Receivable Recovery Services, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33334	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX , XXXX , and XXXX This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files. 1. RECEIVABLE RECOVERY bal. {$1800.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX CC : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX
04/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23462	Web	Servicemember
Debt Collection claim was in the amount of {$460.00} from a XXXX that I haven't be too, nor use their service or any other similar service. This Collection has violated my rights, and adding someone else 's information on my credit report. I sent out a validation of debt and HIPAA authorization request in XXXX by USPS express 1 day delivery mail to the company and to the credit agency. In my letter I explained that this wasn't my debt, and please cease and desist all reporting activities within 14 days after receiving this information. Also, in my request I explained that they had 30 days to validate the request to show ownership of this debt. Neither party has responded and continues to have this information on my credit and recently updated according to my credit monitoring service. The company has failed to comply within my rights. I haven't received any information from this company for validation, nor a HIPAA Authorization with my signature that I had requested in writing.This company continues to practice fraud by placing un-authorize, and inaccurate/ invalid information on my credit without my consent. It has been over the time frame of my request. The company just continues to add fraud information. The credit agency themselves have violated my rights by having this information on my credit after I have requested and sent them the same information to validate this information with a 100 % accuracy, and the credit agency is in the violation of 15 USC 1681b, for even placing this on my account without my acknowledgement. I have disputed this information over 5 times and asked to personally send me validation that is my account. I haven't received anything from the credit agency nor the debt collector. I have asked the Credit Agency and the Debt Collector to send me a validation of debt with my signature from all parties. I have explained in writing that this is not my debt. I have asked them to cease and desist reporting until all information is received and validated This was the original request for the company to send the following information : Validation of Debt and HIPAA Authorization 1. I am requesting that the HIPAA covered entity or its business association provide debt validation for an account in question. Please provide that validation in the form of agreement, original bill, original date of closed account, and a detailed statement of procedures is required. 2. Please provide a breakdown of fees, including any collection costs, medical changes, and a contract or agreement with the original creditor and signed by all parties involved. 3. Please provide a copy of my signature with the provider of services to release my medical information to you. 4. Please provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer. 5. Cease any credit bureau reporting until the debt has been validated by me. 6. Please provide me with a verified certificate of authority, and proof that your company is licensed to collect debt in my state. Kindly provide me with a license number and registered agent or agent of service. 7. Finally, please provide an affidavit signed under penalty of perjury that your organization has not violated any portion of the FCRA FDCPA or HIPAA. Please send this information to my address listed on this form and accept this letter, sent certified mail as my formal 14 days debt validation request and 24 hours cease and desist from manners of reporting and communication, of which I am allowed under the FDCPA. Under the FDCPA it is a false, deceptive, or misleading representation or means in connection with the collection of any debt to communicate to any person ( consumer credit reporting agency ) credit information that is known or which should be known to be fake. Under the FDCPA, it is unfair or unconscionable to attempt to collect an alleged debt in any amount that is not expressly authorized by an agreement creating the debt or permitted by law. Also, my personal information was released without my consent or knowledge to a third party
04/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 19014	Web
First and foremost, I am not a dental provider, nor do I have any dental billing or legal training. If my claims are unsubstantiated, I sincerely apologize. I tried to work with XXXX in XXXX directly to resolve this matter to no avail. Therefore, Im asking The Pennsylvania XXXX XXXX XXXX to step in on my behalf. Tooth 14 I was placed in collection by Drs. XXXXXX/XX/XXXX ( XXXX ), XXXX XXXX XXXX ( XXXX ) andXX/XX/XXXX XXXX XX/XX/XXXX. I received collections notice from XXXX in XXXX in the amount of {$1100.00}XX/XX/XXXX was requesting {$590.00} ( XXXX Crown-Porcelain/Ceramic ) and {$97.00} ( XXXX XXXX XXXX, Including any pins ) for tooth number 14. Per collection notice/invoice these services were completed XX/XX/XXXX. XXXX XXXX paid XX/XX/XXXX{$550.00} ( Porcelain Ceramic Crown ) and {$100.00} ( XX/XX/XXXX ). XXXX was also billed and paid {$75.00} for XX/XX/XXXX on tooth number 14. XX/XX/XXXX, I became a patient at XXXX for XXXX and was quoted {$17000.00} to complete all work needed. XX/XX/XXXX, I had {$15000.00} of the work completed XX/XX/XXXX. With the plan of completing the remainder once my benefits renewed for XXXX. One of the items that were tabled for XXXX was the core build up and crown for tooth number 14. XXXXXX/XX/XXXXreatment plan for tooth number 14 in the amount of {$1000.00} is attached. XXXX and XXXX XXXX both paid for services rendered to tooth number 14. XX/XX/XXXX did not complete the services and reported me to collections for monies they received, and no services were rendered. Tooth 4 PerXX/XX/XXXX collections notice I owe {$150.00} for XXXX XXXX, Including any pins for tooth four completed XX/XX/XXXX. XXXX paid {$50.00} XXXX XXXX XXXX Any Pins for tooth number XXXX and XXXX XXXX paid {$100.00} XXXX XXXX for tooth 4. XX/XX/XXXX, my bridge from XXXX ( teeth 4, 5 and 6 ) had not been removed therefore I doubt any work was completed on tooth four. Bridge was not removed until XX/XX/XXXX, when implant was placed. Tooth 5 Elegance also reported me to collections for tooth number five implant in the amount of {$1500.00}. Which was supposed to be billed to XXXX XXXX before my XX/XX/XXXX, termination date. I had {$2000.00} in benefits left when I termed with XXXX XXXX because claims were never submitted. I paid {$1000.00} out of pocket because XXXX rejected the claim because XXXX refused to submit the proper documentation. XX/XX/XXXX, XXXX paid XXXX {$760.00} for tooth number five implant. If my calculations are correct that would give me {$230.00} credit. XX/XX/XXXX, bridge was removed from teeth four, five and six so implant could be placed in tooth XXXX. Once the procedure was completed my bridge for XXXX was reinstalled so that I could get crowns for teeth four, five and six once implant site was healed. XX/XX/XXXX, the bridge I had since XXXX broke. XX/XX/XXXX, I went to XXXX and was told they would have to make a temp bridge. I was never informed that it would be {$130.00} ( 3 ) for a temp bridge. XX/XX/XXXX, temporary bridge broke and XXXX would not schedule an appointment to repair. Tooth 3 During my consult with XXXX XXXX ( Periodontist ) atXX/XX/XXXX I was told I needed a {$1500.00} sinus lift for tooth number 3. XXXXXX/XX/XXXX XXXX said it was not necessary and completed my implant without any alterations of my sinus. I have attached several documents and mailed the entire file that I have created for your review. Please let me know what I can do to assist in resolving this matter. Thank you for taking the time to assist me. Sincerely XXXX XXXX Enclosed : - XX/XX/XXXXXXXX XXXX Payment T 5 - XXXX XX/XX/XXXXXXXX Full Treatment Plan XX/XX/XXXX - XXXXXX/XX/XXXX Treatment Plan T XXXX - XX/XX/XXXX - XX/XX/XXXX XXXX XXXX {$1200.00}. XX/XX/XXXX - Elegance in XXXX XXXX {$1100.00} XX/XX/XXXX - XX/XX/XXXX XXXX XXXX Notice/Itemized Bill XXXX - XX/XX/XXXXXXXX Out of Pocket Payment Implant # 5 - XX/XX/XXXX XXXX XXXX XXXX Payment T 14 and T - 4
07/15/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 70726	Web
To Whom It May Concern, In XXXX of this year, I started the house buying process, only to find out that there where medical collections on my credit report that I had no knowledge of. I had my wife, XXXX, reach out to the collection agency and the original creditor and XXXX of the bills are from the birth of my son at the hospital and the other is for a follow up visit at XXXX XXXX XXXX. All of the medical bills from the hospital where covered so I 'm having a hard time understanding how only these XXXX accounts where not covered. My wife started her investigations by calling Receivable Recovery on XXXX XXXX, 2015. She spoke to XXXX at ext XXXX then contacted XXXX XXXX XXXX XXXX. The conversations with XXXX XXXX XXXX XXXX continued on the following dates : XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, when finally my wife was put in contact with the manager named XXXX and went into the office and paid the collections in full, ONLY BECAUSE XXXX STATED SHE WOULD CONTACT XXXX AT RECEIVABLE RECOVERY AND HAVE THE ACCOUNTS DELETED FROM MY CREDIT REPORT. My wife works at a XXXX and by using the " What if Simulator '' the only way my scores were going to improve was if the accounts were removed completely from my report. There is no other reason for me to pay the accounts unless they were going to be removed. Now it 's a month later and the accounts are still remaining on my credit and Receivable Recovery has been telling me they ca n't remove it without the permission of their client ( XXXX XXXX XXXX XXXX ) and XXXX XXXX XXXX XXXX is now saying they are n't going to give them permission to remove it because it 's my fault I did n't give them the correct insurance information. When she spoke to XXXX XXXX XXXX XXXX in the past they told me they claimed it with XXXX and their claim came back as denied due to no coverage. I know for a fact that my son was covered at the time so she took the initiative to contact XXXX last week only to find out they have no claims in their system on the date the hospital claimed to have made them. For date of service XXXX ( Wife is still in the hospital mind you ) Claim was filed in XXXX of XXXXFor date of service XXXX Claim filed in XXXX XXXXFor date of service XXXX Claim filed in XXXX XXXXXXXX XXXX stated all of these claims where denied but XXXX stated they have no claims filed for any of the dates of service. This is a billing error on XXXX XXXX part or XXXX not on my part and I did my due diligence by paying the accounts when I was told they would be deleted and now everyone is going back on their word. Due to these errors, I will now no longer be able to purchase a house for myself and my family of XXXX. We will be homeless in a matter of XXXX weeks and no one is wanting to work with me or take the extra step to get the mistake rectified. I even have a voicemail from XXXX, the supervisor at XXXX XXXX XXXX XXXX billing from XXXX stating that Receivable Recovery would n't delete because of the circumstances and now that I have Receivable Recovery willing to do their part, now XXXX XXXX XXXX is not willing to do theirs. This is more than unfair and my wife and I have wasted hours and days of our time and efforts because of the all the runaround we 've been getting and nothing has changed. I ca n't imagine how hard this is for someone that does n't have the knowledge and education that my wife has in this field and to think that they only XXXX that is going to be out is us. They got their money now and are n't keeping up their end of the bargain. I was under the impression that if it 's the hospital or insurances fault that they have to delete the accounts once rectified.
