R.M. Galicia, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
03/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( MEDICAL DEBT FOR XXXX XXXX XXXX XXXX XXXX XXXX HOSPITAL OF XXXX XXXX ) Re : Acct # XXXX AND XXXX To Whom It May Concern : This letter is regarding a negative inaccurate account or accounts, which you claim I OWE TWO HOSPITALS {$1800.00} AND {$15000.00} For who knows what as the account numbers are not provided nor are the original hospital names even readable. I don't know who XXXX XXXX XXXX is and why they think they can discuss my private medical details. is a formal notice that your erroneous claim ( s ) is/are now disputed. Under the Fair Debt Collections Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient and proof that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition under subtitle D of the ARRA, SEC 13401. APPLICATION OF SECURITY PROVISIONS AND PENALITIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. The term " breach of security means, with respect to unsecured PHR identifiable health information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the omnibus final rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information. Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPPA authorization. In the event of non compliance, I reserve the right to file charges with the OCR on your HIPPA violations and appropriate County, State and Federal Authorities I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completeness 's of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature? Please also be aware that any negative mark found on my credit reports including ( XXXX XXXX XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you, must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : " Defamation " Negligent Enablement of Identity Fraud " Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) " Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. My Contact Info is as follows : XXXX XXXX P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Bureau CC : Attorney General 's Office CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} {$1800.00} XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$15000.00} {$15000.00} XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX
09/11/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92117	Web
My XXXX XXXX XXXX in XX/XX/XXXX at XXXX XXXX XXXX Hospital, I was in the hospital for a total of 36 hours. I am insured but I still began receiving numerous bills for myself and my son even though this hospital was in network. They totaled {$2100.00}. I contacted the billing department immediately regarding the bill and explained that I recently had a 50 % reduction in my pay and that I would need to set up a payment plan. They stated the only payment plan available was 12 months. I then told them that there was no way I could afford a monthly payment that large and still afford rent, and they advised me to apply for financial assistance. I did and I was denied. I then contacted them again and I was advised to wait two months and apply again, and if it did not go through they would then try a different way to set up a payment plan. I followed their direction in the middle of XX/XX/XXXX and I was again denied. I was very proactive in making sure that a payment plan was set up ( as I have done with this company numerous times before ) and I did not want to damage my credit. At this same time I had received another bill from the XXXX XXXX XXXX office so I contacted them and I was advised by the representative that I could combine all of my medical bills ( hospital and office ) and that they would give me an extended payment plan to cover all of them so that I could afford the payment. I thanked the representative but I was also very frustrated that I had waited nearly 2 months and no representative from the hospital billing department had offered this service. Had I been offered that from the beginning I would have had a payment plan set up as soon as I was billed. I agreed and advised them that I was next going to contact the hospital regarding the financial assistance denial ( as previously advised ) but the representative stated she would make a note and take care of it, and contact me the next day with a new payment plan for both the hospital and office bills. I was contacted the next day and advised that the hospital had sent my bills to collection already and that there was no way they could pull it out of collection and combine all the bills into a payment plan. I was shocked that after 2 months of working with the hospital, following THEIR INSTRUCTIONS and attempting to find an amicable way to pay them that they would simply abort the plan agreed upon and documented in numerous notes and simply send my bill to collections. I recently found out that the end of XX/XX/XXXX was the end of their fiscal year so I am sure that in some way my bill hanging on in the system waiting for a payment plan was affecting someones year end numbers and bonus check so it was quickly sent to collections with no regard for my credit, and effort to protect it. It is now the beginning of XX/XX/XXXX and I have been contacted by Progressive Management Systems collections department and advised that I owe {$2100.00} and that I must pay it within 6 months or it will damage my credit. I advised this representative ( as I advised the hospital representative ) that there was no way that I can afford a payment that large as I have had a 50 % reduction in my pay and there is no way I can afford that with my other bills. I also stated I would happily provide proof of my income declining via last years XXXX and my current paystub. I was then advised by the representative that there was no other payment plan available and that if I did not pay it in 180 days or set up a 6 month payment plan and pay it in full that it will report to my credit. I can not believe that after three months of follow up, persistence and work to keep this bill from going to my credit I am now worse off than I was to begin with.
06/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 92887	Web
Account # : XXXX XXXX - Account Type : Open account XXXX - Account Type - Detail : Open account Collection - Bureau Code : Individual account Individual - Account Status : - XXXX - Monthly Payment : - - - Date Opened : XX/XX/XXXX XX/XX/XXXX - Balance : {$1200.00} {$1200.00} - No. of Months ( terms ) : - Unknown - High Credit : - - - Credit Limit : - - - Past Due : - - - Payment Status : - Seriously past due date / assigned to attorney, collection agency, or credit XXXX & XXXX ; XXXX internal collection department - Last Reported : XX/XX/XXXX XX/XX/XXXX - Comments : Account information disputed by consumer Account information disputed by consumer under the Fair Credit Reporting Act Date Last Active : XX/XX/XXXX XX/XX/XXXX - Date of Last Payment : - - According to the research of the Fair Credit Reporting act 15 USC 1681 section 602 ( a ) states, There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. XXXX, XXXX and XXXX are consumer reporting agencies and I am the XXXX. I have the right to make sure my private information is not shared, which is backed by 15 USC 6801 which states. It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers, non-public personal information. ( Furnisher of information to credit agencies ) is a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states that in general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. ( Furnisher of information to credit agencies ) the financial institution and the Consumer reporting agencies XXXX,, XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX, XXXX and XXXX, ( Furnisher of information to credit agencies ) whether it is verbal, non-verbal, written, implied or otherwise is revoked. 15 USC 6802 ( b ) ( c ) states that A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unlessthe consumer is given an explanation of how the consumer can exercise that nondisclosure option. ( Furnisher of information of credit agencies ) Never informed me of my right to exercise my nondisclosure option. Not on that 15 USC 1681C ( a ) ( 5 ) states Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years. This account is an adverse item they are reporting again without my permission which is against the law. 15 U.S. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has a reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681 e states : Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. XXXX, XXXX and XXXX are not maintaining reasonable procedures. Also XXXX XXXX XXXX states that A Consumer may exercise the right to opt out at any time. I am opting out of your reporting services.
08/30/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90804	Web
Response to complaint # XXXX I have asked you to validate the alleged debt that you claim that I owe, and all you have provided me are statements and signatures to an account that you can not prove is mine. You have violated my consumer rights under the Fair Debt Collection Practices Act ( FDCPA ) 15USC 1692 ( g ) Failure to validate this alleged debt. I refuse to pay this alleged debt until the proper validation of this debt is provided. Please cease and desist all collection activities until you can properly validate this alleged debt. 15 USC 1692cI Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. If proper validation of this alleged debt is not provided within 30 calendar days of receiving this notice, I will assume this alleged debt to be invalid and you shall delete this account and stop all collection activities regarding this account. Furthermore, you do not have any jurisdiction or authority to even collect on this alleged debt. FDCPA 811 [ 15 USC 1692i ] Legal actions by debt collectors ( a ) Venue Any debt collector who brings any legal action on a debt against any consumer shall ( 1 ) in the case of an action to enforce an interest in real property securing the consumers obligation, bring such action only in a judicial district or similar legal entity in which such real property is located ; or ( 2 ) in the case of an action not described in paragraph ( 1 ), bring such action only in the judicial district or similar legal entity ( A ) in which such consumer signed the contract sued upon ; or Page 32 \| 43 ( B ) in which such consumer resides at the commencement of the action. ( b ) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. By the way, if you ever decide to turn this alleged debt over to an attorney to collect and violate my rights under the FDCPA 15USC 1692 even further, just keep in mind that an attorney can not be a debt collector and a debt collector can not be an attorney. FDCPA 807 [ 15 USC 1692 ( e ) ( 3 ) ] False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : The false representation or implication that any individual is an attorney or that any communication is from an attorney. With all that was said above, for each VIOLATION of the FDCPA that you have committed I am entitled to {$1000.00} per violation. You dont believe me? Ok, let me show you what the law says : FDCPA 813 [ 15 USC 1692k ] Civil liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of -- ( 1 ) any actual damage sustained by such person as a result of such failure. ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. Your Options are as follows : 1 ) Delete this account and cease and desist with all collection activities ; 2 ) Settlement ; or 3 ) We go to court, and you incur lawyer fees, plus pay me {$1000.00} per violation along with more in damages.
08/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91103	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XX/XX/2023 Progressive Management Systems XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX CA XXXX Identity Theft Affidavit - Request for Immediate Action To whom it may concern, I, XXXX XXXX XXXX XXXX, am writing to you as a victim of identity theft and to bring your attention to my rights under the Fair Credit Reporting Act ( FCRA ) as outlined in various sections of the law, including 15 USC 1681a ( 3 ), 15 USC 1681e ( b ), and FCRA 605B ( 15 U.S.C. 1681c-2 ) ( a ) ( b ). Your company has failed to assume its vital role in making sure the accounts reporting on my consumer report are accurate. You have received numerous documents regarding information to support my case of identity theft. Shall you continue to ignore my request and deprive me of my rights, I will begin taking legal action against your company pursuant 15 U.S.C. 1681n! According to 15 USC 1681a ( 3 ), your company plays a vital role in ensuring the accuracy and integrity of the information you report. As a consumer, I rely on your agency to fulfill its responsibility to maintain accurate consumer reports, especially in cases of identity theft. Furthermore, 15 USC 1681e ( b ) stipulates that your company is entitled to have the maximum possible accuracy when reporting information. It is clear that these accuracy standards must be upheld to protect the interests of consumers and maintain the integrity of credit reports. Most importantly, FCRA 605B ( 15 U.S.C. 1681c-2 ) ( a ) ( b ) emphasizes the requirement for your company to promptly investigate and delete inaccurate information resulting from identity theft. As outlined by this law, I hereby request the immediate deletion and blocking of all inaccuracies resulting from the fraudulent activities associated with my identity. Below are listed all of the accounts on my consumer report that are fraudulent due to identity theft. Prog Mgt Sys XXXX To support my claim of identity theft, I have attached the following documents for your reference : 1. A copy of my government-issued identification. 2. Copies of relevant police and identity theft reports filed with the XXXX Police Department and FTC. I expect your agency to take immediate action to investigate and resolve this matter in accordance with the FCRA 605B 15 U.S.C. 1681c-2 ( a ) ( b ). Specifically, I request the following actions to be taken within four days of receipt of this letter : 1. Delete and block any inaccurate information resulting from the fraudulent activities associated with my identity from my consumer report. 2. Provide me with a written confirmation of the deletion and blocking of the inaccurate information. 3. Provide me with a copy of my updated and accurate consumer report, free of charge. Please note that failure to comply with the provisions of the FCRA will result in legal action being pursued against your agency. I appreciate your attention to this matter and your cooperation in resolving this issue promptly. I look forward to receiving written confirmation of the actions taken within the specified timeframe. If you require any further information or documentation, please contact me at the email address provided below.Thank you for your immediate attention to this serious matter. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX
08/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IL 60123	Web
On XX/XX/2019, I received a alert via my email regarding a collection. I had no knowledge of any of my bills being submitted to collections because I pay on time. Therefore, I checked my credit reporting and saw this particular company wih a balance of {$100.00}. I called this collection company and spoke to a XXXX and she stated that they mailed out information to my old address in XXXX XXXX. I informed her that I did not reside at that address and then asked who did I owe? She stated that I owed medical services to XXXX XXXX XXXX. I told her, that is odd because I have not received a billing and/or reminder of the payment when I went for my check up back in XX/XX/XXXX. Plus XXXX had my correct address in file. She stated that they reported it for collection, I then said, well that is incorrect because I have not received a notice. She asked if I was going to pay the amount and I said yes but to directly to XXXX, not this company. She then stated that I had additional bill of {$600.00} and made it seemed as I knew of it. I told her, if I did I would have paid it via my Health Saving account. She told me that once I pay the amount it would reverse, that amount was XXXX. After hanging up with her, I then contacted XXXX XXXX XXXX XXXX and spoke to XXXX. I inquired about the {$100.00} and he said that the total amount pending was {$600.00}. I told him that collections agent to me that was another bill and he said no, that the {$600.00} included the past dues. He informed that notices were mailed out to my XXXX address and I told him that I did not received any mail. He explained to me the options of submitting notices and he also told me that via my insurance I can get notice. I told him that I did received notices from my insurance but the end result on the notice was '' you might owe? '' this is not clear indication of what I owe or not. So do I or don't I owe payment? He could not answer, I further told him, since I do have XXXX account and have previously paid on the XXXX portal why didn't I get a notice of a pending bill, not an invoice just a notice. He told me because of the HI privacy, but yet my mail gets lost and can be opened by a stranger. Nonetheless, I said I had gone to the doctors in XX/XX/XXXX and no one told me of a balance. I then told him that I would pay {$500.00} and the reminder on the XX/XX/XXXX and change my billing to email, I then ask he they were going to notify the collection agency and he said yes. On XX/XX/XXXX, I get another alert of {$390.00} and I called and spoke to XXXX and he stated that it was two bills, but I told him that how is it two bills when I had paid {$500.00} and he said for service and I told him service I already paid. This agency did nothing to contact XXXX on the issue. I then called XXXX and spoke to XXXX and he said that only balance was {$100.00} with notes of payment on the XX/XX/XXXX. I told XXXX that agent at the collection agency showing {$360.00} and XXXX from XXXX said no that is incorrect and they did not contact us for clarification. I told this is an issue and the consumer is always getting the bad end of the stick. XXXX requested me to contact the Agency, but I told him I was going to file a complaint.
04/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web
THIS IS NOT A DUPLICATE DISPUTE, THIS IS A REQUEST FOR VALIDATION XXXX2018 XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Re : Acct # XXXX XXXX XXXX XXXX XXXX XXXX/ XXXX XXXX XXXX XXXX XXXX To Whom It May Concern : This is the second letter I'm sending you regarding a negative inaccurate account or accounts on my credit reports, which you claim I owe {$1800.00} AND {$15000.00} RESPECTIVELY, to your company. This is a formal notice that your erroneous claimS ARE now disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay YOU, XXXX XXXX XXXX, NOT SIGNATURES FROM XXXX XXXX XXXX XXXX XXXX OR XXXX XXXX XXXX XXXX. I am asking for proof of the original contract between myself and the original creditor with my true signature on it and the signature of a qualified employee of that original creditor. I want proof YOU have the full accounting of the original debt and I am asking YOU to provide proof of the assignment or the purchase you made from the original creditor. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completeness 's of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof. Please also be aware that any negative mark found on my credit reports including ( XXXX XXXX XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : " Defamation " Negligent Enablement of Identity Fraud " Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) " Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. My Contact Info is as follows : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX
09/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 923XX	Web
Had account with XXXX. Paid my bill every month. 6 months ( XXXX to XXXX ) after opening account, utility co sends bill for {$940.00}. When I called they claimed they did n't read my meter properly because they could n't get to it and this was the " back bill ''. Strange thing is, they turned my gas off due to potential leak the week prior to receiving this bill because the meter reader said the meter was acting weird which tells me they obviously had access. Meter was on side of house in front, no gates/dogs/other obstacles. When I called and explained this, the customer service rep told me ( exactly ) " well, you must have moved your fence recently ''. Instead of acknowledging their error, they accused me of basically relocating my fence lines to inhabit access and then moving them back, which due to the yard set up would have been physically impossible. Gas bills typically run approx {$60.00} a month. Not only did I pay between $ XXXX each month, they are trying to tell me my gas bill was really an extra {$150.00} a month which is n't feasible. We left at XXXX every day and came home around XXXX. Did n't run the wall heater, only used electric heaters and rarely cooked because the oven did n't work and the stove was sketchy. I spoke to neighbors ( who would have been even more difficult to reach due to the dirt road further down in winter ) who used their gas all day every day with fireplaces, heaters, ect and they all vouched for never seeing a bill over {$100.00} and that was worst case scenario. The gas company has refused from the beginning to provide any sort of proof/documentation after repeated asking. They refuse to send me back receipts of all my paid bills. There is no possible way my gas bill was anywhere near {$200.00} a month. They insist they did n't have access ( because I apparently like randomly picking up my fence and moving it around I guess ) even though they proved they did when the meter reader shut off the gas due to a glitch on the meter. As far as I am concerned, my bills were paid, I cut them a payment every month for what they billed me for, I do n't owe them a dime more. This collection account is pure fraud. They are trying to collect money not owed to them, they know it 's not owed and that 's why they ca n't provide a single shred of legitimate documentation and refuse to provide me with a full disclosure on every bill sent to me and the payments made. When a company attempts to accuse you of manipulating landscaping and bully you instead of providing the information requested, they know they are wrong. I have disputed this through the credit bureaus numerous times and have gotten nowhere. I 'm tired of seeing this fraudulent charge on my report and having to explain this ridiculousness every time I go to get a car or rent a house. This collection company has either been totally duped by XXXX or they are even more crooked then the utility company by continuing to collect on a false debt.
03/06/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web	Servicemember
XX/XX/18 XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX Address of creditor/collection agency Re : Acct # XXXX To Whom It May Concern : This letter is regarding a negative inaccurate account or accounts, which you claim I owe {$400.00} on a {$300.00}, account and it is in collections. After being sold 5 different times This is a formal notice that your erroneous claim ( s ) is/are now disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completeness 's of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature? Please also be aware that any negative mark found on my credit reports including ( XXXX XXXX XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : " Defamation " Negligent Enablement of Identity Fraud " Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) " Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. XXXX XXXX XXXX ) Your current address XXXX P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX CC : Attorney General 's Office CC : XXXX XXXX XXXX
12/17/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 191XX	Web
Please be apprised that Progressive are in direct violation of the Fair Debt Collections Practices Act. In my opinion you have violated my rights by : 1. Failing to validate a debt as allowed to the debtor under 15 USC 1692 ( g ) Section 809 ( b ) 2. Harassment of alleged debtor under the " abuse & harassment '' subsection of the statute, USC 1692 ( g ) Section 806 ( 5 ) On XX/XX/2021, I sent by certified mail ( receipt number : XXXX XXXX XXXX XXXX XXXX, a request for your office to provide me with proof and evidence of the debt you alleged I owed. You proceeded to completely ignore my validation. Not only have you ignored my prior requests for validation of debt but you continue to report an unverified and disputable debt to the credit bureau causing damage to my character. You failed to validate a debt at my request, which is a FDCPA violation and you continued to report a disputed debt to the Credit Bureaus : another FCRA violation. Everyone is entitled to a validation. In my certified letter that I sent on XX/XX/XXXX I kindly asked for : 1. What the money you say I owe is for 2. Explain and show me how you calculated what you say I owe ; 3. Provide me with copies of any papers that show I agreed to pay what you say I owe ; 4. Provide a verification or copy of any judgment if applicable ; 5. Identify the original creditor ; 6. Prove the Statute of Limitations has not expired on this account ; 7. Show me that you are licensed to collect in my state ; and 8. Provide me with your license numbers and Registered Agent. You may wish to familiarize yourself with what is required when validating a debt. Your business had more than enough time to perform a proper investigation, the 30day mark has come and gone therefore this unverifiable account should be removed from my credit report. There is no question that you willfully violated my rights and that I could bring charges against you immediately. However, I am assuming this has been a terrible mistake on your part and that you will take appropriate steps to enlighten yourself and your staff of such dangerous actions. I will also be checking my credit report to see if you corrected the errors by simply removing this unverifiable account from my credit profile permanently from all 3 bureaus. I must remind you again to not contact me in any way via phone or mail in reference to collecting If I receive anything other than absolute removal of the account from my report, I will assume you are harassing me, and I will take action against you for these continued violations and abuse. As you may be aware, " Estoppel by Silence '' legally means that you had a duty to speak but failed to do so therefore within the 30day period, that must mean you agree with me that this debt is false. I will use the Estoppel in my defense. Thank you for your time Sincerely, XXXX XXXX *Proof of my validation and certified receipt accompanies this complaint.
02/09/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91911	Web
While reviewing my credit report I found that Progressive Management Systems had reported a debt to my credit report. The debt was for approximately {$120.00}. The original " creditor '' is XXXX XXXX Hospital. I do not have any bills for anything I have n't already paid. In fact I reviewed my medical bills for the year that this debt was supposedly incurred ( XXXX ) and I determined that all the bills I received that year were paid that year. I also reviewed my Flexible Spending Account for that year and all the medical reimbursements and I can not find anything to indicate I filed a claim that matches the amount or the time frame for the alleged date of service. There were no FSA claims for XXXX of XXXX. I have asked Progressive Management Systems to forward any documentation for the debt but they refuse to give me any information citing HEPA law. I asked them to send proof of the debt to the address they have on record and they refuse to. I even had them on the phone with XXXX and they did not give me any information other than that the debt was allegedly incurred by my ex wife in XXXX of XXXX. I have spoken to billing representatives at XXXX XXXX Hospital and they verified that nobody in my family had any outstanding bills. I spoke to XXXX from XXXX hospital in XXXX and she verified and sent me a letter that as of XXXX/XXXX/XXXX I had a zero balance. When that was n't sufficient to have the collections account removed I asked XXXX to send me an itemized history of my bills that showed a zero balance. They sent me that document as well dated XXXX/XXXX/XXXX. Progressive Management still continues to report this debt to XXXX and has refused to show me proof that I owe that money. They have not sent me any documents to prove that I have signed any contract for services rendered or any contract that makes me liable for the alleged debt. I have attached the documents I am writing about as well as some letters that I have sent out to the credit bureaus and notes from phone calls regarding this debt. I never got the chance to dispute this fairly and Progressive Management Systems ' continued attempt to collect this money by adversely affecting my credit worthiness without any measure of due process goes against everything that sets this country apart from others. I am disillusioned that consumers have very little recourse from corporations that prey on defenseless people. Many of my friends have said that I should just pay it and move on even if it is n't mine. I am a XXXX ; {$120.00} is not an issue to me. I have no problem paying money that I owe, but I refuse to pay something that I am not responsible for.
11/30/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web
To Whom It May Concern, On Wednesday XX/XX/2021 I became aware a medical bill had been sent to collections. During my visit to this medical location I provided my health insurance card to the employee that came by and asked for it, she didn't seem knowledgeable about insurance but took a picture of my card and all my information. A couple of days later I received another phone call from this medical center stating they needed my health insurance again, I provided my insurance policy number, the name of my insurance, and even googled my insurance 's phone number since they were for some reason unable to get a phone number themselves. I then called again once more myself to make sure they were going to file a claim and had my information correct, because my insurance stated they had not submitted a claim yet. During that call I once again provided my insurance policy number in addition to my insurance 's po box . I a county employee and therefore have insurance through my county, and have had insurance through my employer since XXXX.I am not sure if XXXX XXXXXXXX was unable to submit a claim due to this happening closely to when COVID19 happened and California went into sheltering in place, but regardless I provided my health insurance 3 times. If they neglected to file an appropriate claim even though I had provided my insurance name, policy number, phone number and po box it is quite frankly neglect on them and there was no reason to send me to collections for it. It was inappropriate of them to send this to collections when I provided health insurance and had received no other letters to my home address regarding this. I only realized this had occurred because I saw this on my XXXX credit report. In addition my insurance states that since they neglected to file a claim within 90 days of seeing me it is no longer valid. Furthermore when I called the collections place they wanted me to sign a waiver so that they can still charge my insurance, even though my insurance said that is not allowed. I have contacted this Medical Center multiple times since seeing this on my credit report. They keep referring me to different departments all of which appearto have no one in office, making this situation extremely difficult. I have called and left messages and have not received a call back. This situation has wrongfully harmed my credit score as well as my mental health given all the XXXX and XXXX it is causing me since I am unable to reach anyone at this medical Center at all. I am glad to provide my health insurance information once more if that it was it takes for this to me deleted off my credit report.
12/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92336	Web
On XX/XX/XXXX, I went to see a primary doctor affiliated with the XXXX XXXX. For that service, I received a bill for {$240.00}. My insurance company XXXX paid {$70.00}, and I paid the remainder of {$170.00} on XX/XX/XXXX. Thereafter, I received another statement for {$140.00}, listing an " adjustment '' of {$41.00} to the previously billed amount. Nonetheless, I emailed and called XXXX to inform them that this bill was paid in surplus of what I owed ( since my payment of {$170.00} is {$37.00} over the actual amount I owe ). This also begs the question of this hospital 's billing system since the first bill I received was in error on their part, and for an inaccurate amount! Rather than to rectify this issue, on XX/XX/XXXX, I was notified that XXXX sold this account to a collection agency called PMS ( Progressive Management Systems ). Upon learning of this, I immediately sent them proof of payment with an explanation of what had occurred thus far with XXXX. On XX/XX/XXXX, I received a letter from PMS stating that the payment was not credited to my account, but rather, this payment was " applied to ... outstanding balance for date of service XX/XX/XXXX ''. When asked for proof of their claim, there was NOTHING forthcoming because this was simply not true! Evidence substantiates the fact that the payment was made in surplus of what was owed. It is the hospital that has their information incorrect. The date of service for the payment I made is XX/XX/XXXX, not XX/XX/XXXX. Again, I submitted evidence which I previously provided to the collection agency and the hospital. Everything I submitted had the SAME INVOICE NUMBER plus the SAME DATE OF SERVICE!!! Despite my numerous attempts to clarify this matter, both XXXX and PMS continued to ignore me. Instead, on XX/XX/XXXX, I received notification that a derogatory remark was placed by XXXX on my credit report. As you can see from the attached documents, I have attempted numerous times to resolve this with with XXXX and the collection company. It obviously did not go anywhere as they failed to assist with this issue. I have also sent both XXXX and the collection agency a statement from XXXX that clearly states the date of service, XX/XX/XXXX, and the amount paid by my them, leaving me with my responsibility of {$170.00} which is exactly the amount I paid on XX/XX/XXXX. Currently, I'm having to spend my time trying to dispute their negligent placement of this account with the credit bureaus. Their negligent act has damaged my credit score and has opened the door for detrimental consequences to come.
03/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92126	Web
1.I have never had an account with this company PROGRESSIVE MANAGEMENT SYSTEMS XXXX REMOVE from all credit agencies from reporting. 2.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are PROGRESSIVE MANAGEMENT SYSTEMS the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or threatening to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed. 7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value. 8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt. 10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
07/28/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 10026	Web
In accordance with the Fair Debt Collection Practices Act ( FDCPA ) enforced by the Federal Trade Commission ( FTC ) and the New York State Debt Collection Procedures Law Im filing this formal complaint against Progressive Management Systems of California. Progressive Management Systems ( PMS ) made no attempt to contact me via mail nor phone to collect a debt from me. Instead they reported a collection account on my credit report and since I have been a victim of several corporate data breachs I receive FREE credit monitoring. I received an alert that a collection account was reported on my credit report. I immediately XXXX the company name in the credit report monitoring alert and wrote them a letter. I went to use my XXXX XXXX card and was extremely embarrassed when the Cashier told me my charge had been declined. I immediately called XXXX XXXX to learn that they had reduced my credit line. Losing {$20000.00} of available business credit has severely impacted the cash flow management of my business because of this error reported by PMS on my personal credit report. Ive had an XXXX XXXX credit card since XXXX and this is how they repay me for 20 years of customer loyalty never missing a payment. Well, when all of this is over XXXX XXXX has lost a loyal customer and I will complain about them on all my social media and close my credit cards with them. I am not financially responsible for paying this debt to PMS. XXXX XXXX Hospital was notified of this in XXXX by Attorney XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OK XXXX ( XXXX ) XXXX XXXX when they sent billing to me and gave my account to XXXX XXXX XXXX to collect the debt. The hospital had what still is my current mailing address. Instead of PMS contacting me via mail and me telling them Im not financially responsible for this debt theyve taken actions that have severe ripple effects on my business financially. Im currently applying for a loan and this account is hurting me. I have the money to pay the debt but I shouldnt be coerced into paying a debt that Im not financially responsible for just so creditors like XXXX XXXX wont reduce my credit lines, or raise my interest rates or my lender deny my current real estate mortgage loan application all because of this error on my credit report. Im requesting PMS to remove this false reporting on my credit report immediately so I can stop this financial hardship they have caused me.
10/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85374	Web	Older American
Hi there! My name is XXXX XXXX and I am a XXXX XXXX XXXX XXXX living in both XXXX XXXX XXXX XXXX XXXX XXXX On a recent credit report of mine, a collection account appeared claiming I owed XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$1900.00} for an XXXX visit last XXXX. I was baffled for several reasons. 1. Health insurance companies MUST cover a reasonable portion of the bill by law for any type of XXXX service regardless of whether or not the facility is in network. This includes hospitals, XXXX XXXX XXXX XXXX etc. This is part of the No Surprise Act of 2022 and is a Federal mandate. 2. My insurance company informed me that they were dealing with this bill and the reason for the delay was that the hospital sent a NON EXISTENT DIAGNOSIS CODE with the bill. My insurance company reached out to them for the correct number. They NEVER RESPONDED to their call. 3. At the time of service I signed a form that stated my maximum out of pocket for the visit would be {$500.00}. Since this all started I have been speaking to the Collections and Risk departments in both the corporate headquarters for XXXX XXXX XXXX XXXX XXXX XXXX. BOTH departments assured me that there WAS an error on their part and they they would be immediately recalling the collection to have the bill paid by insurance as they are legally bound to do. I then called the debt collector. XXXX XXXX XXXX AND sent a letter to it's president XXXX XXXX requesting that they contact their client and I can only assume this did not happen as the amount of this collection has INCREASED since my contact with them from {$1900.00} to {$2000.00}. This increase, I see as a personal swipe at me for daring to contest their ability to collect money they have no right to. I a sending you this letter requesting that you please speak to the parties involved. This would be : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, who are both reporting this debt which is NOT a legal debt as it was for an XXXX visit which is prohibited by the No Surprise Act. This is causing great personal and emotional grief for me and for my family. We were supposed to be purchasing a new home and the collection caused the bank to pull the loan at the last moment. Thank you, XXXX XXXX
