Professional Adjustment Corp. of S.W. FL., Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 339XX	Web
Re : Request to Reinvestigate & Delete Accounts Re : Full name : XXXX XXXX XXXX SS # : XXXX Date of Birth :XX/XX/XXXXCurrent Address : XXXX XXXX XXXX XXXX XXXX, Florida XXXX Legal Department, I am a victim of identity- theft, I am writing to request that you block all the following fraudulent accounts in my files with XXXX , XXXX , and XXXX. This information does not relate to any transactions I made. I did not authorize anyone to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim files an affidavit it shall be honored by all credit bureaus and all fraudulent information must be blocked within 4 days and proper notification shall be given to all furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General with legal action of your companys unlawful collection practices, misrepresentation of reporting inaccurate debts, and noncompliance to adhere to laws enacted to help who are victims of identity-theft. I request that an extend fraud alert be placed in my file explaining that fraudulent applications may be submitted in my name. Do not extend credit without first contacting me personally and verifying all applications. The below-listed accounts by the Original Creditors, who have reported these accounts within my credit reports, were not opened by me. I also did not give my authorization for anyone else to open these accounts. Someone else of who did these that I did not know. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from out go my credit files. 1.PROFESSIONAL ADJUSTM bal. {$680.00} 2.PROFESSIONAL ADJUSTM bal. {$680.00} 3.PROFESSIONAL ADJUSTM bal. {$680.00} 4.PROFESSIONAL ADJUSTM bal. {$1000.00} 5.PROFESSIONAL ADJUSTM bal. {$680.00} 6.PROFESSIONAL ADJUSTM bal. {$440.00} 7.PROFESSIONAL ADJUSTM bal. {$40.00} 8.PROFESSIONAL ADJUSTM bal. {$440.00} 9.PROFESSIONAL ADJUSTM bal. {$440.00} 10.PROFESSIONAL ADJUSTM bal. {$34.00} 11.PROFESSIONAL ADJUSTM bal. {$650.00} 12.PROFESSIONAL ADJUSTM bal. {$960.00} 13.PROFESSIONAL ADJUSTM bal. {$490.00} 14.PROFESSIONAL ADJUSTM bal. {$1000.00} 15.PROFESSIONAL ADJUSTM bal. {$1000.00} 16.PROFESSIONAL ADJUSTM bal. {$910.00} 17.PROFESSIONAL ADJUSTM bal. {$910.00} 18.PROFESSIONAL ADJUSTM bal. {$960.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity-theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity-theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 5 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers
09/06/2017	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	FL XXXXX	Web
yesterday, I called the professional adjustment corp to be presented to the owner named XXXX. I sent a letter asking for verification for this alleged debt, I was sent procedure codes, pretty much my medical history on four accounts that at the time I had no knowledge of. I called the original creditor to speak with a representative on the phone for an hour explaining to her that I never gave permission for a debt collector to have this information as this contains sensitive information regarding hippa. to even get my own information from the records department, I must pay for it, but it scares me to no end how this collection agency could have my medical information. fast forward I called this XXXX on XXXX-XXXX-2017 explaining to her that she had violated hippa enforcing the laws of the fcra for consumers, she immediately got very defensive as she started yelling over the phone and to tell me do what I need to do. since phone calls are monitored and recorded, I kept this on record because as a consumer I do n't need anyone talking to me with such disrespect. I am a grown man and will and shall tolerate it. she slammed the phone in my face afterwards and hung up on me. she has knowingly violated the law. I do not acknowledge the debt because I never signed a contract with this agency. She also called me a liar over the phone an accused me of not speaking to the original creditor which I did as soon as I received her letters. I was on the phone with the original creditor when she too hung up in my face. funny how you expect us to follow the laws but here you are breaking them in multiple ways which by the way of violating my rights. XXXX is very disrespectful and have no regards to the law. I will not back down from this and I demand all trade lines to be removed from my credit profile, you are slandering my reputation. again, I have never gave this agency permission to access my medical information. I have no contract with the professional adjustment corp and there is no bill that states I have a contract with the professional adjustment corp. they did n't provide any service that I signed for. I will also let all three credit bureaus know that this agency has taken my information without my consent which also constitutes a fraud. you have access to my medical records without my consent, two you are accessing my credit profile without my consent, three you have opened 4 accounts which your agency has failed to sent me a letter about this alleged debt. I want this off my credit profile.
12/28/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32725	Web
XXXX XXXX, XXXX SOC SEC # XXXX DOB XX/XX/ ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX PROFESSIONAL ADJMNT CO XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious PROFESSIONAL ADJMNT CO XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXXXXXX, XXXX SOC SEC # XXXX DOB XX/XX/ ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX
