Pendrick Capital Partners Holding, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/03/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 328XX	Web	Servicemember
Affiliate Asset Solutions , LLC ( AAS ) has stated, that I have not provided any reason why I feel l am not obligated to pay this debt. My responses is, once the agency provides legal validation, I'll be more than happy to answer that question. Up to this point the agency has not provided any information to legally validate the alleged debt. Ironically your agency boast about being glad to provide your license # XXXX but in a quick swoop to reasonably discredit your agency, if you are indeed legitimate, if you are really a debt collector that is in line with the Fair Debt Collection Practices Act and you really believe I owe this alleged debt then why have you failed to put this account on my credit report? If you truly are an up standing collection agency and that a debt collector job is to get consumbers to pay their debts which would work in your favor and benefit your agency to make a profit, please explain the reason as to why you refuse work towards what your agency 's job is to do and why do you fail to follow the law. The agency also alleges they sent validation on XX/XX/19. If possible please provide the proof and evidence that you sent this alleged validation letter, that the itemized bill was deliverable to the same address because up to this point my records indicate that you have not provided any. Also please explain as to how you would send a letter on XX/XX/19 alleging that it is validation when the original/ initial bill is dated XX/XX/19. You also alleged that the letter was sent to the street address in this complaint but with XXXX . XXXX and that is one digit different than the address in this complaint. Please note that my records indicate that your assertion of your alleged validation letter may or may not have reached my address is irrelevant. USPS postmaster supporting response to this idea makes your claim irrelevant and inexcusable. VP of Operations, XXXX XXXX or whom is may concern, let me remind that even though you have a recording, I too have a record of the conversation and in that particular conversation I clarified the correct address so to bring up the issue stating and saying that the apartment number is one digit off and then asked me did I receive an alleged validation letter is not sufficient and will be inexcusable in a court of law. Let me remind you that this information is shared with the Federal Trade Commission, which will add this complaint to its database for state and federal law enforcement agencies. I would be very careful with trying to cover up and confuse the truth. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information because I have some questions. I need to hear from you to make an informed decision about your claim that I owe this money. I am open to communicating with you for this purpose. In order to make sure that I am not put at any disadvantage, in the meantime please treat this debt as being in dispute and under discussion between us. Thank you for your cooperation. Sincerely, XXXX XXXX
09/27/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33909	Web
Spoke to my atty on XX/XX/XXXX to find out if they were ever able to get " XXXX XXXX '' paid since they hadn't gotten in contact with my atty. XXXX, the paralegal said she's been sent on a wild goose chase over and over again. SO I attempt to get this resolved. -XX/XX/XXXX I contact " XXXX @ XXXX I speak w/ XXXX and he said my acct is closed and was transferred to XXXX. -Call XXXX @ XXXX and spk w/ XXXX. Was told they do not handle my acct, # XXXX and this has been transferred to Pendrick Capital. -Call Pendrick @ XXXX and am told that this is handled by XXXX XXXX XXXX XXXX Call XXXX XXXX XXXX @ XXXX and they are now XXXX XXXX XXXX XXXX . Okay, I'm in the right dept. WOOHOO!! - I speak with " XXXX '' and ask if they would take a reduction on the balance due. Explained to him that my attorney has not been able to get any sort of correspondence from anyone regarding my balance. I have money set in a trust acct due to an auto accident. They are the only company that never responded to the bill requests. " XXXX '' says he can accept {$370.00} as Full and Final Payment. I ask to please put something in writing so I can get thid to my atty. He said he can't and if I " don't pay this today, then he can not honor the reduction. '' Explained to him, AGAIN, that I'm trying to get this paid by my attorney and they have money set in a trust. He couldn't guarantee the reduction offer will still be available then. Said " Everyday the reduction amount can be different. '' XXXX??? I said, " So one day it's 50 % off, the next its 30 %, the next it could be 100 %??? What kind of company was this? Why would they play with someone's credit like this? I ask for something in writing ANYWAYS, so I can at least get it to my atty. He said he can not provide me anything in writing, blah, blah, blah, etc. I explained I'm not going to pay anything unless I get something in writing showing that this will be honored. I'm not going to trust a company who's practice of collecting debts is to offer reductions but only if you " pay me today!!! '' or take a gamble and see how much we'll approve tomorrow!! I ask to be transferred to a supervisor. XXXX has terrible manners, terrible customer svc skills, and he's clearly trying to make his commission so I can pay him today. Mind you this bill is from XXXX. Guess 1 more day is going to end the world! I finally speak to XXXX XXXX - a supervisor at apprx XXXX EST. He said he will get me something in writing and he will give me until tomorrow to honor the reduction??? Now I'm getting 24 hrs, as opposed to 5 hrs. Woohoo!! XXXX XXXX EST and I have no email. Called XXXX XXXX XXXX back spk w/ " XXXX '' Explained that it's almost XXXX EST and MOST attorney 's offices close at XXXX XXXX. If I don't get the email before the end of day, then I've already lost part of my time until my offer explodes. " XXXX '' said the email should arrive shortly, and it has been sent to the correct department so they can get it sent to me. Explained that I still need to get it to my atty and then he still needs to have time to review and approve it. Per " XXXX '' he said " yes, no worries, we will wait for you. '' I get the email from XXXX XXXX - Compliance and Quality Assurance Supervisor. at XXXX XXXX EST. The letter states that I have until XX/XX/XXXX to pay. Whatever, I sent it to my atty anyways. My attorney emails me with a copy of the reduction letter, a letter signed by my atty indicating full and final payment, and a copy of the actual check that's been issued to " XXXX XXXX. '' I also forward a copy to XXXX XXXX just as an FYI that their payment is coming since this is the only email address I have for this company. I get a call at XXXX XXXX from " XXXX XXXX, and get told that I need to hold so they can transfer me to someone else. I spk w/ someone else and explain the check is in the mail. I give the rep the check #, the amount, the bank it's drawn on, and he said if the check isn't received by the end of the month ( Hey, now I have until the end of the month ) they may not be able to honor the reduction. He wants me to call the service that's mailing the check and make sure??? Call the USPS and tell them to " hurry '' Are you XXXX kidding me???? I expld this is not possible and I told him that it should arrive by the end of the month. Nope this is not good enough, so I tell him that he better NOT cash my check and to mail it back. He transfers me to XXXX XXXX - supervisor and XXXX said that I have 3 days ( Where did my other days go? hmmmm ) for the check to get there. I told him that if they don't want to honor my check to send it back. If they don't agree to {$370.00} as full and final payment then don't cash it. He said I need to call my atty and tell them to " not write on the check full and final payment. '' This is straight XXXX and smells like they are scamming so bad. I asked if my call was being recorded and he said yes, and they will NOT cash the check. Okay, I'll wait for it to be mailed back. This company has something going on with it that I do not trust. This has been the greatest customer service, debt collector I've ever worked with!
04/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19608	Web
Date of medical service XX/XX/XXXX XXXX XXXX ER - had insurance through XXXX XXXX XXXX XXXX at time of service and paid the {$120.00} ER fee at time of service XX/XX/XXXX - Received 1st collection bill from XXXX XXXX XXXX XXXX for XXXX XXXX XXXX XXXX for {$1300.00} XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX and told them I had insurance at the time of service and they needed to submit to my insurance company. Gave them all of the insurance information. XXXX/XXXX/XXXX Received another bill from XXXX XXXX XXXX XXXX XXXX as the bill from XX/XX/XXXX XX/XX/XXXX Received another collection bill from XXXX XXXX XXXX for {$1300.00} XX/XX/XXXX Called XXXX XXXX XXXX to look up claim in their system and they stated the claim was never submitted. XX/XX/XXXX Talked to XXXX XXXX XXXX XXXX XXXX aka Pendrick Capital Partners and he said they would submit to the insurance company. XX/XX/XXXX Insurance company said they saw a claim from XXXX XXXX and XXXX XXXX XXXX for date of service but confirmed nothing was ever submitted from XXXX XXXX XXXX XXXX. XX/XX/XXXX Talked to XXXX from XXXX XXXX XXXX and he said for XXXX XXXX to fax a bill to XXXX or address to file a claim is XXXX XXXX XXXX XXXX, XXXX. XXXX and to reference Member ID on the claim. XX/XX/XXXX Spoke to XXXX XXXX at XXXX XXXX XXXX and he said check back with insurance company, but they should have the claim right away. XX/XX/XXXX Talked to XXXX of Pendrick Capital Partners ( PCP ) XXXX and she stated that XXXX XXXX has to file the claim now and they have to resubmit to insurance and that Pendrick Capital Partners does nothing like that. XXXX -said XXXX sent email to authorize XXXX XXXX to resubmit to insurance since PCP is parent company to XXXX XXXX XXXX XX/XX/XXXX Talked to XXXX XXXX and XXXX XXXX of XXXX XXXX XXXX and they said there is nothing they can do about the insurance it is my responsibility. XX/XX/XXXX called PCP back again and talked to XXXX and she said that XXXX XXXX has received the authorization from PCP to resubmit to insurance and I should wait for them to call me back. XX/XX/XXXX XXXX XXXX XXXX XXXX and talked to XXXX to see if they receive the claim yet from XXXX and he said it takes 14 days to receive a claim. XX/XX/XXXX Talked to XXXX XXXX XXXX XXXX XXXX and made sure they had the address and fax to submit the claim and he said they would be submitting a claim. XX/XX/XXXX Received a new collection agency bill from XXXX XXXX and called them and explained the situation they said they closed the collection out and are sending it back to Pendrick Capital Partners XXXX XXXX ( XXXX ) XXXX stated the account was closed at XXXX XX/XX/XXXX XXXX called Independence XXXX XXXX and they said they still never received a claim for the {$1300.00} I requested they send all related EOBs. XX/XX/XXXX Received a new collection bill from a new collection agency XXXX XXXX XXXX another affiliate of PCP XX/XX/XXXX XXXX called them and the girl there said to get proof of the contract between XXXX XXXX XXXX XXXX and XXXX XXXX XXXX and write a letter stating I am not responsible for timely filling and send all of that to them. XX/XX/XXXX Contacted XXXX and asked them to send me letter they said they would. XXXX Still no letter from XXXX so called to inquire and they said the letter was mailed out yesterday. XX/XX/XXXX Received another bill for collection spoke to XXXX XXXX of XXXX XXXX and he said mail in everything I has so I mailed all of that on XX/XX/XXXX. XX/XX/XXXX Called them to see if it was resolved and still was not. I asked for a supervisor and spoke w/ XXXX XXXX and he said email him the front and back of the insurance card and I emailed him that, as requested. XX/XX/XXXX Received another bill from XXXX XXXX showing original charged off bill from XXXX XXXX ad to contact their office. XX/XX/XXXX Called and left a message directly with XXXX XXXX Supervisor XXXX XXXX email XXXX and asked hi to call me tomorrow. XX/XX/XXXX XXXX XXXX XXXX called and spoke with XXXX XXXX and he said my account is on hold and they are submitting this for billing to the insurance company. I asked how long this will take because I had been told that in the past and nothing was ever submitted. He said to follow up XX/XX/XXXX XXXX as it can take 60 days. XX/XX/XXXX XXXX Received a call from a new collection agency called XXXX XXXX XXXX to my cell phone. XX/XX/XXXX XXXX called XXXX XXXX XXXX back, tried to explain everything and that I am not responsible for this bill. They put on a supervisor ( I didnt get his name ) but he offered to settle this bill out 100 % for {$380.00}. I asked him to put this in writing and send it to my email address. He said he could not do that. So I said I am not willing to pay anything unless I have information in writing as I am not responsible for any of this.
03/07/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	PA 17356	Web	Servicemember
XXXX XXXX XXXX XXXX has reported several fraudulent debt on all XXXX of my credit reports. I have disputed the fraudulent debts with all relevant credit bureaus, resulting in deletion because they cold not verify the debts through the automated dispute system. They never sent me notices for all but XXXX of them, and damaged my credit until disputed and deleted. This happened approximately 8-9 times with XXXX. I know this is not really a violation ( unfortunately they will lie about notices ), but it should be. They knew they could n't verify from the time they reported. What they have done in violation of the FCRA, is sold, transferred a fraudulent debt after an identity theft block ( XXXX ) was placed on a fraudulent debt they reported. I submitted block request to XXXX for the debt back in XX/XX/XXXX, and the debt was deleted within the specified time under FCRA. I can only assume it was blocked by XXXX, since it was deleted, and XXXX did not send me any notice regarding refusing to block, which the law would require if they did. Again, all of this means they placed a block on the XXXX debt, and should have notified XXXX that this debt was a result of identity theft. The fraudulent debt had an original creditor, current creditor, and collection agency that was to be collecting on the debt. XXXX of XXXX County, the original creditor, knows nothing about this debt and told me to contact the Attorney General. This was the only debt reported that I received notice from CFSI for, so I requested debt validation in the 30 day time allowed to dispute a debt. Their " debt validation '' is a JOKE, and has Fraud written all over it. The papers they sent me looked like someone obtained my personal info from sources, and plugged in to their pathetic excuse of a debt validation. The information did not match the timeline of my true life events at the " time of service ''. The dates, XX/XX/XXXX for insurance billed, and well, I 'll let you decide the ridiculous attempt at fraud for yourself. Also, these fraudsters obviously do n't have spell check, which makes them even more pathetic. The " debt validation '' has spelling errors, refering physician, and amount refered? This accurate spelling is " referred '' or " referring '' you XXXX, look it up. So after XXXX blocked this debt, approximately 3 weeks later, I receive a collection notice from XXXX XXXX XXXX for the SAME debt. The debt is same amount, same original creditor, same current creditor, just different collection agency this time. Really? I was a victim of identity theft, resulting in XXXX page police report, and they should not even have my personal information, they have no legal reason to, and they continue to share it, add to another database which adds more risk of it getting stolen again. They violated the law by selling, transferring, placing for collection a debt that they were told, or should 've been told was a result of identity theft. It is their responsibility to have reasonable measures in place to make sure this DOES NOT happen, and XXXX should have made sure the debt was dissolved once notified, but they knew it was fraudulent before that. If they do n't have reasonable measures to prevent this, they should be shut down. They think they are above the law, and they are in the business of collecting fraudulent debt, this just confirms that is exactly their end game. I mean, they ca n't even spell correctly on their " debt validation '', which is beyond pathetic. The original creditor tells me to call Attorney General, so what does that say about this on top of the obvious? XXXX has also called my cell phone, which I never authorized, and never gave them my mobile phone number. I will attach FTC Identity theft complaint, but not actual police report due to amount of info it contains. XXXX Area Regional Police Dept., report # XXXX, Officer XXXX
05/14/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33313	Web
On XXXX/XXXX/XXXX, I went for treatment at the XXXX at XXXX XXXX XXXX XXXX in XXXX XXXX, FL. I provided them with a copy of my health insurance card and my driver 's license ( which has my mailing address ). They also took my tel # which has not changed to date. This means that in addition to all my health insurance information, they had a reliable telephone and mailing information for me. I received a bill from XXXX XXXX for the {$100.00} copayment on XXXX/XXXX/XXXX, which I paid. I did not receive any other bills but I did not find this unusual because in the past, the bills were sent directly to my insurance company and all I was usually liable for was the {$100.00} co-pay. In XXXX XXXX, I received a notice from XXXX XXXX XXXX XXXX, a debt collection company, trying to collect {$370.00} on behalf of XXXX XXXX XXXX for my visit on XXXX/XXXX/XXXX. I asked why was this still owing and they said my insurance company denied the claim. When I contacted my insurance company, I was advised that they had denied the claim submitted by XXXX XXXX because they submitted the claim late. When I contacted XXXX, they said that they were trying to contact me but the letters kept going back with invalid address. When I asked them what address they had, it turned out that they had omitted a digit from my apartment number. As a matter of fact, I received one statement in the mail from them around XXXX only because the mailman had another piece of mail for me and was able to determine what mailbox to use. Basically I believe there was a breakdown in information sharing between XXXX XXXX and XXXX. XXXX had my apartment number incorrect which is clearly not my fault since XXXX XXXX had the correct address that they used to bill me. Further, if XXXX had submitted the claim on time, my insurers would have paid it, hence there would be no reason to bill me. My insurers contacted XXXX in XXXX and filed a grievance on my behalf. The collection calls ceased after that. In XXXX XXXX, I received a call from Affiliate Asset Solution, LLC, who are attempting to collect the same debt. I also received a notice from them dated XXXX/XXXX/XXXX attempting to collect {$370.00} on behalf of XXXX XXXX XXXX. I feel that I should not be held responsible for this debt for various reasons. 1 ) XXXX submitted the claim late, hence the denial by the insurance company. 2 ) When we go to the XXXX we are not told who to expect bills from. Without my receiving a bill from XXXX within the claim period, I would not have had the opportunity to contact the insurers myself to ensure that the bill was paid. XXXX had stopped trying to collect the debt and apparently it has now been sold to a new entity. I feel that I am being victimized because of ineffective communication between XXXX XXXX and XXXX XXXX XXXX and because XXXX failed to submit their claim in a timely manner. I had provided all the information they needed to submit the claim and I should not be held liable because they failed to do so within the allotted time frame. I have since contacted my insurance company, XXXX XXXX, to contact Affiliate Asset Solution to file another grievance. However, I would like all collection efforts to cease permanently because I am not responsible for this debt. I do not want this negative action to affect my credit report and I do not want another credit collection company to be calling me in another year. I feel that my rights as a consumer is being violated as I am being held responsible for a situation that I had no opportunity to prevent. How can I be held responsible if an entity fails to do what they are supposed to do? I would love for this matter to be settled permanently.
11/27/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	PA 184XX	Web
The first call I received was on XX/XX/XXXX. Today is XX/XX/XXXX. I have received a call every weekday, twice a day, since. The second time they called, I answered and they informed me that I had a medical collection that was due in the amount of {$130.00}, from early XX/XX/XXXX. I asked her for a paper bill and informed her that I would pay the debt in full once I receive the bill. She was happy to take down my address and informed me the bill would be sent out, this was the second call I had received that day so i asked that I not receive anymore calls. The next day I received another call from the same company asking about the same collection. When I informed her of the conversation I had the previous day she grew very upset and told me that I do n't need a paper bill. That I know I had visited a hospital in XX/XX/XXXX and did not need a bill to verify that I " Owed the doctors money. '' So I told her that I had health insurance at the time so i need to verify with them that the amount they are claiming I owe is the actual amount my insurance company did not cover. She said that i dont need to verify anything because " i know I had a bill and chose not to pay it. '' I told her that I have never received a bill from the hospital or anyone else about this. She then repeated my home address back to me, I verified that was my address and informed her that she only had it because I gave it to her colleague the day before. This seemed to make her even more upset. She told me that if I paid the bill then and there that they would not report the debt to my credit report but if I waited for the paper bill then they would report it and it would have an extremely negative affect on my credit score. I told her that i work in the banking industry and deal with credit reports every day. I let her know that a single medical collection would not have that large of an impact on my score, so I was not worried and was still going to wait for the bill. She told me about how long she has worked for her company, and all of her experience with credit and how she knew it would severely impact my score. She again she requested my payment details. At this point I was fed up and informed her that i have already requested a paper bill, have already requested not to be called, and would satisfy the debt when i receive the bill. I hung up the phone. I received another call from the same company later that day and did not answer. So they changed tactics. They began calling my bosses personal cell phone. The first call my boss received was on XX/XX/XXXX. They informed my boss that they were a collection agency and wanted to speak to me about satisfying a medical debt which had gone into collections. My boss informed them that she had absolutely nothing to do with my debts and asked that they not call her back. Since then they have called my bosses personal cell every weekday, up to three times a day. Today my boss was fed up. They called her again and this time she put me on the phone with them. They informed me that they were trying to satisfy a medical debt from XX/XX/XXXX, in the amount of {$130.00}. I was furious. I told her that she has been calling my bosses phone over and over again even though they asked that her company stop nearly two weeks ago. I asked for a supervisor. The supervisor told me that they would remove my bosses number and make sure i am not called again. Needless to say I received another call from the same company just a few hours later. It has been weeks and they have completely failed to provide me with a paper bill while at the same time embarrassing me with my employer.
06/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33801	Web
I have disputed these account entries with the credit bureaus and XXXX ( XXXX and XXXX XXXX companies too ) alike. The entries are deleted and then added back without my being notified of the re-insertion from the bureaus as well as this company providing any substantiated documentation to support what they are erroneously reporting on my credit reports. This account should not even be reporting on my entry reflecting that the type of medical facility the alleged debt is associated with. This in and of itself is a violation of my consumer rights. This company has changed the account numbers as well for this same account ( ILLEGAL ). In my XX/XX/2017, credit report, this same account with the exact same amount reflected an account number of XXXX ( see attached ). Which is it? This proves further that this company is not being honest and abiding by the law. Per my credit report, these entries were opened with XXXX XXXX XXXX ( as reporting but they were truly with XXXX and Pendrick but blatantly violating my rights with this reporting ) in XX/XX/2017 ; however, I never received any communication from this company that they were attempting to collect this alleged debt. I have never heard of this company nor have I ever did any business with them whereby a contract was signed. By not receiving a dunning letter, this is a direct violation of my rights. How am I to dispute the validity of an account if I am never notified. Had I not retrieved a copy of my credit report and noticed these inaccurate, unverifiable account entries, I would not have known they existed. Upon retrieving my report, I sent a certified letter with return receipt to XXXX ( as reflected and XXXX and Pendrick ) requesting that they validate this debt. I received correspondence from yet another collection agency XXXX XXXX XXXX dated XXXX and XXXX whereby they attempted to respond to my dispute with them. XXXX XXXX XXXX provided a copy of documents that were created on their letterhead whereby they are arbitrarily stating the amount due for the XXXX account is {$780.00} and {$210.00} ; however, the entry on my credit report reflects {$710.00} ; yet another violation of HIPAA. How then are they saying they are verifying the account entries. THIS IS A LIE AND DECEITFUL!! Further, these collection companies have access to private information regarding the nature of the visit and exams and the facility ; where is the financial responsibility page that they should have whereby I granted permission/consent for XXXX XXXX to disclose this information? I requested a copy of all paperwork that was sent to me regarding this alleged account as well as a copy of any documents that bore my original signature. To date, to no avail. These companies have furnished NOTHING!! How then is this company reporting that these account entries are valid? I am aware that HIPAA allows for certain information to be shared with 3rd party collection agencies for the purpose of collecting a debt but NEVER does it allow them to disclose confidential information without written consent. These agencies do not have consent nor the paperwork to reflect the consent of this information and they are all negligent in their reporting this entry as well as in the information they sent. This company continues to blatantly violate my rights. I am requesting that this erroneous, inaccurate, unverifiable entry be DELETED from my credit reports IMMEDIATELY!
