R.A.Rogers, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DC 20001	Web
On XX/XX/2021 I received a Dunning letter in a white envelope from R.A Rogers Collection Consultants Inc. demanding payment for {$960.00}. I am disputing this alleged debt as well pointing out violations that this company is liable for pursuant to 15 U.S. Code 1692k. My dispute is below and attached The undersigned private man/woman, one of the people, protected under Article III Section 2 of the Constitution for the United States of America XXXX with a legal identity known as a federally protected Consumer ( natural person ) -1692a ( 3 ), codified within the Fair Debt Collections Practices Act 15 U.S.C. 1692, a strict liability statute that applies to and demands compliance from debt collectors such as yourself, presents this offer to R.A Rogers Collection Consultants Inc in response to your communication dated XX/XX/2021 : As no meaningful relationship is known to exist between myself and your agency, in the absence of a valid and lawfully binding contract between myself and your agency, your recent, unintelligible communication, dated XX/XX/2021, has left myself, a federally protected consumer, stark with confusion. Pursuant to 15 U.S.C. 1692c ( a ) & ( b ), Communication with the Consumer generally- Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction ( court of the United States ), a debt collector may not communicate with a consumer in connection with the collection of any debt. *Violation # 1 The consumer has not authorized any right of prior communication between him/herself and R.A Rogers Collection Consultants Inc.. So that you may avoid being assessed a compensatory liability for your invasion and trespass into my private affairs, you are hereby ordered to produce documentary evidence, such as a consent order, signed by the consumer and your collection agency, or a court of competent jurisdiction and your collection agency, that may serve as evidence of the prior consent and/or permission provided to you for the purpose of communicating with the consumer in connection with the collection of any alleged debt. Your unauthorized contact serves as both an invasion and trespass of the consumers legally protected interests that are concrete and particularized and have invoked the consumers Article III standing and jurisdiction. Furthermore, your unwarranted communication serves as an attempt draft performance from XXXX XXXX XXXX, the consumer ( natural person ), without offering adequate and just compensation. Within the four corners of your communication exists the following statement ( s ) Unless you dispute the validity of this debt or any portion thereof in writing, within 30 days, this office will assume this debt to be valid. The term unless, according to XXXX XXXX online dictionary, is a term used to say what will happen, be done, or be true if something else does not happen. Although I am under no duty nor obligation to respond to your frivolous communication, you leave me without choice in this matter, due not only to the financial burden this would place upon myself and family, but also the imminent and immediate danger my reputation and standing would suffer as a result of such non-response. Take Notice that pursuant to 15 U.S.C. 1692d ( 1 ) debt collectors such as yourself are prohibited from engaging in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of any debt. Violation # 2 As I, the Consumer, would be one of the original transacting parties with verifiable first hand knowledge of any and all consumer transactions I've executed, I am unable to verify and determine the origin of your claims asserted within this unsigned communication that youve chosen to advance via the United States Postal Service ( USPS ) against myself, my family, and my household. With that being said, it appears that you claim to have recovered an alleged asset account # XXXX of mine. Thank you for the retrieval of this alleged account. However, as stated above, no meaningful relationship exists between myself and your organization, therefore I am confused as to why you have made the demand that I pay your organization {$960.00}? Are you putting forth a claim that I am indebted to your organization? If so, you are hereby in receipt of notice under U.S. Code TITLE 15 > CHAPTER 41 > SUBCHAPTER V > 1692g part b ), that your claim is DENIED, and this debt is now officially in dispute. To dispel any notion or confusion about the legitimacy of the alleged account # XXXX and debt, as well as to process and settle any and all claims, payment of the alleged obligation is conditional upon debt collectors complete and unambiguous fulfillment of the following terms set forth ( hereinafter-Terms & Conditions ). Debt Collector has thirty ( 30 ) days to properly and timely verify and validate the alleged account and debt as follows : a. Present all original account/loan level documentation from the original transacting parties containing verified signatures from all original transacting parties verified under oath and penalty of perjury to support your claim of indebtedness. In addition by this company having my personal identifying information it appears to be identity theft on behalf of the company which is a federal violation as I did not authorize them to have my information which may include my, the consumers social security number pursuant to 12 CFR 1022.3h. Lastly R.A Rogers Collection Consultants Inc is in violation of 15 U.S. Code 1692b ( 5 ). I have attached a Bills of Particulars for review and resolution
01/17/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33837	Web
Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX XX/XX/XXXX R.A. Rogers , Inc . XXXX XXXX XXXX XXXX, MD XXXX XXXX XXXXXXXX XXXX XXXX Toll-Free XXXX Fax XXXX CC : FEDERAL TRADE COMMISSION Federal Trade Commission XXXX XXXX XXXX, XXXX XXXX, DC XXXX Telephone : ( XXXX ) XXXX ReportFraud.ftc.gov RE : Account # XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for R. A. Rogers , Inc. in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards XXXX XXXX cc Federal Trade Commission
12/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TX 77084	Web
My ex-wife and I had an account in which she was supposed to be responsible for paying the account. She has since denied any responsibility for this account and it went to collections. The collections company is utilizing very ambiguous and questionable business practices by frequently increasing and changing the amount due. The original debt owed to XXXX XXXX XXXX XXXX was {$19000.00}, as reported on my XXXX/XXXX/2015 XXXX credit report. At Within the past THREE months the balance has been reported to all XXXX credit bureaus at a higher and different amounts. I am very aware that XXXX XXXX has already written off this balance as bad debt, and this company is trying to get more money while seriously damaging my credit. They even put on my credit report negative comments like " debtor has now been located ''. I had previously called and they had my address so the implication that I was missing is slanderous because it is affecting my good credit history. I have made multiple attempts to resolve the issue I have asked them for documentation of how and why the balance increased from {$19000.00} on XXXX/XXXX/15 to XXXX on XXXX/XXXX/15 to {$30000.00} on XXXX/XXXX/15! I have attached copies of the various notices in letters they 've changed demonstrating the rapid increase in the balance with no justification or as to why the balance have changed. I spoke with this company and they refused to settle, refused a payment plan, refused to explain or send a detailed invoice, they just keep sending notices with higher balances due. And each notice looks different. When I asked to speak with a manager, the woman, possibly " XXXX XXXX '' on the phone refused to get a manager for me. She was rude and very disrespectful. I really want to get rid of this problem. I would like to settle for 20 % of the original {$19000.00} debt due to the fact of the stress, defamation of my character by negative and fraudulent reporting to the credit bureaus, and problems working with this company have caused me. Thank you for any assistance you can provide me in this matter.