07/18/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AL 36867	Web
To Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation isrequested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validationof the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you .At this time I will also inform you that if your offices have or continue to report invalidated informationto any of the three major credit bureaus ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues toreport on any of my credit reports by your company or the company you represent, I will not hesitate inbringing legal action against you and your client for the following : Violation of the Fair Debt CollectionPractices Act and Defamation of Character .I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must ceaseand desist. Also, during this validation period, if any action is taken which could be considereddetrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account Any Judgments obtained by any creditor regarding this account Name and address of alleged creditor Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for your company in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards
07/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70363	Web
To Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you .At this time I will also inform you that if your offices have or continue to report invalidated informationto any of the three major credit bureaus ( XXXX , XXXX , XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues toreport on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character .I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account Any Judgments obtained by any creditor regarding this account Name and address of alleged creditor Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for your company in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards
10/02/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	LA 70131	Web
Not verified, not liable,, no legal contract, not mine. I received a copy of my credit report XXXX XXXX at that point I saw a collection account from the Company Receivable Recovery Service, I sent out a letter in regards to this debt asking for verification and validation of this debt to the company .I never received a return response from the company via mail in regards to the letter I sent after 30 days. I sent another letter, still no response, But I did start receive ugly phone calls of harassment and threats early morning and night calls .I tried to explain that I had no clue of this debt and that this was not my account .The caller was very rude with a nasty attitude to the point I asked them to stop calling me because .I also sent out letters to the bureaus asking them for verification from Company. I never received the verification information, but I did see where on my report it was updated as verified .How can they verified something I did n't do .I HAVE HEALTH INSURANCE AND HAVE HAD INSURANCE ALL OF MY LIFE therefore it is no reason for me to owe a medical debt besides I never went to the hospital or was sick for any reason that 's why I requested verification when I say a medical charge. .Last month I decided to send off a letter asking for that verification again to the Credit bureaus soon after I received a letter from Receivable Recovery Services for the first time ever stating they mailed me papers back in XXXX of XXXX which I never received and they told me that my limitation for verification had expired at the end of XXXX XXXX .I HAD NO KNOWLEDGE OF THIS ACCOUNT AT ALL..How can my time expire about something I have no knowledge of. I had no clue about this debt until XXXX and I Immediately disputed this, Also after being denied verification from the company in the letter I received, I was threaten that if I continue to send letters asking for verification That I would be forcing and demanding to take other actions against me .They also stated they had taking care the issue with me .How can you take care of the issue with a person, when that person really have no knowledge of this debit because it do n't belong to them and your trying to threaten and bully them to allow you to report something that 's not yours .They have no interest in doing the right thing .They only want to collect money and damage my consumer report .They did n't satisfy this with me all they 've done was harass, threaten and bully me .They need to remove this account because its not mine, It was n't authorized by me, I Never signed a contract and they ca n't verify it.t I did n't even know this existed .I am very upset .This is wrong .A company just putting negative accounts on your report and you 've begged for verification because this is n't your debt, therefore it should n't be reporting on your credit report. This Company placed negative information on my report that affected my score negatively and now I 'm being threaten .THIS ISNT MY DEBT .Dealing with this company has been a nightmare.
10/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	AR 72404	Web
Receivable Recovery continues to blatantly report inaccurate, unverifiable entries on my credit report ( see attached ). The alleged entries reflect the original creditor is XXXX XXXX XXXX. The entry on my reports reflect that Receivable Recovery reported this entry on my credit report, yet they did not provide any communication to me. No dunning letter was received from this company. I have never did any business with this company, nor have I ever heard of the company. I have attempted on numerous occasions to gain clarity and insight on these erroneous entries by disputing in writing to them and the credit bureaus. My first disputes were with each of the credit bureaus and the responses provided from each bureau reflected that the entry was verified by Receivable Recovery. To that end, I sent a certified letter to this company. The tracking of this receipt reflects that they did indeed receive the dispute nor was the mail returned. To date, this company has not responded to my dispute of the validity of the entry they are continuing to negligently report. I requested : An agreement that states their authority to collect on this alleged debt ; Agreement with signature of the alleged debtor wherein he/she agreed to pay the creditor, Alleged account number, Date this alleged debt became payable Original delinquency date, Verification that this debt was assigned or sold to collector Complete accounting of alleged debt, and Name and address of the bonding agent for collection agency in case legal action becomes necessary. THEY DID NOT RESPOND. In my second request, given I never received any notification from them with regard to the first dispute, I requested they provide a copy of the financial responsibility page, provide a copy of my signature with the alleged provider of service to release the alleged medical information to them and cease any credit bureau reporting until the debt had been validated by me. They DID NOT. Consumer law provides that the creditor is expected to respond to your claim within 30 to 45 days and to inform you of the results of its investigation within five business days. Prior to reporting any alleged medical entry the ACA provides a collection company must wait 6 months. Receivable Recovery did not prove they met this requirement and to date has not furnished a copy of any documentation to support they provided the allotted amount of time to pass per law prior to inserting this derogatory, inaccurate entry on my credit reports. It is obvious that Receivable Recovery has no intent to honor the law nor respond to my previous disputes ; therefore, in the absence of them not responding with any documentation to validate the alleged debt, they must cease collections, return this debt to the original owner since they are attempting to collect on behalf of another company, and remove this entry from my credit reports immediately. This erroneous, inaccurate reporting is misleading and is further diminishing my creditworthiness.
03/29/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70122	Web
I paid {$170.00} to my doctor 's office on XX/XX/XXXX ( cleared bank and posted to medical office account on XX/XX/XXXX ). This is a debt which I still believe is not owed but was willing to make payment so that it would not be reported on our credit report. Received 1st letter from Receivable Recovery on or near XX/XX/XXXX. Called the agency and informed them I did not believe I owed the debt and requested records from BOTH Receivable Recovery and the doctor 's office. I also informed Receivable Recovery that I would make payment in the meant time. To date, I have not received records from either entity. Received a call yesterday from Receivable Recover. Called them back and they told me I had not paid yet. ( Note that I had received multiple calls each day for a XXXX # with no voicemail on the Friday and Monday prior to speaking with them ). I informed them they were wrong and the operator proceeded to be very rude with me. I requested a supervisor and was sent to the voicemail. Immediately called the billing company for the doctor and was told that they showed the bill paid and that notice had been sent to the collection agency to that point. She assured me that they would send a second notice of payment to Receivable Recovery. Received another call today from Receivable Recovery that they had just received notice that the debt had in fact been paid in XX/XX/XXXX and to inform me that they were processing a deletion since it had been reported to the credit agencies. I am furious that this has been reported as the matter had been correctly taken care of. I spoke to a supervisor who was of absolutely no help. He basically said " We reported it, we are asking for a deletion, its over, not sure what you want me to do about it. '' I believe that this agency uses fraudulent practices in trying to collect debt. They are harassing and not willing to do what is asked of them. To date, I still have not received any documentation from them proving that we were notified that we had a past due balance with the doctor and would be sent to collections, nor that Receivable Recovery had attempted to contact us prior to the letter received in XX/XX/XXXX. ( They claim a letter was sent in XX/XX/XXXX. ) I was also informed by the supervisor that he did see where I had request an itemized statement, and that they had requested one from the doctor 's office ( because they accept files for collection WITHOUT a copy of the bill ), but that they never received it from the office. I maintain that I followed what was expected of me in 1 ) disputing the amount in question and 2 ) making a payment in the amount in question to the doctor 's office in order to prevent this from being reported while we tried to clarify the situation and Receivable Recovery did not do as they promised by reporting this to the credit agency while the debt was in dispute.
04/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70663	Web