04/27/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07083	Web
I sent the company the following letter on XXXX XXXX , XXXX , after an attempt to collect a debt : Affiliate Asset Solutions , LLC XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX , GA XXXX RE : VALIDATION OF ACCOUNT Account # : XXXX To Whom It May Concern : I neither affirm, nor deny this purported debt. You claim I owe your company {$980.00}. This letter is being sent to you in response to your letter of XXXX XXXX , XXXX . Please be advised that this is not a refusal to pay the debt, but a notice sent pursuant to the Fair Debt Collection Practices Act , 1 : USC 1692g Sec 809 ( b ) that your claim that I owe you money is disputed, and validation is requested. Under the Fair Debt Collections Practices Act, I have the right to request validation of the debt you say I owe you. I am requesting proof that I am the correct party, and there is some contractual obligation which is binding on me to pay this debt. This is NOT a request for verification via XXXX or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section of the Fair Debt Collection Practices Act. Reporting inaccurate and unsubstantiated information to a credit reporting agency may constitute fraud under federal law. Compliance with this request is required under the laws of state and federal statutes. Debt validation includes the following : 1. Who was the original creditor on this account, and what was the account number? 2. What was the original amount owed? Please provide a complete payment history, starting with the original creditor. 3. Please provide me documentation that indicates that I agreed to pay someone this sum of money. 4. What was the original date of delinquency for this account? 5. Agreement that grants you the authority to collect on this alleged debt, or proof of acquisition by assignment. 6. What did you pay for this account, and how did you calculate the current amount owed? I require compliance with the terms and conditions of this letter within 30 days of your certified receipt, or a complete removal from my credit profile, in writing, of your claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with the FTC, and appropriate county, state, and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages. In addition, the Fair Credit Reporting Act states that while this item is being investigated you must indicate to the bureau that the account is under dispute and will remove/cease from reporting this information to the Credit Reporting Agency until full validation has been completed. I have sent a copy of this request for validation to the XXXX nationa l Credit Reporting Agencies to b egin their 30-day investigational process concurrent with your investigation. They responded on XXXX XXXX , XXXX , without providing the validation requested and stated the following : " The amount owed shown in the enclosed bill is XXXX because your account has been charged off as a delinquent account. This does not mean there is not a balance due, or that you have a XXXX balance. Numbered explanation can be found under the " Date of Service '' column. '' Please refer to the " Total Charges '' column for your correct balance. '' The total charges shown is {$980.00}.
09/15/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OH 440XX	Web
ISSUE : ALSO FALSE STATEMENT OR REPRESENTATION I received a letter from a debt buyer, Pendrick Capital Partners II, LLC, for an old debt that was never verified and/or validated from the previous debt buyer. One problem is that the old debt buyer that just sold it, XXXX, did so I believe out of spite and because they obtained recent info on me from a recent complaint filed against them and they have since decided to send that info on to a 3rd ( or 4th ) party to attempt to collect this old debt and/or to purposely have it end up on my credit report since they now have to remove a different account reporting as a result of the complaint filed against them ( diff acct. ). The second problem is the debt buyer they sold to, Pendrick Capital Partners, LLC sent me a letter ( attached ) where they boldly and falsely claim to have purchased this debt from the Original Creditor which is an outright lie. This is where I should mention that this same account is still currently being reported on my credit report by XXXX who, per my knowledge and per current CB reports, is the current owner of this account. I have not been made aware of any transfer or sell of this debt other than Pendrick sending me this letter claiming to be the owner of the account. Nor has XXXX stopped reporting on the account, closed it or removed it from the bureaus. Also, note the letter does not state " new '' owner and lists a different name and address for where to send the payment to, a different address/state for the return address and a different name as the Current Creditor. So, who owns the account? Who is the rightful and legal Creditor? This is all very misleading and is obviously a bunch of false representation. This could very well be the same debt buyer, XXXX, that is currently reporting this debt to CB just using unethical tactics and playing games. I have checked and can not locate any registration in Indiana or Michigan for Pendrick Capital, XXXX or any of the names they have listed. And because I know how XXXX, who either sold the debt or NOT, operates, I am taking a proactive approach since I feel like this is being done purposely to either end up being reported and more than likely double-reported on my credit reports or to XXXX me into paying a debt that was never even validated by XXXX. Or both. Because I 'd like to avoid BOTH of these things from happening, and because I 've never had this debt validated or the opportunity to validate and because I personally have never done any business with XXXX, Pendrick, XXXX, etc., I am asking for Pendrick Capital Partners II LLC, XXXX, XXXX, etc. to provide the following : 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt or services 5. Date of the first delinquency. 6. Verification- # from the Secretary of State that they are registered in IN or MI, or whatever state they claim to be registered in/with. 7. Full name of the actual and legal debt owner. 8. Whether they purchased the debt, who it was bought from, when, and amount. XXXX. The name and address of the bonding agent for your collection agency. The requests are being made pursuant to1 5 USC 1692g Sec. 809 ( b ) of the FDCPA.
11/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33162	Web
I had a medical bill with XXXX XXXX XXXX back in XXXX XXXX the amount was originally about XXXX. Then of course with attempts trying to get me to pay the kept lowering the amount. When I finally had the means to take care of the debt in XXXX XXXX, i responded to letter i received from Pendrick Capital Partners who currently owned the debt. They gave me the option to settle the debt for less amount of about XXXX, but I had to pay the initial payment of XXXX then 30 days later, pay the balance of that amount. Therefore I responded to this notice and tracked the account and by this time XXXX XXXX XXXX currently owned the debt, therefore they agreed to the terms pendrick capital partners offered me. Here is a copy of the final letter statement XXXX XXXX XXXX sent to me regarding the debt settlement. " XXXX XXXX XXXX, XXXX. Hours of XXXX : P.O. XXXX XXXX XXXX : XXXX a.m. - XXXX p.m. XXXX, MO XXXX XXXX : XXXX XXXX XXXX XXXX XXXX Toll-Free # : XXXX XXXX : XXXX XXXX XXXX XXXX XXXX. Website : wwwXXXXcom XXXX XXXX # : XXXX Current Creditor : Pendrick Capital Partners Original Creditor : XXXX XXXX XXXX XXXX Account # : XXXX Account Balance : XXXX XXXX/XXXX/XXXX Dear XXXX XXXX, Pendrick Capital Partners has placed your account with our office for the collection of your delinquent debt. Per our previous discission ( s ) with you regarding this, we were able to come to a resolution and reached a settlement agreement. This letter is to inform you that this account is now settled in full, and XXXX XXXX is no longer obligated for any further payment ( s ) to the above mentioned debt. In the event of any payment issued being returned for any reason, this letter will be considered null and void, and further collection activity will continue. If you have any questions regarding this matter, please contact us at XXXX. Our financial care specialists will assist you with any questions you may have regarding this matter. This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained would be used for that purpose. DISCLOSURE : Anytime a creditor reduces the balance owed, equal to or greater than XXXX, the creditor may be required to send you an IRS XXXX " Therefore this account was suppose to be closed out XXXX XXXX, then fast forward to XXXX this same debt ends up back in collection with the XXXX on my credit and i logged a dispute and they took care of it. Unfortunately I cant remeber which collection agency it was with when it occurred. Now XXXX XXXX again another collection agency this time cXXXX XXXX XXXX is now going to XXXX reported a collection on my credit for the same debt that i have settled months ago. This mean this is the second dispute for collection debt i settled months ago. Then i contacted XXXX XXXX XXXX collection agency and they say they received this same debt from pendrick captial partners. Then they ask me for the confirmation letter that i received from XXXX XXXX XXXX to confirm that i settled the debt. When i forward the letter they tried to say the account numbers do not match, but I told them of course they do n't pendrick captial partners sent it to you another company so why would they match. Although the dates did match and the original amounts matched as well.
10/28/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL XXXXX	Web
XXXX XXXX XXXX on the behalf of Pendrick Capital Services sent me a later date XXXX XXXX that I did not receive until the following week. of notification of debt and reported the debt to XXXX and XXXX the prevous day they sent the letter out. I had not received any information prior to that nor was I allowed my due process of 30 days to validate or dispute the debt before being reported to my creditors. When speaking to the representative requesting the information I was told they could not give me validation of debt I would have to contact the insurance company. Another female representative contacted me and did not advise me that she was a debt collector and any information will be used for that purpose. I do have proof of these conversations I can submit. 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. ( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor.
08/18/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 611XX	Web
On or about XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX. sent me a " settlement offer '' for a debt that I had never received a bill for. Since I was attempting to get financed for a mortgage I accepted the settlement rather than disputing ( in hopes to keep the debt off my credit report ) and sent a check for {$210.00} ( the settlement amount ) on XX/XX/XXXX. The check cleared my bank on XX/XX/XXXX.The back of my check had a stamp stating " For deposit only : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Pendrick Capital ''. On or about XX/XX/XXXX, I received another " settlement offer '' from XXXX XXXX XXXX XXXX XXXX. This one was for $ {$140.00}. Assuming this must have been a mistake as the account had already been paid in full and I had the cleared check as proof, I took no further action at that time. In XX/XX/XXXX, I saw that the account showed up on my credit report marked as collections and unpaid. I disputed this 2 of the 3 credit agencies. XXXX removed the account. XXXX validated the debt. At the end of XX/XX/XXXX, I received a " verification letter '' regarding my debt due to XXXX validating it. This letter also requested me to " remit payment immediately ''. On XX/XX/XXXX, I contacted XXXX XXXX XXXX XXXX. regarding this and spoke to a XXXX XXXX. This man told me I never paid him. I explained to him that I had proof of payment. He asked me who I wrote the check to. I told him I wrote the check to the Company listed on the settlement offer that I received from XXXX XXXX XXXX, which was " XXXX XXXX XXXX ''. He said " well that 's the problem, you did n't pay us so we do n't have a record of payment, you can either pay us or prove you paid Pendrick '' The check that I sent for payment was mailed directly to XXXX XXXX XXXX using the address and information that was on the settlement offer. The back of my check is stamped by XXXX XXXX XXXX. This man repeatedly told me that I was lying and that they received no such payment and that they were not affiliated with XXXX XXXX The first settlement offer and the second settlement offer equal the total debt due ( XXXX XXXX XXXX ) It is my belief that they were attempting to scam me to get all the money. The settlement offers are both very different formats with the first one referring to XXXX XXXX as Debt Recovery Solution 's client and a full back page of a privacy statement regarding XXXX XXXX. The second settlement offer has XXXX XXXX listed on the front and refers to the offer as a " sale '' but offers no information regarding XXXX XXXX. To date, They have not removed or corrected the collection information. They are falsely reporting me as an unpaid account every month to the credit agencies and they are still trying to collect money that was already paid. I have both settlement letters, the front and back of my check proving payment, the supposed debt validation, and the letter I faxed in an attempt to resolve this.
06/05/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 77009	Web
XX/XX/2018 - received a call from XXXX XXXX XXXX in an attempt to collect {$120.00} in a past due medical bill. The agent asked how I would like to take care of the debt today, and I told her that I did not have any money to pay today. She then asked when would I be able to pay the debt, and I said within a month I should be able to pay. She then made the comment of " It is going to take you a month to pay {$120.00}? '' in a very rude and demeaning tone. I then asked the agent if she had {$120.00} I could borrow to pay the debt and she returned with a question " You pay your cell phone bill right ''. I took that question to mean, if I am able to pay my cell phone to keep the collection calls coming in then I should be able to pay the {$120.00} amount that is owed. I asked to speak with her supervisor. The supervisor came on the line and very rudely stating the agent advised her of the situation. I explained to the supervisor how I felt that the agent was making fun of my financial situation and asked the supervisor what business is it of the agents if I pay my cell phone bill. The supervisor explained that financial information is asked to determine if a person can actually pay the debt that is owed. I told the supervisor that I understood but that should've been a statement made prior to asking about my cell phone bill. The supervisor became very rude and dismissive as if my complaint was not worth her time. I then asked to speak to her manager and advised that I did not want to speak to no one other than a Manager. She placed me on hold, and a man by the name of XXXX who addressed himself as the supervisor of the previous supervisor. We discussed the entire situation and I advised that had the agent told me financial information is needed to determine the eligibility of payment question would been taken differently. I began to asked what their processing in these situations were he stated that he would listen to the call and speak with the agent and return my call. I told him I would appreciate that but I would like his manager to return my call. Then he stated " Instead of trying to figure out our process, you should be trying to figure out how you will come up with the money to pay the {$120.00} that you owe. '' and he disconnected the call. How can debt collecting agents call people and treat them as if we personally owe THAT agent money. They don't understand my current life situation, to call me first thing in the morning and make fun of my financial situation and be so demeaning to someone they don't know. To make people feel as though they have nothing else to live for but to pay them. Do they realize some people can be on the verge of a XXXX XXXX or even XXXX and one call like this can push that person over the edge?
01/13/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MD 20879	Web
On XX/XX/XXXX I went to the emergency at XXXX XXXX XXXX Hospital from a XXXX XXXX. The following month I received a bill of {$270.00}. I forwarded the bill to to owner of the dog because they said they will take care of the bill and they give me a check of the said amount and I took is personally to the hospital and it was settled on XX/XX/XXXX. Since this payment was made I never ever received any other bill or calls letting me know of any unpaid billof {$280.00} at all. I have been working on building my credit by making all my payments on time for the past six years. Last year around XX/XX/XXXX I received an alert that my credit history had drastically gone down. I launched a dispute through XXXX to determine what was wrong with my credit and they investigated and informed me that I had a bill that was not paid for XXXX XXXX XXXX Hospital. I called the collectors XXXX XXXX XXXX XXXX to find out about this said amount and advised me to find out from the hospital. Therefore I personally went to the hospital and they checked their records and said that I didn't have any unpaid bill unless if it was for the emergency physician Dr . They gave me a No. to call for physicians billing department. I called them and they also said that they could not find any unpaid bill with my name with them. I called the collectors and they explained to me that they were directed by a company called Pendrick capital Partners whom they claim were the purchasers of the physicians company. I asked if anybody called or wrote a letter to inform me of this unpaid bill of {$280.00} and they could not give me any answer. I was very absent and disappointed and asked them why nobody including the XXXX XXXX XXXX XXXX ( collectors ) nor Pendrick Capital Partners ever informed me of this unpaid bill before they forwarded it to my credit report. The letter that was issued was after my phone conversation with XXXX XXXX XXXX for collection which was to cover up that they wrote a letter earlier trying to recover the unpaid bill received after my phone call on the XX/XX/XXXX claiming the legal time had expired. In the first place how can they say they made attempts when I NEVER received any letter to inform me of the bill. This letter they just issued is the first I ever received. Why would they claim they made attempts and why could they issue a letter like they did after my phone call and after damaging my credit history. I have always paid my bills on time and this could not have been an exceptional. I need an explanation why nobody informed me of the said bill? Legally there should have been attempts either through writing or phone calls made informing me about the unpaid bill and to my dismay no efforts were made.
05/05/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 98006	Web	Servicemember
The original charge was for ambulance services provided by XXXX on XX/XX/XXXX , taking my father, XXXX XXXX , from his XXXX XXXX facility to a hospital after a XXXX XXXX . The service was incorrectly coded, so XXXX denied payment. Therefore, direct payment was arranged with XXXX to pay the bill of {$700.00} ), first on 5 recurring payments from XX/XX/XXXX of {$63.00} each ( totaling {$310.00} ) and one final payment on XX/XX/XXXX , in the amount of {$380.00}, bringing the total paid to {$700.00}. As a side note, XXXX XXXX passed away XX/XX/XXXX . At some point after full payment was made, XXXX passed information on this charge to a collections agency ( XXXX XXXX XXXX , XXXX - an affiliate of Pendrick Capital Partners, LLC ), who attempted to bill my mother, XXXX XXXX ( who is XXXX years old and requ ires my assistance for her financial affairs ), for a total of {$690.00}. I contacted XXXX by phone, who stated the account was paid in full, and the collections was a mistake. I contacted XXXX by letter, showing proof of payments made. On XX/XX/XXXX , XXXX replied acknowledging the dispute letter, and stated they had ceased collection of the account pending investigation of dispute. Nothing was ever heard from them again. In XX/XX/XXXX , another affiliate of Pendrick Capital , Affiliate Asset Solutions LLC, wro te to my mother demanding payment of {$690.00}, without any acknowledgement of the previous dispute or proof that the payment was not owed. Fascinatingly, they changed the date of service for the ambulance from XX/XX/XXXX to XX/XX/XXXX . No service was provided on XX/XX/XXXX . They did not acknowledge the patient / consumer, XXXX XXXX , had passed away. My response was to send the entire package of proof of payments in full to XXXX , along with copies of the letters received and sent to XXXX . I received no acknowledgement of this package. Yesterday ( XX/XX/XXXX ) I re ceived ANOTHER letter from Affiliate Asset Solutions , this time offering my mother a " discount '' of {$240.00}, demanding a payment of {$450.00}, which was due the date the letter was received in the mail. There is no acknowledgement of the previous disputes, proof, or death of the actual consumer of the original ambulance service. Today I have downloaded your template letter demanding they cease to contact my mother about the debt ; attaching the entire package I keep sending them proving the debt did not ever exist.
04/25/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 328XX	Web	Servicemember
A Collection agency can't engage in any unfair method to collect a debt by making it difficult to answer two simple questions. On XX/XX/2019 at approximately at XXXX XXXX, a phone call was placed to XXXX XXXX XXXX , XXXX at XXXX that was recorded and l spoke with representative XXXX XXXX. I asked her what information pertaining to their records do they have about the account in question and she acknowledged receipt of my letter for request for validation however, she would not confirm the account was in dispute by refusing to answer the question, Is this account in dispute? After she continue to refuse four different times, I was involuntarily switched over to another representative who identified himself as XXXX employee ID # XXXX and he finally admitted that the account was in dispute however he refused 5 different times to answer the question, When was the dispute letter received? before admitting that he wasn't even sure when they received the letter but stated that it was updated on the XXXX. According to the Fair debt Collection Practices Act by law a debt collector has to acknowledge that an account is in dispute and show when the letter was received Also please note that on XX/XX/2019, I sent a dispute letter, requesting validation of debt for {$680.00}, dated, XX/XX/2019, for account number # XXXXXXXXXX on XX/XX/2019, that is attached with this 30 day non response letter, along with the bill, certified receipt and proof of receipt.Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt they say I owe. I have given them 30 days to remedy the situation, which is a very reasonable period. I have received no reply from them, also I did receive confirmation via certified mail that they did receive my letter on XX/XX/2019 at XXXX. Also they should also be aware that if they report such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. I'm surey their legal staff will agree that non-compliance with this request could put their company in serious legal trouble with the FTC and other state or federal agencies. I look forward to hearing from them. This is an attempt to correct any and all records, and any information obtained will be used for that purpose. Communications to and from me the consumer may be monitored and/or recorded.
07/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94109	Web
XX/XX/XXXX I pulled my credit through my credit monitoring service. XXXX was showing a collection from XXXX XXXX XXXX. for the amount of {$1900.00} Account # XXXX placed in collections XX/XX/XXXX. However this is not my account My Father and I had the same first and last name and he passed away around this time. I had sent certified letter XX/XX/XXXX to the debt collector. They removed from my credit report XXXX also did investigation and has also made the decision to remove from my credit report as well. XXXX XXXX I received yet another letter from Pendricks regarding this account. they also changed the name of the original creditor and original account number. To allow for a ( reinsertion of invalid debt onto my credit report ) the System automation will believe its new. I dug up everything from back in XXXX. I just now called the original creditor they are also called XXXX XXXX. I spoke to them I gave them my social my date of birth they can not find me. I do not owe them money.. I also called XXXX hospital and XXXX XXXX XXXX they can not find me and they have also stated they could not speak to me due to a HIPAA violation they have a XXXX but its not me. attached you will see my original certified letter receipt. the old XXXX collection. links to show XXXX XXXX XXXX and XXXX are in fact the same hospital. I understand mistakes can be made., Pendricks forewarned is forearmed You need to remove this from my credit report Immediately this is not my collection. I take pride in my credit score and I am closing on a house in 45 days if This prevents me from cosigning on my house. I will take this to federal court not small claims. Because you are now very aware. Due to my attachments. I am not paying anyone to help me. there isnt a debt company I understand you get alot of that it is only me,. I am very familiar about the laws. You also know from past collections that I have written to you explaining my fathers death on a few other occasions. I am asking nicely as a " courtesy from you to remove this promptly before This goes any further. I woke up one morning and saw my score dropped 85 points due to this inaccurate reporting you never contacted me I was not notified. this breaks soo many laws in so many ways its not even cool. I have also forwarded this to the original creditor XXXX XXXX on intial report from XXXX, XXXX XXXX Thank you, XXXX XXXX
08/30/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	PA 190XX	Web
