Oklahoma Motor Credit Company CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
04/19/2022 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OK
  • 744XX
Web
I purchased a vehicle back in XXXX with Oklahoma Motor Credit Company. I took the vehicle back to the lot in XXXX and voluntarily surrendered it. after that it was listed on my credit report as account paid in full/charged off. I never received any communication from them by mail nor phone afterwards. All of a sudden in XXXX I get a letter from my employer that they have gone to court and received a judgement for garnishment not only for the XXXX or so dollars that I owed on the vehicle when I returned it, but the judgment is for XXXX. I call them the day I received the letter from my employer, and I was told that they sent letter by mail that were returned to them and the address she gave me I have not lived at for over 4 years. My current job I have been on for about 2 years. They found my job with no problem, but could not find my current address. I feel like they really did not try to locate me nor my residence to notify me. I really believe they acted in a deceptive manner by purposefully not contacting me in order to get a rediculously high judgement and ultimately garnish my pay check for an absurd amount.
10/03/2018 No
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Problem after you declared or threatened to declare bankruptcy
  • OK
  • 731XX
Web Older American, Servicemember
I filed bankruptcy on XX/XX/2018. I have a vehicle from XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, OK. I had financial difficulties and was not able to make a payment. This was during my bankruptcy. I finally got my discharge in the mail on XX/XX/2018. When I talked to the representative today, I was told that " we are not going to put a payment at the end of the loan because you are behind ''. This late payment was during the bankruptcy and it was my understanding that they could not come after me for that payment. I never have been behind on any payment the whole time I have had the loan. I only get paid once a month on Social Security and I am a senior citizen with health issues. All I am asking if for some help with some kind of arrangement. They are the rudest people ever!!
05/04/2017 No
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Loan balance remaining after the vehicle is repossessed and sold
  • OK
  • 74055
Web
I recently found out that Oklahoma Motor Company h as sued me after selling my car for far less than what I owed, the car broke down and I took it to their shop as they instructed me, after weeks of calling with no call back or answers, I assumed the car was getting fixed, I then received a letter that the car was sold for {$1000.00} dollars in auction and I owed like {$19000.00}. Then I come to find out that i was sued and then it was dismissed due to lack of service, come to find out that some scandalous process server lied and said he served me, although I was never served, judge dismissed the case and then magically as attorneys do, they got the judgement against me, which in turn will cause me to file bankruptcy.
06/25/2022 Yes
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Billing problem
  • OK
  • 73135
Web
Regarding : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, OK XXXX. XX/XX/2022 I called to make a one time payment on behalf of a family member for {$240.00}. I specifically, and repeatedly advised their rep to not save my information for future payments, and that is was and one time only authorization. The rep reassured that my information would not be saved. XX/XX/2022 Another charge from this company for {$240.00} goes on my credit card. Unauthorized. The company has refused to refund my money. They have saved MY payment information to collect debt for a 3rd party without permission. This is fraud and unethical debt collection practices.
10/16/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • OK
  • 73160
Web
I had an auto loan with Oklahoma Motor Credit Company, I got behind on it and had to work with their attorney to get the balance paid off before they repo the vehicle. Which I did, in XX/XX/2015. I received a balance in full letter and account closed. Now, I'm trying to purchase a house and when I had my credit pulled, this company is showing a XXXX balance and a monthly payment of XXXX plus it's a charge off account with current delinquencies. I attempted to contact them and they refuse to speak with me, stating that they doesn't have to talk to me regarding this account and hung up on me.
01/07/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • OK
  • 74804
Web
06/26/2015 No
  • Consumer Loan
  • Vehicle loan
  • Managing the loan or lease
  • OK
  • 73160
Web
03/25/2013 No
  • Consumer Loan
  • Vehicle loan
  • Taking out the loan or lease
  • OK
  • 74079
Phone