. I requested again from XXXX XXXX and XXXXXXXX XXXX XXXX in wriitng and the bills ; I never received them. I was told by XXXX XXXX XXXX that I had a XXXX balance and they would mail the receipt. XXXX XXXX sent an electronic statement of services renedered. I also questioned billing because I had received a refund from XXXX XXXX after I filed a complaint about being double charged for same services by multiple providers. I have appeared in court twice and spoken with XXXX XXXX of XXXX and XXXX, who is the attorney for XXXX XXXX. He said there is no way my statements could be true and told me I can not countersue for more than {$6000.00}, I could not file motions in court if they were in paper copy, and went on how he was going to be calling people to the stand to testify and try to pressue me into settling with him. XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX have continued to fail tor espond to written, email, phone call, and faxes. I have over 80 hours invested in legal defense, lost wages, incurred cost to travel, and additional loss when all parties are fully aware this was filed fraudently. XXXX XXXX XXXX is adament that XXXX XXXX is fully aware that there is a XXXX balance and XXXX XXXX continues to argue in court this will take eight hours to settle in court ( seems he is trying to milk a paycheck ) ./
10/17/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46220	Web
Please be aware we have and can provide a copy of an audio recording of today 's call in which multiple representatives from XXXX XXXX XXXX repeatedly refused to send my husband a letter describing why they started calling his cell phone on Saturday. Excerpts of that audio recording are attached with this complaint. We have stellar credit and in recently purchasing a home reviewed all our credit reports. So it would be surprising if the calls involve collection of any legitimate debt and regardless, the tactics used in refusing to send anything in writing were outrageous. In both calls, including the one that we recorded this morning, the company 's representatives repeatedly asked for my husband to disclose sensitive personal information to them over the phone -- including his date of birth and even his Social Security number -- before they would agree to tell him why they are calling. The call was on speaker phone so we could record it. When my husband challenged the supervisor for asking him to provide his Social Security number in an age when identify theft is rampant, she demurred that she was just providing him options. When we both asked the company to send information in writing, because we 're not comfortable giving out personal information over the phone, they eventually claimed the company sent a letter on XXXX XXXX. We said we did n't receive any letter and asked them to resend it. They refused saying they ca n't send us anything XXXX even to whatever address they have on file and that they would have used to allegedly send the first letter XXXX without my husband first providing sensitive personal information to them by phone. Multiple representatives, including but not limited to a supervisor who said her name was XXXX XXXX, another employee who said her name was XXXX, and another supervisor who gave his name as XXXX, did this repeatedly on the call that we recorded. The recording shows that multiple XXXX XXXX XXXX employees flat-out refuse to send anything about their collection purpose in writing. If CFPB is interested in taking regulatory action against this company, we can provide the much longer recording. In addition, the company indicated that it also was recording the call for verification and training purposes. So CFPB can also seek a copy of the company 's recording to further verify our complaint about their tactics.
09/13/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	NC 27265	Web
I am writing to bring to your attention a matter regarding the lack of response from RMP Services LLC in regards to a debt validation letter that I had sent them on XX/XX/2023. On XX/XX/2023 I had sent a debt validation letter via certified mail, return receipt requested, to RMP Services LLC as per my rights under the Fair Debt Collection Practices Act ( FDCPA ) Section 809 ( b ). The purpose of this letter was to request validation of the alleged debt they claimed I owed. According to the FDCPA, upon receiving a debt validation letter, the collection agency must provide verification of the debt or cease their collection efforts. However, despite the certified tracking information confirming that they received the letter on XXXX XXXX, I have not received any response from RMP Services LLC to date. This lack of response has caused me significant concern and frustration. By not providing me with the necessary validation of the alleged debt within the legally required timeframe of 30 days, RMP Services LLC is not adhering to the obligations outlined in the FDCPA. This conduct goes against the consumer protections put in place to ensure fair and ethical practices within the debt collection industry. I believe it is important to highlight this issue to your attention, as your organization plays a vital role in enforcing consumer protection laws. I kindly request your assistance in addressing this matter and ensuring that RMP Services LLC fulfills their obligations under the FDCPA. Enclosed with this letter, I have provided copies of the debt validation letter I sent, the certified mail receipt as evidence of delivery, as well as any other relevant documents to support my claim. I trust that these materials will be of assistance in investigating this issue further. I kindly request that you investigate this matter promptly and take appropriate action against RMP Services LLC for their failure to respond to my debt validation letter. Additionally, I would appreciate it if you could keep me updated on the progress of this investigation. Thank you for your attention to this matter. I look forward to a favorable resolution of this issue and I trust in the CFPB 's commitment to protecting consumer rights.
12/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 223XX	Web
On XX/XX/XXXX I pull my credit report and found out that RMP LLC : ORIGINAL CREDITOR : XXXX. XXXX XXXX XXXX ACCOUNT # XXXX. I am filing this complaint against them for non-compliance violations. I wrote them a letter of validation on XX/XX/XXXX certified mail with return receipt. They received on XX/XX/XXXX. The RMP LLC, did not response with in 30 days. By not replying in timely manner to my initial letter on XX/XX/XXXX, you have not only violated federal and state laws, but you have also failed to provide me with copy of any viable evidence, bearing my signature, showing the account is being reported accurately. The following non-compliance violations:1 ) They show no proof that they have an agreement with the original creditor to collect this alleged debt. 2 ) They have no copy of a signed contract where I allegedly agreed to pay the charges. 3 ) The medical bill reveals personal medical information about me. ( This is violation HIPAA- HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ), rules prohibit disclosing my individual 's protected health information unless you specifically authorized them to. 4 ) Creditor is reporting history inaccurately such as last date reported and last activity dates are all wrong : The case US Court of XXXX, XXXX XXXX, No. XXXX, XXXX XXXX XXXX XXXX. This defamation and causing me financial injury. The fine extent of damages incurred by the wronged party as deemed by the court. 5 ) Collection agencies " Re-Age '' by reporting the date of last activity instead of the date of the first delinquency. 6 ) Collection Agency, has not validated my debt and they are still continue to report to the credit bureaus. Consumer protection afforded by the FDCPA Sec. 809 ( b ) FTC opinion letter Cass from LeFevre fine of {$1000.00}. Be aware that I am making a final goodwill attempt to have you clear up this matter by removing this item from my credit report. I am maintaining a careful record of my communication. I further remind you and the credit bureaus as in XXXX XXXX XXXX XXXX XXXX, No.XXXX XXXX XXXX. XXXX XXXX, XXXX ) you may be liable for your willful non-compliance. This matter is harmful to me especially doing this COVID-19 panedamic please delete immediately.
04/08/2017	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32905	Web
FINANCIAL CONTROL SERVICES XX/XX/2017 Address : XXXX XXXX, TX XXXX Phone : XXXX XXXX, FL XXXX Dear Sir or Madam : I am a victim of identity theft. I am demanding that you reinvestigate my credit file under the Fair Credit Reporting Act Section 611 [ 15 USC 1681I ]. You have no way to ascertain the legitimacy of my action without investigating the items in question. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify FINANCIAL CONTROL SERVICES or any company associate with this account and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Additional stall tactics on the part of your organization will be reported to the Federal Trade Commission FINANCIAL CONTROL SERVICES or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation. Sincerely, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX, XXXX, FL XXXX
03/07/2017	Yes	Debt collection Medical	Taking/threatening an illegal action Sued w/o proper notification of suit	IN 46226	Web
I had XXXX in XX/XX/XXXX due to being laid off. I incurred XXXX XXXX bills. The facilities an, but not the physician billers. When i received collection bills for these visits from IMC Credit, i sent letters to the debt agency and the billing company ( XXXX ), asking them to detail the status of the debt ... date of service, had insurance been billed and if so, what did i owe as a remaining balance. I received no response. Until, I received notice from an attorney that a judgement had been filed against me for the bills. I called the debt agency asking why a lawsuit was filed versus responding to my questioning the debts and was told that if they received a letter questioning the debt and did not feel the questions were specific enough, they would not respond to the letter. I guess they did not feel my questions were specific enough, because i received no response. Just notification of lawsuit. I spoke with the biller ( XXXX ) of this debt and they said they never attempted to bill my insurance for XX/XX/XXXX and XX/XX/XXXX, but somehow was able to bill for XX/XX/XXXX. I was told by them they did n't have the insurance info, likely due to " electronic systems not being reliable ''. I was also told that i would have been better off calling in to ask for status, than sending a letter, as I received no response to my written requests from them either. I do not feel that having a judgement filed against me is fair at all. I 've sent them letters asking for info that went ignored. I 've told them during collection calls to send me info in writing. I made necessary attempts to get clarity so that i could figure out how to resolve. I would like to make note that, I have not received anything notifying me of the judgement from the court yet. I received a letter from XXXX bankruptcy attorney 's advertising their services because they saw that a judgement has been filed. I confirmed the filing with IMC via phone on XX/XX/XXXX. However, I feel that there is no need for a judgement or any court proceedings because I provided the proper insurance information to the hospital each time I was seen and i have attempted to contact them via writing with no response back.
04/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90044	Web
RMP Services LLC. is a 3rd party collection agency for medical bills or shall I say physician bills that are unpaid due to either a lapse of insurance or no insurance. I am a XXXX XXXX and was shown to have been covered by my provider which they had already confirmed they had the information for. This predatory form of balance billing has been detrimental to my not only my credit score but it has damaged my credit profile and has altered my life in a very negative way. This defamation of character promotes the idea to lenders that I am a irresponsible borrower and not worthy for accounts or services that I've applied for. This clearly being some sort of error I spoke with both companies on recorded conversations. I provided both XXXX ans RMP Services with all the necessary information to conduct a thorough investigation to the facts. In my dispute neither of the companies conducted any type of investigation and they simply just updated my credit file as verified and accurate. I was even able to get both representatives of the company on the phone with each other in a conference call and they continue to be reluctant to remove it from my report. It feel like they are being very discriminative in their approach to remove it from my report and are attempting to punish me for speaking up and pointing out there error and violations of federal law by reporting inaccurate information on purpose out of spite. I've asked very kindly for them to correct this information immediately and they still after XXXX XXXX today admitted that they made a mistake and this was duplicate billing and that it was their mistake. I was still advised it could take another 2 months before it can be corrected. I spoke with XXXX in the company of also XXXX XXXX on XX/XX/2022 who were said to be supervisors as they confessed and confirmed the mistake on their behalf. I was advised that the conversation was monitored and recorded for the purposes of still collecting a debt that I did not owe. Please assist me with this account and prevent this company and XXXX from further damaging my credit and preventing me access to fair credit reporting information. Thanks
08/01/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 49546	Web
I was in the process of buying a home and a few days before closing my lender explained that new collections hit my credit report. I immediately called XXXX XXXX agency and paid the amounts and asked that they delete the collections because I didn't receive notice of the collections. My credit score prior to this occurrence was in the 800 's and now I'm in the mid 600 's. I have two issues with how this was handled. 1st- the medical debt was one occurrence and they reported it four times which decreased my credit score greatly. 2nd- I didn't receive bills regarding these collections and If I did, I thought I paid them in XX/XX/2017. Their billing system is very confusing and I was working with the hospital and insurance. They didn't call me to ask why they didn't receive payment and I thought the issue was resolved. I had over 100 k in medical bills and it's very confusing to know what's paid by insurance and what i was responsible for. They claimed that they sent letters but were very vague and unwilling to help me. I am more than willing to pay my bills but XXXX XXXX XXXX don't make it easy. I even called in during this time to verify the collections I paid below and I wasn't notified that there were others sitting out there, I would've paid them had I know. 3rd- I think it's unfair that my score goes down over a 100 points for services that were unavoidable. I have never had collections in the past and my other trade lines are paid on time and with minimal balances. I am currently doing a renovation loan and thought the issue was resolved until my mortgage lender pulled my credit. The other scoring models I subscribe to rate my credit much higher. I am going to pay a higher rate and fees if this issue isn't resolved and I am hoping you can help with this matter. I appreciate your time and please feel free to call me at XXXX or email me at XXXX XXXX XXXX XXXX XXXX Check # XXXX was mailed to XXXX XXXX XXXX for receipt by XX/XX/2017. Funds were withdrawn from your XXXX XXXX account on Info Not Available. Pay XXXX XXXX $ XXXX On Info Not Available Info Not Available PAPER CHECK Processed XXXX XX/XX/XXXX ( Estimated ) XXXX
12/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46220	Web
I have three accounts in my name with XXXX XXXX. One was paid off they agreed for it to be removed from my credit but they only did it with one credit bureau at the begging of the year. After disputing this account a few weeks ago they refused to remove it with at least one credit bureau the other one Im waiting on a response. The other account of approximately {$88.00} they claim they have send me a notice but I never saw it. I asked for them to resend it but they will not send it. I asked for contact information for the original creditor they wont give it to me. I have called the hospital and Their billing office does not have any records of that bill. As for the other account of approximately {$45.00} I have no dependents or kids and I never agreed to pay for any medical bills at the hospital. But they still harass me for it. I feel like because I have been constantly calling to get these things resolved they have blacklisted me that is why they are making sure that the medical bill that was paid off stays on my credit. They make me feel bad for not being in a position to pay for it. And they refuse to have me talk to someone above them. They actually hang up on me just because I wont accept the fact that they will not provide me the information I need. I have emailed them but have not gotten a response. They tell me we did not get return mail on the new {$88.00} bill so that means you received it. I feel like at this point they are just acting on their emotions and trying to ruin my credit just because they do not like me calling them and asking questions. They promised me on phone calls that the paid off bill will be deleted but they only did it through XXXX. And now I feel that because i keep calling and asking they are just not going to do it. I feel that they are being spiteful and just because they know they can ruin my credit they will do whatever it takes. At this point I know they are just waiting for the 120 days to be up so they can put it on my credit as a charge off. And the longer I wait for them to talk to me the more Im running out of time. I can not wait anymore for a response I would like to get things resolved.
02/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AR 72034	Web
I was seen in the Emergency Room at XXXX in XXXX Ohio ( XXXX XXXX XXXX XXXX, XXXX, OH XXXX ) on XX/XX/XXXX due to testing positive for XXXX and having severe XXXX XXXX XXXX. When I was triaged I was specifically asked if I was there for XXXX and I told them yes. I was not informed or aware of the XXXX for the Uninsured program. Accordingly, I applied for financial assistance and XXXX never contacted me regarding my application for financial assistance. After a time, I assumed it was taken care of. I received a collection letter from XXXX XXXX for {$890.00}. The physician I saw while in the Emergency Department was XXXX XXXX MD who is part of XXXX XXXX XXXX XXXX which is the company that sent my account to collections. I received a collection letter from XXXX XXXX XXXX for {$240.00} which now has my account from XXXX XXXX XXXX XXXX. I received another collection letter from RMP Services LLC for {$2700.00} which now has my account from XXXX. After receiving these bills and doing research I found out that XXXX in XXXX, Ohio participates in the XXXX for the Uninsured program. On XX/XX/XXXX I left a voicemail with XXXX, who is in the billing department at XXXX. She returned my call on XX/XX/XXXX and stated that she looked through my records and it clearly indicated that I was there due to XXXX. XXXX stated that she would send the records back to the providers to get the correct billing code and advised me to call all collection agencies and tell them to put my account on hold until this is resolved. I have left voicemails for each collection agency above asking for my account to be put on hold and I am currently waiting on a call back. This has taken so much of my time and effort and if it were not for my tenacity I would be in an unsurmountable amount of debt, which no American should be subjected to due to XXXX 's incompetence. I was not educated at all on what resources I had available to me other than financial assistance. According to XXXX XXXX has only been paid {$170.00} for treatment of XXXX through the XXXX for the Uninsured program compared to their counterparts who have received over {$200000.00}.
06/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 492XX	Web
Collection Agencies Account Receivable Solution and XXXX XXXX XXXX, Respectively under XXXX XXXX XXXX XXXX / XXXX. There are XXXX accounts the first list now as ARS for first mentioned company of the total for XXXX and the other XXXX are with XXXX for second company mentioned for amounts XXXX & XXXX. Both companies are XXXX XXXX XXXX XXXX. Who which when I first was seen for XXXX, I had medical insurance through my state of California. I gave the Hospital my insurance information at time of services, and nurse came back to my spouse 6 times, discussing how she was going to put the insurance in the system. We were assured that the insurance was on file. The Hospital has yet to send me a bill in the mail and the same goes for the collection agencies for the debt which should of never been handled in such a manor. On XXXX/XXXX/2016 when I found out about all of the debts I spoke with the CFO of XXXX XXXX XXXX XXXX, XXXX XXXX. She verified my insurance information in the system and what I had sent her from the state of California for the tax year sheet given for tax purposes. Thus far XXXX XXXX has yet to return a call and I have left numerous voicemail 's to get this handled properly. Subsequently since my phone conversation with her in which my spouse had to take over since she was being extremely aggressive towards me, every time I speak with a rep after our only phone call now there is no information of my prior insurance on file. Secondly, the XXXX collections agency have never sent any correspondence to me at my mailing address in their systems. They have however pulled addresses from my credit report and have sent mail to those addresses, which is an unauthorized since my current and permanent address is on file. Thirdly, the hospital has stated that this collections was for a individual pay which is not what I was told in the beginning of my journey to rectify this misconduct. For what I am seeing in my search for a resolution I am seeing that this hospital has no concept of medical coding when it comes to stuff they are not used to.
05/15/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 175XX	Web
I recently checked my XXXX Credit Report & found a collection account owned by Berks Credit & Collections. It is a medical debt in the amount of {$130.00} that was placed for collection on XXXX XXXX . The original Creditor on the account is XXXX XXXX XXXX XXXX . I disputed the collection account through XXXX in XXXX XXXX . The reason for the dispute was because I do not have a contract wit h Berks Credit & Collections, wri tten verbal or otherwise & had no knowledge of the account. Within a week of me initiating the disput e, Berks Credit & Collections may have Duplicated the same account & added it to my XXXX Credit Report as a new account which dropped m y credit score by XXXX points. I Believe that Berks Credit & Collection assigned the " new account '' a different account number. The original Creditor on both accounts is XXXX XXXX XXXX XXXX . Both Accounts show the exact same open date XXXX XXXX & the exact same balance of {$130.00} yet each account has a different account number. I believe that duplicating an account & adding it to my Credit Report as a new collection after 4 years & 8 months violates FDCPA. Furthermore, under new law consumers are required to have a 180 w aiting period before having medical debt placed on their credit report. The new account which I believe is a duplicate was placed on my credit report in XXXX XXXX . Even though the account is 4 years & 8 months old & I was never notified about the alleged debt before it was recently added as a " new Collection. '' I & Berks Credi t & Collections both reside in the State of Pennsylvania. According t o 42 PA. CS. 5525 ( A ) The Statue of limitations on written contracts, oral contracts promissory notes and open end accounts including medical debt is 4 yea rs. Berks Credit & Collections did not pursue any legal action regarding the alleged debt within the 4 year time frame which now makes the alleged debt legally unenforceable ( Especially since I never had any form of contract with them to begin with )
05/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI XXXXX	Web
I received correspondence from Receivables management in an attempt to collect a debt. Receivables management has themselves listed as the creditor with no account information listed. Please be advised this is not a refusal to pay a debt, but a notice pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is required. No dunning notice was provided and I have no knowledge of this account or any knowledge of any contract with this institution. I request that you please verify the following information to assist identifying whether this debt is valid:1. Full original account number2. Date original account opened3. Any and all written agreement ( s ) between myself and the diversified consultants stating I agreed to pay alleged debt3. Consumer address at which original account was opened4. Date of first delinquency5. Itemized calculation of alleged debt 6. Original signed contract between myself and this creditor, not a copy. 7. A copy of all payments made with beginning and ending balances 8. original creditor. If Receivables management is unable to provide all of the above identifying account information I will have no recourse but to presume the debt invalid and/or fraudulent and request account DELETION from ANY and all credit reporting agencies without further discussion of payment in full or partial settlement.This is my attempt to verify the validity of this alleged debt and I appreciate your transparency and cooperation.Please conduct all communication through written correspondence to the following email address ( s ) only : Name : XXXX XXXX Email Address : XXXX Mailing : XXXX XXXX XXXX XXXX, XXXX MI, XXXX Absolutely no phone calls from Receivables management in any manner other than permitted I will cease all communication ( invoking my legal right to request fco to cease communication ) with the presumption that the debt is invalid and that I own zero responsibility ( in part or whole ) for the repayment of said debt.Thank you for your assistance.
10/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48038	Web
I saw that a collection showed up on my credit report from XXXX XXXX so I called the number on the credit report and asked them what was this {$410.00} debt that they put on my credit. They stated that it was a bill from XXXX XXXX from XX/2015 and I told them that i do not owe them anything and they stated that I did. I told them that I would be disputing this information. The very next business day, they call me at my place of employment. Now, at the time that I had went to XXXX, I had just been let go at my job so I was just trying to use my benefits by the end of the month so I could get anything covered that needed to be done. I went in for a XXXX XXXX and they told me that I had 5 XXXX and one might require a XXXX XXXX but they would try to save it. Please keep in mind that i had no XXXX since I was XXXX years old and I went to the XXXX faithfully. For this service, I had to pay my portion of {$670.00} and the rest was to be covered by insurance. I applied for XXXX XXXX and paid them {$670.00}. They supposedly saved my XXXX and gave me fill ins. Two months later, I started having sXXXX XXXX in my XXXX and XXXX XXXX XXXX XXXX XXXX XXXX. XXXX called me stating that they had another portion of the bill that I needed to pay- something around {$120.00}. I explained to them that they did not fix the issue when I paid them the first time and that, now, I faced the dilemma of having to get a XXXX XXXX ( while then XXXX ) with no insurance, as I had only started a XXXX job at the time. I was very upset because I had to come out of alot more money after already paying them all of that money. The girl was supposed to talk to the XXXX about this. I never heard anything from them and then I get this collection almost 2 years later for almost 4 times the amount. I am very upset because I paid them for work that was unsatisfactory and they are trying to ruin my credit. Then, this company is calling my place of employment and finding information about me. I really need a resolution to this situation.
07/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48075	Web
I have not been notified of the debt in writing at any point. I initially noticed the debt when it appeared on my credit in XX/XX/2016. The collection agarncy stayed that it was for emergency room services that I received. I disputed with the collection agency and gave my insurance information as my insurance has paid out all my bills and I have not owed any balance. The collection reappeared on my credit. I did not receive any information regarding the status of the dispute or any other communication. Ive contacted the ocollection agaency and they were rude and could not help me. I told them that this could not be for a visit from me and I believe t was for my son. They said that this was a bill for me being serviced and not my son. Ive sent debt validation letters with no change. Ive contacted he emergency room and hey have no open bills for me. Ive contacted the original debitor XXXX XXXX XXXX and they confirmed that this was a bill for my son. They said they requested information from the client and if that was true they would remove it from my credit If the correct information would have been given to the collection agency this could have been resolved as me and my son have separate insurance information. I asked could they give this information to they collection agency and they gave me the run around and told me to call the emergency room and fax those record to the collection agency. I then called the collection agency to get them this documentation and they refused iy saying that the client XXXX XXXX XXXX needed to contact them and they could not accept any supporting documents from me. The collection agaency is receivable management p in XXXX Michigan. They would not let me speak to a manager and was beyond rude. I called XXXX XXXX XXXX to let them know what I was dealing with and that I am trying to resolve the debt. If the collection agaency had given me the correct information this could have been settled. They would not help or transfer me to a manager.
05/11/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MN 551XX	Web
On XX/XX/2021 I mailed a debt validation letter to RMP Services Inc ( First Scan ) due to their reporting on my credit reports. The scanned letter is not the original. My thumbdrive malfunctioned and I lost the original so I recreated it from notes I had saved. I asked to see their license to collect in my state ( Minnesota ). I asked if this alleged debt was bought or transferred. I asked for their registered agent of service. On XX/XX/2021 I received a response back from RMP Services LLC ( Scan Two ). Contained in their response they sent my personal or someone else 's personal medical information. They did not include a signed HIPPA release allowing them to have this information. They completely ignored my demands to see a contract reflecting that I owe them anything. I have turned the HIPPA matter over to The U.S. Department of Health and Human Services and the confirmation number for that is XXXX. They have failed to provide me with anything validating this alleged debt. On XX/XX/2021 I sent a response to RMP Services LLC demanding proper debt validation ( Scan Three ). I marked up the documents asking questions about the contents of the documents. I also demanded to see a signed HIPPA release. I received a response ( Scan Four ) on XX/XX/2021 that was dated XX/XX/2021. This letter was sent to my mother-in-law 's Post Office Box even though RMP Services knows I live in Minnesota, and has corresponded with me at my Minnesota address. Why they did this is a mystery. The letter stated that they are not going to give anything further. I will be sending a response on XX/XX/2021 ( Scan Five ) I have put a CC on the letter for CFPB and the FTC. I have stated in this letter that if they do not properly validate this alleged debt or remove it from my credit report ( s ) I will escalate this matter to the Attorney General 's Offices of Texas and Minnesota. This letter will be sent certified mail via USPS and I will provide the tracking numbers upon request.
01/26/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AL 36526	Web
THIS US NOT A DUPLICATE COMPLAINT! This company has not provided an appropriate response to my complaint. This company simply copied and pasted their original response. The company did not address the XXXX items I specifically requested in accordance with the FDCPA. My complaint specifically addressed the issue of XXXX compliance between the original creditor and the debt collection agency. The original creditor has NOT provided a copy of the contract that indicates my permission to release my medical information to a third party. I do not recall giving permission to XXXX XXXX for them to release my medical information to a third party. I am aware that the XXXX does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and XXXX authorization. XXXX ) Please provide breakdown of fees including any collection costs and medical charges. XXXX ) Provide a copy of my signature with the provider of service to release my medical information to you. XXXX ) Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed in this complaint and accept this letter, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be XXXX compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
04/27/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48219	Web
My complaint is against XXXX and Money recovery nationwide. I settled all debt that i had wit h Money Recovery Nationwide back in the beginning of XXXX . My debit account was charged the amount of XXXX on XXXX to settle two account with the collection agency. One of those accounts that i settled was for XXXX XXXX . It was removed from my XXXX report but not my XXXX report. I filed a dispute once i saw that it had not fell off of my XXXX report. Today when i checked my credit report again, it is still there. So i called Money Recovery Nationwide tod ay and asked them why the had n't reported that i had paid it off to the credit agency. They informed me that they in fact had reported it to all three credit agencies on XXXX / XXXX / XXXX , and that i need to call XXXX to have them remove it. So i called XXXX and they told me that Money Recovery had never report that the account was settled on XXXX / XXXX / XXXX , the also said that the last time Money recovery reported was on XXXX / XXXX / XXXX . I let them now that i have my bank statement proving that i paid off my debt money recovery and they said it did n't matter. They also said that i had to call money recovery back because they are the only one who can take it off my credit report. I called Money recovery back after my frustrating conversation with XXXX and told them what XXXX said and they told me again that they had reported it on XXXX / XXXX / XXXX . They also told me to call XXXX back. They just keep pushing me back and forth to each other. And as far as i am concerned, if i submit proof ( Receipt/bank statement to XXXX they should remove it from my account. I requested that Money recovery send me a settlement letter stating that the accounts were settled and reported to XXXX . I settled this account going on 2 months ago and it is still on my account, negatively affecting my credit score. it is a bsolutely ridiculous.
03/25/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 452XX	Web
Received a letter from Receivables Management Partners LLC. XXXX XXXX XXXX, XXXX, IN XXXX. They called it a " validation letter '' but it gave very little information about what the debt was or who they were. Due to the lack of information I was skeptical that it was a scam. I spoke to the company on the phone in XX/XX/XXXX and asked them to send me more information to verify what the debt was because I didn't feel comfortable providing them my credit card information without verification. The company admitted to me that they have a record of this phone call. I received no further verification information from that company until Monday XX/XX/XXXX ( 6 months after my request ). As soon as I recieved the itemized information verifying what the bill was about, I called and paid it the same day. It was only {$180.00} which is not a lot of money. I just wanted to ensure I wasnt being scammed. I went to refi my home today and discovered that during the 6 month gap when they didnt provide me the verification I requested, they went ahead and reported this debt to the credit bureaus. I'm now getting a worse interest rate for my refi which will cost me thousands of dollars. This should never have been reported to the bureaus. I made every attempt to validate this debt and who this company was in order to protect myself from being scammed. They dragged their feet not sending me the information. The day that I received the information I paid it in full. I called the company today and they refuse to fix their mistake even after I escalated to management and them admitting that they have a record of my call for further verification. I want this negative information deleted from all 3 bureaus immediately. The company also admitted to me that they get a lot of calls about this which tells me they have a process gap when it comes to sending debt verification to consumers. I'm sure this same thing has happened to many others.
01/21/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 490XX	Web
I have asked numerous times to have Money Recovery Nationwide remove my collections off my credit reports. To which they respond they do not do removals. I made a payment arrangement to have these collection tactics stopped and reported every month. I am disclosing why Money Recovery Nationwide is wrongfully posting these collections on my credit reports, and also how MRN is collecting on accounts that are not valid. First off a new balance is added to my credit report as a " New Collection '' instead of updating a current balance. When I have contacted MRN they tell me they are new accounts that are going into collection and they have to report them. I only have XXXX accounts with XXXX XXXX Hospital ( See attached documents ) The letter of verification MRN sent me has numerous account # 's and none of these numbers are matched up to my XXXX XXXX XXXX account #. ( Attached are documents ) My accounts # 's are XXXX and XXXX MRN has Different Account # 's on the Verification of accounts all XXXX of them. Also I am attaching a Bill MRN says is from XXXX Hospital ( who the debt they are collecting on ) As you see, it says Guarantor account # is one of the numbers with my XXXX account. Which is how my account is setup through XXXX which I verified with the XXXX XXXX. The other discrepancy in this bill is that it is fake, I will find the original bill and show you if needed that XXXX Hospital Billing and accounts are in XXXX Michigan and not XXXX Michigan. This was verified by XXXX XXXX themselves. They do not have any offices in XXXX Michigan. MRN is out of lansing they explained. If MRN continues to argue that my accounts are separate and do not remove my collections. I will have to take further legal action and I want to avoid this. I was never notified that MRN was going to collect on these debts, I was only notified when my Credit Report showed them. I want all these debts removed immediately.
04/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 79912	Web	Older American, Servicemember
XX/XX/XXXX RMP LLC XXXX XXXX XXXX XXXX. In XXXX XXXX RMP- # XXXX Creditor Number XXXX- XXXX XXXX XXXX XXXX XXXX XXXX . XXXX XXXX XXXX XXXX XXXX XXXX . XXXX XXXX TX XXXX XXXX While trying to obtain correct balance of a debit that XXXX XXXX XXXX XXXX XXXX XXXX. for medical services dated XX/XX/XXXX, that was never sent to me until XX/XX/XXXX. They forward to RMP LLC collection to immediately place on my credit report public records to force me to pay something that balance was wrong. Instead of working with me to correct the issue. RMP refused to request from XXXX XXXX XXXX XXXX XXXX XXXX documentation for the correct amount. I had to research of the information for RMP and XXXX XXXX XXXX XXXX XXXX XXXX. Thru XXXX XXXX XXXX XXXX ( XXXX ) of TX that XXXX XXXX XXXX XXXX XXXX XXXX was paid for their services under XXXX contract amount. Then XXXX XXXX XXXX XXXX XXXX XXXX, then forwarded the rearming balance requested by XXXX XXXX XXXX XXXX XXXX XXXX. Of {$2.00}, XXXX on XX/XX/XXXX after submitted at the request of XXXX to filing on my XXXX claim with my auto insurance XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. Then sent update to RMP that I was correct and did not owe {$4500.00} but {$2100.00}. RMP employee stated payment number XXXX confirm payment, identified herself as XXXX and Manager identity himself as XXXX since I was correct about not owing that original amount and paid the correct amount, stated they would email me a letter saying the debit was paid in full and remove the collection from credit file. As of XX/XX/XXXX, I never received the letter stating debit was paid, nor did they remove the collection from my credit file.This is an example how collection agency uses the credit report system to file derogatory marks to force people to pay something they do not owe. Then after agreeing to the error they never remove the derogatory marks from the person credit file.
04/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 218XX	Web	Older American
this company has a collection account opened on me - i have repeatedly requested any documentation which would validate me owing this debt - i sent mail to both the originator and this debt collection company with the information below - and both have refused to provide me this legally required information for over 1 year XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MD XXXX Receivables Management XXXX XXXX XXXX XXXX XXXX IN XXXX XXXX current date XXXX RE : Collection attempts on a debt I do not owe. You have reported a collection account to the three major credit agencies. The amount of this account is {$220.00}. I do not believe that I owe this debt and I dispute it. I have no idea why i am receiving this bill. I have no idea what service was provided - when - where - by whom. In accordance with the Fair Debt Collection Practices Act formally known as and codified under 15 USCA 1692 ( a-p ), I am asking for, and you are required to provide me with the following information : a ) Why do I owe the money? b ) How this amount has been calculated in a way I can understand c ) Copies of the papers where I agreed to pay what you say I owe. d ) The name of the original creditor. e ) Demonstrate that you are licensed in my state, and provide this license number to me. Additionally, please provide this letter to the company for whom you are collecting so that they have notice of my dispute. Please inform any credit reporting agencies to which you have reported this debt to, that this debt is currently in dispute. I will require proof that you have done this. You are also required to cease and desist from contacting me in this and any related matters unless it is by United States Mail, and only for the purpose of informing me that you are terminating all efforts to collect or that you are taking specific court of legal action. Sincerely, XXXX XXXX XXXX XXXX
11/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27215	Web
Dear Sir/Madam : PLEASE ADD MY PHONE # Telephone : ( XXXX ) XXXX Dear Credit Reporting Agency : I am an identity theft victim. I am writing to NOTIFY YOU OF THE ACCOUNTS LISTED IN THE AFFIDAVIT. Each of the accounts and transactions listed were opened and made without my knowledge or authorization. I never authorized, used, or benefited from these accounts or Inquires transactions in any way : RE : IDENTITY THEFT, FRAUDULENT ACCOUNTS & INQUIRES! Copy of Social Security Card and Drivers License, Copy of Utility Bill Notification of Identity Theft, List of Fraudulent Accounts, FTC Identity Theft Victims Complaint & Affidavit 1. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 2. Account Number : XXXX Please remove it from my credit report. 3. Account Number : XXXX Please remove it from my credit report. 4. Account Number : XXXX Please remove it from my credit report. 5. Account Number : XXXX Please remove it from my credit report. 6. Account Number : XXXX Please remove it from my credit report. 7. Account Number : XXXX Please remove it from my credit report. 8. Account Number : XXXX Please remove it from my credit report. 9. Account Number : XXXX Please remove it from my credit report. 10. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX, NC XXXX 11. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 12. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 13. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 14. Account Number : XXXX Please remove it from my credit report. 15. Account Number : XXXX Please remove it from my credit report. Please delete the disputed items from my credit report within ( 4 ) four days as required by the Fair Credit Reporting Act.
07/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 78228	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Via U.S.P.S. Certified Mail/Return Receipt # XXXX Re Alleged Original Creditor : XXXX XXXX XXXX XXXX Alleged Original Creditor Account number : XXXX Debt collectors Name : Receivable Management Partners, LLC Debt collectors account number : XXXX XXXX Alleged Debt Amount or Balance : {$440.00} Current Creditor XXXX XXXX XXXX XXXX XXXX XXXX Dear Receivable Management Partners, LLC I recently received communication from you to collect the above-listed alleged debt. Your initial communication to me in attempt to collect he alleged debt was within 30 days ago. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. Further, I request verification of the alleged debt, specifically, a copy of a contract or agreement. Said contract or agreement must be with the original creditor and signed by all parties involved. You are illegally attempting to collect the above-listed alleged debt and money that I do not owe. Cease and desist all collection activity, including all reporting to consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your request to CRAS to delete your reporting of the alleged debt. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related Information herein. Be advised, if you fail to comply with this demand letter, I may turn the matter Over to an attorney. Sincerely, XXXX XXXX XXXX S.S. N. XXXX DOB : XX/XX/XXXX Enclosure CC : Consumer Financial Protection Bureau via fax and or email @ XXXX
08/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76065	Web
After noticing a medical collection debt that I did not recognize reporting to the credit bureaus, I disputed it through equifax on XXXX XXXX, 2016. On XXXX XXXX, 2016 it was returned as verified. On XXXX XXXX, 2016 I mailed a Texas Debt Validation letter requesting proper verification of the debt under the Texas Finance Code. I have not received any type of response verifying the validity of this debt, however Financial Control continues to report this debt to the credit bureaus blemishing my credit history. I have pasted the contents of the letter below : Financial Control Services XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX/XXXX/2016 via XXXX mail Re : # : XXXX To Whom It May Concern : I dispute the validity of and request verification/validation of this debt per Texas Finance Code. This letter is not to serve as acknowledgement of the debt, rather a request for further information. For the purpose of validation, please provide me with : The name and address of the original creditor The original date of default or non-payment of the debt with original creditor The date the debt was transferred from the original creditor to the third party debt collector The original balance The current balance Any fees added by your agency. Sec. XXXX ( a ) ( XXXX ) Texas XXXX bond information as required by Sec. XXXX Furthermore, I request immediate notification by mail if this alleged debt is sold or transferred per Sec. XXXX ( a ) ( XXXX ) Please reply with your response via XXXX Mail. Sec. XXXX. CIVIL REMEDIES. ( a ) A person may sue for : XXXX XXXX XXXX injunctive relief to prevent or restrain a violation of this chapter ; and XXXX XXXX XXXX actual damages sustained as a result of a violation of this chapter. Sincerely, XXXX XXXX XXXX XXXX XXXX
10/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 851XX	Web
I reviewed my credit report and noted a collection account from RMP LLC dating back to XXXX FOR {$85.00}. I asked my daughter in law to contact them because she and my son are my guardians. The following narrative is from my daughter in law : On behalf of my mother in law, I contacted them on XX/XX/XXXX to find out what this was for and pay if validated as my mother in law has been living with us for almost 3 years and we have never received any correspondence on this debt. I was greeted with a person who was extremely rude and when she gave an address that was not ours, the agent began to interrogate me on how they had an incorrect address, this went on and on.. I was able to get in that all I'm trying to do is find out what this is about as she is on SS and had 3 different insurances. The agent put me on hold and promptly hung up on me. I then contacted the original creditor and ascertained that they had failed to submit bill to her secondary insurance and would get back with me. After a week, I contacted the original creditor again and was told that they validated she in fact had other insurances and they errored in not billing correctly. They also stated they would be sending email to RMP LLC to delete the tradeline due to this error. I received a call back from creditor stating RMP LLC refused to delete tradeline immediately, stating they ONLY update XXXX of month and it would take 30 to 60 days. I stated to the creditor that this is baffling as they are purposely negatively affecting someone credit score even in light of learning this was a billing error! Today, we received a billing in the mail from the original creditor for the same claim as the collection company RMP LLC which is still showing on the credit report.
07/10/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 410XX	Web
I was randomly called about an alleged debt they claimed I have. I didnt know anything about it and asked for time to have this audited and have some information sent to me. I went through the audit process with the hospital and when I was finished I attempted to log back onto my acocunt with XXXX so that I could address the alleged debt. At that time I could no longer access my account. It says my account could not be found. I have sent about 15 emails to the company XXXX ( A XXXX XXXX COMPANY ) telling them this and they will not give me any answers. I was sent a reply back once saying that my account is in the legal department and I need to call a specific number but I dont have a working phone right now and can only communicate via email which I have told them over and over again but they refuse to communicate with me and give me any answers regarding this alleged debt so that I can take the appropriate actions on it. ( Also I already made a payment on this account so that I could avoid escalating it but now that they have locked me out of my account I have no way to even know if that went through, whats remaining, or how it affected my account status. If I could get into my account I could make arrangements but they are locking me out of everything and refusing to communicate with me all the while the clock is ticking and I could have my wages garnished and irreversible damage done to my credit if I dont make a payment arrangement. How am I supposed to make a payment arrangement when they havent even sent me anything that explains what this alleged debt is from and why they feel i am responsible for it? How am i supposed to make any kind of arrangement at all when they wont communicate with me?
02/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 539XX	Web
I received a letter in the mail from RMP regarding a bill in the amount of XXXX. The account number is XXXX. Upon receiving the letter, I immediately logged in and paid XXXX, as this was from a doctor 's visit, and I had attempted to pay on their site, but they already moved it to a collection agency. The date of payment was XX/XX/2023 at XXXX. The system told me it could take a few days to fully post to the account. On XX/XX/2023, I logged in to check and make sure it posted. I noticed that my balance due dropped to XXXX. I hit the contact us to ask them about this, and they advised me to reach out via phone. I called them. The rep that I spoke with asked me if another person in their system was my husband. I said he was. They advised that they had several accounts for my husband with balances due and that my payment had been applied to his accounts. I told her I didn't know my husband had accounts with them. I also am not listed on those accounts, and I should not have to have my payment for my account applied to his accounts. I am not even listed as guarantor or have permission to speak on these accounts. She proceeded to give me the balances of these accounts. She also told me that she was submitting a request to have those payments that were applied to his accounts moved to mine to ensure it was paid in full. As of today, this still has not been completed. 1. Why are they giving information on other accounts to a caller? How do they know I am in fact related to that person? 2. Why are they applying my payment to other accounts I am not even listed on? 3. When I login to the system, I only have 1 account listed in my name. I paid the entire balance that was listed on the bill for MY account.
12/23/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MI 48234	Web
XXXX XXXX sent me a letter dated XX/XX/XXXX claiming that I ( XXXX XXXX ) have done and/or you ( XXXX XXXX ) the following : -Neglected to pay promptly my obligations -Failed send money as a payment -Failed to use the opportunity to contact XXXX XXXXthat XXXX XXXX has offered -Billed me repeatedly ( inferring that I have ignored your statements sent to my residence ) -Owing a lump sum of {$8200.00} for XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX claims are in error ( blatantly wrong ) because : -I sent a resolution letter stating what I can on a monthly basis on XX/XX/XXXX - {$5.00} per month sent out by the XX/XX/XXXX of each month as a payment - {$5.00} payment was enclosed in the resolution letter for XX/XX/XXXX payment There are three ( 3 ) different debts that I owe from XXXX that I sent three ( 3 ) separate resolution letters for, which are : -Account # XXXX -Account # XXXX -Account # XXXX Each month, three ( 3 ) seperate letters are sent with {$5.00} payments all to XXXX XXXX at XXXX. XXXX XXXX, XXXX, MI XXXX I have only received one ( 1 ) letter each for each of the three ( 3 ) different debts and never repeated billing of each of the three ( 3 ) different debts and/or phone calls. Therefore, XXXX XXXX letter comes off as predatory and intended to scare me into your terms and conditions of payment. In the resolution letter, XXXX XXXX has had the opportunity to communicate with me via postal mail. By postal mail, it is most effective to keep documentation of what is discussed between us ( XXXX XXXX and myself ). Instead, XXXX XXXX sent me a predatory letter with erroneous claims. Plus, when did XXXX XXXX and Iagree to combine accounts into a lump sum amount to pay towards?
07/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 773XX	Web
I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to ( Name Of Provider ) for them to release my medical information to a third party. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization, therefore my request is twofold and as follows : Validation of Debt and HIPAA authorization - Please provide a breakdown of fees including any and all collection costs and medical charges - Please provide a copy of my signature with the provider of service to release my medical information to you - Immediately cease any credit bureau reporting until debt has been validated by me Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant will be a violation of the FDCPA because you will be deceiving me after my written request. I am requesting full documentation of what you received from the provider of service in connection with this alleged debt. Furthermore, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I await your reply with the above requested proof. Upon receiving it, I will correspond back with you by mail. Also I send a debt validation to collection agency and they failed to respond
10/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 274XX	Web
1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX, NC XXXX 2. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XX/XX/XXXX 3. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, NC XXXX 4. Identity Theft XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 5. Identity Theft XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 6. Identity Theft XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 7. Identity Theft XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 8. Identity Theft XXXX XXXX I Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 9. Identity Theft XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 10. XXXX Account Number : XXXX Please remove it from my credit report. 11. XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 12. XXXX Account Number : XXXX Please remove it from my credit report. 13. XXXX Account Number : XXXX Please remove it from my credit report. 14. XXXX Account Number : XXXX Please remove it from my credit report. 15. RMP SRVC LLC Account Number : XXXX Please remove it from my credit report. 16. RMP SRVC LLC Account Number : XXXX Please remove it from my credit report. 17. RMP SRVC LLC Account Number : XXXX Please remove it from my credit report. 18. RMP SRVC LLC Account Number : XXXX Please remove it from my credit report. 19. XXXX XXXX Account XXXX : XXXX
08/17/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AR 71913	Web	Older American
A very long story short, two checks that were cashed, one two days before said date and one 32 days before said date. FROM THE INTERNET Is it illegal to cash a postdated check early? A person or a merchant can't cash a post-dated cheque before a certain date. Apparently, I have a case to stand on an I want them prosecuted to the full extent of the law. In the beginning, I was given unnecessary tests by my Medial Doctor. I contact XXXX XXXX XXXX, of XXXX XXXX XXXX and complained. XXXX XXXX was helpful and reduced my cost to {$76.00}. Being a XXXX XXXX on a limited budget/retirement, I sent the RMP collection agency two checks, enclosed because they threatened to violate my Credit Scores. ( Enclosed ) Both checks were cashed predated, a violation of the law. I request the following : 1. That this company do a nation wide drug test to prove that none of their employees are on illegal drugs. ( How can you not see, 2 checks, 2 different dates, same amounts? ) 2. That any employees on legal, mind altering drugs should not handle money. 3. That this company, RMP be fined the maximum amount for violation of the law. 4. Because of the hardship I have encountered, all {$76.00} should be returned back to me, with a statement, Paid in Full. Thank You, XXXX XXXX. I request an internal investigation into XXXX XXXX XXXX, XXXX XXXX, AR and RMP collection agency in XXXX, OH for illegal payment practices. Respectfully Submitted, A XXXX, out Enclosed : Bank Statement showing XX/XX/21, Checks XXXX & XXXX, {$38.00} both checks ; were cashed before due dates, XXXX and XXXX. A complete volition of the law. Please help me!!!
