Patch Homes, Inc. dba Noah CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
02/03/2022 Yes
  • Mortgage
  • Home equity loan or line of credit (HELOC)
  • Applying for a mortgage or refinancing an existing mortgage
  • CA
  • 902XX
Web
Straight flat-out blatantly discriminated against by XXXX, and it's XXXX employee senior underwriter ( XXXX ). Systemic institutional XXXX, and XXXX inequality business practices reared it's ugly head with blatant lies, bait, and switch misrepresentation taking place in the underwriting of my application process. The XXXX discrimination being performed by XXXX senior underwriter ( XXXX ), and her team members despite me being XXXX American, and having successfully concluded their document underwriting process, and paying in advance for the XXXX XXXX company only for XXXX discriminatory inequality business practices to rear it's ugly head, because I requested that I be assigned an more experienced qualified XXXX due to the age, and type of property that I have... which is my right as a consumer seeing that I paid the appraisal payment directly to the management company. Throughout the WHOLE document underwriting process i was being unprofessionally interacted with by ( XXXX ) the underwriter to include lies, bait, and switch misrepresentation in policy, and procedure... being contacted with phone calls from her from several different XXXX XXXX phone numbers, and etc.
08/19/2022 No
  • Mortgage
  • Other type of mortgage
  • Applying for a mortgage or refinancing an existing mortgage
  • CA
  • 90068
Web
I took out a loan from them in XXXX of 2021. I had a previous loan that the renegotiated with me. Since the one year from the first loan to the second, they had changed their funding formula. I went to great pains with their rep to make sure I understood this new formula, because it was different than the first. I wanted to make sure that it was comparable. They even created comps to show me how it compared to my old loan. How the total payoff was similar depending upon the loan amount. When I asked for a buyout amount, it was completely different. I'm including emails from the rep with these figures as well as the buyout offer and the contract. Let me know what you think.
02/09/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • CA
  • 902XX
Web
XXXX XXXX XXXX ... Patch Homes ... NoahXXXX continues the systemic Institutional XXXX oppression, and XXXX inequality treatment of my personal credit profile ordering a hard credit inquiry WITHOUT my signed authorization. Either provide a signed by me ( XXXX XXXX ) application, document with my signature authorizing such, or IMMEDIATELY remove the erroneous inaccurate inquiry from my credit reports!!!