| 09/13/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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The following is a history of the complaint : I disputed a filing by Preferred Collection and Management via both XXXX and The Consumer Protection Financial Bureau ( # XXXX ) on XX/XX/XXXX. With CPFB, I requested " validation of debt '' and detailed the requests as follows : - Provide a statement which matches the balance being claimed.
- Provide a list of charges that total the amount in your original letter.
It was my understanding that a properly submitted Request for Debt Validation via certified return receipt mail afforded me the right to request proof of debt. Preferred Management, in turn, only verified the debt once again to CFPB and totally ignored my specific request for proof under the auspices of HIPPA.
They responded as follows to XXXX : " ... as a debt collection agency, we are subject to the 'Minimum Necessary Rule ' and will not have access to greater medical details but patients are able to get additional detail from the medical records department at the facility where services were received and/or from their own insurance company. '' And as follows to CFPB : Company 's Response We received a debt to collect on in the amount of {$86.00} from the client XXXX XXXX XXXX XXXX for a date of service of XXXX. The original charge amount was {$1800.00} so this is the coinsurance owed for services rendered. A validation notice was mailed to the patient XXXX. There was no mail return for the validation so pursuant to the mailbox rule, we can presume the patient received it. The account was subsequently reported to the credit bureau on XXXX. Since that time we have changed our software. The accounts from our old system were deleted from reporting and then re-reported using a new internal agency number ( so there would not be duplicated reporting ). The consumer disputed the account through XXXX ( the bureaus reporting mechanism ) around XXXX. The debt was re-verified and a letter was sent to the debtor stating this. Although we dont actively call on such small balances, the account is reported for 7 years from the date of delinquency pursuant to the FCRA. We would consider removing the account from reporting once the rest of the amount owed our client is paid. As far as the amount difference ( {$86.00} vs. {$87.00} ) we can only assume the bureaus round up if the amount owed is greater than fifty cents.
I have always had medical insurance coverage and this collection agency expects me to pay without verification of neither the debt nor whether or not they have been duly contracted by the medical provider. Instead, they made an offer to collect and would " consider removing the account from reporting once the rest of the amount owed our ( their ) client is paid '.
Please note that the medical debt listed is beyond the 5 year Statute of Limitations for the State of Florida for contracted debt. They list the first date of delinquency as XX/XX/XXXXand is most likely " written off ''.
In addition, I disputed another collection agency for a debt incurred in XXXX and they deleted the charges ; perhaps due to lack of verification. While, on the other hand, this agency continues to damage my credit worthiness for {$86.00}.
I am requesting that CFPB require Preferred Collection and Management to adhere to The Fair Debt Collection Practices Act and provide, at a minimum, proof of debt. In short, that the account is really my responsibility and that the balance is accurate. Furthermore, that Preferred Collection and Management provide proof that it owns or has been assigned the debt by the original creditor.
Preferred Collection and Management has suggested that I ask the original creditor for validation. However, it is Preferred Collection and Management and NOT the original creditor that is holding me responsible and damaging my credit with XXXX.
If they refuse to provide the information, please advise what other recourse I have to obligate them to provide the proof of debt?
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| 07/16/2016 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I would like to request an investigation into the handling by XXXX XXXX XXXX Hospital related to the turning over of my account to Preferred XXXX XXXX XXXX XXXX and that of probably thousands of other patients.
On XXXX/XXXX/XXXX, I received a letter dated XXXX/XXXX/XXXX, from Preferred Collection and Management Services , Inc. ( CMS ). My reference no. is XXXX and my client account no. is XXXX.The letter states that it is a collection notice being sent on behalf of XXXX XXXX ( Hospital ) XXXX. There are XXXX invoices listed totaling {$2600.00}, services from XXXX/XXXX/XXXX through XXXX/XXXX/XXXX. The problem is that I owe no balance and my account had been paid in full in XXXX.
The notice stipulates 30 days to respond or it will be considered a valid debt. On XXXX/XXXX/XXXX, I phoned XXXX XXXX billing department at XXXX XXXX XXXX XXXX. ( XXXX ) XXXX. I spoke with XXXX about the invoices. I told her that I had no balance and that my account had been paid in full in XXXX. I asked for copies of the invoices. She said that there was no way of determining if my account had been paid or delinquent because the records were under an old billing system which had been shut down and the records and invoices no longer exist. The old system had totally been dismantled. She said Management decided to bring all of the divisions under a new payment processing system and that no information had been retained. On XXXX/XXXX/XXXX, at XXXX, I phoned Preferred CMS. I ended up speaking with XXXX XXXX at extension XXXX. I requested the call be recorded. I explained I owed no balance and that my account was paid in full in XXXX. I requested copies of the invoices and charges that they have. She indicated they have no copies of invoices or records. None had been provided by XXXX XXXX. She indicated that they have received a number of similar complaints. She assured me she would cancel the debt, close out the invoices and clearing the balance to XXXX. I asked for some type of official notice in writing that this was going to be done. XXXX XXXX said she could not but that I had her words she would take care of it. I expressed concern that this would pop up years from now as an uncollected debt on my Credit Report and that was unsatisfactory.
I mailed a letter on XXXX/XXXX/XXXX to XXXX refuting the charges. I also completed an online complaint through the Florida Department of Consumer Protection on XXXX/XXXX/XXXX against the Debt Collection Company.
Initially, I did not want to file a complaint against the Hospital because I am still a patient there so I submitted my complaint online against Preferred CMS as they are acting as their agent and should have been given the records. I attached supporting documents I had received and the letter I mailed to Preferred CMS.