12/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MS 394XX	Web
XXXX RMP XXXX contacted me about a {$1900.00} debt I owed. The XXXX on the phone offered to settle the debt for 40 % or {$770.00}. I accepted the settlement and paid the {$770.00}. I was advised that the debt was considered paid in full and a file would be sent to the credit bureaus advising as such and that I would see this updated in my credit by end of XXXX. On XX/XX/XXXX, an agent from XXXX services contacted me and advised I still owed {$1100.00} on the account. Once I challenged this, he got a XXXX XXXX that explained that the previous XXXX had mad a mistake and that they could only settle for 50 % and thus I still owed {$190.00}. I stated that i was advised the debt was settled on the previous call and thus I was not responsible for the error on their pet. This was escalated to XXXX XXXX who is the division XXXX. XXXX again explained that agent had made a math error and I still owed {$190.00}. I explained that I did not owe this amount as I had paid and advised the debt was paid in full on the XX/XX/XXXX call. XXXX advised that he understood but they couldnt accept that and the debt would remain. I advised that I would have to look into options to protect myself as I felt this was collecting a debt twice and using a deceptive practice to collect addition money that I didnt owe. XXXX said I could do that and the company may decide to just refund my payment and request the full {$1900.00} debt. I told XXXX I felt like this was a threat in order to get me to pay the addition XXXX. He said it wasnt but that he was advising what could happen. Call ended as XXXX said he would have the XXXX of the XXXX call me.
06/28/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	DE 19702	Web
I get daily repeated phone calls from an number in XXXX XXXX, NJ XXXX. Either no one is there, or when I ask to have my number removed they hang-up without speaking or warning. When I do get someone, they never Identify who they are by personal name of company name. They state that the call may be recorded in an effort to collect debt. Then when someone is there they ask me to verify my name, DOB and on one case my address and SSN #. When I advise they need to ID themselves, they say they can not until I verify the above because it is of a personal business matter. They refuse to give the company name which by FDCPA they must do as it is not confidential info. When I demand they ID them self, they hang-up without warning or comment. On X/XX/2017 I called the # back and got a rep who asked for me to ID myself. I refused to until she told me the company name. She hung up on me. I called back and a different que gave me the company name as Berk Credit Collections. I then asked for a manager and got a man named XXXX XXXX, who I asked to remove my # and he said it would be done. I also requested a written notice of who they were and what business they had with me. he asked for my Address. I advised if I had legit debt that he would have that. I advised that the reps are calling and hanging up when asked who they are calling from and how this is a FDCPA violation. He merely said, " Yeah, OK '' and he hung-up. What recourse do i have. I am not aware of any debt I have in collections. I do n't have perfect credit but have worked hard to fix my past mistakes. this is harassment and unfair debt collections.
03/07/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20746	Web
In XXXX of 2017 I was contacted by an extremely aggressive, rude, hostile, and threatening employee of XXXX about a medical debt of which I had no knowledge and did not owe. After trying to resolve the matter ( unsuccessfully due to their threats ) I sent a letter requesting that they cease all contact. The letter was dated XX/XX/2017. Today, I received a call from XXXX. The person on the phone who identified himself as XXXX or XXXX XXXX began yelling at me that I owe him {$60.00}. I asked what he was talking about, and tried to identify what he could be referring to as I have done no business with this company whatsoever. He then said " well you really owe us {$120.00}, but since you sent your little letter asking us not to contact you we'll drop it down to {$60.00} ''. I repeated that I had no idea what he was talking about, and then asked for his company 's name and mailing address. He started yelling at me again, then hung up on me. I called back hoping to speak to another person to get the mailing address and to verify the company with which I was speaking. XXXX answered again and said " well we got your letter, so you know our address ''. Upon reviewing my files, I noted that I did in fact send a no contact and denial of debt letter to XXXX, and although I have not had any change in my status of not having done ANY business with them nor any company that they represent, they have violated my rights and the Fair Debt Collection practices act. XXXX should be sanctioned to the fullest extent of the law and I want to be compensated for the harassment that I've had to endure in the amount of {$1000.00}.
04/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76549	Web
receivables management Partners LLC has called me on several occasions from XXXX all the way through XXXX. Back in XXXX I entertained the phone call and they asked for a man 's name that I've never heard before. I told her my name as well as my husband and daughters. We have recently just moved from XXXX down to XXXX and I got this new number mid-XXXX. The calls started XX/XX/XXXX. I also received a call on the XXXX, XXXX, and XXXX. I continue to receive calls XX/XX/XXXX two times that day, XXXX, XXXX, XXXX and then in XXXX I got calls on the XXXX and XXXX. XXXX I have calls from the first, second, XXXX and XXXX. So not only did I clear up that I am the wrong person they are looking for back in XXXX, but I also answered the call in XXXX to let them know I had already informed them of the mistake. I was assured on the second occasion now that I would not receive calls anymore. Today XX/XX/XXXX I received a call just after XXXX this morning and this time I was very frustrated about the calls continuing and I was getting ready to file a complaint. The lady was very rude almost taunting me. She told me that she put a note on my phone number that it is the wrong person but if another collections comes in for a different reason for the same number even if it's for the wrong person, they would still call me. I pretty much argue that that should not be allowed and they should know their system that XXXX XXXX owns this phone and if any other name comes through do not call it. She continued to argue with me and even started yelling so I just pretty much told her I was filing a complaint and hung up. So here I am.
01/29/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36303	Web
In XX/XX/XXXX, XXXX XXXX Services began calling my wife about a debt owed in the state of Michigan from a doctor visit on XX/XX/XXXX. We used to live in Michigan but moved in XXXX. We have not traveled back to Michigan since moving. I explained to the company that the debt was not ours since we have not lived or visited the state in nine years. They continued to call and send communications that we owed the debt. Each time they said they sent us an itemized bill, which they did not, and talked to the clinic who corroborated it was my wife. I asked for them to send me the bill, but they never did. I didn't hear from them for five months and then they sent a communication in the mail. I called back and was told the same thing as before. Each time I explained it was in error, they either hung up on me or said it was our debt. This last time, on XX/XX/XXXX, I was sent to a supervisor, but she has not called me back. This debit is not on our credit report. Each time I tell them this, they hang up. My wife gave a presentation in Alabama on XX/XX/XXXX. I have debit and credit records that show us using it in Alabama. They don't seem interested in any of that. This debt is not owed by us and we will not pay it. It's in error but XXXX is not interested in the truth. I would like them to stop calling and harassing us. I have attached the mailer that they sent. Also attached is a record of my debit card activity that shows my and my wife 's card activity on the day before the visit, the day of the visit and the day after. Which shows we were not in Michigan at the time of the clinic visit.
04/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 460XX	Web
Contacted by this company XX/XX/19 around XXXX concerning a debt in collections for around {$400.00}. I explained to the rep that I was paying all of my debt off in the order of least to greatest, I asked for her to send me an itemized bill. She said she could give it to me over the phone, I explained that I didn't have a pen/paper and would like it sent to me. She refused and got belligerent with me saying " You've already been advised over the phone! ". I told her that if she was not able to give me a paper copy of my bill, I would be reporting them to the XXXX and FTC. She again, got belligerent with me yelling " Turn me in for what?! '' I then asked for a supervisor since she obviously was having issues granting my simple request. I explained this all to the supervisor ; as well as, how I was having issues with my mail getting to me. I explained that I've had credit cards and important pieces of mail never received to my address. I stated my address to her again. She was able to see that I had bills returned back to their office. Seems like something simple that the first rep could've looked into, but instead I was degraded and yelled at. I do not want this company contacting me via the phone any longer and would like to dispute all charges they say I owe since they could not provide me a bill the first time I asked. They blatantly disrespected me ; when all I did was ask for a copy of the debt for my records, so I could pay all my stuff from least to greatest. I will also be turning them over to the XXXX because of their poor practices. Thank you and have a great day.
01/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 27106	Web	Older American
The Collection Agencies below have continued collection activity despite not properly conducting and obtaining by mailing debt verification after I've exercised my 1692g rights. Section 809 ( b ) of the FDCPA requires a debt collector, upon receipt of a written debt validation requests from a consumer, to cease collection of debt until the collection agency obtains verification of debt and mails it to the consumer. They have failed to provide a copy of any alleged contract or other instrument bearing my signature after being requested to validate. Also RMP Services LLC and XXXX XXXX XXXX, have been advised they are in violation of the Notice of Proposed Procedures for XXXX XXXX to Correct and Disclose Failures to Meet Section 501 ( r ) of the Affordable Care Ac. Furthermore, I have never signed a XXXX release form with RMP Services LLC nor XXXX XXXX XXXX. Therefore these are inaccurate XXXX violations and I want them deleted immediately. XXXX laws protect my personal medical information from being used without my personal consent and they are now very much aware of these XXXX violations, delete immediately. 4 collection accounts Total balance : {$2400.00} RMP SERVICES LLC Original creditor : XXXX XXXX XXXX XXXX {$880.00} Balance updated XX/XX/2022 XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX {$1300.00} Balance updated XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$64.00} Balance updated XX/XX/2022 XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX {$86.00} Balance updated XX/XX/2022 When your account is in collections, consider these options :
08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IL 60047	Web
The owner of XXXX XXXX XXXX XXXX offered a XXXX month membership for the cost of XXXX months if paid in full. I paid the amount on XXXX XXXX, 2015. The owner closed the business on XXXX XXXX, 2015. I disputed half the amount with my credit card company since I was only able to use the gym for less than XXXX months, being that the owner was in breech of contract of the XXXX month deal. I feel I was deceptively charged since owner knew he was closing gym in XXXX months time as evidenced by the realty company filing an eviction suit against him for non-payment of rent, and settling with him on XXXX XXXX, 2015. My membership was cancelled and I was then sent to collections XXXX week after the gym closed for triple the amount I disputed with my credit card, which is still being investigated. The owner has done the same thing to many other members of the XXXX XXXX gym, and XXXX other gyms he has abruptly closed in the past year. I 've also received immature, nasty emails, texts and messages on social media from the owner. My credit card company recently called me and informed me that the owner rebutted my dispute by saying he was still open for business and I cancelled my membership. I have to now prove that he is indeed out of business to my credit card company. I have several letters proving that XXXX XXXX XXXX XXXX is closed and has been since XXXX XXXX, 2015. Also, new memberships were sold to people after the settlement date with the realty company on XXXX XXXX, 2015, which is fraud since he knew he 'd be closing the gym on XXXX XXXX, 2015, permanently.
08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IL 60047	Web
The owner of XXXX XXXX XXXX XXXX offered a 12 month membership for the cost of 6 months if paid in full. I paid the amount on XXXX XXXX, 2015. The owner closed the business on XXXX XXXX, 2015. I disputed half the amount with my credit card company since I was only able to use the gym for less than 6 months, being that the owner was in breech of contract of the 12 month deal. I feel I was deceptively charged since owner knew he was closing gym in 6 months time as evidenced by the realty company filing an eviction suit against him for non-payment of rent, and settling with him on XXXX XXXX, 2015. My membership was cancelled and I was then sent to collections one week after the gym closed for triple the amount I disputed with my credit card, which is still being investigated. The owner has done the same thing to many other members of the XXXX XXXX gym, and XXXX other gyms he has abruptly closed in the past year. I 've also received immature, nasty emails, texts and messages on social media from the owner. My credit card company recently called me and informed me that the owner rebutted my dispute by saying he was still open for business and I cancelled my membership. I have to now prove that he is indeed out of business to my credit card company. I have several letters proving that XXXX XXXX XXXX XXXX is closed and has been since XXXX XXXX, 2015. Also, new memberships were sold to people after the settlement date with the realty company on XXXX XXXX, 2015, which is fraud since he knew he 'd be closing the gym on XXXX XXXX, 2015, permanently.
11/05/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	IN 46229	Web
My husband was already Garnesh for the same XXXX XXXX bills that they are trying to sue him for right now again.. He had already paid these debts they are trying to collect again. and they was settled and paid In XX/XX/XXXX and two Ganeshments in XX/XX/XXXX. XX/XX/XXXX/XX/XX/XXXX. XXXX XXXX XXXX XXXX. of XXXX, Indiana. filed a hearing XXXX XXXX for XX/XX/XXXX For XXXX XXXX .at XXXX XXXX,. they filled on XX/XX/XXXX. the post card said XXXX XXXX XXXX XXXX XXXX XXXX . amount due on post card says not showing. case # XXXX. My home loan is paid on time how can they send me a court eviction hearing notice?. His credit report says XXXX XXXX is on his report for {$330.00} settled in XX/XX/XXXX Now those was part of a Ganeshment that they already collected from paid out to them XX/XX/XXXX. {$410.00} Settled XX/XX/XXXX. {$220.00} Settled in XX/XX/XXXX. {$600.00} Settled on XX/XX/XXXX. We due owe a {$6000.00} Hospital bill they are trying to collect with all of them bundled together. XXXX credit has already got over {$17000.00} total from us in Garnesment Wages paid in full as of XX/XX/XXXX. from his check i have papers to show they received this amount of money from his work in wages.. it was for credit card and Medical bills. his credit card debt was only XXXX dollars i have the original paperwork on that credit card debt. I also have all my copies of our old credit reports going back as far as XXXX. They call my cell phone XXXX times a day with different fake XXXX numbers. I try to call back and it says they can not except incoming calls.
02/09/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78754	Web
I do not have a contract with RMP. I have asked for validation from this company and have not received one that answers the questions that I have asked. They have only sent me letterhead documents that say that I owe a debt. I have disputed all RMP accounts with all 3 credit bureaus that have shown up on my credit and the credit bureaus continue to state that RMP has validated the information but has not sent me anything that validates that the debt that they are reporting is mine. The credit bureaus have deleted most of the accounts that this company has placed on my credit report because they were unable to verify the accounts and provide me with the information that I requested. I am asking for validation of the account with signed Hipaa document that releases any medical records to this company and a copy of any medical records that this company states that they have. I have requested in writing via certified mail for the following information and still have not received anything I have contacted the following credit bureau ( XXXX ) and they have reported that this account is validated and I have not received any information personally that shows validation of this account and I have requested it twice. This is my last option and then I may have to retain a lawyer to see what can be completed. I received a response from better business bureau stating that this request has been deleted on XX/XX/2018 but it has not and is still being reported as valid account.
03/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 28105	Web
Collection agent was abusive, unwilling to listen, and had not reviewed my email sent 17 days earlier. Agent claimed that RMP systems did not allow her access to the content. XXXX, XXXX, XXXX is the medical practice in question. This practice switched billing systems to XXXX in XX/XX/XXXX and failed to record my payments. I only learned of this situation after receiving collection notices and calls from RMP. I proved the balance was paid to XXXX by sending XXXX my medical spend account statement showing the payments to their business. I discussed with this person- XXXX XXXX refused to involve a billing XXXX or provide a name, but did finally send me a statement weeks later showing my balance as {$0.00}. I also requested that XXXX pull back the collection agent, but RMP refuses to stop collections. I sent the {$0.00} balance statement to RMP on XX/XX/XXXX at the email address provided by their agent - XXXX RMP called today XX/XX/XXXX and I learned that my email has not been reviewed or acknowledged. Verbally abused by the collection agent for asking if they had received and reviewed my email and was told that RMP internal systems are dis-functional and she could not review. RMP has no interest in the actual state of my account and only want to collect on the account they have paid to acquire regardless of the current state balance. Trying to collect on XXXX balance account that is the result of a practice billing error due to IT system switch over.
03/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 46176	Web
I checked my credit report on XXXX/XXXX/XXXX and noticed a debt collection agency was on there. I have NO clue what this is, so I contact XXXX. They tell me to contact the agency. I have NEVER been given written or verbal notice that I even owed this debt. XX/XX/XXXX, I made a trip to my local XXXX. and was issued a bill. I was given a verbal arrangement via phone with the billing department that I could make payments. I was issued a monthly bill and paid regularly until XXXX when I stopped receiving the monthly statements. I assumed the bill was paid in full at that time. I contacted XXXX Hospital billing department on XXXX/XXXX/XXXX, since that is where the debt originated. I was informed that the debt was taken over by a collection agency called XXXX in XXXX. I had absolutely NO notice that this was taking place! I only learned about it yesterday, because I checked my credit report. I have NEVER been contacted by IMC, nor was I given notice by XXXX Hospital that they were giving my debt to a collection agency. Again, I thought the bill had been paid in full because I stopped receiving anything from XXXX Hospital. How can this happen and be placed on someone 's report without their knowledge? I have lived at the same address since XX/XX/XXXX and have had the same phone # for just as long. There can not be an excuse of not being able to contact me! Furthermore, it has apparently been sitting there for 3 years now. How do I go about getting this resolved?
01/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 430XX	Web	Servicemember
In XXXX of 2016, I disputed several debts that were showing negatively on my XXXX credit report from a company named ALLIED BUSINESS SERVICES, XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX. This is a third-party company used by the original creditor XXXX XXXX Hospital to collect medical debt. I asked for validation to these debts as I hold private insurance which would have covered the cost of any submitted bill. Allied was unable to provide such proof leading me to dispute this information. I submitted a case for the debts online using XXXX. The case number for those disputes was XXXX. On XXXX XXXX, 2016, I was notified by XXXX that those accounts would be deleted from my credit bureau. This information is included in my attachment. However, nearly four years later this company still continues to report negatively to my credit report each month, severely impacting my credit score. XXXX is reporting amounts of {$510.00}, {$450.00}, {$250.00}, {$250.00}, {$240.00}, & {$180.00}. XXXX is reporting amounts of {$450.00}, {$250.00}, {$510.00}, {$180.00}, {$240.00}, {$250.00}, {$510.00}, {$240.00}, {$250.00}. I believe several of these are duplicated and incorrect thus further impacting my credit. I am alarmed that the outcome of a dispute was to delete the file and they continually report incorrectly. Additionally, I am very concerned that this company is unable to provide proof of the debt, but demand that I pay it and negatively impact my credit month over month.
07/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 605XX	Web
I have been called by an alleged debt collector, RMP, LLC, numerous times over an extended period of time about an old medical bill, with the person calling occasionally taking an aggressive and threatening attitude toward me. This debt collector has my number, the name of the guarantor on the account, the patient 's name, date of service, doctor 's name, and amount allegedly owed. Initially, and periodically since then, I requested that the debt collector send me something in writing about the debt and how to pay it because I would not make payment on an unverified debt to anyone who " cold-calls '' me. They have never done so. I have followed up with the financial office of the Doctor 's office multiple times to confirm the disposition of the charges. They have consistently told me that the referenced bill has been paid and was not sent to collections. When speaking with the Doctor 's office today, they confirmed that, while the alleged company calling me is the name of a debt collector that they work with, it's not the company that they work with for the type of bill referenced. I asked them if there was any way they could assist in getting this company to stop calling me and they said that since they would have never sent them that debt, there is nothing they can do. They also confirmed that the phone number that I receive the calls from is not a number that they have on file for that, or any other, debt collection company that they work with.
11/02/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL XXXXX	Web	Servicemember
On XX/XX/2018 sent a letter to Receivables Management Partners , LLC located in XXXX XXXX, IL XXXX. I requested for RMP to provide me a copy of my signature with the provider of service with XXXX to release my medical information to RMP. In addition, I requested for RMP to cease any credit bureau reporting until the debt as been validated by me. On XX/XX/2018 I sent 2nd request for Receivables Management Partners , LLC to provide me a breakdown of fees including any collection and medical charges. In addition to provide me a copy of my signature with provider of service to release my medical information. It has been many phone calls after I demanded that the phone calls need to stop. I asked not to contact me by phone call only through via mail. They have failed to stop the phone calls after I have sent two letters to provide me with the information they are required to provide me under the Fair Debt Collection Practices Act ( FDCPA ). I am allowed under the Health Insurance Portability and Accountability ( HIPAA ) to protect my privacy and medical records from third parties. I have asked many times to provide me a contract with my signature that I have to pay them. All the letters sent to them were mailed as certified and return receipt to Receivables Management Partners , LLC. They have failed to provide me what is required to verify the account. I do not recall the fees and amount since I have asked the hospital with financial assistance.
07/30/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78227	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with accounts listed under RMP Services LLC. I requested a validation on XX/XX/XXXX as these were accounts that I did not recognize but should have been covered in full by insurance/Medicaid. I reviewed my credit report again on XX/XX/XXXX and the accounts continue to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me and not being paid and in fact received a notice that the accounts would be removed. Additionally, I previously filed a CFPB complaint on XX/XX/XXXX in regards to the accounts that were supposed to have been removed and only 3 accounts have been removed. The one remaining account XXXX on my credit report continues to negatively affect me and I have never received adequate validation that the debt is mine nor that it was never paid by Medicaid/insurance. I do not believe the account belong to me as it should have been paid by insurance/Medicaid nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct and that the charge is not covered in full by insurance/Medicaid.
08/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 490XX	Web
This matter revolves around a medical bill from XX/XX/XXXX that insurance after a lengthy battle did not cover the cost. I paid the XXXX bill in full XX/XX/XXXX. When I paid it, I inquired about having it removed from my report as it was hurting my score and it was medical related, not like a car repo for example. The manager was very nasty on the phone and claimed since I inquired with them about the bill when they put it on my report XX/XX/XXXX that they did n't have to provide any verification of said debt in writing as required by law and requested by me more than once.Her exact words were " If you dispute this file or complain about us we will make it very hard on you. '' ( This was after payment made ) For the last 2 years this collection read on my report as ND ( no data ) causing damage, but minimal.upon payment it is now listed as a fresh new collection dated XX/XX/XXXX under reported since, payment history and account history where it now is causing considerable damage to my score. on top of all that they keep updating it to say Collection account instead of medical as it really is, they list it as delinquent from the date I was in the hospital. They also list the terms of agreement as 1 month. all these should be marked n/aThey also refuse to remove the comments from the account calling it a collection in dispute, making me unable to get a mortgage because of those comments and them making it look like a fresh collection.
08/20/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 601XX	Web
I contacted TD Solutions LLC at XXXX XXXX XXXX address being XXXX XXXX XXXX XXXX XXXX, IL XXXX and I spoke with a representative by the name of " XXXX '' I reached out to the agency after viewing an amount owed on my XXXX I contacted the agency to resolve the debt and to setup a payment arrangement. I was not advised that the call was monitored and or recorded by the representative until after she had asked me for numerous pieces of personal information nor was I advised of the Miranda warning. I was only advised " this is an attempt to collect a debt '' I had stated to XXXX that I am currently unemployed and in severe financial hardship and I can only afford {$25.00} a month but that I am willing to pay, the representative then told me that in order to accept that I had to give them {$250.00} as a down payment I told her I was not able to afford that, at that point she said she could n't accept {$25.00} and I would need to pay what she was telling me and I would need to call back when I can afford that. I then asked to be transferred to a manager she said I would have to leave them a voicemail I advised her I wanted to speak with a live manager or a team lead if a manager was unavailable she told me my only option was to leave a voicemail then she continued to speak over me cut me off when I was talking and then hung up on me. I attempted to contact the agency back to speak to a manager but was unable to get ahold of anyone.
01/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49009	Web
We took our child for a XXXX service at the XXXX XXXX XXXX on XX/XX/XXXX. I have my health insurance which should cover the cost completely. However, the XXXX XXXX failed to file the doctor as in-network, which resulted in an additional unpaid charge on us. At the time of service, we were told they would fix the doctor-out-of-network problem. That was not fixed and we ended up owning them {$220.00}. However, upon the next two visits of the XXXX XXXX in a month or so, they never told us we actually own them money. Instead, they sent the debt to a collector ( Allied Business Service ) on XXXX XXXX, XXXX, and updated it on XX/XX/XXXX and XX/XX/XXXX ( reduced to {$110.00} which I have no idea how that happened ). The XXXX XXXX XXXX called us ( my wife answered ) on XX/XX/XXXX as a " complaint response, '' but we never filed a complaint. I only figured out the debt when looking at my credit record in XXXX. I visited the XXXX XXXX in person on XXXX XXXX, XXXX. The person told me we they would look into it and contact me. I called again in late XXXX or early XXXX, and was told the same thing. So eventually, this episode severely damaged my credit record ( I had 100 % on-time payment of all my credit cards and everything else looks fine ). Despite multiple attempts to solve the problem by visiting them in-person and make phone calls, the XXXX XXXX XXXX still haven't fixed the problem which they originated in the first place.
08/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21701	Web
I have been contacted by a doctor 's office and now a bill collector for collection of a " missed appointment '' fee that is not mine. I called the doctor 's office and sent them a letter XX/XX/XXXX to tell them that they have made an error. The bills kept coming. Now the bill has been handed to a collection agency. My daughter ( who is taking care of my bills while i live out of the country ) contacted the collection agency to dispute the claim and demand proof that i made this appointment, however they returned a copy of the bill as " proof ''. This is NOT proof of anything. I stopped using this doctor in XX/XX/XXXX after they wanted to order unnecessary tests. I have also moved from the US and now live in XXXX with my husband. I only come back to the USA in XX/XX/XXXX and XX/XX/XXXX which is when i make my doctor 's appointments. The appointment in question was from XX/XX/XXXX or XX/XX/XXXX. Further, i have had another doctor who i am happy with and have no reason to need to use my ex doctor 's services. Obviously the doctors office made an error when booking this appointment and expect me to pay for it, which i will not. The original fee for this " missed appointment '' was {$25.00} and now ballooned to {$27.00} due to added interest. I just want them to either prove to me that i actually made this appointment ( do they have " my call '' recorded? ) or STOP harassing me for a debt that is not mine.
08/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19128	Web
Receivables Management Partners , LLC ( " RMP '' ) is in violation of the Fair Debt Collection Practices Act ( " FDCPA '' ). RMP is attempting to collect on an alleged debt that was not authorized by the original agreement. ( see 15 USC 1692f ( 1 ) ) On XX/XX/2022 I filed a complaint on with the CFPB regarding an RMP collections account partial account # XXXX ( Account ) with a balance of {$490.00}. ( See ex. A ) The complaint was filed against XXXX as I wanted this off my credit report. XXXX responded to my complaint on XX/XX/2022. In the response they stated Regarding one disputed item, at your request to conduct a reinvestigation, we contacted the data furnisher and asked them to verify the accuracy of the information with which you disagree. They responded and verified that the disputed information was accurate as reported, however, they may have updated other aspects of the account. There is no way that RMP could have verified the alleged debt. I have no contract with RMP nor have they ever provided me with an agreement that explicitly gives them the authority to collect. So how could the information be verified? RMP has violated my right to privacy, the FDCPA and committed fraud. They are also participating in racketeering activity. These crimes and violations are serious offenses ; some which are punishable by up to {$500000.00} in fines and 20 years imprisonment.
09/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27406	Web
In XXXX of 2021, I noticed that there were multiple accounts listed on my credit report from RMP Service LLC on behalf XXXX XXXX XXXX XXXX XXXX. Not recognizing these accounts and the amounts that they claimed that I owed, I immediately sent account validations letters to XXXX XXXX XXXX asking for proof as to where these accounts came from as I believe I may have been a victim of fraud or that this could have simply been a mistake on their part. After not hearing any thing from them for over 90 days, I sent validation request letter to RMP Service LLC since they were the ones that actually listed these multiple fraudulent accounts on my credit reports. I am talking 6 accounts for different frivolous amounts. After not hearing any response from RMP, I have disputed these accounts with XXXX and XXXX. XXXX found these account to be frivolous and removed all of them except for two accounts in the amount of {$96.00} and {$110.00}. XXXX has not investigated these accounts and continues to report them months. By law I am due a simple investigation or even a proof of validation in regards to these accounts. I want these accounts removed form my credit reports ASAP since it is evident that these accounts were placed on my credit reports in either a weird way to damage my scores or by accident. Either way it should have be rectified when i alerted not 1 but 3 companies in the mistake.
11/19/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60016	Web
My husband and I decided to try apply for a mortgage. We had our credit history and we saw that a bill went to collection. I had only one bill ever go to collection, and I had to call the collection company and request for a letter of resolution. I sent this over to the mortgage facilitator but they insisted that I had another bill with another collection company, and told me to call " XXXX '' on XXXX. He works with Receivables Management Partners. On XX/XX/XXXX, I called XXXX requesting to know the origin of the bill, and why I had never received any written notice ever before. He insisted I did but I ignored the notice. I then asked if the bill information and statement be sent to me in writing again because I never received any information before, and he expressly said NO. He insisted the bill was from " XXXX XXXX XXXX '' On both occasion XXXX attempted to persuade us to make payments over the phone and expressly REFUSED to send any more information. On XX/XX/XXXX, I called XXXX XXXX XXXX, and they said I had settled all the bill I owe them. They are willing to send me a XXXX statement balance. My husband called XXXX again, He insist the bill " Might '' be from the health insurance company I used for my XXXX. This health insurance company has since gone out of business. He also will not provide a written statement upon my husband 's request.
07/31/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60656	Web
XXXX XXXX XXXX Receivables Management Partners LLC XXXX. I was receiving phone calls everyday from this company regarding a debt owed almost XXXX or XXXX times a day and I never knew who they were calling for and ignored the recorded messages that were left because I couldn't think of any debt I had which could of possibly been outstanding and not taken care of not to mention scams that are on the rise. I finally called to find out more information and they transferred me to someone who said that the debt was for a medical bill from my daughter. I am the one who holds the insurance and never received anything from anyone regarding this debt even from the medical facility there claiming the debt is from. This is not the first time this has happened with this company. They never send any correspondence regarding anything unless you request this from them and that's what I did to find out exactly when this debt occurred and from where and what company. They should not have the right to put anything on a credit report without first sending something to the consumer regarding the debt and the rights you have as a consumer. I told them I do not want this reported on my credit report until I have time to investigate this and something in writing from them regarding this debt they claim I owe. They should be held liable for misinforming you as a consumer.
03/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49401	Web	Servicemember
A company named XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX had erroneously invoiced medically related charges from dates in which they can not substantiate on a date of XXXX This medical conglomerate keeps attempting to sell a fraudulent collection account in which RMP services/XXXX XXXX XXXX XXXX XXXX ( XXXX ) has dismissed in its entirety on XX/XX/XXXX. The legal matter was escalated to the state government and the parent company XXXX. XXXX XXXX has now once again placed my good credit in question by placing unsubstantiated medical debt in collections which they have reported as opened on XX/XX/XXXX. I had never received any letter of demand or invoicing from RMP after they wrote to me that they were going to request tradeline deletion of any derogatory credit reporting for the collection matters. I am currently unemployed and a veteran of the armed forces. I have opened disputes with the credit reporting bureaus and I am happy to report that XXXX has already removed this fraudulent collection attempt. Please write to RMP and reference their letter to me and ask them why they still reported the collection account. Please also ask them to substantiate the medical debt by sending proof of a valid contract or consent for treatment with XXXX or XXXX XXXX from the alleged date of service XX/XX/XXXX or XX/XX/XXXX.
06/14/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49507	Web
I have a medical bill in collections through Allied Business Services in XXXX, MI. I used their website to set up a payment plan for the amount for a 6-month period. When you do this, it asks you to select the date that you want the payments withdrawn from your bank account on a pop-up calendar. I chose the XX/XX/XXXX of the month. After doing that you hit the submit button and a confirmation schedule comes up on your screen for the split amount and the dates that it will be withdrawn from your account ( ex. X/XX/17, X/XX/17, etc ). Instead of taking the money out of my account on the XX/XX/XXXX, they took it out of my account on the XX/XX/XXXX causing me to be overdrawn. I chose the XX/XX/XXXX of the month purposely because I get paid on the XX/XX/XXXX. When I called, they said that it 's probably my bank pulling the money on the XX/XX/XXXX and not the XX/XX/XXXX, which does n't even make sense. I requested to be transferred to another person and she refused to refund me the {$64.00} overdraft fee because she said there was no error, and I had authorized the system to take the money from my account. Their system is faulty and pulling the money when it should n't be, and I do n't think it 's right that they can do that when I authorized it to be withdrawn on the XX/XX/XXXX. They owe me the {$64.00} for their error.
11/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 495XX	Web	Servicemember
RPM, LLC added collection to my credit reports without my knowledge! I checked & can't verify their registration in Michigan BOTH are FDCPA violations! RPM, LLC put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the MI XXXX of XXXX that they are registered in Michigan which is also against the FDCPA! I request that verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If RPM, LLC is unable to provide the above identifying account information, this account must be deleted from all CRAs. RPM, LLC also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.
04/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78748	Web
Company : Debt collector RMP Services LLP XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX Supervisor XXXX XXXX XXXX XXXX XXXX for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX ( XXXX ) XXXX. Debt from hospital stay XX/XX/XXXX ; amount {$77.00} reported to credit bureau on XX/XX/XXXX. This company had 2 accounts in my name. Settled all accounts for {$160.00} paid in full on XXXX XX/XX/XXXX over the phone with XXXX and XXXX ( I was transferred ) with the understanding the account would be deleted from credit report since paid in full. As of XX/XX/XXXX account is still listed on credit report, currently listed as " closed '' not deleted. Called RMP on XX/XX/XXXX spoke with representative who states XXXX XXXX XXXX XXXX does not usually delete paid accounts in her experience. Directed me to speak with her supervisor. Called XXXX XXXX on XX/XX/XXXX asked if he could remove paid account from credit report as that was understanding at time of payment. He stated he did not have record of my request ; account is listed as closed. I asked if he could delete as account is paid. He said " at this point there's nothing I can do. I suggest you call credit bureau and ask for them to delete since it's only {$77.00} dollars. '' He indicated too much time had passed since I paid off the debt.
02/09/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78754	Web
I do not have a contract with RMP. I have asked for validation from this company and have not received one that answers the questions that I have asked. They have only sent me letterhead documents that say that I owe a debt. I have disputed all RMP accounts with all 3 credit bureaus that have shown up on my credit and the credit bureaus continue to state that RMP has validated the information but has not sent me anything that validates that the debt that they are reporting is mine. The credit bureaus have deleted most of the accounts that this company has placed on my credit report because they were unable to verify the accounts and provide me with the information that I requested. I am asking for validation of the account with signed Hipaa document that releases any medical records to this company and a copy of any medical records that this company states that they have. I have requested in writing via certified mail for the following information and still have not received anything I have contacted the following credit bureau ( XXXX ) and they have reported that this account is validated and I have not received any information personally that shows validation of this account and I have requested it twice. This is my last option and then I may have to retain a lawyer to see what can be completed.
12/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48071	Web	Older American
XX/XX/XXXX specimen was taken at doctor office and sent to XXXX XXXX XXXX. XX/XX/XXXX XXXX sent claim to insurance ( XXXX XXXX ) Sometime later, received bill from XXXX XXXX Partners for same. Contacted Specialized Pathology and explained XXXX had already billed and was paid. They said they would note in their files. Also contacted XXXX who said they did not provide insurance info to XXXX XXXX because XXXX pays pathologist directly. I was told by XXXX they would contact the pathologist and clear this up. I heard nothing, received nothing since then, until last week. I received a notice from RMP Collection agency that I owe {$500.00} for this same bill dated XX/XX/XXXX. XX/XX/XXXX, I contacted XXXX XXXX, at XXXX, spoke to XXXX, to find out they are no longer in business and they still have this debt on their files and it was indeed sent to collections. I have no recourse to remove this debt at the company is out of business and the collection agency will not remove it. I received a copy of the invoice, showing debt was paid from XXXX and forwarded this to XXXX. They now will not answer my calls or return my calls to confirm their receipt and that the debt was paid. I am asking for your assistance to get this bill removed. RMP says they will put it on my credit report if I do not pay.
07/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 45503	Web
On XX/XX/2020 I spoke with XXXX at XXXX XXXX who advised she was a manager on a recorded line. She provided details regarding a medical debt and advised that the account had not been sent to any of the 3 major credit reporting agencies. She did advise that if I made a payment of {$320.00} in full it would ensure the debt would not be reported to any credit reporting agency. I paid the debt in full as agreed upon. Later that afternoon, I was made aware by XXXX XXXX that the XXXX XXXX XXXX had been reported to the credit agency. I returned a call to XXXX XXXX and spoke with manager XXXX in the XXXX office who further advised that no account with XXXX trade line had been reported. I explained that it had been and asked if it would be deleted based on the assurance Id been given. I was told that they would not delete. I feel that this company acted in a deceitful and unfair manner. During a pandemic financial hardship, Im trying to protect and repair my credit. I tried to do honest and fair dealings with XXXX and they use deceptive practices to collect a debt. I am requesting that XXXX remove all trade lines from all major credit bureaus due to them unfairly advising me that they had never reported. Please any support that the CFPB can provide in resolving this issue would be greatly appreciate.
12/04/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22407	Web
I was seen at XXXX XXXX XXXX to receive stitches in my hand. I provided my insurance information to the XXXX. I received a co-pay bill from the hospital for {$170.00}, which i paid. Then received a bill from the doctors office later on. XXXX XXXX XXXX XXXX XXXX, who said it showed that I was self pay. I informed them that this is incorrect, and provided them with my insurance information. I was assured it was taken care of. I then received a collection bill from RMP Services LLC. I reached out to RMB Services and relayed the same information with my insurance information, and was assured that they would settle the debt with XXXX XXXX XXXX XXXX. After financing a vehicle, I noticed that the debt had gone to my credit report. I contacted the credit bureaus today and filed disputes, as well as again contacting RMP Services and speaking to XXXX. I gave him my health insurance information, and he assured me that they would go through XXXX XXXX XXXX XXXX to address the insured debt. At this point, I've contacted both agencies numerous times via phone, and received no resolution. I now have a collection reported to my credit that was handled before the debt ever went to collections and no one seems to have any information to assist. Honestly unsure how to proceed from here
10/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76112	Web
RMP Services LLC is reporting on my XXXX credit report that I owe them {$1000.00}, this was paid by another collection agency out of XXXX, Nebraska through XXXX XXXX XXXX over a year ago. I settled the account and amount with them and now this new collection agency is stating I owe them the whole amount of {$1000.00} and threatened to take me to court and get an attorney. I know medical bills are not by law suppose to be reported on your credit reports anymore. I did have XXXX and now in XXXX and have paid all my medicals off so I was very upset when I saw this on my credit report especially when they sent no letter to my previous address or the new one. I sent them two letters to request documentation asking for what this was for and date of service and all I got back was this generic letter. The letter I received back was ridiculous as I gave them all the information they are asking for in my original two letters. I have now sent a 3rd notice requesting the information again. I want this deleted off my credit report, its illegal as the federal trade commission law that passed in XX/XX/2020 so they are in violation of this Act. Thank you so much for helping resolve this matter, I am trying to purchase a home for my family and this is hindering me from doing this.
09/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 471XX	Web
Today at XXXX, I received a phone call from an automated system with the number ( XXXX ) XXXX. It eventually connected me with a person who demanded I pay {$750.00} owed to XXXX XXXX XXXX. I know nothing of this debt. I have not received any bills and there are no claims via my XXXX XXXX website for this amount. I informed the man that I see nothing on my insurance portal and he told me it is my fault for not providing my insurance information and the debt has been owed for over a year. I informed him, if a debt is owed then bill my insurance and re-issue a bill because I have never received one for this company. He told me that he will not bill insurance since I received services over a year ago. I told him that I wont pay anything unless I know what it is and he then became more threatening saying that he will have to report this higher up that Im refusing to pay. I said fine and hung up. I think searched online for XXXX XXXX XXXX and found XXXX in XXXX XXXX close to my location. I attempted to call the number to get more details about the debt but the number is not in service. I believe this person was attempting to get me to pay money that I do not owe. Details for XXXX XXXX XXXX here> Address : XXXX XXXX XXXX # XXXX, XXXX, IN XXXX Phone : ( XXXX ) XXXX
01/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92253	Web
I was contacted by RMP, A XXXX RCM company around the XXXX of XX/XX/2022 with regards to a debt I owed XXXX XXXX for various medical bills including my sons. They offered me a settlement for {$680.00} of which I agreed to and requested the debit this amount from my XXXX XXXX account on XX/XX/2022. The entire conversation was recorded and I provided my routing number and bank account number for them to debit the {$680.00}. However, on XX/XX/XXXX they debited {$1100.00}. I called immediately and spoke with employee # XXXX ( XXXX ) who acknowledged the error and assured me they would credit me back the difference of {$450.00}. I was given reference number XXXX and assures me I will get the difference ( {$450.00} ) back but they have not. I called several times and keep getting a promise they will refund me the difference but they have not. I have filed a dispute with XXXX # XXXX do not believe this company intends to pay me the incorrectly debited amount and uses settlements as a ruse to get your bank account info and then overcharges you and just assumes there is nothing you can do. The company info is below. RMP, A XXXX RCM company XXXX XXXX XXXX XXXX, IN XXXX Office Hours : Monday Friday XXXX XXXX Email : XXXX XXXX Thank you, XXXX XXXX XXXX XXXX XXXX
04/27/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL XXXXX	Web
After reviewing a copy of my credit report, I noticed multiple collections account placed on my credit report from your compa ny Money Recovery Nationwide from 2013.. I am requesting that you let me validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name, and the hospital /medical provider to which I owe the debt and a detailed breakdown of the fees that I allegedly owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act { HIPAA }, to protect my privacy and medical records from third parties. I did not give my permission to any of my current or prior medical providers to release my medical to a third party. I am aware that the HIPAA does allow the release of limited information about me but anything more is to only be revealed with patient authorization. Therefor, my request is twofold-validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Also, please provide proof of identification upon treatment, and my signature with the provider of service to release my information to your compa ny Money Recovery Nationwide. Ceas e any credit bureau reporting until this debt Is validated by me.
02/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49015	Web
Pulled a Credit report as a precursor to buying a home onXX/XX/2020, and found this company was reporting a medical debt on my credit report. for an amount of XXXX As I have not had any communication with this debt collector ( including but not limited to calls, Official letter etc ) I contacted them via Telephone on XX/XX/20 using the number on the credit report, only to be met with abusive Language and a demand for payment, I verbally requested them to send me proof of this alleged debt and was again verbally abused with a refusal saying they had no obligation to provide that and that I had no idea what I was talking about when stating the fair debt collection and fair credit reporting acts, and that I should just shut up and pay as its only x amount. At this point I hung up the phone and typed up a debt validation letter and sent it via tracked USPS with signature verification. ( tracking number : XXXX ) They have since received the letter on XX/XX/2020 and have yet to Send any communication back. They have however been calling my phone so much that I have had to block their number, I was receiving an upwards of 15 calls a day Starting at XXXX and going beyond XXXX and on sundays! as a debt collector myself I do know how highly illegal this is
02/10/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	MI 493XX	Web	Older American, Servicemember
On XXXX XXXX, XXXX I was contacted by Allied Collection Service regarding a debt with no explanation of what it was for so I disputed the debt right away through certified mail. It is my belief that they never notified the credit bureau 's of my dispute. On XXXX XXXX, XXXX Allied BUSINESS ServiceS contacted me again claiming to validate the debt. Allied COLLECTION GROUP waited until XXXX to report the account to the XXXX major credit bureaus. Upon learning of their false and erroneous reporting I disputed the debt directly with XXXX on XXXX XXXX, XXXX. After waiting 16 days I decided to call and let them know of my intention to sue for violations of the FDCPA, the FCRA and my legally protected interests. That day, XXXX XXXX, XXXX they removed their false and erroneous report. On XXXX XXXX, XXXX Allied Business Services sent me a letter stating they had removed all negative marks on my credit report. On or about XXXX XXXX, XXXX I had applied for a car refinance and was given a higher percentage rate due to their negligence. This has caused me much harm in the form of emotional distress, defamation of character and among other things. They also violated the FCRA and the FDCPA many times over including using XXXX different business names to deceive me.
01/08/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	MI 490XX	Web
For the past 6 months, I have made arrangements to pay my debt to Money Recovery Nationwide. They have constantly every month opened a new collection on my credit reports. They are doing this because I have complained to them, and the Michigan Attorney General along with the consumer and financial protection bureau. I am in the process of getting a mortgage and they are constantly depleting my score on my credit files. They will not remove any paid debts and even though the debt is from the same company. They are filing them every month as a " New Collection ''. This is not a new collection. It is a medical bill that was never verified by myself or XXXX like I have asked. I would like them to remove ALL collections from All XXXX major bureaus immediately. They will not respond to any complaints legibly. They only will respond with : - Money Recovery is required by law to post them as new collections under the FCRA ( Which is not verified or true ) - Money Recovery does not do removals Also my complaint is Money Recovery Nationwide is not notifying people that their debts will be reported if it is not paid. They are collecting on the debts and not sending out receipts or notice that if it is not paid in a certain time that it will be reported.
04/26/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33611	Web
After reviewing a copy of my credit report, I noticed multiple collections account placed on my credit report from your company IMC Credit Services LLC from 2014.. I am requesting that you let me validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name, and the hospital /medical provider to which I owe the debt and a detailed breakdown of the fees that I allegedly owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act { HIPAA }, to protect my privacy and medical records from third parties. I did not give my permission to any of my current or prior medical providers to release my medical to a third party. I am aware that the HIPAA does allow the release of limited information about me but anything more is to only be revealed with patient authorization. Therefor, my request is twofold-validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Also, please provide proof of identification upon treatment, and my signature with the provider of service to release my information to your company IMC Credit Services LLC. Cease any credit bureau reporting until this debt Is validated by me.