12/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL XXXXX	Web
You are currently reporting debt to my credit report XXXX and as allowed under the Fair Debt Collection Practices Act, I am requesting that you allow me to validate the alleged debt. I am aware of a debt with XXXX XXXX XXXX XXXX XXXX XXXX XXXX but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of XXXX ), to protect my privacy and medical records from third parties. I do not recall giving permission for XXXX XXXX XXXX XXXX XXXX XXXX XXXX to release my medical information to a third party I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization, therefore my request is twofold and as follows ; Validation of Debt and HIPPA Authorization - Please provide a breakdown of fees including any collection costs and medical charges - Provide a copy of my signature with the provider of service to release my medical information to you - Cease any credit bureau reporting until debt has been validated by me Please send this information to my mailing address listed above and accept this letter as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, and reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from your collection agency. I will await your reply with the above requested proof. Per the standard, you have 30 days in which to respond to this request, or this debt will be considered invalid, and removal from the credit bureaus expected or damages will be sought after. With Regards,
04/08/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33908	Web	Servicemember
In or about XX/XX/2019. The VA sent me ( I'm a XXXX veteran ) to XXXX XXXX XXXX in XXXX XXXX to get an X-ray. They sent me there because facilities at the VA Clinic in XXXX XXXX Florida were not available for the test at that particular time. I am eligible to have 100 % of my medical bills paid through the XXXX and they intended to pay the bill for this service. Although I do not use Medicare, I have the regular 80 % coverage. I have it only as a back up plan and do not intend to use it as long as there is no problem using the XXXX ( which is superior coverage ). When I did the intake at XXXX XXXX I informed them I was a XXXX Veteran gave them my paperwork from the VA and presented my VA ID. for them to receive payment. VERY IMPORTANT : I never told them that I have any Medicare coverage or that they should use medicare to pay this bill. The Hospital knows that my VA ID is the same as my Social Security Number. The next thing I found out after a couple of months was that XXXX XXXX XXXX XXXX, from XXXX XXXX XXXX had charged Medicare for the bill and had been paid except for the 20 % of the charge that is either paid by the patient or the patient 's supplemental insurance. Since this occurred I have been in contact with XXXXXXXX XXXX XXXX XXXX, the VA and the Collection Agency. Everyone agrees that the VA stood ready and willing to pay this bill but nothing happens and it appears as a {$180.00} collection on my credit report with XXXX, credit reporting agency. This is a error from XXXX XXXX XXXX XXXX. Professional Adjustment Corp ( collection agency ) is not presently dunning me but will not remove this item from my report. XXXX XXXX XXXX XXXX is either lazy or a little bit evil. I want this item removed from my credit report. It should not be there and I don't owe it. XXXX XXXX
03/29/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 331XX	Web
I am being billed for an amount due that comes from an invoice that was altered after I/we signed the invoice for purchase of a sectional sofa at XXXX XXXX XXXX XXXX. XXXX # XXXX totaled {$9700.00} and seller registered in their books as {$12000.00}, and sent the difference to collections. I wrote the collection agency and disputed the {$2400.00} charge and asked for validation of the debt. I also asked them not to report this to credit bureaus since I did not recognize this debt and did not owe money to their client. Professional Adjustment Corp. SW FL Inc , went ahead and reported this debt to credit bureau XXXX Their first response to my debt validation request was a statement from their client ; no invoices or other documents. Again, I wrote requesting all supporting documents and later received all invoices. It was then that I realized the original invoice had been altered and sent them a copy of my original, signed invoice along with their altered invoice and statement reflecting incorrect amount. All correspondence was sent via certified mail. I can provide supporting documents. Store attempted to collect this amount prior to delivery and I disagreed and went personally to the store to try to find where the open balance was coming from ; no one in the stores business department had the answer, so delivery was scheduled and furniture was installed in our home. I disagreed and disputed this balance from the time I was made aware of its existence and have proof all invoices were paid entirely using my credit card. I now learn through the collection agency that the original invoice was altered after being signed and paid for and that XXXX XXXX XXXX XXXX knowingly and deliberately submitted a false, inflated invoice.
