Paramount Capital Group, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 75217	Web
Dear Sir or Madam, 1. PARAMOUNT Account NumberXXXX Please correct this inaccurate information on my credit report. I recently pulled my credit report from your Bureau and my attorneys and I had a chance to go over my credit report and in amazement, that you have decided to report me 30 days late on this account in XX/XX/XXXX. I immediately disputed this information with PARAMOUNT and the results of the investigation came back " verified ''. Not only was I never late on this account, but according to the Fair Credit Reporting Act ( FCRA ), the information furnisher is required to notify me of the insertion of negative listings. Since I have disputed the lates with the creditor, and you obviously " verified '' them, I am very curious as to what kinds of " records '' you may have for this alleged account. I am very confident that you are in violation of the ( FCRA ) and ( FCBA ) sections ( 1666, 1666a. 1666b., and 1666c. ) as stated below : 1666. Correction of billing errors ( b ) Billing error ( 4 ) The creditor 's failure to reflect properly on a statement, a payment made by the obligor or a credit issued to the obligor. ( 5 ) A computation error or similar error of an accounting nature of the creditor on a statement. ( 6 ) Failure to transmit the statement required under section 1637 ( b ) of this title to the last address of the obligor which has been disclosed to the creditor, unless that address was furnished less than twenty days before the end of the billing cycle for which the statement is required. ( 7 ) Any other error described in regulations of the Bureau. 1666a. Regulation of credit reports ( a ) Reports by creditor on obligor 's failure to pay amount regarded as billing error After receiving a notice from an obligor as provided in section 1666 ( a ) of this title, a creditor or his agent may not directly or indirectly threaten to report to any person adversely on the obligor 's credit rating or credit standing because of the obligor 's failure to pay the amount indicated by the obligor under section 1666 ( a ) ( 2 ) of this title, and such amount may not be reported as delinquent to any third party until the creditor has met the requirements of section 1666 of this title and has allowed the obligor the same number of days ( not less than ten ) thereafter to make payment as is provided under the credit agreement with the obligor for the payment of undisputed amounts. ( b ) Reports by creditor on delinquent amounts in dispute ; notification of obligor of parties notified of delinquency If a creditor receives a further written notice from an obligor that an amount is still in dispute within the time allowed for payment under subsection ( a ) of this section, a creditor may not report to any third party that the amount of the obligor is delinquent because the obligor has failed to pay an amount which he has indicated under section 1666 ( a ) ( 2 ) of this title, unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. ( c ) Reports by creditor of subsequent resolution of delinquent amounts A creditor shall report any subsequent resolution of any delinquencies reported pursuant to subsection ( b ) to the parties to whom such delinquencies were initially reported. 1666b. Timing of payments ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. Because I take my credit very seriously, I contacted every name and account that was listed on the report. I was again very shocked by the multiple names, account numbers and figures. Included with this letter, is every letter written to those who have hampered my ability to obtain credit. I believe that any judge that looks over the report would agree that it is a violation of both the FCRA, CCPA and FACTA. The following accounts were listed on your report and I have demanded from them a full accounting and five years worth of records to see if their accounts were in violation of the FAIR CREDIT BILLING ACT ( FCBA ). We also demanded signed contracts, agreements or any legal paperwork that would tie us to the following accounts. Under the FCRA, you are required to conduct an investigation on this account if I request it. I DEMAND to see all 100 % verifiable proof that I was indeed Verifiably late on these accounts and the creditor fulfilled its obligations under ( FCBA 1666 ( a ) ( 2 ) ), As I was never notified of a billing delinquency on my accounts, which the creditor must do under section ( FCBA1666 ( b ) ( 6 ). I DEMAND to see proof that I was mailed my statement to the correct address notifying me of both payment due date and delinquency of payment on the account. If you can not provide 100 % Verifiable proof and proper documentation that the CREDITOR fulfilled its obligations under the ( FCBA ) and ( FCRA ), I therefore demand these late payments be removed from my account or I will be forced to be in contact with the Attorney General of my State and the Consumer Financial Protection Bureau. I therefore am submitting my written request to you to conduct an investigation. Per the FCRA, you have 30 days to conduct this investigation and respond to my request. If you do not respond within this time period, per the FCRA, you must remove this negative information. Thank you for your time, XXXX XXXX SS # : XXXX Date of Birth : XX/XX/XXXX XXXX : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXXXXXX, Iowa XXXX
12/16/2021	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	UT 84404	Web