09/13/2023	Yes	Credit reporting or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	IL 604XX	Web
XXXX XXXX XXXX. XXXX XXXX XXXX # XXXX XXXX, IL XXXX Email : XXXX Phone : XXXX Subject : Formal Complaint Against Progressive Management Systems Dear Sir/Madam , I am contacting you to dispute a debt in collection and to file an official complaint against Progressive Management Systems , citing potential breaches of federal regulations related to debt collection. Debtor Information : Name : XXXX XXXX XXXX. Date of Birth : XX/XX/1978 Last XXXX of XXXX : XXXX Company Details : Progressive Management Systems ( Known as XXXX XXXX ) XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX CA XXXX Outlined below are my specific concerns : Debt Validation : I am requesting comprehensive evidence and associated documentation that substantiates the debt they claim I owe. This should include the original creditor 's details, a detailed debt breakdown, and any agreements authorizing Progressive Management Systems to collect this debt. Potential FDCPA Violations ( 15 U.S.C. 1692k ) : I believe some actions and communications from Progressive Management Systems may contravene the Fair Debt Collection Practices Act. I urge the CFPB to thoroughly assess these potential infringements and ensure my rights under the FDCPA are not being compromised. Concerns Under the Fair Credit Reporting Act : I have noticed potential inconsistencies in how this debt is reported on my credit profile. Given the rights and protections under 15 U.S.C. 1681n and 1681o of the FCRA, I seek a rigorous review to determine any possible violations regarding the accuracy and fairness of such reporting. Communication Preferences : For clarity and effective record-keeping, I request that all subsequent communications from Progressive Management Systems be in writing. I hereby revoke any permission, if provided earlier, for the company to contact me via phone or other electronic means. Given the potential ramifications on my credit standing and overall financial health, I appeal to the CFPB to prioritize this matter. I am seeking your intervention and guidance to ensure my rights are safeguarded and that any breaches by the company are rectified appropriately. I appreciate your commitment to protecting consumers and look forward to your guidance on the next steps. Warm regards, XXXX XXXX XXXX.
03/20/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92056	Web
The collections accounts listed below are from medical bills and most are too old to still be on my credit report. The accounts continue to be sold to new collection agencies and I have never been contacted in writing or by phone about the accounts and some were paid off through XXXX last year after I contacted the original creditors and updated my insurance information. I'm being charged interest fees that's negatively impacting my credit score. Progressive Management is the most egregious and they are demanding money from hospital services I received in XXXX. All of these creditors refuse to work with me unless I provide my social security to their representatives over the phone even though the amounts have been paid by insurance or are from services too old to still be on my credit reports. I was laughed at and told to contact an attorney when I explained the service dates. I'm sure they're doing the same thing to other consumers and they shouldn't be allowed to run an unethical and dishonest company, nor can they be trusted with anyone 's personal information. Please help me get these negative reports off my credit and let me know if I need to contact an attorney. PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$340.00} Balance updated XX/XX/XXXX PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$740.00} Balance updated XX/XX/XXXX PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$370.00} Balance updated XX/XX/XXXX PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$370.00} Balance updated XX/XX/XXXX PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$370.00} Balance updated XX/XX/XXXX PROGRESSIVE MGMT SYSTE Original creditor : XXXX XXXX XXXX XXXX {$400.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$550.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX {$130.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$370.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX {$830.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$260.00} Balance updated XX/XX/XXXX XXXX
11/02/2023	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	CA 92782	Web	Servicemember
I had been diagnosed with XXXX XXXX in XXXX. I was receiving treatment and paying my bills as they would come. I fell behind on the larger bills that were a product of XXXX, Procedures .... etc. I began to receive phone calls from the same number every day for a couple of months. They would leave a message each time stating their name and that they work for PMS Progressive Management systems Collection agency XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX. I was not aware of any outstanding debt that was actually sent to a debt collector. I finally called them about 2 months ago to figure out what was going on after my credit report had been hit two separate times for unpaid medical bills. I was confronted with a zero-tolerance attitude towards working with me and possibly settling the debt with a lower number. I simply can not afford to pay the full balance at once or over time with my current auto-pay for my other XXXX bills. PMS told me they are not allowed to settle and threatened to continue hurting my credit unless the balance was paid in full. I requested a document to be mailed that explained in an itemized list what I owed in full due to the balance changing every time I called. The document that eventually showed up was a spreadsheet with random numbers on it that did not match up to what XXXX XXXX had sent with my remaining balances. I just recently received an additional letter from XXXX XXXX. XXXX XXXX XXXX of PMS that stated " It is necessary that you immediately send payment in full or contact me at once to conclude this long-overdue account '' The format once again for this letter was suspiciously formatted and had a threatening tone. This situation has caused me great stress and trauma and I am seeking mental health treatment as we speak. This company has repeatedly taken a threatening tone with me never truly explaining to me through an itemized receipt what is actually owed. XXXX XXXX was completely out of line to send this last letter and I feel like I am being bullied/backed into a corner with no way of continuing my XXXX treatment and paying this company so they can make a profit from my XXXX
08/06/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77043	Web
I am writing to complaint about XXXX Hospitals XXXX and Progressive Management Systems based in XXXX XXXX. BACKGROUND : In XXXX XXXX, I was on a family holiday in XXXX, CA when my youngest daughter who at that time had recently finished XXXX treatment fell ill, as parents we were fearful that her XXXX may have relapsed and rushed her to XXXX emergency in XXXX. Whilst at the hospital in the emergency we were approached by a representative from the finance department asking us about our insurance details. We have a $ XXXX travel insurance from XXXX XXXX XXXX, we provided all our travel insurance details but she was did not want to get in touch with them and repeatedly asked us to contact them directly whilst my and my wife both were under duress. Upon arriving back in the XXXX, I put XXXX and our insurance provider XXXX in touch directly and a claim was opened under reference XXXX. The claim was taking longer than usual as XXXX did not provide an itemised bill and I kept XXXX up to date with the progress of the claim. LACK OF COMMUNICATION : XXXX passed the account to a collection agency whilst XXXX was dealing with the claim. I contacted Progressive Management Systems ( collections agency ) and informed them of that XXXX is waiting for XXXX to provide an itemised bill. I was promised that our account was put on hold whilst XXXX was dealing with XXXX. UNFAIR REPORTING : Today, I received an email from our bank declining an account because PMS have put a derogatory marker for non-payment of the bill of {$2400.00}. I have recently moved from XXXX to launched a new XXXX in the US with the aim of creating employment and this unfair negative marker on my credit file is making life very difficult for my young family. I have today made the payment to Progressive Management Systems in full. This situation could have been resolved if XXXX had communicated with me, all XXXX had to do was communicate with me that they can not wait for XXXX and I should pay the bill. I have had a terrible experience with the US Medical system and credit reporting tactics employed by health care providers and debt collection agencies.
05/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90638	Web	Older American
Received collection notice from Progressive Management System in XXXX of 2019. Contacted agency immediately to inform them I had applied and been approved for financial assistance from XXXX XXXX Hospital for whom they were collecting. Told them the amount my bill should only be 50 % of what they were showing due. The representative I spoke with told me " O.K., we will look into this and if we need anything else will be in touch with you. '' Shortly thereafter I received a bill directly from XXXX XXXX XXXX for office co-pays which I knew I had paid at the time of service. The gentleman from the hospital billing dept. explained to me that since I had a past due balance they had been applying my payments to the oldest balances I had open which I assumed included the past due balance with the collection agency. I paid the hospital bill at that time and thought that was the end of it. Recently while paying bills through my bill pay I decided to check my free credit score since I had recently open a new credit card. I have not had a negative mark on my credit report for over 10 years. My report will also show that I have made my payments when due 100 % of the time. I take great pride in making sure my credit rating is not damaged by late payments or failure to pay. When I checked my score I noticed it had dropped almost 50 points. I discovered that PMS had reported the original debt, at the original amount to my credit report. Had I been informed that PMS had failed to investigate I would have gladly paid the full amount just to keep it from not reporting. I disputed the amount of this debt when I received the collection agencies notice and expected them to investigate or at least direct me to supply them with written proof. According to the Brady Decision collection agencies are, at the very least, required to report a disputed debt as so. PMS did not. I do have documents stating that I was and am still approved for financial assistance with XXXX XXXX Hospital. The reason I had applied for assistance was because I was off work due to a XXXX. I have also included that paperwork.
04/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94596	Web
As of XX/XX/2020 This is to inform you that I've recently pulled my credit report and noticed that there's a collection listing from your agency on my credit report. I have never been notified of this collection action or that I owed the debt. This letter is to inform you that I would like a verification of the debt and your ability to collect this money from me. I have the right to request a validation of this debt. I request that you prove that I am indeed the party who is contractually obligated to pay off this debt. I hope you are aware that reporting any invalidated information to major credit bureaus may constitute defamation of character. In addition, you must also be aware that until you validate this debt, you can not continue collection activities or report this information to the credit bureaus. Non-compliance with this request may land your company in serious legal trouble with the Federal Trade Commission ( FTC ) and other state/federal agencies. Please attach copies of the following documents : Agreement with your client that authorizes you to collect on this alleged debt. Agreement that bears signature of the alleged debtor where he promises to pay the original creditor. to prove that the amount you wish to collect is accurate. Sincerely, XXXX XXXX XXXX As of XX/XX/2020 The creditor and/or XXXX has not been able to prove or show any evidence of any charges being made in my name. We have sent in numerous requests to ask for any documentation that you may have, and have yet to see anything. We demand that you remove these charges immediately! The next step will be to take legal action against the Creditor as well as " RM GALICIA/PROG MGMT SYSTEMS '' that has not responded or shown any proof at all! Please attach or send copies of the following documents : Agreement with your client that authorizes you to collect on this alleged debt. Agreement that bears signature of the alleged debtor where he promises to pay the original creditor. to prove that the amount you wish to collect is accurate. Sincerely, XXXX XXXX XXXX
02/24/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92618	Web
Progressive Management Systems has consistently falsely reported inaccurate information to the Credit Bureaus about amounts owed to them. They stated that I owed them {$3100.00} which is incorrect, I do not owe them anything. I explained to them that this was a medical bill with XXXX XXXX Hospital, and I was unaware that my insurance did not cover the payments. Progressive Management Systems told me that as long as I pay them {$3100.00}, they would immediately remove the inaccurate trade by reporting to the credit bureaus immediately after payment was received. They coerce me into paying them {$3100.00} on the XX/XX/2020. I called them back two days later and they told me they will wait to update the information. After one week I called them again and they told me that I owed still owe them money and this is a collection to collect a debt. Progressive Management Systems lied to me and took my money out of my account. See attached letter from them. They are refusing to update the correct information to the credit bureaus. This was all a lie just to take my money in which they took from my bank account on XX/XX/2020. XX/XX/2020 Progressive Mgmt XXXX XXXX TEL ID : XXXX {$3100.00} I would like Progressive Management Systems to immediately do the right thing by contacting each of the credit bureaus and telling them to report the accurate information As a result of these blatantly reckless, wanton, and intentional acts, I have suffered and continue to suffer general and specific damages. I am also very upset at Progressive Management Systems infliction of emotional distress and at the other diminishes of the quality of my life. I am now demanding the immediate and complete removal of this trade line from my credit reports ( XXXX, XXXX, and XXXX XXXX ). As I am currently attempting to apply for a place to live, and time is of the essence. Please understand that I am extremely concerned about the consequences of the actions Progressive Management Systems and XXXX XXXX Hospital is having on my life.
01/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IA 500XX	Web
The following below is a result of XXXX Hospital refusing to bill Medical after staff signed me up for payment on treatment with this I consented. In good faith after treatment in XXXX, XXXX, I followed up with several calls to Medical who stated they had not been billed and had funds for this bill. XXXX must send billing. I sent three letters to Doctors, Hospital staff and still XXXX refused to bill Medical. My guess they wrote off the amount and left me with what they could not write off. I am and was declared destitute by the State of XXXX. I am American born and so is my family that remains and mostly military. I moved to XXXX last summer at least temporarily to find affordable housing, steady work and can not afford this hospital bill. I had to move from XXXX due to Identity Theft, gangs and general crime in the corrupt and sanctuary state of XXXX. ( I filed FTC I.D . Theft reports ( 6 ) I struggled to find housing, work and kept trying for fifteen years. I returned to school and was denied work in the field of Insurance Life and Health after three attempts ( agents are tough and were corrupt ). Completed Paralegal education at a junior college and legal field in this area is very political and requires XXXX XXXX and or equivalent education and who you know status. I worked in Security and Customer Services mostly. In XXXX I have had to find a job each month and work about 12 hours a week with XXXX XXXX XXXX and XXXX. I need to still find steady work and affordable housing and life without so much crime. XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX {$690.00} 0 % paid off Account Info Tap labels for more details Account number XXXX Collection opened XXXX XXXX, XXXX Account type Collection Department XXXX Agency / Attorney Balance Loan Amount {$690.00} {$590.00} Payment Info Original loan amount {$590.00} Balance {$690.00} Updated on XX/XX/XXXX Contact XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX
04/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92683	Web
In XXXX of XXXX I had XXXX at XXXX XXXX XXXX XXXX. Before my XXXX my insurance agent and I looked through my benefits to see what my responsibility would be and there was a maximum out-of-pocket expense of {$1000.00}. I had complications from the XXXX and ended up back in the hospital ( another {$1000.00} out of pocket ) and had a long recovery. After I recovered I looked at my bill and it showed I owed close to {$4000.00}. I called the hospital to inquire about my bill and was told that my lab work was sent to a lab outside my network so I had to pay for them as they weren't covered by my insurance. That didn't make any sense to me as I had no control over what lab my blood work was sent to. I was also told that my account had gone to collections so the hospital couldn't do anything. I never received any mail or phone calls from a collection agency. It's possible that they contacted me at first but I haven't heard anything from them for years. I assumed that the incorrect billing was fixed, re-submitted to my insurance company and paid. Recently I was refinancing my house and saw my credit report and saw that these charges were not only still on my report but that they've been charging me interest. I called Progressive Management to inquire about the debt and told them I'd be happy to pay the {$2000.00} that I owed. They said they couldn't negotiate with me or do anything because the hospital owned the account. This, after the hospital told me they couldn't do anything because it went to a collection agency. The charges are all from Progressive Management : {$790.00}, placed for collection XX/XX/XXXX XXXX originally {$550.00} XXXX {$3600.00}, placed for collection XX/XX/XXXX XXXX originally {$2500.00} XXXX {$940.00}, placed for collection XX/XX/XXXX XXXX originally {$670.00} XXXX So what started as incorrect billing in the amount of {$3800.00} is now ( with interest XXXX {$5300.00}.
01/26/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92130	Web
Progressive Management System failed to let me know on the first attempt what my " debt '' was about. Second attempt spoke to my son who is the patient involved and was told the wrong amount. On the third attempt I figured out that the two letters where in regards to two accounts that where pending due to insurance verification. Two days prior to the call I placed to question the debt, I had already established a payment plan with the medical company. I had paid partial on both bill. There were no letters of notification that there were going to send them to a collection agency. XXXX., the account representative for Progressive management system, was very rude after I clarified with her that the account in question was already partially paid. She raised her voice and insisted that I was going to get a call for the bills if it was not resolved with the XXXX. I explained to her again that I had a payment plan in system and I had no idea why this was in a collection agency. Again, she raised her voice and became agitated and rude and told me that she was forwarning me that I would pay to them because they had a contract. I explained that this was between them and the medical company because I was n't even aware that this was being sent to a collection agency. She told me to stop having an attitude and that it was n't her fault that I could n't pay my bills and she was only there to help. I felt very unconfortable and threaten because she kept telling me she was forwarning me. I felt like I was going to lose my payment plan already established and be forced to pay the collection agency. Once I hung up, I called the medical services and spoke to the agent I had established the payment call with and said that my case had not been referred to a collection agency and that my payment plan was still in place. I was left confused and threatened by XXXX. from Progressive Management Systems .
08/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA XXXXX	Web	Servicemember
I am writing to formally lodge a complaint against Progressive Management System ( PMS ) in light of their continual attempts to collect a debt that unequivocally does not belong to me. I was first alerted to this matter by the Credit Bureaus on XX/XX/2023. According to their report, PMS has been persistently trying to collect a debt that I ostensibly owe. This information is entirely incorrect and bewildering as I have no knowledge of any such debt nor have I ever been a debtor to PMS or any related entity. I can not help but think of this situation as a glaring case of identity theft or gross mismanagement on part of PMS. Furthermore, I have attempted to rectify this situation several times by directly contacting the agency and explaining the circumstances. Despite those efforts, I have not been met with a satisfactory response or any herald of action on their part. That PMS continues such fraudulent activity is not only damaging to my reputation but is also causing me undue financial strain and stress. It is my right as a consumer to be free from erroneous debt claims and to rectify any mistakes promptly and efficiently. Unfortunately, the lack of cooperation from PMS is obstructing me from exercising that right. I kindly ask for your help and intervention in this matter. I am eager to collaborate with you in any way possible to clear this mishap and ensure such instances of misinformation that put consumers under undue stress and suspicion are avoided in the future. Enclosed with this letter are copies of the notices I received from the Credit Bureaus and my previous correspondence with PMS, illustrating my attempts to resolve the issue on my own. Please reach out at your earliest convenience if you need additional information from me. Thank you for your time and I look forward to a prompt and satisfactory resolution of this issue.
09/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85396	Web
I am in need of assistance ensuring that the the debt collector Progressive Management/XXXX XXXX XXXX and credit bureau XXXX abides by the law, in regard to an issue with collection activity on my credit report. After exercising my rights under the FCRA Fair Credit Reporting Act, and countless letters sent certified mail via USPS, XXXX who failed to properly validate and verify collection activity on my account. Dispute letters were sent directly to the debt collector Progressive Management/XXXX XXXX XXXX on XX/XX/2020 requesting validation of the debt trade line appearing on my credit report. In reference to the dispute letters sent on the date above, Progressive Management provided a response on XX/XX/2020 that attained PHI and HIPAA content pertaining to me without addressing proper validation/verification of the debt. Initially I sent the dispute letter to Progressive Management/XXXX XXXX XXXX requesting this validation/verification to further prove the debt was legitimate, which ultimately resulted into a security breach of unsecured PHI. I have no record proving that I have given Progressive Management/XXXX XXXX XXXX authorization to have sensitive information about my personal health concerns, nor has Progressive Management/XXXX XXXX XXXX provided any such documentation bearing my signature. I then proceeded to send letters to XXXX on XX/XX/2020 disputing the trade lines on my collection report for Progressive Management/XXXX XXXX XXXX in reference to the unverifiable debt and HIPAA violation. A reinvestigation request was made to XXXX, with supporting evidence, to further investigate the HIPAA Violation in which they simply updated as accurate without disclosing any method of verification as requested. On XX/XX/2020 I received an email from XXXX that the debt was simply updated without any further information.
12/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 920XX	Web	Servicemember
I was admitted to XXXX XXXX earlier this year for shortness of breath. I am on XXXX and XXXX Supplement Insurance so I provided my cards expecting to have everything fully covered. Many tests were run, xray, scans, blood tests etc. I was released later that same day. Weeks later copies of the bills came through with everything seemed to have been paid, but the billing is confusing as every charge is split into components to match arbitrary rules on billing by the government and insurance companies. I also received bills from various departments. It turns out one bill was not consolidated with the others by the hospital and they charged me separately. I spoke to the hospital and they said they would resubmit. Next got a collection notice from XXXX XXXX syste that they plan to send my account to collections. I called and explained that my insurance should have covered it all and they ask me to send a copy of my insurance cards and they would resubmit. I sent photos of the cards XX/XX/XXXX. XX/XX/XXXX notice from XXXX that my credit score dropped 40 points because XXXX XXXX XXXX has reported collections. I called ask why I was not notified by mail or email and they said they did not have to. Demanded I pay first and then they will try again. They claim they can not see the attached photos in my last email. I paid them to get my credit score back. Their web site has a consumer site that is not operative. My complaint is why is the consumer put in a position of defending their position. XXXX XXXX should have done a better job with the paperwork and never have partnered with an unprofessional company as XXXX XXXX XXXX for collections when the hospital was at fault and XXXX follow up was not professional and lack of results was due to their own inadequate equipment. I used iphone photos, and also scan from Brother copier.
07/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92557	Web	Servicemember
XXXX XXXX XXXX XXXX XXXX billed me for balance not covered by insurance for ER services rendered to my minor daughter on XXXX/XXXX/XXXX after her father, the insured, refused to pay. Prior to treatment, admissions clerk had me sign a computer pad & explained that it was permission to treat & bill insurance. Provided father 's info during services rendered & clerk said he would be billed as responsible party. No copy of the signed document was provided to me. Within 1 day of receiving balance notice reassigned to me, I paid XXXX of bill and provided hospital with copy of signed XXXX XXXX stating that father is responsible for equal share of uninsured medical bills & his complete contact info to pursue payment. Instead of responding to my dispute XXXX XXXX XXXX XXXX sent me a XXXX bill for 50 % balance. I initiated over 10 phone calls to dispute and assist in providing father 's current information to collect, but instead of attempting to contact court ordered responsible party for payment, hospital assigned XXXX ( XXXX ) to collect against me. Per court order supplied to XXXX XXXX XXXX XXXX XXXX collection agency on multiple occasions, I paid my responsible 50 % of medical expense on XXXX/XXXX/XXXX, included complete contact info for other legally, responsible party & biological father, XXXX XXXX and disputed remaining collection. After filing previous FTC complaint # XXXX, I received notification on XXXX/XXXX/XXXX from XXXX that debt had been cancelled. On XXXX/XXXX/XXXX, I received collection letter from new agency, Progressive Management Systems for same debt. XXXX XXXX XXXX XXXX has been provided, on multiple occasions, supporting documents & complete information for responsible party, but continues to re-assign new collection agencies to pursue me.
07/12/2016	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	CA 94533	Web	Older American
Today I received a letter from Progressive Management Systems in XXXX XXXX, CA for their account XXXX stating I did not pay a {$100.00} bill. I immediately called and XXXX stated it was for a co-pay of {$100.00} for a XXXX XXXX, 2016 XXXX bill. I asked her if this had be reported to my credit report as I did not want this to effect my credit report and she said if I resolved it with in 30 days it would not report to my credit report. I told her I never got five notices from XXXX and I will check my receipts and call back. I searched my receipts and check book and only found two letters XXXX sent me asking if this XXXX visit was for an XXXX but no invoices were ever sent by XXXX to me. I called back and spoke to XXXX to pay it. After I gave her my XXXX and paid the {$100.00} bill I confirmed that this was paid and resolved and not showing on by credit report. She said if I dispute it to them they must report it to the credit report. I told her I am paying it and I was told if I paid it immediately it would not show on my credit report as I have excellent credit. XXXX and XXXX both lied to me to get me to pay this bill and then after they had my XXXX and I paid it then they said it would be reported. I told them I should be able to state the fact that their client has poor procedures and billing processes and that I never got even one invoice from XXXX. XXXX continued to tell me that even if I paid it the same day I got the notice it would go on my credit report. I do not feel it is right for them to misrepresent or lie to me and then report this account to my credit report after I paid it immediately. I owned a XXXX for 30 years and find their behavior unethical and misleading to consumers. These types of agencies should be put out of business and closed.
09/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 92618	Web
This debit is being reviewed with the health insurance company the XXXX XXXX XXXX XXXXXXXX XXXX XXXX. This is a surprise medical bill from XXXX XXXX. I was rushed to the emergency room on XX/XX/2020. The entire time I was in ER at XXXX I was on morphine for pain. I was not in a state of mind to sign any documents, I did relay that to the staff in the ER. I stated that I do not have the funds to pay for the emergency room stay and told the nurses that I would like to leave. I did not expect that I would be rushed into XXXX because of my appendix. After the XXXX, I stated that I would like to go home because I knew that the hospital bill was going to be too expensive. The staff at XXXX XXXX stated that due to XXXX XXXX I can not have any family members come to the hospital and the doctor can not discharge me until a post-op test. Someone from the financial department with XXXX XXXX talked with me and told me to sign paperwork that I was not in a state of mind to sign. I recall telling her that I do not have money to pay for the emergency room visit. The staff stated that the state of California insurance should help with some of the cost. This bill was sent to collection for {$38000.00} it was a result of an emergency procedure when I was rushed to the emergency room in XXXX this was not expected I was told that my insurance would be able to cover the cost of some of the cost because I had no income at the time and was on the state of California XXXX plan. I am still in talks with XXXX about them covering some of the cost of this medical bill. I am protected against this surprise medical bill because I have coverage through XXXX. XXXX XXXX sent the medical bill to a collection company XXXX XXXX which continues to report a new amount every month.
11/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92345	Web	Servicemember
Progressive Management and XXXX XXXX XXXX XXXX violated the law by attempting to collect a debt that I should not owe. XXXX XXXX XXXX did not even attempt to bill the Department of Veterans Affairs even though I provided them with written authorization and proof of my insurance. This is violation of Federal code 38 and 17. I contacted VA and verified that they never even attempted to bill for service even though I emailed the provider the authorization letter beck in XXXX of 2019 and have proof I did. I am providing VA Care Center reference number XXXX and they can be contacted at XXXX. I have written both the 3rd party collection agency and the original provider and have received no response. I wrote the original creditor and Progressive. I disputed the bill and asked for an itemization and received absolutely no response except to have it placed on my credit report. No itemized bill no written response nothing. This is a violation of FCRA Section 623, FCRA Section 611 Part ( A ) ( 1 ), FDCPA Section 809 ( b ) and FTC opinion Letter Cass from XXXX. So they have never attempted to bill my insurance even though it was authorized and I went beyond the average effort and provided them with that written authorization. I believe that in doing so they settled with my secondary insurance for more than 20k less than what the VA would have paid so they may have lost over {$20000.00} and are now illegally trying to send me to collection for their mistakes in billing. They have ignored legal attempts to get information regarding the bill and yet have placed it on my credit while I was attempting to purchase real property and caused me financial loss. I am seeking legal advice as to what damages I may be able to recover as well.
07/10/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92113	Web
XX/XX/2020, a pull of my credit report shows that Progressive is seeking to collect on an alleged debt in the amount of {$820.00}. XX/XX/2020, another pull of my XXXX Credit report shows that Progressive reported that I allegedly owe {$830.00}. XX/XX/2020, I sent a 15 U.S.C 1692g ( b ) letter of validations that requested various documents that substantiates the debt and the amount attempted to be collected on is accurate. I received a XXXX XXXX ( See attachments ) that shows the original debt of {$750.00} with XXXX Hospital. Progressive failed to provide the documents requested that shows that I have entered into an agreement by way of signed contract or judgement with XXXX Hospital and/or XXXX to pay interest or additional fees on the principal balance owed to XXXX Hospital for a debt I allegedly owe and that the debt belongs to me. This is a violation of 15 U.S. Code 1692f. Unfair practices : A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. and Violation of : 15 U.S. Code 1692e ( 2 ) ( A ) A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt ;
03/09/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92124	Web
After several phone calls and emails, I found that I was lied to by a staff member that told me to make a higher offer to settle my account. When I spoke with the manager, I was told that they do not accept pay offs and the only reduction I would see would be a couple hundred of dollars off the interest. I was told I needed to make a {$1000.00} deposit and then have payments of over $ 350/mo to pay off the balance. I am ( like most of their clients ) not able to pay {$350.00} a month after putting down such a huge deposit. I want to reasonable payments of $ 100-150/mo. This company does not respond to any emails, though they direct you to send emails to make offers and this company does not even accept offers for pay off, in other words, they run you around wasting your time whilst adding more interest every day. I sent this letter to XXXX : I am enclosing a payment of {$200.00} toward the balance on my account. I was informed ( incorrectly ) that you accept payoff offers, and made and offer of {$1800.00} ( the highest I can go is {$2200.00} as this balance will be moved to a credit card ) and that offer was declined XX/XX/2018. I will sending a copy of this letter to XXXX to let them know that I am attempting to resolve this issue by either making a payoff or setting up reasonable payments ( $ 100-150/mo ) in the attempts to settle this issue. I have also opened a case with XXXX since I believe that I was seriously mislead by one of the employees, and this can be confirmed by listening to the recording of the conversation. My intent is to settle this account, as my debt counselor advised me that having this account in collections is negatively effecting my credit score.
12/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92109	Web
This was during the Pandemic lockdown and I had to go the XXXX XXXX XXXX for XXXX and my XXXX XXXX was injured and Im XXXX XXXX so the XXXX XXXX XXXX filled out my paperwork for insurance reasons. The paperwork had errors on it and the paperwork was kicked back to the hospital from the insurance company and with notes The insurance company told the hospital what information was missing or wrong and then to send it back! Thats the standard procedure.. This information was not made available to me to fix or figure out? So the hospital failed to fix the errors and failed to reach out to me and just kept the documents and ignored instructions to fixing it and just put it aside a then made me responsible for the XXXX XXXX and everything else and made me reliable for the fees out of pocket and I had insurance and have insurance and told them that and the hospital failure to fix the errors that there job. I had no idea I had this issue and it has put a huge dent ony credit report and I am not responsible for the XXXX cost my insurance company paid it also this account was sold to a third party collector so the dept is all ready paid off and the collector forfeited there right to collect my buying the dept and that paid the dept off.. This is unfair to put this one the collector knows the situation but continues to willingly knowingly provide false information about a credit bill i have no idea about and wasnt my fault they did nothing to fix the errors. And this has been reported to my credit report amd its very damaging to have {$3300.00} collection with delinquencies that are not true and it has caused major credit issues for me
