| 11/27/2021 |
Yes |
- Debt collection
- Auto debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX I place a phone call to a XXXX XXXX known as : XXXX XXXX XXXX XXXX XXXX
In regards to a collection account place on my XXXX credit report after a random check of my consumer profile review.
Unfortunately I was not able to receive the name of the woman addressing incoming phone calls do to her lack of respect and disregard of properly identifying herself.
She insisted I give her formation, name, case number, XXXX.
I felt extremely uncomfortable therefore I am filing this complaint to inform, XXXX XXXX XXXX XXXX, that this unknown and unverified collection account is showing multiple an clear inaccuracies.
I made an attempt to contact and receive information to understand how they come to the conclusion of their calculations with the sum of : {$1500.00} Which is completely and absolutely inaccurate from XXXX and XXXX that is reporting {$1500.00}. Also on XXXX the original creditor is reporting {$1500.00} Also its clear the account is closed but was updated on : XX/XX/XXXX as an open account.
It appears attempts to violate my rights are being committed which is a violations of the FCRA under the law regarding Re-aging accounts.
- XXXX XXXX XXXX reporting a update on : XX/XX/XXXX with original creditor.
- XXXX is reporting a update on : XX/XX/XXXX - XXXX is reporting XX/XX/XXXX - XXXX XXXX XXXX XXXX reported XX/XX/XXXX on my XXXX XXXX XXXX XXXX
This account was closed by the original creditor : XXXX XXXX XXXX, on : XX/XX/XXXX. However, the collection agency in question has reported account status as : XXXX.
During my research after my attempt to reach a member of this company to understand more about this unknown debt, my research lead me to find a law suit against this particular XXXX XXXX that warrant this complaint for their unfair practices.
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| 10/18/2023 |
Yes |
- Vehicle loan or lease
- Loan
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- Repossession
- Account reinstatement or redemption after repossession
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Web |
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I am filing a formal complaint against Palisades Funding Corp for the wrongful repossession of my vehicle. On XX/XX/, my vehicle was repossessed due to Palisades Funding Corps claim that my XXXX XXXX registration was suspended. However, I had already registered the vehicle in XXXX after relocating, with a valid and visibly displayed registration.
Palisades Funding Corp employed misleading tactics, failed to explain why they needed my vehicle keys, and later demanded over XXXX car payments and a co-signer for its return. Such requirements were not outlined in my loan contract.
Moreover, they violated my privacy by sharing my personal and financial information with a third party to facilitate the repossession. This action was taken without my consent and not stipulated in the contract.
To continue commuting to work, I had to incur unexpected expenses due to the wrongful repossession, including {$400.00} in XXXX expenses.
I am requesting : XXXX. The immediate return of my vehicle without a new contract.
XXXX. A complete refund of {$10000.00} for all payments made, including the down payment XXXX expenses to get from work to home ( XXXX ) I have tried to resolve this matter directly with Palisades Funding Corp to no avail. Your intervention is greatly appreciated.