I received a call in XXXX from the XXXX XXXX XXXX , XXXX . The call was regarding a Medical Bill, of {$740.00}, for an out of network physician ( XXXX XXXX XXXX ). I requested that the collection service send me a letter stating the amount owed and other detailed information ( a letter was sent on XX/XX/2018 see attached letter below ). In the letter, the collection service offered a settlement amount of {$550.00}. I contacted the collection service and attempted to make payment. In my discussion, I stated that I would send an email to the collection service stating what had been agreed to verbally on the phone. The manager, XXXX XXXX, provided me with an email address : ( XXXX ) and I sent the email ( please see attached document ). In the email, I stated that I would mail a payment of {$550.00} upon receipt of a response to my email referenced above that in summary stated that upon payment, all collection efforts would cease and no reports would be filed with any of the credit bureaus. I spoke with an employee at XXXX XXXX after I sent the email, requesting that they respond to the email. At that time, the employee stated that it was a policy of XXXX XXXX XXXX XXXX XXXX not to respond to emails and instead to " Trust Us '' that they would honor the agreement. My intention with the email is to create an audit trail to prove what was discussed and what was agreed to. Several more phone calls were received from employees and I again stated that I needed something in writing ( via email ). This afternoon ( Thursday, XX/XX/2018 ) I spoke with the Operations Manager XXXX XXXX and stated again that it is my intention to make payment on this settlement balance as soon as possible ( upon acknowledgement of my email ). Again, he stated that the policy was not to put anything in writing, and to " Trust Us '' until after the payment has been remitted ( up to 30 days later ). Tomorrow, I will contact the Operations Manager XXXX XXXX and attempt once again to make the payment on the balance upon receipt of an acknowledgement of my email. What the collection agency fails to understand is that I need a written agreement that states what both parties agree to in order to settle this issue. The failure on the part of XXXX XXXX XXXX , XXXX. to commit to an agreement in writing constitutes a poor business practice. A written agreement protects both parties.
05/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 79930	Web
ACCT # XXXX XXXX XXXX First of all this account is not paid, I did not find an option regarding my problem on this consumer protection, First of all My name is XXXX XXXX I went to the ER at XXXX XXXX on XX/XX/XXXX I handed them my XXXX card and obviously they did n't bill to XXXX like they should have, I called XXXX to the billing department they told me that my bill was sent to collections after I had already sent by fax and email on XX/XX/XXXX at XXXX XXXX . a letter stating that I had XXXX at that time and that I keep receiving bills even with this email I never got a response from them at all by email or at my residence regarding my dispute I was just being ignored, so then they sent my bill to XXXX XXXX XXXX original creditor, when I received a collection letter from them, I also sent them a proof of my XXXX card and waited for their response, after a couple of more months I received a collection letter from a current creditor PENDRICK CAPITAL PARTNERS II XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX XXXX XXXX I also sent them a notice on XX/XX/XXXX at XXXX XXXX . to stop harassing me and to bill XXXX since I had XXXX at the time of service and I am still on collections. This is a HIPPA violation I am allowed under the Health Insurance Portability and Accountability Act to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party, and I have been trying to resolve this matter from point A ( XXXX XXXX XXXX BILLING DEPARTMENT ) To POINT B AND C -- - with all this collectors. Please help XXXX XXXX DATE OF SERVICE XX/XX/XXXX CLIENT ACCOUNT # that Pendrick Capital Partners II Has on my account is XXXX Identification No : XXXX Amount Owed {$1900.00} Settlement Amount {$1200.00} My XXXX Member Id number is : XXXX XXXX XXXX XXXX XXXX XXXX PLAN ISSUER ID : XXXX I also contacted XXXX XXXX XXXX , and I got advised to contact your department and also to contact the federal Consumer Financial Protection Agency.
08/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ME XXXXX	Web	Older American
On XXXX XXXX, XXXX, my family and I were stopped in a rest area in Connecticut when we were on our way home to Maine when I was accidentally stuck with an epi-pen. An ambulance transported me to a local hospital where I was examined and released. Later, I received a bill from a California company ( XXXX XXXX XXXX ) for the ambulance ride which was close to a XXXX dollars. I hesitated to pay the bill. I was contacted by a credit collection agency. They settled the bill for a smaller amount, which I paid, believing the matter was closed. Subsequently, I heard from another debt collection agency, which may have been XXXX XXXX XXXX XXXX but I do n't recall. I contacted them via telephone and told the agent that I had already paid the debt through another debt collection agency, therefore the information regarding my alleged debt had likely been fraudulently proffered to them, and I heard no more about it. This XXXX was when I received written communication from XXXX XXXX XXXX XXXX, representing Pendrick Capital Partners LLC who evidently are located in Virginia but also have an office address in XXXX XXXX, New York, which was on the back of their payment demand. The BBB has collected numerous complaints about them. I have listed some of their addresses below, which I found on the internet. Pendrick Capital Partners LLC 7 years in business XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX And : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Virginia ( XXXX ) XXXX XXXX XXXX XXXX XXXX is asking me to pay them {$880.00} which is likely the original bill for the ambulance. They have sent me XXXX paper debt collection letters, XXXX in XXXX and the most recent this XXXX. I have been combing over my bank statements to find the original debit of payment which I likely made some time between XXXX and XXXX, but have not found it yet. It was a debit/credit card payment which I made over the phone, which I suspected was with someone beyond the XXXX XXXX due to his accent. Thank you for your assistance and support in this matter. Yours truly, XXXX XXXX
08/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46324	Web
I received a phone call from XXXX, by the representative XXXX XXXX from XXXX XXXX XXXX. I asked her did she have permission to call me including documentation with my signature and revoked any rights immediately and that any further correspondence should be done by mail. She replied that the debt by was from XXXX. I informed her that I would not be taking any ownership of any debt or refusing to pay because she can not verify that the debt is mine. She answered saying that she did have permission and that her office just received the account through skip tracing and that she will place a cease and desist on the account to prevent further calling. She informed there a debt owed for the {$210.00} and asked me how I would be making my payments. She attempted to collect the debt many times asking which insurance I had and informing me her office had the right to collect a debt in the state of Indiana because the statues of limitation allows 6-10 years to collect a debt and that leaves them one more year to collect the debt. XXXX XXXX XXXX has committed several violations of the FDCPA and Indiana Fair Debt Collections Act. Indiana fair debt collection laws state An action upon promissory notes, bills of exchange, or other written contracts for the payment of money executed after XX/XX/XXXX, must be commenced within six ( 6 ) years after the cause of action accrues. This means if the alleged debt accrued in XXXX and this being XXXX ( XXXX marks 6th year ), that this debt was illegally attempted to be collected on. Another violation is that the representative did not inform Me of my rights regarding a time-barred debt. The representative did not tell me that if I paid or agreed to pay the alleged debt, I could reset the statute of limitations on the debt, subjecting myself to further liability. The representative also failed to tell me that XXXX XXXX Solutions could not sue me for the debt due to the account being time-barred. Not disclosing such pertinent information displays willful noncompliance and deceptive credit reporting practices.
01/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 37013	Web
On XX/XX/XXXX I contacted XXXX XXXX and spoke with XXXX and explained to him that I am not liable for the debt on accounts XXXX & XXXX. XXXX stated that these accounts resulted from a hospital visit on XX/XX/XXXX and that my insurance company denied payment. I then contacted XXXX and spoke with XXXX, I gave him the information regarding the hospital bill. After looking up my account, XXXX found that the hospital did not file a claim for an emergency room visit during my coverage period of XX/XX/XXXX to XX/XX/XXXX. XXXX then conference called XXXX at XXXX XXXX and informed that the original client needs to show proof that they actually attempted to file a claim with the insurance within the timeframe ( 90 days in network/180 days out of network ). XXXX then replied that we would need to submit a proof of insurance - eligibility letter. XXXX faxed the required document to fax # XXXX with attention to account # XXXX. I called XXXX XXXX back a few weeks later to check the status of the receipt of the proof of insurance document as well as a status of the investigation to get this issue resolved. The representative I spoke with confirmed that the document was received on XX/XX/XXXX and that they forwarded this document to the original client Pendrick Capital Partners. After receiving this information the last 3 times I called XXXX XXXX without any update on the status of the investigation I decided to call the original client Pendrick Capital Partners to check on the status of this investigation. I spoke with XXXX at Pendrick Capital Partners on XX/XX/XXXX and she stated that there were no notes stating receipt of a proof of insurance - eligibility letter and that they do not process investigations for any accounts and that all account work is done by the collections company. XXXX then ended the call with me by transferring me while I was in the midst of asking her a question. I have been given a complete run around with this situation and I do not feel that either company is trying to help me resolve the issue at hand.
03/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 17602	Web
On XX/XX/XXXX I received an alert that there was some activity on my credit report. I investigated to find out that a new collections account had been opened by XXXX XXXX XXXX. I XXXX the company and obtained their contact information. I contacted them at ( XXXX ) XXXX to discuss the matter. I was informed they were attempting to collect an outstanding debt of {$510.00} for XXXX XXXX XXXX for Date of Service XX/XX/XXXX. I informed them this debt was paid in full in XX/XX/XXXX after 12-13 months of dealing with several insurance companies and my workplace. They informed me this date was outstanding. I stated they could send the information to my home if that was in fact true and terminated the call. I received no such documentation to date. I then began calling several agencies to determine what insurance company handled the claim. XXXX XXXX, who was my health insurer at the time, informed me that the claim was deferred to my auto insurance company XXXX XXXX. I called and spoke with XXXX XXXX and was told someone would return my call within 24 hours. On XX/XX/XXXX I received a call from XXXX XXXX stating that the claim for XXXX XXXX XXXX, which totaled {$990.00}, was paid. I have been unsuccessful in speaking with XXXX XXXX XXXX. When I called the creditor and requested the contact information for XXXX XXXX XXXX I was transferred to a supervisor who stated that the bill was bought out by Pendrick Capital Partners. I was provided with the number of ( XXXX ) XXXX. I called Pendrick customer support and spoke with XXXX who stated that the bill was sold to Pendrick and it is outstanding and that any information I had must go through XXXX XXXX XXXX. My complaint is that this bill has been paid for at least 2 years, and now a company with a rich history of attempting to collect on paid bills ( only for the payee to later find their credit card number was stolen ) is continuing said practice causing undue hardships on payees to have to put in all this work for something that has since been handled.
11/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	XXXXX	Web
The false claim is regarding an emergency visit I had made to XXXX XXXX XXXX on XX/XX/XXXX while traveling in United States. There was originally an error on behalf of XXXX XXXX XXXX XXXX. They had sent the physician bill to a wrong insurance company due to incompetency of their computer system in comprehending XXXX addresses. The Hospital had sent their bill to the correct address and they had received their payments without any issue. The issue with physician bill was finally resolved and it was also paid in full amounts and confirmed by a XXXX XXXX XXXX XXXX representative. However, during the process XXXX XXXX XXXX had sent a false claim to XXXX, a debt collection agency as well. Through correspondence with XXXX, XX/XX/XXXX, I made it clear with evidence, that the debt had been paid and if they had any remaining claims they needed to provide evidence to me. They finally stopped harassing me. I had assumed everything had settled until XX/XX/XXXX I received another call, this time from Affiliate Asset Solutions, another collection agancy, followed by a bill sent to my sister 's address in United States, repeating the same false claim. The new creditor on the collector bill was PENDRICK CAPITIAL PARTNERS who had apparently purchased the unfounded debt. Once again, I enclosed the documents from my insurance company that showed they had paid both hospital and physician bills in their full amounts and faxed them to XXXX XXXX XXXX. I am enclosing these documents here as well. After faxing these documents to XXXX XXXX XXXX, I also confirmed through phone that they have received my fax. Furthermore, the representative gave me the impression that the issue was resolved. However, on XX/XX/XXXX I received yet another call, this time from XXXX XXXX XXXX, XXXX, followed by another bill sent to my sister 's address in California, repeating the same false claim on behalf of PENDRICK CAPITIAL PARTNERS. I really hope you can help me put an stop to this.
04/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 212XX	Web
XXXX company contacted me on be half of Pendrick Partner in regards to XXXX medical debts from XXXX i sent off request for VALIDATION made pursuant to 15 USC XX/XX/XXXXg Sec. 809 ( b ) of the FDCPA. I respectfully requested that there offices provide me with competent evidence that I have any legal obligation to pay and proof this debt was indeed rightfully min. Soon after on XX/XX/XXXX i received notice from XXXX / CURRENT CREDITOR, PENDRICK CAPITAL PARTNERS ; saying that they have investigated my dispute and at the time does not have sufficient information to fully respond so they discontinued collection effort on these XXXX accounts : conformation number XXXX TODAY IS XX/XX/XXXX THESE ACCOUNT ARE STILL ON MY CREDIT REPORTS AS COLLECTION NEGATIVELY REFLECTING. BUT PENDRICK CAPITAL PARTNERS HAS SOLD TO ANOTHER COMPANY THESE EXACT SAME DEBT NOW SOLD TO XXXX I HAVE REACHED OUT TO XXXX AND PCP REQUESTING THAT THEY PROVIDE OR DELETE THEY WERE ASKED TO KINDLY WHICH HAS NOT BEEN PROVIDED ITS BEEN 90 DAYS SINCE IVE ASKED VALIDATION made pursuant to 15 USC XX/XX/XXXXg Sec. 809 ( b ) of the FDCPA. Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. THE COMPANY IS CLEARLY RESELLING DEBT THAT HAS BEEN CLOSED TO OTHER COMPANIES
07/25/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30519	Web
Several weeks ago, I received a call from Affiliate Asset Solutions. They claimed to be collecting on a medical bill from a XXXX emergency room. They told me the emergency room sold my debt to their client, Pendrick Capital Partners. I asked for something in writing providing info about the debt and documentation showing that Pendrick actually purchased the debt from the hospital. I received an account statement in the mail, but I still was not provided with documentation proving that Pendrick owned the debt. I can't be expected to pay someone if they can't prove the validity if what they are claiming. Today, I received a call from a very hostile woman at Affiliate. When I explained that I still didn't have anything showing that Pendrick was the rightful owner of the debt, she yelled at me and told me if I needed to know who Pendrick was I should call them. I told her I was disputing the debt because I didn't know who the alleged owner of the account is and hadn't been notified that an account ( which I still don't know what it's for ) of mine had been sold. I told her that I knew she has a obligation to help resolve disputes on debts they are trying to collect. She yelled that I had an obligation to pay my bill and then hung up on me. I called back and asked for a manager to try to resolve the matter. The manager yelled at me as well and was not willing to provide proof of who the current creditor is for the alleged account. I ended the call because the manager wouldn't stop yelling and wouldn't help resolve the problem. I immediately sent an email to Affiliate Asset Solutions ( at the only email address I could find on their website : info@affiliateas.com ) requesting that they cease and desist all communication with me. I should not have to deal with degrading hostility when I was just trying to get proof of the validity of the debt.
07/25/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30519	Web
Several weeks ago, I received a call from Affiliate Asset Solutions. They claimed to be collecting on a XXXX bill from a XXXX emergency room. They told me the emergency room sold my debt to their client, Pendrick Capital Partners. I asked for something in writing providing info about the debt and documentation showing that Pendrick actually purchased the debt from the hospital. I received an account statement in the mail, but I still was not provided with documentation proving that Pendrick owned the debt. I can't be expected to pay someone if they can't prove the validity if what they are claiming. Today, I received a call from a very hostile woman at Affiliate. When I explained that I still didn't have anything showing that Pendrick was the rightful owner of the debt, she yelled at me and told me if I needed to know who Pendrick was I should call them. I told her I was disputing the debt because I didn't know who the alleged owner of the account is and hadn't been notified that an account ( which I still don't know what it's for ) of mine had been sold. I told her that I knew she has a obligation to help resolve disputes on debts they are trying to collect. She yelled that I had an obligation to pay my bill and then hung up on me. I called back and asked for a manager to try to resolve the matter. The manager yelled at me as well and was not willing to provide proof of who the current creditor is for the alleged account. I ended the call because the manager wouldn't stop yelling and wouldn't help resolve the problem. I immediately sent an email to Affiliate Asset Solutions ( at the only email address I could find on their website : info@affiliateas.com ) requesting that they cease and desist all communication with me. I should not have to deal with degrading hostility when I was just trying to get proof of the validity of the debt.
03/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30542	Web
XXXX XXXX XXXX XXXX XXXX contacted me in XXXX concerning a debt they claimed I owed for a trip to the ER in XXXX 2016. This was the second collection company to contact me concerning this supposed debt. As with the first company, I submitted the documents showing I had taken out a loan through XXXX XXXX to pay the remainder of this bill off as I had been paying it down. This was the result of an accident, however, the Doctors continued harassing me about the fee so I went ahead and paid it before the settlement. The matter seemed to be resolved and I heard nothing else. I asked that I be given written proof that the matter was closed, but as with the previous collector, they just disappeared. Now, I am receiving daily calls concerning this. One day I tell them what happened and they say sorry, and hang up. Today, someone named XXXX informed me I was going to pay and nothing I sent proved it had been paid. The name, the account number all match, so she then told me they have been sending me letters I have been ignoring. I have received one letter, which I responded to, other wise they would not have the documents I faxed to them they claim don't match. When I mentioned they were the second collector to try and collect this she informed me they were the third. I have not heard from any but the first and now XXXX, however, her statement seems to prove my assertion that this is a bogus claim. Why would multiple collectors drop this matter if it was real? To simplify matters I then asked her to give me the account number if it was different from what I had faxed to them. She refused. She would offer no proof that this was a different account/bill and she simply kept speaking over me telling me to go their website. She then informed me I was being transferred to a manager and was put on indefinite hold until I hung up.
04/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NE 68127	Web	Servicemember
Two collections were owed and were being collected by XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX, ( XXXX ) XXXX, ext XXXX XXXX XXXX. The first collection was for {$960.00} and the second was {$650.00} both owed to XXXX Texas XXXX XXXX. XXXX XXXX XXXX was handling this collection for Pendrick Capital. An agreement was reached with XXXX Representative, XXXX XXXX for payment of 60 % of the debt in the amount of {$970.00} and it was agreed that it would be deleted from my credit report. The amount of {$970.00} was paid on XX/XX/2019. On XXXX XXXX, 2019 I received a collection notice from XXXX XXXX XXXX in XXXX IN in the amount of {$650.00} owed to XXXX TX XXXX XXXX. Again this collection agency was handling the collection for Pendrick Capital. This is the same debt that I already paid through XXXX XXXX. It is apparent that XXXX XXXX has a habit of these kinds of practices because they have many complaints through CFPB and through the XXXX for the same kind of stuff. Now XXXX XXXX is threatening my credit if this isnt paid and is causing me the burden of providing proof that this debt has been paid. When is someone going to stop these bottom feeders from doing this to people? To begin with I am a! 00 % service connected XXXX XXXX. My medical bills are paid by the VA at no cost to me. The original creditor just didnt want to do the work to collect from the VA so they wrote the debt off and the bottom feeders at Pendrick Capital picked it up to start their shady collection practices. I should have had to pay this debt at all but I wanted to maintain my credit so I nbegotiated a settlement I could live with. What I cant live with is Pendrick Capital continuing to try and get paid more than once for these debts and using multiple collection agencies to harass me.
09/28/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43220	Web
To Whom It May Concern, The reason for my dispute is XXXX XXXX XXXX ( PENDRICK CAPITAL PARTNERS II LLC ) I would like to see proof of claim in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, XXXX XXXX XXXX failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of Pursuant of U.C.C. - ARTICLE 3 -3-501 ( b ) 2 ( 1 ), I am entitled to demand presentation of the negotiable instrument. That demand is hereby ordered. I demand that you present for my visual inspection MY ORIGINAL WET INK SIGNATURE PROMISSORY NOTE and allonge in XXXX County. This is required to establish your right of enforcement as Holder in Due Course via a chain of assignment as evidenced by the Note or Allonge. Claiming to be the the holder in due course as a statement is insufficient proof of status and is/will be rejected. A photocopy of the documents is insufficient proof as it does not answer the question of who CURRENTLY is the rightful and lawful holder in Due Course.XXXX XXXX XXXX is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where XXXX XXXX XXXX is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report.XXXX XXXX XXXX has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
05/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77075	Web
This is now the THIRD TIME this supposed debt has yet to reappeared on my credit report. This supposed debt was discharged not of my responsibility due to the un ability to prove financial responsibility. On XX/XX/2017 I received a document by mail from XXXX XXXX XXXX XXXX stating that after due diligence and international investigation of all information shared by all partys this supposed debt was false non existent and was ordered to be removed immediately never to be used again against me because there were no findings of financial responsibility. Yet despite a certified legal document in response to this supposed debt being false by XXXX XXXX, the companys XXXX XXXX XXXX and the original creditor PENDRICK CAPITAL PARTNERS LLC disregarded this filing and finding. XXXX XXXX XXXX XXXX then proceeded to contact me yet again against these findings and claimed that PENDRICK CAPITAL PARTNERS LLC withdrew this matter from XXXX XXXX XXXX XXXX despite their findings well after the date of these findings. In this legal document presented to me by XXXX XXXX XXXX XXXX that stated this supposed debt be removed immediately from all credit reports indefinitely. XXXX XXXX XXXX XXXX claim they sent a document proving these liabilitys, but the documents I requested as well as XXXX XXXX XXXX XXXX were not certified legal documents or copys of certified legal documents and or a certified legal contract or certified copy there of. Also XXXX neglected this discharge of debt order due to un ability to prove financial responsibility and allowed this supposed debt once again be put on my report. My previous CFPB Complaints in this matter are # XXXX and # XXXX / ID XXXX there is sufficient documentation on this matter in the CFPB archives.
09/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 36330	Web
I have been dealing with this medical debt for 2 years now. I had an emergency room visit on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX and the doctor was paid by my medical insurance on XXXX/XXXX/XXXX. I notice that the date of service on the debt collection letter is for XXXX/XXXX/XXXX and the date on my insurance claim is for XXXX/XXXX/XXXX. I did get treated at the ER on both of these dates so I think maybe the dates are mixed up on the paperwork. That may be what the problem is because I have insurance claims to different doctors on both of these dates. The original fee charged was {$1200.00}. He is a physician provider on my insurance and agreed to accept the eligible charges that were paid to him. This has been on my credit report up until a couple of months ago and the only reason it 's not there now is because I filed a dispute with XXXX XXXX. After the dispute was settled it was deleted from my credit, but this physician sent these charges to a different collection agency after the other one dropped it. The old collection agency was XXXX XXXX and the new collection agency is XXXX XXXX XXXX. The original creditor is XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX DO ) and the current creditor is listed as Pendrick Capital Partners. A XXXX XXXX/ XXXX XXXX XXXX representative even tried to call and talk to the first collection agency ( XXXX ) and the physicians company, but was given the run around and was unsuccessful. I faxed them proof of payment from the insurance company on several occasions, but was unsuccessful until I filed the dispute with XXXX. I have not contacted the new collection agency because collection agencies only go by what the creditor claims you owe them, so I 've decided to file this complaint here.
