Prizm Financial Company, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
11/09/2016 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • MO
  • 63130
Web
On XXXX the XXXX I contacted my auto finance company about a car payment I had just made online, so that they would be able to enable my vehicle. I spoke with a lady who looked up the payment and saw that the payment had been made and transferred me to XXXX XXXX. When he got on the phone he stated I was 41 days past due and owed XXXX plus dollars, yet I reassured him that I just made a payment of XXXX and would be making another payment XXXX XXXX for the remainder of the balance. He began yelling stating that the check that was written had probably bounced and that I needed to clean my car out and surrender it. I asked him could he speak in a professional tone, he said he did n't need to. He than stated he was tired of me and that he was just going to take my car. I then put my brother on the phone and authorized permission for him to speak with my brother. He then got loud with my brother and began using profanity, when he asked for a supervisor he said he would n't give us XXXX and to clean the car out. When I called back he got back on the phone and stated that he was coming to get my car. He has sent a series of emails, that are unprofessional and bullying. You promised a payment on the XXXX, and you failed to do so or even call ... ... ... ... ... ... .... your account will be past due over XXXX on the XXXX ... ... ... ... ... ... ... ... ... ... .... if you fail to pay ... ... ... PLEASE BE ADVISED IF THIS HAPPENS, I WILL NOT HESITATE TO REPOSSESS YOUR CAR ... ... ... ... ... I WILL ASK YOU XXXX XXXX TO GIVE IT TO ME THEN I WILL TAKE IT, IF YOU DONT XXXX XXXX XXXX XXXX If you want to keep this car, I suggest you call me ... ... your contract does not allow for partial payments, unless they are approved by this office ... ... ... ... ... ..You car is on a nationwide recovery list with a XXXX disposition request attached, meaning it will be seized on site ... ... ... ... ... ... ... I am willing to work with you, but my patience on accounts that are XXXX plus days past due is very limited ... ... ... ... ... ... ... ... ... you have a choice to make, I hope you make the right XXXX wd YOU ARE XXXX PAST DUE ... ... ... ... ... ... ... .. I HAVE ASKED YOU A NUMBER OF TIMES TO SURRENDER THE CAR ... ... YOU ACT LIKE YOU DO N'T UNDERSTAND ... ... ... ... ... ... .. IF YOU ARE CONFUSED ... ... .PLEASE CALL XXXX XXXX XXXX AND I WILL TRY TO HELP YOU XXXX XXXX Prizm Financial XXXX ext XXXX Prizm Financial Co. LLC is a debt collector. Any information obtained will be used for that purpose. This is to inform you that if I do not hear you by XXXX on Monday the XXXX of XXXX, your car will be XXXX until such time that I do ... ... ... ... ... ... ... ... consider yourself warned XXXX XXXX Prizm Financial XXXX ext XXXX Prizm Financial Co. LLC is a debt collector. Any information obtained will be used for that purpose.