02/08/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40241	Web
I had XXXX XXXX in XXXX with XXXX XXXX XXXX at XXXX, XXXX and XXXX Specialists of Florida. I went to the follow up appointment and specifically said I did not want any procedure done because I did not want a $ XXXX bill to come to me for simply looking up my nose when I knew I was healing good. My grandmother, XXXX XXXX, was right next to me and a witness to this. They said okay, no problem. I get called to the back and I also informed his nurse or whoever it was that did my vitals and asked me some questions that I did not want an additional procedure done today. He also says okay, no problem. The doctor comes in, we talk and I leave. Before leaving my grandmother wrote a check for whatever else was owed. No procedure was done. I get a bill for almost {$500.00} later. Ive talked with the people in the office about this and they are so rude and disorganized it got absolutely no where. I also submitted through XXXX that this get taken off which also got no where. During the process of me challenging the almost {$500.00} debt, an additional debt showed up from the same practice. This time almost {$700.00}. HOW?! It says the debt is from XX/XX/XXXX but I wasnt living in Florida during XXXX. The last time I saw this doctor was in XXXX. I have absolutely no idea where the second debt is even coming from. And its usual it appears for the first time ever while Im disputing another debt from them. I seem to not be the only one having issues with this practice. If you check the reviews to this place you will see that this seems to be a common thing they do to people which goes completely unchecked.
10/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33971	Web
Re : Professional Adjmnt Co acct # XXXX, # XXXX, # XXXX, and # XXXX Dear XXXX XXXX XXXX, I have never received any written correspondence from this company. Professional Adjmt Co reinserted a collection ( s ) to my credit reports with XXXX, XXXX, and XXXX that results from crime ( s ) that have taken place. This is invalid. I didn't received any services or goods from the original creditor. However, I am still held responsible for this debt. You also have violated the FAIR DEBT COLLECTIONS ACT by adding a collection to my credit reports without my knowledge. Furthermore, you are also in violation of the FAIR CREDIT REPORTING ACT by reporting inaccurate information to data furnishers XXXX, XXXX, and XXXX. You were froward copies of an FTC Identity theft report and a sworn copy of an identity affidavit. Still you fail to comply with laws you are legally binded to adhere to. Failure to comply shall led to legal actions with Professional Adjmnt Co if this debt isn't removed. All the appropriate paperwork was notarized then froward to your company from the following credit bureaus XXXX, XXXX, and XXXX. Lastly, I am not responsible for the outstanding of these debts due to be incarcerated as well. Please take all documentation into consideration and delete these accounts. Thank you.
08/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34104	Web
I've made two attempts via the XXXX dispute process to resolve this matter, the most recent being XX/XX/XXXX. XXXX XXXX and I had a dispute over the amount of a larger bill that also included this bill of {$28.00}. Once resolved, payment was made to XXXX XXXX on XX/XX/XXXX. I have not received any written attempts from Professional Adjustment, Corp of SW FL Inc. to my knowledge requesting payment. I only noticed the erroneous collection, reported to the credit bureau, on my credit report. I have provided proof of payment and the above information to XXXX who has stated that Professional Adjustment , Corp of SW FL Inc. has reported that the collection was correct. I have not been delinquent on any bills over the past 20+ years, let alone one for {$28.00}. My credit score ranges from XXXX depending on the credit reporting agency and report date. To have an erroneous delinquent credit collection on my report is negative and the company has not proven that I owe money to them. I have proven that I don't, but XXXX have not taken this off my credit report. This complaint is both with Professional Adjustment , Corp of SW FL Inc. and XXXX Credit Bureau, but I didn't want to waste CFPB time by making two separate reports for such a small amount.
12/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33916	Web
received a debt collection letter from Professional Adjustment. I sent them a debt validation letter requesting the company to send me proof showing that I owe this debt. I requested a proof of a signed contract between me and the creditor and the debt collector with my signed signature in ink, they failed to send that, I requested an agreement with XXXX XXXX XXXX between Professional adjustment that grants them authority to collect on this debt, verification that this debt was assigned or sold to collector, information that this company is licensed to collect in the state of Florida, but I did not receive any of the documents. I only received a copy of a bill and that does not validate the debt. In the US law encyclopedia, XXXX XXXX, 73 am Jur 2d. Sections 90-93 ; it says that one can not subrogate onto a contract that they were not original on, did not have any interest to protect, and then claim successor in rights and interests. Thus, when an original credit sells the debt, they give up their rights to collect on the debt, but they did not give these rights to the collection agency. The collection agency can not act as a substitute for the original creditor.