I was XXXX from XXXX consumption at a friend 's house for a get together on XX/XX/XXXX. An ambulance was called and I was picked up and brought to an emergency room and stayed for a few hours before being sent home. The ambulance company apparently sent the bill to the address they picked me up from and not the address on my license. I never received a bill due to this error. Months later, on XX/XX/XXXX, a resident at the house that the ambulance picked me up from let me know I had mail addressed to me at their home. I thought this was very strange and gave them permission to open it. They then sent me pictures of a " Notice of Default '' from a collection agency for my bill, it stated that the bill may be reported to the bureaus if it was not paid in 45 days from the date they first received my account from the ambulance service. I then called the ambulance company and informed them of their error fearing the impact on my credit since I never received a bill from them, never received a notice of my bill being sent to collections, and very luckily had the resident notice my name on a piece of mail at their house. I was told over the phone by their billing department that they would take 20 % off if I paid in full that day. As soon as I was about to pay over the phone the operator said she had to check with her supervisor to make sure I got the discount and she would call me back. She called back later to inform me that she could not give me a 20 % discount and corrected my address so I could receive the bill and get my invoice number to pay. Once I received the bill from the ambulance company at my address, I noticed I had a payment due date of XX/XX/XXXX. I then went to their website to pay. I started a payment plan with the first payment for my plan starting on XX/XX/XXXX. I received a credit score notice from XXXX XXXX for my credit report on XX/XX/XXXX. This stated I had a derogatory mark from the collection agency which was for the full amount left on my bill. I was under the assumption that paying my bill to the ambulance service would solve my issue. Apparently, the ambulance service did not inform the collection agency that they made a mistake of my address. Apparently, the collection agency opened it on XX/XX/XXXX, way before I was even informed of a bill, the bill being sent to collections, and a " Notice of Default '' from said collection agency. This derogatory mark was for the full collection and did not show my payment from XXXX as well. All because the ambulance service sent the bill from the location I was picked up from instead of my actual residence on my license and did not inform the collection agency of their mistake after they sent the bill to the correct address.
06/10/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	CA 90069	Web
This company, RRS, LLC called me multiple times using different numbers ( XXXX ) XXXX and ( XXXX ) XXXX with the same call back number ( XXXX ) XXXX. It was a recorded message stating that this was in regards to a legal matter. I should have researched the number before I called back. Big mistake on my part! I called the number XXXX/XXXX/XXXX and requested this company never call me again. I also told them I was reporting them to DoNotCall.org. I have already reported the first number. The comment was that this company works with them. First of several more lies to come. The man I spoke to is XXXX XXXX. He was very evasive and rude. I asked him to please tell me what this was about several times. He would mumble his words ; and when I would react and say " excuse me '', he would keep telling me to stop interrupting him. He then accused me of being rude and told me to stop talking to him like he was my husband, child, girlfriend, boyfriend or fiancee. He first said he was tasked to find me regarding fraud and that my parents were looking for me. The second lie. My only living parent knows right where to find me. He told me I am being charged with fraud in the State of XXXX. Third lie. I have not lived there in 13 years. The case number the message referred to covered about XXXX people, all of which he disclosed to me since I would not tell him my name. This was a trick to try and get my name. When he thought he had the right person, he said that was all he needed to know. Fourth lie. He said I am being charged with fraud for an account from XX/XX/XXXX from XXXX XXXX XXXX. I informed him I have no knowledge of such an account. I never acknowledged anything to him. Not my name, social security number or anything else. I told him I have never defrauded anyone. I also advised him that I am aware that any debt this old is no longer valid since it has exceeded the statute of limitations in any state ( 3 yrs in XXXX and 4 yrs in XXXX ). He said that there is no statute of limitations on fraud. The Statute of Limitations for Fraud in both XXXX and XXXX is 3 years. He rudely called me ignorant. I informed him I was not ignorant ; or I would not have known about statutes of limitations. He clearly does not know the meaning of this word. The last thing he said was " I will see you in court ''. I hung up at that point.
04/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33025	Web
In 2013, at the age of XXXX I decided to open a account to receive XXXX for my XXXX initially I didnt need it but I felt like I wanted a more structured XXXX. when I went to the XXXX in XXXX XXXX The XXXX himself said the XXXX were not needed, since I wanted a straight, more structured XXXX obviously my treatment would be small and minute I still agreed to go through with my XXXX, upon signing up I was asked to pay from $ XXXX that would start the process is well as put the XXXX in my XXXX, every single appointment had to be paid In advanced Or prepaid should I say due to the fact that I was a college student and thats the way they did business, I had no problem with it with that being said I was seen about 4 to 5 times and every time I went to the XXXX I paid in advance they were aware that I was back-and-forth to college as well as them not having it alternative orthodontist for me to go to my College area I would have to call & reschedule my appointment in order for me to get to the city of XXXX to be seen by them, within Time in multiple rescheduling they attempted to collect money for me, but if I hadnt been seen or any procedure had been done in my mouth why would I pay them? There was no obligation so with that being said they decided to put me into collections without any notice or any warning, we can put them in collection they decided to place a debt in my name over {$2200.00}, Which is not owed to them in anyway shape or form no procedure have been done in my XXXX and everything that I have gotten from them had been pre-paid in advance. They never called, gave me a warning and or spoke to me about being placed a collection they have never tried/attempted to remove this off of my credit I have attempted to numerous occasions about reaching out to them trying to speak to the doctor herself etc. and they refuse to communicate with me they continuously forward me to a Debt collectors I am reaching out to you at the consumer financial protection bureau for help
12/24/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MS 395XX	Web
I recieved a phone call from Recievable Recovery Services LLC on the XXXX of XXXX. They told me they were collecting debt in the amount of XXXX cents from XXXX XXXX Hospital services. I informed them if the debt was indeed real it was XXXX debt and I would make an effort to pay. I asked for an itemized bill to prove the debt was real. They tried to settle and I demanded a paper bill. They called me again today, on XX/XX/XXXX and again attempted to collect the debt. They said they had sent an itemized bill. I told them I didnt have that money and had not seen the bill yet. They offered again to settle for around 1400 dollars. The worker asked me to put it on a credit card, to cash put my 401k, and to borrow the money from a family member. I explained to her she was not my only creditor and was trying to collect the same debt another creditor had called about and that I could give her XXXX dollars a month until I was in a better position. She told me that was unacceptable. She informed me they would credit report no matter what I paid and when I asked what would happen other than that she refused to tell me. She also refused to allow me to speak to a manager. Different phone numbers were used for the phone calls and niether number works when dialed back. I never recieved a notice to dispute the debt and when I looked at her itemized bill it only shows the hospital name and the amount they say I owe with dates. There is no phone number on the bill or an account number specific to the company that I can tell and no information on how I can make a payment, just a stamp with their address and company name on it. She was abusive and inappropriate in her attempts to collect debt on XXXX XXXX without ever proving to me there was a real debt.
05/25/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33025	Web
I received a letter from Receivable Recovery Service LLC dated XX/XX/2020. The letter stated Notice of Default with a balance of {$330.00}. I logged onto their system XX/XX/2020 disputing the account and asking for validity of debt. Please note that this company violated the FDCPA laws because for one they reported it on my credit XX/XX/2020. Which was before I even received the letter which stated I have 30 days from the date of notice to dispute the validity of this debt. I made aware of this being reported on my credit through an app called XXXX XXXX. This company made a negative remark on my credit and back dated it to XX/XX/XXXX with a mark saying disputed by the consumer! They did partially respond to my request for validation of debt but they did not provide all requested documentation for an account that does not belong to me. They responded on XX/XX/2020 and I asked for documentation on XX/XX/2020 to the person with an email address of : XXXX I never heard anything back from them. A copy of communication is attached to this complaint. They have violated a lot of my consumer right and have made a negative remark on my credit! They need to be fined and they need to delete this from my credit history! For one I dont owe and didnt owe the debt. Once I saw it on my credit report I freaked out!!! I paid half which they didnt even report that payment until I threatened this on XX/XX/2020. They updated the payment and still once again ignored my request of proving me with proof that the account belonged to be. They never provided proof that they are licensed to collect in my state which is Florida. They were inconsistent with the amount due! The letter stated {$330.00} and they reported to the credit bureau as {$240.00}
01/16/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MS 390XX	Web
RRS is assuming that the debt is mine due to my lack of dispute to their initial communication letter. However, according to the FDCPA, my lack of response is not an admission of debt. On XX/XX/2018, when I called the representative admitted to not having any documentation on file about the debts. Afterwards, RRS voluntarily ( without my knowledge or permission ) obtained my records from XXXX which included itemization of services that listed the labs I took, an XXXX " Acknowledgment of Receipt of Notice of Privacy Practices '' with my signature, an XXXX " Patient Information Sheet '' with my signature, and a copy of my driver 's license. None are these are CONTRACTS stating I take responsibility for the bill. Also, RRS violated HIPPA by obtaining my private medical information without my permission because they admitted to voluntarily obtaining my files. This means that RRS cant produce a HIPPA Release form where I gave them permission to obtain my medical services. RRS reporting their accounts to the credit reporting agencies, is illegal due to them using information illegally obtained. Theyre saying my disputes have no factual or legal ground, however with RRS having my medical file and information without me knowing especially after their representative stated they had nothing on file for me is a clear violation of the HIPPA Laws. RRS is aware of this violation and refuses to remedy the situation. They are now subject to up to {$50000.00} in fines per violation according to the HIPPA Guidelines. By continuing to report the information they are exercising illegal debt collection. Also, I checked with the hospital and they confirmed that there is a balance of {$0.00}.
