Partners Financial Services Inc CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
07/18/2019	Yes	Debt collection Private student loan debt	Communication tactics Used obscene, profane, or other abusive language	CA 90008	Web	Servicemember
First and foremost XXXX is good, despite the stress that is caused by debt collection agencies such as PARTNERS FINANCIAL SERVICES INC. of XXXX Missouri. They are not partners with consumers they partner with companies to install fear, anxiety, anger and stress. It wont work. They are very complicated when they can just keep things simple. I am a XXXX veteran whom went to XXXX XXXX XXXX with XXXX XXXX XXXX. I later became employed as a XXXX XXXX. I worked months before I was hurt on the job, terminated and later became XXXX. I had no money or healthcare for more than 12 months. XXXX XXXX. XXXX. placed my school fees in collection status after 4 months of non payment, Although i continued to communicate with XXXX they still placed the fees in collection status without a warning. Currently i have resources, though very limited resources, I would still like to pay off the debt, however XXXX & partners financial are making that extremely difficult for me with there words, manners, lies and disconnections of the phone call. After months of calling the agency has agreed to settle by 20 % off discount only. This is still very overwhelmingly expensive. {$3900.00} is the original amount due, now {$3100.00} with 20 % off. They have my hardship letter documented. they know i am a XXXX veteran. they know i have an XXXX XXXX XXXX and that i am currently with XXXX. they know i would like to further my education using GI Bill but can not due to the collection over {$1000.00} dollars. they do not want to work with me or negotiate. instead they come like they are playing hard ball with my life. their language is usually harsh, abusive and dishonest. between the original creditor ( XXXX ) & the collection agency ( partners financial ) someone is always blaming the other company for what they can and can not do or can and can not negotiate. i am left with confusion wondering who is the boss and who is the worker. they seem to want to keep me in debt and that is not right ethically ir spiritually. they are not good partners at all. the only services was offered was strictly 20 % discount. i was told maybe i could receive a 25 % discount which is {$2900.00} i would owe. i told the company i have {$1900.00} to pay today between myself, my husband and my grand Aunt who have put together our limited resources to help my case. they say NO! I was misled because i had saved my money and begged to borrow from my family to have what i needed placed in a seperate savings account just to have a headstart before i called the company. the first time i contacted the company before creating a savings plan they led me to believe that they would negotiate fairly. they have not. the company should have made me aware that they could not negotiate below a certain amount, rather than get my hopes up only to shoot me down. they had been rude and unpleasant from the very beginning, i overlooked their manners for the greater good. they mock me and scold my offers and disconnect the phones before I complete my entire statement. The language at this company comes off like personal issues. I was told that regardless of my hardship and others who may be in far worse hardships than my own will not change negotiations on debt settlements. Terrible.
05/29/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	CA 95205	Web
Per my credit report, XX/XX/XXXX This collection was placed on behalf of my former employer XXXX XXXX for XXXX XXXX XXXX at XXXX XXXX XXXX However this was supposed to come out of my pay checks. I have attached a pay check stub for XX/XX/XXXX where I had paid a total of {$100.00} YTD ( Year to Date ) for " Lodging '' and {$220.00} for Student Loan per my signed contract. However on XX/XX/XXXX my YTD resets to {$75.00} for Student loan and {$25.00} for lodging. XX/XX/XXXX it ads the {$25.00} and {$75.00} again for $ XXXX/XXXX Why? I have no Idea I just worked for them. So far I am missing {$320.00} credit that I paid towards the loan. On XX/XX/XXXX My {$50.00} and {$150.00} disappear again! now I am missing {$520.00} that was deducted from my check and they also did not deduct the student loan per contract. same thing happens on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX then on XX/XX/XXXX I had another {$75.00} for students loan removed, and {$23.00} and my year to date starts all over again. You can also see now Tuition Rebate where they give me back {$37.00} Fast forward, XX/XX/XXXX I get a check for {$8.00}, they take out {$44.00} for student loan and rebate me my full rebate to get some of the money back. Proving that even when you didn't make enough XXXX made sure they got their money. XX/XX/XXXX shows it more as they take out twice as much for lodging because prior check didn't cover it. XX/XX/XXXX they take out {$37.00} and paid me back {$37.00} this is also a {$0.00} pay check. XX/XX/XXXX they take out {$37.00} and paid me back {$37.00} this is also a {$0.00} pay check. XX/XX/XXXX I get {$50.00} taken out. XX/XX/XXXX I am paid {$32.00} Net pay and no student loan deducted, no rebate XX/XX/XXXX I get {$16.00} Net pay check no student loan removed, no rebate XX/XX/XXXX I get {$29.00} Net pay check again no loan removed. XX/XX/XXXX I get {$24.00} Net pay check again no loan removed. XX/XX/XXXX, XX/XX/XXXX or on my Final check of {$330.00} I also had no loan removed. Why? Because the loan according to pay roll was paid in full. This collection effecting my XXXX credit score that I have been asking for almost 3 years to be deleted. I see this as fraud, I had also received harassing phone calls back in XXXX that they was going to take my drivers license away which is illegal. This has effected me from getting a mortgage, made me pay 2 % more on a car loan.
