RAB, INC. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/19/2023	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	AL XXXXX	Web
I took out a XXXX XXXX on a property I was selling and the closing fell through due to an inspection issue. It was taken off the market by the seller while they repaired the issue. R.A.B. , Inc sent the below email to myself, every agent that works at my brokerage and the office admin stating I had committed fraud and UCC violations ( all very incorrect ) On Tue, XX/XX/XXXX at XXXX XXXX XXXX wrote : XXXX XXXX and XXXX XXXX XXXX XXXX XXXX, My firm has been retained by XXXX XXXX XXXX, XXXX XXXX XXXX XXXX for legal processing and UCC enforcement. Your XXXX XXXX XXXX has been delinquent for some time with no effort on your behalf to resolve this matter on a voluntary basis. I have reviewed your file and your past sales, and I see that you have had ample opportunity to resolve this case. Please note that you, as a broker, were notified of the UCC filing and did not forward XXXX to cure, it appears that you and your company may have committed tortious interference and UCC Violations according to Uniform Commercial Code 5-502 to 5-511 and UCC Title 18 Part 1 Ch.47 1032 ( 3 ). It has also come to my attention that you, acting as your own broker, changed title companies, and Secreted the Commission when the property XXXX XXXX XXXX XXXX was sold. XXXX, this is not a loan, this is a true purchase of commission. Contract Fraud on a Real Estate Transaction is a blatant violation of the Realtors Code of Ethics and Standards of Practice. At this point, XXXX XXXX, we have two options. Either you can contact my office to resolve this account on or before XXXX XXXX XXXX Wednesday, XX/XX/XXXX, or I will file the 406a statewide lien with Title Companies and Title Attorneys ; having them all served notice of the UCC1 & intercept any current and/or future commission due to you and/or your brokerage until the balance is cured. I will also advise that XXXX XXXX will take the following actions : * File a Notice of Default against your Brokers License with XXXX as well as with the Alabama Attorney General according to Uniform Commercial Code 9-607b ( 2 ) a, which could result in a fine or loss of license. * File a complaint with the Alabama Attorney General for Fraudulent Receipt according to Uniform Commercial Code 5-502 to 5-511, which could result in a fine. * Add additional collection and recovery fees according to Uniform Commercial Code 9-607 ( d ). * Contact XXXX as well as with the Alabama Attorney General to advise of possible FRAUD AND FALSE STATEMENTS by Concealment of assets from conservator, receiver, or liquidating agent according to Title 18 Part 1 Ch.47 1032 ( 3 ), which could incur a large fine and up to 5 years imprisonment. * File a complaint against your Brokers License based on Realtors Code of Ethics & Standards of Practices for Contract Fraud and Solvency. Tabitha, the ball is in your court. All of this can be avoided with arrangements for or a payment of {$12000.00}. I have attached all agents that risk having their commission seized with the UCC Lien. I can be reached at the number below should you want to resolve this on a voluntary basis. Again, it is imperative that I hear from you on or before XXXX XXXX XXXX Wednesday, XX/XX/XXXX. Cc : XXXX XXXX ; XXXX XXXX ; XXXX XXXX, XXXX of Liens Thank you, XXXX XXXX Final Accounts Processing RAB , Inc . Phone : ( XXXX ) XXXX Fax : ( XXXX ) XXXX Email : XXXX Mailing Address : XXXX XXXX XXXX, XXXX, TX XXXX If you have received this email in error, please notify the system manager. This message contains confidential information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. Email Signature- Collector Banner I responded to the email per below but this email was fraudulent and damaging to my reputation and relationship with co-workers. XXXX - Now that you have had a chance to review actual documents regarding this commission advance you can see that your offensive accusations of XXXX and False Statements are far from the truth. At no point in time have I ever or would I ever violate my Code of Ethics or Standards of Practice. I have not concealed assets or changed title companies as falsely accused by your organization. The last I heard anything from XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) was on XX/XX/XXXX and there was no concern or even request to get the balance paid or set up installments. If there was I would have started making payments at that time until another closing came in to pay the balance. So you can understand my surprise to receive this demand this morning from your firm. I equally have not received anything from your office until this morning regarding this account. At that time ( before verifying your facts ) an email to the licensed agents in my office was sent out which included many false accusations about office closings and practices. I