02/26/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70769	Web
On XX/XX/, a letter requesting verification and validation was sent to Receivable Recovery Services ( RRS ) in regards to an unknown dept balance from XXXX XXXX XXXX. It was explained in the letter that I was unaware of the dept, provider where dept was stated to be from, and that there was no consent/authorization given for my personal information to be shared with a dept collector. The letter requested that RRS provide me with validation and verification of debt, HIPPA authorization signed by myself, a breakdown of fees including any collection costs and medical charges, a copy of my signature with the provider of service to release my medical information to the debt collector, and that credit bureau reporting cease until debt has been verified and validated. Two letters from RRS dated XX/XX/ was received by myself stating that my request for validation and verification was respectfully declined. The letters also included dates, times, and deadlines for correspondence and disputes that I was unaware of due to being unaware of this dept. A follow up letter was sent to RRS on XX/XX/ requesting validation, verification, and proof that the stated accounts were mine in the form of previous requested documents. Attached with this letter was another " Request for Validation and Verification Letter ''. On XX/XX/, RRS responded with a letter with the account numbers and balances. The letter concluded, " Therefore, this letter will serve as our validation of the dept to you ''. The response from RRS was inadequate, and did not meet any of my requests listed on either letter I sent previously.
07/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70816	Web
I have mailed two certifed letters to Receivable Recovery Services , LLC requesting Validation of Debt and HIPAA authorization. RRS has responded to my letters twice but have failed to provide me with the requested information validating this debt. They have ignored my requests, yet this debt still shows on my credit report. I don't know how they are able to just ignore my request and violate the law as they have done. I have also sent a certified letter to XXXX, in which they stated they verified that this debt is mine and is being reported correctly, however during the verification process they still didn't send me anything with my signature to prove that they debt was mine. The debt is in the amount of {$190.00}. My questions to XXXX are : Where are the documents that you used to verify these accounts? What is the name of the person in your company who verified these accounts? What documents did they use to verify them? Please provide me with the name of that individual, their business address, and telephone number. Blacks Law Dictionary, 9th Edition, 2009, defines Verify as, 1 ) " To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) To confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification as, Confirmation of correctness, truth or authenticity, by affidavit, oath, or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party.
11/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36535	Web
I had noticed recently that my credit report had collections from a company named Receivable Recover services. On XX/XX/2019 I called Receivable Recovery services because in XXXX I had sent letters asking them to verify debt that they claim I owe and had not received a response. I spoke with 3 different people after calling 3 different times that day. I asked them to tell me what the debt was for and they gave me a list of account numbers and amounts that were owed. I asked if they were duplicates because the some of the amounts reported on my credit report are the same. They said they were not. I asked them to send me validation of the debt and the person I spoke to said that she would check with her manager. On XX/XX/XXXX I received a packet in the mail with a list of account numbers and amounts owed, with the original creditor being XXXX XXXX These are the amounts owed. {$120.00}, {$50.00}, {$120.00}, {$65.00}, {$150.00}, {$120.00}, {$65.00}, {$630.00}, {$520.00}, {$65.00}, XXXX, {$600.00}, {$350.00}, {$36.00}, {$600.00}, {$28.00}, {$830.00}, {$41.00} Also Included in the packet was various copies of " Conditions of treatment '' with signatures on the 3rd page. On one account the signature is clearly not even my name. I am not responsible for the account. Some of these other signatures look nothing like mine. This is not an adequate validation.
02/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23323	Web
I noticed some inaccuracy on my credit report and disputed the account with the ( creditor ) XXXX XXXX XXXX, Also with the Debt collection agency Recievable Recovery Services. I also informed them that the information was invalid. They also took my information without permission, and made their own decison to report that debt on my credit which i do not owe. They have yet to comply to my requests to remove this inaccurate/invalid information from my report. I am seeking out to you to resolve this issue, and follow through with my request. According to 15 U.S. Code 1692a - Definitions ( 6 ) The term debt collector means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. Recievable Recovery Services is a third party debt collector attempting collect an alleged debt. According to 15 U.S. Code 1692e. False or misleading representations ( 14 ) The use of any business, company, or organization name other than the true name of the debt collectors business, company, or organization.
08/16/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29203	Web
On XXXX XXXX, 2017, I sent a HIPAA validation letter to Receivable Recovery to validate a debt that they alleged I owed for XXXX XXXX. I asked them to provide proof of the debt and validation of my signature giving this provider permission to release my medical information to them. They in turn responding with a generic " patient ledger '' that included my daughter 's name, some charges, and procedure codes ( HIPAA violation ). This is not validation, as they could not provide proof of my signature giving the provider permission to release my personal protected health information to them. I sent a second certified letter on X/XX/2017 requesting proof of my signature and that if they could not provide me with this validation that they would need to stop reporting this debt to all three credit bureaus. My second letter advised that they had 15 days to respond from the date of receipt of my letter, which they did not. I sent this letter certified and I have attached proof of both letters and a screenshot showing where the second letter was received on X/XX/2017. They still have yet to respond my second letter, which proves they do not have adequate proof to validate this debt.
05/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 714XX	Web
I disputed this dept on my credit report on XXXX XXXX, 2016and on XXXX XXXX, 2016 the company responded to my dispute as verified so I call the company on XXXX XXXX, 2016 at XXXX I asked the representative about the dispute and why is it not being reported on my credit report as a medical bill instead of placed in collection. The representative asked me why was I disputing this account anyway, I advised him that the insurance paid this account. I also asked the representative what was he advised when they contacted the medical center to validate the debt, he responded with they do not have to contact the medical center with whom the original debt was made to validate it. According to 15 U.S. Code 1692g - Validation of debts paragraph ( A ) subsection ( 4 ) the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; The representative advised me " You needed to research the laws a little better before you start quoting laws to him ''.
12/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	LA 705XX	Web
On XX/XX/2019, I sent a validation of debt letter to Receivable Recovery Services, a collection company that now owns a supposed medical account of mine. I do not recognize this account, which is why I sent them a validation of debt letter. According to the FCRA, the collection agency was to provide me with : - what they say the money I owe is for ; - how they calculated what they said I owe ; - copies of any papers showing I agreed to pay what they say I owe ; - a copy of any judgment ( if there is one ) ; - identify the original creditor ; - proof the statute of limitations has not expired ; - proof they are licensed to collect in my state ; - their license numbers and registered agent. Not only did they disregard my requests and not provide me with any information, as a collection agency, they blatantly broke the law that is the FCRA. I have attached my original letter and their response. On their response, I highlighted the specific section where they state I asked for validation of debt, but they only provided me with verification which breaks the FCRA.
02/05/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 70114	Web	Servicemember
After reviewing my credit report and finding a balance owed by a past rental company, I reached out to them XX/XX/2019 to find out what the balance was for. I was told that I an additional balance after departing the premises. Before leaving the premises and turning in any property owed items, a walk through was taken by myself and manager of the property. I was told, I would forfeit my deposit and nothing else was owed. Five years later, I receive an alert from my credit report. When I spoke with the property manager and asked why wasnt I informed about the debt supposedly owed. She stated because there was no corresponding address listed, it was put in my old mailbox, Which is on their property. Thats was not correct because my mailing address has never changed which is associated with a family members home. Ive always used my mailing address on any application Ive completed. I also asked why wasnt I informed by email or phone. She stated theyre not required to do that. There was no damage in the unit when it was turned over to property manager.
03/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 71105	Web	Servicemember
I recently viewed my credit report and found a debt that was being reported by Receivable Recovery LA XXXX XXXX XXXX XXXX. XXXX XXXX La XXXX. This debt does not belong to me. I do not have, nor have I ever had a contract with Receivable Recovery. I sent a U.S. Postal Certified Letter on XX/XX/XXXX ( # XXXX XXXX XXXX XXXX XXXX ) asking them to validate this debt and to send any signed contracts I have between myself and with this company. I do not have, nor have I ever had a contract with Receivable Recovery. According to the Fair Credit Reporting Act, the creditor has to prove this account indeed belongs to me. My letter to this company was sent more than 30 days ago. I'm also concerned with the Hippa Violation of this medical bill. I have called this company several times with no returned phone calls. This was placed on my credit report on XX/XX/XXXX for the amount of {$640.00}. This error has caused great difficulties in me gaining credit, I demand that this negative listing be removed immediately from all credit bureaus.
07/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33142	Web	Servicemember