The letter I received in response from XXXX XXXX at the OFR on XXXX/XXXX/XXXX did not seem to grasp the fact that neither the Hospital nor Debt Collector could provide any information or documentation to permit me to refute these charges. I called and spoke with XXXX XXXX on XXXX XXXX, XXXX to explain that the issue is the fact that the Hospital had dismantled the prior billing system and kept no records. They turned over no documentation to CMS and that the CMS representative XXXX XXXX indicated she would remove the debt but said she could not send any letter to that effect. XXXX XXXX indicated that she would reopen the complaint and asked me to email her the supporting documents again and the letter I mailed to the Debt Collector on XXXX/XXXX/XXXX. I sent her the email on XXXX/XXXX/XXXX.
Someone suggested that I should also probably file a complaint against XXXX XXXX XXXX for failing to provide the information to their debt collector.
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| 10/03/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Under the Fair Debt Collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
At this time, I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character.
I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
If your offices can provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt.
Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor.
Any insurance claims been made by any creditor regarding this account.
Any Judgments obtained by any creditor regarding this account.
Name and address of alleged creditor.
Name on file of alleged debtor.
Alleged account number.
Address on file for alleged debtor.
Amount of alleged debt.
Date this alleged debt became payable.
Date of original charge off or delinquency.
Verification that this debt was assigned or sold to collector.
Complete accounting of alleged debt.
Commission for debt collector if collection efforts are successful.
Please provide the name and address of the bonding agent for COLLECTIONAGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back.
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| 06/14/2021 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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A company called and claims to be XXXX ( XXXX ). Saying I have taken out a loan for XXXX dollars from an online company called always XXXX XXXX. The loan they said was direct deposited to the bank of XXXX in wv. The loan was made on XX/XX/XXXX under my name account number they gave me was XXXX. They also said I worked for a company called XXXX and that they gave the Lender my information to the loan company. I have not worked since XXXX. They have all my information including my social security number, phone number and address they read it to me, i didn't tell them yes or no if that was correct. I have not even received a bill or anything from this company.
The company doesn't even service wv.
Here is a copy to prove that from their web page. ( XXXXXXXX is an advertising agency only, not a financial institution or lender. XXXX will place you with one of several loan providers depending on the information you submit on this website. Not all lenders can provide up to {$1000.00}. Cash transfer time may vary between lenders. Please be sure to review the terms and conditions of each service prior to doing business with them as XXXX XXXX charges vary by lender. This service does not constitute an offer or solicitation for short term loans in every state and may or may not be available in your particular state. To be considered for a loan, a customer must : Reside in the United States, Be employed, Make $ XXXX per month, Have a bank account EXCEPT for those bank accounts in : Arkansas , Connecticut , Georgia , Maine , Maryland , Massachusetts , New Jersey , New York , North Carolina , Ohio , Pennsylvania , Vermont , Virginia , or West Virginia XXXX WE DO NOT SERVICE these US states at all ( Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, or West Virginia ). The states in which this service is available may change from time to time without notice. What is the APR for a loan that I may get from an XXXX XXXX XXXX lender? APR or ( Annual Percentage Rate ) represents the interest rate and fees of a loan for an entire year. The loans typically offered by our network of lenders is intended to be used for a short loan term purpose that is repaid in a matter of weeks. APR is a commonly used as a way of expressing the fees of other loan types, such as mortgage loans, auto loans, and other types of personal loans. Since XXXXXXXX is an advertising agency and not a lender, we are not able to precisely quote the exact APR that your lender may offer. The usual representative APR range is somewhere between 268 % and 1457 % for a 14 day loan. IMPORTANT, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you from our network and also others. The actual APR may vary if matched with other lenders outside our network. XXXXXXXX is not a USA lender, it's an advertising agency that helps match you with many participating lenders, APRs differ from lender to lender so review all terms and conditions available. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from XXXX, XXXX, XXXX XXXX or through alternative providers. Some bank to bank transfers may take up to 24 hours. Same day service may not be offered by third party lenders. )
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| 09/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Servicemember |
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Preferred Collection & Management continues to blatantly report an inaccurate, unverifiable entry on my credit reports. The alleged entry has an account number as XXXX and the original creditor is XXXX XXXX XXXX XXXX. The entry on my reports reflect that Preferred Collection & Management reported this entry in XX/XX/XXXX on my credit report, yet they did not provide any communication to me. No dunning letter was received from this company. I have never did any business with this company, nor have I ever heard of the company. I have attempted on numerous occasions to gain clarity and insight on this erroneous entry. My first disputes were with each of the credit bureaus and the responses provided from each bureau reflected that the entry was verified by Preferred Collection & Management. To that end, in XX/XX/XXXX, I sent a certified letter to this company. The tracking of this receipt reflects that they did indeed receive the dispute. To date, this company has not responded to my dispute of the validity of the entry they are continuing to negligently report. This company has had over 8 months to respond to me, yet they have not. I submitted two letters to this company as well as to the credit bureaus.
In my first dispute letter to them in XX/XX/XXXX, I requested : An agreement that states their authority to collect on this alleged debt ; Agreement with signature of the alleged debtor wherein he/she agreed to pay the creditor, Alleged account number, Date this alleged debt became payable Original delinquency date, Verification that this debt was assigned or sold to collector Complete accounting of alleged debt, and Name and address of the bonding agent for collection agency in case legal action becomes necessary. THEY DID NOT RESPOND.
In my second request, given I never received any notification from them with regard to the first dispute, I requested they provide a copy of the financial responsibility page, provide a copy of my signature with the provider of service to release my medical information to them and cease any credit bureau reporting until the debt had been validated by me. They DID NOT. Even more specific is the reporting they are doing among the bureaus. The bureaus reflect different information for this same account. Again, further proves the inaccuracies and their negligence. The payment history for this account lacks veracity. If they are indeed a third party collection company, how is there alleged payment history reporting? This is inaccurate.