I took a loan out with them to get my semi truck license. They tell us if we don't pay the loan they take away our license and put us in prison for non payments. They also never have a set amount on intrest like when I pay XXXX one month XXXX will go to intrest and then the next month only XXXX will go to intrest the next month. They will also hound me call when I first got the loan called ever 30 minutes back to back XX/XX/XXXX. I also got an email from a trucking company saying they like to higher me and they take on my loan. Im wondering if they sold information on my loan to other trucking companies without my permission. Recently they been calling me when I'm sleeping as I work nights. An because of its been braking my XXXX hours of sleep I need to operate my semi truck safely. The intrest rate is also never the same amount it always changing every time I pay. I also have not gotten a email or mail saying how much went to intrest and how much went to the the principal. Since this XXXX and there are some month where I never got the mail or email on the loan. Also they changed address and never up date the paperwork I used to get In my email. I had to call them to get where I was to send the payment to by mail and it was frustrating. Some time I send them a money order in the mail around the XXXX or XXXX and they won't deposit it till the XXXX or XXXX of the next month and clam it was late an such. I did that for a few months before I got sick and tired of them sending me an email saying it was late then not deposit it till later. know I have pay about XXXX in total so far and the loan was only XXXX if I remember right. An even working with them is hard as they sometimes will give me XXXX for over paying them at times. They also never told me what the total amount for of money that be for interest. The paper says it's 18.99 % but never said the amount of interest is like XXXX I believe is about the interest. I have also heard from other truck driver will pay it off an the loan an the company will reopen the all ready pay loan again for no reason. I'm wondering if i have all ready pay off the interest and they are just tackle more on. I was also looking at my state license so they have a license for debts collectors and another one but there corporations license has been expired since the XX/XX/XXXX. Doses that affect them being able to do business here? Know there over charge me and there not telling me how much I have left on intrest only how much is on the principle. An I thought it was supposed to be group together as a total. As when I bought my first car they had shown me intrest and values an other stuff add together to show the total I was to pay.
04/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC XXXXX	Web
Between XXXX and XXXX of XXXX, I attempted to report and remove a derogatory account on my credit report. I filed a dispute through XXXX and wrote a letter to both XXXX and the reporting company, to no avail. The reporting company stated that upon review of my account, it is reporting correctly. Based on the consumer laws put in place by The United States Congress and The Fair Credit Reporting Act, the term consumer report is to exclude and NOT INCLUDE transactions and experiences, such as late payments, made between all persons involved ; consumers and the institutions. I, as the consumer, DID NOT AND DO NOT GRANT PERMISSION for this institution to furnish and report my experiences and/or transactions, such as late payments, to the credit reporting agencies on behalf of my personal consumer credit report. Per the consumer laws put in place by The United States Congress and The Fair Credit Reporting Act, per 15 U.S.C. 6801 and 15 U.S.C. 6802, the institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of my nonpublic and personal information and furthermore, have a responsibility to insure the security and confidentiality of customer records and information ; protect against any anticipated threats or hazards to the security or integrity of such records ; and ; to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer. I acknowledge that I have not been provided, by this institution, the necessary consumer disclosures that give the consumer the right and option to OPT OUT in regards to the furnishing and reporting of my personal financial data to anyone on my behalf, therfore by law, the institution is reporting my personal financial data and information to the credit reporting agencies, and any other 3rd parties, illegally. I am exercising my consumer right, based on the consumer laws, to ensure that this institution be held responsible for the unfair practices under all applicable consumer laws put in place by The United States Congress and The Fair Credit Reporting Act. As they DO NOT HAVE MY LEGAL PERMISSION to do so ; I require that this company immediately cease and rectify all non permitted disclosures of my personal financial data and information, transactions and experiences, to all credit reporting agencies, and any other 3rd parties.
02/07/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33324	Web	Servicemember