have been aware of the UCC filing since XXXX of XXXX and I am aware that UCC filings are common practice with lenders just to show an active loan in place. That was filed when I took out the first advance with XXXX XXXX and it has remained since then. Since XX/XX/XXXX I have done XXXX different commission advances with XXXX XXXX without issue and have been very happy with their service. As we discussed and I provided proof in writing, the contract on XXXX had some inspection issues and the seller asked that I take a reduction to cover the cost of the new roof. Before agreeing to said reduction I sent XXXX with XXXX XXXX an email asking if the advance on XXXX could be moved to another closing. He immediately agreed that was not an issue and sent me the contract to move it to the closing on XXXX XXXX. A couple of days before that closing I received an email from XXXX XXXX ( buyers lender ) stating they would not be able to close the loan at no fault of the seller and then a mutual release was received. XXXX from XXXX XXXX was in the loop and aware of the issue. I offered to move the advance to another contract and he wanted to keep it with XXXX if I could get it back under contract. I did receive another contract and before we could get to the closing attorney to start processing the buyer got cold feet and backed out. XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX C XXXX XXXX
02/14/2022	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 339XX	Web
On Thursday, XX/XX/XXXX at XXXX XXXX XXXX I received a text message on my personal cell phone XXXX from XXXX XXXX representing eCommission from XXXX and XXXX with this threat, quoted : " XXXX, if I do not hear from you I will have to put your account in legal status. You understand that they will file complaints against your license? Please give me a call XXXX XXXX representing eCommission XXXX. '' I did not reply. Then, again on Friday, XX/XX/XXXX, from the same number I received the following text, quoted : " I will be notifying XXXX XXXX of the UCC1 Lien against you ** XXXX XXXX representing XXXX XXXX. '' I responded : " There is no lien against me. Does your firm usually tell lies? And that would be a CFPB violation against you if you do so. I'm an educated person. Threaten me again. I also have not authorized your firm to text me. FTC violation. Don't text me again. '' A few minutes later, I received multiple emails to multiple email accounts, including my employer-sponsored email address, from an account which I did not authorize or opt-in to receiving emails from eCommission. To my ultimate humiliation, my former employer, XXXX XXXX, was copied, as well as, my former email address with that employer, my personal yahoo account, my personal gmail account. Included in their numerous emails as an attachment is what appears to be a UCC-1 filing against me, dated XX/XX/XXXX. However, the financial instrument they attached as " proof of indebtedness '' to eCommission was dated XX/XX/XXXX. My first response to them was that I had not been served any documents via judicial due process ; I had no knowledge of such lien against me ; and I questioned the dates on the documents. They notified my current employer with the same attachments via facsimile addressing XXXX XXXX, Compliance Specialist with XXXX XXXX. XXXX XXXX has confirmed receipt of all of the above from this debt collection agency, https : //www.rabtx.com/ - claiming to represent eCommission. They told my employer that they expected to be paid. In addition to the discrepancy in the dates ( filing a lien against a consumer 9-months prior to the date of the financial documents/loan ), the documents filed with the UCC-1 are against a nickname, the address on the documents was vacated more than 2 years prior to the lien filing date, judicial due process was not complete, but their brutally embarrassing tactics have caused me personal strife, fear, and anxiety. I am a XXXX mother of XXXX children. My employer is my only source of income.
07/01/2019	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NY 11704	Web
I am the XXXX of a XXXX that is in dispute of charges from a repair company. I was contacted by RAB ( Regional Adjustment Bureau ) and informed that they would be collecting the debt. I informed them that I was in dispute of the amount of the debt, but I agreed to pay part of the debt as full payment because I felt it was appropriate compensation for their efforts to repair our issues. I was then sent a letter stating that the debt was to be paid THAT DAY by ACH transfer OR Credit card. Fearing that the company may in some way be deceptive ( Based on internet information available to me ), I stated that any payments would be made by XXXX check. They then made harassing telephone calls to me at my office ( on a recorded line ), then two calls to me harassing me on my cell phone. Then I received a text message stating " Should I call XXXX, XXXX or XXXX to get them to pay your debt ''. Those are my wife and children, not associated in any way with my business. I proceeded at that point to send an email with the following language : Harassing me in my office by telephone and harassing me on my cell phone are one thing, but sending me a text message threatening to harass my wife and children is unacceptable. I refuse to be on a phone call in which I am being yelled at and berated, hence the reason for my exiting the phone call ( all recorded ), but you have stepped way over the line. I will conclude any business with XXXX directly, ANY business between you and I is concluded. Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe. You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the New York State Attorney Generals office. Civil and criminal claims will be pursued. I was contacted twice more that same day by this individual. I feel that this matter will not be resolved and this particular individual will stop at nothing to continue the harassment.
10/16/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CO 80126	Web
XXXX XXXX called from RAB to the apartment community with an outstanding invoice that we were in the process of disputing with our vendor. We were disputing the invoice with the vendor because no work had been completed and the invoice in question should have never been submitted to collections. ( I received confirmation that this was an error on behalf of the vendor ) The major issues with RAB is that they said they were calling as employees of the vendor XXXX XXXX XXXX ) and Failed introduce themselves as a third party collector over the course of several phone calls and emails. It wasn't until an " intent to XXXX '' they served us that we realized they were debt collectors. They then called our corporate office on an almost daily basis and again never introducing themselves as a debt collector and stating they worked with the vendor. They also used threatening, loud, and abusive language with cursing to several of our team members in multiple interactions. Meanwhile we were communicating directly to them trying to dispute the invoice believing they worked for the company and their lack of communicating they were collectors has now put a strain on our relationship with the company that services our apartment communities. Lastly the first person who called claimed he was XXXX XXXX he was the one that was verbally abusive and threatening and using profanity. Afterwards someone else introducing themselves as XXXX XXXX also working for XXXX XXXX was calling and being amicable and respectful. We believe both XXXX XXXX and XXXX XXXX are the same person trying what can only be described as a " good cop, bad cop '' technique. The vendor has cleared up the invoice issue and settled the dispute as invalid. I have no issue with the miscue on the vendor. But I believe that the collector was using illegal tactics and violating other laws outlined here to try to collect a debt.
11/14/2022	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	IL XXXXX	Web
XX/XX/XXXX I obtained a commission advance from XXXX XXXX for the property at XXXX XXXX XXXX XXXX. in XXXX. I borrowed {$4600.00} and the amount due at closing was {$6800.00}. The property closed on XXXXthe buyer 's broker received the buyer as a lead from XXXX and XXXX was due a referral commission in the amount of {$4000.00}. It was XXXX 's responsibility to send their invoice to the title company, the closer I am assuming was confused and sent XXXX XXXX commission to XXXX. XXXX contacted me and told me they didn't receive their full balance and I owed them an additional {$2800.00}, which I sent to them on XX/XX/XXXX. I can't be certain about the chain of events as this was 4 years ago and a lot has happened in our world since that time. At some point XXXX, I can only assume sent their payment back to the title company and I was now responsible for paying the balance to them when the closer at the title company made the original error by not paying both XXXX and XXXX. I paid XXXX XXXX {$2800.00}, XX/XX/XXXX {$1000.00}, XX/XX/XXXX {$1000.00} and XX/XX/XXXX {$1500.00} to RAB , Inc collecting on behalf of XXXX Since XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX has been contacting myself, my broker, my co-workers and the owner of the company I am now with, XXXX XXXX. The original company XXXX XXXX has since been dissolved.. On XX/XX/XXXX XXXX stated I owed XXXX {$4700.00}, I paid them {$1500.00} that day and they received it XX/XX/XXXX, on XX/XX/XXXX, she stated I owed {$5300.00}. She has false statements and is striving to collect the wrong amount, she has also threatened myself and my current firm. XXXX XXXX has shared information improperly and threatened to take negative legal action.
04/14/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 90255	Web