03/10/2022	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	AZ 85053	Web
I had an auto loan with the original creditor XXXX XXXX XXXX, that was sent to the collection agency, R. A. Rogers , Inc. I have been making payments to the collection agency for quite some time now, and recently requested a payoff amount to try and finalize the collection. They sent me the payment letter in XXXX stating " We are approved by our client to offer {$4100.00} which is due in our office by XX/XX/2022. Upon receiving a cleared payment of this settlement offer, we will notify our client that your account has been satisfied in full, and that you no longer owe on this debt. '' On XX/XX/2022 I made the payment in total of {$4200.00}. However, I then got a call from R. A. Rogers , Inc. stating that they can not accept the payment, as it is now {$2500.00} more to pay off. I wasn't sure if they could do this or really what to do so it has been going back and forth between the company and myself, I have asked around about this as well as speaking with a free consultation attorney that directed me to file this complaint to get assistance in addressing this. I was told that with the offer letter and my payment being made BEFORE their deadline, that they can not change the settlement amount and must accept the payment on their letter. To try and deal with this without having to go this far, I then contacted the Original Creditor, XXXX XXXX, to explain what their collection company is saying to see if they can contact their collection agency and advise them to take the payment. However, XXXX XXXX told me that they can't help, as the collection agency is completely separate from them. There's nothing they can do. So as I submit this complaint on XX/XX/2022, we have still not yet passed the payment due date for this offer. They claim they are sending me my payment back because they can't accept it due to the payoff needing {$2500.00} more than their payoff letter stated, yet I have also not received anything despite it being about 2 weeks since that claim.
03/26/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 220XX	Web	Servicemember
On or about XX/XX/2023, I submitted a formal written debt validation request to RA Rogers INC Collection Consultants, at XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX. Approximately two weeks later, I received a response from the named party, however, the information provided was not pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ). I again submitted a written reply on or about XX/XX/2023, notifying the named party that they have violated several of my consumer rights. Specifically, by failing to validate a debt at my request, which is an FDCPA violation and the named party continues to report a disputed debt to the Credit Bureaus : which is another FCRA violation. The named party was given two separate opportunities to furnish the requested FDCPA debt validation documentation. I have included the information that was requested below : Proof of your right to own/collect this alleged debt -Balance claimed including all fees, interest, and penalties -Contract bearing my personal signature agreeing to the sell of my personal information to a third party, i.e., R. A. Rogers, Inc ; -What the money you say I owe is for ; -Explain and show me how you calculated what you say I owe ; -Provide me with copies of any papers that show I agreed to pay R. A. Rogers, Inc., what you say I owe ; -Prove the Statute of Limitations has not expired on this account ; -Show me that you are licensed to collect in my state ; and -Provide me with your license numbers and Registered Agent ; As a result of their failure to comply with FDCPA regulations, I employ the " Estoppel by Silence '' in my defense and demand that this collection account be removed from the two credit bureaus ( XXXX and XXXX ) that the named party disclosed this information to and consequently damaged my credit profile. I look forward to working with you to get this matter resolved.
05/23/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	SC 29605	Web
I set up my payments with them at the beginning of XXXX, the lady I spoke with was very nice she gave me a compliment and she was helpful with giving me details. I called in today XX/XX/XXXX to cancel my payment for the XXXX and start back on the XX/XX/XXXX. The man I spoke to today XXXX XXXX was very rude. He asked me a questio I felt was somewhat discriminating but more so belittling. He said, are you going to make the pmt at all. I stated before he said this I want to cancel my pmt for the XXXX and resume on the XX/XX/XXXX. He was rude was not explaining himself. All he said was I will update and document this. I felt as if he was trying to belittle me as if I am not going to pay it or I don't have any money to pay it off. I spoke with the supervisor and I let her know what happened she said I heard him and all he said that he was going to update it. The reasoning for my review is because I am not use to companies speaking to me the way the XXXX XXXX and the supervisor spoke with me. I was rude back because they did not care what I was saying. If you could play the first phone call I had with the company and the phone call I had today, you would know what I am talking about. I do work for a XXXX XXXX myself and I know all of the practices and regulations you have to follow to pass compliance. I would say that if XXXX XXXX or the supervisor at RA Rogers in Maryland came to my place of work, neither one of them would last a month here. This is the main reason why people hang up or feel some type of way about collections agency. Collectors is branded as rude and irritating people calling consumers phones. I look at collections as helping the future of consumers credit or making them aware of something they possibly let slip through the cracks.
04/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IA XXXXX	Web
1. ) These accounts, opened in XX/XX/XXXX and XX/XX/XXXX, commits itself to a pattern of fraud that took place within a specific period of time as is evidenced by all subsequent accounts. More specifically, a XX/XX/XXXX thru XX/XX/XXXX timeframe. 2 ) The address provided to and reported by XXXX XXXX XXXX XXXX is one that XXXX XXXX has never lived at, in a State in which he has never been a resident. 3 ) Further, based upon the published requirements for membership to this credit union, XXXX XXXX would have been ineligible for legal membership or services due to : 1 ) The fact he was living abroad when these accounts were opened and utilized. ( Figure A ) 2 ) In conjunction with Item 1, XXXX XXXX status as an Iowa resident ( verified thru any and all identification documents which he has possessed that are valid and legal, would have made him legally ineligible for membership. 4 ) XXXX XXXX XXXX XXXX failed to respond in any measure to the Cease and Desist notice registered with the Civil Court of XXXX County Iowa in XX/XX/XXXX, which demanded that the aforementioned company immediately cease identifying this account with our client. That document detailed the failure of XXXX XXXX XXXX XXXX to comply with : 31 CFR, Part 1020, Rules for Banks, Subpart D 1020.410 Records to be made and retained by banks and Opening Account Procedures. The United States Fair Credit Reporting Act, 15 U.S.C. 1681, 611 The Fair Debt Collection Practices Act, 15 U.S.C. 1692 It is because of these facts, and the documentation, provided which proves that these two accounts were in no way a result of any application of our client, nor did he benefit from it in any way, that we ask that your organization immediately delete and/or block the reporting of this trade line.