I attended School at XXXX XXXX School in XXXX Florida. The school is owned by a driving company ; XXXX. The school advertised that their company guarenteed a job driving after graduation with a company who would pay for the education. However, during the enrollment and admission, they gave each student a binder with more than 25 documents to sign relating to licensing, school rules, and a finance agreement ( Student Loan ). After graduation, I was not given the job I was promised. In addition I learned that the school sold the finance agreement to PARAMONT CAPITAL GROUP ( {$7000.00} Surprise ) without any advance notification to me. Upon learning the school broke its promise of employment and its subsequent transfer of the loan, I reached out to PARAMONT CAPITAL GROUP and advised them that I am not employed and asked if they would agree to " recalculate my loan '' and allow me to skip the first couple of payments while I obtained work. PARAMONT CAPITAL GROUP agreed to the recalculation and moved the first couple of payments to the back. After doing so I made every payment on time and in fact, eventually, paid the loan in full more than six months early. PARAMONT CAPITAL GROUP however feels it is within their right to place two late payments onto my credit report in spite of agreement to recalculate the entire loan and reset payment dates. The entire education was substandard and the transfer of debt without delivering on the advertised promise of post schooling job placement to a company who will pay for the education was bad. But the actions of PARAMONT CAPITAL GROUP who refuses to accurately report the honorable satisfaction of all loan terms is defamatory. The relationship PARAMONT CAPITAL GROUP has with its producers is wrong at every level. I do not deserve to have this company lie about me on national credit bureaus.
07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 93263	Web
I have a loan account with Paramount Capital Group that originated in XXXX of XXXX. The loan terms were on a monthly payment basis for a fixed ( minimum ) amount that would span for a duration of 5 years. During the XXXX year, the monthly payments were made on-time. At the start of the XXXX year, the COVID-19 Pandemic caused a major disruption in the work force ( causing many people to pause- or end- working ), including my particular work industry. As a result, during the month of XX/XX/XXXX, it was initially reported that I became late on the monthly payments ( but not delinquent on the monthly payments ). After some major " push-back '' from telephone representatives that wouldn't allow me to speak a supervisor at Paramount Capital Group about COVID-19 Hardship options to have the late payments removed from my XXXX, XXXX, and XXXX credit reports, I continued to make monthly payments and I continued to contact the customer service department at Paramount Capital Group ( about COVID-19 Hardship options to have the late payments removed from my XXXX XXXX and XXXX ), but ( on numerous occasions stemming from XX/XX/XXXX to XX/XX/XXXX ) the customer service representatives gave me the strong impression that they were insensitive to my COVID-19 Hardship request to have the late payments removed by being very dismissive and inconsiderate ( even after the discovery of the 5-year loan account being " paid-in-full '' with a {$0.00} balance 1-year after the reported first late payment ). PLEASE KNOW, I never stopped paying on my loan account and within 1-year after the first reported late payment, I paid the loan account " in-full '' with a {$0.00} balance after recovering from the harsh hardships from the COVID-19 Pandemic.
03/31/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	GA XXXXX	Web	Servicemember
Paramount Capital Group and XXXX XXXX XXXX are running a XXXX scheme against innocent consumers to obtain a commercial driving license. I inquired to XXXX about taking refresher training in backing up a trailer. They informed me it was not offered. I said, okay, and thanks. I had my learner permit already. However, I was told I must complete 180 hours through a replicate school to obtain my commercial driving school. IT is not a true statement. I did not realize it was a fabrication until I applied for my first job. I just needed to take the driving test at the XXXX without going to school. I did not have to attend school! I was deceived, hoodwinked, and manipulated. Paramount Capital Group is using gangster and unprofessional collection tactics to collect these XXXX payments after saying they would get with XXXX and withdraw this illegally obtained loan. I have driven in the XXXX for six years, and I did not need to attend school. XXXX XXXX XXXX was aware of my military affiliation. I can not believe this company would take advantage of a Veteran. I have been duped into a fraudulent loan. I do not know what part Paramount Capital Group played in this XXXX scam. However, somebody should investigate this before they ruin my credit profile. I should not have to repay a needless loan I was conned into obtaining. I knew something was suspicious when the recruiter started calling me from private numbers. They should be shut down from doing business. Additionally, I am filing a complaint against them with the Federal Trade Commission.
06/05/2015	Yes	Student loan Non-federal student loan	Can't repay my loan Can't decrease my monthly payments	NC 275XX	Web
ok in 2012 my school in XXXX N C XXXX XXXX was a XXXX week course and they set you up for a loan that you will never pay it off. they charge me 19 % interest i didnt know that until i left the company i worked it was XXXX XXXX XXXX XXXX TN XXXX I WORK THERE ALMOST A YEAR. PAYING THE LOAN FOR XXXX DOLLARS A WEEK IN FOUR YEARS THAT WAS A LIE. NOW BECAUSE OF THIS LOAN IT WAS XXXX DOLLARS TRYING TO PAY IT OF SEEN 2012 3 YRS NOW I ONLY GOT DOWN TO XXXX XXXX AND SOMETHING DOLLARS. IT HAS DESTROY MY LIFE COMPLETELY I LOST MY FAMILY I HAVE A SON WHO IS NOW XXXX YRS OLD I LEFT MY WIFE BECAUSE OF THE FINANCIAL BURDEN CAN PAY IT OFF BECAUSE THE INTEREST IS SO HIGH I AM ALWAYS HAVE A MONTH BEHIND I AM ONLY PAYING THE INTEREST NEVER WILL I CAUGHT UP IN PAYING IT OFF. I AM A MALE XXXX YRS OLD MY HEALTH SITUATION IS VERY POOR I ONLY MAKE LESS THEN XXXX DOLLARS WEEKLY I LIVE ALONE IN A APARTMENT PAYING XXXX XXXX DOLLARS FOR RENT THAT NOT INCLUDING GAS BILL WATER FOOD CABLE CAR INSURANCE TAX ETC ETC ETC I AM ALWAYS POOR BROKE AND NO FOOD TO EAT. MY LIFE IS MISERABLE, I NEED HELP THERE IS NO ONE TO HELP ME PLEASE, TELL ME WHAT SHOULD I DO NEXT. AND THERE ARE. XXXX XXXX AND THERE ARE XXXX OF PEOPLE THAT I KNOW ARE IN WORSE SITUATION THEN MY SELF. THESE SCHOOL ARE DESTROYING PEOPLES LIVES. THE LOAN BANK IS PARAMOUNT CAPITALGROUP XXXX XXXX XXXX PA XXXX THANK YOU.