06/30/2017	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	KS 66062	Web
I have been in contact with ( XXXX XXXX XXXX ) due to a debt that I do not owe. I have contacted them from XX/17-present for resolution. I have hung up on. Refused managers. Refused validation of debt etc. This is my second complaint w/CFPB on This same matter. I had never knew nothing about this debt. I have never got a phone call. I had never received anything notifications by mail either. I was not aware of this bill until it showed as a collection debt on my credit report. As of date of service I myself, had insurance. Because of the no identification at hospital. No correct address and the incorrect contact info. I would like this derogatory debt removed from my credit report immediately please. I was refused assistance with resolution just because they could and it did n't hurt them as a company. It only hurts the consumer. Myself. It took the complaint with cfpb to even get an itemized statement. With that itemized statement. XXXX XXXX XXXX agreed to remove debt from my credit report as of XX/XX/XXXX. This action has still not been done. i have called into XXXX XXXX XXXX on several occasions. I spoke with supervisor " XXXX XXXX on XX/XX/2017 and she advised me that the " trade line deletion was approved and was deleted XXXX XXXX, 17. She refused to send me a letter with that information. I also spoke with XXXX XXXX on XX/XX/17 and he advised me that someone from compliance would be calling me back to follow up on the trade line deletion and the paperwork for verification. I still have not heard any response. I still show the {$790.00} Bill from Creditor : Pendrick capital partners Original creditor XXXX XXXX is still showing from the collection company XXXX XXXX XXXX.
10/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30501	Web
XXXX XXXX XXXX is attempting to collect a debt that I do not owe. My credit profile took a huge downfall due to the company reporting several accounts as collection accounts. The information they are reporting to the credit bureaus is incorrect. The company bought this medical debt and the original creditor is XXXX XXXX Department. The accounts that XXXX XXXX XXXX are attempting to collect have " service dates '' that were covered under a charity care that was provided to me from the hospital, XXXX XXXX XXXX XXXX. XXXX XXXX Department utilizes this charity care program as well. Due to communication issues not involving me, my charity care was not forwarded to the XXXX XXXX Department and my coverage was not applied to several accounts. In addition, these same accounts were sent to collections without notification to me and, as expected, really hurt my credit profile. In an attempt to help this matter, I provided documentation to the XXXX XXXX Department showing that I was covered 100 % during the service dates. I have had several communications with XXXX XXXX Department over the phone and via email and they are aware of the situation and said they have forwarded information and documentation to XXXX. However these accounts are still reporting as of today. I feel this is unfair and I would like this fixed immediately. I want to ensure that XXXX XXXX XXXX corrects these errors, remove this information, and cease reporting this incorrect information to all three credit bureaus. I also want to prevent this incorrect information from being reported again in the future and/or sold to another collection agency. I would like this situation cleared up immediately. Thank you.
10/23/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MA 02301	Web
Hi and How are you? I was looking through my credit report this evening and noticed that there were new collection reported on my profile. I randomly called the company and talked to XXXX at XXXX XXXX XXXX. And he said that it's a medical bill that came from Penerick Capital Partners which came from XXXX XXXX XXXX. I'm completely confused because I never received any notices from any one of these companies and therefore, I need this removed due to FCRA and FDCPA violations. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
01/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO 640XX	Web
XX/XX/19 I received a letter in the mail from Affiliate Asset Solutions LLC stating that this was an attempt to collect a debt. The amount due was {$1000.00} and that the original creditor was XXXX XXXX XXXX. The first sentence in the letter says Pendrick Capital Partners II LLC has purchased the account referenced in this letter. Yet the letter is from Affiliate Asset Solutions. XX/XX/19 I recieved a letter in the mail that stated it was a debt and that I owed {$460.00} and that the original creditor was Pendrick Capital Partners LLC. Why is this company using 3 different names referencing them all back to each other. I mailed a letter back to Affiliate Asset Solutions which I am attaching requesting them to verify the debt. The back of the letter they sent me specifically states what I was allowed to request within 30 days. And I requested exactly that so I could verify this was even a valid debt that I owed it. I received a letter back which looks to be a scanned copy of a bill. Which seems to be fake. # 1 I should have also received this bill. It is clearly addressed to me and my address. No such bill ever came to me. # 2 This is supposed to be a itemized bill as their letter says that is included with the bill, the bill is for {$1000.00} and only 1 thing is listed for the charge. If this was a real bill there would be more than 1 line item billed for. This is not a real bill nor enough for me to verify I am connected to this debt alleged. # 3 the address on the bill is from a place in XXXX XXXX Nevada ( I live in MIssouri ) but it has printed in caps letters THIS IS FOR SERVICE AT XXXX. I do not feel any of this is acceptable.
01/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO 640XX	Web
XX/XX/19 I received a letter in the mail from XXXX XXXX XXXX XXXX stating that this was an attempt to collect a debt. The amount due was {$1000.00} and that the original creditor was XXXX XXXX XXXX. The first sentence in the letter says Pendrick Capital Partners II LLC has purchased the account referenced in this letter. Yet the letter is from XXXX XXXX Solutions. XX/XX/19 I recieved a letter in the mail that stated it was a debt and that I owed {$460.00} and that the original creditor was Pendrick Capital Partners LLC. Why is this company using 3 different names referencing them all back to each other. I mailed a letter back to XXXX XXXX XXXX which I am attaching requesting them to verify the debt. The back of the letter they sent me specifically states what I was allowed to request within 30 days. And I requested exactly that so I could verify this was even a valid debt that I owed it. I received a letter back which looks to be a scanned copy of a bill. Which seems to be fake. # 1 I should have also received this bill. It is clearly addressed to me and my address. No such bill ever came to me. # 2 This is supposed to be a itemized bill as their letter says that is included with the bill, the bill is for {$1000.00} and only 1 thing is listed for the charge. If this was a real bill there would be more than 1 line item billed for. This is not a real bill nor enough for me to verify I am connected to this debt alleged. # 3 the address on the bill is from a place in XXXX XXXX Nevada ( I live in MIssouri ) but it has printed in caps letters THIS IS FOR SERVICE AT XXXX. I do not feel any of this is acceptable.
02/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94121	Web
XX/XX/XXXX I received the attached latter in the mail from Debt Recovery solutions stating Pendrick Capital Partners ( " PENDRICK '' ) has purchased an account with my name on it. This is a serious matter because I was a victim of identity theft. And Pendricks has attempted to report false information on my credit report for some time now., Each time they are removed by all Major Consumer Reporting Agencies or By Pendricks XXXX because they are not mine. Also I want notify you of the history of the account numbers and amounts owed keep changing in order to re-insert of my credit report. This is a serious matter. The attached letter says I have the right to request a copy of the contract or other documents evidencing an agreement of debt. I need to see these to notify the bureaus of more identity theft by Pendricks ' or some other person out there claiming to be me Attached is a copy of the notice I received dated XX/XX/2019. I have responded within 30 days of the date. Please send all documents showing that this debt belongs to me. I have kept all copies of certified letters from the past I have had with Pendricks ' and their data furnishing affiliates or partners. This debt is an attempt to reinsert a debt that does not belong to me.. As Pendricks ' already know my father passed away and we had the same name. this is all well documented. I also called the XXXX hospital in XXXX where this supposedly took place. they said do to HIIPPA they were unable to share any information with me. there are XXXX XXXX 's in the system but there are not any that match my description.,
11/11/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 333XX	Web
I received a phone call from XXXX XXXX XXXX XXXX in XX/XX/2019 regarding an outstanding debt in the amount of {$1200.00} for medical services that I received a couple of years ago. They asked if I would be able to pay the outstanding balance and I said that I would not so they proceeded to negotiate an amount of 50 % of the total debt that I agreed to pay. They said that the {$640.00} would take care of the total debt that was owed and they would provide a document stating this as soon as it was paid. I mentioned that I would be able to make an initial payment of {$200.00} and pay the balance in early XX/XX/2019. They agreed to this arrangement and I went ahead and made the first payment of {$200.00} on XX/XX/2019. I received the second phone call from them XX/XX/2019 for the request of the final payment of {$440.00}, I requested my payoff notice prior to paying and the representative said that it would be provided as soon as the final payment was made. Therefore I went ahead and provided the representative with my debit card information for the payment of {$440.00}. He processed the payment and I asked for the payoff notice and he stated that one would be emailed to me in 10 days. I said ok and he provided me with a paid receipt. I received another call from them on XX/XX/2019 @ XXXX XXXX requesting another payment of {$60.00} something dollars which I promptly mentioned to the same representative that I had thought that the whole debt was paid for already and he said that it was not so I said that I would not be paying that amount and would take care of this situation.
01/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20120	Web
Starting on XX/XX/2020 company called and I answered the call. Someone claimed that I owed a debt and then asked for me to verify my identity. They provided part of my information which was correct but part of my information which was incorrect. After advising to them this sounded like a phishing attempted, they abruptly ended the call. XX/XX/2020 I received a letter from Affiliate Asset Solutions , LLC. The letter had part of my current address and part of my previous address. I called the number on the letter to speak with someone. While on the call, I made more than several attempts to explain that this debt is not mine but eventually the person abruptly ended the call. XX/XX/2020 A entertainment consulting company I used to perform for received a phone call with the following messed : " This message is intended for -- -- --. My name is XXXX XXXX, and I have been tasked with serving. You sealed and notarized paperwork within the next 24 hours. No failure to sign will be marked as a refusal in the process is going to proceed without you. If you have any questions or concerns, please contact the office for further assistance. Their direct number is XXXX. And when calling, your reference number is -- -- --. You have officially been notified. '' On the same day I received the same message on my business consulting number. Both calls were from a 'Blocked ' number. XX/XX/2020 the same 'Blocked ' number, it must be the same because I NEVER received blocked number calls, called but did not leave a message.
01/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92555	Web	Older American
I had receive a letter dated XX/XX/XXXX from XXXX XXXX XXXX acting in behalf of XXXX XXXX XXXX, XXXX ; disputing XXXX XXXX XXXX charges for the amount of {$1000.00}. This account has been filed and solved on XX/XX/XXXX with the Consume Financial Protection Bureau, with reference number XXXX. First of all, this polemical disputed derogatory charges from XXXX XXXX XXXX has been disputed many times with several other creditors. After, disputed such inaccurate charges with XXXX XXXX on XX/XX/XXXX, XXXX XXXX XXXX on XX/XX/XXXX, XXXX XXXX XXXX XXXX on XX/XX/XXXX, XXXX XXXX XXXX on XXXX, based in the findings subsequently such derogatory information was deleted by those creditors from my credit profile. Now, XX/XX/XXXX XXXX XXXX XXXX is persecuting me again for services that I have had never provided by XXXX XXXX XXXX. My personal profile has been jeopardized multiple punishments for the same issue by the missteps of all those collection agencies. This aforesaid derogatory disputed account, it seems that has been transferred or sold amount collection agencies. XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX, must cease and desist with this multiple jeopardy persecution and punishment for the same issue that previously has been solved. The aforementioned derogatory charges from XXXX XXXX XXXX are services that I have had never solicited nor provided by XXXX XXXX XXXX. This is a matter that has been on and off for the last nine ( 9 ) years and needs to stop the harassment over this controversial issue immediately.
04/07/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 926XX	Web
I submitted a previous case XXXX for reference. XXXX XXXX XXXX report XXXX derogatory comments on my consumer credit profile with XXXX and XXXX. I initiated a complaint as I have never received any written or prior notification from them. XXXX then responded to my complaint stating they needed an account number. As I never received a notice from them, I did not know what account number to reference. I finally received a notice dated XXXX XXXX, received XXXX XXXX stating that I owed for a medical debt in the amount of {$270.00} to the original creditor of XXXX XXXX XXXX. Since XXXX refused to verify the debt, I contacted XXXX XXXX XXXX by phone and spoke to representative XXXX today, XXXX/XXXX/2017. She could not verify the account numbers provided from XXXX 's notice, nor look up any outstanding debt based on my name or Social Security number. XXXX XXXX XXXX has failed to abide by law with mandatory notices and placing the derogatory remarks on my credit profile. This complaint is to be served to them as my official request in writing to provide written verification of the debt, which includes the original creditor 's name, address, and phone number and services provided so that I might verify their claim. As I was unable to verify it over the phone provided by the actual original creditor, I am interested to see what documentation will be provided. If supporting documentation is not sent rectifying the discrepancy above, I will add fraud to my claim when I file my lawsuit.
08/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33312	Web
Between XX/XX/XXXX and XX/XX/XXXX, a new account in collections was added to my credit reports. The collection agency is XXXX ( XXXX XXXX XXXX ). The original creditor was XXXX XXXX XXXX XXXX XXXX.Request for verfication was sent to XXXX, XXXX, and XXXX. Request for verification for this was sent to the bureaus by me, on XX/XX/XXXX. On XX/XX/XXXX XXXX updated the collection as a Closed account. On XX/XX/XXXX XXXX sent notice that the company verified the account. XXXX voilated section 609 and 611 due to not conducting proper investigation and not correcting inaccurate information. The date of status on my report is XX/XX/XXXX which states on the XXXX website this is the date the creditor last update the account. When the creditor validates the account this date should be updated. The account is inaccurate due to the open date, date of service, patient name with me as guarantor. I received a letter from XXXX on XX/XX/XXXX, that shows a {$0.00} amount due, with a Patient name : XXXX XXXX XXXX. This person is not me and I have never authorized to be a Guarantor for this person. Also the date of service shows XX/XX/XXXX I was not prosiding in the state that is listed as the place of service : XXXX, FL. Lastly the debt is being addressed to XXXX XXXX XXXX, my name is XXXX XXXX XXXX. My credit history is being affected by keeping an account on my report that I am not responsible for and doesn't belong to me.
02/28/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 751XX	Web
I was just informed during a telephone call that I made to XXXX XXXX XXXX by a supervisor by the name of XXXX XXXX, that they are attempting to collect a debt of {$800.00}. My credit report states that the alleged debt is {$770.00}. She then also stated that there was some other {$25.00} charge.The telephone call took place at XXXX central time. It was also stated the 3 times I was placed on hold that the call can be recorded or monitored. It also turns out that she confirmed that the account was opened with them on XX/XX/2019. I had no knowledge of this due to them not stating who they were on the telephone when they contacted me some weeks ago. I did tell them to only contact me by mail. And they did, BUT they sent the documentation to address I have not been associated with for the past 2 years 5 months. It also turns out that XXXX XXXX stated that the debt was bought by them from the original creditor Pendrick Capital Partners II. I do know for a fact this debt did also come from a company called XXXX XXXX before the date that XXXX XXXX XXXX on XX/XX/2019. When the accout was in the hands of XXXX XXXX it had gotten deleted due to not being able to Validate the debt. Pendrick Capital Partners is a debt purchasing company, not the original creditor of this debt. If the Original creditor is no longer attached to this debt and can not be validated this item need to be removed IMMEDIATELY. Thank you.
11/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20745	Web
Ref # : XXXX has report this account account as open XXXX XXXX, XXXX Open Account # XXXX {$240.00} Balance XXXX Original Creditor {$240.00} High Balance XXXX XXXX, XXXX Opened Date - XXXX XXXX, XXXX Last Reported I would like to dispute the item noted above on my credit report I have made every attempt to obtain information related to this item reflected above that is being reported on my credit report under the name XXXX XXXX XXXX. Between the original creditor and the agency noted in this dispute the original creditor provided me with XXXX other companies that they assigned their debt collections too and still no one has any knowledge of this debt. As a result, I have not been able to verify the following : 1. Original date of service, account number & place of service/provider 2. The original creditor does not have the account number, nor information as to who the debt is owed to yet they have assigned it to a party to be collected. 3. I 've contacted " XXXX XXXX Solutions '', 4 times via phone regarding this matter over a 60 day span and was told by the call center rep. that a request to have the item remove would be forwarded to the manger. As of XXXX XXXX, XXXX, upon reviewing my credit report I notice that XXXX recently update my credit report on XXXX XXXX as an outstanding collection item reflecting {$240.00}.
08/22/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33579	Web
Sometime around XX/XX/XXXX, I understand that Pendrick Capital Partners purchased an account from XXXX XXXX XXXX XXXX. The amount of the debt was supposedly {$870.00}. Since that time, they have farmed out collection of it to a half-dozen different debt collectors. I have explained on multiple occasions to their hired agents that I had insurance which should have covered the entire amount due to the ER. Then, around XX/XX/XXXX, Pendrick hired a company called XXXX XXXX XXXX in Pennsylvania to try to once again collect the {$870.00} it claims ( wrongly ) is owed. I looked up XXXX with the Florida Office of Financial Regulation and quickly saw that XXXX is not licensed to collect debt in Florida, as state law requires. How is it that I, as a single consumer, can quickly check into this and see that this debt collector has no legal ability to collect debt in Florida, yet a company as large as Pendrick does n't bother to do so? Take a look at the Florida consumer collection agency license. It reads in large capital letters that was REVOKED. This means nothing? So besides a debt which has been disputed and shuffled around to a half-dozen different collection agencies, Pendrick Capital has hired an unlicensed company to collect on a debt that should n't exist. This is all very fishy.
02/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 757XX	Web
I received a " second notice '' letter dated XX/XX/XXXX from XXXX XXXX XXXX XXXX Registered as XXXX XXXX XXXX XXXX saying that they've tried to contact me. I have not received any other letters or phone calls from this company. The letter mentions that I owe {$330.00} to XXXX XXXX XXXX XXXX XXXX, which I also have never heard of, but XXXX can accept a discounted amount to resolve this account. At first, I thought this must be a scam. I googled what to do and decided to write a letter to request validation, but checked my credit report first. XXXX reported it to the CRA on XX/XX/XXXX and the credit report states the source is a medical bill from XX/XX/XXXX ( so they evidently gave them some information about the source, but not me ). I will need more information to determine if the debt is legitimate or whether it was paid. Medical billing is often confusing, untimely, and difficult because of all the parties involved and I'm concerned the claim is so old, I will be unable to find any records. I am now divorced and no longer have access to the same bank account/credit card/etc. However, it was wrong of this company to lie about attempting to contact me, make a damaging report without the opportunity to validate or dispute the claim, and to do so on something so outdated.
06/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MS XXXXX	Web
On XXXX XXXX , 2017, I received two letters in the mail from a debt collection called AFFILIATED ASSET SOLUTIONS, LLC about a medial debt was paid in full. In the letter sent from Affiliate it states that the current creditor is Pendrick Capital Partners. I have never had any debt with the said Creditor past or previous.. Also, the letter states that the original creditor is XXXX XXXX XXXX XXXX .. I am sending documentation from the XXXX XXXX XXXX that I was mailed from there home office in XXXX , TX which shows a XXXX dollar balance for the alleged debt. Also, I have checked the MS Secretary of State and Pendrick Capital Partners are do not hold a license to collect on any debt in the State of MS . I have included the original copies of the letters sent from the alleged collector which clearly the information listed in the letter ids a violation of my HIPPA rights.. My name, date of service, and where I had serves rendered were included on the letter which this information could have gotten into the wrong hands of a consumer which could have lead to id theft from my personal information being included in a debt collection agency.. I have never had any services from the company or the affiliated asset solutions llc.
06/19/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33612	Web
On XX/XX/XXXX I sent a certified letter to XXXX XXXX XXXX XXXX asking them to validate the debt of {$1600.00} on account # XXXX they say I owe. They responded back on XX/XX/XXXX with a itemized printout of procedures I had done in a hospital saying their client Pendrick Capital Partners LLC purchased my account and I owed them {$1600.00}. I sent them another letter on XX/XX/XXXX asking them once again to validate the debt and provide me with the procedure including names, addresses and phone numbers of the people they utilized to validate the debt. I did not receive a response back. I checked my credit report on XX/XX/XXXX and the failed to provide the credit bureau XXXX with the required disclosure stating the account was being disputed. I sent XXXX XXXX XXXX XXXX another certified letter on XX/XX/XXXX stating they had violated Fair Debt Collection Practices Act ( FDCP ) and/or the Fair Credit Reporting Act by failing to provide the disclosure to the credit bureau 's within the 30 day period. The company did not respond again but it seems they were able to update my account on the XXXX credit report months past due. As a result I would like this removed from my credit report. I have attached all of the proof of these communications below
04/02/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77005	Web
Affiliate Asset Solutions mailed me a letter to collect {$20.00} and {$18.00} for an emergency room visit on XX/XX/2016. I wrote back to dispute the validity of the debt because I paid the amounts described on XX/XX/2016 to the original creditor, XXXX. I provided a printout of the original creditor 's web account showing I paid the listed amounts and that I paid a total of {$240.00}. Affiliate Asset Solutions responded with a letter indicating that the original creditor showed the amount owed was XXXX, but that the balance due was the total {$1300.00} billed because the account was charged off as a delinquent account. The bill Affiliate Asset Solutions provided as proof of debt misrepresents the amount owed to the original creditor because XXXX has already paid the contractual amount of {$240.00} and I paid the patient portion of {$240.00}. Affiliate Asset Solutions is collecting more than the amount originally agreed upon in writing between XXXX and XXXX. I was assured by my health insurance that I may not be billed the difference between the amount billed by the original creditor and the contractual amount allowed by my health insurance provider. Affiliate Asset has also listed the alleged debt at both {$38.00} and {$1300.00}.
12/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28210	Web
XXXXXXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/2018 XXXX XXXX XXXX XXXX XXXX XXXX XXXX IN XXXX VIA U.S.P.S. CERTIFIED MAIL/RETURN RECEIPT REQUESTED # Re : XXXX XXXX XXXX XXXX Account Number : XXXX Debt Collectors Account Number : N/A Dear XXXX XXXX XXXX : I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt. Please be further advised, I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ), XXXX XXXX XXXX ( XXXX ) and office of attorney general. The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney. Sincerely, XXXX XXXX
09/09/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OH 440XX	Web
