Receivable Solutions, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/03/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	SC 293XX	Web
From : XXXX XXXX XXXX SSNXXXX & XXXX XXXX XXXX SSNXXXX XXXX XXXX XXXX XXXX SC XXXX Creditor : XXXX XXXX XXXX ATTN : Medical Records and Bill Office XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX Collection Agency : Receivable Solutions , INC . ATTN : Supervisor XXXX XXXX XXXX XXXX XXXX SC XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX and XXXX XXXX XXXX here and after will use their first names. Receivable Solutions, INC. conducted two interceptions for XXXX XXXX XXXX illegally as follows : XXXX {$670.00}, XXXX {$190.00} on the XXXX South Carolina state tax return. Both were never notified of any bills. On XX/XX/XXXX, both received a letter from the South Carolina Department of Revenue indicating that their refund was intercepted by XXXX dated XX/XX/XXXX. XXXX and XXXX contacted the number at the time thought to be a division of XXXX, which later found out that it was their collection agency on the same day the call was placed to gather information. This is what was told XXXX supervisor with Receivable Solutions INC. XXXX had a bill dated XX/XX/XXXX. XXXX also had a bill from XX/XX/XXXX in the amount of {$3800.00}. I XXXX kept letting XXXX know that even if those bills were proven to be ours that both debts have exhausted the statute of limitations XXXX XXXX. XXXX XXXX. XXXX told XXXX that he did not care Receivable Solutions was going to continue to intercept future returns. The amount intercepted by the SCDOR XXXX tax for XXXX XXXX was {$670.00}. We were told that our SCDOR taxes would continue to be intercepted for XXXX XXXX remaining balance of {$3100.00}. XXXX has also requested the information on the interception of her third stimulus payment in the amount of {$1400.00}. Both XXXX and XXXX believe that Receivable Solutions INC. used the HIPPAA LAW 42 U.S code 1320d-9 ; as leverage, not to provide the South Carolina Department of Revenue the dates ; and, both debts were from XXXX, all of which exhausted S.C. Ann. Code 15-3-530. Both XXXX and XXXX have read the debt setoff program A claim made under the Debt Collection Act : chapter 56 of title 12 of the SC code of laws ; in fact, by any interpretation written or implied will not extract S.C. Ann. Code 15-3-530 limitations. This is how XXXX and XXXX are sure the HIPPAA LAW 42 U.S code 1320d-9, was used as leverage ; therefore, the SCDOR would have denied their request for tax interception, with dates given. These debts are eight years old. In South Carolina, the limitation on all debts is three years, except bankruptcy and foreclosure which are ten years. Both XXXX and XXXX never had a judgment or law suit placed against them. XXXX and XXXX never saw XXXX XXXX XXXX or Receivable Solutions INC. on their credit reports. On the phone call placed to Receivable Solutions INC XXXX at approximately XXXX XXXX on XX/XX/XXXX XXXX was connected with a supervisor XXXX approximately XXXX on their recorded line and asked why he or XXXX never received any bills, and he said that our address on file is XXXX XXXX XXXX XXXX SC. XXXX informed XXXX that either he or XXXX had not lived at address since XXXX. Under XXXX XXXX XXXX XXXX XXXX XXXX SC code of laws, a debtor is required to notify the consumer of a delinquent debt. Both XXXX ( complaint # XXXX ) and XXXX ( complaint # XXXX ) have filed both filed complaints with the South Carolina Department of Consumer Affairs with XXXX XXXX XXXX and their collection agency Receivable Solutions INC. The complaint with XXXX was closed with a response. XXXX ( complaint XXXX ) and XXXX ( XXXX ) currently has an open complaint with Receivable Solutions INC. and the case Analyst : XXXX XXXX, is currently awaiting response from Receivable Solutions INC. Receivable Solutions has been unprofessional with XXXX and XXXX. They told both XXXX and XXXX the bills would be sent by XXXX. The bills were sent in a hand written envelopes with no company name .XXXX was not made aware the bill came from LMCs collection agency until the bill arrived for XXXX . The bills sent does not have the interception amount with all balances and dates, which is required by law. When XXXX finally got his bill after several request he discovered the bills were sent by Receivable Solutions INC. This placed XXXX as being dishonest with both XXXX and XXXX. XXXX did tell XXXX that in his reply XXXX would not return the money and continue future collection ; and after his statement, XXXX told him the collection was placed in error and must return the money. XXXX, Receivable Solutions INC, Supervisor also told XXXX on his recorded line I did not care about these debts being out of limitations, take us to court, do what you want, you will not get any of the money back and future interceptions will be placed until the debt is paid in full for XXXX. XXXX and XXXX are hoping by reporting this issue to both state and federal officials would help get the justification and have their money returned due to collections placed unlawfully, being out SC limitations.
11/08/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	SC 29203	Web
On XX/XX/2022 I received a letter by Receivables Solution attempting to use the Setoff Debt Collection Act to seize my taxes on time barred debt. When I protested about the letter because it was dated XX/XX/2022, I received response that 30 day limit was expired and that my protest was denied. Along with the response was copy of bills which showed that statute of limitations was expired for taking legal action against medical debt in SC pursuant SC 15-3-530. In review of the Setoff Debt Collection Act SC 12-56, nothing within the statute can be construed to make void either the State Statute or Federal Statutes in collection of debt. The SCDOR administrates the act and clearly and explicitly state " The SCDOR does not impose an age limit on debt received from claimant agencies. However, claimant agencies are required to follow any state or federal regulations imposed on their agency 's collection practices. For example, if federal regulations state that housing authorities can not actively collect on debts older than 12 years, then housing authorities can not submit debts over 12 years old to the SCDOR for Setoff Debt or GEAR participation. '' Therefore collection of medical debt is limited to three years and any action would be construed as illegal pursuant to SC Law. 1006.26 makes it illegal for a debt collector to bring a legal action against a consumer for time barred debt. Receivables also has violated the Fair Debt Collection Act 1692-1692 p furnishing false information to the consumer by not listing its name and address on the envelope or letter. The debt collector also has failed to give consumer notice that the communication was from a debt collector. Furthermore, XXXX XXXX XXXX has failed to provide due process by not following the required notifications to SCDOR that a protest has been filed and setting up a hearing date. Please note that exhibit rec-lex page 1 list XXXX XXXX XXXX XXXX and not Receivables Solution as noted in calling numbers listed on letter XXXX and XXXX -- see attache XXXX and also have larger recording per request of other listed on letter. See Bad Debt Policy which explicitly states that debt collection over 120 days is handled by outside debt collector. See also screen shots from SCDOR website ~ https : //dor.sc.gov/about/setoff-debt-and-gear ~ defining statute of policy in collection of debt including time barred debt and notice requirements for due process when protest filed. NOTE : XXXX includes all communication involving this including letter to be sent after filing complaint -- shows initial letter, protest, denial of protest with list of debt showing time barred debt. Screen shot below includes SC Statute of medical debt.
06/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 17603	Web	Servicemember
I am trying to verify the validity of an alleged debt. Every time I contact the debt collection agency they state they need more information to look into it. However, when XXXX or the CFPB contacts them they're able to verify the debt with no issues. I want the debt collection agency to either send me validation of the debt or remove it from my credit report. I never received any notice that this item was being reported on my credit report. I sent a letter to Receivable Solutions LLC on XX/XX/2021 disputing a debt. I provided them with the amount, the original creditor, and a partial account number that I retrieved from my XXXX credit report. Receivable Solutions LLC received the letter XX/XX/2021. They responded via a letter dated XX/XX/2021 requesting the " guarantor 's SSN or date of birth, guarantor 's address and telephone number, name of health care provider. '' I can not provide this information since I do not know what this is for. Additionally, I'm not obligated to provide this information. I disputed the debt with XXXX on XX/XX/2021 and provided them with a copy of Receivable Solutions LLC 's letter stating they could not " identify the correct account. '' This dispute was not changed on XX/XX/2021 because Receivable Solutions " certified to Experian that the information is accurate. '' XX/XX/2021 I filed an initial complaint with CFPB ( XXXX ). Receivable Solutions LLC stated they were able to locate the account, but the account was " not credit reported by [ their ] company. '' And " the matter is considered closed in [ their ] office. '' However, this is not true. The matter was and currently is reported to XXXX. I submitted a comment to this effect. CFPB did nothing with this information. So I submitted another dispute to XXXX on XX/XX/2021 with a copy of the CFPB complaint where Receivable Solutions LLC states that this matter is " not credit reported '' and requested it be removed from my credit report. On XX/XX/2021 XXXX closed the dispute without removing the account because Receivable Solutions LLC " certified to XXXX that the information is accurate '' despite the fact that they told the CFPB the item is " not credit reported. '' Receivable Solutions LLC is required to validate the debt upon notice of my dispute. They did not due so. They stated they couldn't locate the account. However, Receivable Solutions LLC certified the debt as accurate to XXXX twice so far. They then lied to the CFPB and stated the debt was not " credit reported '' even though it was. Receivable Solutions LLC is very clearly a bad actor in the debt collection industry that will continue to violate Federal law until they are held accountable.
02/18/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 458XX	Web
On XX/XX/2022 I received a debt collection notice from Receivable Solutions, LLC ( RS ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX. They were attempting to collect a {$270.00} medical bill. I called Receivable Solutions on XX/XX/2022 to dispute the charge however I stated that I was " making a complaint '' about the charge. The RS operator said that I had to make the complaint with the provider, which I did do. I was advised the next day by a third party legal advocate that I needed to " file a dispute '' with RS not " make a complaint. '' XX/XX/2022 at XXXX am I filed a dispute in writing ( email ) to RS at the email address provided by RS in their letter. I did not receive any response from RS to date. Yesterday XXXX I was completing paperwork for a loan, when I found that RS had reported this disputed debt to the credit bureaus. Also, yesterday afternoon I received a letter from RS stating " we did not receive a response from our previous letter '', which indicates they chose to ignore my dispute filed XXXX, and this letter demand for payment was dated XXXX. When I called RS this afternoon to remedy this issue, they said that disputing the debt did not prevent them from reporting it, they further stated that they had 30 " business days '' to respond to the dispute and they were allowed to report it to credit bureaus even while it was disputed. The operators supervisor had no knowledge that I had even filed dispute and had to ask me how I filed it. Once I explained it was an email she made the excuse that they had 30 business days but still never acknowledged whether or not she had seen the dispute. She said that if I paid the total amount requested they would remove it from the credit bureau, simply ignoring the fact that I was disputing the bill. The timeline is as follows : First Letter received XX/XX/XXXX, XXXX First call to RS was made XX/XX/2022 at XXXX am.. Follow up dispute email was sent to XXXX XX/XX/2022 at XXXX XXXX XX/XX/2022 I was notified they had reported negatively to credit bureaus, also I received a letter from RS that same day dated XX/XX/2022 stating they " did not receive a response '' ( not accurate ) I called RS this morning ( XX/XX/2022 ) they ignored my complaint related to the dispute and attempted to persuade me to pay the disputed debt by refusing to remove credit reporting unless I did so. They audio recorded the entire conversation and should have record that they attempted to persuade me to pay it today even though it was disputed and attempts to collect the debt during the dispute should have ceased.