06/09/2022	Yes	Student loan Private student loan	Incorrect information on your report Account status incorrect	TX XXXXX	Web	Servicemember
In XX/XX/2021, I received an Emergency Grant ( Covid19Grant ) from the government in the amount of {$240.00}. I directed that that grant be paid directly to Paramount Capital ( the student loan group through which I had my loan. ) The grant was paid out directly to Paramount Capital. They confirmed receipt of those funds. They applied those funds to my loan, but then proceeded to report to the Credit Reporting Agencies that I paid late in XX/XX/2021 and XX/XX/2021 ( even though the amount of the grant exceeded the amounts due for those months in total. ) Additionally, I made a payment in XXXX for the amount due that month, and I made a XXXX payment in XXXX to cover my amount due for XXXX. Paramount Capital did not apply the XXXX payment from XXXX to the amount due for XXXX. I have contacted Paramount Capital on numerous occasions ( at least five times ) to try to resolve the issue of them erroneously reporting me to the Credit Bureaus for late payment. They have refused to remove these late payment reports. This is adversely affecting my ability to obtain a VA Mortgage Loan, which I am entitled to for serving my country. I am reaching out to you for your assistance as they have been completely impossible to work with.
08/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Didn't receive services that were advertised	TX 75126	Web
Good afternoon Sir/Madam Last year at XXXX I thought I signed contract with XXXX XXXX for XXXX Training and I didnt complete it, just attended for couple of days then XXXX XXXX XXXX after that my grandma went to intensive care at XXXX so I fly back there when I came back I sent email to my recruiter at XXXX and we agree after I took my XXXXXXXX XXXX she will get me back to school. But what happened my grandma passed away so I need to go back and my mother got sick so I stayed for 3 month when I came back tried to get in touch with my recruiter but never answered me anyway I found the loan was from banks, I tried with XXXX XXXX either they get me back to complete my training or send the money back to the bank, the respond was get another loan to go back or call the bank this is not fair! I called the bank they told me either to pay the money or call XXXX XXXX! I felts I got framed from both of side as I was welling to just pay what I attended. Sorry if I got to long just to explain all details as I feel I got scammed by two companies, hope you get justice for me as the end I told them that I am going to complain for counsumer protection they said go ahead Regardless XXXX XXXX
04/10/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	GA XXXXX	Web	Servicemember
Paramount Capital Group and XXXX XXXX XXXX are continuing to run a Ponzi scheme against innocent consumers to obtain a commercial driving license, and this time they are lying to the Consumer Financial Protection Bureau. Under a previous complaint ( XXXX ) Paramount Capital Group replied stating they no longer service that fraudulently obtained loan ( XXXX ) through XXXX XXXX XXXX XXXX Like my complaint before I am alerting CFPB that these two entities are running a XXXX scheme against innocent consumers. This fabricated reply to my complaint further solidifies my position it is a concerted effort by both parties. It is a classic move in a XXXX scheme, and it must be eradicated to protect future consumers. For this reason, XXXX schemes are extremely unstable and inevitably collapse when there are no more new consumers or when CFPB gets involved. Paramount Capital Group is still using unprofessional gangster collection tactics on me, and they have placed this fraudulent loan on my credit report. They have violated the law and the law must be enforced through the CFPB.
11/09/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33309	Web
ACCOUNT NAME PARAMONT CAPITAL GROUP AccountXXXX 15 USC 1681 section 602 A States I have the right to privacy. 15 USC 1681 section 604 section 2 also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1681c. ( a ) ( 5 ) Section States : No consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report more than seven years. 15 USC 1681s-2 ( A ) ( 1 ) A Person shall not furnish any information relating to a consumer to any consuming reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate I HAVE NEVER given authorization nor permission to report to credit nor do i have an account with this agency! My rights has been violated and they are in violation according to the statutes mentioned above
05/07/2021	Yes	Student loan Private student loan	Dealing with your lender or servicer Don't agree with the fees charged	CT 06810	Web