09/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92130	Web
I was treated by XXXX XXXX for a XXXX issue. I was never told/disclosed any charges during the treatment and was told by the practice that our insurance will " cover '' it. After the treatment, we were sent an unexpectedly huge bill ( $ 1800+ ) for a minor procedure by a nurse practitioner ( not MD or surgeon ). We contested/appealed the charges to the clinic/hospital numerous times. Then, at one point ( around XXXX 2017 ), upon our numerous written protests, they sent us a bill for {$120.00} ( only ) and when we called to confirm and pay, we were assured that it was the only outstanding charge on our account. We paid that promptly and assumed that this matter was settled. However, a few months later, an {$1800.00} ( appx. ) charge appeared on our account and XXXX started sending bills again. There was no indication of our earlier ( {$120.00} ) payment in the new bill. We have written numerous letters, and provided documentation that we paid ( at least at one point ) all outstanding charges, and that we dispute all other charges, but to no avail. XXXX ultimately turned over the debt to a collections agency ( XXXX XXXX XXXX ) It is our belief that our initial charges were discharged by XXXX XXXX and that they assured us that we only owed {$120.00}, which we paid. We think the re-appearance of appx. $ 1800+ a few months after the account was cleared of any charges is unfair and we no longer should be responsible for charges that were cleared from our account. Now debt collection agency ( XXXX XXXX XXXX ) insists that the charges are valid, despite our written assertions otherwise. Thank you for your attention.
03/18/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 229XX	Web
On a routine credit report, I found a notification that I may have an unpaid balance of {$180.00} based on a bill from XXXX XXXX XXXX. This was my first notification on this matter. I have received no notifications, bills, calls, online notes or any information about this, zero. Also, when I periodically reviewed the XXXX billing website, I found no notification that I owed any unpaid amount to XXXX. I have always paid other bills with XXXX and this was a complete surprise! On XX/XX/XXXX, after reviewing my credit report, I contacted the XXXX XXXX XXXX by phone. XXXX would not provide any information regarding the specifics documenting the debt or any confirmation that I was ever notified ( other than XXXX indicating that the debt was based on unspecified XXXX XXXX for an unspecified patient, on XX/XX/XXXX ). I also confirmed that XXXX has my correct mailing address and contact information. Subsequently, In conformance to my rights under the Fair Debt Collection Practices Act ( FDCPA ), on XX/XX/XXXX, I called the Collection Manager at Progressive Management Systems in XXXX XXXX, CA. They noted that they had not contacted me about the debt but would provide no information or any verification that this debt was owed and the nature of the debt. I thereafter, contacted the collection agency by mail, and requested they provide me with a validation of the debt noted above. Please note, I did not provide a refusal to pay, rather I am disputing this claim and requested validation based on 15 USC 1692g Sec. 809 ( b ). I still have received no information by any mean from either XXXX or the Progressive.
10/16/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	AZ 85260	Web
The collection company called Progressive Management Systems reported to the bureaus a debt under my name. The collection was reported back in XX/XX/XXXX and it was for a balance of {$1300.00}, showing the original creditor as the XXXX XXXX XXXX XXXX and the account type as " collection '' and " joint ''. This account was disputed with XXXX and I am unsure of what information the collection agency provided to the Bureau showing that the account was mine and " joint '' as the Bureau informed me. I am still disputing this account, it is not mine and I would like the company to provide documentation. I haven't had any contact with this company over the phone or in any way and never had the opportunity to dispute it with them directly, never get into any payment plan or any agreement to pay. ! 8 days ago the same collection company, Progressive Management Systems reported the same account as a 60 late payment for the same amount hitting me twice for the same debt which shows the account as a collection in XX/XX/XXXX and an account in 60 days late payment status XX/XX/XXXX. First of all the debt is not mine but also I understand once a creditor selles a debt to a collection agency, this one can only report the debt as a collection not as a collection and account in late 3 years later without communication or any payment plan set up.I think this is an unfair tactic from the collection agency to collect the money duplicating the information and reporting false information and twice to the Bureaus. This practice goes against the Fair Debt Collection ACT
05/27/2016	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	NC 28217	Web
I was first informed of a {$120.00} outstanding balance owed XXXX Hospital, from a XXXX XXXX, 2015 XXXX visit, on XXXX XXXX, when my FICO score dropped XXXX points ( XXXX to XXXX ) despite NEVER having received a single bill from either XXXX Hospital or Progressive Management Systems ( PMS ) their debt collection partner that filed the report of delinquency. The XXXX Hospital intake form collected XXXX separate options to contact me, yet I was falsely reported delinquent on a balance of {$120.00} ( less than 2 % ) of my bill, without ever being asked for payment. When I asked ( PMS ) to validate the debt, they sent me a master account query from XXXX XXXX dated XXXX clearly showing that for my bill totaling {$7000.00} XXXX received 100 % of invoiced amounts within 30 days of the visit : XXXX - {$250.00} copay at the time of service XX/XX/2015 - {$2500.00} deduction XX/XX/2015 - {$4100.00} from my insurance company While 20 years of excellent credit worthiness means more to me than anyone else, I am disheartened to learn that neither XXXX Hospital nor their debt collection agency PMS value a 20 year reputation above the cost of a letter, email or phone call alerting me to the debt ; any of which would have resulted in prompt payment of the {$120.00} bill. I sincerely hope that I can have support in correcting this false statement of delinquency on my credit report, and shining a light on this destructive " debt parking '' practice, which my own research has revealed victimizes so many innocent patients when they are admitted to hospitals.
03/08/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	CA 926XX	Web
Last year I started receiving phone calls from a collection agency that stated that I had taken out a payday loan in 2008 and it had not been repaid. I told them it was not possible because I had repaid all of my payday loans immediately. They claimed that it had not been repaid and they threatened legal action. It was around {$470.00} and I offered them a settlement of 75 % of the amount if they would just stop calling me. I paid the money and they sent me paperwork proving that it was paid in full. A few months ago, I started receiving skip tracing calls again from another collection agency. This time I decided to not take any of the calls because it sounded like exactly the same type of debt and I thought that if I keep paying it, they can just keep coming back to me for another payment. Yesterday, I received an alert on my credit report and discovered that the collection agency has placed a collection account on my credit report for {$470.00}. It provides no information about the debt they are collecting, not the type of debt or the date of the debt. I am 100 % confident that I have zero unpaid debts for the past 10 years and this is the ONLY negative item on my credit file in that period of time. In addition, they have been calling my children on their cell phones in an attempt to reach me and leaving me messages threatening to call my references. The organization is called " Progressive Management Systems '' XXXX XXXX XXXX XXXX FL. XXXX. I am afraid to contact them directly because their voicemail messages are very aggressive.
06/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89015	Web
I have multiple charges against my credit report from a company " PMS '' Progressive Management Systems trying to collect on debts from XXXX Medical Center. I have never been contacted by PMS directly and only know of them through my credit report. They 've not contacted me either through mail or via telephone. I sustained a debilitating injury XXXX in XXXX of XXXX. I filed for XXXX in XXXX, XXXX ( I honestly kept hoping the problem would go away! How dumb was I? ) In XXXX XXXX my XXXX was approved with all charges in relation to my to be paid retroactively. My XXXX was approved retro to XXXX, XXXX. I was then approved for Medicaid at which time it was deemed that any charges concerning XXXX would be paid either through Medicaid or XXXX XXXX XXXX XXXX. All physician appointments XXXX were made due to what ended up XXXX. I was clearly not seeking physician 's expertise for no reason. I had specialists from XXXX that submitted reports to SSI throughout this span of time, informing SSI that my injury was XXXX. I met with an SSI adjudicator XXXX who also made clear my injuries were attenuating, yet it still took two years to get approved. Regardless, I am grateful for the medical approval, but need to assert that any and all charges relative to the XXXX are legally the responsibility of either Medicaid or XXXX XXXX XXXX XXXX. Again, I want to stress how thankful I am for the services that paid for my injuries, but need to hold firm in the fact that all charges from XXXX should be paid by other entities.
12/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92122	Web
I was insured with XXXX XXXX XXXX via XXXX. I have confirmed with XXXX XXXX XXXX that I was covered XXXX ( with no lapse ). My treatment was XX/XX/16 during the coverage. XXXX XXXX is saying they called on XX/XX/16 and were told that I had no coverage so they never billed XXXX XXXX. I did not receive collection notices on this debt. I found out about the debt because a credit application was denied and I pulled my credit history. XXXX XXXX never submitted the claim to my insurance, they refuse to provide me the bill and medical records so that I can submit the claim. The original amount was around {$1500.00} but it is now up to $ XXXX. I believe this is an error on XXXX XXXX not submitting the claim properly. XXXX XXXX would owe the claim but since I don't have anything to submit, I can't even submitted it to them. My guess is that there maybe a SOL on submission as well. I have been trying since XXXX of this year to get the billing and records. The collection company has not provided them. XXXX XXXX says I need to contact the Collection company Progressive Management ( which I have done multiple times ). XXXX XXXX refuses to provide me proof of the bill and records so that I can submit the claim they should have submitted to XXXX XXXX. Progressive Management says the claim is to old so they won't submit it to XXXX XXXX. I am in this loop of nobody giving me the supporting documents and they have never even submitted the claim to XXXX XXXX my insurance.
04/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92675	Web
This complaint is against XXXX XXXX XXXX ( XXXX ), a debt collection agency. The agency did not follow the procedure stated in their demand for payment. The first statement and demand for payment includes the following statement : If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt, or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. I sent a written dispute, and have not received any further communication until a second statement and demand was received two months later. Chronology : XX/XX/XXXX : Received 1st statement and demand for payment ( {$350.00} ) dated XX/XX/XXXX XX/XX/XXXX : Mailed dispute letter with proof of debt satisfied by certified mail, return receipt XX/XX/XXXX : Received and signed by XXXX XX/XX/XXXX : Received 2nd statement and demand for payment dated XX/XX/XXXX The above documents are attached. It appears XXXX is insisting that I pay even though I have disputed the debt and have never received verification of the debt. I believe there is no verification since the obligation was fully satisfied by my insurance company. Further, I now assume XXXX has attacked my credit rating. I did not rate over 800 credit rating by being a deadbeat ; I have never failed to pay a debt in my life. I can not get the hospital or the collection agency to actually pay attention.
09/23/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91423	Web
This past XX/XX/XXXX I received a letter out of nowhere, dated XX/XX/2019 from the PMS collection company I'm filing this complaint about. Immediately I contacted the original creditor XXXX XXXX XXXX XXXX to find out what it was. When they gave me the date of service I told them it was impossible as I was out of the country. They stated after I forwarded my passport that they would cease and desist their collection efforts as there must have been incorrect data entry/ error on their part with another consumer/ patient. In XX/XX/XXXX I went to get preapproved for a home loan when I found out that the same outside collection company had reported the collection account to my credit bureaus. After calling XXXX XXXX XXXX again, I was told that they had requested months earlier that the PMS collection company send it back and to stop collecting. Then I called the bureaus and they filed a dispute for removal. PMS collection company verified twice that these debts are valid to the bureau and refuse to remove it from my credit or send it back to the original creditor. I'm confused and don't know what to do next as the credit bureau tell me that PMS collection company is the only entity that can remove these collections because they are the ones reporting these collections. Help!, I want to buy a property by the end of the year and I don't want to deal with a collection company that only is concerned about getting money. Thank you.
08/25/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92629	Web	Older American, Servicemember
PROGRESSIVE MGMT SYSTE XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$3100.00} {$3100.00} XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX I am a XXXX veteran who receives 100 percent medical by and through the VA.. The VA will refer out into the community medical services from time to time .... I had XXXX XXXX XXXX throughout most ofXX/XX/XXXX, that were done through XXXX XXXX. In order to receive these services, XXXX received preauthorizations through the VA, prior to, and before doing any medical care. Somehow, or some way, XXXX decided to start harassing me for what little of my medical bills they feel they didn't get paid for. I have talked to them numerous times, and they tell me they will take care of the problem, but instead have forwarded collections to this Progressive Medical ( above ) In spirit XXXX agrees that I was not in the authorization chain, and that procedures were authorized through XXXX and the VA ... .. But yet, they are harassing me, and reporting bad credit. As a last resort I am reporting this matter to you, as nothing seems to deter these characters ... XXXX is a fine organizati0n, but once something gets going through their system, seems no human can stop or override it. As far as Progressive, they are obnoxious, as most of those type companies are but are only doing their job as XXXX gave them these balances to collect. Help! XXXX XXXX
10/22/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92620	Web
I came to the ER with low belly pain on XX/XX/XXXX, but the pain had subsided by the time I saw a resident doctor. The only test I received was a blood test which came back normal after 3 hours of waiting. However, XXXX XXXX XXXX sent one hospital EV bill {$2500.00} to my insurance company XXXX XXXX and {$500.00} to me. I called XXXX regarding the bills and asked why upcoding my bill, I was told I do not need to pay the hospital EV bill. My insurance company rejected payment. XXXX sent {$1700.00} to a collector in XX/XX/XXXX. This EV bill is charged with {$2500.00}, but XXXX sent me three different bill statement with three different balance. The collector directly reported to credit bureau to drag me credit score down without contact me. Based on publicly available information for patients without health insurance from FAIR Health Consumer, a moderate-level XXXX visit, such as for a pain with fever is about {$400.00}. it appears XXXX XXXX is taking advantage of the fact that I do not have dispute ability and is blatantly abusing that power. XXXX ( University of California XXXX XXXX XXXX ) neither providing the review result nor making correction to my credit report. They continue to abuse their power to send the debit to PROGRESSIVE MGMT to draw my credit score down. They always make money with upcoding or services that dont exist at all. This is a very despicable act.
01/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 851XX	Web
They said they would do an investigation but then they still reported the items. I asked how they investigate and they said " we call the collector and verify your name and DOB '', I then asked if they asked for proof like signatures, identification or anything else and they said " no ''. How is that an investigation??? Of course whoever they call will give them my name, social, DOB because that's what they need to report it!!! These items are so-called medical, which I think I would remember getting medical attention. Obviously it's not mine and XXXX is refusing to investigate properly and make sure the information they are providing to people is accurate. Clearly this is in violation of my rights. And clearly these are creditors that are preying on people trying to get them to pay and hold their credit ransom. When I call them they refuse to show proof too. I will reporting them separately. They refuse to investigate because these people are paying for their services. Here are the 3 accounts in dispute : Acct # XXXX Collection Agency : XXXX XXXX XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX XXXX Amount : {$2300.00} Acct # XXXX Collection Agency : XXXXXXXX XXXX XXXX XXXX Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Amount : {$860.00} Acct # XXXX Collection Agency : PROGRESSIVE MGMT SYSTEM Original Creditor : XXXX XXXX XXXX XXXX Amount : {$1800.00}
10/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 920XX	Web	Older American, Servicemember
My wife was required medical attention after XXXX XXXX in XX/XX/XXXX or XX/XX/XXXX. XXXX XXXX Hospital, XXXX We had insurance and explained to the hospital several times. Then Progressive Management took over the account. They reported to the credit reporting services a {$1300.00} balance. They called many times to harass my wife and she ask for information but it was never received. After much harassment she ask that they not call her cell phone. Now somehow after disputes it continues to grind on my families credit score. XX/XX/XXXX I called Progressive and ask if there was any way to fix this problem and enable me to rebuild my credit. This is the only black mark I have except high balances. They said they would only accept the balance in full. I said after 6 years you should not even be harassing my family. They offered no help. While billions of dollars were written off after Obama care, and our health insurance has tripled in cost the large medical institutions and their collection agencies harass their customers when the costs were triple what they should be and they offer no sensible discussion or terms. Shame on XXXX. Shame on Progressive Management. May the wrath they bring on their customers come down on them. I urge the CFPB to help us and make an example of what they should have done in the first place. XXXX XXXX & XXXX XXXX
08/31/2015	Yes	Debt collection Federal student loan	Improper contact or sharing of info Talked to a third party about my debt	NC 28213	Web
I provided the school I was attending the address that I would like information to be sent to which was also my home address. I spoke with the collection agency ( progressive ) the other day in regards to my paycheck being garnished and was informed that they sent notices to my ex boyfriends address ( a address I never provided them with ). I was informed by the collection agency that they sent the information to my current address which I find impossible because they had the wrong address on file when I called in. The collection agency then went on to state that they sent information to my job regarding the garnishments which again is information that I never received. I did informed each representative that I was recording the call and each still gave me very rude service and unwilling to help me to understand the situation. Even informing me that I could go to the post office and request a list of returned documents which the post official is stating they only do for packages. As far as the loan goes when I was in school do to health issues ( still present health issues ) I had to drop out ( the school stated that they could not take the risk of having a student with my condition stay in the dorms ). I had made several attempts to pay toward my loan through the school and never received accurate information ( I also have documents to verify ).
06/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91945	Web
Progressive Management Systems has violated the FDCPA and the Fair Credit Reporting Act. They reported several accounts on my credit report that has not been validated. I contacted both the company and XXXX to demand validation of the debts they are trying to collect and are reporting on my credit reoprt. I also disputed the debts with XXXX. XXXX deleted 3 of the collection accounts in XXXX 2017 because they were unable to validate and today I noticed that the collection accounts have been added back to my credit report with no notice received that they would be added back and the other 2 still remain on my report. Under the FDCPA and FCRA a debt collector can not report to a credit reporting agency unless and until it verifies the debt. I have received no proof ( signed documentation ) of any type that this debt belonged to me as I demanded. There was no date of verification nor any documentation of the authorized HIPAA business relationship between Progressive Management Systems and the original creditor. Being that I have never been without medical insurance it is extremely important that I receive full validation of any alleged debts including services or signatures. This company has been unable to properly validate this debt and continue to report in full violation of the FDCPA and Fair Credit Reporting Act.
02/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92591	Web
This item was unlawfully placed on my account. I have requested that this be removed as this is no fault of my own. This was a covered procedure. I had the same exact treatment on XXXX XXXX, XXXX, XXXX XXXX, XXXX and XXXX XXXX, XXXX. The procedure was paid on the XXXX XXXX and XXXX XXXX, however the XXXX XXXX was not. Upon my investigation, I discovered that XXXX had provided and submitted the incorrect procedure code. I called several times to get that changed. I was told to call XXXX. When I called XXXX, they referred me back to the doctors office at XXXX. I even had a XXXX way call with XXXX and XXXX and XXXX refused to comply. They stated I signed a waiver where I understood I would be responsible for payment if XXXX did not pay. XXXX blames XXXX and even even wrote a letter to XXXX requesting payment. XXXX denied because all they were requesting was for XXXX to resubmit the correct code. XXXX even stated the dates of treatment did not match. I requested an appeal with XXXX on XXXX/XXXX/XXXX and another appeal on XXXX/XXXX/XXXX. I even requested the assistance of the State Of California Department of Insurance on XXXX XXXX, XXXX. I kept getting referred back and forth and have records and dates who I spoke to until XXXX stated they no longer can discuss my issue with me as they forwarded it to collections.
06/07/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
Progressive Management is trying to collect a medical debt not owed. I contacted the orignal creditor : XXXX XXXX XXXX XXXX XXXX about the debt. I spoke to XXXX at the XXXX XXXX billing department on X/XX/2017 at XXXX XXXX pacific time. She informed me that I have no outstanding balances and they never sent anything to collections. She verified my insurance and showed no issues from around the dat e of Progressive 's reporting. I then called Progressive on XXXX at XXXX XXXX pacific time a nd got a woman named XXXX who only gave me her name after I told her what the original creditor said so her real name could be something else, because I told her I would dispute because of the invalidation and she got an attitude. The original amount they are reporting is similar to another hospital in which I have never been to which is XXXX XXXX . I let the agent know as well as the credit bureaus know I have never been to XXXX XXXX and yet no one is validating the fraud being put on my credit report. They are stating I owe over {$2000.00}. They continuously change the amounts based on whatever they decide. They are reporting XXXX account that the original creditor stated was never sent to them and XXXX that does not belong to me due to fraud and identity theft.
08/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84070	Web
I have been battling with Progressive Management Systems, XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX since XXXX XXXX over a bill of {$2300.00} assigned to them by XXXX XXXX XXXX Hospital. My insurance company, XXXX, paid this bill at 100 % and then we started getting bills from PMS ( aka Progressive Management Systems ) for this balance for an Xray that was over {$7800.00}. I had a XXXX XXXX XXXX - how is this even possible. I have asked them to sent me proof and documentation that this is my account and they keep sending me their Printouts from PMS. XXXX/XXXX/XXXX - I sent them a letter requesting proof that this is my account and received nothing. XXXX/XXXX/XXXX - I called and recorded the call. I was told this is my spouses debt - not mine. XXXX I sent them another request in XXXX and they sent me their printout and a list of medical services supposed performed by the hospital ( Why is a collection agency seeing my medical history? ) My attorney wrote them a letter a month ago with no response. My wife was in XXXX XXXX last month and picked up ALL the copies of my medical records, there is no HIPPA documentation in there. Overbilling, trying to collect from someone else and now my medical history. I want this removed from my credit reports immediately! Sincerely, XXXX XXXX
04/11/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92629	Web
Reference case # XXXX I dispute response from Progressive. This is the first time I have seen their documents. 1. Dispute of the nature of amount owed : On XX/XX/XXXX, XXXX disputed the alleged debt within the 30-day period. When we received their letter of XX/XX/XXXX, she disputed both the validity and the nature of the amount owed. This is stated in the last sentence of her first paragraph ( attached letter labeled " CFPB-XXXX '' ). I did not receive a reply nor did I receive any documentation I asked in my letter. This is the first time we have seen their attachments ( you can see the footer date is XX/XX/XXXX ). 2. Dispute within 30 days : Within the requisite 30 days, their claim was disputed. 3. XXXX not a signatory : As you can see in the attached file labeled " CFPB-XXXX '' I did not sign any documents. None of these bear my signature. Original statement : On XX/XX/XXXX, I disputed the alleged debt within the 30-day period. When I received their letter on XX/XX/XXXX, I asked for detailed documentation in the attached letter labeled " CFPB-XXXX ''. I did not receive a reply nor did I receive any documentation I asked in my letter. Instead, they blatantly violated FDCPA, FCRA and despite my admonition, falsely reported against both of our credit files with the XXXX bureaus.
11/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85225	Web
Sent the following letter to the collection agency on XX/XX/XXXX - Notification received shows " As of XX/XX/XXXX, you owe {$630.00} with interest of {$47.00}. '' I responded, " I want to dispute this debt because I think this is not my debt. '' XX/XX/XXXX - Notification received states in receipt of your inquiry in which I requested validation of the debt, an itemized statement is attached. It includes the name the facility that provided the service, the amount charged and an itemization of the charges. This statement did NOT provide validation it's my debt. As I responded on XX/XX/XXXX, the document shows, " XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX XXXX in XXXX, AZ '' ; which I have never been to that facility. The document shows a total amount of {$630.00} and I already stated repeatedly I have no medical bills for that amount nor do I recognize it. The document shows an itemization of the charges stating, " Emergency department visit for the evaluation and management of a patient. '' which does not provide any clarification what this bill/debt is actually for. This is NOT my debt and now they filed a nagative report on my credit and made up the amount so it could be reported. I have NO medical debt and haven't been to any doctors or emergency rooms in years.
04/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92806	Web
I was in a car accident XXXX XXXX, XXXX and I went to physical therapy due to an injury from the accident. The physical therapy put me into collections a total of 3 times from XXXX, XXXX. The accounts are as follows : XXXX/ Progressive Management : XXXX XXXX, XXXX -XXXX/ Progressive Management XXXX XXXX XXXX, XXXX -TransUnion/ XXXX : XXXX XXXX XXXX XXXX I made phone calls to the physical therapy department I went to and they had stated that it was all paid off through insurance and I did not owe anything. I had told them I was still in collections with them and I asked them to remove all XXXX of the open collections accounts a few times since I did not owe any money with them and they have yet to do so. I also have called and spoke with the collections agency and they stated that it is up to the physical therapy to remove all XXXX of my accounts from collections. I am stuck in an infinite loop where collections keeps sending me to the physical therapist and the therapist keeps saying things have been paid through insurance and i need to take it up with the collection agency. The physical therapist says there is nothing more they can do for me regarding the collection agency file ( s ). The XXXX collection agencies are : Progressive Management XXXX XXXX XXXX
01/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92126	Web
On XXXX XXXX, I was feeling very XXXX, XXXX, and ill amongst other symptoms. I felt like I was going to XXXX. The nearest medical facility I could get myself to was XXXX XXXX XXXX in XXXX XXXX, When I arrived, I presented my medical ID card ( I have XXXX XXXX to front desk and explained my XXXX. I was later diagnosed w/ XXXX. A few months later, I received a bill in the mail. It is state law that for XXXX covered patients, a bill should not be provided to a patient for medical emergencies. I gave the bill to my health plan and they covered some of the bill and XXXX XXXX sent the remainder of the bill to this collections company-who I have no knowledge of or have no prior dealings with. This has affected my credit score. I have tried to work this situation out with XXXX by explaining state law and seeing if they can work with my health plan, I have also tried to send a complaint via CFPB as well because they threatened me on numerous occasions to send this bill to collections but a bill should have never been sent to me to begin with due to state law. Now the collections company is sending me bill collections for a debt that is not due/owed. XXXX XXXX went against state law and now my my credit is affected by that with this collections agency
12/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
A Collection Agency named Progressive Management say I owe {$330.00} to them for a medical bill XX/XX/XXXX. Which would n't be possible since I was under my mothers healthcare and barely graduating high school. I did n't know anything about this debt till I tried to get a credit card around XXXX. I got no letter or email saying I owed anything. It just stopped me from getting a credit card since this was on my record. I checked XXXX and XXXX to see if they can find it, I even called XXXX to see if they can find this debt I owed. But they said I had a clean record and I owed nothing. So I tried for a credit card in XXXX with my mother to see if I can do a joint account for a credit card and they told me the same thing. this debt collecting agency was on my record. So after that I research them and found out they scam people in debt that is not real. I found out they went for people who had someone deceased in their life. If it was their child, spouse, or even ex spouse. They have been around since XX/XX/XXXX. Now XX/XX/XXXX I finally have a credit card but still have this in my record and I just want it finally removed after finally getting this letter of last month showing that this company actually is on my record on this piece of paper.
09/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91505	Web
In XX/XX/XXXX I applied for an auto loan and was rejected by one loan company and given a higher interest by another, which pointed out I have a collection item on my credit so my credit is not excellent and I could not get financing at top tier. I pulled my credit reports and I had a collection account reported by XXXX XXXX XXXX ( XXXX ) for the amount of {$1700.00}. I sent a letter to XXXX on XX/XX/XXXX asking them to verify the debt. I also disputed the collection with XXXX and XXXX. XXXX confirmed/verified the collection with them so no changes were made by either of the bureaus. Meanwhile, XXXX has failed to send the debt verification as required by law and to seize collection activities. On XX/XX/XXXX I received a letter from them dated XX/XX/XXXX that they are in process of obtaining the documentation, which I have requested, and that they will forward such as soon as they obtain it. As of today, XX/XX/XXXX, they continue to report the collection to the credit bureaus and they have failed to provide any debt validation proof. As a result of their placed collection without validation I had obtained an auto loan at not best terms as their alleged debt bring my credit enough points to get into second tier financing.
11/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92114	Web
This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company was trying to collect on alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions this is defamation off character and also against federal laws. These accounts are not mine and were opened using my personal identification without my consent ACCOUNT # ( XXXX ) as well as ACCOUNT # ( XXXX ). When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section 615 ( f ). Ive also never given this company permission to contact me which according to the FCRA is also against federal laws. I have asked numerous times for this company to stop furnishing false information to the CRAs and also for them to stop contacting me. My next step will be to file suit. This is my last time asking to please remove this account, it's not mine.
02/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92399	Web
Just started looking at my credit recently, and noticed there is a medical bill that i have no idea where it came from, i havent been to the doctors in over 15 years, Never Broke a Bone or Been Sick in Past 15 Years or So I'm not sure what this Bill is about When I XXXX the Company, it has nothing but 1 Star Bad Reviews, and there are hundreds of lawsuits against them for not Updating Credit that it has been Paid or Removed like agreed So i think it's a Scam Company Please Look into it and Let me know what i Need to do to get this Removed Thanks XXXX You've paid off -65 % of your collection amount. Balance {$10000.00} Highest Balance {$6300.00} Opened XX/XX/2011 ( 6 yrs, 6 mos ) Account status Open Type -- Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original Creditor Name XXXX XXXX HOSPITAL DISPUTE AN ERROR Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX XXXX XXXX heres there reviews You'll see People had to take that to court and there XXXX reviews can be found by XXXX searching XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CA XXXX ( XXXX ) XXXX
10/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85142	Web
My husband had a bill from XXXX hit his credit this year on XXXX XXXX We received no letter of warning about this bill. It just went straight to collections. My husband only knew about this bill because his XXXX report gave him a warning that that his credit dropped by XXXXXXXX XXXX We always pay our bills on time. We also shouldn't have a bill for the service date due to a settlement that was paid out for a car accident my husband was in. I spoke with XXXX XXXX XXXX XXXX XXXX XXXX ) and they do not have the information about this bill. The only bill they could see was from XXXX XXXX. They told me that they have been switching systems from another billing system and it could be weeks before this new department has the information. When I first got this news about my credit, I called them right away and they said the same thing. That they got a new system and were not able to look up bills prior to XXXX. I honestly believe they are trying to double bill us on a settlement or there is a huge error with their billing department. This drop in our credit without a way to resolve it is ruining our opportunity to buy a house and for me to gain employment in my industry.
09/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA XXXXX	Web	Servicemember