On multiple occasions I have advised Receivable Recovery that they are attempting to collect on a debt the does not belong to me and May have stemmed from Identity theft. It is absolutely upsetting that someone can steal my information and this company harass my life for a debt that was not incurred my me. I have sent over documentation numerous times for the fraud department to review in reference to this account. But the collection agency continues to make false statements saying that they cant view or read the documents. The address on file is an address that I have NEVER been associated with. And the orthodontist who has sent this file to your office is an orthodontist that I have NEVER been associated with. I have been in the military and enlisted XX/XX/XXXX and didnt leave from there until XX/XX/XXXX and during this timeframe I was stationed in XXXX XXXX, VA. I am unsure of when this account was established but it was DEFINITELY not me and I ask that this falsified information be removed from my credit report IMMEDIATELY.
04/19/2016	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	PR 00751	Web
I am writing to you to find out how you can help me. This company is reporting an account on my credit report as being in collection, but the account doesnt belong to me. Ive never lived in XXXXIve always lived in XXXX XXXX, yet this account is showing up in my credit history. I contacted the company, and they alleged that the account is mine, even though it isnt. Ive never lived in that state ; Ive always lived in XXXX XXXX. Also, I informed the credit reporting agencies, and XXXX removed the account from my report, but XXXX and XXXX refuse to remove the incorrect information. I hope that you can help me, because I filed another complaint with the FTC. I have included proof that XXXX removed the account from my credit report. But XXXX and XXXX refuse to remove it. I dont know very much Englishif I didnt give the correct answer to the question for the complaint that Im filing, please excuse me, because I dont know English. Im doing what I understand. Thank you. I hope to receive your help as soon as possible.
04/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70126	Web
I have had several account, that don't belong to me or that aren't correct. The accounts are as follows : XXXX XXXX acct # XXXX Phone # XXXX, XXXX XXXX XXXX XXXX XXXX, # XXXX XXXX, TX XXXX Original creditor ( XXXX XXXX ) Never had this account, didn't sign for it or authorize this account to be issued. Receivable Recovery Acct # XXXX Phone # XXXX Address : XXXX XXXX XXXX, XXXX, LA XXXX original creditor ( XXXX XXXX XXXX ) I went into the ER and I had insurance, my insurance company, didn't notify me I had a small balance due. Nor did the service provider notify me via phone, mail or email, that there was a balance due. Receivable Recovery, didn't notify me of any debt, via phone, mail or email.In order to place a medical bill on a credit report, as a negative account, the debtor must notify and provide a certain period of time, to cure the balance prior to placing it on the credit file. Not notification of any kind was provided, to me as the consumer. Per the fair credit reporting act.
05/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web
On XX/XX/XXXX of 2019 I went to have my braces removed because I could no longer afford to have them. I was made to sign a document stating that I was going to have them removed for that reason. Services were not provided until payment was made on that same day. After a brief review of my credit report, I discovered that XXXX XXXX XXXX XXXX placed my account with Receivable Recovery. Receivable Recovery has never called me, has never sent me validation of this debt, and has made derogatory marks to my credit without my knowledge. Under the FCRA, it is illegal to report a debt without first providing notice of your intention to do so. This information will be disputed as well through XXXX, which will be inclusive of proof of payment. Proof of payment will be provided to the CFPB as well. The agency has 15 days to correct their records before I consider legal action against blatant FDCPA and FCRA violations.
03/17/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MS 395XX	Web
Receivable Recovery Services calls my phone and will either not say nothing ( so I just hang up ) or want me to tell them my personal information before even telling me what the call is about or where they are calling from. I have repeatedly asked them to send me an itemized letter detailing what they are refusing to tell me about and to send it certified to ensure I get it. I have told them not to to contact me until they can prove that I get a letter and yet they still call. I have told them I do not owe them anything and to stop calling me. When I do this, they become aggressive and rude. I refuse to give my personal information to anyone on the phone especially when I know I do not owe this company anything. I can not provide dates or amounts because I have not been given any of that information at all. The only thing I have been told it was a medical debt.
03/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30016	Web
Receivable Recovery Services , LLC. has refused to validate the debt that they have stated that I owe. I deny that this is my debt and if it is my debt, I deny that it is still a valid debt and if it is a valid debt, I deny the amount requested is the correct amount. I acknowledge this debt was established without my knowledge and I have no contractual agreement with Receivable Recovery Services , LLC. The only correspondence that I received was a billing statement, in which the amount is different than what is located on my XXXX, XXXX, & XXXX credit report. This item does not qualify as verification per FCRA. The lack of validation of any debt owed to them is in violation of 15 USC 1692 Sec.809 ( b ) of the Fair Debt Collection Practices Act ( FDCPA ). Furthermore, Receivable Recovery Services , LLC. is practicing UNJUST ENRICHMENT.
03/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77065	Web
I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking. My official complaint is against XXXX XXXX. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas. The individual I've suspected for this theft is now deceased, and the police department said to contact the federal trade commission to seek relief. These companies disregard laws and dont care whos credit or lives they impact.
08/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 30040	Web	Servicemember
In XX/XX/XXXX-XX/XX/XXXX, XXXX XXXX XXXX of North Georgia XXXX, accepted care of my son with payment being split 50-50 % by my ex-wife and me. My half was paid-in-full, but my ex-wife refused to finish her half of the payment. She sited that the XXXX initially over-exaggerated the supplemental care for my son to charge for services that were not rendered. Subsequently, she stopped payment, the doc released my son from care, and placed balance on my credit report as she was out-of-state and unreachable for collection of her debt. During my XX/XX/XXXX-XX/XX/XXXX bankruptcy, I placed the debt for the XXXX 's bill in with the rest of my creditors. It has now come to my attention that the XXXX has re-submitted the debt under his name of XXXX XXXX XXXX to circumvent the system and collect on a discharged debt.
12/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MS 395XX	Web
On XX/XX/XXXX & XX/XX/XXXX, I received alerts that a collection account was added to my XXXX credit report. This account does not belong to me. I informed the hospital ( the original owner of debt ) that this was not my account. The account belongs to my daughter whose mom is responsible for financial matters as she has sole legal custody. It was supposed to had been resolved prior to XXXX with hospital. I faxed a letter and emailed the collection company with the statement and a copy of custody papers. I also requested a GUARANTOR form which showed ownership of account. I have not signed a GUARANTOR account for any medical bills involving this minor. I have yet to hear back from the collection company. This is not my account.
03/06/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 700XX	Web	Servicemember
I have written several letters to this company in regard to a medical collection that was paid in full to the original creditor before it became a collection. I have not received anything back from the collection company. I have even asked if the collection company was legal to serve as a collection agency in my state. I have not received validation as of yet. I called and spoke to a agent at XXXX, asking how they were able to verify the debt with the collection agency and i was told that they do not require any WRITTEN verification from the collection agency, ONLY a response of Yes or NO. If the credit bureau is not practicing the laws then how are we as consumers supposed to get fair practices.
03/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 707XX	Web
I have notice that the account # XXXX in the amount of {$50.00} keep showing up as a collection account on my credit reports. I have been disputing this account as well as others I have paid in full. The others are not showing on my credit reports, but this remain on it. I have got tired well it just {$50.00} I will pay it again to get it removed immediately from my credit reports. When it get in touch with Receivable Recovery she tells me I have several accounts. I explain to her those account have been paid in full. That I am willing to repay the {$50.00} not the other accounts. She seem she didn't want to here that. So I need help to get account # XXXX paid and deleted from my credit files.
01/12/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70809	Web
On XX/XX/XXXX I received a letter form Receivable Recovery Service LLC about paying a medical debt from XXXX. The letter stated that I must contact them within 45 days of this bill or they will report my account to the credit reporting bureau. On XX/XX/XXXX, this was reported to the credit bureau even though I set up a payment agreement online. There was no indication that they would report to credit bureau after the payment plan was set up. Also, the 45 day period that they stated in the letter was not honored. The account is now paid and is showing on my credit report. I would like this removed from my report as I they have attempted to collect this debt after being paid.
12/20/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	LA 704XX	Web
This account was put on my credit report twice after it was removed. i called the credit bureaus and they aid it looked like the account number was changed and dates that it was opened was different as well. So I opened up an investigation on those accounts. and they are reporting as closed now and paid but they are not suppose to be on my report at all. Also Receivable Recovery. I have reached out to them numerous times in regards to some medical collections that is on my report. Those accounts were paid to the original creditor which was XXXX XXXX by XXXX. I 've asked for this account to be looked into and removed off my report but its like they are not going into it.
12/22/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MS 390XX	Web
XXXX continues to report two items on my credit reports from Receivable Recovery. I disputed both accounts numerous times but XXXX keeps reporting as verified. I called the Collection Agency at XXXX on XX/XX/2018 and the representative told me that their company does not have any documentation for the accounts they are reporting. This means that XXXX is not performing a thorough investigation and is being negligent and lazy. If Receivable Recovery has no files or documentation of the account number on file, then how are they validating and verifying the account? How is XXXX verifying and validating the account? This account should be deleted immediately from my file.
09/27/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 703XX	Web