I paid my loan off in full and they ask me for a {$30.00} fee. First they call it interest. I complained that there is no interest in the first year. Than they call it pay off fee. I complained there is no pay off fee. Now the call it late fee, because the claime I send the pay off check to late. The date for the mtl. fee ( was paied by my companie before ) the XXXX of the month, with a grace period of 10 days. I send the check on XXXX and I will pay the late fee ( witch is in the contract {$15.00} ) if they can proof to me that the check came in after the XXXX. This conversation I hat on Mon.XXXX. On Tue.XXXX, the check was cashed out of my account. Accourding to my bank, a check takes 3-4 business days to get cashed out of my account. So they must have hat the check before XXXX. There explanation : The XXXX was a Sun. and the Post Office is closed. The XXXX was a Sat. and we don't pick up mail on Sat. and you have to pay the fee.
12/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 43147	Web
I have been unemployed since XX/XX/2020 due natural disaster ( COVID-19 ) I called Paramount Capital to inform them of my circumstances and was given the option to defer payments for a few months. Upon calling to ask if deferment was still available I was told yes and if I did not receive a call from company that means I have been approved and no payment would be due. Upon checking my credit report the company never called to inform of late payment which resulting in payment to go beyond 30 days late which has caused a negative impact on my credit report. The date they have reported late payment was the month of XX/XX/2020 in the amount of XXXX. I have tried to resolve this issue with company as well as disputing with the 3 credit bureaus stating this was due to a natural disaster and I am and have been an exceptional customer prior to the outbreak of Coronavirus.
08/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 604XX	Web
On XX/XX/XXXX I, became a XXXX XXXX for XXXX. XXXX. In order to gain employment with XXXX XXXXXXXX, I signed an employment for one year with XXXX XXXXXXXX. The contract stipulates that XXXX. XXXX pay loan to XXXX XXXX for to go to trucking school. On XX/XX/XXXX, I was promoted to XXXX and left to go home to take a break after being on the road for nearly three months. XXXX XXXXXXXX did not allow me to come back to work. Also, XXXX XXXXXXXX stopped paying the loan in XX/XX/XXXX. XXXX XXXXXXXX claimed that XXXX quit, even though I wanted to come back to work. My former employer left me with a huge bill to pay with no explanation. I consulted a lawyer, and he told me that XXXX. XXXX breached the contract. I am now left with a nearly {$10000.00} to pay back if justice is not given to me.
05/13/2021	Yes	Payday loan, title loan, or personal loan Personal line of credit	Problem with the payoff process at the end of the loan	NY 10016	Web
I went to trucking school, XXXX XXXX. The tuition was {$6000.00}, This contract was made with XXXX XXXX and myself. My payments were being taken out of my earnings weekly by XXXX XXXX to cover my tuition. Fast forward 4 months later. Im no longer employed by XXXX XXXX. Upon checking my credit report I noticed a company by the name of Paramont Capital Group listing a loan on my credit file. I had not received any calls other then a email from this company with a attached bill the same month two consecutive payments were reported late. I had no knowledge of this company prior to my findings and upon research, I checked with my local and state, XXXX XXXX XXXX New York, lending licensing departments and discovered this company was not a licensed lender or debt collector in my state.
07/29/2019	Yes	Student loan Private student loan	Dealing with your lender or servicer Need information about your loan balance or loan terms	CA 93313	Web	Servicemember
PARAMOUNT CAPITOL GROUP XXXX XXXX XXXX PAXXXX Acct # XXXX I spoke with XXXX XXXX about my account on ( XX/XX/XXXX ) and I asked her why they were not sending me my states meant since XX/XX/XXXX. She claimed that I filed bankrupt on XX/XX/XXXX and listed there organizations in the bankruptcy case. I told her that she should of received a document in XXXX XXXX regarding the release to continue with the loan agreements, further more, I told her that I need all of the statements since conception ( XX/XX/XXXX too XX/XX/XXXX. She said she needed to copy of the bankruptcy discharged papers in order to release them. I sent them on, by email, on XX/XX/XXXX. I sent her two more emails asking her where are the statements? I have had no response from her or the company.
01/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43017	Web
There are unknown hard inquiries on my credit reports. Im requested the verification of the inquiries and the method of verification. On XX/XX/XXXX, XXXX/XXXX add a hard inquiry on my credit report. On XX/XX/XXXX, XXXX XXXX XXXX XXXX add a hard inquiry on my credit report. On XX/XX/XXXX, PARAMOUNT CAPITAL GROUP add a hard inquiry on my credit report. But companies did not provide the following proof : Permissible Purpose My written authorization Proof that I personally initiated these inquiries. To my knowledge, I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( c ) : Transactions Not Initiated by Consumer.
11/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	DE 19805	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Also, this is to inform you that there is no third party involve in this process. Despite the multiple previous written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. They failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. PARAMOUNT XXXX Balance {$8900.00} Date Opened : XX/XX/2018
01/06/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TN 383XX	Web