I appreciate your prompt response to my Consumer Financial Protection Bureau inquiry # XXXX concerning accounts # XXXX, XXXX, and XXXX. Please be advised, as per the new law passed by the Consumer Financial Protection Bureau ( CFPB ), medical debt is no longer reportable on consumer credit reports. As such, the accounts in question connected with medical debts should not have been reported on my credit report to start with. I am currently gathering more clarification and evidence regarding your agency 's violations of this law and will be taking necessary legal action accordingly. I will be seeking damages for the undue strain and impact this has potentially caused on my financial and personal well-being. Furthermore, the request for additional identification documents seems redundant given that I have already submitted an affidavit asserting that I am a victim of identity theft. Please treat this with the seriousness it deserves. I am hopeful that this issue will be resolved amicably and without any further legal proceedings. I am available for further dialogue and am contactable on the phone number saved under my account. Sincerely, XXXX XXXX
02/20/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92677	Web
XXXX XXXX XXXX in XXXX XXXX, CA billed us for a XXXX performed in XX/XX/XXXX. We were on a payment plan for {$270.00} per month. In XX/XX/XXXX and XX/XX/XXXX we made 2 payments each month so we were ahead of schedule. We made another payment in XX/XX/XXXX but did not make our XX/XX/XXXX payment since we had double paid in XX/XX/XXXX and XX/XX/XXXX. Without any notification, we were sent to collections. We continued to make payments to the account in XX/XX/XXXX and XX/XX/XXXX but we are being hounded by the collection company. The account is paid in full. After received a notice from the collection company ( XXXX XXXX XXXX ) we called XXXX XXXX on XX/XX/XXXX and spoke with XXXX XXXX ( he refused to give his last name ). He told us that the account was delinquent when the XX/XX/XXXX payment was not received. I asked him to review the payment history and he told me that double payments do not count toward the monthly payments. He said when our account was not paid in XX/XX/XXXX that it went to collections without notification. I asked for their policy in writing but he said they do not post anything in writing for the consumer.
02/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92673	Web
I recently ran my credit report through XX/XX/XXXX. I saw that I had a debt in collections from an e.r. visit I had, years ago. I never received a bill in the mail and had i, I would have paid it or made payments, to pay off the bill. I called the debt collector to come to an agreement on a payment plan and they told me no. That at the very least I had to pay $ 100- {$200.00} a month. I explained to them that I was paying {$300.00} a month in resolving other debts. ( Those two are now removed from credit and the only negative debt I have showing is this one from the hospital ). Not to mention I was in a transitional shelter/shelter, and on welfare getting government assistance and thats where my income came from. It has been 6 years since this account went to collections. I tried to do the right thing and resolve the issue. I even asked if they wiped the interest off completely and gave me the total amount of the bill I would pay it in full. The woman said no. That was a few weeks ago. Since then, just about every other day, I get an alert telling me my collections balance went up by {$1.00}. Is this even legal?
09/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92113	Web
This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company is trying to collect on an alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions. This is against federal laws. This account is not mine and was opened using my personal identification without my consent. When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section 615 ( f ). Ive also never given this company permission to contact me which according to the FCRA is also against federal laws. I have asked numerous times for this company to stop furnishing false information to the CRAs and also for them to stop contacting me. My next step will be to file suit. This is my last time asking to please remove this account, its not mine.
09/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92128	Web
I sent a debt validation letter to Progressive Management Systems on XX/XX/2022 in regards to an alleged medical debt. They responded a few days later with an alleged bill showing private medical procedures without my consent. Progressive management systems violated several of my consumer rights, including ( HIPAA ) And also failed to validate a debt at my request, Which is a FDCPA violation. Not only have they ignored my prior request for validation of debt but they continue to report this debt to the credit bureaus causing damage to my character. I responded to progressive management systems on XX/XX/2022 with a second letter asking them to remove the alleged debt due to several violations, in which they received on XX/XX/2022 certified mail. Pictures and receipts will be provided. In that letter I asked them to please stop reporting this debt due to failure to properly validate the debt, and because they violated HIPAA by sending private medical records. It's been over 30 days and they have yet to respond to me. I will have all the documents attached to this complaint. Please view attached images
09/24/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90620	Web
I had a medical claim that was submitted to my credit report as delinquent in 2021. Every month this company would report it as a late payment so that the payment history would not age. So although this was a closed account, they would using this predatory tactic by reporting it late every month so that my credit score continued to be impacted. I submitted a investigation with XXXX and they agreed that the company should not report it every month as a late payment. My credit report was fixed. A couple a months later, this company once again engaged in predatory tactics and increased the medical claim amount by {$5.00} in order to make it appear it was a new delinquent payment on my credit report. When I called the company, they stated the {$5.00} was a finance charge. They are now once again reporting this every month on my credit report. It is evident this company increased the amount by a fraudulent {$5.00} in order to justify re-reporting this old medical claim payment so that my credit report does not age and my credit score is continuously is impacted. The company is Progressive Management Systems.
04/04/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92806	Web
I was contacted by a rep from XXXX XXXX XXXX regarding a {$100.00} debt. The rep offered to settle the account for {$60.00} and that if I paid that it would never hit my credit report. I agreed under one condition, that he send me a written settlement offer. I told him in the past collection companies had offered to settle only to have me pay the settlement amount and then attempt to collect on the remaining balance. I gave a {$20.00} good faith payment at the time and told him I would make the remaining payment. Some days later I check my report and the debt is showing on it. I called back and ask him why it showed since he told me it would not. He said he would submit a request to have it removed. He also emailed me a copy of the settlement letter. I paid the remaining {$40.00} to close the account. However, I checked my report again and the remaining balance is being reported. I contacted them but they say they have no record of a settlement ever being offered and that the rep that I was dealing with no longer worked there. I have asked them to review the calls since they are always recorded.
10/24/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85035	Web	Servicemember
In checking my credit history, the company Progressive Management Systems ( Debt Collector ) is continuously falsely reporting a collections account against my name. I contacted the debt collection agency and spoke with three different representatives ( XXXX, XXXX, and Unknown ). The XXXX representative said I owed a debt to XXXX 's XXXX XXXX XXXX in XXXX XXXX, California and the date of service was on XX/XX/2014. In my credit history the collection amount is {$420.00}. I called XXXX 's XXXX 's XXXX to confirm the date of service, and asked how much the debt owed was and who was the guarantor for the bill. The bill reported by the representative from the billing department at XXXX 's XXXX 's XXXX said the guarantor for the bill was for someone else and I was not listed as the guarantor for this bill, which also they stated the original bill amount was for {$310.00}. The XXXX XXXX XXXX is falsely reporting this on my credit history when I was never the guarantor for this bill and refuses to stop reporting this against me, as they are unable to collect the debt from the official guarantor.
04/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92065	Web
In accordance with the fair Credit Reporting Act the list of accounts I have below have also been attached in my letters and FTC Report, have violated privacy federally protected consumer rights to privacy and confidentiality under 15 USC 1681 Accounts Progressive Management Systems XXXX XXXX XXXX {$690.00} Inquiries XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and or Inquires 15 USC 1681 section 602 A states I have a right to privacy. 15 USC 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish any account without my written instructions. 15 USC 1681c ( a ) ( 5 ) states no consumer reporting agency may report any items of information or adverse items other than criminal convictions record which pre dates the report by more than 7 years. 15 USC 1681s-2 ( A ) ( 1 ) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the Information is inaccurate
07/16/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	CA 920XX	Web
Our company changed insurance in XXXX of XXXX. I received vision services at XXXX XXXX hospital in XXXX XXXX in early XXXX. The bills were apparently sent to my office, not home as indicated. Typically, it takes several months for insurance companies to determine the amount they will pay and the amount owed by the insured and then they will bill the insured. 2 months later a collection agency, Progressive Management Systems in XXXX XXXX, CA contacted my employer and told them of the issue but did not call me and I was n't alert at the time. I found out about the contact later after receiving a subsequent contact from the agency. I immediately called the agency and they agreed to remove the delinquency and note I was not at fault and in fact just became aware of the outstanding nature of the bill. I was concerned about their un professional behavior over the phone, talked with a supervisor but was still worried about their tactics. I then called XXXX and immediately paid the bill and they advised that they would delete the delinquency. As far as i know this has not been done.
07/31/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92563	Web
I received a letter from Progressive Management Systems ( PMS ) stating that a debt from XXXX XXXX was given to them for my account on XX/XX/XXXX. The balance was {$970.00}, and I paid {$240.00} on XX/XX/XXXX. I have had no further communication from them since, but have seen them on my credit report. On XX/XX/XXXX I mailed a {$30.00} money order and requested an itemized list of the debt because it is much higher than I remember owing XXXX. I had called and emailed XXXX in early XX/XX/XXXX and they told me that they, XXXX, no longer has the itemized list of the debt, but the debt collector, PMS would. So along with my money order I mailed on the XXXX of XX/XX/XXXX I included a note requesting that I get an itemized list of my debt by XX/XX/XXXX. It is XX/XX/XXXX and I haven't received anything from them, and find it hard to believe that they would wait until the last minute to supply this information to me when a week after I mailed the payment I checked the online account for PMS and saw that the {$30.00} was deposited and they had charged a 10 % interest rate as well.
06/24/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 90027	Web
I had applied for Financial Hardship for my ER visit at XXXX XXXX in XXXX XXXX in XX/XX/XXXX. I then received a mailed bill on XX/XX/XXXX with a total amount due of {$16.00}, which I paid. I had been asked to resubmit my tax returns in XX/XX/XXXX which I did. I emailed them to one XXXX XXXX at XXXX. I had called the XXXX offices and spoken to XXXX XXXX in XX/XX/XXXX and was told that my debt was settled. I had received no mail from XXXX XXXX or any debt collectors regarding this debt until I received a call from Progressive Management Systems on XX/XX/XXXX, saying that I owed this debt having paid only {$50.00} of it in XXXX, which makes absolutely no sense. I had just settled another debt with Progressive less than a month prior for XXXX Hospital. I had never been given documentation that they held this XXXX XXXX debt or that it had even gone to collections. While I had been going through the debt collection of XXXX NO ONE had made mention that I owed another debt. It was only after they took my money that this debt magically appeared.
02/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94597	Web
I received a bill from XXXX XXXX a while back in XXXX. I requested an itemized bill because the original bill had no details about what the bill was for. I received no response. Then I got a notice in XX/XX/XXXX stating that they tried multiple times to contact me, which is a lie, and they sent my bill to collections. I just want them to send me an itemized bill with details about what I was being charged for. Medical bills are required to do this, and they are not compliant with basic consumer law. They also lied on the letter about trying to contact me. Now it is in collections. I requested the debt collector to send me the details on the medical bill and they are unable to produce details on what service I received at XXXX XXXX, but still insist on paying them. I just want a bill that has details of what service I received and was being charged for since XXXX and nobody has been able to produce that for me. I am unable to pay the bill with my XXXX XXXX Account with the information that was sent to me, so this is important.
01/16/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	TX 78154	Web
There is a collection account on my credit report from XXXX XXXX XXXX which lists PROGRESSIVE as the original creditor of the account. I don't recall having an account with your company. Can you please send debt validation for the account number XXXX. I will need to see the original contract bearing my signature because my information was compromised in the XXXX data breach. I will also need to see the forward flow agreement along with correspondence informing me that the account was being sold. If I had this, I would have known about this account and could have disputed sooner. Please inform me as to what the balance is and how much the account was sold to XXXX XXXX XXXX. Also provide me with the 1099 form since this account was written off. If you can not provide all of the information requested, and if you have not done an investigation into the XXXX data breach claim when I have already provided my claim number, then please contact the collection agency and have them remove this account due to inaccurate reporting.
01/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92335	Web
On XX/XX/2018 a negative remark was placed onto my credit profile. XXXX XXXX XXXX XXXX sent a medical bill debt to collections which i did not know i owed, nor i ever recieved a letter from XXXX XXXX XXXX XXXX stating i had a debt to pay ( {$220.00} ). They also did not call or inform me in any way that they sent my debt to a collection agency called XXXX XXXX XXXX. I realized i had this debt in collections when i tried applying for a mortgage loan, i was turned down because of negative remark on my credit profile which is affecting me in a very bad way. I looked up my credit profile and found negative remark on my profile, i contacted original issuer and they denied in trying to help me in any way.I also contacted XXXX XXXX XXXX and they did not assist me with my troubles and negative remark on credit profile. I was also not aware that original debt sold my contract onto a collection agency which they need a signature of my behalf to do so in the first place and is illegal to impact my credit score.
09/09/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 281XX	Web
Progressive Management Systems has contacted me numerous times in a day, often using threatening language and insisting I secure additional credit to pay the debt that is " owed '' to them. I have not been able to verify the original debt from the creditor- as I was making payments to the original creditor directly. Additionally the balance that I would be responsible for and have agreed to is solely the balance for services rendered. Progressive Management Systems is insisting I also pay them an additional interest of 8 % - which was never once agreed upon nor was there a contract signed that stated this agreement. Additionally there have been threats to my credit report and been told on numerous occasions from Progressive Management that unless the balance is paid in full ( including the interest rate that was never agreed upon ) this will not be removed from my credit. Their practices are illegal inappropriate and they are using false and misleading information to collect their debt.
12/05/2020	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 91945	Web
On XX/XX/2020 I received an alert on my phone from the My Fico app informing me that a collection has been added to my XXXX and XXXX account from Progressive Management Systems. I never got a phone call or documentation in the mail from this collection Agency. I mailed them a certified letter on XX/XX/2020 advising them that I never received a phone call or any documentation from them regarding this alleged debt. It has been well over 30 days and I still have not gotten a response from them. The debt was removed from my XXXX credit report but the debt is still listed on my XXXX. The debt was paid to the original creditor and I was told by them that they could see that Progressive Management did in fact not attempt to notify me of this allege debt and that they would request them to remove this collection off my report because the debt has been paid in full. Progressive Management does not have the right to report allege debt without notifying the person they claim has this debt.
12/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 902XX	Web
After running my credit report through XXXX I noticed a discrepancy which showed a debt collection account for XXXX XXXX XXXX owing {$1500.00}. I immediately sent a letter to request validation of the debt as I was notifying the debt collection agency that this is not my debt and that I required proof. When they responded 30 days after first letter they provided a photo copy of an invoice billed in my name. To date they have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Also the description of the procedure used to determine the accuracy and completeness of the information was hereby requested. I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay Progressive Management Systems the alleged amount.. I have not yet received a 2nd response, the 30 day time frame in which they must respond ends of XX/XX/2020.
11/20/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web	Older American
My late husband was an inpatient for a week at XXXX XXXX XXXX in XXXX California. This occurred in XXXX. He had arranged to make payments to the XXXX XXXX XXXX Billing Department and was making payments. He died on XX/XX/XXXX and I, his widow, tried to make payments. I have been having a hard time doing so. I was contacted by Progressive Management Systems XXXX XXXX XXXX XXXX, XXXX XXXX CA XXXX to pay the bill ( which increases due to interest rates ). I tried to negotiate a settlement with PMS but they said XXXX XXXX XXXX does not accept settlements. We are all having problems during this COVID crisis. I found out that due to California law I have to pay this debt. This collection agency is being hard nosed about working with me. I can't make the 3 monthly payments they demand ( {$510.00} ) with a {$2000.00} down payment. The bill is {$3400.00}. I don't want my credit ruined by this collection agency. These people won't work with me. I need your agency 's help with this matter.
02/01/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92008	Web
On XX/XX/18 I called XXXX XXXX XXXX XXXX XXXX XXXX at XXXX XXXX XXXX concerning a previous medical debt. I had not received ANY statements from XXXX and wanted to know what the status was. I spoke to XXXX, Supervisor and asked about the debt. She said I owed money. I told her I never received statement and wanted verification of the debt. She replied that since I called that showed I was aware of the debt. She said I needed to pay in full and if I didn't they would report me. I told her that I hadn't heard from them in months and now I have to pay in full for a debt I'm not fully aware of? Our conversation became heated. I said that I would pay the debt in full right now. XXXX refused to accept payment. I had to call later that day. I spoke to XXXX. She accepted payment in full for {$99.00}. I received a letter from XXXX noting the recent payment but for the wrong amount. The amount I paid is {$99.00}. The letter reads {$40.00}. This account has been paid in full.
01/24/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73071	Web
I received a collection letter dated XXXX from Progressive Management Systems in XX/XX/XXXX. They also hit my credit on XXXX with a collection for {$1200.00} despite the letter stating that they would NOT report to the credit bureaus unless I failed to respond to their letter within 30 days. On XXXX I sent them a debt verification request via certified mail which was received by them on XXXX. As of XXXX XXXX XXXX I have received no communication or validation that this alleged debt belongs to me, no dates for the original debt to prove that it's still within the statute of limitations for collections, nothing. They are continuing to hammer my credit with the collection, adding interest and reporting it every month. They are in violation of the FDCPA for their failure to respond and failure to provide proof of the alleged debt. I will be happy to involve my attorney if this they don't take this collection off my credit and cease all collection attempts immediately.
10/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85017	Web
Just recently I went to purchase a car and when they did my credit check they brought it to my attention that I have a small online loan that was issued to me from a XXXX XXXX XXXX I have never heard of this Bank nor have I ever banked with them. I have had my driver 's license and social security card and birth certificate stolen twice in the last 3 years I wasn't aware that there was anything on my credit report and now that I am I'm trying to cover all my bases before the situation gets any worse. Not only is there a strange charge from this XXXX XXXX XXXX online credit report but there's also a charge from some medical firm or something for {$1000.00} when I've had medical insurance the entire last 7 years so I'm trying to resolve that issue as well right now with my insurance company and I would like to have that taken off and credited on my account as well because you know I will get that paid and straightened out and it shouldn't be penalizing my credit.
03/28/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ XXXXX	Web
Beginning or about XXXX of 2022, Progressive Management Systems received three medical debt accounts with balances less than {$500.00} each. Progressive Management Systems did not wait the required 12 mos prior to reporting the medical debt to credit bureaus. Further, Progressive Management Systems combined balances from different dates of service for the purposes of reporting debt that is not yet eligible for reporting, and for reporting debt that does not meet the greater than {$500.00} threshold for reporting. This was done to damage credit in an effort to coerce payment of low balance medical debt. This agency has failed to respond to requests for removal of the prematurely reported balances and continues to report one large balance instead of the individual accounts that they received with balances that resulted from different dates of service. They are abusing loopholes in the law and have failed to substantiate the debt amounts despite requests to do so.
05/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 90723	Web
I recently pulled my credit report and saw that Progressive Management placed a collection account on my credit report for $ XXXX {$10000.00}. I disputed and asked them to provide some type of proof that I owe this debt. I request copy of the original contract showing my signature, when the original account was opened, copy of any identification submitted when applying. None of that was provided, instead they asked me to send my social security card, copy of my identification and asked me to lrove that I don't owe it. I don't know who they are or what this is so I refuse to send my personal items to a company I don't know. They reported to my credit report fraudulently and the burden of proof is on the to show that I actually owe this. If not, they should delete which they didn't. Its now affecting me getting an apartment and may result in me being homeless during a pandemic. Please ask them to submit a full verification with contract and proof I owe.
03/30/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	AZ 85032	Web
I have an ongoing dispute with the billing practices of Progressive Mgmt Services ' client, XXXX XXXX XXXX Hospital and its affiliates. XXXX XXXX XXXX Hospital and its affiliates routinely do not provide itemized billing in a timely manner, do not send itemized billing at all, and place accounts in collection without proper due diligence. PMS has been repeatedly notified of this fact on at least 3 prior occasions. PMS continues to attempt to collect invalid debts on behalf of XXXX XXXX XXXX Hospital and its affiliates despite the prior notifications. PMS leaves automated and live telephonic voice messages regarding the disputed accounts without verifying they have the correct contact information and without permission from the alleged debtor - in violation of the FDCPA. PMS has failed to put into place safeguards to rectify these issues as previously outlined in multiple communications with them, XXXX XXXX XXXX Hospital, and the AZ Attorney General.
02/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90240	Web
Progressive Management XXXX XXXX XXXX XXXX {$980.00} This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
06/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 90604	Web
There is an account on my credit report and I have no knowledge of the debt. I have written to the company and have yet to receive a response. I have previously dealt with this agency on matters from my past and have even filed suit against them for violations of the TCPA by contacting me on my cell phone. This company does not seem to have proper policies and procedures in place when it comes to communication efforts made in attempts to collect on medical debt. The provider of services is wonderful, however, their choice in a vendor is definitely wrong. PMS does not represent the provider in a positive way and it is unfortunate. The otherissue is their failure to properly furnish my account number to the credit reporting agency, XXXX. When I review my report all I was able to see if X 's in the amount number so when I wrote to PMS I couldn't even properly reference the alleged account. Their furnishing practices are a joke.
09/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85338	Web
In XX/XX/2013, I was t-boned by a drunk driver and 2 weeks later I was rear-ended by a gentlemen who was texting his wife about a loaf of bread he had just bought. I had suffered many injuries and sustained a XXXX in my XXXX XXXX. The medical providers were told that they need to be contacted by my attorneys and that they were to not contact me due to a lawsuit in process. My attorney, XXXX XXXX, had settled with XXXX XXXX XXXX for {$2300.00}. I also have a copy of the check stub and letter that was sent to them. This debt has been paid off and the case has been settled. Please remove this from my credit report. I have sent them many letters, as well as the credit bureaus to remove this, but have not had any response. Again, this is very wrong of this collection agency to not remove this debt. I will be happy to provide copies of the check stub and letter stating what was settled amongst my attorney and the collection agency.
06/25/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 950XX	Web
Progressive Management Systems is the agent for XXXX XXXX XXXX have stated in a letter dated XX/XX/XXXX " XXXX XXXX XXXX XXXX has informed us that these accounts were initially cancelled as they were attempting to bill your insurance provider ; however, the above referenced accounts have been re-activated due to the fact that your insurance coverage termed as you were not eligible tfor the dates of service. Also you did not present your XXXX insurance information to your client and they were not able to bill in a timely manner. '' First, no services occurred on said dates in the total amount of {$150.00} dating back to XX/XX/XXXX. False billing. Second, if more XXXX was needed all that needed to be done was to contact my doctor and get authorization for more service. XXXX insurance was provided from day XXXX. Progressive Management Services and XXXX XXXX are irreputable institutions and have falsely accused me of monies owed.
10/31/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92532	Web
There wasnt an exact selection matching issue at hand. Progressive Management System just appeared on my credit report yesterday XXXX XX/XX/2020 which was surprising to me as I have received ZERO notification since my dispute last year. They were notified last year which is also the last correspondence that this was an absolute error and dispute. I contacted XXXX as we have had them for years and are very aware of all of our costs. XXXX investigated and found that XXXX XXXX XXXX entered the wrong billing code and that we were billed improperly. They were advised to fix this at that time. PMS also was to ensure XXXX XXXX was given the account back with no collection efforts. This is absolute frivolous collection with zero recent communication and XXXX has already confirmed multiple times this is not owed by the consumer we pay $ XXXX monthly for health insurance to have the best so no this is not accurate or valid
12/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73170	Web	Servicemember
Received Phone Call on XX/XX/22 referencing a Medical Bill I owed to Progressive Management Systems of a Bill sent to them from XXXX XXXX XXXX XX/XX/22, mailed to an address ( XXXX XXXX XXXX XXXX, XXXX XXXX, OK XXXX. First off, I never Originally ever received an initial bill from this Hospital, I have never lived at XXXX XXXX XXXX XXXX, XXXX XXXX, OK XXXX, and furthermore, I have never been to XXXX XXXX XXXX, I have never been on XXXX XXXX XXXX XXXX I have corresponded with Progressive Management Systems by phone on XX/XX/22 and also by Letter verifying my address, Last four of my SSAN and DOB ON XX/XX/22. This is totally another individual that they have submitted in error, however, Progressive Management Systems will not clear this up with XXXX XXXX XXXX until I send them a Copy of my STATE DRIVERS LICENSE and also a REPORT TO THE FEDERAL TRADE COMMISSION AS TO WHAT HAS HAPPEN. Recent Letter is attached.
06/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92127	Web	Servicemember
My husband was XXXX military at the the time of this bill I had XXXX full medical insurance coverage via XXXX. I never received a bill from XXXX and only found about this debt when I checked my credit report. I contacted XXXX my medical insurance to see why this bill was not paid and they informed me that no bill was ever submitted to insurance dunning XXXX XXXX, 2011. I contacted XXXX about this issue and I asked them to resubmit the bill to my insurance ; they refused. They said they could no longer help me because they sent it to collections. The collection agency said they will remove the report if the insurance company will send them a letter stating that I had coverage. My Insurance says they have no paperwork of any charges/bills from XXXX in 2011, so they ca n't send any letter. Tri-care ( my medical Insurance ) said to ask XXXX to resubmit the bill. Each agency tells me to contact someone else.
06/25/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92139	Web
I contacted Progress Management Collection agency on XX/XX/XXXX and advised that I would like to pay off the debt that is listed on my credit report. The amount listed was {$180.00} and that once paid, the item would be removed from my credit report. The agent stated yes, they report every a Friday, but it will be removed, so thats the amount I paid. I then reached out to the agency to again because the item is still on my report just to be told That the item on my credit report has not been paid, but yet another item was paid which I have no knowledge of and the item on my report was for my Daughter born XX/XX/XXXX and thats the item I was requesting to pay. They completely lied in order to collect on a debt that I know nothing about and can still reach out to XXXX hospital to take care of. I was the item to be removed from my credit report because thats what I paid In full and agreed upon.
07/24/2019	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	OK 73115	Web
I received a letter from XXXX XXXX XXXX XXXX XXXX XXXX with a date stamp of XXXX XXXX, 2019. In this letter it states this is an attempt to collect a debt with a balance of {$4500.00} and has a signature as if there was a lawyer, and attached was a full Detailed breakdown of the services that was rendered to me on XXXX. XX/XX/2019 I responded with a certified HIPPA violation letter to that facility stating they didn't provide a HIPPA release form to their facility and with the information they provided violated my HIPPA rights. Shortly after the account was deleted off my credit report and heard nothing else from XXXX XXXX XXXX XXXX XXXX XXXX. I received a letter from PMS stating as of XXXX the account was assigned to them for collection. XXXX XXXX XXXX already violated my HIPPA Law rights and turned around and release this debt to another collection agency for collections.
08/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90016	Web
1. I was residing in different city than the one provided for the origin of this account. 2. The number one way Progressive validates an account is through a signature XXXX XXXX and Progressive has not done so. I am sure they are very aware of the Fair Credit Reporting Act ( " FCRA '' ) and Federal Debt Collection Act Validation of Debts must include What the money you say he owes is for ; SIGNATURE AND COPY OF ID FOR SAID DEBT Explain and show how you calculated what you say he owes ; Provide me with copies of any papers that show he agreed to pay you what you say he owe ; Provide a verification or copy of information Identify the original creditor ; Prove the Statute of Limitations has not expired on this account The original account was closed in 2008. Show me that you are licensed to collect in CA including you SOS FILING NUMBER.
03/05/2016	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	CA 92104	Web
We had set up a payment automatically through our Debit Card from XXXX with XXXX XXXX Hospital, and because our bank sent us a new Debit Card ( when XXXX and XXXX XXXX were hacked and all banks sent new cards to customers affected ), our payment did not go through with the Old/Cancelled debit card, but we did n't know it at the moment it happened. My husband went ahead and made the payment and brought the account current, but I received a 30 day past due mark of delinquency on my credit. I disputed this through XXXX, but I have not seen any updates and no responses from Progressive Management S Address : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX. Phone # XXXX. They are the Collections agency for XXXX. I would like the 30 day mark deleted from my credit record, since it was an error, not a missed payment. thank you,
01/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91950	Web
On XX/XX/2018 I XXXX XXXX XXXX XXXX XXXX XXXX playing baseball. I went to XXXX hospital XXXX XXXX. So I went and this was this first time I used my medical insurance and XXXX XXXX XXXXXXXX. So after healing they did not send me any medical bills. The hospital had my number and my work number. I thought my insurance covered everything and I didnt find out until I checked my credit report and that they sent me to collections. That was after 9 months. I dont think its fair because if I knew I had a bill I would of been paying it. I owe XXXX. I called them and tried to tell them if I can dispute it but they said no. They also said they need there money. I told them the same story of what I am telling you and they said they dont care. Heres the accounts Progressive management systems ( XXXX XXXX XXXX Accounts XXXX XXXX
07/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94596	Web
Recently found out that there was unauthorized charges on my credit report that did not belong to me or belongs to someone with a similar name. I Approached XXXX and XXXX and told them that these did not belong to me. Through a bit of effort it was removed from these 2 credit bureaus succesfully. XXXX on the other hand has been extremely difficult to get ahold of online as well as on the telephone. Eventually after spending 20 + hours on the phone with XXXX I filed disputes regarding collection from the agency " XXXX XXXX XXXX ''. No resolution has been made my experian for these fraudulent and unauthorized charges on my credit report. It has been extremely difficult to pursue this issue with experian as contact from them is minimal and they are not doing the correct research. XXXX report # Report Number : XXXX
09/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85323	Web
fter reviewing my credit report, I seen a medical account listed. I disputed it with the credit bureaus and the company it 's self. The credit bureaus advised they have been verified. So I requested a debt validation in the form of an original bill and detailed statement of procedures, for the medical account with Progressive Management Systems. I never received a response back. So after 34 days I called and was told they have the validation to collect on this medical debt, they received the details of my medical bill from there client. I informed them, they directly violated the regulations of the HIPAA Act of 1996, because I never signed a HIPAA form to authorize them to have access to the information. I requested to speak with a supervisor and was told I would get a call back in a few hours and never did.