05/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33183	Web
To whom It may concern. I'm currently writing to file a complaint on behalf of Professional Adjustment CO. Located XXXX XXXX XXXX, XXXX XXXX Fl XXXX. I've attempted to contact this company in regards to verifying and removing this debt. This company has yet to provided me with any sort of written documentation as to the validity of the debt as I don't believe the debt is mine. The alleged debt is for {$130.00}. The account number in question is # XXXX. I've been trying to get them to remove this error on my credit report since XXXX of XXXX. They refused to remove the debt from my credit report. On XX/XX/XXXX I contacted Professional Adjustment Co, I offered to pay the debt even though that I told them that I don't think it's my debt. In return I asked for a removal from my credit report upon them receiving full payment, they still refused a pay for deletion offer. They were extremely rude and unwilling to cooperate. I just want this false debt to be removed from my credit report.
08/23/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30906	Web
To describe what happened I'd like to start by explaining that the debts were originally owned by " XXXX XXXX XXXX XXXX '', " XXXX XXXX '', and " XXXX XXXX ''. I'm not sure when those debts were purchased by " Professional Adjustment Corporation '', but I also didn't receive notice rather I identified negative reporting connected to my sole proprietorship on my " XXXX '', " XXXX '', and " XXXX '' accounts. I was discriminated against by XXXX XXXX who I was told was assigned to my account. I reached out to the company via email on XX/XX/XXXX @ XX/XX/XXXXEST after our initial contact to create a level of understanding, but it felt from the way XXXX spoke to me during our second conversation that my wants and needs were disregarded specifically their role in our relationship. I contacted the company a second time and did inform them of the discrimination and that I will file legal action.
07/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34116	Web
Professional Adjustment Corp. SW FL Inc is reporting a negative account to XXXX and XXXX that I do not owe them. I have asked them for validation of debt and they responded by sending a bill from XXXX XXXX that does not contain their company name anywhere, does not have my signature, or an original contract. A bill does not count as validation of a debt. Because they have failed to validate the debt I would like this removed from my credit. Also, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allow the release of limited information about me but anything more is to only be revealed with the patients authorization.
07/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33971	Web
To whom it may concern : I have sent three letters to Professional Adjustment Co XXXX XXXX XXXX XXXX XXXX, FL XXXX Dating XX/XX/2020, XX/XX/2020 asking them to verify the debt of medical bills {$150.00}, {$330.00}, and {$400.00}. After 30 days haven't received a response for {$330.00} but on XX/XX/2020 received verification of the a debt of {$150.00} and {$400.00}. I have responded with a letter on XX/XX/2020 asking for validation and poof for the medical debt. Under the Fair Debt Collections Practices Act, I have the right to request validation of the debt you say I owe. By furnishing my account information to any collection agency is not in compliance with HIPPAA or Florida 's Privacy Act, and any subsequent reporting of these account on my credit reports to XXXX, XXXX, and XXXX is clear violation of Public Law 104-19. Sincerely, XXXX XXXX
05/08/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32703	Web
XX/XX/XXXX I wrote a letter to Professional Adjmnt Co. asking them to validate the debt they stated that I owed them and they merely sent me a one page letter with a balance indicated without any information as to what this debt was for exactly. XX/XX/XXXX I advised them that they should not continue reporting this account without properly validating the debt. XX/XX/XXXX I notified them that they are violating the laws by not sending me necessary proof that the account belongs to me and that they in fact have a right to collect the debt. XX/XX/XXXXI took a closer look at my credit report and noticed this collection appears to be re-aged it's reporting XX/XX/XXXX( XXXX ) and XX/XX/XXXX ( XXXX ) which I am mistaken is a violation as well. I notified the bureau of this potential violation and the account continues to report.
01/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33012	Web
On XXXX XXXX, XXXX, I mailed a validation letter to XXXX XXXX XXXX for the debt for {$310.00} they are reporting on my file. USPS Tracking : XXXX XXXX XXXX XXXX XXXX ). It has been more than 45 days since they 've received the document now and I still have n't received any validation of the debt from them. I communicated with XXXX and they advised me to contact The Collections Agency, which I did, however no response. This company has violated the Fair Credit Reporting Act and I have will pursue legal remedies if the item is n't removed from my credit report. They never updated the credit bureaus with the item being in dispute, neither did they respond to me. This company needs to be held accountable for their lack of compliance with the Fair Credit Reporting Act.