12/02/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	MD 20715	Web	Servicemember
On XX/XX/2021 I contacted R. A. Rogers, Inc in XXXX, MD to request documentation about the monthly payment plan I am on to pay off an auto debit from XXXX XXXX. I was told by the representative on XX/XX/2021 that because of the COVID pandemic I could not request this information from their company. Also, I was told that the company does not have an email address and can not send me documentation. I checked their company website and they do have an email address. Their statement regarding not being able to provide me with documentation because of COVID is false. I have contacted several debit collectors on XX/XX/2021 and was able to get documentation stating my payment plans. My credit has been effected because I am not able to provide proof that I am in a payment plan. I have reached to XXXX on XX/XX/2021 to get this resolved so my credit can be improved. I've noticed from R.A. Rogers ' reviews online that they have a habit of lying to their clients. Several people stated they R.A. Rogers said they did not buy off the debit from their original creditor ; I was told the same on XX/XX/2021. I contacted my original creditor, XXXX XXXX, and they said R.A. Rogers did buy the debit since they are a debit collector. I do not understand the unethical and false nature of R.A. Rogers. They respond to messages to these complaints in a rude manner as if the person trying to get information about what they are paying to them is the problem. I plan to seek legel action against R.A. Rogers if I do not receive the requested documents to improve my credit within 30 days or less.
11/22/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33033	Web
I am writing you this letter regarding the following account : XXXX XXXX Account # XXXX. It is my understanding that per 15 USC 1681 ( a ) ( 2 ) ( A ) ( i ) my consumer report should not contain information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore, I am requesting that you provide me with, in writing, the reasonable procedures ( according to 15 USC 1666 ( b ) ) that you have adopted to ensure that each periodic statement is mailed to me ( the consumer ) not later than 21 days before the payment due date. Include also, all the information required by Section 1637 ( b ) of Title 15. You have 30 days from the date that you receive this letter to provide me with the information that I am requesting. If you do not provide this information in the allotted time given, then it will be assumed that you can not verify the late payments on the dates specified above ( lacking reasonable procedures to ensure the accuracy of my account ) and I would timefore request that you remove this account from my consumer report with the following consumer reporting agencies ( XXXX, XXXX XXXX XXXX or all that apply ) and update the accounts to positive. Thank you for your time and consideration in this matter. I look forward to hearing back something positive. Regards, XXXX XXXX XXXX
08/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NM 87111	Web
I have not received correspondence as a result of numerous previous attempts to resolve this issue. I have contacted this creditor numerous times to reasonably resolve a repossession issue, but am getting the run around. I have asked for the payoff amount and am now being told three separate amounts. XXXX is reporting {$7700.00}, XXXX is reporting {$9400.00} with a collections account AND the original account for {$7700.00} meaning that this account is affecting my credit twice, and the creditor themselves are saying the pay-off amount is {$9300.00}. The car was completely undriveable ( a total lemon ) within days after purchase. The dealership ( XXXX XXXX in XXXX NM ) said that the issue of the car shaking immediately after purchase would be covered under warranty and to go to the XXXX dealer. We went to the XXXX dealer and the issue was not covered under warranty. After losing employment due to the car no longer running shortly after purchase, I asked repeatedly for the car to be returned to the creditor. It took months for them to finally come get the car. The car was sold at auction, bringing in earnings and the total amount owed down from the loan. Should this issue remain unable to be resolved, I am requesting this information is REMOVED from my credit report, as it is reporting vastly differently across all three credit bureaus and violating the FCRA regarding fair consistent balances reported across bureaus. I will be escalating this issue should these legal violations continue.
03/20/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 908XX	Web
This collection agency knowingly reports incorrect the " Date of 1st Delinquency '' of an account that the collector acquired. The original creditor was XXXX XXXX. According to the original creditor the " Date of 1st Delinquency '' was XX/XX/XXXX. Therefore the account is not supposed to be on my credit report any longer. The original creditor does n't report this account due to age to any of the credit reporting agencies ( CRAs ). This collector in fact RE-AGED the account. I have disputed the information pertaining to this collection account with all XXXX CRAs. I have disputed " Date of 1st Delinquency ''. Only XXXX " verified '' the information pertaining to this collection account. Other XXXX CRAs promptly removed this account. I have multiple full credit reports ( in electronic format ) from all XXXX CRAs that I received between XX/XX/XXXX and XX/XX/XXXX. These reports conveniently show all information pertaining to this XXXX XXXX account. Reports say : " This account is scheduled to continue on record until XX/XX/XXXX '', " Date of 1st Delinquency XX/XX/XXXX '', " Estimated month and year that this item will be removed:XX/XX/XXXX ''. " Payment history '' on the reports clearly shows that the account was 30 days past due as of XX/XX/XXXX. Again, I have disputed with the CRAs but the collector " verified '' to XXXX. This collection agency knowingly reports false information, which violates FCRA.
08/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IN 46530	Web
This is a notice that XXXX XXXX XXXX XXXX has failed to resolve my dispute. After several attempts at requesting specific documents to resolve this matter, we have not yet come to a resolution. I have sent you a Notice of Dispute Letter and a Debt Validation Letter making them aware of my requests. XXXX XXXX XXXX XXXX has violated the Fair Debt Collection Practices Act, they have communicated with me ( the consumer ) in connection with the collection of a debt, which is a violation because a debt collector may NOT communicate with a consumer in connection of any debt, they have failed to properly respond, failed to provide the requested documentary evidence, and they have failed to provide me with the required disclosures, which are all violations of the law. The erroneous attempts to collect this alleged debt and its erroneous reporting is causing me emotional stress and financial hardships. They have neglected to provide me with the necessary documents on several occasions and they have willfully been noncompliant with my requests. This will be my last and final attempt to resolve this matter before I pursue litigation. They have 15 days from the date of this complaint to comply with my request for monetary relief due to their violations, the emotional stress, and financial hardship they have caused me and my family.
05/15/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 20878	Web