07/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CT 06830	Web
The complaint started with the physician 's office and XXXX XXXX XXXX XXXX. The physician sent my blood samples directly to the hospital lab even after i asked they hold the samples till the end of day so I could check which of the two lab options my insurance company offered was the less expensive option as I was still trying to fulfill my deductible for the year. The doctor 's office is affiliate with this hospital and therefore my bloodwork was automatically sent to the hospital - the more expensive lab option. My responsibility was {$310.00}. The competitor lab was the second option the doctors office could have sent the samples to since the practice also had an account with them and they were also in network with my insurance company. The competitor lab charges would have been {$120.00} for the same batch of bloodwork. I tried to negotiate with the hospital to " match '' the competitor fees and they refused. They were willing to go down only {$100.00} so my balance would have still been {$210.00}. This was a " spot quote '' by the hospital and i was expected to give them a card number on the spot if I wanted the discount. Since I was driving when they called, I could not oblige. They sent me to collections - RSI. RSI first contact with me was by phone was XX/XX/2018. I called back in XXXX and asked for a Debt Validation Letter since I never received one in the first place. The woman I was speaking with on the phone did not know what a Debt Validation Letter was but said I would receive one in the next 7-10 days. What I received almost one month later was an envelope with insufficient postage ( the post office actually stamped the missing postage and circled it - see attached ), my actual medical tests with my medical results AND another patients medical tests and reports ( a pathology report ) attached to mine. This individual is in no way someone I know or am related to. Both reports had medical diagnosis, and other sensitive information such as DOB, SS #, addresses, insurance company names, and so forth. I wanted a Debt Validation Letter. Instead I received my medical tests and an unrelated parties medical tests - from a collection agency mailed to me in an envelope with insufficient postage. I wonder how the elderly man who's pathology report I received would feel if he know I was privy to his most sensitive personal information and condition due to RSI 's incompetence. I mailed a Dispute Letter ( see attached ) and received back yet another " we did everything we were supposed to do and pay up '' demand. See attached.
10/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 65536	Web
My husband and I owed XXXX XXXX medical bills and some of it were sent to the collections agency RECEIVABLE SOLUTIONS. In both patients, we had XXXX auto-debit our bank account. On my account, I have Receivable Solutions auto-debit my bank account. My husband 's collection agency amount was not on auto-debit nor was it being paid because XXXX XXXX told him not to worry about it for now and not to pay it. Our medical bills go back late XXXX to XXXX. In any case, on XX/XX/XXXX, I went online to pay ALL OF WHAT WE OWE XXXX XXXX - both my husband 's and mine. Then, on XX/XX/XXXX, I called Receivable Solutions directly and asked for the grand total of his account and how much longer did we have to pay for it. I do not remember the actual figure but it was not {$900.00}, it was less. I was told that if I pay right then and there, that they were going to give me a 20 % discount and it totaled to {$700.00}. I PAID IT and I kept asking the person if I owe anymore for his account and I was assured that ALL WAS PAID OFF. Today, XX/XX/XXXX, I go to see my husband 's XXXX XXXX online account was showing that we still owe Receivable Solutions {$230.00}. I called them right away and I was even told that the actual amount we owe them still was {$760.00}! That they made a mistake and missed an account ( charges )! Meanwhile, we had received NO documentation, NO communication from them about it. It was a surprise. And furthermore, to my horror, they did the same thing with my account with them! After I fully paid my husband 's amount that we owe them, I next fully paid mine. And my XXXX XXXX online account today was showing that I still owe them money! It is ridiculous! We received NO CALLS, NO COMMUNICATIONS, NO DOCUMENTATION of said " mistakes. '' Please help us. We are good payers and we are regular hard-working people. I believe Receivable Solutions is scamming us. Please help.
09/09/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OK 731XX	Web
I, on behalf of my husband, called XX/XX/2019 to inform Receivable Solutions, Inc. upon receiving a letter ( dated XX/XX/2019 ) that the account about was already paid off through the hospital. A mix up in accounts had caused a delay in payment being posted and the account was current. The lady who took my was rude, interrupting me, and refusing to allow me to talk. When she said her name it was muddled. As I tried to explain the mistake that had caused the issue, she interrupts me to say I have an account in collections as well. I explained that I was not aware of this account, but that shouldn't be. She was condescending about having her supervisor " check into '' the information I had provided about payment being made directly to the hospital. I asked if I could speak directly with that supervisor. She then said that if someone was there to talk me as if no supervisor was available to talk to me. After being on hold for several minutes, XXXX answered, who identified herself as a supervisor. I told her about how I was treated by the first lady. The supervisor apologized for me not being treat to " my expectations '' and said she would talk to the lady who took my call. After concluding my business matter ( putting my husband 's account on hold until the information I provided could be verified and closing my account ), I again asked about discussing customer service with the lady I spoke to earlier. The supervisor again said that she would talk with her. I asked if the supervisor could provide a follow-up about the matter. The supervisor then told me that she would replay the call and talk to her. I asked third time for a follow up on customer service training and she told me that she doesn't call customer 's spouses back. After I reminded her that I was a customer also, by her own admission, she said doesn't call anyone back about reprimands.
01/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 293XX	Web
I received credit alerts from : XXXX, XXXX, and XXXX that debt collectors Receivable Solutions flagged my accounts for collection. Debt collectors Receivable Solutions flagged my credit file with inaccurate collection Department / Agency / Attorney information on XX/XX/XXXX. The account was opened on XX/XX/XXXX : I have not received any good or services from debt collectors Receivable Solutions and I do NOT now nor have I ever agreed to debt collectors Receivable Solutions to report to my credit files. I did not receive any documentation from debt collectors Receivable Solutions to allow debt collectors Receivable Solutions to verify the accuracy of the data before placing their account with the credit bureaus for collection. I mailed debt collectors Receivable Solutions a certified letter and it was received XX/XX/XXXX at XXXX XXXX. On XX/XX/XXXX I gave debt collectors Receivable Solutions a curtesy call verifying that my letter was received, it was received and confirmed by XXXX then I was transferred to XXXX. XXXX informed me that the call was recorded and that it was an attempt to collect a debt after I informed her my call was indeed a curtesy call for mail delivery she then informed me that the account was closed on XX/XX/XXXX ( yet it is still reporting to my credit files ) I asked XXXX how could this be an attempt to collect a debt from a closed account and I never agreed to an account in a first place. She mentioned the hospital that received compensation for my stay and I asked again who gave debt collectors Receivable Solutions my information. XXXX then asked if the line I called from was a good contact number, I clearly stated that Receivable Solutions nor any authorized representative of Receivable Solutions have permission to contact me on the phone.
09/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 290XX	Web
Upon pulling my consumer financial report I discover that there is information that is deemed to be fraudulently reporting from this company. On XX/XX/2021 I sent certified mailing informing them of these fraudulent actions. I have discovered that this debt collector Pursuant to 15 USC 1692 ( a ) have violated my privacy completely. I did not provide this debt collector with direct consent that they could contact me via mail or any other communication which is required pursuant to 15 USC 1692c ( a ). When looking at the amount owed on my consumer credit report pursuant to 15 USC 1692e ( 2 ) ( a ) the character and the amount is misleading to the amount, reporting on my report is of a positive balance which is a misrepresentation. This company also seems to have committed identity theft due to myself never doing business with them about this matter and purchasing my information concerning me as a consumer in order to collect on a debt pursuant to 15 USC 1692e ( 10 ). I did not provide this debt collector with direct consent that they could contact me via mail or any other communication which is required pursuant to 15 USC 1692c ( a ). I notice that this company showing on my consumer report as a charge off which is also a violation pursuant to 15 USC 1692e ( 12 ) and has damaged my reputation and have also hindered me to obtain certain jobs due to being present on my consumer report. I have attached documentation that I have sent to this company concerning this matter.
04/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MO 63135	Web
I have paid the debt and I keep receiving bills and phone calls. The account # XXXX has a credit balance that was to be applied to acct # XXXX. These are XXXX account numbers. The accounts were sent to Receivable Solutions, INC. and both agencies refuse to make the corrections. The name of the rep at RSI that I have spoken with that were rude and condescending. I will go into details once I speak with someone from your office. The reps are XXXX ( rude and condescending ) XXXX XXXX rude, XXXX and XXXX.I spoke with those representatives in XXXX, XXXX, and XXXX On XXXX spoke with XXXX a supervisor that saw the problem apologized and stated it would be corrected. On XXXX/XXXX/16 I spoke with the rudest of all supervisor named XXXX and he told me to send a letter to time relations and he was not going to research the issue and I can not speak to his manager or anyone higher than him. The phone # to RSI is XXXX XXXX XXXX. In XXXX I also contacted XXXX billing and spoke with XXXX and he refused to transfer me to a supervisor. He was threatening, rude, condescending. He consistently over talked me, and used abusive and profane language. He gave the phone to someone else that said his name was XXXX the traffic director and he would have XXXX XXXX call me. I have sent a letter with a copy of all documentation to XXXX XXXX the Director of Patient Accounts at XXXX her phone number is XXXX and the account still has not been corrected. I do not owe this bill the hospital owes me.