I found this debt collector on my credit reports through a credit monitoring service I recently signed up for. They just reported an account in the amount of {$52.00} in XX/XX/2016 as well as an older account, neither of which I have received any information about or had any prior knowledge of. The new reporting is particularly a problem due to the fact that I disputed the older one through the bureau in XX/XX/2016 and then this new one pops up on my report as well, even though they presumably had means/info to contact me especially about any new debt to come up after a dispute for an old one, but failed to do so. The first I 'm hearing of this is when I see it on my credit report. I do not know what it is, nor has it been validated for me nor have I been given the chance to request validation. If they would have contacted me the right way, they would have been paid, thus keeping it off my credit report. The CR says open date of XX/XX/2016 and report date of XX/XX/2016, so when between that time have they bothered to contact me? Seems like they just started reporting quickly in hopes that I would discover it and be shocked into paying it versus going about it the right way.
06/27/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 33071	Web
On XX/XX/XXXX I received a letter from Affiliate Asset Solution, LLC collecting a debt for XXXX XXXX XXXX. of XXXX. IPer the Fair Debt Collection Practices Act I wrote a letter asking them to provide proof that XXXX XXXX XXXX XXXX XXXX make an attempt to claim my Health Insurance for services rendered on XX/XX/XXXX. I also request they stop calling until the information is provided. I mailed the letter certified on XX/XX/XXXX. According to the tracking number XXXX XXXX XXXX XXXX XXXX the letter was delivered and sign by Affiliate Asset Solutions LLC on XX/XX/XXXX. Today, XX/XX/XXXX I received 3 calls from Affiliate Asset Solution LLC even after I requested in writing to stop. I contacted Affiliate Solution and spoke with " XXXX '' which she attempted me to confirm personal information over the phone without providing her last name and employee id number. I gave her the account number and she confirm they " remove '' my phone number of the list so I told her that since she confirmed receiving the letter when can I expect they will provide the information I requested and she stated that they will not provide me with anything until I verify my identity.
11/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 27295	Web	Older American, Servicemember
On or about XX/XX/2016 I went to the hospital ER and was treated and released. XXXX paid the bill in full. A month or so later I received a bill from XXXX XXXX XXXX XXXX for {$810.00}. I called XXXX and asked about the bill, They said not to worry that it was taken care of. They had an agreement with the hospital & doctors where they agreed on how much could be charged and how much they would pay, and they were trying to balance bill me. XXXX said they would call them. Another month or so I got another bill, so I called XXXX back. Someone dropped the ball and didn't make the call, this time they did call. I got another bill, I called XXXX back on XX/XX/2016 and while I was on the phone they called XXXX XXXX XXXX XXXX, and got this billing stopped. What I didn't know at the time was about two days before this they had sent the bill to a collection agency. Now it goes from one collection agency to another. Each time I have to send them proof where the bill was paid. And each time they put derogatory remarks on my credit report. I thought I had gotten this stopped but after two and a half years, it's still going on. It gets sold from one agency to another.
02/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 450XX	Web
This account {$340.00} for XXXX XXXX for XXXX XXXX XXXX XXXX showed up on 2 of my credit reports XXXX and XXXX. It was from 2012 apparently and supposed medical bill. This collection account was purchased from Pendrick Capital Partners LLC and then sent to XXXX XXXX. I disputed said account as it only had my name and nothing else. I made calls for about 2 weeks and unable to actually verify debt. When disputing with credit bureaus XXXX advised debt is verified but there is no social security number, address has never been mine or the phone number listed. When you see my address on letters from XXXX is because they got it when I disputer with credit bureaus. When I sent in verification of debt with XXXX they only provided what was sent to them from Pendrick Capital. I have never once received an actual statement or bill regarding this and refuse to pay it. I think it is a shady tactic for collection agencies to throw these accounts on credit reports when debts are 7 years old to try and force someone to pay something that cant be verified other than a name. I have spoke to Pendrick Capital as well and they cant even verify anything outside of my name.
08/08/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 77489	Web
I have been filing cases on this debt with Pendrick Capital Partners that I do n't owe this debt. Accordingly, to the HIPPA Laws they have to prove that I owe this debt. That they have never done to credit bureau 's and they have not answered back to my case number:XXXX, So, I decided to contact : XXXX XXXX Hospital myself and found out they have never reported anything to the credit bureaus concerning any outstanding debt. I am going to attach my medical bills from the hospital to prove that I do n't owe any debt for the amount they say I owe. Also, I am going to provide the letter they made themselves to try and prove I owe this debt they claim but it was without medical codes and every medical bill should provide the medical billing code to match the procedure and Pendrick Capital Partners can not provide that code. So, this debt should be removed from my credit report. The billing statement does n't match the XXXX Billing Report look at the dates on both form that says when I was in the Hospital. I never went to the Hospital on the date as report on the Billing that Pendrick Capital Partners provided on the billing statement.
12/03/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CO 80104	Web
I received a call from Affiliate Asset Solutions XX/XX/XXXX. I was told that I had an outstanding medical bill that was for my Son when he was a minor. I contacted Affiliate last month and made a payment of {$25.00} on XX/XX/XXXX. At that time I also setup a payment arrangement to be processed on the XXXX of each month for the next 6 months. Affiliate contacted me on XX/XX/XXXX and had no record of the payment plan and were harassing me for payment. The representative on the phone even went as far as to say " That's fine Mr. ..., don't pay your bills. '' The representative I spoke with indicated that it was not possible that I was on a payment plan and that the account had only been in their office since yesterday. When I tried to confirm the account number the agent hung up on me. I called back and requested to speak with a supervisor. I was put on hold and the line picked up and I heard a male yelling " Because I want to know '', the line was then muted and after about 30 seconds I was hung up on again. Attached is proof of payment from my HSA and a copy of the letter dated XX/XX/XXXX that confirms the payment plan.
08/22/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX XXXXX	Web
This company has sent me a dunning letter suggesting I send them a written letter or the alleged debt would be assumed valid. I believe this is an attempt for Pendrick Capital Partners to abuse the system and suggest I have not already exercised my right for validation. The information they have provided in a previous complaint through one of multiple collection agencies they report to have put on retainer for collection services has been proven invalid and I have documented this Consumer Financial Protection complaint XXXX. This complaint verifies I have already disputed this debt and asked for validation along with requiring further communications to be by written letter only. This company, XXXX XXXX XXXX XXXX has called me repeatedly even though I have written to multiple collections agencies who have each notified Pendrick Capital Partners of my dispute and my requirement to cease phone calls to any number that may reach me. This XXXX complaint should serve as an additional written communication to again demand this debt is in dispute and I do not want any phone calls as any phone call is an inconvenience to me.
10/24/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 347XX	Web
On XXXX XXXX I received a letter from XXXX XXXX XXXX XXXX/ Pendrick Capital Partners II LLC trying to collect a debt for two charges totaling {$2000.00} dollars from medical bills datedXX/XX/XXXXfor the amount of {$1000.00} dollars and a second one fromXX/XX/XXXX for {$1000.00} dollars. They have called me regarding the debt and they also have reported the debt to the credit bureaus. I have sent them a letter that I actually downloaded from your website asking to provide information about this debt as stated in my letter, several requests and proof of the original creditor ( XXXX XXXX XXXX XXXX XXXX ) I sent my letter via certified return receipt on XX/XX/XXXX and received a response from them on XX/XX/XXXX Their response does not include any of the requested information, or documents to proof this is an original debt under my name. I called the company on XXXX XXXX and spoke to XXXX XXXX, asking why they had not provided any of my requested documentation and she answered that was all they had for this debt collection. I then stated I was going to open a claim regarding these collecting bills from their company.
12/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32548	Web	Servicemember
On XXXX/XXXX/XXXX XXXX XXXX notified me of new accounts placed for collection. When I checked my mail, there was a letter from XXXX XXXX XXXX regarding a debt they purchased from Pendrick Capital Partners, of which I have never received any correspondence. They have listed 3 items, from XXXX and XXXX, 4 and 3 years ago, respectively, and I am unaware of these charges. I 'm trying very hard to get my credit fixed and my score back up, and this was a shock to me. I also have a negative comment from the XXXX XXXX for XXXX XXXX XXXX, and I have n't even walked into that place in at least 15 years, so I have no idea what this charge is for because I do not use the clinic or any of it 's doctors or services. I 've been trying extremely hard to keep any and all medical payments made and kept current, so I 'm very surprised about these bills because I had no prior knowledge. I 'm also very upset that XXXX put this into my credit report immediately instead of sending me prior correspondence to let me know about it so that I could see what it was even for. Thank you in advance for any assistance you might be able to give me.
05/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22901	Web
I have not had any resolution with this company to prove these medical debts are mine-Now I have new debts being reported from XX/XX/XXXX-XX/XX/XXXX-new dates etc ... .I have always had insurance, so this is inaccurate information. They have stated I received notification, but can not prove when, nor show me documentation. I have NOT received anything of this nature and they have and several complaints of un fair practices reported. I have contacted and found that Under the FDCPA-A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Debt collectors resurrect old debts in an attempt to make some money. With old debts, there's a good chance the collector doesn't have the original documents proving that you even owe. If this is the case I demand these unknown debts to be removed from my report and to no longer be contacted from this company for the amounts of {$620.00}, {$380.00}, {$780.00}. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, & XXXX, XXXX are the 3 companies that keep showing up on my credit report.
05/14/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MA 024XX	Web
I went to an ER ( XXXX XXXX XXXX XXXX ) while traveling in Florida on XXXX / XXXX / XXXX . I provided my health insurance information during this ER visit. Two years later after never receiving any letter of any debt I see a delinquency noted on my credit. When I called the number via the credit bureau I found that the XXXX XXXX XXXX had a contract with the doctor that actually saw me and that the doctor was affiliated with a company named XXXX XXXX XXXX of XXXX . The medical center took my insurance information, sent a bill and got paid in full. The XXXX XXXX XXXX of XXXX doctor said that they did not get from XXXX the insurance information so they never sent their bill to the insurance. They also never sent any bills to me. Instead they sold the bill as bad debt to a Company named Pendrick Capital Partners II, LLC. I called them and th ey were extremely rude. They said I had to pay and that many people were in my situation and that there was nothing I could do and I had to pay. They had already without billing me ever made a derogatory mark on my credit.
09/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33810	Web	Servicemember
Current Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX Previous Creditor : Pendrick Capital Partners LLC Reference # : XXXX Balance Due : {$180.00} Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Original Acct # : XXXX Original Balance : {$180.00} Date of Medical Service : XX/XX/2014 I received a debt collection letter as well as a negative mark on my credit reports for the above listed account. Originally, Pendrick Capital Partners LLC had to remove the information from the credit bureaus and cancel the collection because they were unable to prove the billing providing bogus information and a falsified bill information. XXXX XXXX XXXX XXXX is not owed this money hence the dispute. However, they to pursue this action by posting negative collection information on my credit. I have requested that this debt be removed as soon as possible. The fact that they sold this debt and it continues to be an issue has caused me to file a complaint. Selling and re-selling a debt that is not mine and my having to constantly remove from my credit is creating a problem for me.
02/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 301XX	Web
XX/XX/XXXX-Emergency visit to XXXX XXXX XXXX, they received our insurance information and treated our daughter. We paid co-pay and XXXX XXXX XXXX filed insurance claims for the hospital and XXXX XX/XX/XXXX- they were paid by our insurance. In XX/XX/XXXX-three years later, I noticed a new collections on the credit report. Requested a copy of the original bill. It was for a XX/XX/XXXX. XXXX XXXX XXXX XXXX. I contacted XXXX XX/XX/XXXX, XX/XX/XXXXXXXX, and the collections agency- this was never turned into insurance ( XXXX ) and we never received a billing at the time of servicel. XXXX XX/XX/XXXXrep said XX/XX/XXXX XXXX was not one of their emergency groups at that time and it is either fraudulent or someone made a mistake when entering. I need help because they keep moving it from collection agency to different agency. I keep disputing and even tried to get XXXX to pay but it was too old by the time we found out there was a bill. I have spent many, many hours of the days, emailing and calling trying to get this cleared up with no success. Please, any help would be appreciated.
11/15/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34238	Web
I set up a verbal arrangement XXXX a month. At the end of each month. I call XXXX XXXX to make my payment by phone using my debt card. I started receiving call the first or second week in XXXX. I called back and this man answered XXXX XXXX. I answer yes, who am I speaking with. He gave me only his first name. I can give you to XXXX she is in. I asked where are you calling from. He would never answer just kept saying XXXX is in I am going to transfer the call. I hung up. Pendrick Capital Partners XXXX XXXX XXXX has been calling 2 to 3 times a day using different phone numbers most of them have been XXXX area code. That is this local area code. I have blocked there numbers. I have been thinking about offering a settlement. But when this started happening, it just burned me up. I do the right think and then you run into a very unprofessional and doing things illegal. I believe new partner company needs to go over the collection laws. Should you have any questions please feel free to call me XXXX cell Thank you, XXXX XXXX
08/21/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 76901	Web
This collection company is but a multiple number of agencies used by Pendrick Capital Partners llc to collect an alleged debt that is very old based of the letters and credit reports I have. This complaint is related to this company and this complaint. XXXX here on cfpb Consumerfinance.org This written letter should also serve as notice I dispute this alleged debt in its entirety. I am disputing this debt to XXXX XXXX XXXX XXXX XXXX Indiana XXXX XXXX XXXX. I wish not to be contacted by phone at any phone number, as phone conversations are very inconvenient for me. I wish only to be contacted by letter. Pendrick Capital Partners has been notified through their agents of my verification requests and my desire to have no contact by telephone. I believe their bouncing of this alleged debt to multiple agencies is their way of skirting their requirements of validation and requirements to cease phone contact. All information provided to me so far has been nothing I can use to verify I owe anyone a debt.
01/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33615	Web
On XX/XX/XXXX, I had an emergency and ended up in the hospital for a very short period of time. Insurance information was provided at the time of service, health insurance at the time was XXXX XXXX, policy number XXXX. Insurance was billed and multiple times for the services provided, I will list them below- Claim ID number XXXX {$1200.00} paid to XXXX , XXXX XXXX Claim ID number XXXX {$4800.00} paid to XXXX XXXX XXXX Hospital Claim ID number XXXX {$4800.00} paid to XXXX XXXX XXXX Hospital Claim ID number XXXX {$820.00} paid to XXXX XXXX XXXX Hospital In XX/XX/XXXX, I get a letter from XXXX XXXX XXXX , XXXX collecting on behalf of Pendrick Capital Partners stating that they are owed {$1200.00}. This was already paid and settled with my insurance as I listed above. I been receiving calls non stop from them demanding payment. It is also been added to my credit report and my score has already dropped significantly, to the point that is has stopped me from being able to refinance my home.
06/09/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NC 28117	Web
XXXX XXXX XXXX INSTRUCTED PENDRICK CAPITAL TO CLOSE ANY AND ALL DEBTS ASSOCIATED WITH MY SOCIAL SECURITY NUMBER AS THEY WERE NOT MY BILLS BUT A TYPO BY AN ADMISSIONS CLERK WHEN ADMITTING A PATIENT. MY SOCIAL AND THE PATIENT 'S ARE DIFFERENT BY ONE NUMBER. THE HOSPITAL HAS A COPY OF HER ID WITH HER SOCIAL ON FILE HOWEVER THE TYPO 'D SOCIAL ( MINE ) IS THE NUMBER ASSOCIATED WITH THE DEBT. PENDRICK CAPITAL HAS PURCHASED XXXX OF HER BILLS AND PASSED THEM ON TO OTHER COLLECTION AGENCIES. THEY ARE NOW REFUSING TO DISCUSS THE ACCOUNTS WITH ME EVEN THOUGH IT IS MY SOCIAL SECURITY NUMBER AND AFFECTING MY CREDIT. THEY HAVE BEEN INSTRUCTED TO CLOSE ALL DEBTS WITH MY SOCIAL SECURITY NUMBER. THEY HAVE ONLY CLOSED XXXX OF THE XXXX AND ARE NOW REQUIRING ME TO HAVE THE HOSPITAL CONTACT THEM AGAIN!!! THEY ALSO WILL NOT TELL ME THE NAMES OF THE AGENCIES THEY HAVE PASSED THE DEBTS ON TO SO THAT I CAN CONTACT THEM AND HAVE THE ACCOUNTS CLOSED WITH THEM SO THEY DO NOT REPORT IT TO MY CREDIT.
01/30/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO 64130	Web
This account was removed due to reporting unveriable and inaccurate they re-sold the account and re-inserted back on my credit report. First of all, they have refused to validate the debts they claim I owe their company Per the FDCPA. Well I dont owe their company ANYTHING and thats why they cant validate these debts. Secondly, even after debt validation had been requested from them, they deliberately continued collection activity and have electronically verified this debt to the Credit Reporting Agencies, without having validated the dispute with me first, and have since continued to report these accounts to the bureaus. This is a direct violation of the FDCPA and is 100 % unacceptable. Furthermore, Im aware of the many other complaints against this company for their illegal and unethical collection activity. So this really must be addressed and resolved. My next step is to bring media attention to this issue and also to take this matter to court if I have to.
12/31/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 776XX	Web
Continul robocalls day and night. This Affilate Solutions received the Account from Pendrick Capital Partners II. These calls began just before Christmas. The letter I received from Affiliate is dated XX/XX/XXXX. The date of service was allgedly XX/XX/XXXX at XXXX XXXX XXXX which I would never use. My XXXX doctor would use XXXX XXXX or XXXX XXXX in XXXX, TX. As I was never billed contacted the numbers they have called from and was told that they have no record of my service. I called again today and looked at the XXXX XXXX records and there is no bill there. I can not due to being XXXX attach documents but I have 1 letter and a photoshot that shows the account can not be found. I was robbed and all my personal info went with the thief. Since this just began believe someone has stolen my identity and used it for medical treatment. I have found alot of negative issues regarding this agency and I know they must have dragged something somewhere, I don't know.
12/31/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 776XX	Web
Continul robocalls day and night. This Affilate Solutions received the Account from Pendrick Capital Partners II. These calls began just before XXXX. The letter I received from Affiliate is dated XX/XX/XXXX. The date of service was allgedly XX/XX/XXXX at XXXX XXXX XXXX which I would never use. My XXXX doctor would use XXXX XXXX or XXXX XXXX in XXXX, TX. As I was never billed contacted the numbers they have called from and was told that they have no record of my service. I called again today and looked at the XXXX XXXXl records and there is no bill there. I can not due to being XXXX attach documents but I have 1 letter and a photoshot that shows the account can not be found. I was robbed and all my personal info went with the thief. Since this just began believe someone has stolen my identity and used it for medical treatment. I have found alot of negative issues regarding this agency and I know they must have dragged something somewhere, I don't know.
04/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77065	Web
I visited XXXX in XXXX on XXXX/XXXX/XXXX. I worked with the billing agency XXXX XXXX to pay off my medical bill which was paid in full XXXX/XXXX/XXXX. On XXXX/XXXX/XXXX Pendrick Capital Partners II, LLC purchased the account and sent Affiliate Asset Solutions , LLC to obtain the " debt ''. I called XXXX and Affliate Asset Solutions to provide proof the account was and had been paid in full for almost 2yrs. On XXXX/XXXX/XXXX Pendrick Capital Partners II, LLC sent XXXX to obtain the " debt ''. I called XXXX and XXXX and AGAIN provided proof the account was and had been paid in full for 2.5yrs. I am concerned at this point that PENDRICK CAPITAL PARTNERS II, LLC will continue selling this account FRAUDULENTLY and passing my sensitive information from credit collector to credit collector. My name, date of birth, address, and other information could be compromised at this point with continuous disbursement to various collection agencies.
07/28/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33770	Web
On XX/XX/XXXX, I ran my credit report on XXXX XXXX XXXX and noticed that I had new medical debt on each one of my credit reports. XXXX XXXX and XXXX XXXX. I contacted the company XXXX XXXX XXXX. I told them that the debt was paid in full. XXXX XXXX XXXX asked me to email them my proof of payment. He stated that that if it shows that I have already paid the account off that it would be removed on Friday the XX/XX/XXXX. I sent my proof of payment the same evening. I called to follow up on XX/XX/XXXX. The company passed me from one person to the other. The last person spoke to said it would take 90days to investigate. I can not afford to have this derogatory information on my credit report for 90 days. I will be attaching proof that I made a settlement payment back in XX/XX/XXXX. This account was also sent to this collection agency by Pendric Capital. Who is the original owner of the account I paid off through XXXX XXXX XXXX XXXX.
07/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 77489	Web
Due to the fact that my problem does n't truly exist in the drop down menu I will explain it myself in detail. I sent a XXXX Validation letter with HIPPA requirements to XXXX. I had my XXXX XXXX to speak on my Behalf with them as well. I sent a legal authorization form to them as required. This account is a medical account that was in their office and I sent the letter for them to validate the debt in the allotted time frame given by the FDCPA which is 30 days. In my case the debt was validated wrong by XXXX. Therefore, by the FDCPA and Texas FDCPA Law which state that a debt collector must be register with the State of Texas in order to collect a debt in Texas. Also, that no Debt Buy can hire another debt collector to collect for them in Texas my debt should be removed off my credit report and out of the office of XXXX and Pendrick Capital Partners. Because neither collection company is abiding my Texas FDCPA.
04/06/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60586	Web
I received communication from XXXX/Pendrick Capital Partner LLC that I owe XXXX for a debt that has been reported previously by 3 different agencies on XXXX/XXXX/2017, I requested verification of debt that I did not receive to verify they are the actual owners of the debt. I received another letter on XXXX/XXXX/2017 stating they would report this debt to the Credit Bureau I called again and spoke with a foreign man never gave me his name that said the bill is my verification I said no I want verification such as what service date is this bill for, what doctor 3 different agencies have reported this and did not give me proof. He stated they would send information but would still report the documentation on my credit report. I stated that this was threatening and a bullying tactic to get me to pay and if they did not give me the information in order to pay I would report this immediately he hung up on me.
03/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94121	Web
Recently wrote to Pendricks capital partners. I explained to them i was victim of identity theft. Someone used my information in Florida for credit cards and medical bills. i live in California .. they have been removed off of my credit report by credit reporting bureaus and also some by Pendricks . however some collections are being reinserted by their partnering data furnishers and shell companies. i recently wrote to Pendricks they said to send them the report of identity theft. so that the incident does not keep happening. attached is my report from the Federal Trade commission. Please stop collecting on debts not owed. I have communications with your company well documented Its difficult as it is dealing with someone even today still trying to run my credit and open utilities in my name. much less old medical bills. i have a XXXX score I have health insurance. My credit is very important to me.
08/14/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 170XX	Web
