PCR Group CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48154	Web
My fiance and I rented a place in XX/XX/XXXX, and signed a year lease. Within the lease it stated we would be able to break the lease without repercussions if a 30 day notice is given of wanting to leave the premises. We gave the manager a 30+ day notice that we had found a house to rent and wanted to leave the lease agreement, via Email and written notice. In the Email I gave information with how to contact us if any further correspondence would be sent from them after we left the premises, which was XX/XX/XXXX. Nobody from the rental management/company had contacted us after we left the premises about anything, or any possible debts owed, even though they had our information to contact us. After receiving no correspondence or notification of any issues, we continued on with our lives. However, in XX/XX/XXXX a collection for {$7600.00} was reported on our credit reports from a debt collector, with the original creditor being " XXXX XXXX XXXX '', the place we rented from and left in XX/XX/XXXX, which we discovered in XX/XX/XXXX. I immediately contacted the debt collector to find out how we could owe a debt of this sum. She stated the creditor sent the collection to them and stated there was approximately {$4500.00} due in rent for " breaking the lease without notification '', although they received notification, by email, and responded they received it, as well as written notification. and approx. {$3000.00} in damages. However, we were NEVER notified of any damages, and it stated the carpet had to be replaced, trim replaced and cabinets fixed, ( most due to pet damages ). We didn't have any pets, so we didn't cause the damage by pets, and we had notified them upon renting that there was multiple areas of chewed/damaged trim and one of the cabinets needed to be fixed. Also, there was a horrible cat urine stench coming from the carpet, and areas it was falling apart from prior tenants and needing to be replaced. We had notified them about the issues with the carpeting and the only resolution they offered was to use an " ozone machine '' which we didn't feel comfortable with because they cause high levels of carbon monoxide, and are dangerous to use, and would only eliminate the odor for a couple weeks. We sent them pictures of the carpet, and they stated we could pay ourselves to replace it, and since we were just renting we didn't want to spend our own money on it. I told the debt collector this is NOT a valid debt, and everything that happened, and she stated I could dispute with the credit bureaus. I disputed with all 3 bureaus for my fiance and myself, submitting all documentation. The account was deleted from all 3 bureaus on my fiances end, and XXXX and XXXX deleted them from my report. However, XXXX will not remove this invalid debt from my credit report, despite multiple attempts to dispute with all documentation provided, and notifying them all other credit bureaus have deleted the account. The debt collector also stopped contacting me, until recently. They are still trying to pursue the debt, calling multiple times a day, and sent letters stating if we don't pay the amount they will " damage our credit '', and try and sue us in court. I have tried everything to get this removed from my XXXX report, and it will not be removed.
03/17/2020	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	IN 46410	Web
The collection company sent me documents stating I owe a debt, but as I realized the debt owe isnt accurate. The estimate done by XXXX XXXX XXXX is false. XXXX XXXX XXXX XXXX paint home 4 walls 2 coats ( {$1200.00} ) But the the RTI home inspection from XXXX XXXX say whole house painted interior double coat ( {$1200.00} ) is also false signed off by a former Property Manager ( XXXX XXXX ) The photos circled in the report isnt of my house but the collection agent by the name of ( XXXX XXXX ) from ( Account Adjustment Bureaus ) told me on a recorded call that the Vice President of XXXX XXXX verified that the photos was of my home, when I asked for his/her name she said she cant disclose that information. I have the pictures circled that do not belong to me with the exception of one ; it shows the front entrance which isnt the same as the front entrance next to my entrance picture with the orange walls, theres also a bathroom circled that isnt my home, I can tell because the sink tile is different and the cabinet is darker, the other photo, that area wasnt in my home at all. Last but not least the company ( XXXX XXXX XXXX ) IS NOT A REAL COMPANY located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Its the address of someone private home they have no idea who this company is at all. Please understand Im a XXXX XXXX XXXX and I was able to retrieve additional information, but the nonexistent company can also be looked up by anyone. The phone number is also fraudulent ( XXXX ) XXXX XXXX no such company exists in XXXX XXXX or anywhere else. I believe this is a scam and I will like to pursue further information on where this estimate actually came from, why did a property Manager sign off on a fake company estimate and why did the Vice President of XXXX XXXX make such a false statement? I will be reaching out to the Vice President and other parties of XXXX XXXX with all details, paper work and information collected.
02/07/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33178	Web	Servicemember