05/08/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 34761	Web
I checked my online report recently and discovered that there is a Professional Adjustmen XXXX collection that is incorrectly being reported to my credit. It seems they are asking for {$1300.00} and the account number is " XXXX ''. I did not receive any notice with a right to dispute before this was reported to my credit. This is concerning because I do not know who this company is or why they want me to pay them such a large sum of money. I 've done some research online and this company has been involved in several scam stories for many consumers. Considering their history, I am not about to reach out to this suspicious company when I do n't even know what this debt is for. They need to explain who they are and why they want me to pay them {$1300.00}.
10/31/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL XXXXX	Web	Older American
Professional Adjustments is representing XXXX XXXX in collection of a doctor 's bill. They will not cooperate in correcting this error. They reported that a bill for {$320.00} is owed. It appears on my credit report and is very damaging. I do not owe the bill and when I called them they said they did not place it in collection, although it is their name, address and phone number referenced on the report. Their rude, ignorant attitude is unbelievable because they will do nothing to correct the situation XXXX call credit bureau ). It is causing havoc in my life as I am buying a new house and will cause a higher rate if not corrected. The physicians who use them should realize the horrendous customer service they provide.
04/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33612	Web
I had an emergency that i ad to use a ambulance in the road. The ambulance took me to the nearest hospital. I filled all the information so that the bill can be submitted to charity. Most of the bill was submitted to charity, except for XXXX bills. Those bills were sended to a collection agency. The collection agency send me a notification for the medical bills. I called the hospital and gave all the information they needed, and they told the that the remaining bills were going to be submitted to charity. I thought that the hospital took care of the situation, and the debt was discharged by the hospital. After that the collection agency reported the balances to my credit report. I pay the full total of the balance.
03/29/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	FL 339XX	Web	Older American
Professional Adjustment Corp. Of XXXX. FL., IncXXXX are the worst company ever, underhanded and not at all repeatable! I made arrangement to pay them on the XX/XX/XXXX and there were sent a copy of the check dated for XX/XX/XXXX. They immediately create a draft check on XX/XX/XXXX and took funds prior to they were available.This caused an insufficiency in our Bank account and this is FRAUD. I want to make sure that this never happens to anyone else. I will find ever place to post this experience with Professional Adjustment Corp. Of XXXX. FL., Inc.. Both posting on the internet and to the BBB. I am totally discussed with the creditability of Professional Adjustment Corp. Of XXXX. FL., Inc..
07/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34109	Web
Services at XXXX XXXX XXXX were not submitted by them to our insurance carrier, XXXX. These services were provided in XX/XX/XXXX. We never received billing for the services until a Final Notice was sent XX/XX/XXXX, almost 5 months after the service. Within two weeks we received a notice from a collections agency for the debt in the amount of {$360.00}. The Final Bill from the provider indicated our insurance had been billed when in fact this was not the case. The provider admitted they had not submitted to insurance but claimed it was now too late. We contacted XXXX who indicated we could submit the claim directly which we did. According to XXXX they have paid the claim.
06/17/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33904	Web
I have asked Professional Adjustment to validate a collection they are reporting on my credit reports on XXXX/XXXX/16, XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on XXXX of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
08/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web	Servicemember
Collection company never contacted me about any outstanding bill I contacted them when they appeared on my credit report showing a bill was open XX/XX/2018 and appearing on my report effective XX/XX/2018. The alleged bill is not open over 60 days and I provided proof of insurance. They indicated because they can not verify insurance they are requesting I contact other office until they could verify my information. I have no debt with them, they claim I owe them monies and never received a bill from them. They received proof via fax of medical coverage and still refuse to remove. They are not complying with CFPB.
07/07/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 34119	Web
I have asked Professional Adjustment Corp to validate a collection they are reporting on my credit reports on XXXX/XXXX/15 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