05/20/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33024	Web
Last week I received a letter from Partners Financial Services , Inc. collecting a {$2000.00} debt to XXXX XXXX XXXX University in XXXX XXXX, Florida. You must first know that I do not know what they are charging me, I did not know anything about that debt. In XX/XX/2021, I enrolled at the XXXX University to take English classes, they offered online classes from Monday to Friday in the morning, I enrolled with XXXX dollars, and the monthly fee was XXXX dollars. I started the first days of XXXX, online and the first class Professor XXXX XXXX asked me what I was doing there, because that was a class for advanced English speakers, and that he did not give classes to beginners. He told me that he would talk to the Manager to change my class. In the same way, I also went to speak in person with the Manager the next day. He told me that he was going to send me to another class. So I did, the next day, I went to the link and it was another class for university students who were in their degree projects, that is, they were not classes to learn English. I went back to speak with the Manager and he sent me again to XXXX XXXX who with an annoyed expression told me that he could give me beginner classes from XXXX XXXX XXXX XXXX XXXX, one hour a day and that if I wanted I could enter the level class. advanced. For my level they were giving me an hour of classes a day and I had paid for 4 hours, they were not complying, I attended their classes for almost two months, until I found another university that gave classes for my level. I went to the XXXX XXXX XXXX University in XXXX XXXX to tell them that I was leaving for those reasons, and the Manager told me that I had to pay for the full semester, I told him that I couldn't, because they hadn't met the classes, I asked him for a copy of the contract that I had with them to pay for the semester and he told me that he would send it to me, and I never received a copy, nor did I hear anything from them until now that I received a letter from a debt collector. Please, I just want justice to be done because they did not fulfill their commitment. I appreciate all your help, because I can't afford to pay {$2000.00} for services I didn't receive. XXXX XXXX Phone XXXX XXXX email : XXXX XXXX
02/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 365XX	Web
PARTNERS FINANCIAL SERVICES, INC ATTN : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX XXXX CERTIFIED MAIL # XXXX XXXX XXXX XXXX XXXX Re : Alleged Original Creditor : XXXX XXXX XXXX Alleged Original Creditor Account Number : N/A Debt Collectors Account Number : XXXX XXXX Alleged Debt Amount or Balance : {$7900.00} Dear PARTNERS FINANCIAL SERVICES, INC : I recently received communication from you attempting to collect the above-listed alleged debt. Your initial communication to me in attempt to collect the alleged debt was within 30 days ago. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. I request verification of the alleged debt. Specifically, I request the following items for verification : ( 1 ) a copy of a contract or agreement signed by me and the alleged original creditor that expressly authorized my legal obligation to pay the amount that you are now attempting to collect from me ; ( 2 ) proof that you are authorized to collect the debt on behalf of the original creditor or as owner, which may include a debt collection contract, if a debt collector, or bill of sale, if a debt buyer ; and ( 3 ) ( Audit Trail ) evidence and itemization of the amount due on the alleged debt, which may include proof of payment and receipt by me of any funds loaned or proof of charges for funds advanced for me. You are illegally attempting to collect the subject alleged debt because I do not owe that amount. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your requests to CRAs to delete your reporting of the alleged debt. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney.
08/07/2017	Yes	Student loan Private student loan	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60532	Web