08/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48316	Web
Noticed a negative item on our credit report from Money Recovery Nationwide. Sent a dispute letter on XX/XX/2015 and did not hear back from them until XX/XX/2015 regarding the alleged debt, with their own statement and none of the required pertinent information I requested. Spoke to them stating that this debt is not ours and asked them to remove it from our credit report and they unprofessionally declined. I begged and pleaded with them and got nowhere. I asked to get transferred to a supervisor who could assist me and was disconnected. We have never received services from the creditor that Money Recovery Nationwide is alleging we received. The small amount of the alleged debt itself is evident enough that this is not our debt. Had this alleged debt been validated, has requested, we would have had no problem paying this diminutive amount. The fact that Money Recovery Nationwide reported negative information to the credit reporting agencies, without XXXX confirming, verifying & making absolute certain the alleged debt indeed belongs to the parties listed, is a violation of the fair credit reporting act. We just want this inaccurate information removed from our credit report as soon as possible. Any assistance would be greatly appreciated.
05/02/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	MI 49203	Web	Servicemember
Money Recovery Nationwide is collecting for XXXX XXXX XXXX . in the amount of {$800.00}. I informed them I was disputing it because they were incorrect and I was unaware of this debt on my credit report. The response I received was threatening to garnish wages, said they sent it to their lawyers office already because i was n't able to settle it that day, then the next person I spoke with said they did n't send it to the lawyer. I was also inquiring about a settlement offer and she said sarcastically {$20.00} or so less than the full amount. They refused to give me a print out of what I 'm being billed for, and had contacted my employer which was highly embarrassing, considering my boss answered the phone. When I was speaking with the second individual I let her know that the first woman I spoke with was very unprofessional and spoke with a threatening manor. In the background you could hear the first individual laughing hysterically, and the second woman did n't apologize or even acknowledge it, and just asked what she can do for me. I was crying, and felt like there was nothing I could do. I 'm very scared they will take my money and I 'm currently fighting this debt. I just need help and I 'm unsure who can help me.
10/25/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NC 28409	Web
I'm in debt, just like any other person. Debt XXXX, I know its there and I pay towards one debt at a time. Ive got medical debt, school debt and credit card debt. I'm slowly paying off my medical debt and will eventually work towards my other debt. I'm very aware and understanding how debt works and how debt collectors work but this company is literally driving me nuts. They call me 2-3 times A DAY. There has been one incident where they actually called me 4 times in one day. I have spoke to the caller once, explained my situation and left it at that. When debt collectors say they want to help, it's a lie. Ive asked them to stop calling me so many times in 1 day, its ridiculous. Since they call me so much, I've blocked them and they go straight to voice mail. The person leaving the voice mail is the same recorded message over and over. It's annoying and if I could block them from leaving voice mails, I'd do it in a heart beat. I don't care how much money anyone owes to any company, debt collectors should NOT call more than once a day UNLESS they've spoke to the customer and was told otherwise. This needs to stop, immediately. The company name is Receivables Management Partners , LLC and the number they call from is XXXX.
09/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 490XX	Web
I had multiple medical collections with RECEIVABLES MANAGEMENT PARTNERS , LLC. I set up a payment plan and paid off all my debts with them. They sent me Receipts stating the amount I paid the account number and that it was paid in full and the amount owed XXXX. Months later I received a debt collection notice From XXXX XXXX XXXX XXXX XXXX for a medical bill that I paid for through RECEIVABLES MANAGEMENT PARTNERS , LLC. So I immediately called them and they assured me I paid that account with them and I told them that I had gotten another collection for the same debt and they had no idea how that was possible and told me it was for sure paid. So I called the XXXX XXXX XXXX XXXX XXXX and gave them the account number and told them that I had a paid in full, XXXX out Receipt for that specific date and debt. After months of having to call them and try and get answers, because go figure the one time you want a collections agency to call you, they dont. Their explanation took literally months to construct and they have offered zero proof or paper trail of an account not being paid. I do not feel like Iam responsible for their mistakes. I have my proof of payments and I do not intend to pay for the same account twice.
02/17/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	IN 46060	Web
XXXX XXXX XXXXXXXX account has been closed for a few months. XXXX has been closed. XXXX XXXX XXXX has been closed. I never opened a XXXX account. I never had a XXXX XXXX account. Never opened a XXXX XXXX account XXXX XXXX has been closed for years. Opened XX/XX/XXXX and closed not sure of the closed date. I have never lived in XXXX XXXX, In. and never opened a XXXX XXXX XXXX account. That stated in XX/XX/XXXX? XXXX has been a closed account for years. Opened in XX/XX/XXXX and closed XX/XX/XXXX. I have never been to a XXXX XXXX. Said I opened an account XX/XX/XXXX. And closed XX/XX/XXXX. Never had it never used. XXXX never opened a XXXX account. Opened XX/XX/XXXX and closed in XX/XX/XXXX. Never owned a XXXX card ever. XXXX XXXX {$840.00} even opened in XX/XX/XXXX closed in XX/XX/XXXX never had that account. XXXX opened XX/XX/XXXX last payment of XX/XX/XXXX? Never opened a XXXX credit in those years. Closed stated XX/XX/XXXX. Never had a XXXX card in those years. I have one NOW YES, but not in THOSE years. I never lived in zip code XXXX nor did I ever live in zipcode XXXX. This is all very concerning for myself and my credit. We need to have these looked at and someone contact me as soon as possible. XXXX XXXX
02/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 22405	Web
The date posted is XX/XX/2023. Reference number XXXX. For RMP services, LLC. XXXX XXXX XXXX. XXXX, OH XXXX. I am filing a dispute for my son who is XXXX XXXX XXXX. XXXX XXXX. Whose on the bill. He can not pay a XXXX balance on his account. Since, he is only XXXX XXXX XXXX. So, from here on I am providing enough information. That his father XXXX XXXX will be taking on his debt. This is not the XXXX XXXX XXXX debt. At the time, of service his father was the one present. Therefore, under law he is required to submit paperwork and therefore be disputed his debt from this day forward. The collection company should not be billing my child at this point. Thank you for your time. Hope to be in contact with your company about this matter. At this point this is serious matter. In that, the hospital was responsible for the well-being and care of a child. And allowed an adult to provide false information about a debt that should not be collected in his name. For services. The child is not at fault for services that were rendered to him. And provide a XXXX XXXX XXXX with debt that he is not responsible for. I will be in touch with your company. No correspondence is to arrive in my mailbox under my childs name. Thank you.
03/05/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 18914	Web
The below information is being reported to my credit report and is not correct. The company also has broken HIPPA rules by disclosing private health information to the public. I do not owe this company any money, I requested information and signed itemized invoicing to prove such amount owed. Too date nothing has been sent and adverse information is being reported to my credit report. ADVERSE ACCOUNTS Adverse information typically remains on your credit file for up to 7 years from the date of the delinquency. To help you understand what is generally considered adverse, we have added >brackets< to those items in this report. For your protection, your account numbers have been partially masked, and in some cases scrambled. RECEIVABLES MANAGEMENT PARTNERS LLC # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX ( XXXX ) XXXX Placed For Collection : XX/XX/XXXX Responsibility : Individual Account Account Type : Open Account Loan Type : COLLECTION AGENCY/ATTORNEY Balance : {$190.00} Date Updated : XX/XX/XXXX Original Amount : {$190.00} Original Creditor : XXXX XXXX XXXX XXXX ( XXXX XXXX ) Past Due : {$190.00} Pay Status : >In Collection< Remarks : ACCT INFO DISPUTED BY CONSUMR ; >PLACED FOR COLLECTION<
04/30/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
Paid off my emergency room bill with XXXX XXXX XXXX Hospital in XX/XX/2020 was told it was taken care of and no balance due and that I paid on time. Come to XX/XX/2020, I check my credit and there is a collection agency RMP SERVICES LLC XXXX XXXX XXXX XXXX XXXX, TX XXXX trying to collect on the same account. Disputed the account with XXXX but they did not remove it even though I have proof of payment. Tried to talk to XXXX XXXX Hospital today and spoke with XXXX who was very rude and argumentive and tried to ask for a supervisor to try to get some better assistance. She kept repeating I had a zero balance and there was nothing they could do, which was the whole point of the phone call. I told her that they sold it but I had already paid them in full and had proof and they needed to fix it as it was affecting my credit. They said call the collections but the collections will not help either because its the Hospitals responsibility to tell the collections it was paid and was not supposed to be sent in as a collections, I still have not heard back from the Hospital and am trying to dispute again but decided this is my best route. If this doesn't work I will seek an attorney because I am not paying twice.
12/21/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60543	Web
I owed a bill to XXXX XXXX XXXX XXXX from XX/XX/XXXX, I don't remember going to doctor then and do not remember receiving a bill of it. Starting in XX/XX/XXXX I began receiving phone calls from Receivables Management Partners LLC. I repeatedly told them over the next several months of calling me 3-4 times a day to just give me a detailed bill and only then will i pay the amount. The bill never came but all of the phone calls stilled continued. On XX/XX/XXXX I finally had enough of the harassment and paid the XXXX bill over the phone. They immediately took the payment out of my bank account but never produced a letter stating that the debt was paid in full. I have called them and emailed them for a receipt of payment and letter of payment but have gotten nowhere. Now i am being told that they do not issue receipts or letters of payment. This is still effecting my credit even though it has been paid off in full and this company will do nothing about it. Why they can't even issue me a simple receipt stating it was paid is beyond me. How do you expect people to pay off debts when you harass them and then not follow through on your end of sending a letter and reporting that it has been paid and closed.
03/04/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 290XX	Web
XX/XX/XXXX I have been receiving these calls for about 2 yrs., concerning a medical debt that should have been of no charge due to covid testing for the first time should have been free of service. I have explained to send information to the address listed on their account concerning the debt. No information has been supplied since that however the calls remain to come in all times of the night and morning into the working hour of the day and all seven days of the week including the weekends. I have communicated the need to stop the calls and the people tells me they can not hear me on the phone but can clearly respond to say you can not be heard and continue to over talk me on the phone so I can not be heard. I have not received the request info and have also requested the calls to stop all of which has not been accommodated. A total of calls today and it is not the end of it a call at XXXX, XXXX, XXXX, XXXX and I know there is more. Phone calls are log in my phone from dates of XX/XX/XXXX to XX/XX/XXXX. Someone and anybody help please. I have made another call to report that I do not wish to receive these calls in attempt of stopping the harassment. By the way these people are rude.
03/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75061	Web
On XXXX XXXX, XXXX, I disputed a collection item listed on my XXXX credit report for Financial Control Services ( XXXX XXXX XXXX. ), last reported XXXX XXXX, XXXX in the amount of {$250.00} through Experian, control number XXXX. At this point in time, the investigation is ongoing. I was alerted to a change in my credit report by a monitoring service. The change to my credit report included a new collection item from Financial Control Services last reported XXXX XXXX, XXXX in the amount of {$250.00}. I believe that this new item was added in an effort to circumvent the Fair Credit Reporting Act. I believe Financial Control Services ' and XXXX XXXX XXXX 's intent was to allow the CRA to delete the original dispute to avoid having to complete a reasonable investigation as dictated by FCRA by inserting the new collection item. The new item reported on XXXX XXXX, XXXX was disputed with Equifax, control number XXXX. In addition, I submitted a complaint with the CFPB regarding the duplicate collection item and XXXX lack of controls that allowed a data furnisher to report a duplicate collection item while the original item is currently under investigation, CFPB complaint number XXXX.
03/10/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 47303	Web
In XX/XX/XXXX I was staying at a friends house while waiting for my apartment to be vacant. I had to make two trips to the XXXX due to XXXX. While there I gave them my father 's insurance that I am listed on. In XX/XX/XXXX I moved back in with my parents and submitted a change of address, at this time I still had no received any type of written communication about money being owed. Fast forward to XX/XX/XXXX I tried to purchase a new car and it said my loan was denied due to derogatory marks on my credit. As I was looking at it, it shows that my insurance was never billed and I never once received any form of communication from the collection facility. I have since contacted the hospital and they said they were going to review the account and make sure to bill my insurance. Since then the late payments have been removed but the derogatory marks are still there. No one from the collection place has tried to contact me regarding any account that I have or that I could dispute it. The hospital is saying that it is up to me and the collection company now. When I have tried to contact the company myself the customer service gives me the run around and will not help me with any answers.
10/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60177	Web
I am paying on a bill directly with the provider XXXX. I am actually close to paying the account off as the bill was reviewed and I was granted a discount. In the process of the bill being reviewed, the account was turned over to Receivables Management Partners for collection attempts. Not only are they requesting the full amount of the bill from me, but I am being harassed by them on a daily basis. I have called them many times to advise. I emailed them ( per their request ) proof of payment and the letter from XXXX advising the discount on both XX/XX/2019 and XX/XX/2019. I know that they received my emails as I put a receive receipt on it. I have informed RMP many times that I am already paying on this account and they need to remove my account from their system. I even spoke with XXXX, and they confirmed that they notified RMP In XXXX that the account should be removed. I have no idea why I am having to do so much leg work on something that is not my fault. Example of Calls- XXXX One call XXXX 3 calls XXXX 1 call -These calls are from numbers that I was able to identify. I am pretty sure that there are more as I have a ton of missed calls from unidentified phone numbers.
03/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49426	Web
My daughter had a balance from XXXX XXXX XXXX for service on XX/XX/XXXX. The amount ( XXXX ) was paid in full on XX/XX/XXXX. I was sent to collections despite having paid the debt. XXXX XXXX XXXX XXXX company ) provided XXXX XXXX with proof of payment. On XX/XX/XXXX, I followed up with XXXX XXXX because I had not heard back from them as they had promised. I was told that the payment had been applied and that the balance was paid. I was put on hold after asking the representative to contact the collection agency to let them know the debt was paid. I received another collection notice on XX/XX/XXXX for the same bill. I called XXXX XXXX and was told that the representatives can not talk to collections, but that the balance had been paid. I was transferred to a supervisor who said that the representative I had talked to on XX/XX/XXXX was not able to talk to the collection agency ... why was I on hold all of that time? ... but that she would try to contact them. I have had several agents over the last few months recognize that payment was made and that the debt is clear, and yet it is affecting my credit. I need help! I paid this bill, and I should not be in collections!
09/02/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	WI 53593	Web
XX/XX/2021 I attempted to pay my debt. I was accused by XXXX of not being willing to pay my bills ( in general ). This is despite the fact that I was calling to make a payment. I asked XXXX to remain respectful, and she hung up on me. This made it impossible to make a payment. I called back later, and I was put on hold. This again prevented me from being able to make a payment. I called back again. This time I requested information to pay my bill online. The information I was given was inaccurate, and I was not able to create an account. This was the third time I was prevented from making a payment. It seems extremely unethical/illegal to create a situation in which it is impossible for a consumer to make a payment. I was also told that I was going to be marked " unwilling to pay '' - despite the fact that I was currently attempting to make a payment. I had made that clear from the beginning. I am left stressed out, as I want to resolve this issue. I have my debit card sitting next to me, and have been ready to make a payment with this company. I have now attempted to do so 3 times today. Due to the behavior of the employees, I have been unable to make a payment.
04/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78247	Web	Servicemember
I received a debt collection notice from XXXX XXXX XXXX for {$82.00} from XXXX XXXX XXXX XXXX on XX/XX/XXXX. I sent a certified letter requesting validation of the debt. on XX/XX/XXXX I received a letter from XXXX XXXX XXXX stating that they had conducted a complete investigation and the account has been cancelled per clients request and that they ceased collection of the account. Later if XX/XX/XXXX I received a letter from XXXX XXXX XXXX requesting payment of {$82.00} for services rendered at XXXX XXXX XXXX XXXX. I called and spoke to the representative and explained the same debt in question from RMP. The representative requested that I send them a copy of the letter closing the account from XXXX XXXX to : XXXX which I did on XX/XX/XXXX. XXXX XXXX XXXX called me today ( XX/XX/XXXX ) and asked me to pay {$82.00} I told them about the situation and they told me that they would report this to my credit for refusal to pay and that they would not verify the debt and that their word was verification enough and hung up on me. I do not have a physical copy of the XXXX XXXX XXXX letter but their information is below XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX
03/27/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MI 490XX	Web
I made arrangements with XXXX XXXX to remove numerous collections from my accounts once I paid them. The hospitals billed each service separately and I lost track of all the bills. I explained this to XXXX and that the collections were all medical and all to the same place. They agreed to remove the collections ( or at least all but one since it really was only one account holder with many diffrent bills. ) And the agreed. However, now XXXX is stating its credit reporting agencies job to remove them, but the agencies are saying they can't do any thing with put XXXX approving it. Also XXXX bought a collection from XXXX ( XXXX XXXX XXXX XXXX ) and it was paid to XXXX as agreed upon. XXXX is the only agency that refuses to remove this collection as an open collection on my credit report. XXXX and XXXX have already seen to it. So here, I have made all the calls, emails and mailed, emailed, and faxed every receipt and correspondance requested of me with no resolve. I am at a stand still with a purchase offer on my first home, the sellars waiting for final approval from my credit union, an no one working with me to achieve what was promised. I feel hopeless.
03/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46260	Web
I have attempted to request validation on this debt multiple times beginning since XX/XX/XXXX and every 30-60 days since then. But the collection agency was already attempting to collect the debt which was on my credit report prior to XX/XX/XXXX. In XX/XX/XXXX they responded with a copy of a bill from the original creditor but there was insufficient proof of the debt belonging to me. They provided documents that did not have my correct name, the signature was not my signature and the date was typed in instead of wet signature. My account with the original creditor shows a {$0.00} balance but it also shows they produced a bill XX/XX/XXXX but from what I can see the bill date is XX/XX/XXXX which I do not recall creating. I have never been contacted by this collection agency nor the original creditor about a balance owed anytime from the date of assumed debt creation according to the original creditor. No bill was generated in XXXX that I can see nor seen during anytime since XXXX up until XX/XX/XXXX from the original creditor. I have access to XXXX which is the program provided by the original credit that shares all medical information with the patient.
06/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 064XX	Web
I received an initial call from a collector for a debt to my son 's dentists, XXXX XXXX in XXXX XXXX. I did not think I had a debt, I asked for the collector to send something in writing, since I had never received a bill from the Dentist r the Collector. Then I called the dentist to check - the dentist confirmed that I had no outstanding bills, and had in fact paid in full in person on the date given by the collector. The dentist further stated that they do not send their bills to collection ever and this was a scam. I received a second call from the collector for the same ( fake ) debt. I told them I knew they were a scam and asked for their information. They are called Receivable Management Partner Services LLC and they are not listed on the XXXX XXXX website as a licensed company to collect in XXXX. I told them I would report them The person who called said their name was XXXX XXXX and their Manager was XXXX XXXX. Their number was XXXX. Their address was XXXX XXXX XXXX XXXX, XXXX Texas XXXX. After I told them I had checked with my dentist and knew they were a scam, they still tried to confirm my personal information, such as my address, etc.
12/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40218	Web
Dsg Collect keeps calling me stating that I owe money for tuition from XXXX XXXX XXXX a former employer of mine ). I have consistently stated that I do not owe the money as the training was required for the job I had with XXXX XXXX. I finally received a letter from XXXX XXXX in XXXX 2015 stating that I did not owe any money and that any debt collection agencis have been notified that I do not owe anything. I received a call from DSG collect again XXXX XXXX, 2015. I told them again I do not owe any money and now have a letter from XXXX XXXX stating that fact. They gave me an email address to send a copy of the letter to which I did that day. I received another call from DSG collect on XXXX XXXX, 2015 stating again that I owed money. This time the person tried to tell me they were an employee of XXXX XXXX. I quickly found out it was DSG again. I told them I already sent the proof I do not own but they stated they did not have that record and that they have made a negative report to my credit rating. I asked where I could send the letter to that I do not owe and was given the same email address as before. I sent the proof that I do not owe again.
08/05/2019	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30082	Web
XXXX XXXX from the company called my husband 's phone on XX/XX/2019 and said she was calling from Receivables LLC and looking for me because I had applied to a job opportunity. She falsely represented herself. He asked XXXX what position did I apply for and she responded by saying it was a receivables position. She requested that my husband put me in contact with her. On XX/XX/2019, XXXX also went on my LinkedIn account and viewed my profile. They called my phone on XX/XX/2019 at XXXX pm, two times at XXXX pm, and XXXX pm. They called me on XXXX XXXX at XXXX am and XXXX am. They called me on XX/XX/XXXX at XXXX pm and XXXX pm. The communication tactics they are using are repeated phone calls. I asked them to stop the harassment calls, but they called me again on XX/XX/XXXX and the collection agency was abusive and kept talking over me. She also threatened to damage my credit by reporting the alleged debt to the credit bureaus. They are attempting to collect on behalf of XXXX for a debt not owed due to agreed upon balance with XXXX was paid in full with another collection agency. Now XXXX is asking for more money through this collection agency.
01/26/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78758	Web
My name is XXXX XXXX ( XXXX XXXX at the time I received services ). In XXXX of XXXX I received XXXX, and received XXXX services provided by XXXX XXXX XXXX, located at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. My bill was initially paid for by my medical insurer XXXX, however this coverage was later revoked and I was billed the full amount for the procedure. After a lengthy appeal process XXXX decided to cover the XXXX after all, and paid XXXX XXXX the full amount due. XXXX made a mistake and sent the account to RMP despite it having been paid. XXXX has reached out to RMP to inform them that the account was given to them in error, but they have refused to fully retract it from my credit report. Instead they are reporting it as a " collections account that has been paid '' which still has a derogatory effect on my credit report, and in repeated calls have steadfastly insisted to me that they refuse to fully delete it despite knowing it is an error. In addition their agents have continued to call me " sir '' in conversations despite me repeatedly informing them that my gender has changed, in what I believe is deliberate belittlement.
05/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 766XX	Web	Older American, Servicemember
Sent certified letter ( have receipt ) seeking validation of debt : a contract bearing my signature proof that I have a contract with them ... they offered other than signature proof? I sent a second letter stating I only accept proof by contract with bearing my signature. Their response was '' As we have previously fulfilled our duty to provide you with verification, we will not respond to any such requests in the future. '' I decided to investigate and see if this company is surety bonded to be a third party collector ... .I can not find their name listed in the Secretary of State listing file, nor can I find the information by searching the Secretary of State database for the company name and address as listed in my credit report. It was search of my credit report I discovered this bill while doing a complete house cleaning of my credit. I have copies of the original request for validation and it states clearly I seek only a contract bearing my signature with them to collect any monies from me ... and that is what they are not providing. I have concerns since my bank once sent me a notice of possible identity theft attempt on my account.
02/15/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	FL 33157	Web
RMP SERVICES LLC has placed an unauthorized derogatory, harmful, and damaging account/item on my Consumer report. XXXX XXXX XXXX ( a ). RMP SERVICES LLC has violated my federally protected consumer rights without causing injury, harm, and damages to my pursuit of happiness and right to utilize consumer credit. I have included an attachment requesting XXXX XXXX to respond point by point with verifiable facts and authenticated documentation validating that I owe them any alleged debt. XXXX XXXX XXXX ( a, b : " until debt collector obtains verification of the debt '' ). Failure to do so will result in Civil Penalties according to Consumer Protection Laws and other laws that may apply. RMP SERVICES LLC has no proof of claim with verified, validated authenticated documentation. RMP SERVICES LLC has violated the FDCPA 1692 and is Civilly Liable according to XXXX Civil Liability [ XXXX XXXX XXXX ] and other consumer protection laws. RMP SERVICES LLC has placed this alleged account on my credit report to intentionally cause harm to my pursuit of happiness by affecting my Consumer transactions for personal, family and household purposes
06/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 28352	Web
So I never received any notices in the mail about this bill. I kept receiving calls and emails constantly and still receive calls. The last time I paid was XX/XX/23 through email even when I did pay they constantly contacted me. I eventually came to the realization that I shouldn't pay for a medical service that I didn't authorize. I was admitted without my consent. For XXXX XXXX and I eventually called the debt collector explaining this and there is no way I was able to pay for this or was even XXXX XXXX to handle this. I asked them would you pay for something you didn't ask for or denied? And I said I was forced to be admitted by a police against my will and was given a bill for a service I didn't ask for. I said I couldn't pay for it because I was the only person brining income into my home and my family was growing, I said this was unfair and holding me accountable for something i didnt ask for and they basically said that they couldn't do anything about it and that they could only hit my credit once which it was more than once since I stopped paying. I dont understand how they could force a bill on me when I didn't ask for it.
06/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46307	Web	Servicemember
On XX/XX/XXXX, I paid off all my debts with RMP services for a total settlement in the amount of {$1800.00}. I called several times after that to get confirmation as to when they report and nobody would give me an answer. I then reached someone that I told that I just wanted them gone from my credit report to which she responed, " I bet you do ''. I then asked when that would happen and she said probably by the end of the month. I sent an email to XXXX XXXX, Operations Manager, whom had responded to my XXXX complaint asking for her help in the matter and asking her to listen to my recorded conversations with their representatives. I didn't get a response. I then filed a dispute with XXXX and XXXX. RMP Services deleted 4 of the 5 accounts I paid from XXXX. The one they left was the one with the highest balance and not only did they not delete it, they reported it on XX/XX/XXXX as unpaid! They falsely reported the account to XXXX and now I am considering legal ramifications. This needs to be removed immediately on XXXX and all 5 accounts removed immediately from XXXX. Falsely reporting to the Credit Reporting Agencies is a crime.
08/03/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 28570	Web	Servicemember
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX RMP Acct XXXX XXXX XXXX XXXX XXXX I had an Emergency Room visit with XXXX XXXX XXXX XXXX for an injury. Being a medically retired XXXX XXXX, I have now and did then have both XXXX and XXXX. However, the hospital did, and later admitted to, only billing XXXX, the supplemental insurance company, when they should have first billed XXXX. This error resulted in XXXX denial of coverage, the creation of a debt, and hiring of the above named collections agency. When finally made aware of the issue, in XXXX, I was assured that the issue had been resolved by the healthcare provider, and that no debt is, not ever was never due. XXXX has assured me numerous times that I have never owed them anything, that my insurance covered the visit when eventually properly billed, and have apologized for the error. I have attempted to reach the collections agency, RMP Services, on numerous occasions, with no response, in an effort that have the collections accounts ( there are two originating from the same visit ) removed from my credit reports. The account number associated with the two bills is listed above.
09/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46142	Web
I mailed out four dispute letters via certified mail and notarized to verify the collection debt on my credit report. The collections I'm referencing are XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I received responses from XXXX and XXXX stating they verified the debt but I have not received any proof of this unverified debt. I have contacted the collection agency myself and asked for validation of the debt which I didn't receive. How is it that XXXX and XXXX have verified the debt but I contacted the collection agency directly and failed to obtain verifiable proof? According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. XXXX didn't report this collection because it is unverifiable. I sent my first round of letters to XXXX and XXXX on XX/XX/2020. Second round on XX/XX/2020 Third round on XX/XX/2020 Fourth round on XX/XX/2020.
06/28/2017	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NY 11210	Web	Older American
I check my credit report then I see Berk Credit & Collections send my name to credit bureau for a company called XXXX XXXX claimed that I owe them money of XXXX dollars. So I called Berk Credit and state I do n't this company and I am not refused to pay if I ever own money to this company because whenever I am ill I always go to hospital not private MD and my insurance always paid. I ask them to give me the telephone and the address of the company who tell me I owe them money or send me to my address the information. Because I do n't want to pay money to funny credit collectors because I encounter a case like that before. Is simple but they was very rude and refuse to give me the address instead any information from my private life will go against me. I know there is no law who state we must pay someone money without knowing where and why you are paying that money. This is a fair practice- I called the hospital who instructed not to pay because if they have a bill for me they will send it to my address not to a collections agency first.And they practice of calling my house anywhere I am is very unfair practice.
08/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46214	Web
On XX/XX/2020 at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, IN XXXX I order new XXXX XXXX, on XXXX XXXX I missed my appointment, The XXXX XXXX never called me back to set my appointment to size and pick up XXXX XXXX {$410.00} dollar. I recently just noticed my account has been sent to collection for amount of {$410.00} dollar to XXXX XXXX. I informed the collection agency that this information was inaccurate. As a result of not receiving XXXX XXXX product. its very contradictive for me to pay for a product that I haven't received. From my understanding this a violation of consumer rights. I speak with XXXX XXXX about picking up XXXX XXXX since the account been sent to collection. They informed me that I needed to pay for the XXXX XXXX throw XXXX XXXX collections to receive XXXX XXXX from XXXX XXXX office. The account is in Collection with XXXX XXXX and been write off to collection from XXXX XXXX office, for a product i haven't received. as a consumer, I have the right to inspected product and verify that product meet my need as consumer. Nor can set appointment to verify the product meet my medical needs.
04/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MI 48089	Web
I previously disputed this company as their livense was not valid in the state of Michigan. They just renewed their license. As a result of me disputing and filing a previous CFPB complaint they have now loaded a duplicate of the same collection that was not validated previously. This seems like a retaliation attempt of some sort. My previous complaint to the CFPB comments are below. Not if these accounts need to be deleted for failure to validate and verify, and for the duplicate request as retaliation. I have an existing account of my credit bureau file from XXXX XXXX XXXX. The account number is XXXX Please be advised that I am disputing this collection account due to the fact that XXXX XXXX XXXX does not have a valid license to collect in the state of Michigan.the image I am attaching shows their license is closed meaning not active according to XXXX- Michigans department of licensing and regulatory affairs. I am requesting that this be investigated and this account be deleted from my credit profile immediately or provide physical proof XXXX XXXX XXXX is licensed to collect in the state of Michigan.
01/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78723	Web
I have a medical bill from XX/XX/2018. Nothing was owed at the time of service as instructed by my care providers. I never received a follow up bill in the mail and was not informed of an outstanding bill on my account which I would like to pay off. I received a call from RMP collections about two months ago - the agent on the phone did not state what company they were calling from, what the bill was owed for, that there was any option to dispute the bill, or even the name of the agent. They requested that I make payment via the phone immediately - I found this highly suspicious and asked that they send the bill to me via mail which they seemed very agitated about. A week later I received a barley legible copy of a financial report, here I was able to discern that it was for an unpaid medical bill. I called the clinic and attempted to pay explaining that I had never received the original bill, I believe they sold my debt instead however to RMP and I would like to dispute the bill. I'm happy to pay for the medical services but do not feel that the charges for RMP collections write off are valid.
11/28/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48906	Web
I am reporting the illegal practice and false collection practices of XXXX XXXX. They have reported and refuse to remove two collections off my credit report. One was for {$93.00} reported XX/XX/XXXX and the other was for {$45.00} reported XX/XX/XXXX. Payment was made to the original medical facility, XXXX XXXX XXXX in full. XXXX, the billing manager for XXXX XXXX XXXX have sent many emails and phone calls to XXXX to stop the collections and false reporting and to have them cease and send back all collections under my name back to them. Till this day, those collections are still on my credit reports. I am still getting collection statements from them as recent as today XX/XX/XXXX with fraudulent amounts and illegal harassment. I do not owe any amount to XXXX and XXXX XXXX XXXX ( the original creditor ) have acknowledged this. I respectively ask that these erroneous charges be removed from my credit report and ask that they cease sending me fraudulent statements trying to collect on amount that i do not owe. I need this done ASAP, as XXXX XXXX is doing illegal collecting and reporting practices.
10/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32836	Web	Older American
Saturday XX/XX/XXXX, XXXX- Received a letter and 5 pages of medical records referring to my wife 's XXXX at XXXX XXXX XXXX. The letter was from " rmp '', a collection agency branched in XXXX, NC, and based in XXXX, TX. ( Please see attached files of the scanned documents and envelope. ) The envelope and letter were not professional looking which added to my suspicion. I called my health insurance company and described what had happened. The result of the conversation was that it was probably a scam. I have never received a bill for the claimed amount of {$990.00} from XXXX XXXX. If I had, it would have been paid. I have a XXXX credit score which would be much lower if there were any validity to this claim. To pursue their effort, I received a phone call from XXXX at XXXX this morning ( XXXX ) from a male who claimed to be from rmp and wanted to discuss how I wanted to pay the {$990.00}. I called his bluff by telling him that this claim was fraudulent and what my credit score was. Then I asked him if he thought there could be a legitimate claim against me. I was talking to a dead phone.
10/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60651	Web
I received a letter from RMP Services LLC for a medical debt. This debt is related to a claim that is under appeal through insurance. I called RMP and explained to the debt collector that this debt is not owed by me because it is still being processed by insurance. The collector refused to accept my debt dispute. I asked if they will accept that the debt was in the appeal stage of insurance processing. They refused to accept this fact and refused to remove my account from collections. The collector wanted an EOB from my insurance company within 5 days, but and they did not accept that the insurance company may not return the appeal until XX/XX/2022 ( 60 days from appeal submission ). I requested RMP to put this debt on hold pending appeal and remove me from any status of bad debt that could impact my credit score, and they refused. She stated my only options were to give her the EOB ( which does not exist yet ) or pay the debt. This is misleading practice by RMP and appears to violate federal rules on this website. I will call the hospital and ask them to remove RMP from my account.
05/25/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 462XX	Web
There are XXXX different cases that I am reporting on but involving the same company. The first case is regarding a charge that I received from XXXX stating that they did not feel as though a XXXX XXXX was necessary so they would not cover the expense. The test was required by my doctor so I filed an appeal for 2 di fferent bills that they ended up sending me to the collection agency for. I told the collection agency that I had filed an appeal but I still received the notice that you will find attached. The second case is regarding my medical coverage from my previous employer. I was wrongfully terminated on XX/XX/XXXX which was when my medical coverage also ended. I had gone to XXXX to get my prescription thinking that I was covered until XXXX which is what is noted on both termination documents attached. I had called XXXX who confirmed that it ended on XX/XX/XXXX and there was nothing that they could do so I had to pay out of pocket and was also charged for a visit that occurred within that timeframe. I was also sent to collection services because of it.
10/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75701	Web	Older American
RMP was assigned to collect 3 bills assigned to them by XXXX XXXX XXXX XXXX. Creditor Ref # XXXX - {$120.00} Creditor Ref # XXXX - {$8.00} Creditor Ref # XXXX - {$95.00} for a total of {$220.00}. On XX/XX/2021 these debts were paid in full via my bank debt card on line on their website rmpeasypay.com to which I received a payment successful for each item from RMP with the following references : Ref # - XXXX for the amount of {$95.00} Ref # - XXXX for the amount of {$120.00} To date their website rmpeasypay.com shows I still owe this money and they are reporting it to all 3 credit reporting agencies that I have not paid my debts, when in fact, on their own website it shows both, that I paid the debts, but I still owe the debts and they are not removing these items or giving me relief from the debts that I have paid for in full on XX/XX/2021. I have emailed RMP on XX/XX/2021 to which I have not received any response and I formulated a dispute through XXXX credit bureau to which RMP has advised them that I had 'NOT '' paid these debts, when in fact I have per their own website.
05/24/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78237	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with accounts listed under RMP Services LLC. I requested a validation on XX/XX/XXXX as these were accounts that I did not recognize but should have been covered in full by insurance/Medicaid. I reviewed my credit report again on XX/XX/XXXX and the accounts continue to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me and not being paid and in fact received a notice that the accounts would be removed. I do not believe the accounts belong to me as it should have been paid by insurance/Medicaid nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the accounts and the accounts continue to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct and that the charge is not covered in full by insurance/Medicaid.
07/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32738	Web
My complaint is that XXXX XXXX sold my account to Receivables Management Partners Llc when my account did not go into default for failure to pay. I had spoken to multiple representatives at XXXX XXXX because my payment for XX/XX/2021 never went through, even though it did on my bank account and nobody seemed to know where the payment went. They had me forward my request to a supervisor who never got back to me about the matter. Each time I spoke to someone there I asked them to assure me my account wouldnt go into default, which they assured me each time it wouldnt. I have attached my receipt for said XXXX payment, the emails I sent regarding the matter to XXXX XXXX which they never responded to, and the letters I received from the debt collection company. My complaint is about both XXXX XXXX for selling my account to a debt collector after being told it wouldnt and for also not being advised it would be going into collections. My complaint is also for Receivables Management Partners Llc, the debt collection company, for never sending me an itemized bill from XXXX XXXX.
05/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78213	Web
After reviewing my credit profile on XX/XX/2020, I identified several discrepancies with 10 accounts that appear to be duplicated and listed under RMP Services LLC. I requested a validation on XX/XX/2020 as these medical accounts if correct and not duplicated have been paid for by my insurance. Credit report was reviewed again on XX/XX/2020 and the accounts are still reflecting on my report and I sent a 2nd follow up letter requesting validation for the debt. Finally, on XX/XX/2020 I reviewed my credit report again and there have been no changes with the discrepant accounts still reflecting on my report and I believe that they are trying to collect on accounts that have been fully paid for and I believe that the creditor does not have authorization to legally access my medical records and to attempt to collect on these accounts. Please strike and remove these accounts from all 3 credit bureaus until adequate validation has been received proving that all 10 accounts are not duplicated and were not paid for in full by my insurance and that all information is correct and valid.
01/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 490XX	Web
Acct # XXXX XXXX XXXX Hospital Date of Service : XX/XX/XXXX Amount : {$640.00} In XX/XX/XXXX, XXXX XXXX Hospital incorrectly billed a previous insurer, XXXX XXXX XXXX XXXX XXXX At the time, my coverage was through XXXX XXXX XXXX XXXX XXXX ( proof attached ), who fully covered this expense as can be seen from our XXXX XXXX XXXX in XX/XX/XXXX ( also attached ). After multiple phone calls to the XXXX accounting department in XX/XX/XXXX, I was assured that the error was corrected. In XX/XX/XXXX, I received an invoice for {$640.00} from a collections agency. I have requested multiple times on calls to the agency for the bill and proof of the charge and have received none. I have called XXXX XXXX Hospital and received no proof of the bill. The collecting agency, RMP Services, has called me at work after my requests to cease and/or provide proof of the debt. On the last call, they threatened to take legal action, which is was proved by the letter from your law office. I would like XXXX to reconcile their accounts and remove this accounting error, and clear my credit report.
01/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78244	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with account listed under RMP Services and validation was requested as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/XXXX and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore a 2nd validation letter was sent out on this day. After reviewing credit report again on XX/XX/XXXX there have been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
12/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78240	Web
After reviewing my credit profile on XX/XX/2022 I identified a discrepancy with account listed under RMP SERV LLC and validation was requested as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/2022 and the account continues to reflect on my credit report and have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore a 2nd validation letter was sent out on this day. After reviewing credit report again on XX/XX/2022 there have been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
05/05/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	LA 71446	Web	Servicemember
My wife receive a call from unidentified male, claiming to be a " Officer of the Court '' and " Needed to verify my address to send a process server. '' She hand the phone to me I challenged him and requested he provide his name and the name of the company he worked for. He didn't answered. He then stated " Someone has filed a complaint againt me '' I again challenged him He again refused to ID himself, but stated he was in the employ of RMP. I explained since he has lied repeatedly, I was more than willing to accept being served and meeting his complaint in front of a Judge. Then he hung up. I have received a letter from RMP XXXX XXXX XXXX XXXX XXXX Tx. It states I owe XXXX hospital bill to XXXX XXXX. XXXX. I was in the hospital refused multible attempts to have a XXXX XXXX preform unnecessary surgeries on me. Todate the ER Phy service have refund me for over payment, the Radiology as well. I disputed the hospital bill in witting with a register letter at least 60 days ago. To date I have not received a response on the erroneous charges I was presented with.
04/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33510	Web
I ve been in contact with debtors by phone, email, and also sending out letters trying to get items removed from my XXXX credit report and XXXX credit report and it seems that iv been getting nowhere so ive decided to contact consumer financial protection burea. There are inquiries from XXXX XXXX XXXX XXXX XXXX XXXX , CA XXXX ( XXXX ) XXXX Date XXXX / XXXX / XXXX XXXX XXXX XXXX XXXX XXXX , MD XXXX ( XXXX ) XXXX Date XXXX / XXXX / XXXX Also there is a an item in collections I was never sent a bill because of the hospital was sending the bill to an address in which I never lived at. I happened to check my credit report and I had ( XXXX ) XXXX bills sitting i n collections.The debt collect or furnish information about a medical debt on, my credit report without actually engaging in any proactive steps to collect it, such as telephone calls or written communications RECEIVABLES MANAGEMENT XXXX XXXX XXXX XXXX XXXX XXXX XXXX , IN XXXX ( XXXX ) XXXX Date XXXX XXXX , XXXX Amount {$500.00}
04/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 083XX	Web
To Whom It May Concern : On today, XX/XX/21, at XXXX PM, I received another one of many repeated telephone calls from FNC Control SVC XXXX. The call originates as a pre recorded message stating this is an attempt to collect a debt. You are not given any information as to the amount of debt, type, who the debt is owed to, nothing. It does offer a number to call for more information or " Press # 1 '' to speak with someone now. So today I decided I would do just that and try to stop the calls. However, upon pressing 1, it just disconnects the call. I have no outstanding debt that I am aware of. We do have debt don't get me wrong. I have a mortgage, credit card, etc., but they are all paid on time. These calls are relentless and typically right as we are about to sit down to have dinner. I am registered on the do not call list which doesn't seem to help entirely. If there is anything that you can do I would greatly appreciate that. I know they have a job to do and it isn't the middle mans fault but these calls are beyond a nuisance. Thanking you in advance.
05/08/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OH 45014	Web
I called RECEIVABLES MANAGEMENT at ( XXXX ) XXXX on XX/XX/2018 at XXXX XXXX to inquire about a debt that is currently being reported as OPEN with a {$0.00} balance ; this particular account was originally {$79.00}, I paid off two of my open accounts this year. For starters, the representative did not Right party contact me, and verify who I was with three questions all she asked for was my name and who the account was with. And then went on to freely give out my information, including my sons name since his name is on some of the open accounts, and openly discuessed how many accounts I had. I paid the account in full and want it closed so it wont effect my credit score, and was told by the representative that its up to the credit reporting agency to decide if the account will be left as open or closed ; which I know is not true, it has to be marked paid in full and closed. It isn't an open account, there is no balance due! Also, she was extremely rude and talked over me multiple times and I had to raise my voice to get her to listen and let me speak.
09/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78109	Web
I have been disputing this debt for the past six months with no resolution. On XX/XX/XXXX I first requested validation of the debt. They responded XX/XX/XXXX with an itemized bill which does not validate a debt under the FDCP. I pulled a subsequent credit report on XX/XX/XXXX it was not marked as disputed, they were once again in violation. On XX/XX/XXXX I then requested the entry be removed from my credit report because they did not mark the entry as disputed within the allotted time. They responded by saying " we have previously provided you with verification of the debt ... there is no duty to provide it multiple times and will not respond to any further requests ''. I tried to restart the dispute process and sent a " request for validation '' letter on XX/XX/XXXX. They responded yet again with an itemized bill. RMP has failed on multiple occasions to " validate '' this debt. If they can not validate this debt it needs to be removed from my credit file because I am trying to obtain a mortgage and this non-validated account is harming my score.
10/15/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	MI 490XX	Web
Money Recovery Nationwide in early XXXX sent me a collection notice for some past due Medical Bills. I called the company to set up paying these bills, even though my Flex Spending Account was not charged from the original hospital/doctor. The FSA will not cover collections, and I am willing to pay the bill now. So I setup a payment arrangement with Money Recovery Nationwide. On XXXX XXXX, 2016 a collection was filed on my credit report. I called Money Recovery and they told me there is a older collection that is old and that was filed. The Collection is in the payment arrangements. I offered to pay the {$25.00} and they told me that it will showed " Paid '' on my credit report. I asked them to delete it from my credit report. To which I am told they do not do " Pay to delete '' or " deletions ''. This is against the agreement I made on the phone in XXXX to keep further collections on my credit report. I am under the assumption that the payment arrangement is to keep the collections off my credit report. Therefore I would like it removed.
03/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78748	Web
I received a XXXX test on XX/XX/2022 and the test was covered by my insurance. I have received many, many, many calls from RMP Services LLC regarding this bill, averaging 2-3 calls per day. I told a representative that I would not be paying this debt because it is not my responsibility, it is not valid, it had already been covered by my insurance, and it was a COVID test which was being subsidized by the government so I would not have had a bill even if I did not have insurance - I did have full coverage medical insurance at the time of the test and the test was 100 % covered by my insurances. Despite telling the representative this and to stop calling, the company has continued to call and harass me. I got the written notice in the mail, and tried to get more information as to why I am still being harassed and on the fraudulent debt through XXXX XXXX 's website but the account number attached to the debt letter is invalid. I have tried calling the number on the letter and have been disconnected every time a representative answers the line.
10/02/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	ID 833XX	Web
I went to the XXXX XXXX XXXX 'XXXX XXXX XXXX in XXXX, Idaho in XX/XX/2019 for a XXXX and walked out with almost {$5000.00} in medical bills several hours later. I felt the medical tests they ran were unnecessary. I spoke numerous times to the medical billing office to see if someone could see reason. I also examined the listed medical prices online and found the prices I was charged were radically inflated. The hospital refused to negotiate or reason and sent me to a collections company. I spoke several times to that collections company and was told they'd send me a copy of the bill ( which I have already. ) That's the last I've heard of them, but both the hospital and the collections company warned me this would affect my credit. I just refinanced my home, and my once stellar ( XXXX ) credit score had been so affected, my rate was higher and there was a medical collections on my credit report. I don't know what to do at this point. {$5000.00} for several hours in a waiting room, and a diagnosis of " rest and drink liquids '' is absurd.