08/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07018	Web
I applied for a lease on a house. They ran a background check.Once I received a copy of my background check I realized there was a collection.The collection was from a Medical Bill .The hospital bill was from " XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CA XXXX '' the company that filed the collection is " PROGRESSIVE MGMT SYSTE Originally : XXXX XXXX XXXX '' .I reached out to this company and explained to them that I have yet to ever visit the XXXX XXXX , let alone XXXX. Ive never even been to California. They proceeded to tell me that this is considered identity theft. I told them to remove it and I was then explained how to file this complaint and remove the collection off my credit..I have already filed a police Report in the state of Florida the city of XXXX XXXX XXXXXX/XX/2021 - Case Number # XXXX.
05/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92870	Web	Servicemember
In XX/XX/2015 I went to see my primary physician who was set to retire. According to the collection agency I owe for the visits but have a letter from my insurance provider it was paid to the hospital. During this time I was also made aware all my sensitive information was hacked from XXXX including my social and medical records. The doctor I saw no longer works for XXXX XXXX which I believe is making this problem harder to solve. Over the last 3 weeks I have called the collection agency and sent them documents with no response. Orginally I called in saying I had proof of paymeny and they didnt want to except it. I had to ask for a supervisor and get a run around before a WRONG EMAIL was given to me. I had to call back go through the same hassle and ended up with still no response from them.
07/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AE XXXXX	Web	Servicemember
From XX/XX/XXXX to XX/XX/XXXX I was XXXX to XXXX and was out of the country again from XX/XX/XXXX to XX/XX/XXXX. Upon my return and several months later, I was denied a mortgage application because a company called Progressive Management Systems had reported a $ XXXX debt on my credit report ; something I had no connection with and had no idea about. I made several attempts to reach out to the company via letter correspondence due to my current location but haven't received any positive response from them. I made it abundantly clear that I wasn't even in the country at the said time of this so-called debt and have proof of my military orders as well as flight itineraries. I asked for due process by providing me with some proof of debt validation but have not received anything to that effect.
10/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85032	Web
On XX/XX/2020, I sent a letter to Progressive Management. This collection agency is reporting a medical debt that is not mine. They are also increasing the balance on my credit report every month and this is illegal. I requested signed medical documents for this debt. On XX/XX/2020, they replied that they need me to send a copy of my driver 's license and a copy off a Fraud report. As you can see, I ask this company for debt verification and they want my identification?. Why will I provide my identification to a collection agency when O am the one asking them to send me signed verification documents for a debt that they are reporting that does not belong to me?. On XX/XX/2020 I replied to their letter, I wrote an Affidavit as they requested and to this day, the company has not replied.
07/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92376	Web
I received a copy of my credit report and noticed a company reporting medical collections on my credit I sent a letter in writing to the company explaining that the debt does not belong to me and requested for proof of all documents along with my HIPPA Form acknowledging that the debt belong to me.they sent me a billing statement and on that billing statement I have never had an account with this company. I have disputed the accusations with the credit bureaus and they claimed that the accounts was verified but that is not true I ask the company and the credit bureaus to send my complete accurate information showing that these collection accounts belong to me which neither have done so please look into this. it's not okay for a company trying to collect money that a consumer does not owe
01/28/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90715	Web
I, XXXX XXXX on XX/XX/XXXX, received a bill dated XX/XX/XXXX from Progressive Management System which is a violation of 15 USC 1692b and had a consumer transaction with with XXXX XXXX XXXX XXXX XXXX. In this letter they included Medical procedures information and Health Insurance information relating to my Daughter, XXXX XXXX which is in violation of 45 CFR 164.508a ( 3 ), 45 CFR 164.508 ( 4 ) and 42 USC 1320d-6- ( a ) ( 2 ) which states they committed and offense by obtaining individually identifiable health information and an authorization is required and they did not get that authorization from me. In this letter they used obscene language to threaten me to continuously tarnish my reputation and credibility which is a violation of 15 USC 1692d ( 1 ) and 15 USC 1692d ( 2 ).
11/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92532	Web	Servicemember
Never received documentation from collection agency. I received correspondence from hospital in which I filed a written dispute of and also contacted insurance company. Insurance company advised XXXX entered wrong billing code and should resubmit. Never received any additional correspondence from either the XXXX nor any 3rd party. This item posted to credit profile out of nowhere Contacted collection agency they stated they had no record of my name or social in their database. Turns out its under my XXXX XXXX XXXX daughter. I gave them a cease and desist and advised of the circumstance also further advised I have received XXXX communications advising of collection efforts after my dispute and provided call logs where I contacted them and was advised they have no record of me
02/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92627	Web
Despite numerous attempts to resolve the issue with these extortionists they refuse to provide me with adequate proof required under law that the debt actually belongs to me. First and foremost at the time of the alleged debt I was fully insured by XXXX XXXX and had no debt owed to any hospital as far as I know. I have asked memories times for Proof since my wallet had been taken that year, a report made with the police and was fully employed and insured at the time of the alleged debt. XXXX must honor there non compliance issues by following the law as well. If the can send me my signature on the paperwork that outlines the debt I would be happy to let it go. I have moved since then and had received nothing on the mail to constitute the recited bad payment history as well.
09/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90804	Web
I am not familiar with this items and I have been in contact with the company to challenge and verify this debt is mine with signatures and contracts to no avail. I have still received nothing. This is clearly an error and is not my account. I have noticed this for several months on my record with incomplete information and it has been hurting me financially unnecessarily as I have expressed. I have notified my attorney to stop the actions of your company from contacting me anymore and I kindly demand your swift response to this matter and deleting these accounts from my reports immediately. Thank you. * XXXX - the balance on report says $ XXXX** There also incomplete and inaccurate information pertaining to the open date with 2 listed from XX/XX/2014 to XX/XX/2014.
01/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94533	Web
In XX/XX/2018 I was seen in the emergency room with a provider who was in my network but at a hospital where I am not a member. I was billed and contacted by Progressive Management after this bill went to collections. I provided my medical insurance and policy number to Progressive Management in XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX for them to file a claim with the correct insurance company and they were negligent. Therefore incorrectly reporting this to my credit. According to Supreme Court Ruling AB1611 I can not be held responsible for this emergency bill as I provided the collection agency my insurance information to file claim. I want this entire debt cleared and removed from my credit or I will otherwise sue for the balance as well as statuary expenses.
07/18/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92024	Web
It has been drawn out into the open that you are not hindering records when I sent a copy of FTC report # XXXX. Since it is a necessity by regulation 605b of the FCRA I'm sending this Complaint to assist with laying out a lawful response. In the event that you decide to not obstruct the accompanying things recorded beneath which are answering erroneously because of fraud, I will hand my archives over to my lawyer to begin a legitimate activity. It's my goal to not seek after any legitimate activity so if it's not too much trouble, comply with the law. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX, XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX, XXXX XXXX XXXX XXXX XXXX NC XXXX, XXXX XXXX XXXX XXXX
03/29/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94541	Web
I was in involved in an NO FAULT accident XX/XX/XXXX that is still in litigation with XXXX XXXX company to date. This debt was/in under a lien towards the lawsuit. the original creditor is XXXX XXXX XXXX, XXXX XXXX CA. XXXX XXXX turned debt over to XXXX XXXX. ( XXXX XXXX XXXX XXXX, FL XXXX, XXXX XXXX, CA XXXX ( XXXX ) XXXX ) in XX/XX/XXXX. XXXX XXXX refused to remove he 3 negative reporting lines on 2 of my credit reports ( XXXX, XXXX ). My attorney has sent them several of letters asking them to remove the negative reporting which in return he refused and still charges interest monthly totaling well over {$1000.00} in interest alone. It is extremely unfair that this company is DOUBLE DIPPING with Lien and Extreme interest charges as well as RUINING my credit.
09/03/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 852XX	Web
I contacted the company today calling to see about setting up a payment arrangement for the account that they are a third party collector for the amount of {$2600.00} with them. The representative said he was unable to make any sort of a consolidation or accommodations and demanded payment in full oh. Then the representative told me that if I didnt pay them that it wouldnt run my credit and then I would not be able to finance a house get a credit card or any other sort of loans. The representative instills great fear into me that my credit would be damaged is XXXX years old that I would never be able to own a home again. I spoke to a supervisor who was also unable or willing to help rectify the problem that her representative caused. This occurred on XX/XX/2020
12/05/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85042	Web
I received notice from Progressive management Systems that they were collecting a debt from XXXX XXXX XXXX XXXX I submitted in writing within 30 days that I dispute the debt and that I have explanation of benefits from XXXX XXXX that show the amount owed which is significantly less than the amount XXXX XXXX XXXX is showing. Also, XXXX XXXXXXXX XXXX never gave me credit for payments made on-site to the account. Under the FCRA the collection agency is not allowed to continue collecting this debt until they provide certain information, which they have not done. On XX/XX/ I received further communication from PMS attempted to collect the debt even though they never responded to my dispute which was timely filed under the law. This is in violation of the FCRA.
09/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 945XX	Web
I was a victim of Identity Theft. I filed the proper information, printed out the entire FTC Identity Theft Report with affidavit. Everything was removed from my credit report of all 3 bureaus except one item on XXXX from Progressive Management Systems. They intentionally falsified the paperwork they sent in regards to my immediate reply to their request for the FTC report & copies of ID/SSN card. I called, they apologized and sid they'd remove it immediately and still haven't sent the removal request to XXXX. Their paperwork also states their license is still pending. Is there a legal time limit they're allowed after it's been proven and sent certified to them -- that they're responsible for submitting immediate removal from my credit report?
08/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30328	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
05/12/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92704	Web
This company has been charging me interest on my unpaid medical bill and its decreasing my credit score every month. They have not sent me a bill, and I only found out about them because I looked up my credit score. When I called on XX/XX/2020 at XXXX the representative informed me that there is a 10 % interest on my account. I have never agreed/signed any contract regarding the interest and I believe they are violating the Fair Debt Collection Practices Act which states that a collector may only charge interest and fees as they were outlined in the original contract. seeing that it was a medical bill, it never had an interest or fees agreement. The representative told me someone will call me and i also e-mailed them, so far no reply.
08/23/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92880	Web
I am about to refinance my house and checked my score to see that I have 2 debt collections from Progressive Management Systems. Both collections are for different amounts. One for {$560.00} and the other for {$330.00}. What 's really weird is they were both were put on my credit report on the exact same date, XXXX XXXX, XXXX. I have no clue what these are and it 's the only negative impact I have on my score and it 's insanely frustrating. After research of this company I 've seen many complaints of debt collections being reported without explanation and even when people say they pay their debt, they still report it on people 's credit report. Please help so that I can refinance my house and fix my score. Thank you
05/11/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46845	Web
Good Evening, After recently being contacted again by a debt collector, I was made aware that they were violating some of the consumer rights. With further research and consultation I have been made aware that this company is not licensed to collect in my state. In addition to that I have been violated by PMS collections not complying to code 15 U.S. code 1692d where it clearly states that a debt collector may not engage in any conduct of which is to harass or press any person. At this time there is no proof of the collection or verification that they could provide. They will not respond in a timely matter and I ask that this account may be removed from my consumer report and that it reflect the change immediately.
01/03/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA XXXXX	Web
Please find attached. Do not communicate by telephone with me I am represented by an attorney. No lawsuits have been filed as of yet. Theres a few issues with this debt and it's collection by PMS. 1. They contacted me on my cell phone using an automated pre-recorded message, which I did not consent to and was for non-emergency purposes ( TCPA ) 2. This debt is the subject of litigation against the original creditor and PMS is attempting to communicate after it is known I am represented by an attorney. Find attached letters, which is a violation of The Fair Debt Collections Practices Act. ( 1692 c ( a ) ( 2 ) After it knows the consumer to be represented by an attorney unless attorney consents or is unresponsive )
08/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91913	Web
I have checked my credit through XXXX on XXXX XXXX. XXXX and I found out that I have a debt collection by Progressive MGMT System XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX ), the amount of {$3700.00} since XXXX and its balance was updated XXXX. XXXX by Progressive Mgmt System, I called them to dispute XXXX on XX/XX/XXXX and one of their staff told me that I have not paid my medical bill by XXXX XXXX XXXX XXXX, then after that I called my health insurance, they told me that in my medical records I never been treated by XXXX XXXX XXXX XXXX and all my emergency bills were already paid in full ( I only have admitted to XXXX XXXX XXXX XXXX XXXX in XX/XX/XXXX XXXX Please see the documents attached.
08/12/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85365	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
03/26/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 752XX	Web
This month XX/XX/XXXX, I found out through my XXXX Credit Report that my credit scored decresed by XXXX points. It just reflected that a collection account opened in XX/XX/XXXX for Progressive MGMT SYSTE stated I owe {$580.00} from XXXX XXXX XXXX. I only visted that hospital once and that was before XXXX, to my knowledge, all my bills were paid by my insurance or through the sizeable Copay I paid when I was there. Furthermore, in the past two and half years I have received no emails or phone calls from neither the hospital nor the debt collection agency requesting to pay this supposed debt. Should I had a verification of debt or at least notice I would of course set matters straight and paid of the debt.
09/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 920XX	Web
XX/XX/20 sent certified letter XXXX to Progressive Management disputing alleged debt I have no knowledge of. no response received sent a second certified letter on XX/XX/20 XXXX again no response received. I have not been able to obtain any such verification that the alleged debt exists yet this company continues to report and verify it's accuracy with the credit bureaus. I have never received any bill from XXXX XXXX XXXX. If any charges were owed I do have medical insurance to cover it. this company continues to violate the law causing me to incur financial damages. this account needs to be removed immediately from all my credit bureaus. they need to be held account for their illegal business practices.
02/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90815	Web
Progressive Management -- Acct : XXXX This complaint is per your offices request I am sending you this formal complaint concerning and XXXX, XXXX, XXXX their business practices. These bureaus continue to report inaccurate information. I am formally remove this debt from my credit. In the years from XX/XX/XXXX-XX/XX/XXXX my identity was stolen. I discovered this because accounts were opened accounts in my name. I have seen where someone has continued to apply for credit in my name. It is possible that the thieves that committed the fraud. XX/XX/XXXX I filed a ID Theft Report copies were sent to XXXX major credit bureaus. I have sent the proper documentation to XXXX bureaus and the XXXX debt buyers
07/30/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 926XX	Web
We paid off the debt, which happened to be an oversight on our part regarding a hospital bill which we thought had already been paid, and PMS ( http : //pmscollects.com/index.html ) has been fully compensated for the amount ( ~ {$500.00} ). Since this has been paid, we expected them to discharge this from active status on my credit report. I spoke to a manager ( male who would not provide his name ) on XXXX XXXX, 2017 and he promised to resolve the matter with the credit reporting bureaus as well as send a letter to us confirming that it was resolved. However, we never received a letter and the account still shows as active on my credit report. In addition, this was resolved more than a year ago.
12/08/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
I was notified by a credit alert system that Progressive Management Systems had reported on my credit report, a collection account that does not belong to me. They ilegally reported this collection under my name and social security on the understanding that this account belongs to my daughter, and adult XXXX yrs old, living on another city. The Progressive Manager XXXX XXXX was caustic and agressive. I told him that was in the middle of a financial transaction that was being jeopardized. They blatantly and flagrantly damaged my credit unjustified, and ilegally. This account was reported and damaged my perfect credit and reputation thus damaging my reputation, morale and financial credibility.
04/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92345	Web	Servicemember
I have been monitoring my credit carefully for the last 6 months. I am applying for a home loan. I was notified today that Progressive Management XXXX is now reporting a new collection account for a medical bill. I have been at my address for over 2 years and I have not received a single notice or call from Progressive to validate this debt accrding to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ). They have made no attempt to obey the law. I have faxed them a request to validate the debt and a copy of their HIPPA compliant agreement with the creditor. I have not had any medical bills that would fall under this category so I believe they are simply re-aging this account.
04/05/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92805	Web
I've received a response from Progressive MGMT Systems they stated " this account is for services rendered to your spouse XXXX XXXX for this reason you are listed as a financial responsibility party on the account ''. So due to that response I am requesting a DEBT VALIDATION. This is a notice following the Fair Debt Collection Practices Act, 15 USC 1692g stating your response and claim is being disputed and validation is requested. This is not a request for " verification '' or proof of my mailing address, but a request for VALIDATION made following the above named Title and section. I respectfully request your offices to provide me with efficient evidence that I have any legal obligation.
02/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 850XX	Web	Servicemember
According to 1681o. Civil liability for negligent noncompliance and 1692d. Harassment or abuse under federal law, I XXXX XXXX attest that I do not owe any money for a medical services rendered at XXXX XXXX XXXX hospital. I am enclosing receipts of payments made to XXXX XXXX hospital. Based on aforementioned federal statues I'm asking this company XXXX XXXX XXXX to immediately cease and desist and correct my credit report with all credit bureaus. I am requesting that this company be fined for being negligent in their reporting of a debt that is not owed. if my credit is not fixed within 5 business days, this company should be reported to the department of justice for fraud and harassment.
08/03/2022	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	CA 92021	Web
XX/XX/2022, I received a phone call around XXXX XXXX stating that I had a debt with XXXX XXXX XXXX, Reference number is XXXX, I do not have any responsibility for the debt youre trying to collect. XXXX XXXX XXXX If you have good reason to believe that I am responsible for this debt, mail me the documents that make you believe that. Stop all other communication with me and with this address, and record that I dispute having any obligation for this debt. If you stop your collection of this debt, and forward or return it to another company, please indicate to them that it is disputed. If you report it to a credit bureau ( or have already done so ), also report that the debt is disputed.
11/01/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 850XX	Web
I contacted XXXX XXXX XXXX XXXX in connection with the emergency room fee they assigned for bringing my daughter in. They charged {$1500.00}, for 5 minutes of a consultation with a doctor, who said my daughter 's fever was not an emergency. I called and asked for an itemized invoice, trying to understand how 5 minutes with a doctor who essentially told me not to worry, that my daughter was fine, could cost {$1500.00}. The response I received was that that was the flat rate the hospital charges my insurance company. There was no other reason for that amount. To charge {$1500.00} for 5 minutes of a doctor 's reassurance is unconscionable. The hospital is unwilling to reduce it.
04/20/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92660	Web
Progressive Management Systems collection agency reported to the XXXX credit bureaus that I have a debt to XXXX XXXX XXXX XXXX opened XXXX XXXX . I have never been to this medical center. There would be no reason for me to go to this medical center.I have never heard of it and I do not know where it is even located. I have and had insurance with XXXX XXXX and I would only go to XXXX XXXX for my medical needs. I never received any billing from this medical center but I have a collection from this collection agency. I do not know how or why this has happened but, I have disputed this before and it was to be deleted from the credit bureaus all three.
04/09/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85138	Web	Servicemember
There is a collector by the name of Progressive Management Systems. I have no idea who they are however they are on my credit report with a account I have never heard of. I have never been contacted by the organization. I do not even know who the company is. What they have done is illegal by Federal Law. I would like them removed and reprimanded for breaking the law. I have disputed the report with the company. I have had no response and in retaliation the balance went up.This organization listed above need 's an audit. They are not in compliance with any standard for XXXX or ethical business. Again, no idea who this company is. It looks like a XXXX company.
08/08/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92869	Web	Servicemember
I do not have any calls from you, also 1 of the accounts is deleted so that is inaccurate. I reported the inaccuracy of the debt and asked to verify that as there was no accurate information about the debt. ALSO " Written Notices in Communication : Hospitals are required to provide you with a specific notice before transferring a hospital debt to a debt collector. This notice will include a copy of an application for free or reduced care under that hospitals policy. In the first written communication with you, debt collectors must also send you a copy of this notice. " Which is another thing that was missed. You can contact me to delete these accounts.
06/19/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	CA 92507	Web
I WAS MADE TO GIVE BLOOD AFTER I WAS ASSAULTED REPEATEDLY AND TOUCHED INAPPROPRIATELY. I WAS MISTREATED BY THE SECURITY GUARDS AND NOT GIVEN A CHANCE TO GIVE MY SIDE OF THE INCIDENT. THE DOCTOR BY THE POLICE STATION DID NOT RECORD ANY OF MY SYMPTOMS AND EVEN CALLED ME AN XXXX. THE OFFICER TOLD ME THAT I NEED TO GIVE MY SIGNATURE AND HE WOULD RELEASE ME. AFTER 3 YEARS I AM STILL BEING SENT A LARGE BILL THAT I REFUSE TO PAY AND WOULD RATHER SEE DISAPPEAR AFTER THE TIME REGULATION IS UP WHICH I BELIEVE TO BE 7 YEARS PER MY RESEARCH OF MEDICAL BILLS. I DO NOT WANT THIS ON MY CREDIT REPORT AND I BELIEVE THAT IT IS AN INJUSTICE THAT I HAD TO GO THROUGH THIS.
09/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92649	Web
I the consumer, XXXX XXXX checked my credit report recently to find that a bill related to my medical visit was reporting on my credit. I did not give XXXX XXXX XXXX XXXX XXXX written consent to share my medical information, nor did I sign a HIPAA. Which they failed to comply with HIPAA regulations detailed in 45 CFR Parts 160, 162, and 164. They illegally sold my information to PROGRESSIVE MANAGEMENT SYSTEMS. According to 15 usc 1692g PROGRESSIVE MANAGEMENT SYSTEMS were to reach out 5 days before in writing to notify me of this alleged " debt '', and they did not. As a consumer only I can validate this debt and I XXXX XXXX do not validate this debt.
11/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 926XX	Web
I have contacted the company and they were collecting debt from someone other than me. i did not authorize or sign for any debt, and my ex wife not legally my wife provided false information to the debt company making flase claims its my debt and the collection agency altered the debt collection and stated that im the biological father and therefore its my debt. this is not a legally permissible way to incur debt, an my ex wife provided no information that legally they could add my name to a debt owed by her she is the custodial parent and is in charge of the medical invoices. i provide medical insurance. i have not signing authority for her medical
05/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19464	Web
I was in the hospital on XX/XX/XXXX to XX/XX/XXXX. I didn't have insurance at the time and was unable to pay the large balance. The bill went to a collection agency called XXXX XXXX XXXX. This company is adding interest to the medical bill. The original bill does not have interest applied. I did some research and I've read that if the original bill does not have interest applied, a debt collector can't add interest. I explained this to the company. They are adamant on adding interest to get it paid. I told them recently that what they're doing is illegal and will refuse to pay interest on a medical bill. I'm paying the bill, just not the interest.
10/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 925XX	Web
I noticed a collection from a company called Progressive Management Systems ( Prog Mgt Sys ) in the amount of {$6200.00} which I believe is a fraudulent account. The dates opened are different on every credit bureau and per the FCRA an inaccuracies need be corrected or deleted from my credit report. I also do not owe any medical facility any money as the only treatment I have had in the past 3 years has been covered by my insurance. I would like to obtain proof that the debt owed is mine and that it does not violate HIPAA or the FCRA otherwise such should be deleted from my report as it has put a burden on my ability to responsibly obtain credit.
10/04/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NV 89103	Web
I gave my insurance info the day the accident happen and the ambulance came for me Im not paying XXXX dollars because my information was giving to them that night and they are saying I didnt provide them my medical id plus they put the wrong address they didnt even help me much at the hospital I XXXX my XXXX and they took me and gave me a pill and sent me on my way and I was in California and I live in Nevada I was stuck couldnt XXXX in a while in a another state Im not responsible Ive tried over and over to explain to the. And called my insurance several times someone is not doing something right Im not responsible for the ride to the hospital
03/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91762	Web	Servicemember
Ive mailed Progressive Management Systems for them to validate this alleged debt. They have sent me a letter that looks like it was generaded using XXXX XXXX. Nothing on this letter validated that it is indeed myself and that I owed them any money. Anyone could of easly generated this letter, obtained my name and say that I owe them money. It contains no contract agreement, no signatures or anything saying that I owe this XXXX company money. This does not seem like a valid form of Validation. Ive also tired to contact them to just settle this amount even though they didnt properly validate so I can move on from this but XXXX failed to respond.
12/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85224	Web
This 3rd party collection reporting company PROGRESSIVE MANAGEMENT S will not Delete this account from my credit report after they was told from my Medical Provider all my bills are paid through XXXX XXXX XXXX XXXX XXXX XXXX Under Fair Credit Reporting Act Law, Section 609 through 617 I have the rights to have this account Deleted permanently from my records once paid in full. Ive sent them letters stating I would pay along as they would agree to Delete from my report and the still refused and stated there is nothing I can do about it PROGRESSIVE MANAGEMENT S Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Phone number ( XXXX ) XXXX
01/30/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91206	Web
I received a letter from Progressive Management Systems stating a debt had been assigned to them XX/XX/20. I received it mid XXXX and in less than 30 days of receipt I sent a letter stating I dispute their claim. I sent them a letter in writing disputing their claim via certified mail the next day, well with in the 30 days of receipt. I just received a notice that it had been added to my credit report with XXXX. This debit is properly disputed and should not be reported as such as this is not correct info. The company has never called me and has not supplied any data in response to my letter before they decided to tarnish my reputation.
11/04/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85282	Web
Debt collection for a medical charge of {$340.00}. Statement saying, I owe that amount since XX/XX/XXXX when I had a car XXXX. I had no previous knowledge of the billing amount I owe from these said providers until I got the notice in the mail on XX/XX/XXXX. 2 years later. I Called my insurance about the billing notice, stated there is no notice of bill statement sent to them from " XXXX XXXX XXXX '' which they would've covered since I have a FEDERAL XXXX XXXX XXXX XXXX plan. On top of that, my car insurance had XXXX coverage of health which they too did not received the bill to cover. This violates the No Surprise Billing Act of AZ.
09/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85024	Web
I have two items on my credit report for XXXX XXXX XXXX for XXXX XXXX XXXX XXXX. I have not gotten any notices in regards to these two bills from either the original creditor and the collections company. I am also getting harassing phone calls and repetitive calls as well from multiple numbers. Voice mail is a automated recording playing as a employee leaving personal information on a voice mail when one is left. The item on my credit report should not be reporting as one its not mine and two my daughter had two medical insurances and they should have been charged to them. I want these removed from my credit reports as soon as possible.
11/07/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 902XX	Web
On XX/XX/2019, Progressive Management Systems added a derogatory mark on my credit report per XXXX XXXX and XXXX. Upon further research, this account transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. Also, there was NO written form of communication, contract, or written signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say it belongs to me. According to the FCRA, Progressive Management Systems has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
02/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95620	Web	Older American
I have contacted the collection agency and asked them to provide me with contract with my signature to verify that this is my debt to pay. The collection agency has not provided proof of this being my debt to pay. I also have disputed it through the three credit bureaus. I am unsure what else to do except seek further help in getting these matters resolved. Below is the name of the collection agency I have contacted and asked them to provide me with the above mentioned proof. 3. XXXX XXXX XXXX/Original Creditor : XXXX XXXX XXXX $ XXXX First time contacting this agency was XX/XX/2017. They sent me a print out but no signature.
10/07/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92592	Web
Thank you. I obtained a copy of my credit profile and found an entry from Progressive Management Systems. I sent a letter to Progressive Management Systems asking that they verify the information they are reporting to the bureaus is correct. I recieved an itemization of services provided to me. I sent another letter asking again for validation of debt. To date, I have not recieved any further correspondance from Progressive Management Systems. I also reviewed my updated credit profile and found not only is Progressive Management Systems still reporting inaccurate information, they've increased the amount allegedly owed.
02/22/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92392	Web
In XXXX of 2020 I was XXXX for 26 days. I hade XXXX XXXX XXXX XXXX XXXX XXXX within a matter of 2 weeks. I applied for XXXX and it was approved for XX/XX/XXXX of 2020. But for the 2 weeks of XXXX I was not covered. Now on my Credit Report, from Progressive Management System, there is a collection debt of {$310000.00}. There is also another collection for {$1600.00}. There is one from XXXX XXXX XXXX for {$810.00}. These are all on my credit report. I have tried to get help from XXXX XXXX XXXX applying for Retroactive assistance, but no answer yet. I have read about applying for 15 USC 1681 A3. Is this something that will help?
02/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
This account is from services that was not given too me but someone using my information.I had State issued Medi-Cal at that time and would not have been billed for any services.I have had State insurance since " 1985 '' and have continued today.I have ask for validation of this debt several times from this company whom has only advised me to contact the original creditor " XXXX XXXX XXXX '' which I have and they seem to be a very dysfunctional organization with little concern or corrective support.This collection company " XXXX XXXX XXXX '' has not been in compliance with FDCRA and I have not been able to get them to comply.
06/16/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92704	Web
Progressive Management System located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA, XXXX Has reported to the credit agencies that I owe {$480.00} to them due to an original debt of {$410.00} from XXXX XXXX. When I contacted XXXX XXXX they informed me that they do not show any such debt in their records. I asked them to contact PMS and clear this misunderstanding. After XXXX contacted PMS and cancelled this debt with them, it still shows on my credit report. Upon contacting PMS they told me that XXXX has cancelled the debt, but they still refused to report it to credit reporting agencies to be removed from my file!
04/09/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92660	Web