XXXX/XXXX/2017 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Account Adjustment Bur XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Credit Reporting Letter Please be advised this is my third written request and final warning that I fully intend to pursue litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under section 616 and section 617 regarding your continued will full and negligent noncompliance. Despite two written request, the unverified items listed below remain on my credit report in violation of the Federal Law. You are required under FCRA to have a copy of the original creditors documentation on file to verify that this information is mine and is correct. In the result of your first investigation and subsequent reinvestigation, you stated in writing that you " verified '' that these items are being " reported correctly ''? Who verified these accounts? You have not provided me a copy of ANY original documentation ( a consumer contract with my signature on it ) as required under Section 609 ( a ) ( 1 ) ( A ). Furthermore you have failed to provide the method of verification as required under Section 611 ( a ) ( 7 ). Please be advised that under Section ( 5 ) ( A ) of the FCRA - you are required to " ... promptly delete all information which can not be verified. '' The law is very clear as to the civil liability and remedy available to me ( Section 616 & 617 ) if you fail to comply with Federal Law I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be deleted immediately. Account Adjustment BUR # XXXX {$2800.00} Case number : XXXX Thank You XXXX
01/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48047	Web	Servicemember
Complaints are with XXXX XXXX incorrectly reporting rental payment and status XXXX XXXX XXXX XXXX XXXX, MI XXXX, Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MI XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX for in accurately reporting to XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MI XXXX Phone ( XXXX ) XXXX XXXX XXXX in XXXX Michigan lease denial XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX Phone ( XXXX ) XXXX or ( XXXX ) XXXX XXXX for their credit screening process/denial based on inaccurate information XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, MA XXXX XXXX ( XXXX ) XXXXXXXX XXXX XXXX XXXX XXXX XXXX Account Adjustment Bureau is reporting a {$930.00} XXXX collection fee and incorrectly listed as an Eviction. I have had Legal Counsel involved which gave specific instruction to both XXXX ( XXXX XXXX XXXX XXXX ) as well as Account Adjustment Bureau. This was an early lease termination initiated by me the Tenant and not an Eviction as stated. XXXX failed to address several complaints or provide another solution regarding the unsafe/unhealthy living environment from Extensive Residential Drug by neighboring Tenants. My Apartment was constantly filled with XXXX and other XXXX odors. After several failed attempts to address this with XXXX management, I gave XXXX proper notice, all rent was up to date and paid on time. This is affecting my ability to find a rental with XXXX XXXX in XXXX Michigan. I I was refused a lease due to XXXX credit screening. Please see attached letter from Attorney. Any additional supporting documentation can be provided
05/09/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 49504	Web
I received a first notice of debt from XXXX or XXXX XXXX XXXX on XX/XX/XXXX. I sent a validation of debt letter via certified mail pertaining to US U.S.C. 1692g, Sec. 809 ( b ) of the FDCPA. on XX/XX/XXXX and an employee named XXXX XXXX signed for it on XX/XX/XXXX. I never received a response from XXXX. On XX/XX/XXXX, a letter from XXXX that was addressed to me was sent to my ex in-law 's address. I ignored the letter as it was not sent to my address and I already asked the debt be validated XX/XX/XXXX. To this day, I receive phone calls several times a week from this company. Below is a copy of the letter I sent to XXXX on XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Michigan XXXX RE : Account # XXXX. Dear Sirs : ( 1 ) I owe no debt to XXXX XXXX XXXX and dispute the validity of this claim alleged against me. I demand verification of this debt. Mail it to the address above. I will seek the appropriate regulatory and judicial remedies if any adverse information is recorded against me for this debt I do not owe. ( 2 ) If this is related to XXXX XXXX in XXXX XXXX, there was a mutual release of claims in a court settlement. Because I am represented by counsel, all further communications regarding XXXX XXXX must go through my attorney : XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX XXXX XXXX, Michigan XXXX ( 3 ) I am not responsible for the debts of XXXX XXXX. He does not reside at the above address. Do not contact me about matters related to him. Sincerely, XXXX XXXX
07/19/2021	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 461XX	Web