04/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46220	Web
Received incoming call from ( XXXX ) XXXX at XXXX. Debt collector said they were from RMP debt collection and that I owed {$140.00} from XXXX XXXX XXXX provider. I was not aware of an outstanding medical bill and I did not receive mail or communications about it and rep said that I should have. I recognized the medical provider so I gave my credit card info over the phone and was charged {$140.00} on XX/XX/2020. I checked my records and I had already paid this bill on XX/XX/2020. I called the number back and spoke to a rep about getting a refund. They told me to text photos of proof of payment. I texted 2 photos, I of the bill that I marked " paid '' with the date and also a screenshot of my credit card statement that should the same XXXX XXXX bill that was charged on XX/XX/2020 for {$140.00}. I did not receive further communications about receiving a refund. I believe RMP Debt Collection agency should be scrutinized and investigated for their practices. This isn't the first time we've encountered " errors '' that have caused us harm.
11/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40207	Web
On XX/XX/2021 I had a procedure done at XXXX XXXX XXXX in XXXX, FL. I was given a quote, they billed my insurance, and I payed the bill before the XXXX even took place. On XX/XX/2021 I received a call from a debt collector letting me know that I had an unpaid bill from XXXX XXXX XXXX XXXX in the amount of {$200.00}. I had received no bill, calls, or emails from XXXX XXXX XXXX XXXX regarding this charge. I looked at my online patient portal at the hospital and I had no outstanding charges. After talking with the debt collector, I realized that XXXX XXXX XXXX XXXX had found an address that I had not lived at in years. This address is different than what was on my driver 's license, patient portal at the hospital, registration forms for the XXXX, and insurance. They never tried to call or email me before selling my bill to a collections agency. They never checked with the hospital or my insurance company for my address and I am not sure how XXXX XXXX XXXX XXXX obtained this old address. The bill has now been paid in full as of XX/XX/2021.
08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IL 60047	Web
Gym owner offered 12 month membership for XXXX month price if paid in full at time of signing up. Signed up on XXXX/XXXX/15, owner closed business on XXXX/XXXX/15 after not paying rent since beginning of year. I disputed half the amount on my credit card since I was only able to use XXXX a years membership, owner being in breech of contract of 12 month deal. Feel deal was made deceptively, with owner knowing he would be closing within XXXX months as evidenced by realty company filing suit to have him evicted and making a settlement with hi on XXXX/XXXX/15 after many months of not paying his rent. He has now sent me to collection agency for XXXX amount of credit card dispute, which is still being investigated by credit card company. He has done this with all members that disputed any part of his membership fees on their credit cards. I can provide you with names as needed. He also sent a nasty message to my cell phone threatening that " DSG Collections will be calling you often until your new obligation of {$720.00} is paid for ''.
07/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49401	Web
Allied Business Services in XXXX, MI. Dates from XX/XX/XXXX - XX/XX/XXXX. Had serious medical conditions and was off work on XXXX. My mental capacity was diminished and could not handle any day to day activities. I would receive robo calls everyday or sometimes even multiple times daily and had no idea who they were from. I never received any physical communication via regular mail. I had issues with my mail and other individuals would even be handling my mail due to my mental capacity issues. As soon as my health issues were resolved I looked into all of this and found out they were medical collections from my health issues. I immediately paid them in full on XX/XX/XXXX. I begged Allied to work with me and please delete these from my credit file due to my situation. They declined and said they could not help me at all. I even talked to a supervisor and also got no where. They told me tough luck. This is now costing me a loan for a house. I have never been late on anything in the past and have always paid everything. Please help.
02/17/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	SC 29732	Web
I XXXX XXXX never entered into a consumer credit transaction with RMP SERVICES LLC. I was not expecting a bill on XX/XX/2021. On XX/XX/2021 they sent a bill thats a violation of 15 US Code 1692b. They also used obscene and threatening language that attacked my reputation and character in their correspondence to me. This is also a violation in accordance with 15 US Code 1692d. RMP SERVICES LLC did NOT provide me a HIPAA release form for this alleged debt to releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above-named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
12/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49428	Web
XXXX XXXX XXXX a debt collection company in XXXX MI has continued to fraudulently attempt to collect a debt from XXXX XXXX in XXXX XXXX MI for the amount of {$68.00} stemming from a medical appointment in XX/XX/XXXX. The {$68.00} was paid directly to XXXX XXXX in XX/XX/XXXX. XXXX has continued to call and send collection letters for over a year despite XXXX XXXX informing them the debt was paid in full. I have also informed them multiple times that the amount was paid directly and no current balance remains. XX/XX/XXXX the {$68.00} was referred to XXXX as a deragotary account despite a lack of evidence showing that this account is overdue or outstanding. Despite multiple contacts made by myself as well as XXXX they continue to treat the debt as unpaid. They are using the deragatory report to XXXX in an attempt to extort money from me without providing any valid paperwork showing the transfer of this debt to them or providing any statement or corespondence from XXXX XXXX showing the account being past due.
10/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60090	Web	Older American
My account, originally handled by Medical Recovery Specialists, was taken over by RMP XXXX. I had a payment arrangement in place for {$25.00} which stopped. I called to try to find out why and found out that someone else 's name was linked to my account and phone number. I questioned if my payments were being applied to my account or hers. They said they had no way of knowing that. I asked what her last amount was that was paid and they said {$25.00}, which happens to be the same as my monthly payment agreement. I told them if they can't even verify if the payments I have been making have even been applied to my account and verify the accuracy of what I owe, then I should not be expected to continue payments. It took me seven phone calls, dropped calls when being transferred to a supervisor then getting connected to a supervisor who couldn't even tell me what payments were applied or when or to what account. I told him if he can't prove I owe it, then it should be closed and he said he can not do that.
03/27/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46203	Web
I recently requested debt validation for a debt showing on my credit report reported by Receivables Management Partners LLC. I mailed a letter ( certified ) XX/XX/XXXX requesting debt validation. They did not respond so I filed a CFBP complaint on XX/XX/XXXX complaint ID XXXX. The company responded to the complaint on XX/XX/XXXX and stated that the trade line would be removed from my credit report. XX/XX/XXXX they mailed a deletion letter for this particular debt the debt was then removed from my credit report. Fast forward, XX/XX/XXXX they mailed a letter to my home with a copy of medical records in attempt to collect on this same debt. This is a Hipaa violation. I did not sign a Hipaa form or give authorization to Receivables Management Partners LLC to access my medical records. Therefore the information reported to the credit bureaus in correlation with this debt is faulty and I would like for XXXX XXXX to cease all collection efforts immediately! I have attached supporting documents below.
08/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34986	Web
As of XXXX I went to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX for a XXXX XXXX my doctor XXXX XXXX, wanted me to do. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX Phone : ( XXXX ) XXXX wanted me to do. When the result come back almost everything was abnormal on the XXXX XXXX. I contacted a doctor who told mw to go to XXXX. At XXXX they made new XXXX XXXX XXXX XXXX and everything come out normal. This was 2 days after I receive my test. It cost me money and time. I notice the XXXX did not put a name tag on the tubes. She was the only one working in the office. I do not want to pay for a XXXX XXXX who was not mine. I have only received statement from XXXX XXXX before I received the collection note in the mail. I can send the 2 different XXXX XXXX if you need. The first attachment is the wrong/mixed up XXXX XXXX The others is from XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Best regards, XXXX XXXX
10/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 495XX	Web
I got a call from XXXX at XXXX XXXX on XX/XX/XXXX. They said I owed a medical debt for myself and my child. They told me the amount was {$210.00}. I believed them and paid for it using my XXXX card. They said they were XXXX payments receive more company, a debt collector. They said my name and my child 's name correctly and they mentioned dates in XX/XX/XXXX and XX/XX/XXXX when we were in the hospital as well. I looked up my bills though and saw that all outstanding balances were paid. I called my hospitals and they confirmed they don't use that debt collector too. I called the debt collector back and they put me on hold. I hung up and they instantly called back. The women speaking sounded aggressive and determined she was right. But it was strange because before I could identify myself they knew who I was and this was a good hour later that I called them. They sent me an email with my initial payment. They told me they would void my payment and send an email but they never did.
01/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48237	Web
I am XXXX XXXX XXXX and I am sending this complaint without any third-parties involved. I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the XXXX is having data and system issues. I decided to look at my credit reports from the XXXX and XXXX credit bureau and found that this RMP, LLC ( Original Creditor : XXXX XXXX XXXX ) with the account number XXXX was reporting to be negative on both XXXX and XXXX XXXX I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the XXXX but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
09/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49509	Web	Servicemember
After an over a year intermittent communication between Allied Business Services and myself, the agency finally decided to agree on writing that they will cease and desist the collection of the alleged debt and that they will communicate to all the credit bureaus to request the removal of derogatory marks on my credit report. During the resolution and communicating process with XXXX, the agency wrongfully involved the Law Office of XXXX XXXX XXXX into plugin legal actions against myself, even when they were looking to collect on a debt that had already been taken care of. I communicated and identified myself with the law office, but they refuse to acknowledge my communication and didn't reply. I have continued to make attempts to contact XXXX, but no response has been received on their part. Now my credit report still reflecting their negative marks and continues to manage my creditworthiness due to this agency 's negligence to perform their duties is the fairest way possible.
06/05/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NJ 076XX	Web
I XXXX XXXX am entitle d to the same benefits of the 2015 modification to reporting of medical debts just as any other American consumer. In 2015 , I was involved in a near fatal work related accident. My XXXX insurance will eventually cover XXXX % of all medical claims, but while I was recuperating for ov er 18-months, severa l medical companies, hospitals and emergency services took the liberty to simply turn over medical balances to medical collectors, who in turn did not give me the benefit of a 180-day w ritten notice that after the 180-day n otice expired the balances could be reported on my credit bureaus. Every company I will post with the CFPB has violated my rights under the CFP B XXXX - XXXX - XXXX XXXX a greement of 2015 . All medical collections must be removed immediately by all medical debt collectors, and I must be send a 180-day notice, so my insurance can work on resolving all claims. REMOVE AL L MEDICAL COLLECTIONS AS MANDATED!!!
01/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	WI 545XX	Web
I filed a chapter XXXX amortization of debt in XX/XX/XXXX. I have been paying on this ever since and it is scheduled to be completed on XX/XX/XXXX. XXXX XXXX XXXX has been reporting this as a bad debt charged off in bankruptcy. This is inaccurate information. The original balance on this account was XXXX and we have it payed down to almost XXXX. This agency has multiple reports ( about 5 ) on my credit saying it was charged off in bankruptcy. I have tried to dispute it on my credit 3 times as well as called the company with no success. We have also been denied credit because of a " past bankruptcy '' due to this entry on our report. The last person who I spoke with ( XXXX XXXX ) stated that he could see where we are paying on this account. When I questioned why would it be reported as a bad debt written off in bankruptcy if it is clearly being paid. He quickly said he would have to talk to the attorney who did my amortization and he could no longer discuss this matter.
06/19/2015	No	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	TX 76018	Web
This company contacted me in XXXX @ XXXX. The gentleman that contacted me identified himself as XXXX XXXX. He said this was a business matter and began harassing me to tell him my personal information. He told me that he needed my date of birth and my address. I said to him that I had no idea who he was or why he was calling and I was NOT going to give him my personal information because I did n't know who he was or why he was calling. He never XXXX time identified himself as a collection agency, he refused to tell me what company he was working with, he just kept pushing me to give him my personal information. And told me he would n't tell me who he was and why he was calling unless I gave him my personal information. I called the company back to speak with a supervisor, and the operator hung up on me each time I called back, XXXX times in a row. The XXXX time I called back the transferred me back to XXXX XXXX who again only wanted to take my personal information.
07/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48185	Web
This credit collection company XXXX XXXX is reporting inaccurate ; erroneous information attaching it to my name and social security number trying to ruin my credit life!!! First, 1. They are reporting two debts that are EXACTLY the same. XXXX actually transposed the first 3 numbers of what they call an account number - and duplicated the account onto my consumer credit profile with the credit bureaus 2. They're also reporting a third debt that there's no knowledge of. 3. These debts have no validity and are inaccurate 4. They are in direct violation of HIPPA by reflecting account numbers and names of original health care providers ( disclosing personal consumer confidential information to a third party ) 5. They claimed a name change from money recovery to RMP yet still reporting money recovery inaccurate collection accounts on my credit bureau reports - complete violation. 6. They are refusing to remove these inaccurate listings asap from my credit bureau reports
02/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NJ 079XX	Web
I was notified by the credit bureau that XXXX XXXX XXXX XXXX has placed a " Derogatory Notice '' on my credit profile without prior notice. That affected my overall credit rating score. I have never been notified by XXXX XXXX XXXX XXXX XXXX about any outstanding debt. As soon as I have learned about it, I called the XXXX XXXX XXXX and I was told that I owe {$130.00} for a medical bill. I offered to pay the amount immediately, despite the fact that I have not received any notification or verification that I owe this amount. I asked for the " Derogatory Notice '' to be deleted from my profile. Company 's representative refused to do it and hang up the phone on me. I ended up speaking with XXXX other representatives who were not helpful as well. The amount of {$130.00} that I allegedly owe, I paid on-line the same day of the inquiry. I am requesting the " Derogatory Notice '' to be removed from my profile as I have never been notified of any outstanding debt.
04/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75165	Web
In XX/XX/XXXX, I contacted Financial Control Services about accounts on my credit report. A trade line in the amount of {$840.00}, an account which was paid in XX/XX/XXXX through a settlement from an automobile accident, reflected as a collection account. This account was settled in XX/XX/XXXX by the attorney that handled my case. The trade line continues to reflect on my credit report, The company still has not removed the trade line from my credit report.. The line should be deleted from my credit report as this should have never been reported as a collection account. This has damaged my creditworthiness since XX/XX/XXXX. Additionally, this company also reflects other accounts I have no knowledge of. Therefore, on XXXX XXXX, XXXX, I mailed a letter to them requesting verification and/or proof of debts showing on my credit reports as being owed by me. To date, they have refused to provide me with proof and the company has refused to delete the trade lines.
07/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48089	Web
On XX/XX/2021 I was checking my consumer credit file and noticed an account from RMP LLC for the amount of {$340.00}, I never recievd any documents from this company stating I owe them anything. They have violated mutiple laws including 15 U.S. Code 1692e.False or misleading representations ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. ( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.
03/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78216	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with an account listed under RMP Services LLC. I requested a validation on XX/XX/XXXX as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/XXXX and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me despite my credit report reflecting that the account is disputed and therefore a 2nd validation letter was sent out on this day. I do not believe the account belongs to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct.
03/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48045	Web
in XXXX of XXXX, I was contacted by " Allied Business Collections '' stating I was outstanding on a medical bill. I did not think I was, so I asked for proof to be sent to my address so I could validate the claim. I felt it could be a scam, after some research. Nothing was sent to me, so I assumed it was a scam. In XXXX, I received another call from Allied Business Collections, and they claimed they had sent this to my credit report - I told them I had asked for documentation of the bill I was outstanding on. They told me they would send one out, and claimed I had never asked for proof. They had never sent me anything, nor did the doctor. I paid this outstanding balance on the phone with the promise of documentation of this bill as well as it being taken off my credit report. This was the resolution I was promised, it is still on my credit report and negatively effecting my credit score. I also never received a bill with the proper bill information.
11/27/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33612	Web
Looking at my credit report back in XX/XX/XXXX I saw accounts in collections and I never gave any company the right to share my information whatsoever. One amount was for {$1700.00} showing up on my credit report as account XXXX and another for {$590.00} showing on my credit report as account number XXXX. I sent out letters to the agency on XX/XX/XXXX requesting that they validate the debt and show competent evidence bearing my signature that I have or ever had some contractual obligation to pay them. I was sent bills stating I owed them but they never provided me any evidence bearing my signature that I have ever had some contractual obligation to pay them. Also, the medical bills I receive reveal personal and medical information about me. As a result they are in violation of the FCRA ( Fair Credit Reporting Act ), the FDCPA ( Fair Debt Collection Practices Act ) and HIPPA ( Health Insurance Portability and Accountability Act of XXXX ).
01/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IL 60714	Web	Servicemember
I had a medical balance that was paid in full XX/XX/2020. RMP services opened a negative hit on my credit report for {$100.00} on XX/XX/2020 for debt to my doctors office. A balance I have no record of? I have reached out to my doctors office and no one has gotten back to me. I am very upset because I have excellent credit and we are looking to refinance and I now have this nose dive in my score for a debt I have no idea about. 1. RMP Services has never mailed me anything, called me or tried to contact me in anyway to collect this, I only know about it because the mortgage company ran my credit! 2. My doctors office has never called me about an outstanding balance! 3. If I do owe {$100.00} for healthcare services ... how can healthcare debt of any sort go on my credit report? I believe that is unlawful. 4. RMP Services is impossible to contact, they have terrible reviews they certainly do not seem like a quality ethical company.
02/07/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 461XX	Web
I agreed to a judgement with a repayment plan with RECE ] VABLES MANAGEMENT PARTNERS, LLC in XX/XX/2017 for the amount of {$3000.00}. I have paid {$100.00} every month since. The company is reporting to my credit an amount owed significantly lower, {$800.00}, than what they are claiming is still owed {$1700.00}. When reviewing past payments there are multiple month over the last 2 years where the payments show received, but the balance doesn't change. When I requested records showing how payments and interest were being applied, the litigation office of RMP LLC, a woman I believe named XXXX, said they couldn't send me that and she would send me a copy of the agreed judgement. I have included screen shots from the RMP LLC website and highlighted where multiple payments were made and not applied to the balance, as well as a screenshot of credit report balance reported by RMP LLC, as well as the balance the company is saying is owed.
12/09/2016	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 43232	Web	Servicemember
I have an unverified account from BERKS CC. I had previously disputed this account. I have never done business with BERKS CC. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that BERKS CC Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that BERKS CC Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
11/02/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 339XX	Web
I have been making monthly payments on medical debt since XX/XX/XXXX. Originally the amount was XXXX I had paid the debt down to XXXX. By making monthly payments every month usually before the due date my last payment was XX/XX/XXXX for XXXX. XXXX XXXX stopped sending my statements to the correct address. At some point they claim they sent my statements to my old address, even though, I had been receiving my statements at my current address for almost 2 years. Then turned me into collections & : never told me until after numerous calls to them asking about what was going on with my account. Then promised they would get my account out of collections, since it was there fault, because they sent the statements to the wrong address. At no point did the collections company send me a statement either. I only realized it had been in collections since XX/XX/XXXX : when I got a credit alert! Which dropped my credit score XXXX points
03/10/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	DC 20001	Web
I went to see my doctor on XX/XX/2018 before moving overseas for 3 months for a summer XXXX XXXX. When I came back I had a letter from collection agency Receivable Management Partners LLC ( rmp ) telling me I owe my medical provider. I called my medical provider XXXX XXXX XXXX in Washington DC and they said my account is closed with them. I asked for a bill and I was not able to get one. After many attempts to my medical provider directly, I finally paid the collection agency. This now shows on my credit report on XXXX and XXXX and has dropped my credit score around 100 points. My attempts to remove it from my credit report as an error from my medical provider and non-receipt of the original bill has been frustrating and unsuccessful. I was able to successfully remove it from XXXX report but the customer service in rmp, XXXX and XXXX have not been helpful at all. I really appreciate your help on this matter.
07/23/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	MI 49546	Web
Allied Collections has been reporting inaccurate account information for years. The original outstanding amount was {$50.00}. Allied Collections has reported the collection amount of {$160.00}. In addition, I was not aware that I had an outstanding account bc I have n't received any notice of this amount being owed. Contacted the original service provider, XXXX on XX/XX/2015. Spoke with XXXX in the billing department. She informed me that the balance due was {$50.00} not {$160.00} which was paid in full. Two weeks earlier, Allied Collections, I provided my credit card information to pay the balance of {$160.00}. The account specialist was to email me a receipt which I never received. Not maintaining appropriate account information appears to be habitual in this industry. I would like a refund in the amount of {$160.00} in addition to all negative remarks and removal of this account from all credit bureaus.
07/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89119	Web
RMP XXXX XXXX a XXXX XXXX company tried to collect a debt of {$76.00} from a service date of XX/XX/XXXX. They have called multiple times and on XX/XX/XXXX stated that I owed this amount. I then called the location that they told me the debt had accrued and they told me that I do not have any outstanding balances. I called and confirmed multiple times. They do not even have the accurate account number that is associated with it. Contact addresses XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX They also stated that they have offices in XXXX, NC. I could not find an address for that. They keep calling me even though I have told them the location that the debt accrued at has no balance and that it is not in collections. They have not referred me at any time for debt collection. Here is the website that I was given https : //www.receivemorermp.com/contact/ as well as pay.rmpone.com
10/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 296XX	Web
I was paying a company called XXXX for a hospital debt. I had a balance remaining on the account of {$530.00}. I sent a payment through online banking on XX/XX/2020, XXXX received the ACH payment and withdrew the funds on XXXX XXXX. Unknown to me XXXX sold/merged with a company called RMP services. On XX/XX/2020 I received a letter stating I had an outstanding balance of {$530.00}. I contacted the phone number for XXXX that I had for over a year, this number directed me to RMP services. RMP services states they never got a payment and there is no record of me paying. I went to my bank which gave me all the information showing when the payment was made and withdrawn from my account. RMP services is sticking to saying they dont have record of payment even though I have sent them all my banking info with proof where the payment was made. This company has now stolen my money and wants more.
01/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46227	Web
XX/XX/XXXX I was sent a lawsuit of {$2700.00} to be garnished from my wages due to a hospital bill with {$130.00} towards court costs. I was told via payroll that my garnishment was paid in full in XXXX. I was then sent another lawsuit for the same cause number & judgment amount on XX/XX/XXXX stating a owed post-judgement interest to date & ADDITIONAL court costs of {$1300.00}. I was told it took 2 years due to COVID 19. I feel as if this LLC COMPANY is practicing unfair debt collections accumulating interest on an original judgment amount that was already being garnished. Also do not see how something that took two years on their end can continue to " accumulate interest ''. Not to mention the original & second copy of the lawsuit has a social security number which is not even mine, it is my mothers when I was well over the age of XXXX so she would not have taken me or signed for me.
07/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 49423	Web
I noticed a medical bill on my credit report. I disputed this bill with Allied Business Services. I send that dispute on XX/XX/2019 asking for validation of this debt. Allied Business Services responded with a bill summary but they also send a list of medical procedures. In my understanding of HIPAA laws, collection agencies do have the right to debt information but they do not have the right to medical information. Allied Business Services are violating my HIPAA rights by being in possession of my medical records and by sharing and validating my disputes with XXXX, XXXX, and XXXX with that same information. Also Allied business Services have not provided me with a HIPAA medical records release that i signed, but they are still sharing my medical information with the 3 credit bureaus. I am asking that this account be deleted from my credit report for HIPAA violations.
07/27/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27263	Web
I had never spoken with, worked with, or been reached out to by RMP LLC Service before. Once checking my credit score in XXXX I saw they had started reporting debts I had no knowledge of. I checked with original company they claim and they had no knowledge of this either. They have reached out to me exactly 3 times since I have started to dispute the debt. Each time they call they say I owe a different amount each time ranging for XXXX to XXXX dollars. When asking for a contract with my signature and RMP services I have been denied. Also have been denied an itemized copy of the billing with RMP services. As of today I was told they would report whatever debt am out they wanted and was then hung up on each time for the next XXXX XXXX as I tried to speak with another representative. They are ruining my credit and threatening to report more funds without verification.
12/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78212	Web
After reviewing my credit profile on XX/XX/2019 I identified a discrepancy with an account listed under RMP Services LLC. I requested a validation on XX/XX/2019 as there was XX/XX/2019 I reviewed my credit profile again as RMP Services LLC had not responded but the account was reflected as disputed. Therefore a 2nd validation request for the account was sent out on XX/XX/2019. Credit report was reviewed again on XX/XX/2019 and the account was still reflecting on my report and I do not believe the account belongs to me nor that the creditor has authorization to legally access my medical records and to attempt to collect on this account and the account continues to negatively affect me. Please strike and remove the account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and that all information is correct.
10/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27265	Web
I recently obtained a copy of my consumer report an noticed fraudulent charges. I am requesting that these accounts be removed from my consumer report pursuant to 15 USC 1692a ( 5 ) the term " debt '' means obligation or alleged, this is an alleged debt. I refuse to pay this alleged debt and I am demanding to cease and desist communication pursuant to 15 USC 1692c ( c ). I have attached a copy of my identity report and the fraudulent charges. I am demanding that these charges be removed from my consumer report pursuant to 15 USC 1681b 4 ( c ). Please investigate this matter! Also, pursuant to 15 USC 1681a ( e ) the proper way to investigate a consumer report is to have an interview with my neighbors, friends and associates. I would like proof of that. If you're unable to provide that information. I am demanding you to remove these accounts from my consumer report.
12/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46902	Web	Servicemember
I have tried mail and phone to verify this account from XX/XX/XXXX to current. XXXX XXXX does not have posted an actual working phone and mail was returned as well. I have disputed this via XXXX only for someone to update that date at said time. How can they be working in fair business fashion if not allowing debit to be verified and corrected? I feel as if this could be a fraudulent company. Date Reported : XX/XX/XXXX Collection Agency XXXX XXXX Balance Date XX/XX/XXXX Original Creditor Name XXXX XXXX XXXX XXXX XXXX Account Designator Code INDIVIDUAL_ACCOUNT Date Assigned XX/XX/XXXX Account Number xxxxxx XXXX Original Amount Owed {$140.00} Creditor Classification Medical or Health Care Amount {$140.00} Last Payment Date Status Date XX/XX/XXXX Date of First Delinquency XX/XX/XXXX Status UNPAID Comments Medical Contact XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX XXXX
10/09/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 48162	Web	Servicemember
I have found that Allied Business Services have privilege and knowledge of my medical information to which places you in direct violation of the HIPPA act and regulations of 1996. In review, I have never signed a HIPPA form authorizing you ( allied business services ) to have access to any of my medical records, files or information. Therefore, I am advising you that I intend to pursue filing a legal complaint with the U.S. Department of Health and Human Services. I am also requesting that you remove any and all negative reporting of this matter to credit bureaus immediately or I will be forced to pursue legal means by and through my attorney XXXX XXXX. I also am requesting in writing from Allied Business Services to provide me proof in document form that they cease any collection matters regarding this matter and erroneous reporting to the credit bureaus.
05/21/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 436XX	Web
On XXXX19 phoned RMP LLC to pay off my medical debt upon talking with representative I was offered a 20 % discount because they were medical debt which I agreed & paid XXXX was given confirmation number XXXX all of the debt was removed dropping my score by 50 points at which time the 20 % of three of them was put back on my report phoned RMP llc on XXXX19 was told needed to forward to her manager phoned for update on XXXX19 was told account is at XXXX when new update came through they were still on my credit report phoned RMP llc spoke to manger XXXX XXXX at which time I was told we only report once a month on 20 so its now XXXX19 & those 3 still remain on XX/XX/XXXX report they are off the other 2 agencys report also spoke to XX/XX/XXXX & was told had to deal with RMP llc for removal I feel as though Im getting the run around between RMP llc & XXXX XXXX
09/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC XXXXX	Web
RMP SERVICES LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) is reporting on my personal credit file with ( XXXX XXXX credit reporting agency. This account was opened fraudulently. Ive informed all parties of the issue & provided the necessary documentation to support my claim. The credit reporting agency ( CRA ) & data furnisher ( DF ) are not complying with federal law in regards to identity theft. Additionally, the credit reporting agency & data furnisher have not provided me with any evidence of an open contract, signed contract or any valid proof this was opened, authorized or created by me. Since this is a strict violation of FCRA laws I need the account removed from my file. RMP SERVICES LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Balance : {$270.00} RMP SERVICES LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Balance : {$920.00}
02/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	SC 29681	Web	Servicemember
I received a notice from DSG Collect, dated XXXX XXXX, XXXX, notifying me that they were attempting to collect a debt. In response to their letter and repeated auto-dialer calls to my cellular telephone, I sent a letter, dated XXXX XXXX, XXXX, instructing DSG to stop all communication. The letter was mailed to DSG Collect, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, IL XXXX, which was the address clearly listed on their collection letter. Tonight, XXXX XXXX, XXXX, I received a missed call and voicemail on my cellular telephone from " XXXX, '' advising me that he was calling on behalf of DSG Collect and that this was an attempt to collect a debt. This company has already violated the XXXX by using an auto-dialer to call my cellular telephone. Now, they have violated the FDCPA by contacting me by telephone after I sent a written cease and desist request.
01/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 486XX	Web
On XX/XX/2019 ( 1 yrs, 5 mos ago ) I received a derogatory remark on my credit report from XXXX XXXX XXXX a debt of {$91.00}, and is now in collections with Allied business services. XXXX XXXX had put me on a payment plan of {$18.00} which I never agreed to especially when I have insurance to cover all copays and medical bills they were charging me late fees for not paying the payment plan and without any notice, I was missing payments and ended up finding out about debt when my mom received the bill. We went online and paid the bill completely and canceled the payment plan for the next time I went into Metro services but the bill still made collections I tried to call and get it removed and they wouldn't and I have received no help. It's not fair that I have to live with debt and remark on my credit that I paid and was refunded all of the late fees.
08/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TN 37716	Web
I have a collection agency trying to collect a debt that was paid for by the insurance I had at my job. I am now XXXX and the collection is on my credit report with XXXX. XXXX has eliminated it, and as far as I know so has XXXX. I submitted a statement to XXXX. I called the collection agency and was told if I came up with proof they 'd take it off of my credit report. However, I was homeless from XX/XX/2015 until XX/XX/2015. I lost my home because I fell behind in rent, due to my XXXX XXXX. The proof I had that the debt was paid is gone because I was unable to carry all my paperwork in my car. My car 's transmission went out and I no longer had nor do I still have any transportation of my own. I 'll keep fighting this because I was told the insurance company took care of this in the paperwork I no longer have due to circumstances beyond my control.
12/01/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	ID 83634	Web
Robocalls started on XX/XX/23 and initial voicemail was left with little information on who was calling. If I answer the call, I just get a recorded message, the same as what is left on the voicemails : " This is receivables management partners LLC calling. This is a call from a debt collector. Please call us back at XXXX. Thank you and have a great day. '' The number they are calling from continues to change and is not the same as the number they tell me to call back. They call once a week and leave a voicemail and recently, the voicemail has indicated they are from Receivable Management Partners. I have not received any mail indicating my rights or what the debt might be. I don't believe I have any debts to be collected on, so I assume it is a scam. I am afraid to call the number as they may try to rope me into paying a debt that is not mine.
09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	PA 18102	Web
I disputed an account in collections on my credit report with XXXX. I submitted the dispute yesterday and it was completed as accurate and not in my favor. This is the second time that I have disputed this and it has been completed as accurate and wont be taken off of my report. I had an XXXX hospital visit back in 2019. I was on Medicaid at the time and was told that I would not pay anything for the visit. I never got a bill for the ambulance or the visit. I feel that it is unfair that this should be on my credit report since I never received a bill for this. I have worked hard to fix my credit and this is the only account in collections. If I had gotten a bill I would have called to talk about it or I would have paid for it but I was not notified of anything that was owed. I was on Medicaid which means I was not responsible for those charges.
10/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60544	Web
I received a letter claiming I owe medical bill. I tried to call the company RMP SERVICES LLC to resolve matter and asked what medical charges was this for because time I received care I had insurance and I provided to XXXX XXXX and informed agent wasnt aware of any unpaid charges first attempt calling in agent agree to send back to hospital and Dispute. Then I called the second time and tried to get more details of I can resolve matter by providing my coverage agent advised me that debt can not be removed and Im responsible for all charges and if I dont pay debt can not be removed and told me its too late for insurance to cover charges and started saying you knew about charges continue to say how Im not trying to pay for a bill Im responsible for and continue to call and tell me that charges are accurate and the debt will continue to be valid
01/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 359XX	Web	Older American
On XX/XX/XXXX my cardiologist hooked an XXXX XXXX XXXX XXXX to me that I had to wear home for XXXX hours then return it by mail to the device owner XXXX XXXX XXXX. XXXX incorrectly billed my XXXX XXXX XXXX ( XXXX ). XXXX eventually paid 100 % of the bill but XXXX then turned it over or sold the debt to Receivable Management partners ( XXXX ). Now XXXX continues to contact, threaten and harass me by phone. Each time I inform them that I have a statement from XXXX informing me of the XXXX balance but they tell me they dont care and despite me telling them to not contact me anymore. The last call from XXXX was today ( XX/XX/XXXX ). I myself and XXXX have both contacted XXXX several times to handle this and nothing seems to get solved. I want to know what action you can take and what actions I can take due to the harassment and threats from XXXX.
07/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 77845	Web
I contacted XXXX, XXXX and XXXX in XXXX 2014 about random medical collection accounts on my credit report. XXXX, and XXXX deleted them. XXXX closed them and never deleted them. I went back to dispute the XXXX accounts with XXXX and they only took off XXXX of the accounts. XXXX of the accounts stayed. I contacted XXXX again due to the collection agency not answering any of my questions or returning my calls. I finally got a letter of so called proof. However they are typed up documents stating I saw XXXX ER physcians however XXXX different doctors yet they all have the same TAX ID. That ca n't be legal or ethical. The address on the so called proof of debt is n't even legit. It says the address belongs to XXXX ER physicians but it is to XXXX. They typed up proof of debt and ca n't send me legitimate proof of debt and that it is me the patient.
10/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78660	Web
I currently am a patient of the establishment in question. I have not received any validation of debt pertaining to a medical bill nor any record of the account. I paid the account in full based on the fact they stated it would be removed due to inconsistency in contacting me to resolve the outstanding debt in a timely manner. I was not made aware of the debt in order to make payment properly to prevent credit reporting. Per the law the debt collection company is required to within five days of initially contacting you, the collector must send written notice of the debt that includes : The amount of the debtThe name of the original creditor to whom the debt is owedA statement describing your right to dispute the debtthis was not done therefore hindering me from resolving the matter. They did not call or send letters to me to review.
08/04/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46236	Web
Greetings, My wife incurred medical bills from her XXXX ; our insurance was late on paying a number of the claims. However, IMC Credit Services, obtained some of our accounts receivable that were inaccurate, had incorrect itemized statements, or for items that our insurance had already paid. I was confused with what to do with IMC, as they used tactics that made me think I would be sued if I did n't pay them. Recently, I received a demand letter from them that stated balance owed of {$0.00} and it had my wife 's named spelled incorrectly. My wife and I reviewed our credit reports and there is a collection account listed under both of our social security numbers. I 'm unsure how my name is listed if I did not incur any of the services. We would like IMC to remove any reporting of this bill on our credit reports. Sincerely,
05/22/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 080XX	Web	Servicemember
Received multiple bills from collection agency while awaiting charges to be paid by insurance company. The original date of service was XX/XX/XXXX ( {$560.00} ) On XX/XX/XXXX received call from collector stating that if wasn't paid, credit will be affected. At that time, I paid the collection agency. I then received a EOB from my insurance company on XX/XX/XXXX stating that this claim was paid. I finally was able to get someone to help me on XX/XX/XXXX. She found this should have been a workmans comp claim. I forwarded all paperwork to her and she in turn forwarded to XXXX XXXX. After not hearing anything since XXXX, I contacted XXXX XXXX on XX/XX/XXXX. I was told to contact debt collector. I've been trying to get refunded {$560.00} from either hospital, who referred me to debt collector who referred me back to hospital.
03/08/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46037	Web
I paid a debt that i knowingly have no knowledge of. I paid it on XX/XX/XXXX as I am in the process of obtaining a mortgage and this collection came up on my credit report. I emailed the agency on XX/XX/XXXX for deletion as i paid the debt although its not mine ( to expedite mortgage process ) and to remove from all three credit bureaus. I have not received a response as of yet. Furthermore the agency is reporting different information on all three bureaus. XXXX shows an open date of XX/XX/XXXX and the remarks show placed for collection and account as open. XXXX shows an open date of XX/XX/XXXX and the remarks show medical. My XXXX report shows an open date of XX/XX/XXXX and it being closed. I have never went by the name XXXX XXXX as that is what is being reported under my social security number in their agency database.
01/05/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	DC 20002	Web
I was contacted by Berks Credit & Collections , Inc at XXXX XXXX XXXX XXXX, PA XXXX. The staff I was speaking with XXXX, trying to let her know that the debt notice was incorrect and I had cleared it with the Doctor. She then told me that my insurance did not pay the debt and it was referred to them from the doctor. I asked if she knew the insurance did n't and she said yes. When I told her I had paperwork from the insurance showing it was paid right in front of me and that she was lying. I requested the info form her that my insurance did n't pay the Doctor and she said she did n't have to give it to me. She then said she was going to hang up on me because of how I was treating her. I never once raised my voice or yelled at her. When I was asked her for info on the company so I could report it to the cfpb she hung on me.
01/22/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07024	Web
RMP LLC I am writing to dispute a medical collection that has been placed with RMP LLCy on my credit report. I am requesting an itemized bill for the charges in question, as well as any additional information that may be relevant to this dispute. I understand that medical billing can be complex and errors may occur. As a medical billing advocate, I would like to work with you to resolve this issue and ensure that the charges are accurate and fair. In order to assist me in this process, I am requesting that you provide me with an itemized bill that shows the charges for each service provided, including the date of service, the codes used, and the fees associated with each code. I would also appreciate any additional information that may be relevant to this dispute, such as proof of insurance coverage or payment.
08/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
I have received several collections on my credit report and disputed it because I have no idea where they came from. I asked for verification in the form of a document that would say I am assuming responsibility for the debt. RMP Services I have 8 accounts active. I would think it was the credit agencies job to verify accounts but no they just keep parroting whatever RMP says and verifying it or telling me to talk to them. I just need to see whatever I signed whenever I supposedly authorized these services. They are saying they already sent it but my mailbox was broken into. They stole a debit card and used it for {$1600.00}. They also stole any mail I had. I have a police report if you need to see it. I just need these accounts deleted immediately. RMP Services LLC XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX
03/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 32506	Web
On or about XX/XX/XXXX, I noticed on my 3 credit reports that a debt that was included in a bankruptcy CH XXXX ) was being reported on the 3 bureaus. I reached out to the company Receivables Management concerning this, asking for them to validation this was indeed my debt and requiring them to provide me competent evidence bearing my signature showing that I have or ( ever had ) some contractual obligation to pay them. They responded by sending me a copy of a bill, with out my signature or any evidence linking this to me. I watched my credit reports to see if per Federal and State Laws they commented that this account was in dispute within 30 days of them being notified ( they did not ). I then sent them another letter advising them of this on XX/XX/XXXX and again on XX/XX/XXXX no response as of this date,
05/05/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 766XX	Web
i was called on XXXX/XXXX/16 on my cell phone i returned the call to XXXX and they stated that i had a medical bill from XX/XX/XXXX, i tried to explain that i havent been to this place and XXXX insisted that i was the patient and they would not provide me with validation of the debt because the 1st collection notice was already sent and i must dispute and request this in writing. they called me again on XXXX/XXXX/16 i tried to explain that i have not received the validation of this account still as i did n't have a debt with them. they said they dont have to send me this and threated credit reporting my call was transfered to XXXX XXXX the manager and he said they wo n't send me anything unless i put it in writing the dispute. I 've tried to explain several times that i was n't the patient and had no idea
05/06/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 752XX	Web
There ar e two n ew items appearing on my credit report that have refused to do a federal consumer item verify. The items are years ago and the company 's are not able to verify or refuse to acknowledge the identity theft on my credit report. AI would like to have these items removed from all credit reporting agencies due to the refusal of the institution to provide adequate infomation : ite m 1. Ac count # 1 { $750.00} Balance XXXX XXXX Original Creditor {$750.00} High Balance XX/XX/XXXX Opened Date XX/XX/XXXX Last Reported Individual Account. Responsibility Medic al Remarks irem 2. A ccount # 2 { $64.00} Balance XXXX XXXX Original Creditor {$64.00} High Balanc ee XX/XX/XXXX Opened Date XX/XX/XXXX Last Reported Individual Account. Responsibility Medical Remarks Note
08/21/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76549	Web
I contacted RMP services on XXXX17 - and spoke with a representative, I advised them that I had medical insurance coverage at the time ( that is still active ) through my employer, and that I had provided the emergency room registrar with that information. The representative stated that she did not believe me and did not care even if that was the case, that I needed to give her my bank account or credit card information and pay it myself. I told her that I pay a large amount every paycheck to have the XXXX XXXX XXXX XXXX coverage that I have, and I am not liable for this fee, it was covered, and that I have my insurance card info so they can bill my insurance company appropriately. She said that they do n't do that there, and that the only kind of cards they take are credit cards, and hung up on me.
05/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46226	Web
XXXX XXXX , XXXX {$1100.00} XXXX XXXX , XXXX {$220.00} XXXX XXXX , XXXX {$190.00}, {$790.00}, {$2600.00}, {$210.00} XXXX XXXX , XXXX {$9300.00} XXXX XXXX , XXXX {$150.00} The aforementioned credit collection agency representing XXXX XXXX XXXX has violated the FCRA by not providing documents to me i n regards to this debt. I am unaware of this creditor and have not received anything that pertains to this debt. This account is unverified and immediately needs to be deleted from all my credit files : XXXX XXXX XXXX XXXX . The business is required to disclose to me all of the documents that they have recorded and retained in their files that pertain to this " debt ''. If they do not have any documentation, they need to retract this from my credit file immediately.
03/08/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 335XX	Web
I was unaware of a insurance deductible bill for {$200.00} for XXXX of my adult children that had gone unpaid. I am primary on the insurance and normally would received a bill in the mail from hospital. However the first time I became aware of {$200.00} bill was after it appeared on my credit report. I found collection company immediately paid item and I do not disagree with amount however I received no mail or any calls from company. They stated a letter was sent in XXXX but I never received it and they had a house phone listed and I do n't have a house phone so no messages received. The hospital visit was in XX/XX/2016 I believe an no attempt to collect just added to my credit report, I was n't even the patient that was an adult. I called immediately paid but disputed collection as a bad debt.
01/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 61822	Web
On XXXX XXXX a derogatory mark was added on my credit report per XXXX XXXX from RMP SRVC LLC and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), as upon further research, this account was transferred/sold, and I am no longer responsible for the account. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. I contacted RMP SRVC LLC on XXXX XXXX and the account was not removed however it was only updated.
09/13/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC XXXXX	Web
I have submitted two typed/written letters sent certified mail to RMP ( Receivables Management Partners , LLC ) to validate the debt and the letter specifically asked them to stop communicating with me and ; All future communications with me MUST be done in writing. However, they are still calling and have continued to call my cellphone. I sent the first letter on XX/XX/XXXX and sent the second letter on XX/XX/XXXX. They have not validated the debts and they continue to call me and fill up my voicemail on my cellphone ; so no other calls can get through. XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX, XXXX XX/XX/XXXX @ XXXX pm XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX, XXXX XX/XX/XXXX @ XXXX, XXXX XX/XX/XXXX @ XXXX, XXXX XX/XX/XXXX @ XXXX, XXXX
03/16/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	MI 484XX	Web	Servicemember
I 'm a veteran XXXX vet, there is a law in place right now and has been that when ever a 100 % veteran enters a non-va medical facility for services they contact The department of veteran affairs XXXX XXXX XXXX XXXX XXXX Michigan XXXX for payment, they do n't do this they send it over for collections then it ends up on the veterans credit report, if it only takes me 2 minutes to get this information as big as medical facility is why ca n't they do the same thing I 've written you about this same situation in 2013, so I 'm gon na give them info again. Whenever a vet comes into your facility in Michigan contact XXXX, and quit making it so hard for us veterans. XXXX in this dept said XXXX hospital never contacted them about this bill. I 'll send over all supporting documentation.
01/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27106	Web
15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. RMP Services LLc account # XXXX RMP Services LLC account # XXXX
01/23/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49509	Web
A couple years ago, I was in College and had to go to the emergency hospital due to feeling very XXXX. I was n't aware that my XXXX had kicked in but I could no longer wait. Later on I ran into some big XXXX issues and had no where to live. I had to drop out of college due to these issues. I was then stuck with this XXXX bill I could not afford. After a couple years and pushing myself to get my life back on track, I paid off the debt. I am now XXXX years old and very responsible. I 'm trying to purchase a little house that my little brothers & I can live in. But unfortunately since this is on my credit report I believe it is effecting me. Please help me get this off even though this debt is paid off. I have not let anything else be remotely close to going on collections.
08/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	IN 461XX	Web