10/26/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33990	Web
I recently received an update on my credit report that a bill from the XXXX XXXX XXXX XXXX XXXX has been sent a collection agency on XX/XX/2018. The total balance due is {$180.00} and says the account was opened on XX/XX/2018. I have never had an account sent to collection or any derogatory marks or late payments. I didn't receive any phone call or letters regarding this bill so I wasn't able to resolve the issue before they sent it to a collection agency. I would like to see what can be done to receive some goodwill and have this mark removed from my credit report.
02/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33556	Web
There are three collections reporting on my credit file with Professional Adjusment Company for 3 medical bills from several years ago. First I never knew I had a balance for any type of medical bill it wasn't until I received a copy of my credit file. Once I did I wasn't even sure if they were truly mine. Once I did confirm I owed them, I paid all three in full. The debts the are showing occurred in XX/XX/2013 so I am assuming that the date open is when the this collection company received it. I could I pay for something I knew nothing about at the time?
04/17/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34116	Web
I am not sure to say if it was paid or not mine. AT the time of this service i went to location and was required to pay for the visit because I had no insurance. I was seen and at check out payment was collected. This is their policy since i was un-insured. I have asked numerous times for an agreement signed by me where more money was invoiced. Everything done that day was required to be paid .... They continue to try and collect this debt even though it should not have been billed. Please send proof of visit and charges, as I have asked many times.
12/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30080	Web
this collection agency keeps reporting that I received services from there practice. I have never had any medical treatment from this provider while not being insured. I 've always been covered under the florida medicaid office .There have always been a block on all XXXX of my credit filed due to identity theft. I 've disputed these fee with the collection agency and a few of the bills have been deleted but this company keep reporting medical bills for services that I never received.
08/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33913	Web
This old Medical bill was never sent to me or disclosed to me at the time of service. This was a Co-Payment from my Insurance not covering the full amount, the amount shown is incorrect and I paid this account in full. I believe it should be removed from my Credit reports as it meets FCRA guidelines, This collection company for the hospital is practicing in bad faith, it shows that this was closed on XX/XX/2019 which is inaccurate, This was paid many years ago.
01/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 339XX	Web
Professional adjustment company Debts XXXX I spoke with this company and was told to come there to match signatures with the forms they show and my driver license as I was on my way the lady told me don't come because the computer was down to come a couple of days later I called her and called she insisted that I didn't need to come.I disputed this with the credit bureau to no avail please help this is my last resort before I take this matter to Court.
06/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 339XX	Web	Servicemember
I HAVE CALLED THE CREDIT AGENCIES AND THE COLLECTION AGENGIES TO HAVE THESE REMOVED THEY ARE NOT MINE AND I EXPLAINED TO THEM IT IS FRAUD. I HAVE HAD MY SS #, MY ID ALL MY BANK STUFF STOLD AND I KNOW MY INFO IS BEING USED. I HAVE ONE THING THAT SHOULD BE ON MY CREDIT AND THATS XXXX XXXX, I HAVE NOT EVEN APLLIED FOR ANYTHING IN OVER 10 YEARS OR GAVE MY SOCIAL TO ANYONE BUT XXXX XXXX, XXXX AND MY HOUSE I RENT. NOW MY CREDIT IS RUINED BECAUSE OF THIS.
06/21/2016	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	FL 339XX	Web
I pulled my credit report so i can finally clear up my credit and the rep lisette was very rude and nasty towards me because she stated I took none of her calls when she tried to contact me which I have call block on my phone do to the phone number belong to someone else and if not in my contacts I explained to her I had insurance during those periods ive been scammed before and she said theres nothing they can do rude
06/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32810	Web
i sent a letter to XXXX XXXX XXXX ER physicianequesting that they validate Not verify a debt that that they are attempting to collect from me. I specifically asked for a signed agreement and other supporting documentation. They provided me with billing statements which does not prove that i am obligated to pay them anything. They have reported delinquent information to the credit bureaus that im asking to be deleted
11/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32703	Web
The company Professional Adjustment Corp, is report a debt is not mine that need to be remove off my credit report. There is XXXX account XXXX is {$190.00} and the other is XXXX balance but is report in a negative report against me. I sent this company a request for Validation of this debt. But as I stated in the letter if no respond in XXXX must be remove from my credit reports.