On or aboutXX/XX/XXXX, I received correspondence from a debt collection agency named Affiliate Asset Solutions , LLC regarding an alleged medical debt in the amount of {$1300.00} for services rendered to my son on XX/XX/XXXX. This was the first and only notice I received regarding this alleged debt. The correspondence identifies the original creditor as XXXX XXXX XXXX XXXX. While my son did visit the emergency room on XX/XX/XXXX, the only billing I have received which was covered by my insurance in the amount of {$1800.00}. On XX/XX/XXXX, I contacted XXXX XXXX Hospital in XXXX XXXX, PA who confirmed the amount of {$1800.00} was paid by my insurance. I pulled my credit report to see if there was any collection activity related to this creditor and there is none. I do not believe I owe this debt. My insurance would have covered any medical costs. Thank you for your help in advance.
05/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20784	Web
I first received a medical bill from XXXX XXXX XXXX XXXX, on XX/XX/XXXX in the amount of {$1400.00} for services on XX/XX/XXXX. I then contacted them through certified mail on XX/XX/XXXX and asked for validation of this medical bill they claim that I owe. They received the mail on XX/XX/XXXX. They then contacted me through mail with a " verification '' with a different amount of {$490.00} and also with a different date of medical services on XX/XX/XXXX. They also listed diagnosis codes, procedure/service cpt codes, physician 's name and charges. Those alone with my codes are violating my HIPPA rights. I am sending out a certified letter tomorrow on XX/XX/XXXX demanding that they cease all activity in collecting the debt. They are in violation and I will contact a lawyer if they continue to pursue and collect a debt they claim that I owe while violating my HIPPA rights.
08/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NJ 08873	Web
I resolved some medical debt with other creditors with the help of XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX. I received notification that the debt was discharged and removed from the credit report and now I am receiving harassing phone calls from XXXX XXXX XXXX requesting payment of {$720.00} for account number XXXX and {$170.00} for account XXXX and XXXX XXXX XXXX XXXX for {$430.00} for account number XXXX. The original creditor with whom this was resolved is XXXX XXXX XXXX XXXX. I have advised both of these agencies these matters have been resolved and still they continue to call and harass me. I have requested that they send the validation of debt and they refuse to do this and say that they will not send more than what they have sent in the mail which does not state anything regarding any new debt and only lists debts which have already been resolved.
02/02/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX XXXXX	Web
XXXX XXXX XXXX is attempting to recover a debt of {$790.00} that is not mine. I have never had a contract or account with them. Thy even state in their letter that they are not the original account holder and that it was Pendrick Capitol Partners II LLC. I'm not familiar with them either. If I have no written contract with XXXX XXXX why are they trying to collect a debt from me for another company? I request validation of this account with original documents showing itemized charges. Not photocopies, but originals with wet ink signatures on it. I doubt that they can produce these documents. And if they do have them and they are not a licenced medical facility but a collection agency then that is a clear case of a HIPAA violation and possibly FDCPA violation. I have sent a letter directly to XXXX disputing these charges and account a week ago.
01/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NE 681XX	Web
XXXX XXXX systems continues to report a debt to my credit bureau that has been XXXX in a bankruptcy. My debt continues to be sold from agency to agency. I called them today and they said yes it should be closed. But the agencies on the back end keep selling it. It is now on my credit report once again. This has happened 3 times. I want it removed asap so we can pre qualify for a home loan. The current agency holding this debt, that was sold to them, is Pendrick Capital Partners.I should not have to call every XXXX months to have a debt removed from my credit report. This is haunting me and tanking my score. I feel harassed and defeated that this keeps happening. Someone needs to be held accountable. I 'm unsure why commonwealth financial systems has things straight in their records but these other agencies are still passing this debt around.
02/22/2019	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	TX XXXXX	Web
First it was a guy ( XXXX ) that called before XXXX, leaving message on home phone that " The state had hired him to serve process '' then ladies started calling me at work repeating that the state had hired her to serve process. One conversatin I asked that she not call me at work and who she was with. She did not respond but said XXXX had hired her. I told her to go ahead and do what she had beenh hired to do. Hung up and she immediately called my cell ( at work ) These people call non-stop all day with the same messgael I looked them up by the phone number ; different names sames message. This week I got a piece of mail. In internet research it appears mostly they are scamming people using scare tactics even if the person is not the correct individual. I got home yesterday to a total of 21 call from the number leaving no messages.
04/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89084	Web
I asked them if I could pay this debt or a settlement would they do a pay for deletion. They said yes. They did not keep there word. I paid this debt and they said they would delete it from my credit report. All XXXX bureaus. It 's still reporting on my credit report. The account was paid. I then received a letter in the mall saying Please be advised that this office repres ents Patrick capital partners con cerning the above preferred account originated from XXXX XXXX XXXX XXXX According to our client on his record there is a balance due of them out at {$340.00} this will acknowledge and I was a report of your settlement payment amount at XXXX on XXXX XXXX , 2017 thi s account is being said or close by our office thank you for resolving this matter yours truly XXXX XXXX XXXX ... This is NOT what I asked for.
05/08/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	DC 20001	Web
XXXX XXXX XXXX XXXX has been contacting me repeatedly. I informed the agent not to call me when during my work hours XXXX to XXXX on XX/XX/2019. On XX/XX/2019 they called me twice in the span of an hour and a half. When I called back, I requested information on the individual or entity that is claiming that I owe a debt. They agent informed me that it is coming from a contractor who worked at XXXX Hospital. I informed the company that I was insured and received no communications about the debt until four years after the fact. She informed me that my ability to dispute is over cause its past one year and that " I NEED '' to resolve this debt. She would not let me get off the phone and I had to hang up. They were unable to provide me contact information for the company that is claiming that I owe money.
01/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20175	Web
On XX/XX/2020, I had been contacted by a company called XXXX XXXX XXXX XXXX whom informed me that they bought my debt from Pendrick Capital Partners II LLC. A man calling from XXXX said this debt is for a doctor that had not been paid during my ER visit at the XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Emergency Room. I called my insurance company as well as the ER staff whom said I have no existing bills and all was paid. I asked XXXX XXXX XXXX XXXX. to ask the doctor involved to send me the bill. The company then sent me a bill of {$1400.00} in mail not from the doctor/clinic, but in their own name. These scammers have obtained my medical records,. ( i.e date of medical service and hospital ). I want to make sure these criminals are caught and other people 's medical records are secure at that hospital.
10/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77566	Web
I HAVE CONTACTED YOUR COMPANY ON MORE THAN ONE OCCASION ABOUT THE 8 ACCOUNTS THAT YOU CONTINUE TO HARRASS ME ABOUT. FIRST OFF HOW ARE YOU COLLECTING ON BEHALF OF ANOTHER COLLECTION COMPANY? ISNT THIS AGAINST THE LAW? SECOND I AM IN RECEIPT OF YOUR LETTER DATED XX/XX/2018 FOR ME TO DISPUTE THE VALIDITY OF THESE ACCOUNTS. WELL, THIS IS YOUR 4TH NOTICE AND LAST OR I WILL BE FORCED TO SUE IF YOU RE-INSERT THESE INTO MY CREDIT FILE. THESE ACCOUNTS DO NOT BELONG TO ME I HAVE NEVER DEALT WITH YOU XXXX OR THE COMPANY PENDRICK OR THE OTHER MEDICAL COMPANIES YOU REPRESENT. Furthermore, I HAVE NEVER GIVEN YOU AUTHORIZATION TO REVIEW ANY OF MY MEDICAL HISTORY OR FOR MY MEDICAL HISTORY TO BE GIVEN OUT SO HOW IN THE WORLD COULD YOU VALIDATE ANYTHING ABOUTME? EXACTLY YOU CANT BECAUSE it's NOT MINE!!
08/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70127	Web
I recently saw on my credit report that I owe Pendrick Capital Partners LLC {$1200.00} for medical bills. However I received a letter from XXXX XXXX XXXX XXXX on XX/XX/XXXX saying I owe {$1200.00} to Pendick Capital Partners LLC. I did an investigation and found out that the original creditor is XXXX XXXX XXXX XXXX which is Located in XXXX XXXX, Louisiana. The letter also states that the date I use the facility was XX/XX/XXXX. I have n't been to that facility and I had a full coverage insurance because of my XXXX that 's from XXXX. Also to add I was receiving calls from one of those company and I did explain to them that I did n't owe any money to them and if I do they should send it to my insurance company but they wanted me to do a payment plan and pay out of pocket.
02/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34786	Web	Servicemember
I recently received notice in the mail, about this debt, this would be the first time I HAVE EVER BEEN NOTIFIRED OF THIS DEBT, I WAS SENT A DEBT LETTER WHICH I HAVE ATTACHED, WHICH SHOWS DATE THEY SENT IT TO ME, I AM ASKING HE TO VALIDATE THIS DATE, AS I HAVE NO CONTRACT WITH THEM, THEY INFORMED ME THIS DEBT WAS PURCHASED FROM ANOTHER COMPANY, ON XX/XX/2019, I CONTACTED THE COMPANY AND INFORMED THEM I NEEDED THEM TO VALIDATE THE DEBT AS I HAD NO CONTRACT, SHE GAVE ME AN EMAIL ADDRESS XXXX.SHE INFORMED SHE COULDNT GIVE HER NAME OR VALIDATE THE DEBT, SHE ASKED ME WHO THE PEOPLE WERE ON THE DEBT. THAT MY NAME IS NOT XXXX XXXX AND THIS IS NOT MY DEBT, I AM ON A FIXED INCOME OF {$870.00} THIS DEBT IS CAUSING ME EXTREME STRESS, I AM A XXXX, XXXX, XXXX AND XXXX XXXX.
02/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34786	Web	Servicemember
I recently received notice in the mail, about this debt, this would be the first time I HAVE EVER BEEN NOTIFIRED OF THIS DEBT, I WAS SENT A DEBT LETTER WHICH I HAVE ATTACHED, WHICH SHOWS DATE THEY SENT IT TO ME, I AM ASKING HE TO VALIDATE THIS DATE, AS I HAVE NO CONTRACT WITH THEM, THEY INFORMED ME THIS DEBT WAS PURCHASED FROM ANOTHER COMPANY, ON XX/XX/2019, I CONTACTED THE COMPANY AND INFORMED THEM I NEEDED THEM TO VALIDATE THE DEBT AS I HAD NO CONTRACT, SHE GAVE ME AN EMAIL ADDRESS XXXX.SHE INFORMED SHE COULDNT GIVE HER NAME OR VALIDATE THE DEBT, SHE ASKED ME WHO THE PEOPLE WERE ON THE DEBT. THAT MY NAME IS NOT XXXX XXXX AND THIS IS NOT MY DEBT, I AM ON A FIXED INCOME OF {$870.00} THIS DEBT IS CAUSING ME EXTREME XXXX, I AM A XXXX, XXXX, XXXX AND XXXX XXXX.
04/17/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 44146	Web
I received a collections letter for a 6 year old medical debt. Besides being right at the statue of limitations for collections in Ohio the bill is a billing error on behalf XXXX XXXX provider XXXX XXXX XXXX. I have confirmed with my insurance carrier, XXXX XXXX, the the physician never billed my insurance. Upon calling XXXX hospital billing to rectify this, I was informed that ER doctors perform their own billing. I am not responsible for this billing error. The physician can not provide any statements proving they billed my insurer and therefore are attempting to collect from me to cover their error. I was also advised in writing, by the collection agency, that consumer reporting agencies have been notified of this collection and ruining my good credit.
11/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33160	Web
On XXXX/XXXX/2017 I checked my credit score and report and noticed that there was to accounts for medical bills that I did n't know about, I called the hospital and they told me to contact account and billing department I did that and I told them that I never received any medical attention or treatment. One is for {$820.00} and the other is for {$65.00}. Both are from the same place I then disputed the collection with the credit bureaus and within a few weeks they were taken off my credit report. Then my credit score went up and I thought it was taken care of and was going to be getting my credit score better, but today I got a email stating that a different collector is being used to try and collect money from me that I do n't own.
09/09/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX XXXXX	Web	Servicemember
I have received numerous phone calls from Affiliated Asset Solutions. I do not know what this is in regards to. They have called me four times from these numbers XXXX, The dates were XX/XX/19,XX/XX/19,XX/XX/19,XX/XX/19. The one on XX/XX/19 was while I was visiting my cardiologist. All these numbers come on my cell phone and when the phone rings it says spam risk so I don't answer. When I check the numbers out in my phone data base that's when it reveals that it is a spam/fraud/high risk. All these calls have come after the new law in the state of Texas went into affect on XX/XX/2019 stating that these types of calls are totally illegal and if caught its {$1000.00} fine per call. Affiliated Asset Solutions is a debt collector.
09/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 448XX	Web
I have been dealing with this now since XX/XX/XXXX. XXXX Hospital Georgia has incorrectly attached this debt to my SS # and has been trying to fix their issue ever since. The billing from the main hospital has told me on multiple occasions that they have corrected this issue on their end and I was told they would also direct this to XXXX XXXX XXXX XXXX XXXX XXXX has not submitted this debt to the collection agency Affiliate Asset Solutions The debt in question is related to a homeless gentleman with similar name as mine, with a different middle name, and the hospital tied his billing to me. I live in Ohio. The only time I have visited XXXX Hospital was in the Winter of XX/XX/XXXX while in Georgia for on the job training.
08/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV XXXXX	Web
I received a debt collection letter in the mail on X/XX/17 from XXXX XXXX XXXX/Pendrick Capital Partners II. The original creditor is XXXX XXXX XXXX in the amount of {$660.00}. The account number is : XXXX. This debt does not belong to me. I am not responsible for payment for this debt, someone else is. In the letter, it states that Pendrick Capital Partners purchased the account as the collection agency. This letter gives 2 options for payment. Option # 1 was to split the balance in 3 installments. Option # 2 was to reduce the payment to {$400.00}. I an disputing this alleged debt that is reporting negatively on my credit file. Like I mentioned before, I an not responsible for payment of this debt, someone else is.
01/10/2020	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	VA 20120	Web	Older American
Debt Collection for an alleged {$1200.00} debt for an emergency room service from XX/XX/XXXX. Never received any invoices or calls from any other person/company called me for this debt claiming that my insurance company never paid it. I was skeptical because it has almost been 2 years since this happened and I never heard anything about it from anybody. The people told me that they would " work with me '' and offered to " go with 2 payments for {$480.00} '' both in XX/XX/XXXX. I have impeccable credit and because I am I freak out that my credit rating would suffer so I agreed to the payments. The name of the company is AffiliateAS.com Several people I spoke to told me it was a fraud and I needed to block it.
08/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NC 28214	Web
XXXX XXXX XXXX is in violation of 15 U.S.C.1692-1692P On XX/XX/2019 ( I ) XXXX XXXX reviewed my Consumer Credit Report to discover a invalid debt from XXXX XXXX XXXX. I called and spoke with a person by the name of XXXX about this Invalid debt from Debt Recovery Solutions. Mr. XXXX who was both abusive, and oppressive with me ; in violation of 15 U.S.C.1692b ( 2 ). Mr. XXXX also used obscene language against me ; in violation of 15 U.S.C 1692d ( 2 ). I then ask Mr. XXXX to remove this invalid debt from my report and to stop all collection efforts and he stated that he would refuse to do so. Mr. XXXX was deceptive with me in his attempt to collect a debt ; in violation of 15 U.S.C 1692e ( 10 ).
01/30/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL XXXXX	Web
Acct # : XXXX Dear XXXX XXXX XXXX, I have received a Medical collection letter from you regarding a debt in the amount of {$180.00}. Though the letter is dated XX/XX/XXXX, I have only received it in XXXX and by XX/XX/XXXX it was already added to my credit report which has grossly damaged my credit. The letter that you provided was the first letter of it's kind that I received from you and I did not have enough time to accurately verified if the debt is legitimate. I did not know of this debt before nor did I received any information about this debt until now. {$180.00} is a such a small amount and could have welcome the opportunity to resolve the matter before damaging my credit.
06/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 43026	Web
I received one letter, dated XX/XX/XXXX, from XXXX XXXX XXXX stating I had a collections balance of XXXX with two separate creditors, XXXX XXXX XXXX on the front, and XXXX XXXX XXXX XXXX on the back for a medical service rendered XX/XX/XXXX. I had never received any previous bills from " XXXX XXXX XXXX which does not exist, as only XXXX XXXX could be found on XXXX, and it refers to XXXX Hospital in XXXX. I have also never received any bills from XXXX XXXX. The item was reported to the credit bureaus on XX/XX/XXXX. The letter states they have attempted to contact me, and are willing to let me pay a reduced amount to settle it, but makes no mention of my right to dispute the debt.
12/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78653	Web
DEBT COLLECTOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, GA XXXX XXXX On XXXX @ XXXX, CSR states they have not received release from Creditor, however, Debt was settled back in XX/XX/XXXX through Financial Aid approval and Co-Payment paid in XXXX. Debt collector has had ample time to update their records. Debt collector CSR stated " Doctors don't take charity and this is for doctor 's bills. '' However, Original Creditor/provider XXXX XXXX has confirmed all charges have been closed/paid for this medical visit on XX/XX/XXXX. Debt collector continues to send collection letters and continues collection calls on a already settled account.
04/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 774XX	Web
Date of service XX/XX/15, amount {$1900.00}, original creditor XXXX XXXX XXXX. I was not in town during the date of services rendered, have proof of this. Have called multiple times to clear as this is not me, date of birth does not match, home address incorrect on hospital files. have disputed this at least 4 times with credit agencies. Each time I am assured that this will be resolved and hasnt been. Placed a hold on credit to help in future and fear identity thief. In the process of closing on home and this will affect it. have explained this to both creditor and hospital. appears that insurance is associating with me on their files.
10/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33135	Web
This company describes them self as " Affiliated Assests Solutions '', it is a debt collector company. Many years ago they have been calling my cell phone. They continue to call to my personal cell phone asking for a person named XXXX. I told them to stop bother me. They stopped for time to time and then they started again to calling me twice almost every week. I called them to stop but it did n't work I told them that there is nobody under this name with this phone number. I have this number more than 6 years. They don listen. When I am working, resting, eating any time any hour they are calling. Please I need somebody stop this people.
08/16/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76119	Web
XXXX XXXX XXXX this company keep calling I do n't know who they are calling for I have ask them to removed my number and they are still calling they have been calling since Monday XX/XX/XXXX @ XXXX XXXX, Tuesday XX/XX/XXXX @ XXXX, Wednesday XX/XX/XXXX @ XXXX XXXX, I have returned a called and told them to remove my number but all they did was call from a different number. the following numbers they have called from XXXX and XXXX they are calling everyday and refuse to stop calling after they was told do not call this number. and I just received this number so I do n't know nor care who they are looking for just stop harassing me.
08/02/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33060	Web
I am receiving repeated calls from Affiliate Asset Solutions. I have made repeated requests for them to tell me exactly why they are calling. They will not tell me the caller 's name, the reason for the call and I have also made requests for any demands to be mailed to me, yet I have received nothing in the mail. They will not tell me amounts, creditor, etc. - nothing. I have no knowledge of ANY outstanding debts, I have checked my credit report and nothing indicates any delinquent debts on my credit reports, I have not received any notices from any creditors, etc. and all of my bills for my personal and business use are current.
11/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07060	Web
ON XX/XX/XXXX I WENT TO THE EMERGENCY ROOM AT XXXX XXXX XXXX AND WAS BILL {$750.00} FOR VISIT ACCOUNT WAS SENT TO COLLECTIONS. XXXX XXXX XXXX WAS PAID FOR THE SERVICES BY MY INSURANCE COMPANY XXXX XXXX XXXX ON XX/XX/XXXX. NOW COLLECTION AGENCY PENDRICK CAPITAL PARTNERS II LLC AND XXXX XXXX XXXX IS TRYING TO COLLECT ON A PAID DEBT THEY ALSO REPORTED DEBT TO ALL 3 CREDIT BUREAUS. I HAVE CONTACTED THE COLLECTION AGENCIES WITH THE PROOF DEBT WAS PAID AND THEY REFUSE TO REMOVE THE FALSE CREDIT REPORTING FROM CREDIT REPORT I HAVE TRIED REACHING OUT TO THE THE 3 CREDIT BUREAUS AND THEY REFUSE TO REMOVE NEGATIVE REPORTING FROM REPORT
11/24/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75078	Web
on XXXX XXXX, 2017, XXXX XXXX put 3 Fraud Medical collections on all 3 credit bureaus. We notified XXXX XXXX by phone call that these were not my debts, but were Identity Theft. I never had any knowledge of the bills, nor was I at the medical facilities they claim these were from. They agreed that these were due to Identity Theft and would remove from all 3 credit bureaus. However, they continued to leave on there. I filed a XXXX XXXX Police Report detailing the Identity Theft and the Fraud specifically from them and the account numbers. They still have not removed the Fraud that is not mine from collections under my name.
10/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 606XX	Web
This is in reference to CFPB complaint # XXXX XXXX XXXX XXXX stayed the accounts were closed a referred back to Pendrick Capital Partners. Due to their history of unethical practices, which is public information I feel it necessary to submit this complaint. I demand that the accounts listed in the referenced complaint be removed. ( 3 amounts/being charged- ( {$58.00}, {$910.00}, {$1100.00} All supposedly related to XXXX XXXX XXXX ). I have never heard of this company and never visited them. The exact same amount has also been attempted to be collected under a different company names- XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX.
05/08/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OH 44406	Web
XXXX XXXX XXXX XXXX XXXX has sent me multiple false bills detailing a fake emergency room visit and debt from that visit. They claim I owe a debt to a fake doctors group called Pendrick Capital Partners and call me incessantly and send bills saying it will go on my credit. I have called XXXX XXXX Hospital Emergency room billing and they called this company and was asked to stop sending me bills. The company is still claiming I owe a bill but the hospital says there is no record of outstanding unpaid medical fee. This is a really aggressive hoax and its all over the internet that they have tried to scam others this way.
06/18/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93550	Web	Older American
Received a letter from this company XXXX XXXX claiming I owed money on a 4 year old h ospital visit {$660.00}. At the time I had XXXX and a supplement, at the same time they filed as a collection account with the XXXX major credit reporting agencies in order to wreck my credit and force me to pay. In the letter I was given 30 days to notify them if I disputed the validity of the debt, however they notified this as a collection account immediately to the agencies. I have called them twice and can get no answers, these are sleazy scammers. If you note in the letter they cant even spell my name correctly.
10/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92691	Web
The incident happened on XX/XX/16. I was at XXXX XXXX in XXXX. Pendrick Capital Partners II has been trying to collect the amount of {$1000.00}, but I have already paid this amount to XXXX XXXX XXXX XXXX. I have the " paid in full '' receipt from them that says I paid {$1100.00}. I also have showed them my bank account that shows the money was taken out from my account. XXXX is the agency that will not allow this to be processed as paid. XXXX and XXXX both took this off my record, so I do not understand why XXXX won't. Now, I have a new debt collector called, XXXX XXXX XXXX, trying to make me pay {$640.00}.
03/23/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 438XX	Web
I had my XXXX in XXXX 2012 and received the XXXX bill shortly after. I paid the bill. I never heard anything again until last week ( XXXX XXXX week ) when i received a letter from a collection agency. I work out of state and I can not pinpoint the exact date the letter came. I opened it XXXX XXXX and called them XXXX XXXX. They said I was invoiced 3 times and never paid according to their records. I know I paid the bill but to go back to research it the bank charges more that the bill was for the copy of the cancelled check. The bill is for XXXX. I know for a fact that it is paid and i think this is a scam.
10/04/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	ME 041XX	Web
On/aboutXX/XX/XXXX, I received written communication from XXXX XXXX XXXX XXXX on behalf of Pendrick Capital partners ( XXXX XXXX XXXX XXXX ). I have NO information abou this debt : the validity of the statements made or the reason for the debt. I have tried to reach all of the above mentioned parties but have failed to garner any insight into the debt. Nobody seems qualified or interested in offering any assistance regarding this letter. I find their practices Predatory in nature and severe in tactics. Personally, I think given the fact that my identity was stolen by XXXX, this could easily be a scam.
03/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98021	Web