Rmp services responded to my complaint stating I verified in 2018 by calling their facility the debt. I did not validate. I called to ask for validation and they could not figure out where the amount came from. The account was requested to be removed and they have fought me since stating that I verified it but I did not. The call should have been monitored and recorded. Pull the phone call. This is not my debt. The company also refused to abide by the USC laws I wrote out to take myself out of their reporting services stating it is on their website. I have received no such notice by mail. A company can not speak. All communications must be through mail to be valid. No privacy act trumps any CFR or USC laws. Remove this account immediately before legal action is pursued.
05/18/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 494XX	Web
Allied is reporting an account on both my XXXX XXXX and XXXX credit reports in the amount of $ XXXXfor a former account with XXXX. This account was paid directly to XXXX in full. Therefore, Allied does not have any legal right to try to collect it from me, including reporting it on my credit report as unpaid and derogatory. Allied has an obligation under the FCRA to report truthful and accurate information and because they have no legal right to collect this account or report it they are in violation of the FCRA. Further, I have never received any mail communication from Allied notifying me of the account or my right to dispute it as per the FDCPA and although Allied calls my cell phone repeatedly with their automated dialing system, they never leave any voice messages.
02/12/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20016	Web
I went to my doctor 's office ( XXXX XXXX XXXX XXXX ) in XX/XX/2017. I received a bill from them in XX/XX/XXXX for my {$30.00} copay and paid the amount. They referred the account to collections at RMP, LLC ( Receivables Management Partners ) where they agree the debt has ben paid but that I owe a {$7.00} " collection fee '' They stated they mailed me a statement showing that the XXXX is owed but I did not receive this. I attempted to make another appointment with XXXX XXXX XXXX XXXX and they advised they would not see me until I paid the amount outstanding. I called RMP and spoke to a XXXX XXXX, advising I wanted a bill mailed to me showing the amount that was due and for what reason. He refused to send me a bill, stated I owed they money and needed to pay it.
02/27/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 477XX	Web
This will serve as a notice to cease all communication through all mediums including my credit report pursuant to 15 U.S. Code 1692c i as the consumer do not validate this alleged debt and is refusing to pay this debt until you can provide XXXX documentary evidence. I have never done business with your company and have no legal obligation to pay you for any services. I demand that you cease all communications. Unless you can provide any documentary evidence pursuant to 15 U.S Code 44 with all books of account, tax documents, and the ORIGIANAL contract with my wet signature in blue ink i am demanding you delete this account from my credit report or i will have no other choice to file a complaint with my attorney general within 3 days of receipt of this notice.
10/13/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60178	Web	Servicemember
The company in question : RMP, holds a debt from XXXX XXXX XXXX I started sending them letters in XXXX of XXXX, to attempt to settle the debt. Instead of answering the letters I sent, or even trying to work out an arrangement, the put it on my credit reports! I have sent them 4 letters between XX/XX/XXXX and XX/XX/XXXX to try and work out a settlement agreement and get this bill taken care of. The refuse to acknowledge even my letters sent to them! Now my credit IS affected and they refuse to do anything about it! Original amount of claim was {$420.00} XXXX # XXXX my settlement offer which was never acknowledged was {$100.00}. I asked that this be accepted to pay this debt off and have the information REMOVED from my credit files! They have only ignored me!
11/15/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 472XX	Web
XXXX XXXX XXXX XXXX reported on XX/XX/XXXX on my credit report that I had 4 unpaid medical collections. After the auto accident, I set up a payment plan with all 4 amounts included. In XX/XX/XXXX or XX/XX/XXXX this debt was paid in full, no other payments have been deducted from my account and no other contact has been made with me from XXXX. But, on my credit report it shows unpaid and that it has never been paid at all. I contacted them several times, couldn't get an answer or a return call or email. I filed a dispute thru XXXX XXXX and they only removed 1 of the 4 amounts and are saying the others are accurate. This is the only bad mark on my credit and I need this to be removed as it has been paid in full. The medical bills were thru XXXX XXXX in XXXX IN.
04/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47274	Web
I had previously disputed this XXXX XXXX I never received a bill. After the dispute I called XXXX and told them at the time I had these services I didnt have health insurance. It was for the emergency room. I was in the waiting period for health insurance. I dont remember who I talked to. I explained my situation and told her I was now on Social Security XXXX and I had no way of paying this because I barely have enough money after my home, utilities and medication was paid for. I have applied for financial assistance through XXXX because of my financial situation. This account is 5 years old and I was under the impression they were going to take it off my report. I sorry if I wasnt supposed to file a complaint because I wasnt able to file another dispute.
02/09/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28405	Web
RMP services has sent a medical bill to XXXX before 6 months by the old law but definitely not following the new law passed XXXX XXXX, which states you have 365-days from when the collection agency ( RMP ) has received the original debt XXXX XXXX XXXX XXXX RMP received this debt on XXXX XXXX, the medical treatment was on XXXX. If that is my bill cause I didnt receive an itemized bill from them. RMP turned that medical debt into all three credit companies, XXXX, XXXX and XXXX, on XX/XX/2022 that is two months after they received the original debt. XXXX and XXXX are the only ones reporting this. Ive received out but getting no where. This is really affecting me cause Im in the process of buying a home. I just want my time that by law Im entitled to. Thanks
09/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MI 48167	Web
I believe that I am a victim of identity theft. Due to the CoronaVirus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches.I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I did. I did not receive an actual proof, physical firsthand documentation of the payment history and proof of last payment and these violations persist on my credit report.I just had to escalate to CFPB.
06/08/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MI 49503	Web
RMP LLC contacted me on XX/XX/2021 at XXXX XXXX. I spoke to them for 2 minutes. I asked them for an itemized bill and to only contact me through mail. I explained to them that I work XXXX daily, and I was at work when they called, and I don't want to get fired for having to answer my phone. They called again XX/XX/2021 at XXXX. I did not get a chance to answer that phone call because I was working. They called today, XX/XX/2021 at XXXX. I spoke to them for 3 minutes, and repeated what I have said previously, and then asked them for their email address and informed them they were violating debt collection laws and I would be lodging formal complaints, and once again asked for an itemized bill and for them to only contact me through postal mail.
06/24/2019	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46205	Web
I have talked and talked to both the department of education and its servicer XXXX XXXX about identity theft and even researched it under the defense to not pay on their web site for the department of education and they just keep turning over this in accurate info to credit reporting bureaus like transunion no matter how many times it is disputed and my medical bill dispute I was assured it would be taken care of since I did not ask for a hospital to treat me for services I did not need like signing me up for XXXX I did not ask for and and still get a bill so much for integrity from hospitals both problems disputed and put on my credit report in accurately and used against me, over three times maybe the federal trade commission will stop the abuse
08/16/2017	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	TX 78704	Web
On XXXX XXXX, 2017 at approximately XXXX CST I was contacted by a caller with the phone number XXXX. This number belongs to a firm called RMP, which appears to be a collections agency based in Texas. The only information that the employee on the phone would disclose is that the matter had something to do with " a personal matter. '' I asked the employee if this was a debt collection call, which she refused to answer, again stating that the call was regarding a " personal matter. '' The employee would not discuss further unless I verified either : the last 4 digits of my social security number, date of birth, or current address. I did not feel comfortable proving this personal information to an unknown caller, and I ended the call shortly after.
06/08/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IN 46229	Web
" I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you. "
08/08/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 75287	Web
Name of Creditor : Financial Control Services Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX : XXXX, TX XXXX Re : XXXX Amount : {$330.00} Dear Sir or Madam, I am disputing the validity of the debt referred to above. I am not aware of the account number and you have not informed me of the existence of this account. I am willing to pay this account IN FULL ( or a settlement percentage, whichever is feasible ) if you agree to immediately delete the account from the credit reporting agencies ( namely XXXX, XXXX and XXXX ) that you have reported to, and validated this account. My sole purpose is to get this item removed from my file. This letter should not be interpreted as recognition of the debt or acknowledgment of liability for the debt.
07/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30092	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
06/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA XXXXX	Web
On XX/XX/2022 I checked my consumer report and noticed that RMP LLC are reporting my private information to the credit bureaus. I have not given any consent to RMP LLC to report any information on me to any of the credit bureaus. I also did not receive a notification to opt out of credit reporting for this account. This is my written instructions to opt out of reporting for this account. I am aware that the furnishing of information to any credit reporting agencies without my consent is not lawful. I would like for RMP LLC to cease all communication regarding this alleged debt. A Cease and desist letter is attached to this report. I also am exercising my rights refusing to pay this alleged debt that was placed on my consumer reports.
12/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MD 20910	Web
I called and cancelled my doctor appointment 24 hrs prior to my appointment. I called back and reschedule my XXXX test few weeks later. I showed up ang gone thru the procedure. I completely paid for the bills. Couple month later, I get new bill for no show for first appointment. I called the doctor office, told them I followed the procedure. XXXX XXXX credit collection refuse to remove the collection on my credit report. They reported a duplicate report and collections on my credit. I disputed both cases wit XXXX, the original dispute case number is ; XXXX and the duplicate case number # is XXXX. The collection are extremely rude and hostile. Both reports has the same amount and dates. How is that possible? Please help. Thanks. XXXX
11/11/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30314	Web
Account was paid off the benefits in XXXX, the XXXX slipped in his lies and said the company RMP services recieved the debt in XXXX. Which is was already a XXXX balance in XXXX. I have the XXXX that there company RMP services sent to me showing the accounts has XXXX balances on each date that it was XXXX out. Also my hospital facility sent me copy from the account department I forwarded them over to RMP Services and they refused to remove from my credit. In fact they went in and added a dollar more to the account after I told them there impacting my credit score with false accounts and information. They have refunded me my money that's what made me look further into it and I found out that these accounts have a XXXX dollar balance.
03/22/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90815	Web
My name is XXXX XXXX XXXX, this complaint is not made in error nor is it being made by a third party. I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some account. I have no knowledge of this and all is being investigated by the FTC and Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave any written consent to report anything on my consumer reports... no consent is fraud. Please delete the account below from my report : XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$320.00}
06/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07107	Web
On XXXX I flew into XXXX XXXX XXXX and my luggage was stolen. Inside the luggage were my drivers license, birth certificate, social security card, and debit cards. Over the course of a few months I began to notice that my information was used to obtain medical treatment, credit, banking accounts, and public service utilities. I contacted XXXX, XXXX and XXXX respectively to make them aware that there was debt incurred fraudulently and that it was reporting negatively to my consumer report. I disputed those items and placed fraud alerts on my consumer report over the years but XXXX, XXXX and XXXX continue reporting each fraudulent account despite my numerous disputes over the last 7 years almost. A police report has been filed.
05/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20721	Web
On XXXX XXXX, 2012, I began services for a program by XXXX XXXX XXXX. During my initiation, I was told that the total cost of the program would only be a single deposit of {$100.00}. I made XXXX separate deposits of {$50.00}, which covered the entire care. The program ended on XXXX XXXX, 2012. Instead of my health insurance ( at that time ), covering the costs, I discovered about 6 months later, that the coverage on my end, was supposed to be {$100.00} PER DAY! I was not able to pursue a dispute, due to the fact that I was ( and still am ) XXXX XXXX, and had other things to tend to. Long story short, I am in debt now because of being given false information and miscommunication. I would like this to be resolved immediately.
04/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36117	Web
When I went to get my teeth cleaned, the dental hygienist told me that the teeth cleaning was covered by the insurance. They sent me a bill of {$240.00}. I called them saying that it was supposed to be covered by the insurance. The billing department said that they will refile it with the insurance. I am unsure if they refiled it with the insurance or not. But they never reached back out to me. Then I received a collection letter from JP RMP. In my defense, I was told that the teeth cleaning was covered by the insurance, XXXX and I am not charged any more money. Therefore I do not owe this amount of {$240.00}. I am not paying this amount as I was charged fraudulently. Please take this off my records. Thank you XXXX
06/11/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	OH 432XX	Web
This is the second time I have sent out a complaint about this account that I have already paid off. XXXX and XXXX has already removed the following account off my credit report listed below : Allied Business Services # XXXX with a balance of {$0.00} due to me paying the account off. I have already spoke with XXXX several times explaining the situation at hand and no one has been able to help me in regards to removing this account off my report. XXXX has told me to contact the client to have it removed but the clients states that I have to contact the credit bureaus to have it removed but nothing has been done. I have attached documents showing that the account that was paid off has been removed from XXXX and XXXX.
09/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 18064	Web
Emergency room physician bill wasnt paid initially due to billing error ( he was hit by a car on his bike, they billed his visit as a headache ). After speaking with the billing company and insurance, bill was paid XX/XX/2016. Equifax and other credit reporting agencies listed the bill as unpaid, after a debt collector reported it to them XX/XX/2016. I have repeatedly sent the debt collector copies of the EOB from the insurance company indicating that the bill was paid, and contacted the billing company ( XXXX ). I called the debt collector again today, who said to fax the info to them. I tried to fax it, no one answered the number they gave me. They wont discharge this on his credit report, they wont accept the fax.
08/02/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76248	Web	Older American
A collections account was placed several years ago stating I owed balance of {$150.00} for treatment @ XXXX XXXX XXXX in XXXX XXXX Tx where I previously resided. I have contacted XXXX & XXXX on multiple occasions stating I have XXXX balance and I have the billing statement that reflects that. Ive contacted RMP services multiple times stating this info and Ive provided documentation to the collections co, Ive also disputed many times with XXXX with no satisfactory results. This fraudulent collections had stayed on my credit report for years and continues to show delinquent payment even thow Ive shown proof this amount of {$150.00} is not owed by me.I spoke to a CS rep on XX/XX/2022 and stated these same facts again.
06/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 93401	Web
RMP which is not clearly licensed in California and operates from Ohio is trying to collect a 2.7 % surcharge on a service at XXXX XXXX XXXX. I am assuming this debt is for my child since I personally have never been to XXXX XXXX XXXX and RMP has been unable to prove that I have been -- just a bill in my name with my insurance ( XXXX XXXX XXXX XXXX XXXX ). In their statements they note that they accept assignment and that they have been paid {$140000.00} but that they absolutely need another {$38.00} on top of that, or they will continue harassing me and ruin my credit. Huge claims for a debt that I did not incur and for which they have already been paid {$1400.00} which is 97.3 % of what they claim is " owed. ''
04/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20003	Web
I incurred a medical bill of {$490.00} from XXXX XXXXXXXX XXXXXXXX XXXX Hospital on XX/XX/XXXX. I paid the bill in full. On XX/XX/XXXX, I received a letter from XXXX RXXXXP, dated XX/XX/XXXX, claiming that I owe a balance of {$220.00} to XXXX XXXX XXXXXXXX XXXX I called The XXXXXXXX XXXX XXXX Hospital billing number on XX/XX/XXXX and was informed that my balance is {$0.00} and that my bill was paid in full. I was further told that The XXXX XXXX XXXX Hospital has no relationship with XXXX RXXXXP. I got a phone call today to ask for my identification information. I asked what the company name was and they refused to give it to me at first. Then they confirmed that it was XXXX RXXXXP calling for my information.
05/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 778XX	Web
I do not owe a debt. If you answer the phone it disconnects. If they leave a voicemail and you call the number back it disconnects. After reading similar complaints this is a scam and they just won't stop the robocalling. This is getting very annoying and needs to be stopped. The message says : " This is receivables management partners LLC calling this call is from a debt collector please call us back at XXXX again the number is XXXX ''. Message left XX/XX/22 - XXXX The same message but with the phone number of XXXX on XX/XX/22 XXXX Same message from XXXX left XX/XX/22 XXXX Same message from XXXX left XX/XX/22 at XXXX Please let me know how to get this scammer to quit calling my cell phone number. Thank You,
09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77049	Web
I have been disputing this account for some time now with RECEIVABLES MANAGEMENT ( RMP ). I sent an initial dispute letter asking for verification of this account because I am not familiar with this account and they have not responded. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. My letter was delivered on XX/XX/XXXX, and here is the tracking number XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
11/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48066	Web
I called about a debt showing on my credit report for a hospital bill from rmp services but I have had insurance. I did not receive any bills from the original creditor or from the collections company. Her tone was condescending. She lied about insurance being able to pay for said debt I owed and was at first refusing to give me all information related to said account when she did I called my insurance to relay information and upping further investigation the bill way paid by insurance for services on date rendered But not only that she was rude condescending telling me life isnt fair get use to it that I cant cry about everything that isnt fair and other rude remarks that I will choose not to disclose
04/06/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	MI 496XX	Web
XXXX XXXX tasted RMP services in XXXX of XXXX XXXX XXXX paid off my full a out I owed them, there were XXXX things equaling around {$600.00}. During the XXXX versatile I specifically asked the woman when and if it would be deleted from my credit report and she stated it would be within XXXX weeks. Upon going to get a house loan they were still on there ( a year later ), I called RMP services and they stated there was no documentation of her saying that so they won't remove it. I disputed them on my credit report and one was taken off but not the other. I was advised by my credit repair guy to contact you guys since she had specifically stated they would be removed and now they are refusing to do it.
07/02/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49506	Web
XXXX XXXX XXXX is attempting to collect a bill from a XXXX nearly two years prior. After multiple billing mistakes on their part, they were paid over {$1300.00} two years ago. Now the are producing another bill for {$120.00}. They were never able to provide documentation that I am liable for this. I never agreed to pay this. It was turned over to Money Recovery Nationwide and has been placed on my XXXX report as delinquent. Money Recovery Nationwide never provided supporting docs for this debt. All they provided was a general consent to treat form from the hospital ( XXXX XXXX ) not the XXXX. XXXX and XXXX have already investigated this case and have removed this item from my credit report.
03/14/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	IN 46241	Web
I sent this company a debt validation letter but they refuse to provide me with the documentation it has been over 30 day. In the company all of the sudden the company added fees that I do n't know any thing about and by the way they fail to place a dispute status with the credit bureau. I never did any business with this company so how can I owe them they threatened me by saying and I also write saying that there is going to sue and seek legal matter against me they have violated the fdcpa section XXXX and XXXX this company is rude. I 'm frustrated that this company is a rip off they report this to the XXXX major credit bureau by reporting inaccurate informations another violations of fcra.
12/11/2016	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	FL 351XX	Web	Older American
I have XXXX medical debts that were not paid by my ex spouse without my knowledge prior to the divorce. Now I am earnestly trying to correct this and want to pay the debts in full in exchange for the collection being deleted from my credit report. XXXX XXXX & XXXX are very resistant to removing the collection from the credit report and communication is impossible. I have called them, written letters and had the original doctor 's office contact them on my behalf. They will not accept full payment in exchange for credit report removal of the collection. What can I do to not be a victim of the Collection Company just as I was a victim of my ex spouse. I just want to improve my credit rating.!
01/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75062	Web
Billing complaint - overcharged, then the outstanding bill was sent to collections agency and hurt my credit. Had a vet check up in XXXX for my dog. Paid bill in full during time of visit as required with debit card. Later on, I got a bill for {$130.00} and I disputed it with the clinic. The clinic claimed I had not paid my bill in full ; despite me doing so before I left the clinic during the time of my visit. They then sent the overcharged, outstanding bill, to a collections agency and hurt my credit score. I was forced to then pay the outstanding amount to alleviate the damage to my credit score. I did not owe this money, I had already paid my bill in full on the day of my appointment.
01/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48442	Web
I have a medical bill from XXXX XXXX XXXX XXXX. I had insurance and this should have been billed through my insurance company. I didn't have my insurance card on me - as i was the one being seen so i called them back after i was released from the hospital and gave them my information. I didn't hear anything for months and then i get a collection in the mail stating this was never paid. I tried calling back to XXXX XXXX and they said it was moved to collections. I called RMP LLC for them to bill this to my insurance company and they said they can't. I don't even know what to do about this- i gave XXXX XXXX the info they needed and somehow my claim didn't get processed thorough insurance.
06/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI XXXXX	Web
I have contact RMP over 5 times about this account thats on my credit report. I have told them over and over its not mines they refuse to listen. So to hush me up they report they account as paid when I never paid it. This account is destroying my credit health I can not get anything when they see I have a collection account on my report. I have a common name I asked them for verification a copy of my hippa and also prove they are authorized to even collect money from people in my state and also documents showing prove they own this debt they refused. This account need to be removed its not mines they dont have prove its mines. This is illegal putting anything on people credit reports.
08/27/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	IN 46151	Web
I had an outstanding debt for medical bills from XXXX Hospital and they sold my information to a debt collector and they have called my workplace several times and when I tried to return the call, it was automated and no one would ever answer. So today, they called my work again and on my break, I called back and the lady said that this was the last attempt before they would start garnishing my wages. So she made me Agree to an amount that I told her was too much and she said if I didnt give her my banking info they would take me to court and start garnishing my wages. XXXX hospital is a nonprofit organization and for them to sell my debt is outrageous. I am totally lost on what to do.
12/08/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78154	Web	Servicemember
On XX/XX/2020, I sent a letter to RMP requesting information under the Texas Finance Code. I sent the letter by certified mail. In this letter I informed them that they were to contact me by United States Postal Service. RMP acknowledged receipt of the letter on XX/XX/2020. On XX/XX/2020, RMP replied to my request, but only under the Fair Debt Collection Practice Act. Since XX/XX/2020 I have received 5 telephone calls. Also, when RMP sent me their response they included actual copies of the medical statements which included the CPT4 Codes. RMP has violated my HIPPA rights by having this information. I have never given authorization for this company to have my medical information.
06/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ID 83646	Web
I originally filed a complaint against XXXX XXXX XXXX XXXX regarding this debt, and figured it had been resolved. I now received a letter from another collection agency on XX/XX/2023 for this same debt. this company is named JP Services. I had contacted the hospital when received the original collection letter from XXXX XXXX XXXX XXXX, as well as an itemized bill. they received all payments, it's just how the hospital applied such payments. I have written the hospital again, as well as emailed the billing department regarding this debt. It is not owed, the hospital knows this, but refuses to rectify the billing error, and or contact their outside agencies that this bill is paid.
01/07/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48093	Web
Im reporting this to CFPB because this bill from RMP SRVC LLC for the amount of {$2500.00} was paid by XXXX XXXX XXXX XXXX. This account was opened around XX/XX/2020. Ive disputed this 2 times already and it looks like both times I havent gotten the point across. I called my health insurance company multiple times and Ive been told multiple times to not pay them and to not give them the XXXX because it has already been paid and if I pay them then theyll get it twice. If the insurance already paid this medical fee then why would they tell me if its not paid it will go to a collection agency. This makes no sense to me and why it would hit my credit report if its already been paid.
08/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 494XX	Web
A credit reporting company that goes by RMP, LLC out of XXXX Michigan continues to report as unpaid an amount to my credit report each month for a hospital service, despite being contacted via phone several times to be told the debt was paid directly the hospital months ago. From the reviews I've found of this business, there are multiple people describing the same problem as I, including folks who paid the debt through their agency directly, that the company continues to report as, " unpaid '', paid balances to the credit agencies. As this has a negative impact on credit score, and thus interest rates on large purchases, it has the potential to cost those impacted greatly.
08/15/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92220	Web
I have received a letter in the mail from a debt collection company only identifying themselves as XXXX XXXX, saying I owed a debt for a specific time, the time I was in fact out of state and indesposed. They stated I could dispute the debt by calling a number that was in fact out of service. At the supposed time the debt took place I have insurance that covers the procedure they ate trying to bill me for. Also, they don't even have a valid business license for the state they are trying to bill me in. I have tried to contact them via the phone number they listed but can not get ahold of them. Please let me know what I can do as I feel this whole issue is injust. Thank you.
05/26/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33024	Web
Rmp Services LLC Illegally put a fictitious medical debt on my credit bureau as collection when I called the hospital ( XXXX XXXX XXXX XXXX XXXX ) that they claimed I owed money to the hospital told me I never owed that amount that my insurance covered all and I had a remaining balance of a co-pay of {$50.00} which I paid already and I have the receipt. And I do not have a bill similar or close to the amount Rmp Service put on my credit bureau .RMP Swervice LLC stated on my credit bureau that I had a collection of {$1600.00} when I called them she collected my Social Security number without even asking any other information and hung up the phone after I gave it to her.
12/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 47025	Web
On XX/XX/XXXX I received a alert on my credit file of a medical collection from a company named Collection Associates for a XXXX XXXX Hospital. There are XXXX separate collections on my report from them XXXX in the amount of {$210.00} XXXX in the amount of {$370.00}. I did not think I owed any money to them so I called them. They asked for my social security number and name. The representative said I have NO record of you owing us any money. I said well can you remove the XXXX collections from my report she said nothing she can do because she has no record of me owing any money. So i called my bankruptcy attorney he said to give you guys a call to resolve this issue ...
08/13/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	NC 27401	Web
I was told by my coworkers that fnc control calls my job everyday around noon time. They told my coworkers I owe them a debt and could they get a number where I can be reach. I work 3rd shift so I am not at my job during the day. I dont owe this company nothing and dont know who they are. They call 2 times a day on 1st shift and 2nd. My supervisor have already ask them to reach out to me in another way but they continue to call everyday. They told them this is a business and not her home phone.? They are harassing my coworkers and trying to get info like a phone #. They told them that they are trying to collect a debt. This company is Fnc control XXXX XXXX XXXX phn #
10/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 488XX	Web
XXXX from XXXX XXXX XXXX based out of XXXX MI attempted to collect {$71.00} from what she said was money owed from XXXX XXXX XXXX dates included were XX/XX/2014 for {$21.00} ,XX/XX/2014 for {$25.00}, and XX/XX/2014 {$25.00}. I have contacted XXXX hospital financial Dept, XXXX XXXX XXXX, and XXXX health which is the company owns XXXX. All explained to me that I did not have any outstanding balances and reported to me that I do not have any debt in collections from them. I strongly feel this is a scam and needs further investigation to avoid others who may be victimized from this scam. If you have any further questions or concerns please feel free to contact me.
04/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46151	Web
RMP LLC CALLED ME TODAY ABOUT DEBT, DIDNT VERIFY ANY INFO ON THE PHONE BUT TOLD ME I OWED A DEBIT.. VERIFIED THEY HAD THE WRONG ADDRESS.. ASKED IF I COULD TAKE CARE AND GET REMOVED FROM MY CREDIT AND THEY TOLD ME NO.. I HUNG AND CALLED BACK THE NUMBER THAT CALLED ME ( XXXX ) AND SAID THE NUMBER WAS DISCONNECTED.. SO I THOUGHT WAS A SCAM ... LOOKED UP THERE NUMBER.. CALLED BACK TO UP DATE MY ADDRESS AND GET A BILL THAT IVE NEVER REC. ONE OF THE REPS SAID THEY WAS CALLING FROM HOME THAT WHY THE NUMBER CAME BACK DISCONNTED.. THATS A LITTLE CONSIRING TO ME THAT MY PERSONAL INFO IS AT SOMEONES HOUSE ... WHICH SEEMS WRONG AND EVERY WITCH WAY ... CAN YOU PLEASE HELP ME..
09/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49022	Web
i have written and disputed XXXX XXXX AND RMP SERVICES about all of the accounts listed on my credit file. RMP CLOSED AND REMOVED ACCOUNTS on each of the credit files XXXX XXXX and XXXX only to put the information BACK on my credit file. These amounts are NOT correct as I have always had DUAL insurance. I have asked over and over for a financial break down of these charges and proof that this is actually owed. I am demanding these accounts be REMOVED from my credit file and NOT ADDED BACK onto my credit again. There are 9 accounts listed for RMP SERVICES on XXXX and they were REMOVED from my XXXX account. They were added and REMOVED from XXXX as well.
04/27/2021	No	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60517	Web
On XX/XX/2021 at XXXX a representative from RMP Services LLC by the name of XXXX XXXX called a number associated with my account associated with a medical bill, failed to verify through any of legal identifiers ... date of birth ... ssn .... address ... if I was the correct party and began disclosing personal and private information to a third party before confirming if it was Same name Jr or Senior situation. When I informed him he became aggressive and his collection tactics became intimidating I asked for his manager and he transferred me to the voicemail. When I called back to get the names and address the rep XXXX XXXX was equally as rude and evasive
01/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27401	Web
Rmp continues to report negative information on my credit report. I have received no information from this company to verify that this debt is valid. I am specifically seeking my signed signature that I agree to pay this company anything. This debt does not belong to me and I am demanding it be removed from my XXXX account as soon as possible. Again I received no information from this debt collector that this debt is valid. You can't contact them because there job is collect money not to provide information. So when they respond, I seeking either documentation that I am responsible for this debt or a letter stating the debt will be removed in XXXX days!
07/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28376	Web
On three separate occasions, I mailed a certified letter on XX/XX/2022, XX/XX/2022, and XX/XX/2022, asking that the alleged debt collector send me validation of the debt that are alleging that I owe to them. On all three attempts, I never received any mail correspondence honoring my request. The alleged debtor continued to almost on a daily basis call and harass me by leaving unsolicited voice messages even after I blocked the number from calling my phone. I asked the debtor to produce evidence and the debtor failed to do so. The two inquires has impacted my credit report profile, as I requested to have the accounts removed from my credit report profile.
11/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 18103	Web
I was taken to XXXX XXXX XXXX XXXX on XX/XX/2018. Because I was unresponsive the lady at registration put in the wrong in formation, instead of XXXX XXXX XXXX she put XXXX XXXX XXXX. On my insurance card was XXXX XXXX XXXX. So after I got better everything was clear between the insurance and the hospital. Everything was paid the same day of service XX/XX/2018. Until this day I have a bill for {$610.00} that I do not owe. My insurance called this collection agency and they did not fixed it. It still there two years after. My credit score went down. I mailed the receipt of payment and nothing, to the collection agency and credit bureaus. And still on there
07/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46254	Web
I SENT A CERTIFIED LETTER TO IMC CREDIT SERVICE AT XXXX XXXX XXXX XXXX IN XXXX ON XX/XX/2019 AND I JUST RECEIVE A TIME EXP RTN TO SENDER ON XX/XX/2019 ( 1 MONTH LATER ) WITH THE ADDRESS XXXX XXXX XXXX XXXX, IN XXXX, USPS SIGNATURE TRACKING NUMBER XXXX THIS WAS DONE ON PURPOSE FROM IMC CREDIT SERVICE. IN DISPUTE TO A MEDICAL BILL THEY SAY I OWE THEM, I SPENT MONEY ON SENDING CERTIFIED MAIL TO THIS COMPANY AND YET THEY ARE STILL IGNORING ME, THEY KNOW THEY ARE IN THE WRONG THESE COLLECTION COMPANIES AND THE CREDIT BUREAUS ARE BREAKING SO MANY FCRA LAWS AND NOTHING IS NEVER DONE TO THEM, BUT IF A CONSUMER BREAKS A LAW, THEY ARE SENT TO JAIL OR FINED.
07/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27403	Web
I recently seen a report on my credit profile and seen I had a collection from a company that has not reached out to me once and also have not validated the debt they say I owe, Ive also filed an HIPPA complaint about the collection agency RMP Services LLC for receiving my protected health information from the XXXX XXXX XXXX XXXX. I am aware that this is a violation to my HIPPA rights and have sent a complaint through HHS.gov and asked them to remove this from my credit profile, I have yet gotten a response from RMP Service LLC the North Carolina branch and now I am filing a complaint with yall the CFPB in hope yall can get my problem handled.
05/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27260	Web
This collection company, rmp Services llc have been attempting to collect a debt in the amount of {$3100.00}. I have tried to have this company to remove collection from credit report but they have failed to do so twice. Their latest communication Efforts with their response to a Previous complaint stated That services were for a minor child but yet still Failed to verity the debt that would include services provided, services for whom, service dates, and any contracts that i have with this Company to provide payment to them for services they have not rendered to me or anyone else. Please remove debt from any and all credit reporting agencies.
03/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46203	Web
XXXX XXXX was supposed to send me an e-mail or an e-bill for the remaining balance on my account. I made a first payment on XX/XX/XXXX of {$300.00}. There was a remaining balance, and XXXX XXXX said they would send me another bill. I didn't receive the bill. XXXX XXXX sent my bill to a debt collector. The debt collector goes by RMP Receivables Management Partners ( RMP ). They called on XX/XX/XXXX and said I owed {$330.00}. I called XXXX XXXX to ask what happened with billing me? XXXX XXXX didn't try to contact me -- until the debt collector called. I paid RMP the {$330.00} owed. Now this is showing as a problem on my credit. Help me please!
10/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 480XX	Web
I contacted Allied Business services and was told that they no longer had my account and the account was sent back to the original creditor. I asked the representative if there was a reason for me not receiving notice due to it damaging my credit and the rep stated that the credit bureaus were contacted and the information is still on my report as of today XX/XX/2019. i was given inaccurate dates of the company releasing my files and now I am suffering financially due to the negative information not being removed in a timely fashion. As a consumer I feel that my rights have been violated and my credit as well as my character is tarnished.
09/24/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08096	Web
I have contacted Berks Credit numerous times to request information for proof that the alleged debt they are reporting on my credit report is/was mine. They have failed to provide said proof and continue to report this false information on my credit report. They are also ILLEGALLY trying to collect a debt when, according to the State of New Jersey, they are NOT BONDED with them. I have also sent letters to The Attorney General 's Office and the Consumer XXXX XXXX XXXX. This needs to be removed from my credit report within 30 days or I will be filing a lawsuit. It should not take MONTHS of sending lenders to get this resolved.
08/18/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IN 46037	Web
My wife and I have a medical debt that is currently being held by IMC Credit Services. One of their employees by the name of XXXX XXXX used his personal cell phone to contact my wife in connection of this debt. His number is XXXX. This communication tactic was intentionally misleading and violates the FDCPA. XXXX XXXX also utilized IMC Credit Services business line to contact my wife at her place of employment, and cell phone. I had previous correspondence with this agency and made a verbal request on a recorded line to only make verbal communication through my cell phone number, which they failed to do on several occasions.
08/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 46239	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has been violated my rights. 15 USC 1681 Section 602 states I have the rights to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX XXXX XXXX, XXXX XXXX {$1500.00} is the amount owed. XXXX, XXXX XXXX XXXX, XXXX {$1200.00} is the amount owed. XXXX XXXX, XXXX XXXX. XXXX, XXXX {$2900.00} is the amount owed
03/17/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WI 545XX	Web
I have disputed this company 3 times with the credit bureau and filed a previous report with your agency. This company had listed these 5 accounts as included in bankruptcy which is ruining my credit. These debts were actually included in a WI ch XXXX amortization of debts and the debt is almost paid in full. In my previous dispute with your agency the company responded that this XXXX plan was a WI bankruptcy alternative rather than a bankruptcy and the trade line would be removed from my and my husbands credit. It has been a few months and the debts are still showing as bankruptcy causing our credit scores to remain low.
12/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MD 21244	Web	Older American
XXXX XXXX XXXX XXXX was paid through a private trust account ; therefore the debt was satisified. Berks Credit & Collections, XXXX XXXX XXXX, XXXX, PA XXXX ( XXXX ) XXXX has bought the debt for pennies on the dollar. I sent a debt validation letter to them in which they did not respond in XXXX of 2015. They are still sending letters. I did not sign a contract with them and they continue to harass me, attempting to extort monies and committing mail fraud. I would like you to investigate this agency because they have no legal or lawful ground to stand on. XXXX XXXX XXXX XXXX XXXX XXXX My contact information is XXXXXXXXXXXX
05/25/2016	Yes	Bank account or service Checking account	Problems caused by my funds being low	IL 61115	Web
Had A checking account that was compromised Called to cancel checks and they told me it would be a XXXX charge I agreed and they still let them clear with no money in bank account to cover them then charged an overdraft fee plus daily fee did not know that they had let them clear and that I even could overdraft over XXXX when my bank limit was XXXX if I went over XXXX then bank would cover it anything above that they do n't pay and send back this is not an accurate amount and do n't know where they came up with these amounts and I have requested copies of the origanl documents and still have not gotten a detailed bill.
11/21/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MI 49503	Web
Allied Business Group ( also calls me under the name of XXXX XXXX ) sent a debt collection letter giving me until XX/XX/22 to dispute. The supposed debt amount is {$1700.00}. I sent a notarized debt validation request letter on XX/XX/22 via USPS Priority Mail requesting validation amongst other things, and requested they do NOT contact me via phone until validation is sent to me. According to tracking it was delivered to the correct address XX/XX/22. They have persistently called and texted under these two names ( same phone number ) and failed to provide validation of this supposed debt within 30 days, or at all.
09/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19082	Web
I see a collection account on my credit report, which is not mine, so I try to contact them by phone so it was very hard to get through them anyway, finally, when I able to talk with them, they are not a helpful and thread me to mess my credit report and keep messing my credit report till I paid them so I write them a letter requesting VALIDATION of debt, After that they did n't respond to letters and take off from my credit report But since then they keep reporting on my credit report after every couple months I have to go and dispute then again and again to clean my credit report but they still on my credit report.
10/02/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	IN 46135	Web
They called today on XXXX despite a previous request to never call my work number. My work number had also not been given to them. They repeatedly call my phone and do not leave messages. Today, after again telling them never to call me at work, I work at a XXXX, the man on the phone became very threatening and rude. He said that he wouldn't call either number again and the next step would be taken without alluding to the next step or even giving details on why he was calling. I was never given the opportunity to make payments or payment arrangements. XXXX XXXX XXXX is the name of the company and the number is XXXX.
10/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49423	Web
I received numerous threatening calls from Account Receivable Solutions, Money Recovery Nationwide and Allied collection Group demanding that I pay the debt owed, otherwise I would be sued or taken to jail. They also threatened to come to my home and place of employment. Arrangements were made to pay debt in full, and the following accounts were supposed to be removed from my consumer credit report : 1. Money Recovery Nationwide- XXXX XXXX XXXX XXXX XXXX {$35.00} 2. XXXX XXXX XXXX {$340.00} 3. Allied Collection Group-XXXX XXXX {$450.00} I am requesting full DELETION of these accounts from my consumer credit report.
07/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 648XX	Web
I have asked Financial Control Service to validate a collection they are reporting on my credit reports on XX/XX/XXXX, XX/XX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
07/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 648XX	Web
I have asked Financial Control Service to validate a collection they are reporting on my credit reports on XX/XX/XXXX, XX/XX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
11/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 480XX	Web
I have called the collection company ( XXXX XXXX XXXX ) many times over the last 30 - 45 days. I requested a copy or proof of the debts they had in collection and was assured they would order the records. I never received them. I have called back to speak to a manager several times, left a few messages to no avail. I did call on XX/XX/2018 a total of 4 times to speak with someone regarding this. I spoke with XXXX who said all she could say is they mailed them. I never received them. I am frustrated that it is taking 45 days or more for any action to verify the debts and I want them removed from my credit report.
05/17/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08096	Web
I have sent in a complaint to you before. XXXX stated that they can not find the debt they are stating I allegedly owe. How are they able to report THIS NEGATIVE information on my credit report? I've requested information from XXXX THREE times to show that this was my debt and I haven't received ANYTHING from them. I responded to them with some number that is stated on my credit report and AGAIN, I still have not heard from them and it is STILL on my credit report. Do I need to sue for damages to have them finally remove this?? I would like a resolution to this issue, not just have them respond and you drop it!
05/05/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 46256	Web
I have asked IMC Credit Services to validate a collection they are reporting on my credit reports on XXXX/XXXX/15 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
02/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 462XX	Web
On XX/XX/23 I was contacted by RMP LLC in regards to a debt that they are saying I owe with them. I was informed that this account was in litigation and that I needed to start making payments ASAP. On XX/XX/23, I realized that the accounts that they were saying were in litigation were no longer listed on my main account. I proceeded to call on XX/XX/23, where a representative told me that they were moved into a new account, and they were not responsible for telling me that - that it was my responsibility to find that out myself. How, in the world, am I supposed to just GUESS that my accounts were split in 2?
08/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60098	Web
RMP Services LLC sent me a letter recently saying As of XX/XX/2022 I owed {$1600.00}, I paid or was credited {$1600.00}, and I owe them {$75.00}. They said it is with University of XXXX XXXX XXXX XXXX, however I have a payment plan with them and those amounts are completely off. It seems like a scam since I called University of XXXX XXXX XXXX XXXX billing department, and they told me they don't even work with RMP Services LLC work with this debt collector. As well I owe them {$490.00}, so the numbers are off. I just am concerned they could somehow report on my credit even though it isn't legit. Thank you!
07/14/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78634	Web
I have asked Financial Control Services to validate a collection they are reporting on my credit reports on XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
05/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46239	Web
I sent RMP, LLC a debt validation letter on XX/XX/2021 which was delivered on XX/XX/2021 by UPS. It is now XX/XX/2021 and I have yet to receive any information validating the debts that are currently being reporting on my credit reports. I also never received any initial communication from RMP, LLC regarding this debt. The only way I know it exists is because I monitor my credit reports and noticed that it is being reported. And since I did not receive any letters from RMP, LLC prior to them starting to report the debt to the credit bureaus, I also never received any disclosure of my rights to dispute it.
11/21/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
The aforementioned credit collection agency representing XXXX XXXX XXXX XXXX XXXX has violated the FCRA by not providing documents to me in regards to this debt. I am unaware of this creditor and have not received anything that pertains to this debt. This account is unverified and immediately needs to be deleted from my all credit files : XXXX, XXXX and XXXX. The business is required to disclose to me all of the documents that they have recorded and retained in their files that pertains to this " debt ''. If XXXX does not have any documentation, they need to retract this from my credit file immediately.
07/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 648XX	Web
I have asked Financial Control Service to validate a collection they are reporting on my credit reports on XXXX, XXXX and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on XXXX of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
05/17/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IN 46234	Web	Servicemember
On XXXX XXXX, 2017 I was contacted by IMC on my work phone ( which was never provided to them ) and I promptly told them to not contact me at work. The man that called refused to get off the phone, told me he could call me at work because I do not answer my private phone. This is because I have blocked the number because they have received payment for this debt several years ago and I am still contacted by them despite the fact that I have resolved the problem and told them as such. To date the company has never proved the debt or mailed me the requested documentation when I paid it at least 3 years ago.
02/14/2018	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	MI 48089	Web
I have an existing account of my credit bureau file from XXXX XXXX XXXX. The account number is XXXX Please be advised that I am disputing this collection account due to the fact that XXXX XXXX XXXX does not have a valid license to collect in the state of Michigan.the image I am attaching shows their license is closed meaning not active according to LARA- Michigans department of licensing and regulatory affairs. I am requesting that this be investigated and this account be deleted from my credit profile immediately or provide physical proof XXXX XXXX XXXX is licensed to collect in the state of Michigan.
06/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 168XX	Web
This account is involved in litigation for fraudulent practices according to my FCRA rights. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. Note that the collector has to stop all collection activities until it can provide all the evidence. Under the FDCPA Section 809, Validation of debts [ 15 USC 1692g ] I have the right to verify any alleged debt on my credit report and if the alleged debt is being disputed, the debt collector shall cease.
06/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 168XX	Web
This account is involved in litigation for fraudulent practices according to my FCRA rights. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. Note that the collector has to stop all collection activities until it can provide all the evidence. Under the FDCPA Section 809, Validation of debts [ 15 USC 1692g ] I have the right to verify any alleged debt on my credit report and if the alleged debt is being disputed, the debt collector shall cease.
09/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49423	Web
Attempts to contact and resolve the removal of paid items from my consumer credit report have been unsuccessful. Debts either do not belong to me or have been paid in full. I am requesting that they be completely removed from all three credit bureaus. There should be no delinquent or derogatory items listed. This is preventing me from being able to purchase a home, and I have been denied a home loan twice. See items below : 1. ( Money Recovery Nationwide ) XXXX XXXX ( 3 accounts as follows ) : 1. {$750.00} 2. {$360.00} 3. {$220.00} 2. ( XXXX XXXX ) XXXX XXXX ( accounts ) 1. {$210.00} 2. {$340.00}
10/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49423	Web
I received numerous threatening calls from Account Receivable Solutions, XXXX XXXX XXXX and Allied collection Group demanding that I pay the debt owed, otherwise I would be sued or taken to jail. They also threatened to come to my home and place of employment. Arrangements were made to pay debt in full, and the following accounts were supposed to be removed from my consumer credit report : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$35.00} 2. XXXX XXXX XXXX {$340.00} XXXX. Allied Collection Group-XXXX XXXX {$450.00} I am requesting full DELETION of these accounts from my consumer credit report.
03/26/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49548	Web
Was receiving calls from Allied Collections in XXXX, Mi for some outstanding medical bills. On XXXX XXXX, 2017 a settlement was reached for {$1300.00} to close all outstanding medical accounts. The amount was paid in full. Maybe two weeks later after my credit report was refreshed it showed the accounts closed, but NEW accounts were added from Allied Business Solutions ( same company ) all for the same exact dollar amount as the ones that were just paid off in the settlement. Unfair and deceiving business pratice plain and simple. This company operates under different names but are all the same.
04/27/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MI 49015	Web
XXXX Called ON XXXX at XXXX XXXX. I did not pick up the phone, my Employee did as i was at work and busy, the representative asked " Can i speak with XXXX XXXX '' my Employee said " This is Him '' and BAM without verifying ANY personal information the RMP rep started rattling off debts owed, to who and how much ( XXXX of them ) to a THIRD PARTY. After this when confronted With " You just XXXX up you verified no information and just violated the FDCPA " the RMP Employee proceeded to say " I Don't have to i just have to ask for the named person '' This phone call was recorded and is attached
11/04/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60077	Web	Servicemember