06/01/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • IN
  • 46815
Web Servicemember
On XX/XX/XXXX I sent a complaint via Consumer Financial Protection Bureau ( XXXX ) .The complaint was about consumer violations among other things that prizm had violated .Prizm company response was that they were sorry that I was struggling on my payments and that XXXX, XXXX, XXXX, the consumer signed a contract for the financing of the vehicle with prizm financial company llc.They stated that they did not purchase this contract from a third party.A copy of the contract has been provided to the consumer.Prizm is willing to work with the consumer on his payments, however prizm records show a lapse in insurance coverage starting XX/XX/XXXX...... Everything that they responded back to your agency with the CFPB is a lie, misleading, and heartless the way they do there consumer.I requested that they send me a copy of there accountant ledger meaning revealing who was the original creditor, whom the debt was purchased from, etc.On XX/XX/XXXX I sent a request for debt validation which clearly, stated what was the money you say I owe is for, show me how you calculated what you say I owe, provide me with copies of any paperwork that show I agreed to pay what you say I owe, provide a verification of any judgement if applicable, Identify the original creditor, prove the statue of limitation has not expired on this account, show me that you are licensed to collect in my state, and provide me with your license numbers and registered agent or agent of service.I have not received any of the requested information from prizm financial.As of Friday XXXX XXXX it would be 30 days since the legal document I sent via next day mail was signed for at Prizm office location.They lied when they said this contract was not purchased from a third party.My investigation reveals that they purchased this debt from XXXX XXXX ( which makes them a third party purchaser ) They also stated that They are willing to work with the consumer on bringing the debt current i have proof to show the consumer attempted to make a payment arrangement for the next week but they refused it.This company not only lies to me but lies to a federal agency like the CFPB.Wow.I also sent a second validation letter, an notary signed affidavit ( statement of fact ), a conditional acceptance letter stating all consumer violations they violated with evidence to go with it, and a payment invoice to go with it.I gave Prizm 15 days to respond before i move forward with my court proceedings.As of XX/XX/XXXX they had not reponded back to my conditional acceptance offer.So note that i have taken all steps to remedy this situation without pursuing a legal action.
12/05/2019 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • OH
  • 44120
Web
I have repeatedly asked this company not to call or email me, not to call or email my references. They are threatening to repossess my vehicle that is not even 30 days delinquent. And they forwarded my personal information to another one of their customers I have multiple emails 50 to support this claim. Please help me. _______________________________________________________ From XXXX XXXX prizm Financial Pay your car payment. That's how you avoid emails. It's in your contract. Again if payment is not received by the end of the business day tomorrow, your account will be sent to our Repossessions Department. Thank you -- -- -- Original message -- -- -- From : XXXX Date : Wed, XX/XX/XXXX XXXX XXXX To : ; Cc : Subject:XXXX REPOSSESSION XXXX, Your account is being transferred to our Repossessions Department for further review if a payment is not received by the end of the business day tomorrow. Thank you XXXX XXXX -- -- -- Original message -- -- -- From : XXXX XXXX Date : Wed, XX/XX/XXXX XXXX XXXX To : Cc : Subject : Re : CALLING REFERENCES AT XXXX TODAY XXXX XXXX, I appreciate your feedback. We tried reaching you by e-mail, home and work to no avail. If we do not have a payment or arrangement to pay we will be forced to contact your references in hopes tor each you. Please be advised that in the state of Ohio your car could be repossessed after being only one day past due. Thanks, XXXX XXXX XXXX Prizm Financial XXXX XXXX ** Effective XX/XX/XXXX our office will be relocating to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX ___________________________________________________________________________________________________________________________________________________________________________________________________ ( XXXX XXXX To : you Details XXXX To XXXX XXXX Cc Bcc _________________________________________________________________ Hello This was sent to me last month ( forwarded by XXXX XXXX but I believe this is in regards to your account. You may want to contact them or an attorney in regards to the security/privacy of your account. Your email/account status is suppose to be confidential and should not have been sent to me, another customer of Prizm. This company and most employees are very unprofessional and I just wanted to make sure you knew your account info was shared ( even if in error ) as I would want someone to do the same. Thanks Sent from XXXX XXXX for XXXX
03/21/2019 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Loan balance remaining after the vehicle is repossessed and sold
  • MI
  • 48823
Web