after repeated harassing calls from progressive Management systems and me time and time again repeating myself not to call me during those hours because I work independently for a company called XXXX XXXX XXXX and that it is affecting my job they continue to attempt to collect a debt I do not owe and should have been serviced by XXXX XXXX hospital through its billing system to XXXX. The dates align the billing the lines and progressive management should not be allowed to break the fcra current laws in regards to debt collection XXXX should XXXX XXXX hospital dump its lack of billing personnel on the future of my life.
11/25/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 90807	Web
Collection agency reported to XXXX on XX/XX/XXXX a " closed '' collection account with a balance of {$19.00} that was opened with their collection agency on XX/XX/XXXX I received no dunning notice from the collection agency. Section XX/XX/XXXX of the Fair Debt Collection Practices Act says collectors must provide notice to consumers within five days of the initial communication regarding the debt, stating the amount of the debt, the name of the current creditor, and explaining the consumer 's right to dispute the debt and to obtain verification. Failure to send a XX/XX/XXXX notice, is a violation of the FDCPA.
08/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 920XX	Web
I am being contacted by a collection agency about two medical debts tied to the name " XXXX XXXX XXXX '' from XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX. Despite repeated claims that they i a not XXXX XXXX XXXX and have never received the mentioned medical services, the agency has requested identification verification. I have expressed discomfort in providing personal documents due to identity theft concerns. The collection agency has also reported the disputed debts to credit bureaus, negatively impacting my credit score. I seek the removal of these marks from my credit report until the situation is resolved.
10/30/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NM 88005	Web
About 7 yrs ago I was helping my daughter with insurance I had it in my name until she was able to take it over with steady income. My daughter got sick with that came XXXX of both hands and couldnt no longer drive. The agent at the time knew how I was helping my daughter. I called my agent while my daughter payed up in the hospital fighting for her life and I canceled the insurance. They still tried to pull it out of my account knowing it wasnt there. I guess my agent threw me under the bus to save her job, not sure why things happened the way they happened. Why are they coming for it now after all these yrs?
07/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 28214	Web
Progressive Management is reporting a medical debt of {$76.00} on my credit report. I have sent a request to have a verification and validation of that so called medical debt. The letter was received by the company on XX/XX/2019 as per my return slip and as of today XX/XX/2019, I have not had any response from the company yet its still being reported. As this is a medical debt showing I am really concerned over my HIPAA violation and would have loved to have this validated. I am requesting that this company stop reporting this debt as they have not been able to validate or verify as per my first request.
11/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92345	Web	Servicemember
I requested validation of this debt and was completely ignored. I had two insurances : a private PPO and I am a XXXX Veteran and VA picked up the remaining debt as I am service connected. I have no idea how I can have all of this insurance and still have a medical debt. I wrote the original creditor and Progressive and asked for an itemization and received absolutely no response except to have it placed on my credit report. No itemized bill no written response nothing. This is a violation of FCRA Section 623, FCRA Section 611 Part ( A ) ( 1 ), FDCPA Section 809 ( b ) and FTC opinion Letter Cass from XXXX.
04/06/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97233	Web
Unable to get a hold of business ( Progressive Management Systems ) who has reported information to XXXX about a medical debt that does not belong to me. I have contacted ( XXXX ) to clarify accuracy of debt, I was told they have No record of me at XXXX they told me to contact collection agency but I am unable to contact the company as every listed number is not active. I have filed a dispute through XXXX but company reports this is my account. how is that when I do n't live in same state or have ever in my life been to a XXXX hospital or group as XXXX has told me XXXX has No record of me. What do I do?
07/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92117	Web
The hospital must have made an error. Services were given for my adult son whom I haven't had contact with for about 4 years. The hospital listed me as a responsible party and I wasn't there to sign for that. When contacting progressive management systems they re demanding that I disclose my private information on the form of the divorce decree. I should have to spend my time or give up my privacy because of their error. Furthermore she demanded I send it but gave me no where to send it to. Furthermore they're sending noticed to an address I haven't lived in for a long time. Again violating my privacy.
08/15/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92069	Web
Information provided per my credit report is below. Account name : progressive management systems Amount : XXXX Date : XX/XX/14 Account # : XXXX I've contacted the collection company requesting more information regarding this account because I have no documentation nor have I received anything in the mail to verify if this is a legitimate bill that belongs to me. I was told they could not release any information over the phone and I have yet to receive anything in the mail to verify this. The fact that this shows the original date is from 2014 really concerns me because its effecting my credit report.
01/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85286	Web
My husband got medical service from XXXX XXXX in 2019 and when we received the bill from them we saw that they never ran our secondary insurance, only our primary insurance. I called the hospital on 2 different occasions and provided them with our secondary insurance. We were then sent to collections for the original amount of {$2000.00}. I spoke with the collections company multiple times who filed a dispute with the hospital and we still have not gotten a resolution. They can not legally collect this amount because they never ran our secondary insurance, which they acknowledge to be the case.
05/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92627	Web
Today once again this company has placed a debt on my credit i do not owe. It has been previously blocked after placing the FTC report months ago and I believe it added the balances together to resubmit a different amount. If it is somehow a new debt I could not possibly owe it since my platinum ppo blue shield health plan covers 100 % of hospital visits and it is a billing error on the part of XXXX. This is the abuse that can cripple chances for folks to ever get ahead. I have attached a copy of my health info witch would completely invalidate such a debt. This is nothing short of extortion.
02/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90808	Web
Progressive Management Systems, is reporting that I have an open account with them when I do not. The medical bill is being paid through XXXX XXXX XXXX. They notified PMS to cancel the account because I have qualified for financial assistance and will be making payments directly to the hospital. I have asked them to remove it, as well as the liaison from XXXX who speak with representatives at PMS. I have also disputed this account on multiples platforms and they are still maintaining that I have an account. The representatives at PMS are very rude and do not care about customer issues at all.
08/18/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92407	Web
Progressive MGMT SYSTEM has failed to validate a debt they 're claiming i owe for medical services rendered in XX/XX/XXXX. I sent out a letter requesting they do so in XX/XX/XXXX and then again in XX/XX/XXXX. I 've not received any debt validation from them, and just today they have flagged my credit report and added multiple derogatory collections, which has caused my score to drop again. My report is showing the debt being reported on XX/XX/XXXX for XXXX and then again XX/XX/XXXX for the amount of XXXX from services rendered at XXXX XXXX XXXX XXXX XXXX. I 've had medical since XX/XX/XXXX,
07/22/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92627	Web
In XXXX or early XXXX I went to XXXX Hospital Emergency Room to be seen. I was not treated since I felt better and left the waiting room where I had been told to wait since no beds were available. I never received a bill from XXXX Hospital and only realized I was charged for this when it appeared on my credit history. I do not have the date of service, since I never received a bill or an attempt to collect. A complaint was made directly to XXXX Hospital but it was already with collections. This derogatory mark on my credit history is making it difficult to qualify for a line of credit.
06/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92020	Web
XXXX XXXX XXXX is reporting their trade line information incorrectly on my credit report. The collection account is being reported as Date Opened of XX/XX/2012. The account is being aged based upon the date of reporting not date of delinquency. This is against FRCA and is causing this account to report longer than law requires. XXXX XXXX XXXX fails to comply with FRCA as well as the three credit bureaus allowing XXXX XXXX XXXX to report to. I have requested information to be updated and reported accurately but the credit bureaus and XXXX XXXX XXXX all fail to comply with the written law.
01/28/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85249	Web	Servicemember
I wrote a letter to them dated XX/XX/2020 and informed them that the debt was invalid and that I had paid XXXX XXXX in full. Their letter had XXXX XXXX on it so I assumed it was sent in error. They proceeded to continue sending letters and even tried to take a payment from my daughter who is a minor. It was my daughters ER visit that they wanted to collect the copay for. I continue to receive letters from them regarding this debt that was paid directly to the hospital. They are sending letters with interest due on them after I told them I wanted to deal with the hospital directly.
07/18/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT XXXXX	Web
This account is with Progressive which shows the original creditor as XXXX XXXX . I have no knowledge of this debt and I have asked multiple times to verify this debt as mine. I have not got any proof that this is my account. First off I had health insurance and anytime I had a bill or went to the docs it was paid by my insurance. Second it is HIPPA violation to release any information to a creditor or any one else. If this is my account I would have signed a hippa form to not disclose my information to anyone so this would be against the law that Progressive has the account.
08/18/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90804	Web
I respectfully request your offices provide me with competent evidence that I have ANY legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to ANY of the 3 credit reporting agencies ( XXXX XXXX and or XXXX ) this action may constitute fraud under Federal and State Laws. Due to this fact, if any negative marks are found on ANY of my credit reports by your company that you represent, I need them removed from all 3 credit reporting agencies. I also need documentation stating you removed the item from my reports.
08/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33614	Web
I have no knowledge of this collection acount. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v, Gravens ( mo ) 281 SW 715,719, i preume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists. Furthermore, In accordance with the Fair Credit Reporting Act Progressive Management Systems has violated my rights. 15 U.S.C 1681 section 602 A : States i have the right to privacy. 15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish an account wothout written instructions.
07/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 91913	Web
There are medical collections on my credit report do not belong to me, However, They belong to my wife, I have never received any letters of attempt to collect the debit or any letter explains my right to those collections, They just put them on my credit report without any prior contact. I have called the progressive management system and I was told that the collections will not be removed from my credit report till 60 days after the accounts are paid. Those collections stops me from proceeding in getting some of the credit that I need, Buying a house for example or a vehicle.
11/27/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92139	Web
Progressive management systems violated title 15 usc 1692c they didnt have my written consent to contact me nor did they have consent to contact any 3rd party ( credit bureau ) without my consent which is invasion of privacy and especially when progressive management systems is FTB suspended which means they are not licensed to do business they can not legally do business Ill upload it on here. Im asking for monetary relief and please be advised that the address thats on the Secretary of State is different from progressive management system address when they registered in 1978
11/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 93312	Web
I am XXXX XXXX and I am submitting this complaint myself and there is no third party involved. Despite the multiple previous written requests, the PROG MGT SYS ( Original Creditor : XXXX XXXX ) still remains on my credit report in violation of Federal Law. The XXXX and XXXX Credit Bureaus failed to comply with air Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
06/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92251	Web
( PROGRESSIVE MANAGEMENT SERVICES ) UPON TRYING TO MOVE INTO A NEW HOME I WAS DENIED DUE TO SOME COLLECTIONS ON MY CREDIT REPORT. I DID NOT AUTHORIZE THESE CHARGES AND HAVE REQUESTED THEY BE VERIFIED. I HAVE NOT RECEIVED ANY SUPPORTING DOCUMENTS I HAVE NOT SUPPLIED PROOF UNDER THE DOCTRINE OF ESTOPPEL BY SILENCE ENGELHARDT VS GRAVENS ( MO ) 281 SW 715, 719 I PRESUME THAT NO PROOF OF THE ALLEGED DEBT NOR THEREFORE, ANY SUCH DEBT, INFACT EXISTS. This company is violating my consumer right to privacy pursuant to 15 USC 1681. This report has caused defamation of my character.
09/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX XXXXX	Web
The collection company never sent me a notice that they had the account as required within five days of them receiving the alleged debt. I found out the amount by pulling my credit report two YEARS later. On XX/XX/XXXX I was seen at the emergency room of XXXX XXXX XXXX in XXXX XXXX, CA. I never received an invoice from XXXX. They turned my account over to Progressive Management Systems for collection. XXXX XXXX NEVER sent me anything, just reported my account to the three collection agencies. On XX/XX/XXXX I sent a payment for delete letter, which has been ignored.
07/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 926XX	Web
This debt collection company has found a loophole in the law. They reported to the credit bureau and every month they add additional charges ( interest or penalties ) and also report to the credit bureau so every month my credit is dinged by additional collections amounts owed Company is PROGRESSIVE MANAGEMENT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX XXXX XXXX for emergency room visit Had I been admitted after staying there 7 hours there would be no extra charges outside what insurance paid. This has been happening sinceXX/XX/XXXX
11/02/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 91977	Web
Progressive Management Systems continue to call on a debt that I never occurred in 2010. They say they are the holder for a debt for a payday loan that occurred in that year. I have mentioned that I did not obtain a payday loan during the time they specified. I have also told them three times now that I have had all past debts discharged in Federal Bankruptcy Court out of XXXX XXXX in 2010. They continue to harass me by calling my mobile phone multiple times. My bankruptcy lawyer was : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX PHONE : XXXX FAX : XXXX
07/13/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90813	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as wilful negligence and non-compliance with federal statutes.
01/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 91932	Web
XXXX XXXX XXXX XXXX XXXX XXXX, 2017 amount {$1200.00}. I have soken to them the debt was paid and was told it can take 30 days to remove. 2 years later and it still appears on my credit report, i have filed two disputes and have got no response to what should be correcting this and removing it. This is incorrect and not right i have to continue with dealing with this. Specially around this time, with covid19 loss of wages and having my credit this way has given me minimum availability in things i can do. Please look in to this. I would really appreciate it
04/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92555	Web
I was XXXX all of XXXX and I have a collection account from Progressive management system for a gas bill that i do not own. I never had services with XXXX because I was homeless from XXXX until I was locked up in XXXX. I tried explain this to them but they said that I would be sued if I did n't pay and I would have to go back to jail. I offered to fax over proof that I was in jail during the time they service but Progressive said it did n't matter I would go to jail if I did n't pay. they have continued to report the fraudulent debt on my credit report.
04/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 91941	Web	Older American, Servicemember
Progressive Management Services refused to negotiate on this debt even though I told them I could n't make it to the next hospital where my XXXX condition would have been evaluated for free. ( VA hospital as I am a Veteran ) Also they are n't reporting the amount I have already paid to the {$1400.00}. I am still owing {$300.00} bout it 's being reported as a {$2000.00} debt. I told them I needed it paid so I could refinance my mortgage and she laughed at me when I asked her to negotiate. I feel this unfair, prejudice and unreasonable of this company.
09/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 94533	Web	Older American
Progressive Management Systems in XXXX XXXX, CA sent me a letter/correspondence and disclosed their company name and information on the outside of the envelope for my neighbors to see. This is a violation of my privacy and the FDCPA. The account number is XXXX and the letter states they are a debt collector. Even though this is a letter stating the account was withdrawn by the creditor they have now shared their company name and information. They should have put the address only on the envelope so my neighbors would not have seen their agency name.
06/19/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 780XX	Web
I took my XXXX year old son to a XXXX XXXX medical center and I provided a legitimate form of payment. They attempted to file a claim with the insurance provider and the claim was denied XXXX which I found out when I started investigating the collections report on my credit report ). They claim to have sent statements to my home address. I did not receive any. I was never called or notified that this would be sent to collections. Now my credit report is reflecting a collection action of which I had no knowledge until it was on my credit report.
04/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94941	Web
I received a bill from a company called XXXX XXXX XXXX XXXX for a dialysis treatment ( date is XX/XX/18 ). I do not get dialysis. Ive never visited this facility or live in the area. And I legally changed my name but the bill is under my old name - which I did not have at the date above. The bill amount is {$1000.00}. The collection agency is called XXXX XXXX XXXX ( XXXX ). Ive spoken with them twice and they say they do not have the contact info for XXXX XXXX XXXX. And I can not find them online. So I have no way to contact the creditor.
08/06/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	CA 90601	Web
I was in a automobile accident in XX/XX/2013, in a company car and it wasn't my fault the insurance of the other motorist was to pay this bill after it was determine that it wasn't my fault but the hospital after over 5 years still trying to collect this debt from me, this is not mine debt to pay and the statue of limitations in California is 4 years, this needs to be remove of my credit report immediately, also it shows on my wife credit report and she wasn't even in the car at the time of the accident. Company name is : XXXX XXXX
01/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 926XX	Web
This debt was reported to the FTC and blocked my other credit companys 2 years ago. They moved it simply from XXXX to XXXX. At the time of the alleged debt I was fully employed and covered by XXXX XXXX XXXX XXXX that fully covered any alleged visit and this is just games by a company with thousands of complains for doing the same thing. If it was supposedly after that moment I was covered my XXXX XXXX XXXX XXXX that also fully covered any such incident and XXXX was aware and should be responsible for there own billing errors
02/03/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92649	Web
This account was opened fraudulently. Ive informed all parties of the issue & provided the necessary documentation to support my claim. The account is not complying with federal law in regards to identity theft. Additionally, the creditor have not provided me with any evidence of an open contract, signed contract or any valid proof this was opened, authorized or created by me. Since this is a strict violation of FCRA laws I need the account removed from my file. PROG MGT SYS XXXX PROGRESSIVE MGMT SYS XXXX PROG MGT SYS XXXX
01/01/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	HI 96740	Web
I previously opened a complaint with this company with your office. They stated in their response that the debt had never been deleted, and that they had a statement with the original creditor and balance. When they sent me the requested documentation, I found that the " statement '' was nothing more than some unidentified screenshot with no information. They also lied on their response saying that account ending in XXXX had never been deleted. Id had indeed been deleted previously, and I am submitting documentation.
02/17/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 900XX	Web
Received a collection letter from progressive management systems in XX/XX/2023 XXXX a bill amount of {$420.00}. This is an incorrect collection letter stating I owe XXXX XXXX XXXX group money for which I have never been to this facility nor have ever seen any doctor from this facility. This is a fraudulent collection letter and does not belong to me. I did contact progressive management systems and filed a complaint stating this was a fraud, and they directed me to file a complaint also through CFPB debt collection.
01/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85019	Web
Company reports derogatory collection As medical debt company can not provide verifiable copy of original contract or receipt of service, Company refuses to provide debt validation as requested my XXXX has been used without my consent in the past 6 years without my knowledge credit alert on file since XX/XX/2013. SSN is not enough to prove debt validation without copy of original contract from original creditor to validate actual existent of original debt/contract. Numerous attempts for validation have not been met.
05/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30039	Web
Progressive Management Systems is reporting a debt on my credit file that I do not owe. I recently took a look at my credit file and noticed this debt reporting. I have consulted with the attorney general of California and know that this debt is past the statute of limitations. Progressive Management may no longer come after or sue me for the debt. Per the FDCPA if you can not validate this debt to me, you can not report. Reporting invalidated debt on credit can constitute fraud under both federal and state laws.
03/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90241	Web	Servicemember
This creditor has been on my credit report for years. I have previously asked for validation of the medical debt and they have failed time and time again. The most recent request was on XX/XX/2023. Also, they have placed a new medical debt of {$150.00} on my credit and under current laws that is illegal. I have even tried to to simply pay {$400.00} to get rid of this debt so i can proceed with buying a house and they wont allow me to. Now, XXXX was this validated within a timely manner so i can buy a house.
01/02/2022	No	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 91977	Web	Servicemember
The company forwarded my medical information to a collection agency without my consent violating my rights under HIPPA. They also submitted inaccurate information and when asking for validation, I dont get the proper documentation and it is being listed on my credit by providing hand created documentation. The collection agency that they are using is very aggressive. At the time of me being seen, I was qualified for assistance with my medical bill and submitted all necessary documentation and I was covered.
09/07/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91913	Web
I had a dr in office routine visit post pandemic with XXXX medical that resulted in {$1000.00} plus of charges after insurance. I called the dr office to understand the charges. I never got any call backs or explanations. No-one explained the charges or checked upfront ( as requested ) that insurance would cover the exam. Next I know there is a debt reported on my credit for under {$500.00} this XXXX and no-one from progressive management systems called me to try to resolve the issue. Very disappointing.
03/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91911	Web
PROGRESSIVE MANAGEMENT S I XXXX XXXX do not have an affiliation with this company. I do not have anything signing to a binding contract with PROGRESSIVE MANAGEMENT S. They have over 8 reportings with my information on it. They refuse to remove this from all three agencies. I want them to send me PROOF I have a debt owed to them Show me the signed required documents that I XXXX XXXX owe them a debt If not I demand they remove all trans actions damaging my credit which is underlined in law when requested
05/18/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90802	Web
I have already contacted the XXXX about this matter and the company responded ( XX/XX/XXXX ) but did not provide any information as they stated they would. I have never heard of this company before. I have never done business with them. I have never been in contact with this company. I have no idea if this company is in XXXX XXXX or XXXX XXXX, California. They negatively reported me to the credit reporting agencies in XXXX and XXXX of XXXX. This has had severe negative financial consequences to me.
11/17/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 90008	Web
I was hospitalized XX/XX/XXXX and had a deductible of {$3500.00} from my medical insurance company. I was paying the hospital directly, but when I called to get my balance, I was told that they did not have any information. I was then contacted by a collections agency, Progressive Mangement Systems. That was in XX/XX/XXXX. I made arrangements to pay XXXX per month. I received an itemized payment summary and one is for {$1700.00} and another for {$3800.00}. I have been unemployed since my illness.
10/06/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 92154	Web
XX/XX/2018 I visited XXXX XXXX for a cardio check up due to XXXX XXXX. I have insurance through XXXX XXXX XXXX. Some tests were ran then I left an hour later. In the mail I received a letter asking me to pay {$3400.00}. Maybe it was more, but as of now I see that amount. I researched the collection agency and they arent authorized to conduct business in California where I am located. I have documents attached showing the states they are authorized to conduct business in. California isnt one of them.
09/13/2021	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	CA 92111	Web	Servicemember
I have a collection for my daughter that I am actually trying to pay. I got in touch with someone once and was told that I needed to talk to someone else and was hung up on. Nobody answers either phone numbers that I am trying to call and this is affecting my credit score. I have been habitually trying for a month to get an account number or something. Even in their XXXX reviews people are complaining of the same problem. Ive called the number XXXX and XXXX Horrible company that can answer the phone
12/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
This is not my Medical Account Debt. This was under my Dad 's medical insurance, and his Social Security #. Even though I was just XXXX on the day of service. My Dad 's Medical Insurance explained to me it was unlawful to use my Social Security # for Collections, because the medical clinic does not have my Social Security #. How and Why did the Collection agency have it and used it on my Consumer Credit Report? Same Medical Collection Amount did show on my Dad 's report and was paid in full.
06/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33444	Web
I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft. I have tried to reach out and take care of this matter and yet it still remains on my credit report. This company ( PROGRESSIVE, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX ) whom, I have never done business with does not have a written contract for me. And I need this removed as soon as possible.
04/17/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92544	Web
to whom it concerns i deputed been over 30 day there is inaccuracy in my credit report. no results. or replay or changes. i sent letter out on XXXX XXXX XXXX knowing mail is slow but i ask to be removed. the collection agency. is progressive management XXXX $ not alot but not mine debt. original debt creditor is XXXX memorial hospital. this is a violation of my hipaa medical privacy or health privacy. if i had hospital visit i would used my insurance plan. i have a scan my id cards
10/23/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90803	Web
on 3 separate occasions, Representative insists on confirming my address before telling me what company they are calling from and what the matter is regarding. The only response I get is its a business matter. only after they repeatedly recite my birthdate, and my social security number to me over the phone, I insist that I am unable to give out any more information and all attempts to contact me should be via mail with the adress they have stated on my file & or credit report.
07/24/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91767	Web
Received a notice that our account had been sent to collection. We asked for validation of the debt from the collection company and did not receive any response other than further attempts to collect the debt. We received a bill from XXXX but they had already reported it on my credit report. We did not agree with the balance so we asked for validation. We want details including an itemized bill, explanations, etc. We just don't agree that we owe. We had medicare at the time.
02/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90660	Web
Name of Collector : Progressive Management Systems - XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX. Per my health care insurance the debt was paid in full and the balance due is {$0.00}, however ; the debtor refuses to update my account, and it continues to show as payment default with interest accumulating. I've already provided the email from the insurance company advising the member which is me does not owe any money, the payment was paid in full by the insurance company.
05/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91104	Web
I have lodged disputes with XXXX XXXX and XXXX XXXX with the belief they have reported negative items to my credit report which are not in compliance with Consumer Protection law. Specifically, the FCRA and the FDCPA. I most recently requested them to investigate beginning in XX/XX/XXXX with subsequent requests in XX/XX/XXXX and XX/XX/XXXX. I started this process again XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. I have also asked for assistance from each of the credit bureaus
01/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AZ 85009	Web
My bankruptcy is not discharged as of yet. XXXX XXXX XXXX was notified thru bankruptcy processes and last reported to my credit report XX/XX/XXXX. XXXX XXXX XXXX denies being notified and one representative hung up on me. You've paid off -17 % of your collection amount. Balance {$5200.00} Highest Balance {$4400.00} Opened XX/XX/XXXX ( 1 yr, 11 mos ) Account status Open Type -- Responsibility Individual Remarks Placed for collection Original Creditor Name XXXX XXXX XXXX
07/18/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web
in regards to : Account # XXXX & Account # XXXX I am disputing the above account reference numbers and attempting to stop Progressive Management 's attempt to collect on this debt and removal of accounts reported to my credit bureau 's. These bills were for services rendered in 2012. California Law states that medical bills have a 4 year statue of limitation. This debt has reached its statue of limitations and can no longer be collected on. Thank you, XXXX XXXX
12/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA XXXXX	Web
I ran my credit card report and noticed a derogatory mark, which then I found out it was from a debt collector ( Progressive Management System ). I tried reaching out to them multiple times to find out more information about the debt since I was not aware of any debt but their customer service kept hanging up the phone as soon as I requested more information ( they did this to me three times ). I do not know what to do since they just stopped answering my calls.
03/04/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 925XX	Web	Servicemember
I am XXXX XXXX XXXX through the XXXX/VA and state/SSI. They call before and after the allotted times. They also try to avoid saying they are collecting a debt and using shady tactics to collect information from me. They try to say they are different business as well, often. The name of the company is Progressive Management Systems. Todays date is XX/XX/2020. They have called the past 3 years through many phone numbers and have tried to contact my family as well.
02/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92507	Web
There's medical bills on my credit and I never received any bills for any rights about notification or anything about that I had record of medical bills on my credit report until I ran it I was never aware of it I had full coverage insurance I would have took care of it and even when I now send in paperwork proving it and also showing proof that I've never received any letters at all these companies still do not want to assist me by removing them from my credit
05/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 907XX	Web
This account has been reported on my credit and should not have been. This was originally a hospital bill. After sending in my insurance information they should have corrected the issue. Back in XXXX I contacted my insurance and on a conference call with progressive management they agreed to fix the issue. According to law this should never have been reported. This situation was discussed and cleared and was stated it would be removed from my credit report.
06/16/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34471	Web
Consumer Finance, On a recent review of my credit reports I see PROGRESSIVE MANAGEMENT S who is a collection agency says I owe 3 amounts : {$340.00}, {$870.00}, {$610.00}. I have contacted the collection agency to validate the debts are mine several times, as well as the 3 credit bearueas, and they have failed to provide accurate proof. The letter will be attached to this complaint. I want these 3 collection accounts removed as they are not mine.
01/22/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 919XX	Web
For the last three to four month this company keeps adding 1 dollar too my account so my credit keeps getting hit. I tried to settle but they are hard to talk too. Dont know how too stop them from add 1 dollar every month, It just not right. Original amount was {$380.00} XXXX XXXX XXXX. {$3.00} add XXXX XXXX. {$3.00} add XXXX XXXX. {$1.00} add XXXX XXXX. {$1.00} add XXXX XXXX. {$1.00} add XXXX Now it {$440.00} XX/XX/XXXX they add {$1.00} dollar
06/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 95687	Web
I paid my copay for medical services at the time of service. XXXX XXXX did not give me a receipt, but they said they would mail the receipt to me. A long period of time went by and I received a letter from XXXX saying I owe the money. I made contact with them on numerous occasions explaining that I already paid them. They have now referred me to Progressive Management Systems and ( PMS ) is threatening me with legal action if I do n't pay them.
05/18/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92553	Web
In accordance with the fair credit Reporting act PROGRESSIVE MANAGEMENT SYSTEMS, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
06/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95843	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
04/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 926XX	Web
As most people are I was odviously out of sorts when they rushed me to XXXX in a XXXX XXXX after a car accident at the rime i had full coverage platinum PPO with XXXX XXXX XXXX Subscriber ID XXXX. See attached copy of claim during same time period., I ahve made several attemots to get this debt collecvter from stoppinf its collection efforts and removing the invalid debt from my credit. My insurance fully covers such an expense.
02/26/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92114	Web
I have repeatedly requested that Progressive Management Systems provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.
02/21/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91942	Web
I have repeatedly requested that Progressive Management Systems provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.
04/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33418	Web