On XXXX, XX/XX/2019, I received multiple calls to two of my cell numbers. Called from a number XXXX, XXXX and XXXX. Left a voicemail with name of XXXX XXXX at XXXX ext XXXX. I did not provide the caller with my telephone numbers or receive a letter. Research the number on XXXX and saw multiple reviews of other consumers stating issues with this scammer. I.E. : XXXX XXXX XXXX reviews a month ago They had my phone number associated some delinquent account & they kept harassing me about a debt that wasnt mine. I tried calling back to speak to a supervisor & they NEVER answer the phone from XXXX XXXX XXXX 5 months ago So does you office close at XXXX XXXX or earlier on Fridays? I've been calling since XXXX XXXX and I'm getting a office closed voicemail. XXXX XXXX 11 months ago I set up my payments with them at the beginning of XXXX, the lady I spoke with was very nice she gave me a compliment and she was helpful with giving me details. I called in today XX/XX/XXXX to cancel my payment for the XXXX and start back on More 1 XXXX XXXX 3 weeks ago Very rude XXXX XXXX a year ago- Scam place do not pay! Currently in a lawsuit against them. They do not report to credit bureaus 2 XXXX XXXX 2 months ago I am being HARRASSED!!!!!!!!!
01/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM 87105	Web
On XX/XX/XXXX I noticed a delinquency on my credit report. I immediately contacted the reporting collection agency to dispute the debt because I thought it was identity theft. I learned from XXXX XXXX XXXX that the original debt was from XXXX XXXX XXXX for XXXX XXXX my ex-husband. We were divorced in XX/XX/XXXX and this debt was for an overdraft of his checking account in XX/XX/XXXX. I disputed the debt as I am not liable for his debts after our divorce nor did I have any knowledge or any part in what happened. I provided our divorce paperwork to XXXX to remove myself from any joint accounts years ago. I was told by XXXX XXXX XXXX that there was nothing they could do and that I was liable for XXXX debt. I immediately contacted XXXX to dispute the debt. I was transferred to a member's resolution specialist. I explained that situation and disputed the debt. I was told that I was liable for XXXX debt because they could not locate a copy of a signed release form. That is not my fault. I did what I had to do to remove myself from any accounts and I am NOT liable for my ex-hsuband's unpaid debts 6 years after our divorce! Please help.
05/14/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30331	Web
The following company RA Rogers INC Collection Consultants has placed there name on my XXXX credit report in attempt to collect a debt that was accumulated as a result of identity theft. The original creditor XXXX XXXX XXXX XXXX was notified of this incident on XX/XX/2019 and have remove there name from all three credit reporting agencies XXXX, XXXX, and XXXX after receiving identity theft report back in 2019. I have included a copy of the identity theft report I sent to XXXX XXXX XXXX XXXX with this complaint. RA Rogers INC Collection Consultants had no right to place there company name on my credit report. I DO NOT OWE THEM ANY FINANCIAL OBLIGATIONS nor do I owe the original creditor XXXX XXXX XXXX XXXX whom they are trying to collect. Failure to remove there name from my credit reports upon receiving this complaint will result in small claims legal action against RA Rogers Inc Collection Consultants. I will be seeking a minimum of {$5.00}, 000 in damages for : Defamation, Negligent Enablement of Identity Fraud, and Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 )
07/13/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30331	Web	Servicemember
Ra Rogers Inc Collection contacted me about a debt their saying I owe XXXX XXXX XXXX XXXX. I don't owe XXXX XXXX XXXX XXXX any money. When the transaction happened I was in Minnesota at the XXXX XXXX having XXXX and XXXX for XXXX XXXX. I did not authorize any transactions that occurred on my XXXX XXXX XXXX XXXX account and I'm not responsible. This company has reported incorrect and fraudulent information to the credit bureaus and I want them investigated. I would like for this company to stop harassing me and ruining my credit for something I did not do.I 'm going to get my attorney involved at this point. As of today i have not received all the transactions info, I requested that this company send me all the transaction on the XXXX XXXX XXXX checking account and they have fail to do so. XXXX XXXX XXXX XXXX informed me back in XXXX this account was closed because I reported someone used my account and this Ra Rogers Inc Collection an old debt buying company obtained a account and trying to collect. They are not getting XXXX XXXX from me because I don't owe it.
03/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	XXXXX	Web
I have an issue with my credit report with XXXX. XXXX report about someone else account on my credit. The name and date of birthday of that girl similar to me and she is getting services from XXXX but did not make a payment of {$220.00} which is due on XXXX XXXX. Because we both have same names and date of birth, so XXXX put this due bill on my credit and going to decrease my credit score. It happened with me second time, earlier they put credit with same name who was customer of bell. Even in my whole life i am not customer of XXXX and XXXX. So, everytime they just match my name and birthday with someone who doesnt pay the bills on time and put myself in trouble. So, that is why, i want to make a complaint against them because they do not check whole information like Social insurance number or other specific documentation. Can you please reach out to them so that they can remove this false information from my credit report. I will look forward to hearing from you. I will really appreciate that if you can help me. Thank you Have a good day.
07/09/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 75219	Web
Attention : Consumer Relations, I recently obtained a copy of my credit report from your service and have found the following items to be in error. I have provided documentation as evidence that the items in question are inaccurate and need to be deleted from my credit report. Item # 1 : I dispute XXXX XXXX XXXX XXXX XXXX, this is not mines. Please delete this account. The company never sent me a notification of debt. Per Section 611 of the Fair Credit Reporting Act, I am requesting that you re-investigate those items indicated, and promptly delete any item that is not valid, is inaccurate, or has outdated information from my credit report. In addition, I am requesting a description of how the investigation was conducted along with the name, address, and telephone number of anyone contacted for information. Please send me an updated copy of my report, and notification that items have been deleted. I will consider 30 days a reasonable time for you to validate these items. Thank you for your prompt attention in this matter.
05/03/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	DE XXXXX	Web
I do not owe this debt to XXXX or R.A.Rogers I recently put in a complaint of Identity Theft against R.A.Rogers.I am now asking for a second time with XXXX provide me with a contract between myself ( Natural Human and original Creator ) and XXXX ( corporation ). Notice A contract is All parties must agree about an offer made by one party and accepted by the other. Something of value must be exchanged for something else of value. XXXX did not produce anything of value, my social and signature did and so did the dealer. My contract was with dealership and they also committed identity Theft. I never signed a form saying reach out to XXXX and give XXXX my personal information. Pursuant 15USC 1681c ( 2 ) 15 USC 1681q ( 3 ) and permissible purpose is not being used and fraud and identity theft has been proven. attachments below. A charge off for over {$11000.00} is being reported and over {$14000.00} is being reported by the NCRAs this is all inaccurate information and identity theft and fraud is being committed.