I purchased a car through Prizim Financial ( in XXXX, Ohio ) back in XXXX with a co-signer ( my mother ). I was the main leaser on the vehicle. I turned the vehicle in for a voluntary repossession after an accident and the company refusing to work with me to get another vehicle. The woman working there called my co-signer asking about the next payment and never contacted me. My co-signer and her had a bad conversation to where the woman said she would not accept any further payments on the vehicle and if it defaulted she would pursue garnishment towards me and my co-signer. When I called in to speak with her she refused to speak with me. My co-signer was then issued a garnishment letter as so was I ( I was working part-time and ungarnishable based on wages ). When I tried to speak to the lawyer over the case ( XXXX XXXX ) he refused to offer any settlement or set up a payment arrangement, stating that his client did not want that and suggested bankruptcy. When the car was turned in there was a balance of {$3000.00} left on the vehicle. My co-signer has since become chronically ill and unable to work and I was recently in 2019 issued a garnishment letter at my new employer ( where I still work part-time ) out of the state from where I purchased the vehicle, and the balance reflects {$6100.00}. It appears as if the garnishments never paid anything. When reaching out to the lawyer I still have not received a call back. When calling the car company to speak to someone about this again even though it has been years later, I was told " yea that sounds like something XXXX would say. '' When this initially happened I was considering bankruptcy but did not have enough debt to file ( and I still do not ), and the lawyer told me that he used to work for the company and decided to stop working for them because they did this so often, and since being a bankruptcy lawyer has dealt with so many cases from this company around the same issue. I'm not sure how this can be resolved when not even given the option to make a payment, and being refused to be spoken to when I was the main person on the account. After reviewing this company they have several complaints with the XXXX XXXX XXXX regarding unfair lending practices, a 1 star rating as well as a 1.5 star rating on XXXX and various same complaints.
09/07/2017 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • KY
  • 41042
Web
I have a car loan I paid on time for a full year and a half, I had to go on fmla from work for 3 months because my daughter was hospitalized resulting in me not getting paid for 3 months. The loan agency would not help in anyway for making lower payments but they let me making minimum payments every week of XXXX which is hard to do when you 're not getting paid but I managed. I went back to work and started catching up on the payments but I 'm currently still passed due because I 'm trying to catch up on the car payment and rent as well. I explained this all to the original lady that I was working with and the agreement was as long as I 'm making active payments they would not take the car. I 'm now having 3 different people contacting me via email and phone all at the same on regards to this account. They are not relying messages to each other. Today while I was on the phone with one collector I had the other person email me that he put my car up for repossession when the lady I was on the phone with reassured me that I was fine. I made a payment on the 4th of XXXX and today I had one email me that they need another payment immediately because they can no longer continue this way. It has n't even been 3 days since I made one payment and I had already scheduled a payment on the 4th as well for XXXX for the 15th which would then put my passed due payment at XXXX which is less then the monthly car note which is XXXX. Every week I get a message that I 'm on the verge of a repossession when I 'm making payments and staying in contact with them. I work XXXX to XXXX XXXX which is the time they try to contact me and I can not contact them back which I 've told them but if I do n't contact them right away they state they are putting my car for repossession.
02/07/2023 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • OH
  • 45215
Web
On XX/XX/2023 Prizm Financial ( The Lender ) sent a repo agent to my home to pick up my vehicle that was at that time still within the 10 day grace period. The agent stated it was for no insurance, so I sent proof of coverage and the repo agent was told that it was ok to leave the car. The Lender ( Prizm Financial ) never re-took possession of the vehicle ; however, they have charged a repossession fee of {$440.00} to my account. When I made a payment on my account today, I was told I still had a balance of over {$500.00} which was due now and was already 11 days past due. ( This is because they are trying to collect the repo fee instead of adding it to the timed balance of the loan ) per Ohio repossession laws. My complaint is, lenders and repo agents can usually charge a repo fee if they come into possession of the vehicle ; however, this did not happen. My account should not be {$440.00} past due for a repossession that never happened. Also, this is showing on my XXXX report as a repossession and has dropped my score drastically. This needs to be corrected in their system so that my credit report is also corrected. Lastly, I have waited for three weeks for documents that I have requested from several employees which was never emailed nor mailed to me. Please resolve the repo fee issue.