Sincerely, XXXX XXXX
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| 04/06/2023 |
No |
- Vehicle loan or lease
- Loan
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- Problems at the end of the loan or lease
- Problem with paying off the loan
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Web |
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I bought a car from XXXX XXXX with a down payment of {$22000.00} and finance the rest of {$16.00} XXXX the price of the car that I sign for was {$33000.00} for XXXX XXXX with XXXX mile on it z.., the loan payment was XXXX each month.. I been paying the loan for 2 years and 3 months .. which add up to {$28000.00}.. I even have a letter statement from the company that Im finish pay for the car .. for the car which I will provide .. the car company forced and illegally towed my car yesterday.. Im contesting the towed and he pushing me away .. which is illegal because they have use forced .. also I have an active case going on with the loan company which the ignored ..the company also breach consumer code us code 15 -1602 and us code 15 -1622 .. im finish paying for the car but the loan company is doing illegal thing to take my car .. they loan company also violated a number of rule .. the company never gave me any money in hand .. and for a consumer transactions to be valued money must be in hand .. that never happen
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| 01/14/2023 |
No |
- Vehicle loan or lease
- Loan
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- Managing the loan or lease
- Billing problem
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Web |
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I when to buy a car on XX/XX/2020 at XXXX XXXX In the XXXX New York XXXX made a down payment of {$22000.00} for a used XXXX XXXX. ..the price of the car was {$33000.00}.. I was told I need to finance the rest rest .. the salesman come back with a loan for {$25000.00} palisades fund co . I ask why so much. When I ask why. only have about XXXX left on the car he said after I pay it the rest would go back to the company. So I sign a 2 year deal to pay the balance. After 2 year I receive a paper say thank you for you service my title would be in The mail. I got a call about a week after saying it was a mistake and I still owe on the car. I went on vacation and was late on the payment by 4 days. They towed away my car and force me to pay XXXX to get it back. I need help .. because I believe they have broke some consumer laws
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| 11/30/2020 |
No |
- Vehicle loan or lease
- Loan
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- Struggling to pay your loan
- Denied request to lower payments
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Web |
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i and my sister bought the car on XX/XX/XXXX from XXXX XXXX XXXX our loan company was paleside .. we XXXX dollar down payment and one monthe car payment XXXX dollar upfront total XXXX. from that date we never missi payment until this month we were 10 days late but the loan company reposes my car and illegally asking me more money and another six month payment in advance and so many hidden fee.. i try to contract but they denied said boss or owner its not there.. we become so helpless and they didnt say any thing to us. kow they are saying they dont have any grace period.. they already harasing us verbally and socially
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| 11/09/2023 |
No |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Problem with a company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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This company 's consistent violations of my consumer rights under the Fair Debt Collection Practices Act have caused significant financial and emotional distress They continue to report an erroneous and unverifiable account on my credit report, despite my repeated requests for proof of claim as required by the FDCPA My efforts to rectify this situation have fallen on deaf ears. Despite the existence of multiple complaints against them for Illegal and unethical practices, they continue to operates implore you to intervene and put an end to thee unethical behavior
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| 07/26/2023 |
Yes |
- Vehicle loan or lease
- Loan
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- Struggling to pay your loan
- Loan balance remaining after the vehicle is repossessed and sold
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Web |
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The Bank ( Palisades Funding Corp ) reposes my car without prior notification and this Bank owns a Car dealership ( XXXX XXXX XXXX ) so they sold the vehicle on their lot and didn't inform me of any balance outstanding or owing to me. I have been trying since they reposes this car 4 months ago to get the License Plate so that I can return it to the DMV and no one can tell me where to collect it I am still paying Insurance on this car that I don't have because I can't return the plate.
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| 10/15/2023 |
No |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I was trying to get a loan for a car and I realized that u had some damages on my credit report, according to the 15 USC 1681 law there should not be any damages on my report, it is a defamation of my character.
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| 09/26/2023 |
No |
- Vehicle loan or lease
- Loan
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- Repossession
- Loan balance remaining after the vehicle is repossessed and sold
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Web |
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the loan amount was not was we agreed on, the bank still owes a credit for the overpayment.
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| 12/12/2023 |
No |
- Vehicle loan or lease
- Loan
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- Repossession
- Damage caused or loss of personal items in vehicle during the actual repossession
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Referral |
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| 09/03/2023 |
No |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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| 10/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Credit inquiries on your report that you don't recognize
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Web |
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| 03/22/2022 |
Yes |
- Vehicle loan or lease
- Loan
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- Incorrect information on your report
- Account information incorrect
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Web |
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| 06/27/2021 |
No |
- Vehicle loan or lease
- Loan
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- Struggling to pay your loan
- Loan balance remaining after the vehicle is repossessed and sold
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Web |
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| 01/20/2021 |
No |
- Vehicle loan or lease
- Loan
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- Struggling to pay your loan
- Lender trying to repossess or disable the vehicle
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Web |
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| 05/16/2019 |
No |
- Vehicle loan or lease
- Loan
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- Problems at the end of the loan or lease
- Unable to receive car title or other problem after the loan is paid off
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Postal mail |
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| 07/10/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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| 03/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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| 04/27/2015 |
Yes |
- Consumer Loan
- Vehicle loan
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- Problems when you are unable to pay
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Phone |
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