05/10/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 462XX	Web
We 'd been making regular payments for a health expense since last year. Early this year, the payment checks sent were not cashed for months and the balance was not updated to reflect that. Bills were also sent sporadically. RECEIVABLE SOLUTIONS decided that this meant that we were past due and sent us a letter stating that our account would be sent to collections in 10 days. I had absolutely no confidence that even if I sent them a check, that it could be processed within the 3 business days ( when you subtract weekends and mail transit time ) because they have historically waited months. So I called before they sent the account to collections and they informed me I had to pay that day. They completely acknowledged that the checks were not always cashed in a timely manner by them, but refused to cancel sending the account to collections. So I paid the full balance right then to be rid of these people using my personal credit card instead of my tax sheltered HSA account, costing me about XXXX % extra. There was probably also an extra fee tacked on for paying by phone. I have a credit score of XXXX and have no problem whatsoever paying my bills. This company is using the threat of collections based on their own poor processing of payments. They have fully earned and deserve a harshly worded letter from CFPB telling them that a payer can not be considered delinquent due to the payee 's own slow payment processing.
02/17/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OK 73013	Web
I was contacted by Receivable Solutions, Inc. in XXXX, SC about medical bills. I received my first statement XX/XX/2020 showing a balance of {$3400.00}. I made a payment of {$100.00} in XXXX, XXXX, XXXX, and XXXX of {$100.00} each month. The next statement I received was dated XX/XX/2020 with a balance of {$3000.00}. I sent a payment in XXXX of {$100.00} and received an XXXX statement with a balance again of {$3000.00}. The next statement was dated XX/XX/2020 with a balance of {$690.00}. I sent {$100.00} payments in XXXX, XXXX and XXXX. The payments in XXXX and XXXX were never deposited. They contacted me in XXXX and I asked them at that time for a printout showing the payments I had made and how they were applied. I have received nothing from them since. Today they called me and told me I needed to make payments. I told them I won't make another payment until I receive a statement of some kind and reminded them that my two payments were never deposited. The girl on the phone made excuses about how the mail has been unreliable because of the pandemic. This company has no website to check your balance. There's no way to make an online payment. I can make a payment over the phone with my debit card but get no receipt or statement to show the payment was made. I do not trust that this company is honest or legitimate. Their communication with me has been so erratic that I don't believe them to be a reliable business.
08/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27614	Web	Servicemember
I received a letter in the mail on XX/XX/2019 from Receivable Solutions , Inc. stating that I owe an amount of {$3100.00}. In that letter it stated that the debt is assumed valid by the collector unless I dispute it within 30 days of receiving the letter. On XX/XX/2019, I wrote and sent a validation of debt letter to them. In that letter I asked them provide me with competent evidence that I have any legal obligation to pay them and to provide me with the following : 1. An explanation of what the amount owed is for and how it was incurred. 2. An explanation of how this amount was calculated. 3. Copies of any documents that show I agreed to pay this amount. 4. A verification or copy of any judgment if applicable. 5. An identification of the original creditor. 6. Proof that the Statute of Limitations has not expired on the account. 7. Proof that you are licensed to collect in my state. 8. Provide me your license numbers and Registered Agent documentation. I also stated in the letter if their offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. I sent the certified letter so I saw when they received it and I never received a response.
10/04/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MO 654XX	Web	Older American
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/XXXX Receivable Solutions XXXX XXXX XXXX XXXX, XXXX XXXX Subject : Account # XXXX I dispute the {$220.00} that has been turned over to you for collection from XXXX Hospital XXXX and all past bills turned in to you for collection. I have been consistently been harassed by phone calls and rude unreasonable people regarding this matter. Your letter dated XX/XX/XXXX does not indicate what these charges are for by item. I have no record of any rejection by my health insurance company, ( XXXX XXXX XXXX XXXX XXXX ( XXXX ) : XXXX ). Please provide me with the following documents : 1. Proof of submission to my health insurance company. 2. Proof of my health insurance denial of coverage of this and all past items submitted to you for collection from XXXX Hospital XXXX. 3. Itemized explanations of all claimed past and current bills turned in to you for collection. Thank you, XXXX XXXX XXXX The above is a copy of a certified letter sent to Receivable Solutions. They have not responded with any of the information I have requested. The protest and request were made within the legally allowed time to avoid having this placed into collection. They did not provide the information as legally required and placed this into collection which I have been informed is illegal!
02/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63052	Web
Last XXXX my daughter was taken to XXXX XXXX XXXX. She was an out patient. At the time of Service she received XXXX XXXX XXXX which is essentially XXXX. I received a letter through XXXX XXXX Saying that they approved and would Cover 100 % of her treatment. Now I am receiving bills from XXXXReceivable Solutions. If a bill is owed then that means someone didn't do their job. Not that I neglected to pay. I have communicated this multiple times. Not only did she have XXXX but she also started receiving XXXX half way through her treatment there which was reported to them but according to XXXX, XXXX never filed a claim. I am officially disputing the debt on the grounds that It is not My fault if XXXX employees didn't do their job. I do not owe this debt. If they didn't get payment they need to take it up with the insurance companies. I also have charity through other hospitals. I have provided that as well below. I would think if I qualify through one I would qualify through the others. I have attached however the copy of the XXXX insurance cards and proof that a claim was never filed by XXXX. I will once again reiterate that I gave them the information while she was still in treatment. the made copies of the card but they told me that XXXX XXXX approved the treatment all the way through. XXXX XXXX also confirmed it.
04/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO 650XX	Web
I had a medical bill go into collections with Receivable Solutions. I tried to contact them in writing ( via email ) if they had a way to make payments online. The only response i received is that I had to call them. I went ahead & mailed in a payment for {$100.00} in XXXX. Did not receive any further statement from them showing me my remaining balance & payment options. They then start calling me. No message left, the only way I knew it was them was by doing a XXXX search. I sent a 2nd email on XX/XX/20 asking how to receive a second statement and again asked if they offered online payments. Again, they refused to give me any information IN WRITING and told me I had to call. When I deal with debt collectors, I want everything in writing to know that the debt is legitimate. I want Receivable Solutions to send me an updated statement showing my balance after payment has been made. If they can not provide me with this, then I will contact the hospital 's billing department directly. I do not understand how a company can not provide simple answers to simple questions via email. Don't have an email address for customer 's to contact you on if you're not going to use it to answer their questions. Horrible customer service & it makes me question their legitimacy.
10/23/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AR 719XX	Web
Have account with XXXX XXXX XXXX XXXX - XXXX. Original bill was {$1200.00}. Insurance paid {$900.00} leaving an approx XXXX balance. I have made regular payments on this account and have a balance of {$100.00}. They turned this over to collection agency. They encourage you to go through the website and pay on XXXX which I do every other week. When you pay it does not give you the option of which billing, which invoice it just takes the payment. They state that all of my payments have been going to this account with they turned over to the collection agency. They are doing the same thing to me on the hospital billing it shows I owe {$1600.00} which I have been making regular every other week payments. The portion that they applied my payment to they have turned over to collection agency for {$1100.00}. My balance on my account with them still shows {$1600.00} which includes this {$1100.00}. So they are telling me I have to keep making payment to them on the {$1600.00} and call and make arrangements for payments to the collection agency for the {$1100.00} as well. None of this makes since nor is it fair. I have made payments they have applied them where they want them to go and they turn them over to collection with no notice. What can I do??
06/09/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73034	Web
XXXX XXXX Date of Service for medical procedure : XX/XX/2022 Amount billed by XXXX XXXX BEFORE XXXX health insurance processed claim : {$5000.00} DATE XXXX FINALIZED CLAIM FOR DATE OF SERVICE XX/XX/2022 : XX/XX/2022 XXXX adjusted contracted rate with XXXX XXXX for medical service on XX/XX/2022 : {$1500.00} XXXX benefit paid to XXXX XXXX for date of service XX/XX/2022 : {$640.00} Patient responsibility AFTER XXXX processed insurance claim : {$880.00} During the claim process we received bills from XXXX XXXX for the total amount of {$5000.00}. Every time I received a bill from XXXX XXXX I contacted their billing department and advised the claim was being processed by my healthcare provider. Every time I received a bill from XXXX XXXX in the amount of {$5000.00} I contacted my healthcare provider inquiring status of claim. Every time I contacted my healthcare provider I was advised the claim was still being processed and they advised they would contact the billing department at XXXX XXXX which they did and XXXX XXXX advised the bill was put on hold. On XX/XX/2022 I received notice from collection agency for {$880.00}. XXXX never gave me the opportunity to pay my patient responsibility and sent my account DIRECTLY to collection agency.
08/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 900XX	Web