I am disputing the amount that RMP is trying to collect. I have written multiple times asking for proof of the original debt along with proof that they are authorized to collect the debt. When I speak with them the agent says that she sees my multiple requests, but yet no one is complying with the Fair Debt Collect Act. Instead of providing proof they have decided to harass me multiple times a day and week with obnoxious calls at at all times. I have also asked that calls stop until both documentation is provided per the Fair Debt Collection Act. They will not provide proof nor stop calling.
10/31/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
On XX/XX/2020 XXXX XXXX XXXX XXXX, added a derogatory remark to my credit report per XXXX XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the debt. Debtor 's creditor did not verify this information. Also, there was NO written form of communication, contrast, or signature for the account debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mine. According to the FCRA, RMP SERVICES LLC has violated my rights as a consumer and I'm requesting legal action to remove the account immediately.
07/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 78717	Web
I paid my balance to RMP collection last XXXX. During payment receipt they said they will delete the collection from my report. Seemingly they never did. I called them few times again and they have been telling me they sent the request again but Transunion still showing the collection. Because of this I am not able to take out new mortgage. There are few accounts ranging from XXXX to XXXX dollars. One of the account is XXXX On XXXX it shows up as RMP SERVICES LLC # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ( XXXX ) XXXX It does show account paid in full, but it needs to be deleted.
02/15/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48227	Web
I am submitting this complaint myself and there is no third party involved. Regardless of the multiple written requests, the RMP, LLC ( Original Creditor : IXXXX XXXX XXXX ) with account number XXXX, still reporting on my credit report in violation of Federal Law. The XXXX and XXXX are failed to comply with the Fair Credit Reporting Act, 15 USC sections 1681 within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
12/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 61821	Web
I have been disputing a derogatory mark on my credit report for over a month with IMC of Indiana. Their client, XXXX XXXX XXXX transitioned all of their billing to XXXX XXXX XXXX XXXX, XXXX. At this time, XXXX is unable to locate any billing information linked to me. I have requested multiple times, that an itemized statement be sent from IMC for the remaining {$500.00}. I have yet to see one. The unconfirmed balance would have been from 2004 ... this is probably why XXXX XXXX is unable to locate me. I either do not owe this money OR it is beyond the statute of limitations.
03/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 351XX	Web
After XXXX for XXXX XXXX, I received a bill from XXXX XXXX XXXX XXXX for pre-admission testing and a XXXX XXXX. I am insured under an XXXX, and XXXX XXXX is out of my network, but can obtain a prior authorization to cover such services ( they had all of my insurance information ). After much investigation, it was determined that XXXX XXXX did not attempt to obtain a prior authorization. I've talked to lots of people at the facility who agree with me and offer help, but I never hear from them again. XXXX XXXX refuses to negotiate. Now I have debt collectors contacting me.
02/14/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	SC 291XX	Web
I disputed the account and ask that they validate this account, and they fail to respond to the action. The law states they have XXXX days to do so if not or over the XXXX days this account must be removed from the credit file and in this case, they fail to respond to the matter. It has been over XXXX days with no response, and I did not open or authorize this account, and I therefore request that it be closed immediately. By the federal law requirement this account must be removed because you do not have proof or any evidence to support this matter and failure to respond.
05/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OH 43615	Web
This debt collection agency never notified me of the negative information that they reported. I contacted them via phone regarding the best and they refused to have it removed being that I was never notified of any negative information that they reported.. This Debt was paid on XXXX/XXXX/2015, Experience XXXX claim they investigated and as of XXXX/XXXX/2015 the debt was still unpaid which is totally inaccurate. I paid this debt with a Mastercard and there is no way that this should still be reported as unpaid. The agency continues to report inaccurate negative information.
08/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46239	Web
I have disputed this account with the company and bureaus on : XX/XX/XXXX and XX/XX/XXXX. I have asked removed the account from my bureaus due to this is error on the hospital. I had 2 health insurance which cover all cost and the hospital did not run my second one. I informed the hospital on XX/XX/XXXX and at that point is was too late to for them to run the claim with the insurance company. They said they will take care of it and use financial aid per the customer service representative in the billing department. They have removed this account from XXXX on XX/XX/XXXX.
01/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 462XX	Web
Contacted the company on XX/XX/XXXX on 2 different debts one for {$230.00} and one for {$88.00} after contacting them I asked them to verify the debt and the lady said I should have the information where I was treated. I said I need a detail bill of these charges and she said you should have that already. I said may I speak to your supervisor and she placed me on hold and never returned. I called again on XX/XX/XXXX and got the run a around again. So I mailed a letter requesting the same information and the letters were returned back to me. I do n't know what else to do.
05/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 291XX	Web	Servicemember
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
05/17/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	MI 496XX	Web
I was never contacted about this debt. I 've had a decent credit score for the past couple of years, and all of a sudden this {$15.00} debt pops up out of nowhere? It says that it 's from 2012! That 's 4 years ago, and I 'm JUST NOW hearing about it. It 's gashed my credit score and I want it removed and my credit score reversed back to how it was. I would GLADLY have paid {$15.00} if I knew about it! I was never contacted about any {$15.00} debt, and it 's from 4 years ago! My credit score should not be this low because of some tiny debt that I had no clue about!
03/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90019	Web
A few months ago I sent the company a request for validation to provide me with documents from the original creditor to validate a seemingly dubious debt they had reported on my credit report. The company responded back stating they are not liable to provide me with documents from the original creditor and merely sent me a letter asking them to payoff the account ( see attached response from company ). This is a violation of the FDCPA, since it is apparent that no such debt is due, otherwise they could have provided me with the validation documents I requested..
08/27/2021	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 461XX	Web
Told me I had one account in legal for {$500.00} and another account with them for {$1200.00}. Would not accept payment plan less than {$500.00} per month. Stated that only the {$500.00} was priority that if I paid that they would transfer the {$1200.00} out of legal ( where I could get a better payment plan ). I paid the {$500.00} and they refused to transfer the {$1200.00} out of legal and refused my offer to pay off the debt via a payment plan I could afford ( I even offered automatic payment ). They got my {$500.00} by lying to me about the {$1200.00}.
10/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49423	Web
I received numerous threatening calls from XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX demanding that I pay the debt owed, otherwise I would be sued or taken to jail. They also threatened to come to my home and place of employment. Arrangements were made to pay debt in full, and the following accounts were supposed to be removed from my consumer credit report : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$35.00} 2. XXXX XXXX XXXX {$340.00} 3. XXXX XXXX XXXX XXXX {$450.00} I am requesting full DELETION of these accounts from my consumer credit report.
06/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 48185	Web
Hello, I am reaching out today because XXXX XXXX recently bought a account from independent emergency physicia in a balance of {$310.00}. My complaint is I never gave permission for this company to buy my personal information. It is a violation of my hippa rights. This company holds information such as my name, address, medical services received and a list of other things that they illegally bought. With my Hippa rights being violated I am demanding that this company cease all credit reporting immediately to all 3 credit bureaus or I will seek damages.
04/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 274XX	Web
RMP SERVICES LLC wrongfully reported debt on my credit report. XXXX, XXXX wrongfully reported debt on my credit report. XXXX XXXX XXXX sold the debt to Another creditor and still reports the debt on my credit report. XXXX a company notoriously known for deceptive practices continues to report negative information on my credit despot multiple attempts to request that it be removed. I reported all of these disputes to XXXX and it continues to report these debts on my account. None of these debts listed above do I have any agreement to pay.
01/31/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	FL 32570	Web	Servicemember
On XX/XX/2018 I was contacted via telephone from a number showing as XXXX which I was able to determine belongs to Receivables Management Partners. The female caller did ask for me by name but said she needed to verify me by my phone number and/or address. I refused to offer this information to a number and/or party that I do not know. The representative then threatened to call my employer and hung up the phone. At no time did this company say who they were collecting a debt for but instead asked for information that could be used for ID theft.
01/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45239	Web
i haver a medical bill from 2020. My daughter went for a doctor appointment. I told them i had XXXX and they submitted the bill to her Mother 's insurance then contacted me a year later to tell me i had an outstanding balance. I told them they were supposed to submit it to XXXX then they told me it was too late to file with XXXX now. I told them their ignorance shouldn't be my problem so here we are. My problem is the lack of training and incompetence at the call centers ... if they file it wrong it becomes someone else 's financial problem.
08/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 083XX	Web	Older American, Servicemember
in XXXX and XXXX someone called purporting to be a debt collection company. and said I owed {$340.00} on purchase I did not make and know the phone number they nothing about. they keep calling and playing the same recording. its interesting that they BABBLE their name very quickly and I can't understand them : accounts receivable XXXX XXXX XXXX. or something like that. the phone calls are annoying and even harassing. and no additional information is offered by the caller to explain what this is all about. the phone number they give is XXXX.
09/23/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48162	Web	Servicemember
On XXXX XXXX, 2019, a collection account from Allied Business Services has appeared on my XXXX credit report for {$110.00} I have NO knowledge of this bill or what it is owed for or from when or what services were provided. A certified letter # XXXX XXXX XXXX XXXX XXXX was sent to the above-mentioned business requesting VALIDATION of the account to include the above mention factors and asking the above mention business and another certified letter to XXXX # XXXX XXXX XXXX XXXX XXXX requesting to remove this item from my credit report.
04/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46123	Web
Hospital was first denied payment from insurance without more information. Information was supplied to insurance company and insurance paid debt in full. Notice was sent to incorrect address for court fillings against me for this debt and I did not know about the attempt to collect the debt until the garnishment was given to me through work. I was able to stop the garnishment by showing proof the debt was paid by the insurance, but the company has not reported or removed to the credit bureaus this has been satisfied and no longer owed,
05/12/2017	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78752	Web	Servicemember
Received notice from XXXX ( collection agency ) that I owed on a medical debt, I sent a dispute and requested validation from that with my signature that the debt was mine. The collection agency sent back my patient statement ( private information ) with diagnosis and codes, procedure and codes that they received from XXXX XXXX hospital. I sent them a XXXX violation dispute and they sent back a letter stating that they verified my debt. The request was for validation, not verification. This is a violation of XXXX violation
11/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 775XX	Web
I was a victim of identity theft and noticed a collection from Financial Control Se I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Financial Control Se in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. My husband is a veteran and we 're looking to buy a house in the next year..Attached is my document. Thank you
03/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 49464	Web
This complaint is for validation of the alleged debt within 30 days. The company RMP LLC is on my credit report reporting an alleged debts of {$100.00}, {$510.00}, {$370.00}, {$510.00}, {$220.00}, {$67.00}, and {$53.00} the company has not provided me my right to dispute the alleged debt within 30 days and I never gave permission for the company to pull my credit reports. The company is causing injury to my credit report by drop of score and is in violation of the Fair Credit Reporting Act ( FCRA ). Thank you and have a great day.
05/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OK 745XX	Web
I negotiated down a debt with the original creditor that I owed from XXXX separate dates of service, The creditor agreed to accept a total of {$620.00} to clear entire account/ both dates of service. The creditor sent the payment to IMC Credit Services along with the statement " account paid in full '' ; however IMC Credit Services only applied the payment to XXXX account. I have sent them proof along with forwarded emails from creditor and they still have not removed this from my credit report after 27 days after proof sent.
05/01/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19023	Web
XXXX XXXX sent information in XXXX about unpaid XXXX I sent them a check that same month, They never cased the check and I was never notified that {$63.00} was still due on the account, this company already was not paid by my insurance company due to them submitting the claim to the wrong department and now the submit a XXXX collection to my credit report using a credit collection agency and then did not use the correct address. I called collection agency and they also sent the notices with incomplete address
02/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	GA 31069	Web
This is the second time this company fails to abide by the FDCPA. I received no notification of this debt or was not given an opportunity to dispute this debt. This company is ruining my credit and I 'm about to close on a mortgage for a home which is now in jeopardy because of their unfair debt collection practices. They are n't complying with the LAW. I have an attorney on standby to take this matter tp court if this account is not removes from my credit report and they follow the law by allowing me to dispute this debt.
12/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60502	Web
The collection account RMP is not mine, I reached out to the company in which they stated they did not have an account with my name or SSI attached to it. I have written several times asking for them to remove this file from my credit report because it does belong to me and is hurting my credit file. This file was last updated XX/XX/2019 from RMP services LLC for {$1200.00} and for {$610.00}. I have asked for them to show a signed contract to me showing my signature that also was unable to be could not be provided to me.
03/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33139	Web
In approximately XX/XX/XXXX I discovered a collections record on my credit report. I contacted the debt collection agency, it was quickly established that the debt was not mine. After many calls, they advised they had removed the debt. I advised it was still on my credit report, they advised it hadnt refreshed. As of XX/XX/XXXX, the debt ( which isnt mine ) is still on my credit report. Ive never missed a payment in my life, but now my credit is tanked. They should be punished. The debt collector is rmp services llc
04/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC XXXXX	Web
This collection company, rmp Services llc have been attempting to collect a debt in the amount of {$3100.00} which has also been placed on my credit report. I have been unaware of said debt until recently checking credit reports. I have had no communication with this company nor have I received any services from this company for the company to allege that I owe them this debt. This company has failed to provide proof of services they have rendered to me. Please remove debt from any and all credit reporting agencies.
03/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 44134	Web
I am reaching out because I had my credit recently pulled and I was informed I had a collectio with Allied business Services that I was unaware of. I reached out to the collection company and asked them for documentation regarding debt & after speaking with them, I was able to verify with the original medical provider that I had paid this debt already and thus, Allied Business Services is not only inaccurate reporting a collection on my credit but is trying to unlawfully collect on a debt that has already been paid.
05/16/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 27405	Web
I have received a copy of my credit report and it shows company RMP SRVC LLC ( Original Creditor : XXXX XXXX XXXX XXXX XXXX account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$97.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
02/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29212	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. The XXXX and XXXX Credit Bureau is reporting inaccurate information on RMP SRVC LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Date Opened : XX/XX/2021 Balance : {$630.00}. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
05/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49503	Web	Servicemember
On XX/XX/XXXX Rmp, Llc placed a collection account for the amount of {$110.00} with a XXXX as well as XXXX and XXXX. Stating the original creditor was emergency specialist B. I have received a XXXX insurance benefit since XXXX due to a total and permanent XXXX. Both my medicare and medicaid insurance premiums cover 100 % of the cost attributed to emergency services. I have disputed this with XXXX XXXX and XXXX but the account remains. I am not liable for this account as it already has been paid for by insurance
04/27/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60506	Web
I keep receiving calls each week from XXXX XXXX XXXX XXXX stating " This is a call from a debt collector '' and asking me to call them back at a different number than called from. I do not have any debts to my knowledge. When I called back on XX/XX/23, they told me I had a debt from a doctor who I have never heard of, and that I do not know what they are talking about. They stated that they would send me something in the mail, at maximum 14 business days, and I have not received anything in the mail from them.
05/16/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 27405	Web
I have received a copy of my credit report and it shows company RMP SRVC LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$50.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
04/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48067	Web
Hi, there was a XXXX collections dated XX/XX/2017 with the original creditor being XXXX XXXX and subsequently sold to Allied Business Services. During the phone conversation with them, they agreed that this collections would be a pay-to-delete. However, they have only relayed " Paid and Closed '' on my credit reports. I have relayed these messages to Allied Business Service and they are insisting that they do not delete from credit reports. I have also disputed this with the appropriate credit bureaus as well.
05/16/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 27405	Web
I have received a copy of my credit report and it shows company XXXX XXXX XXXX XXXX Original Creditor : XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$140.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
05/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 27360	Web
I have received a copy of my credit report and it shows company RMP SRVC LLC ( Original Creditor : XXXX XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$870.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
07/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30252	Web
For the last year I 've been trying to get XXXX XXXX XXXX XXXX to get the debt collector Berks Credit & Collections to remove the collections owed off my credit report since I paid them over a year ago. I owed 2 payements of XXXX dollars. So I paid 1 payment of XXXX by check to XXXX XXXX XXXX XXXX. They received the payment and said they notified Berks Credit & Collrctions. Berks is saying they never got notified the payment was made. I 've been going back n forth with these 2 company 's for almost a year.
05/16/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 27405	Web
I have received a copy of my credit report and it shows company XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$140.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
08/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 78250	Web
I called rpm services willing to pay a debt. Its debt I have no recollection of. I told them Im more than willing to pay the full amount as long as its removed from credit. Im in the middle of purchasing a home. They refused to have it removed. They claimed to have called me over 25 times. I never received any phone calls from them. I had to find out about this collection thru a credit check. I had been trying to get a hold of them about the issue for a whole week. Phone number is XXXX ( XXXX XXXX XXXX
04/18/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	LA 70043	Web
I received a letter from RMP services on XX/XX/2023 at my request of verification and validation of said amount owed of {$900.00}. I told collector that the amount they are alleging I owe is incorrect. I noticed that the balance is astronomical and ask if I could get a complete breakdown/itemized copy of bill and the amount this company alleges I owe. I sent them a certified letter on XX/XX/2023. I received a letter back on XX/XX/2023, but it was not an itemized bill nor was it verified nor validated.
10/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80526	Web
Receivable Management Partners, LLC, attempted an unsolicited telephone call to my mother to collect a debt that they reported I owe, which does not exist. They said the debt was from an insurance company and medical company that we do not have affiliation with. I could not obtain solid information on what companies those were. The debt collector was purposefully mumbling their company title, so I XXXX the phone number and many reports came up that their company commits this type of fraud repeatedly.
10/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48336	Web
On XXXX the XXXX I sent a letter via certified mail to XXXX XXXX XXXX XXXX asking them to validate a debt that they reported on my credit report and to provide me with my signature. By law i have that right to have the debt validated. XXXX XXXX XXXX XXXX received my letter on XXXX XXXX and around the XXXX or XXXX of XXXX i received a letter back stating that they were unable to locate XXXX XXXX in their systems. If they were not able to locate me then why are they reporting to the collection agencies.
03/25/2019	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60120	Web
I constantly am getting calls from Receivables Management Partners LLC after asking this debt collector to stop calling my phone. I have blocked their number from calling my phone and still receive voicemails. One time I called they told me " well you will have to deal with this on your credit '' and disconnected the call from me. Today I called and asked why are they still calling me leaving voicemails and they said " I am disconnecting the call ''. This is frustrating and it's harassment.
04/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60089	Web
On XXXX, XXXX, XXXX, XXXX collection agencies re-reported closed accounts to XXXX. XXXX reviewed these accounts and they were billed by a third collection agency. They could not provide proper identification and XXXX closed these accounts on XXXX XXXX, XXXX. In XXXX XXXX they reported them again. In the state of TEXAS the statue of limitations is 4 years. Since these were marked closed can I file in court? I am aware that I can collect XXXX per agency if they report inaccurate information.
09/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OR 97801	Web	Servicemember
I sent to RMP Services LLC, a debt validation letter on XX/XX/2021, via USPS and email, and requested to be sent, in writing, about the validation of this debt. I have received no information regarding the validation or the correctness of this account. I hearby am requesting an inquiry into this account in hopes of it being removed from my credit report, due to them not responding to the validation letter. I will upload a sent copy of the validation letter that was sent out to XXXX XXXX.
02/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32583	Web
I disputed a debt reported to XXXX as it is a medical debt reported as collections. It impacted my score by more than 70 points because it is not reported as the correct type of debt. The negative impact of the score has also impacted my ability to obtain a mortgage. I submitted a dispute and it was not removed or updated to the proper collection type. Additionally, I have submitted documentation for financial assistance to the facility this debt applies and I am awaiting approval.
09/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 460XX	Web
On XX/XX/18 I informed this company of my Medicaid information. I provided my policy and member number. I have spoke with my local Medicaid office and was informed their responsibility was paid and that I am not responsible for the bill and that it is against federal law to report this account against my credit. I advised this company that I wish to dispute and open an investigation which are my rights as a consumer. I've done my part by providing all information to the company.
02/28/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 43204	Web
Received a call, XXXX at XXXX, debt collector stated they mailed a letter dated XXXX and stated that I received it and attempted to collect. I requested that copies of my file be sent to me, the collection process to be halted until I received said documents and the agent stated they did not have to do that and continued to try and collect. The agent also confirmed that they do not own the debt but are simply trying to collect and stated incorrect information regarding myself.
05/24/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60565	Web
RMP services keeps calling me from an auto dial with a recorded message asking me to call them. With fraud I told them stop calling me and to send me a bill though the mail. They state they will not send me anything through the mail and Im only allowed to call the number the voicemail provides. I have said calling me multiple times a day is harassing me and they dont care. Ive told them twice to stop calling and I have yet to be taken off the list for these robot auto calls.
03/29/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 430XX	Web
This collection agency failed to communicate with me clearly via their website and through their customer service department during a time in which I set up automatic payments of my debt. This lack of communication resulted in payments not being withdrawn and the company reporting this to my credit without cause. They provided me with NO documentation so I have nothing to back up claims. It then took 3 weeks to get someone to call me back so that I could pay off my debt.
07/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33541	Web
I have a medical bill that was sent to my auto accident attorney by mistake ( hospital assumed 2 visits were auto accident related although only one was ) so I never was given the opportunity or notice to pay a bill. Ran my credit today and realized the amount was {$1500.00} was sent to collections and hospital said they sent the bill to my attorney and could not discuss it with me. Attorney said it is not accident related and thats why they did not forward me the bill.
02/11/2017	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 78109	Web
I was a victim of identity theft and noticed a collection from Financial Control Service I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Financial Control Service in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
08/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 79938	Web
A company keeps billing me for a medical bill that is 100 % covered by my Medical insurance. They keep billing the wrong insurance, then sending me collection bills. I have called and written to them several times telling them to send it back to the hospital with the correct insurance and they keep billing me. I give them the correct insurance information and they tell me I won't have to pay and then they bill me again. This is becoming a form of harassments.
07/27/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70737	Web
On XX/XX/XXXX, i had my credit report ran and noticed a medical bill was {$100.00} was on there through XXXX XXXX. I called the number on credit report and found out it was a medical from my previous primary doctor when I lived in Indiana nearly 3 years ago. I never received any letters from anyone pertaining to this bill. I did pay this bill off and asked the debt collector if this could be deleted from credit report and all they would do is show it paid in full.
07/24/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AL 352XX	Web
I sent letters to have items verified to the credit bureaus and have not received a response. Letters were sent on XX/XX/2021 and items have not been verified or removed. Items have been listed as investigated, and has dropped my credit score but I have not received any notification electronically or by mail with an explanation. I have sent more letters on XX/XX/2021. I am looking to become a homeowner and this is really hurting my chances and hurting my scores.
12/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19403	Web
I have disputed this with the XXXX credit bureaus. I just received one of my disputes stating this bill of {$78.00} has not been paid ... This bill has been paid on XX/XX/2013 RE : XXXX in the amount of {$78.00}. I have even overpaid by {$0.00} and is still showing up in collections on my Credit Report. I have a letter from XXXX reflecting the payment of {$78.00} on XX/XX/2013. I want this deleted on my XXXX Credit Reports, or showing this has been paid in full.
01/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77573	Web
I was a victim of identity theft and noticed a collection from Receivable Management I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Receivable Management in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
03/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60608	Web
RMP Services is a collection agency for medical bills. I have been trying to resolve this by calling them multiple times but their telephone lines never work. It is against the law for medical bills to impact your credit score and be reported as delinquent. I have insurance and had insurance at that time and they have not allowed me to go through my insurance instead of paying the full amount which I should not because that is the whole point of insurance.
07/18/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	MI 48340	Web
The name of the company is called XXXX XXXX, their phone number is XXXX. I've asked repeatedly to STOP calling my place of work and still they harass me. Their last call was today XX/XX/2018 @ XXXX. They've called every day and several of their calls I've missed, but I've already told them 3 times that I do not appreciate them calling my employer. They NEVER leave a message, which leads me to believe that they're SCAMMING rather than trying to communicate.
05/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 47240	Web
I went to Collection Associates to get information on medical collections that keep showing up on my credit bureau that are keeping me from getting financing on a home. Collection Associates responded that they realized that the collections were not mine and told me that someone had to pay the collections. They would not issue a letter stating that they would remove the collections even after i provided proof that the social security number did not match.
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46203	Web
This debt has been sold to another company. The age of these debts is over 7 years old and they kept selling it to come back at me. What can I do to protect my credit score when they keep hitting with a new company? RMP, LLC XXXX XX/XX/XXXX RMP, LLC XXXX XX/XX/XXXX RMP, LLC XXXX XX/XX/XXXX RMP, LLC XXXX XX/XX/XXXX RMP, LLC aka XXXX has been hounding me for years they sold to RMP, LLC and now hitting my credit. What is there to do to protect me from this?
05/12/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 273XX	Web	Servicemember
I have tried numerous times to contact the collection agency RMP SERVICES LLC ( 2 collection accounts ) to verify the debt being reported on my credit file. I have been unable to speak with someone who has information on the account, their system does not recognize my pertinent information as a valid account. Contact RMP Services LLC XXXX XXXX XXXX XXXX XXXX, TXXXXX ( XXXX ) XXXX Contact RMP Services LLC XXXX XXXX XXXX XXXX XXXX, TXXXXX ( XXXX ) XXXX
12/22/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 43614	Web
I am requesting that you validate the information on my report with all original documents including payment history and original contracts. You have NOT provided me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to ... promptly DELETE all information which can not be validated.
04/09/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	AR 72076	Web
They call me every other day 3 times or more a week. I have called them several times explaining I have not received and I will handle it when I get a statement.They said they sent it but I have not received it. This has to stop they are rude to me and arguing with me and hanging up on me so I have stopped answering the calls.Harrassing me will not get this bill taken care of. I have been very patient with this company but this has to stop. Thank you.
07/14/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 286XX	Web
I checked my credit report and see where there has been 8 separate Collections/Chargeoff which has negatively impacted my credit score. The dates and amounts are as follows : XX/XX/21 - {$4000.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} XX/XX/21 - {$71.00} To the best of my knowledge, I have not received any communication from RMP Services LLC regarding these collections.
03/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 461XX	Web
XXXX XXXX says they bought my medical bill from XXXX XXXX XXXX in XX/XX/XXXX and I have had state issued insurance that pays for everything. I never had any type of balance, I have not been uninsured ... I have literally been covered since XX/XX/XXXX. They keep reporting on my credit and this information is false! They constantly call, they talk to me like I'm XXXX, disrespectful, they don't even know what the bill was for, who the patient was, etc
07/24/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	PA 19149	Web
I found out about this debt via credit alerts. I call Berks Credit & Collection and informed them I never received a statement from them nor did I receive a statement from the Original Creditor. I stated to them that they were in violation on the FCR Act. I had an attorney sent them a letter of dispute with no responds ( see attached ). I ask them for proof that they mailed me any statements and was denied. This should not be on my credit report.
03/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MI 48340	Web
I have two medical debts for XXXX XXXX that is being reported incorrectly by money recovery collection agency, they transfer them between themselves and another collection agency they own, the Debts are more than Seven years old but they are reporting them from they day they switchEd them from the other collection agency instead of the actual delinquency date! I have disputed these several times and the collection agencies will not remove them!
02/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46205	Web	Servicemember
IMC CREDIT SERVICES are accusing me of a medical debt that was paid by worker 's compensation insurance. I was never given instruction that I would be charged, or that my insurance was not accepted, or that I would owe anything outside of what the insurance company already paid. I also have never received any written communication of any documents that I have signed regarding this and was never contacted stating that I owe any amounts of money.
04/14/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MI 49024	Web
I receive 4-6 calls a day from this company, the first time I answered the phone to ask them to validate the debt is mine the collector asked you are XXXX XXXX? this is your debt! if you do not pay we have means to sue you after that I never answered another call. I blocked one number and I have now been contacted by 2 more. I dont like to be threatened or harrassed when all I was doing was exercising my right to prove that this debt is mine!
05/31/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CO 802XX	Web
i sent a request pursuant to the fair credit reporting act demanding the said company prove they have the legal right to collect said debt even if debt exists. they ignored the request and let the statue of limitations expire. I then sent a final demand to remove the item and cease and desist. They intern sent a validation of debt in response. All documentation will be included. I followed up with then and their response was to hang up on me.
01/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IN 46235	Web
XXXX XXXX XXXX bought a old collection from XXXX XXXX XXXX it is on all 3 of my credit bureaus I called and spoke with the supervisor who seem worked up when I asked her questions about 3 accounts 1 major account in particular which is account number XXXX opened on XX/XX/XXXX she modeled me she didnt have to send out and notices about the contract/services I may have received this call was taken place on XX/XX/XXXX at about XXXX-XXXX XXXX
04/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30034	Web
I had no idea who this company was. I never signed a contract with this company nor did I recieve any notification even though I don't owe debt to them. This company was put on my credit report for two bills that were already paid to the original creditor!! I never owed these people anything. The original creditor is XXXX XXXX XXXX XXXX thru XXXX XXXX. As soon as XXXX reached out to me I paid it. I knew nothing about the bill until then.
03/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19154	Web
Agent reporting a medical debt because of a missed payment, yet never reported all the on time payments. Agent 's exact words to me wwre " We dont report ontime payments, only when you fall behind '' This is abuse and harrasement at its finest! I want this removed immediatley and I want action take against them. If they are going to report, then they need to report good and bad, and they have not! I want thsi removed immediatley!
07/09/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07522	Web
This debt is dated for XX/XX/XXXX ( was at work ) or XX/XX/XXXX ( moved back to NJ in XX/XX/XXXX ) for XXXX. I never received a notice on this debt, the debt is on my credited report. I called the collection agency I told them that this debt does not belong to me and to remove their name from all XXXX credited bureau, because it 's affecting my credit score. I was told they could not do that the debt is in my name and I had to pay.
09/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46151	Web
This complaint is with XXXX XXXX XXXX, I have bills showing up on my score that have already been paid, they have opened another suit on me for bills Ive paid and have garnished wages again trying to collect money on something that has been paid. Ive tried calling and telling them the situation but they are still trying to charge me again, and now I see them on my credit report. They are calling and harassing me still. Thank you!!
05/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20001	Web
The company sent me a letter saying that I owed money for doctors appointments which I had paid long before the company sent the letter. I also never owed this company money, as they are unrelated to the hospital where I received my medical care. I do not know how they got the information regarding my appointments and their costs, and I believe that this company is scamming me to try to get me to pay them for debts I do not have.
10/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33181	Web
Inaccurately reporting items that I have no proof of ownership to. Collection accounts that are inaccurately being reported on credit that is hurting my overall score. I was never shown proof of ownership of this collection debt nor do I have any knowledge of how it ended up on my credit report I would like the collection from RMP SRVC LLC deleted as I have never been provided proof of this bill. It was opened on XX/XX/2020 2020
12/04/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 270XX	Web
I get called by a different but very similar number at least once a day XXXX days a week. Sometimes they make it a local number but they called me 8 times in less than a week and I have a screenshot to prove it! Ridiculous. I am not entirely sure what the debt is even for ( even though they leave a voice mail XXXX of the time but never say what the debt is for ) I have never answered XXXX it pops up as spam likely on my phone.
10/18/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IN 46203	Web
RMP, LLC is IMC. LLC they have been hounding me for years. They keep opening new Derogatory marks against my credit. They have 3 accounts that should be closed. I have contacted FCC as well on them like I was told to do 3 months ago and still on my credit and hurting it bad too. Please get them to remove their accounts. How can I protect myself from a company that changes their name and keeps hitting my credit and killing it?
08/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	IN 477XX	Web	Servicemember
RMP LLC is violating my rights as the consumer and hindering my reputation. THis third party has illegally bought my information by never contacting me the original creditor of this resell nor identifying me as the consumer according to 1681e ( 2 ) and 1692g notice of debt within five days. This company never received my HIPPA release to be able to collect on this alleged debt. nor to go after veteran medical information.
05/31/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	MI 490XX	Web
RMP LLC has contacted me numerous times, I have requested for them to send me the debt proof via mail and they have failed to, since then they have been harassing my children, my co-workers and my boss about this debt that is 7yrs old which I do not owe. I have paid all of these off. I have told them I don't conduct business over the phone and I am requesting the debt to be mailed to me and again they have not done that.
05/24/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MS 396XX	Web	Older American
According to my XXXX XXXX XXXX I owe the following : All from XXXX Account XXXX billed for {$960.00} and I owe {$730.00} Account XXXX billed for {$2200.00} and I owe {$730.00} Account XXXX billed for {$2700.00} and I owe {$810.00} Account XXXX billed for XXXX total amount owed. I'd like to pay the {$2700.00} by credit card today. Other charges received XXXX XXXX is still waiting on information to process. Thank you
09/18/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MI 48307	Web
This is a matter that happened 22 years ago ( XXXX ). The community I lived in took me to court even though I was no longer on a lease, and had a month to month agreement. I moved out and left no forwarding address. It was n't until after I found out about the judgment. Fast forward to XXXX they take my tax return in compensation. Fine. Now it 's XXXX and I get a phone call from a collector telling me I owe {$3900.00}?
09/22/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 94534	Web
The latest credit report I checked still shows that this account is being reported inaccurately and incorrectly, despite that I sent previous dispute letters to your agency. This account is being reported reflecting multiple " violation '' statements. I don't believe the status of this account is accurate. I urge your agency to reinvestigate this account and ensure that correct, fair, and complete reporting is given.
09/13/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	TX 77380	Web
I have been receiving continuos calls from the debt collector every day Monday through Friday for at least the last month If not longer. They have even left numerous voice mails. I initially talked to them and agreed that I will not take action on the bill until I see proof of the bill and a break down actual of amounts owed. My number is currently registered on the do not call list and I continuously receive calls.
03/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 335XX	Web
I received a bill in the amount of {$300.00} from the following Debt Collector : Receivables Management. The medical bill belonged to my adult daughter, XXXX XXXX. The medical bill did not belong to me, nor am I a guarantor on the account. I called Receivables Management and spoke with a Customer Service rep and I explained everything to her. This unpaid bill was still innappropriately added to my credit report.
03/24/2018	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	MI 48430	Web
This Company Recievables Management Is trying to collect on 4 medical bills and they are not licenced in my state to collect debt! Additionally They are reporting negative information on my credit report for all three credit reporting Agencies! These bills have never been verified and they are not mine! If they are, they are more than Seven Years old, because I have Had Medical Insurance for they last 7 years!
12/07/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	IN 46151	Web
" double tagged '' on my credit report ... .Collection Associates has XXXX collection accounts listed on my credit report, all of which I owe and I am paying, the " public record '' on my credit report is the same XXXX collection accounts that are listed, and undisputed. That is double reporting, and totally should not be legal. The XXXX collection accounts should be removed, as the public record can not be.
08/03/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60139	Web
As a federally protected Consumer, I am here to contest any alleged claims that you are now listing as consumer debt on my credit report. The Consumer requests verification in accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Section 809 ( 8 ). ( FDCPA ). Additionally, the aforementioned customer REQUIRES the subsequent : RMP SRVC LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX
10/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46237	Web
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt V. Gravens ( mo ) 281 SW 715.719. I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exist. This is a medical collection that is being reported illegally this is violating my privacy and HIPAA law. Please remove from the credit report or you're opening yourself up to litigation .\|
03/28/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 766XX	Web
I had insurance because i was XXXX at the time and i guess they didnt update it into their system and i received multiple letters saying that i have to pay {$3000.00} and {$2500.00}. The date for the XXXX was sent out sometime in XXXX XXXX 2017 and i believe the XXXX can about just a couple months later. There was just not enough information for me on why i was being charged this if i had insurance
04/02/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19135	Web
No one ever contacted me about the debt. I had no idea until I saw it on my XXXX report so I called the medical facility I owed ( XXXX XXXX - {$160.00} ) and paid the debt over the phone via credit card. Ref # XXXX - Author # XXXX - Trans # XXXX - Date paid XXXX XXXX, 2016 Time : XXXX - I have not been able to contact berks collections but this is still on my credit report and I want it off. please
07/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60085	Web
Company RMP LLC Keeps calling about a debt I suppose to have and if I don't pay they will take me to collection. If I answer they hang up, if I call back they answer but don't say anything just stay breathing on the phone. If I don't answer they keep leaving voice-mails ( I have like XXXX! ). Their phone number is XXXX XXXX. I have my phone number on the do not call list and that not even help.
01/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46226	Web
I went to the hospital because I was having difficulty breathing and spitting up blood, I paid for the services with health insurance ( I worked for and had insurance through XXXX, a pharmacy chain ) over the phone with the hospital and they accepted it but I'm still being charged {$1900.00} for services I already paid for. If it's not usable what's the purpose of paying for health insurance
06/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 606XX	Web
Received call from debt collector regarding medical debt owed to XXXX XXXX XXXX XXXX performed in 2018. I informed them the account was paid in full at the time of service and that I dispute this debt. No dispute information was shared with me via mail despite request for record of the dispute over the phone. Collection has now appeaoon my credit report affecting my credit negatively.
04/07/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IA 50613	Web
Hello my name is XXXX XXXX and Ive been attempting to try and resolve this matter with RMP LLC. Please read the following notice thoroughly and carefully before responding. It is a notice. It informs you. It means what it says. For these reasons it is recommended that you carefully consider this notice and respond in substance, which means actually addressing the points raised herein.
10/17/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46254	Web
IMC Credit Services in XXXX, IN has reported on my credit on behalf of XXXX XXXX XXXX XXXX XXXX without me being contacted in regards to settling the bill. They report a balance of {$320.00} on all my credit reports which is incorrect because I have made several payments on their website and asked to be contacted to offer a settlement amount since they have never tried to contact me.
04/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18102	Web
Several attempts have bin made to contact collection agency below for account validation, NOT verification. I respectfully requested that this agency provide me with competent evidence that I have any legal obligation to pay them, witch they have failed to do so. Collection Account : Receivables Management P, in the amount of {$510.00}. Address : XXXX XXXX XXXX XXXX XXXX, IN XXXX
08/25/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60018	Web
On XX/XX/2016 XXXX CST, I recieved a call from XXXX, claiming to have a " collection matter '' that was placed with Statewide Credit Corp , in XXXX IN. The femaile caller refused to indicate " who '' the creditor was, and demanded me to verify who I was. I still demanded to name of the " creditor '' and was refused. The female caller became very abusive, and I terminated the call.
01/27/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AL 350XX	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX billed me for emergency services/emergency XXXX. Negotiations were conducted from XXXX XXXX XXXX by XXXX XXXX XXXX. please see attachment. XXXX XXXX has never acknowledged my copay which falls under the no surprise act of XX/XX/2022 enacted by federal government concerning emergency treatment.
10/06/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 180XX	Web
I am XXXX, I was XXXX on the date of a first time doctor appointment. This greedy doctor has tried to charge me {$120.00} " no show '' fee. I 'm on medicare and there is no reason a repuptial professional should be alowed to charge a fee of this magnitude to a potential new patient. Then report that ill person as delinquent to credit bureaus, putting a black mark on there report.
07/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46239	Web
A letter was sent via US mail to RMP LLC ( XXXX XXXX XXXX ) requesting validation of debt. They responded with medical records, a DIRECT violation of HlPPA. Not only did these documents have procedures and/or medications received it also contained my social security number with NO security measure taken. I never signed a HIPAA form authorizing access to any such medical records.
02/15/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78239	Web
We have received repeated calls from this number to my fathers land line. Recorded messages have repeatedly been left on my fathers answering machine, heard by both of us as the answering machine broadcasts all answered messages. I am not sure who they are trying to contact, me or my father, since I have not spoken with them as of yet, however the breach of privacy concerns me.
02/12/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TX 76542	Web	Servicemember
I contacted RMP by phone to ask for any paperwork I needed to submit to them to show that this account is being reported inaccurately he refused to send any documentation to validate the legitimacy of this account and the guy hung up the phone in my face. As of XX/XX/2021 I will be sending a certified letter with a FTC report to have this account removed from my credit report.
12/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21044	Web
I had an account sent to collections that I do not recognize, and I received no written notice of this debt. I can not verify I owe the money, and all my other accounts are in excellent standing, this makes no sense. The account is with " RMP Services '' and the amount is {$740.00}. Again, this is not mine, and I have never heard of them, nor do I have any delinquent debts.
11/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44484	Web	Older American
In 2020 I was in hospital due to accident caused by uninsured person. The medical Dr 's billed after their billing window closed. My attorney & insurance tell me I am not responsible. Lawyer called RMP LLC a collection but they did not respond. Experience says the bill is verified. Ohio law says I'm not responsible and I want the 4 collections removed from my credit rating
11/30/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75126	Web
OnXX/XX/XXXXi received a letter from Rmp receive more. The letter was about a debt that i disputed and sent certified to credit bureaus onXX/XX/XXXX The response they sent back is not really a debt violation. They did not send my original contract. Secondly this account is on my report but is stated to be for my son. They also violated the HIPPA LAW and included diagnosis.
02/02/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 75901	Web	Servicemember
This company robo calls me with the same number and same recorded message 6-7 times a month. The transcript of the prerecorded message is : Hi this call is from a debt collector this is RMPLLC please call us back at XXXX again the number is XXXX thank you I am on the do not call list. I do not have any unaddressed outstanding debts and only accept communications via mail.
03/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 49464	Web
I am seeking validation of the alleged debt. I have attached a letter. I attempted to send a letter out through the portal on are around XX/XX/2021. I do not recall having the alleged debt and never did business. Please validate with a signed original contract also the contract with the alleged original creditor within 30 days under the Fair Debt Collection Practice Act.
07/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 778XX	Web
Inquiries I did not authorize XXXX XXXX on XXXX XXXX XXXX XXXX on XXXX XXXX XXXX XXXX on XXXX XXXX on XXXX and also on XXXX Collection acct to RPM services LLC on XXXX Is not mine XXXX XXXX XXXX XXXX. Not mine. I have contacted these creditors and was informed to contact credit bureau which I have done and disputed these. XXXX informed me to make a report w CFPB.
07/08/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 48329	Web
Any and all of my medical debts are in current litigation. My attorney is XXXX XXXX of XXXX XXXX XXXX. I dont have the dates I contacted RMP Services or names but I have pleaded them to remove this debt due to litigation. Im trying my best to improve my credit so I can move and these medical bills are gendering my ability to move. Id appreciate any assistance.
03/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 782XX	Web	Servicemember
THIS IS A MEDICAL EXPENSE COVERED BY MY EMPLOYER HEALTH INSURANCE - MY WIFE WAS PRESSURED INTO MAKING A PAYMENT & WAS TOLD IF SHE PAID HALF NOW THEY WOULD WRITE DOWN REMAINING MEDICAL BILL - SHE PAID HALF OF WHAT THEY WERE ASKING FOR & DID STOP THIER HARASSING CALL BUT DID NOT UPDATE CREDIT REPORT. NOW AFTER 7YRS SINCE SAID XXXX IS STILL SHOWING UP ON CREDIT REPORT
05/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 461XX	Web