01/27/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NM 875XX	Web
I just recieved today XX/XX/XXXX a notification from a debt collection Agency : R.A.Rogers INC. The original debt from XXXX XXXX XXXX was for {$340.00}. They would not accept payments and wanted a payoff, I was not in a position to do that, I dont earn enough right now for my cost of living and present bills, I do not have {$340.00} to spare in one lump sum. The bill got ignored for XXXX as I couldnt possibly manage to sum up the full amount. Today the notification from the debt collection agency and they have added a whopping {$560.00} to the debt. Almost twice as much as the original debt, and now triple the original amount oweing. I simply can not comprehend how they think their fee can equate to {$560.00}, Ive never known an ageny to add so much to a debt before, and this isnot my first collection process. Is it even legal to add fees, I know they cant add interest but our fees acceptable? Theres absolutely no way I can afford {$900.00}, Im out of my mind right now! Please help!
10/30/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MA 02128	Web
In late XXXX my checking account with XXXX XXXX XXXX was closed because of unpaid overdraft fee. The final debt was sent to R.A. Rogers , Inc for a total of {$100.00}. I received a letter on XX/XX/XXXX from R.A. Rogers itemizing the debt and stating that " Your check dated up to 30 days in advance will be accepted as payment in full ''. On XX/XX/XXXX I submitted the full payment plus a {$6.00} processing fee through their online portal for a total of {$110.00}. I followed up with the company on the following week and they informed me they had no record of my payment and no record of sending me that letter, and that the real amount owed to them was over {$160.00}. I faxed them my records, including the receipt and a copy of the letter they sent on XX/XX/XXXX. They continued to dispute the letter, and are claiming the extra {$50.00} is " their fee for handling the debt ''. I've disputed this with the credit agency as well but the company refuses to remove it.
05/22/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	DE XXXXX	Web
This is my 3 complaint and request to R.A.Rogers. PLEASE RESPOND VIA CFPB AND OR MY EMAIL. This company can not provide the information Im asking for this is why they are sending me things in the mail. Its also Mail fraud if you continue I will report you. If you cant provide everything the law requires please cease and desist!! I have attached proof that Identity Theft and fraud has been committed 2 of the same contract and only one is correct I do not owe XXXX XXXX XXXX any thing and I most definitely do not owe R.A.Rogers. I have every right to file a lawsuit against XXXX and R.A.Rogers. This company can not show they have Notice 15 USC 1681b permissible, purpose. 15USC 1681q ( 3 ) I did give Authorization to give or use my ID information for any reason to R.A.Rogers or SECU. Neither of these Companies has sent me a true negotiable bill the statements i have received is Mail fraud. Pursuant 15USC 1681a ( 2 ) if I at anytime opt in I am opting OUT!
06/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MA 018XX	Web
I am a victim of identity fraud. Someone wiped out about {$100000.00} from my XXXX XXXX account by opening accounts in different banks and transferring money from the bank. XXXX XXXX XXXX XXXX was one of the bank where part of fraudulent money was transferred. Bank did detect it as a fraud and put hold on the account when fraudster has opened the accounts. However, bank did allow the fraudster to do the bank transaction before account opening requirements were met like proofing documents. I have notified the bank of the fraud and transfer of funds to the bank. Also provided copies of police report and identity theft report. Talk to them couple of times to close the accounts and mark them as fraudulent. However, bank is keep asking for the money which I never received from them. Now they are trying to collect the money. Please see all written attached communication with the bank and reports provided to them. Also attached debt collection notices.
06/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21045	Web
XXXX XXXX reported a debt of {$160.00} to XXXX. I called to inquire, and the receptionist stated she did not see anything in her records because I have not been there since XX/XX/2017. I called the collection agency, RA Rogers, and spoke with Ms. XXXX ( xXXXX ). She gave me account # XXXX, and asked me to call XXXX and get confirmation that the debt is not valid. When I called XXXX back, I spoke with XXXX. She said the debt was so old, it was no longer in the system. However, it appeared I owed a debt of {$160.00}, which was the balance after insurance paid. I paid the debt right away. On XX/XX/XXXX, XXXX XXXX emailed the receipts with full balance paid. I provided these receipts to RA Rogers and asked them to update the credit report. On XX/XX/XXXX, I filed a dispute with XXXX. Despite providing objective evidence, RA Rogers verified to XXXX the balance ( {$160.00} ) is unpaid. As such, the derogatory information remains on my credit report.
10/11/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33150	Web
I, XXXX XXXX, consumer, hereby demand R.A. Rogers , Inc. to cease and desist all communications with me ( XXXX XXXX ) and I hereby demand R.A. Rogers , Inc. to comply with all requirements of Federal law 15 U.S. Code 1692g ( b ) - Validation of debts. In addition, Im aware R.A. Rogers , Inc. Is attempting to collect an alleged debt, R.A. Rogers , Inc. Be aware that your business practices may result R.A. Rogers , Inc . Fined and 20 years of imprisonment according to Federal law Title 18 U.S. Code 894 ( a ) - Collection of extensions of credit by extortionate means ( a ) Whoever knowingly participates in any way, or conspires to do so, in the use of any extortionate means ( 1 ) to collect or attempt to collect any extension of credit, or ( 2 ) to punish any person for the nonrepayment thereof, shall be fined under this title or imprisoned not more than 20 years, or both. with prejudice! XXXX XXXX ALL RIGHTS RESERVED UCC 1-308
07/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07305	Web
I am lodging a formal complaint against ra rogers Inc collections. This debt collector has been reporting derogatory information on my three credit reports for a debt in the amount of {$13000.00} from XXXX XXXX XXXX XXXX. I have never been associated with this credit Union in my life. I have lived in XXXX XXXX NJ my whole life. I have never received anything in the mail from this company advising me of this balance. Which is a violation of the FDcpa. Debt collectors must send a notice to consumers which gives the consumer 30 days to dispute validity. I've never received anything from them. No mail, no phone calls,. Nothing. I am in the process of purchasing my very first home for my family and I ... and this derogatory account is holding me back from reaching our goals. I'm requesting immediate deletion of this account from my credit reports. XXXX, and attorney general complaints will be filed if this account isn't deleted.
07/02/2019	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 95206	Web
I am constantly receiving harassing phone calls from this company. I had no knowledge what the calls were for but they just kept calling. They would even call my number at XXXX my time. However, I finally received a collection notice about a debt they said I allegedly owed to a company card XXXX XXXX. I have never heard or the original creditor and learned they are back east. Anyway I contacted the company A. Rogers Inc in writing to let them know they have the wrong person and that I am not in debt to XXXX XXXX. I requesting that they also stop contacting me via phone or in writing. After that the calls got worse- at least 5 times a day and still starting at XXXX. After that I received another collection notice from MS. XXXX at XXXX XXXX stating I owe a much higher amount than the previous collection notice.