Upon reviewing my credit report a few months ago i seen multiple accounts listed under MEDICAL. Under hippa my medical information is protected. Why does a third party have my medicam information? Where 's the medical release form? This is humiliating and embarrassing that a third party collection agency can have access to MY medical records. I know for a fact i did not give ANY provider permission to share my medical information. RECIEVABLE RECOVERY NEEDS to remove ALL accounts on my credit report and send these accounts back to the original creditors. In addition i will be filing lawsuits against these creditors for violating my medical rights.
09/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	LA 70448	Web
On XX/XX/XXXX, I joined XXXX and received a FicoScoreXXXX credit report. At that time, I discovered a collection reporting from Receivable Recovery Services. This was my first knowledge of this alleged debt as I did not receive any prior correspondence from this company. This company refuses to fully validate this alleged debt ( see attached correspondence ). I have never in my life been XXXX. I divorced and later remarried in XX/XX/XXXX. My current husband has not been XXXX during the entire time he has lived in Louisiana. Although this debt is disputed, as of XX/XX/XXXX this company continues to report this collection activity ( see attached ).
05/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OR 973XX	Web
I just received an email from XXXX XXXX stating that my credit score has dropped. I investigated the issue. I found a new collection account from XXXX XXXX XXXX in the amount of {$1000.00} from the originating claimant of XXXX XXXX XXXX XXXX. According to the information provided the collect account was opened XX/XX/XXXX ; however, I check my account with XXXX XXXX bi-monthly and this email of notification of a new collection account was just received this morning at XXXX XX/XX/XXXX. If this account was open XX/XX/XXXX, I was denied my rights to Section 809 of the FDCPA. I have never received any written notification from XXXX XXXX XXXX.
12/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	PA 190XX	Web
A validation of debt letter under Fair Debt Collections Practice Act was sent to Receivable Recovery Services but they did not follow the requests of the letter within 30 days. Up to present day they have not provided an original contract that bears my signature. They also failed to provide an affidavit of claim & a certification of authority. Due to their blatant negligence the alleged debt from Receivable Recovery Services is considered fraudulent and invalid. Since this was a medical situation i also requested that they provide a HIPPA authorization, in which they failed to produce. I also attached a copy fo the certified receipt
06/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32257	Web
I am extremely upset and confused that this was included information below in my credit profile. These items are not reporting 100 % accurately. I want to be provided proof of this alleged item, specifically the contract/terms with my wet signature. If this is not doable, the item must be deleted from the report as soon as possible. is affecting my credit and also my life. Please delete this misleading information and supply a corrected credit profile to all. This collection account only appear under XXXX Bureau. please compare with other Bureaus. Thank you and I sincerely look forward to your response.
08/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 30213	Web
Collection charged appeared on my credit from XXXX XXXX. I contacted the dentist office last year advising them that my child had to have the braces removed because he complained about the pain. The braces were removed. He has not have any services in over 18 months from this dentist office. I left with a XXXX balance. I never received any calls, emails or letters advising of a debt. A debt appears on my credit with no fair warning or communication. There was not a balance when we left this office. Please remove this fraudulent balance from my credit report. The amount is fraudulent. I do not owe anything
11/18/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	LA XXXXX	Web	Servicemember
In the early Part of XXXX 2017 I attempted to contact receivable recovery to clear up my accounts with them 1 by 1 at which time I was told by the representative but I spoke to that I could not clear up one account that I would have to pay all accounts at 1 time before they would clear any account. If I 'm not mistaken by law I am able to say which account that I want my funds to be applied to. My call to the company was recorded and I do have the recording on my phone if needed at a later date to prove what I was told by the company representative. I feel that I was bullied by this Representative.
04/08/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70119	Web
I noticed this company attempting to collect a debt after seeing my credit report. I do not recall ever getting a letter informing me of the debt so I sent a request for them to validate the data and amount for I had medical insurance and do not believe an outstanding debt was incurred. I have sent 2 requests, both by certified mail. I have yet to get anything from them validating this debt so they have ignored me twice yet continue to report such as I have just checked today. I don't know how they are able to just ignore me and violate the law as they have done and are doing.
03/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 190XX	Web
I have notified XXXX that the receivable recovery account on my credit report is a result of identity theft. I sent a 605 identity theft letter as well as a ftc identity theft report. According to the federal law XXXX has 4 days to block the identity theft account from my credit report but they have failed to do so. It has been well over 4 days and XXXX is refusing to comply with the law. I also have a tracking number to prove that the notice was delivered to XXXX. Tracking number for experian : XXXX Tracking number for Receivable recovery : XXXX
03/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 700XX	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
03/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 700XX	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
03/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 700XX	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
03/24/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 700XX	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
08/19/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	LA 70360	Web
On XX/XX/2017 I sent in a notice to dispute via certified return receipt # XXXX XXXX XXXX XXXX XXXX and a XXXX XXXX for Receivable Recovery signed for the letter. On day 31 I pulled my credit profile and they failed to mark my account disputed as well as send me any information regarding this alleged account that I owe. This is a FEDERAL and STATE LAW VIOLATION. This is also not the first set of letters I have sent to this company, as they continue to ignore me and my request.
09/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA XXXXX	Web
I do not have or owe a debt to Receivable Recovery Services LLC. I asked for a signed contract with my signature and personal information to prove that I have a " relationship '' with them. I asked Receivable Recovery Services for ANY evidence of this " apparent '' debt from the original debtor ( in which I do not owe them ). I asked for verification and any signed original documents with the apparent creditor. I have not received ANY of the above mentioned items.
05/01/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77545	Web
On XX/XX/XXXX this record by RECEIVABLE RECOVERY SE was placed on my credit report. I have not received any letters, phone calls, or emails pertaining to this account I know nothing about. I have medicare and health insurance so I know I don't have any bills with anyone. I don't know why this account was placed on my credit report. RECEIVABLE RECOVERY SE RECEIVABLE RECOVERY SE XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$300.00} XXXX XXXX XXXX XXXX, LA XXXX ( XXXX ) XXXX
07/15/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 77054	Web
I did n't receive anything from them because I moved, but wend I did speck to them years later. I informed the that my baby was on XXXX and done anything they asked me to do. But instead they still put my account in Collection. I paid them Once they put me in collection, with the understanding with would be removed, Lets just say that did n't happen. Since paying them its still on my credit report. plus I also called them, only for them to be RUDE to ME
01/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70816	Web
I have disputed this account MULTIPLE times with the Credit Bureaus and also the debt collection agency. Not only have they not sent any proof that this debt is mine, according to the FDCA, a debt should be removed after 7 years of the first missed payment. ( Not the date the account went into collections ). This collection is passed 7 years and I want it moved from my XXXX report or I will be contacting my State Attorneys office.
03/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AR 72015	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT!
08/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 454XX	Web
Receivable recovery placed a account in my name that is not mine. I did not have this account and this account is not mine. I have never opened an account with XXXX XXXX. I never heard of a XXXX XXXX. This account was placed in my name fraudulently. It is listed a medical debt which is against the HIPAA laws to place on my credit profile and it needs to removed because it is a violation of HIPAA laws plus it isn't my account.
04/12/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70706	Web
Debt was paid through my insurance and the balance with my debit card. The original creditor did not inform me thst i had a balance because i used my insurance for medical visits..so now i have various collections for small amounts..dropping my score tremendously i paid the balance anyway..and assured me that they will not report it to the credit bureau..i was lied to and comoletely mislead..please help!!
05/23/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 35216	Web
After reviewing XXXX Credit Profile. a debt purchased from XXXX XXXX ; Receivables Recovery Se continues to furnish information on credit profile. When rendering services, from XXXX XXXX ; according to insurance all treatment was covered, if out-of-network, the practice didn't make known prior to scheduling. Requesting if a referral for treatment was given and if coverage verified prior to scheduling.
06/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70056	Web
I didn't receive enough information to verify the debt. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify through the physical verification of the original signed consumer contract-any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could mail, fax, email in a fraudulent account.
11/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 331XX	Web
Company by the name XXXX XXXX XXXX XXXX Has reported to a creditor and gave my information to RECEIVABLE RECOVERY stating that I owe {$940.00} and now it is on my credit report as fraudulent. I do not owe any of the above companies money and my information was sold without my discretion. I asked that this be taken off my credit immediately I am seeking legal representation otherwise.
05/02/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 711XX	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
07/31/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 703XX	Web
I requested that the creditor provides validation of the debt they are attempting to collect and they have not done so I requested this to be done on X/XX/2017 and I have not received any correspondence yet it has Ben almost a month. The collection amount listed on my credit monitoring site for {$1800.00} and I was never aware of such debt in writing
12/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 704XX	Web