RMP, LLC have a {$2000.00} collection debt on my credit report. They claim it is for an emergency physician service. However, I have never been seen by their physician. The hospital they claim the bill generated from has stated that I do not owe any money. The debt is fraudulent. Please ask them to remove it from my credit file with the 3 credit bureaus. Thanks.
01/19/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34683	Web
I have received repeated calls after I have already stated I will take care of it. I have gotten calls sometimes more than 3 times in the same day. Atleast three to four times a week. I have asked not to call me, and also not to call so early. I have blocked the numbers they are calling on and somehow they just keep calling on other numbers so I will answer.
09/11/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IN 46260	Web
XX/XX/2018 @ about XXXX call requesting a VAlidation of debt and collector refused to send it out because she stated she is unable to send it because it was already sent. Also wanted itemized statement refused to send it out. And them to answer my question they stated that I want get anywhere talking to them like that. She was very rude and unprofessional.
02/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48430	Web
I received a phone call today at XXXX Tuesday XX/XX/XXXX about a debt of {$780.00} for services dated back to XX/XX/XXXX. The ladies name was XXXX and I told her the debt was not mine. XXXX said on the phone that Allied business services has called me 52 times. I would think that's harassment. This debt also does not appear on any of my 3 credit reports.
10/21/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78249	Web	Servicemember
hi i dont know who is the creditor and i have this account on my profile show a balance of XXXX , ,i would like to request a validation from a third party collection agency .. i need proof of either own or were assigned the debt from the creditor. and i need a copy of original contract with my signature! please if would like to respond to : XXXX XXXX
12/08/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 490XX	Web
I made arrangements to have any debts paid with Money Recovery Nationwide. They are continuing to put collections on my credit report without verifying my debt. Or sending a letter that my debt will be sent to collections. They will not do a pay to delete They will not notify that your debt is up for collections until it is posted on your credit report.
03/24/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 497XX	Web	Servicemember
This account was openedXXXX. The amount was XXXX with rmp lol. I have called and also disputed these actions. This was opened due to a car accident. I had insurance to cover me through try care and XXXX XXXX XXXX. They refuse to send the bill to the right entity 's and repeatedly told me that it's to late to do that. And that it's now my responsibility.
09/13/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 485XX	Web
The collection agency is attempting to collect for XXXX XXXX XXXX. They are " balance billing '' after XXXX XXXX XXXX agreed and accepted payment in full from my insurance company for services. they have also contated my plae of emplymen and disclosed my debt to my coworkers who came to me and informed me that they did not think that was legal or right.
07/11/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77340	Web
Upon reviewing personal credit report, found entries from XXXX XXXX. I had received no information from this company referencing the debt, or letting me know that I owed a debt. Mailed a letter to company at the address listed on the credit report entry, and company has failed to respond or give any information as to the validity of the debt claimed.
01/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 18015	Web
I have numerous of things that's being reported falsely on my account and credit report .someone is using my name to these companies and I would like to get it removed as soon as possible its a total of {$4300.00} on my credit .I tried to contact the company and complain and they was very XXXX and threaten me .Due to covid 19 its been a tool on me.
12/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AP XXXXX	Web
XXXX Hospital - Date of Service : XX/XX/XXXX Account Status : [ PAID IN FULL ] FRAUD COLLECTION PRACTICES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX of services of " Observation '' for services rendered on XX/XX/XXXX XXXX {$730.00} ) and XX/XX/XXXX ( {$910.00} ) Reporting : XXXX and XXXX ACTION TAKEN : Cease & Desist and Dispute with credit agency.
06/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 93436	Web
XXXX XXXX has sent a bill for services I never received to a collection agency ( DSG collect ). We have attempted to contact them to let them know that I never received any services for said debt.. After attempting to contact them XXXX times. We 've decided to file a complaint to settle this in a timely matter. and to get this of my credit record.
01/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78229	Web
I found on my credit report that I had been filed against from my doctors office. I was never aware of any balance my insurance always took care of everything over my copay. If there was any bill that I needed to pay, why was this not collected at the time of my appointment. Why was I not informed that my insurance wouldnt be covering it anymore.
01/17/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IN 47408	Web
Agency rep called my place of business and pretended to be a customer calling to " confirm an appointment '' when I indicated I could help confirm that appointment, she asked my name and then asked my name and date of birth, I knew then that she was not a customer at all, just lied to extract information. I told her not to call me at my workplace
07/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 75287	Web
XXXX XXXX XXXX is reporting negatively on my credit report XXXX XXXX XXXX is reporting negatively on my credit report and I was n't aware of the reporting until I checked my credit report and saw it. I have n't received any type of bill or notification of the past due amount but yet the company felt the need to report it negatively on my credit.
04/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 47909	Web	Servicemember
I was taken to the hospital while on duty with the Indiana XXXX XXXX XXXX . The bills are essentially workman 's compensation injuries. The state has neglected to resolve this issue in a timely manner, and I am still in the process of having them take care of the bill. Please contact my liaison XXXX XXXX at XXXX XXXX XXXX or XXXX
03/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77056	Web
I directly disputed whis collection with RMP Services on XXXX. There was two accounts, they removed the account for {$400.00} and asserted that the account for {$870.00} was accurate. They never responded to my letter and only removed an account and stated through my online dispute from XX/XX/XXXX that the account was verified as accurate.
06/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48174	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
06/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48174	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
01/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 780XX	Web
I was just released from the XXXX XXXX XXXX XXXX and they are claiming that I incurred a debt during my time in XXXX, There are three separate entries by this creditor on my report that I am filing this complaint on as they are listing the same account number. I have asked for documents to prove to them that I never authorized these charges
08/21/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46260	Web
On XX/XX/2020 at about XXXX RMP LLC contacted me about several medical debt did not properly verify before disclosing HIPPA info also refused a verbal request for VOD. Stated the VOD is the same as requesting a bill and it can only be request in writing. Refused to send VOD because nothing have been place in there office in the last 30day.
01/12/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IN 46234	Web
XXXX XXXX XXXX is trying to collect a debt that they say that i owe but my insurance paid it and i dont no why they're trying to collect a debt and they are violating Hippa because they shared my information with some other party and they didn't even send the hippa transcript as well so I demand that you all delete this from my account
05/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20721	Web	Servicemember
Berks credit and Collections continues to report on my credit files that I owe XXXX different amounts as XXXX different collection accounts. I have made numerous attempts to communicate with Berks to inform them that these accounts do not belong to me as Berks are unable to provide verification that I own the debt : ( ie. my signature )
03/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22554	Web	Servicemember
I received a bill from RMP about a medical bill for a hospital visit on XX/XX/2020 that has been covered by The Dept. of Veterans Affairs ( XXXX ). The XXXX XXXX XXXX shows that my bill was covered with a {$0.00} balance. I paid the debt for second visit with RMP in full. Please see attachment. I believe that they are being unethical.
09/22/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60435	Web
Pursuant to my rights under the provisions of Public laws 95 109 and 99 361, known collectively as the Fair Debt Collection Practices Act ( FDCPA ) and other state and federal debt collection laws, I formally notify you to cease all communications with me regarding this alleged debt or any other alleged debts that you claim I owe.
07/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 782XX	Web
XXXX is reporting a duplicate collection in the amount of {$140.00} for the RMP SERVICES LLC partial account number XXXX. ( Please see page 4 of the attached credit report. ) This incorrect reporting is harming my credit score and is a violation of the Fair Credit Reporting Act. Please remove this line item from my credit report.
04/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48219	Web
XX/XX/2022 I sent RMP LLC a verification of debt letter and they sent a reply through mail the same day. In the reply they stated they are unable to locate XXXX XXXX ( me ) in their system. The verification of debt letter I sent them included my credit report with charges im unaware of and may violate my rights abd HIPAA laws.
01/10/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 77583	Web
Receivables Management Partners , LLC at XXXX XXXX XXXX XXXX XXXX, TX XXXX has been sending me collection notices in the amount of {$1100.00} the collection has been reported as past due balance. I do not know this company. I have never done business with this company. This company does not have a contract with my signature.
07/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 770XX	Web
I was recently alert by XXXX and XXXX about RMP Services LLC flagging my credit files with an collection account XXXXX {$210.00}. I instantly disputed the fraudulent account with XXXX and the account was removed. This account is not mine. RMP Services LLC is effecting my credit rating by reporting this fraudulent account.
05/18/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IN 479XX	Web
after sending written letters to the company disputing the amounts they are requesting owed, they sent an old medical bill with a medical diagnosis on it and an amt due. I sent out another letter explaining that they violated the HIPPA and needed to remove this collection from my report. I still have not had any luck.
08/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 450XX	Web
Number keeps calling me for a fake company, requests that I call a different number to collect a debt and make payments immediately. I am on the national do not call registry and also have 0 debts. I called to let them know I would be reporting and they got abusing and hung up on me. Phone number is XXXX ( XXXX ) XXXX
07/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27262	Web
In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX As Follow Below : has violated my rights. 15 U.S.C. 1681 Section 602 A States I have the right to privacy. 15 U.S.C. 1681 Section 602 A Section 2 : It also States a consumer reporting agency can not furnish an account without my written instructions.
10/29/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 486XX	Web	Older American
I owed debts to allied collection service for XXXX hospital. I paid allied the money owed and they said I do not owe them any mony, my acct. is paid in full but XXXX still will not take XXXX of them off my record " they removed XXXX " but not both They say they will keep the one on until 2018 even though it is paid
06/01/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NC 27012	Web	Older American, Servicemember
XXXX another XXXXXXXX XXXX XXXX XXXX XXXX in XXXX XXXX NC there is a lawsuit almost settled due to delays in my care and XXXX XXXXXXXX they know that they will be paid when settled the lawsuit is in XXXX XXXX XXXXXXXX that's where they messed me up, I could not even walk let alone work im still in XXXX and on XXXX
10/14/2015	Yes	Credit reporting	Incorrect information on credit report Account status	MD 21237	Web
I contacted Berks Credit and Collections and was told I owed {$63.00}. I paid them with my XXXX debit card and provided them with my new address. I then received a letter stating I still owed {$63.00} and the account still remains listed open on my credit report. This is not accurate. The account is paid in full
05/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46229	Web	Servicemember
I have sent numerous dispute letters with no response for company or credit bureau. XX/XX/XXXX, XX/XX/XXXX & XX/XX/XXXX. One response from XXXX stating debt was verified however when I ask for verification no correspondence sent. I didnt give permission for XXXX XXXX XXXX to report anything on my credit report
05/14/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60098	Web
The call arrived on my mobile phone as " spam. '' Since I did not recognize the number and am working during the time they called, I allowed the call to go to voicemail. The same number called 3 times in a row, at XXXX XXXX, XXXX XXXX and XXXX XXXX. Each of the 3 times, the same exact voicemail was also left.
06/16/2015	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MD 20603	Web
Obtained a credit report and after noticing XXXX collection agencies reporting me for an alleged debt I sent a validation of debt letter requesting more information and proof of the alleged debt. I have received NOTHING. I need to know or they must remove this item that is negatively effecting my credit score.
04/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48219	Web
I'm in the process of cleaning my credit report and noticed debts I was not aware of and may violate HIPAA laws. I have health insurance and now I have charges against me regarding a XXXX XXXX I've sent multiple disputes that were denied and I've never received bills prior to the attack against my credit.
04/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78748	Web	Servicemember
Called today about the debt was n't communictated what the debt was sufficently. I agreed to pay the debt in full for deletion which the company stated they wouldnt do. Which is in violation to the " Fair Credit Reporting Act ''. I am willing to pay debt in full for deletion from credit report in XXXX hours.
07/31/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 27406	Web
Spoke to XXXX and XXXX at Receivables Management Partners on XX/XX/XXXX. Filed an official dispute of debt. XXXX confirmed all collection efforts will stop until after the debt is verified ( or not ). I received 2 calls on XX/XX/XXXX, 1 call on XX/XX/XXXX, 4 calls on XX/XX/XXXX, and 1 call on XX/XX/XXXX.
03/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48021	Web
I had medical insurance at present time 2014 by the State they made an error that I did'nt have medical coverage when I did. The State sent me a letter showing error and that medical bills will be covered I submitted the proof to the debt collector and they are still trying to hold me liable for the debt.
11/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 601XX	Web
The consumer is here to dispute any alleged claims that you are now listing as a consumer debt on the consumer 's credit report as a federally protected consumer. In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation ( FDCPA ).
11/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 77477	Web
Sent a letter to verify debt to Financial Control Services for XXXX. They sent a letter with only XXXX lines as a verification. The letter is not its.used but just shows the total THEY say I owe. The letter says they consider it accurate. I believe this does not meet the requirement and need assistance.
05/03/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 784XX	Web	Servicemember
It is shown that the following agenc y, XXXX XXXX XXXX with an address of XXXX XXXX XXXX XXXX XXXX , TX XXXX phone number ( XXXX ) XXXX , are not bonded in Texas and can not legally collect debt. They are active on my report as of XXXX XXXX , 2017 in the amount of {$190.00}.
08/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 49509	Web
XXXX IS ATTEMPTING TO COLLECT AN ALLEGED DEBT FROM ME AND CAN NOT VALIDATE THE ALLEGED DEBT. THE ACCOUNT IS CURRENTLY IN A COLLECTION STATUS AND IS STILL TRYING TO COLLECT. I even submitted a cease and desist. I Attach the letter too and they could not provide the promissory note of this alleged debt.
10/14/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46235	Web
RMP LLC illegal reported on my credit report. They've violated me in so many ways and now they're hiding behind their fraudulent ways by not responding. Silence is an admission of guilt. They have yet to respond. I advice them to seek legal counsel if this matter continues and they don't pay invoice.
07/15/2018	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	FL 32539	Web
My problem is the opposite. I am trying to get ahold of this debt collector, but I can not find a number for them. I searched for the office and it said that it was permanently closed. Only my credit report it says that I owe them {$800.00}. It is effecting my credit score so I dont know what to do.
07/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30236	Web
In accordance with the fair credit reporting act XXXX account # XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A states I have the right to privacy 15 U.S.C 1681 section 604 A section 2 it also states a consumer reporting agency can not furnish account with my written consent.
08/31/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	IN 46201	Web
IMC Credit Services made a second phone call to my place of employment today XXXX XXXX XXXX, XXXX ) from the phone number XXXX after I already filed a complaint on XXXX XXXX, XXXX. Their response to the original complaint was that they would cease attempting to contact me at my place of employment.
09/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77089	Web
I 've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov I 've completed and sent a fraud affidavit via certified mail. I can see they received it but nothing has changed. See supporting documents. even the USPS tracking. Thank you, XXXX
05/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20721	Web	Servicemember
I have made repeated attempts to inform Berks Credit & Collections that the account that it repeatedly reports as delinquent on my credit report is not my account. I have contacted the originator of the account and was unable to receive any form of documentation that the account is my reponsibility
06/07/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	TX 75287	Web
DSG Collect called my cell phone number while I am at work to attempt to collect an alleged debt my wife owes.. The concern is that the collector dialed my cell phone and I do not recall ever authorizing this collector to dial my cell phone. Thereby, violating my rights under the FDCPA guidelines.
02/26/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 461XX	Web
I have attempted to retrieve information from IMC credit and XXXX Since XX/XX/2019. I have not received the documentation but regularly contact them. I have had another account go to collection and have not seen an invoice. This was previously agreed to be removed from another collection agency.
08/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46123	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
07/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30236	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
07/08/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77520	Web
I check my credit score often and on my credit reports I have no knowledge of rmp service the from where its coming from I know its a medicine place it says but I never heard of it and im very upset its on my credit report I tried disputing it and I have no papers from it its just on my credit
03/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94582	Web	Older American
I got the bill from RMP
10/30/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 20109	Web
Medical vendor neglected to file insurance claim as required by agreement with XXXX XXXX XXXX. They were informed how to do so no less than eight times. Now they are putting a collection on my credit accounts, which is fraudulent as they are in breach of their insurance agreement with XXXX
11/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32817	Web	Servicemember
The XXXX XXXX XXXX XXXX XXXX reported I had no debt. they provifef ref # XXXX. Additionally, a VA Medical care copayment of {$500.00} was made XXXX @ XXXX on my XXXX XXXX czrd lastr XXXX XXXX. I have an e-mail from XXXX XXXX XXXX, acting CEO of XXXX XXXX stating there is a XXXX balance.
07/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 493XX	Web
Debt is medical, initiated by my children 's mother for my son. I did not initiate or agree to this debt with the creditor. I carry health insurance for my children, so my name is associated with this debt for that reason alone. However, I made no agreement to the creditor for this debt.
09/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	NC 27403	Web
On XX/XX/XXXX, I had my credit pulled by a mortgage company and was told that RMP Services had put a debt on my credit report. I have no idea who this company is and why they put this debt on my credit. I havent been contacted by anyone. I would like this removed from my credit report.
06/22/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46237	Web
003 - 010 on the XXXX XXXX Credit Report provided by XXXX XXXX - RMP LLC. Collection are old account and can not provide me with account numbers nor paperwork on that they are trying to collect on. RMP LLc is also the new buyer of these account in which they are over 7 yeras old also.
10/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 283XX	Web
I was never informed of this medical debt and I would like it removed. I have contacted the company to try and figure out exactly what it is, but they cant seem to tell me exactly what this bill relates to. The debt is for {$410.00}, please help me get this removed off of my credit.
11/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX XXXXX	Web
This company RMP Services LLC is using my information without my permission which is Identity theft. I have never done business with this company before. This company is reporting information on my credit report that is false. I demand they take off this slender to my credit file.
10/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 46254	Web
XX/XX/2020 the debt was paid in full. My attempts to resolve this matter with the Creditor have been unsuccessful. My payment of {$100.00} was applied to the wrong account with a larger balance and refused to resolve this account. I have attempted to resolve this with the company.
07/26/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	IN 46201	Web
IMC Credit Services contacted my employer, and communicated to them that they were a debt collector trying to collect a debt from me. In addition to verbally telling my employer about this, their caller ID shows " COLLECTION AGENCY '' as the registered name for the phone number.
07/02/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77356	Web
THIS COMPANY RMP SERVICES CALL EXTREME AMOUNT OF TIMES A DAY DAILY. THE NUMBER IS XXXX. TODAY XX/XX/XXXX AS OF XXXX THEYVE CALLED ME 6 TIMES SINCE XXXX XXXX. MONDAY XX/XX/XXXX THEY CALLED 13 TIMES FROM XXXX. THIS IS OUT OF CONTROL I WANT THEM TO STOP CALLING AND HARRASSING ME.
12/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22554	Web
RMP SERVICES LLC ( Original Creditor : XXXX XXXX XXXX XXXX ) has been FRAUDULENTLY reporting on my credit report and I have sent them correspondence about it. They are just reporting unlawfully without bonafide proof. I have no agreements or contracts with these companies.
02/26/2018	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 780XX	Web
The person calling from XXXX is stating to be calling from XXXX XXXX XXXX collecting a debt. Contacting XXXX at their real phone number. They stated that it wasn't them. This individual is pretending to be XXXX XXXX XXXX trying to get personnel information over the phone.
04/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46254	Web
XX/XX/2020 I sent a certified letter for verification of debt to imc credit. I received receipt debt collector signed for documentation. Creditor changed on my credit report to rmp llc. On credit report notes it says in dispute. It has been more than 30 days for response.
05/26/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 20721	Web	Servicemember
XXXX XXXX continues to report XXXX collection accounts from a XXXX XXXX that are not my accounts. I contacted a number that is listed for a XXXX XXXX on the internet and was unable to confirm that there are no accounts of this nature existing due to the faulty contact.
06/26/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 37174	Web	Older American, Servicemember
My name is XXXX XXXX XXXX. Im a XXXX Citizen and Veteran Im receiving threnting phone calls from this company that I have never heard of and I dont owe anyone any money. I told them that they have the wrong number but too know avail they continue to call. Please help
04/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 490XX	Web
There is a medical collection against me for {$0.00} dollars and it went into the credit bureu and it had a negative impacted my credit. i tried Fixing it with a dispute but its still there and the debt has been payed so I dont know why it even went into collections
02/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78006	Web
Upon calling I informed them that any medical debts that I had were covered under insurance and had no record of this debt, they would not send me documents with my signature that I agreed to pay this amount nor would they verify that I signed any contract for this
08/05/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MI 48340	Web
This Debt Collection Agency has my medical information, which i did not authorize them to have and Shared my medical information with the XXXX Credit Reporting Angencies in XXXX 2016, when I disputed the validity of the debt! This is inviolation of the Hippa Laws!
04/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75248	Web
I received letters from this company about my debt. I called and tried to settle. After they denied my settlement requests I paid in full. My credit report continues to have this reported and I continue to receive phone calls from this company requesting payment.
05/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI XXXXX	Web
XXXX XXXX XXXX is falsely reporting information under two different reporting names ( XXXX XXXX XXXX and Rmpsvcs ) for one DUPLICATE account, that I owe {$490.00}. I do not owe this account and it is not mine. I am entitled to a fair and accurate credit report.
06/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MI 493XX	Web
On XXXX XXXX a statement of an alleged debt in the amount of {$130.00} was mailed out to me. Allied business services is in violation of 15 usc 1692b ( 2 ). I've sent out an Affidavit of Truth, Invoice, Debt Validation Letter, Cease and Desist, and Exhibits.
03/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45240	Web
I asked them verbally and written notice to provide me with signatures and medical information to determine that the debt was mine. It has been more than 30 days and still no response. I would like for them to remove this collection off my credit please.
07/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 477XX	Web
I paid a medical bill on XX/XX/2019, but have been contacted at least 3 times by Receivables Management Partners , LLC attempting to collect payment. I have informed them that it was paid, but their response was to mail me a photocopy of the bill.
07/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94534	Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
01/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49423	Web	Servicemember
Medical care should have been covered by state provided medical insurance at the time. XXXX Hospital has also been involved recently in a settlement for a class action suit which I have received notification which may include this billing cycle.
01/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 34689	Web
Was discharged through my bankruptcy, though coerced, by collection agency, for less than {$300.00}, after bankruptcy! Collection agency complained of the small, regular payments I was making, wanted more, or paid in full, till I realized wrong.
09/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 272XX	Web
I have a new collection on my report. I have never heard of this collection agency trying to contact me about this issue. All medical bills were paid with XXXX. I have asked them to remove this and validate this. I have heard nothing from them.
02/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 088XX	Web
I was in the intensive care unit when the hospital brought in a XXXX for XXXX, I was diagnosed with XXXX. I had XXXX and XXXX for hospital coverage at the time. Why should I be penalized for this debt because the doctor was not in the network?
01/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 79764	Web
I don't believe that I had this account with these collectors/creditors. I tried a few times to get in contact with them and request ownership proof, but they failed to give me the important paperwork to prove that I actually own this record.
07/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60505	Web
I have disputed this account twice, I have not had services from this creditor in at least ten years. So even if it was XXXX of my old bills, it is past the statute of limitations in Illinois to be on my credit report. But, it is not my bill.
01/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 49001	Web
Allied Business Services continues to call and text me regarding debt that is not mine for a client I have never associated with. I have tried to resolve this with them but they continue to contact me and attempt to collect imaginary debt.
08/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI XXXXX	Web
Proof of validation was sent out to rmp llc and XXXX XXXX XXXX I believe they are in violation of HIPAA PRIVACY ACT releasing my medical records to a third party agency I request for proof by sending me the HIPAA release form No reply back
10/02/2015	No	Debt collection Medical	Communication tactics Frequent or repeated calls	IN 47302	Web	Older American
To Whom It May Concern : These people, the IMC Credit Collection Agency refuse to work with me to clear up a debt. I can only afford XXXX per month because I am a senior citizen on a fixed income. They then threatened to take me to court.
01/18/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 19008	Web
These amounts were emergency room copays and were incorrect due to being admitted which would wave the copay Also I have a charity care application which covered all my unpaid medical bills at hospital Currently I am XXXX under XXXX
09/22/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77583	Web
while i was XXXX someone used my identity to do fraudulent activities i have disputed multiple times no result this is last chance delete account or i will sue you and take legal action for failure to not do a proper investigation.
06/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 28570	Web	Servicemember
Pursuant to 15 U.S. Code 1681b - Permissible purposes of consumer reports, it is fraudulent to have reported the account in question without my written consent. Please provide evidence of such or remove the item in question.
01/26/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19802	Web	Older American
I contacted XXXX and and the company claiming I owed them but the bill was covered and paid in XXXX of 2017 and should have NEVER been placed in collections. I even submitted copies of th XXXX showing XXXX already paid it
01/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76119	Web
The information that you indicated in my credit report I already demanded a proof of how you dealt with this. Again, you can not prove any of the information mentioned in the past credit report data that I contested with.
06/25/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 45459	Web
I instructed provider to submit to XXXX. Provider said that they would. Provider was instructed to resubmit by XXXX the correct way but provider never did. No communication with provider until I received collection letter
09/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MD 217XX	Web
I had medical assistance and my dad 's olds jobs health insurance when I had my son. At XXXX. The state insurance was for baby delivery a baby doctor appointments. My insurance did not cover it and now its in collections
05/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49601	Web
I received a collection on my credit for {$1400.00} that had not been made by me, it was opened XXXX, XXXX, 2022 I have no knowledge of this I have not gone to XXXX XXXX XXXX XXXXXXXX, Ive never even heard of the place.
03/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TN 37920	Web
I checked my credit report and found this collection on my report. I have no knowledge of said debt and would like documentation to back up their findings. I assume this is medical by the name and MED in the creditor.
03/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27105	Web
It is against the law to have medical debt on your credit report. Also I have not received any paperwork proving that I signed and agreed that this debt is mine. Also HIPPA violation to have this on my credit report.
03/28/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98277	Web
I have written this company because i never received a dunning letter. I sent out on XX/XX/18and one on XX/XX/XXXX. They have not written me back on my account that is hurting my credit score. Please see attachments.
09/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 334XX	Web
I am a victim of identity theft. I am writing to request that you block the following fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects.
05/04/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 461XX	Web
I have setup payment arrangements with a couple of my collection accounts. I have noticed on my credit report that it does n't show I make any payments. I make the payment on time and it still shows XXXX payments.
04/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Problem with personal statement of dispute	IN 46143	Web	Servicemember
The law hip law applied to this account medical bills are not to be placed on your public record for everyone to see. Also, my insurance company sent them a them check for this bill as well as the va paying them!
08/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 28081	Web
I got a sketchy voicemail from a debt collector that sounded like a scam. I already paid for the XXXX on XX/XX/2022. I just got something in the mail saying i need to paid. Its already paid. I dont understand.
09/09/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 19111	Web
Berks Collections have a amount of {$320.00} that supposed I owe and that is a false statement this account was settled for {$210.00} wich was pay off on XXXX XXXX of 2016.They still didnt remove of my report.
11/17/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60074	Web
XXXX / XXXX, claim I allegedly owe {$40.00} for a doctors visit I do not recall. I have repeatedly asked them to either send me a copy of the invoice or stop calling me daily, do date, they have done neither.
11/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information is incorrect	SC 293XX	Web
RMP agreed over the phone to do a pay to delete. They stated once I paid a medical debt it would take up to 30 days to be removed from my credit. However, it is listed as a charge off, and was never removed.
08/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 494XX	Web
Contacted IMC credit services via certified mail, receipt, asking about a debt that showed up on my credit report. I have no idea what the debt is. It 's been over 30 days and I have not heard anything back.
11/15/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IN 47906	Web
XXXX XXXX keeps calling at work and i have told them to stop. They will not they threaten to damage credit and i have asked for a statement they say they do not provide this. The calls at work have to stop.
03/31/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX XXXXX	Web
I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.
12/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22408	Web
I have called the company and confirmed my phone number is not attributed to any debt owed. I have requested my number be removed from their automatic dialing system, but I am still receiving phone calls.
11/24/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48310	Web
I have a medical debt reporting on my credit that does not belong to me. It has been reporting on my credit for some time. I have never had services done with the medical facility mentioned on my reports.
08/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 601XX	Web
I feel taken advantage of by being ignored in my disputes!! I've already disputed this account because I see you're reporting incorrect information. This is not my account; please delete it immediately.
06/02/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 074XX	Web
This is a bill generated because the XXXX XXXX company said that my XXXX did not give them the test results or do the correct paperwork so I am being charged for the monitor, that was returned in XXXX.
04/05/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IN 46360	Web
XXXX XXXX XXXX has violated x 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
08/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 61554	Web
I have several Medical bills from this company, and I never seen these people in my life. I 've been an ID Theft victim for a long time, and I 'm very upset. These need to come off of my credit too!
01/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48237	Web
I have a debt collection for medical expenses that are not mine. I have no knowledge of the company reporting this derogatory account. I did not authorize these services nor do I recall this event.
07/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MI XXXXX	Web
I have several collection accounts with this agency and it should be from XX/XX/XXXX. However it was reaged to XX/XX/XXXX ... When the creditor took it over. This account has been illegally reaged.
09/12/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 27406	Web
I haven't received anything in the mail from this company I saw reporting on my credit report. I do not owe the balances saying I do. I have disputed with no validation being received. Please help
08/15/2017	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33617	Web
I have a collection account on my credit report by a debt collection agency : XXXX XXXX, which is not licensed in the state of Florida to collect. Therefore I am disputing this collection account.
04/02/2017	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 179XX	Web
All Medical bills are the responsibly of XXXX do to a court order Protection From Abuse Order. He is responsible for all Medical bills past or present and any Damages to my credit report and score
09/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AR 72076	Web
This company submitted infomation abbout a medical debt on to my credit reports and I did not give any one persmission to disclosure any or all parts of my medical information. RMP SERVICES LLC
12/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 49001	Web
I have a debt collection on my credit reports that is not mine I have tried several times to get it removed Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX {$60.00}
06/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 339XX	Web
there is alot of stuff on there and i have called the companies and advised them there is no way that was me someone used my info i was in prison and then a half way house for 3 years in XXXX, fl
09/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40299	Web
I recently pulled my credit report and discovered that this company has placed this item on my credit report without notifying me of the debt which I am afforded under article 809a of the FDCPA
08/08/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46254	Web
RMP LLC is reporting negative debt on my credit report every month in the amount {$980.00} on XX/XX/2018. I am very unaware of this debt because, I have never done business with this company
07/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MI 494XX	Web
I have a collection account with this agency and it should be from XX/XX/XXXX. However it was reaged to XX/XX/XXXX ... When the creditor took it over. This account has been illegally reaged.
11/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 16601	Web
I have Medical bills in collections from my son when he was XXXX or over. The Company did not verify guarantor at return visit. I am not responsible for this bill, I did not rendor services
12/12/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IN 462XX	Web
XXXX XXXX XXXX has committed fdcpa violations, they continuously use offensive language towards me and doesn't properly verify me most of the time. This has been going on for over a year.
09/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 47906	Web
I was XXXX and something got a XXXX XXXX card in my name and the credit bureaus will not remove it I have proof that I was incarcerated before, during, and after the account was opened.
06/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49504	Web
They are in violation of HIPAA Laws by contacting me about medicals bills under my daughters name to be charged in my name. These collections are to be resolved by XXXX and only XXXX.
09/24/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Problem with customer service	MD 21239	Web
Paid debt off. RMP says I have to wait till the XXXX of XXXX To have it removed from my credit. I want it updated ( now ) within the next 24 hours with the 3.credit bureau. Thank you.
01/29/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46218	Web
Date opened XXXX XXXX amount allegedly owed {$2300.00} my consumer rights have been violated ( 15 USC 1692 ) ( a ), ( d ), ( e ) validation of debt and cease and desist has been sent
01/29/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46218	Web
Date opened XXXX XXXX debt allegedly owed {$260.00} y consumer rights have been violated ( 15 USC 1692 ) ( a ), ( d ), ( e ) validation of debt cease and desist letter has been sent
10/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32506	Web
XXXX from " recievable management partners llc '' calls me every day claiming they are a debt collection agency. When i call back, no one answers. I do not owe any money to anyone.
05/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 488XX	Web
Allied collection group is showing a collection account on my credit report in spite of the fact that this account was not due until XXXX of 2020 and was paid in full, XXXX of 2020
04/07/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	TX 78130	Web
RMP Services is on my credit report and this does not belong to me. It has a balance of {$220.00} and it indicates Medical. I would like it removed from my credit report. Thank you
11/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48075	Web
Contacted creditor for proof of this debt to validate this is actually my responsibility. Creditor sent me information related to this debt that proves it belongs to someone else.
04/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 331XX	Web	Servicemember
JP RMP sent me a letter stating I owe a company called XXXX XXXX XXXX {$2200.00}. I have never heard of this company and would like to immediately dispute their fraudulent claim.
08/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48205	Web
I paid all Debts to Allied Business Services, accounts are listed as closed, and not Paid in Full. Please furnish all details relating to why the account has not been updated.
01/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48237	Web
I have a debt reporting on my credit for medical debt that is not mine. I have no knowledge of this info nor do I recognize the remarks listed. This debt does not belong to me.
12/15/2017	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	IN 46235	Web
My credit report reflects two accounts of the same amounts of {$170.00} from the same company XXXX XXXX XXXX for the collection of funds for XXXX XXXX XXXX This is a duplicate.
11/27/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AR 71901	Web
I am currently making monthly payments on this account and the amount on the collection letter is incorrect. I will continue to make my final payment to the XXXX next month.
07/20/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47933	Web
I was incarcerated on XX/XX/XXXX until my release XX/XX/XXXX, and this dent is from XXXX or XXXX of XXXX. I couldn't have opened this account while I was in prison in Indiana
08/04/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46226	Web
This Item on my credit report I dont know what this is. Its an amount for XXXX. The company never reached out.i tried to reach out they dont have my information in the system
09/19/2023	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60613	Web
On XX/XX/2023, I requested that RMP LLC stop contacting me via telephone. They have continued to call me at least once a day - frequently more!! - every weekday, since then.
04/28/2021	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	IN 479XX	Web
The collection is unknown and no documentation was provided. I keep getting harassing phone calls and mail. Attempted to settle and resolve and lawsuit was filed against me.
08/04/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78210	Web
On XXXX/XXXX/15 I requested validation of debt from Financial Control. As of XXXX/XXXX/15 I have not received any response. Furthermore, accounts appear to be duplicated.
05/25/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60564	Web
RMP, LLC has called me multiple ( XXXX ) times about debt that is not mine. I've told them multiple times, very clearly, to stop contacting me, which they have not done.
05/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92027	Web
I sent a debt validation letter one XX/XX/23. This was delivered via certified mail USPS on XX/XX/23 at XXXX. I have not received any communication from this company.
01/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 49316	Web
The date was in XX/XX/19 and thy wrote This communication is from debt collector. This is an attempt to collect a debt. Any information will be used for that purpose.
11/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30093	Web
I am a federally protected consumer and Receivables Management Partners LLC has violated me under the provisions of 15 USC 1692. Please review attached documentation.
11/06/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 49507	Web
rmp llc account number XXXX this has been a torture to me and my credit, i know the .law and this is also illegal this is not my debt please delete this immediately
07/08/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NJ 074XX	Web
I have no idea what this is for. Never received any communication from this company to dispute this alleged debt or for this company to validate this alleged debt.
05/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 478XX	Web
the account just showed up on my account one day and I know nothing about it, called them and they would not even give me any information or explain what its for.
04/07/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46234	Web
these accounts in the amount of XXXX and XXXX needs to be deleted because of they couldn't provide me with a hipaa transcript and my hippa rights was violated.
05/23/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 460XX	Web
I was never notified of the debt and was on a payment plan with the medical service provider to make sure this got paid on time. This is a nuisance collection.
02/11/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MI 48141	Web
This debt was discharged in a chapter XXXX bankruptcy, however the collection company does not own the debt, and they continue to report to the credit bureaus.
03/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43615	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 070XX	Web
All of the charges on the original debt should have been submitted to my insurance. The original creditor did not submit all the charges to my insurance.
04/22/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	IL XXXXX	Web
Credit bureau Collection Associates XXXX XXXX reported misinformation on a bill. The actual amount, that were paid, the actual amount of the bill, etc.
02/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60564	Web
This collection agency is attempting to collect on authorized charges/billing of a medical provider. The items were disputed with the medical provider.
08/14/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NJ 074XX	Web
This company put a collection item on my credit report. I have not received anything from them regarding this item so I dont know ehere it came from.
08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 786XX	Web
There is an unknown item that appeared on my credit file that is brand new reporting for {$270.00}. I have no idea what this is and want it removed.
10/02/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77477	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any results..
05/23/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 460XX	Web
I never received notice of debt from the collection agency and was on a payment plan with the hospital to resolve. This is nuisance collection.
07/20/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	IL XXXXX	Web
XXXX Collection Associates XXXX XXXX reported misinformation on a bill. The actual amount, that were paid, the actual amount of the bill, etc.
03/15/2017	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	IN 46135	Web
Statewide Credit Asscoiation Inc. is calling my workplace. Also called twice within XXXX minutes. This is not acceptable. XXXX was reps name.
06/25/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46237	Web
RMP LLC. Have called several times and they couldn't prove anything information nor account number to me. Refual to provide any info to me.
08/08/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49507	Web
in XXXX I summited a certified letter to RMP, LLC in regards to the debt that is false. Its been 60 days with no response to the matter.
02/02/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46220	Web
My insurance at the time should have covered these amounts. This was opened on XX/XX/ 2012 and the amount allegedly owed is {$1400.00}.
05/06/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21237	Web
Berks collection has an entry on my credit reports that i am ot aware of. They are refusing to provide proof that i owe them this money.
06/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 493XX	Web	Servicemember
This debt belongs to the father of this child, court order stipulates father is owner of debt. This was put under the wrong guardian.
06/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted employer after asked not to	MI 490XX	Web
This company will not stop contact me at work. I have asked on XXXX occasions not to receive calls at work, and they keep doing it.
05/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 22192	Web
They contacted me and identified the debt amounting to {$120.00} and I never received information to verify and validate the debt.
05/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 22192	Web
They contacted me and identified the debt amounting to {$120.00} and I never received information to verify and validate the debt.
11/09/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 32068	Web
I have not answered any calls the repeatedly call before XXXX in morning and at XXXX XXXX at night which is against everything
10/19/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	MI 49506	Web
They continue to call my place of business. I have no knowledge of any other communication and have not received any letters
03/28/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46239	Web
I CONTACTED THIS COMPANY TO GIVE MY MEDICADE INFORMATION THEY REFUSED TO RE-BILL. THIS IS EFFECTING MY CREDIT ILLEGALLY.
05/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29579	Web
Still reporting a debt after the time frame allowed by the fair credit act will not remove account affecting my credit
10/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30294	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
10/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IN 462XX	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
10/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IN 462XX	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
10/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46229	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
10/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46222	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
01/16/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 19010	Web
They had been called at any time and any days including weekends. This bills should have been paid by my insurance.
01/09/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92691	Web
Indiana XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX XXXX I have no idea what this is. I was not in Indiana in 2015
03/11/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48228	Web
Money Recovery Nationwide is reporting to XXXX credit bureaus XXXX erroneous accounts that have not been verified
12/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60563	Web
Per DSG Collection response on CFPB claim number XXXX. They have not taken the {$60.00} off my credit report.
03/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48228	Web
Account Receivable Solutions is reporting under XXXX credit bureaus an account they have not verified
01/11/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60133	Web
I had government insurance which they didnt bill them first and then have me pay what wasnt covered
03/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48228	Web
XXXX XXXX XXXX is reporting under 3 credit bureaus duplicate accounts that they have not verified
09/15/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	OH 45140	Web
Persistent harassment over unknown debt. Ghost calls, calls claiming to be from another company.
11/20/2020	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MN 55311	Web
They call multiple times a day. Every time i answer i just hear breathing and then they hang up.
06/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78610	Web
I have paid the debt. It was already removed from my XXXX but has not been removed from my XXXX
07/23/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 75070	Web
I owe this company nothing and they keep harassing me and reporting items on my credit report
02/10/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33179	Web
I already paid this debt more than 2 months ago but it is still effecting my credit report.
02/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18301	Web
The debt that is on my credit file is not of my own the file is completely unrecognizable.
08/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 18103	Web
This is a medical bill that was paid by insurance but yet they have it in collections.
02/17/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	IN 46241	Web
I did a debt validations and they fail to provide me with proof that I owe this debt
03/01/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TX 76179	Web
THE DEBT WAS INCLUDED IN A CHAPTER XXXX FILED ON XXXX XXXX 2016 FILIE NUMBER XXXX
11/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IN 460XX	Web
paid this last XXXX and i have a paper stating they were removing from my credit
12/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IL 605XX	Web
I SENT A VALIDATION LETTER ON XX/XX/2022 AND NO RESPONSE FROM RMP SERVICES.
02/28/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 27105	Web
This debt is a HIPPA violation and needs to be taken off my credit reports.
05/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MI 483XX	Web
I have a fraudulent account on my credit report that I have never heard of.
09/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27265	Web
15 USC 1681, my privacy and medical records was shared with third parties.
02/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MI 483XX	Web
I have a fradulent account on my credit report that I have never heard of.
05/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92691	Web
I paid off the balance and it has not been removed from my Credit Report
02/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MI 48180	Web	Older American
debt for medical service XXXX included in XXXX XXXX bankruptcy filing
07/01/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 49201	Web
opened XX/XX/2014, {$860.00}, was paid by XXXX XXXX XXXX at hospital
06/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 45239	Web
Unknown to me until I pulled my credit report. Do not believe I owe.
07/05/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 76542	Web
I 'm not sure where this debt is from and who is the initial party
10/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47403	Web
This account was paid in full - They cashed the check XX/XX/2018.
04/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 786XX	Web
I have Medicaid and have so I do not know why I 'm being charged
11/30/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 368XX	Web	Servicemember
XXXX XXXX and XXXX was active and should be billed.
03/27/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 752XX	Web
I honestly have no idea what this debt is about.
09/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 273XX	Web
I WAS A VICTIM OF ID THEFT!!
03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	GA 30213	Web
FALSE INFORMATION REPORTING
02/05/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35020	Web