I am unaware of the above listed accounts. Please validate this information with the creditors and provide me with copies of any documentation associated with these accounts, bearing my signature. In the absence of any suchdocumentation bearing my signature, I formally request that this information be immediately deletedfrom the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Actsection 623 ( a ) ( 3 ), and I am keeping careful record of your actions. Failure to respond satisfactorily within 30 days of receipt of this certified letter will result in a smallclaims action against your company. I will be seeking {$5000.00} in damages for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Credit Reporting Act You will be required to appear in a court venue local to me, in order to formally defend yourself. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues withyour company via an online public press release, including documentation of any potential small claimsaction. Thank you for your time and help in this matter.
05/04/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29681	Web
The company Receivable Solutions Inc reported collection account on my credit report without sending me notification in the mail that I owed this amount to them. I owed a medical bill to the XXXX XXXX XXXX. My South Carolina Income Tax was garnished to settle this bill. I received a bill from the XXXX XXXX XXXX asking me to mail a payment to them for the remaining balance. It said make check payable to XXXX XXXX XXXX. It never mention Receivable Solutions. A representative from Receivable Solutions stated that they sent me a letter in XX/XX/XXXX. I have not received a letter from them stating that I owed {$180.00} and that I had 30 days to dispute this amount before it would be reported to my credit report. I was making payments to the hospital. Receivable Solutions reported a collections to my account for a balance of {$180.00}. They never sent me a letter in the mail giving me a chance to dispute or pay this amount before they reported this to credit bureau. This is a violation of Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. They should have sent me a letter stating that I owe this amount before they reported and put the collection account on my credit report.
05/01/2019	No	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	NY XXXXX	Web	Older American
I initially filed case # XXXX - which was sent by your company cfpb to XXXX XXXX XXXX and still awaiting a response. To me as the customer the attempts to imtimitate me continues. I am in receipts of attempts to collect monies for services amounts that have been resolved by XXXX XXXX XXXX The current company is XXXX XXXX XXXX , XXXX - XXXX XXXX XXXX, XXXX, NY XXXX as that Legal To date with each and every phone call I am unable to get any amounts that are actually owed for services rendered to me at various departments at XXXX XXXX XXXX. or even documentation that the matters have been resolved I made several attemps to speak to someone in charge and was left with promises, hang ups orThey I will return my phone calls at their convenience. This is been absorbing my average Day to Day activities in a very negative way- I am now in full bloom panic attacks and it is scary as an older adult. Additionally unfoturnately no-one wants to give me a total amount or even attempt to help me negotiate a monthly amount - that works with a very limited budget I am still getting threathing message on my mobile pone - not good and so scary for a senior ctizen
03/30/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29154	Web
I received a collection notice from Receivable Solutions , Inc . This agency is attempting to collect on two combined medical bills ( {$880.00} & {$1000.00} ) owed to XXXX XXXX XXXX. Since I applied for medical financial assistance, and awaiting approval, I was informed by XXXX ( XXXX XXXX XXXX ) and the billing department to pay at minimum {$5.00} on the bills to prevent to going to collection. I paid on both combined bills in XXXX., XXXX., and XX/XX/2020. The checks in XXXX. and XXXX. were cashed/accepted as payments. Besides the fact that the amount of the bills the agency is attempting to collect are inaccurate, these bills shouldn't be in collection in accordance to XXXX XXXX payment agreement and the Fair Debt Collection Act ( exceeds the amount owed ). XXXX XXXX shouldn't have sent the bills to Receivable Solutions. This complaint is against XXXX XXXX Billing Departments as well as Receivable Solutions. Please also see attached copies of checks and agency 's collection letters. I also taped recorded every conversation with XXXX XXXX employees regarding the bills, which can be shared.
03/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 14617	Web
On XX/XX/2018, I went to XXXX XXXX XXXX XXXX in South Carolina. I was on vacation and live in New York State. Upon arrival I noticed that I had left my insurance card at home and was unable to provide the hospital with any insurance information on that day. After providing the hospital with my insurance information my insurance company notified me that I had a duplicate account causing an error and causing the bill from the provider to not be paid. I called my insurance company some time in XX/XX/2018 to get the problem resolved. I was told that they would take care of it, the bill from the provider would be settled and that there was no further action that I needed to take. My next Health Statement provided on XX/XX/XXXX for the month of XX/XX/XXXX shows that the bill had been partially paid and that I was liable to pay the provider ( XXXX XXXX ) {$0.00}. Several months later, I received a letter in the mail from a collection agency in XXXX, South Carolina stating that XXXX XXXX XXXX Hospital had passed my bill on to them. The amount that is stated that I due is the full amount of {$2300.00}.
05/29/2019	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29212	Web
Receivable-Solutions INC was made aware on XX/XX/2019 that I disputed the validity of the medical debt they were attempting to collect. However, they refused to send the debt validation required by the Fair Debt Collection Practices Act. Further the party responsible for any debt was being negotiated between the doctor patient and insurance. Statute requires 180 days from the date of first delinquency before posting debts to credit burrows to allow for processing of insurance. This was not observed. Further the date of first delinquency reported to the credit agencies is inaccurate, and Receivable-Solutions was made aware of this. I ask the information be removed from my credit files. I have offered to pay Receivable-Solutions to remove the inaccurate information and have contacted them several times asking for validation of the debt and explained the inaccuracies. However they have been unwilling to provide me information or remove the misleading and inaccurate information from my record.
08/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	SC 291XX	Web
I received a debt collection letter from Receivable Solutions for an amount and date of service that I know nothing of. I request debt validation several months ago. I have contacted by phone to explain the situation. They agreed to contact the bureaus to have it removed but it still is reporting. Not only is this a violation of the FDCPA it's also a violation of HIPAA. This company can not and has not produced any proof that I'm legally responsible for this specific debt. I question the signature on the HIPAA treatment consent form as a fraudulent signature but this company continues to report and collect on this debt that is not mine. I even submitted my police report to this company to verify my information was compromised. They still continue to violate the law and is causing me damages and ruining my good credit and name. this company should be investigated for their negligence in the handing of this dispute
07/13/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AR 719XX	Web	Older American, Servicemember
I was a patient at XXXX XXXX XXXX in XXXX XXXX, AR from XX/XX/2019 until XX/XX/2019. At admission to the hospital they were informed I was a VA patient and to notify them in order to obtain transfer to their hospital in XXXX XXXX, AR. They failed to do so within the 72 hours timeframe as established by the VA. We informed the VA by phone calls numerous times and were told not to worry about it, that I needed immediate emergency care, and I was set up through XXXX to be treated by a local hospital due to the distance to XXXX XXXX , AR VA. Consequently, XXXX XXXX XXXX billed XXXX XXXX XXXX and received immediate compensation, leaving a balance due of {$1800.00}, which is their co-pay amount. If the VA had been billed as instructed, their would have been no co-pay. The balance due went to Receivable Solutions in XXXX, SC and we informed them by written letter and attachments, which they continue to not recognize.
03/12/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 291XX	Web
Received notice from Receivable Solution about a debt that I questioned. I sent them a request for validation including but not limited to a contract or signed authorization in concern to HIPAA violation by certified mail. Yesterday I received a letter back from them signed by XXXX XXXX. The letter including a print out with my personal information and medical costs and treatment without no signed contract or authorization with my name on it. Medical records are confidential and should not be shared with third party without the patients permission in which no permission was given. With that being said Receivable Solutions is in violation of the FDCPA and if they continue to attempt to collect this debt and report it on my credit reports they will be in further violation. Please make note of this complaint and help me to resolve this matter immediately without any further damage.
07/27/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MO 656XX	Web	Servicemember
Receivable Solutions LLC XXXX I receive calls nearly every day from this company, they never identify themselves in voicemails so I researched the number and it comes back to Receivable Solutions. They leave messages indicating I owe a debt and never indicate what it is for. I have an excellent credit score and owe nothing to this company. I have asked them to stop calling. As soon as I pick up the phone they refuse to identify themselves and ask for me to very my address and provide CC information. I'm not sure what kind of scam this is but I assure you I owe them nothing. After researching their name they appear to offer collections for XXXX Hospital, any medical bills that would be billed to me by XXXX were paid to XXXX. I am exhausted by their constant calls and tactics. I think they are trying to get duplicate payments for items already paid to the hospital!
09/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 290XX	Web
Upon pulling my consumer financial report I discover that there is information that is deemed to be fraudulently reporting from this agency. I sent certified mailing informing them of these fraudulent actions. I have discovered that this debt collector Pursuant to 15 USC 1692 ( a ) have violated my privacy completely. I did not provide this debt collector with direct consent that they could contact me via mail or any other communication which is required pursuant to 15 USC 1692c ( a ). When looking at the amount owed on my consumer credit report. This company also seems to have committed identity theft due to myself never doing business with them about this matter and also purchasing my information concerning me as a consumer in order to collect on a debt. I have attached documentation that I have sent to this company concerning this matter certified mail # XXXX
04/28/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NC 283XX	Web	Servicemember