On XX/XX/2021 Paramount Capital Group voluntarily sent me an email closing my loan ( XXXX ) with them. I did contact Paramount Capital Group via email making sure this account was closed, it was closed and from the reply I received from Paramount Capital Group. XXXX days later on XX/XX/2021 Paramount Capital Group reopened this loan under a new loan number with all XXXX credit reporting agencies claiming that I'm late paying on my loan. I pulled from all XXXX credit agencies. XXXX has a balance of {$1300.00}, XXXX has a balance of {$1200.00}, and XXXX has a balance of {$1200.00} with XXXX late payments. I feel this company is not being professional in their dealings with customers.
10/09/2023	No	Student loan Private student loan	Dealing with your lender or servicer Keep getting calls about your loan	GA 31206	Web
I have received numerous phone calls from paramount Capital stating I owe {$120.00} a month, the bill they send out monthly and the one on their site states {$84.00} a month. I paid the {$84.00} they say i owe according to the statement, then they call not long after stating i still owe {$25.00}. On multiple occasions i have explained this to them. They refuse to acknowledge the bill they send and also refuse to send an email stating amount owed monthly. I have attached files showing my bank statement for payments made, also have attached image showing what statement I receive from Paramount Capital, and also a screen shot of what it says on their webpage.
05/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	MO 657XX	Web
this was a old loan which was taking off my credit score two months ago, Paramount Capital as of this past Friday XX/XX/XXXX done a hard hit credit pull on my credit which is against the law, I did n't give permission and had no knowledge of this till I checked my credit.Paramount stated they would do what ever it took to get it back on XXXX which is also against the Federal law.once it 's removed from credit scoring it CANT be put back on, so Paramount done this to damage my credit.I want this removed completely or I will seek legal actions. for I have NOT applied for credit with this company since XX/XX/XXXX.Paramount has over stepped on a old debt.
03/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	MD 21207	Web
I am complaining about Paramount Capital Group. They reported late payment on my credit report consistently even when I told them that I am in dispute with the school on the amount since I withdrew from school and their action single-handedly destroyed my credit report, lowered my credit score to the point that at the moment everything I am trying to do to get ahead in my life after a family event of my my wife getting sick and I had to even resign my job to primarily care for her is impossible. Before them my credit score was about 680 and they by their action reduced my credit score to about 520.
04/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 080XX	Web
There are inconsistencies in the reporting to my credit report. XXXX and XXXX are reporting the account as charged off, however XXXX is reporting the account as an unpaid balance. The balance is not consistent across all thee bureaus as well ( XXXX reporting {$10000.00}. XXXX is reporting {$11000.00} and XXXX is reporting {$11000.00} ). If an account is charged off, it is no longer a part of my monthly responsibilities. Reporting a monthly payment is a violation. FCRA requires that you are consistent across the board with your reporting, and I am showing that you are not.
01/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 32223	Web
I contacted XXXX XXXX at Paramount capital on XX/XX/XXXX in an attempted to settle a charged off debt of {$3700.00}. Collector stated that only the amount of {$3000.00} was acceptable at the time. On XX/XX/XXXX i received a letter from XXXX XXXX stating that {$1400.00} was an acceptable amount to consider this debt settled in full. I believe the collector has clearly violated Section 807 ( 10 ) of the FDCPA which, " prohibits the use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. ''
06/20/2019	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	TN 383XX	Web
On XX/XX/2019, I was asked to e-sign a background check for XXXX / XXXX XXXX XXXX XXXX. They collected my signature and cut copy and pasted to a contract that a company called XXXX XXXX is trying to collect on. XXXX XXXX has reported this fraudulent account to my credit causing me to lose over 60 pts in one month. I contact XXXX XXXX and requested a copy of the original contract vis email. They sent me a 3 page copy of a contract with the date of my signature altered. On the 3 page, it clearly shows when they collected my signature and the date they applied it.
04/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL XXXXX	Web
good afternoon dear agency : I suffered a fraud when I took a taxi I forgot my wallet inside and someone stole my cards and they used them to do various things because they bought a lot of things in my name I called the stores to cancel they didn't cancel instead I got a lot of calls from companies every day they are calling me asking me to pay the bills and it was not me who bought them please i want you to delete all these fraudulent accounts that are on my credit please
07/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	OH 43221	Web
I am a over the XX/XX/XXXXI am paying on a loan from Paramount Capital. They reported that my payment is 30 days late which is a lie. I paid the minimum full amount of {$420.00}. Ive been making on time payments with for the last 3 years. They destroyed my credit my report of 12 years of building it. I did talk to them and they will not do anything to fix it. This not fair. It happened on XX/XX/2023.
