Receivable Collection Services, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/09/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 08619	Web
I am concerned about the validity and accuracy of XXXX XXXX, and XXXX XXXX recent investigations ( XX/XX/XXXX ) and ( XX/XX/XXXX ) of RECEIVABLE COLLECTION that is reporting on my credit report. I requested a reinvestigation of a RECEIVABLE COLLECTION account reporting on my credit file because I felt the item was not being reported legally and lawfully. I received a letter stating that the XXXX XXXX, and XXXX investigation was complete. I would like XXXX XXXX, and XXXX to explain to me how they conducted their investigation? Furthermore, RECEIVABLE COLLECTION has report defamatory information about me to the Credit Bureaus on account # XXXX. I contacted the below creditors, and they have NO proof I opened the accounts, nor written authorization, and have failed to provide any permissible purpose. In accordance with 609 BUREAU DISPUTE VIOLATIONS, DELETIONS TO CREDIT REPORT. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), XXXX XXXX, and XXXX are required by federal law to verify - through the physical verification of the original signed consumer contract - all accounts they post on my credit report. Otherwise, anyone paying for your reporting services could fax, mail, or email in a fraudulent account. I demand to see Verifiable legal and lawful Proof ( an original Consumer Contract with my Signature on it with RECEIVABLE COLLECTION ) XXXX XXXX, and XXXX have on file account # XXXX. RECEIVABLE COLLECTION account information was deleted from XXXX and XXXX because the fraudulent account could not be legally verified. However, XXXX reinserted the fraudulent account. Method of Verification 1. Please explain to me what your representatives uncovered to lead them to believe that you are reporting this item as it legally should be reported? 2. What certified documents were reviewed to conclude your investigation? 3. Please provide a complete copy of all the information that was transmitted to the data furnisher as part of the investigation. 4. What did it cost your company to obtain the documents needed to complete your investigation? 5. Please provide proof of your timely procurement of certified documents. 6. Did you speak directly to any agent of the company that was reporting the information to confirm the accuracy of what you are reporting? 7. If yes to above : a ). Who did you speak to? b ). On what date? c ). How long was the conversation? d ). What was their position? e ). What telephone number did you call? f ). What is the name of the employee of your company that spoke directly to the above party? g ). What is the position of the employee of your company that spoke directly to the above party? h ). How long has that employee been employed by your company? i ). What formal training was provided to this employee to investigate items of this kind? j ). Was there any e-mail or written communication between members of your company and the above party? 8. If so, please provide copies of all correspondence ; supply copies of all conclusive documentation to prove that you have in fact conducted a reasonable investigation of the account in question. 9. Provide the date of the commencement of information 10. Provide the SPECIFIC date reporting that these items will cease Enclosed with your response to the above questions I respectfully request a notarized affidavit confirming the information that is provided is true and correct as per my civil rights granted under several federal laws. This information should not come as a form letter response. My initial dispute was detailed and directly related to the account in question. A template response will not be an acceptable response. If you can not supply ALL the above information in a timely manner as detailed in several laws, including but not limited to the Fair Credit Reporting Act, I must immediately demand the permanent removal of this item from my credit report. This erroneous entry is detrimental to my overall credit rating and has caused me severe financial and emotional distress. If you choose not to provide the above-requested deletion or requested/required documentation of your investigation, I will pursue the enforcements of my constitutional rights via federal court proceedings. As you are aware this information will come out through my formal discovery process and necessary depositions. I have recently studied constitutional consumer protection laws along with civil/federal court procedures. I will formally request a jury trial! XXXX XXXX will further pursue all my legal remedies without further notice to XXXX, XXXX, and XXXX. XXXX XXXX has attempted to resolve this matter formally before filing a complaint on XXXX XXXX, and XXXX and lawsuit! HIPAA and New Jersey 's Medical Privacy Statutes and the penalty provisions of the ARRA section D, privacy provisions, the penalty rules of the HITECH Act as issued XX/XX/XXXX, and the Omnibus Final Rule effective XX/XX/XXXX and the FACT Act final rules effective XX/XX/XXXX, XXXX.are in effect in this situation. The Privacy Rules prohibit a covered entity from using or disclosing an individual 's protected health information ( " PHI '' ) unless specifically authorized by the individual or otherwise allowed under the Privacy Rules. RECEIVABLE COLLECTION is attempting to collect a debt on the basis of fraud. Please Remove/delete the RECEIVABLE COLLECTION, immediately!
10/23/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11102	Web
I owed a debt of {$110.00} from XXXX XXXX XXXX ( as per XX/XX/XXXX statement ) that I paid off in XX/XX/XXXX. I spoke with a representative from the company who processed my payment and sent me an email at XXXX with confirmed payment/receipt. I received one or two calls from the debt collection agency Receivable Collection Services , LLC ( XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NY XXXX ) stating that I owed the debt. I then called the PT company once more to confirm that the payment was made and they stated that they will escalate to management because it was still coming up. Receivable Collection Services then called me again and left a voicemail and I called them back. I called the office on XX/XX/XXXX at XXXX ( and spoke until XXXX ) to a debt collector named XXXX. I explained that the debt was already paid. She confirmed after looking through her records that, in verbatim, the " collection agency has received the payment of {$110.00} and will be posted and closed today. '' However, I received another called on XX/XX/XXXX at XXXX from a debt collector named XXXX who left a voicenote stating that he is calling to collect a debt. I called back at XXXX and spoke with him until XXXX. Similarly, he confirmed that after looking through records that the debt was already paid and that he is unsure why it is still showing up. He stated that he " will escalate to management and get it sorted out with XXXX XXXX XXXX ''. I stated that I can send the receipt from the company I owed as needed, and also asked if I can be provided with a confirmation email. XXXX stated that, " he can not send an email but will send a follow up call regarding the status ''. It is XX/XX/XXXX and I have not heard from the collection agency. However, I received a letter in the mail dated XX/XX/XXXX from XXXX XXXX, the Director from the agency, stating that the debt still continued to be owed. This has led me to file a complaint due to the lack of communication between the company and debt agency in resolving this case, after speaking with two debt collectors who confirmed the payment was made, and also having a paid confirmation receipt/letter.