XXXX XXXX XXXX XXXX XXXX fraudulently reported a collections claim of {$3600.00} to my credit. Their collection team, ACCOUNT ADJUSTMENT BUREA, contacted my ex and myself a month ago, threatening legal action and I explained that the case was closed on their behalf. They asked what my source was and I told them it was https : //public.courts.in.gov/mycase. When I read the case to her over the phone and mentioned dismissed with no prejudice and {$0.00} balance, she proceeded to hang up. Then today I saw it hit my credit report and I called the same number back, same lady answered, and told me that since you refused to provide proof, I pursued further action. I asked if I could get her name and she refused. She placed me on hold to contact corporate and hung up. She called right back and I asked why shed moved forward, knowing it was closed on their behalf, and she hung up again. I suffer with anxiety and cognitive disorders and this is too much. My ex was about to buy a house and now her credit is negatively impacted. My credit has grown the last two years and is also now effected. This is causing a lot of problems and hitting us both during a very tough time. Id surmise this is very illegal, given my source is a public government website. I would like to know what to do and how to fix it.
09/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DE 19977	Web
In accordance with the Fair credit Reporting Act 15 U.S.C 1681 and Fair Debt Collection Practices Act 15 U.S.C 1692 Account Adjustment Bureau XXXX XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 section 604 A section 2 : Its also states a consumer reporting agency can not furnish a account without my written instructions. Account Adjustment Bureau # XXXX has been reporting inaccurate information to my credit report for almost 7 years now and violating my rights, I have never given Account Adjustment Bureau permission to furnish anything on my credit report. Account XXXX is reporting {$5000.00} on my credit report which is incorrect. Ive disputed this before with XXXX as well as provided documentary proof that this company Account Adjustment Bureau is reporting false amount according to the IN THE JUSTICE OF THE PEACE COURT OF THE STATE OF DELAWARE IN AND FOR XXXX XXXX COURT NO. 16. I demand Account Adjustment Bureau to immediately cease reporting the incorrect account to my credit report and remove the item from my credit report or I will file for litigation from the stress this company has caused me for almost 7 years.
10/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77339	Web
My Name Is XXXX XXXX, a federally protected consumer, and I am making this complaint against ACCOUNT ADJUSTMENT BUR for committing identity theft I have never given ACCOUNT ADJUSTMENT BUR any permission to use any of my identifying information to commit mail fraud by contacting me about a alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC 1692c ( c ) I am demanding a cease and desist of all illegal activity, and communication and collecting activity, of this and alleged debt until ACCOUNT ADJUSTMENT BUR can provide me with a sufficient documentary evidence that I have any legal obligation to pay them. If the this documentary evidence can not be produced and ACCOUNT ADJUSTMENT BUR continues its collections efforts, I will file for litigation for actual damages caused by ACCOUNT ADJUSTMENT BUR will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud.Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC1-202f. Your prompt attention and response are both requested and required.
06/17/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30102	Web
Original Creditor XXXX XXXX XXXX XXXX Attempt to dispute on various occasions Company continue to sell a old debt to various sourcing companies with out my permission resulting in opportunist sourcing companies without my permission to sale, resulting in an appeared refreshed year to reflect as a new account resulting in tarnished credit file. XXXX XXXX XXXX had stopped reporting to the bureaus as clear from XX/XX/XXXX to XX/XX/XXXX after being disputed in XXXX. XXXX XXXX reversed the XXXX balance owed 10months later and after another dispute was done and after another 30 day investigation they decided to sale it to another company resulting in the issue we have today. There has also been times when ACCOUNT ADJUSTMENT BUR each month would purposely double report and sometimes 3 times report within the same month like it was a glitch on all 3 XXXXredit bureau 's Account Name ACCOUNT ADJUSTMENT BUR Phone Number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX Date Opened XX/XX/XXXX Balance Updated XX/XX/XXXX
06/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 28025	Web
I've sent certified letters to XXXX XXXX XXXX XXXX XXXX and XXXX XXXX on XX/XX/2018 It has been well over 30 days ago requesting validation for the alleged debts. I have not received a response and have not received any validation as I requested. I have then sent certified letters with supporting receipts to XXXX and XXXX requesting to remove these accounts from my credit file. My rights and F.C.R.A law is being violated! The accounts have not been verified 100 %. XXXX XXXX XXXX sent a collection letter stating that they have received an XXXX dispute online from me which is not true. They are basically admitting to using XXXX. Any automated response or XXXX verification is unacceptable. If the CRA can not provide physical verification of the account it is an UNVERIFIED account and must be deleted. I have also received a letter from the Clerk Of Court stating that they do not release information to collection agencies and credit bureaus. I've uploaded copies of certified receipt and documents
02/27/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 46410	Web