08/09/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 75041	Web
A consumer credit transaction was initiated with XXXX XXXX in 2021 with this debt collector, and they have published deceptive forms to make me believe I owe a debt, along with illegally reporting to my consumer credit report that I gave no written consent for. I have gotten repeated harassing phone calls and text messages, about this alleged debt and it has impacted my life and business.
10/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IN 462XX	Web
The letter tells the debt collector to stop contacting me unless they can show evidence that I am responsible for this debt. Stopping contact does not cancel the debt. So, if a debt collector still believes I am really responsible for the debt, they could still take other action. For example you still might be sued or have the status of the debt reported to a credit bureau.
12/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TN 383XX	Web
Paramount Capital Group sent me an email on XXXX, XX/XX/2021 stating that " Your Paramount Loan is Closed ''. This company reported me late paying to the credit agencies for being late on my payments. ( Paramount Capital Group XXXX XXXX state XXXX XXXX XXXX PA XXXX XXXX ) stating I owe them {$1300.00}. This is bad because I have proof of the email that was sent to me.
11/24/2022	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75041	Web
I have submitted information to PARAMOUNT CAPITAL GROUP attempting to halt their illegal reporting to my credit report, and despite informing them of their infringement on my consumer rights and breaking federal law, they continue to report negatively to my credit report. They have provided no law stating they have the legal right to collect an alleged debt from me.
06/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32221	Web
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
04/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OK 731XX	Web
In accordance with the fair credit reporting act XXXX account. Paramount Capital, has violated my rights. 15 usc 1681 Section 602 States I have the right to privacy. 15 usc 1681 Section 604 A Section 604 A Section 2 : it also states a concumer reporting agency can not furnish a account without my written instructions.
11/10/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TN 38053	Web
I was removed 100 % from an account XX/XX/2020. The loan was from Paramount Capital Group through XXXX XXXX XXXX XXXX. Paramount Capital removed me from this account in full. XXXX has now sent this into collections. I HAVE BEEN REMOVED FROM THIS ACCOUNT. WHY is this being sent to collection if I was removed?
02/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 91786	Web	Servicemember
On XX/XX/2020, I disputed the accuracy of two late payments on this account. The payments were not processed due to a change in their automatic payment system. I have called multiple times as well as disputed these inaccuracies. I have not been able to get this issue resolved with the company.
04/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 191XX	Web
Credit reports show that account has missed payment/negative month/derogatory remark. I have never missed a payment and creditor agreed to offer a discount for a full payment. I would like the missed payment/negative month/derogatory remark removed from my credit report and score.
06/27/2019	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	TN 373XX	Web
Paramount Financial files on my XXXX Credit report on XX/XX/2019in the amount of {$5900.00}. They do not have the original contract. This causes my credit scores to lose 60 points in one day. My signature was collected on XX/XX/2019 and applied XX/XX/2019.
11/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33625	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and i haven't received any investigation results
02/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 76110	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX ( XXXX ) XXXX this company obtained my social security number without my permission
05/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75181	Web
As of XXXX of 2023, I have a unknown debt collector by a company name Paramount Capital Group with the amount of {$7000.00}.
08/20/2018	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	IN 467XX	Web
I wan na make sure my interest rate is fair and on the legal line. Because i feel like my interest rates is very high
03/18/2016	No	Debt collection Non-federal student loan	Communication tactics Used obscene/profane/abusive language	AZ 85029	Web
collecter violated fdcpa .... he has called a few times leaving very intrusive and derigatory voicemails on my phone
10/03/2023	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
I have submitted a report through the identity theft department. Attached are accounts not authorized by XXXX XXXX.
09/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KS 66104	Web
This company is violating the fair credit reporting act by listing a fraudulent account which is not mine.
11/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30252	Web	Servicemember
I never entered or went into any sales contract agreement with the account name in dispute.
07/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33404	Web
i found. This on my credit report i don't know what is it.
01/03/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	KY 40272	Web