10/30/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11727	Web
I contacted Receivable Collection Services , LLC ( RCS ) on XX/XX/XXXX around XXXX XXXX. to obtain a copy of the latest communication that was sent to me. The latest communication* was misplaced by a family member. I requested that a copy of the communication be sent to my email and also via regular mail. The customer service representative ( csr ) stated she would send the communication. Note : To date I have not received a copy. During the conversation with the csr, she stated that RCS received an email with a lot of questions from another person ( see attached email ) and that RSC did not respond because the email was not from me. I explained that my email was not working and I sent the email using someone elses email. The csr responded that RCS could not respond to the email because RCS did not know if the email was from me. If there was any question regarding who the email was from, RCS could have responded to the email and stated they needed proof of my identity or they could have sent me a letter requesting verification. The email ( dated XXXX ) contained questions that I need answers to so that I can be fully informed of the validity of the debt. * I believe the latest communication was sent in XXXX.
02/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11378	Web
XXXX : FICO score has decreased by 28 points XX/XX/XXXX THIS IS A FRAUDULENT SHELL ENTITY. The entity uses coercive and deceptive phone tactics, data theft, and false reporting to credit agencies. Account name RECEIVABLE COLLECTION SE Account number XXXX Recent balance {$120.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. RECEIVABLE COLLECTION has flagged your account as Collections. XX/XX/XXXX Alert Date XX/XX/XXXX Source XXXX Company XXXX XXXX Payment Status Collections Status Date XX/XX/XXXX Balance {$120.00} Balance Date N/A Address XXXX XXXX XXXX XXXX, NY XXXX Account Number XXXX Account Type Collection Terms 1 Month Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status Updated XX/XX/XXXX Balance {$120.00} Balance Updated - Credit Limit - Past Due Amount - High Balance - Monthly Payment - Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX XXXX, NY XXXX Ownership Individual Original Creditor XXXX XXXX XXXX XXXX XXXX Company Sold-to - Original Amount {$120.00}
07/25/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10471	Web	Older American
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Since I was covered by XXXX as well as a second insurance, I expected similar payment as XXXX from other suppliers. Since I received no bills from other suppliers, it was assumed that the payment would work through the system at a slower pace. A review of my credit report showed that that this bill remained unpaid and had been forwarded to the collection agency. In attempts to remove this item, the original company was contacted but the certified letter was refused. The collection agency was then asked for validation of the account with signatures, etc., and this request was ignored. They simply sent a new demand, and have recently begun phoning me with the usual spiel about using all information in pursuit of their money. A representative of the insurance company stated that the request for payment might have been incorrectly coded resulting in a pay request to the individual for {$1500.00}. It is now too late for any action by the insurance company
04/20/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	NY 11691	Web
I graduated from XXXX XXXX XXXX XXXX in XXXX. All of my tution and book was covered by a student loans that I took out with XXXX. I never took out any personal loans with XXXX XXXX XXXX XXXX. In XXXX I was notified through XXXX that a collection was placed on my account. The collection agency name is receivable colletions located at XXXX XXXXXXXX XXXX XXXX XXXX NY, XXXX. I contacted the collection agency and notified them that I do not owe this debt. I never took a loan out directly with my XXXX XXXX XXXX. I was given a document showing that I defaulted on payments in XXXX. Which I dont agree with because as I stated earlier all my tution and books were covered under the student loan that I took out with Navient XXXX I notified Receivable Collections in XXXX that the debt should be remove the default date is XX/XX/XXXX it is now XXXX and they refused to remove the debt. It has been over 8 years from the default date. Receivable Collections is reporting a different date to the XXXX so the collection account can stay on my credit longer. I have lost several opportunities because of this collection being on my credit report.
05/02/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 27616	Web
XXXX / XXXX / XXXX contacted the company regarding hyperinflation of debt. Collector states amount owed is XXXX and additional fees ( undisclosed as to where or what these fees are XXXX XXXX . When I asked why the balance so much higher than what I had previously been billed. They lied and stated I did not properly cancel my account. I informed them I have proof and that I spoke with a representative at XXXX XXXX by the name of XXXX XXXX . The collection representative refused to listen to my concerns, would not allow me to defend my debt nor offer me solutions to obtain data to correct the amount. She constantly spoke over me in a rude tone and belittled me if not chastised me for having an account in collections. The last statement I received on XXXX / XXXX / XXXX via email notified me of outstanding balance due to XXXX XXXX in the amount of {$100.00}. I feel that this was a method to fraudulently obtain additional funds from me through coercion
12/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ XXXXX	Web
This so called receivable performance Fraudulent, and Frivolous agency did not send an actual invoice like a monthly invoice of owed debits, I had no contracts with this Fraudulent agency, their validation is copying spread sheets on XXXX of other companies, no actual invoices, they sent an attachment of spread sheet copying channels of tv, it was not a statement, it was not an invoice from the actual company, they copied the XXXX XXXX XXXX logo and posted it on a letter that their scammer signed, he or she never realized how stupid he or she is. I had no contracts or signed agreements by me stating that I owe this scam frivolous fraud unheard off misleading scam artists. show me the validation of my signature to your frivolous so called collection company. I will be in the process to have my Attorney press charges in the Federal Court against them and collect punitive damages and Attorney fees and more.