My Husband and I received a collection letter in the mail stating that we owe a balance, I proceeded to send a validation letter on both of our behalf according to the Fair Debt Collection Practice Act 15 USC 1692g Sec. 809 ( b ) I mention in my letter that this was not a refusal to pay but requesting a validation of the debt. They sent me a letter back stating inaccurate information concerning myself and my husband and then proceeded to add that the account was sent over to the credit bureaus and they couldn't stop it. I'm confused because we never had a chance to resolved the debt after the letter they sent back claiming to have validated the debt. This was the first collection letter we received from this company, and to just abuse our credit is outrageous without even allowing us a chance to resolve this matter. od answer to the so call validation letter that is very inaccurate.
06/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77339	Web	Servicemember
To whom it may concern Under XXXX XXXX XXXX XXXX Permissible purpose of consumer reports ( A ) In general Subject to subsection ( c ) Any consumer reporting agency may furnish a consumer report under the following circumstances and no other. ( 2 ) In accordance with the written instructions of the consumer to whom it relates. I XXXX XXXX Never gave XXXX, XXXX, or XXXX Any written consent to report anything on my consumer report, no consent is identity theft. A copy of the law is attached with this dispute letter. Concerning Account Listed below as a consumer. I am demanding deletion of these accounts. ACCOUNT ADJUSTMENT BUR account number XXXX
01/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48141	Web
On XX/XX/2020, the Account Adjustment Bureau , Inc. contacted me for collecting {$2000.00}. A facta letter was emailed to me, which shows the money collection was regarding to the XXXX XXXX XXXX. However, I have never signed a lease with XXXX XXXX XXXX, and I have never lived in the XXXX XXXX XXXX. I do not know it at all. I emailed back my disputations on XX/XX/2020. On XX/XX/2020, I found a debt was posted on my credit report, by the Account Adjustment Bureau, and the original creditor is XXXX XXXX XXXX, which I never had any legal documents with, and I do not own any money to the XXXX XXXX XXXX.
02/13/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	GA 30238	Web	Older American, Servicemember
I have requested this company to show proof that I owe this debt. I requested in writing on XX/XX/XXXX that Account Adjustment Bureau, Inc or XXXX XXXX XXXX, XXXX furnish a signed legal binding document with my signature and I still have not received any proof from this company that I owe this debt. This account is showing on my credit report 4 different times twice with Account Adjustment Bureau , Inc displaying 2 different amounts. Also, XXXX XXXX XXXX, XXXX displaying 2 different amounts. This information is defaming my character and is deceptive and fraudulent.
08/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43613	Web
I sent a certified USPS letter to Account Adjustment Bureau ( letter attached ) requesting items from the to prove the validity of this debt. They say I owe them {$4000.00} and have inserted this item on my XXXX XXXX Credit report on XX/XX/2019. I have no knowledge of this debt and needs to be removed immediately from my credit report as under the fair debt collection act while being disputed for unfounded collections. Is Account Adjustment Bureau even licensed to collect debts within my state?
01/13/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28012	Web
I received a letter from Account Adjustment Bureau Inc stating I owed them {$15000.00}. I have no knowledge of this account or dollar amount and I strongly believe it may be a fraudulent account or mixed file. I asked the collection company for debt validation and other documents presented by me including signatures stating that I agreed to pay them this amount. The collection company has failed to do so and has been repeatedly calling my phone and my place of employment harassing me.
10/19/2020	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	OH 43613	Web
This collection agency uses tactics and represents themselves as attorneys or law firm as they have themselves listed that way on my credit report. They NO longer have an obligation on this debt and they have sold/transferred to an actual attorney firm to which I sent a debt validation letter to almost 30 days ago and have not responded either. These collection agencies continue to pray on the XXXX of people regarding their credit and skate the laws issued by the FDCRA.
07/15/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 75115	Web
I XXXX XXXX, Is very upset that the credit bureau place negative things on my credit after I had send them my police report and My identify theft report they remove it and place it back on my credit with out my consent. I am very upset I have been getting turn down for credit. I have no knowledge of this debit they are trying to collect on. Please help me. I just don't understand how all three credit bureau take things off my credit and place it back with out me knowing it.
07/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90706	Web
I received a notification about my credit going down due to a collection I look and seen that it was from account adjustment bureau and I contacted them and explained that I paid and closed that account last year so they said they was sending me information to dispute it and I receive the information and its in accurate. Can you please look further into this action because I always paid rather late I never not paid thank you have a bless day
09/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43537	Web	Servicemember