02/01/2024	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IN 463XX	Web

01/31/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28031	Web

01/26/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92870	Web

01/24/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 28214	Web

01/22/2024	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NC 28654	Web

01/17/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	TX 78230	Web

01/11/2024	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60091	Web

01/10/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NE 681XX	Web	Servicemember

01/06/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 27012	Web

01/01/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60004	Web

12/29/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NE 68010	Web

12/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32940	Web

12/27/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 28601	Web

12/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33196	Web	Servicemember

12/22/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	ID 837XX	Web

12/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10977	Phone

12/16/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27360	Web

12/16/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IN 46360	Web

12/11/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Personal information incorrect	NC 27105	Web

12/11/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30126	Web	Servicemember

12/03/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27105	Web

12/01/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 43123	Web

11/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30093	Web

11/27/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46131	Web

11/27/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IN 47304	Web

11/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46226	Web

11/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95356	Web

10/27/2023	Yes	Debt collection Rental debt	Communication tactics Frequent or repeated calls	SC 29628	Web

10/20/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77429	Web

10/17/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46984	Phone

10/06/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77840	Web

09/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AZ 85143	Web

09/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46062	Web

08/29/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 22405	Web

08/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IN 46142	Web

08/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 46118	Web

08/08/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49112	Web

08/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 46218	Web

07/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29646	Web

07/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29646	Web

06/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27127	Web

06/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 41016	Web

05/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 49507	Web

05/17/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34744	Web

05/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32773	Web

05/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08201	Web

05/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60098	Web

04/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27028	Web

04/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89122	Web

04/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 38635	Web

03/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47408	Web

03/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94558	Web

03/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NE 68124	Web	Servicemember

03/23/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	IN 47012	Phone

03/23/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46077	Web

03/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22405	Web

03/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29212	Web	Servicemember

03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27106	Web

03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AZ 86301	Web

03/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95336	Web

03/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO 80550	Web	Servicemember

02/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95358	Web

02/17/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27023	Web

02/16/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 28215	Phone

02/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 41071	Web

02/05/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33033	Web

01/31/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60126	Web

01/22/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AL 36526	Web

01/18/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA 95340	Web

01/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46205	Web

01/12/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90048	Web

01/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 49001	Web

01/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 15401	Web

01/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53711	Web

12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 90037	Web	Servicemember

12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IN 46235	Web

12/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46231	Web

11/29/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28214	Web

11/21/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27045	Web

11/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19605	Web

11/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 46033	Web

11/17/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NE 68134	Web	Servicemember

11/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77373	Web

11/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 36526	Web

10/24/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48602	Web	Servicemember

10/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46220	Web

10/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27614	Web

10/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AR 72355	Web

10/18/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32817	Web	Servicemember

10/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49506	Web

10/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48094	Web	Servicemember

10/10/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46404	Web

10/04/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49091	Web

10/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46260	Web

09/29/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MI 49004	Web

09/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75219	Web

09/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 46235	Web

09/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 78626	Web

09/01/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IN 46226	Web

08/31/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29646	Web

08/31/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29646	Web

08/31/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29070	Web

08/31/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47302	Web

08/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35805	Web

08/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60651	Web

08/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48235	Web

08/09/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 77375	Web

08/09/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33908	Web

07/28/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 27301	Web

07/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85260	Web

07/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46410	Web

07/06/2022	No	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	WI 53219	Web

07/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 49503	Web

07/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 49503	Web

07/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AL 36695	Web

06/24/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32828	Phone	Older American

06/14/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46235	Web	Servicemember

06/13/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 08610	Web

06/06/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46151	Web	Servicemember

06/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46143	Web

06/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78724	Web

05/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46947	Web

05/21/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32907	Web	Servicemember

05/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28269	Web

05/13/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34221	Web

05/06/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 47909	Web

05/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85712	Web

04/21/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 270XX	Web	Older American

04/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35044	Web

04/16/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 32547	Web	Servicemember

04/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 78584	Phone

04/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46254	Web

04/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 49090	Web

04/11/2022	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	OH 45251	Web

04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36526	Web	Servicemember

04/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60118	Web

04/05/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 32459	Web

04/04/2022	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	OH 45251	Web

04/02/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49348	Web

04/01/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46235	Web	Servicemember

03/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32506	Web

03/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49508	Phone

03/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49064	Web	Servicemember

03/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 47885	Web

03/08/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60154	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27284	Web

02/28/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO 80038	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46204	Web

02/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32164	Web

02/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 16648	Web

02/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48226	Web

02/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 43025	Web

02/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30034	Web

02/16/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 48108	Web

02/15/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 47220	Web

02/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47909	Web

02/01/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MN 56510	Web

01/31/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48439	Web

01/12/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	OK 73072	Web

12/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78660	Web

12/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 24382	Web

12/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32701	Web	Older American

12/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30013	Web

12/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 37421	Web

12/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 27410	Web

12/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46268	Web

12/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46037	Web

12/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29325	Web

12/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30314	Web

12/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 46260	Web

12/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 78238	Web

12/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78220	Web

11/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 46260	Web

11/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MI 48203	Web

11/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78747	Web

11/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 46268	Web

11/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46235	Web

11/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27265	Web	Servicemember

11/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30238	Web

10/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IN 46214	Phone

10/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08311	Web

10/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30066	Web

10/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75001	Web

10/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78237	Web

10/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 48035	Web

10/01/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AR 72190	Web

10/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 45231	Web

09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29172	Web

09/28/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31019	Web

09/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77346	Web

09/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27282	Web

09/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77346	Web

09/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27407	Web

09/07/2021	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	FL 32506	Web	Servicemember

09/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27265	Web

09/07/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78213	Web

09/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77346	Web

09/03/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32060	Web	Older American, Servicemember

09/03/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29260	Web

09/02/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20785	Web

08/27/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75154	Web

08/26/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77389	Web

08/24/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 27260	Web

08/24/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AR 71913	Referral

08/20/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IN 46776	Web

08/18/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46037	Web

08/04/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28405	Web

08/03/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29501	Web

08/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IA 50310	Web

07/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48089	Web

07/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 27310	Web	Servicemember

07/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web

07/12/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28697	Web

07/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60901	Web

07/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30087	Web

07/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48034	Web

06/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27405	Postal mail

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27405	Postal mail

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27405	Postal mail

06/21/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Unexpected or other fees	DE 19702	Web

06/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 782XX	Web

06/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31019	Web

06/15/2021	No	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IN 46036	Phone

06/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28034	Web

06/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78046	Web

06/08/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone

06/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46228	Web

06/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27302	Web

06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77845	Web

05/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60506	Web

05/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60538	Web

05/18/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 28405	Web

05/12/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78665	Web	Servicemember

05/07/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 47868	Web

05/04/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46112	Web

05/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43609	Web

04/29/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 27260	Web

04/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45202	Web

04/20/2021	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 32701	Web	Older American

04/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77845	Web

04/11/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48235	Web

04/02/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78413	Web

03/30/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IN 47305	Web

03/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute		Phone	Servicemember

03/24/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NC 28001	Web	Servicemember

03/18/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29073	Web

03/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28034	Web

03/01/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	IN 46038	Web

02/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 47906	Web

02/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22554	Web	Servicemember

02/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28401	Web

02/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	49083	Web

01/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 42001	Web

01/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48221	Web

01/24/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46037	Web

01/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone	Older American, Servicemember

01/18/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 18302	Web

01/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46214	Web

01/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 47906	Web

12/28/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32778	Web

12/18/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46235	Web

12/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40026	Web

11/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46168	Web

11/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78589	Web

11/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49048	Web	Older American

11/13/2020	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	IL 60612	Web

11/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45240	Web

11/13/2020	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	IL 60137	Web

11/05/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46082	Web

11/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32778	Fax

11/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 18302	Web

10/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 18102	Web

10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IA 50010	Web

10/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46214	Web

10/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32177	Web

10/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78214	Web

10/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78214	Web

10/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78214	Web

10/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78214	Web

10/08/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48075	Web

10/08/2020	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32955	Web

09/25/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43065	Web	Older American

09/22/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Phone

09/12/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78589	Web

09/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29488	Web

09/02/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60630	Web

08/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48336	Web

08/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46268	Web

08/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18015	Web

08/17/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48238	Web	Servicemember

08/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35674	Web

08/04/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45239	Web

07/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 18102	Web

07/28/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48025	Web	Servicemember

07/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60030	Web

06/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49422	Referral

06/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60462	Web

05/26/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 49302	Referral

05/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IN 46219	Web

05/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19702	Web

04/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48178	Web	Older American

04/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77486	Web	Servicemember

04/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46202	Web

04/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78258	Web

03/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 43607	Web

03/10/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98052	Postal mail

03/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47713	Web	Servicemember

02/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47715	Web

02/26/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	KY 42413	Web

02/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47265	Web

02/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 180XX	Web

02/16/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 180XX	Web

02/11/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 61201	Web

02/08/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 49224	Web

02/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	IN 46348	Web

02/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 46112	Phone

01/31/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48838	Phone

01/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 49037	Web

01/21/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48221	Web	Servicemember

01/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 18015	Web

01/20/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IL 60626	Web

01/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MN 55403	Web

01/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	ND 58601	Web

12/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 17104	Web

12/20/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49325	Web	Servicemember

12/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47960	Phone

11/23/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60626	Web

11/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 43062	Web

11/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60626	Web

10/18/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48235	Web	Servicemember

10/15/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 77055	Web

09/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78731	Web

09/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18346	Web

09/09/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IN 46241	Web

09/04/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33594	Web

09/03/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	30319	Postal mail

08/31/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46268	Web

08/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30097	Web

08/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 18103	Web

08/06/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60626	Web

07/26/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Problem with personal statement of dispute	GA 30024	Web

07/22/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 78247	Web

07/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48150	Web	Older American

07/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60025	Web

07/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30024	Web

06/17/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NE 68812	Web

06/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 49009	Web

04/28/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 18017	Web

04/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78244	Web

04/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48377	Referral

04/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46703	Web

04/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away		Phone

04/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76691	Web

03/26/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48312	Web

02/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 18067	Web

02/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46254	Web

02/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46222	Referral

01/24/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 49087	Web

01/10/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49423	Web	Servicemember

01/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 45807	Web

01/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	MI 49503	Web	Older American

12/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48322	Web

12/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78738	Web

12/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 95037	Web

11/09/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46202	Web

11/08/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78660	Web

10/27/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	SC 29486	Web

10/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 47711	Web

10/19/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76542	Web	Servicemember

10/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60119	Fax

10/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 76548	Web

10/01/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	IN 46112	Phone

09/18/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IN 47274	Postal mail

09/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49525	Web

09/05/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60605	Web

09/02/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48656	Web

08/29/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49048	Web

08/28/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46075	Web

08/22/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	AR 727XX	Web

08/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46227	Web

08/10/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92056	Web	Servicemember

08/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60647	Web

08/06/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60647	Web

07/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46060	Web

07/12/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46142	Web	Servicemember

07/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48075	Web

07/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30097	Web

07/05/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78372	Web	Older American, Servicemember

06/22/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29322	Phone

06/14/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46256	Web

06/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 79835	Web

06/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48035	Web

06/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46033	Web

06/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46033	Web

06/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46033	Web

06/05/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 18045	Web

05/29/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76522	Web	Servicemember

05/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 47711	Web

05/18/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MI 49090	Web	Servicemember

05/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 77868	Web

05/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 46113	Web

04/23/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IN 46106	Web

04/23/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46106	Web

04/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 49509	Web

04/15/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 48237	Web

04/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48036	Web

03/30/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77705	Web	Servicemember

03/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47463	Web

03/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IN 46060	Web

03/21/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MI 48098	Web

03/19/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Phone

03/19/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 76039	Fax

03/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30307	Web

03/15/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78653	Web

03/14/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78250	Web	Servicemember

03/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75061	Web

03/01/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78230	Web

02/26/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 49008	Web

02/26/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	TX 78233	Web

02/24/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22309	Web

02/21/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48642	Web	Servicemember

02/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48066	Web

02/06/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48322	Web

01/23/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MI 48219	Web

01/21/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 49127	Web

01/08/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19013	Fax

12/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48726	Phone

12/14/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 49085	Web

12/11/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40201	Web

12/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46064	Web

12/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60025	Web

12/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 45251	Web

11/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48185	Web

11/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77859	Web

11/07/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 74127	Web

10/23/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 75068	Web

10/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IA 50501	Web

10/04/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IN 46202	Web

10/01/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89148	Web

09/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47715	Web

09/29/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IN 46074	Web

09/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78711	Web

09/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76502	Web

09/09/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48213	Web

09/08/2017	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	FL 32514	Web

09/06/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 90746	Web

09/04/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78725	Web

08/25/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46219	Web

08/24/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60649	Fax

08/24/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77053	Web

08/23/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 23058	Web

08/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78248	Web

08/14/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 18020	Web

08/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78746	Web

08/08/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 18045	Web

08/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20744	Phone

07/27/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MI 48843	Web

07/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76016	Postal mail

07/19/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78244	Web

07/16/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30223	Web

07/07/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75077	Web

07/07/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MD 20744	Phone

06/30/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78744	Postal mail

06/28/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49321	Postal mail

06/26/2017	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75006	Postal mail

06/26/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76661	Web

06/23/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78737	Web	Older American

06/16/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 49015	Web

06/16/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78741	Web

06/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 44111	Phone

06/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NC 28278	Postal mail

06/09/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 49423	Web

05/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60505	Web

05/19/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	IN 46229	Web

05/08/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46218	Web

05/04/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 79247	Web

05/01/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77845	Web

04/27/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78217	Web

04/21/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30040	Web

04/18/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46235	Web

04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33612	Web

04/07/2017	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19083	Web

04/03/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 08059	Web

03/21/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46268	Web

03/19/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 30223	Web

03/16/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 16059	Web

03/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	GA 30907	Web

03/02/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08108	Web

02/28/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	DC 20019	Web

02/28/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60431	Web	Servicemember

02/20/2017	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	IN 47362	Web

02/15/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60616	Web

02/15/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NH 07052	Referral

02/08/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MI 48906	Web	Servicemember

02/06/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48210	Web	Servicemember

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 40506	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/03/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49506	Web

02/01/2017	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 47468	Phone	Older American

01/19/2017	Yes	Credit reporting	Incorrect information on credit report Account status	FL 33971	Postal mail

01/14/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21208	Web	Servicemember

01/13/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 29486	Web	Servicemember

01/11/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 15601	Web

01/11/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 78634	Web

01/09/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78634	Web

01/05/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49505	Web

12/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49345	Web

12/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49677	Web

12/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IN 46235	Referral

12/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48141	Web

12/13/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	TX 75027	Web

12/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 33543	Web

12/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OH 43056	Web

12/01/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 19007	Web

11/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17363	Web	Older American, Servicemember

11/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 170XX	Web

10/28/2016	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	MI 49024	Web

10/26/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	MI 48198	Web

10/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46062	Web

10/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78641	Web

10/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 47918	Web

10/19/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07052	Web

10/07/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MI 48876	Web

09/21/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MI 49434	Web	Servicemember

09/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77095	Web

09/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49509	Web

09/12/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 49512	Web

09/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TN 38135	Web

09/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47905	Web

08/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08550	Web

08/31/2016	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	CA 92308	Web

08/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60585	Referral

08/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MI 49202	Web

08/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 75062	Web

08/16/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60614	Web

08/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78023	Web

08/08/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60616	Web

07/31/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	IN 46203	Web

07/22/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KY 40118	Web

07/14/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60649	Fax

07/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 49509	Web

06/30/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MI 49456	Web

06/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75884	Referral

06/15/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OR 97205	Web

06/15/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OR 97201	Web

06/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 43613	Web

05/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76018	Web

05/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60504	Web

05/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17363	Web	Older American

05/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	DC 20007	Web

05/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60417	Phone

05/07/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MI 48888	Web

05/02/2016	No	Debt collection Medical	Communication tactics Threatened to take legal action	FL 34667	Fax

04/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	VA 22311	Web

04/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 46241	Web

04/24/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 19446	Web

04/22/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 77836	Web

04/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48219	Web

04/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48917	Web	Servicemember

03/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46237	Web

03/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75027	Web

03/15/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60607	Referral

03/09/2016	Yes	Credit reporting	Incorrect information on credit report Information is not mine	IL 60505	Web

03/09/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60607	Web

03/09/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	TX 78028	Web

03/09/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	TX 78028	Web

03/07/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 61107	Web

03/05/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MD 21075	Web

02/28/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78251	Web

02/25/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46221	Web

02/20/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60714	Web	Older American

02/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46218	Web

02/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MI 49090	Fax

01/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48044	Web

12/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21784	Web

12/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33584	Web

11/30/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48309	Phone

11/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	VA 22209	Web

11/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60540	Web

11/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 75503	Web

11/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19053	Web

11/05/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60451	Web

11/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46123	Web

10/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60025	Postal mail

10/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 93444	Web

10/18/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07860	Web

10/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 46033	Web

10/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49341	Postal mail

10/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 71461	Web

10/05/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	MI 49506	Web

09/24/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48021	Postal mail

09/17/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 18015	Web

09/14/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	VA 22209	Web

09/04/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46033	Web

09/04/2015	Yes	Credit reporting	Incorrect information on credit report Information is not mine	PA 19154	Web

09/01/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	TX 75803	Web

08/31/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60062	Web

08/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 32615	Web

08/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76630	Web	Servicemember

08/04/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78210	Web

07/31/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 78132	Web

07/23/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	VA 22701	Web

07/22/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48838	Web

07/15/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	IN 46620	Web

07/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60097	Web

07/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 18328	Web

07/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 18328	Web

07/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 18328	Web

07/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 10090	Referral

07/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 18328	Web

06/17/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	VA 22209	Web

06/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 47403	Web

06/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	DE 19702	Web

06/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 76132	Web

06/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	PA 18612	Phone	Older American

05/28/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 47460	Web

05/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MD 20783	Web

05/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 18411	Web

05/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid		Phone	Servicemember

05/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46703	Web

04/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 18240	Web

04/15/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46013	Web

04/14/2015	Yes	Credit reporting	Incorrect information on credit report Account status	MI 49015	Web	Servicemember

04/08/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 07747	Web

04/08/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	VA 22033	Web

03/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78258	Web

03/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IN 46140	Web

03/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine		Referral

03/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	IL 61032	Web

03/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49735	Web	Servicemember

03/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 17702	Web

03/06/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OK 73005	Web

02/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	IN 47162	Web

02/26/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	MD 21208	Phone

02/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60504	Web

02/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 28728	Web

02/21/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48165	Web	Servicemember

02/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46033	Web

02/12/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 48441	Web

02/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MI 48075	Web

02/04/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	SC 29130	Web

02/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19608	Web

01/30/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 77386	Web

01/27/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	TX 75211	Web

01/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48473	Phone

01/12/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78028	Web

01/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48187	Web

01/10/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	SC 29483	Web

01/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 31405	Phone

01/03/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21208	Web	Servicemember

01/03/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	XXXXX	Web

01/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 49505	Web

12/31/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MI 49002	Web

12/30/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30518	Web

12/30/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 18951	Web

12/22/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60068	Web

12/16/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	MI 48324	Web

12/12/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	MI 49008	Web

12/07/2014	Yes	Credit reporting	Incorrect information on credit report Account status	IN 47421	Web

12/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued where didn't live/sign for debt	IN 46168	Web

12/04/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	OK 73003	Web

11/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92653	Web

11/24/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	PA 18240	Web

11/19/2014	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	TX 75287	Web

11/15/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46221	Web

11/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46228	Web

11/12/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60061	Web

11/11/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Attempted to/Collected exempt funds	IN 46236	Web

11/10/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	IN 47401	Web

11/04/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	PA 18015	Web

10/23/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 45744	Web

10/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94306	Web

10/13/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29349	Web	Servicemember

10/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60102	Web

10/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	AL 36542	Web	Older American, Servicemember

10/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IN 46250	Web

10/07/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	MI 49456	Web

10/07/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	IN 46221	Web

10/02/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MI 49424	Web

09/24/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78714	Web

09/19/2014	No	Debt collection Medical	Communication tactics Called after sent written cease of comm	IN 46071	Web

09/17/2014	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	MD 21133	Web

09/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 18103	Web

09/12/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	MI 49001	Web

09/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IN 46140	Web

09/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	PA 19056	Web

08/28/2014	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IL 61109	Web

08/27/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 76661	Web

08/24/2014	Yes	Credit reporting	Incorrect information on credit report Account terms	PA 18240	Web

08/23/2014	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	PA 18902	Web

08/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19555	Web

08/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49321	Web

08/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OR 48875	Web

08/05/2014	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49331	Postal mail

07/31/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 08089	Web

07/25/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46016	Web

07/25/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 48178	Web

07/23/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 07457	Web

07/17/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33556	Web

07/16/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46074	Web

07/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 46220	Web

07/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 18042	Web	Servicemember

07/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	MI 49504	Web

07/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 17404	Postal mail

07/01/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 42303	Web	Servicemember

06/29/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48867	Web

06/25/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OH 44124	Web

06/16/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 61077	Web

06/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23601	Web

06/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 17901	Postal mail

06/10/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	PA 19055	Web

06/09/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49456	Web

06/06/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49519	Web

06/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19055	Web

06/04/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AL 36203	Web

06/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48021	Web

06/02/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 48188	Web

05/27/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49456	Web

05/23/2014	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	MI 48473	Web

05/20/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48059	Web

05/16/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33334	Web

05/16/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	CA 91364	Web

05/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60169	Web

05/12/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 49456	Web

05/06/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	PA 17352	Web

05/06/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	PA 17352	Web

05/06/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	PA 17352	Web

05/06/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	PA 17352	Web

05/06/2014	No	Debt collection Medical	Communication tactics Threatened to take legal action	IL 61111	Web

05/06/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32809	Web

05/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17352	Web

04/29/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 17352	Web

04/24/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94553	Web

04/22/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 75070	Web

04/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 46037	Referral

04/17/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	IN 46384	Web

04/14/2014	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 19465	Web

04/11/2014	No	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 18045	Web

04/04/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48855	Web

04/01/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17233	Web

03/21/2014	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 07461	Web

03/19/2014	Yes	Bank account or service Other bank product/service	Making/receiving payments, sending money	MI 48221	Referral

03/17/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Sued w/o proper notification of suit	IN 46151	Web

03/14/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49701	Web

03/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MO 63042	Referral

03/12/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 33180	Web

03/05/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78171	Web

03/04/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	MI 49085	Web

02/28/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 46220	Referral

02/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	ND 58503	Web

02/11/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 48187	Web

01/31/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MI 48837	Web

01/30/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19021	Web

01/29/2014	No	Credit reporting	Incorrect information on credit report Information is not mine	PA 19030	Web

01/15/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PA 18059	Web

01/13/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20743	Phone

01/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 13368	Web	Servicemember

01/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07666	Referral

01/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40222	Web

12/13/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49421	Web

11/23/2013	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MD 21136	Web

11/21/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 48178	Web

11/20/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	VA 22151	Web

11/13/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MD 21206	Referral

11/12/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 47203	Web

11/08/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46140	Phone

10/30/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 11106	Web

10/21/2013	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85255	Web

10/19/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29732	Web	Servicemember

10/17/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 18017	Web

09/29/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92620	Web

09/24/2013	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	IN 46149	Web

09/19/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19053	Phone

09/10/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 46060	Web

08/12/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 61073	Web	Servicemember

08/09/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49331	Web

08/06/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MI 48185	Referral

08/03/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DC 20001	Web

07/11/2013	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 49067	Web

02/28/2013	No	Credit reporting	Incorrect information on credit report Account status	IN 46235	Web