On XX/XX/XXXX I called partner financials to inquiry as to why I have not been receiving paper billing because I noticed XXXX XXXX a company I use to monitor my credit appears to have late payments. My payments with partners financial were auto debited for the last 2 years and somehow stop being debited from my checking account. I spoke to XXXX to help me with a payment plan because I was about to become three months late and requested once payment has been made to please remove the late payments from the credit bureaus as it will affect my ability to return to school and obtain additional student loans. The representative stated we have been sending emails not paper bills. I ask her to confirm the email and she stated she had an old email I no longer use. My payments are about $ 160/month plus ( {$14.00} interest ) and may vary due to interest. I am past due XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX and now accumulated to {$680.00}. XXXX the representative stated to me " you should have thought about paying your debt and not our fault your late and now you need to pay {$510.00} to get your account up to date. I just graduated XX/XX/XXXX and do not have a job in what I have majored for. The Representative was very rude, cold, unprofessional and inconsiderate. When I ask to speak to a manager the representative disconnected the phone. The representative was an a very harassment mode and should not be tolerated when Partners financials is not doing due diligence and helping students by damaging there credit and not sending out paper billing. This is extremely unfortunate for students trying to pursue a degree and better future. Today I paid {$680.00} to partners financial to bring my account up to date. I am hoping this matter is taken seriously and I am seeking for a resolution. More students may start coming forward and complaining about how partners financial conducts business and there behavior. I do not have any statements to show at this time because I 'm receiving any paper billing from partners financial
06/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30034	Web
PARTNERS FINANCIAL/XXXX {$8200.00} There is no contract, no valid claims ... account was settled with original creditor and has been confirmed, grave errorsfalse claims and reportingI want this account removed immediately or litigation may follow. Debts can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
11/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30720	Web	Servicemember
" Partners Financial Collections '' ( XXXX XXXX XXXX, XXXX, Mo.XXXX ) on XX/XX/16 unfairly placed on my XXXX credit report a collection acct. and this company does not have license to operate in Georgia!! They bought this inaccurate, unvalidated, unverified and fraudulent collections acct. # XXXX from another company that also does not have license to operate in Georgia , " XXXX XXXX XXXX '' .. This company entity does not exist and I have never done business with this company!! This acct # XXXX is not my acct..If anyone takes 5 minutes and searches GA.Secretary of State business search website site page, you will find neither one of these companies have license to operate a business in GA!! There was a company called " XXXX XXXX '' but that company lost their license to operate on XX/XX/16 because of financial fraud crimes and '' ironically '' not paying their bills with the state of GA., but they still illegally operated without a license on XX/XX/16 and with wreckless disregard they sold an inaccurate, unverified, and fraudulent collections acct. # XXXX to " Partners Financial Collection '' who also didn't have GA. license to operate either!! Apparently they didn't investigate each other before they both broke the law 4 years ago and destroyed my credit and my life with a fraudulent {$10000.00} collection acct. # XXXX!!! and this fraudulent acct # XXXX is still on my XXXX credit report!! I have disputed this inaccurate fraudulent acct. with XXXX and showed them written proof but they have intentionally and maliciously refused to remove this painful, fraudulent, and inaccurate acct # XXXX off of my XXXX credit report.. Please help me ... Thank you in advance for your thoughtful consideration..
01/11/2017	Yes	Debt collection Non-federal student loan	Disclosure verification of debt Not given enough info to verify debt	OH 458XX	Web
First, I attempted to contact a technical college called XXXX XXXX XXXX XXXX XXXX that I attended for a short time in 2013 due to a debt appearing on my credit report. I have found that the company/college has since gone out of business. Next, I attempted to contact the collection agency listed on my credit report which is Partners Financial XXXX XXXX XXXX Fenton MO XXXX ( XXXX ) XXXX. While speaking to the agent about this debt, I asaked how I could contact the intended payor from their account trying they were trying to collect for. What then happened the agent was rude stating that I already contected this charge. The agent abruptly stated that since I attended the college, I owe the debt. When I asked who they were going to give my money to since the company they are collecting for is defunct, stated " The XXXX XXXX XXXX XXXX ... '' I asked again how are you going to give money to a company that no longer exists? I then asked for the information of who the debt was being collected on the behalf of and the individual would not provide me the information and then I was put on hold and no one returned. I then called back and was then transferred to a mail box. In conclusion, I believe that the debt was being collected fraudulently. Second I believe that I have no recourse with the entity that states I owe this debt because it is now out of business. The agency attempting to collect the debt may be a forgery and or scam because the lack of transparency. This agency has attempted to call me numerous times in order to attempt to collect on a bill that I believe they are illegally attempting to collect.