Prior to reporting any alleged medical entry to consumer 's credit report, the ACA provides a collection company must wait 6 months. This company violated this as well. Their reporting again began in XX/XX/XXXX, a mere one month after they allegedly opened the account. The date opened reflects XXXX XXXX. Consumer law provides that the creditor is expected to respond to your claim within 30 to 45 days and to inform you of the results of its investigation within five business days. It is obvious that Preferred Collection & Management has no intent to honor the law nor respond to my previous disputes ; therefore, in the absence of them not responding with any documentation to validate the alleged debt, this entry must be removed from my credit report immediately.
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| 04/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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For months this company has been reporting inaccurate, unverifiable erroneous things on my credit report and ruining my credit score and I am sick of it. This company has ruined my credit score so bad I got denied a loan for my house!! Now I can not provide for my family because of these derogatory marks. These medical bills and other derogatory collection accounts listed on my credit report, are incorrect and NOT mine. Simply verifying that someone used my name, social security number and/or address is insufficient to confirm that I am the person in question and owe this debt.
The court has ruled that in Hinkle v. Midland Credit Management , Inc., that during a dispute and subsequent investigation with the original creditor, collector or a credit bureau, that the original creditor or collector, must provide account-level documentation that would hold up when presented to a jury. That means an original contract or similar proof. To this end, I am demanding an itemized bill to include but not limited to : The diagnosis and procedure performed that I am being billed for, Dates of said procedure, Cost of any medication you may have provided, Cost of any medical devices you may have provided, Office Visits, Consultations, Hospital Visits, Misc.
As I am not the person who owes this bill, I am aware that providing the information requested may lead to third party disclosure : a HIPAA violation. That would be your problem and not mines, as a consumer. And per the FCRA and FCPA, I am not required to complete a police report since the burden to prove the debt is on you.
In addition, a provision of the FACTA regulations is the Notice of Negative Information provision, covered in section 623 ( A ) ( 7 ).
I have never received notification that this had been or was going to be listed with a credit reporting agency. FACTA ( Fair and Accurate Credit Transactions Act ) requires creditors, including doctors and hospitals, to give the consumer a warning notice, so the matter can be addressed before a negative item such as this is reported in error.
I am also requesting a copy of your in-house procedures that enable you to avoid the problems that lead to improper identification of consumers and the subsequent misreporting to the credit bureaus.
In lieu of supplying the information Im demanding, you can simply stop all collection activity, including but not limited to removing this item from all credit bureaus to which it has been reported. If this is not done within 30 days of receipt of this letter, I will proceed to exercise all my legal rights, including litigation, to protect my good name.
I look forward to your immediate co-operation.
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| 06/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have disputed these account entries with the credit bureaus and The XXXX XXXX alike. Per my credit report, these entries were opened with The XXXX XXXX in XX/XX/XXXX. They began reporting these entries on my credit report in XX/XX/XXXX ; however, I never received any communication from this company that they were attempting to collect this alleged debt. I have never heard of this company nor have I ever did any business with them whereby a contract was signed. By not receiving a dunning letter, this is a direct violation of my rights. How am I to dispute the validity of an account if I am never notified. Had I not retrieved a copy of my credit report recently and noticed these inaccurate, unverifiable account entries, I would not have known they existed. Upon retrieving my report, I sent a certified letter with return receipt to The XXXX XXXX requesting that they validate this debt. I received correspondence from the XXXX XXXX dated XX/XX/XXXX and XX/XX/XXXX whereby they attempted to respond to my dispute.
Preferred Collection and Management provided copies of documents that are in violation of HIPAA as well as only reflecting a balance of XXXX which is contradictory to what they are reflecting on my credit reports. The balance for the 2 account entries are {$210.00} each ( Total {$420.00} ). How then are they saying they are verifying the account entries. THIS IS A LIE AND DECEITFUL!! Further, if XXXX XXXX XXXX XXXX XXXX has access to private information regarding the nature of the visit and exams and the facility ; where is the financial responsibility page that they should have whereby I granted permission/consent for XXXX XXXX XXXX XXXX to disclose this information? I requested a copy of all paperwork that was sent to me regarding this alleged account as well as a copy of any documents that bore my original signature. To date, to no avail. How then is this company reporting that these account entries are valid?
I am aware that HIPAA allows for certain information to be shared with 3rd party collection agencies for the purpose of collecting a debt but NEVER does it allow them to disclose confidential information without written consent. Preferred Collection does not have this information and were negligent in their reporting this entry as well as in the information they sent.
This company continues to blatantly violate my rights. I am requesting that this erroneous, inaccurate, unverifiable entry be DELETED from my credit reports IMMEDIATELY!
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| 02/28/2020 |
No |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX PREFERRED COLL & MANAG XXXX PREFERRED COLL & MANAG XXXX XXXX XXXX XXXX XXXX XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious PREFERRED COLL & MANAG XXXX PREFERRED COLL & MANAG XXXX PREFERRED COLL & MANAG XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/ ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 05/18/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX PREFERRED COLL & MANAG XXXX N/A XXXX N/A XXXX {$100.00} N/A XXXX {$86.00} Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious PREFERRED COLL & MANAG XXXX N/A XXXX N/A XXXX N/A XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XX/XX/XXXX SOC SEC # XXXX DOB XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 04/28/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX SOC SEC # XXXX DOB XX/XX/1935 ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX PREFERRED COLL & MANAG XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious PREFERRED COLL & MANAG XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/1935 ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 09/28/2016 |
No |
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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PREFERRED COLLECTION ACCOUNT NUMBERs : XXXX XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone XXXX ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you PREFERRED COLLECTION or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : PREFERRED COLLECTION or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX, XXXX XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 10/06/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX XXXX XXXX XXXX has placed a derogatory remark on all 3 of major credit report companies. It is a medical bill reported from XXXX Hospital XXXX XXXX for services dated XX/XX/XXXX. The patient 's name is my adult daughter who listed me as an emergency contact, not a guarantor of her charges. I do not recall ever having signed to pay any of her bills since she reached 18 years of age.