I have never signed any written document saying that I owe this debt to the collector. They are violating my rights of the FCRA as a consumer. I do not know who they are and have not written consent from my end. Also, they have not verified that I owe this debt to this alleged company. Please have this removed from all three credit bureaus.
12/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30034	Web
Hello I have a debt from receivable recovery collection agency and I have no idea who they are or how I owe them. I never signed anything with this company to purchase anything with them. I have no type of contracts with these people! Please remove this from my credit report. It's false info. Again I never signed any contracts with this company.
11/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76548	Web
Receivable Recovery is reporting information without permissible purpose. Furthermore this account is only reporting on my XXXX Consumer Report. Pursuant to 15 USC 1681e ( b ) states all consumer reporting agencies must maintain maxium possible accuracy. 15 USC 1681b ( 6 ) states all Credit Reporting Agencies must work together.
11/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70726	Web
RECIEVABLE RECOVERY is reporting a debt I do not owe them to all three credit reporting agencies. I have asked for proof that I owe them but to date they have not furnished that to me. Despite this they have continued to report this false information. acct XXXX if this is not corrected I will be seeking legal remedies.
11/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70726	Web
RECEIVABLE RECOVERY is reporting a debt I do not owe them to all three credit reporting agencies. I requested documentation to demonstrate that I owed this company. Despite this request and their failure to do so, they have not removed the item from my credit. if this is not removed I will be seeking legal advise.
09/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70123	Web	Servicemember
Debt was mistakenly put on my credit report. I paid the debt to take it off my credit report. The original creditor has contacted the collection agency to stop but they cashed my check for payment and have failed to remove it from my credit report. Now I 'm out money and they are messing with my credit report.
12/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	MO 64151	Web
I have voicemails claiming to be an attorney firm threatening that if i dont pay right now they are taking me to court. Said they are the attorney firm but after looking up the address they are XXXX in NJ. She is very rude and causes an extreme amount of XXXX which is affecting my work and daily function.
09/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA XXXXX	Web
The said company has sent a " signature '' apparently of myself with a orthodontists office which is in question. The complaint is that I owe NO money to RRS. I am asking for proof that we have a signed contract together and that I owe them money. To date, they have not shown me such document ( s ).
08/15/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33444	Web
On XXXX XXXX, 2017 I received a notification of a debt that is owed. When I search the Florida database regarding this company to collect a debt from me they are n't licensed in the state of Florida. This company is in Louisiana. I have not received a detail of the original debt to show this is owed.
12/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33404	Web
Please be advised, I have been a victim of idenety theft. The have never done business with or entered into a written agreement with ANY OF THESE COMPAINES. RECIEVABLE RECOVERY {$1900.00} XXXX XXXX {$1200.00} XXXX XXXX XXXX {$1400.00} XXXX XXXX XXXXXXXX {$560.00} PLEASE ATTACHED FTC REPORT.
08/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70056	Web
I have XXXX medical bills on my credit report that I have spoken to a representative about that I should not be charged for and she said it should be removed within 30 days after I provided the needed documents such as copies of my insurance cards and the bills are still on my credit report.
04/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web
I have sent over 5 dispute letters asking for validation on how to prove i owe this debt. Haven't sent no type of evidence of how this debt belongs to me. Very furious I'm trying to buy a home I would like for them to delete this off my credit because this debt is hurting my credit profile.
09/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33023	Web
XX/XX/2016 XXXXn I have contacted this company numerous time to be removed off my credit report. They have removed it on my XXXX and XXXX credit report. I did not have any business with this company and I need this to be removed off my XXXX account immediately. The amount is XXXX
08/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33619	Web
I do not have a contract with this company collecting a debt. I have never received any information related to this debt. I have disputed this debt and have not received anything from this company. Please provide a contract where I had services to this company.
07/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36582	Web
I have faxed over a copy of my driver license, social security card, and my utility bill and I still haven't received anything from them. It have been three months. Lord knows I never gave them written instructions to put false stuff on my credit report.
06/04/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA XXXXX	Web
RECEIVABLE RECOVERY XXXX - I have no record of any contact from this company regarding a small {$310.00} medical bill. They have placed a delinquent notice on my credit report. I moved recently and it 's very likely they sent bills to the wrong address.
09/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33463	Web
I received a call stating that I owed {$440.00}. I tried to explain that due to COVID-19, I was not working and although I did not remember the debt I offered to settle. They refused and told me that will keep pushing it on my credit report until paid.
10/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC XXXXX	Web
receivable recovery service placed an account on my credit report without notifying me about the account. I have tried numerous times to get information about this account and this company has refused to give me any information about the account.
05/09/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	LA 70517	Web
This debt was removed from my XXXX and XXXX Credit Report but still reporting to my XXXX report. They stated the debt was n't paid however it was paid and I received a letter stating once paid they will delete off all XXXX major bureaus.
03/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 710XX	Web
I was reviewing my credit file and noticed on collection account from Receivable Recovery Service dated XX/XX/XXXX. I have attempted to contact the collection agency via certified mail dated XX/XX/XXXX but have not received a response.
11/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70726	Web
RECEIVABLE RECOVERY is reporting a debt that I do not owe them to all three credit reporting agencies. I have asked for verification that I owe them and they have failed to do so despite continuous requests and challenges. act # XXXX
02/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30338	Web
I am not liable for this debt with RECEIVABLE RECOVERY LA and I do not have a contract with XXXX XXXX XXXX plus they did not provide me with the original application like I asked. Account XXXX Amount Disputed : {$3000.00}
06/30/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL XXXXX	Web
I have contacted each company various of times and i have gotten no where. On The Florida office of Financial Regulations this company licensed has expired and is illegally doing business in Florida as a collection agency.
05/25/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 346XX	Web
There is an unknown account listed on my credit file stating I owe on a medical bill, first I was never informed of this and would have disputed this. I do not owe any medical bills. This is wrong, please help
12/09/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 293XX	Web
The company is harrassing me concerning a debt that is on my credit file due to fraud. They told me that do not care about whether it is ID Theft they are not going to remove the debt from my credit.
10/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 49601	Web
This company has no validated this debt and I have not held a negative balance with this institution. This account with closed with a {$0.00} balance and company refuses to work with me.
08/01/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29732	Web
This company license has expired and they are reporting on my credit report. In order to collect you need a license that 's not expired. I 'm requesting they remove debt from my report.
04/27/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 70122	Web	Older American
I sent for validation of the debt to this agency, it's been over sixty days and they just ignored me. Yet they are reporting three duplicate accounts on my credit. I do not owe this.
09/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 70737	Web
I am a federally protected consumer and Receivable Recovery Services has violated me under the provisions of 15 USC 1692 and 15 USC 1681. Please review attached documentation.
12/11/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	LA 70403	Web
I have been trying to resolve an issue with some medical collection s on my report that 's not suppose to be on there. Two accounts from Receivable Recovery.
02/21/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	LA 70737	Web
IS REPORTING XXXX DIFFERENT UNDISCLOSED AMOUNTS ON MY CREDIT REPORT ( XXXX AND XXXX ) SHOWING I HAVE COLLECTION BALANCES. ALL BALANCES HAVE BEEN RESOLVED.
11/29/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77550	Web
I sent a letter out XX/XX/2018 to verify this debt and I havent received any reply. I sent another letter out certified XX/XX/2018. It has been 30 days.
01/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 293XX	Web
This account is fraudulent and the company refuse to remove the account due to identity theft. Someone went to the XXXX under my name and created a debt.
04/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	PA 19143	Web
I have filed a dispute in regards to the incorrect item on my credit report, It has been over 30 days and I havent received any investigation results.
02/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77093	Web
RECEIV RECOV is claiming that I owe them {$100.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
05/30/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70737	Web
Receivable Recovery {$220.00} for all debts I had on my credit report on XXXX/XXXX/2015 by Debit Card to XXXX XXXX XXXX XXXX
05/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70737	Web
Receivable Recovery {$220.00} for all debts I had on my credit report on XXXX/XXXX/2015 by Debit Card to XXXX XXXX XXXX XXXX
04/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 704XX	Web
Debt was paid by insurance but, they paid it off late. So in result the hospital sent it to a debt collector.
01/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30058	Web
I HAVE ASKED FOR VERIFICATION THAT THIS DEBT BELONGS TO ME AND IT HAS NOT BEEN PROVIDED.
08/12/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 70127	Web
Collection Company was sent a Debt Validation letter via certified mail
06/19/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 79936	Web
sent a letter on XXXX never got anything back
04/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77706	Web
Attempting to collect on an alleged debt
01/28/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70791	Web