07/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32836	Web
I try everything in my power to result this issue I call I send dispute out to let them know that me personally I have never open this account and for them to come tell me that this account is accurate when I know its fraud at this time Im willing to do what ever and take the extra step to get this account removed of my report because its not accurate and fraudulent
06/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32714	Web
Account # XXXX Professional Adjustment says I owe {$620.00} on my credit report. I have asked the credit bureaus to validate t his debt. I have also called professional adjmnt Company who says they can not talk to me they have a cease and decease they have never sent a bill or validated this debt with me. They are voilating my right to have this date validated.
06/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33993	Web	Servicemember
XXXX and XXXX is currently reporting a medical bill in collections that is incorrect. According to XXXX they are reporting two ( 2 ) Medical Bills from Professional Adjustment one for {$470.00} and one for {$650.00}. This information is incorrect XXXX is also reporting a medical bill from Professional Adjustment for {$650.00} that was paid and should be removed.
11/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33174	Web
This debt was already paid by the insurance company. I was applying for a credit card and the credit line was declined due to the negative factor on my credit report. This is how appears on the XXXX credit report. " Paid, was a collection account, insurance claim or government claim or was terminated for default Status date XX/XX/2019 Thank you
11/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	FL 342XX	Web
I have a medical bills on my credit report who was already paid by my insurance. I received calls from collection agency with treated and rudeness. I never received any final bill from any office to paid just received calls and find out when I check my credit reports.
07/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 339XX	Web
INVESTIGATION IS TAKING LONGER THAN 30 DAYS Sent letters to XXXX, XXXX XXXX XXXX XX/XX/2020 about inaccurate information on my credit report XXXX XXXX XXXX {$290.00} Outdated PROFESSIONAL ADJMNT CO {$1300.00} Outdated XXXX XXXX XXXX {$180.00} Inaccurate
09/30/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 349XX	Web
I have sent 3 certified letters requesting validation showing my signature or contractual obligation to them and they ca n't seem to do that so I requested they remove this negative from my credit report and they refuse. This bill shows a date from 2010??
06/19/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TN 378XX	Web	Older American
Professional Adjustment has a bill from XXXX XXXX that is 6 years 6 months old and it still remains on my credit report. I will never pay this bill as medical treatment was not rendered by doctors, and it has been on my report over the allotted time.
06/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32818	Web
PROFESSIONAL ADJMNT CORP CLAIM I OWED THEM MONEY FOR MEDICAL BILLS FOR YEARS I 'VE REQU ESTED VALIDATION FOR YEARS NONE WAS PROVIDED FOR YEARS THIS ITEMS HAS AFFECTED MY CREDIT, FOR YEARS MY VALIDATION REQUEST WAS IGNORED
03/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC XXXXX	Web
XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXX/XX/XXXX XX/XX/XXXX I have contacted and asked for proof of accounts and got no results. I told them If they couldnt prove me documentation I would like it to be removed.
06/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 339XX	Web
there is alot of stuff on there and i have called the companies and advised them there is no way that was me someone used my info i was in prison and then a half way house for 3 years in XXXX, fl
03/21/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34772	Web
I requested Professional Adjustment Corp. SW FL, Inc. to send me a copy of HIPPA form to verify the debt. To date, I have not received any signed HIPPA form with my signature.
04/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	GA 30080	Web
IVBE CONTACTED THIS COMPANY SEVERAL TIMES ASKING THEM TO VALIDATE THERE DEBT THEY HAVE N'T AND STILL CONTINUED TO REPORT TO ALL XXXX CREDIT AGENCY
05/24/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	FL 32808	Web
This bill has already paid by work compensation.their phone number is XXXX.please if anymore questions please contact them.
10/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11550	Web
I logged onto my credit monitoring site and there are a few fraudulent accounts that's on my credit report.
03/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC XXXXX	Web
I contacted and mailed letter with no results. I asked for proof of bill being mine.
11/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33615	Web
Professional adjmnt co has an account on my credit that is not mine/inaccurate.
08/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34744	Web
Never been to the hospital, wrong person, not my acct
01/06/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 34787	Web