I have attempted to contacted the collection company, XXXX Hospital XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. None will provide me with evidence that I signed to guarantee her bills. XX/XX/2018 I spoke with XXXX XXXX 's office. Employee stated the computer listed my name as guarantor but was not able to provide me with any documents proving this. She was unwilling to remove me as guarantor. She stated that my daughter would have to have me removed. Daughter who had not been speaking to me since XX/XX/XXXX answered my text and denied she was ever aware of money owed to XXXX XXXX. After making several phone calls, daughter stated that several people told her there was no money owed. Daughter had my name removed from computer as Guarantor but no one provided her with a signature that I had ever agreed to cover her medical bills. In XX/XX/XXXX and XX/XX/XXXX I filed disputes with all 3 Credit Report Agencies. The derogatory remarks were removed only to return in XX/XX/XXXX under a different reference number. XX/XX/XXXX I received an email that XXXX determined it was my debt. To date, no one has ever provided me with a document showing my agreement to pay my daughter 's debts. The derogatory remark remains on my credit reports.
After several attempts to contact daughter and her husband, my husband received a text that she had already done all she could do to rectify the problem, including paying a small amount toward the debt. As they are no longer having any contact with us, we have hit a dead end.
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| 03/19/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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PREFERRED COLLECTION & MANAGEMENT is reporting a collection account to all 3 of my credit bureaus that I am not responsible for. In addition, PREFERRED COLLECTION & MANAGEMENT has violated the HIPAA law, by having access to my medical information. According to the HIPAA law a collection agency is only to be provided the following : Name and address, Date of birth, Social Security number, Payment history, and Account number.
I have no contract or business dealings with PREFERRED COLLECTION & MANAGEMENT. I have never received any correspondence from PREFERRED COLLECTION & MANAGEMENT stating that they owned this debt nor their intent to pursue collection & report erroneously to my credit bureaus. I have tried disputing and getting this issue resolved with PREFERRED COLLECTION & MANAGEMENT for some time. I have requested documentation to include a signed agreement & proof that PREFERRED COLLECTION & MANAGEMENT owns the debt ( along with copies of anyone else who has owned this erroneous debt ). PREFERRED COLLECTION & MANAGEMENT also seem to re-age and change the dates of this erroneous debt to continue to seem to make this a valid debt.
PREFERRED COLLECTION & MANAGEMENT is in willful non-compliance with the HIPPA & FCRA. Most recently when I tried disputing this debt I expressed the great financial and credit burden on my family. PREFERRED COLLECTION & MANAGEMENT even ignored those facts and continued to ensue the damaging affect on my family. I will continue to document my efforts to get this issue resolved. If this is not resolved I intend to pursue litigation & seek monetary damages. I am confident I will prevail and will not be interested in settling after legal expenses are paid. I believe it will be in PREFERRED COLLECTION & MANAGEMENT 's and my best interest to resolve this issue prior to litigation to avoid unnecessary out of pocket expenses.
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| 03/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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In XX/XX/XXXX, I initially reached out to Preffered Collection & Management regarding a {$100.00} medical collection that is not mine and was the result of identity theft. I sent them the official FTC report verifying that my Identity had been stolen and that the debt they were attempting to collect was not mine due to this theft of my Identity. They responded by saying that I needed to submit a police report that detailed the identity theft in order to have the debt removed. I work a very busy schedule with very long hours and was unable to immediately get to the the police department to get this report. This is why I was unable to provide the report when they initially requested it. I truly dont understand why this was necessary when an FTC report was submitted. However, on XX/XX/XXXX, I filed a complaint against Preferred Collection & Management. The complaint included the police report ( that they requested in XX/XX/XXXX ) and the FTC report. As a result, the removed the debt, but it then reappeared in my credit report without any type of prior notification, which is illegal according to the FCRA. I really dont understand why this erroneous debt, that obviously is not mine, is still appearing on my credit report. I have provided all the documentation that they requested and it is still there, even after deleting and illegally re-inserting. I just want this account removed once and for all. As the victim, i should not have to jump through all these hoops and go back and forth with the company to permanently removed an account that is not mine and that I have provided legal documentation to support. I know their previous feedback stated to contact them, but, honestly, i dont understand WHY I need to contact them when they have all the I do and documentation necessary. This is a headache and is causing me XXXX and really stressing me out.
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| 01/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have already lodged a complaint but apparently i did n't word this correctly. According to the law Within five days of contacting you, a debt collector must send you this written notice with the amount of money you owe and the name of the creditor. This notice also must explain what actions to take if you believe you do not owe money. I watch my credit and everything owed very very well. I have management services and monitor my credit weekly as my soft inquiries will show you. I was NEVER contacted about this debt until it was reported on my credit. At that time, i disputed because some other Medical Bills happened to come thru as well that i started a payment plan on with the same Medical Facility. Once the dispute came thru i received my first piece of mail from this company. They obviously had my address, and when i called to have them correct the issue properly they knew who i was by my telephone number. This is " parking '' debt and its not fair to the consumer which the cfpb seems to hold strong ground on. Again, as stated before. I know this is my debt and i know its something my insurance should have paid. I will in righting here agree to settle, start a payment plan until the insurance pays what they should, but thats only when this company does this correctly. The day they remove this from my report and do this legally is the day you we start a payment plan to settle this. Parking a debt is illegal and damaging to the consumer. This is my last attempt before retaining my council.