In accordance with the fair credit reporting act, XXXX Account # XXXX has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A section 2 also states a consumer reporting agency can not furnish an account without my written consent/instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
05/09/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX XXXXX	Web
I have pulled my credit report and Account Adjustment Bureau is reporting infor mation on all XXXX major bureaus and is not bonded in the State of Texas to collect a debt. I have contacted them in hopes to resolve the issue by removing the negative information from my credit file. They refused and I advised that they are not bonded to do business in Texas. The representative advised they did not need to be and ended the call.
11/12/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MI 48036	Web
Debt with XXXX XXXX. They are reporting that 1 I was evicted. I was not. I turned my keys into the former manager also my former supervisor as agreed. 2. Was charged for back rent I did not owe. They revoked move in special I received. Charged for grass cutting that was not done or needed. 3. The debt was suppose to be apart of the workers comp claim. For the injury that happened while working for the community.
04/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 10028	Web
I am victim of identity theft and these accounts : Adjustment Account for {$18000.00} is fraudulent. Cfpb, this not the same complaint for XXXX. This formal complaint regrading identity theft has official my police report attached for the issue at hand regrading my identity being stolen. I never had this account and this is identity theft and needs to be removed from my credit report.
08/26/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46219	Web
ACCOUNT ADJUSTMENT BUR, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX has reported a charged-off account in the amount of {$900.00} to the credit bureaus and is causing a negative effect on my credit report. I do not know this company. I have never done business with this company. This company doesn't have a contract with my signature.
03/29/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 49504	Web
XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ( Twice ), XX/XX/XXXX, XX/XX/XXXX- Blocked their number, they somehow contacted by after blocking it - No amount was discussed and no names were mentioned, they just keep trying to contact me without sending any written notice or amounts - Call is from " XXXX XXXX XXXX ''
09/09/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MI 49417	Web	Servicemember
I was threatened by XXXX XXXX and Account Adjustment BUR that I would be thrown in jail for not paying this debt that does not belong to me it is owed by XXXX XXXX who used my personal information fraudulently
07/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 484XX	Web
account adjustment beareu showing a collection that they stated to me over the phone as closed, but still reflects on my credit report the debt should be closed on my report because I filed for bankruptcy.
03/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43615	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
11/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29229	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
12/07/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 335XX	Web	Servicemember
This debt was included in my bankruptcy and has been XXXX. The company refuses to remove it from my credit report
02/07/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28173	Web

12/24/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10028	Web

09/21/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48174	Web

08/29/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92663	Postal mail

08/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	DE 19952	Phone

03/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48044	Web

01/13/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MI 48176	Web

12/17/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30338	Web

08/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MS 39503	Web	Servicemember

05/04/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	MI 48197	Web

06/17/2021	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	GA 31131	Web

05/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AP XXXXX	Web	Servicemember

05/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48080	Phone

02/01/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 49417	Web

07/16/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MI 48473	Web

07/03/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78744	Web

04/21/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78744	Web

08/05/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 173XX	Web

02/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29715	Postal mail

02/06/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MI 48035	Web

01/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48035	Web

11/06/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC XXXXX	Web

07/12/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KS 66020	Web

06/09/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46324	Web

03/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	OH 45150	Web

03/06/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NC 28344	Web	Servicemember

01/26/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33178	Web

08/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48118	Web