Creditor has stated that I owe XXXX then XXXX then XXXX. They change the amount each month. They constantly report it differently on my credit report. This debt was paid by the insurance company back in 2012. XXXX XXXX keeps reporting different creditors under my name with the amount of XXXX then they will decrease it to XXXX. Then re report it with a different date. Then they change it again to XXXX. This goes on constantly.
03/12/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90044	Web
I have repeatedly sent out certified letters to Progressive Management Inc asking for validation bearing my signature of debt from this reporting agency and this company will not comply with my requests. This is a violation of the Fair Debt Collection Practices Act. This is affecting my credit score and if I can not get validation bearing my signature of debt please remove from all reporting credit bureaus ( XXXX and XXXX ).
12/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92154	Web	Servicemember
I was never notified that I had debt in collections with this company. I was unaware that I had collections accounts open through XXXX XXXX XXXX until I was trying to purchase a vehicle on XX/XX/2018 and XX/XX/2018, and was repeatedly turned down for financing due to a poor credit score. Only then did I learn that there are 7 collections accounts open in my name from this company, totaling a crippling amount of {$73000.00}.
03/26/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92115	Web
Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you claim that I owe you. Pursuant to 15 USC 1692g ( b ). I sent certified mail USPS ( XXXX XXXX XXXX XXXX XXXX XXXX. ), a notice to the consumer reporting agencies about some inaccuracies furnished on my report. I also sent certified mail USPS ( XXXX ) to progressive management services about these inaccuracies
12/04/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90062	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. The XXXX Credit Bureaus are reporting inaccurate information on PROGRESSIVE MGMT SYSTE. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
03/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92629	Web
On XX/XX/2016, I disputed the alleged debt within the XXXX period. When I received their letter on XX/XX/2016, I asked for detailed documentation in the attached letter labeled " CFPB-PMS2 ''. I did not receive a reply nor did I receive any documentation I asked in my letter. Instead, they blatantly violated FDPCA, FCRA and despite my admonition, falsely reported against both of our credit files with the XXXX bureaus.
07/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	XXXXX	Web
Hi, I did not have any big medical expenses for my daughter after 2019. I have always paid in full all medical bills. but now I am getting bill from some debts collection company saying that I have some medical bill due for my daughter against which they had not provided much information. it seems to be some fraud company and if legitimate they are expected to provide me exact details which they are not ready to share.
08/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92562	Web
I have several medical collections that have been posted to all of my 3 credit bureaus which are not in compliance with the No Surprises Act. I have contacted XXXX, XXXX, and XXXX to remove the following collections : Progressive Management accounts : XXXX, XXXX, XXXX Progressive Management and the 3 credit bureaus have not answered and or removed these items. I provided medical documentation to confirm my treatments.
07/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA XXXXX	Web
Progressive Management Systems submitted a negative credit report to all major credit reporting agencies regarding an alleged debt to XXXX in the amount of {$50.00}. This debt was dated XXXX/XXXX/2015. Progressive Management Systems never notified me in writing regarding this debt nor provided a right to dispute this debt. I discovered this information via the annual credit report check I completed on XXXX/XXXX/2015.
10/23/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OK 73160	Web
I go to XXXX XXXX hospital and then the send a medical bill is {$3200.00} and then I said I have no capacity to pay the bill. I want to make payment arrangement. But the do n't say nothing. The send my bill to debt collection agency. And right now the collection agency charge of interest with my medical bill. So right now what I do.and I already contact to agency to make a payment arrangement like {$40.00} as month.
03/05/2023	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	GA 30127	Web	Servicemember
According to the Fair Debt Collection Practices Act ( FDCPA ), all collection agencies must be licensed and bonded in the state where they operate. Failure to do so can result in legal action against them. Therefore, if you have been contacted by Progressive Mgmt System for debt collection, you have the right to take legal action against them. I will be filing a complaint with your State 's Attorney General Office.
08/22/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92653	Web
XXXX XXXX XXXX is a debt collector that has failed to provide me with proof that I owe them any money. I have sent them several Debt Validation letters asking for proof that I owe them money, they have failed to provide me with any documents with my signature showing I agreed to pay them the alleged debt. Still they keep reporting this alleged debt to the three major reporting bureau 's ; XXXX XXXX, XXXX and XXXX.
07/29/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	CA 92116	Web
I received a credit report a saw that Progressive Mangement Services of XXXX XXXX, CA has reported a debt and trying to collect on it, I had advised them in the past the debt is old and and the statue of limitations in California is 4 years and can no longer collect on it, when it was reported to the credit agencies there is no account number attached. I did send them a email asking that they remove the account.
06/21/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92111	Web
I went to a XXXX visit doctor on XXXX at XXXX. However, XXXX is charging me {$260.00}. I called and explained the problem at least 2, 3 times. They said that it was the code that the doctor used for the visit. I sent the email to my doctor, and I was told to call the billing office. I called it again and I never heard back. Now I am receiving the bill from Progressive Management System, a debt collector.
12/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	HI 96740	Web
I found out about a collections account with progressive management several years ago. I disputed the amount, and it was removed from my credit report. The account has popped up several times back on my credit report with more recent dates. I have never received ANY written notification from the company. Including notification that they were going to resubmit the debt to the credit bureaus
05/27/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92377	Web
Progressive management continues to try to collect for medical debt that insurance has agreed to pay on. They also continue to update every week a new amount to the credit bureau with different amounts. I have contacted them, XXXX XXXX XXXX XXXX and my insurance which has all been agreed upon to be paid and removed but still insist on reporting numerous times a week to my credit report.
04/11/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 919XX	Web
I have requested for substantiation of this debt and instead of verification documents I received more bills. I contacted my hospital clinic where they confirmed, I have no outstanding bills. Progressive Management Systems has not provided any proof of the debt and instead continues to report me as delinquent, which is impacting the ability for me to get a mortgage loan. Please help me!
01/12/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85142	Web	Older American
had a medical debt with dignity health for {$120.00}, finally paid it off but now progressive mgmt systems has damaged my credit score badly as i made payments to solve this debt as i paid the hospital directly instead of going thru progressive mgmt systems & is playing mean with me to damage my score maliciously due to the fact i didn't pay the debt to them but to the hospital!
11/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90746	Web
On my XXXX and XXXX credit report, XXXX XXXX XXXX are reporting a debt ( {$77.00} ) that was included in my bankruptcy as collection accounts and money that I still owe. My bankruptcy was discharged XX/XX/XXXX. They are reporting this as of XX/XX/XXXX. XXXX is reporting this as being included in my bankruptcy with {$0.00} being owed. Please advise and have it removed. Thank you.
05/05/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	CA 91913	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
08/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	ME 040XX	Web
I believe this is a robocall, but it is a harassing call claiming that they are debt collectors from some Progressive Management Systems Debt Collection. The number they provide to be removed XXXX sounds bogus, and a XXXX search shows many others complaining that even calling this or the other number back actually damages and ruins your credit. The other number is XXXX.
02/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92115	Web
I settled the account with Progressive Management back on XX/XX/2021. PAID {$1000.00} The agency gave my rep this Confirmation number # XXXX Payment Confirmation- XXXX # XXXX. They promised when I paid the {$1000.00} they would fully remove the collection off my credit report. As you can see they did remove it from XXXX XXXX however it is still reporting to XXXX and XXXX.
10/17/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92021	Web
letter date XX/XX/22 amount : {$710.00} I called the company on the XXXX of XXXX to inquire why I am in collections. I gave them the last four of my social and birthdate and they were unable to verify with the information that they have on file. I attempted to dispute and was bounced around and with three different people who couldn't help me and ultimately left on hold.
01/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90201	Web
To Whom It May Concern : HIPPA VIOLATION I did not authorize Progressive Management System to access my XXXX records I never signed a HIPPA form. They Violated my HIPPA rights. This must be removed from my credit report immediately, I will sue Progressive Management SysteXXXX I never authorized this to release my medical records to this Progressive Management System.
05/03/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 926XX	Web
XXXX XXXX XXXX Collection Dept. Acc # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Last year I noticed a collection account for XXXX XXXX on my XXXX and XXXX XXXX Credit reports. In 2020 I never went to XXXX XXXX and never received a bill from XXXX XXXX. After contacting the collection agency and disputing this false claim, I have been unsuccessful.
08/05/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 920XX	Web
XXXX XXXX XXXX XXXX XXXX do not belong to me. My name is XXXX XXXX XXXX XXXX : {$3400.00} Interest : {$1100.00} Total due : {$4600.00} Date assigned : Enclosed- not sure what this means Dates of alleged invoices : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX,, XX/XX/XXXX Request to validate debt : XX/XX/XXXX - never taken off credit report after disputing.
08/07/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91911	Web
Sometime around XX/XX/XXXX 2017 I XXXX my XXXX XXXX. I went to urgent care, and received a medical bill from XXXX XXXX XXXX XXXX XXXX totaling {$1100.00}. During the time, I went through financial hardships, and I didn't receive enough information to confirm that I had the debt under my name until it showed up as a derogatory mark on my credit report.
04/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92618	Web
I have made several efforts to resolve this matter directly with Progressive Management services I have never done business with this company and there is no signed agreement with the company bearing my signature. I am requesting the collection item be removed from my credit report, all three Credit bureaus and collection efforts stopped immediately.
04/29/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92040	Web
I was never informed of the existence of this account. The original debt is not in my name. I never authorized this. It was a medical bill for my daughter. My wife is the insurance carrier. I never agreed to any payment and I never was aware of this at all. Somehow this collections account ended up on my credit report. It has since been paid in full.
10/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92677	Web
My husband has a bill from a hospital. I am not a guarantor or responsible party as far as hospital is concerned. Debt Collection company added me on the bill and is reporting to Credit Reporting Agencies that i am in collection. They said California is a community property state so my husbands debts are mine also and they wo n't take my name off.
06/25/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	331XX	Web
I explain to the debt collector that the account they are trying to collect was opened fraudulently by another person using my data. I have challenged the account with different Credit Bureaus explaining the situation and they repeatedly refused to delete this item. I have no option but to report them in order to seek for a more positive outcome.
04/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91762	Web	Servicemember
I sent a letter to Progressive Managment Systems to validate this debt and to also see any HIPAA authorization forms. This company failed to properly validate this debt or send me any HIPAA authorization forms. They also disclosed personal medical information that was not authorized by me. I never had any contract with this collection agency.
07/30/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 95695	Web
XXXX XXXX XXXX XXXX sent me to collections on an amount that my insurance was late paying. My insurance did pay. XXXX XXXX XXXX took that amount and applied it to other billings. Ones it was not for. Now I have a collection agency calling my " Progressive Management ''. on billings my insurance has paid, I have given proof of this,
03/08/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92694	Web	Servicemember
I was brought in to XXXX XXXX by XXXX police i didnt want to go there i wanted to go to the va because i am a veteran, i would'nt sign the admission so the nurse and the officer forged the paperwork and said that i was'nt able to sign.I have explained this numerous times to the company collecting the debt but they refuse to help.
12/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92154	Web	Servicemember
I have multiple collections notations from a company called " progressive management systems '' on my credit report. They are classified as " medical ''. I do not know where these came from, as I have medical insurance through the VA, and continue to receive calls from this company asking for me to verify personal information.
03/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 919XX	Web
I contacted Progressive Management Systems on XX/XX/2023 regarding a statement they'd sent me. They told me that the current balance included several accounts. I requested substantiation of the debt since the statement they sent me did not include any details other than the total current balance. They never sent me anything.
05/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 907XX	Web
There are XXXX accounts that do n't appear to be mine Account # XXXX As of : XXXX / XXXX / XXXX Amount : {$2500.00} Account # XXXX As of : XXXX / XXXX / XXXX Amount : {$560.00} Account # XXXX As of : XXXX / XXXX / XXXX Amount : {$3600.00} Account # XXXX As of : XXXX / XXXX / XXXX Amount : {$440.00}
01/30/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92571	Web
I have a medical bill in collections in the amount of {$8000.00}. At the time service in XX/XX/2019 I had private insurance but the hospital insinuated that I had zero medical insurance. Now that hospital sent my balance to a collection company. So I am being charged for a medical bill that is affecting my credit scores.
08/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30038	Web	Servicemember
This debt is not mine. I was XXXX XXXX military and insured by XXXX XXXX XXXX status of XXXX XXXX also insured by XXXX This is a violation of HIPPA due to my medical records being shared with a 3rd party collector. Im requesting that this is removed from my credit. It shows on my credit four times for various amounts.
10/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92130	Web
Progressive Management System # XXXX is reporting an account to XXXX that is not mine. It belongs to my ex boyfriend and I should not be responsible for it. I was involved in a domestic violence case and got a restraining order, this account is his but is still reporting on my credit and needs to be removed.
04/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92647	Web
First Reported XX/XX/2013 Original Creditor XXXX XXXX XXXX XXXX " MULTIPLE '' negative entries on my credit!!! I do not owe this. I want these multiple entries removed from my credit report!! I also want XXXX XXXX XXXX reported to the XXXX XXXX XXXX for this! Unethical business practice XXXX!! Thank you.
09/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91977	Web	Servicemember
Any debt that I have had with XXXX XXXX XXXX and XXXX XXXX XXXX has been paid. I submitted proof of payment and this is still showing on my report. XXXX is not doing its job and violating my rights. Looking for an attorney to sue both progressive and XXXX for violating my rights. Failing to properly notify.
12/25/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 331XX	Web
At the time of my Emergency visit to the hospital I had insurance at the time there should be no reason whats so ever to have a balance owed. This is affecting my my credit real bad and Im suffering because someone isnt doing there job right so I demand this to be taken off my credit report immediately
02/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92130	Web
Progressive Management System # XXXX is reporting an account to XXXX that is not mine. It belongs to my ex boyfriend and I should not be responsible for it. I was involved in a XXXX XXXX case and got a restraining order, this account is his but is still reporting on my credit and needs to be removed.
04/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90706	Web
This account is not mine and does not belong to me. This company bought this debt and wants me to pay on something that is not mine. I have reported this to all XXXX credit bureaus and they will not re-dispute it. Stating that the company verified it belongs to me but this company has not given proof.
09/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92057	Web
A verification of debt letter was sent to agency and no proof or verification of debt was provided in response. They sent detailed medical records, which is a violation of my privacy. I did not sign a XXXX release form to authorize access to medical records. Also, my name is mis-spelled incorrectly.
05/18/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32210	Web	Servicemember
I have been reaching out to The company progressive management system collection agency via phone calls, the representatives refuse to provide me with the physical address and information requested on XX/XX/2023. This debt ( {$960.00} ) has been placed on my credit file is not mine.. Thank you,
05/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC XXXXX	Web
I am receiving calls from Progressive Management Systems about an outstanding bill that my ex-husband owes for my son. I have asked the company to remove my name and telephone number, but they continue to call. I refuse to pay this bill because my child 's father is responsible for this bill.
08/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92407	Web
Progressive Management has reported a debt that does n't belong to me with all three bureaus. I requested that they validate this debt and delete it my certified mail once in XX/XX/XXXX and again in XX/XX/XXXX. They 've yet to validate or delete it and it 's impacted my credit score negatively
03/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 90277	Web
I was admitted to the hospital and the finance department failed to inform be before discharge that I had a copay. Hospital did not have current address on file thus unable to provide documentation describing the amount in question. {$100.00}. The amount was paid and I am disclosing receipt.
01/24/2024	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92544	Web
XXXX was hard on me I also went through a bad hard ship and some identity fraud against me and my personal credit and banks got hit also I had one company that failed due to excessive fraud against me and my buisness I need the help because I dont recognized any of this stuff on my. Credit
12/16/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 27405	Web
The Progressive Management Systems sent a letter to me on XX/XX/2018 requesting that the balance of {$780.00} to be paid. However with further investigation of the collection agency during a credit repair, it came to my attention that the Progressive Management Systems license is inactive.
02/13/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90277	Web
I received a notice from the credit bureau informing me that a new collection was placed on my account. I have a credit freeze and fraud alert placed only account because of identity theft. In this case there is a collection of {$100.00} dollars that is not mine placed on my credit report.
07/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32707	Web
I have written to XXXX, PROG MGT SYS, and XXXX XXXXXXXX several times pointing out that their reporting of this alleged debt on my credit report is inaccurate. XXXX continues to report this inaccurate and unverifiable information. See attached excerpts from my most recent credit report.
04/24/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CA 92105	Web
i went to the XXXX for my XXXX but the insurance paid a portion of the billthe remain the bill i do not know until i receive the phone from collector and they charge interest but this XXXX not my faultthey sent to progressive management systems collector can you tell me what can i do
01/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92129	Web	Older American
Progressive Mgmt services called attempting to collect on the debt of XX/XX/2020 that was paid and closed see the previous progressive mgmt systems case you have on file they are attempting to collect the debt again after their org showed me paid in full that was the resolution
07/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90804	Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
07/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 93940	Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
05/19/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 49546	Web
I sent wriiten notice saying : 'Please be advised I have requested validation { not verification } of an item reported to you by the above original creditor/collection agency. I have received a response that does not indicate or prove : Company will not reply back to me..
06/22/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89183	Web
Representatives advised that she was taking a payment on XXXX/XXXX/16 And then sent me a document stating she had taken the payment today. When I called back advising she stated that she was not aware that she took it even though the paperwork clearly stated today 's date.
10/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 91932	Web
Credit report is showing a debt of {$1800.00} to Progressive Mgmt from XXXX XXXX. I tried to resolve this with them but never got it cleared and its back on my report. This is not my charge please help with an investigation or let me know how i Can get this off my debt.
03/14/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
I had a health emergency that needed to be addressed. I could not afford heath insurance at the time. I was unaware how this would have a negativeimpact to my credit. I was not offered the opportunity of finacial assistance. Date opened XXXX, 2014. Date filed XXXX,2014.
01/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90201	Web
To Whom It May Concern I did not authorize Progressive Management System to access my medical records, I never signed a Hippa form to release my medical information and this is a clear violation of my Hippa rights, I need this removed immediately from my credit report.
01/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85029	Web
I sent out a letter on XXXX to all 3 credit bureaus a letter letting them know that I was unaware of there collections. it is affecting my credit and by law they have 30 dasy to look into this problem and give a response in which that I not received anything.
03/26/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 891XX	Web	Servicemember
Company never sent me notice INCORRECT ADDRESS on debt as well they state it was a charge off I did not know this was even owed as well how can they try to collect call or threaten me when they reported it as a charge off I have sent registered letter to stop
12/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92071	Web
I settled this debt with Progressive management Systems and was sent a letter showing that they would remove this collections from my XXXX credit report. They have still not removed it. This impacting my credit score greatly and my ability to live my life.
08/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 921XX	Web	Servicemember
I HAVE CONTACTED XXXX XXXX XXXX SEVERAL TIME 'S AND EXPRESSED THAT I WAS A VICTIM OF ID THEFT AND I HAD FOLLOWED ALL THE GUIDE LINES SET FORWARD BY THE FCRA 623A, BUT MY VOICE AND LETTERS RING HOLLOW.THIS COMPANY IS VIOLATING ALL MY RIGHTS CONSUMER.
01/25/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29405	Web
Every month they increase the debt by XXXX and report it as increase in debt. Its from XX/XX/2020 I have no idea what its even from of if its mine but its XXXX so idk what the extra charges are except a way to continue reporting me to hurt my credit.
07/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89122	Web
PROGRESSIVE MGMT systems has yet to remove two medical accounts from University XXXX XXXX which is XXXX years old and was the insurance XXXX responsibility to pay and neither progressive mgmt nor XXXX showed XXXX or me how they arrived to the amount.
09/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 809XX	Web	Servicemember
I tried to contact the company to dispute the debt on my credit report. But it wouldn't allow me. Kept showing error, On my XXXX, XX/XX/XXXX, {$91.00}, XXXX XXXX. XXXX XXXX XXXX. This is not my debt. And I haven't been to emergency since XX/XX/XXXX.
03/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA XXXXX	Web	Older American
The bill was paid on XX/XX/2016 and I have sent copies of cancel check to them, but they are not doing anything about it. The check was sent to XXXX base on there statement. The only thing that they have done it sent me to collocation XXXX ( XXXX ).
05/01/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92057	Web
I tried to pay the debt for {$100.00} in full. They stated that even though they could take it off my credit, they would not for 3-6 months. Now, within two days, they took my credit down 9 points because they increased the debt amount by {$1.00}
10/29/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30014	Web
I do n't know who this company is I do n't owe anyone XXXX I am requesting a full payment history. A signed copy of my contract. If you do n't have a copy of the contract remove this from my credit. Account number XXXX that 's all they gave me
12/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91709	Web
XXXX XXXX XXXX. XXXX XXXX. {$100.00}. Request : Deleted permanently from my credit report. Status : Inaccurate account information. To the best of my knowledge, I was not aware of this medical collection until a refinance inquiry.
06/08/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92618	Web
No knowledge of acct. never received notice and need this removed immediately due to FDCPA and FCRA violations ... debt has not been verified or validated. please remove at once. Strict violation of 15 USC 1692g. REMOVE AT ONCE
02/21/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92120	Web
This payment was settled with the hospital directly and Progressive Management Systems has not verified the collection. They have provided no contracts, signatures, or other documentation confirming the debt is verifiable.
04/07/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OR 97214	Web
Debt was from XX/XX/XXXX. In XX/XX/XXXX I checked my credit report and the debt had be re-aged only a few days prior to my checking it! In XX/XX/XXXX. There was no option in your automated system that I found for this.
04/20/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	OR 97504	Web
I lost my wallet many years ago! This is not my debt. I have reached out to dispute this Matter with the collection Agency, as well with the XXXX bureaus. I am doing what I can to fix this problem that is not mine.
01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 92103	Web
I do no not remember owning this particular account! Ive already asked the creditors to send me signed documents that signify ownership of this account but they still have not responded yet. I never had this account!
04/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 850XX	Web	Servicemember
PMS is trying to collect I do not owe XXXXXXXX XXXX XXXX XXXX. my insurance needed to pay the bill and then the rest was paid by me as my deductible. I paid off the bill and do not owe anything to XXXX XXXX 's XXXX.
06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92065	Web
My Medical bill account was paid in full as of XX/XX/2021 and I was aware that the account was to be removed and I then I was reported 90 days late for this medical bill after it was paid off and it still remains.
03/26/2022	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	CA 92701	Web
XXXX Never got invoiced by the company send to collections agency and apparently owe {$8900.00} & XXXX never asked to get medical help or attention and believe this is scam since never recieved invoice till now
01/18/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90201	Web
To Whom It May Concern : I did not authorize Progressive Management System to access my medical records I never signed a hippa form. They violated my hippa rights. remove this immediately from my credit report.
07/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30040	Web
An account was opened detailing individual responsibility, but I have no prior experience with the company doing so. I disputed the account information, but it still has not been taken off my credit report.
02/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85338	Web
This debt was a XXXX XXXX claim it happened on the job. The debt belongs to XXXX XXXX. This is not my debt! I have told all the people involved yet they are still trying to come after me for the debt.
07/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90650	Web
On XX/XX/2017 Progressive Management Systems began reporting a derogatory account on my credit for the amount of {$1000.00} that is not mine and causing me to have negative items on my credit file
03/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92626	Web
The company Progressive management at XXXX XXXX XXXX XXXX XXXX XXXX XXXX ca XXXX filed on my credit report for a debt for XXXX XXXX who is of new relation to me and I have never been married to
11/15/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92126	Web
The company did not give me the update billing statement after I pay partial amount. Also I am looking for the method about paying the rest of billing in a few month, but never find the way.
01/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91791	Web	Servicemember
The medical bill that they are reporting on my credit isnt mine. Ive told them already its not been numerous times and they just threaten me with the debt. This account doesnt belong to me.
10/25/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CT 06790	Web
I am in collections from a hospital in XXXXXXXX. I have never lived or visited XXXX I have requested that they remove it and filed a police report as per their request with no resolution.
07/14/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT 84604	Web
Progressive Management Systems is continuing to report an old debt that is n't mine. This debt is past the statute of limitations on the collection of debt and the y need to delete it .
09/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92620	Web
There hospital bills which does n't belong to me. It was my EX Husband who was under my health insurance. I have not sign anything at the hospital that I am responsible for any payment.
01/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 91791	Web
RM Galocoa/progrm mgmt systems is reporting on my file, however I have no contract them and have never opened an account with them. I believe this is a violation of my privacy rights.
08/31/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 902XX	Web
LITIGATION I have not been supplied proof per doctrine of estoppel by silence. XXXX XXXX XXXX ( mo ) XXXX XXXX XXXX. I presume no evidence of the XXXX XXXX therefore exists
09/09/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92071	Web
Progressive Management Systems are trying to collect a medical debt covered by the " No Surprises Act ''. There has never been a contract for any of this debt.
07/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90650	Web
Account Name : PROG MGT SYS Account Number : XXXX Date Opened : XX/XX/2020 Balance : {$110.00} Reason : Identity theft Please remove it from my Credit Report.
09/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77040	Web
file police report with XXXX police no knowledge of accounts violates my cra, hippa and my consumer rights also sent the ID theft gov to the proper companies
04/11/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 919XX	Web
The debt has shown on my credit report in XXXX separate spots. I do n't know what for .. When I called I was decided a statement. Progressive mgmt systems.
04/11/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 91702	Web
this account does not belong to me, i have never been at this hospital, this company has harm my credit report, and score for false information about me.
05/14/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	AL 36117	Web
Debt collector never reached out or mailed any type of communication. They have appeared on my credit report and the amount is changing every month.
12/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91977	Web
The entire debt was settled back in XXXX of 2018 over the phone. They will not stop calling me and sending mail to my home. THIS NEEDS TO STOP NOW.
09/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85296	Web	Servicemember
We were already enrolled in a payment plan with XXXX XXXX XXXX and the debt was paid. Now Im getting another statement saying I still owe.
04/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92011	Web
XX/XX/22 I sent disputed letters to remove collection since according to hippo laws they were not authorized to report my information
07/21/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90638	Web
I requested additional information in regards to the collection but no information has been provided from the debt collection agency.
03/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92114	Web
I requested validation of debt via live signature contract and I received no information back regarding validation of debt.
03/01/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA XXXXX	Web
XXXX is recording a fraudulent account in my name XXXX and XXXX deleted account over 7months ago I need help please
03/29/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 903XX	Web
this account is pulling my credit score by being on my credit. please remove this account from my credit file.
06/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92105	Web
I applied for a charity assistance with this debt twice with XXXX and was still sent to collections
11/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77040	Web
CRA VIOLATION NAMES ALL WRONG MUST REPORT 100 ACCURATE AND INACCURATE INFORMATION MUST BE REMOVED
01/26/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OK 730XX	Web	Servicemember
I have 3 or 4 delinquent accounts from progressive management that should not be on my report.
02/27/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 91733	Web
All debt had been paid by my insurance company, I already check it with my insurance company.
07/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92024	Web
Someone stole my identity and opened many accounts without my permission or authority.
06/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91767	Web
Someone stole my identity and opened many accounts without my permission or authority.
07/13/2016	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	CA 92592	Web
A 'stop-call ' letter was provided to the debt collector, but they continue to call.
08/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30127	Web
not my debt.. XX/XX/20 credit monitoring company sent alert of suspicious activity.
08/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91977	Web	Servicemember
Medical bill that has already been paid. I WANT THIS OUT OF COLLECTIONS NOW!
12/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92505	Web
I had request a verification of the debt and the creditor has not done so.
06/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89081	Web
This debt is not mine and I have disputed this several times. Please help
08/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web
Unknown and appears to be outdated, disputed with no outcome. Please help
06/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92706	Web
I have two. One is for XXXX and the other XXXX and no clue what its for.
01/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 531XX	Web
This is not my debt, I have disputed this with no outcome. Please help
11/29/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30127	Web
police report and fraud report submitted to company.
12/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91709	Web
Request : Deleted permanently from my credit report.
09/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NC 27546	Web
i have no acknowledge of these accounts
03/11/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92883	Web
Did not receive letters about debt
03/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92311	Web
this does not belong to me
05/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 92656	Web	Servicemember
debt was paid
02/07/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92507	Web