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| 01/30/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My XXXX son was in a car accident on XX/XX/2023 He was admitted to XXXX XXXX XXXX and stayed for 76 days. The first {$10000.00} of the bills were covered by my insurance ( XXXX ), and I have received a letter of XXXX XXXX XXXX from them. The driver who rear ended my son -- XXXX XXXX XXXX XXXX -- -had no XXXX protection coverage. I have XXXX XXXX ( XXXX ) health insurance coverage from my job as a XXXX. I have a {$6000.00} out-of-pocket maximum for the year, but in XXXX, I paid over {$12000.00} in copays. XXXX XXXX, a XXXX group with XXXX XXXX, billed my car insurance and then my medical coverage, but the claim was denied. They sent the bill to collections with Preferred CMS, who refused to stop calling. I contacted XXXX XXXX, who said they needed conformation that the claim was being reprocessed. On XX/XX/20, I spoke with a representative from XXXX, conformation code XXXX, who reprocessed the claim and said give it a week. XXXX XXXX has assured me that collection efforts would stop if the claim was reprocessed, but onXX/XX/224, I received another call. When I returned it, I spoke with a " XXXX XXXX '' who insisted that I needed to make payment arrangements. She would not let me speak and explain my case, so I emailed them and requested that they no longer contact me about this debt that I do not owe. I provided them with a phone number to XXXX and a representative 's name.
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| 01/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Ive spoken with Preferred Collections on 5 different occasions and have asked them to please verify who went in for service because it wasnt me. Each time they told me that they spoke to their supervisor XXXX and that she was going to escalate it and request information from the original creditor. Its been over 7 months and still no word or verification letter. On the 4th and 5th call it was disclosed to me that the person was treated at an unknown medical facility for a head fracture. Thankfully me and no one in my household has ever experienced a head fracture. On each call, no one ever disclosed to me the name of the medical facility. The last girl I spoke with, XXXX, suggested it was XXXX XXXX hospital because she had a doctors name and she did a XXXX search. I wouldnt take it as concrete information being that this medical visit took place in 2016. It bewilders me that this company is reluctant to delete this bill off of my credit being that they cant even verify that its mine and do not even know the name of the medical facility it came from. On the 4th call they disclosed to me for the first time a different bill which I verified that it was mine and I paid it immediately. Any help in this matter would be appreciated.
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| 01/10/2018 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have contacted this company and disputed these charges prior to doing this. I have set up a payment plan wit the Original Debtor XXXX XXXX to pay payments on all debts in their system in exchange for these being taken off of my credit, its close to {$5000.00} plus dollars. I have been making complete payments and also on time. And there were three debt collectors, XXXX, XXXX, and XXXX XXXX XXXX XXXX XXXX. The other two besides XXXX XXXX XXXX have removed their 's but this company refused to. I have no contract with them as well as no debt with them, and furthermore .... before I disputed the charges on my report I NEVER RECIEVED ANY SORT OF NOTIFICATION on this debt, which I received on X/X/18. So not having my information is no excuse to not follow guidelines here. I had no clue my insurance did n't pay these items UNTIL IT HIT MY CREDIT!!!!!!!!! This is a shady tactic used because I applied for a loan. Im very disappointed because all I had to do was make a phone call to them and my insurance to handle it. Please remove this as the client and the consumer requests before any further monetary damage is made to my credit. Thank you.
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| 12/20/2019 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/19 I set up payments with Preferred Collection and Management Services. I made one payment online and was sent a statement for the three payments post initial payment. I was looking into why I owed $XXXX in the first place since I had not been billed. When the second payment was due on XX/XX/19 I called and payed the balance to avoid any future payments after agreeing I did owe the balance. On XX/XX/19 my bank was drafted a payment of $XXXX. I called wanting to remove my bank card from the records since I have now overpayed. I was told by supervisor XXXX that preferred does not have my card on file and that I must have made the payment myself. I consider myself a perfectly sane person and know that I did not make the last payment of $XXXX. If they do not have my card on file, I am not sure how they can draft me. I do not trust this company and am truest fed up with them and the lack of respect I received on the phone. They also wanted me to email my bank records as proof that the charge was not backed out. Yeah no I don’t think so! Wow!
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| 10/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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On XX/XX/18 I contacted Preferred Collections Management regarding an open delinquent account of {$100.00} that showed on my credit report. I have never received notice of this debt via written notice OR phone calls from the creditor. Preferred Collections Management indicated that 2 weeks prior to my call on XX/XX/18, they had returned the debt to the original source and could not accept my payment. They told me they reported this closed account to the credit reporting agencies. Today, XX/XX/18, I contacted Preferred Collections Management again who advised they did not show any open accounts and this was once again reported to the credit reporting agencies. I then contacted the original creditor, XXXX XXXX XXXX XXXX who advised they have never received this account back from Preferred Collections Management. They are unable to accept payment from me as they do not see the account in their new system. Therefore, I am unable to pay this and dispute it with XXXX. This is negatively impacting my ability to apply for a mortgage.
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| 09/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I went to the hospital and was discharged on the same day, XX/XX/2023. Preferred Collection Management Services , Inc. contacted me via mail on XX/XX/2023. This is well after the five days they should have reached out, which means they are in violation. I received mail from Preferred Collection and Management Services , Inc., stating they were collecting my debt. I called the original creditor, XXXX XXXX XXXX, and filled out documents requesting financial assistance. I qualified for assistance and got my debt reduced by 90 %. So the original debt of {$5200.00} turned into {$520.00}.
I requested a debt validation letter in XX/XX/2023 and received mail on XX/XX/2023. The letter stated I still owed the {$5200.00} when the information they provided and obtained from the hospital clearly said I didn't anymore. I now owe just the adjusted amount of {$520.00}. This is a false collection. And they can't say it isn't because they even sent me documentation saying I no longer owe that amount.