01/27/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 11364	Web
Im writing to dispute a bill of {$1300.00} ( the 2 XXXX charges ) received from the Receivable Collection Service sent on behalf of XXXX XXXX XXXX. Prior to receiving this bill, I was not aware of the outstanding balance nor did I receive a bill from the medical office. Upon receiving the bill, I checked with my insurance company and was informed that I am not responsible for that full amount. When I contacted the collection agency afterwards, they agreed that i am not responsible for the full amount either. I was promised the amount will be corrected, but to this date I have yet to hear back. It has been almost 2 months at this point with no change has made. Therefore, I am formally requesting to have the Receivable Collection Service remove the balance of {$1300.00} from my account. Enclosed are a copy of the bill received and a copy of the insurance statement.
07/16/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07002	Web
About XX/XX/2021 I received by mail the Letter from Receivable Collection on Services, LLC ( Collector ) dated XX/XX/2021 with information that I have a debt {$410.00}. In order to verify the validity of the debt I sent the dispute letter against this action and demanded the additional evidence ( by fax number appeared on the Collector 's letter ). The Collector must verify the debt in case they have a dispute and inform me. However the Collector ignored the rules and violated my rights reporting Credit Bureaus ( at least XXXX I'm sure ) the disputed collection. This report harmed my credit score and credit history. The Collector failed to comply with the FDCPA law and abuse his power trying to collect the debt against the rules. All letters attached.
02/10/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07093	Web
This company erroneously charged me {$1500.00} for an XXXX. In the medical office, the staff told me that the total out of pocket cost for the XXXX would be {$400.00} and that I would not have to pay anything else. Soon afterwards, the medical office sent me a bill for {$1500.00} saying that I owed them additional monies. If I knew the total out of pocket cost for this elective test was close to {$2000.00} - I would not have agreed to do it. The company was very deceptive and baited me to pay {$400.00} in the office and then charged me {$1500.00} afterwards. I spoke with someone at the office and they agreed to remove this charge but then when it got escalated to management, they would not remove.
07/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TN 38125	Web
I am submitting a complaint in reference to this company knowingly reporting inaccurate data. My credit profile is affected by these penalties. This looks SUSPICIOUS AND DECEPTIVE ; I demand proof TO SEE valid authorization/proof of alleged debt. Reporting without valid proper disclosure requirements is in direct violation of my consumer rights. I XXXX XXXX legally requested a description of the details of the verification process used to verify this alleged account. Federal law requires you to respond in thirty ( 30 ) days to failure to comply with these regulations by the FTC U.S C41, et Esq. I am maintaining a careful record of my communication with your company.
09/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11233	Web
I pulled all three of my consumer reports recently and noticed that COLLECTION AGENCY NAME is reporting that I allegedly owe them DEBT AMOUNT. On DATE SENT FIRST LETTER I sent a letter to them requesting that they validate this alleged debt. It has been over 30 days I have not gotten any response from them whatsoever. I sent this letter via certified mail on tracking number TRACKING NUMBER which I verified that they received the request of information letter. Under the 15 USC 1692g I have allowed more time than prescribed for them to respond but they have not, so I am requesting that they cease collection of this alleged debt.
12/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75126	Web
during the time period between XX/XX/XXXX and XX/XX/XXXX I was out of the country. I spoke with the Auto insurance informing them the changes to the policy at the time when I left the XXXX and please place my policy on pause. I believe at some point progressive auto insurance canceled the policy I don't know why. if you're billing me for months that I was not a customer I don't understand why I should pay if I decide to change insurance companies at any point, and I should not be billed for months that I was not covered by your company for auto insurance
07/16/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NY 10303	Web
My name is XXXX XXXX My social security number is XXXX and my address is XXXX XXXX XXXX XXXX XXXX XXXX ny my complaint is that receivables con collection agency unlawfully a collection account on mycredit report with XXXX I wrote to the company telling them that the debt is not mine andits account from XXXX XXXX balance XXXX dollars I didadisput with XXXX to get it removed off my report and the collection agency unlawfully didn't respond to my letter that I was disputing this account as fraud
10/17/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 117XX	Web
Receivables XXXX, XXXX XXXX, XXXX XXXX launched derogatory credit reporting very recently. I have not heard of the company. When I called, their outgoing message identified them as a debt collector. Please, restrict companies from derogatory credit reporting. I am fully insured and have found that providers often place claims incorrectly creating problems. If someone contacts me I can help them to resolve any issue
09/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10019	Web
This company is trying to collect a debt i allegedly owe. Ask to be provided with validation of debt and company failed to do so violating my rights as a consumer. Violated my rights under 15 U.S. Code 1692e ( 11 ) and also 15 U.S. Code 1692 ( b ) Sec. 2. As well as 15 U.S. Code 1681b
02/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 088XX	Web
I am very concerned because my credit reports are showing discrepancies. I am a very concerned consumer and want only true information about me reporting. I have highlighted all these discrepancies. Please remove these inaccurate information as you are in violation.
01/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11427	Web
Please note there is a fraud account on my credit, RECEIVABLE COLLECTION. I dont know what this account is, nor did I authorize anyone to open this account. Please delete it from my credit profile.
07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 08861	Web
DEAR SIRS, THESE ACCOUNTS HAVE YET TO BE VALIDATED AFTER REACHING OUT TO THESE COMPANIES OVER THREE TIMES REQUESTING VALIDATION. PLEASE ASSIST ME IN SOLVING THIS MATTER.
05/05/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11106	Web	Older American
XXXX bill was send to my attorney at law.
08/31/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07747	Referral