08/06/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TN 381XX	Web
I have a collection balance for XXXX from a school, XXXX XXXX XXXX XXXX XXXX, that was paid off by student loans, that I am in good standing with right now, well they took the amount my student loans paid for and made it their own, even though they were paid in full, and I had no idea of this until it went into collections. I have tried to fix it and get information and give information but they really want tell me much except I owe it. Ive tried to dispute it its not working either. Since they would not give me any answers or help on how I can fix this issue I told them not to call me no more. Well they continued to call and would call back to back from different numbers so Ive tried to block the number, but they also started calling from block numbers and would even call my friends, I have no idea how they got their numbers, and would call them back to back asking questions about me like where do I work how can they reach me and if my friends would call or text me and have me call them, they have called my work multiple times and will still to this day call my phone from different numbers and will stop. This loan was not a real loan I never owed them anything and I do not know how to stop this or get this corrected
03/09/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AR 72761	Web
First a phone call and now letters stating that I owe them {$720.00} for a debt to XXXX University. Very rude on the phone stating I owe for tuition and demanding payment. I called XXXX University and they verified that I do n't owe them any money and they have never turned me in to any collection agency. The school also said they have had several students get calls from this company saying they owe money when they do n't. So this boils down to nothing more then a scam. This needs to be looked in to. the calls and letters are stating they will ruin my credit if I do n't pay them. I told them on the phone I do n't owe anything other then a federal student loan. They just keep sending letters. These kinds of scams need to be shut down. They are trying to prey on students trying to build credit and complete their education.
08/17/2019	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	MO 63028	Web
Every year Partners financial services goes to court to garnish my minimum wage job they are an affiliate of XXXX XXXX XXXX school. The first court hearing i did not even have an opportunity to talk to a judge and i could not afford a lawyer. Each year they go to court without my knowledge and keep renewing their garnishment without a notice to appear or any way to fight them. I cant even get appropriate account numbers to identify them. I was not healthy enough to pass the DOT physical exam due to health issues and I weighed over 500lbs. I have been told it is a debt and i will pay said debt. They report to credit agencies that i do not pay them when they do get paid they garnish a minimum wage job. I cannot even get a car loan to get to my job.
05/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75219	Web
I owe XXXX School of XXXX XXXX {$2700.00}. The collection agency, Partners Financial Services Inc. of XXXX, they have chosen to partner with is charging me {$2300.00} ( almost XXXX ) simply for it being in collections. They have clearly stated that the charge is 0 % interest. I have been a student since I left XXXX School and could n't pay them the amount due. I was never notified that I was going to be charged such a large amount or that it was going into collections. I believe Partners Financial Services Inc. is charging me for the amount XXXX owes them for collections and is putting it in my account. I do not feel as though I owe Partners Financial Services Inc {$2300.00}. This collections agency is charging me unreasonably and unfairly.
03/10/2021	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	MO 63123	Web	Servicemember
I am a former employee of Partners Financial Services in XXXX, MO. While employed, I managed the legal accounts, and when I came across accounts where there was a signed Page 2 of the RIC ( which we legally could not go legal on if it was signed ) I was instructed to remove the signed page of the PDF and replace it with a blank page that we had saved. We probably took illegal action on about 30 consumers with this method during the 7 months of my employment. Along with this, the debt collectors were constantly using harassing tones and language with the debtors. I apologize for my part in this, and since I was doing what I was told, I would like to see action taken against the company to assure fair debt collection acts.
01/14/2018	Yes	Student loan Private student loan	Getting a loan Fraudulent loan	TN 37323	Web	Servicemember