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| 02/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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I spoke with a debt collector for PREFERRED COLLECTION AND MGMT at ( XXXX ) XXXX physically located at XXXX XXXX XXXX XXXX XXXX, FL XXXX. Their mailing address is XXXX XXXX XXXX XXXX, FL XXXX. The call was made in regards to these two accounts XXXX {$120.00} and XXXX {$83.00}. She informed me of multiple debts in their office. However, she never gave the Mini Miranda. She never informed of her attempt to collect the debt or that the call may be monitored or recorded. In addition, this debt collector was practicing unlawful and unethical practices. She refused to take a payment because the debtor was not making a payment on all of the accounts ( including the ones they could not provide a validation of debt for ). I offered to pay $ XXXX since they refused to take a 1-time payment on these two accounts. She refused to set up my payment arrangement and requested that I mail the payments instead.
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| 05/08/2015 |
Yes |
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I have a medical bill that I am paying for a my sons XXXX. ( I was n't aware of the bill until after I found out, from my own investigation that I even had a bill in collection ). I have requested XXXX via letter from the agency, Preferred XXXX, to please send me a bill, invoice, or something reflecting what amounts I currently owe. ( I have been paying every month {$50.00} to a company without any notice of a bill besides my voided checks as the only way to show proof of payments ). I finally received a call from a XXXX XXXX who was condescending and rude. He informed me that because I live in XXXX and no longer in XXXX, I will not be receiving a bill from Preferred XXXX, because they are not licensed in this state. All I want is SOMETHING, reflecting that I am making continuous " good-faith '' payments to an establishment. Is there legal recourse for me???
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| 10/29/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have multiple accounts from Preferred collections XXXX XXXX XXXX XXXX XXXX, FL XXXX, some of which are a duplicate accounts starting at {$720.00} dollars and down totaling over {$2000.00} on my credit report. The accounts are not in my name and do not belong to me they have not sent any communications about these accounts via mail. I have made multiple attempts over the last 3 months to have these removed I have requested documents to show that they are my accounts and have not been received each call I have made Ive been told to call back in one week. I have submitted a total of 4 disputes to the credit bureaus and they have not been removed due to being accurate even after the disputes this collection agency does not send any communications and refuse to delete these accounts.
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| 05/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Preferred CMS ( XXXX. XXXX XXXX XXXX, FL XXXX XXXX, XXXX ) has been continually robo calling my cell phone since approximately XX/XX/XXXX. On XX/XX/XXXX I sent them a certified letter ( that they signed for ) requesting that they cease and desist all communication with me and they have failed to comply. Due to all of the calls being automated robo calls, I have never spoke to a person a Preferred CMS, but if I had to guess, I would think that this is about a {$30.00} co-pay from XXXX XXXX XXXX XXXX that was billed and paid on XX/XX/XXXX. Both XXXX XXXX and Preferred CMS have received copies of the cancelled check showing that the amount and account number have been paid. I have proof that the bill was paid and proof of Preferred CMS 's acceptance of the cease and desist request.
|
| 09/08/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Older American |
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I recently applied for credit and discovered that I had been sent to XXXX XXXX XXXX XXXX XXXX out of XXXX, Florida for what was originally {$86.00} and now an {$87.00} debt.
I was never advised nor given the opportunity to dispute the medical claim which XXXX records reflect was assigned back on XX/XX/XXXX and the first day of delinquecy was XX/XX/XXXX.
I have disputed this dept via XXXX and they advised me that XXXX XXXX XXXX XXXX sustain the debt because the " name and address provided are still the same ''.
I am attaching a copy of the written letter of dispute being sent via certified return receipt requested.
Furthermore, in the state of Florida, the Statute of Limitations for a written contract is five years XXXX ( 2 ) ( b ).
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| 07/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
Servicemember |
|
Im being balanced billed. And they are in violation of Florida Statute 641.3154 ( 1 ).
This collection agency is continuing to report erroneous information on my credit report. XXXX ( insurance company ) this debt collector multiple times and advised them that is was illegal to place damaging information on my credit report. The collection agency reps were advised that medical providers have strict limit from the date of service until they stop accepting claims for that service. This provider failed to timely submit the claim despite having all the required information to do so. The collection rep stated during the call that the collection would be removed from my report -However that has not happened as required.
Please see attached
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| 08/24/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I called preferred collection and management company to inquire why are they reporting a collection that they never validated. The first rep was rude did not verify my identity proceeded to say the debt is mines and continued to talk over me I ask to speak to the manager who he left me on hold for over 9 mins when she get on the phone she did not verify me and she also stated that they do not have to validate debt and one letter was fine which I told her I never received any letter I ask the manager do you understand that your rep did not verify me before he gave the mini memoranda she told me not to speak to her that way I have the call recorded and they kept being combative would not let me speak to resolve this issue
|
| 10/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused the extremely high credit figure you might have displaying on my account. My demand to present this records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
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| 09/30/2020 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
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Web |
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I am receiving multiple calls from this company, both from their published phone number ( XXXX ) and others, all urging me to " call for an important message. '' assuming I am XXXX enough to call back and thus establish a " business or client '' relationship by initiating a call and speaking to them. There has been no written communication to document the nature of the purported debt. I have no outstanding debts as documented by a tri-agency credit report. This company is fishing for an opening. The multiple calls are harassing and likely based on a made up debt.
The last call was on XX/XX/XXXX at XXXX XXXX. The last call was on XX/XX/XXXX at XXXX XXXX. This is the 5th or 6th call from this company.
|
| 10/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I have had multiple attempts to contact me, every 4 days, robocall. I contacted them today, XX/XX/2019 for a previous call left on my voicemail.
The lady said they were a debt collector for XXXX XXXX, who apparently had my cell phone number before me. I have gotten other calls for her as well. I told the lady the same thing and asked to be removed. She said she understood, and would remove me but if a report came up with my number I would be contacted if it was regarding the original phone owner.
They then called again on the same number and robocall.