I received a " Limited Time Offer '' letter ( attached ) dated XXXX/XXXX/2016 stating that they were willing to settle my debt of {$2500.00} for {$1500.00} if that amount was received no later than XXXX/XXXX/2016. XXXX payments were made to the agency totaling {$200.00} between XXXX and XXXX. On XXXX/XXXX/2016 I called to make the remainder of the settlement amount of {$1300.00} but they would not accept it as payment in full. They stated that the {$200.00} in payments did not count towards the offer amount. I feel that this is a total misrepresentation and is not what the letter stated or implied. No where in the letter does it state that any payments made in this period would not be applied to the settlement amount offered. Please investigate these false statements and what I consider to be unfair practices against the consumer.
05/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 17603	Web	Servicemember
I saw a collection debt on my credit report. I disputed it with XXXX. They " verified '' the debt. I sent a letter to the collection agency disputing the debt with the amount owed, my name, the original creditor, and a partial account number. The collection agency responded that they were " unable to identify an account in [ their ] database. '' They requested I send them additional personally identifiable information to assist me. I then sent their letter and the one I sent them to XXXX to dispute the debt and have it removed since the creditor can not verify the debt to me without additional information, but can somehow verify it to XXXX. I am under no obligation to provide my personally identifiable information of a collection agency that may or may not be trying to collect a valid debt in order to verify the debt.
08/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 106XX	Web
My wife XXXX XXXX was in XXXX XXXX Hospital from Thursday XX/XX/XXXX through Sunday XX/XX/XXXX. Without our request, the hospital admitted my wife to a semiprivate room on the XXXX XXXX. My wife is not a child ( DOB- XX/XX/XXXX ). We disputed the {$300.00} co-pay for the semiprivate room with the hospital with XXXX last name unknown on XX/XX/XXXX and XXXX last name unknown on XX/XX/XXXX. Both of them promised us a response from a supervisor at the hospital. We got no response. Instead we got a collection letter from Receivables Solutions , Inc, XXXX XXXX XXXX, XXXX, South Carolina XXXX. We should not have to pay for a semi private room on a children 's ward that we did not request. Only the geniuses at XXXX XXXX Hospital can explain how my wife was placed in this room. Sincerely, XXXX XXXX XXXX
02/13/2017	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 295XX	Web
Recievables solutions put a collection on my credit report after it was already deleted. On XXXX/XXXX/XXXX a collection with Receivables Solution was deleted off of my XXXX report. On XXXX/XXXX/XXXX I got an alert from XXXX stating that a new collection was added to my report by this company. This is reporting with a new date aw well as it 's reporting past due. The date for XXXX was XXXX for {$33.00}. I have no knowledge of this account, they have placed this on my report with no contact by ... mail or phone. I do not owe them this debt. This company has never reported this collection on any other credit reports only XXXX and it was proven that they could not verify account as was deleted now they have added it to other reports. I have documentation from XXXX stating that the account was deleted!!
09/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29209	Web
XX/XX/2019 I began repairing my credit while doing so I found many inaccurate accounts listed from XXXX XXXX. I contacted all three credit bureaus to dispute the items that were listed that had been sent to Receivable Solutions and Receivable Management, the item came back verified from XXXX which I new was correct I then reached back out to XXXX XXXX to have them send me over proof that the items were mine which resulted in them finding that the accounts in fact did not belong to me. I contacted the collection agency to request that the items be removed and nothing has happened. I have also contacted XXXX to have several disputes done and again nothing has been removed. I have been denied credit due to these situation and would like to have it corrected immediately.
10/25/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	KS 66762	Web
First contact with debt collector was XX/XX/XXXX. Received XXXX letter dated XX/XX/XXXX. This is the first and only written communication the company has made. The letter is missing the following information : 1. a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector 2. a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector
02/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 291XX	Web	Servicemember
I had a debt with XXXX XXXX XXXX located in XXXX, South Carolina. I paid the debt directly with the hospital. However, a company called Receivable Solutions, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, SC, XXXX tried to open up an account - illegally and without my knowledge or permission to collect an otherwise paid debt. I receive notice from XXXX of this attempt. My credit had been frozen per my request since last year so that NO one but me can open up a credit account. How were they able to do this? I reached out to XXXX stating this was unauthorized and they will fight this on my behalf. How can a debt collector - not having a debt with me be able to open up an account without my consent? Harassment I understand but this is next level WRONG. What can be done?
04/16/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NY 106XX	Web	Older American, Servicemember
I have applied for Financial Aid- However Paper work was reshuffled to where I do not know. Additionally was given signed papers to send to XXXX XXXXl attached to each and every so called unpaid bill - However those letters seems to also get misplaced at time of opening them by the billing department of XXXX XXXX XXXX I have Blocked the telephone # after I had returned a phone call ( before having gone to Legal Aide of XXXX ) However they somehow seem to have resources to access my phone anyway and commence to call several times a day Thus violating several Laws. My only source of income is my Social Security - And there are loads of rights that I as an older adult should have and do have This is gross abuse of an consumer
08/07/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29154	Web
I received a collection notice from Receivable Solutions , Inc. dated XX/XX/20. Yet, I received the notice on XX/XX/20. I also didn't receive a past due notice from the provider, XXXX XXXX XXXX prior to the collection notice. Due to Covid19, payment arrangements were made on the account to pay XXXX XXXX monthly. In addition, the amount of the balance on the account is {$170.00} not {$220.00}. I paid {$50.00} on my account online on XX/XX/20 Receivable Solution used abusive collection tactics in failing to confirm the amount and whether a past due notice was mailed to me prior to placing this bill on my credit file, which has caused creditors to reduce my credit limits. I will be filing a lawsuit.
06/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	SC 29209	Web
Beginning in XX/XX/2020 I began working to correct issues related to my credit report that contained medical collections. These medical collections were supposed to be covered my insurance but for some reason they werent processed incorrectly and not in a timely fashion and when I found out the items had been sent to collections agencies. I reached out to Receivable Solutions INC to make arrangements to clear the debts and was told that they did not have any items in their office for me, I asked the agency to remove the items that they were reporting. Nothing has been removed as of yet, I have also sent certified letters requesting that those items be removed and have not received any response.
06/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	SC 29209	Web
Beginning in XX/XX/2020 I began working to correct issues related to my credit report that contained medical collections. These medical collections were supposed to be covered my insurance but for some reason they werent processed incorrectly and not in a timely fashion and when I found out the items had been sent to collections agencies. I reached out to Receivable Solutions INC to make arrangements to clear the debts and was told that they did not have any items in their office for me, I asked the agency to remove the items that they were reporting. Nothing has been removed as of yet, I have also sent certified letters requesting that those items be removed and have not received any response.
02/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29072	Web	Servicemember
On XX/XX//2023, I received a letter from Receivable Solutions XXXX ( XXXX ) attempting to collect a debt that I do not owe, in the amount of {$40.00}. The letter used an aggressive and accusatory tone, and makes remarks that are duragatory to my character, to attempt to coerce me into calling them or outright sending them money to pay the debt. This is the first such a letter I have received from XXXX. The letter also fails to mention my right to dispute the debt, or the requirement to do so in writing. I have already contacted the original creditor to verify the debt, and they confirm no such debt exists. They also confirm that the services of XXXX have not been engaged in any debt for me.
11/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29681	Web
I had a collection for XXXX XXXX reporting by Receivable Solutions. They have been extremely rude in trying to contact me. They threatened my job and my property ( which is not legal in XXXX that I am aware of ). It is currently being reported at {$1000.00}. The original debt amount is reported at {$1200.00}. The SC Dept of Revenue withheld {$1100.00} for this specific bill from my state tax return. I have the proof. Receiveable Solutions refuses to take it off. I have contacted them and contested it through the credit bureaus. They won't do it. This has happened before and it aged off. I am trying to buy a home. It is ridiculous. I have the documentation that it was paid.
06/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC XXXXX	Web
I have submitted several disputes to XXXX in reference to a paid Medical collections debt in the amount of {$340.00}, that continues to be listed as in collections and unpaid on my credit report. My last attempt was to resolve this matter was on XX/XX/XXXX. I received notice that the investigation was completed on XX/XX/XXXX. The account remains listed as unpaid. This debt was being paid through my state income tax garnishment. According to my record from the SC Department of Revenue, an amount of {$370.00} was paid to XXXX XXXX XXXX XXXX in XX/XX/XXXX. Please note that XXXX XXXX XXXX XXXX was renamed to XXXX XXXX. I have attached supporting documents.
02/07/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29615	Web
I've sent written communications to XXXX XXXX requesting information regarding the debt on XX/XX/30. XXXX XXXX have not responded back with any information or even attempted to do so. This debt has been disputed many times. This collection agency has not been able to prove the debt belongs to me by not providing documents that were used for verification to legally prove this debt belongs to me. XXXX XXXX can not verify which documents were submitted to the credit bureaus to legally report. XXXX XXXX are not able to provide the employee 's name at XXXX XXXX ( original creditor ), date, time, and reporting details or what was verified with them.
04/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29203	Web
THIS DEBT IS A RESULT OF IDENTITY THEFT. I HAVE FILED CLAIMS PREVIOUSLY AGAINST CREDITORS AS A PART OF MY IDENTITY THEFT PACKET FILED IN XXXX. I FILED REPORTS IN THE PAST BECAUSE I HAVE HAD SEVERAL DIFFERENT ACCOUNTS THAT I HAD TO DISPUTE OVER THE PAST XXXX YEARS. THIS IS RIDICULOUS. THESE ACCOUNTS HAVE MIS MATCH INFORMATION, MOST DON'T EVEN HAVE MY CORRECT INFORMATION. I WOULD LIKE FOR THESE COMPANIES TO BE SUBJECT TO A FINE AND OR LAWSUIT FOR THEIR CONTINUED NEGLIGENCE IN REPORTING INACCURATE ACCOUNTS. THIS IS EFFECTING MY JOB AN ME FINDING A PLACE TO LIVE. THIS NEEDS TO BE REMOVED IMMEDIATELY! RECEIVABLE SOLUTIONS LLC has multiple accounts