Partners Financial Services ( XXXX XXXX XXXX, Missouri XXXX. XXXX ) is showing that I have an open student loan in the amount of XXXX on XX/XX/XXXX. They show I am the cosigner on the loan. However I had a severe XXXX XXXX on XX/XX/XXXX and did n't even wake up until the XX/XX/XXXX then was unable to walk with out assistance and could not speak coherently for 11 days. I do n't have any recollection of agreeing to this or signing for this loan. I first found out about it in XX/XX/XXXX when they reached me on the phone and I told them then that it was n't mine and I had no way of paying it. Again every month after that until XX/XX/XXXX. Help me
08/27/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70115	Web
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
09/24/2019	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NM 87106	Web
Years ago I attended truck driving school in another state then where I live now. The company and I had several conflicts regarding federal laws after I completed the school. In XXXX I left the company as I felt they were putting the general public and myselfs safety in danger. At this time I felt our prior contract was null and void as the actions they took during my employment was a breach of contract. Later they sent that loan to a collection agency who is threatening legal action after the stattuet of limitations has expired in the state where the transaction took place, and where I lived at the time.
10/13/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30058	Web
I am being harassed regularly concerning a debt that is not mines neither did I authorize the responsible party to use any of my information to acquire this debt. I have written several letters to the comapny and have even talked to them letting them know the responsible party is not myself but my son who took out the loan and attempted to use me to get the loan for the alleged purpose of trying to go to some XXXX school. Because they can not reach my son and he attached me to his information they are attempting to come after me and to have me pay for something that is not mines nor did I authorize.
08/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MO 63010	Web
XXXX Bank was the original person I did business with. The account was charged off a few years back and Partners Financial took over this account now. I have made several payments through the court system and when contacting them they would not update that a few XXXX dollars have been paid toward this debt. They are still saying I owe the full amount of the charge off. I have tried to talk to the manager at the Partners FinanciaXXXX and she was quite rude and of no assiatance. I want to get this payment amount reflected and get this off of my credit report.
08/24/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	TX 75056	Web
This company called my employer to a contact # that is not mine directly. Left a voice mail message with an unknown party in an executive office " Investor relations '' stating on the voice mail that this is regarding collection of a charged off loan lone of credit even checking account balances. This VM was forwarded to me " transcribed '' from this executive officer of our company. Humiliating, and I do not even know what this debt is regarding. But they disclosed collection information on the VM they left, and it was NOT my direct voice mail box.
05/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90201	Web
PARTNERS FINANCIAL SERVICES INC STARTED CONTACTING ME OUT OF NO WHERE SAYING I OWED XXXX XXXX XXXX {$1900.00} NEVER TELLING ME WHAT THIS WA S ABOUT.THEY HAVE BEEN CALLING AND SENDING LETTERS SINCE XXXX 2016 ON ACCOUNT NUMBER XXXX .FROM MY UNDERSTANDING THERE 'S A BOL MISSING THAT WAS SENT TO THE BROKER ON TIME, THAT THEY HAVENT TIRED TO GET A COPY FROM, KNOW ONE HAS EVER CALLED ME ASKING FOR IT TO SEE IF I HAD A COPY .THEY JUST STARTED HARSING AND REPORTING FALSE AND INACCUARTE INFO TO CREDIT REPORT.
09/17/2017	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	PA 17042	Web
Trying to impose XXXX dollars in fees which is against fait debt collections practices act a serious violation and US Government Does nothing About this type of fraud I have tried numerous disputes with XXXX XXXX and have gotten on where Date of account opening XXXX XXXX 2015 that will have to checked also for accuracy PARTNERS FINANCIAL/XXXX XXXX XXXX XXXX, MO XXXX Somehow has added these fees and falsey reported it to XXXX as a collection account
04/16/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48223	Web
I am writing to inform you I have been a victim of identity theft, and many of my accounts have been compromised without my consent. This letter is to inform your company I am disputing this debt and have filled a police report. I have a right under the Fair Debt Collections Practice Act to request validation of the bill for which your company is requesting payment. I am asking that you send me proof this account # XXXX
05/04/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33844	Web
on XXXX i sent this collection agency a certified mail concerning the validity of this account. They have failed to validate this alleged debt and i contacted the original creditor they cant verify this debt. Partner XXXX is in violation under 15 USC 1692g and i am requesting the removal of this account.