Dates XX/XX/XXXX. Original Creditor : XXXX XXXX XXXX XXXX XXXX. Amount {$1600.00} Date of Medical Service ( s ) : XX/XX/XXXX This is a SCAM claim against me. I have no idea about this provider and had never been to this provider. The date of medical service is bogus which my location at that time wasn't in New Jersey. How come this company is trying to claim that I have unpaid debt. Your agency must provide me with proof that they have my consent to report my medical information in accordance with HIPAA laws. Please provide any necessary documents that will prove this account or debt belongs to me.
02/22/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 20148	Web
I got an alert on from my XXXX Credit Bureau stating that there was an account that went into collection on XX/XX/2019 {$450.00}. I reviewed my credit report and seen that it was XXXX XXXX XXXX I sent a Validation letter certified mail on XX/XX/2019. Debt Validation Letter was received via Certified Mail on XX/XX/2019. On XX/XX/2019 and XX/XX/2019, I received 2 more notifications from XXXX that XXXX XXXX XXXX has flagged my account as Collections. On XX/XX/2019 I received a letter from XXXX XXXX XXXX which was a bill and not validation. XXXX XXXX XXXX has not sent me anything validating the debt.
09/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34668	Web
was XXXX years of age at the time I was forced into a ambulance due to a injury, my parents were not contacted I was under the supervision of another adult and the police/emt forced me to get into the ambulance and be transported to the hospital, this is dated back to XX/XX/2009 and should not be on my record as that is against the law, I should not have a debt as a minor either and I want this taken off my credit it has negatively impacted my score and affected my adulthood, I want them to stop calling stop trying to contact me I will be speaking with a laywer if this situation isnt resolved
01/26/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL XXXXX	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, In XXXX ( XXXX ) XXXX Dear XXXX XXXX XXXX XXXX I amrespondingtoyourcontactaboutadebtyou aretryingtocollect. I recently received a mail dated XXXX/XXXX/2017 from XXXX XXXX XXXX XXXX to collect a debt in the amount of {$180.00} that just appeared on my credit report on XXXX/XXXX/17 which has grossly lowered my credit score. the information provided in the letter is grossly inaccurate. I do not know the nature of this collection nor am I aware of any unpaid bills from XXXX XXXX XXXX XXXX. I have medical insurance and always pay any copays.
02/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85233	Web	Servicemember
I paid a collection in full to XXXX XXXX XXXX on XX/XX/2015, account # XXXX. The original creditor was XXXX XXXX XXXX. This complaint is about Pendrick Capital Partners LLC. Their account is XXXX. They sent me a collection notice for a debt that was paid. I sent receipts over email showing it was paid. They claimed they needed more information. I contacted XXXX XXXX XXXX and was told they no longer had information on my account as it was too old. Pendrick Capital demands information from the previous creditor who no longer has this information. Receipts are apparently not good enough
01/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33578	Web
Pendrick Capital has been attempting to collect on an erroneous medical debt for at least a year now, despite multiple disputes to various bureaus and collection companies. Each time I dispute the debt, the account is deleted by the collection company only to be replaced by another. I reached out to Pendrick directly in XXXX 2017 and have received NO response. The collection merry-go-round continues and my credit suffers. This debt is NOT valid. I have medical insurance that should have covered the cost of this visit and have yet to see any verification of the debt to suggest otherwise
03/19/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN 37130	Web
I recieved bills from a collection agency on XX/XX/2018. I called them and tried to figure out where these bills were coming from they refused to tell me over the phone. A week later i found out that they are not licensed in the state of tennessee to collect the debt. And i habe also requested validation of the debt. I have not heard from them. I just want to see why and how they can collect a debt in a state that they are not licensed in when they have to be licensed and bonded in the state of TN according to TN CODE - TFDCPA 62-20-101 and 105 thru 127. The company is XXXX XXXX XXXX.
10/05/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60619	Web
They've sent me a resolution agreement letter offering me to pay a lesser amount in order for them to stop harassing me ... ... .Here is the information of the offenders ; When you've fallen behind on payments and your debt is sent to a collections agency, you can end up with a Derogatory Mark on your credit report. This often causes a pretty big drop in your score. Learn more about accounts in collections. Between XX/XX/2018 and XX/XX/2018, a new account in collections was added to your report. The collection agency is XXXX XXXX XXXXXXXX. The original creditor was XXXX XXXX XXXX.
11/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33409	Web
I was placed into Collections for an ER visit on XX/XX/2016. I did not visit any Emergency room on that date. The company that bought the debt did it for their gain maliciously. For the record I have a primary insurance and a secondary insurance and I never have any co-pays so there will not be any reason why I will have a medical bill that is outstanding this debt is bogus. I want your company to cease all further contact with me. If you have any questions or comments I will gladly give you the phone number to my attorney. I want the CFPB to investigate this matter.
08/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 344XX	Web
I had 2 negative credits in my XXXX from XXXX XXXX XXXX that were not mine they they were despite and deleted I got the letter in the mail X/XX/2017 from XXXX then I got a letter from XXXX XXXX XXXX XXXX XXXX. On X/XX/2017 that XXXX XXXX XXXX had sold the previously deleted accounts to pendrick capital partners who then placed it with commonwealth financial systems inc to go back on to my XXXX saying owe them money that I do not owe and again was deleted of off my XXXX. Account number XXXX for the amount of XXXX $ and account number XXXX for the amount of XXXX $
12/14/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85283	Web
Fair Debt Collections Practices Act ... .was violated on XXXX/XXXX/XXXX at XXXX and on XXXX/XXXX/XXXX at XXXX when this company called XXXX XXXX XXXX attempted to contact me again after I told two people for the company to cease and desist all calls ... .seems that they have a third party company from XXXX contact you first then your transferred to a rep at XXXX XXXX XXXX ... .I told them to cease all calls on XXXX/XXXX/XXXX at XXXX call duration 1minute 12sec ... .I felt threatened and harrassed by this company ... .I want to be compensated asap
03/28/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 79407	Web
I XXXX in XX/XX/2008, I have not been able to work since, just 3 or 4 years ago I was XXXX. He XXXX, I went to hospital for several days & XXXX cost & stay was waived due to my indigent condition by the XXXX ... The XXXX however appears to be a money grubbing XXXX & has turned his fees over to a collection agency. Initially I made payments by borrowing money from family & friends. I paid off some of the debt then. Recently I have been receiving calls from Affiliate Asset Solutions. I still am not able to work & feel this debt is unfair.
03/12/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89011	Web
On XX/XX/XXXX, I received a letter attempting to collect for a hospital visit on XX/XX/XXXX. The only information provided was that the amount is {$420.00}. I do not owe on any hospital bills, nor did I go to a XXXX XXXX XXXX hospital on that date. Also of concern is that Nevada Statute of Limitations does not permit collection on debt that is 10 years old, let alone debt that is not verified or owed. The company is falsely representing that I owe money and did not verify any necessary information, and is not adhering to Nevada FDCP.
06/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30319	Web
On XX/XX/2018, I received a debt collection letter from Pendrick Capital Partners DBA XXXX XXXX XXXX in XXXX, NY attempting to collect a {$290.00} debt that is clearly not mine. I contacted the company explaining that the debt is not mine, that I am not related to the debtor or beneficiary of the debt, and that I did not reside in the state where the debt was incurred at the time it was incurred. Pendrick responded with a copy of the original invoice, showing the debtor is definitively not me, yet still demanding immediate payment.
09/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 775XX	Web
I am in receipt of your letter dated XX/XX/XXXX. I have given you written communication more than once that the accounts listed are a result of identity theft. I request that these unauthorized accounts are closed, take steps to permanently remove any information about these accounts from my credit file. These accounts are in dispute and do not belong to me. Acct # ( XXXX ) XXXX XXXX in the amount of {$1300.00} Acct # ( XXXX ) XXXX XXXX in the amount of {$1700.00} Acct # ( XXXX ) XXXX XXXX in the amount of {$48.00}
05/13/2016	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	WA 98512	Web
2 days ago my wife and i received phone calls from private number stating they have paperwork to deliver with lawsuits, then I received a notice in the mail from XXXX stating I owe XXXX from a debt that is over 14 years ago that was not even mine. It was a identity theft. I called the number on the bottom of the paperwork XXXX which is a robo number stating I could win a 100 dollar gift card to merchants like target. I did not speak with anyone. This is a scam company and please review the letter I have attached.
10/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92311	Web
I received ER services while covered medically thru service known as XXXX. A subsidy of XXXX. In XXXX XXXX County. I have told every single person who calls in the past 3yrs I was covered thru wat is known as XXXX, meaning I have no financial resources. I even called XXXX and was told by them to tell those who called demanding payment that I was covered. To call them and they could validate it. But when I did tell those tht called me, they refused to acknowledge this and then hung up. Please help me.
06/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 794XX	Web
I had a medical bill paid off entirely and even the account it self states the balances is XXXX 2 years ago. I got a call on XXXX by debt collection agency claiming that I owe XXXX dollars and I have to paid the debt. I never got a notice of the bill or invoice or anything for the past two years since the date of service. I just received a collection agency bill yesterday. I check my mail every night after work, did not see any medical bills in there. For two years after I paid the medical bill off
02/11/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	FL 33415	Web
I tried calling to pay a debt no one was able to locate my debt when they said they located it they told me my last name was something completely different leading me to believe it was an error and I dont have a debt but my credit report shows different. The gentleman was rude and told me the account number I had was wrong and my Name and last 4 of my social said Im someone else multiple times. Never though it would be this difficult and be treated so poorly to pay a debt.
11/21/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	LA 70560	Web
I got a call from XXXX XXXX XXXX about a debt they said i owed. I asked them to send me a paper bill and i would get it taken care of. The lady on the phone started yelling at me saying they had sent me a bill. I explained I had never received the bill and i will not pay without a paper bill. Not sure of the actual date Now on XX/XX/18 within 1 hour i have received XXXX calls on my cell phone from this same person which I am at work and will not answer. This is harassment.
06/21/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 784XX	Web
Beyond upset with how call handling from an agent and lead. Agent hung up on me on the first call, when I called back she threatened to hang up on me. I requested for further escalation. Call was transferred to a " lead '' who was not helpful. I was told a supervisor would get back to me.. call back number was verified for sup to contact me. I was never contacted. The agent was beyond disrespectful. i will continue to escalate my compliant to the higher ups if need be.
07/17/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75243	Web	Older American
Me and my wife was treated in the charity program at the XXXX XXXX XXXX XXXX XXXX inside XXXX Hospital since XX/XX/XXXX until XXXX XXXX, then came this collection from laboratory and different charges.I knew we never charged until we transfer to XXXX XXXX hospital.The charges came from the same hospital x rays and the lab were do not belong to the hospital and I do not know why they charge us because we have a letter that by XXXX XXXX XXXX that our balance is XXXX.
02/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60632	Web
I received communication from XXXX XXXXXXXX XXXX in regard to a debt they say I owe. I have never done any kind of business with this company. I asked for validation with something bearing my signature that says I'm responsible for this debt. I never received anything from them validating this debt. Per the Federal laws, if they can not provide validation with a legal document bearing my signature or a contract I signed with them, they have to cease all collections.
10/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60517	Web	Servicemember
I have received a debt collection letter for something i never had. The state that the services done is not a state i have ever been to. the state the services being billed for is a state outside of my current state and is false. I apparently received medical care at an emergency department which i never have been to. I receive all my care at one location which is the a gov hospital. The bill sent to me for a collection amount of XXXX for services done is false.
06/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 98115	Web
After a car accident I was transported to the XXXX via XXXX XXXX XXXX. The accident was not my fault, and so the other driver 's insurance was responsible for all expenses. The bill was not only paid, XXXX and my lawyer called the debt collector to tell them that. However, I am continuing to get letters regarding this debt. When I called the agency they claim that no one has every called ( neither XXXX or my attorney ) to tell them to take it off.
01/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA XXXXX	Web
XXXX XXXX XXXX XXXX has been contacting me about a debt that has been prove to be invalid and removed from my credit report in 2017. Despite already being founded as a non-validated debt and being previously removed from my credit report, XXXX XXXX XXXX XXXX continues to send me invoices via mail and contact me by phone threatening to place this item on my credit report. This is a direct violation of the Fair Credit Reporting Act.
09/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37363	Web
I just received a letter saying that i have a debt for {$590.00} from Pendrick Capital Partners, and I never remember having an account with them or owing any money to them. So i'd like them to give me more info so i can figure out what this debt is for. And I don't want to send them any money just in case if it is fraud account. Because this debt does not show on my XXXX XXXX or any previous account i've closed.
03/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OR 97006	Web
I got multiple calls from company named " XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX regarding a medical bill payment scam. They are trying to scam me for paying a medical bill i do not owe. I don't know how they got access to my medical record and believe they have stolen the medical records. They say to have sent the medical bill but i have not received it on my mail. They called me from XXXX.
02/11/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN XXXXX	Web
This company has reported a debt to the credit bureaus even though law states I have a right to verification first. I have requested validation for this debt on XX/XX/18 and have yet to receive this. Yet they put it on my credit. Under the Fair Credit Reporting act a debt can not be reported untill it has been properly verified. This would be the second time this company has violated the law with me.
06/22/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91354	Web	Servicemember
Pendrick Capital keeps selling a so called medical debt to agencies and it keeps being added to my report. I have filed numerous complaints against the agencies who have purchased this debt and the account has been deleted. Pendrick has not once contacted me regarding this " debt '' yet they sell it and the agencies do n't even contact me! This debt is not valid and I want it completely removed!
01/06/2017	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	OH 438XX	Web
Called me at my office three times, after I specifically said I CAN NOT receive personal calls at work, on the third call actually acknowledged that she knew she could n't call me at work but she had no other option. Has not stated where she is calling from, just says it is regarding a medical bill. Does not state what company she is with or where the medical bill is from.
01/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33428	Web
Began to receive bills from XXXX XXXX XXXX XXXX XXXX for service I never received. Contacted hospital and then dr. office confirmed although same name, different birthday and address. This occurred XXXX3 times, I was told it would be updated and I would not longer be contacted. After a few months I received a collection noticed and it is now on my credit report.
04/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93065	Web	Older American
Affiliate Asset Solutions Dept Collections called and wanted payment now for {$630.00} for a XXXX XXXX, 2014 ambulance bill from XXXX XXXX XXXX. They would not give us an address, except XXXX XXXX XXXX, Georgia. We did not pay them. We called XXXX and were told we do not owe any money and they do not use this depth collection service. I think this is a scam.
04/10/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 762XX	Web
I disputed debt XXXX from my credit report and it was removed on XX/XX/XXXX under debt collector XXXX, XX/XX/XXXX under XXXX debt collector, XXXX/XXXX/XXXX under debt collector XXXX, and XX/XX/XXXX under debt collector XXXX. Now another creditor-Pendrick Capital Partners XXXX have placed the debt back on my credit report without notice or validation of debt
10/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 34746	Web
I paid off a collection item on XX/XX/XXXX. The payment was made online to XXXX. I then received 2 phone calls from Affiliate Asset Solutions , LLC, one on XX/XX/2016 and one after XX/XX/2016 for the same debt. I faxed and emailed them the receipt as proof on XX/XX/2016. I received a letter from this company asking for payment. Letter is dated XX/XX/2016.
01/05/2017	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	WA 98683	Web	Servicemember
Affiliate Asset Solutions Keeps repeating to call my home and cell number despite XXXX letter to them asking them to not call me and I will only accept correspondence via XXXX Mail. when i spoke to them on XXXX and told them this " XXXX '' said " we are not going to mail you every time we need to talk to you and will keep calling ''
07/01/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89052	Web
They are not licensed to collect in my state. They called me and sent letter without being able to collect in Nevada. This is a violation of numerous laws including our state fdpca and deception laws in Nevada. Please see attached lawsuit and proof of letters they sent me and letters I sent them. Proof of certified service etc
10/09/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 786XX	Web	Servicemember
Got a call on XX/XX/2019 @ XXXX and I could not understand the person 's accent. Then another person got on the line and kept calling me XXXX instead if my name. When I asked him to stop and call me by my name he became abusive on the phone. I told him if he did not stop I would hang up and he said so what hangups, so I did.
09/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 952XX	Web
I have set up payments with XXXX XXXX XXXX XXXX XXXX XXXX XXXX mo XXXX on this account. XXXX XXXX and pendricks capitol partners and now double dipping and wont talk or remove. then they they just sent me another one for empg that on is with XXXX XXXX XXXX here we go agian the one is XXXX years old. thank you XXXX XXXX XXXX
03/03/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 194XX	Web
Phone number XXXX identifying themselves as https : //affiliateas.com/ Called me on XX/XX/XXXX demanding personal information to collect an alleged debt that was paid at the time of service in XX/XX/XXXX. Refused to send me written notice of the debt and demanded date of birth to even discuss any aspect of the debt.
10/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 20105	Web
Affiliate is contacting me constantly regarding a medical bill balance that I have given insurance coverage information. Insurance company paid for the service in full. Still sending threatening letters for a re-sold debt that they don't own and cant collect. Will not give original service provider.
10/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 20105	Web
Affiliate is contacting me constantly regarding a medical bill balance that I have given insurance coverage information. Insurance company paid for the service in full. Still sending threatening letters for a re-sold debt that they don't own and cant collect. Will not give original service provider.
06/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75074	Web
Yesterday a significant negative report was made on my credit report by someone called XXXX XXXX. Upon investigation, I was told today that they bought an alleged debt from Kendrick Capital Resources. Neither company has any backup for the debt, can not tell me where it came from or what it was for.
04/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70501	Web
Answered two times and all u hear is breathing and then they hang up ... looked up the number and its a scammer..phone number is XXXX ... called XX/XX/XXXX at XXXX, XX/XX/XXXX at XXXX, XX/XX/XXXX at XXXX, XX/XX/XXXX @ XXXX, XX/XX/XXXX @ XXXX, XX/XX/XXXX @ XXXX, XX/XX/XXXX @ XXXX
10/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85254	Web
Pendrick and XXXX XXXX continue to attempt to collect a debt that is not mine. I have requested they supply me with debt validation and they have failed to do so. Pendeick continues to reassign the collection debt, knowing they are unable to validate the debt.
04/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75023	Web
They report something it does not belong to me at the time XXXX I did not have a social security number .How they can charge me for something it is not my debt. I need this collection to be removed from my account it is affec ting my credit score
10/02/2019	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	NY 14127	Web
On XX/XX/2019 I got a phone call from a debt collection company called affiliate solutions past XXXX and told them to never contact me again. They said they will continue to make an attempt to try and collect on a debt that I know nothing about.
10/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30549	Web
I was covered for my medical bill did not know the hospitol and doctors billed differntly and got send to collections when i speacked to collections they were not trying to help or understand my situaction very rude and did not help me at all.
05/31/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MI 48430	Web
Affiliate Asset Solutions called my work twice, even after I told them I could not accept personal calls at work. I have told them twice orally and sent them registered mail. Guess the next step is a lawsuit.
09/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	KS 662XX	Web
Pendrick Capital Partners # XXXX is in violation of my 30 day right to dispute. They added an item to my credit without any warning or proof of the item being mine. This should not be on my credit.
10/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33407	Web
i sent out a debt validation letter to this company and they sent me a bill statement rather than proper validation of debt. this is not my debt i wish they would remove it from my credit report.
05/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48162	Web
Debt was resolved with the creditor. Debt collector sent me a confirmation letter that the account was closed. After the debt was resolved the debt collector still reported it to credit bureau.
10/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75217	Web
XXXX XXXX XXXX agreed to settle debt for {$550.00} it was paid in full they said pendrick pick the debt up which was settled and still reported it as if i owed r them a some of something
11/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 44203	Web
They are trying to collect a medical debt that is invalid. I had 2 insurances at this time. They have very little info on original creditor, and the info they do have is very incorrect.
09/05/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77450	Web
XXXX XXXX XXXX XX/XX/2016 Amount {$240.00} Phone of debt collector : XXXX Collector : Pendrick Capital Partners II LLC XXXX XXXX XXXX XXXX IN XXXX email : XXXX XXXX
11/21/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22015	Web
Amount they said that I owe them is XXXX. The company name is pendrick Capital partners II. I do not know where this money or The bill they talking about
02/26/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 24012	Web
This debt was wrote off and paid. I have no contract with this company and do not owe this debt. I requested verification and received nothing
05/21/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA XXXXX	Web
I reported this item to my credit report, i never new about this debt., nor is this debt mine, i have no knowledge of this amoit and account
05/25/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WI 53224	Web
Debt reported to collections, no attempt to collect a debt. Not enough information to verify where the debt is from and how to repay it.
01/17/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
It has been reported to the credit bureau which should n't be, because I had insurance at the time with XXXX and XXXX XXXX XXXX XXXX.
06/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32812	Web
XXXX XXXX sent a letter stated i owe {$820.00} i have a letter from XXXX from XX/XX/2018 stated this is paid in full.
10/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30168	Web
XX/XX/2018 I received a copy of a debt letter. I do not have any documents to validate or prove this debt.
05/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08757	Web
Telephone number XXXX XXXX have been calling numerous times a day for about 3 weeks. This is not my debt
11/21/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78148	Web
I have blocked this company several times and they keep calling from different numbers.
02/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20853	Web	Older American