I received an email SUBJECT - UCC Violations, Solvency, XXXX XXXX and XXXX XXXX XXXX XXXX XXXX, Case No : XXXX, Balance {$16000.00} - dated XX/XX/2016 In this email there were 11-12 different emails Most, I have no association with, in the email, there are 5 attachments containing my personal information and address. There threatened me with the following : File a Notice of Default against your Brokers License with XXXX as well as with the California Attorney General according to Uniform Commercial Code 9-607b ( 2 ) a, which could result in a fine or loss of license. * Contact Title Companies and Title Attorneys to serve UCC1 & intercept any current and/or future commission due to you and/or your brokerage until the balance is cured. * File a complaint with the California Attorney General for Fraudulent Receipt according to Uniform Commercial Code 5-502 to 5-511, which could result in a fine. * Add additional collection and recovery fees according to Uniform Commercial Code 9-607 ( d ). * Contact XXXX as well as with the California Attorney General to advise of possible FRAUD AND FALSE STATEMENTS by Concealment of assets from conservator, receiver, or liquidating agent according to Title 18 Part 1 Ch.47 1032 ( 3 ), which could result in a fine and/or up to 5 years imprisonment. * File a complaint against your Brokers License based on Realtors Code of Ethics & Standards of Practices.
09/06/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	AZ 85365	Web
I received a telephone call on a company phone number from a XXXX XXXX @ RAB http : //rabtx.com/XXXX XXXX. XXXX called stating that an account was placed with his firm for collection. I informed XXXX that the number he was calling was not associated with this debt and asked him to not call again. XXXX then began to tell me that my name was the individual that had ordered the service that was in collection. I was an employee of that company at that time - not an XXXX - not a financially responsible individual. XXXX then began to repeatedly call three different phone lines that I personally have. One call I answered he shouted that he would contact my husband ( and told me his name ), my son ( told me his name ) and daugther in law ( told me her name ). He then began to scream at me over the phone ~ loud enough that other employees could hear him and are willing testify to the emotional turmoil it caused me. I hung up and he called back and spouted off my SSN, & home address and proceeded to tell me that he would show up at my home to collect the money. This individual is now spoofing numbers and calling my number showing up like my boss and calls from them showing up on his phone as me. This has been harassment like I have never experienced before. PLEASE KNOW THAT I AM NOT THE RESPONSIBLE FOR THIS DEBT, HOWEVER, I DID FILL OUT THE INFO ON THE LAST PAGE AND CHECKED " JUST ME ''
06/25/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 94114	Web
I initially started to receive calls from a XXXX area code on XX/XX/XXXX. I didn't recognize the number, so I didn't pick it up. Then, several calls from a XXXX area code started to ring to my phone ( my home area code ). I picked up the calls and it turned out to be XXXX XXXX from RAB Inc who claimed that I owed money for wine that I purchased as the owner of the XXXX XXXX XXXX. I repeatedly told XXXX that he had the wrong individual and that I was not the owner of XXXX XXXX XXXX and that it was a supermarket in the floor of my office building. He proceeded to let me know he had my drivers ' license number and knew all of my personal information, rattling off my mother 's full name as well. He, then, called my mother with this information and began to harass and scare her. He said that he had my social security number and all personal information about me. We both asked him to never call us again and that he had the wrong person as I was not the owner of XXXX XXXX XXXX and did not have anything to do with who they owed money to. It was really scary and XXXX XXXX should be disciplined for this type of harassment and these scare tactics. I have nothing to do with this debt and am just trying to clear my name at this point with the company who is trying to collect this debt. I have been very obviously incorrectly tagged with this debt.
03/25/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TX 750XX	Web	Servicemember