01/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 295XX	Web
Receivable Solutions received a certified letter from me on XX/XX/XXXX requesting they validate 5 debts they are reporting to the credit bureaus in the amounts of : {$80.00}, {$82.00}, {$220.00}, {$240.00}, and {$80.00} 30 days expired and I received no response. I sent a second certified mail letter requesting since they have not validated these debts to delete them from my credit reports. They received the letter on XX/XX/XXXX. I received the first correspondence today stating they are only investigating one account and to allow them 60 days to validate the account. They are only allowed 30 days and that time period has lapsed...
07/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 290XX	Web
I paid Receivable Solutions, Inc in full, {$130.00} and {$140.00} on XX/XX/XXXX. The checks that cleared were XXXX and XXXX, respectively. They admitted to the XXXX XXXX XXXX that they applied my payment to wrong accounts. XXXX Case Number was XXXX. Receivable Solutions, Inc apologized for their mistake and reassured me that they would delete those two debts off of my XXXX. They promised it would be deleted by XX/XX/XXXX although, I paid it back in XX/XX/XXXX. However, these two debts from Receivable Solutions, Inc are still on my XXXX credit reports. I would like these collections to be deleted from my XXXX as they promised.
09/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27705	Web
RECEIVABLE SOLUTIONS did not have my consent to communicate with me prior to this alleged debt. I do not know who RECEIVABLE SOLUTIONS are nor do I wish to pay any alleged debt. This isn't even my debt. RECEIVABLE SOLUTIONS obtain my private information and created an account in their records. That is a violation. Stating a consumer owe any alleged debts is also a violation. What RECEIVABLE SOLUTIONS are doing is false and misleading as well as unfair practices. I am attaching a cease and desist letter as well as an invoice. Pay the attached invoice to compensate me for every violation pursuant to 15 USC 1692k civil liability.
05/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20748	Web
Hello, i have this problem with ( receivable solution ) collection agency they have a bill for my wife ( XXXX XXXX XXXX ), they claiming that the amount is XXXX , however her insurance ( medicare ) said and confirmed with a fax that she is only responsible for XXXX , now this company has to correct the mentioned amount and then we gon na pay it because simply someone is incorrect and till now the insurance was able to prove that the collection agency is wrong so i am just asking to fix the amount to meet the insurance amount and we gon na pay it, otherwise i gon na take the case to the court to settle it down .. thanks
01/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 10552	Web
I dispute the validity of the alleged debt. The full amount of this medical bill was paid through an employee spending account of my employer XXXX XXXX, having been sent to XXXX XXXX XXXX on XX/XX/XXXX and payment cleared on XX/XX/XXXX. This information along with documentation of claim payment XXXX claim detail # XXXX ) was furnished to XXXX XXXX XXXX on XX/XX/XXXX. Despite my previous dispute of this alleged debt and documentation provided, I continue to receive the same bill and letter dated XX/XX/XXXX from a debt collector named Resource Solutions, LLC threatening collection efforts.
10/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 293XX	Web
While checking my credit on XXXX XXXX I saw a collection account for the amount of {$1500.00} posted by Receivable Solutions , Inc. on behalf of XXXX XXXX XXXX ( XXXX ) with an open date listed as XX/XX/XXXX. I have not been seen by XXXX this year. I have never received the details of what this debt is for. I disputed it on XX/XX/XXXX with XXXX XXXX, and I was sent a bill. I did not nor have I ever received an invoice or explanation of the debt just a bill showing this vague amount they claim I owe. The last time I was treated at XXXX was in XXXX and again in ( I think ) XXXX.
07/04/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 283XX	Web
This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of {$3200.00} with XXXX, XXXX and XXXX credit reporting agencies in XX/XX/XXXX. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt with is in violation of FCRA and HIPPA " NO CONTRACT WITH ALLEGED DEBT ''
11/01/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29360	Web
This company is sending me false documents. The letters have the exact contact information and pretty much the same letter but they changed name to original creditor on the NOTICE of INTENT. Also, they stating I have not dispute and I have confirmation that they did receive my disputing letter. I also called XXXX XXXX XXXX and they are unaware of this letter. If these accounts is not deleted IMMEDIATELY from all XXXX credit bureaus, I will file a lawsuit! While I prefer not to litigate, I will use the courts as needed to enforce my rights under the FCRA.
08/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AR XXXXX	Web
Receivable Solutions Inc has repeatedly called even after we stated that this debt is past the AR statute of limitations for medical debt collection. The first day we spoke to them, I told them that this was past statute of limitations and un-collectible and not to call again about this debt ; they called back a few minutes later, and at that time I told them that I was filing a complaint with the government. Then calls came everyday. # XXXX .. XXXX XXXX // XXXX XXXX // XXXX XXXX // XXXX XXXX // XXXX XXXX // XXXX XXXX // XXXX XXXX // XXXX XXXX
12/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	SC 29020	Web	Servicemember
They sent my debt to collections after I have paid on the debt. I received only XXXX notice that I had the bill in the first place. I have financial aid from the hospital who said they were going to call XXXX and tell I had financial aid. I have excellent credit and never had anything sent to collections in my life. I am so mad and I want it taken out like it does n't exist. I will scrape up the {$62.00} I owe somehow. How petty when they cashed my payment and still sent it to collections, unbelievable.. XXXX XXXX Check # XXXX XXXX XXXX XXXX
01/25/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 292XX	Web
Ive been paying on this account # XXXX since XX/XX/XXXX. I were making monthly payments on the account for XXXX County Hospital to Receivable Solutions , Inc . I didn't know the date of service was XX/XX/XXXX. When I called Receivable Solutions XX/XX/XXXX about the payments they told me they are no longer collecting on this account. I told them why would your company still collect after the statue of limitations. Ive asked for my refund I paid of {$290.00}, The stautue of limitation was over XX/XX/XXXX.
09/05/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29212	Web
This debt was just listed on my credit report as " XXXX XXXX XXXX '' and does not give an origination date of debt or what type of debt it is. The date reported on my credit is XX/XX/2021 and is listed twice with both amounts listed as {$1900.00}. Please note specific date of debt and accurate amounts. Also, please identify the type of debt that this is. This is a debt from XXXX XXXX XXXX in which the wrong insurance information was used by the hospital, therefore the owed debt falls on me.
02/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29154	Web
I am making a complaint about this medical bill that should have been satisfied back XX/XX/XXXX, I have reach out to the hospital to discuss this matter a number times over the pass couple years and most recently in XX/XX/XXXX and they are no longer able to provide me with any information. I was informed that I will need to contact Receivable Solutions Inc, I have reach out this Receivable Solutions with no resolution due to they are not he original creditor for this account.
12/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29072	Web
My medical bill of {$210.00} was paid in XXXX ( well on time ) but Receivable Solutions XXXX, XXXX, SC still flagged my account with credit rating agency and my score went down by XXXX points. Im about to apply for mortgage but now can not because of their error. My account was in very good rating until now. I called them and they admit their mistake but dont know how much time will it take for them to get it corrected. Please help o resolving this as this is consumer harassment.
03/23/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC XXXXX	Web
On XX/XX/2018 I sent a certified letter to Receivable Solutions advising them to cease and desist all attempts to collect this debt. In this letter I advised them not to contact me, or any third parties regarding this debt. This letter was delivered and signed on XX/XX/2018. On XX/XX/2018 I received a telephone voice message from Receivable Solutions in which I saved on my answering machine. They clearly disregarded my request to stop the telephone calls.
10/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29072	Web
Receivable Solutions continues to change the acct number once the dispute was deleted. All the medical bills were paid straight to XXXX XXXX center after my accident and they failed to report to receivable solutions.Receivable Solutions keeps part of the debt collected. However the debt was paid straight to XXXX XXXX XXXX when my lawsuit was settled. It should have never been reported to begin with because my attorneys sent them lettters.
12/05/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29210	Web
I sent a Validation letter to XXXX XXXX on XXXX XXXX, 2017, to Verify that this debt is my debit. I waited 30 days to see if they would send a response to my letter. I waited 30 days and they still have n't replied to my request. I have attached proof that they received the letter I sent to them certified. I have attached the proof that they received my letter as well as a copy of the letter that sent to them.
02/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29605	Web
I am not the responsible party for the debt on XXXX XXXX for {$1300.00} and XXXX XXXX for {$720.00}. I keep contacting the creditor asking for Valid proof that it was me on the claim that they have put on my credit ( XXXX XXXX ) & Im not having any luck. The legal definition of verification is to be able to support the truth of the data by affidavit, which they arent doing therefore they are engaging in fraud
12/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	SC 290XX	Web
Two medical debts are being reported by Receivable solutions that were a result of fraud that I believe was used by a relative with a similar name. I have disputed this debt and have furnished it to the credit bureaus as well but this collection agency continues to cause me damages by reporting these negative accounts that I 'm not responsible for. Please help me to resolve this matter quickly and amicably.
06/27/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	SC 291XX	Web
Receivable Solutions calls me repeatedly, sometimes every day, at all hours, despite having been told not to call me anymore. The number that shows on the Caller ID is XXXX. I want the calls to stop please. They have been told to stop calling me at least a month ago, if not longer. They have called me at least nine times within the past two weeks, at all various hours, sometimes very early in the morning.
11/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32712	Web
On my credit report you listed that I have a collection/chargeoff from your company. Please provide signed documents with my signature or any other documents showing I supposedly have a collection/chargeoff with your company. Please provide me with all written documentation within 10 days or this is a violation and you must DELETE it from my credit report. I only want you to respond via CFPB. Thank you