09/30/2016	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	TX 78254	Web	Servicemember
From my credit report : In XXXX, XXXX XXXX charged off the credit card account balance ( XXXX ). In XXXX, 2 years later, R A Rogers, INC collection consultants purchased the bad debt from XXXX XXXX. Currently, both parties are reporting on my credit report, being penalized twice for the same debt. Additionally, I have never received communications from Rogers Inc. in relation to the purchase of bad debt or the notice of right to dispute. Is there not a statute of limitation on when the debt can be sold/purchased? Is there something in FCRA, FDCPA, UDAAP that states it can not be reported twice on the same credit report? It seems unfair to be penalized twice through credit bureau reporting. Something does n't feel right with this process. It is damaging my credit history and it needs to be addressed.
01/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 22401	Web	Servicemember
I file a complaint earlier against this company and they responded that I have file five compliants againt their company about this collection. I was unaware that their was a medical collection on my credit report until I applied for a car loan and was told that a medical collection was place on my credit report, that was XX/XX/2018. I was never notify by the hospital or a collection agency that I have a medical collection. I learned about this collection from the creditor whom I applied for a car loan. That when I disputed this collection not five times that the collection agency is claiming which is false. I receive a recent collection notice from them for first time about this debt. l am submitting a copy of the collection letter that was sent along with the hospital payment history.
07/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	VA 22191	Web
I owed HUD XXXX XXXX XXXX ( XXXX ext. XXXX ) over {$2500.00} in debt. On XX/XX/2019, I settled with RA Rogers INC. ( XXXX ) and paid around {$2200.00} in total, in which HUD XXXX XXXX XXXX agreed to the settlement. According to RA Rogers, it would take around 30 business days from the date to be updated to the credit bureau and they would informed HUD XXXX that I'll paid the debt. As of XX/XX/2019, the account is shown still not paid off. I called XXXX several times, including today, XX/XX/2019, and they NEVER returned my phone call. In additional, according to XXXX XXXX call center representative, they confirmed that RA Rogers INC have informed that I've paid my debt to them. Because of this, I've been denied of a couple of things that are crucial to me and my family.
10/20/2020	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	MD 20721	Web	Servicemember
I contacted RA Rodgers, a collections agency in Maryland to send me a professional letterhead with my payment History on it for each authorized payment and not a lump sum, like they been doing. They keep lumping separate payments into a lump sum on paper And my creditor does not understand this and they do it intentionally. They have not given me a professional looking payment letter that references the accounts in question and the lender in question or their company.They also have not reported any payments to the credit bureau even after telling me they do. I never got one thing in the mail or by fax and they argue on the phone about doing their job. They keep denying me information to verify my debt.
09/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ XXXXX	Web
I Received a phone call first from a representative saying that he was calling me for a negative balance with XXXX XXXX. I couldn't believe it there was no way I had a negative balance with them. I asked him to send me all the paperwork showing that I owed this. I haven't received it. On XX/XX/2019 I received an alert from my XXXX, XXXX and XXXX credit reports saying a new collection account was added to my credit report. The collection account was from RA Rogers Collection. No this is not right this is not mine. I have attached a police report and FTC Affidavit and I have furnished this via USPS to RA Rogers and all three credit reports. Remove this close this account and leave my be.
05/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 22191	Web
I have asked R.A Rogers Inc to validate a collection they are reporting on my credit reports on XXXX/XXXX/16, XXXX/XXXX/16, XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
06/02/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MD 20737	Web
I have asked RA Rogers Inc to validate a collection they are reporting on my credit reports on XXXX/XXXX/16 and XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on XXXX of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
11/06/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 480XX	Web
I received a letter from R.A. Rogers Inc dated XX/XX/XXXX. A collection that was placed by XXXX XXXX XXXX XXXX for a amount of XXXX. This is the only letter I have from R. A. Rogers Inc. This account appeared on my credit report without giving me 30 days to dispute a portion or all of the validity of this debt. The date on the letter is XX/XX/XXXX the date I got the alert about a new collection on XXXX XXXX was XX/XX/XXXX the actual date it was reported was XX/XX/XXXX. It takes 30 days to appear on your report. How is this reporting fair. This collection is on my report before anything is verified.
12/06/2018	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	TX 78216	Web
I settled out an auto loan with XXXX XXXX XXXX XXXX XXXX on XX/XX/2018 and I have a letter from the credit union dated XX/XX/2018 indicating I settled out the account for {$3500.00}. I received a collection notice from R.A Rogers dated XX/XX/2018 indicating I owed {$6800.00}. I called the credit union on XX/XX/2018 and I spoke to a representative at approximately XXXX indicating the loan had been settled, I asked how the agency got my information and thought I owed the bill. I was told the credit union never notified the collection agency I had settled out the account.
03/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	VA 22192	Web
I received a letter from R. A. Rogers Inc. around XX/XX/2017 that a bill was owed in the amount of XXXX plus interest {$140.00} = {$1000.00}. There was no documentation or paperwork sent to indicate that a bill was owed to R.A. Rogers Inc until this collection notice around XX/XX/2017. The letter indicated that I had 30 days to either dispute or pay the bill. I am currently writing a letter to dispute the bill. This is the first collection notice of XXXX that was received from this company. Companies should have periodic updates to ensure accountability.
04/06/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA XXXXX	Web
My identity got stolen around 6 years ago from my car with my wallet I am disputing the following fraudulent accounts that are not mine these accounts are fraud R.A. ROGERS INC COLLECTION ORIGINAL CREDITOR XXXX XXXX XXXX XXXX ACCOUNT # XXXX AND OPENED AROUND THE YEAR 2016 I am a victim of identity theft and I never opened THIS account again I am a victim of identity theft and i never opened this account its fraud. I am a victim of identity theft and this account is not mine. Fraudulent address XXXX XXXX XXXX XXXX CA XXXX
05/04/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MD 21206	Web
I have no knowledge of who this company is or what this debt is. I have never received a letter or a telephone call from this company that I owed this debt or that it was being reported to the credit bureaus. I didnt receive any notices of my rights to dispute or any any information to verify the debt which is a violation of FDCPA 809 ( a ). This debt just popped up on my XXXX, XXXX and. XXXX credit reports as a collections account. Therefore I am requesting that it be removed from all of my credit files immediately.