XXXX XXXX is an employee of RAB Inc. We have now asked him and his organization to take us off his list and to stop all phones calls on at least 5 occasions. He calls us over and over. Leaving very threatening messages. He contacted me today by making it look like my office called me. While he was on the phone with me, he pulled up my address, my auto mobile, my wife and her birthday, and while talking to him, he began pulling up my home, home value, address, car wife 's car and threatening both me and my wife. This man is not only a criminal but he is very dangerous. He calls me and I am not even an officer of the company that he says owes the debt. He calls the owner, employees who do not even know about the situation, companies he finds on our websites, and harasses and threatens each of us. This company and this man is very very dangerous. We have asked them now to stop calling for several weeks. They refuse and now are threatening our families. I feel I should start carrying a XXXX. Imagine a stranger calling you who you owe nothing and have never met, and they start telling your address, home value, the cars you drive, license plates, wife 's name, my dob, my wife 's dob, and then yelling at you calling you a criminal over and over. Would you find this threatening? Would you feel endangered?
03/10/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	PA 156XX	Web
A man by the name of XXXX XXXX would n't tell us who he worked for but I later looked up the telephone number he called from. I discovered he works for Regional Adjustment Bureau , Inc. He is trying to collect a debt from a family member of mine that owns a business. He repeatedly used multiple telephone numbers which he spoofed even local numbers to make it look like it was a local call. We called those numbers back and they were random people that had no idea what was going on. He threatened to call us every day until we contacted the person who owed the debt. He even went as far as contacting my wife, her sister, and her family who has absolutely nothing to do with the company who owes the debt. He even went as far as calling them repeatedly and hung up on them with a very very nasty tone. He told my sister-in-law that she " sounded dumb '' and asked if she ever went to school. Secondly, he called my father a " dead beat '' and told my wife to " shut her mouth ''. He has called not only the people above, but also my brother, and my sister. We are all tired of this " debt-collector '' harassing all of us which we have absolutely nothing to do with the debt owed. He has violated the Fair Debt Collection Act completely. The telephone numbers that he spoofed to call us are : XXXX, XXXX, XXXX, XXXX.
07/03/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 799XX	Web
My office was contacted by XXXX XXXX of Rab Inc. ( XXXX ) in regards to a debt that was not associated in any way with me or my company. Mr XXXX continued to harass my office with threats of liens on my property until somehow finding my personal cell number at which time Mr XXXX began to harass me through text and demand I pay a debt of one of what he claimed was my tenant in one of my buildings. Mr XXXX continued to threaten to lien my properties if I did not pay the debt of which I had no knowledge, association or involvement. My attorney contacted Mr XXXX and told him to stop contacting me. I also emailed mr XXXX a cease and desist letter to cut off contact to which Mr XXXX replied " I am not a consumer debt collector sir! I hold no obligation to the FDCPA '' Although XXXX shows Mr XXXX as a debt collector he refused to abide by the FDCPA and denied it in writing. In addition Mr XXXX continued to threaten my property with fraudulant liens and would not stop contact. XXXX and mr XXXX are acting as third party collectors for a debt. The debt is in no way associated with myself or my company. The original debtor has agreed that they do not know why RAB is attempting to fraudulently extort me by using liens on my properties as threats.
09/21/2021	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted your employer	MD 207XX	Web
On XX/XX/2021, I contacted ecommissions about a letter that was sent to a 3rd party a present employer referencing an account still in dispute for non-payment by XXXX XXXX XXXX XXXX. The director of defaulted accounts Ms XXXX XXXX was unproductive and unprofessional. Ms. XXXX was very argumentative, belligerent, and disrespectful. She was unable to answer my questions referencing the threatening letters received. XXXX invaded my privacy and harassed me for the last time is what I said. Further, Ms. XXXX XXXX the director of default advised that I obtain a lawyer regarding the monies in dispute because the file in question was referred to their attorney for payment. RAB, Inc is not an attorney office and awaiting figures for settlement or a payment plan. MsXXXX XXXX state the loan is personal but its a commercial debt. I do not own any shares in XXXX XXXX XXXX XXXX or the title company I am seeking damages for the threats, invasion of privacy, violating for greed, breach of peace, and XXXX attempt to diminish my name with new broker of record. The harassment started when XXXX could not get in contact with XXXX XXXX XXXX broker XXXX XXXX XXXX the owner and broker of XXXX XXXX XXXX XXXX and XXXX XXXX XXXX in XXXX XXXX.
12/29/2021	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	TX 78748	Web