12/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32835	Web

10/20/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33901	Web

10/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30076	Web

07/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30337	Web

07/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11230	Web

06/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34744	Web

06/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33905	Web

05/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 339XX	Web

04/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

03/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	33936	Web

02/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32818	Web

01/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

01/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34119	Web

01/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33907	Web

01/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33971	Web

12/26/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 32835	Web

12/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32825	Web

11/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33971	Web

11/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33908	Web

11/04/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33973	Fax

10/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32822	Web

10/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33905	Web

10/01/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33312	Web

09/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33907	Web

09/17/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33909	Referral

09/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33967	Web

09/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33901	Postal mail

09/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33027	Web	Older American

08/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33311	Web

08/08/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33904	Web

08/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33993	Web

08/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33916	Web

07/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33309	Web

05/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33919	Web

05/04/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32751	Fax

02/03/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33904	Web

11/04/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33993	Phone

10/15/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33904	Postal mail

09/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	FL 33966	Web	Servicemember

07/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32818	Postal mail

05/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 32643	Web

01/31/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33917	Web

01/30/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32808	Postal mail

12/12/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29692	Web

10/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33917	Fax

08/21/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33521	Postal mail

05/30/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33991	Postal mail

05/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 32835	Postal mail

04/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33966	Web

03/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33903	Postal mail

01/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33914	Web

01/11/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33025	Web

12/13/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33901	Postal mail

12/09/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33973	Web

12/02/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32164	Web

10/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33024	Web	Servicemember

10/09/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32835	Web

09/17/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33971	Web	Servicemember

08/21/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33990	Web

08/02/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32818	Web

07/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 33901	Postal mail

07/24/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 33914	Postal mail

06/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33971	Web

04/19/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33913	Web

04/12/2017	Yes	Credit reporting	Incorrect information on credit report Account status	FL 33907	Postal mail

04/12/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	FL 33907	Postal mail

04/04/2017	Yes	Credit reporting	Incorrect information on credit report Account status	FL 33993	Postal mail

03/15/2017	Yes	Credit reporting	Incorrect information on credit report Account status	FL 33904	Postal mail

03/14/2017	Yes	Credit reporting	Incorrect information on credit report Account status	FL 33904	Postal mail

03/14/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33904	Postal mail

09/01/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 32818	Web

08/22/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33919	Postal mail

08/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33928	Postal mail

07/14/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32703	Web

06/03/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	FL 33971	Web

05/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 32818	Referral

03/10/2016	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	FL 33936	Web

03/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33967	Postal mail

02/16/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32808	Web

02/12/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33901	Postal mail

12/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 34786	Web

12/16/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	FL 33960	Web

12/15/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34744	Web

10/21/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	FL 32836	Web

08/24/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	GA 30080	Web	Servicemember

08/05/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33901	Web

07/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33917	Postal mail

05/15/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 32818	Web	Older American, Servicemember

03/10/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33974	Web

12/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33919	Web

11/08/2014	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 34293	Web

09/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IL 60104	Web

09/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60104	Web

08/13/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 32818	Web

07/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33967	Web

05/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34113	Web

04/24/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	FL 34103	Web	Servicemember

04/05/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29710	Web

04/01/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33993	Web

03/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34761	Web

09/27/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 34135	Web	Older American

08/14/2013	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	FL 34135	Web