08/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 11238	Web

07/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 11238	Web

06/26/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 23238	Web

04/02/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11368	Web

02/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11746	Web

11/09/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10019	Web

06/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 11101	Web

04/21/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07060	Web

10/14/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07728	Web

10/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 10302	Web

09/23/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11355	Web

08/08/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11501	Web

07/28/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NJ 08861	Web

06/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08854	Web

03/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 08873	Web

03/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11367	Web

02/26/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 11412	Fax

02/24/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11542	Web

01/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NY 11570	Web

12/28/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11354	Web

12/18/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11364	Web

12/18/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11355	Web

12/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11354	Web

12/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NY 11743	Web

12/04/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11356	Web

12/02/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11417	Web

11/24/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11357	Web

11/13/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07721	Fax

10/29/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07722	Fax

10/27/2020	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11429	Fax

09/16/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11357	Web

09/06/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11364	Web

09/02/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11717	Phone

08/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11417	Web

08/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10980	Web

08/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11356	Web

07/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 11356	Web

06/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11356	Web

06/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11516	Web

03/02/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11797	Referral

01/28/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11797	Referral

05/23/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10003	Postal mail

05/17/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11354	Web

04/03/2018	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10027	Web

01/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11106	Web

03/22/2017	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11360	Web

02/27/2017	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11354	Web

10/29/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	GA 30014	Web

05/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 11355	Postal mail