XXXX XXXX # XXXX This is my second complaint against this company. 1st complaint XXXX XXXX XXXX emailed me 23 times and threatened to sue me for theft of services and told me I would go to jail for this. This was a business loan even though it states in the contract that this is not a loan. But i received money which I started to pay back immediately but then was unable to do so because my bank closed my account for being negative. Because my business stopped operations for the summer due to Covid. I tried to contact them to let them know my business would not be operating for the summer but their website does not have an email address or a phone number listed. They did not 6 months ago and still do not to this day have any phone number or email listed. Also, I am not a personal guarantor for this loan. This time XXXX XXXX XXXX called me again but she was impersonating someone else. She claimed her name was XXXX XXXX. But this was the same person I spoke with last time. She threatened me with the same actions as last time, threatened to sue me for theft of services and jail time.
11/02/2023	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 77584	Web
This company RAB Inc has harassed me with phone calls and text messages. Calling everyone I know. To name a few : my employer, my broker, my mother, my colleagues, etc. The guys name is XXXX XXXX and he sends text messages and leaves harassing voicemails. He still has been unable to furnish paperwork on the alleged amount owed and has not mailed me written notice of the debt or information that the debt belongs to me. If I could attach the voicemails I would. He threatens to take my real estate license and that he will be in contact with my real estate company I work for. He said he is prepared to play a game and come for everything I have. He called my broker and all the realtors in my office harassing them, it has gone too far. There company comes off as a fraud because they have sent no paperwork or facts but just harass and call you through phone calls and texts making false allegations.
10/05/2017	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	FL 33705	Web
A company I represented as XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX has been administratively disolved. XXXX XXXX - RAB, Inc. - P : ( XXXX ) XXXX - F : ( XXXX ) XXXX - is attempting to collect a debt XXXX had with a company, XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX has made several threatening phone calls and emails, although I had already informed him that XXXX has been disolved. On Tuesday, XXXX XXXX I answered another threatening phone call from him where he was very pressuring and abusive. I ended the harassing call when he started using profanity. Specifically, " XXXX this, you 're getting XXXX. '' That is when I hung up. I simply want the harassing emails and phone calls to stop. The fact is, I had no personal business with XXXX. The company that did, XXXX, is no longer in existence. Sincerely, XXXX XXXX
08/20/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	SC 29910	Web
XXXX XXXX and XXXX XXXX representing RAB , Inc. have contacted our business multiple times through phone, email and XXXX XXXX. They have spoken with 5 representatives from our company with only one being the owner. Both XXXX XXXX and XXXX XXXX have been verbally abusive in their language. We have asked them verbally and in writing to stop contacting us however, they continue to harass us. We have been sending payments to the company who hired them. Therefore, I do not understand why XXXX XXXX and XXXX XXXX continue to harass us. They have threatened to sue us, send a private investigator, have sworn at us, asked our employees if they like their jobs, called an employee a stupid women. This on going harassment has got to stop. RAB , Inc . XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Contact Toll-Free : XXXX Local : XXXX Fax : XXXX Email : XXXX XXXX
12/15/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CT 062XX	Web	Servicemember
Enclosed is a fraudulent request for money under threats with information on where to send money. This place has called me numerous times and threatened my wife and XXXX child. They have said that they have connections with XXXX an that if I do not wire them {$3000.00} they will have my XXXX child given to XXXX thru XXXX, threatened to ruin my businesses reputation, and many more threats beyond what they put in writing were by phone. I don't owe any debts and this is a collections scam. If this company is legal it needs to be shut the XXXX down for trying to collect on non-existent accounts thru collections fraud and thru threatening XXXX, my wife with XXXX and XXXX and me as XXXX XXXX XXXX XXXX with XXXX. I want this filthy degenerate company to stop their scams and stay the XXXX away from me and family.
02/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted employer after asked not to	TX 77382	Web	Servicemember