03/21/2022 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Loan balance remaining after the vehicle is repossessed and sold
  • OH
  • 45248
Web Older American
XXXX XXXX XXXX XXXX and in XXXX, Prism Financial XXXX, LLC, XXXX XXXX XXXX, XXXX, OH XXXX, financed a used car for me. In XXXX, I started getting behind in car payments because my daughter became ill and was hospitalized or either in rehab most of the year. Because of her illness, I wasnt able to work that much because I was taking her to doctor appointments, calling the ambulance and going to the hospital. I asked Prizm to redo the loan or lower the payments, but they refused. I tried to trade the car in several times, but no one would do that because the cost of the payoff. Prism was harassing me over the phone and stressing me out. I was already stressed because of my daughters medical condition. I was afraid they would repossess the car when I was miles from home. I told them to come and get the car because I was beyond stressed. I received an email from my employer stating that my wages was being garnished for {$15000.00} starting XX/XX/XXXX. I dont have use of the car and would be paying for something I dont have. They could have lowered the payments rather than selling the car for pennies on the dollar. I am being put in the position of quitting my job, which means I could be homeless or filing for bankruptcy. There should be a law that prevents companies from doing that.
05/01/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Denied request to lower payments
  • OH
  • 45069
Web
Please note, this car is in my mothers name but is not her car, I am the one who pays for this car, this car is somewhere where I know it will stay, I own the car and cosigned on it because it was purchased when I was younger. PRIZM financial has been rude, threatening, and not flexible at all. They have been sending email after email after email, dates specified below and I am NOT EVEN A MONTH LATE. Prizm Late Payment Emails : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX They have also been rude and threatening. I have since called them and tried to figure out how to make a payment. On this call, I let them know that the very near date that they were asking me to make the payment I could not do. I asked to make a different or later payment or what to do when I can not make the payment and I was met with silence and a very slight delay in the payment needed. I even said on the phone that I would " try '' to have the payment at that time. I was unable to make it and the company is now threatening saying " either make a payment or clean out our vehicle '' ( I have that email saved )
11/27/2018 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Denied request to lower payments
  • WI
  • 549XX
Web
I have received numerous emails from the company always from a different person about my loan. I am not even a month behind and paid half a payment this month because of financial hardship. I told a person earlier today through email that I would pay the other half plus get caught up completely as soon as I got my pto payout from my former job and should not have any more issues after that if they would be patient for approximately another 30 days. Later this evening I received another email from a different person telling my my car is on the national hot list for missing cars and repossession has begun. The email stated that there is a XXXX out on me and the car. I have asked them to call me instead of emailing me also. They say they want to work with me yet they continue sending emails. This last email was totally unprofessional and threatening. I simply asked for some time and a change of due dates and an extension but this has not worked.
05/17/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • AZ
  • 85383
Web Servicemember
I am writing because I think your behaviour towards me in trying to collect the debt is unreasonable and could be considered to be harassment. Prizm financial has called me numerous times, in fact on a daily basis, despite me asking them to stop repeatedly. They have called my family multiple times with harassing calls despite them also asking for the calls to stop. I make my payment regularly on the XXXX of every month and every month they continue to harass me and my family. I am mentally affected by these harassing calls and emails. It is very upsetting and is emotionally draining to be called so many times through out the day and night. I have been advised that, under the Financial Conduct Authoritys Consumer Credit sourcebook, it is an unfair and improper business practice to continue harassing me by phone on a daily basis when I have asked you multiple times to stop. They have ignored my contact preferences numerous occasions.
06/14/2017 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • VA
  • 23452
Web
On XXXX XXXX , XXXX I sent my first complaint advising of the multiple phone calls, emails and threats fro m Prizm Financial. T oday, XXXX XXXX , XXXX I received a second threat for the week of repossession. My account is currentl y 24days past due for half of the full payment. As I have advised in the past and have always kept my word that my account will not reach the point of repo rting ( 30dys ). I do n't feel the constant phone calls and threats on an account that has not reached 30dys is warranted. This account at 24 days past due should not be in danger of repossession and acc ording to the attached emails that is what will take place this evening if not paid by XXXX according to XXXX XXXX . I have this account since XXXX XXXX and this account has not been reported as 30 or m ore days and to receive threats of repossession is unethical and in my opinion illegal.