12/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29203	Web
Your company did not validate the debt, you sent me a list with my XXXX procedures which is a violation on HIPPA! Not to mention that is NOT my signature on that document!! I tried to handle this the correct way, but I will have to get my attorney involved. Not only is HIPPA against the law, falsely signing documents is a criminal offense. I want this removed from my credit report immediately!
10/31/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29360	Web
I sent Receivable Solutions letter within 30 days disputing this debt and they still reported to all XXXX credit bureaus after I sent letter. Also, I wanted them provide proof that they have been given right to collect the debt by the original creditor. Per FCRA, if all these accounts are not deleted with all XXXX credit bureaus I have no choice but to pursue legal action and file a lawsuit!
01/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29203	Web
This company did nit validate the debt. The sent me a list with my medical procedures which is a violation on HIPPA! Not to mention that is NOT my signature on the documents. I tried to handle this the correct way, but I will have my attorney involved. Not only are they in violation of HIPPA, but falsley signing documents is a criminal offense. I want this removed off my credit immediately!
07/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63017	Web
XXXX XXXX referred me to Receivable Solutions for charges that were supposed to be paid by an Employee Assistance Program. I received a nasty call from Reveveabke Solutions demanding payment for a debt I do not owe. The representative told me I had to deal with Mercy if I think I did not owe the debt and would do nothing to even indicate that I did not owe what they were harassing me for.
04/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 290XX	Web
I had an emergency and went to local ER. They stated it was out of network. It wasnt. It took 2 years to get the bill corrected. They charged me @ XXXX dollars and this was sent to collections. The accurate bill was XXXX dollars and I paid it promptly. The collection company wont remove it from my credit report even though the amount is inaccurate. I have disputed the claim several times.
12/21/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29203	Web
I sent a certified debt validation letter on XX/XX/2021 and this company has failed to validate my debt. Instead they sent a list of my medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them to have access to my information. Please delete this information from my credit file and cease all collection activities immediately.
08/04/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	SC 291XX	Web	Older American
This company has been continually calling my house and I do not owe any money to them. Someone will call now and just breathe or not say anything on the phone. I told them two years ago to stop calling. I had a XXXX and my medical bills were paid through insurance, so I want the daily calls to stop. They have called everyday for two years. The company 's name is receivable solutions.
11/11/2016	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	SC 29073	Web	Older American, Servicemember
Receivable Solutions has reported incorrectly. Each time we try to talk to them we get threatened. Last year they had reported duplicate accounts. Now those accounts are removed and XXXX account has been reported of over {$6000.00} the dates are wrong and the amount is wrong. Yet they will not talk with us even in order to set up payment schedules.
12/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29073	Web
In accordance with the fair credit reporting act, XXXX XXXX XXXX , Receivable Solutions Inc XXXX XXXX XXXX XXXX XXXX Account # XXXX, # XXXX, # XXXX has violated my rights. 15 u.s.c 1681 section 602 I have the right to privacy. 15 u.s.c. 1681 Section 604 Section 2 states a consumer reporting agency can not furnish an account without instructions.
07/07/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44236	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
04/25/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	SC 293XX	Web
Receivables Solutions is continusally calling my phone and leaving robot messaging on a debt I do not owe. In the past I requested for them to send me documentation confirming the debt. However they send me a letter back stating they could not find me in there system. I want the calls to stop, and I want the debt removed.
08/18/2015	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	SC 291XX	Web	Older American
My home and cell phone are on the Do Not Call list. I also submitted in writing a letter of Cease and Desist. I received a call this morning from XXXX from Receivable Solutions, XXXX stated that he saw that I was on the Do Not Call list as well as the letter of Cease and Desist yet called me anyway. This must stop.
08/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29445	Web
Receivable Solutions, Inc. # XXXX XXXX XXXX {$510.00} is not my debt and I have requested on several occasions to have this account removed from my XXXX and XXXX credit report. I DO NOT HAVE A CONTRACT WITH RECEIVABLE SOLUTIONS AND DO NOT OWE XXXX XXXX AND MONIES AND DEMAND THESE ACCOUNTS BE TAKEN OFF MY REPORTS
03/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29681	Web
The amount of the debt was deducted from my SC state taxes by the original company I owed, XXXX XXXX in late 2020. The collection agency will not take this off my credit report even though it was paid months ago. I tried to dispute it and they said it was still owed, even though I have proof of it being paid.
09/29/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29646	Web
Y'all have stolen from me. All my medical debt was covered by insurance, uet these charges are obviously more than simple insurance adjustments. You are purposely ruining my credit, not to XXXX the call to XXXX where they stated they couldn't find remarks I was looking at on my report. You are thieves!
09/23/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 29072	Web
I have been getting calls and voicemails from this one bill collector for months now. They call at least once a day, every single day and leave a voicemail. It 's always a machine that calls. I have over 40 calls from them in just the last month or so but it 's been going on way longer than that.
10/03/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	SC 29229	Web
Receivable Solutions I've contacted several times about the debt and collections on my credit file. I will like them removed and use the insurance I have which is XXXX XXXX XXXX XXXX. They never sent notices or even contacted me about the bills. I will like them removed immediately.
03/24/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37042	Web
I recently checked my credit report and discovered that this company has reported that I owe them a debt. To my knowledge this company has never sent me a letter informing me that I owe them anything. I was not afforded my rights under the FDCPA to validation
05/08/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	SC 291XX	Web	Servicemember
Continue to report inaccurate information to credit bureau from an auto insurance accident settlement that they were already paid for and now after my recent dispute with the credit bureau they decided to add on XXXX more bogus accounts.
07/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29063	Web
The debt of {$1000.00} was paid between with 2016 tax return. I received a letter in the mail that it would be taken out of my return. When I received the return it had the money taken out. This debt has been paid
11/16/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 29073	Web	Older American
They call at least 11 times daily. calls are from around the country, but they leave exact same messages. So I know it is the same company. It is Receivable Solutions, XXXX. The collection is for medical bills.
11/29/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NC 28213	Web	Servicemember
XXXX XXXX XXXX XXXX showing for {$55.00} Original was purchase by Receivable Solutions and I paid in full {$400.00} on XX/XX/XXXX for all medical bills to Receivable Solutions for this collection.
03/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MO 63123	Web
My partners daughter 's hospital bills were sent to collections in my name. We tried to get it fixed and nothing happened. Legally I do not have rights to her.
06/21/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29210	Web	Servicemember
I mailed in a dispute regarding items in dispute regarding identity theft. It has not been processed. Please process the attached information for dispute.
06/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29210	Web	Servicemember
I mailed in a dispute regarding items in dispute regarding identity theft. It has not been processed. Please process the attached information for dispute.
06/21/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29210	Web	Servicemember
I mailed in a dispute regarding items in dispute regarding identity theft. It has not been processed. Please process the attached information for dispute.
03/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 293XX	Web
Receivables Solutions is reporting a debt on my report that has been paid. I want this inaccurate information removed from my report today.
01/03/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 290XX	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/30/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
08/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 290XX	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
12/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29223	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
11/29/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29803	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
11/09/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29108	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29210	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29036	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29223	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29223	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/09/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29803	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
10/09/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29803	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
09/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29210	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
06/03/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 290XX	Web
XXXX XXXX billed for six years then turned to cll. agency afyer I paid them without missing a payment for over six years!
10/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 282XX	Web	Servicemember
Repeated monthly Reports of negative collection of medical debt on credit report that is not my responsibility.
02/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29607	Web
This debt is not mine and I did not authorize this. I am not very happy this is reporting on my credit report.
12/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 282XX	Web	Servicemember
Continuous attempts to collect an unverified debt after agreeing to remove from credit report.
11/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC XXXXX	Web
Submitted a request for validation of the debt, but have not received valid information.
11/20/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	AR XXXXX	Web
Certified letter sent on XXXX, they continue to call all hours of the day
10/05/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 296XX	Web	Older American
i do not owe this it was taken off my credit and then put back on.
12/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 291XX	Web
I do not owe this debt
05/25/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29108	Web