10/18/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75080	Web
I have become a victim of Identity Theft and have had several credit accounts and collections show up on my credit report over the past few months. With the recent data breaches I am certain my information was leaked from this and shared. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas. The individual I've suspected for this theft is now deceased, and the police department said to contact the federal trade commission to seek relief.
09/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20772	Web
I received correspondence from R A Rogers stating I owed a balance to them. I have sent a letter to XXXX XXXX XXXX XXXX a request for validation as well as a contract of a signed contract with them and they have not provided either. Then I was threatened by someone whom identified themselves as a lawyer of a lawsuit. I have not entered into any contractual obligation with them so how can they report a date opened, date closed, account number, date of status, as well as status.
08/24/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07631	Web
I recently received a copy of my credit file from three major credit bureaus and contain inaccurate information by your company. The report contains an amount of : {$1100.00} Account # XXXX. I did not make or authorize this charge. I am requesting that the charge be removed on all accounts from your company record and remove ASAP from three major credit bureaus. Disputed Account # XXXX Original Creditor XXXX XXXX XXXX XXXX. Total Amount Claiming : {$670.00} and {$960.00}
03/28/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 225XX	Web
I sent out a letter in XX/XX/XXXX to R.A. Rogers Inc. for them to validate a debt that is currently being reported on my credit file as I sent out one in XX/XX/XXXX and never received a validation. I received a letter in XX/XX/XXXX saying they sent out one previously and will not be sending out another letter to validate the debt but has stated that they will ignore all other request from me that I send to validate the debt.
11/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11735	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not satisfied that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX ). Per FCRA, reporting must be 100 % accurate or the information must be removed.
01/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22401	Web	Servicemember
I was not aware that a medical collection was on my credit report until I apply for credit. I contacted the collection agency to no avail and learned it was a hospital debt that I paid. I contacted the hospital and they confirm the debt was paid. I again contacted the collection agency to follow up with the hospital and they refuse. I also requested a copy of the debt and the collection agency refused.
09/11/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 20910	Web
R A Rogers Collection Consultants Put a negative information on my credit without contacting or verifying or giving me the benefit to dispute. I'm not even sure if they are legally supposed to report me to the credit bureau. I reached out to them to tell them that the information was wrong they did not want to hear me an told me to file a police report that's the only way they will do anything.
04/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19114	Web
Hi my name is XXXX XXXX I paid off an account that was in collection over a month ago. Ra Rogers ( XXXX XXXX ). This account is not coming off of my credit report. It is still showing a balance of {$470.00}. I disputed this transaction with an attachment from ra Roger showing this has been paid. The dispute was denied stating the information reported is correct. I would like this to be fixed
12/07/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 22191	Web
On XX/XX/17 I contacted XXXX XXXX XXXX XXXX XXXX and spoke to XXXX XXXX. I asked her if her company had debt that I owed them. She looked up my name and said " No it was sent back to XXXX XXXX XXXX XXXX '' I said well your company continues to report this on my credit report would you please stop. She became Irate and told me to dispute it through the credit bureau and hung up the phone.
01/26/2018	No	Debt collection Auto debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 11236	Web
The account was opened in XX/XX/XXXX. The company has continue to call me and also send threathening letters to me in regards to this debt. I explained to them numerous time that this account was paid off by the gap insurance that I purchased. The car was a total lost after Hurrican Sandy and it was paid off by the car insurance and also the remainder was paid by the gap insurance.
02/01/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	VA 220XX	Web
This morning I received a phone call about a debt I have with the XXXX XXXX XXXX. I acknowledge that I have a debt but never received paperwork from the company collecting. I have been in contact with XXXX XXXX XXXX to take care of this. The gentleman 's tactics were not only rude but he didnt do much of explaining. Also, he called my husband in regards to this.
10/31/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MD 20602	Web
Today by XXXX I received a collection letter from R.A. Rogers , Inc attempting to collect a debt from creditor XXXX XXXX XXXX XXXX on a XXXX account that was paid in full I believe around 2013. I have a concern with the collection fees with R.A Rogers {$5500.00} on this account. Please address this with R.A. Rogers this same like some kind of SCAM.
09/02/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	TX 77070	Web
Collection agency failed to respond to validation request per Texas finance code TFC 392. In retaliation, agency illegally reported to credit bureau. Collection agency is NOT bonded for collection in Texas, thus is unlawfully attempting to collect an alleged debt. They must remove BOTH trade lines from credit report or will be sued.
06/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 20904	Web
In accordance With The Fair Credit Reporting Act XXXX R A Rogers inc account # XXXX has violated my rights. 15 U.S.C 1681 Section 602 A states I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without written instructions.
01/08/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21221	Web
I have no knowledge of debt. Contacted collections and original creditor and XXXX parties have yet to provide accurate validation or liability of debt that 's in collection. Having called numerous times to resolve this matter they have been extremely rude and lack customer service to resolve this issue.
08/09/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	CO 80124	Web
This company constantly calls from different numbers and called my ex wife when they should not be. They have been told to stop, but will not.
09/11/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20910	Web
XXXX is reporting them on credit and I was never notify by them or XXXX or given the chance to dispute the inaccuracy.
09/16/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NJ 07501	Web
This information is incorrect, fraud, please delete this information. ra rogers inc coll consultants.
08/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 20111	Web
RA Rogers reported a collection on XXXX credit report without following Fair Debt Collection Act.
07/12/2016	Yes	Debt collection Auto	Taking/threatening an illegal action Attempted to/Collected exempt funds	AZ 85029	Web
XXXX XXXX threatened he would seize food stamps that me and my sons receive to live.
01/26/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 22315	Web