06/13/2022	Yes	Debt collection Other debt	False statements or representation Told you not to respond to a lawsuit they filed against you	FL 34787	Web
I recently sold XXXX gyms. I had a collection company working for me in all fou partners financial a division of XXXX XXXX We supplied new bank accounts for collected debt to be deposited in. Now Im being told we never gave them that info I believe they have collected money and decided not to pay us
08/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60653	Web
Source of problem : INACCURATE LATE PAYMENT DRAFT INFRACTION Reasonings : XXXX only reporting late payment History ( XXXX, XXXX shows no such history ) 2. Inaccurate late payment History ( Paid from XXXX paid last XX/XX/2023 ) 3. Inaccurate debt owed ( XXXX ) True debt owed ( XXXX ) USD
05/22/2015	Yes	Credit reporting	Incorrect information on credit report Information is not mine	ID 83686	Web
Partners Financial services inc. placed an account on my credit report that is damaging my credit. I have tried to contact them to have them send me proof of the account belonging to me or remove it and they will not respond to me.
11/26/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IA 50613	Web
Told them to send me something bearing my signature to verifiy it was mines they kept calling me telling me its going on my credit report which it did and they didnt send me anything with my signature
09/24/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	AR 72120	Web
I asked Partner Financial for debt validation for a debt I allegedly owe i sent certified mail on XXXX it was signed on XXXX with no reply back to inform me on the validity of this account.
04/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 306XX	Web
XXXX XXXX plus original creditor walk away lease no balance XX/XX/2016 Balance : XXXX XXXX creditor : partners financial Balance : XXXX Wrong balance debt already sold and collected.
10/23/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 28215	Web
I worked for XXXX XXXX. They provided me with training in exchange for service upon obtaining my cdl. I was attempting to work off the debt, but they terminated me without cause.
07/21/2017	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TX 770XX	Web
XXXX XXXX XXXX- XXXX and XXXX will not remove this debt they have placed on my credit report. I never attended this college nor any college associated with them.
09/08/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60653	Web
Violation of my FCRA/ NCRA . Consumer rights act by reporting Derogatory marks of inaccurate late payment reports that has yet to be properly reposonded too
09/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 37076	Web
VICTIN OF IDENTITY THEFT AND ITEMS ARE REPORTING ON MY CREDIT FILE THAT SHOULD NOT BE AND ARE A DIRECT RESULT OF FRAUD.
01/09/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AL 36609	Web

07/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30319	Web	Servicemember

07/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30319	Web	Servicemember

12/16/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60619	Web

08/25/2022	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48187	Phone

07/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 34759	Web

04/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 306XX	Web

10/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TN 37075	Web

08/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TN 38141	Web

08/25/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33880	Web

07/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IN 46561	Web	Servicemember

05/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone	Older American

11/05/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 75062	Web	Servicemember

09/12/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	PA 17042	Web

08/10/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Phone

08/07/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27332	Postal mail

02/20/2018	Yes	Student loan Private student loan	Incorrect information on your report Information belongs to someone else	FL 33612	Web

02/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84117	Web

02/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84117	Web

02/19/2018	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	UT 84117	Web

12/15/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60458	Web

05/17/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VA 22026	Web	Servicemember

07/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92110	Web

07/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MS 39183	Web

06/18/2015	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Trouble with how payments are handled	GA 30022	Web

08/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 90025	Web

02/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 77539	Web

02/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 77539	Web

01/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 94080	Referral

09/05/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MD 20852	Phone