04/26/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MO 65804	Phone

04/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29073	Web

03/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29351	Web

01/27/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 43035	Web

01/22/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60617	Web

01/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29617	Web

01/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29073	Web

12/20/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29203	Web

12/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34953	Web

10/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29456	Web

09/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29108	Web

08/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29672	Web	Servicemember

08/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29108	Web

08/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29073	Web

08/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 62240	Web	Older American

07/26/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29449	Web

07/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29466	Web

05/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29910	Web

05/22/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29607	Web

05/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29680	Web

04/13/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29229	Web

03/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77065	Web	Older American

03/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11205	Web

02/02/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29229	Web

01/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29607	Web

12/09/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NY 10804	Web

11/17/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 10804	Web

10/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29681	Web

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31907	Web

09/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10804	Web

08/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	SC 29223	Web

07/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29541	Web

07/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27520	Web

07/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10166	Fax

06/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29568	Postal mail

05/24/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	SC 29209	Web	Servicemember

05/23/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OK 730XX	Web	Servicemember

05/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29303	Web

05/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29568	Postal mail

04/23/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29016	Web

04/19/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29615	Web

04/10/2020	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	SC 29201	Web

04/01/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29223	Web

12/31/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30238	Referral

12/30/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30238	Referral

12/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29609	Phone

10/29/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29073	Web

10/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 62034	Web

10/03/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	SC 29212	Web

09/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29662	Web

09/10/2019	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29115	Web

09/07/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 48227	Postal mail

07/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29568	Postal mail

05/01/2019	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29229	Web

04/22/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29053	Web

03/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

02/08/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29016	Web

01/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63123	Web

11/27/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63114	Web

10/15/2018	Yes	Debt collection Mortgage debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29036	Web

09/25/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29036	Web

09/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 14305	Web	Older American

08/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29045	Web

06/07/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29568	Postal mail

05/16/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30039	Referral

05/10/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29115	Postal mail

04/05/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30309	Web

02/28/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29568	Postal mail

01/28/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29532	Web

12/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31419	Web

12/06/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MO 63125	Referral

10/19/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KS 66215	Web	Servicemember

09/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29150	Web

09/02/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28348	Web

08/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31419	Web

05/16/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10594	Web

05/09/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29063	Web

04/16/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 10466	Web

03/30/2017	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 17931	Web

02/26/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	SC 29203	Web

02/14/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	SC 29150	Web

02/09/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	SC 29115	Web

11/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27606	Web

11/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MO 64801	Web

11/02/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	NC 28213	Web

09/30/2016	No	Debt collection Medical	Communication tactics Called outside of 8am-9pm	TX 75065	Web

08/09/2016	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	SC 29054	Phone

07/31/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 29053	Web

07/18/2016	No	Consumer Loan Installment loan	Problems when you are unable to pay	MO 63088	Web

07/14/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 30039	Referral

06/08/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	MO 65806	Phone

05/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	SC 29115	Web

05/12/2016	No	Debt collection Medical	Communication tactics Frequent or repeated calls	OK 73025	Web

04/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MO 63123	Web

01/07/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 29053	Web

01/06/2016	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29210	Web

12/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 29169	Web

11/05/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29645	Web

09/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40342	Web