XXXX XXXX is with RAB, Inc. Collection Agency representing DWR construction comp. He first contacted me on XXXX/XXXX/2016 and indicated they would auction the contents of my home and/or garnish wages to collect the award judgement. Despite having my contact information, he e-mailed and telephoned numerous individuals at work indicated he was " trying to reach me '' regarding a dept collection. He 's also made several threatening calls to my parents ( in their late XXXX ). XXXX XXXX continues to call my office telephone number despite being told not to contact me at work. He knows I 'm consulting with an attorney.
01/24/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	PA 19380	Web
XXXX XXXX, who is claiming to be an attorney, has called and text messaged me from XXXX XXXX numerous times after being told he is contacting the wrong person and has contacted me before XXXX multiple times. He has also called me from other numbers after being told I would not answer his calls. This morning he also forwarded messages to clients of my business. The debt is in my father 's name, he has called his place of work and numerous family members stating the amount of debt owed.
09/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75039	Web
The following company falsely claims my company owes them a debt : XXXX XXXX XXXX and XXXX XXXX XXXX : ( XXXX ) XXXX ext XXXX D : ( XXXX ) XXXX ext XXXX \| bigdcreative.comThey hired the following debt collection agency : XXXX, XXXX Box XXXX, TX XXXX XXXX XXXX : XXXX 've instructing them not to call, email, or continue their harrassment of our employees, but they 've chosen to ignore the law and continue their contact and harrassment.
12/10/2019	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91762	Web
I requested a " pay in advance '' loan a long time ago. I went into really difficult situation with some family medical issues and I did some arrangement with that company to make monthly payments. But now they hire a collection agency that is really harassing me, my family and at my work. I told them to send me everything by mail but they refused to do this and they keep really harassing me. I want that they stop this.
04/14/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 20910	Web
The regional Adjustment bureau continue stop calling me incessantly. The called 50 times in 10 minutes even after speaking to them. They are accussing me and my father of owing somethin we do n't owe. They are verbally abusing and harassing me, my family, and people in my office. They were extremely aggressive and extremely rude. XXXX
01/05/2023	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL XXXXX	Web
A lien was filed on a project I am working on in XXXX Fl. This company called and sent emails indicating they were authorized to collect on this lien when no agreement had been made by the lienor and the collection agency.
04/20/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 75230	Web
I asked the debt collector to contact me via email. They are refusing to do so and are calling all my family members and harassing them.
07/21/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TX 770XX	Web
I keep getting calls from RABTX.COM for a debt I do not owe. I have no idea who this company is or the debt they are referencing too.
01/04/2024	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	LA 70114	Web

12/21/2023	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48317	Web

09/15/2023	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	VA 20109	Phone

11/20/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75068	Web

04/05/2022	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	CA 95212	Web

06/28/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	CA 92130	Web

12/23/2020	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 44136	Web

09/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39157	Phone

11/18/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	GA 30326	Web

10/17/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CA 95630	Web

05/24/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 07042	Web

05/09/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 75160	Web

05/03/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	SC 29708	Web

03/13/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	ND 58784	Web

10/18/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MS 39047	Web

06/30/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20745	Phone

09/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	IL 60007	Web

03/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	LA 70508	Web

01/06/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 76705	Web

10/08/2015	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	KS 67206	Web

09/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	CA 93306	Web

08/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	TX 79745	Web

01/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NY 10022	Web

04/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	CA 94010	Web