01/25/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30062	Web	Servicemember

01/22/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 75056	Web

01/17/2024	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 33068	Web

01/06/2024	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	GA 30308	Web

01/03/2024	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	FL 33872	Phone

12/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98007	Web

10/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22306	Phone

10/03/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20910	Phone

08/29/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ 08068	Web

08/23/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 30081	Web

08/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89139	Phone

08/04/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MD 20814	Phone	Older American

08/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 10306	Web

07/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10306	Web

07/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10306	Web

07/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	WA 98007	Web

07/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10306	Web

06/30/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MD 20814	Web	Older American

06/23/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75503	Web	Servicemember

06/21/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	DE XXXXX	Web	Older American

04/20/2023	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	DE 19973	Web

04/05/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NM 87105	Web

03/23/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	LA 70835	Web

02/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30339	Web

02/12/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AL 36832	Web

02/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 20110	Web

12/28/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MD 21044	Web

09/11/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MD 20879	Web

12/06/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NM 87507	Web

11/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 21144	Web	Servicemember

11/04/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	FL 33872	Web

10/27/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	OH 45238	Web

10/05/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NM 87507	Web

08/24/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	NH 03045	Web	Older American, Servicemember

07/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 20783	Referral

06/07/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 21202	Web

05/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 20152	Web

05/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33056	Web

05/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 20152	Web

04/28/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21133	Web

04/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 20152	Web

04/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	VA 20152	Web

04/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	DE 19711	Web

03/31/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NJ 07508	Web

02/14/2021	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	CT 06511	Web

01/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21206	Phone

11/09/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89101	Fax

08/18/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CO 80015	Fax

07/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30274	Web

07/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30274	Web

07/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	XXXXX	Web

04/29/2020	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	MD 21061	Postal mail

04/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 20124	Referral

02/26/2020	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 20121	Web

02/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	MD 21208	Web

07/17/2019	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TN 38114	Web

06/24/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11420	Web	Older American

06/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 21208	Web

06/07/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	MD 21206	Web

03/11/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 22401	Web

03/06/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	DC 20016	Web

02/16/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21208	Web

09/05/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21702	Referral

09/05/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21702	Referral

12/21/2017	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	AZ 85295	Web	Servicemember

11/16/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08015	Web

11/14/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08053	Web

10/24/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 17268	Web

10/22/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21208	Web

10/09/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08015	Web

08/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21229	Phone

08/02/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21230	Web

04/27/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21826	Web

02/20/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21208	Web

02/12/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20735	Web	Servicemember

12/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 75001	Web

10/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 21793	Web

06/28/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 22191	Web

06/28/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 22191	Web

04/04/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21213	Web

03/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20716	Web

01/28/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DE 19901	Web

01/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 23834	Phone	Servicemember

12/04/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 20724	Web

10/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	MD 21208	Web

05/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	VA 22191	Web

04/20/2015	No	Debt collection Credit card	Communication tactics Called after sent written cease of comm	FL 33572	Web

03/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75165	Web

01/07/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94188	Web

11/29/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	WI 54494	Web	Servicemember

11/29/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	WI 54494	Web	Servicemember

10/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MA 02186	Web

10/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	DC 20001	Web

10/03/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	MD 20743	Web

06/04/2014	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	NC 27529	Web