12/26/2023 Yes
  • Debt collection
  • Auto debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IN
  • 46037
Web
I currently have an open auto loan with Prizm Financial XXXX XXXX XXXX which unfortunately is overdue, as a result of hardship. I receive regular communication regarding my account via email through different team members in the collections department. More recently, Ive received several emails from XXXX XXXX that can only be described as harassment and antagonistic in nature. By the very definition, XXXX communication tactics are verbally abusive. As I found the weight of behavior becoming too much bear, regardless of debt being owed or not, I exercised my rights, outlined under the Fair Credit Reporting Act, and asked XXXX XXXX to cease all contact with me, as there are other representatives who can communicate with me concerning my account. Even after 2 attempts, clearly outlining my request for her to no longer contact me, she continued to do so.
05/05/2019 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • TN
  • 38016
Web
Every month I try to actively communicate with my Prizm Financial. Every month I am threaten with the automobile being reposed. I would love to continue communication with out the threats of repossession. I am 1 month behind I a received a threating email over the week that if I don't respond to the email by the of the day on Monday my car will go to the final stages of taking the car back. I have rights. I have a right not to be stressed monthly. I understand what I have signed up for. The last 2 years have been very hard however, when I can pay I will pay. I will communicate and do communicate but this form of harassment is very uncomfortable and I wish it would stop. I get emails from many, many, many people in the company and I would like to only communicate with one.
12/05/2017 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • OH
  • 45236
Web
Made payment arraignments on XXXX/XXXX/XXXX for XXXX to be made on XXXX/XXXX/XXXX spoke with XXXX XXXX he was very rude and nasty towards me. I made my payment on XXXX/XXXX/XXXX and on Sunday XXXX/XXXX/XXXX the took my car saying they did not see the arrangements in the system. On Monday XXXX/XXXX/XXXX I spoke with XXXX XXXX and she told me in her own words she sent out a email to stop the repo but it did not get to the person it was supposed to get too. I lost my new job due to not having my car on Monday XXXX/XXXX/XXXX. it was not returned to me until late afternoon on XXXX/XXXX/XXXX by that time it was too late for me to retain my job. This was totally out of line on this companies behalf.
10/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • IA
  • 50265
Web
I have reached out to this company several time prizm financial since XXXX this problem been going on a good thing you saying that I missed a payment I have not missed one payment with this company I have put in a complaint with the XXXX and a problem still haven't gotten solve this been going on since XXXX and here it is XXXX and they still won't fix it they continue sending that marks to XXXX on my credit report I'm constantly losing every time I build my credit report up somehow this pop up and it takes 20 some points off of my credit report constantly I had asked him several times I have put this in dispute several times and they still won't fix it and it's getting old and I'm tired now
01/19/2018 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • KY
  • 41042
Web
I have already filed a complaint with the company through here once already. They have one employee that continues to harass me and threaten me. The company has already responded to the original complaint through here and the employee continued to harass me. So I reached out to the supervisor and they advised me that the employee would be removed from my account. Im not even 30 days late on my payment and the same employee that the company advised me would not be allowed to touch my account put my car on the repo list and advised me to surrender now. He is very unprofessional in the way he conducts business and the way he continues to go against company orders and harass me.
09/28/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • 30180
Web
I received a letter regarding a debt I DO NOT owe. Letter lists a few financial institutions that I don't even have a credit card with!!! It appears that since I don't respond to the fraudulent credit consolidation letters, this is the new tactic. Please note that I am current with all of my legitimate creditors!!! My record keeping is also intact!!! Hopefully, this will help to prevent others from being victimized from potential scammers!!! This is not how debt consolidation works. I am sending the letter back to the address indicated with a note stating that a copy of this letter will be forwarded to the Federal Trade Commission.