I would like them to quit harassing me. They have called me 7 times since XX/XX/2019.
XXXX XXXX XXXX
|
| 05/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
Servicemember |
|
This collection agency is continuing to report erroneous information on my credit report. XXXX ( insurance company ) this debt collector multiple times and advised them that is was illegal to place damaging information on my credit report. The collection agency reps were advised that medical providers have strict limit from the date of service until they stop accepting claims for that service. This provider failed to timely submit the claim despite having all the required information to do so. The collection rep stated during the call that the collection would be removed from my report -However that has not happened as required..
|
| 07/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
They put two charges a derogatory marks on my credit that do not belong to me. They were in my ex wifes daughter name and not my child. XXXX took them off right away snd I submitted a dispute the min it showed up. I have XXXX XXXX and am in good standing and even contacted them and they agreeded not mine. This debt comp preferred cms out 106 ) 5 then 107 two times on my credit snd they are 1000 % not mine. They called once a long time ago and a year later it shows up on mine. I haven't lived with my ex in 2 years. I request it be taken on and removed just as the other credit B did.https : /XXXX
|
| 11/24/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
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The company PREFERRED COLLECTION & MANAGEMENT SERVICES, has continued to reinsert previously removed non-factual debts. At this time, this company has reinserted the same debt multiple times causing ongoing credit detriment. PREFERRED COLLECTION & MANAGEMENT SERVICES should immediately remove this debt and cease and desist from any and all further collections effort in whole or in part. PREFERRED COLLECTION & MANAGEMENT SERVICES is further advised that pursuance of this matter may be subject to litigation and subject to any and all remedies deemed reasonable by local jurisdiction.
|
| 05/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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I noticed this collection agency on XXXX XXXX yet they never supplied me with a dunning letter or sent me any communication prior to placing collection on my credit report.
There are two accounts, which I assume are duplicates. One is for {$300.00} and the other for {$300.00}.
I have never heard of this company nor have I done business with them. When I sent them a debt validation letter, they ignored my request.
I contacted the original creditor they listed ( XXXX XXXX ) on XX/XX/XXXX and they have stated that I do NOT have a collection with this company.
|
| 04/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX ( insurance company ) called this debt collector and advised them that is was illegal to place damaging information on my credit report. The collection agency rep was advised that medical providers have strict limit from the date of service until they stop accepting claims for that service. This provider didn't timely submit the claim despite having all the required information to do so. The collection rep stated during the call that the collection would be removed from my report -However that has not happened as promised.
|
| 07/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Preferred Collection & Management have owing them {$160.00}, {$100.00} & {$53.00} respectively, supposedly for medical bills damaging my credit report file. I contacted them and explained that this account does not belong to me. I am a Veteran who is 100 % XXXX. The Department of Veteran Affairs ( VA ) pays 100 % of my Medical Bills & Medicine.
However, still, On XX/XX/2019, I contacted XXXX XXXX XXXX XXXX, Billings at ( XXXX ) XXXX XXXX who told me that I owe nothing. I have a Balance of {$0.00}!
|
| 11/11/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I wrote few times and this site keeps kicking me off as I write a dept that's a total scam from a old XXXX cellphone I returned and gave the tracking number to both parties scamming collection agency and XXXX witch said they received both cellphone with the tracking number I gave them but this collection agency said I still owe them XXXX I have ported my old numbers to a new cellphone carrier. I don't owe anything and there wrong doing my credit report please get them off my credit report.
|
| 11/11/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I wrote few times and this site keeps kicking me off as I write a dept that's a total scam from a old XXXX cellphone I returned and gave the tracking number to both parties scamming collection agency and XXXX witch said they received both cellphone with the tracking number I gave them but this collection agency said I still owe them XXXX I have ported my old numbers to a new cellphone XXXX. I don't owe anything and there wrong doing my credit report please get them off my credit report.
|
| 12/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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There are 5 separate collection accounts from preferred collection and management XXXX for debts they claim are from XXXX XXXX XXXX XXXX dates assigned to them range fromXX/XX/2014 toXX/XX/2017 acct # s XXXX, XXXX, XXXX,XXXX and XXXX. I have requested multiple times for invoices for these accts they claim are mine and since XXXX they have yet to provide them. They have my updated address and still no avail. I am demanding that these items be removed from my report immediately.
|
| 10/31/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
Placed for collection by XXXX XXXX XXXX with Preferred Collection & Management services for {$51.00}. Claim states this is amount I owe for blood work on XXXX. I never received a bill from the hospital nor a notice from XXXX XXXX XXXX. From what I can ascertain on the phone, this was a denied charge for XXXX code, and should have been resolved internally. I was told this could take 30+ days to resolve. In the meantime, my credit report shows I have been placed for collection.
|
| 09/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I called and wrote to this collection company representing XXXX XXXX XXXX XXXX.
I sent all my medical insurance Ids. I ask for a break down of the billing. receipt of payments from whom balances. I wish to pay for the correct amount. Need to know in clear written language who owes what ... I am not a accountant and cant read all these scribbled notes.
Perferred Collection and Management services Tel XXXX Reference # XXXX Client Acct Number XXXX Amount Due {$81.00} DISPUTED
|
| 07/24/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
Yes, the credit dept say the company ask them to keep the fraud on my report in have me company them i have contact them a number of times in this has n't not been remove from my credit file which makes this more outrageous is i have been on XXXX since i was born in XXXX and XXXX both pay all my health care bills on by somebody use my name in a fraud this bill was n't pay for but the collection agent trying force me to pay something that was n't done by me.
|
| 03/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Was contacted by phone saying I opened a XXXX XXXX credit card in 2013 and used my social security number and my old address which I tried to explain to them that I never opened a credit account in that year but they still determined that it was me then they told me that they are marking down that I refused to pay and they will seek legal action the person who I spoke with got very nasty with me after I called them a scammer
|
| 11/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed the alleged medical collections reporting on my credit many times with the 3 major credit bureaus. As well as directly with the collection agency via certified mail. The information they provided back to me clearly shows that the accounts are NOT mine. They also did not even provide any proof at all on half of the 8 accounts they allege i owe. They have violated 15 USC 1692 FDCPA and 1681 FCRA.
|
| 11/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In my review of my credit report on XX/XX/2018 XXXX XXXX XXXX XXXX XXXX is reporting a collection debt account number XXXX to the credit reporting agency.