01/26/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	LA 71105	Web	Servicemember

01/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 23141	Referral

01/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20003	Web

01/17/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77657	Web

01/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report		Phone

12/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75370	Web	Older American

12/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 71241	Phone

12/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30906	Phone	Older American

12/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 75201	Web	Servicemember

11/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CO 80004	Phone

10/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

10/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ND 58704	Web	Servicemember

10/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	ID 83607	Web

08/20/2019	Yes	Debt collection Mortgage debt	Communication tactics Frequent or repeated calls	OK 74105	Referral

08/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21043	Web

08/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78045	Web

07/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 17349	Web

07/26/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34606	Web

07/22/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH XXXXX	Web

07/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Postal mail

07/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21401	Web

07/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21401	Web

06/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31205	Phone

06/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27518	Web

05/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 37870	Web

05/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AL 35040	Web

04/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33578	Web

03/29/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NC 28269	Web

03/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76002	Phone

03/24/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 44060	Web

03/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60927	Web

03/21/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78412	Web

03/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 76028	Web

02/20/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60619	Web

02/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76036	Web

01/18/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TN 37939	Web

12/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34668	Web

11/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20147	Web

11/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20878	Web

11/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30014	Web

10/19/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 44406	Web

10/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11223	Web

10/11/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 33473	Web

10/04/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34744	Web

09/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Postal mail

09/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45238	Web

08/28/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 99216	Phone

07/23/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33312	Web

07/13/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO 80126	Web

07/10/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90011	Web

06/20/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30080	Web

05/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89122	Web

05/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07719	Web

04/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21133	Referral

04/22/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MD 21060	Web

04/17/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77044	Fax

04/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33511	Web

03/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75019	Web

03/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91941	Phone

03/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70075	Web

03/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70075	Web

02/11/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21237	Web

02/08/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32055	Web

02/05/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 33803	Web

02/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32055	Web

02/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 74736	Web

01/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20634	Web

01/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21237	Web

01/10/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33065	Web

01/10/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46062	Web

12/28/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 45209	Web

12/22/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MA 01950	Web	Older American

12/10/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70301	Web

12/04/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30213	Web

11/18/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MN 55807	Web

11/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33909	Web

10/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 93543	Referral

10/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 93543	Referral

10/24/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10471	Web

10/24/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33511	Web

10/21/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 75904	Web

10/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78537	Web

10/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MS 39202	Phone

10/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32712	Web

10/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36301	Phone

10/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36301	Phone

09/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77388	Web

08/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07825	Web

08/18/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91709	Web

08/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 76123	Phone

07/31/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

07/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30359	Referral

06/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IA 52732	Web

06/29/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08071	Postal mail

06/11/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	LA 70363	Web

06/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PR 00754	Web

06/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PR 00754	Web

06/06/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 22534	Web

06/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 28262	Web

06/01/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 22534	Web

05/25/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75126	Web

05/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75357	Referral

04/19/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 77065	Web

04/18/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	FL 33334	Web

04/07/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53224	Web

04/06/2017	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	TX 76120	Web

04/06/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33152	Web	Older American

04/03/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 77021	Web

03/31/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34606	Web	Servicemember

03/10/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 08030	Web

03/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78840	Web

02/28/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 22193	Web

02/25/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21206	Web	Older American

02/13/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92316	Web

02/10/2017	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	DC 20019	Web

01/24/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	VA 22124	Postal mail

01/23/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MO 64165	Web

01/22/2017	Yes	Debt collection Medical	False statements or representation Indicated shouldn't respond to lawsuit	FL 33009	Web

01/18/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10460	Referral

12/29/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MO 63103	Phone	Older American

12/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08648	Web

12/17/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	VA 37153	Web

12/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 79424	Web	Servicemember

11/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33334	Web

10/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KS 66049	Referral

10/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 17602	Web

09/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20769	Web	Servicemember

08/26/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 75032	Web

08/26/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 75032	Web

08/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 99353	Phone

06/13/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32948	Phone

06/09/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	TX 75090	Web

06/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08031	Web

05/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92509	Postal mail	Older American

05/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 77477	Web

05/04/2016	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	GA 30087	Web

05/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 97220	Postal mail

04/19/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 77338	Web

04/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75214	Phone