02/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • OH
  • 45237
Web
Prizm Financial was closed XX/XX/XXXX with the balance paid in full. Case # XXXX XXXX XXXX, Ohio. Prizm continues to report monthly to XXXX that a balance is still due. I've disputed this several times through XXXX XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX all of which corrected the information before Prizm reported falsely again. I spoke to Prizm Financial XX/XX/XXXX who confirmed the account is closed and paid in full. They assured me that the false monthly reporting has been corrected and to contact XXXX but it isn't corrected. I keep going in circles with them and it's going no where. So please assist with this matter.
02/19/2018 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OR
  • XXXXX
Web
On XX/XX/XXXX Prizm Rep, XXXX XXXX stated in an email that XXXX would likely, " write-off the deficiency '' for a vehicle I voluntarily surrendered. This was supposed to be a compromise and settlement to previous unethical and illegal practices I experienced by XXXX XXXX. However on XX/XX/XXXX I received a letter from XXXX XXXX, Prizm 's " Legal Collections Manager '' that stated I owe {$9100.00} to XXXX because " The proceeds from the sale of the vehicle were insufficient to satisfy your loan obligations. '' I was led to believe this issue was resolved however it was just another ploy to take advantage.
01/06/2017 Yes
  • Consumer Loan
  • Vehicle loan
  • Taking out the loan or lease
  • OH
  • 45255
Web
I recently submitted a complaint about Prizm Financial ( case # XXXX ). I was in the process of trading in the vehicle I had financed through them and they were all set to finance my new vehicle until they saw my complaint. Yes I had late payments because of my health but the agreement was on the table until they saw my complaint. Well since I traded my vehicle and received financing through another lender, they knew they were being paid off and yet they still reported negatively to the credit bureau. What XXXX!! Do not do business with this lender because their tactics are reprehensible.
02/01/2016 Yes
  • Consumer Loan
  • Vehicle loan
  • Managing the loan or lease
  • DE
  • 19802
Web
PRIZIM Financial based out of XXXX, OH is the rudest, most abusive company that I have ever come into contact with. I called them regarding a mix up with my auto payment not coming out and they screamed at me, sent several emails back to back, threatened me with legal action ect, sent me emails accusing me of not having car insurance and bouncing payments and all for a payment that was only 18 days behind. Prior to this I had never been behind and I have never been more disrespected when dealing with a company than I have with Prizim financial.
11/22/2017 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • OH
  • 45236
Web
I am a a few payments behind on my XXXX loan and Ive been paying towards it every week this representative from the loan company XXXX keeps emailing me and calling me harassing me telling me he is not on my XXXX XXXX I need to pay up or he will make it hard for me to keep my car also he is not stating the FDCPA with any of his forms of communications with me I have copys of the emails as well as voice mails.
04/30/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Loan sold or transferred to another company
  • IN
  • 46815
Web
My financing company has broken a number of federal laws from the tila laws ranging from unfair practices, fcra violations, repo violations, producing the accountant ledger which shows the transaction made between them and whom they purchased my alleged debt from.Also my account validation and not verification.
12/12/2022 Yes
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Billing problem
  • NV
  • XXXXX
Web
I applied for a auto loan through Prizm Financial and was approved on XXXX the lender made it a requirement to sign a auto payment agreement in order to get the loan, they also stated in order to remove the auto pay I must pay a fee in excess of {$100.00}.
04/09/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • OH
  • 45237
Web
Account was open XX/XX/XXXX and closed XX/XX/XXXX in good standing. This account should be pass it's 7 years of reporting on my credit report and still shows up. The balance was paid in full with no missed payments or late.
10/01/2017 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • OR
  • 97470
Web
12/29/2016 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • VA
  • 23452
Web
12/20/2016 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • OH
  • 45255
Web
06/25/2015 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • OR
  • 97495
Web