02/01/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90650	Web

01/25/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85326	Web

01/16/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92131	Web

01/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 902XX	Web

01/04/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85212	Web

12/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78237	Web

12/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 92604	Web

12/06/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92021	Phone

11/21/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90605	Web

11/14/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92801	Web

11/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92342	Phone

11/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85283	Web

10/02/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85248	Web

09/21/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85132	Web

09/19/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92008	Web

09/17/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92660	Web

09/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92123	Web

08/29/2023	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	CA 92882	Web

08/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92620	Web

08/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92407	Phone

08/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90650	Web

08/11/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85251	Web

08/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85134	Web	Servicemember

08/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 96021	Web

08/07/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92869	Web	Servicemember

07/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98682	Web

07/12/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92801	Web

05/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85032	Web

04/19/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92021	Web

04/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92008	Web

03/16/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92618	Web

03/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IA 50265	Web

03/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IA 50265	Web

03/03/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92869	Web	Servicemember

02/22/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92801	Web

02/16/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA 98908	Web

02/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92572	Web

02/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92126	Web

01/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91910	Web

01/19/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85296	Web

01/16/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92627	Web

01/12/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 33635	Web

01/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 91914	Web

01/11/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 92648	Web

01/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92869	Web

01/01/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92346	Web

12/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91007	Web

12/26/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AR 72117	Web

12/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92647	Web

12/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90813	Web

12/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92346	Web

12/09/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92646	Web

12/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90240	Web

12/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92394	Web

11/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75052	Web	Servicemember

11/18/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91910	Web

10/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 91945	Web

10/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91945	Web

10/03/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92115	Web

09/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85044	Web

09/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91766	Web

09/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91501	Web

09/11/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90804	Web

09/03/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77044	Web

08/31/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92801	Postal mail

08/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90241	Web

08/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92115	Web

08/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MS 38866	Web

08/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77365	Web

08/09/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77044	Web

07/29/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 11434	Web	Servicemember

07/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92110	Web

07/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92110	Web

07/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91206	Web

07/20/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77304	Phone	Servicemember

07/05/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29209	Web

06/09/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OK 73110	Web

06/01/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92660	Web

05/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 61761	Web

05/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92801	Web

04/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 91911	Web

04/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92057	Web

04/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22015	Web	Older American

04/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91791	Web

04/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 90706	Web

04/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92122	Web

04/08/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 92111	Web

04/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27284	Web

03/28/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92620	Web

03/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91911	Web

03/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92057	Web

03/13/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92029	Web

03/13/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92029	Web

03/10/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77388	Postal mail

03/09/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93551	Web

03/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 90631	Web

03/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92111	Web

03/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92808	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92105	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27284	Web

02/27/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AR 72713	Web

02/27/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85234	Web

02/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 91945	Web

02/20/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NM 87507	Web

02/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85041	Web

02/07/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92110	Web

02/02/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NM 87507	Web

01/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	CA 92120	Web

01/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91206	Web

01/18/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 902XX	Web	Servicemember

01/13/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92103	Web

01/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85138	Web

01/11/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92024	Web

01/09/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90710	Web

01/06/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

01/06/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

12/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92114	Web

12/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20136	Web

12/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92649	Web

12/06/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NM 87507	Web

11/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91911	Web

11/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91911	Web

11/12/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90291	Web

11/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77388	Postal mail

11/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90813	Postal mail

11/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90813	Postal mail

11/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90813	Postal mail

11/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90813	Postal mail

11/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92054	Web

10/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 91732	Web

10/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90606	Web

10/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90242	Web

10/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92121	Web

10/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90606	Web

10/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92614	Web

09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29172	Web

09/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92054	Web

09/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 92708	Web

08/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92124	Web

08/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28314	Web

08/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92114	Web

08/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23669	Web

08/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93720	Web

08/23/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92056	Web

08/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	DC 20002	Web

07/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92114	Web

07/22/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

07/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92657	Web

07/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29048	Web

07/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90032	Web

07/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91945	Web

07/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92115	Web

06/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 38801	Postal mail

06/17/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92123	Web

06/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91361	Web

06/11/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

06/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 17011	Phone

05/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91724	Web

05/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92056	Web

05/24/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

05/12/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28311	Web

05/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 92782	Web

04/26/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33767	Web

04/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92139	Web

04/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91764	Web

04/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92127	Web

03/31/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

03/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92805	Web

03/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

03/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92704	Web

03/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92886	Phone

03/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85212	Web

02/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

02/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

02/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90807	Web

02/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OK 73160	Web

01/28/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 91977	Web

01/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OK 73160	Web

01/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92114	Web

01/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34208	Web

01/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92694	Web	Servicemember

01/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92103	Web

12/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92410	Web

12/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92154	Web

12/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98029	Web

12/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone	Older American

11/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NC 28540	Web	Servicemember

11/27/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10026	Postal mail

11/25/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92025	Fax

11/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07203	Fax

11/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92021	Web

11/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92648	Web	Servicemember

11/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

10/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90602	Web

10/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 92115	Web

09/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92612	Web

09/10/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90723	Web

09/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91977	Web

08/21/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90813	Web

08/21/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90813	Web

08/11/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90805	Web

08/04/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92620	Web

07/06/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA 93551	Phone	Older American, Servicemember

06/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90723	Web

06/18/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92627	Web	Servicemember

06/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29330	Web	Servicemember

05/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA	Referral

05/26/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 95608	Phone	Older American

05/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90255	Postal mail

05/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92114	Web

05/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 73072	Web

05/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85142	Postal mail

05/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31217	Web

04/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73072	Web

03/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AZ 85225	Web

03/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29527	Postal mail

03/16/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92029	Web

03/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89074	Web	Servicemember

03/01/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 91202	Web

02/29/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90640	Web	Older American

02/25/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92026	Web

02/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92620	Web

02/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 85379	Web	Servicemember

01/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92112	Web

01/29/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91352	Web

01/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	HI 96712	Web

01/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90245	Web	Older American

12/08/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91384	Web

12/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90242	Web

11/28/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76120	Web

11/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92626	Web

10/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90723	Web

09/16/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	HI 96765	Web

09/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91302	Web

09/03/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92626	Web

08/31/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94803	Web

08/21/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91367	Web

08/16/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91790	Web

08/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 27520	Web	Servicemember

07/15/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90670	Phone

07/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94803	Web

06/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92114	Web

05/28/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89123	Web

05/26/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91342	Web

05/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92656	Web

04/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91911	Web	Servicemember

04/09/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90401	Web

04/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91977	Web

04/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92103	Web

04/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 22304	Web

03/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90003	Postal mail

03/24/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92127	Web

03/12/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92119	Web

02/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90740	Web

02/08/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92139	Web

01/31/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 10025	Phone

01/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92677	Web

01/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92614	Web

01/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92065	Web

12/29/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78748	Web

12/21/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92021	Web

11/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91326	Web

11/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91326	Web

11/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85087	Web	Servicemember

11/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77465	Referral

11/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90712	Phone	Older American

11/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91326	Postal mail

10/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web

10/10/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OK 73083	Postal mail

09/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92025	Web

09/23/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92081	Web

09/20/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91766	Web

09/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90278	Web

09/11/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 20109	Web

09/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 91945	Web

08/29/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 91326	Postal mail

08/19/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92782	Web

07/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90044	Web	Servicemember

07/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10019	Referral

07/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92883	Web

07/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33415	Web

06/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89503	Web

06/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91724	Web

06/09/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29229	Web

06/09/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89012	Web

05/08/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92821	Phone

04/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90805	Web

04/23/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount		Phone

04/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90805	Web

04/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92120	Web

03/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92117	Web

03/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92627	Web

03/10/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AZ 85138	Web

03/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	WA 98837	Web

02/25/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 90011	Web

02/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92663	Web

02/18/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OR 97471	Web

01/30/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92104	Web

01/25/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92117	Web

01/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91351	Web

01/23/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91744	Web

01/12/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 77090	Web

01/12/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90037	Web

01/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90622	Web

01/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91945	Web

01/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 939XX	Web

12/19/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91913	Web

12/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90007	Web

12/01/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90044	Web

11/30/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92806	Web

11/17/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91944	Web	Servicemember

11/17/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 91913	Web	Servicemember

11/16/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90044	Web

11/10/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92612	Web

10/03/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90059	Web

09/29/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MA 02090	Web

09/13/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90501	Web

08/16/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90047	Web

08/08/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92262	Web

08/02/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95993	Web

07/31/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90815	Web

07/22/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95688	Web

07/18/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AK 47071	Referral

07/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90810	Web

07/15/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95993	Web

07/15/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90815	Web

07/14/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90059	Web

07/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

07/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91710	Web

07/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90860	Web

07/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90805	Web

07/05/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 91607	Postal mail

06/28/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92037	Postal mail

06/12/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA 92653	Web	Older American, Servicemember

06/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91945	Web

06/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92831	Web

05/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92040	Web

05/24/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90808	Web

05/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92054	Web	Servicemember

04/20/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89029	Web	Older American

04/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 90604	Web

03/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90605	Web

03/16/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60620	Web	Older American, Servicemember

03/06/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90815	Web

02/15/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 77036	Web

01/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 97045	Fax

01/24/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90001	Web

01/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92677	Web

12/30/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 91709	Web

12/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92008	Web

12/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91709	Web

12/05/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 90807	Web

12/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90806	Web

12/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92705	Web

11/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90815	Web

10/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 90815	Web

10/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 95124	Web	Servicemember

10/12/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	TX 75432	Web

10/09/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91792	Web

10/06/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 92563	Web

10/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90501	Web

09/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92563	Web	Servicemember

08/08/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92346	Web

08/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 77065	Web

08/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 77065	Web

07/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 32836	Postal mail

07/14/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	CA 94533	Web	Servicemember

07/04/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 94591	Web

06/22/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	CA 90403	Phone

05/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90016	Web

05/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 86336	Postal mail

05/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	CA 90601	Web

05/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91761	Web

04/28/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92026	Referral

04/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90008	Web

04/08/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90660	Web

03/27/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92129	Web

03/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	CA 92111	Web

03/14/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91910	Web

03/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92024	Web

02/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 91601	Phone

02/07/2016	Yes	Credit reporting	Incorrect information on credit report Account status	VA 23464	Web

02/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called outside of 8am-9pm	CA 90221	Web

02/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92805	Web

01/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 20169	Web

01/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90731	Web

01/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 20181	Web

12/28/2015	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	CA 90201	Phone

12/03/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CA 92845	Web

10/22/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91950	Web

10/09/2015	Yes	Debt collection Medical	False statements or representation Indicated shouldn't respond to lawsuit	NV 89084	Web

10/01/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92678	Web

09/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92630	Web

09/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92845	Web

08/19/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92024	Web

08/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92014	Referral

08/05/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91911	Web

08/05/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77584	Web

07/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 90220	Web

07/17/2015	Yes	Credit reporting	Incorrect information on credit report Account terms	AZ 85339	Web	Servicemember

07/16/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 91709	Referral

07/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 27006	Web

06/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92647	Web

05/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90022	Web

05/07/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	CA 92345	Web

04/30/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 91722	Postal mail	Older American

04/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92109	Web

04/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85035	Web

03/20/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	CA 90808	Web

03/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90804	Web	Servicemember

03/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 91943	Web

03/05/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92105	Web

03/04/2015	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92128	Web

02/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89033	Web	Servicemember

02/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92672	Web

02/23/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90213	Phone

02/21/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CA 92111	Web

02/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92886	Web

02/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 11784	Web

02/10/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CA 90807	Phone

02/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92128	Web

01/23/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92365	Phone

01/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89110	Web

12/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 90504	Web

12/18/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90240	Web

12/15/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 20155	Web

12/10/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92126	Web

12/07/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92024	Web

11/19/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 94924	Web

11/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 91914	Web

11/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89162	Web

10/27/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91739	Web

10/25/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91746	Web

10/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90605	Web

10/13/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NY 11784	Web

09/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92708	Web

09/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92886	Web

09/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92108	Web	Servicemember

09/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92021	Web

09/04/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85374	Web

08/22/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92652	Referral

08/18/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89031	Web

08/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 20136	Web

08/10/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92101	Web	Servicemember

08/09/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89110	Web

08/06/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92126	Web

07/30/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85295	Web

07/16/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91423	Web

07/13/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90807	Web

06/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 95131	Web	Servicemember

06/17/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 91722	Postal mail

06/14/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	AZ 85032	Web

05/28/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92020	Web

05/22/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92009	Web

05/22/2014	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	CA 92647	Phone	Older American

05/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92647	Web

04/23/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 92111	Web

04/22/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 91935	Web

04/21/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92131	Web

04/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	CA 92618	Referral

04/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92692	Web	Servicemember

04/04/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 94565	Referral

04/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92345	Web

04/01/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	CA 90706	Web

03/27/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92831	Web	Servicemember

03/21/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	HI 96818	Web	Servicemember

03/15/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 92116	Web

03/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	HI 96818	Web	Servicemember

02/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85051	Referral

02/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92117	Web

02/06/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	CA 91913	Web

01/14/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 92131	Web

01/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	AZ 85234	Phone	Servicemember

01/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92129	Referral

12/21/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 91764	Web

12/03/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89511	Web

11/29/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IA 52544	Web	Servicemember

11/27/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 91505	Web

11/26/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92596	Web

11/26/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 90703	Phone

11/25/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92101	Web

11/15/2013	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 90272	Web

11/13/2013	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	CT 06483	Phone

11/07/2013	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CA 92586	Web

10/18/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80112	Web	Servicemember

09/14/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92101	Web

08/14/2013	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89820	Web

08/12/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MN 55607	Web	Servicemember

08/06/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92128	Web

08/01/2013	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	CA 92056	Web

07/17/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 92673	Web