12/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 17602	Web

10/06/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 94588	Web

09/20/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	FL 32301	Web

09/09/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77077	Web

09/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	FL 32301	Web

07/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 20165	Web

04/07/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75115	Web

01/31/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 38388	Postal mail

10/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	TX 77663	Web	Servicemember

07/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 20165	Web

05/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21217	Web

04/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43204	Web

04/06/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	PA 19067	Web

03/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29481	Referral

03/07/2022	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	IN 46236	Web	Servicemember

11/17/2021	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	IN 46214	Phone

10/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

10/12/2021	Yes	Credit card or prepaid card General-purpose credit card or charge card	Incorrect information on your report Account information incorrect	NC 28216	Web

10/05/2021	Yes	Credit card or prepaid card General-purpose credit card or charge card	Incorrect information on your report Account information incorrect	MI 48205	Web

09/15/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

08/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NJ 07206	Web

07/14/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

05/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

02/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 15644	Postal mail

11/29/2020	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MA 01902	Web

10/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38127	Web

10/05/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	NC 28540	Web

10/05/2020	Yes	Debt collection Private student loan debt	Communication tactics Used obscene, profane, or other abusive language	CA 95667	Web

09/23/2020	Yes	Student loan Private student loan	Struggling to repay your loan Can't get other flexible options for repaying your loan	FL 32246	Web

07/04/2020	Yes	Student loan Private student loan	Dealing with your lender or servicer Received bad information about your loan	TN 38053	Web

10/24/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78249	Phone

05/16/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90064	Web

02/23/2018	Yes	Student loan Private student loan	Dealing with your lender or servicer Problem with customer service	SC 29210	Web	Servicemember

09/15/2017	No	Student loan Private student loan	Dealing with your lender or servicer Trouble with how payments are being handled	WA 99110	Referral

07/18/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AL 36461	Web

07/11/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47903	Phone

03/26/2014	No	Student loan Non-federal student loan	Dealing with my lender or servicer Keep getting calls about my loan	NC 27504	Web