12/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30294	Web

09/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70084	Web

07/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32507	Web

07/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60189	Web

06/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78244	Web

05/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33844	Web

02/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70122	Web

02/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70122	Web

09/09/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MS 39503	Web

08/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77026	Web

08/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70056	Phone

06/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33511	Web

03/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33179	Web

03/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35215	Phone

08/27/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30017	Web

07/26/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29510	Web

07/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29445	Web

07/19/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	LA 70737	Web

07/19/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	LA 70791	Web

06/07/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	LA 70058	Phone	Servicemember

04/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19104	Web

01/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70815	Web

11/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34714	Web

11/01/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 70090	Web

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31816	Web

09/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	LA 70737	Web

08/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29732	Phone

08/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	LA 70454	Web

08/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 76053	Web

08/06/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29229	Web	Servicemember

07/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33312	Web

06/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33142	Web

05/01/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	PA 19150	Web

04/24/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 70815	Web

09/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	LA 70461	Web

08/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	LA 70459	Phone

07/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30236	Postal mail

07/13/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	LA 70092	Web

05/22/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70835	Web

04/02/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 48224	Postal mail

01/31/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 77549	Web

12/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MS 39069	Web

12/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77550	Web

11/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30096	Web

10/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 10166	Fax

10/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11427	Web

09/20/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MS 39525	Postal mail

09/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70816	Web

08/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48197	Web

08/07/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70764	Web

03/30/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70058	Web

03/30/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70058	Web

02/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19122	Web

02/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70764	Web

12/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77504	Referral

12/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33578	Web

12/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29472	Web

11/21/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29472	Web

11/13/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 70706	Web

10/24/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	LA 70059	Web

08/13/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33607	Web

06/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70443	Postal mail

06/12/2017	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	LA 70570	Phone

05/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70805	Web

03/30/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	LA 71435	Web

12/22/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	TX 75607	Web

11/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	LA 70070	Web

10/12/2016	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	FL 33157	Web

10/06/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21133	Web

10/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30274	Web	Servicemember

06/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AR 72734	Web

05/31/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	LA 70401	Web

04/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30047	Web

04/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AL 36571	Postal mail	Older American

04/13/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	VA 22405	Web

01/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 70461	Web

01/10/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 70003	Web

11/08/2015	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	LA 70401	Web

09/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19081	Web

09/15/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33773	Web

09/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70128	Web

08/05/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AR 72015	Web

07/24/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	LA 70806	Web

06/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 70127	Web	Older American

05/19/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 44122	Web

04/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 44122	Web

04/21/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	LA 70003	Web

03/17/2015	No	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	LA 70774	Web

03/05/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89084	Web

02/25/2015	Yes	Consumer Loan Installment loan	Taking out the loan or lease	SC 29325	Web

02/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78203	Web

02/04/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	LA 70117	Web

01/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 29325	Web

01/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 70512	Web

10/22/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	LA 70744	Phone

10/06/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	LA 70053	Web

07/29/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	LA 70808	Web

07/28/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	LA 70764	Web

07/18/2014	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	LA 70092	Web

05/16/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 91423	Web

05/11/2014	No	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	TX 75033	Web

04/30/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	LA 70503	Web

03/13/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 91423	Web

10/02/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70814	Web

08/27/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70769	Web