I have no knowledge of this collection debt and this negative account has affected my ability to obtain credit. It is a violation of FCRA to report any collection debt to credit reporting agency in attempts to collect a debt without notifying the consumer.
|
| 07/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The collection agency was advised that I had XXXX XXXX and member ID is XXXX .. The collection agency was advised that hospital had info and nothing was done to verify these statement instead the agency called 36 times in one day and continues to call. As I advised the employee from hospital and collection agency they must bill XXXX XXXX then I will appeal claim and XXXX XXXX will pay.
|
| 10/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
The medical debt was consistently being paid WHEN it was turned over to this collection agency. This company - Preferred Collection & Management Services. This company repeatedly calls my phone number sometimes XXXX times in a row and have been calling before XXXX. This morning they called me XXXX times just between XXXX. It is excessive and ridiculous and they 're breaking the rules on collection.
|
| 02/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Preferred Collection and Management is trying to collect a debt that I do not owe and does not belong to me. I have requested this company to provide validation of debt from original consumer, which I have not received any information relating to my request. I would like Preferred Collection and Management to remove this derogartory collection account from all credit bureaus immediately.
|
| 06/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is now the second complaint I am filing against this company. This company stated in the last response they sent validation many times to addresses that are NOT known to me and spoke with me which I NEVER re call ever speaking with ANYONE. I am requesting FULL VALDATION, signed authorization be sent to me through the CFPB portal which can be uploaded so I can review the information
|
| 03/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
This company, Preferred CMS, alleges that I owe a debt. I have never done business with this company. In XX/XX/2019, my chapter XXXX bankruptcy was discharged. I am unsure if this relates to the discharged debts. I tried calling today, but the hold time was too long. I tried to block the number, but they use rotary dialing and call from different extensions every day.
|
| 10/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company " XXXX XXXX XXXX '' calls multiple times daily starting at XXXX. I have consistently told them to remove my number from their calling list due to the multiple calls. I eventually blocked the number, however they continue to call from " Unknown '' numbers this time around XXXX Est, they continue to leave voice messages.
|
| 03/14/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American |
|
Collection company refused to accept the payments that I 've been doing to the Dr.s bill department. They ignore the Dr 's agreement to lower the debt and payments the Dr. is accepting for 4 months. They reported to XXXX that I am not making payments. They refuse to send me information about payments that I owe to them.
|
| 04/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
15 U.S.C 1681 602 A. States I have the right to privacy.
15 U.S.C 1681 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 U.S.C 1692 C. Communication continuous phone calls/ voice mails all hours during the days and nights.
|
| 06/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Robo calls come in every day at least 4 times a day. I was only able to speak once with a representitive who told me more than 90 days ago that they will no longer call, but they still are and they still leave robocall voicemails telling me they are a collection agency. need it to stop.
|
| 04/25/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Older American, Servicemember |
|
XXXX XXXX HAS BEEN WORKING ON MY PROBLEM FOR MORE THAN 2 YEARS NOW, AND NOT GOTTEN ANY BETTER SINCE. IMY SCORE WAS OVER 620, WHEN I CHECK WITH XXXX XXXX A MONTH AND A HALF AGO AND IT WAS WELL OVER 620, AS OF TODAY IT, S XXXX. WHAT IS GOING ON. I NEED FOR SOMEONE TO FIX THIS NIGHTMERE.
|
| 06/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
There is a collection listed on my credit file which is unknown to me. I have never been notified of this nor should I owe. I do not think this even belongs to me. I have tried to dispute and request validation and nothing has happened nor have I received anything. Please help
|
| 06/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with these authorities/leasers. I attempted to get in touch with them a few times and request verification of possession however they neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 03/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I just received a notification that a collection was added to my credit report. I have no knowledge of this company nor I have ever received any services. I was never notified via mail or otherwise of me having any possible debt with this company.
|
| 07/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Preferred Collection and Management is trying to collect on a collection account that is not mine and I have no part of. I am asking that this matter be resolved immediately and the collection account be removed from my credit reports immediately.
|
| 05/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not owe for this account this was an account maybe owed by someone else other than my self. I have not authorized this account and services were never rendered to me. Its a medical bill sent to collections that does not belong to me
|
| 02/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The account that I am submitting this dispute for is not mines. The debt appears to have originated from a medical services that I did not use. I have no idea how this could have taking place without my consent.
|
| 01/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was on-line looking at my credit report prior to buying a new vehicle an d noticed a medical collection I had no knowledge of.
|
| 01/30/2024 |
Yes |
- Debt collection
- Medical debt
|
- Electronic communications
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 12/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Phone |
|
|
|
| 01/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 09/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 01/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/24/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/02/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/28/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 10/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/01/2020 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 08/28/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/12/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/07/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/27/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 02/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 11/04/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 09/06/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 02/26/2019 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 12/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/21/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/03/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 07/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/16/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 06/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/07/2017 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 11/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 10/20/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/25/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/28/2016 |
Yes |
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
|
|
|
| 04/20/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/19/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Referral |
|
|
|
| 08/24/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Servicemember |
|
|
| 08/11/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/08/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/16/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/06/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/03/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 09/24/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/26/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 09/22/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/22/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|